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FORTODAY'S FACULTYAND COLLEGE STAFF MEMBERS* FROM 18 TO 80. Whether you're thinking retirement or not, review the -plan that provides for cash withdrawal and/ora lifetime * * TIAA-CREF Supplemental Retirement Annuities (SRAs) offer you substantial flexibility including cash withdrawal and/or lifetime retirement income. You can even reduce your income taxes now! You can begin contributions to an SRA at any age and begin benefits at any age up to age 71 unless you are still employed (then you can delay beginning benefits until age 80). For example, you could start contributions at age 25, and choose to begin benefits or withdraw cash at age 34, 40 or 50, regardless of your employment status. Get your money at any time. You can receive benefits as a lifetime income or over a fixed period of from 2 to 10 years. What's more, if you need it (even while employed by your current employer), you can withdraw all the money you have accumulated by surrendering your contracts. Or, you can withdraw $1,000 or more every six months. There is never a cash surrender charge. Contributions are tax-deferred, so you pay less income taxes now. The federal income tax on your contributions is deferred until they are paid to you as benefits. So, you pay less tax now. Changing employers? Take SRAs with you. Since you own your Supplemental Retirement Annui- ties, you take them with you if you' leave your current employer. You can make contributions through any institution that makes Supplemental Retirement Annuities available to staff members. Contributions can be as little as $25 a month. Full information. Complete and mail the coupon for an SRA Information Kit today. You'll get full details about all the advan- tages SRAs have to offer, why this plan suits so many financial situations and age groups and how much you may contribute to the plan. *TIAA-CREF provides annuities and other services for employees of colleges, universities, private schools and certain other nonprofit tax-exempt educational and research institutions. HELP YOURSELF TO A BRIGHTER FINANCIAL FUTURE ...SEND FOR A FREE INFORMATION KIT. Wh Ui U I Teachers Insurance and I Annuity Association of I America-College Retirement Equities Fund I 730 Third Avenue I New York, N.Y. 10017 Please send me full details about TIAA-CREF Supplemen- tal Retirement Annuities, the flexible tax-deferred annuity plan that offers the opportunity to accumu- late funds for additional retirement income and the option for cash withdrawal. Name- Address cit State Zip Date of Birth K _A _ ..- I Please let us know if you are participating in a TIAA-CREF retiremnent plan I at your institution. 0 YES 0 NO S9481 Lmmmmmmmmmmmmmm__m_mm___ 4 SEPTEMBER 1981 1059
Transcript
Page 1: Supplemental U A ..- Zip - Sciencescience.sciencemag.org/content/sci/213/4512/local/front-matter.pdf · TheBristol-Myers Companypresentsanannuqlawardtoa-scientist makingan outstanding

FORTODAY'S FACULTYAND COLLEGE STAFFMEMBERS*FROM18TO 80.

Whether you're thinking retirement

or not,review the -plan that providesforcash withdrawal and/ora lifetime

* *

TIAA-CREF Supplemental Retirement Annuities(SRAs) offer you substantial flexibility including cashwithdrawal and/or lifetime retirement income. Youcan even reduce your income taxes now!

You can begin contributions to an SRA at any ageand begin benefits at any age up to age 71 unless youare still employed (then you can delay beginningbenefits until age 80). For example, you could startcontributions at age 25, and choose to begin benefitsor withdraw cash at age 34, 40 or 50, regardless ofyour employment status.

Get your money at any time.You can receive benefits as a lifetime income or over afixed period of from 2 to 10 years. What's more, if youneed it (even while employed by your currentemployer), you can withdraw all the money you haveaccumulated by surrendering your contracts. Or, youcan withdraw $1,000 or more every six months. Thereis never a cash surrender charge.

Contributions are tax-deferred,so you pay less income taxes now.

The federal income tax on your contributions isdeferred until they are paid to you as benefits. So, youpay less tax now.

Changing employers? Take SRAs with you.Since you own your Supplemental Retirement Annui-ties, you take them with you if you' leave your currentemployer. You can make contributions through anyinstitution that makes Supplemental RetirementAnnuities available to staff members. Contributionscan be as little as $25 a month.

