The Loan Office ofThe Loan Office of Kevin Casey Kevin Casey601 Van Ness Ave601 Van Ness AveSan Francisco, CASan Francisco, CA

Improving Lives One Loan at a TimeImproving Lives One Loan at a Time

Meet My FamilyMeet My Family

Christmas PhotoChristmas Photo

Elizabeth 13Elizabeth 13 88thth Grade at Grade at

Russian Orthodox AcademyRussian Orthodox Academy

Peter 17Peter 17Junior at RiordanJunior at Riordan

MariaMariaWife of 21 yearsWife of 21 years

Nick 19Nick 19 San Francisco Art InstituteSan Francisco Art Institute

Cinnamon and RockyCinnamon and Rocky

Who is Kevin Casey?Who is Kevin Casey?

• Pacifica RotaryPacifica Rotary

• Russian American Russian American Community Community ServicesServices

• Marin Meals on Marin Meals on WheelsWheels

• BNI Area DirectorBNI Area Director

The Loan Office of Kevin CaseyThe Loan Office of Kevin CaseyBy Referral OnlyBy Referral Only

• 26 Years in Banking and Finance26 Years in Banking and Finance

• 15 Years as Mortgage Broker15 Years as Mortgage Broker

• Among the top producers in Bay AreaAmong the top producers in Bay Area

• Well respected by banks and lendersWell respected by banks and lenders

Good Mortgage NewsGood Mortgage News

• 30 Year Fixed Loan Limits to $626,500 30 Year Fixed Loan Limits to $626,500

• $1 Million ARM Loans at 3.0%$1 Million ARM Loans at 3.0%

• Great Opportunities to Save With RefinancesGreat Opportunities to Save With Refinances

• Purchase Homes CheapPurchase Homes Cheap

More Good Mortgage NewsMore Good Mortgage News

• 90% Still have a jobs and income90% Still have a jobs and income

• Bay Area homes worth more than the loanBay Area homes worth more than the loan

• Rates are at historic lowsRates are at historic lows

• Money is availableMoney is available

• Banks are lendingBanks are lending

Baskin’s 31 is now Baskin’s Baskin’s 31 is now Baskin’s VanillaVanilla

Old MortgageOld Mortgage$400,000$400,000

Old payment at Old payment at 6.0%6.0%

$2400$2400

New Payment at New Payment at 4.75%4.75%

$2086$2086

Saving Saving

$314/Month$314/Month

Baskin’s 31 is now Baskin’s Baskin’s 31 is now Baskin’s VanillaVanilla

Old MortgageOld Mortgage$1,000,000$1,000,000

Old payment at Old payment at 6.75%6.75%$5400 $5400

Interest OnlyInterest Only

New Payment at New Payment at 3.25%3.25%

$4350$4350Fully AmortizedFully Amortized

Saving Saving $2700/month$2700/month

Baskin’s 31 is now Baskin’s Baskin’s 31 is now Baskin’s VanillaVanilla

Shopping For A Shopping For A Mortgage RateMortgage Rate

Is Like BuyingIs Like BuyingGasGas

The Loan Office ofThe Loan Office of Kevin Casey Kevin Casey601 Van Ness Ave601 Van Ness AveSan Francisco, CASan Francisco, CA

Improving Lives One Loan at a TimeImproving Lives One Loan at a Time