Sun Life Assurance Company of Canada - CI … Life Assurance Company of Canada SunWise Elite...

Sun Life Assurance Company of Canada

SunWise Elite Segregated Funds Including SunWise Elite Plus

Fund Facts – December 2016

SunWise Elite CI American Value Core Bundle............................................................................1

SunWise Elite CI American Value Fund .......................................................................................3

SunWise Elite CI Cambridge American Equity Corporate Class ..................................................5

SunWise Elite CI Cambridge Balanced Bundle ............................................................................7

SunWise Elite CI Cambridge Canadian Asset Allocation Corporate Fund ...................................9

SunWise Elite CI Cambridge Canadian Equity Corporate Fund .................................................11

SunWise Elite CI Cambridge Core Bundle .................................................................................13

SunWise Elite CI Cambridge Core Canadian Equity Corporate Fund ........................................15

SunWise Elite CI Cambridge Core Global Equity Corporate Fund .............................................17

SunWise Elite CI Cambridge Global Equity Core Bundle ...........................................................19

SunWise Elite CI Cambridge Global Equity Corporate Fund ......................................................21

SunWise Elite CI Cambridge Premier American Equity Corporate Class ..................................23

SunWise Elite CI Canadian Investment Core Bundle .................................................................25

SunWise Elite CI Canadian Investment Fund .............................................................................27

SunWise Elite CI Global Bond Fund ...........................................................................................29

SunWise Elite CI Global Fund.....................................................................................................31

SunWise Elite CI Global High Dividend Advantage Fund ...........................................................33

SunWise Elite CI Global Value Fund ..........................................................................................35

SunWise Elite CI Harbour Balanced Bundle ...............................................................................37

SunWise Elite CI Harbour Core Bundle ......................................................................................39

SunWise Elite CI Harbour Foreign Equity Corporate Fund ........................................................41

SunWise Elite CI Harbour Foreign Growth & Income Corporate Fund ......................................43

SunWise Elite CI Harbour Fund ..................................................................................................45

SunWise Elite CI Harbour Growth & Income Fund .....................................................................47

SunWise Elite CI International Value Fund .................................................................................49

SunWise Elite CI Money Market Fund ........................................................................................51

SunWise Elite CI PSS e100 Portfolio ..........................................................................................53

SunWise Elite CI PSS i100 Portfolio ...........................................................................................55

SunWise Elite CI PSS i20/e80 Portfolio ......................................................................................57


Table of Contents





SunWise Elite CI PSS i80/e20 Portfolio

® Core Bundle ........................................................................115

SunWise Elite Fidelity NorthStar® Fund ....................................................................................117

SunWise Elite Fidelity True North® Core Bundle ......................................................................119

......................................................................................69

SunWise Elite CI Select Income Managed Fund.........................................................................71

SunWise Elite CI Signature Canadian Balanced Fund ...............................................................73

SunWise Elite CI Signature Canadian Bond Fund......................................................................75

SunWise Elite CI Signature Core Bundle ....................................................................................77

SunWise Elite CI Signature Corporate Bond Corporate Fund ....................................................79

SunWise Elite CI Signature Dividend Core Bundle.....................................................................81

SunWise Elite CI Signature Dividend Fund ................................................................................83

SunWise Elite CI Signature Global Income & Growth Fund .......................................................85

SunWise Elite CI Signature High Income Fund ..........................................................................87

SunWise Elite CI Signature Income & Growth Fund ..................................................................89

SunWise Elite CI Signature Select Canadian Balanced Fund ....................................................91

SunWise Elite CI Signature Select Canadian Fund ....................................................................93

SunWise Elite CI Signature Select Global Income & Growth Corporate Fund ...........................95

SunWise Elite CI Synergy American Fund .................................................................................97

SunWise Elite CI Synergy Canadian Core Bundle .....................................................................99

SunWise Elite CI Synergy Canadian Fund ...............................................................................101

SunWise Elite CI Synergy Global Corporate Fund ...................................................................103

SunWise Elite Dynamic Core Bundle ........................................................................................105

SunWise Elite Dynamic Global Value Fund

........................................................................111

SunWise Elite Fidelity Global Asset Allocation Fund ................................................................113

SunWise Elite Fidelity NorthStar

...........................................................109

SunWise Elite Fidelity Disciplined Core Bundle

..............................................................................107

SunWise Elite Fidelity Canadian Asset Allocation Fund

Table of Contents (cont.)

...................................................................................175SunWise Elite TD Canadian Bond Fund

®

SunWise Elite Franklin Templeton Quotential Select Balanced Income Portfolio

....................................................141

SunWise Elite Mackenzie Cundill Canadian Security Fund ......................................................143

SunWise Elite Mackenzie Cundill Value Fund ..........................................................................145

SunWise Elite Manulife Diversified Income Portfolio Fund

.........................................................................153

SunWise Elite Portfolio Series Balanced Growth Fund ............................................................155

SunWise Elite Portfolio Series Conservative Balanced Fund

.................................................................151

SunWise Elite Portfolio Series Balanced Fund

.....................139

SunWise Elite Mackenzie Cundill Canadian Balanced Fund

SunWise Elite Franklin Templeton Quotential Growth Portfolio................................................135

SunWise Elite Franklin Templeton Quotential Maximum Growth Portfolio................................137

...............................133

...................................................157

SunWise Elite Portfolio Series Conservative Fund ...................................................................159

SunWise Elite Portfolio Series Growth Fund ............................................................................161

SunWise Elite Portfolio Series Income Fund ............................................................................163

SunWise Elite Portfolio Series Maximum Growth Fund ............................................................165

SunWise Elite Premier CI Signature Global Income & Growth Fund .......................................167

SunWise Elite RBC Canadian Dividend Core Bundle...............................................................169

SunWise Elite RBC Canadian Dividend Fund ..........................................................................171

SunWise Elite RBC O’Shaughnessy International Equity Fund................................................173

.......................................................147

SunWise Elite Manulife Global Dividend Fund..........................................................................149

SunWise Elite Northwest Growth and Income Fund

SunWise Elite Fidelity True North Fund.................................................................................121

SunWise Elite Fidelity U.S. Focused Stock Fund....................................................................123

SunWise Elite Franklin Templeton Bissett Canadian Equity Portfolio ......................................125

SunWise Elite Franklin Templeton Quotential Balanced Growth Portfolio ...............................127

SunWise Elite Franklin Templeton Quotential Balanced Income Portfolio ...............................129

SunWise Elite Franklin Templeton Quotential Diversified Equity Portfolio ..............................131

SunWise Elite Franklin Templeton Quotential Diversified Income Portfolio

Table of Contents (cont.)

Average return

Year-by-year returns (%)

This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in September 2011 would have $1,915.17 in December 2016. This works out to an average of13.10% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value five years.

How has the Fund performed?

How risky is it?

The value of your investment can go down. For details, please refer to the Information Folder and Contract.

Very low LowLow to

moderate ModerateModerateto high High

%

Elite Elite PlusMinimum investment per Contract: No new Contracts No new ContractsMinimum investment additional purchases: No new puchases No new puchasesMonthly minimum of pre-authorized chequing: No new PACs No new PACs

Date Fund created:Managed by:

Total value on December 31, 2016:Portfolio turnover rate:CI Investments Inc.

September 2011 $23,763,89016.56%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI American Value Core Bundle

ClassManagement expense ratio

(MER) (Includes taxes)

Net asset value per unit Units outstanding

Class A 4.03% $18.28 220,482

Class B 3.47% $18.76 772,171

Class C 3.07% $19.15 274,036

The Fund invests in the CI American Value Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCI American Value Corporate Class 69.89 Cash and Equivalents Apple Inc Microsoft Corp UnitedHealth Group Inc Boeing Co Alphabet Inc Class C American International Group Inc Seagate Technology PLC Visa Inc General Electric CoSignature Corporate Bond Corporate Class 29.80Cash and Equivalents 0.31Total 100.00

Total number of investments: 3

US Equity 61.21Foreign Bonds 16.05Domestic Bonds 11.14International Equity 5.83Cash and Equivalents 4.99Canadian Equity 0.75Other 0.03

% Assets

What does the Fund invest in?

Are there any guarantees?

Who is this Fund for?

This Segregated Fund is being offered under an insurance Contract. It comes with guarantees that may protect your money if the value goes down. The fees are summarized in the "Ongoing Fund expenses" section. For details, please refer to the Information Folder and Contract.

This Fund may be suitable for contractholders if they:• want to invest in equity securities, with a small amount of

exposure to income securities to mitigate short-term volatility• are investing for the medium and/or long term.

As of December 31, 2016

1

How much does it cost?The following tables show the fees and expenses you could pay to invest in or sell the Fund. For details, please refer to the Information Folder and Contract.

Sales charges

Ongoing Fund expenses

The MER includes the management fee, operating expenses and insurance fees of the Fund. You do not pay the MER directly. It affects you because it reduces the return you get. For the Optional Riders, the fees will be charged to you by Redeeming some of your Units. For details, please refer to the Information Folder and Contract.

Servicing commissionWe pay an annual servicing commission as long as you own the Fund. It is paid out of the management fee. The rate depends on the sales charge option you chose. For details, please refer to the Information Folder and Contract.

Fee What you pay

Early withdrawal fee 2% of the value of Units you sell or transfer within 30 business days of buying the Units. Money from the fee goes to the Fund.

Change fee Your insurance advisor may charge you up to 2% of the value of Units you switch to another Fund or Class.

Other fees

Sales charge option What you pay How it works

Initial Sales Charge (ISC) Up to 5% of the amount invested. •

You and your insurance advisor agree on the rate charged.•

The Initial Sales Charge is deducted from the amount you buy. It is paid as a commission.

Deferred Sales Charge (DSC) If you sell within: Rate1 year of buying 5.5 %2 years of buying 5.0 %3 years of buying 5.0 %4 years of buying 4.0 %5 years of buying 4.0 %6 years of buying 3.0 %7 years of buying 2.0 %After 7 years 0.0 %

•

The Deferred Sales Charge is a set rate. It is deducted from the amount you withdraw.

•

When you invest in the Fund, we pay a commission of 5%. Any Deferred Sales Charge you pay goes to us.

•

You can Redeem up to 10% of your Units of a Fund each year without a Deferred Sales Charge.

•

Up to 20% of unused free Units can be carried forward. The maximum available free Units at any time is 30% of the current Unit Value.

•

You can switch to Units of other DSC Funds under the insurance Contract without paying a Deferred Sales Charge.

•

For details, please refer to the Information Folder and Contract.

For more informationThis is a summary and may not contain all the information you need. There are details in the Contract that may lead to changes in this summary. Please make sure you read the Information Folder and Contract. For more information, please contact:CI Investments Inc. on behalf of Sun Life Assurance Company of Canada15 York Street, 2nd FloorToronto, Ontario, M5J 0A3Phone: 1-800-792-9355Email: [email protected]


Annual service fee rate DSC: 0.50% ISC: 1.00%

Optional Riders

Class

MER(Annual rate as a % of

the Fund's value)(Includes taxes)

Annual insurance fee included in MER

(annual rate as a % of the market value of

the Units)

Guaranteed Minimum Withdrawal Benefit Fee (annual rate as a % of the Remaining

GWB)

4% Annual Automatic Death Benefit Reset

(annual rate as a % of the Total Contract

Value)

Earnings Enhancement Benefit (annual rate as a % of

the market value of the Units)

Class A 4.03% 1.30% 0.60% 0.25% 0.30%

Class B 3.47% 0.85% 0.65% 0.25% 0.30%

Class C 3.07% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI American Value Core Bundle


2

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in December 2006 would have $1,647.61 in December 2016. This works out to an average of5.12% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value seven years and down in value three years.


How risky is it?


Very low LowLow to


%

Elite Elite PlusMinimum investment per Contract: No new Contracts No new ContractsMinimum investment additional purchases: No new puchases No new puchasesMonthly minimum of pre-authorized chequing: No new PACs No new PACsIf you invest more than $500,000 some of the fees you need to pay may be lowered. Ask your advisor or refer to the Information Folder and Contract for details.


Total value on December 31, 2016:Portfolio turnover rate:Epoch Investment Partners, Inc.

October 2005 $46,584,19513.27%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI American Value Fund




Class A 4.70% $16.84 700,470

Class B 4.12% $18.01 1,230,751

Class C 3.60% $19.29 654,360

The Fund invests in the CI American Value Corporate Class. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 5.44Apple Inc 4.88Microsoft Corp 3.97UnitedHealth Group Inc 3.35Boeing Co 2.91Alphabet Inc Class C 2.69American International Group Inc 2.62Seagate Technology PLC 2.57Visa Inc 2.52General Electric Co 2.48Total 33.43


US Equity 86.47International Equity 8.09Cash and Equivalents 5.44

% Assets





This Fund may be suitable for contractholders if they:• want a core U.S. equity fund for their portfolio• are investing for the medium and/or long term.


3


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.70% 1.85% 0.85% 0.25% 0.30%

Class B 4.12% 1.35% 0.95% 0.25% 0.30%

Class C 3.60% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI American Value Fund


4

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in December 2006 would have $916.33 in December 2016. This works out to an average of-0.87% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.



How risky is it?


Very low LowLow to


%




October 2005 $3,769,7864.95%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge American Equity Corporate Class




Class A 4.73% $8.80 182,389

Class B 4.11% $9.30 131,252

Class C 3.42% $9.84 93,799

The Fund invests in the Cambridge American Equity Corporate Class. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 21.16Walgreens Boots Alliance Inc 5.79Extended Stay America Inc 4.93Cerner Corp 4.41Rite Aid Corp 3.52Dollar Tree Inc 3.43Franco-Nevada Corp 3.43Autozone Inc 3.08Avis Budget Group Inc 3.04Kinder Morgan Inc 3.01Total 55.80


US Equity 63.68Cash and Equivalents 21.16International Equity 5.99Income Trust Units 5.74Canadian Equity 3.43

% Assets





This Fund may be suitable for contractholders if they:• want to invest in U.S. companies with growth potential• are investing for the medium and/or long term.


5


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.73% 1.85% 0.85% 0.25% 0.30%

Class B 4.11% 1.35% 0.95% 0.25% 0.30%

Class C 3.42% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge American Equity Corporate Class


6

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in January 2010 would have $1,948.19 in December 2016. This works out to an average of10.04% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past six years. In the past six years, the Fund was up in value five years and down in value one year.


