PERIODICAL: TIME SENSITIVE PRIORITY HANDLING FRIDAY, JUNE 29, 2018 ISSUE # 325406 | $1.25 PER COPY USPS 145-100 thebusinessjournal.com Architecture UPDATED DAILY www.thebusinessjournal.com JUNE 29, 2018 the EXECUTIVE PROFILE | 9 Celtic Bank Corp. tops the SBA Lenders list Frances J. Perkins General Manager Home2 Suites by Hilton Hanford, Best Western Inn & Suites Lemoore the LIST | 10 the FOCUS | 8 Fresno businessman Mark Malkasian said he sees the good Fresno Mayor Lee Brand is trying to accomplish by seeking to raise the city’s sales tax by a half-cent. But if his ballot initiative were to make it on the November bal- lot, as the mayor hopes, Malka- sian said business operators in the city like him likely would op- pose it. “At this point, I would have to say no,” Malkasian said of wheth- er he might vote to approve the city-wide tax. He, along with his brother, own Wholesale Appli- ance Depot in Fresno. Not that the half-cent increase would tremendously elevate the prices customers pay for the ap- pliances he sells, but “any retailer The first students in a pro- gram aimed at giving a hand- up to underprivileged scholars in the Valley are gearing up for classes this fall. Started as a way to help get high-school students into col- lege, the Central Valley Promise program is a region-wide part of a nationwide effort to give qualifying students a paid-for semester at Fresno City College, Reedley College or with the West Hills Community College Coalinga campus. Information services, counseling, and prior- ity registration are also includ- ed. Currently in Phase 1, the pro- gram has seen these colleges partner up with the Fresno, This Week Online 6 People on the Move 11 Leads 17-18 Public Notices 19-25 Opinion 26 Donald A. Promnitz – STAFF WRITER Farm Bill | 5 Promise Program | 5 Tax | 4 SCCCD eyes expansion of Promise Program PHOTO BY DONALD A. PROMNITZ | Students on the Central Valley Promise Program are starting next semester at SCCCD campuses and West Hills Community College’s Coalinga site. The program offers students a paid- for semester and priority registration. THE BUSINESS JOURNAL STAFF | Mark Schultz, general manager of Harris Mazda-Volvo of Fresno, said he doesn’t support Fresno Mayor Lee Brand’s proposal for a city-wide half-cent sales tax increase. Some businesses not happy with Fresno mayor’s tax proposal David Castellon - STAFF WRITER David Castellon - STAFF WRITER California farmers hope for best from Farm Bill As stone fruit farmers begin harvesting their crops and dairy ranchers and farmers tend to their herds, the thoughts of many of them are drifting to what’s going on across the country in the nation’s capitol. That’s because last week the Senate Agricul- tural Committee overwhelmingly approved a new, five-year farm bill. While the senators have spent this week debating and, in some cases, amending that bill, expectations are that a final draft will be approved this week, largely intact. After that, members of the Senate will be appointed to “go to conference” and work with members from the House to essentially merge elements of the Senate Farm Bill with the House Farm Bill. While largely parallel in some provisions, the two bills have some significant differ- ences, and the House passed its bill with only a narrow vote margin. Some pundits predict the differences in the bills may lead to some hard fights over issues relating to farm pro- grams and policies, incuding the Supplemen- tal Nutrition Assistance Program (SNAP) that provides food to people in need, which also is covered in the Farm Bill. SOURCE: FAMILY TREE FARMS | A worker picks nectarines from trees on a farm near Goshen.
Transcript
PERI
ODI
CAL:
TIM
ESE
NSIT
IVE
PRIO
RITY
HA
NDLI
NG
FRIDAY, JUNE 29, 2018 ISSUE # 325406 | $1.25 PER COPY USPS 145-100
thebusinessjournal.com
Architecture
U P D AT E D D A I LYwww.thebusinessjournal.com
JUNE 29, 2018
the EXECUTIVE PROFILE | 9
Celtic Bank Corp. tops the SBA Lenders list
Frances J. PerkinsGeneral ManagerHome2 Suites by Hilton Hanford, Best Western Inn & Suites Lemoore
the LIST | 10
the FOCUS | 8
Fresno businessman Mark Malkasian said he sees the good Fresno Mayor Lee Brand is trying to accomplish by seeking to raise the city’s sales tax by a half-cent.
But if his ballot initiative were to make it on the November bal-lot, as the mayor hopes, Malka-sian said business operators in the city like him likely would op-
pose it.“At this point, I would have to
say no,” Malkasian said of wheth-er he might vote to approve the city-wide tax. He, along with his brother, own Wholesale Appli-ance Depot in Fresno.
Not that the half-cent increase would tremendously elevate the prices customers pay for the ap-pliances he sells, but “any retailer
The first students in a pro-gram aimed at giving a hand-up to underprivileged scholars in the Valley are gearing up for classes this fall.
Started as a way to help get high-school students into col-lege, the Central Valley Promise program is a region-wide part of a nationwide effort to give
qualifying students a paid-for semester at Fresno City College, Reedley College or with the West Hills Community College Coalinga campus. Information services, counseling, and prior-ity registration are also includ-ed.
Currently in Phase 1, the pro-gram has seen these colleges partner up with the Fresno,
This Week Online 6
People on the Move 11
Leads 17-18
Public Notices 19-25
Opinion 26
Donald A. Promnitz – STAFF WRITER
Farm Bill | 5
Promise Program | 5 Tax | 4
SCCCD eyes expansion of Promise Program
PHOTO BY DONALD A. PROMNITZ | Students on the Central Valley Promise Program are starting next semester at SCCCD campuses and West Hills Community College’s Coalinga site. The program offers students a paid-for semester and priority registration.
THE BUSINESS JOURNAL STAFF | Mark Schultz, general manager of Harris Mazda-Volvo of Fresno, said he doesn’t support Fresno Mayor Lee Brand’s proposal for a city-wide half-cent sales tax increase.
Some businesses not happy with Fresno mayor’s tax proposal
David Castellon - STAFF WRITER
David Castellon - STAFF WRITER
California farmers hope for best from Farm Bill
As stone fruit farmers begin harvesting their crops and dairy ranchers and farmers tend to their herds, the thoughts of many of them are drifting to what’s going on across the country in the nation’s capitol.
That’s because last week the Senate Agricul-tural Committee overwhelmingly approved a new, five-year farm bill. While the senators
have spent this week debating and, in some cases, amending that bill, expectations are that a final draft will be approved this week, largely intact.
After that, members of the Senate will be appointed to “go to conference” and work with members from the House to essentially merge elements of the Senate Farm Bill with the House Farm Bill.
While largely parallel in some provisions,
the two bills have some significant differ-ences, and the House passed its bill with only a narrow vote margin. Some pundits predict the differences in the bills may lead to some hard fights over issues relating to farm pro-grams and policies, incuding the Supplemen-tal Nutrition Assistance Program (SNAP) that provides food to people in need, which also is covered in the Farm Bill.
SOURCE: FAMILY TREE FARMS | A worker picks nectarines from trees on a farm near Goshen.
2 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
Indulge in the culinary treasures of over 140 food &
beverage companies, dozens of chefs & restaurateurs
and the best local wines, craft beers and spirits.
The excitement that fills the room makes EXPOLICIOUS
a truly unique California food celebration.
It’s not just delicious, it’s Expolicious!
With Returning Special Guest- The Food Network’s: Simon Majumdar
Limited ExhibitorSpace Still Available.
Register Today!
: EXPOLICIOUS IS SPONSORED BY :
July 26, 2018
Fresno Convention& Entertainment Center
5pm-8pm
A Celebration of California’s Vibrant Food Scene
FresnoFoodExpo.com
BUY YOUR TICKETS NOW! $50
DNI-18110 | Community Trade Ad (01) | Fresno Bee -1/2 page (4.875” x 13”)
Controversial dialysis bill goes to Assembly floor
Donald A. Promnitz – STAFF WRITER
Mike Adames was informed last De-cember that he would have to go on di-alysis, the result of increased creatinine levels.
A physically taxing process, the Madera mechanic and volunteer firefighter must go in to have his blood taken out, cleaned and cycled back into his body every Mon-day, Wednesday and Friday morning. The treatment makes a 40-hour work-week virtually impossible.
“It does take a big chunk of my day—for three-and-a-half hours—three days a week,” Adames said. “And usually after the treatment, I’m pretty much spent. I’m very tired and it’s very rough on the body.”
In order to help with finances, Adames has a GoFundMe page. He is also being helped by the American Kidney Fund, a nonprofit that provides dialysis patients with charitable payments on their pre-miums. Adames said that this funding has been vital, but concerns were raised by groups like the fund that due to a new piece of legislature being voted on in Sac-ramento, he and others might lose their health plans.
Proposed by Sen. Connie Leyva (D-Chino), SB 1156 is an effort to deal with payments on premiums by third-party organizations in kidney centers and sub-stance addiction rehabilitation facilities. In a May 30 press release, Leyva stated that the bill “simply requires that pro-vider-funded groups follow disclosure requirements and certify that consum-ers do not have better options available to them.”
Dr. Michael Spigler, vice president of patient services and kidney disease edu-cation from the American Kidney Fund, said the bill does the opposite of protect the patient. Instead, Spigler argued that the measure would have allowed insur-ance companies to deny insurance to patients by refusing premium payments from charitable organizations.
During an Assembly Health Committee
meeting on Tuesday, the bill was amend-ed to allow for payments from groups like the American Kidney Fund.
“Sick patients of any kind—dialysis pa-tients or otherwise—are expensive and Blue Cross and Blue Shield and other in-surers obviously don’t want these patients on the books,” Spigler said last week be-fore the amendments. “So this is the new way of getting these sick patients off the rolls.”
Blue Cross and Blue Shield of Califor-nia both support the legislation. Another group to throw its endorsement behind SB-1156 has been the Service Employees International Union-United Healthcare Workers West (SEIU-UHW). Sean Wher-ley, spokesman for the union in Los An-geles, said the measure was necessary, as patients on dialysis automatically qualify for Medicare, for which dialysis providers then receive $30,000/year. Private plans, however, bring them up to $156,000/year. Stuck in the middle, Wherley said, are the patients, who often lose this coverage af-ter receiving a transplant.
“It is simply to insure that these pa-tients continue on the health insur-ance that they have,” Wherley said. “And should they get a transplant, they would continue to get their insurance through whatever providers.”
Despite these claims, however, crit-ics remain worried by SB 1156, even with amendments made to the bill. This in-cluded the possible consequences for pa-tients’ access to dialysis treatment.
“At the same time, we have serious con-cerns about this bill because of unintend-ed consequences it may have for patients’ access to dialysis care,” the fund said in an official statement. “And it is imperative that the Assembly carefully analyze the potential ramification of this bill before it comes to the Assembly floor.”
The bill is expected to go to a vote in August.
Donald A. Promnitz | Writer can be reached at:490-3461 or e-mail [email protected]
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 3
(888) 717-0639www.bmwfresno.com
7171 N. Palm Ave.
2019 BMW
Farmers at odds with grocery giant
PHOTO BY DAVID CASTELLON | The Kroger Co., which operates Foods Co grocery stores in California, including the one in Fresno, pictured here, is at odds with farmers after extending its payment schedule with all suppliers from a maximum 30 days to 90 days
A decision by the nation’s largest gro-cery chain to extend to 90 days its pur-chase payments to all its suppliers has raised the ire of farmers across much of California.
The dispute stems from The Kroger Company’s recent letters to its suppli-ers stating that starting Aug. 1, it would end its policy of paying those suppliers within 30 days and instead make the payments in 90 days.
In one letter, the company states the change is intended to smooth the com-pany’s cash conversion cycle, allow it to more effectively manage its working capital to re-invest in the business and to “harmonize our terms with industry peers.”
But two groups representing large numbers of California farmers are ob-jecting to the actions of Kroger, which in California operates FoodsCo gro-cery stores, including those in Hanford, Fresno and Tulare.
“Farmers are in business as well, and farmers have their own banks to deal with on different loans, and they have their own payment plans, and to change this business model – especial-ly for our commodities in the middle or early portion of the season -- that doesn’t work for us,” as waiting up to a couple of months extra to receive pay-ments for their goods could be difficult or impossible for some farmers to man-age, said Ian LeMay, director of mem-ber relations and communications for the Fresno-based California Fresh Fruit Association.
“It is inappropriate, if not illegal to force suppliers to forfeit their rights under the Perishable Agricultural Com-modities Act (PACA)” the association’s
David Castellon - STAFF WRITER
Kroger | 12
4 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
Tax | from 1
Cedarbrook, Business Journal, Memory Care of Fresno Ad, 4.875 x 6.5”, March 2018
24 Hour On-Site Licensed Nursing
1425 E. Nees Ave. • Fresno, CA • (559) 412-2299 cedarbrookfresno.com
• Long-term assisted living • Respite stays• Day stays• Support groups
Over 30 years of SBA 504 Financing for Owner-Occupied, Commerical Real Estate and Equiptment in the Central Valley
Serving Fresno, Madera, Kings and Tulare Counties
is going to be opposed to any increase in sales tax -- big, medium, small, what-ever.”
Brand announced on Monday his plan to present his proposal during Thursday’s Fresno City Council meet-ing as a ballot initiative in which voters would decide whether to impose the half-cent increase on each dollar of all retail sales in the city.
Brand told reporters on Monday that his tax initiative proposal is intended to raise additional money for public safety and parks.
That meeting occurred after press time, so it wasn’t known at the time of this newspaper’s publication wheth-er the council voted on the proposal, which needed yes votes from five of the members to make it onto the ballot.
“If this measure is supported by at least two-thirds of the voters, it will raise between $44 and $50 million a year to support public safety and parks,” Brand told reporters on Monday, adding that the tax would sunset after 15 years.
“Half the money would go to pro-viding our residents with outstanding police and fire services,” which would include hiring 150-200 new police of-ficers, firefighters and civilian support staff.
Police Chief Jerry Dyer said the city needs extra dispatchers, because they often are backed up with calls – par-ticularly during the summer -- leaving some 911 callers waiting longer than the goal of getting their calls answered in at least 15 seconds.
“It will improve our 911 response times for police, fires and emergency aid,” Brand said of the extra funds.
Part of the money also would be used to upgrade “an aging communications system that has failed at times,” he said.
“Most importantly, it will allow us to go after 20,000 gang members that plague our cities … and finally imple-ment community-based policing.”
The other half of the money would be used to implement most of the recom-mendations of the city’s Parks Master Plan, which would include replanting and “re-outfitting” Fresno’s existing parks and making “relevant, modern facilities.”
In addition, he said the sales tax money would allow Fresno close its $5 million annual gap in paying for main-tenance of its current parks, fund pro-grams for youths and seniors and allow the city to develop new parkland, Brand said.
Mark Schultz, general manager for Harris Mazda-Volvo of Fresno, ex-pressed admiration for Brand’s goals to
improve public safety and parks in the city, but he said he was surprised that Brand – a Republican and fiscal conser-vative – would suggest a tax increase.
For his part, Brand said that per cap-ita Fresno residents are relatively poor compared to other urban areas of Cali-fornia, so current tax rates have fallen short of funding public safety and parks to the levels where they should operate.
And while growth is occurring and new, higher-paying jobs are coming to Fresno with Amazon and other busi-nesses establishing or expanding op-erations, the tax is intended to fill the shortfall until those new jobs and busi-ness activity can generate comparable added income for the city.
He added that his office has done some polling that showed voters would support a sales tax increase to support public safety and parks, and he hoped to get the Fresno Chamber of Com-merce on board to support the ballot initiative.
“The Chamber has yet to take a posi-tion on any proposed local tax initiative that could appear in November’s bal-lot. We will hear more information on the proposals in the coming weeks, so-licit input from our members and then make a decision on a position if and when appropriate,” Nathan Ahle, presi-dent and CEO of the chamber, said in an email to the Business Journal.
For his part, Schultz, who also is vice president of the Fresno Clovis New Car Dealers Association, said he wor-ried about the potential negative ef-fects even a small tax hike could have on businesses here – particularly those selling cars and other big-ticket items.
In the case of the car industry, raising Fresno’s current 7.95 percent sales tax to 8 percent would add $125 to price of a $25,000 car.
While that isn’t a lot, Schultz said a new tax combined with the added cost to operate cars due to California’s in-creased gas tax – which may be chal-lenged in a separate, state-wide ballot initiative – and added California De-partment of Motor Vehicle fees could have a cumulative effect in prompting people to back off from buying cars, a particularly likely scenario in the Val-ley, where salaries generally have been stagnant.
“Even though it’s a relatively small amount, on large-dollar purchases, it could add up to hundreds of dollars,” he said of the various added costs.
“And California already has some of the highest sales taxes in the country,” said Malkasian, adding that even a small bump in sales tax could be enough to tip the balance of whether people buy
THE BUSINESS JOURNAL STAFF | Fresno Mayor Lee Brand, at the podium, announced on Monday his intent to launch a city-wide ballot initiative to raise sales taxes by a half cent to raise added funds for public safety and parks.
Tax | 5
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 5
some items.“It’s pretty easy to avoid that by going
down the road,” and shopping in a city with a lower sales tax rate, he added.
