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THE ROLE OF INFORMATION IN THE SELECTION PROCESS OF A PRIMARY CARE PHYSICIAN DISSERTATION Presented to the Graduate Council of the University of North Texas in Partial Fulfillment of the Requirements For the Degree of DOCTOR OF PHILOSOPHY By E. Sonny Butler, B.S., M.S. Denton, Texas December, 1993
Transcript
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THE ROLE OF INFORMATION IN THE SELECTION

PROCESS OF A PRIMARY CARE PHYSICIAN

DISSERTATION

Presented to the Graduate Council of the

University of North Texas in Partial

Fulfillment of the Requirements

For the Degree of

DOCTOR OF PHILOSOPHY

By

E. Sonny Butler, B.S., M.S.

Denton, Texas

December, 1993

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0^ Butler, E. Sonny, The Role of Information in the

Selection Process of a Primary Care Physician. Doctor of

Philosophy (Information Science), December, 1993, 17 tables,

3 illustrations, 5 appendices, references, 301 titles.

The purpose of this study was to determine if there are

critical information factors considered by consumers in the

selection of primary care physicians (POP); to identify what

those factors are, and to determine the significance of each

factor and combinations of the factors in the selection

process.

Data for this study was collected from patients at six

(6) selected clinics by requesting that they complete a

survey while waiting to be seen by their physician. Three

hundred (300) patients provided usable information.

Additional data were gathered through fifty-eight (58)

follow-up telephone interviews with patients who indicted

they would be willing to be interviewed.

Analysis of the data reveals that the patients

responding felt ten factors were important. The ten factors,

in order of importance were: (1) communications, (2)

insurance, (3) technology, (4) perceptuals, (5)

environmental, (6) physician reputation, (7) self-efficacy,

(8) economic, (9) opportunity, (10) physician socio-

demographic.

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The more significant findings are: patient's who

evidenced interest in the physician's reputation had less

formal education; lack of knowledge concerning medicine was

not a significant factor in selecting a PCP; insurance

factors were more important than other economic factors;

people with insurance are not concerned with factors that

tend to increase health care costs; gender influences the

way one chooses a PCP; females are more concerned with

selection of a PCP than are males; ethnicity was significant

in some factors, and the more effective the communications

between the physician and patient the more frequently the

patient visited the physician.

The findings suggest that although consumers are

concerned and interested in who they select as a PCP, they

do not know where and how to check and validate information

concerning their primary care physician.

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THE ROLE OF INFORMATION IN THE SELECTION

PROCESS OF A PRIMARY CARE PHYSICIAN

DISSERTATION

Presented to the Graduate Council of the

University of North Texas in Partial

Fulfillment of the Requirements

For the Degree of

DOCTOR OF PHILOSOPHY

By

E. Sonny Butler, B.S., M.S.

Denton, Texas

December, 1993

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ACKNOWLEDGEMENTS

It is with a great deal of humility and gratitude that

I express my appreciation to the following people. First to

Dr. Paul S. Fisher, who actually afforded me the opportunity

to complete this degree. His assistance and belief in me are

gratefully acknowledged.

Dr. Ana D. Cleveland, my major professor, has been

outstanding. She has always been willing to take time from

her busy schedule to advise and assist. Without her and her

sense of humor, this research could not have been

successfully completed.

Dr. Raymond von Dran, who actually led me in the

direction of the subject for this dissertation, thanks.

Throughout many discussions and walks around campus his

insightful suggestions and listening are very much

appreciated. Dr. Donald B. Cleveland is also thanked for his

comments and guidance, both indirectly and directly in the

preparation of this dissertation. Thanks also to Dr. Jose R.

Toledo, who was willing to use some of his valuable time to

serve on my committee.

Last, but by no means least, I would like to thank my

wife, Sondra and my two daughters Lindy and Tracy for their

encouragement and patience. I am deeply grateful.

i n

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TABLE OF CONTENTS

Page

ACKNOWLEDGEMENT iii

LIST OF TABLES vi

LIST OF ILLUSTRATIONS viii

Chapter

I. INTRODUCTION 1

Background of the Study-Statement of the Problem Significance of the Study-Definition of Terms Medical Cost Escalation Consumer Options Alternative Health Care Providers Primary Care Physician Choices Role of Information Hypotheses

II. REVIEW OF THE LITERATURE 57

Medical Licensing Information Search and Choice Physician Selection Behavior and Roles Health Maintenance Organizations Hospital Choice Marketing of Health Care Services Decision Making Models Summary

III. METHODOLOGY 96

The Search Decision Process Model Description of the Population Data Collection Procedures Description of the Survey Instrument Description of the Variables Data Analysis Methodology-Limitations of the Study

IV

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IV. DATA ANALYSIS 113

Respondent Characteristics Factors and Components Ranked by Mean Factors by Demographics Demographics by Factor Related Non-Demographics Factors Stepwise Regression Significance of the Findings Supplemental Questionnaire Responses

V. CONCLUSION 146

Summary of Findings Health Care Reform Future Research Needs

APPENDICES 167

A. Survey Instrument

1. Cover Letter 2. Written Questionnaire

3. Telephone Survey Questionnaire

B. SPSS Listings

1. Factor Analysis Listing 2. ANOVA Listing 3. MANOVA Listing 4. Regression Listing

C. Tables

1. List of Factors

2. Demographics from Census

D. Graphical Presentation of Data

1. Clinic Information 2. Demographics

v

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E. Graphical Presentation of Data by Factor

1. Physician Reputation 2. Physician Socio-Demographic 3. Economic 4. Environmental 5. Perceptuals 6. Self-Efficacy 7. Insurance 8. Communication 9. Technology 10.Opportunity

REFERENCES 399

VI

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LIST OF TABLES

Table Page

1-1. Students' Selection of Primary Care Residencies. 12 in the National Residency Matching Program.

1-2. Median Net Income of U.S. Physicians (1991). . . 14

1-3. Cost Escalation in National Health Care, 1980,. . 16 Projected through 2000.