How risky is it?


Very low LowLow to


%




January 2010 $164,481,53935.50%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Balanced Bundle




Class B 3.41% $18.53 7,100,815

Class C 3.06% $19.48 1,572,447

The Fund invests in the Cambridge Canadian Equity Corporate Class and Signature High Income Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCambridge Canadian Equity Corporate Class 95.02 Cash and Equivalents Tourmaline Oil Corp Walgreens Boots Alliance Inc Franco-Nevada Corp PrairieSky Royalty Ltd Keyera Corp Brookfield Infrastructure Partners LP George Weston Ltd Chubb Ltd Roche Holding AGSignature High Income Corporate Class 4.91Cash and Equivalents 0.07Total 100.00


Canadian Equity 33.09US Equity 27.27Cash and Equivalents 16.79International Equity 14.69Income Trust Units 5.83Foreign Bonds 2.10Domestic Bonds 0.23

% Assets








7


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class B 3.41% 0.85% 0.65% 0.25% 0.30%

Class C 3.06% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Balanced Bundle


8

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in March 2008 would have $1,595.47 in December 2016. This works out to an average of5.47% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past eight years. In the past eight years, the Fund was up in value seven years and down in value one year.


How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:CI Global Investments Inc. and CI Investments

Inc.

March 2008 $214,706,46810.47%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Canadian Asset Allocation Corporate Fund




Class A 3.92% $15.02 2,882,030

Class B 3.43% $15.63 8,697,750

Class C 3.16% $15.95 2,109,549

The Fund invests in the Cambridge Asset Allocation Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCambridge Bond Fund 22.06Cash and Equivalents 21.55Tourmaline Oil Corp 2.82Walgreens Boots Alliance Inc 2.79Franco-Nevada Corp 2.24PrairieSky Royalty Ltd 2.07Keyera Corp 1.87Brookfield Infrastructure Partners LP 1.78Chubb Ltd 1.77George Weston Ltd 1.76Total 60.71


Cash and Equivalents 21.16Canadian Equity 20.14Domestic Bonds 19.25US Equity 16.66Foreign Bonds 10.36International Equity 9.16Income Trust Units 3.27

% Assets





This Fund may be suitable for contractholders if they:• want active asset allocation among equity securities, fixed

income securities, and cash• are investing for the medium and/or long term.


9


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.15% 0.60% 0.25% 0.30%

Class B 3.43% 0.75% 0.65% 0.25% 0.30%

Class C 3.16% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Canadian Asset Allocation Corporate Fund


10

Average return



This chart shows how the Fund has performed in each of the past eight years. In the past eight years, the Fund was up in value six years and down in value two years.


How risky is it?


Very low LowLow to


%




March 2008 $56,959,92913.02%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Canadian Equity Corporate Fund




Class A 4.58% $17.24 865,555

Class B 4.06% $17.87 1,750,333

Class C 3.52% $18.80 537,673

The Fund invests in the Cambridge Canadian Equity Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 17.33Tourmaline Oil Corp 4.75Walgreens Boots Alliance Inc 4.69Franco-Nevada Corp 3.83PrairieSky Royalty Ltd 3.55Keyera Corp 3.21Brookfield Infrastructure Partners LP 3.03George Weston Ltd 3.02Chubb Ltd 3.00Roche Holding AG 2.59Total 49.00


Canadian Equity 34.20US Equity 27.68Cash and Equivalents 17.33International Equity 15.07Income Trust Units 5.72

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long term.


11


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.58% 1.75% 0.85% 0.25% 0.30%

Class B 4.06% 1.30% 0.95% 0.25% 0.30%

Class C 3.52% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Canadian Equity Corporate Fund


12

Average return





How risky is it?


Very low LowLow to


%




January 2010 $140,490,85729.19%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Bundle




Class A 3.98% $18.04 1,480,672

Class B 3.43% $19.28 4,106,355

Class C 3.03% $19.82 1,691,943

The Fund invests in the Cambridge Canadian Equity Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCambridge Canadian Equity Corporate Class 97.00 Cash and Equivalents Tourmaline Oil Corp Walgreens Boots Alliance Inc Franco-Nevada Corp PrairieSky Royalty Ltd Keyera Corp Brookfield Infrastructure Partners LP George Weston Ltd Chubb Ltd Roche Holding AGSignature Corporate Bond Corporate Class 2.58Cash and Equivalents 0.42Total 100.00



% Assets








13


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.98% 1.30% 0.60% 0.25% 0.30%

Class B 3.43% 0.85% 0.65% 0.25% 0.30%

Class C 3.03% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Bundle


14

Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value six years and down in value four years.


How risky is it?


Very low LowLow to


%




October 2005 $26,411,39910.03%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Canadian Equity Corporate Fund




Class A 4.51% $16.78 580,712

Class B 4.00% $17.48 769,693

Class C 3.51% $18.35 175,325

The Fund invests in the Cambridge Canadian Equity Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 17.33Tourmaline Oil Corp 4.75Walgreens Boots Alliance Inc 4.69Franco-Nevada Corp 3.83PrairieSky Royalty Ltd 3.55Keyera Corp 3.21Brookfield Infrastructure Partners LP 3.03George Weston Ltd 3.02Chubb Ltd 3.00Roche Holding AG 2.59Total 49.00



% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund for their portfolio• are investing for the medium and/or long term.


15


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.51% 1.75% 0.85% 0.25% 0.30%

Class B 4.00% 1.30% 0.95% 0.25% 0.30%

Class C 3.51% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Canadian Equity Corporate Fund


16

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:CI Global Investments Inc. & CI Investments

Inc.

October 2005 $23,208,85810.07%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Global Equity Corporate Fund




Class A 4.69% $11.90 680,815

Class B 4.06% $12.64 897,388

Class C 3.51% $13.44 280,107

The Fund invests in the Cambridge Global Equity Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 16.74Walgreens Boots Alliance Inc 4.88Tourmaline Oil Corp 3.80Abertis Infraestructuras SA 3.64Chubb Ltd 3.21Roche Holding AG 3.17Computer Sciences Corp 3.09Alphabet Inc Class A 3.02Franco-Nevada Corp 2.74Cerner Corp 2.68Total 46.97


International Equity 38.75US Equity 35.26Cash and Equivalents 16.74Canadian Equity 7.10Income Trust Units 2.15

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund for their portfolio• are investing for the medium and/or long term.


17


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.69% 1.85% 0.85% 0.25% 0.30%

Class B 4.06% 1.35% 0.95% 0.25% 0.30%

Class C 3.51% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Core Global Equity Corporate Fund


18

Average return





How risky is it?


Very low LowLow to


%




September 2011 $64,369,93922.90%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Global Equity Core Bundle




Class A 3.92% $17.13 509,298

Class B 3.43% $17.59 1,991,061

Class C 3.05% $17.94 1,149,433

The Fund invests in the Cambridge Global Equity Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCambridge Global Equity Corporate Class 91.12 Cash and Equivalents Walgreens Boots Alliance Inc Tourmaline Oil Corp Abertis Infraestructuras SA Chubb Ltd Roche Holding AG Computer Sciences Corp Alphabet Inc Class A Franco-Nevada Corp Cerner CorpSignature Corporate Bond Corporate Class 8.63Cash and Equivalents 0.25Total 100.00


International Equity 35.34US Equity 32.35Cash and Equivalents 15.76Canadian Equity 6.69Foreign Bonds 4.65Domestic Bonds 3.23Income Trust Units 1.96Other 0.02

% Assets








19


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.30% 0.60% 0.25% 0.30%

Class B 3.43% 0.85% 0.65% 0.25% 0.30%

Class C 3.05% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Global Equity Core Bundle


20

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:CI Global Investments Inc. & CI Investments

Inc.

March 2008 $67,102,8058.69%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Global Equity Corporate Fund




Class A 4.69% $15.53 680,557

Class B 4.08% $16.32 2,449,546

Class C 3.53% $17.59 855,503

The Fund invests in the Cambridge Global Equity Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 16.74Walgreens Boots Alliance Inc 4.88Tourmaline Oil Corp 3.80Abertis Infraestructuras SA 3.64Chubb Ltd 3.21Roche Holding AG 3.17Computer Sciences Corp 3.09Alphabet Inc Class A 3.02Franco-Nevada Corp 2.74Cerner Corp 2.68Total 46.97


International Equity 38.75US Equity 35.26Cash and Equivalents 16.74Canadian Equity 7.10Income Trust Units 2.15

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund• are investing for the medium and/or long term.


21


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.69% 1.85% 0.85% 0.25% 0.30%

Class B 4.08% 1.35% 0.95% 0.25% 0.30%

Class C 3.53% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Global Equity Corporate Fund


22

Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value nine years and down in value one year.


How risky is it?


Very low LowLow to


%




October 2005 $23,129,9725.17%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Premier American Equity Corporate Class




Class A 4.90% $21.31 337,038

Class B 4.30% $22.67 544,559

Class C 3.75% $24.04 149,862

The Fund invests in the Cambridge American Equity Corporate Class. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 21.16Walgreens Boots Alliance Inc 5.79Extended Stay America Inc 4.93Cerner Corp 4.41Rite Aid Corp 3.52Dollar Tree Inc 3.43Franco-Nevada Corp 3.43Autozone Inc 3.08Avis Budget Group Inc 3.04Kinder Morgan Inc 3.01Total 55.80


US Equity 63.68Cash and Equivalents 21.16International Equity 5.99Income Trust Units 5.74Canadian Equity 3.43

% Assets





This Fund may be suitable for contractholders if they:• want to invest in U.S. companies with growth potential• are investing for the medium and/or long term.


23


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.90% 1.85% 0.85% 0.25% 0.30%

Class B 4.30% 1.35% 0.95% 0.25% 0.30%

Class C 3.75% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Cambridge Premier American Equity Corporate Class


24

Average return



This chart shows how the Fund has performed in each of the past five years. In the past five years, the Fund was up in value four years and down in value one year.


How risky is it?


Very low LowLow to


%




September 2011 $10,492,44720.93%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Canadian Investment Core Bundle




Class A 3.78% $13.88 199,002

Class B 3.40% $14.22 375,007

Class C 3.08% $14.49 165,701

The Fund invests in the CI Canadian Investment Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCI Canadian Investment Corporate Class 74.48 Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia CCL Industries Inc Manulife Financial Corp Cash and Equivalents Canadian National Railway Co Canadian Imperial Bank of Commerce Microsoft Corp Suncor Energy IncSignature Corporate Bond Corporate Class 25.47Cash and Equivalents 0.05Total 100.00


Canadian Equity 38.30US Equity 26.57Foreign Bonds 13.72Domestic Bonds 9.85International Equity 7.23Cash and Equivalents 2.48Income Trust Units 1.79Other 0.06

% Assets








25


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.78% 1.30% 0.60% 0.25% 0.30%

Class B 3.40% 0.85% 0.65% 0.25% 0.30%

Class C 3.08% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Canadian Investment Core Bundle


26

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Tetrem Capital Management Ltd. & Altrinsic

Global Advisors, LLC

October 2005 $140,053,7555.30%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Canadian Investment Fund




Class A 4.54% $14.32 3,244,172

Class B 4.00% $15.42 4,906,620

Class C 3.54% $15.94 1,083,606

The Fund invests in the CI Canadian Investment Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsRoyal Bank of Canada 4.77Toronto-Dominion Bank 3.92Bank of Nova Scotia 3.37CCL Industries Inc 2.39Manulife Financial Corp 2.31Cash and Equivalents 2.25Canadian National Railway Co 2.12Canadian Imperial Bank of Commerce 2.00Microsoft Corp 1.79Suncor Energy Inc 1.79Total 26.71


Canadian Equity 50.59US Equity 34.80International Equity 9.51Income Trust Units 2.40Cash and Equivalents 2.25Domestic Bonds 0.45

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund • are investing for the medium and/or long term.


27


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.54% 1.75% 0.85% 0.25% 0.30%

Class B 4.00% 1.30% 0.95% 0.25% 0.30%

Class C 3.54% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Canadian Investment Fund


28

Average return





How risky is it?


Very low LowLow to


%




October 2005 $8,659,8009.06%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Bond Fund




Class A 2.60% $15.05 254,806

Class B 2.48% $15.21 251,578

Class C 2.33% $15.39 64,074

The Fund invests in the Signature Global Bond Fund. The underlying fund invests mostly in bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsUnited States Treasury 1.75 % 30-Nov-2021 10.78Canada Government 0.50 % 01-Feb-2019 6.42United States Treasury 0.13 % 15-Jul-2026 5.28Ontario Province 2.40 % 02-Jun-2026 4.82Quebec Province 2.50 % 01-Sep-2026 4.50Ontario Province 1.35 % 08-Mar-2022 3.88Quebec Province 3.50 % 01-Dec-2022 3.87France Government 0.25 % 25-Nov-2026 3.73United States Treasury 0.13 % 15-Apr-2021 3.03Japan Government 0.10 % 20-Jun-2026 3.02Total 49.33


Foreign Bonds 71.68Domestic Bonds 25.62Cash and Equivalents 2.00US Equity 0.70

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium term.


29


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.60% 0.50% 0.35% 0.25% 0.30%

Class B 2.48% 0.40% 0.35% 0.25% 0.30%

Class C 2.33% 0.30% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Bond Fund


30

Average return





How risky is it?


Very low LowLow to


%




October 2005 $5,923,2287.16%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Fund




Class A 4.69% $11.76 212,552

Class B 4.14% $12.33 185,965

Class C 3.58% $13.15 86,004

The Fund invests in the Signature Global Equity Corporate Class (formerly CI Global Corporate Class). The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 5.06Synchrony Financial 4.50Citigroup Inc 4.36Wells Fargo & Co 2.99UnitedHealth Group Inc 2.71JPMorgan Chase & Co 2.26Micron Technology Inc 1.85Roche Holding AG 1.81Anthem Inc 1.73Sony Corp 1.69Total 28.96


US Equity 53.61International Equity 36.40Cash and Equivalents 5.06Other 3.03Canadian Equity 1.90

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund• are investing for the medium and/or long term.


