Talk C halk Golden Crest Corporate Center 2271 State Hwy. 33, Suite 108 Hamilton Square, NJ 08690 Telephone: 609-586-6669 Fax: 609-586-1142 E-mail: [email protected]www.mcnjtfcu.org Office Hours: Monday through Friday 9:00 AM - 5:00 PM The Newsletter Of The Mercer County New Jersey Teachers' Federal Credit Union CONSOLIDATE YOUR DEBT WITH YOUR CREDIT UNION TODAY! Mercer County NJ Teachers' Federal Credit Union "Your Education To Financial Security" SUMMER 2020 We’re On A Mission! To Date, We’ve Saved Our Members $57,175 In Loan Interest. Help Us Add To e Total! Hidden Names Don’t forget to read Chalk Talk newsletters very carefully from now on! If you find your name hidden in the newsletter, give Nancy (ext. 210) or Adam (ext. 213) a call, and $10.00 will be deposited to your share account. STILL INSPIRED? HOME EQUITY SPECIAL EXTENDED! Until September 30, 2020, we’re WAIVING all home appraisal fees.* SAVE $400! We’re extending our Home Equity Loan Special until September 30, 2020. On top of the savings, this loan can give you the inspiration you need or help if you’re reeling from the impact of COVID-19. Use the funds for anything – a car, home improvements, debt consolidation, a backyard “staycation,” and more. Home Equity Credit Line as low as 3.25% APR* is loan is one of your most economical sources of financing. As you repay, Carol Letts, your line is replenished for future use. Inspiration made easy! n Add a bathroom or bedroom n Renovate your kitchen n Buy a car, camper, or boat n Plan a future getaway n Pay for college n Consolidate debt Call us at 609-586-1142 to learn more or apply online at mcnjtfcu.org. * APR=Annual Percentage Rate. Rate based on creditworthiness of applicant and subject to change without notice. Home Equity Fees waived for primary residence only. Must be owner-occupied. Not available on investment properties. To refinance an existing loan, must borrow an additional $5,000. Plan A Backyard Staycation Despite the pandemic, there are ways to enjoy the summer. And it helps if you have an MCNJTFCU Vacation Club Account. With the money you’ve saved, you can enjoy your time off – even if it’s relaxing in your own backyard! How a Vacation Club works: • Payroll deduct a reasonable amount each pay period into the account. • Earn a competitive interest rate, paid quarterly. • At maturity, funds are deposited into your savings account. Open a Vacation Club today! You can use the funds for anything, including having fun close to home.
Transcript
TalkChalk
Golden Crest Corporate Center2271 State Hwy. 33, Suite 108 Hamilton Square, NJ 08690Telephone: 609-586-6669
The Newsletter Of The Mercer County New Jersey Teachers' Federal Credit Union
CONSOLIDATE YOUR DEBT WITH YOUR CREDIT UNION TODAY!
Mercer County NJ Teachers' Federal Credit Union
"Your Education To Financial Security"
SUMMER 2020
We’re On A Mission!
To Date, We’ve Saved Our Members $57,175
In Loan Interest.
Help Us Add To The Total!
Hidden NamesDon’t forget to read Chalk Talk newsletters very carefully from now on! If you find your name hidden in the newsletter, give Nancy (ext. 210) or Adam (ext. 213) a call, and $10.00 will be deposited to your share account.
STILL INSPIRED?HOME EQUITY SPECIAL EXTENDED!
Until September 30, 2020, we’re WAIVING all home appraisal fees.* SAVE $400!We’re extending our Home Equity Loan Special until September 30, 2020. On top of the savings, this loan can give you the inspiration you need or help if you’re reeling from the impact of COVID-19. Use the funds for anything – a car, home improvements, debt consolidation, a backyard “staycation,” and more.
Home Equity Credit Line as low as 3.25% APR*This loan is one of your most economical sources of financing. As you repay, Carol Letts, your line is replenished for future use.
Inspiration made easy!n Add a bathroom or bedroomn Renovate your kitchenn Buy a car, camper, or boatn Plan a future getawayn Pay for college n Consolidate debt
Call us at 609-586-1142 to learn more or apply online at mcnjtfcu.org.* APR=Annual Percentage Rate. Rate based on creditworthiness of applicant and subject to change without notice. Home Equity Fees waived for primary residence only. Must be owner-occupied. Not available on investment properties. To refinance an existing loan, must borrow an additional $5,000.
Plan A Backyard StaycationDespite the pandemic, there are ways to enjoy the summer. And it helps if you have an MCNJTFCU Vacation Club Account. With the money you’ve saved, you can enjoy your time off – even if it’s relaxing in your own backyard!
How a Vacation Club works: • Payroll deduct a reasonable amount each pay period into the account. • Earn a competitive interest rate, paid quarterly. • At maturity, funds are deposited into your savings account.
Open a Vacation Club today! You can use the funds for anything, including having fun close to home.
Easy TransactionsIf you love your smartphone, simply download our new Mobile Banking App. It’s perfect for summer and all year long!
Convenient and worry-free:• Make transfers, track balances, apply for loans, and make remote deposits.• Your data stays safe and secure.
Make check deposits:• Simply snap a picture of your check, Michelle Murray, and click submit. It’s that easy!
Get started:Download our App from the Apple App Store or Google Play.
TELL YOUR FAMILY MEMBERS ABOUT MERCER COUNTY NJ TEACHERS' FCU!
Holiday ClosingsIndependence Day
Observed Friday, July 3, 2020
Saturday, July 4, 2020
Labor Day Monday, September 7, 2020
Columbus Day Monday, October 12, 2020
Spread The WordLet your family members and co-workers know they can join MCNJTFCU. We’d love to have them as part of our financial family!
Board of DirectorsJeremy Parry – PresidentJason Taylor – Vice PresidentLinda Lichtfus – SecretaryGeorge Smith – TreasurerIda ChiaradiaMada Coles-GallowayJoAnn GroegerErnest SmithRichard StecTom Wilfrid
StaffAdam Romero – President/CEODoug Brown – Loan Dept. ManagerNancy Branin – Operations ManagerAnastasia Smyth – Member ServiceRepresentative
AUTO LOAN REFINANCESBring Us Your Loan & We’ll Beat Your Rate By 1%!*It doesn’t make sense to stay in a high-rate auto loan from another lender. You pay more in monthly payments – money you could be using for something else. And during this pandemic crisis, the extra cash is helpful for everyone!
Refinance your auto loan and help us to reach our goal of $100,000. To date, we’ve saved our members a total of $57,175!
Refinance Today!Rates are currently as low as 2.99% APR* – and this low rate can significantly lower your payments. Call us at 609-586-6669 to make a comparison or apply at mcnjtfcu.org. We make the process easy and convenient, and we can close all loans remotely.APR=Annual Percentage Rate. Rates effective July 1, 2020, and subject to change without notice. APR may vary based on creditworthiness, loan amount, and security offered. Rates shown are for qualified borrowers and subject to credit score, age of collateral, and term. 1% rate discount applies to a car loan from another lender; 2.99% is the floor APR. Contact the credit union for the complete details.
Summer Skip-A-Pay! If you’d like some extra cash, Wendy Offery, consider skipping your July or August loan payment.* For a small fee of $35, you’ll have access to cash when you need it. And it’s turnkey: If you have payroll deduction, watch for your payment amount to be automatically deposited into your account. *Offer excludes credit card and real estate loans. Interest will continue to accumulate on your loan during the month you skip your payment. The $35 processing fee per loan will be deducted from your Share Savings account. Note: Qualifying loans will not have had any skip requests or loan modifications made in 2020.