Full information.Complete and mail the coupon for an SRA InformationKit today. You'll get full details about all the advan-tages SRAs have to offer, why this plan suits so manyfinancial situations and age groups and how muchyou may contribute to the plan.*TIAA-CREF provides annuities and other services for employees ofcolleges, universities, private schools and certain other nonprofittax-exempt educational and research institutions.

HELP YOURSELF TO A BRIGHTER FINANCIAL FUTURE...SEND FOR A FREE INFORMATION KIT.WhUiU

I Teachers Insurance andI Annuity Association ofI America-College Retirement

Equities FundI 730 Third AvenueI New York, N.Y. 10017

Please send me full detailsabout TIAA-CREF Supplemen-tal Retirement Annuities, theflexible tax-deferred annuity plan that offers the opportunity to accumu-late funds for additional retirement income and the option for cashwithdrawal.

Name-

Address

cit

State Zip Date of BirthK _A _ ..-I Please let us know if you are participating in a TIAA-CREF retiremnent plan I

at your institution. 0 YES 0 NO S9481Lmmmmmmmmmmmmmm__m_mm___

4 SEPTEMBER 1981 1059

Page 2: Supplemental U A ..- Zip - Sciencescience.sciencemag.org/content/sci/213/4512/local/front-matter.pdf · TheBristol-Myers Companypresentsanannuqlawardtoa-scientist makingan outstanding

The most comprehensive

and authoritative scientific referencein the world.

Van Nostrand's

;;;wa>-<C-ScientifiC

: ~~Encyclopedia*a $69.50 value

Yours 95for only

when you join The Library of Science. You simply

agree to buy 3 more books-at handsome discounts-within the next 12 months.

Find the answers to virtually all your scien-

tific questi&ns, in the thoroughly updated

and expanded fifth edition of Van Nostrand's

SCIENTIFIC ENCYCLOPEDIA.Thousands of photos, diagrams, graphs

and charts completely illuminate theENCYCLOPEDIA's clear and thorough coverage

of every scientific field. Whether you're looking for

a basic explanation of earthquakes or a compre-

hensive analysis of nuclear reactors-you'll find it

all in Van Nostrand's SCIENTIFIC ENCYCLO-PEDIA.

* A mammoth 8¼'" x 12" volume coveringeverything scientific from abacus tozygote, in 2,370 pages, 7,200 editorialentries, 8,000 cross-references and2.2 million words ... plus 2,450 photos,diagrams, and charts as well as 550 tables.

* Authoritatively compiled by over 180temato)naly respected scientific experts.

4 Good Reasons to Join1. The Finest Books. Ofthe hundreds ofscence books published eachyear, only the very finest are selected and offered. Moreover, our books arealways of equal quality to publishers' editions, new economy editions.2. Big Savings In addition t ggVatnogVa s ScientificEn#ope-dia for only $2.95, you keep saving dalr-up 30% and illyeven mire. (For example, your tDal savns as trial me-ber-indluding thismtroductnry offer-can easly be ovr 50%. That's like getting ewry odwrbook free.D3. Bonus Books. Also, you will immediately become eligible to participatein our Bonus Book Plan, with savings of 70% off publishers' prices.4. Convenient Service. At34wek intervals (16times per year)you willreceive the Book aubN, desribing the nSln and AlternateSeltio, together with a dated reply card. Iyou want the Main Selction,do thing and it will be sent to you autonmtaly. If you per anotherselecto,ornobookat all, simply ndscateyour choiceonthe card, andreturnit by the date sefied. You will have at least 10 days to decide. If, because oflate maildelivery ofthe News,you should receive a book you do not want, weguarantee return postage.

WHAT IS THE LIBRARYOF SCIENCE?The Library of Science is a very special book

club. A club dedicated to keeping members of thescientific community (and knowledgeable ama-teurs) aware of the important advances and thespeculative thinking in their own and relatedfields.

The Library of ScienceRiverside, New Jersey 08075 2-AL5

Please accept tny application for trial membership and send me Van* Nostrand's Scientific Encyclopedia (00470-3), billing me onlyy

$2.95. I agree to purchase at least three additional Selections or IAlternates over the next 12 months. Savings range up to 30% and I

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Page 3: Supplemental U A ..- Zip - Sciencescience.sciencemag.org/content/sci/213/4512/local/front-matter.pdf · TheBristol-Myers Companypresentsanannuqlawardtoa-scientist makingan outstanding

Some chemical engineersrarely get towear hard hats.

