The Future ofCo n su m e r Le n d in g

Tom Burnside, CEO

CASH

P re d ic t io n :b y 20 0 6

I wonder what’s in here?

He llo t h e re ! W o u ld yo u like a lo a n ?

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10

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P a yp a l Fo u n d e rs

Peter Thiel

St e ve Ch e n Ma x Le vch in

Elo n Mu sk

MilleniumNEW

Th e P io n e e rs

20 0 8

Fin t e c h

Su s t a in a b leBuilt to Last

P ROFITABLECREDIT FOCUSED

RECESSION P ROOF

De m o c ra t ic

De m o c ra t icProvide more credit access t o m o re p e o p le

“WE CAN

while doingd o g o o d

W ELL”

Re s p o n s ib le

Algorithmic Accountability Act 2019

Accountability in Algorithmic Decision Making

Social mediaEd u ca t io n a l b a ckg ro u n dMo b ile p h o n e b illsMa g a zin e su b sc rip t io n sRe n t a l p a ym e n t s ...

Alt e rn a t ive Da t a

8 3%

4 5%Prime Credit

Ne ve r d e fa u lt e d

SOURCE: UPSTART

$ 10 ,0 0 0 $ 2,0 0 0Paris, France P a ris , Te xa s

Sustainability,De m o cra t iza t io n ,

Re sp o n sib ilit y

Th e fu t u re w ill re q u irea sh a rp fo cu s o n