31


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.69% 1.85% 0.85% 0.25% 0.30%

Class B 4.14% 1.35% 0.95% 0.25% 0.30%

Class C 3.58% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Fund


32

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in April 2007 would have $1,267.72 in December 2016. This works out to an average of2.47% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past nine years. In the past nine years, the Fund was up in value eight years and down in value one year.


How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:CI Investments Inc. & Epoch Investment

Partners, Inc

April 2007 $22,380,14211.06%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global High Dividend Advantage Fund




Class A 4.78% $11.43 527,492

Class B 4.22% $12.06 983,992

Class C 3.67% $12.68 264,632

The Fund invests in the CI Global High Dividend Advantage Corporate Class. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsAT&T Inc 2.01Reynolds American Inc 1.86Health Care REIT Inc 1.86Verizon Communications Inc 1.84PPL Corp 1.77Duke Energy Corp 1.75Philip Morris International Inc 1.75Altria Group Inc 1.73BCE Inc 1.73Muenchener Rueckversicherngs Geslschft AG 1.71Total 18.01


US Equity 48.14International Equity 46.44Canadian Equity 5.02Income Trust Units 1.06Cash and Equivalents -0.66

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of high dividend-paying

equity securities for conservative capital growth• are investing for the medium and/or long term.


33


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.78% 1.85% 0.85% 0.25% 0.30%

Class B 4.22% 1.35% 0.95% 0.25% 0.30%

Class C 3.67% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global High Dividend Advantage Fund


34

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Altrinsic Global Advisors, LLC

October 2005 $5,317,50110.87%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Value Fund




Class A 4.68% $13.32 167,269

Class B 4.17% $13.90 171,156

Class C 3.52% $14.97 46,123

The Fund invests in the CI Global Value Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsIntercontinental Exchange Inc 3.02Chubb Ltd 2.70Time Warner Inc 2.61Aon PLC 2.47Loews Corp 2.44Nestle SA 2.42PepsiCo Inc 2.40Sanofi SA 2.38Mitsubishi UFJ Financial Group Inc 2.37Comcast Corp 2.26Total 25.07


International Equity 54.05US Equity 43.68Cash and Equivalents 1.80Canadian Equity 0.47

% Assets





This Fund may be suitable for contractholders if they:• want to invest in foreign companies• are investing for the medium and/or long term.


35


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.68% 1.85% 0.85% 0.25% 0.30%

Class B 4.17% 1.35% 0.95% 0.25% 0.30%

Class C 3.52% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Global Value Fund


36

Average return



This chart shows how the Fund has performed in each of the past six years. In the past six years, the Fund was up in value four years and down in value two years.


How risky is it?


Very low LowLow to


%




January 2010 $86,243,5768.66%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Balanced Bundle




Class B 3.39% $12.43 5,243,160

Class C 3.03% $12.75 1,499,678

The Fund invests in the Harbour Corporate Class and Signature High Income Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsHarbour Corporate Class 61.56 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank TransCanada Corp Symantec Corp Oracle Corp Suncor Energy Inc Manulife Financial Corp Alphabet Inc Class C Intact Financial CorpSignature High Income Corporate Class 38.13Cash and Equivalents 0.31Total 100.00


Canadian Equity 35.37US Equity 24.36Foreign Bonds 16.28Cash and Equivalents 12.31International Equity 6.75Income Trust Units 3.17Domestic Bonds 1.76

% Assets








37


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class B 3.39% 0.85% 0.65% 0.25% 0.30%

Class C 3.03% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Balanced Bundle


38

Average return





How risky is it?


Very low LowLow to


%




January 2010 $63,710,7234.89%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Core Bundle




Class A 3.86% $11.55 493,457

Class B 3.40% $11.60 3,251,695

Class C 3.07% $11.89 1,658,102

The Fund invests in the Harbour Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsHarbour Corporate Class 75.40 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank TransCanada Corp Symantec Corp Oracle Corp Suncor Energy Inc Manulife Financial Corp Alphabet Inc Class C Intact Financial CorpSignature Corporate Bond Corporate Class 24.02Cash and Equivalents 0.58Total 100.00


Canadian Equity 38.22US Equity 21.24Cash and Equivalents 13.60Foreign Bonds 12.94Domestic Bonds 8.98International Equity 4.91Other 0.07Income Trust Units 0.04

% Assets








39


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.86% 1.30% 0.60% 0.25% 0.30%

Class B 3.40% 0.85% 0.65% 0.25% 0.30%

Class C 3.07% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Core Bundle


40

Average return



This chart shows how the Fund has performed in each of the past nine years. In the past nine years, the Fund was up in value six years and down in value three years.


How risky is it?


Very low LowLow to


%




April 2007 $30,161,4666.10%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Foreign Equity Corporate Fund




Class A 4.71% $9.92 633,273

Class B 4.12% $10.46 1,582,871

Class C 3.58% $10.91 639,695

The Fund invests in the Harbour Global Equity Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 20.13Bank of America Corp 5.14Cie Generale des Etablissmts Michelin SCA 5.04TransCanada Corp 4.94Symantec Corp 4.40Oracle Corp 4.35NXP Semiconductors NV 4.27Alphabet Inc Class C 3.63Nidec Corp 3.26Twenty-First Century Fox Inc 3.21Total 58.37


US Equity 43.82International Equity 24.21Cash and Equivalents 20.13Canadian Equity 11.78Income Trust Units 0.06

% Assets





This Fund may be suitable for contractholders if they:• want a core foreign equity fund• are investing for medium and/or long term.


41


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.71% 1.85% 0.85% 0.25% 0.30%

Class B 4.12% 1.35% 0.95% 0.25% 0.30%

Class C 3.58% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Foreign Equity Corporate Fund


42

Average return



This chart shows how the Fund has performed in each of the past nine years. In the past nine years, the Fund was up in value seven years and down in value two years.


How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:CI Investments Inc. & Marret Asset

Management Inc.

April 2007 $57,079,4328.86%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Foreign Growth & Income Corporate Fund




Class A 3.88% $13.22 645,179

Class B 3.46% $13.85 2,626,430

Class C 3.20% $14.11 751,660

The Fund invests in the Harbour Global Growth & Income Corporate Class. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 19.80Morgan Stanley 3.89Alphabet Inc Class C 2.87General Electric Co 2.68Microsoft Corp 2.67Bank of America Corp 2.40Goldman Sachs Group Inc 2.33Citigroup Inc 2.12International Business Machines Corp 2.06Heidelbergcement AG 2.02Total 42.84


US Equity 37.62Cash and Equivalents 19.80International Equity 19.25Foreign Bonds 7.69Canadian Equity 7.64Domestic Bonds 6.45Other 1.55

% Assets





This Fund may be suitable for contractholders if they:• want both equity and fixed income securities in a single fund

and prefer to have the portfolio advisor make the asset mix decisions

• are investing for the medium and/or long term.


43


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.88% 1.15% 0.60% 0.25% 0.30%

Class B 3.46% 0.75% 0.65% 0.25% 0.30%

Class C 3.20% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Foreign Growth & Income Corporate Fund


44

Average return





How risky is it?


Very low LowLow to


%




October 2005 $210,099,0082.26%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Fund




Class A 4.53% $12.22 5,556,022

Class B 4.01% $12.92 8,659,708

Class C 3.53% $13.50 2,182,540

The Fund invests in the Harbour Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 16.33Royal Bank of Canada 5.84Toronto-Dominion Bank 5.65TransCanada Corp 4.51Symantec Corp 4.05Oracle Corp 4.01Suncor Energy Inc 3.93Manulife Financial Corp 3.71Alphabet Inc Class C 3.22Intact Financial Corp 2.79Total 54.04



% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund• are investing for the medium and/or long term.


45


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.53% 1.75% 0.85% 0.25% 0.30%

Class B 4.01% 1.30% 0.95% 0.25% 0.30%

Class C 3.53% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Fund


46

Average return





How risky is it?


Very low LowLow to


%




Management Inc.

October 2005 $406,868,7765.88%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Growth & Income Fund




Class A 3.87% $13.56 8,303,735

Class B 3.41% $14.22 16,109,764

Class C 3.15% $14.62 4,245,745

The Fund invests in the Harbour Growth & Income Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 4.81Microsoft Corp 3.03United States Treasury 0.75 % 31-Oct-2018 3.01Royal Bank of Canada 3.00Bank of America Corp 2.92General Electric Co 2.84Alphabet Inc Class C 2.82Canada Government 3.50 % 01-Dec-2045 2.67Northland Power Inc 2.67Citigroup Inc 2.56Total 30.33


Canadian Equity 38.95Domestic Bonds 21.36US Equity 20.08International Equity 8.46Cash and Equivalents 4.81Foreign Bonds 4.58Income Trust Units 1.76

% Assets







• are investing for the medium term.


47


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.87% 1.15% 0.60% 0.25% 0.30%

Class B 3.41% 0.75% 0.65% 0.25% 0.30%

Class C 3.15% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Harbour Growth & Income Fund


48

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Altrinsic Global Advisors, LLC

October 2005 $10,445,09612.72%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI International Value Fund




Class A 4.69% $11.97 326,247

Class B 4.09% $12.74 403,301

Class C 3.54% $13.53 96,327

The Fund invests in the CI International Value Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 4.58Chubb Ltd 3.36Mitsubishi UFJ Financial Group Inc 3.23Aon PLC 2.98Willis Towers Watson PLC 2.87Tokio Marine Holdings Inc 2.85Nestle SA 2.64Sanofi SA 2.50GlaxoSmithKline PLC 2.50Novartis AG 2.45Total 29.96


International Equity 88.81US Equity 6.04Cash and Equivalents 4.58Canadian Equity 0.57

% Assets





This Fund may be suitable for contractholders if they:• want to invest in foreign companies• are investing for the medium and/or long term.


49


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.69% 1.85% 0.85% 0.25% 0.30%

Class B 4.09% 1.35% 0.95% 0.25% 0.30%

Class C 3.54% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI International Value Fund


50

Average return





How risky is it?


Very low LowLow to


%




October 2005 $153,576,14240.15%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Money Market Fund




Class A 1.38% $10.62 4,168,726

Class B 1.26% $10.75 7,695,879

Class C 1.21% $10.79 2,359,263

The Fund invests in the CI Money Market Fund. The underlying fund invests mostly in short-term debt that mature in less than 365 days.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 88.96Manulife Bank of Canada FRN 01-Jun-2018 4.60HSBC Bank Canada 3.56 % 04-Oct-2017 1.85Toronto-Dominion Bank FRN 28-Mar-2018 1.85Canadian Imperial Bank of Commerce FRN 09-Feb-2018 1.83Toronto-Dominion Bank 0.00 % 29-Nov-2017 0.91Total 100.00


Cash and Equivalents 88.96Domestic Bonds 11.04

% Assets





This Fund may be suitable for contractholders if they:• want to earn income • are investing for the short term.


51


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•




Annual service fee rate DSC: N/A ISC: N/A

Optional Riders

Class





the Units)


GWB)



Value)



Class A 1.38% 0.30% 0.35% 0.25% 0.30%

Class B 1.26% 0.20% 0.35% 0.25% 0.30%

Class C 1.21% 0.15% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Money Market Fund


52

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in October 2008 would have $1,929.73 in December 2016. This works out to an average of8.35% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.

This chart shows how the Fund has performed in each of the past eight years. In the past eight years, the Fund was up in value five years and down in value three years.


How risky is it?


Very low LowLow to


%




October 2008 $7,382,2469.73%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI PSS e100 Portfolio




Class A 4.05% $19.86 5,456

Class B 3.58% $18.60 346,116

Class C 3.20% $0.00 0

The Fund invests in multiple underlying funds that invest mostly in share and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Canadian Equity Managed Corporate Class 47.95Select U.S. Equity Managed Corporate Class 35.49Select International Equity Managed Corporate Class 16.20Cash and Equivalents 0.36Total 100.00


Canadian Equity 38.31US Equity 34.55International Equity 16.74Cash and Equivalents 9.13Income Trust Units 1.26Foreign Bonds 0.01

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities• are investing for the medium and/or long term.


53


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.05% 1.50% 0.85% 0.25% 0.30%

Class B 3.58% 1.05% 0.95% 0.25% 0.30%

Class C 3.20% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI PSS e100 Portfolio


54

Average return



This chart shows how the Fund has performed in each of the past eight years. In the past eight years, the Fund was up in value eight years.


How risky is it?


Very low LowLow to


%




Management Inc.

October 2008 $3,312,57820.18%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI PSS i100 Portfolio




Class A 2.89% $11.80 32,470

Class B 2.72% $14.46 155,840

Class C 2.70% $13.32 22,909

The Fund invests in the Select Income Managed Corporate Class. The underlying fund invests mostly in Canadian and global bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 18.88United States Treasury 2.00 % 15-Nov-2026 5.46United States Treasury 2.88 % 15-Nov-2046 3.20Canada Government 0.50 % 01-Feb-2019 1.54iShares 20+ Year Treasury Bond ETF (TLT) 1.39Quebec Province 3.50 % 01-Dec-2022 1.30United States Treasury 0.13 % 15-Jul-2026 1.25Ontario Province 2.40 % 02-Jun-2026 1.08United States Treasury 1.75 % 30-Nov-2021 1.03iShares U.S. Real Estate ETF (IYR) 0.97Total 36.10


Foreign Bonds 39.95Domestic Bonds 29.53Cash and Equivalents 18.89US Equity 4.96Canadian Equity 3.53International Equity 2.24Income Trust Units 0.83Other 0.07

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the short and/or medium term.


55


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.89% 0.55% 0.35% 0.25% 0.30%

Class B 2.72% 0.45% 0.35% 0.25% 0.30%

Class C 2.70% 0.35% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI PSS i100 Portfolio


56

Average return





How risky is it?


Very low LowLow to


%




October 2008 $4,277,2355.42%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI PSS i20/e80 Portfolio




Class A 3.95% $17.36 67,360

Class B 3.54% $18.58 103,183

Class C 3.17% $20.23 33,909


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Canadian Equity Managed Corporate Class 46.57Select U.S. Equity Managed Corporate Class 33.88Select International Equity Managed Corporate Class 11.93Select Income Managed Corporate Class 7.36Cash and Equivalents 0.26Total 100.00


Canadian Equity 37.44US Equity 33.30International Equity 13.06Cash and Equivalents 9.83Foreign Bonds 2.88Domestic Bonds 2.21Income Trust Units 1.28

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities, with

a small amount of exposure to income securities to reduce short-term volatility



57


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.95% 1.40% 0.60% 0.25% 0.30%

Class B 3.54% 0.95% 0.65% 0.25% 0.30%

Class C 3.17% 0.65% 0.70% 0.25% 0.30%



58

Average return





How risky is it?