Film differs from Rembrandt's better film can be widely afforded.medium. Most who expressthemselves with it do not know orcare how it is made. Before 1880,no one knew how to make it.Today, no one is remotely inter-ested in using the kind of filmmade in the 1880s. For today's filmis so incomparably more respon-sive. It contains minute quantitiesof various molecules we weren'tputting in as recently as 1975. Andby 1985, we'll probably be puttingin other molecules that work evenbetter.

Beauty resides in these mole-cules themselves. Beautiful alsoare the methods by which chemi-cal engineers quickly cut the costof a "new composition of matter"(as patent lawyers put it) so that

There is practiced here atKodak a kind of chemical engi-neering that does not think ton-nage. It operates equipmentlocated in small, quiet rooms. Itobserves biological processeswhich use membranes for separa-tion in either aqueous or non-aqueous solutions. It often preferscontinuous processes to batchprocesses, as in copolymeriza-tions where the end propertiesresult not from just the ratio ofthe reactants but from the preci-sion with which they are broughttogether.

That's why we believe thathardheaded (but not necessarilyhard-hatted) chemical engineer-ing is needed in a temple of

science like the Kodak ResearchLaboratories. A fractional-crys-tallization process like this oneneeds no scaling up to meet theneeds of the factory. But chemi-cal engineering on such a scale isscarcely as common as the analo-gous fractional distillation thattakes place in plumed towersagainst the sky, a sight whichcaptivated countless photo-graphic artists seeking to depictthe essence of industry.Of course, this isn't the only

kind of chemical engineering wepractice, but isn't all engineeringa bridge between science and art?

* Eastman Kodak Company, 1981

SCIENCE, VOL. 2131062

Page 4: Supplemental U A ..- Zip - Sciencescience.sciencemag.org/content/sci/213/4512/local/front-matter.pdf · TheBristol-Myers Companypresentsanannuqlawardtoa-scientist makingan outstanding

FIFTH ANNUAL

BRISTOL-MYERS AWARD FOR

DISTINGUISHED ACHIEVEMENT

IN CANCER RESEARCH

The Bristol-Myers Company presents an annuql award to a- scientist making anoutstanding contribution In cancer research. The candidates for the award are to benominated by medical schools, free-standing hospitals and cancer research centers.Only one nomination from each institution is permitted.

AWARD: $25,000 U.S.DEADLINE FOR RECEIPT OF NOMINATIONS

December 15, 1981ANNOUNCEMENT OF AWARD RECIPIENT

Spring 1982SELECTION COMMITTEE

Saul A. Rosenberg, M.D., Selecfion Committee ChairmanProfessor of Medicine and Radiology and Chief, Division of Oncology

Stanford University School of Medicine

Gianni Bonadonna, M.D.Director, Division of Clinical Oncology

Istituto Nazionale per lo Studio e la Cura dei TumoriHarris Busch, M.D., Ph.D.

Professor and Chairman, Department of PharmacologyBaylor College of Medicine

Ken R. Harrap, Ph.D., D.Sc.Head, Department of Biochemical Pharmacology

Institute of Cancer Research, Royal Marsden HospitalPaul A. Marks, M.D.

President and Chief Executive OfficerMemorial Sloan-Kettering Cancer Center

Albert H. Owens, Jr., M.D.Director, Oncology Center, The Johns Hopkins University

Alan C. Sartorelli, Ph.D.Professor and Chairman, Department of Pharmacology

Yale University School of Medicine

Philip S. Schein, M.D.Professor of Medicine and Pharmacology and Chief, Division of Medical Oncology

Georgetown University School of Medicine

John E. Ultmann, M.D.Director, Cancer Research Center, The University of Chicago

Rules and official nomination forms are available from: Secretary, Award Commiftee,345;Park Avenue, Room 43-55, New York, New York 10154.

1064 SCIENCE, VOL. 213

.M

1064 SCIENCE, VOL. 213


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