But Jacob Cisneros, owner of the newly-reopened Herb Bauer Cycling at Blackstone Commercial Plaza in Fres-
no – which he bought and relaunched June 1 with its old name after the larger parent company, Herb Bauer Sporting Goods, went out of business – disagreed that a half-cent sales tax would drive business to other communities.
He noted that several nearby cit-ies have higher sales tax rates, and the California Department of Tax and Fee Administration confirmed several Val-
ley cities have rates higher than 8 per-cent, including Reedley, Selma, Madera, Corcoran, Sanger, Huron and all seven cities in Tulare County.
In addition, Cisneros said, “I don’t think people use that to save money – going out of town” to shop, as the cost of the gas alone might eliminate any sav-ings.
As such, “I don’t think it’s going to
affect my bottom line” if the tax hike makes it to the ballot and voters ap-prove it, he said.
And having that added money to im-prove parks likely would help his busi-ness, as bike riders like having access to good, outdoor space, Cisneros noted.
Sanger, Culter-Orosi, Dinuba, Men-dota, Kings Canyon, and Firebaugh-Las Deltas unified school districts.
State Center Community College District Chancellor Paul Parnell, Ph.D, said that $3 million has been raised so far. This money has been raised both through state grants and philanthropic efforts. Parnell and others hope to add Clovis Community College and the Clovis Unified School District to the program as part of Phase 2 next year as
they expand—and in time—go beyond one semester.
“So our promise program is to raise money and having endowments, so that this isn’t just a one-year deal—that we have enough money in endow funds ev-ery year,” Parnell said. “And we’d like it to be Valley-wide.”
The first students on the Promise program are expected to begin next semester. Fresno City College presi-dent Carole Goldsmith, Ph.D, said that it amounts to approximately 800 stu-dents.
“It’s been a lot of work—kind of like
agriculture—you have to till the land, you have to treat the land, then you have to plant,” Goldsmith said. “So now we’re just starting to see some buds grow.”
Students are first informed of the Promise program in the sixth grade. In order to qualify, students must meet several requirements. This includes ap-plying for community college in their senior year and graduating from high school with a 2.7 GPA or higher. They are also required to fill out their Free Application for Federal Student Aid (FAFSA) forms and perform community service.
There are further expectations to have either their general education re-quirements for college met or to have made progress toward a vocational ca-reer. Applicants must also have mapped out a Student Educational Plan.
Fresno State University President Jo-seph Castro is the current chair of the program’s executive committee. The university is also a partner in the Prom-ise program.
Promise Program | from 1
Tax | from 4
Donald A. Promnitz | Writer can be reached at:490-3461 or e-mail [email protected]
David Castellon | Writer can be reached at: 490-3464 or e-mail [email protected]
But before that fight begins, some in-volved in California’s ag industry have suggestions on what lawmakers should include or alter in their final bill, among them, Josh Rolph, manager of federal policy for the California Farm Bureau Federation.
“Overall, I think both [bill versions] are net positives for California. We knew that this is a more stringent budgetary time, and there was a lot of fear that pro-grams that benefit California would be on the chopping block, but we are pleas-antly surprised that California interests have been mostly preserved,” he said.
“We did like the Senate version. There were priorities that we had that the Sen-ate bill lined up with California Farm Bu-reau interests,” which included funding to cover grants to pay for research to de-velop mechanized farming equipment, which Rolph said is vital, as farmers need machinery to replace human farm laborers who are in short supply.
Rolph noted that Valley farmers should be happy that the House bill would pre-serve the Environmental Quality Incen-tives Program, which incentivizes and encourages efforts to preserve water and air quality.
Among the trade programs preserved in both bills is the Market Access Pro-
gram, which provides support for brand-ing and promoting U.S. farm products in overseas markets, despite the program’s opposition by some conservative mem-bers of Congress, he said.
“We continue to be happy to see the funding that was included for invasive pests and disease, “ said Ian LeMay, di-rector of member relations and commu-nications for the Fresno-based Califor-nia Fresh Fruit Association.
He said his organization also is happy that there were no dramatic cuts to the overall Farm Bill. “The farm bills are ba-sically working with the same amounts of money we saw in the 2014 Farm Bill. The continuance of the funding was im-portant.”
“If we focused on regulatory reform, the House Farm Bill wins, above and beyond. The problem is getting that through the Senate, because it’s a long shot in the Senate,” as reaching the 60-vote threshold there to pass a final bill is impossible without support from Dem-ocrats, Rolph explained.
“One of the biggest problems – and we’ve been raising it for years – is the definition of ‘rural’” used by the U.S. De-partment of Agriculture that keeps a lot of rural development funds for housing, broadband, water and other program out of some communities in the Valley and other parts of California, he said.
The reason, Rolph said, is because “we
are in the unique position of having ex-ceptionally large counties.”
In fact some counties in the Valley are larger than some of the smaller states.
“If a city in a county is over a certain population, then you immediately dis-qualify your county” for federal aid ear-marked for rural aid, with the city of Fresno being an example of a disquali-fier for Fresno County, Rolph said.
He said that problem wasn’t addressed in the two farm bills because California is the only state raising objections, “and politically, it’s been a challenge.”
The California dairy industry has its own concerns with both bills, most no-tably that a federal insurance program favors smaller dairies that largely don’t exist in this state.
On average, California dairies need to be large to operate effectively here, with an average of about 1,200 cows, said Lynn McBride, executive director of the California Dairy Campaign and the Cali-fornia Farmers Union.
She said the 2014 Farm Bill, currently in effect, established the Dairy Margin Protection Program, a insurance dairy operators could pay premiums into to be reimbursed if the prices they pay for feed exceed the amounts paid for their milk.
The problem is that dairies produc-ing 5 million pounds of milk or less a year – equivalent to the production of a
230-cow operation – pay low premiums while dairies producing more pay about 10 times more, McBride explained.
“So it’s not affordable. So it just doesn’t fit for California,” she said, adding that those farmers who have used the insur-ance here ended up paying out more than they got back after filing claims.
McBride said the insurance could be vital here, because since late 2014 the dairy industry has contended with milk prices most often being lower than the cost of milk production.
The state-set price paid to Califor-nia dairies for their milk was $13.60 per hundredweight – 100 pounds – in April, well below the $18 per hundredweight average cost to produce it, she said.
“Neither the Senate nor the House bill is going to improve the situation for California,” though the Senate version at least would reimburse California dairies the premiums they’ve paid into the pro-gram, McBride noted.
The bills also lack provisions for a na-tionwide plan to manage milk produc-tion, which would help milk pricing, she said.
Whatever provisions end up being contention points for the Senate and House members in conference, the farm industry hopes they can work them out quickly because they’re up against a Sept. 30 deadline to have a final. Farm Bill for members of both branches to vote on and, if both pass, send to the president.
If they miss the deadline, the legisla-tors would have to approve a one-year extension of the 2014 Farm Bill, and if they couldn’t agree to do that, the 1949 Agricultural Act would take effect, which Rolph said would likely raise prices for consumers and wreak havoc on the agri-cultural market.
“We would hope that the bill that does pass is bipartisan. The Senate followed that approach. Unfortunately, the House did not,” resulting in the largely Repub-lican House approving a largely conser-vative bill that may get pushback from Democrats in the Senate, he said.
“But maybe at the end of the day, the Republicans and the conservatives in the House have the upper hand with the president,” who has pushed the conser-vative agenda and may support a more conservative Farm Bill, Rolph noted.
Farm Bill | from 1
David Castellon | Writer can be reached at: 490-3464 or e-mail [email protected]
SOURCE: FAMILY TREE FARMS | Workers using mobile packing equipment pack boxes of apricots outdoors on a farm near Kettleman City.
6 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
The entire contents of this newspaper are copyright ofThe Business Journal with all right reserved. Reproduction or use of editorial or graphic content in any manner without
permission is prohibited. The Business Journal (USPS 145-100) is published
Monday's Wednesday's and Fridays for $99 (52 weeks : 154 issues + The Book of Lists) or Friday only for $79 (51 weeks : 51 issues + The Book of Lists). Multi-year
discounts, group / organization bulk discounts, electronic editions and student subscription rates are available by
contacting the circulation department.
Copyright and Postal Information The Business Journal, Inc. 1315 Van Ness Avenue Suite 200, Fresno, Ca 93721. The Business Journal Newspaper,
PO BOX 126, Fresno, CA 93707-0126.
PERIODICAL POSTAGE IS PAID IN FRESNO, CAPOSTMASTER: Send address changes to
The Business JournalPO BOX 126 Fresno, CA 93707-0126
Telephone: 559.490.3400 - FAX: 559.490.3521 Adjudicated newspaper of general circulation by decree No. 14315 of Superior Court of Fresno County, March 4, 1911.
this WEEK ONLINE
Adventist Health expected to run Tulare hospital
The Tulare Local Healthcare District Board of Directors is expected to vote on Thursday on proposals by area hospitals to open and operate the shuttered Tulare hospital.
Sources say only Adventist Health has offered financing as part of their re-sponse. The Tulare District board has asked the potential partner hospital to open the 112-bed medical center by late October, before their state permit expires.
The hospital closed its doors last November.Adventist Health has locations in Selma, Reedley and Hanford.To sweeten the deal, Tulare would follow up by offering Adventist a long-term
lease of the complex once negotiations were complete. Local voters would have their say before any final deal. The three other hospitals – Kaweah Delta, Commu-nity Regional Medical Center and Dignity Health-Bakersfield decide not to invest the requested $22 million. No word yet how much Adventist might offer.
A special Board meeting will be held tonight at 6:30 in the City Hall chambers in the Tulare to hear Adventist Health’s proposal. Community Medical Centers has also been invited.
H E A L T H C A R E
D E V E L O P M E N THotel, university building approved in Visalia
The Visalia Planning Commission has approved a revised conditional use permit to allow construction of a four-story hotel off Plaza Drive and Highway 198.
Under the amended application, the 86-room Hilton Home 2 Hotel would be part of the 25-acre Square at Plaza Drive just north of the freeway, an area that already has a hotel and an ARCO AM/PM convenience store and gas station under construction and already includes two car dealerships and a Fresno Pacific University satellite campus.
The new hotel’s architect, Steven L. Keike, had requested the Planning Commission al-low a change in the location of the building to the northwest corner of North Plaza Drive and West Crowley Avenue, and the commission on Monday approved it.
In a separate matter, the members also voted to approve a conditional use permit allowing Brandman University to build a new, 7,071-square-foot building for classrooms and administrative space near the Square at Plaza Drive, within the Plaza Business Park.
Brandman officials intend to vacate the 18,240-square-foot building they now occupy in the Visalia Marketplace Shopping Center, next to the city’s Kmart department store, and move into the smaller site, according to a Planning Commission report.
G O V E R N M E N TAnti-gas tax measure to appear on ballot, activists say
An effort by California conservatives to repeal a recent increase in gas taxes and vehi-cle registration fees ramped up Monday as the supporters turned in more than 940,000 signatures to put the question before voters in November.
The signatures were submitted days after California transportation officials pre-emp-tively fought back, announcing billions of dollars in mass transit improvements funded in part by the tax hikes. It sets up an election showdown over the condition of California’s roads and its high gas prices.
The initiative is a key part of the 2018 election strategy for Republicans, who face the prospect of having no candidates for U.S. Senate at the top of the ticket and Democrats being highly motivated by opposition to President Donald Trump. Much of the funding for the initiative has come from the California Republican Party and members of the con-gressional delegation.
The initiative would repeal SB1 and require voter approval for any future gas taxes or vehicle registration fees.
A Public Policy Institute of California poll in January found that voters were deeply di-vided, with 47 percent supporting repeal and 48 percent opposed.
L E G A LVacancies looming in federal judgeships
Federal judges from the Eastern District of California penned a letter to the United States Senate and House of Representatives regarding what they call an upcoming crisis in the number of judges on the bench and their caseloads.
The federal court, made up six district judges, three senior judges, 12 magistrate judg-es and six bankruptcy judges are not enough to handle the growing population of the Eastern California district, according to the letter’s author, Chief District Judge Lawrence O’Neill.
Eastern California has in its boundaries 8 million people and has grown 220 percent in population since the last new judgeship was created in 1978. It oversees 55 percent of the land in the state and 34 of the 58 counties in California.
Judges handle a typical caseload of 900 cases at any given time, according to the let-ter, which is already twice what the national average.
The problem will be compounded when two of those six judges retire in the next 19 months, as they have announced.
Additionally, one of the three senior district judges has announced that he will step down.
This could potentially mean 2000 more cases would need to be distributed among the remaining four judges, meaning 500 more for each of them.
With this in mind, when the two retiring judges write their letters of coming resigna-tion, they will be asking President Donald Trump for an expedited nomination and con-firmation process for a seamless transition.
The district judges are also requesting that congress introduce an emergency bill to create a minimum of five new judgeships.
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 7
Couples who don’t have children tend to have more financial flexibility to pursue their own goals throughout life and in retirement. But this flexibility doesn’t mean they don’t need to manage their future financial health and legacy needs.
If you’re child-free and preparing for retirement, here are five steps to get you started:
1. Prioritize saving for retirement
Since you’re not facing the costs for childcare and educational institutions, consider doubling-down on saving for retirement. You have the potential to spend decades in retirement pursuing your hobbies and goals, so calculate what it will take for you to live the lifestyle you want and compare it to your current savings. Create a plan to save the difference.
Consider contributing as much as you can to your workplace savings plan, if you have one, and consider building up Roth IRA savings to help create a source of income that’s potentially tax-free in retirement.
2. Recognize your long-term care challenges
Long-term care can be a challenge for anyone as they age, and there’s added complexity in situations where you may not be able to rely on family members to step in to help. Regardless of your situation, make it a priority to decide how you will manage healthcare costs in retirement.
Medical expenses continue to rise, so it’s important to have adequate savings and insurance coverage. Explore your options through Medicare and your current or former employer and consider if long-term care insurance would benefit you. Additionally, consider researching caregiving options and long-term care facilities in your area so that you are familiar with the choices, if you need them down the road.
3. Prepare for medical careBefore you experience a significant
medical event -- which can happen at any time -- make sure to have in place an
advanced directive, also known as a “living will.” This document lets your spouse, extended family and friends know your preferences for treatment and gives you the opportunity to designate a healthcare power of attorney. This person will be empowered to make decisions on your behalf, if necessary.
4. Have financial decision-makers in place
It’s also important to designate a spouse, friend, extended family member or professional to look out for your financial interests, if you become incapacitated. Draw up documents to name a durable power of attorney to oversee your financial matters, including legal and tax concerns if you’re unable to do so. Keep in mind that choosing someone to help watch out for you doesn’t mean you have to share your full financial situation and account numbers. Rather, a common approach is to share enough information so that the contact can step in, should
a situation arise where you need help making financial decisions.
5. Plan your legacyWith no direct heirs in line to inherit your
estate, you will want to consider what you’d like your legacy to be -- including how your assets should be distributed upon your death. You may choose to leave your estate to any combination of family members, friends, charities, education institutions or other causes that are important to you. Creating or updating your will is one of the best ways to articulate your wishes.
Also consider using trusts, which sometimes allow more flexibility than a will, to help you meet specific legacy goals. Consult with a financial advisor, attorney and tax legal professional to develop a comprehensive legacy strategy that suits your ultimate goals.
Nicolas Allen, CFP® is a Financial Advisor with Ameriprise Financial Services, Inc. in Fresno. He specializes in fee-based financial planning and asset management strategies and has been in practice for 10 years. To contact him, go online to www.ameripriseadvisors.com/nicolas.j.allenor call, 490-7030 and press Option 2. His office is at 7433 N. First Street, Suite 102 in Fresno.
MILESTONES
For more information, please visit www.FresnoChamber.com or
call 559.495.4800.
Nominations are now being accepted for one of the most prestigious awards in the community.
The Leon S. Peters Award
You are encouraged to nominate an outstanding living person whom you believe conducts his or her personal and professional life in the manner consistent with the example set by Leon S. Peters.
The nomination deadline is
November 2nd, 2018
Mr. Peters was a person with business success, a servant leader, and
a mentor with a moral, ethical and caring soul.
Spring, 2019
will be presented at the
Annual Valley Business Awards
Planning for Retirement When You Don’t Have Kids
GUEST VIEWNicolas Allen, CFP®
HealthCare2018
A SUPPLEMENT TO THE BUSINESS JOURNAL
Look out for our latest supplement inside next week's issue of The Business Journal!
the FOCUS | 8 Page 10 | SBA LendersI N S I D Ethe LIST
ARCHITECTURE
CONTRIBUTED | VATenant: Conference room at the Veteran’s Affair Medical Center in Fresno designed by TETER Architects and Engineers.
The nature of business is changing, and, not surprisingly, so are workspaces in old and new businesses.
Instead of the familiar bullpen office setup where several desks and cubicles are centered in a room and private offices line the perimeter, companies are opting for more open-office concepts that encourage employee collaboration and provide working space that employees can enjoy.
Employers are trying to create workspaces that facilitate workflow, communication and efficiency, while also providing environments that reflect the values and cultures of their companies.
The shared office space is a growing trend and, according to a study conducted by the online statistics portal Statista, in 2017, 7,800 co-working spaces were built in U.S. companies, and that number is expected to increase to 37,000 in 2018, the website states.
