SYNDICATE BANK

Founders:

T.M.A

Pai, Upendra

Pai and Vaman

Kudva in 1925.

Canara

Industrial and

Banking

Syndicate

Limited.

Primary

objective:

extend financial

assistance

Mergers:

Maharastra

Apex Bank Ltd

and Southern

India Apex Bank

Ltd

Name

changed in

1964

Prathama

Bank

Global financial crisis worsened in 2012

Stagnation in euro area and excessive short-term fiscal

tightening in the U.S

Global GDP growth fell from 4.0% in 2011 to 3.2% in 2012

India’s GDP fell from 6.2% in FY 2012 to 5.0% in FY 2013

SCBs business grew by 14.19% as at March 22, 2013

as against 15.07 % of previous year.

Scheduled Commercial Banks'' (SCBs) business grew by 14.19 per cent as at March 22, 2013 as against 15.07 per cent recorded during the similar period of previous year.Scheduled Commercial Banks'' (SCBs) business grew by 14.19 per cent as at March 22, 2013 as against 15.07 per cent recorded during the similar period of previous year.Scheduled Commercial Banks'' (SCBs) business grew by 14.19 per cent as at March 22, 2013 as against 15.07 per cent recorded during the similar period of previous year.Scheduled Commercial Banks'' (SCBs) business grew by 14.19 per cent as at March 22, 2013 as against 15.07 per cent recorded during the similar period of previous year.. Scheduled Commercial Banks'' (SCBs) business grew by 14.19 per cent as at March 22, 2013 as against 15.07 per cent recorded during the similar period of previous year.

global business grew by 18.06% in FY 12-13

Rural Market

Centralized Banking System

Employee Strength

Customer Base

Govt Bank

Deteriorating Asset Quality

Negative Cash Flow from

Operational Activities

Less branding and

advertising

Lack of retail banking and

low customer service

Source: http://economictimes.indiatimes.com

5,010.02 5,627.05

7,050.84

9,041.15

10,541.00

2009 2010 2011 2012 2013

Net Worth (in Crores)

Net Worth (in Crores)

2013 2012 2011 2010 2009

Net Profit2,004.42 1,313.39 1,047.95 813.32 912.82

Current

Ratio 25.21008 27.65663 26.67469 23.92973 12.80418

Debt Equity

Ratio 17.58371 17.46913 19.2312 20.79701 23.13067

ROA 0.96 0.74 0.69 0.60 0.74

EPS 33.30 21.82 18.28 15.58 17.49

Software Upgradation

CASA Growth

EXCELLENCE

Expansion Plans

NPA

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