1-4. Projected Annual Growth in Medicare Expenditures 17 1993 to 1997.

1-5. Key Components of the Health Belief Model, 1989. 35

3-1. Clinic Staffing and Average No. of Patients/Day. 105

4-1. Number and Percent of Respondents by Data. . . . 115 Collection Site.

4-2. Age of Respondents 115

4-3. Gender and Ethnic Background of Respondents. . . 116

4-4. Marital Status of Respondents 117

4-5. Educational Background of Respondents 118

4-6. Yearly Household Income of Respondents 119

4-7. Occupation by Number and Percent 119

4-8. Place of Residence of Respondents 120

4-9. Length of Residence 120

4-10. Significance by Demographics and Factors. . . . 123

4-11. Correlation Values 123

VI1

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LIST OF ILLUSTRATIONS

Figure Page

1. Search Decision Process (SDP) Model 97

2. SDP Model With Survey Relationships 98

3. SDP Model Relationships 100

vixi

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CHAPTER I

INTRODUCTION

Background of the Study

The purpose of this study is to analyze the role

information plays during the selection process of a health

care provider (primary care physician). The study surveys

consumers regarding their choices of primary care physicians

and uses the results to validate the search decision process

(SDP) model.

Compared to other social science disciplines, the

scientific study of consumer behavior in the selection of

services is in its nascent stage of development. Many

research studies (Punj & Staelin, 1970; Beatty & Smith,

1987; Gensch & Javalgi, 1987) have analyzed consumer

behavior in the selection of specific products. However, few

studies have focused on the factors influencing the purchase

of services. Moloney and Paul (1991) mention that, according

to Business Week, the buyer's pursuit of better services is

driving the "Decade of the Customer," the 1990s. With the

proliferation of alternative health care providers,

understanding how consumers use information achieves greater

importance (Stewart, Hickson, Pechmann, Koslow, & Altemeier,

1992) .

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With the avowed goal of overhauling the $800 billion

health care industry, Hilary Rodham Clinton, Ira Magaziner,

and the Health Care Task Force (Zagorin, 1993) are

suggesting that the public become more aware of their

choices in health care providers and how and why a consumer

chooses a certain provider. According to Time reporter Adam

Zagorin in the April 19, 1993, issue, the proposal that will

come from the White House study "emphasizes the ability of

citizens to choose their own doctors." (p. 36)

Statement of the Problem

There is a paucity of information about the various

factors that influence the selection of primary care

physicians. Also, the relative significance of these factors

is not known, making it difficult to properly address ways

to improve the information flow to patients when they select

a primary care physician.

Significance of the Study

The cost of health care to society today is

approximately 14 percent of the gross domestic product (GDP)

of the United States. This translates to billions of dollars

annually and continues to grow by 10 to 15 percent per year.

One major issue and possibly the biggest challenge which

must be solved is how health care is to be delivered in the

future. An almost ubiquitous theme that is discussed

concerning the delivery of health care is the ability of

consumers to choose their own health care provider. This

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study addresses this critical issue and discusses the most

common factors consumers consider when making the choice of

a primary care provider.

Consumer behavior is by definition chaotic. Imagine

the influence of the fluttering of a butterfly's wing

against nature's background. This seemingly benign creature

could, with a flap of its wings, begin a chain of reactions

that would lead to violent storms. Tiny fluctuations in

input can very rapidly become major differences in output.

In weather, this phenomenon is known as the Butterfly Effect

(Gleick, 1987). The Butterfly Effect is the notion that "a

butterfly stirring the air today in Peking can transform

storm systems next month in New York" (p. 8, Gleick, 1987) .

Weather is a complex natural happening; and although

meteorologists attempt to predict it, ultimately, they

cannot, beyond a short cycle, because of the infinite number

of variables that have an influence on the weather.

The weather is a chaotic system. A chaotic system is

one that has "sensitive dependence on initial conditions"

(p. 8, Gleick, 1987). A chaotic system describes a system

where any alteration can have a dramatic effect. In chaos,

everything depends upon the initial starting point. If

things get changed, even slightly, something which is

totally different results.

Consumer behavior is also characteristic of a

dynamical system and the role of the feedback loop. This is

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not the feedback arrow that one sees everywhere in

evaluation and knowledge-transfer diagrams. That is the

arrow which systematically links one problem-solving stage

of activity to another in a rational progression that

implies a linear progression upward into improved

functioning. The feedback loop in dynamical systems has a

much more frequent iteration, one that leads to individual

and organizational performance that only in certain

conditions is predictable. Very subtle, minor variation in a

defining parameter or initial condition can lead to periods

of extraordinary turbulence, a splitting of performance into

new patterns, sudden collapse, or extraordinary growth. The

common sense description of this process is that the results

of what has just been done directly and immediately affects

what will be done, and the cumulative iterative chain of

events has a causal force that exceeds the importance of the

particular, individual feedback event (Kiresuk, 1993).

Much the same kind of phenomena exists in the

selection of a primary care provider. The set of skills,

beliefs, and knowledge one possesses will significantly

impact the future course of events for the patients, from

teatment methodologies to hospital stays to outcomes.

Definition of Terms

Family care is health care for all members of a

family. Family care practice is the practice of medicine

providing health care for families.

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In the 197 0s primary care was defined as care with a

longitudinal relationship between the patient and the

physician which provides first contact care and entry into

the health care system for the patient (Kuperberg, 1982).

Any access point into the health care system could be

considered primary care, so there is debate regarding what

is primary care. The American Hospital Association's (AHA)

definition of primary care is "basic ambulatory health

services that provide point of entry to the health care

system." (p. 24, Koska, 1990)

Physicians in family practice, internal medicine,

pediatrics, gynecologists, or dentists, pharmacists,

physician assistants or nurse practitioners generally

administer primary care (Koska, 1990). Robert Graham,

president of the American Academy of Family Physicians, does

not consider primary care a useful term. He feels that most

of what people call primary care is office-based, general

medical practice in the specialties of family medicine,

internal medicine, and pediatrics.