One company involved in constructing these new types of office spaces is SIM-PBK Architects, a Fresno-based architectural firm.
John Smith, a founding partner in the firm, said that these days there’s more team collaboration across all industries, and companies are trying to promote that.
S I M - P B K s t a f f d e s i g n e d t h e i r own offices in Fresno to provide a collaborative space where the team has room to work together.
The office has large windows to allow in natural light with single desks and long tables in the middle for collaboration,
and a modern architectural design. “These days, there’s just a lot more
collaboration than five to 10 years ago. There’s more team project based learning,” Smith said. “To promote that, we’ve got a big, open space.” Creating an organic feeling
Another important facet in new office design is the utilization of technology, as Smith said most new or renovated offices are going wireless, while also having more large monitors and interactive computer projections on the walls.
These new spaces also are intended to effect workers emotionally, creating organic feelings among employees to want to be there.
“To try and create something that feels a little more residential is also a very relaxing feeling to give your employees, and that helps productivity and makes it a more fun place to be,” Smith said. Touchdown space
Clay Davis, a senior partner at TETER Architects & Engineers in Fresno, said businesses are putting more conference rooms in their office spaces, as well as “touchdown space,” usually a presentation room or a collaborative area used as a temporary work space for employees working from their homes and other sites who occasionally come into the office.
Employee retention is important for any company, Davis said, and companies want to invest in a work environment that will make employees want to come to work, while also fostering creativity and productivity,
Davis said millennials generally want to work for companies with values and
cultures they agree with, and they’re attracted to businesses with offices using the newest technologies. Attracting talent
“To attract the young talent, you’ve got to show that you’ve got that flexible technology and that you’re up to speed on all the current technology,” Davis said. “If you’re interviewing candidates to come work for you, and as they walk around and see what you have to offer, if you’re using old-school technology, they’re probably more apt to go work for the firm that is more current.”
At Facility Designs, a full-service interior design firm, account executive Cassie Weibert said office features her clients want include sit-stand desks that allow employees to stand or sit while they work, as well as large windows to provide natural lighting and give all employees views of the outside. Telling a business’ story
All businesses have a story to tell, said Carrie De Young, director of operations at Facility Designs, and business owners can tell their stories with the workplaces they create.
“That story is different for every client, and that’s up to the client to share with us, and we are just walking them through. That story may be for their customer, their team, but an important part of that is that the team wants to come back every day,” she said.Some workers push back
But open-office concept isn’t for everyone, as there has been some pushback from office workers 30 years old and older, Davis said, explaining that many people still see the corner office or the individual office as a status symbol and yearn for more privacy.
A study by the Finnish Institute of Occupational Health concluded t h e r e a r e n e g a t i v e e f f e c t s f r o m working in open spaces that include increased distraction, reduced privacy, increased concentration difficulties, and increased use of coping strategies including taking more breaks.
The open-office concept gained more popularity as an economic move than for employee comfort said Tom Zimmerman, president of CORE Business Interiors, an interior solutions firm in Fresno.
“It’s not a working environment where most people want to work; it’s an answer to escalating real estate prices and cramming as many people into a space as you possibly can,” he explained.
As such, some companies have concluded that employees being in a state of constant interaction might not make them the most productive, and they’re trying to make workspaces that find balance for employees that might need to do collaborative work and those who might need more privacy, Zimmerman explained.
Zimmerman said that with the current business expansion going on in Fresno and the rest of the Central Valley, more companies will continue to work on their office spaces.
“Anyone who is in the building industry is already seeing a lot of work. It’s going to continue to mature, and as long as people are moving into the Valley, then there is growth.”
The Future Face of the Office Workplace Frank Lopez – STAFF WRITER
Frank Lopez | Reporter can be reached at: 490-3464 or e-mail [email protected]
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 9the EXECUTIVE PROFILE
Tell us about your company: Conveniently located off Highway 198, the Home2 Suites by Hilton is Hanford’s newest and only all-suite, extended-stay hotel. Our eco-friendly hotel utilizes solar power and offers a number of electric vehicle chargers. Whether you’re staying for a few days or a few months, you will feel right at home in one of our spacious studio or one-bedroom suites.Since opening in late December, our team of 22 employees has proudly served 11,600 guests from all over the country.The Best Western Inn & Suites Lemoore is an award-winning, smoke-free hotel that combines the best in service, accommodations and hospitality. We regularly host service members working at Lemoore Naval Air Station. Our 100 spacious guest rooms feature all the amenities of home, including refrigerators and microwaves, and our team of 25 employees continues to serve more than 24,000 out-of-town guests annually.
Tell us about the histories of your hotels: Both hotels were built and are owned by the Patel family from Alamo, Calif. Mr. Patel opened the Lemoore hotel in November 1995 as a 60-room Holiday Inn Express. In 2003, he added 40 rooms before converting the hotel to a Best Western in 2006. The Patel family continued to invest in Kings County by developing and opening the new 87-room Home2 Suites by Hilton six months ago in Hanford. What is your history with the organization and how did you reach your current position? I came to work for Mr. Patel in 2003 and assisted with the 40-room addition and complete hotel renovation. I also contributed to the successful conversion of the property to a Best Western. My passion for hospitality started a few years earlier, when I worked at the Sheraton Crescent hotel in Phoenix. In my current job, Mr. Patel gave me a great opportunity to be involved in the development and opening of the Home2 Suites by Hilton. Today, I oversee both of his hotels in my hometown, and I’m still grateful. What is your role at the hotels? Day to day, I oversee the hotels’ operations, which includes training, scheduling and supervising 47 employees and 187 rooms. Both hotels are open 24/7 and also provide ample, free breakfasts. So I’m not just behind a desk all day. There’s always an issue with a guest, an employee, a broken pool pump, or a shortage of bananas. It keeps me on my toes, as no two days are ever the same. It’s never dull and never boring. What was the best business advice you ever received and where did it come from?I work in hospitality, and it’s the most service-oriented industry. We must please and appease our guests daily. I often reflect upon the words of British entrepreneur Sir Richard Branson: “Clients do not come first. Employees come first. If you take care of your employees, they will take care of the customers.”He’s right. Who or what has been the biggest influence on your career? My biggest professional influence is my current boss and owner of the two hotels I manage, Mr. Jay Patel. I have had the pleasure of working for him since 2003, and I have learned such a great deal over the years, from how to read architectural plans and be cost-conscious, to creating and managing a budget and being fiscally responsible. More than that, I really admire the way he treats people, especially his employees. He has not only invested in our communities, but he has invested in me. It is an honor and privilege to work for him and the Patel family. What are your roots in the Central Valley? I moved to the Central Valley from Hawaii when I was in the sixth grade and have lived here ever since. My family is here, and my kids are growing up here. I am proud and lucky to be able to make my professional home here, as well.
Tell us an interesting fact about you: I’m a retired International Federation of BodyBuilding & Fitness professional bodybuilder. What was your very first job and what did you learn from it ?My first job was as a cashier at a Kmart in Phoenix while I attended college there. I learned that I enjoyed and thrived in the interaction with people, and I genuinely liked serving customers and making them happy. I’ve carried that with me every day since.
FRANCES J.PERKINS
GENERAL MANAGER
HOME2 SUITES BY HILTON HANFORD, BEST WESTERN INN & SUITES LEMOORE
Kings County is experiencing an economic boom. What’s driving that, and how is the upturn affecting the hotel and service industries there? Thankfully, a number of businesses and industries have come to Kings County recently, including the Kelly Slater Surf Ranch near Lemoore, along with electric car startup Faraday Future, German-based supermarket chain ALDI and a commercial center developing around the new Costco, all in the Hanford area. There has also been growth in the number of personnel the Naval Air Station. Candidly, this has been great for my hotels. We have been busy, which is always good, but we also have the pleasure of serving a wide demographic and variety of guests from all across the state, the country and the world. What tips do you have for travelers staying at hotels? DO: Book with the hotel directly or use the hotel’s branded website, as third-party, online travel sites charge hotels a commission on each room night they book, so their rates often can be inflated.DON’T: Wait until the last minute to reserve your room. The hotel industry mirrors other aspects of the travel industry in that the earlier you book, the cheaper the rate -- with the exception of special events and promotions.DO: Mention any special requests or needs at the time you make your reservation. It can be difficult for hotels to accommodate your requests if you wait until you check in.DON’T: Forget to ask for a confirmation number or to have your booking information emailed to you. Review your confirmation information carefully, and check it for accuracy. Tell us about new technology and other innovations now available in some hotels and those coming in the future?The Hilton Honors mobile app provides a number of benefits to members of the loyalty program who book directly through the app. In addition to checking in digitally, selecting their own room from a floor plan or list, members can choose when to arrive.Digital Key is a new feature of the app that gives frequent guests the option to use their smart phones to bypass the hotel front desk and access their rooms, the fitness center, pool and other hotel areas that traditionally require a key.Earlier this year, Hilton unveiled “Connected Room,” the industry’s first truly mobile-centric hotel room. Guests who stay at Connected Room-enabled properties will be able to manage most things they would traditionally do manually in a room, including controlling the room temperature, lighting, the television and motorized drapes or blinds. Hilton also is working with popular streaming media providers to enable guests to seamlessly access their favorite television programs in Connected Room hotels. What are the future plans for your hotels? The Best Western Inn & Suites Lemoore will undergo a complete renovation this year. I am excited as we will be completely updating the lobby and all guest rooms to include new flooring, furniture and lighting. In addition, our breakfast area will get a face lift with new seating and decor. Our renovations come at a great time, as we celebrate our 23rd anniversary in November.
EDUCATION: I attended DeVry University, Phoenix as a computer information systems major until I found my true passion to serve. I am currently a 15-year certified hotel administrator, which is the most prestigious certification available to a hotel general manager and hospitality executive. It is part of an elite group of hospitality professionals who have achieved a high level of expertise by combining education and experience with dedication to the industry
AGE: 45
FAMILY: Single mom of two – Leilani, 18, and Kanoa, 13.
10 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018the LIST
SBA LendersIn the Central San Joaquin Valley — ranked by the dollar amount of LOCAL 7(a) SBA loans approved from 10-1-16 thru 9-30-17
20182017 SBA Lender
PhoneFax
Amount of loansapproved # of loans approved
Certified orPreferred
Range & turnaround onapproval
Avg. term lengthHeadquartersYear founded Top executive/Title
1(3)
Celtic Bank Corp.268 S. State St. Ste. 300Salt Lake City, UT
800-509-6191N/A $16,345,500 12 N/A
Y30 days or lessup to 25 years
Salt Lake CityUtah2001
Reese Howell, CEO
2(2)
Fresno First Bank7690 N. Palm Ave.Fresno, CA
439-0200439-0290 $15,383,000 39 N/A
Y
30 days (non realestate)
up to 25 yrs
Fresno2005
Steve Miller,president/CEO
3(4)
Open Bank1000 Wilshire Blvd. Ste. 500Los Angeles, CA
213-892-9999N/A $9,852,000 3 N/A
N/AN/A
10 to 25 yearsLos Angeles
2005 Min Kim, CEO
4(7)
Commercial Bank of California19752 MacArthur Blvd., Ste. 100Irvine, CA
714-431-7000714-825-0982 $9,543,500 3 N/A
Y
30-45 days closing, 1-2days pre-approval
10 to 25 years, mostprojects and closing
costs can be financed
Irvine, Ca2003
Paul Folino,chairman of the
board
5(10)
Central Valley Community Bancorp (CVCY)7100 N. Financial Dr. Ste. 101Fresno, CA
298-1775323-3355 $6,924,300 26 Y
Y10 days9 years
Fresno1979
James M. Ford,president/CEO
6(9)
Wells Fargo SBA8405 N. Fresno St.Fresno, CA
437-7622N/A $5,704,100 38 Y
Y5-7 days
N/AFresno
N/A
Mary Norris,regional salesmanager/VP
7(6)
Live Oak Banking Company2605 Iron Gate Dr.Wilmington, NC
910-790-5867910-790-5868 $5,470,000 5 Y
YN/A
Up to 25 yearsWilmington, NC
2007James S. Mahan,
CEO/COB
8(1)
Santa Cruz County Bank7511 N. Remington Ave., Ste. 103Fresno, CA
269-6533462-8801 $5,175,000 3 Y
Y10 days25 years
Santa Cruz, CA2004
Susan Chandler, Sr.VP, SBA/B&I
Manager, BarbaraPerkins, VP
9(8)
Suncrest Bank501 W. Main St.Visalia, CA
802-1000225-1696 $4,700,200 7 N/A
Y7-10 days5-10 years
Fresno2007
Ciaran McMullan,president/CEO
10(15)
Umpqua Bank9990 Double R Blvd.Reno, NV
775-284-2130N/A $4,439,300 6 N/A
YN/A
7 - 25 yearsReno, NV
N/ARaymond P. Davis,
president/CEO
11(NR)
US Metro Bank9866 Garden Grove Blvd.Garden Grove, CA
714-620-8888N/A $4,115,500 2 N/A
N/AN/AN/A
N/AN/A WND
12(5)
Premier Valley Bank255 E. River Park Cir., Ste. 180Fresno, CA
438-2002432-0572 $3,877,100 4 Y
Y10 days
13.5 yearsFresno2001
Frank Walter,president/CEO
13(NR)
Rabobank, N. A.45 River Park Place WestFresno, CA
447-7900N/A $3,260,000 10 Y
YN/AN/A
Roseville, CA2000
Keven Gray, directorof retail banking
14(NR)
Newtek Small Business Finance, Inc.N/AN/A, N/A
853-763-9835N/A $2,815,000 2 N/A
N/AN/AN/A
N/A1994 WND
15(11)
United Community Bank59 Highway 515Blairsville, GA
1-800-822-2651N/A $2,420,000 1 N/A
N/A
varies7-10 years. 25 years for
real estate
Georgia1950 Jimmy Tallent, CEO
16(13)
Hana Small Business Lending Inc.4695 Chabot Dr. Ste. 200Pleasanton, CA
925-558-2736N/A $2,225,000 2 N/A
N/A48 hours
Up to 25 yearsOrange County
N/A Sunnie S. Kim, CEO
17(NR)
U.S. Bancorp189 Niblick RoadPaso Robles, CA
805-237-6111N/A $1,917,500 6 N/A
N/AN/AN/A
MinneapolisN/A WND
18(12)
JP Morgan Chase Bank1079 E. ProsperityTulare, CA
688-6637N/A $1,835,000 14 Y
N/AN/A
up to 25 yearsNew York
N/AErica Barrios,
manager
19(NR)
Meadows Bank8912 Spanish Ridge Ave.Las Vegas, NV
702-471-2265N/A $1,556,300 1 N/A
N/AN/AN/A
Las VegasN/A
Chris Swendseid,CEO
20()
Seacoast Commerce Bank11939 Rancho Bernardo Rd., Ste. 200San Diego, CA
858-432-7007858-432-7077 $1,531,600 2 N/A
Y30 days or less
25 yearsSan Diego
N/A David Bartram
All data has been provided by representatives of the businesses listed & information obtained from the SBA FDO loans by county report. Not allsources surveyed responded to inquiries.Key: WND-Would Not Disclose. NR-Not Ranked. Combining Fresno, Kings, Tulare and Madera counties
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 11
SMALL BUSINESS
Melanie Marlow joined M.D. Manouel in Fresno in May as a senior commercial lines account manager. While working her way up in the insurance industry she graduated with her Bachelor of Science in business management from Phoenix Uni-versity and received her Associate of Arts in Criminal Justice from San Joaquin Valley College. She heads the SBU department with 10-plus years of insurance experience. Along with other interests, Melanie and her family are advocates for children with special needs as supporters of The National Fragile X Foundation.
The United States Small Business Ad-ministration has named George Flores the new deputy director for its Fresno District. With extensive community service experience in the San Joaquin Valley and a strong leadership background, Flores will assist in the delivery of SBA services throughout the Central California and Central Coast’s 15-county region. “George will provide leadership to the SBA Fresno team that supports Central California’s continued growth through entrepreneur-ship development, small business expan-sion, and job creation,” said Fresno District Director Dawn Golik. As Deputy District Director, Flores will also advocate for the region’s entrepreneurs, expand access to SBA programs in rural and underserved communities, increase the utilization of SBA services across 15 central California counties, and supervise staff in the Fresno District Office. A graduate of California State University, Fresno, a first lieutenant (retired) veteran in the Army National Guard, and recipient of a Bronze Star for combat service in Iraq, Flores has had a distinguished 26-year federal government career. Flores previously served as the Chief of Police with the Veterans Affairs Central California Healthcare System and was recognized as a Veteran Honoree for Memorial Day 2016. He can be reached at [email protected].
