Date post: | 08-Apr-2017 |
Category: |
Economy & Finance |
Upload: | experianus |
View: | 229 times |
Download: | 0 times |
#CreditChatWednesdays | 3 p.m. ET
THE BENEFITS OF
Community Banking
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked about the benefits of community banking.
ex.pn/7qpp6
#CreditChatWednesday | 3 p.m. ET
When did you open your first bank account?
#CreditChatWednesday | 3 p.m. ET
“Lots of people open their first account around the time they get their first
paycheck.”
- @FedChoiceFCU
#CreditChatWednesday | 3 p.m. ET
“When I got my first job when I was 15 or 16, a banker came to our job orientation and
told us to open an account.”
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
What was your first banking experience like?
#CreditChatWednesday | 3 p.m. ET
“First banking experience was quick and easy! Best part was depositing my birthday
money.”
- @KOFETIME
#CreditChatWednesday | 3 p.m. ET
“I went to the bank frequently with my parents and knew every teller. Later I walked to the bank with the money
bag.”
- @benpankonin
#CreditChatWednesday | 3 p.m. ET
“Loved going with my mom when I was a kid. Free lollipops at local bank and nice
people to talk to. What’s not to love?!”
- Jessica Wallace @ICBA_Jessica
#CreditChatWednesday | 3 p.m. ET
What is a community bank?
#CreditChatWednesday | 3 p.m. ET
“Community banks are independent, locally owned and operated banks with assets
ranging from less than $10 million to billions.”
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
“Community banks are more personal and the tellers know you and the accounts you have with them. Many are also
local based.”
- @LisaWeinberger
#CreditChatWednesday | 3 p.m. ET
“A community bank provide services in their local communities. Locally owned and
operated.”
- @ConsolidatedUS
#CreditChatWednesday | 3 p.m. ET
How is a community bank different?
#CreditChatWednesday | 3 p.m. ET
“The key difference is the involvement in the local community that the bank has works to
help local partners.”
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
“A community bank means you go to the extra mile and take a risk others wouldn’t.
It’s about being there through the good and bad.
- @FlaxJessica
#CreditChatWednesday | 3 p.m. ET
What are the benefits of joining a community bank?
#CreditChatWednesday | 3 p.m. ET
“Community banks often offer more financial tools and tips on financial
literacy.”
- @debtcom
#CreditChatWednesday | 3 p.m. ET
“Community banks offers higher rates on savings accounts and lower costs of borrowing than customers at traditional
banks.”
- @KOFETIME
#CreditChatWednesday | 3 p.m. ET
“Community banks can be more willing to work with you on rates, fees, etc. You’re part
of the same ‘community family’.”
- @navicorePR
#CreditChatWednesday | 3 p.m. ET
What financial programs are offered at community banks?
#CreditChatWednesday | 3 p.m. ET
“Many community banks offer incentives for savings or maintaining a certain
account balances. Look at what your bank offers.”
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
“Scholarships, financial advisors, financial literacy experts. The list goes on!”
- @Kasasa
#CreditChatWednesday | 3 p.m. ET
How do community banks promote financial literacy?
#CreditChatWednesday | 3 p.m. ET
“Integration with schools and community programs, taking time to talk with
customers one-on-one, or even hosting classes.”
- @KasasaNews
#CreditChatWednesday | 3 p.m. ET
“Community banks often also are deeply invested in financial education to all ages in the community!”
- @CitizensEdmond
#CreditChatWednesday | 3 p.m. ET
“Community banks often offer workshops and seminars on different topics.”
- @debtcom
#CreditChatWednesday | 3 p.m. ET
Where can people go to find a community bank in their area?
#CreditChatWednesday | 3 p.m. ET
“The Independent Community Bankers of America has a great locator map to find a
community bank in your area.
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
“Our awesome national community banking trade association @ICBA has a bank locally locator!!”
- @CitizensEdmond
#CreditChatWednesday | 3 p.m. ET
“Credit Union Locator via @TheNCUA - National Credit Union Administration.”
- @KOFETIME
#CreditChatWednesday | 3 p.m. ET
What final tip can you give someone interested in learning about community banks?
#CreditChatWednesday | 3 p.m. ET
“Walk in the doors! You’ll see and feel the difference right away. They want to help
you in your search.”
- @KasasaNews
#CreditChatWednesday | 3 p.m. ET
“There are some great benefits to joining a community bank, but do your research and figure out what’s best for
your needs.”
- @care4yourfuture
#CreditChatWednesday | 3 p.m. ET
“Go to banklocally.org and find a bank closest to you, then stop by and takk with a
banker!”
- @HighYaReviews
#CreditChatWednesdays | 3 p.m. ET
Check out all the resources and tips shared:
ex.pn/7qpp6
#CreditChatWednesdays | 3 p.m. ET
Join Us Every Wednesday at 3 p.m. ET.
experian.com/creditchat