Spokespersons for the Health Care Policy and Research

Office in Silver Spring, Maryland, point out that some

primary care services, like pap smears and screening for

hypertension, are preventive health care. Overlap between

primary care and psychiatric care also exists when mental

health screening is done. Others have defined primary care

as ongoing care based on a continuous relationship with a

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provider who is concerned with the patient's psycho-social

as well as physical well-being (Koska, 1990) .

For this study, a primary care provider or physician

is defined as a physician or provider who provides

longitudinal care and who knows the whole patient and is

concerned with preventive care as well as health/medical

care.

Medical care refers to that care which is primarily

geared to the cure of sick patients versus preventive care

which focuses on the prevention of disease in healthy

clients (Bloch, 1984). Preventive care also includes the

perception of health maintenance possibly using alternative

or complementary care providers in addition to or instead of

the primary care physician.

Alternative health care providers are defined for this

study as one or more health practitioners who may or may not

be linked together in an organization to provide either

medical care or preventive health care to the public. These

providers are usually paid primarily through insurance

plans, either publicly funded, employer funded, or

individually funded.

Complementary care providers are defined as those

health care providers that complement services recognized as

health care services. These may include nurse practitioners,

chiropractors, acupuncturors, practitioners of homeopathy,

etc. The American Medical Association (AMA) labels

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complementary care providers as practitioners of

unconventional, alternative, or unorthodox therapies or

medicine (Eisenberg, Kessler, Foster, Norlock, Calkins, &

Delbanco, 1993). Several studies since 1982 suggest that the

use of complementary medicine is widespread (Eisenberg,

Kessler, Foster, Norlock, Calkins, & Delbanco, 1993). In

these studies, the surveyors defined medical doctors as a

"medical doctor (M.D.) or an osteopath (D.O.), not a

chiropractor or other nonmedical doctor." (Eisenberg,

Kessler, Foster, Norlock, Calkins, & Delbanco, 1993, p.

247) . In 1990, the estimated number of ambulatory visits to

providers of complementary care providers was 425 million.

This number exceeds the estimated 388 million visits in 1990

to all primary care physicians combined (Eisenberg,Kessler,

Foster, Norlock, Calkins, & Delbanco, 1993) .

Another term economic credentialing is new to the

healthcare literature and has historically been related to

exclusive contracts that are executed with hospital based

physicians. Economic factors have rarely been utilized in

the credentialing process for physicians. The current

process relies extensively on the use of clinical data,

professional competency and professional conduct. There has

been little written on the criterion to be established and

utilized in an economic credentialing process. Healthcare

providers have been concerned with structuring fair hearings

and due process into their medical staff by-laws, but new

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efforts to contain costs will force managed care networks to

look closely at efficient and effective use of resources in

the treatment of patients. New forms of active economic

credentialing will entail a close examination of under and

over utilization of healthcare resources (West, 1993).

Scheduled for October 1993, President Clinton's Health

Care Task Force will be making recommendations for

restructuring the system of health care for the United

States. Following are the definitions of some of the terms

with which the American consumer, physicians, health care

providers, and others are becoming familiar:

Managed competition - First proposed in 1978 as a

possible cost reducing health care system, managed

competition is a mixture of free-market forces and

government regulation. To increase their market impact,

employers and other consumers form large purchasing

networks. Insurance companies, HMOs, or other health plans

then bid for their business. The bidders offer attractive

core-benefits packages. In theory, the tremendous buying

power of the networks creates competition among health plans

and ensures quality and low prices ("Words to Live By,"

1993). In most managed competition proposals, competition is

regulated by one or more government agencies who have many

important responsibilities: certifying specific managed

care plans, establishing the minimum slate of services to be

offered, ensuring that consumers have access to these plans,

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and overseeing the quality of care in various managed care

plans. This system of regulation is a radical departure from

our traditional medical system, where health care providers

are relatively unaccountable for the care they provide

(Iglehart, 1992).

Managed care - Managed care is a general term for

organizing networks of doctors and hospitals in order to

give people available, quality, cost-effective health care.

HMOs and PPOs are examples of managed care.

Health Insurance Purchasing Cooperative (HIPCs)-These

are regional consumer groups that would shop for the

highest-quality care at the lowest price on behalf of a

large number of people, including employees of small

businesses.

Fee for service - Fee for service is when patients pay

doctors and hospitals for each service rendered.

All-payer system - Uniform prices are placed on

medical services, regardless of who is paying.

Single-payer system - This is a centralized health-

care payment system with the government paying all the

bills, similar to Canada's health care plan. In Canada,

people go to the doctors and hospitals of their choice and

the government is billed according to a standard fee

schedule.

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Capitation - This system is a managed-care plan which

pays a doctor or hospital a fixed amount to care for a

patient over a given period of time.

Point-of-service plan - Point-of-service (POS)

designates a plan in managed care but differs from regular

HMOs by allowing patients who decide to go outside the plan

to get 60 to 70 percent of their expenses reimbursed ("Words

to Live By," 1993) .

In the search for information, the consumer will first

use their current knowledge or internal search methodology

and then use external search techniques. For this study,

these terms are defined as follows:

• Internal search refers to the acquisition of

information that is available in memory

(Bettman, 1979) .

• External search effort refers to information

seeking activity by the consumer from different

sources (Elliott, 1991).

The Historical Perspective

The shortage of primary care physicians

The use of physicians and the types of physicians have

changed over the years. Family care and family practice

evolved as a specialty in the 1970s to supplant and augment

the definition for the general practitioner. The general

practitioner worked long hours, received less renumeration,

and held less status than specialty physicians (Lewy, 1977).

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The Flexner report of 1910 impacted medical schools and

caused a profound change from the European model of medical

schools to strong research based academic medical centers.

Full time salaried physicians with special scientific and

technical skills replaced the largely non-specific

generalists. Because of this replacement, general medicine

practitioners had less and less contact with medical

students. Aspiring doctors looked to medical and surgical

subspecialists as models. During World War II, the armed

forces rewarded medical specialists with higher rank and pay

than those given to general physicians.