AGRICULTURE
Family Tree Farms has hired Kiah Ruv-alcaba as their new marketing manager. As its international footprint continues to grow, Family Tree Farms is expanding their marketing department to fit the needs of growers and consumers. Ruvalcaba is the first hire of a strategic expansion at Family Tree Farms. Ruvalcaba brings 10 years of expertise in marketing, communication and sales, with a specialty in agricultural marketing. Don Goforth, Family Tree Farms’ director of marketing, said, “Great people, in the field, packinghouse and of-
fice are vital to delivering high-quality and great-tasting fruit. As Family Tree Farms continues to grow its blueberry produc-tion and diversify its tree fruit varieties, the individuals who are part of our team will be critical to realizing new milestones as a company. Kiah brings to the company new abilities to connect the consumer to our companies uniquely wonderful products through our retail partners.” Family Tree Farms has spent the last decade developing the most flavorful varieties of stone fruit and blueberries. As new varieties continue to be integrated into the company’s line-up, there is a growing need to tell the story about the unique characteristics of each variety, as well as the people involved in bringing the fruit to market. “I am thrilled to join the Family Tree Farms family,” Ruv-alcaba said. “I look forward to sharing our story with consumers around the world.” Ruvalcaba most recently worked as an ac-count manager at JP Marketing, a Fresno-based advertising agency where she led the agricultural initiative, Farm to Shelf. She recently graduated from Leadership Fresno, a professional leadership program of the Fresno Chamber of Commerce. She has also been a member of the California Women for Agriculture and served as the Central Valley chapter’s vice president in 2016. Ruvalcaba earned her degree in business administration from California State University, Fresno. Family Tree Farms is a family-owned farming operation in Reedley, California. In 2001, the Jackson family established the company with a mission to produce the most flavorful fruit in the world. Today, Family Tree Farms is a grower, packer and shipper of the most flavorful stone fruit and blueberries. They have ranches in California, Mexico and Peru. For more information, visit www.familytreefarms.com.
GOVERNMENT
The city of Clovis is trying to fill a vacancy in its planning commission, which acts as an advisor to the city regarding land use goals and plans. Any residents of Clovis are invited to apply where they will interview with the mayor and serve for a four-year term. As a commission member, appoin-tees are responsible for reviewing General Plan amendments, evaluating rezoning applications approving conditional use permits, tentative maps and variances. The commission meets on the fourth Thursday of each month at 6 p.m. at the Clovis Coun-cil Chamber. Information and applications about the position are available at the city of Clovis website, www.cityofclovis.com or by contacting the city manager’s office at 559-324-2060. The deadline for submitted applications is July 20 at 4:30 p.m.
To learn more and discuss your business banking needs, visit SuncrestBank.com or call 888-844-1011.
When it comes to managing your cash flow and supporting your growth, you want a banking partner that understands local business. At Suncrest Bank, we’re local too. And we’ve been supporting the success of farmers, businesses and families in our community since day one.
That’s why we offer:
• Experienced local business bankers
• A full range of business and personal banking products
• Sophisticated cash management tools
• Competitive commercial and agricultural financing solutions
• And much more
12 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
Why Salespeople Fail... And What You Can Do About It
GET YOUR FREEREPORT.
Access your copy using a QR reader or visit:
For more information,Call: 559.412.8178
fullsalestraining.sandler.com/report
modities Act (PACA)” the association’s president, George Radanovich, stat-ed in a press release.
PACA is a law from the 1930s in-tended to prohibit unfair trade prac-tices in the sales of fruits and vegeta-bles, as well as to assure that sellers are paid promptly.
Radanovich’s statement goes on to describe PACA as “an act created specifically to protect the perishable fresh fruit industry. We are very dis-appointed with Kroger’s decision.”
On its website, Western Growers states that if growers agree to allow payments after 30 days, they forfeit all their PACA protections.
“The produce industry supply chain has benefitted from the trust provision since 1984,” Irvine-based Western Growers’ statement con-tinues. “Any shipper’s best busi-ness practices mandate that you not waive trust rights, regardless of who may be requesting the waiver. Also, if you have outside growers, you will remain liable to them for any non-payment. Based on those aforemen-tioned reasons, it is recommended that you contact Kroger about your concern with the new 90-day pay-ment policy.”
“We’re pushing back and saying this is a bad policy. It’s a law for a rea-son,” LeMay commented.
He added that Kroger has back-pedaled slightly, announcing that
individual agreements with quicker payment schedules could be worked out with some suppliers and then announced a deal through CitiBank “that basically, you’ll pay .72 percent on whatever your sale was to get paid immediately. So out of a million dol-lars, you would pay $7,200 to get your payment immediately.
“You see the ridiculousness in that,” LeMay said, adding, “That’s bad business, and it doesn’t make sense.
“It’s a law for a reason, and we don’t want to see people peel off and try to do side deals with Kroger.”
The Cincinnati-based grocery chain didn’t respond to an interview request.
“It is our understanding the Kroger [Co.] has expressed a willingness to be flexible with this new policy, but ‘flexibility’ in this matter won’t help,” Radanovich’s statement continued.
“By this action, they have opened the door for other retailers to vio-late supplier rights protected by law. Our industry should not and will not stand for attacks like this.”
LeMay added that “Kroger just needs to go back to the 30-day policy, and that’s where we’re at today.”
Kroger | from 3
SPEAKUP! We want to hear your voice.
If you have ideas for stories please submit them to Gabe Dillard [email protected]
thebusinessjournal.com
David Castellon | Reporter can be reached at: 490-3464 or e-mail [email protected]
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 13the EXECUTIVE HOMES MARKET
436-4010fresnoluxury.com
Danyelle Conner
“e Most Trusted Name in Real Estate”
Southern charm on the San Joaquin golf course! This stately home is the only one on the course situated on two lots. You will be impressed the minute you step inside the grand foyer. The sweeping stair case takes you upstairs to the master suite and two additional bedrooms, both with en-suite bathrooms and walk-in closets. The luxurious master suite features a sitting area with fireplace, access to the veranda and its own private stairwell to the lower level. Enjoy morning coffee on your private veranda while gazing out on the course and the paired Magnolia trees. This home was built with the utmost quality in mindmind: three fireplaces, redwood siding, gorgeous crown molding, base and wood accents all showcase the finest craftsmanship. Formal dining is wall papered in an amazing and limited edition portrait landscape. The backyard is fenced with wrought iron and looks out to the green. There is plenty of grass, a private pool and covered patio. This is a rare opportunity to own a very special home.
4 Bed • 4.5 Bath • 6,222 ± Square Feet • Lot Size 30,360± Square Feet7406 N CHARLES • FRESNO, CA 93711
14 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018the EXECUTIVE HOMES MARKET
Rod Aluisi | Broker Jenna Aluisi | Realtor Jared Aluisi | Realtor
STOP BY OUR OFFICE
Located at Champlain & Perrin1170 E. Champlain Drive Suite 109Fresno, CA 93720
Property Lists Pre-Qualification Magazines Available
View our listings at
www.aluisi.com
The Masters
10515 North Laurel Valley DriveFresno, 93730
$879,9004 Beds, 4 Baths, 4079 SF, 10795 Lot SF3 Car Garage - Private Community - Owned Solar - Pool - Outdoor Kitchen
Privately gated Gary McDonald Development with a Large Open Floorplan! Enter through the Courtyard to the Great Rm featuring soaring ceilings w/ 3 sets of French doors to the back-yard, built-in speakers & fireplace. Home also in-cludes Formal Dining Rm, Living Rm & upstairs Game Rm w/ bar. Great Rm is open to the Kitch-en & Breakfast Area which boasts a wine frig, granite, island, stainless steel appliances, dou-ble ovens & pantry. Master Bedroom includes large sitting area, 2 walk-in closets, jetted tub, & backyard access. Guest Bedroom, full bath, Laundry Rm & a 1/2 bath are also located on the 1st floor. 2nd level has 2 bedrooms, a full bath & large Loft/Game room featuring a sink & mini-fridge. Gorgeous backyard comes equipped w/ recently plastered pool, spa, fire pit, outdoor kitchen, colored/stamped concrete, retractable awnings and fountains. New hardware & recent paint gives home a refreshing look!
#1 in Luxury Home Sales & Custom Home Building Sites
LOCALLY OWNED & OPERATED
@RodAluisiRealEstate
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 15the EXECUTIVE HOMES MARKET
Let’s talk
Guild Mortgage Company. Equal Housing Lender. NMLS #3274. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act. All loans subject to underwriter approval. Terms and conditions may apply. Subject to change without notice. Branch address: 5829 7108 N. Fresno St., Suite 190, Fresno, CA 93720. (18-6531)
Colliers International559 221 12717485 N. Palm Avenue, #110Fresno, California 93711 www.collier.com/fresno
NOWOPEN!Fulton Street
Downtown Office Space1315 Van Ness Avenue | Fresno, CATwo Suites Available | 4,965 & 4,125 Sq FtQuality downtown office/retail space located in the heart of Fulton Street. Located right next to the newly opened and pedestrian friendly Fulton Street retail zone. Large glass windows and highly visible building signage make this property ideal for an office or retail user who wants exposure in the Fulton Street district. Beautiful new sidewalks and public art make this property ideal for a business that wants an urban setting with economical rent.
16 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
Continued | Next Page
the LEADS
Doc No: 18-057545, EDD tax lien345 S Locan Ave, Fresno, CA 93737Amount: $2,515
L Vaughn Ross Investment Planning IncDoc No: 18-060057, Franchise Tax Board tax lien1550 Kamm Ave Apt 112, Kingsburg, CA 93631Amount: $11,208
Dan Ryan and Assoc Insurance Services IncDoc No: 18-060068, Franchise Tax Board tax lienPO Box 6366, Fresno, CA 93703Amount: $11,093
H Torres Industries IncDoc No: 18-060069, Franchise Tax
Mike Ryan were the agents in cooperation with RC Commercial.
1,200 square feet at 70 El Camino Road in Fresno to Lash Lounge from River Park Properties II. Nick Rendino was the agent in cooperation with Commercial Retail Associates.
1,400 square feet at 8961 N. Cedar Ave. in Fresno to Lash Lounge from Cedar and Shepherd Partners, LP. Nick Rendino was the agent in cooperation with Commercial Retail Associates.
11,067 square feet at 1922 N. Helm Ave. in Fresno to Sears Holding Corporation from Austin Enterprises. Bobby Fena was the agent in cooperation with Chicagoland Commercial Real Estate.
2,450 square feet at 255 W. Fallbrook Ave., Ste. 101 in Fresno to Horizon Home Care, LLC from Judge Brar, Rajinder Brar and Jas Brar Collectively and Individually. Beau Plumlee, Bobby Fena and Scott Buchanan were the agents.
2.77 acres sold at 415 and 455 N. Fir Ave. and 535 N. Bush Ave. in Fresno. The buyer was Provost & Pritchard Engineering Group. The seller was American Property Holdings, LLC. Bobby Fena, Beau Plumlee, Michael Schuh and Jack Messina were the agents.
Pearson Realty is reporting the following transactions:
38.79 acre vineyard located approximately four miles east of Earlimart in Tulare County. Sullivan Grosz and Robb Stewart were the agents.. 513.22 acre vineyard located near Bakersfield in Kern County. Robb Stewart was the agent. 20 acres of open land located three miles south of Riverdale in Kings County. Stanely Kjar, Jr. represented the seller. 49.75 acres of open land and vineyard located northeast of
Sanger on Hwy. 180 in Fresno County. Craig Larson and Dan Kevorkian represented to seller. 161 acres of olives located on the southeast corner of Avenue 95 and Road 224 near Terra Bella in Tulare County. Roy Pennebaker and Matt McEwen were the agents. 309.61 acres of almonds located 12 miles west of Firebaugh in Fresno County. Mario DeFrancesco III was the agent. 36.75 acres of tree fruit located on the northeast corner of Clovis and Central avenues, Fresno County. Stanley Kjar, Jr. was the agent.
Retail California is reporting the following transactions:
1,300 square feet of retail space at 7973 N. Blackstone Ave. in Fresno leased to Ooh La La from Villaggio Shopping Center, LLC. Lewis Smith of Retail California was the agent. 1,300 square feet of retail space at 7967 N. Blackstone Ave. in Fresno leased to Mr. Pickles from Villaggio Shopping Center, LLC. Lewis Smith and Nick Frechou of Retail California were the agents. 1,680 square feet of retail space at 1731 W. Bullard Ave. in Fresno leased to Pop Stop from Fig Tree Plaza Shopping Center. Michael Arfsten of Retail California was the agent.
Newmark Grubb Pearson Commercial is reporting the following transactions:
1,000 square feet of office space at 200 Bullard Ave., #C-4 in Clovis leased to Dr. Denham from Bruce Young and Nohemi Young. Scott Christensen of Newmark Grubb Pearson Commercial was the agent. 2,200 square feet of industrial space at 1063 Brookhaven Drive, Ste 103 in Clovis leased to Enjoy Technology, Inc. from Neil Snodgrass. Daniel Simon
of Newmark Grubb Pearson Commercial was the agent.
BANKRUPTCY
Patty’s BoutiqueCase No: 18-12312-7621 Quail Park CtBakersfield CA 93309Assets: $37,850, Liability: $91,324, Exemptions: $28,823
Xtreme Fashion IncCase No: 18-12315-76655 N Fresno St #230Fresno CA 93710Assets: $9,800, Liability: $704,084, Exemptions: $800
Gammaleas.esty.com/Grandma Lea’s Etsy On-Line BusinessCase No: 18-12317-72200 El Portal #33Bakersfield CA 93309Assets: $40,888, Liability: $52,164, Exemptions: $20,888
Automated Mechanical Process Systems IncCase No: 18-12341-711004 Bell Founder DrBakersfield CA 93312Assets: $416,034, Liability: $729,832, Exemptions: $190,100
Automated Mechanical Process Systems IncCase No: 18-12339-711004 Bell Founder DrBakersfield CA 93312Assets: $25,000, Liability: $414,521, Exemptions: $0
Sterling DevelopmentCase No: 18-12379-71296 E Serena AveFresno CA 93720Assets: $544,125, Liability: $2,679,048, Exemptions: $27,095
A-Line Transportation ServicesCase No: 18-12385-72839 N Arroyo AveFresno CA 93727Assets: $163,620, Liability: $414,157, Exemptions: $0
Colliers International is reporting the following transactions:
1,625 square feet at 90 E. Escalon, Ste. 115 in Fresno to Milestone Jazz from Blackstone Escalon Developers. Zack Kaufman and
C O N T E N T S
LEADS
The Leads information found in this issue of The Business Journal is a sampling from the Business Leads Download Center. The Business Leads Download Center is available free with your paid subscription to The Business Journal. For questions about the content listed in this section or how to obtain a subscription to The Business Journal, contact Ashley Webster at 559.490.3481 or e-mail [email protected].
HOW IT WORKS: The Business Journal’s Leads listings are designed to help you find the latest legal transactions to grow your business. Find out who’s new in town, who’s going out of business and what neighborhoods are becoming a hotspot for new business. We’ve pulled information from the county clerks’ and recorders offices in Fresno, Kings, Madera and Tulare counties to bring you the latest in business news. No matter what business you are in, you can gain a competitive advantage from these Leads each week.
the BUSINESS MARKETPLACE
FOR YOUR HOMEPropane for your Home • Outdoor Living • Grill Tank Exchange
FOR YOUR BUSINESSHeating & Cooking Appliances • Agriculture & Landscaping
• Safety Training • Building & Development • Forklifts & Industrial Trucks • Refill & Refueling Stations
(559) 834-3017www.amerigas.com
BUSINESS MARKETPLACE
NO-COST
Pre-screened Job Candidate Recruitments
Funding Available to Train Current Employees
Business Solutions to Meet Your Needs
Our Business & Workforce Consultants assist businesses with referrals to a variety of no-cost specialized business services and resources.
Call(559) 230-4062
This WIOA, Title 1-financially assisted program/service is an equal opportunity employer/program. Auxiliary aids and services are available upon request to people with disabilities and/or limited English.