Very low LowLow to


%




October 2008 $65,414,1568.18%

Quick facts:





Class A 3.92% $18.14 110,440

Class B 3.47% $17.79 2,335,492

Class C 3.19% $18.33 835,283


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Canadian Equity Managed Corporate Class 31.02Select U.S. Equity Managed Corporate Class 28.91Select Income Managed Corporate Class 21.34Select International Equity Managed Corporate Class 18.73Total 100.00


US Equity 28.72Canadian Equity 25.58International Equity 18.87Cash and Equivalents 11.06Foreign Bonds 8.34Domestic Bonds 6.40Income Trust Units 1.01Other 0.02

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities, with

a small amount of exposure to income securities to mitigate short-term volatility



59


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.15% 0.60% 0.25% 0.30%

Class B 3.47% 0.75% 0.65% 0.25% 0.30%

Class C 3.19% 0.50% 0.70% 0.25% 0.30%



60

Average return





How risky is it?


Very low LowLow to


%




October 2008 $27,369,59110.76%

Quick facts:





Class A 3.72% $16.22 142,727

Class B 3.25% $17.58 1,016,940

Class C 2.99% $17.39 412,919


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Income Managed Corporate Class 28.42Select Canadian Equity Managed Corporate Class 28.32Select U.S. Equity Managed Corporate Class 26.47Select International Equity Managed Corporate Class 16.46Cash and Equivalents 0.33Total 100.00


US Equity 26.71Canadian Equity 23.66International Equity 16.86Cash and Equivalents 12.14Foreign Bonds 11.09Domestic Bonds 8.52Income Trust Units 1.00Other 0.02

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of equity securities and,

to a lesser extent, income securities• are investing for the medium and/or long term.


61


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.72% 1.00% 0.60% 0.25% 0.30%

Class B 3.25% 0.60% 0.65% 0.25% 0.30%

Class C 2.99% 0.35% 0.70% 0.25% 0.30%



62

Average return





How risky is it?


Very low LowLow to


%




October 2008 $12,382,45115.24%

Quick facts:





Class A 3.72% $16.16 46,665

Class B 3.32% $16.48 626,214

Class C 3.10% $17.59 74,529


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Income Managed Corporate Class 37.14Select Canadian Equity Managed Corporate Class 25.40Select U.S. Equity Managed Corporate Class 23.41Select International Equity Managed Corporate Class 13.98Cash and Equivalents 0.07Total 100.00


US Equity 24.21Canadian Equity 21.62International Equity 14.68Foreign Bonds 14.50Cash and Equivalents 12.85Domestic Bonds 11.13Income Trust Units 0.99Other 0.02

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio split approximately

equally between income and equity securities, designed for steady, long-term growth



63


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.72% 1.05% 0.50% 0.25% 0.30%

Class B 3.32% 0.65% 0.50% 0.25% 0.30%

Class C 3.10% 0.45% 0.50% 0.25% 0.30%



64

Average return





How risky is it?


Very low LowLow to


%




October 2008 $4,291,3328.78%

Quick facts:





Class A 3.81% $11.96 7,768

Class B 3.35% $16.80 214,702

Class C 3.16% $14.66 40,357


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Income Managed Corporate Class 46.81Select U.S. Equity Managed Corporate Class 21.28Select Canadian Equity Managed Corporate Class 19.65Select International Equity Managed Corporate Class 12.14Cash and Equivalents 0.12Total 100.00


US Equity 22.36Foreign Bonds 18.27Canadian Equity 17.36Domestic Bonds 14.03Cash and Equivalents 13.92International Equity 13.09Income Trust Units 0.92Other 0.05

% Assets





This Fund may be suitable for contractholders if they:• want to invest in a diversified portfolio of income and equity

securities designed for steady, long-term growth • are investing for the medium and/or long term.


65


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.81% 1.00% 0.50% 0.25% 0.30%

Class B 3.35% 0.60% 0.50% 0.25% 0.30%

Class C 3.16% 0.45% 0.50% 0.25% 0.30%



66

Average return





How risky is it?


Very low LowLow to


%




October 2008 $10,271,2358.46%

Quick facts:





Class A 3.27% $16.02 44,329

Class B 3.16% $15.67 515,003

Class C 3.06% $13.96 106,889


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Income Managed Corporate Class 61.88 Cash and Equivalents United States Treasury 2.00 % 15-Nov-2026 United States Treasury 2.88 % 15-Nov-2046 Canada Government 0.50 % 01-Feb-2019 iShares 20+ Year Treasury Bond ETF (TLT) Quebec Province 3.50 % 01-Dec-2022 United States Treasury 0.13 % 15-Jul-2026 Ontario Province 2.40 % 02-Jun-2026 United States Treasury 1.75 % 30-Nov-2021 iShares U.S. Real Estate ETF (IYR)Select U.S. Equity Managed Corporate Class 14.92Select Canadian Equity Managed Corporate Class 14.05Select International Equity Managed Corporate Class 9.12Cash and Equivalents 0.03Total 100.00


Foreign Bonds 24.15Domestic Bonds 18.55US Equity 17.13Cash and Equivalents 15.50Canadian Equity 13.39International Equity 10.36Income Trust Units 0.89Other 0.03

% Assets





This Fund may be suitable for contractholders if they:• want to receive income and are seeking modest capital growth• are investing for the short and/or medium term.


67


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.27% 0.55% 0.35% 0.25% 0.30%

Class B 3.16% 0.45% 0.35% 0.25% 0.30%

Class C 3.06% 0.35% 0.35% 0.25% 0.30%



68

Average return





How risky is it?


Very low LowLow to


%




October 2008 $589,4958.43%

Quick facts:





Class A 3.24% $11.44 2,662

Class B 3.15% $15.69 35,002

Class C 3.00% $12.64 791


Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSelect Income Managed Corporate Class 75.70 Cash and Equivalents United States Treasury 2.00 % 15-Nov-2026 United States Treasury 2.88 % 15-Nov-2046 Canada Government 0.50 % 01-Feb-2019 iShares 20+ Year Treasury Bond ETF (TLT) Quebec Province 3.50 % 01-Dec-2022 United States Treasury 0.13 % 15-Jul-2026 Ontario Province 2.40 % 02-Jun-2026 United States Treasury 1.75 % 30-Nov-2021 iShares U.S. Real Estate ETF (IYR)Select Canadian Equity Managed Corporate Class 9.17Select U.S. Equity Managed Corporate Class 8.19Select International Equity Managed Corporate Class 6.65Cash and Equivalents 0.29Total 100.00



% Assets





This Fund may be suitable for contractholders if they:• want to receive income and are seeking conservative capital

growth• are investing for the short and/or medium term.


69


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.24% 0.55% 0.35% 0.25% 0.30%

Class B 3.15% 0.45% 0.35% 0.25% 0.30%

Class C 3.00% 0.35% 0.35% 0.25% 0.30%



70

Average return





How risky is it?


Very low LowLow to


%




Management Inc.

September 2011 $72,278,665109.76%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Select Income Managed Fund




Class A 2.96% $11.93 1,114,312

Class B 2.84% $12.02 3,223,474

Class C 2.77% $12.08 1,676,204

The Fund invests in the Select Income Managed Corporate Class. The underlying fund invests mostly in Canadian and global bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 18.87United States Treasury 2.00 % 15-Nov-2026 5.46United States Treasury 2.88 % 15-Nov-2046 3.20Canada Government 0.50 % 01-Feb-2019 1.54iShares 20+ Year Treasury Bond ETF (TLT) 1.39Quebec Province 3.50 % 01-Dec-2022 1.30United States Treasury 0.13 % 15-Jul-2026 1.25Ontario Province 2.40 % 02-Jun-2026 1.08United States Treasury 1.75 % 30-Nov-2021 1.03iShares U.S. Real Estate ETF (IYR) 0.97Total 36.09



% Assets







71


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.96% 0.55% 0.35% 0.25% 0.30%

Class B 2.84% 0.45% 0.35% 0.25% 0.30%

Class C 2.77% 0.35% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Select Income Managed Fund


72

Average return





How risky is it?


Very low LowLow to


%




October 2005 $54,889,0094.92%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Canadian Balanced Fund




Class A 3.83% $15.22 648,534

Class B 3.36% $16.01 2,127,710

Class C 3.12% $16.40 657,406

The Fund invests in the Signature Canadian Balanced Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 7.34Bank of Nova Scotia 3.24Royal Bank of Canada 2.57Toronto-Dominion Bank 2.56Manulife Financial Corp 2.48Synchrony Financial 1.55Canadian National Railway Co 1.33Quebec Province 4.25 % 01-Dec-2021 1.18Suncor Energy Inc 1.18Micron Technology Inc 1.17Total 24.60


Canadian Equity 28.80Domestic Bonds 23.70US Equity 20.83International Equity 14.28Cash and Equivalents 7.34Foreign Bonds 3.83Other 0.94Income Trust Units 0.28

% Assets









73


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.83% 1.10% 0.60% 0.25% 0.30%

Class B 3.36% 0.70% 0.65% 0.25% 0.30%

Class C 3.12% 0.45% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Canadian Balanced Fund


74

Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value eight years and down in value two years.


How risky is it?


Very low LowLow to


%




October 2005 $90,292,3759.53%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Canadian Bond Fund




Class A 2.59% $13.48 1,953,581

Class B 2.46% $13.65 3,506,277

Class C 2.37% $13.77 1,050,238

The Fund invests in the Signature Canadian Bond Fund. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsQuebec Province 3.50 % 01-Dec-2022 4.38Canada Government 0.50 % 01-Nov-2018 4.10Quebec Province 3.75 % 01-Sep-2024 3.95United States Treasury 0.13 % 15-Jul-2026 3.54Quebec Province 4.25 % 01-Dec-2021 3.50Ontario Province 2.40 % 02-Jun-2026 2.90Ontario Province 2.85 % 02-Jun-2023 2.64Ontario Province 3.15 % 02-Jun-2022 2.57Ontario Province 3.50 % 02-Jun-2024 2.55Ontario Province 1.35 % 08-Mar-2022 2.52Total 32.65


Domestic Bonds 79.29Foreign Bonds 18.10Cash and Equivalents 2.14International Equity 0.32Other 0.15

% Assets







75


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.59% 0.50% 0.35% 0.25% 0.30%

Class B 2.46% 0.40% 0.35% 0.25% 0.30%

Class C 2.37% 0.30% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Canadian Bond Fund


76

Average return





How risky is it?


Very low LowLow to


%




January 2010 $123,590,2999.91%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Core Bundle




Class A 3.85% $14.59 545,963

Class B 3.38% $14.56 5,468,904

Class C 3.03% $14.94 2,217,433

The Fund invests in the Signature Select Canadian Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsSignature Select Canadian Corporate Class 74.38 Cash and Equivalents Bank of Nova Scotia Toronto-Dominion Bank Royal Bank of Canada Manulife Financial Corp Suncor Energy Inc Synchrony Financial Rogers Communications Inc Canadian National Railway Co Micron Technology IncSignature Corporate Bond Corporate Class 25.51Cash and Equivalents 0.11Total 100.00


Canadian Equity 36.67US Equity 21.15Foreign Bonds 13.74International Equity 12.79Domestic Bonds 9.54Cash and Equivalents 4.60Other 0.98Income Trust Units 0.53

% Assets








77


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.85% 1.30% 0.60% 0.25% 0.30%

Class B 3.38% 0.85% 0.65% 0.25% 0.30%

Class C 3.03% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Core Bundle


78

Average return



This chart shows how the Fund has performed in each of the past six years. In the past six years, the Fund was up in value six years.


How risky is it?


Very low LowLow to


%




January 2010 $45,672,9587.11%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Corporate Bond Corporate Fund




Class A 2.51% $13.02 449,202

Class B 2.59% $14.02 2,167,100

Class C 2.44% $14.18 653,527

The Fund invests in the Signature Corporate Bond Corporate Class. The underlying fund invests mostly in bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 2.36Cenovus Energy Inc 6.75 % 15-Nov-2039 0.78Delta 2 Lux Sarl 7.75 % 29-Jul-2022 0.78Harvest Operations Corp 6.88 % 01-Oct-2017 0.70Credit Suisse Group AG FRN PERP 0.67Royal Bank of Scotland Group PLC FRN PERP 0.62GMAC Capital Trust I 0.61Freeport-McMoRan Inc 6.50 % 15-Nov-2020 0.53Lloyds Bank PLC 7.00 % PERP 0.53Studio City Finance Ltd 8.50 % 01-Dec-2020 0.52Total 8.10


Foreign Bonds 54.18Domestic Bonds 37.60US Equity 2.57Canadian Equity 2.53Cash and Equivalents 2.36International Equity 0.60Other 0.16

% Assets







79


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.51% 0.60% 0.35% 0.25% 0.30%

Class B 2.59% 0.50% 0.35% 0.25% 0.30%

Class C 2.44% 0.35% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Corporate Bond Corporate Fund


80

Average return





How risky is it?


Very low LowLow to


%




September 2011 $11,791,27314.39%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Dividend Core Bundle




Class A 3.92% $14.21 159,093

Class B 3.46% $14.57 553,594

Class C 3.08% $14.86 98,473

The Fund invests in the Signature Dividend Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsSignature Dividend Corporate Class 96.81 Bank of Nova Scotia Cash and Equivalents Citigroup Inc Synchrony Financial Enbridge Inc Pfizer Inc Roche Holding AG Manulife Financial Corp Rogers Communications Inc Nestle SASignature Corporate Bond Corporate Class 3.06Cash and Equivalents 0.13Total 100.00


Canadian Equity 53.13US Equity 25.47International Equity 14.73Cash and Equivalents 2.58Foreign Bonds 1.79Other 1.16Domestic Bonds 1.14

% Assets








81


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.30% 0.60% 0.25% 0.30%

Class B 3.46% 0.85% 0.65% 0.25% 0.30%

Class C 3.08% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Dividend Core Bundle


82

Average return





How risky is it?