Because medical training emphasized medical students'

experience with hospitalized patients, medical skills which

could enable the medical student to recognize and manage

either life-threatening conditions or the less common

diseases and conditions became the skills basic to medical

education (Rogers, 1977). In addition, after World War II

the availability of large amounts of government and private

research funds helped to create the "scientist-physician"

(Lewy,1977).

From 1931, when the percentage of all private practice

physicians in general practice reached 84 percent, to 1965

when the corresponding percentage had dropped to 45 percent,

the change in specialty distribution of physicians has been

dramatic (Huntington, Sweeney, & Graham, 1992). In 1990,

family physicians and general practitioners comprised 11.4

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percent of physicians (7.7 percent, family physicians, and

3.7 percent, general practitioners) (Huntington, Sweeney, &

Graham, 1992)(See Appendix Dl-1).

The indication of this continuing reduction in the

supply of generalists physicians is shown in the Table 1-1.

Field chosen in NRMP 1986 1992

US Foreign Tot US Foreign Tot

Internal medicine Categorical 3884 1015 4899 2669 1405 4074 Primary care 149 23 172 244 77 321 Medicine/Pediatrics 110 11 121 166 24 190 Total 4143 1049 5192 3079 1506 4585 Family Practice 1680 280 1960 1398 280 1678 Pediatrics 1366 357 1723 1325 370 1695 Ultimate practice General internal med. 1475 360 2865 761 315 1076 General pediatrics 956 250 1206 398 111 509 Total primary care 4111 890 4782 2557 706 3263

Table 1-1. Students' Selection of Primary Care Residencies in the National Residency Matching Program (NRMP), 1986 and 1992 .

(Information in Table 1 reprinted from p. 657, Levinsky, 1993)

At the close of World War II, the government invested

unprecedented sums of money in biomedical research planting

the roots of the current problem of specialty mis-

distribution. The federal government became the dominant

source of funds for this research through the National

Institutes of Health (NIH). NIH channelled their funds

principally to the nation's medical schools and

universities. In 1940, the federal government's share of

funds spent on biomedical research and development amounted

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to about $3 million (Huntington, Sweeney, Graham, 1992). By

1991 that share had grown to $8.5 billion. Of this total,

the academic medical centers received $6.7 billion. These

free flowing funds fueled the rise in subspecialization

(Huntington, Sweeney, & Graham, 1992).

Rapid advances in biomedical knowledge and application

and the increased demand for lower cost labor furnished to

the large medical centers by interns and residents also

influenced the direction of medical education (Huntington,

Sweeney, & Graham, 1992). According to critics, graduate

medical education (GME) in academic medical centers inhibit

the dispersion of primary care physicians to patient

populations who need them because of the following:

• teaching hospitals emphasize research.

• teaching hospitals emphasize the delivery of

tertiary care and undervalue integration of

care.

• teaching hospitals replicate themselves and

overrun the system with subspecialists (Anderson,

1992).

Specialty care represents all of the strengths of the

U.S. health care system with its use of the latest

diagnostic and therapeutic techniques, all extremely

expensive (Schroeder and Gandy, 1993). Two factors which

seem to discourage medical students from choosing general

practice are:

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the large and growing disparity in income between

generalists and specialists. For example,

the median net income of a family practice

physician is $108,000, compared with almost

$200,000 for a thoracic surgeon, one of the

lowest paid surgery specialties. The median

income for neurosurgeons, one of the highest

paid specialties was almost $400,000 in 1991.

A more complete comparison is given in Table

1-2. Appendix Dl-2 presents this trend in

specialists along with median income of U.S.

physicians for 1991.

the strongly pro-specialist environment of our

medical education system (Schroeder & Gandy,

1993) .

Neurosurgery $388, 300 Urology $223, 050 Cardiovascular surg $363, 850 Dermatology $214, 300 Gastroenterology $300, 000 Pathology $206, 250 Orthopedic surg $294, 500 Neurology $198, 550 Cardiology $283, 589 General surg $197, 050 Radiology/Diagnostics $272, 750 Thoracic surg $188, 750 Ophthalmology $258, 850 Psychiatry $144, 600 Otolarynogology $247, 700 Internal medicine $143, 250 Anethesiology $244, 800 Pediatrics $131, 100 Plastic Surg $243, 100 Family practice $108, 900 Al1ergy/Immuno1ogy $224, 964 General practice $ 90, 910 Ob/Gyn $224, 750

Table 1-2. Median Net Income of U.S. Physicians (1991)

Sources: Texas State Board of Medical Examiners, Society of Professional Business Consultants in Portland, Ore.

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Norman Levinsky summarized these factors as the "misdirected

education of students and residents and ... problems with

practice conditions and economic factors" (p. 657, 1993).

Primary care physicians have become gatekeepers in

American health care. As "gatekeepers", primary care

physicians not only provide medical care and referrals to

specialists, but also serve as important sources of

education and information as well as guides in consumer

involvement in health decisions and prevention (Bloch,

1984). With this gatekeeping role gaining more importance in

the American health care reform scheme, primary care

physicians recognize that their role is a function of their

professional training and as such, gatekeeping becomes the

core function of primary patient care and becomes the

process of matching patients' needs with the judicious use

of health care services, including the protection of

patients from possible adverse effects of unnecessary care

(Franks, Clancy, & Nutting, 1992).

Medical Cost Escalation

Congress inaugurated Medicare on July 1, 1966, to

provide a number of health care benefits to those over 65

who were covered by the Social Security System. In 1972

amendments to Title XVIII of the Social Security Act

extended benefits to disabled, to those elderly willing to

pay premiums, and to those with chronic renal disease.

Medicare has two complementary but distinct parts:

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• hospital insurance and

• supplemental medical insurance (Renn, 1987).