· Pre-screened Job Candidate Recruitments· Reimbursement for Training Current Employees· Business Solutions to Meet Your Needs
Looking for more information on the Fictitious Business Name
Doc No: 18-060081, Franchise Tax Board tax lien4720 N Blythe Ave, Fresno, CA 93722Amount: $11,478 Central California Medical Imaging IncDoc No: 18-060082, Franchise Tax Board tax lien6089 N Woodson Ave, Fresno, CA 93711Amount: $85,780
Kurt R Maes & Associates IncDoc No: 18-060083, Franchise Tax Board tax lien311 W Carpenter Ave, Reedley, CA 93654Amount: $8,509
The Unixx Group IncDoc No: 18-060084, Franchise Tax Board tax lien4133 E Buckingham Way, Fresno, CA 93726Amount: $54,014
The LoftDoc No: 18-060085, Franchise Tax Board tax lien1060 Fulton Mall Ste 215, Fresno, CA 93721Amount: $35,602
Richard Cole Landscape Architect IncDoc No: 18-060086, Franchise Tax Board tax lien5132 N Palm Ave, Fresno, CA 93704Amount: $3,811
Studio 5 Architects IncDoc No: 18-060087, Franchise Tax Board tax lien6435 N Palm Ave Ste 104, Fresno, CA 93704Amount: $4,856
Langdon Construction Co IncDoc No: 18-060088, Franchise Tax Board tax lien14065 S Mendocino Ave, Kingsburg, CA 93631Amount: $8,432
David A Harris IncDoc No: 18-060089, Franchise Tax Board tax lienPO Box 3500, Clovis, CA 93613Amount: $5,694
Mid-Cal Enterpreneurial and Mathematics Charter SchoolDoc No: 18-060090, Franchise Tax Board tax lien1825 S Delno Ave, Fresno, CA 93706Amount: $3,540
Allmey Enterprises IncDoc No: 18-011935, Franchise Tax Board tax lien2295 W Cleveland Ave Ste B, Madera, CA 93637Amount: $3,248
Quinn and Fox llcDoc No: 18-011936, Franchise Tax Board tax lien50722 Pineview Ct, Oakhurst, CA 93644Amount: $2,736
Principal Assurance GroupDoc No: 18-012023,, CA Dept of Tax & Fee Adm tax lien44527 City View Dr, Coarsegold, CA 93614Amount: $10,686
18 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018the LEADS
NEW BUSINESSES
FRESNO
Caring Hearts
Aguilar Flooring
Fobbs Lifepoint Institute for Women
Veir
GLG Properties
Vista Elderly Care Facility
Sidhu Express
R J Hill Homes
The Ice Station
Kawaii Squishy Shop
Prestige Maintenance and Repair
Caglia Design Co
Synergy Personal Training
Ball Park Services
Pop Stop Collectibles
Speed Max
Milady Goods
Lexie Locklear Skin Care
Taylor Wallcovering
Round Mountain Construction
Red, White & Corkscrew
Uncaged ArmyWigs & Braids
J&J Trans
Clovis Auto
AG Freight
United We Lead Foundation
Minibot Industries
Fresno Clovis Pools
Prasadam Web & Graphics
XL Freight
Majestic Jewelry & Loan Co Inc
Crafty School Crates
Fresno Pool Guy
Rebuild Fitness
Oaks Mini Mart
Rai Trans
J & B Towing
Triple Partner
SR Software llc
Firebaugh
Valadez Tire Shop
Nava Brothers Auto Detailing
All Hazard EHS Inc
Lola’s Ricos Tacos
Academia Arte Flamenco
Inder Trans
Wade Water Management
Bat Insurance Agency
Tanning Luxe
A & A Berber Trucking
S V Trucking
Comprehensive Computer Services
Be Prepared CPR & First Aid
EPSI Utility Solutions
VR Handyman
Auto Maintenance & Detail
Framing Expert
Sky Love Boutique llc
Ricardo’s Steam Kitchen Cleaning
Berger’s All American Hvac Hair Refinery
Calvin Trucking
Bugarin’s Hair Nuts
Burrus Financial Building
West Belmont Market
Micro Private Security
Image Church
Marco’s Pizza Store #7412
General Automotive
Meditative Beats
Bad Kids Club
La Moreno Market
Cell Tech Fix
J and B Auto Repair
MADERA
Pawlished Paws Dog Grooming
J J J Trucking & Beekeeping
Del Valle Mini Storage
Madera Well Drilling
Lashed By Becca
Ruby’s Nutrition
Medvetta Collection Services
Blackstone Auto Sales
Vehicle Registration Agency
BMX Moms
American Beverage Service
Studio Six Audio
Sweet Dottie’s Desserts & Deli
Joseph Bull Drywall
Prime Ingredients Group
Sierra Splash
TULARE
Bull Eye’s Windshield Repair
Heavy Heart Records
Elite Auto SalesMoe’s Quick Stop
Valley Handyman Service
Triple M Windows
Mariscos El Botanero
Downtown Relics
Silver Net llc
Earlimart Auto Sales
Oak Hill Goats & Chickens
Vega Properties
Ag Extension Social Fund
1st Platinum Real Estate
California Mexican Grill
Porter Brothers
KINGS
Angel’s Recycling
The Karate School
Super Spa Nails
M&G Jumpers
Cindy Johnson Bookkeeping
Mouveau Salon
Lemoore Powder Coating
A House Doctor
is now on
Follow us!
@Tbjfresno
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 19
Continued | Next Page
TRUSTEE SALES
(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. 136216 Title No. 170429726 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 07/19/2018 at 10:00 AM, The Mortgage Law Firm, PLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/16/2007, as Instrument No. 2007-0033759, in book xx, page xx, of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Joanna Camero, a Married Woman, as Her Sole and Separate Property, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States), At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State, described as: FULLY DESCRIBED IN THE ABOVE DEED OF TRUST. APN 402-355-42 The street address and other common designation, if any, of the real property described above is purported to be: 8178 North Raisina Avenue, Fresno, CA 93720 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $324,894.43 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and written Notice of Default and Election to Sell. The undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. Dated: 6/14/2018 THE MORTGAGE LAW FIRM, PLC Adriana Durham/Authorized Signature 27455 TIERRA ALTA WAY, STE. B, TEMECULA, CA 92590 (619) 465-8200 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 714-730-2727 The Mortgage Law Firm, PLC. may be attempting to collect a debt. Any information obtained may
savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Tishka Howell, a single woman Duly Appointed Trustee: National Default Servicing Corporation Recorded 02/25/2005 as Instrument No. 2005-0044455 (or Book, Page) of the Official Records of Fresno County, California. Date of Sale: 07/19/2018 at 10:00 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Estimated amount of unpaid balance and other charges: $160,796.11 Street Address or other common designation of real property: 1178 Valentine Avenue, Fresno, CA 93722 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The requirements of California Civil Code Section 2923.5(b)/2923.55(c) were fulfilled when the Notice of Default was recorded. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 18-20124-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 06/18/2018 National Default Servicing Corporation c/o Tiffany and Bosco, P.A., its agent, 1230 Columbia Street, Suite 680 San Diego, CA 92101 Toll Free Phone: 888-264-4010 Sales Line 714-730-2727; Sales Website: www.ndscorp.com/sales Rachael Hamilton, Trustee Sales Representative A-4661317 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007430754 Title Order No.: 180112414 FHA/VA/PM No.: 0456399702952 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/28/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/04/2006 as Instrument No. 2006-0000753 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: VIRGINIA ARMEN DERIAN, A SINGLE PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 07/31/2018 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA 93721. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 7585 N WOLTERS AVE, FRESNO, CALIFORNIA 93720 APN#: 404-252-03 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $264,544.99. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site www.servicelinkASAP.com for information regarding the sale of
this property, using the file number assigned to this case 00000007430754. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL:AGENCY SALES and POSTING 714-730-2727 www.servicelinkASAP.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 06/20/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-FN4661535 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)NOTICE OF TRUSTEE’S SALE T.S. No.: 18-0989 Loan No.: ******5569 APN: 509-270-43 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/12/2015. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MARCIE HERNANDEZ, AN UNMARRIED WOMAN Duly Appointed Trustee: PRESTIGE DEFAULT SERVICES Recorded 5/27/2015 as Instrument No. 2015-0064823 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 7/25/2018 at 9:00 AM Place of Sale:West entrance to the county courthouse breezeway, Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724 Amount of unpaid balance and other charges: $222,818.81 Street Address or other common designation of real property: 5544 W BROWNING AVENUE FRESNO, CA 93722 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance
be used for that purpose. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 730-2727 for information regarding the trustee’s sale or visit this Internet Web site - www.servicelinkASAP.com - for information regarding the sale of this property, using the file number assigned to this case: 136216. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-4661213 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)NOTICE OF TRUSTEE’S SALE T.S. No. 18-20124-SP-CA Title No. 180070011-CA-VOI A.P.N. 449-110-01 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or
READERS INDEX Public notices contain information that must, by law, be published in order to make that information available to the general public. First-time publications will be designated with a (1) in the top left corner of the listing. Publication dates appear in the lower left corner of the notice beginning with the first publication and ending with the last.
PUBLIC NOTICES
20 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
Continued | From 19TRUSTEE SALES
Continued | Next Page
company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. All checks payable to Prestige Default Services. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 793-6107 or visit this Internet Web site www.auction.com, using the file number assigned to this case 18-0989. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/20/2018 PRESTIGE DEFAULT SERVICES 1920 Old Tustin Ave. Santa Ana, California 92705 Sale Line: (800) 793-6107 Michelle R. Ghidotti-Gonsalves, President A-4661731 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. CA-FNM-18018206 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/14/2015. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.NOTE: PURSUANT TO 2923.3(C) THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED [PURSUANT TO CIVIL CODE Section 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.lpsasap.com, using the file number assigned to this case, CA-FNWI-18018206. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. On July 19, 2018, at 10:00 AM, AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, in the City of FRESNO, County of FRESNO, State of CALIFORNIA, PEAK FORECLOSURE SERVICES, INC., a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by DANIEL EUGENE MAYES AND TRISHA ELAINE MAYES, HUSBAND AND WIFE AND JEREMY MICHAEL LANKFORD, AN UNMARRIED MAN, AS JOINT TENANTS, as Trustors, recorded on 5/29/2015, as Instrument No. 2015-0066058-00, of Official Records in the office of the Recorder of FRESNO County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do
business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Property is being sold “as is - where is”. TAX PARCEL NO. 554-333-25. Property address: 744 Redington, Clovis, CA 93619. LOT 67 OF TRACT NO. 5985 IN THE CITY OF CLOVIS, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECODED APRIL 8, 2013 IN VOLUME 82 AT PAGES 94 THROUGH 96, INCLUSIVE, OF PLATS, FRESNO COUNTY RECORDS. From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 744 REDINGTON, CLOVIS, CA 93619. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $336,236.50. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. SALE INFORMATION LINE: 714-730-2727 or www.lpsasap.com Dated: 06/21/2018 PEAK FORECLOSURE SERVICES, INC., AS TRUSTEE By: Shelley Chase, Foreclosure Administrator A-4661963 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000007422322 Title Order No.: 730-1801947-70 FHA/VA/PMI No.: ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/10/2014. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/10/2014 as Instrument No. 2014-0138803 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: ELEUTERIO MEJIA, AN UNMARRIED PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of
payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/08/2018 TIME OF SALE: 9:00 AM PLACE OF SALE: FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 101 HADAR AVE, PARLIER, CALIFORNIA 93648 APN#: 355-351-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $25,186.30. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000007422322. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL:AUCTION.COM, LLC 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 06/22/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-FN4661961 06/29/2018, 07/06/2018, 07/13/201806/29/2018, 07/06/2018, 07/13/2018-----------------------------------
(1)T.S. No.: 18-13389-01NOTICE OF TRUSTEE’S SALENOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED* 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN
DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY*[PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TOABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT,BUT ONLY TO THE COPIES PROVIDED TO TRUSTOR.]YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/1/1983. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Original Trustor(s): Andrew C. Cardiel and Ruth Cardiel, husband and wifeDuly Appointed Trustee: WT Capital Lender Services, a California corporationRecorded 9/26/1983, as Instrument No. 83088689, of Official Records in the office of the Recorder of Fresno County, CaliforniaDate of Sale: 7/20/2018 at 10:00 AMPlace of Sale:AT THE MAIN ENTRANCE TO THE BUILDING LOCATED AT 7522 NORTH COLONIAL AVENUE, FRESNO, CALIFORNIAAmount of unpaid balance and other charges: $18,848.63 EstimatedStreet Address or other common designation of real property: 1385 Cardella Street, Firebaugh, CA Legal Description:LOT 49 OF TRACT NO. 2332, IN THE CITY OF FIREBAUGH COUNTY OF FRESNO, STATE OFCALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 26 PAGES 44 AND 45 OF PLATS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY;EXCEPTING AN UNDIVIDED 1/8TH INTEREST IN AND TO ALL OIL, GAS AND OTHER HYDROCARBONS AND MINERALS LYING BELOW A DEPTH OF 500 FEET MEASURED VERTICALLY FROM THE SURFACE OF SAID REAL PROPERTY, AS RESERVED IN THE DEED FROM MATT COELHO, ET UX, DATED FEBRUARY 11, 1966 AND RECORDED MARCH 2, 1966 IN BOOK 5281 PAGE 321 OF OFFICIAL RECORDS. A.P.N.: 007-153-05-SThe undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being
auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Date: June 22, 2018WT Capital Lender Services, a California corporation7522 North Colonial Avenue, Suite 101, Fresno, California 93711 (559) 222-4644 - WTCap.comBy Maria Simental, Trustee’s Sale Officer06/29/2018, 07/06/2018, 07/13/2018-----------------------------------
NOTICE OF TRUSTEE’S SALE TS No. CA-18-808063-JB Order No.: 8728575 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIE J HAILEY, A SINGLE MAN Recorded: 12/3/2007 as Instrument No. 2007-0215216 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 7/11/2018 at 9:00 AM Place of Sale: At the Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724. At the West Entrance to the County Courthouse Breezeway Amount of unpaid balance and other charges: $122,856.09 The purported property address is: 4946 E FILLMORE AVE, FRESNO, CA 93727-3712 Assessor’s Parcel No.: 463-270-48 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned
PUBLIC NOTICES
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 21
Continued | From 20TRUSTEE SALES
Continued | Next Page
off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-18-808063-JB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-18-808063-JB IDSPub #0141277 6/15/2018 6/22/2018 6/29/201806/15/2018, 06/22/2018, 06/29/2018-----------------------------------
NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 00000006836464 Title Order No.: 170222913 FHA/VA/PMI No.: 99767941 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY APPLIES ONLY TO COPIES PROVIDED TO THE TRUSTOR, NOT TO THIS RECORDED ORIGINAL NOTICE. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/19/2007 as Instrument No. 2007-0192638 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: MARK ANTHONY RUSH AND JENNIFER LYNN LANDRUM, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 07/25/2018 TIME OF SALE: 9:00 AM PLACE OF SALE:
FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 2931 PAULA DRIVE, CLOVIS, CALIFORNIA 93612 APN#: 430-432-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $209,159.28. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 00000006836464. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL:AUCTION.COM, LLC 800-280-2832 www.auction.com BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 06/04/2018 BARRETT DAFFIN FRAPPIER TREDER and WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4659866 06/15/2018, 06/22/2018, 06/29/201806/15/2018, 06/22/2018, 06/29/2018-----------------------------------
NOTICE OF TRUSTEE’S SALE TS No. CA-18-807800-JB Order No.: 180064600-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/2/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state
or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOAQUIN HEREDIA, AN UNMARRIED MAN Recorded: 11/8/2006 as Instrument No. 2006-0237714 of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 7/11/2018 at 9:00 AM Place of Sale: At the Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724. At the West Entrance to the County Courthouse Breezeway Amount of unpaid balance and other charges: $61,296.29 The purported property address is: 3640 SOUTH CALVIN AVE, FRESNO, CA 93725-2502 Assessor’s Parcel No.: 331-172-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-18-807800-JB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://
NOTICE OF TRUSTEE’S SALE Trustee Sale No. 300W-067211 Title Order No. 05824059 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY [PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED OR PUBLISHED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12-20-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 07-16-2018 at 10:00 AM, PLM LOAN MANAGEMENT SERVICES, INC as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12-27-2005 AS Instrument 2005-0300743 of official records in the Office of the Recorder of FRESNO County, California, executed by: JESSE C. MUNOZ AND HOPE Q. MUNOZ, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, ‘’MERS’’ MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, WAS THE ORIGINAL BENEFICIARY, ACTING SOLELY AS NOMINEE FOR LENDER, COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSOR AND OR ASSIGNS, as Beneficiary, will sell at public auction the trustor’s interest in the property described below, to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE AT 1100 VAN NESS AVENUE, FRESNO, CA 93724 Amount of unpaid balance and other charges: $98,724.33(estimated) Street address and other common designation of the real property purported as: 319 SOUTH HAYSTON AVENUE , FRESNO, CA 93702 APN Number: 461-142-16 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. The following statements; NOTICE TO POTENTIAL BIDDERS and NOTICE TO PROPERTY OWNER are statutory notices for all one to four single family residences and a courtesy notice for all other types of properties. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive
clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call NATIONWIDE POSTING & PUBLICATION at (916) 939-0772 or visit this Internet Web site www.nationwideposting.com using the file number assigned to this case 300W-067211. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 06-12-2018 FOR TRUSTEE’S SALES INFORMATION, PLEASE CALL (916) 939-0772, OR VISIT WEBSITE: www.nationwideposting.com PLM LOAN MANAGEMENT SERVICES, INC, AS TRUSTEE (408)-370-4030 LINDA KIDDER-ADLESON, VICE PRESIDENT PLM LOAN MANAGEMENT SERVICES, INC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NPP0334448 To: FRESNO BUSINESS JOURNAL PUB: 06/22/2018, 06/29/2018, 07/06/201806/22/2018, 06/29/2018, 07/06/2018-----------------------------------
NOTICE OF TRUSTEE’S SALE TS # CA-17-8918-CS Order # 170381710-CA-VOI Loan #9803491217 [PURSUANT TO CIVIL CODE Section 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.] NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s):PHAEDRA G. MARQUEZ AND FRANCISCO B. MARQUEZ, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 8/26/2005 as Instrument No. 2005-0199159 in book xxx, page xxx of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale:7/25/2018 at 9:00 AM Place of Sale: West Entrance to the County Courthouse Breezeway of the Fresno Superior Courthouse, 1100 Van Ness Avenue, Fresno, CA 93724 Amount of unpaid balance and other
PUBLIC NOTICES
22 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
charges: $223,831.64 The purported property address is: 8164 N WINERY AVE FRESNO, CA 93720 Assessor’s Parcel No. 403-670-42 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case CA-17-8918-CS. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 6/15/2018 SUMMIT MANAGEMENT COMPANY, LLC 16745 W. Bernardo Dr., Ste. 100 San Diego, CA 92127(866) 248-2679 (For NON SALE information only) Sale Line: (800) 280-2832 or Login to:WWW.AUCTION.COM Reinstatement Line: (800) 401-6587 Cecilia Stewart, Trustee Sale Officer If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4661181 06/22/2018, 06/29/2018, 07/06/201806/22/2018, 06/29/2018, 07/06/2018-----------------------------------
APN: 447-071-17 TS No: CA07000009-18-1 TO No: 180004325-CA-VOI NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)
(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 6, 2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 30, 2018 at 10:00 AM, AT THE W. ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY 1100 VAN NESS, FRESNO, CA 93724, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on June 28, 2012 as Instrument No. 2012-0089766-00, of official records in the Office of the Recorder of Fresno County, California, executed by MICHAEL YSLAS, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for NEIGHBOR`S FINANCIAL CORPORATION, A CALIFORNIA CORPORATION. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 2916 N CEDAR AVE, FRESNO, CA 93703 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $89,432.74 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information
about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Chronos Solutions at 877-518-5700 for information regarding the Trustee’s Sale or visit the Internet Web site address www.realtybid.com for information regarding the sale of this property, using the file number assigned to this case, CA07000009-18-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: June 14, 2018 MTC Financial Inc. dba Trustee Corps TS No. CA07000009-18-1 17100 Gillette Ave Irvine, CA 92614 Phone:949-252-8300 TDD: 866-660-4288 Dalaysia Ramirez, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.realtybid.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Chronos Solutions at 877-518-5700 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 44662, Pub Dates: 06/22/2018, 06/29/2018, 07/06/2018, FRESNO BUSINESS JOURNAL06/22/2018, 06/29/2018, 07/06/2018-----------------------------------
APN: 442-521-04 TS No: CA07000162-17-3 TO No: CA07000162-17-3 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 12, 2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 19, 2018 at 02:00 PM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on December 13, 2012 as Instrument No. 2012-0180011-00, of official records in the Office of the Recorder of Fresno County, California, executed by JOHN WASHINGTON AND ANITA WASHINGTON, HUSBAND AND WIFE, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as nominee for UNITED WHOLESALE MORTGAGE as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3447 W YALE AVE, FRESNO, CA 93722 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $145,666.08 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and
authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Hudson & Marshall at 800.441.9401 for information regarding the Trustee’s Sale or visit the Internet Web site address www.hudsonandmarshall.com for information regarding the sale of this property, using the file number assigned to this case, CA07000162-17-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: June 14, 2018 MTC Financial Inc. dba Trustee Corps TS No. CA07000162-17-3 17100 Gillette Ave Irvine, CA 92614 Phone:949-252-8300 TDD: 866-660-4288 Bobbie LaFlower, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.hudsonandmarshall.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Hudson & Marshall at 800.441.9401 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 44869, Pub Dates: 06/22/2018, 06/29/2018, 07/06/2018, FRESNO BUSINESS JOURNAL06/22/2018, 06/29/2018, 07/06/2018-----------------------------------
CIVIL (1)NOTICE AND CITATION TOPARENT FOR APPEARANCE ATHEARING.W&I Code §366.26 Hearing: 9-27-2018Time: 8:00 A.M.; DEPT: 21SUPERIOR COURT OF CALIFORNIA,COUNTY OF FRESNOJUVENILE COURTCase No.: 18-300063In The Matter OfRAUL GALLARDO JRDOB: 03-15-2018MinorTO: UNKNOWN FATHER, FATHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE FATHER OF THE MINOR.This is to notify you that you are cited to appear at the hearing below, pursuant to Welfare and Institutions Code §366.23 and §366.26:DATE: SEPTEMBER 27, 2018TIME: 8:00 A.M.PLACE: Department 21 Juvenile Dependency Court, 1100 Van Ness, Fresno, California 93724-0002
PLEASE TAKE NOTICE THAT AT THIS HEARING FRESNO COUNTY, THROUGH ITS DEPARTMENT OF SOCIAL SERVICES, WILL RECOMMEND TO THE COURT THAT THE PARENTAL RIGHTS OF UNKNOWN FATHER, FATHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE FATHER OF THE MINOR, BE TERMINATED AND THAT THE ABOVE MINOR BE FREED FOR ADOPTION.As the parent of the subject minor, you are cited to and may appear at Court as indicated above in order to express your opinion as to whether your parental rights should be terminated so that the minor can be adopted.This is also to advise you that you have certain legal rights and protections, including the right to oppose these proceedings. You have the right to hire an attorney of your choice to represent you. If you are unable to retain a lawyer, you may request that the judge appoint one for you, who shall be the Public Defender or a private attorney. If you cannot afford to pay the cost of legal counsel to represent you, the fee will be paid by Fresno County.This notice and citation is dated JUN 22, 2018.SHERAN MORTON,Clerk of the Court.By: REBECCA OLGUIN, Deputy.___________________________DISOBEDIENCE TO THIS CITATION BY FAILING TO APPEAR MAY SUBJECT THE PARTY SERVED TO ARREST AND PUNISHMENT FOR CONTEMPT OF COURT.___________________________FRESNO COUNTY DEPARTMENT OF SOCIAL SERVICES, 2135 Fresno Street, Suite 403, Fresno CA 93721 Telephone Number: (559) 600-1975, PETITIONER COUNTY OF FRESNO, Acting by and through its DEPARTMENT OF SOCIAL SERVICES.06/29/2018, 07/06/2018, 07/13/2018, 07/20/2018-----------------------------------
SUMMONS(CITACION JUDICIAL)NOTICE TO DEFENDANT: (AVISO AL DEMANDADO): JESUS SALAS-AYON; LORENA SALAS AYON; and Does 1-25, InclusiveYOU ARE BEING SUED BY PLAINTIFF: (LO ESTA DEMANDANDO EL DAMANDANTE): SHARINE AYALANOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below.You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court.There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.lawhelpcalifornia.org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. (specify): ¡AVISO! Lo han demandado. Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación. Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para
Continued | From 21TRUSTEE SALES
Continued | Next Page
PUBLIC NOTICES
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 23
presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia.Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniéndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso.CASE NUMBER(Numero del Caso)17CECG01898The name and address of the court is: (El nombre y dirección de la corte es) FRESNO SUPERIOR COURT 1130 O STREETFRESNO, CALIFORNIA 93721The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la dirección y el número de telefono del abogado del demandante, o del demandante que no tiene abogado es), EDWARD D. FANUCCHI - #179783DAVID M. MOECK, ESQ. #201341QUINLAN, KERSHAW & FANUCCHI, LLP2125 MERCED STREETFresno, CA 93721(559) 268-8771 (559) 268-5701DATE: (Fecha) 6/6/2017Clerk, (Secretario)by T. Moua, Deputy (Adjunto)(SEAL)06/22/2018, 06/29/2018, 07/06/2018, 07/13/2018-----------------------------------
NOTICE AND CITATION TOPARENT FOR APPEARANCE ATHEARING.W&I Code §366.26 Hearing: 09-12-2018Time: 8:00 A.M.; DEPT: 22SUPERIOR COURT OF CALIFORNIA,COUNTY OF FRESNOJUVENILE COURTCase No.: 17-300148In The Matter OfMARLIN LOPEZ,DOB: 04-29-2015MinorTO: MARTIN LOPEZ, FATHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE FATHER OF THE MINOR.This is to notify you that you are cited to appear at the hearing below, pursuant to Welfare and Institutions Code §366.23 and §366.26:DATE: SEPTEMBER 12, 2018TIME: 8:00 A.M.PLACE: Department 22 Juvenile Dependency Court, 1100 Van Ness, Fresno, California 93724-0002PLEASE TAKE NOTICE THAT AT THIS HEARING FRESNO COUNTY, THROUGH ITS DEPARTMENT OF SOCIAL SERVICES, WILL RECOMMEND TO THE COURT THAT THE PARENTAL RIGHTS OF MARTIN LOPEZ, FATHER OF THE MINOR, AND TO ANY AND ALL PERSONS CLAIMING TO BE THE FATHER OF THE MINOR, BE TERMINATED AND THAT THE ABOVE MINOR BE FREED FOR ADOPTION.
As the parent of the subject minor, you are cited to and may appear at Court as indicated above in order to express your opinion as to whether your parental rights should be terminated so that the minor can be adopted.This is also to advise you that you have certain legal rights and protections, including the right to oppose these proceedings. You have the right to hire an attorney of your choice to represent you. If you are unable to retain a lawyer, you may request that the judge appoint one for you, who shall be the Public Defender or a private attorney. If you cannot afford to pay the cost of legal counsel to represent you, the fee will be paid by Fresno County.This notice and citation is dated JUN 15, 2018.SHERAN MORTON,Clerk of the Court.By: P. CHA, Deputy.___________________________DISOBEDIENCE TO THIS CITATION BY FAILING TO APPEAR MAY SUBJECT THE PARTY SERVED TO ARREST AND PUNISHMENT FOR CONTEMPT OF COURT.___________________________FRESNO COUNTY DEPARTMENT OF SOCIAL SERVICES, 2135 Fresno Street, Suite 403, Fresno CA 93721 Telephone Number: (559) 600-1975, PETITIONER COUNTY OF FRESNO, Acting by and through its DEPARTMENT OF SOCIAL SERVICES.06/22/2018, 06/29/2018, 07/06/2018, 07/13/2018-----------------------------------
PROBATE (1)NOTICE OF PETITION TOADMINISTER ESTATE OFCarl Lee Toner aka Carl L. TonerCASE NO: 18CEPR00557To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Carl Lee Toner aka Carl L. TonerA Petition for Probate has been filed by Michelle Toner in the Superior Court of California, County of FRESNO.The Petition for Probate requests that Michelle Toner be appointed as personal representative to administer the estate of the decedent.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:July 16, 2018, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93721ProbateIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:Bruce A. Neilson #0969527108 N. Fresno Street, #410Fresno, CA 93720(559) 432-983106/29/2018, 07/04/2018, 07/13/2018-----------------------------------
(1)NOTICE OF PETITION TOADMINISTER ESTATE OFEvonne A. HamiltonCASE NO: 18 CE PR 00420To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Evonne A. HamiltonA Petition for Probate has been filed by Shawn Hamilton in the Superior Court of California, County of FRESNO.The Petition for Probate requests that Shawn Hamilton be appointed as personal representative to administer the estate of the decedent.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:July 19, 2018, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93724Probate DepartmentIf you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Petitioner:Shawn Hamilton1500 W. El Camino Ave #463Sacramento, CA 95833(916) 803-4814IN PRO PER06/29/2018, 07/04/2018, 07/13/2018-----------------------------------
NOTICE OF HEARING - DECEDENT’S ESTATE OR TRUST(Probate - Decedents’ Estates)SUPERIOR COURT OF CALIFORNIA, COUNTY OF FRESNOSTREET ADDRESS: 1130 O StreetMAILING ADDRESS: 1130 O StreetFRESNO, CA 93721-2220B.F. Sisk CourthouseESTATE OF: J. WILLARD LOWMAN, DECEDENTCASE NO: 18CEPR00586This notice is required by law.This notice does not require you to appear in court, but you may attend the hearing if you wish.1. NOTICE is given that: Mindy Rasmussen has filed: Petition for Probate of Will of J. Willard Lowman;Authorization to Administer Under the Independent Administration of Estates Act.2. You may refer to the filed documents for more information. (Some documents filed with the court are confidential.)3. A HEARING on this matter will be held as follows:a. Date: 7-24-2018, Time: 9:00 A.M., Dept.: 303,b. Address of court is:1130 O StreetFresno, CA 93721-2220.Assistive listening systems, computer-assisted real-time captioning, or sign language interpreter services are available upon request if at least 5 days notice is provided. Contact the clerk’s office for Request for Accommodations by Persons With Disabilities and Order (form MC-410). (Civil Code section 54.8)
ATTORNEY OR PARTY WITHOUT ATTORNEY:Catherine A. AmadorGates Law Group A Professional Corporation2445 Capitol St., Ste 160FFresno, CA 93721TELEPHONE NO.: (559) 432-9944FAX NO.: (866) 740-6678ATTORNEY FOR: Mindy Rasmussen06/15/2018, 06/22/2018, 06/29/2018-----------------------------------
FICTITIOUS (1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003788The following person(s) is (are) conducting business asWest Fresno Behavioral Health Services at 302 Fresno Street, Suite 106, Fresno, CA 93706, Fresno County, Phone (559) 457-5750:Mailing Address:PO Box 1559, Bakersfield, CA 93302;Full Name of Registrant:Clinica Sierra Vista, 1430 Truxtun Ave. Ste. 400, Bakersfield, CA 93301, Phone (661) 635-3050.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: Corporation.Articles of Incorporation Number: C0641648Brian O. Harris, CEO.This statement filed with the Fresno County Clerk on: 06/25/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: EMILY YANG, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/29/2018, 07/06/2018, 07/13/2018, 07/20/2018-----------------------------------
(1)FICTITIOUS BUSINESS NAME STATEMENTFile No. 2201810003751The following person(s) is(are) conducting business as:Regis Salon N528, 641 E Shaw Ave, Fresno, CA 93710 County of FRESNOMailing Address:641 E Shaw Ave, Fresno, CA 93710Registrant: Beautiful Group Management, LLC, The 9720 Wilshire Blvd Ste 600, Beverly Hills, CA 90212Registrant commenced to transact business under the Fictitious Business Name(s) listed above on: 10/01/2017.This business is conducted by: a limited liability companyArticles of Incorporation: LLC/AI No 201729910273This Statement has been executed pursuant to section 17919 of the Business and Professions code.I declare that all information in this statement is true and correct. (A registrant who declares as true information, false declarations are a misdemeanor punishable by a fine up to $1000.)The Beautiful Group Managment, LLCS/ Jason Hughes, Managing Member,Filed with the Fresno County Clerk on 06/22/2018.A New Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing6/29, 7/6, 7/13, 7/20/18CNS-3148910#FRESNO BUSINESS JOURNAL06/29/2018, 07/06/2018, 07/13/2018, 07/20/2018-----------------------------------
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810002866The following person(s) is (are) conducting business asSMILE TRUCK TIRES AND REPAIR at 1645 S. DOCKERY AVENUE, SELMA, CA 93662, FRESNO COUNTY:Mailing Address:6544 E. ATCHISON STREET, FRESNO, CA 93727;Full Name of Registrant:
AMANDEEP S RANDHAWA, 6544 E. ATCHISON STREET, FRESNO, CA 93727.Registrant commenced to transact business under the Fictitious Business Name listed above on: 05/10/2018.This business conducted by: INDIVIDUAL.AMANDEEP SINGH RANDHAWA, OWNER.This statement filed with the Fresno County Clerk on: 05/11/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: JEWEL COOKSEY, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/08/2018, 06/15/2018, 06/22/2018, 06/29/2018-----------------------------------
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003223The following person(s) is (are) conducting business asCentral Star Crisis Residential Treatment at 496 S. Barton Avenue, Fresno, California 93702, FRESNO COUNTY:Mailing Address:7677 Oakport Street, Suite 1010, Oakland, California 94621;Full Name of Registrant:Central Star Behavioral Health, Inc., 7677 Oakport Street, Suite 1010, Oakland, California 94621.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: Corporation.Articles of Incorporation Number: C3642331Olivia Aranda, CFO.This statement filed with the Fresno County Clerk on: 05/30/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: ANGELA DELGADO, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/08/2018, 06/15/2018, 06/22/2018, 06/29/2018-----------------------------------
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003346The following person(s) is (are) conducting business as210 WHITEHOUSE ENTERTAINMENT at 878 E. BEDFORD AVE., FRESNO, CA 93720, FRESNO COUNTY:Full Name of Registrant:NICHOLAS R. WHITE, 878 E. BEDFORD AVENUE, FRESNO, CA 93720DONOVAN HOUSE, 878 E. BEDFORD AVENUE, FRESNO, CA 93720MARCELLIS RAYMOND, 878 E. BEDFORD AVENUE, FRESNO, CA 93720MALIK J. TATUM, 878 E. BEDFORD AVENUE, FRESNO, CA 93720MATTHEW A. CAROTHERS, 878 E. BEDFORD AVENUE, FRESNO, CA 93720.Registrant commenced to transact business under the Fictitious Business Name listed above on: 05/02/2018.This business conducted by: GENERAL PARTNERSHIPNICHOLAS RYAN WHITE, GENERAL PARTNER.This statement filed with the Fresno County Clerk on: 06/05/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: JEWEL COOKSEY, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/08/2018, 06/15/2018, 06/22/2018, 06/29/2018-----------------------------------
