The Four Critical Components
for Growing Your Business in 2014
February 20, 2014
The content provided in this presentation is for informational purposes only and not for the purpose of providing legal advice. You
should contact an attorney to obtain advice with respect to any particular question or concern regarding the content outlined herein.
Mat IshbiaCEO / President
1. Discovering Non-QM products
2. Purchase Tool-Kit
1. The purchase tools you need to succeed!
3. How to continue to capitalize on Refinances in a rising
rate environment
4. Creating the ultimate 2014 Business Plan
Live Q&A
Please send all questions to [email protected]
What are NonWhat are NonWhat are NonWhat are Non----QM loans?QM loans?QM loans?QM loans?
Non-QM loans are loans that do not meet QM rules and are
not sold to Fannie, Freddie and Ginnie, they are privately
held.
Please send all questions to [email protected]
Loan 1 Loan 2 Loan 3
Fico 659 752 805
LTV 95% 70% 95%
Loan Amount $180,000 $200,000 $200,000
Reserves $2,000 $300,000 $8,000
Down Payment 5% Gift 30% 5%
Debt to Income 43% 57% 42%
Please send all questions to [email protected]
Please send all questions to [email protected]
� Business to Business Sales Techniques
� Great Marketing at Low or No Cost
� Ability to easily Price & Qualify your Borrowers
� Ability to Pre-lock Prior to Approval
� Provide Lender Pre-approval Letters to your Realtors
� A Tool to Fully Calculate Income Accurately
� Consistent and Fast Turn Times
� Communication throughout the Entire Process
� Give Realtors and Borrowers the ability to Track their Loan from Submission to Funding
� An Easy Closing Process
� Instantly Fund every Loan at the Table
� Easily Monitor all of Your Past Clients
Please send all questions to [email protected]
Market yourself to Borrowers and Realtors with
UWM’s free Customizable Flyers
Use our marketing portal to help you gain more
referrals and cut down on your marketing costs
� Business to Business Sales
Techniques:
� Great Marketing at No Cost:
UWM Grand Slam Success Plan
An in-depth game plan to earn and retain Realtor business
Please send all questions to [email protected]
With UWM you can lock-in your purchase without the wait!
� Ability to easily Price &
Qualify your Borrowers:
� Ability to Pre-lock Prior to
Approval:
Easy Qualifier (EQ2) allows you to easily generate an accurate price quote while qualifying your borrower for their best option!
Please send all questions to [email protected]
� Provide Lender Pre-approval Letters to your Realtors:
� A Tool to Fully Calculate Income Accurately:
Set your borrower up for greater success with UWM’s Pre-Approval letter! Quickly and easily run DU to receive UWM’s pre-approval letter for a competitive advantage against other offers.
UWM’s Income Calculator makes you the income expert by using the same income calculation as UWM underwriters!
Qualify your self-employed and W2 borrowers more accurately, and reduce income discrepancies
Please send all questions to [email protected]
Hit your Contract Dates by partnering with UWM!
Realtors look for originators that can consistently hit their contract dates
UWM underwriters are experts
� Consistent and Fast Turn
Times:
� Communication throughout
the Entire Process:
With every purchase transaction, Realtors and buyers want to know what is going on with their transaction. UWM provides you with an open line of communication with our operations team.
From Underwriting to closing, you have the ability to contact the person directly who is working on your loan. You can view any outstanding conditions or conditions being cleared, live, any time of day!
� Give Realtors and Borrowers
the ability to Track their Loan
from Submission to Funding :Increase communication with Realtors with UWM Track. Provides Realtors with online, real-time status of their buyer’s loan.
Please send all questions to [email protected]
� An Easy Closing Process:
� Instantly Fund every Loan at
the Table:
Easy Close Scheduler allows you to avoid the hassle of closing package delays. You can schedule your closing online as soon as you receive your clear to close. The Easy Close Scheduler gives you the ability to schedule your closing 24-48 hours after CTC.
Avoid delays with purchase funding. At UWM,
once your closing package is sent to title, escrow,
or attorney, they don’t need a funding
authorization number to fund the loan. No
outstanding conditions to worry about! The money
is already at the table.
Please send all questions to [email protected]
� Easily Monitor all of Your
Past Clients:
After you close your purchase transaction
with UWM, UWM Connect will monitor your
client’s mortgage credit pulls. If they are in
the market for buying or refinancing, we will
connect you back to your borrower by
providing the lead!
• It’s not too late to create and implement a plan
• What are your company goals?
• Create initiatives to lay out how you will achieve your goals!
Please send all questions to [email protected]
Please send all questions to [email protected]
Please send all questions to [email protected]
Please send all questions to [email protected]
QUESTIONS
Please email: [email protected]
Are you signed up with UWM?• Signing up is easy!
• Email [email protected] or visit uwm.com
Request a copy of today’s webinar by emailing [email protected]
