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BMX AUSTRALIA SUMMARY OF GROUP TRAVEL INSURANCE FOR 2015 INTRODUCTION V-Insurance Group has worked closely with BMX Australia (BMXA) to provide travel insurance for nominated members, officials, accredited coaches, executives and voluntary workers. This brochure is a summary of the cover that has been organised on your behalf. If you require additional cover, please contact V-Insurance Group for an individual quotation. WHO IS INSURED? BMX Australia members who have purchased and been approved for the “international add on” membership benefit. This program covers BMXA and all affiliated States/Territory Associations, including all affiliated clubs, all members, temporary members, accredited coaches, event promoters, race directors, accredited officials, directors, executives and volunteers of BMXA. EXTENSIONS Please refer to the Policy Wording for a full list of extensions via the Travel Policy. The main policy extensions effecting BMX Australia members are as follows; • Associated holiday travel for approved members and all overseas leisure travel for approved Directors, Executives, Managers, Coaches, Authorised members and their accompanying spouses and/or partners and dependent children. • Benefits apply to athletes and coaches whilst participating/ training in sporting activities i.e. BMX. • Journeys covered up to a maximum of 180 days • Emergency replacement of essential items $ 3,000 where baggage is lost or delayed for more than 8 hours. TRAVEL INSURANCE MAXIMUM BENEFITS # There is no coverage under the Travel Insurance Personal Liability cover whilst a Covered Person is involved in the participation in or training for BMX. This exposure is covered under the Public Liability policy for BMX Australia. Whilst Participating Accidental Death (aged 18 to 65 years of age) $50,000 (events) Accidental Death (under 18 years of age and over 65) $25,000 (other) Lump Sum / Capital Benefits (Event 4-13 other permanent injuries as defined by the policy) $50,000 Whilst not participating Accidental Death (7 x annual income up to a maximum of) $500,000 Accidental Death under 18 years of age $20,000 Whilst Participating Loss of Income due to Injury (75% up to a maximum of): $250 per week 24 Week Benefit – 30 Day Excess Whilst not participating: Loss of Income due to Injury (85% up to a maximum of): $3,000 per week 104 Week Benefit - 7 Day Excess Overseas Medical Expenses, including Hospitalisation and $ Unlimited Additional Expenses Baggage, Personal Effects ($1,250 any one item) $ 5,000 Sub Limits: - Glasses/Sunglasses $ 1,000 - Credit Cards/Money/Travellers Cheques/Travel Documents $ 5,000 - Valuable $ 1,250 Cancellation & Curtailment $100,000 Loss of Deposit $10,000 (Policy Excess $200 each and every claim) Kidnap, Ransom and Extortion $500,000 Extra Territorial Workers Compensation (in the aggregate) $500,000 ($1,000 per week) Vehicle Excess Waiver $5,000 Alternative Employee Resumption of Assignment $10,000 Personal Liability (per person) $10,000,000 # CONTINUED OVERLEAF CONTINUED OVERLEAF V-Insurance Group Pty Ltd ABN: 67 160 126 509 Authorised Representative Number:432 898 Level 28, Angel Place 123 Pitt Street, Sydney NSW 2000 Main Switch: +61 2 8599 8660 Fax: +61 2 8599 8661 E: [email protected] Please call 1300 945 547 for 24 hour assistance