Also in 1966 Congress started another government

health care financing program, Medicaid, when it enacted

Title XIX of the Social Security Act. Medicaid is a joint

federal-state program to benefit the poor. Each state

administers its own program including the definition of

eligibility requirements and covered services. Actually

there are 50 different Medicaid programs. Therefore, while

estimates place the percentage of coverage of California

poor at 95%, only 25% of the poor in Texas are recipients of

Medicaid benefits. Medicaid is financed through general tax

revenues from states and from federal income taxes (Renn,

1987) .

Both Medicare and Medicaid pay providers on a cost-

based, fee-for-service basis. After the enactment of these

two acts in 1966, the volume of health care services

reimbursed on a cost or cost-plus basis doubled. Table 1-3

shows the national health care spending trends from 1980

through projections for 1995 and 2000 (Tokarski, 1990).

1980 1985 1987 1995 2000

National total in billions

$248.1 $419.0 $500 .3 $999.1 $1,529.3

Percent of Gross national product

9.1 10 .4 11.1 13 .4

o

LO

t—1

Per capita $1,055 $1,696 $1,987 $3,739 $5,551

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Table 1-3. Cost escalation in National Health Care, 1980, projected through 2000.

Medicare is the largest single payer in the U.S.

medical care system. Medicare's growth makes it the

government's third largest and fastest-growing program.

Medicare purchased about 20 percent of all personal health

services in 1991. These expenditures are expected to more

than double by the end of the decade as reflected in Table

1-4 (Iglehart, 1992).

1993 1994 1995 1996 1997

Hosp. Ins. Expen. (billions) % Growth

$ 86.7 $ 96.2 10.9

$106.2 10 .4

$117 .8 10.9

$129.5 10.0

Supp. Medical Ins. (Part B) Expen. (billions) Growth Rate (%)

$ 59.4 $ 76.6 13 .6

$ 76.6 13 .6

$ 87.1 13 .7

$ 98.6 13 .2

Total Medicare Outlay Expen. (billions) Growth Rate (%)

$146.1 $163.6 12.0

$182 .8 11.7

$204.9 12 .1

$228.1 11.4

Table 1-4. Projected Annual Growth in Medicare Expenditures, 1993 to 1997.

Data are from the Health Care Financing Administration (Iglehart, 1992).

Current Health Care Reform

In 1992 Health Management Quarterly published an

article by Jerom Brazda which says that "most of the reason

for the failur of health care reform legislation in past

several decades has been the well-organized and well-

financed opposition of associations representing provider

groups that see threats to their independence in much of the

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legislation." (p. 9) He is referring to the AMA, the AHA,

the Health Insurance Association of America, and various

other provider organizations who maintain offices in

Washington, D.C. (Brazda,1992).

Many consumers are now actively involved in choosing

their health care services by selecting a health plan or

hospital. One of the most quoted desires from consumers is

their requests to be able to select their primary care

physicians (Moloney & Paul, 1991) . This study explores this

area in depth.

Consumer Options

In the study of the decision process, knowledge of

choice criterion and an understanding of consumer choice

behavior is needed. Choice for the consumer assumes

importance because of the value consumers place on services

selected by themselves (Mechanic, 1991).

The Health Care Consumer

In the United States, the health care consumer falls

into one of the following four groups:

• employees and individuals with some form of health

insurance

• those whose care is subsidized by the state

(Medicaid recipients)

• those whose care is partially subsidized by the

federal government (elderly and disabled)

• those without health insurance (Klinkman, 1991).

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Health Care As A Service

Inherent differences exist between tangible products

and intangible services (Barnes, 1985) . These differences

include the following:

• services are often less standardized than

goods (Berry, 1984). The producer of a

service has a difficult time producing

consistent performance and quality (Zeithaml,

1984).

• services are perishable and are consumed at

the same time they are purchased (Berry,

1984).

• services require the presence of the consumer;

products do not. Consumer-provider

interaction is mandatory in service

'consumption' (Barnes, 1985).

• health services are provided directly to the

consumer and are simultaneously produced and

consumed in one's presence (Barnes, 1985).

The consumer participates in some way in the

production of a service (Zeithaml, 1984) .

• service purchase includes expectations beyond the

service itself. The consumer expects to

obtain certain benefits beyond the best

technical quality from the product being

purchased. Among these benefits are the

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consumer's desire or concern for physical

comfort, social and psychological support,

and considerably greater ease in purchasing

the primary health product (Flexner,

McLaughlin, & Littlefield, 1977). Consumers

rely on post purchase evaluation as essential

to assess their experience qualities with a

service (Zeithaml, 1984).

• usually more product alternatives are displayed

and are available in close proximity than

there are service alternatives (Barnes,

1985). The consumer may find it difficult to

obtain adequate prepurchase information about

services thus limiting the alternatives from

which to choose (Zeithaml, 1984).

• services are perceived to be riskier than goods.

The consumer possesses this perceived risk

because of the following:

• lack of knowledge of service attributes prior

to purchase

• non standardization of services

• lack of guarantees or warranties with services

• deficiency in consumer expertise or knowledge

about service

• lack of tangibility (Murray, 1991).

Decisions for Products and for Services

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Because of these differences between tangible products

and intangible services, the processes of selection of

products and of services also differ. Barnes (1985) states

that the decision process for selecting and evaluating

service is distinct in order, content, and number of stages.

Prior evaluation of services is more difficult than for

goods or products. Personal sources or referrals are more

important than impersonal sources when consulted for

services rather than for goods (Murray, 1991) .

The role of the use of information, both external and

internal, and the choice decision process in the consumer

search for health care services differ from that of buying a

product.

Research studies on consumer decision making which use

demographics are often inconsistent and do not give

explanations. Because demographic research has not been the

best type of research on which to make policy decisions on

health care choices, there exists a need for behavioral

based models on health care decisions made by consumers

(Thompson & Rao, 1990).

This study used a Search Decision Process (SDP) Model

(Illustration 1). The model depicts the antecedents of

physician profile, environmental factors, economic factors,

socio-demographic factors, and self-efficacy plus the

perceptuals of satisfaction, results, quality, and benefits.