Continued | From 22CIVIL
Continued | Next Page
PUBLIC NOTICES
24 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
senior activity center and clinic, public library, transit center, and associated parking and landscaping. The proposed project would be developed in multiple phases with full build‐out anticipated in 2020. The 5.33‐acre project site is located in the City of Clovis, Fresno County, on the north side of Third Street, between Clovis Avenue and Osmun Avenue. The proposed project is a mixed‐use development consisting of community and public uses including a library. The county library would be moved from its current location in the Clovis Civic Center. The two primary objectives for the proposed project are to accommodate the community’s expanding needs for civic facilities located in central Clovis and optimize public transit, pedestrian, and bicycle access to the site.Environmental Determination: The City of Clovis (City) has completed a Draft and Final Environmental Impact Report for the Landmark Commons Civic Center North Project. This project updates affect lands within the City’s 2014 General Plan planning area. The City prepared an Initial Study for the project and determined that a focused EIR should be prepared to analyze impacts related to air quality, greenhouse gases, noise, and transportation and traffic.Potential Project Impacts: Based on the Draft EIR, the project could have significant environmental effects related to air quality, greenhouse gas emissions and energy, noise, transportation and traffic, and cumulative impacts. As described in the Draft EIR all these impacts can be fully mitigated. Public Review: The 45 day public comment period for the Draft EIR began on Friday, April 6, 2018 and ended on Monday, May 21, 2018. Comments received during the comment period were responded to and those comments and responses are included in the Final EIR. Copies of the Draft and Final EIR may be reviewed or obtained at the City of Clovis Planning and Development Services Department, 1033 Fifth Street, Clovis, CA, 93612, telephone (559) 324-2340. The Draft and Final EIR may also be reviewed online at www.cityofclovis.com or at the Clovis Regional Library, 1155 Fifth Street, Clovis, CA 93612.All interested parties are invited to attend the public hearing or send written comments to Ryan Burnett, AICP, Engineering Program Supervisor, 1033 Fifth Street, Clovis, CA 93612, email: [email protected] no later than noon the date of the public hearing.If you challenge a project in court, you may be limited to raising only those issues you or someone else raised at the public hearing described in this notice, or in written correspondence delivered to the City at, or prior to, the public hearing.Dwight Kroll, AICP, PDS DirectorPublish: The Business Journal, Friday, June 29, 201806/29/2018-----------------------------------
(1)NOTICE TO CREDITORS OF BULK SALE(SECS. 6101-6111 U.C.C.)Notice is hereby given to the creditors of JGB PROPERTIES, INC (“Seller”), whose business address is 4968 N. Cedar Avenue, Fresno, CA 93726, that a bulk sale is about to be made to HB DOABA, INC (“Buyer”), whose business address is 4968 N. Cedar Avenue, Fresno, CA 93726.The property to be transferred is located at 4968 N. Cedar Avenue, City of Fresno, County of Fresno 93726, State of California. Said property is described as: ALL INVENTORY, STOCK IN TRADE, FIXTURES, EQUIPMENT AND GOODWILL OF THE BUSINESS KNOWN AS BULLDOG LIQUOR.The bulk sale will be consummated on or after July 19, 2018, at North American Title Company, Inc., 6425 N. Palm Avenue, Suite 101, Fresno, CA 93704 pursuant to Division 6 of the California Code.This bulk sale is subject to Section 6106.2 of the California Commercial Code. ALL CLAIMS TO BE SENT C/O North American Title Company, Inc.Attn: Erica Osborne, Escrow # 55601-1566023-18, 6425 N. Palm Avenue, Suite 101, Fresno, CA 93704. The last date for filing claims shall be July 18, 2018.So far as known to Buyer, all business names and addresses used by Seller for the three years last past, if different from the above, are:Bulldog Gas & Mart 4418 E. Shaw
Continued | Next Page
Continued | From 23FICTITIOUS amount of TEN PERCENT (10%) of the
Total Net Bid Amount (or, in bids with Add Alternates, the highest possible combination of the Base Bid plus Add Alternates) in the form of a certified or cashier’s check, an irrevocable letter of credit, or a certificate of deposit or a bidder’s bond executed by a corporate surety, admitted by the California Insurance Commissioner to do business in California, payable and acceptable to the City of Fresno; or the Bidder shall have registered with the Purchasing Manager of the City an annual bid bond sufficient to provide coverage in such amount. All Bid Deposits will be held until a Contract has been executed with the successful Bidder or all bids have been rejected. Copies of Bid Deposits may be submitted electronically, with the exception of a cashier’s check, which must be brought to the Purchasing Managers office and labeled accordingly with bid number.The City of Fresno hereby notifies all Bidders that no person shall be excluded from participation in, denied any benefits of, or otherwise discriminated against in connection with the award and performance of any contract on the basis of race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era or on any other basis prohibited by law.A pre-bid conference will be held at 10:00 a.m., on July 16 , 2018, in Room 4017N at City Hall, located at 2600 Fresno Street, Fresno, California. Prospective Bidders are encouraged to attend since City Staff will be present to answer any questions regarding the Specifications, and there may be an inspection tour of the job site(s).In accordance with provisions of section 22300 of the California Public Contract Code, Contractor may substitute securities for any monies withheld by City to ensure performance under the Contract.An annual 100 percent Material and Labor Bond and an annual 100 percent Performance Bond must be filed with the Contract Documents for the initial year of this Contract and on or before the start of any extension period. The bonds must be approved by the City before the Contractor enters upon performance of the Work. In no event shall the bonds securing materials and labor, and performance respectively, provided during the life of this Contract, total less than 100% of the amount payable by City.Bidders are advised that, as required by the Fresno Municipal Code, the city has established a National Targeted Worker mandatory participation level.Bidders are advised that as required by the Fresno Municipal Code, the City of Fresno is implementing new National Targeted Worker requirements for public work of improvement contracts over $200,000. The mandatory participation level for National Targeted Workers is 15%.No bid will be considered for award unless the Bidder at the time of bid opening, is licensed with a valid Class “A” or Class “C-34” Contractor’s License issued by the State of California.The meeting room is physically accessible. Services of an interpreter and additional accommodations such as assistive listening devices can be made available. Requests for accommodations should be made at least five working days but no later than 48 hours prior to the scheduled meeting/event. Please contact the Procurement Specialist listed on the cover at 559-621-1332 or [email protected] City reserves the right to reject any and all bids.06/29/2018-----------------------------------
(1)NOTICE OF INTENT TO ADOPT A FINAL ENVIRONMENTAL IMPACT REPORT FOR THE CITY OF CLOVIS LANDMARK COMMONS CIVIC CENTER NORTH PROJECTNOTICE OF PUBLIC HEARINGNotice is hereby given, that a public hearing will be held by the City Council of the City of Clovis on Monday, July 9, 2018 at 6:00 p.m., or as soon thereafter as the matter can be heard, in the Council Chambers at City Hall, 1033 Fifth Street, Clovis, California, in order to consider the City of Clovis Landmark Commons Civic Center North Project in accordance with the California Environmental Quality Act.Project Location and Description: The proposed Landmark Commons Civic Center North Project (project) consists of construction and operation of a new
IKP PARTNERS, INC., a California corporationBy: Name: /s/ AMRIT DHALIWAL Title: PresidentBy: Name: /s/ HARDEEP GAHUNIA Title: Secretary06/29/2018-----------------------------------
(1)PUBLIC NOTICEDISADVANTAGED BUSINESS ENTERPRISESFresno Area Express (“FAX”) has established a Disadvantaged Business (DBE) Program in accordance with regulations of the Federal Transit Administration (FTA) and 49 CFR Part 26. The FAX proposes a goal of 12% for DBE participation in FTA-assisted contracts through Federal Fiscal Year 2021.The DBE Program Plan and goal are available on FAX’s website at: www.fresno.gov/fax. FAX welcomes your comments and suggestions regarding the DBE Program Plan and DBE goal. You may review the plan and goal at our office; Monday through Friday, 8:30 a.m. to 4:00 p.m., or mail your suggestions to our office at:DBE ProgramFresno Area Express2223 G Street Fresno, CA 93706 FAX will accept comments on the plan and goal for 30 days through July 29, 2018.06/29/2018-----------------------------------
(1)NOTICE INVITING BIDSSealed bids or electronic bids will be received at the office of the Purchasing Manager of the City of Fresno for the following:ARMSTRONG AVENUE WATER PIPELINE (J5675)BID FILE NUMBER: 3587 The scope of work includes, but is not limited to the furnishing and installing of all pipes, valves, blow-offs, bends, couplings, mechanical restraints, fittings, water services, meter boxes, and tracer wires, worker protection from the hazard of caving ground, providing of public convenience and safety boring, trenching, trench protection, backfilling, compacting, tamping and trench resurfacing, the necessary pavement grinding and saw cutting, and the protecting, repairing, removing and replacing of all affected existing improvement in public right-of-way, complete and in place.The Construction Allocation for this project is $668,154.00.Bids will be taken on complete work, in accordance with Plans and Specifications on file in the office of the Purchasing Manager, 2600 Fresno St Room 2156 Fresno California, 93721, phone number (559) 621-1332.Specifications for these items can be downloaded at the City’s online website at:http://www.fresno.gov. For Businesses (to the left of the screen), Bid Opportunities Bids may be submitted electronically or by paper only not via fax.Bid Proposal forms, can be downloaded at the City’s online website.Bid Proposals must be filed electronically or by paper with the Purchasing Manager prior to the bid opening at 3 p.m. on Tuesday, July 31 , 2018, when the bids will be publicly opened and recorded.The work hereunder constitutes a “public work” as defined in Chapter 1, Part 7, Division 2 of the California Labor Code, and Contractor shall cause the work to be performed as a “public work” in accordance with such Chapter of the California Labor Code. The Council of the City of Fresno has adopted Resolution No. 82-297 ascertaining the general prevailing rate of per diem wages and per diem wages for holidays and overtime in the Fresno area for each craft, classification, or type of worker needed in the execution of contracts for the City. A copy of the resolution is on file at the Office of the City Clerk. Actual wage schedules are available at Construction Management Office, 1721 Van Ness Avenue, Fresno, California 93721, (559) 621-5600.Contractors and Subcontractors must meet any and all requirements of Labor Code sections 1771.1 and 1771.5 prior to submitting bids. All proposals must be made on the Bid Proposal Form provided by the Purchasing Manager, A Bid Deposit, which can be provided separately, in the
MISC. (1)N O T I C E T O B I D D E R S / SUMMARY PROJECT DESCRIPTION (Public Contract Code § 22037): CONTRACT NUMBER: 18-07-C, Fresno County Westside Groundwater Project. Sealed proposals will be received at the Fresno County Department of Public Works and Planning (Department), Office of the Design Engineer, Seventh Floor, Fresno County Plaza Building, 2220 Tulare Street, Fresno, CA 93721 until 2:00 P.M., (1400 hours and 00 seconds) Thursday, August 9, 2018, at which time the bidding will be closed. A pre-bid conference will be held at 9:00 a.m., on July 3, 2018. A discussion of the project will be held and the project sites will be open for examination. Contractors should meet at the park located in the community of El Porvenir/Three Rocks, near the intersection of S. Derrick Ave. and W. Clarkson Ave. Attendance at the pre-bid is not mandatory; however, the scheduled pre-bid will be the only opportunity for prospective bidders to visit the site in the presence of County staff, and requests for individual site visits with County staff will not be granted. Funding for this project has been provided in full or in part by the United States Environmental Protection Agency (USEPA) and the State Water Resources Control Board (SWRCB). This project is subject to compliance monitoring and enforcement by the Department of Industrial Relations. Pursuant to Labor Code section 1771.1, any Contractor bidding, or subcontractor to be listed on a bid proposal subject to Public Contract Code Section 4104, shall not be qualified to bid unless currently registered and qualified to perform public works pursuant to Labor Code section 1725.5. No Contractor or subcontractor may be awarded a contract or perform work on any contract for public work without proof of current registration with the Department of Industrial Relations pursuant to Labor Code Section 1725.5 to perform public works. The work to be done consists, in general, of drilling a total of two (2) initial pilot holes and final production wells in El Porvenir (CSA 30) and Cantua Creek (CSA 32) on County-owned property, including drilling pilot holes for zone sampling and water quality testing and constructing final production wells after zone test results are obtained and final well design is completed. Interested prospective bidders are hereby directed to review, before preparation and submittal of a bid, the full version of the Notice to Bidders for this Project on the Department’s website at http://co.fresno.ca.us/planholders.Jean Rousseau, County Administrative OfficerDated: June 29, 2018 By:BERNICE E. SEIDEL,Clerk of the Board of Supervisors06/29/2018-----------------------------------
(1)NOTICE TO CREDITORS OF BULK SALE(SECS. 6101-6111 U.C.C.)Notice is hereby given to the creditors of IKP ENTERPRISE, INC (“Seller”), whose business address is 1552 E. Champlain Drive, Suite 103, Fresno, CA 93720, that a bulk sale is about to be made to IKP PARTNERS, INC. (“Buyer”), whose business address is 1552 E. Champlain Drive, Suite 103, Fresno, CA 93720.The property to be transferred is located at 1552 E. Champlain Drive, Suite 103, 93720, City of Fresno, County of Fresno, State of California. Said property is described as: ALL INVENTORY, STOCK IN TRADE, FIXTURES, EQUIPMENT AND GOODWILL OF THE BUSINESS KNOWN AS INDIAN KEBAB PALACE.The bulk sale will be consummated on or after July 19, 2018, at North American Title Company, Inc., 6425 N. Palm Avenue, Suite 101, Fresno, CA 93704 pursuant to Division 6 of the California Code.This bulk sale is subject to Section 6106.2 of the California Commercial Code. ALL CLAIMS TO BE SENT C/O North American Title Company, Inc.Attn: Erica Osborne, Escrow # 55601-1566017-18, 6425 N. Palm Avenue, Suite 101, Fresno, CA 93704. The last date for filing claims shall be July 18, 2018.So far as known to Buyer, all business names and addresses used by Seller for the three years last past, if different from the above, are:Dated: June 04, 2018 Buyer:
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003002The following person(s) is (are) conducting business asTEMPLO CALVARIO 1 at 4663 E. BELMONT AVENUE, FRESNO, CA 93702 FRESNO COUNTY:Mailing Address:4663 E. BELMONT AVENUE, FRESNO, CA 93702;Full Name of Registrant:CONCILIO EVANGELICO EMANUEL, 4667 E. BELMONT AVENUE, FRESNO, CA 93702.Registrant commenced to transact business under the Fictitious Business Name listed above on: 07/15/1999.This business conducted by: CORPORATION.Articles of Incorporation Number: C2241217HIPOLITO MENDOZA ESCOBAR, PRESIDENT.This statement filed with the Fresno County Clerk on: 05/18/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/15/2018, 06/22/2018, 06/29/2018, 07/06/2018-----------------------------------
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003215The following person(s) is (are) conducting business asFAMILY CLEANING SERVICES at 1821 W. DAKOTA AVENUE, APT. 108, FRESNO, CA 93705, FRESNO COUNTY:Mailing Address:1821 W. DAKOTA AVENUE, APT. 108, FRESNO, CA 93705;Full Name of Registrant:MARIA DE JESUS TRUJILLO-VENTURA, 1821 W. DAKOTA AVENUE, APT. 108, FRESNO, CA 93705.Registrant commenced to transact business under the Fictitious Business Name listed above on: 11/01/2016.This business conducted by: INDIVIDUAL.MARIA DE JESUS TRUJILLO-VENTURA, OWNER.This statement filed with the Fresno County Clerk on: 05/29/2018. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: GLORIA AYALA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/22/2018, 06/29/2018, 07/06/2018, 07/13/2018-----------------------------------
FICTITIOUS BUSINESS NAME STATEMENT File No. 2201810003480The following person(s) is (are) conducting business asWADE WATER MANAGEMENT at 1832 S INVERNESS WAY, FRESNO, CA 93727, FRESNO COUNTY:Full Name of Registrant:DANNY MACK WADE, 1832 S INVERNESS WAY, FRESNO, CA 93727Registrant commenced to transact business under the Fictitious Business Name listed above on: 06/02/18This business conducted by: INDIVIDUALDANNY MACK WADE, OWNERThis statement filed with the Fresno County Clerk on: 06/11/2018. (Seal)BRANDI L. ORTH,County Clerk.By: MARISSA CURTIS, Deputy. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”06/22/2018, 06/29/2018, 07/06/2018, 07/13/2018-----------------------------------
PUBLIC NOTICES
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 25
Avenue, Fresno, CA 93710Abby Arco 1460 P Street, Fresno, CA 93721 Dated: June 04, 2018 Buyer: HB DOABA, INC, a California corporationBy: Name:/s/ BHUPINDER SINGHTitle: PresidentBy: Name: /s/ AVTAR KAUR GAHUNIATitle: Secretary06/29/2018-----------------------------------
