For Reference and Education
during the Home Buying Process
the home BUYERS
HANDBOOK
DANNY FORCE REALTOR
CONTACT ME TO GET STARTED817-903-5442
Search the MLS at any time from
www.dannyforce.com
STEP 1GET PRE-APPROVED BY
MORTGAGE LENDER
STEP 4THE
OPTION PERIOD
STEP 6LOAN SUBMITTED FOR
FINAL REVIEW
STEP 2GET MLS SEARCH SETUP
STEP 3LOOKS AT HOMES/MAKE
AN OFFER ON HOMESTEP 5THE APPRAISAL
STEP 7CLEAR TO CLOSE/
HOMEOWNERSHIP
the home BUYERS
FLOWCHART
LEAR
N M
ORE
ABO
UT:
What's in Your Monthly Payment?
What is an Escrow Account?
What costs are paid during a closing?
What forms are required to make an offer?
What should I expect on closing day?
What about new construction?
Meet Denise,
Denise DonoghueLoan Officer NMLS 513250
Office: 972-447-NERDCell/Text: 972-821-7662
Fax: 469-287-78627000 Parkwood Blvd #A400, Frisco TX 75034
Branch NMLS# 1227971
Apply at yourmortgagenerd.com
FHA, 203k, VA, USDA, ConvJumbo, Purchase and Refinance
More than just a Loan OfficerThe biggest difference between myself and another Loan Officer, is that I am a Certified Mortgage Planner with an Investment background. This allows me to prepare and analyze different loan strategies that look at more than just your rate and term – we’ll actually run a Total Cost Analysis to review, rate, term, insurance, tax benefit, amortization, costs, and so on – so we can determine which loan program will give you the highest net worth in 5-7 years.
4645 Wyndham Ln. Suite 150B Frisco, TX. 75033 972-781-1115 James Baker—Agency Owner [email protected] Adrienne Baker—Personal Insurance Advisor [email protected]
Who We Are Family-owned, independent insurance brokerage established in 1995 Endorsed by the Dave Ramsey Organization Dedicated to helping people WIN with their insurance Why Us? Buy only what you need. We help you understand the complexities of in-
surance in a simple way. Shop for the best rate. We represent many companies and can help you
find the best value. Help when a claim occurs. As your advocate, we’re here to help make sure
the claims process goes smoothly.
We represent the following companies and many more!
5209 HERITAGE AVE., SUITE 500 ♦ COLLEVYLLE, TX 76034 OFFICE 817-494-9000 ♦ FAX 817-868-1162 ♦ WEBSITE: LAAWM.COM
Securities & investment advisory services offered through Prospera Financial Services, Inc. Member FINRA/SIPC
Tyler D. Little Financial Advisor Little and Associates Wealth Management was born from the desire to find a NEW way to help clients improve and organize their financial lives into an easy to understand interactive format. Our objective is to take all the pieces of your financial plan and put them in place. Each plan is unique. Many of those pieces may not be relevant to you or your plan at this time, but as your life unfolds and your needs evolve our proven process, The SWAN FORMula™, ensures your financial independence.
Our process integrates wealth management with risk and debt management, income and tax planning and philanthropy. Our proprietary process puts all the pieces of your financial puzzle in place so you can focus on the things that matter - family, occupation and recreation. The SWAN
FORMula™ is designed to constantly adjust and monitor your critical life and financial events to keep your plan on track.
DISCOVERY
• What do you want to accomplish?
DESIGN
• How will you get there? • What services are the best fit for you?
DEPLOY
• Financial and legacy planning • Product and risk assessment and fit • Ongoing continuous service • Building a lasting relationship