Very low LowLow to


%




October 2005 $142,977,5355.44%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Dividend Fund




Class A 2.88% $16.78 2,674,373

Class B 2.82% $17.06 4,424,684

Class C 2.67% $17.30 1,209,058

The Fund invests in the Signature Dividend Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsBank of Nova Scotia 2.55Cash and Equivalents 2.44Citigroup Inc 1.79Synchrony Financial 1.71Enbridge Inc 1.64Pfizer Inc 1.61Roche Holding AG 1.40Manulife Financial Corp 1.35Rogers Communications Inc 1.24Nestle SA 1.20Total 16.93


Canadian Equity 54.80US Equity 26.23International Equity 15.19Cash and Equivalents 2.44Other 1.20Foreign Bonds 0.14

% Assets





This Fund may be suitable for contractholders if they:• want to earn dividend income• are investing for the medium and/or long term.


83


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.88% 0.70% 0.60% 0.25% 0.30%

Class B 2.82% 0.65% 0.65% 0.25% 0.30%

Class C 2.67% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Dividend Fund


84

Average return





How risky is it?


Very low LowLow to


%




March 2008 $130,571,25717.39%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Global Income & Growth Fund




Class A 3.91% $15.24 1,516,276

Class B 3.45% $15.92 4,528,316

Class C 3.18% $16.02 2,118,557

The Fund invests in the Signature Global Income & Growth Fund. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 9.51Synchrony Financial 2.79Citigroup Inc 2.70Wells Fargo & Co 1.80UnitedHealth Group Inc 1.51United States Treasury 0.88 % 15-Jun-2019 1.42JPMorgan Chase & Co 1.37Roche Holding AG 1.15Micron Technology Inc 1.12Alibaba Group Holding Ltd 1.06Total 24.43


US Equity 33.44Foreign Bonds 27.86International Equity 22.46Cash and Equivalents 9.51Domestic Bonds 3.75Other 1.80Canadian Equity 1.18

% Assets





This Fund may be suitable for contractholders if they:• want both foreign equity and fixed income securities in a single

fund and prefer to have the portfolio advisor make the asset mix decisions



85


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.91% 1.15% 0.60% 0.25% 0.30%

Class B 3.45% 0.75% 0.65% 0.25% 0.30%

Class C 3.18% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Global Income & Growth Fund


86

Average return





How risky is it?


Very low LowLow to


%




October 2005 $521,731,4685.80%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature High Income Fund




Class A 3.04% $17.20 6,538,499

Class B 2.79% $17.86 17,540,941

Class C 2.58% $18.06 5,029,169

The Fund invests in the Signature High Income Fund. The underlying fund invests mostly in shares and Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 5.17Citigroup Inc 2.68Singapore Telecommunications Ltd 2.34Vereit Inc 2.17Transurban Group 2.05Altagas Ltd 1.60Canadian REIT 1.60Colony Financial Inc 1.55Brookfield Office Properties Inc 1.47Wells Fargo & Co 1.22Total 21.85


Foreign Bonds 42.83US Equity 19.78Canadian Equity 12.09Income Trust Units 8.26International Equity 7.50Cash and Equivalents 5.17Domestic Bonds 4.37

% Assets







87


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.04% 0.90% 0.60% 0.25% 0.30%

Class B 2.79% 0.70% 0.65% 0.25% 0.30%

Class C 2.58% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature High Income Fund


88

Average return





How risky is it?


Very low LowLow to


%




October 2005 $316,629,3453.68%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Income & Growth Fund




Class A 3.85% $16.48 4,208,925

Class B 3.40% $17.42 10,235,773

Class C 3.13% $17.75 3,466,233

The Fund invests in the Signature Income & Growth Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 4.07Bank of Nova Scotia 3.00Royal Bank of Canada 2.38Toronto-Dominion Bank 2.37Manulife Financial Corp 2.30Synchrony Financial 1.44Canadian National Railway Co 1.23Suncor Energy Inc 1.09Micron Technology Inc 1.07Citigroup Inc 1.04Total 19.99


Canadian Equity 28.33US Equity 19.92Foreign Bonds 17.18Domestic Bonds 16.71International Equity 12.91Cash and Equivalents 4.07Other 0.69Income Trust Units 0.19

% Assets





This Fund may be suitable for contractholders if they:• want to receive a regular income• are investing for the medium term.


89


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.85% 1.15% 0.60% 0.25% 0.30%

Class B 3.40% 0.75% 0.65% 0.25% 0.30%

Class C 3.13% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Income & Growth Fund


90

Average return





How risky is it?


Very low LowLow to


%




October 2005 $26,094,3003.38%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Canadian Balanced Fund




Class A 3.90% $12.83 633,399

Class B 3.41% $13.47 1,014,698

Class C 3.15% $13.81 311,139

The Fund invests in the Signature Canadian Balanced Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 7.34Bank of Nova Scotia 3.24Royal Bank of Canada 2.57Toronto-Dominion Bank 2.56Manulife Financial Corp 2.48Synchrony Financial 1.55Canadian National Railway Co 1.33Quebec Province 4.25 % 01-Dec-2021 1.18Suncor Energy Inc 1.18Micron Technology Inc 1.17Total 24.60


Canadian Equity 28.80Domestic Bonds 23.70US Equity 20.83International Equity 14.28Cash and Equivalents 7.34Foreign Bonds 3.83Other 0.94Income Trust Units 0.28

% Assets









91


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.90% 1.15% 0.60% 0.25% 0.30%

Class B 3.41% 0.75% 0.65% 0.25% 0.30%

Class C 3.15% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Canadian Balanced Fund


92

Average return





How risky is it?


Very low LowLow to


%




October 2005 $167,337,5765.22%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Canadian Fund




Class A 4.55% $16.34 2,800,173

Class B 4.03% $17.60 5,210,881

Class C 3.55% $18.17 1,619,906

The Fund invests in the Signature Select Canadian Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 5.03Bank of Nova Scotia 4.82Toronto-Dominion Bank 3.83Royal Bank of Canada 3.74Manulife Financial Corp 3.71Suncor Energy Inc 2.38Synchrony Financial 2.32Rogers Communications Inc 1.96Canadian National Railway Co 1.96Micron Technology Inc 1.70Total 31.45


Canadian Equity 48.45US Equity 27.56International Equity 17.00Cash and Equivalents 5.03Other 1.25Income Trust Units 0.71

% Assets





This Fund may be suitable for contractholders if they:• want a Canadian equity fund for their portfolio• are investing for the medium and/or long term.


93


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.55% 1.75% 0.85% 0.25% 0.30%

Class B 4.03% 1.30% 0.95% 0.25% 0.30%

Class C 3.55% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Canadian Fund


94

Average return





How risky is it?


Very low LowLow to


%




October 2005 $40,636,15116.66%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Global Income & Growth Corporate Fund




Class A 3.92% $14.07 770,278

Class B 3.44% $14.78 1,276,076

Class C 3.16% $15.15 721,960

The Fund invests in the Signature Global Income & Growth Corporate Class. The underlying fund invests mostly in shares and bonds of firms from around the world.




% Assets









95


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Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.15% 0.60% 0.25% 0.30%

Class B 3.44% 0.75% 0.65% 0.25% 0.30%

Class C 3.16% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Signature Select Global Income & Growth Corporate Fund


96

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Picton Mahoney Asset Management

October 2005 $14,304,5424.89%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy American Fund




Class A 4.69% $15.12 103,938

Class B 4.14% $15.91 669,313

Class C 3.61% $16.84 96,374

The Fund invests in the Synergy American Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 4.65Apple Inc 3.08Synchrony Financial 3.00Alphabet Inc Class A 2.62Microsoft Corp 2.52UnitedHealth Group Inc 2.51JPMorgan Chase & Co 2.45Continental Resources Inc 2.43Arch Capital Group Ltd 2.26Edwards Lifesciences Corp 2.08Total 27.60


US Equity 86.36International Equity 7.29Cash and Equivalents 4.65Income Trust Units 0.93Canadian Equity 0.77

% Assets





This Fund may be suitable for contractholders if they:• want to invest in North American equity securities with high

growth potential• are investing for the medium and/or long term.


97


Sales charges




Fee What you pay



Other fees






•


•


•


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Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.69% 1.85% 0.85% 0.25% 0.30%

Class B 4.14% 1.35% 0.95% 0.25% 0.30%

Class C 3.61% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy American Fund


98

Average return





How risky is it?


Very low LowLow to


%




September 2011 $1,012,72110.02%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Canadian Core Bundle




Class A 3.89% $13.71 13,729

Class B 3.44% $14.06 18,291

Class C 3.11% $14.37 39,480

The Fund invests in the Synergy Canadian Corporate Class and Signature Corporate Bond Corporate Class. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsSynergy Canadian Corporate Class 76.14 Cash and Equivalents Royal Bank of Canada Toronto-Dominion Bank Bank of Nova Scotia Canadian National Railway Co Suncor Energy Inc Brookfield Asset Management Inc Enbridge Inc Canadian Tire Corp Ltd ARC Resources LtdSignature Corporate Bond Corporate Class 23.50Cash and Equivalents 0.36Total 100.00


Canadian Equity 43.24US Equity 15.78International Equity 12.82Foreign Bonds 12.66Domestic Bonds 8.78Cash and Equivalents 5.09Income Trust Units 1.57Other 0.06

% Assets








99


Sales charges




Fee What you pay



Other fees






•


•


•


•


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•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.89% 1.30% 0.60% 0.25% 0.30%

Class B 3.44% 0.85% 0.65% 0.25% 0.30%

Class C 3.11% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Canadian Core Bundle


100

Average return





How risky is it?


Very low LowLow to


%




October 2005 $15,009,0636.08%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Canadian Fund




Class A 4.57% $14.24 285,975

Class B 3.99% $14.95 449,352

Class C 3.50% $15.91 265,171

The Fund invests in the Synergy Canadian Corporate Class. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 5.30Royal Bank of Canada 4.80Toronto-Dominion Bank 4.69Bank of Nova Scotia 2.91Canadian National Railway Co 2.54Suncor Energy Inc 2.08Brookfield Asset Management Inc 2.05Enbridge Inc 1.89Canadian Tire Corp Ltd 1.72ARC Resources Ltd 1.42Total 29.40


Canadian Equity 56.01US Equity 19.94International Equity 16.66Cash and Equivalents 5.30Income Trust Units 2.06Other 0.03

% Assets





This Fund may be suitable for contractholders if they:• want a core Canadian equity fund for their portfolio• are investing for the medium and/or long term.


101


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.57% 1.75% 0.85% 0.25% 0.30%

Class B 3.99% 1.30% 0.95% 0.25% 0.30%

Class C 3.50% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Canadian Fund


102

Average return





How risky is it?


Very low LowLow to


%




October 2005 $8,694,1339.68%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Global Corporate Fund




Class A 4.68% $14.05 236,493

Class B 4.11% $14.88 234,247

Class C 3.60% $15.58 119,705

The Fund invests in the Synergy Global Corporate Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 4.08Apple Inc 1.98Synchrony Financial 1.93Alphabet Inc Class A 1.74UnitedHealth Group Inc 1.73Microsoft Corp 1.69JPMorgan Chase & Co 1.60Continental Resources Inc 1.57Arch Capital Group Ltd 1.51Edwards Lifesciences Corp 1.41Total 19.24


US Equity 56.84International Equity 37.73Cash and Equivalents 4.08Canadian Equity 0.74Income Trust Units 0.61

% Assets





This Fund may be suitable for contractholders if they:• want to add global momentum to a diversified portfolio and are

comfortable investing outside of Canada• are investing for the medium and/or long term.


103


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.68% 1.85% 0.85% 0.25% 0.30%

Class B 4.11% 1.35% 0.95% 0.25% 0.30%

Class C 3.60% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite CI Synergy Global Corporate Fund


104

Average return





How risky is it?


Very low LowLow to


%




January 2010 $32,382,98118.40%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Dynamic Core Bundle




Class A 4.21% $13.88 82,745

Class B 3.66% $13.79 1,700,225

Class C 3.25% $14.19 549,347

The Fund invests in the Dynamic Canadian Value Class, Dynamic Global Dividend Class and Dynamic Canadian Bond Fund. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsDynamic Canadian Value Class 39.44Dynamic Global Dividend Class 37.12Dynamic Canadian Bond Fund 22.65Cash and Equivalents 0.79Total 100.00


US Equity 33.85Canadian Equity 26.27Domestic Bonds 19.39International Equity 12.70Cash and Equivalents 6.43Foreign Bonds 1.36

% Assets








105


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.21% 1.30% 0.60% 0.25% 0.30%

Class B 3.66% 0.85% 0.65% 0.25% 0.30%

Class C 3.25% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Dynamic Core Bundle


106

Average return



This chart shows how the Fund has performed in each of the past nine years. In the past nine years, the Fund was up in value five years and down in value four years.


How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:1832 Asset Management L.P.

April 2007 $18,717,2383.20%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Dynamic Global Value Fund




Class A 4.92% $9.15 414,424

Class B 4.34% $9.67 1,166,123

Class C 3.72% $10.19 358,768

The Fund invests in the Dynamic Global Value Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsZions Bancorp 3.92Bank of Ireland 3.51Rockwell Collins Inc 3.19BorgWarner Inc 3.19Tata Motors Ltd 3.14Kweichow Moutai Co Ltd 3.06LIC Housing Finance Ltd 2.90Prudential PLC 2.76Sotheby's 2.67Li Ning Co Ltd 2.61Total 30.95


International Equity 79.46US Equity 17.14Canadian Equity 2.23Cash and Equivalents 1.17

% Assets





This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the long term.


107


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.92% 1.85% 0.85% 0.25% 0.30%

Class B 4.34% 1.35% 0.95% 0.25% 0.30%

Class C 3.72% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Dynamic Global Value Fund


108

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Fidelity Investments Canada ULC

October 2005 $173,086,5352.76%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Canadian Asset Allocation Fund




Class A 4.07% $14.45 2,951,982

Class B 3.59% $15.22 6,825,426

Class C 3.32% $15.61 1,702,243

The Fund invests in the Fidelity Canadian Asset Allocation Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 6.87Toronto-Dominion Bank 4.71Royal Bank of Canada 4.60Suncor Energy Inc 2.80Constellation Software Inc 2.31TransCanada Corp 1.98Enbridge Inc 1.97BCE Inc 1.90Loblaw Cos Ltd 1.82Metro Inc 1.80Total 30.76


Canadian Equity 53.15Domestic Bonds 23.93Cash and Equivalents 6.88US Equity 6.13International Equity 6.11Foreign Bonds 2.90Income Trust Units 1.53Other -0.63

% Assets





This Fund may be suitable for contractholders if they:• want the convenience of a diversified portfolio in a single fund• are investing for the long-term.