The heuristics (antecedents and perceptuals) acted upon the

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decision process to influence the role of prior knowledge

and the attaining of more knowledge and information to

assist and intuitively persuade the consumer as the decision

i s made.

Characteristics of Health Services

Services are consumed but not possessed. The essence

of what is being purchased is a performance rendered by one

party for another (Berry, 1985). According to Bettman,

Johnson, and Payne (1991) the process itself is multifaceted

because:

• decisions may be difficult.

• often the alternatives are changing.

• a great deal of information exists.

• uncertainty as to service performance

exists.

• difficult value trade-offs occur.

Cartwright (1967), in an early study of the consumer

search process for a health care provider, revealed that

many consumers have the belief that they lack the competence

or knowledge to evaluate a physician's performance in terms

of the quality of medical care. Later studies (Kane, 1969;

Doyle & Ware, 1977) reported that consumers tend to evaluate

physicians on such aspects as personality, quality of

interaction, and "art-of-care," for which they believe they

can make accurate judgments (Stewart, Hickson, Pechmann,

Koslow, & Altemeier, 1989). With the proliferation of

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changes in health care and the addition of alternatives for

health care provision, has the consumer become any more

knowledgeable or feel any more competent to make selections

for a health care provider?

Alternative Health Care Providers

The choice of a specific physician may not be possible

for many consumers. They have chosen one of the alternative

health care providers as follows:

• Health Maintenance Organization (HMO)

• Preferred Provider Organization (PPO)

• Health Center/Clinic

• Hospital/Emergency Room

• Complementary treatment providers

Health Maintenance Organizations (HMOs)

An HMO is a prepaid health-care plan under which

people enroll by paying a set annual fee. Consumers then

receive all their medical services through a group of

affiliated doctors and hospitals, often with no additional

co-payments or fees (Winslow, March 11, 1993). In 1973,

Congress enacted the Health Maintenance Organization Act

which enabled the federal government to establish a program

of financial assistance to promote federally qualified HMO

development. This act required all employers with 25 or more

employees to offer workers a chance to join a qualified HMO

if one existed within specified geographic boundaries

(Barrett, 1989) .

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The history of HMOs can be traced to the 1920s. The

HMO features insurance for and delivery of health care

services within one organization. HMOs contract to provide

a stated, fairly comprehensive range of health care services

in return for fixed annual or monthly payment. They create

incentives to reduce demand for medical care services by

encouraging the use of less costly alternatives to

hospitalization and by emphasizing wellness and prevention

(Renn, 1987). By operating within a fixed budget, the HMO

has a financial incentive to provide early care and to

minimize use of expensive hospital facilities. Quality of

care has been found by some studies to be as good as that

offered at private hospitals and doctors' offices according

to the New England Journal of Medicine (Chase, 1985) .

In the last decade, the number of people using managed

care plans, also known as prepaid delivery systems or

alternative delivery systems, has skyrocketed. In 1980 in

the United States and Guam, 9.1 million people were enrolled

in HMOs. By 1990 the number had grown to 33.6 million

people, an increase of 376 percent. In June 1992 the total

number of people enrolled in HMOs in the United States

topped 37.2 million. Employees too have become enamored

with the managed care concept. More than 80 percent of

employers offer some type of managed care plan to their

employees (Iglehart, 1992).

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HMOs are usually one of four types (Barrett, 1990).

These types are Independent Practice Associations (IPAs),

network HMOs, group HMOs, and staff HMOs.

Independent Practice Associations (IPA) made up 62% of

HMOs in 1987. Physician fees may be 10% to 15% below their

usual fees (Barrett, 1990). An IPA is a type of HMO that

contracts with individual physicians to provide services to

the HMOs enrollees. Doctors maintain their own private

practices and can contract with other HMOs or see regular

fee-for-service patients as well (Winslow, March 11, 1993).

Network HMOs contract with two or more independent

group practices to provide services to its members (Barrett,

1990) .

A group HMO contracts with a multi-specialty group

practice to provide health services to its members. A

capitation payment is made to the group for each HMO member

regardless of the number of visits made by that member

(Barrett, 1990).

A staff HMO consists of physicians employed directly

in a central office facility with administrative support.

Doctors receive salary and bonuses based on the HMOs

profits, costs, physician performance, and other factors

(Barrett, 1990) .

Preferred Provider Organizations (PPOs)

Another type of managed care plan is the preferred

provider organization. Preferred Provider Organizations

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(PPOs) are the newest and fastest growing alternative to

traditional financing systems. Between 1983 and 1985 the

number of Americans enrolled in health insurance plans

offering PPO options tripled (Renn, 1987). A PPO is an

arrangement under which an insurance company or employer

negotiates discounted fees with networks of health-care

providers in return for guaranteeing a certain volume of

patients. Enrollees in a PPO can elect to receive treatment

outside the network but have to pay higher co-payments or

deductibles for it (Winslow, March 11, 1993). A generic PPO

is essentially a defined, limited, and sometimes organized,

set of providers that contract with employers or insurers to

provide a comprehensive set of health care services on a

fee-for-service basis, usually at a negotiated, discounted

rate. Seemingly this provides something for everyone (Renn,

1987). For consumers PPOs introduce a tradeoff between

freedom of choice and out-of-pocket payments. If the

provider of their choice is not a preferred provider, they

have to pay more (Allen, 1985).

The managed-care increase has just rearranged health

care costs. By 1990, 72 million people were enrolled in HMOs

or preferred provider organizations. Projections show that

as much as 80 percent of the insured population will be

enrolled in HMOs or PPOs by the early 1990s (Tokarski,

1990). With increased emphasis on cost containment,

providers within managed care networks will be evaluated

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according to how they use facilities, acquire equipment and

technology, utilize specialized personnel, and consume

supplies and materials in the clinical treatment process.

Furthermore, adverse patient selection will have significant

financial repercussions on the economic stability of any

organization (West, 1993).