(1)Notice of Public Lien Sale Business & Professions Code S21700Notice is hereby given that a public lien sale of the following described personal property will be held at the hour of 8:00 A.M. on July 11, 2018 located at 3514 W Dakota Ave., Fresno, County of Fresno, State of California. The property is stored by Derrel’s Mini Storage, Inc.Alvarez, Yolanda sofa, table, chairs Ballin, Ramona Blanca clothes, cabinet, luggage Barajas, Jovita file cabinet, floor jack, clothes Bonilla, Tammy wheelchair, vacuum, toys Etchison, Dennis lawn mower Fuentes, Benny clothes, tools, chair Gomez, Elizabeth chair, clothes, bed frame Gutierrez, Paul ladder, tool box, shelf Her, Judy speakers, printers, cabinet Hill, Craig bed frame, golf clubs, clothes McDonald, Monica chair, bed frame, fan Maldon, Veronica dresser, table, water cooler Miller, Preston bed frame, candy machine, punching bag Moultrie, Sharon lamp, jack stand, wall art Parish, Karen Lynn vacuum, clothes, luggage Pickens, Nauja vacuum, clothes, shoes Salinas, Herman jack stands, tool box, speaker Stricker, Stephen tree trimmers Torres, Arnold dresser, bed frame, desk Turl, Harold table, luggage, vacuum Turl, Marvin table, speakers, cabinet Upshaw, Andrea clothes, lamp, chair Villanueva, Franco table, toys, tv Walter Jr, Thomas heater, totes, clothes Zinn, Cecelia sofa, table, chairsSigned: J Chavez Date: 6.15.1806/29/2018, 07/06/2018-----------------------------------
(1)NOTICE OF PUBLIC LIEN SALEBusiness & Professional code S21700Notice is hereby given that a public lien sale of the following described personal property will be held on July 13, 2018 to begin at 8:00 A.M. located at 100 E. Sierra Ave., Fresno, County of Fresno, State of California. The property is stored by Derrel’s Mini Storage, Inc.Atkins, William totes, clothes, hats Atkins, Kirsten table, clothes, shoes Barker, Paula dresser, clothes, printer Breitwieser, Justin washer, hand truck, clothes Briscoe, Eric saw, clothes, shoes Castillo, Miguela luggage, bedframe, clothes Costello, Erika dresser, totes, clothes Cumbry, Adrian totes, tv, pc Fuller, Shanna totes, toys, clothes Gonzales, Rebecca chair, dresser, clothes Lauglin, Larry fan, dresser, totes Licayan, Allen fridge, washer, dryer Masters, Loriann bike, clothes, totes Mccoy, Michelle dresser, table, chairs McBee, Shannon tv, totes, bedframe Orosco, Demi washer, dryer, luggage Peterson, Lisa Y dresser, clothes, flag Primm, Daryle tv, dresser, bedframe Rodriguez, Cleo cooler, totes, clothes Sagrero, Malissa bedframe, clothes, broom Vercher, Eric cooler, tools, lamp Turner, Catherine bike, luggage, cartJuly 13, 2018 to begin at 9:00 A.M. locate d at 7695 N. Palm Ave, Fresno, County of Fresno State of California.Brugetti, Vito totes, tv, lawnmower Holland, Linda totes, clothes, shoes Lopez, Manuel dresser, cooler, totes Meal Maids totes, wall art, chair Paul, Phillip dresser, clothes, shoes Portillo, Kyle tools, luggage, clothes Reyes, Manuel totes, clothes, luggage Snider, Dennis tires, tools, toolbox Valenzuela, Jared totes, wall art, clothes Velasquez, Jorge clothes, table, water tank Voelker, Pamela tools, speakers, clothes White, Candice chairs, table, sofaSigned: A.Hood Date: 06.25.1806/29/2018, 07/06/2018-----------------------------------
(1)NOTICE OF REQUEST FOR PROPOSALS (RFP)Legal Services (P18001)Contact: Jeremy Matthews, Business Operations AnalystE-Mail: [email protected] Housing Authority is seeking proposals from qualified firms to provide Legal Services. Specifically, the following
legal services are being requested: · General Legal Services· Human Resource Legal Services· Development of Affordable Housing Legal Services· Legal Services relating to HUD, USDA, HCD, and other Federal and State FundingPartners· Unlawful Detainer Legal ServicesHow to Obtain RFP Documents:· Download from procurement website: https://ha.economicengine.com· (no ‘www.’ before web address)· Click on the “Sign-up now As a Vendor” link.· Follow the Registration Instructions.· Download the RFP documents.Proposal Submittal Deadline: Thursday, August 16, 2018 @ 4:00 PMDisabled Veteran Business Enterprises (DVBE) and/or Minority and/or Women Owned Business Enterprises (MBE/WBE) are encouraged to respond.06/29/2018, 07/02/2018, 07/06/2018, 07/09/2018, 07/13/2018-----------------------------------
NOTICE OF PUBLIC LIEN SALEBusiness & Professions code S21700Notice is hereby given that a public lien sale of the following described personal property will be held at the hour of 8:00 A.M. on July 02, 2018 located at 1385 N. Maple Ave., Fresno, County of Fresno, State of California. The property is stored by Derrel’s Mini Storage, Inc.Alvarado, John A fridge, washer, dryer Bocanegra, Patricia bicycles, tools, luggage Bonilla, Andrew racks, chair, totes Bounavong, Somboun tires, tables, totes Comish, Sreytouch Brenda chairs, totes, couch Curry, Adriana dresser, shelf, ac unit Fierro, Consuelo dresser, lamp, table Flores, Mario pool heater, tools, table Garcia, Denise kitchenware, clothing, totes Gibson, Nicholas dresser, microwave, vacuum Godines, Peter frame, ac unit, totes Gonzales, Raul bbq, dresser, rug Herrera, Yajahira car parts, fish tank, shoes Hill, Dakota drywall, fencing, vacuum Leon, Michael totes, ac unit, bicycles Martinez, Jessie washer, dryer, ladder Owen, Jeremy dresser, xmas décor, clothing Palomar, Jose S luggage, totes, head board Sanchez, Gregory crates, vacuum, wall art Smith, Darlene tires, ladder, tables Smith, Lovelle shelf, washer, dryer Soto, Mateo tools, clothing, bicycle Rodriguez, Sirena tire, table, chairs Tarango, Alexander bicycles, totes, tools Wood, Thomas freezer, totes, shelfSigned: J Chavez Date: 6.08.1806/22/2018, 06/29/2018-----------------------------------
Public Notice: This is to notify the following persons that his/her personal household and/or miscellaneous goods will be sold at public auction or private sale. Clovis Storage and Executive Office Suites at 2491 Alluvial Ave, Clovis CA 93611. The sale will take place online at www.storagetreasures.com; bidding will end on July 6, 2018 at 6:00 pm. Maria Lopez, household items, Jennifer Adams, boxes, tv. Jennifer Adams, boxes, refrigerator, tv. Joanna Vanzant Bed, boxes, sports equip. Lynn Story, bed, boxes, trunk. Claudette Chavez, clothing totes. Shon Walker, clothing, totes. Michelle Macon, boxes, totes. 06/22/2018, 06/29/2018
-----------------------------------
THE CITY OF CLOVISWANTS YOU! The Clovis City Council invites you to apply for an opening on the City’s Planning Commission. The Planning Commission acts in an advisory capacity to the City Council with respect to the land use goals and plans. The Planning Commission evaluates proposals to make sure they fit in with the plan that the community has adopted.
Information and application materials about the Planning Commission are available at the City Manager’s Office at (559) 324-2060, and on the City website at www.cityofclovis.com. The deadline for submitting applications is 4:30 p.m. on Friday, July 20, 2018.
Continued | From 24MISCELLANEOUS
PUBLIC NOTICES
26 www.thebusinessjournal.com FRIDAY, JUNE 29, 2018
New Zealand is four times more dependent on agriculture than the United States and it once maintained
extensive farm subsidies. In 1984, it ended them. What happened? Farm productiv-ity and earnings rose. The Federat-ed Farmers of New Zealand fought just as vigorously as their Ameri-can counterparts to preserve their subsidies. Yet in hindsight, the
same group now says that its experi-ence “thoroughly debunked the myth that the farming sector cannot pros-per without government subsidies.” In fact, it thrives.
It’s time to debunk that myth in our own country, but don’t hold your breath. Recently, my amendment to slowly phase out American farm subsi-dies over the next 12 years got just 34 votes in the 435-member House.
American agriculture is a tangled mess of price supports, insurance subsidies, commodity rules, quotas, bailouts, loan guarantees and other bureaucratic interventions that dis-
tort the price signals that are essen-tial to maximize productivity in any market. The result? Higher prices for consumers, higher costs for taxpayers and ironically, lower productivity for farmers.
Prices, if left alone, convey a wealth of information that consumers de-pend upon to make rational decisions. Those choices, in turn, direct all pro-duction to the greatest need and all in-vestment to its highest use.
The price of the cup of coffee that you bought this morning includes in-formation on political conditions in Columbia, weather forecasts in Costa Rica, currency rates of exchange, in-sect infestations in Brazil, bribery rates in Mexico, inflationary pressures and what the guy down the street is selling it for.
Your response to that price – to drink more coffee, less coffee, or shift to tea – sends signals back to producers of what consumers want them to pro-duce more of or less of.
When government interferes with the pricing structure, it corrupts the data that is necessary to ensure that every dollar in the economy is spent wisely. The cost isn’t just the agricul-tural subsidies paid by taxpayers, but the misallocation of resources that the subsidies are causing. The sugar sup-
port program alone is estimated to cost an average household about $30 in in-flated grocery bills annually.
When government plays this game, risks are masked, inefficiencies go un-detected and uncorrected, capital flows from productive to non-productive use and perhaps the most dangerous for a free society, producers pay less atten-tion to what consumers want and more attention to what government wants.
When that happens, the productive sector becomes increasingly depen-dent on, and beholden to, the govern-ment. Our political and economic sys-tems become riddled with cronyism, corruption and inefficiency.
In recent years, direct payments have given way to subsidized insur-ance. What is insurance? It is a way to put a price on the risk of any activity. If insurance is subsidized, the risk is dis-guised. We encourage behavior that our own common sense, as informed by high insurance rates, would other-wise protect us from.
In the agricultural sector, that risk may be choosing crops that the mar-ket is signaling it doesn’t want. In that case, the result of subsidized insurance is a glut of commodities consumers don’t want and shortages of those they do. High insurance premiums may be warning farmers not to plant crops in
regions ill-suited to them. Mask that cost and more crop failures result.
Because price signals are no longer being sent by the market’s consumers, but instead by government, it shouldn’t surprise us that those with oversized political influence make out very well. Small farmers who can’t afford lobby-ists don’t.
Some argue that because agricul-ture is at the mercy of the weather or foreign trade barriers, it is inherently more risky than other pursuits and thus requires “a safety net.” Yet 60 percent of American farms receive no subsidies and appear to do just fine. So do New Zealand farms. After all, every human enterprise faces unique risks and challenges which accurate pricing regulates and compensates.
American agriculture is too impor-tant to be consigned to the misman-agement of incompetent federal bu-reaucracies. By ending the subsidies and restoring the accurate pricing signals that a free market provides, the needs and wants of consumers can be better served. Taxpayers can be relieved of $20 billion of counter-productive costs. And producers can be freed from the gross inefficiencies that government command and con-trol systems invariably impose.
Just ask New Zealanders.
the OPINION
GUEST VIEWCongressman Tom McClintock
Farm Subsidies Make No Sense
Health Insurance: What to expect in the second half of 2018
Following the Facebook comments from former Tulare Mayor Carlton Jones criticiz-ing the agricultural industry, Tulare City Council voted him out to return as coun-cilman and named David Macedo the new mayor. Respondents to The Business Jour-nal’s weekly poll are split on whether Jones should have been recalled with 48 percent of respondents voting yes, and 45 percent vot-ing no. A total of 159 votes were cast.
Should Tulare Councilman Carlton Jones face a recall over his comments about agriculture?
The National Federation of Independent Busi-nesses has long supported affordable, flexible, and predictable health insurance for small business owners. We opposed the Affordable Care Act, and we continue to push for reform that brings small businesses cost relief.
The Tax Cuts and Jobs Act, which was signed into law in December 2017, gave meaningful tax cuts to small business owners. This law also included the eventual repeal of the individual mandate penalties, a provision in the Afford-able Care Act that required individuals to pur-chase health insurance or pay a penalty. There are additional changes coming down the pike in 2018 that small business owners must be aware of.
”NFIB continues to advocate for affordable, flexible, and pre-dictable health insurance op-tions for small business owners and employees,” says Kevin Kuhlman, NFIB’s director of legislative affairs. “While compre-hensive health care reform efforts stalled leg-islatively, NFIB achieved considerable legisla-tive victories regarding health care tax relief. These victories will lessen premium increases and provide relief from compliance burdens. At the same time, NFIB continues to work with the administration to increase access to affordable health insurance options.”
Here’s what you need to know about changes in health insurance rules for 2018 and beyond.
Legislative ChangesAlthough the individual mandate penalties
were repealed with the passage of the Tax Cuts and Jobs Act in December, they will continue to be enforced through 2018.
Three Affordable Care Act taxes have been suspended or delayed. The annual fee on cer-tain health insurance providers, which is in ef-fect for calendar year 2018, has been suspend-ed for 2019. It is scheduled to return Jan. 1, 2020.
The Cadillac tax is a 40 percent excise tax
levied on high-cost employer health insurance plans that has never been implemented due to a previous delay. It is currently delayed until Jan. 1, 2022.
The medical device tax is a 2.3 percent excise tax that is levied on the sale of medical devices. It will be delayed until Jan. 1, 2020.
Regulatory UpdatesPresident Trump signed an executive order on
Oct. 12, 2017, requiring agencies to issue regu-lations to expand access to association health plans, short-term limited duration plans and
Health Reimbursement Arrange-ments.
The final regulations expand-ing AHPs and short-term limited duration health insurance are expected this summer. The pro-posed regulation expanding HRAs is also expected this year.
The AHP regulation proposes to permit small business owners, their employees, sole-propri-etors and other self-employed individuals to band together as a single large group to pur-chase insurance. As proposed, the regulation would allow broad-based business associa-tions to offer metro- or state-based plans and industry-specific groups to offer national plans.
The employer mandate—an ACA requirement for employers with 50 or more full-time or full-time equivalent employees to offer affordable and adequate health insurance to their full-time workers or face fines—will continue to be enforced. Enforcement for 2015 is ongoing, and enforcement for 2016 could begin later this year. The fines for 2018 increase to $2,320 per em-ployee for non-offering employers and $3,480 per employee for offering employers whose em-ployees are not offered affordable coverage.
Founded in 1943, and headquartered in Nashville, Tennessee, the National Federation of Indepen-dent Businesses is America’s leading small busi-ness advocacy association.
WEB POLL
Yes: .................................. 48%
No: ................................... 45%
Not sure: ............................ 7%
FRIDAY, JUNE 29, 2018 www.thebusinessjournal.com 27
Each week, The Business Journal ranks the Valley’s hottest growth industries from tourism to health care to mortgage lenders. To be considered for one of our lists, please contact Edward Smith at 559.490.3448 or e-mail [email protected].
or graphic content in any manner without permission is prohibited.
Submit News/Letters/Opinion
All submissions must include name, business affiliation and telephone number, and must not contain slanderous or libelous material. Please limit your letters to 250 words. Guest commentaries should be limited to 600 words. All letters and commentaries are subject to editing for clarity, length, spelling and grammar.
E-mail | [email protected] mail | Editor The Business Journal 1315 Van Ness Ave., Ste. 200 Fresno, CA 93721
Advertisers can utilize the Journal's many different editorial sections and supplements to target prospects in the best possible way at the best possible time. Our marketing consultants are trained to advise clients on creating the most cost-effective, business-to-business advertising program for the year.
For information on issue reprints, framed and matted reprints, use of Business Journal materials or other products offered by The Business Journal, please contact the circula-tion department at 559.490.3481 or visit www.thebusinessjournal.com/shop
Reprints and Other Products of Interest
People on the Move
Submit news and photos (in .jpg or .tif format) of your company’s new hires and promotions. Please label your images with the last name of the individual. Faxed or paper photos cannot be used. E-mail | [email protected] mail | People on the Move The Business Journal 1315 Van Ness Ave., Ste. 200 Fresno, CA 93721
The Business Journal hosts the Annual Corporate Golf League and the Best of Central Valley Business Awards, Book of Lists Party, and 60 Ideas in 60 Minutes. For more information on these and other events please contact Kaysi Curtin.
Each week, The Business Journal takes an in-depth look at an industry or an issue facing the Valley with its Focus section. We welcome input from the business community. If you would like to be considered as a source for an upcoming focus, please call the editorial department at 559.490.3400 or e-mail: [email protected].
July 6 AgricultureJuly 13 EnergyJuly 20 Health CareJuly 27 Enviroment
Follow us on Twitter and Facebook
The Business Journal is live on Twitter and Facebook. Use it to get headlines and breaking news on your smartphone or mobile device. Like/Follow/Share/Comment on our posts!. Twitter: @tbjfresno | Facebook: facebook.com/tbjfresno
The Business Journal Online
Log onto www.thebusinessjournal.com for the Valley's most comprehensive business news. Check our calendar, add an event, submit information for our People on the Move section, take our poll, write a Letter to the Editor and more.
In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff.
Research: Robin D. Ogle
Lee Onna Maciel
Original publication date: March 17, 2006
Key: WND: Would not disclose.
NR: Not ranked.
Not all sources responded to phone or fax inquiries.
Source: Representatives from each association. The Business Jo
urnal assumes all information given is correct. Not all respondants ra
nked on this list. Fresno-Madera Medical Society, Kings
County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years lis
ting.
thebusinessjournal.com
contact US
Join our conversation on social media and become an integral part of the news process, Tweet us, like us, follow us, yell at us, recommend us, tell us what we’ve missed and tell us what you think.