109


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.07% 1.15% 0.60% 0.25% 0.30%

Class B 3.59% 0.75% 0.65% 0.25% 0.30%

Class C 3.32% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Canadian Asset Allocation Fund


110

Average return





How risky is it?


Very low LowLow to


%




January 2010 $17,640,69410.48%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Disciplined Core Bundle




Class A 4.15% $13.46 55,521

Class B 3.62% $13.91 977,606

Class C 3.14% $14.38 228,962

The Fund invests in the Fidelity Canadian Disciplined Equity Fund, Fidelity Canadian Bond Fund and Fidelity Global Disciplined Equity Fund. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsFidelity Canadian Disciplined Equity® Fund 57.70 Royal Bank of Canada Toronto-Dominion Bank Suncor Energy Inc Canadian National Railway Co Enbridge Inc TransCanada Corp Brookfield Asset Management Inc Canadian Natural Resources Ltd Rogers Communications Inc Sun Life Financial IncFidelity Canadian Bond Fund 21.86Fidelity Global Disciplined Equity® Fund 20.23Cash and Equivalents 0.21Total 100.00


Canadian Equity 49.91Domestic Bonds 21.60US Equity 15.95International Equity 8.61Cash and Equivalents 2.03Income Trust Units 1.78Foreign Bonds 0.06Other 0.06

% Assets








111


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.15% 1.30% 0.60% 0.25% 0.30%

Class B 3.62% 0.85% 0.65% 0.25% 0.30%

Class C 3.14% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Disciplined Core Bundle


112

Average return





How risky is it?


Very low LowLow to


%




October 2005 $32,973,54719.61%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Global Asset Allocation Fund




Class A 4.11% $15.03 453,010

Class B 3.68% $15.76 1,424,250

Class C 3.40% $16.16 230,256

The Fund invests in the Fidelity Global Asset Allocation Fund. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 11.87SPDR S&P 500 ETF 6.41iShares Europe ETF 3.90iShares MSCI Emerging Markets ETF 2.66iShares MSCI Japan ETF (EWJ) 2.30Technology Select Sector SPDR Fund ETF 2.29United States Treasury 2.25% 31-Dec-2023 1.53Health Care Select Sector SPDR ETF 1.46iShares MSCI United Kingdom ETF (EWU) 1.44Financial Select Sector SPDR Fund ETF 1.23Total 35.09


US Equity 34.48International Equity 29.17Foreign Bonds 20.59Cash and Equivalents 11.93Canadian Equity 1.40Other 1.33Income Trust Units 0.66Domestic Bonds 0.44

% Assets





This Fund may be suitable for contractholders if they:• want the convenience of a diversified portfolio in a single fund• want a long-term investment.


113


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.11% 1.15% 0.60% 0.25% 0.30%

Class B 3.68% 0.75% 0.65% 0.25% 0.30%

Class C 3.40% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity Global Asset Allocation Fund


114

Average return





How risky is it?


Very low LowLow to


%




September 2011 $33,397,9739.10%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity NorthStar® Core Bundle




Class A 4.14% $17.34 445,895

Class B 3.61% $17.83 1,038,287

Class C 3.25% $18.44 387,733

Canadian Bond Fund. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsCash and Equivalents 42.08Anthem Inc 3.32Gilead Sciences Inc 3.14Seria Co Ltd 2.38Ottogi Corp 2.01Teva Pharmaceutical Industries Ltd 1.93Bed Bath & Beyond Inc 1.51Johnson & Johnson 1.45Hyundai Mobis Co Ltd 1.43Deckers Outdoor Corp 0.89Total 60.14


Cash and Equivalents 42.08International Equity 35.73US Equity 21.67Canadian Equity 0.40Domestic Bonds 0.10Foreign Bonds 0.01Income Trust Units 0.01

% Assets








115

The Fund invests in the Fidelity NorthStar® Fund and Fidelity


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.14% 1.30% 0.60% 0.25% 0.30%

Class B 3.61% 0.85% 0.65% 0.25% 0.30%

Class C 3.25% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity NorthStar® Core Bundle


116

Average return





How risky is it?


Very low LowLow to


%




October 2005 $68,912,26413.92%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity NorthStar® Fund




Class A 4.91% $16.41 1,254,124

Class B 4.31% $17.44 1,943,336

Class C 3.76% $18.49 780,930

The Fund invests in the Fidelity NorthStar® Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 42.08Anthem Inc 3.32Gilead Sciences Inc 3.14Seria Co Ltd 2.38Ottogi Corp 2.01Teva Pharmaceutical Industries Ltd 1.93Bed Bath & Beyond Inc 1.51Johnson & Johnson 1.45Hyundai Mobis Co Ltd 1.43Deckers Outdoor Corp 0.89Total 60.14


Cash and Equivalents 42.08International Equity 35.73US Equity 21.67Canadian Equity 0.40Domestic Bonds 0.10Foreign Bonds 0.01Income Trust Units 0.01

% Assets





This Fund may be suitable for contractholders if they:• want a foreign equity fund • are investing for the long term.


117


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.91% 1.85% 0.85% 0.25% 0.30%

Class B 4.31% 1.35% 0.95% 0.25% 0.30%

Class C 3.76% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity NorthStar® Fund


118

Average return





How risky is it?


Very low LowLow to


%




September 2011 $9,174,45213.52%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity True North® Core Bundle




Class A 4.09% $13.82 71,108

Class B 3.56% $14.17 378,344

Class C 3.18% $14.60 193,803

The Fund invests in the Fidelity True North® Fund and Fidelity Canadian Bond Fund. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsFidelity True North® Fund 82.62 Toronto-Dominion Bank Cash and Equivalents Canadian National Railway Co Suncor Energy Inc CGI Group Inc Rogers Communications Inc Royal Bank of Canada Loblaw Cos Ltd Enbridge Inc Manulife Financial CorpFidelity Canadian Bond Fund 17.16Cash and Equivalents 0.22Total 100.00


Canadian Equity 67.59Domestic Bonds 17.00US Equity 6.64Cash and Equivalents 5.51International Equity 2.20Income Trust Units 0.95Foreign Bonds 0.11

% Assets








119


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.09% 1.30% 0.60% 0.25% 0.30%

Class B 3.56% 0.85% 0.65% 0.25% 0.30%

Class C 3.18% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity True North® Core Bundle


120

Average return





How risky is it?


Very low LowLow to


%




October 2005 $96,560,6933.42%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity True North® Fund




Class A 4.73% $15.84 1,974,327

Class B 4.19% $16.77 3,119,778

Class C 3.73% $17.69 732,986

The Fund invests in the Fidelity True North® Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsToronto-Dominion Bank 8.81Cash and Equivalents 6.20Canadian National Railway Co 4.14Suncor Energy Inc 3.56CGI Group Inc 3.42Rogers Communications Inc 3.32Royal Bank of Canada 3.15Loblaw Cos Ltd 3.01Enbridge Inc 2.72Manulife Financial Corp 2.70Total 41.03



% Assets





This Fund may be suitable for contractholders if they:• want to add a Canadian equity fund• are investing for the long-term.


121


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.73% 1.75% 0.85% 0.25% 0.30%

Class B 4.19% 1.30% 0.95% 0.25% 0.30%

Class C 3.73% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity True North® Fund


122

Average return





How risky is it?


Very low LowLow to


%




October 2005 $6,360,18713.84%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity U.S. Focused Stock Fund




Class A 4.84% $11.79 200,713

Class B 4.30% $12.39 257,283

Class C 3.73% $13.22 60,991

The Fund invests in the Fidelity U.S. Focused Stock Fund. The underlying fund invests mostly in U.S. shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsNorfolk Southern Corp 5.11Wells Fargo & Co 4.30Adobe Systems Inc 4.29Bank of America Corp 4.26adidas AG 3.66PrairieSky Royalty Ltd 3.61MSCI Inc 3.37CME Group Inc 3.32Apple Inc 3.16Microsoft Corp 3.12Total 38.20


US Equity 84.81International Equity 9.02Canadian Equity 3.61Cash and Equivalents 2.56

% Assets





This Fund may be suitable for contractholders if they:• want to add growth potential of U.S. companies• are investing for the long-term.


123


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.84% 1.85% 0.85% 0.25% 0.30%

Class B 4.30% 1.35% 0.95% 0.25% 0.30%

Class C 3.73% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Fidelity U.S. Focused Stock Fund


124

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Franklin Templeton Investments Corp.

October 2008 $970,9829.20%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Bissett Canadian Equity Portfolio




Class A 4.36% $19.65 8,059

Class B 3.84% $20.83 31,338

Class C 3.59% $21.50 7,434

The Fund invests in the Franklin Bissett Canadian Equity Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsBrookfield Asset Management Inc 6.01Canadian National Railway Co 5.36Royal Bank of Canada 5.21Toronto-Dominion Bank 5.11Canadian Imperial Bank of Commerce 4.76Bank of Montreal 4.52Restaurant Brands International Inc 4.41Bank of Nova Scotia 4.04Enbridge Inc 3.58Canadian Pacific Railway Ltd 3.55Total 46.55


Canadian Equity 97.99US Equity 2.01

% Assets





This Fund may be suitable for contractholders if they:• want a well diversified Canadian equity holding • are investing for the medium and/or long term.


125


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.36% 1.50% 0.85% 0.25% 0.30%

Class B 3.84% 1.05% 0.95% 0.25% 0.30%

Class C 3.59% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Bissett Canadian Equity Portfolio


126

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Fiduciary Trust Company of Canada

October 2008 $32,154,2362.53%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Balanced Growth Portfolio




Class A 4.05% $16.82 175,245

Class B 3.60% $16.48 1,308,980

Class C 3.30% $16.89 452,151

The Fund invests in the Franklin Quotential Balanced Growth Portfolio. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin Bissett Core Plus Bond Fund 20.21Franklin U.S. Rising Dividends Fund 6.77Franklin U.S. Core Equity Fund 6.35Franklin Bissett Canadian Equity Fund 6.04Franklin Strategic Income Fund 5.30Franklin Mutual European Fund 4.97Franklin Bissett All Canadian Focus Fund 4.79Franklin U.S. Opportunities Fund 4.67Templeton Global Bond Fund 4.60Franklin Templeton Canadian Large Cap Fund 3.60Total 67.30


International Equity 22.96US Equity 19.42Foreign Bonds 17.85Domestic Bonds 17.79Canadian Equity 17.68Other 2.23Cash and Equivalents 2.02Income Trust Units 0.05

% Assets





This Fund may be suitable for contractholders if they:• want a well diversified balanced holding • are investing for the medium and/or long term.


127


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.05% 1.15% 0.50% 0.25% 0.30%

Class B 3.60% 0.75% 0.50% 0.25% 0.30%

Class C 3.30% 0.50% 0.50% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Balanced Growth Portfolio


128

Average return





How risky is it?


Very low LowLow to


%




October 2008 $13,247,4624.75%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Balanced Income Portfolio




Class A 3.92% $15.73 186,529

Class B 3.40% $15.80 529,090

Class C 3.26% $16.49 118,429

The Fund invests in the Franklin Quotential Balanced Income Portfolio. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin Bissett Core Plus Bond Fund 30.33Franklin Strategic Income Fund 8.09Templeton Global Bond Fund 6.91Franklin Bissett Canadian Equity Fund 4.69Franklin U.S. Rising Dividends Fund 4.29iShares TIPS Bond ETF (TIP) 4.26Franklin U.S. Core Equity Fund 4.01Franklin Bissett All Canadian Focus Fund 3.74Franklin Mutual European Fund 3.08Franklin U.S. Opportunities Fund 2.96Total 72.36


Foreign Bonds 26.93Domestic Bonds 26.73International Equity 15.10Canadian Equity 13.66US Equity 12.54Cash and Equivalents 2.74Other 2.26Income Trust Units 0.04

% Assets







129


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.92% 1.00% 0.50% 0.25% 0.30%

Class B 3.40% 0.60% 0.50% 0.25% 0.30%

Class C 3.26% 0.45% 0.50% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Balanced Income Portfolio


130

Average return





How risky is it?


Very low LowLow to


%




October 2008 $1,975,9214.93%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Diversified Equity Portfolio




Class A 4.43% $16.95 2,216

Class B 3.98% $17.94 63,499

Class C 3.61% $18.10 44,150

The Fund invests in the Franklin Quotential Diversified Equity Portfolio. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin U.S. Rising Dividends Fund 10.19Franklin U.S. Core Equity Fund 9.52Franklin Mutual European Fund 7.24Franklin Bissett Canadian Equity Fund 7.21Franklin U.S. Opportunities Fund 7.03Franklin Bissett All Canadian Focus Fund 5.75Franklin Global Growth Fund 5.43Franklin Mutual Global Discovery Fund 5.38iShares Russell 1000 Value Index ETF (IWD) 5.23Franklin Japan Fund 4.58Total 67.56


International Equity 40.58US Equity 34.26Canadian Equity 21.07Other 2.09Foreign Bonds 1.28Cash and Equivalents 0.61Income Trust Units 0.11

% Assets





This Fund may be suitable for contractholders if they:• want a well diversified equity holding • are investing for the medium and/or long term.


131


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.43% 1.50% 0.85% 0.25% 0.30%

Class B 3.98% 1.05% 0.95% 0.25% 0.30%

Class C 3.61% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Diversified Equity Portfolio


132

Average return



This chart shows how the Fund has performed in each of the past eight years. In the past eight years, the Fund was up in value eight years.


How risky is it?