Medical Clinics and Hospital Emergency Rooms

Increased competition from alternative delivery

systems are causing the health care services to change in

order to compete. Proponents of walk-in clinics describe

them as a cost and time efficient alternative to private

physicians and hospital emergency rooms for routine medical

needs. Many people no longer think there is a difference

between private physicians and walk-in clinics. Further,

consumers are using hospital emergency rooms as sources for

nonurgent care (Gilbert, Lumpkin, & Dant, 1992).

Some health-care managers predict that within ten

years most health care services will be provided outside the

hospital and will include such as subacute, stepdown, and

recovery-care centers; medical malls; medical center inns

for outpatients and their families; and telephone and

electronic "house calls" promoting home care (McManis,

1990). Employers are working with providers to manage their

employees health care and outcomes by establishing employee

health goals, defining and documenting quality and providing

high-quality care with providers being compensated on the

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basis of results (McManis, 1990). Stewart, Hickson,

Ratneshwar, Pechmann, and Altemeier mention in an 1985 study-

that a recent trend in the primary health care business is

the boom in walk-in or convenience clinics with well over a

thousand clinics operational and serving over 12 million

patients in 1983.

Complementary Treatment Providers

Perhaps the increase in the types of health care

providers that American consumers choose has been one of the

most startling changes in American health care. Although

exotic "New Age" thinking may have caused some Americans to

consult the use of crystals or bioenergetics therapists to

heal themselves, other Americans ask for help from

acupuncturists or shiatsu ("finger pressure") massagers both

of whose therapies have histories of over 1000 years

(Horowitz & Lafferty, 1991). A Time/Cable News Network (CNN)

poll found that 30% of people questioned had tried some form

of complementary medicine in 1990. Researchers reported in

the New England Journal of Medicine in 1993 that they could

estimate from their results that one in three Americans had

used complementary care providers in 1990 (Eisenberg,

Kessler, Foster, Norlock, Calkins, & Delbanco, 1993) . The

researchers found that 16 interventions could be called

representative of complementary care in the United States.

These included:

• relaxation techniques

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• chiropractic

• massage

• imagery

4 spiritual healing

• commercial weight-loss programs

• lifestyle diets (e.g., macrobiotics)

• herbal medicine

• megavitamin therapy

• self-help groups

• energy healing

• biofeedback

• hypnosis

• homeopathy

• acupuncture

• folk remedies (Eisenberg, Kessler, Foster,

Norlock, Calkins, & Delbanco, 1993)

Claudia Wallis wrote an article for Time magazine in

which she grouped complementary care into four groups as

follows:

• Life-style

• macrobiotics - a dietary and health cultivation

which balances yin or passive energy and

yang or active energy

Ayurvedic medicine - a system of diet and

therapies based on a 4,000 year-old Indian

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system of herbs and massage upon different

body types

• holistic medicine - a variation on conventional

medicine emphasizing life-style and

psychological factors - treating the whole

person

Botanical

• aromatherapy - inhalation or massage into skin

of essential plant and flower oils

• medicinal herbalism - promotion of health and

treatment of illness with plant-

derived potions

• homeopathy - treatment of disease with very

small doses of natural substances

that in larger amounts would cause

the same symptoms as the ailment

Manipulative/hands-on

• reflexology - the manipulation of areas on the

feet to affect the rest of the body

• rolfing - deep, sometimes painful massage to

realign the body

• shiatsu - Japanese therapeutic massage using

pressure points

• Alexander technique - training to improve poor

posture which alleviates pain

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• chiropractic - manipulation of the spine to

relieve backache and other ailments

• acupressure - using fingers instead of needles

in a technique similar to acupuncture

• acupuncture - a 2,000-year-old Chinese method

of easing pain and maintaining health by

inserting fine needles at specific points that

relate to different parts of the body

Mind over matter

• color healing - illumination of colored light

on the body to alter its vibrations" or aura

• crystal healing - New Age therapy purporting to

derive healing energy from quartz and other

minerals

bioenergetics - exchange of energy between

patient and therapist

guided imagery - therapy in which patients are

encouraged to envision their own

immune systems battling disease

• hypnotherapy - making therapeutic suggestions

to patients who are in a semiconscious trance

to relieve pain or speed healing

biofeedback - use of machines to train people

to control such involuntary functions as jaw

tension, heart rate and circulation in the

hands (Wallis, 1993).

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Many therapists pick up bits of different disciplines,

offering a combination of several different therapies

(Horowitz & Lafferty, 1991). Since funding for research is

provided primarily by drug companies, little research is

ongoing into the usefulness of complementary medicine. But

even when research finds no scientific basis for a

complementary therapy, it could effect improvement in

patients that use it because of their belief in its utility.

Because some physicians are beginning to see that care other

than conventional can help, these physicians are beginning

to look at the way that body, mind, and life-style interact

in holistic care (Horowitz & Lafferty, 1991).

The poll in Time found that 84% of those who had

consulted a complementary care provider would return to such

a provider for more help. Among those who have never

consulted a complementary care provider, they found that 62%

would consider seeking help from such a provider (Horowitz &

Lafferty, 1991). Major medical schools are introducing

programs in complementary medicine into their curriculums

(Gordon, 1993). Obviously, physicians are not the only

health care providers that Americans consult. Perhaps our

definition of primary care needs to be studied and redefined

to include alternative/complementary care providers.

Consumers are becoming more and more concerned with

preventive care. Because of this concern Americans have

altered their outlook with respect to health-related matters

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(Bloch, 1984). This national health consciousness may be

driven by the aging of the baby-boomer generation in

addition to the amount of preventive health information

available in society today (Horowitz & Lafferty, 1991) . With

the buzz word of the '90s being "empowerment," more

consumers want as much information as possible about their

choices in health matters (Horowitz & Lafferty, 1991).

Conventional medicine has focused on crisis

intervention. Physicians have not been as successful in

informing the public how to stay healthy or how to contend

with chronic afflictions such as arthritis, osteoporosis,

lower-back pain, high blood pressure, coronary-artery

disease and ulcers (Horowitz & Lafferty, 1991) . The public

has not only aged but has become impatient with medical

miracles and dissatisfied with the existing health care

delivery and has lost some respect for physicians. These

factors have driven the development of the wellness movement

toward preventive care (Bloch, 1984) .

