Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

This product is suitable for investors who are seeking*· Income and capital Appreciation over Long term.· Investment predominanantly in arbitrage opportunities between cash & derivative market and in unhedged equity.*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately High risk

SMS

char

ges

appl

y.

Contact your financial advisor for further detailsCall 1800 300 11111 | SMS ‘RMF’ to 561617 I www.reliancemutual.com

Reliance Equity Savings Fund

Test the equity marketsstep-by-step, with confidence

(An open-ended equity Scheme)

� Offering the combination of Equity, Arbitrage and Fixed Income

� Growth Potential through Equity� Moderate Volatility

HIGHLIGHTS

Wealth Sets You Free

CURRENT INVESTMENT PHILOSOPHY

• The scheme employs various strategies which seek to exploit available arbitrage opportunities in mar-kets along with pure equity investments.

• The stock selection strategy is a blend of top down and bottom up approach without any sector or market capitalization bias.

• All companies selected are analyzed taking into account various business fundamentals like nature & stability of business, prospects of future growth & scalability, financial discipline & returns, valuations in relation to broad market & expected growth in earnings, the company’s financial strength & track record

� Fine Blend of Large & Midcaps• GARP (Growth at Reasonable Price) strategy • ~70 – 75% of equity in large caps• Track divergence in valuation between large & midcaps in the same sector & also across sectors• Alpha Creation from Sector & Stock Deviations

� Arbitrage Strategy• Completely hedged position• Seek to generate income through arbitrage opportunities arising out of pricing mismatch• Aims to have prudent balance of safety, returns and liquidity

� Accrual Strategy with Moderate Duration• Seek to maintain a fine balance between liquidity and credit risk• Focus on accrual through investments in medium to long term corporate bonds with optimal liquidity• Moderate Portfolio Duration of 2.5 to 3.5 years depending on Interest Rate Scenario• Capture Active Spread actively

WHY INVEST

The Fund offers Moderate Volatility and Regular Income through Investment in Arbitrage Opportunities and Fixed Income Securities. The fund creates wealth through moderate exposure in Equities. The key benefits are:• Diversification - A well diversified portfolio enhances the potential of investing in different asset class• Tactical Equity Allocation - Potential capital appreciation through tactical allocation in Equity Markets• Tax Efficiency - Reliance Equity Savings Fund qualifies as an ‘Equity Fund’ and hence it will attract equity

taxation**• Regular Cash Flow - The fund with the Systematic Withdrawal Plan (SWP) facility provides regular cash flow. ** subject to existing tax laws

TOP 5 SECTORS

Banks Finance Cement Pharmaceuticals Construction Project

15.75% 8.69% 6.39% 4.42% 3.43%

DIVIDEND HISTORYQuarterly Dividend Plan

Record Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV

19-Dec-17 0.25 11.7219 11.4719

19-Sep-17 0.25 11.7593 11.5093

19-Jun-17 0.25 11.5573 11.3073

19-Dec-16 0.15 10.4948 10.3448

20-Jun-16 0.15 10.4334 10.2834

Monthly Dividend PlanRecord Date Rate (Re/ Unit) Cum Dividend NAV *EX Dividend NAV

22-Jan-18 0.08 11.7492 11.669226-Dec-17 0.08 11.6160 11.536027-Nov-17 0.08 11.6103 11.530323-Oct-17 0.08 11.5217 11.441725-Sep-17 0.08 11.4780 11.39828-Aug-17 0.08 11.4932 11.413224-Jul-17 0.08 11.6304 11.5504

27-Jun-17 0.08 11.3645 11.2845

22-May-17 0.08 11.2851 11.2051

20-Feb-17 0.05 10.9367 10.8867

23-Jan-17 0.05 10.7120 10.6620

26-Dec-16 0.05 10.4217 10.3717

26-Sep-16 0.10 10.7950 10.6950

25-Jul-16 0.05 10.6426 10.5926

27-Jun-16 0.05 10.3886 10.3386

CURRENT PORTFOLIO ALLOCATION

Disclaimer pertaining to Dividend History: Past performance may or may not be sustained in the future. Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.10. * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. The above table provides dividend details of Quarterly Dividend Plan (Regular Plan) & Monthly Dividend Plan (Regular Plan). General Disclaimer: Data as on 31st January, 2018. Past Performance may or may not be sustained in future. Sector(s)/ Stock(s)/ Issuer(s) mentioned above are for the purpose of disclosure of the portfolio of the scheme(s) and should not be construed as a recommendation. The Fund manager(s) may or may not choose to hold the stock mentioned, from time to time. Investors are requested to consult their financial, tax and other advisors before taking any investment decision(s).

TOP 10 STOCKS WEIGHTAGE (%)

HDFC Bank Limited 4.57

Grasim Industries Limited 2.93

Bharat Financial Inclusion Limited 2.06

Larsen & Toubro Limited 2.02

Infosys Limited 1.91

ICICI Bank Limited 1.82

Housing Development Finance Corporation Ltd 1.40

Bharti Airtel Limited 1.30

Kotak Mahindra Bank Limited 1.24

State Bank of India 1.21

Note: For complete portfolio, please refer website www.reliancemutual.com. Current Portfolio Alloca-tion is based on the prevailing market conditions and is subject to changes depending on the fund manager’s view of the equity markets. Sector(s) / Stock(s) / Issuer(s) mentioned above are for the pur-pose of disclosure of the portfolio of the Scheme(s) and should not be construed as recommendation.

ASSET ALLOCATION PATTERN

Gross investments in securities under the Scheme which includes equities, equity related instruments/securities, debt securities Money Market Instru-ments and derivatives will not exceed 100% of the net assets of the Scheme

SCHEME DETAILS

SCHEME DETAILS

Inception Date

Scheme Type

Fund Managers

Fund Size

Benchmark

Entry Load

Exit Load

• 30th May 2015

• Month end AUM: Rs. 2280.22 crs (Jan 2018)

• An Open Ended Equity Scheme

• 40% of Crisil Liquid Fund Index + 30% of Crisil Short Term Bond Fund Index + 30% in Nifty50

• Sanjay Parekh• Anju Chhajer

• Nil

10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):• 1% if redeemed or switched out on or

before completion of 12 months from the date of allotment of units

• Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units

SPECIAL PRODUCT

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Reliance Equity Savings Fund

Active Equities

ArbitrageOpportunities

• 20% to 40%• Growth Potential

• 25% to 70%• Regular Income & Low Volatility

• 10% to 35%• Regular Income & Low Volatility

Fixed Income Securities

The fund with the Systematic Withdrawal Plan (SWP)

Note: For details on all the available Special Products/Facilities, please refer the Scheme Information Document (SID).

SWPSystematic Withdrawal

Plan

0%10%20%30%40%50%

more than Rs. 26,400 crs Rs. 8,300 crs to

Rs. 26,400 crs less than Rs. 8,300 crs

44%

14%

8%

Portfolio Market Capitalization

30.6%

33.7%

35.7%

Equity (net off futures) Arbitrage

Debt, Cash & Other Receivables