Very low LowLow to


%




October 2008 $14,371,7923.86%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Diversified Income Portfolio




Class A 3.35% $14.94 187,875

Class B 3.23% $14.69 621,723

Class C 3.13% $15.05 161,605

The Fund invests in the Franklin Quotential Diversified Income Portfolio. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin Bissett Core Plus Bond Fund 26.38Franklin Strategic Income Fund 10.75Franklin Bissett Canadian Short Term Bond Fund 10.50Templeton Global Bond Fund 9.65Franklin Bissett Canadian Dividend Fund 5.67iShares TIPS Bond ETF (TIP) 4.38Franklin U.S. Rising Dividends Fund 4.02Franklin Bissett Canadian Government Bond Fund 3.52iShares Barclays Intermediate Credit Bond ETF 2.85Franklin Bissett All Canadian Focus Fund 2.32Total 80.04


Domestic Bonds 33.93Foreign Bonds 33.34International Equity 11.29Canadian Equity 8.96US Equity 5.95Cash and Equivalents 3.71Other 2.30Income Trust Units 0.52

% Assets





This Fund may be suitable for contractholders if they:• want a well diversified high income holding • are investing for the medium term.


133


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.35% 0.55% 0.35% 0.25% 0.30%

Class B 3.23% 0.45% 0.35% 0.25% 0.30%

Class C 3.13% 0.35% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Diversified Income Portfolio


134

Average return





How risky is it?


Very low LowLow to


%




October 2008 $3,694,9955.37%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Growth Portfolio




Class A 4.29% $17.75 10,545

Class B 3.85% $16.85 173,954

Class C 3.50% $18.31 31,532

The Fund invests in the Franklin Quotential Growth Portfolio. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin Bissett Core Plus Bond Fund 11.12Franklin U.S. Rising Dividends Fund 8.59Franklin U.S. Core Equity Fund 7.97Franklin Bissett Canadian Equity Fund 7.66Franklin Mutual European Fund 6.59Franklin Bissett All Canadian Focus Fund 6.11Franklin U.S. Opportunities Fund 5.91Franklin Templeton Canadian Large Cap Fund 4.53iShares Russell 1000 Value Index ETF (IWD) 4.42Franklin Japan Fund 3.95Total 66.85


International Equity 30.06US Equity 24.41Canadian Equity 22.37Domestic Bonds 9.80Foreign Bonds 9.77Other 2.17Cash and Equivalents 1.36Income Trust Units 0.06

% Assets







135


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.29% 1.40% 0.60% 0.25% 0.30%

Class B 3.85% 0.95% 0.65% 0.25% 0.30%

Class C 3.50% 0.65% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Growth Portfolio


136

Average return





How risky is it?


Very low LowLow to


%




October 2008 $1,182,22910.02%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Maximum Growth Portfolio




Class A 4.41% $16.77 1,611

Class B 4.00% $21.76 37,913

Class C 3.62% $19.19 17,196

The Fund invests in the Franklin Quotential Diversified Equity Portfolio. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin U.S. Rising Dividends Fund 10.19Franklin U.S. Core Equity Fund 9.52Franklin Mutual European Fund 7.24Franklin Bissett Canadian Equity Fund 7.21Franklin U.S. Opportunities Fund 7.03Franklin Bissett All Canadian Focus Fund 5.75Franklin Global Growth Fund 5.43Franklin Mutual Global Discovery Fund 5.38iShares Russell 1000 Value Index ETF (IWD) 5.23Franklin Japan Fund 4.58Total 67.56


International Equity 40.58US Equity 34.26Canadian Equity 21.07Other 2.09Foreign Bonds 1.28Cash and Equivalents 0.61Income Trust Units 0.11

% Assets







137


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.41% 1.50% 0.85% 0.25% 0.30%

Class B 4.00% 1.05% 0.95% 0.25% 0.30%

Class C 3.62% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Maximum Growth Portfolio


138

Average return





How risky is it?


Very low LowLow to


%




October 2008 $4,622,1055.38%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Select Balanced Income Portfolio




Class A 3.77% $16.25 14,577

Class B 3.46% $16.87 239,716

Class C 3.23% $16.79 20,263

The Fund invests in the Franklin Quotential Balanced Income Portfolio. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsFranklin Bissett Core Plus Bond Fund 30.33Franklin Strategic Income Fund 8.09Templeton Global Bond Fund 6.91Franklin Bissett Canadian Equity Fund 4.69Franklin U.S. Rising Dividends Fund 4.29iShares TIPS Bond ETF (TIP) 4.26Franklin U.S. Core Equity Fund 4.01Franklin Bissett All Canadian Focus Fund 3.74Franklin Mutual European Fund 3.08Franklin U.S. Opportunities Fund 2.96Total 72.36


Foreign Bonds 26.93Domestic Bonds 26.73International Equity 15.10Canadian Equity 13.66US Equity 12.54Cash and Equivalents 2.74Other 2.26Income Trust Units 0.04

% Assets







139


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.77% 1.00% 0.50% 0.25% 0.30%

Class B 3.46% 0.60% 0.50% 0.25% 0.30%

Class C 3.23% 0.45% 0.50% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Franklin Templeton Quotential Select Balanced Income Portfolio


140

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Mackenzie Financial Corporation

October 2005 $19,928,2302.46%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Canadian Balanced Fund




Class A 4.13% $14.73 601,650

Class B 3.60% $15.53 536,279

Class C 3.37% $15.70 174,293

The Fund invests in the Mackenzie Cundill Canadian Balanced Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCitigroup Inc 4.87American International Group Inc 4.50Fairfax Financial Holdings Ltd 8.30 % 15-Apr-2026 3.75Chesapeake Energy Corp 3.51Canfor Corp 3.51West Fraser Timber Co Ltd 3.34Teck Resources Ltd 2.67Bank of America Corp 2.57Cenovus Energy Inc 2.31Precision Drilling Corp 2.30Total 33.33


Canadian Equity 33.43US Equity 26.27Domestic Bonds 18.87Foreign Bonds 13.16International Equity 5.50Income Trust Units 2.59Other 0.10Cash and Equivalents 0.08

% Assets





This Fund may be suitable for contractholders if they:• want a balance of capital gains and income• are investing for the medium term.


141


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.13% 1.15% 0.60% 0.25% 0.30%

Class B 3.60% 0.75% 0.65% 0.25% 0.30%

Class C 3.37% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Canadian Balanced Fund


142

Average return





How risky is it?


Very low LowLow to


%




October 2005 $10,023,0034.38%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Canadian Security Fund




Class A 4.82% $15.15 304,634

Class B 4.24% $15.09 231,813

Class C 3.75% $15.86 120,430

The Fund invests in the Mackenzie Cundill Canadian Security Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCitigroup Inc 8.32American International Group Inc 6.61Canfor Corp 4.65West Fraser Timber Co Ltd 4.59Bank of America Corp 4.32Cenovus Energy Inc 3.86Precision Drilling Corp 3.58Teck Resources Ltd 3.56Celestica Inc 3.55E-L Financial Corp Ltd 3.20Total 46.24


Canadian Equity 50.31US Equity 36.81International Equity 8.38Income Trust Units 3.98Cash and Equivalents 0.52

% Assets





This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the medium and/or long term.


143


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.82% 1.75% 0.85% 0.25% 0.30%

Class B 4.24% 1.30% 0.95% 0.25% 0.30%

Class C 3.75% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Canadian Security Fund


144

Average return





How risky is it?


Very low LowLow to


%




April 2007 $30,318,3112.18%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Value Fund




Class A 5.03% $10.05 923,473

Class B 4.43% $10.60 1,238,283

Class C 3.85% $11.18 707,907

The Fund invests in the Mackenzie Cundill Value Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCitigroup Inc 7.63American International Group Inc 7.55Wells Fargo & Co 5.36Bank of America Corp 4.70Canfor Corp 3.33Chesapeake Energy Corp 3.27Cash and Equivalents 3.27Muenchener Rueckversicherngs Geslschft AG 3.22International Business Machines Corp 3.11DaVita HealthCare Partners Inc 2.88Total 44.32


US Equity 66.04International Equity 20.99Canadian Equity 9.69Cash and Equivalents 3.28

% Assets





This Fund may be suitable for contractholders if they:• want capital growth and are comfortable with the risks

associated with equity investments• are investing for the medium and/or long term.


145


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 5.03% 1.85% 0.85% 0.25% 0.30%

Class B 4.43% 1.35% 0.95% 0.25% 0.30%

Class C 3.85% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Mackenzie Cundill Value Fund


146

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Manulife Asset Management Limited

March 2008 $4,187,51314.74%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Manulife Diversified Income Portfolio Fund




Class A 4.12% $11.06 59,110

Class B 3.75% $11.44 255,580

Class C 3.43% $11.45 53,366

The Fund invests in the Manulife Diversified Income Portfolio. The underlying fund invests mostly in shares and bonds of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsManulife Bond Fund 23.66Manulife Strategic Income Fund 10.40Manulife High Yield Bond Fund 8.99Manulife Emerging Markets Debt Fund 8.34Manulife Global Tactical Credit Fund 6.38Manulife Dividend Income Fund 4.60Manulife Corporate Bond Fund 4.28Manulife Floating Rate Income Fund 3.91Manulife International Value Equity Fund 3.89Manulife Covered Call U.S. Equity Class 3.87Total 78.32


Foreign Bonds 42.58Domestic Bonds 25.15US Equity 12.06International Equity 10.36Cash and Equivalents 5.64Canadian Equity 3.64Income Trust Units 0.53Other 0.04

% Assets





This Fund may be suitable for contractholders if they:• want to receive income• are investing for the medium to long-term.


147


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.12% 1.15% 0.60% 0.25% 0.30%

Class B 3.75% 0.75% 0.65% 0.25% 0.30%

Class C 3.43% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Manulife Diversified Income Portfolio Fund


148

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Manulife Asset Management Limited

March 2008 $1,513,2040.00%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Manulife Global Dividend Fund




Class A 5.09% $11.33 62,030

Class B 4.45% $12.24 50,894

Class C 3.72% $12.70 14,792

The Fund invests in the Manulife Global Dividend Class. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsWells Fargo & Co 4.47Apple Inc 3.86Microsoft Corp 3.77Nestle SA 3.67Roche Holding AG 3.55Amcor Ltd 3.46Koninklijke Ahold Delhaize NV 3.37British American Tobacco PLC 3.19Novartis AG 3.14Verizon Communications Inc 3.12Total 35.60


International Equity 52.44US Equity 46.16Cash and Equivalents 1.40

% Assets





This Fund may be suitable for contractholders if they:• want capital appreciation from a concentrated equity investment• are investing for the long-term.


149


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 5.09% 1.85% 0.85% 0.25% 0.30%

Class B 4.45% 1.35% 0.95% 0.25% 0.30%

Class C 3.72% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Manulife Global Dividend Fund


150

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:Northwest & Ethical Investments L.P.

March 2008 $3,695,9857.20%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Northwest Growth and Income Fund




Class A 4.14% $13.24 41,926

Class B 3.65% $14.08 191,228

Class C 3.47% $13.71 32,640

The Fund invests in the NEI Northwest Growth & Income Fund. The underlying fund invests mostly in Canadian shares and bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsNEI Northwest Global Equity Fund 34.62NEI Canadian Bond Fund 21.88Toronto-Dominion Bank 4.07Bank of Nova Scotia 3.91Manulife Financial Corp 2.57Onex Corp 2.54Quebecor Inc 2.34Sun Life Financial Inc 2.31FirstService Corp 2.13Thomson Reuters Corp 2.13Total 78.50


Canadian Equity 38.49US Equity 21.96Domestic Bonds 19.38International Equity 12.94Income Trust Units 3.29Cash and Equivalents 2.36Foreign Bonds 1.58

% Assets





This Fund may be suitable for contractholders if they:• want a combination of long term growth and some current

income, through an investment diversified by asset class, style, and geography



151


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.14% 1.15% 0.60% 0.25% 0.30%

Class B 3.65% 0.75% 0.65% 0.25% 0.30%

Class C 3.47% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Northwest Growth and Income Fund


152

Average return





How risky is it?


Very low LowLow to


%




October 2005 $542,112,29511.10%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Balanced Fund




Class A 3.72% $15.27 8,899,785

Class B 3.25% $15.95 19,344,312

Class C 2.97% $16.16 5,814,803

The Fund invests in the Portfolio Series Balanced Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Canadian Bond Fund 10.34Signature Global Bond Fund 10.09Signature Corporate Bond Fund 8.92Synergy Canadian Corporate Class 6.37Cambridge Canadian Equity Corporate Class 5.88Cambridge Canadian Dividend Fund 5.34CI American Managers® Corporate Class 5.15Signature Diversified Yield II Fund 4.82CI International Value Corporate Class 4.57CI Canadian Investment Fund 4.25Total 65.73


US Equity 21.14Foreign Bonds 18.95International Equity 17.14Domestic Bonds 16.91Canadian Equity 14.27Cash and Equivalents 9.00Income Trust Units 2.54Other 0.05

% Assets





This Fund may be suitable for contractholders if they:• want capital growth and income while diversifying risk• are investing for the medium term.


153


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.72% 1.00% 0.60% 0.25% 0.30%

Class B 3.25% 0.60% 0.65% 0.25% 0.30%

Class C 2.97% 0.35% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Balanced Fund


154

Average return





How risky is it?


Very low LowLow to


%




October 2005 $300,536,25612.65%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Balanced Growth Fund




Class A 3.90% $14.86 4,573,939

Class B 3.45% $15.57 11,177,564

Class C 3.18% $16.04 3,275,691

The Fund invests in the Portfolio Series Balanced Growth Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Canadian Bond Fund 11.14Cambridge Canadian Equity Corporate Class 7.27Signature Global Bond Fund 6.53Signature Select Canadian Fund 6.26Synergy Canadian Corporate Class 5.98Black Creek International Equity Fund 5.79CI American Managers® Corporate Class 5.64Cambridge Global Equity Corporate Class 5.52Signature Corporate Bond Fund 5.39Harbour Fund 4.83Total 64.35


US Equity 25.84International Equity 22.58Canadian Equity 17.04Domestic Bonds 13.32Foreign Bonds 11.96Cash and Equivalents 7.51Income Trust Units 1.62Other 0.13

% Assets





This Fund may be suitable for contractholders if they:• want moderate long-term capital growth• are investing for the medium term.


155


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.90% 1.15% 0.60% 0.25% 0.30%

Class B 3.45% 0.75% 0.65% 0.25% 0.30%

Class C 3.18% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Balanced Growth Fund


156

Average return





How risky is it?


Very low LowLow to


%




October 2005 $171,807,50212.25%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Conservative Balanced Fund




Class A 3.80% $14.85 2,985,788

Class B 3.34% $15.67 5,733,726

Class C 3.13% $15.96 2,358,566

The Fund invests in the Portfolio Series Conservative Balanced Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Canadian Bond Fund 13.24Signature Global Bond Fund 11.92Signature Corporate Bond Fund 11.71Synergy Canadian Corporate Class 6.71Cambridge Canadian Equity Corporate Class 5.68Signature Diversified Yield II Fund 5.61Cambridge Canadian Dividend Fund 5.04CI American Managers® Corporate Class 4.24Cambridge Income Corporate Class 4.17CI International Value Corporate Class 3.92Total 72.24


Foreign Bonds 23.16Domestic Bonds 21.14US Equity 17.15Canadian Equity 13.85International Equity 13.41Cash and Equivalents 8.61Income Trust Units 2.60Other 0.08

% Assets





This Fund may be suitable for contractholders if they:• want returns with lower than average volatility• are investing for the medium term.


157


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.80% 1.05% 0.50% 0.25% 0.30%

Class B 3.34% 0.65% 0.50% 0.25% 0.30%

Class C 3.13% 0.45% 0.50% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Conservative Balanced Fund


158

Average return





How risky is it?


Very low LowLow to


%




October 2005 $165,981,04613.32%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Conservative Fund




Class A 3.71% $14.64 3,819,525

Class B 3.27% $15.56 5,791,350

Class C 3.10% $15.64 1,204,717

The Fund invests in the Portfolio Series Conservative Fund. The underlying fund invests mostly in shares and bonds from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Canadian Bond Fund 17.71Signature Global Bond Fund 14.57Signature Corporate Bond Fund 13.44Synergy Canadian Corporate Class 7.21Signature Diversified Yield II Fund 6.20Cambridge Income Corporate Class 5.15Cambridge Canadian Dividend Fund 4.69CI International Value Corporate Class 3.84Signature Tactical Bond Pool 3.62CI American Value Corporate Class 3.45Total 79.88


Foreign Bonds 28.66Domestic Bonds 27.02US Equity 12.14International Equity 11.32Canadian Equity 11.06Cash and Equivalents 7.39Income Trust Units 2.31Other 0.10

% Assets





This Fund may be suitable for contractholders if they:• want income and growth with lower than average volatility• are investing for the medium term.


159


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.71% 1.00% 0.50% 0.25% 0.30%

Class B 3.27% 0.60% 0.50% 0.25% 0.30%

Class C 3.10% 0.45% 0.50% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Conservative Fund


160

Average return





How risky is it?


Very low LowLow to


%




October 2005 $76,755,94715.29%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Growth Fund




Class A 4.17% $14.42 1,106,258

Class B 3.64% $15.13 2,990,514

Class C 3.34% $15.73 944,565

The Fund invests in the Portfolio Series Growth Fund. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Canadian Bond Fund 9.96Cambridge Canadian Equity Corporate Class 8.84Signature Select Canadian Fund 6.77Synergy Canadian Corporate Class 6.39Black Creek International Equity Fund 6.25Cambridge Global Equity Corporate Class 6.02CI American Managers® Corporate Class 5.45Marret Short Duration High Yield Fund 4.98CI International Value Corporate Class 4.87Cambridge American Equity Corporate Class 4.57Total 64.10


US Equity 27.16International Equity 25.01Canadian Equity 19.02Cash and Equivalents 9.89Domestic Bonds 9.17Foreign Bonds 7.98Income Trust Units 1.65Other 0.12

% Assets





This Fund may be suitable for contractholders if they:• want long-term capital growth• are investing for the medium and/or long term.


161


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.17% 1.40% 0.60% 0.25% 0.30%

Class B 3.64% 0.95% 0.65% 0.25% 0.30%

Class C 3.34% 0.65% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Growth Fund


162

Average return



This chart shows how the Fund has performed in each of the past ten years. In the past ten years, the Fund was up in value eight years and down in value two years.


How risky is it?


Very low LowLow to


%




October 2005 $213,553,82112.21%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Income Fund




Class A 2.95% $16.16 3,217,803

Class B 2.83% $16.32 7,841,794

Class C 2.75% $16.54 1,909,232

The Fund invests in the Portfolio Series Income Fund. The underlying fund invests mostly in bonds and shares from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSignature Corporate Bond Fund 17.03Signature Global Bond Fund 16.54Signature Canadian Bond Fund 9.90CI Global High Dividend Advantage Fund 7.56Cambridge Global Dividend Fund 6.38Signature Diversified Yield II Fund 6.05Cambridge Income Corporate Class 5.57Signature Tactical Bond Pool 5.34Signature Income & Growth Fund 4.55CI Investment Grade Bond Fund 4.13Total 83.05


Foreign Bonds 35.96Domestic Bonds 27.26US Equity 12.13International Equity 9.52Cash and Equivalents 7.50Canadian Equity 5.37Income Trust Units 1.98Other 0.28

% Assets





This Fund may be suitable for contractholders if they:• want income with some potential for capital growth• are investing for the medium term.


163


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.95% 0.55% 0.35% 0.25% 0.30%

Class B 2.83% 0.45% 0.35% 0.25% 0.30%

Class C 2.75% 0.35% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Income Fund


164

Average return





How risky is it?


Very low LowLow to


%




October 2005 $24,239,26521.96%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Maximum Growth Fund




Class A 4.28% $14.38 419,298

Class B 3.78% $15.12 625,494

Class C 3.43% $15.80 421,203

The Fund invests in the Portfolio Series Maximum Growth Fund. The underlying fund invests mostly in shares from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCambridge Canadian Equity Corporate Class 9.76Synergy Canadian Corporate Class 9.01Cambridge Global Equity Corporate Class 8.43Black Creek International Equity Fund 7.02CI American Managers® Corporate Class 6.83Signature Select Canadian Fund 6.52Cambridge American Equity Corporate Class 5.62Signature Emerging Markets Corporate Class 5.34CI Canadian Small/Mid Cap Fund 5.19Harbour Voyageur Corporate Class 4.79Total 68.51


US Equity 32.48International Equity 28.70Canadian Equity 22.32Cash and Equivalents 10.57Foreign Bonds 3.32Income Trust Units 1.98Domestic Bonds 0.54Other 0.09

% Assets





This Fund may be suitable for contractholders if they:• want above-average long-term capital growth• are investing for the medium and/or long term.


165


Sales charges




Fee What you pay



Other fees






•


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•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.28% 1.50% 0.85% 0.25% 0.30%

Class B 3.78% 1.05% 0.95% 0.25% 0.30%

Class C 3.43% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Portfolio Series Maximum Growth Fund


166

Average return





How risky is it?


Very low LowLow to


%




October 2005 $11,236,78513.03%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Premier CI Signature Global Income & Growth Fund




Class A 3.93% $14.04 211,618

Class B 3.40% $14.69 424,728

Class C 3.14% $14.97 134,333

The Fund invests in the Signature Global Income & Growth Fund. The underlying fund invests mostly in shares and bonds of firms from around the world.




% Assets









167


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 3.93% 1.15% 0.60% 0.25% 0.30%

Class B 3.40% 0.75% 0.65% 0.25% 0.30%

Class C 3.14% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite Premier CI Signature Global Income & Growth Fund


168

Average return





How risky is it?


Very low LowLow to


%




September 2011 $14,043,49897.64%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC Canadian Dividend Core Bundle




Class A 4.17% $14.11 166,664

Class B 3.64% $14.50 716,898

Class C 3.24% $14.80 87,670

The Fund invests in the RBC Canadian Dividend Fund and Phillips, Hager & North Bond Fund. The underlying funds are combined to hold about 70% in shares and 30% in bonds.

Top holdings and allocations as of December 31, 2016 % AssetsRBC Canadian Dividend Fund 81.59 Toronto-Dominion Bank Royal Bank of Canada Bank of Nova Scotia Canadian National Railway Co Bank of Montreal Brookfield Asset Management Inc Cash and Equivalents Enbridge Inc Suncor Energy Inc TransCanada CorpPhillips, Hager & North Bond Fund 18.38Cash and Equivalents 0.03Total 100.00


Canadian Equity 71.82Domestic Bonds 17.59Cash and Equivalents 4.17Income Trust Units 3.60US Equity 2.31International Equity 0.43Other 0.08

% Assets








169


Sales charges




Fee What you pay



Other fees






•


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•


•


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•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.17% 1.30% 0.60% 0.25% 0.30%

Class B 3.64% 0.85% 0.65% 0.25% 0.30%

Class C 3.24% 0.50% 0.70% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC Canadian Dividend Core Bundle


170

Average return





How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:RBC Global Asset Management Inc.

April 2007 $73,727,170110.15%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC Canadian Dividend Fund




Class A 4.34% $13.04 1,297,803

Class B 3.80% $13.67 3,208,749

Class C 3.45% $14.17 913,850

The Fund invests in the RBC Canadian Dividend Fund. The underlying fund invests mostly in Canadian shares.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsToronto-Dominion Bank 7.61Royal Bank of Canada 7.46Bank of Nova Scotia 5.97Canadian National Railway Co 4.71Bank of Montreal 3.98Brookfield Asset Management Inc 3.83Cash and Equivalents 3.76Enbridge Inc 3.42Suncor Energy Inc 3.39TransCanada Corp 3.26Total 47.39


Canadian Equity 88.00Income Trust Units 4.41Cash and Equivalents 3.76US Equity 2.83International Equity 0.53Domestic Bonds 0.47

% Assets





This Fund may be suitable for contractholders if they:• want income with modest long-term growth• are investing for the long term.


171


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 4.34% 1.50% 0.85% 0.25% 0.30%

Class B 3.80% 1.05% 0.95% 0.25% 0.30%

Class C 3.45% 0.70% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC Canadian Dividend Fund


172

Average return


This section tells you how the Fund did in the past. A person who invested $1,000 in the Class C Fund in April 2007 would have $799.93 in December 2016. This works out to an average of-2.27% a year. The returns are after the MER has been deducted. The MER of the Segregated Fund includes insurance fees. The insurance fees and other costs will reduce the returns of the Fund. Past returns do not tell you how the Fund will do in the future. Your return will vary based on your guarantee option and personal tax situation.



How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:RBC Global Asset Management Inc.

April 2007 $4,655,0808.24%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC O'Shaughnessy International Equity Fund




Class A 5.03% $7.23 224,502

Class B 4.42% $7.64 282,875

Class C 3.90% $8.00 108,749

The Fund invests in the RBC O'Shaughnessy International Equity Fund. The underlying fund invests mostly in shares of firms from around the world.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsSpark New Zealand Ltd 2.85Fortum Oyj 2.42Bezeq Israeli Telecommunication Corp Ltd 2.37Aurizon Holdings Ltd 2.23Engie SA 1.97SSE PLC 1.83AMP Ltd 1.76Zurich Insurance Group AG 1.75Tokai Holdings Corp 1.73Pearson PLC 1.62Total 20.53


International Equity 98.81Cash and Equivalents 0.94Income Trust Units 0.25

% Assets





This Fund may be suitable for contractholders if they:• want long-term growth with some current income• are investing for the long term.


173


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 5.03% 1.85% 0.85% 0.25% 0.30%

Class B 4.42% 1.35% 0.95% 0.25% 0.30%

Class C 3.90% 0.85% 1.00% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite RBC O'Shaughnessy International Equity Fund


174

Average return



This chart shows how the Fund has performed in each of the past nine years. In the past nine years, the Fund was up in value seven years and down in value two years.


How risky is it?


Very low LowLow to


%



Total value on December 31, 2016:Portfolio turnover rate:TD Asset Management Inc.

April 2007 $131,946,4057.52%

Quick facts:

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite TD Canadian Bond Fund




Class A 2.74% $12.80 1,703,207

Class B 2.60% $12.94 6,539,484

Class C 2.49% $13.08 1,952,384

The Fund invests in the TD Canadian Bond Fund. The underlying fund invests mostly in Canadian bonds.

Top holdings and allocations of the Underlying Fund as of December 31, 2016 % AssetsCash and Equivalents 7.80Canada Government 3.50 % 01-Dec-2045 3.13Canada Government 4.00 % 01-Jun-2041 3.09Canada Government 5.00 % 01-Jun-2037 2.78Ontario Province 2.90 % 02-Dec-2046 2.03Ontario Province 5.60 % 02-Jun-2035 1.81Ontario Province 0.00 % 02-Jun-2027 1.62Canada Government 0.75 % 01-Mar-2021 1.57Canada Government 2.75 % 01-Jun-2022 1.29British Columbia Province 4.30 % 18-Jun-2042 1.29Total 26.41


Domestic Bonds 90.61Cash and Equivalents 7.80Foreign Bonds 1.17Other 0.42

% Assets





This Fund may be suitable for contractholders if they:• want a high-quality income investment• are investing for the short and/or medium term.


175


Sales charges




Fee What you pay



Other fees






•


•


•


•


•


•





Optional Riders

Class





the Units)


GWB)



Value)



Class A 2.74% 0.50% 0.35% 0.25% 0.30%

Class B 2.60% 0.40% 0.35% 0.25% 0.30%

Class C 2.49% 0.30% 0.35% 0.25% 0.30%

Sun Life Assurance Company of CanadaSunWise Elite Segregated FundsSunWise Elite TD Canadian Bond Fund


176

2

2

Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variable annuity contract providing for investment in SunWise Elite segregated funds. A description of the key features of the applicable individual variable annuity contract is contained in the Information Folder. Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. ®CI Investments, the CI Investments design, Synergy Mutual Funds, Cambridge and Harbour Funds are registered trademarks of CI Investments Inc. Portfolio Series and Signature Funds are trademarks of CI Investments Inc. ®SunWise is a registered trademark of Sun Life Assurance Company of Canada. ®Fidelity Investments and the Fidelity design are registered trademarks of FMR Corp. ®RBC Asset Management and Phillips, Hager & North are registered trademarks of Royal Bank of Canada, used under license. ™TD Asset Management is a trademark of The Toronto-Dominion Bank, used under license. FranklinTempleton Investments, Franklin Templeton Investments Quotential Program and/or Franklin Templeton Investments and design are registered trademarks of Franklin Templeton Investments Corp. Dynamic Funds™is a division of Goodman & Company, Investment Counsel Ltd. ©CI Investments Inc., 2017

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