This increasing wellness orientation among American

consumers has implications for the health care industry.

With the health care system in America primarily positioned

to cure sick patients (medical care) rather than prevent

health problems in health clients (preventive care), one

needs to understand the consumer health beliefs (Bloch,

1984).

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A group of social psychologists employed at the U.S.

Public Health Service constructed the Health Belief Model

(HBM) in the 1950s. These psychologists used the model to

understand why people failed to participate in programs to

prevent or to detect disease. Scientists later expanded this

model to apply to people's responses to symptoms and to

explain their behavior in response to diagnosed illness.

For the past thirty plus years, this model has influenced

psychosocial approaches to explaining health-related

behavior (Rosenstock, 1990). Simply, the Health Belief Model

explains that "individuals will take action to ward off, to

screen for, or to control ill-health conditions if they"

believe the following:

• that they are susceptible to the condition,

• that the condition has potentially serious

consequences,

• that there is a course of action that would be

beneficial in reducing either their susceptibility

to the condition or the severity of the

condition, and

• that the anticipated barriers or costs of taking

the course of action are less than its benefits

(Rosenstock, 1990).

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The following table shows the key components of the

Health Belief Model of 1989 (p. 46, Rosenstock, 1990).

I. Threat A. Perceived susceptibility to an ill-health

condition (or acceptance of a diagnosis) B. Perceived seriousness of the condition

II. Outcome expectations A. Perceived benefits of specified action B. Perceived barriers to taking that action

III. Efficacy expectations: conviction about one's ability to carry out the recommended action (self-efficacy)

Table 1-5. Key Components of the Health Belief Model, 1989.

The scientists originally developed the Health Belief

Model to explain preventive health actions. The model may

also be used to explain compliance. Patient-physician

interaction may impact a patient's Health Belief Mode.

Patient satisfaction increases the likelihood of compliance

by a patient. A consumer whose satisfaction with physician

choice is positive helps that consumer's health by

increasing compliance with preventive health measures

(Becker & Maiman, 1980).

Primary Care Physician Choices

Behavior Choice Antecedents

In a 1989 study (Gallagher) of what influences North

Carolinians and their choices of doctors, 74% of the

respondents said that their doctors offices were less than a

20 minute drive from their homes. Fully 63% preferred seeing

their doctors before noontime. Proximity of the doctor's

office and time of day for appointments are just two factors

which comprise an environmental influence on the choice of a

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doctor. Others include the ease of getting an appointment,

the courtesy, appearance, and hygiene of the office staff,

the appearance of cleanliness, and technology of the office

itself. Some considerations are not central to the decision-

making in influencing the choice of a provider by the

consumer, but these considerations such as convenience,

physical proximity to care, attractiveness of centralized

services, limited waiting time, perceived responsiveness of

nonprofessional personnel and attractiveness of premises of

the care provider occupy only secondary importance for the

preference for a provider at the margin (Mechanic, 1989).

Stewart, Hickson, Ratneshwar, Pechmann, and Altemeier

conducted a study of parents in Arkansas and their selection

of their pediatricians. In a study published in 1985 they

found that the most important factors, nearly equally

ranked, proved to be recommendation of a friend or neighbor,

personality of the provider, whether the provider explains

their illness in an understandable manner, and the

timelessness of getting an appointment. Of less importance

was recommendation of other family members, provider's

office hours, more than one physician in practice,

convenient location, age of provider, and whether the

provider recommends breast feeding. The study indicated the

following factors provided the most dissatisfaction with

their pediatrician:

• no interest by the doctor in child's behavior

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• no concern shown for child

• no improvement in child's condition

• no competence shown by the doctor

Those using a general practitioner/family physician

were most often dissatisfied because of:

• distance to the office(clinic)

• convenience of another MD's location

• rudeness of staff

• lack of concern shown toward patient

(Stewart, Hickson, Ratneshwar, Pechmann, & Altemeier, 1985)

The variables that influence patients to feel

satisfaction/dissatisfaction with their physicians

include technical care and the conditions under which the

care is provided including the following:

• access/convenience of care,

• availability of resources,

• humaneness,

• finances, and

• quality of care.

Other variables include professional competence,

provider personal qualities, cost and convenience of care

(Koehler,Fottler, & Swan, 1992). Additionally, because

consumer/decision makers feel an increase in time

constraints they make efforts to simplify the

selection.(Bettman, Johnson, & Payne, 1991).

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When one mentions the cost or price of medical care,

economic cost is meant. However, "cost" goes beyond "price"

to the consumer in that something of value is given up by

the consumer in exchange for health care services. Time and

opportunity are only two examples which may be more valuable

than money (Cooper, 1986). Others include effort, lifestyle,

and psyche. When effort leads to fatigue, the cost is that

fatigue (Fine, 1981). Thus, resources beyond money are given

up by consumers in the purchase of services. Most consumers

depend on insurance or on themselves to pay for health care

services.

For the consumer the description of a good physician

should include the following properties of being able to:

• show intelligence and medical/technical knowledge

• have a sympathetic and interested manner

• organize an office to run efficiently

• take a detail history of a patient including time

for the patient to discuss problems

• explain clearly diagnosis and treatment

• admit a lack of knowledge or diagnosis

• know self-limitations

• refer to specialists when indicated

• be conservative in recommending surgery

• not abandon a patient once treatment has begun

• consult with patient by telephone when needed

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• provide a competent backup physician when

unavailable

• charge reasonable fees and discuss these fees with

patients

• possess staff privileges of an accredited hospital

• keep up-to-date by reading journals and attending

post-graduate and other educational meetings

(Barrett, 1989).

Other requirements which could be considered part of a

good physician profile would include the following:

• willingness to talk about specific illness with

patient

• access to a hospital desired by patient

• short lead time for appointment making

• reasonably adequate personality or appearance

• experience

• good office location

• weekend and evening office hours (Barrett, 1989).

Daley, Gertman, and Delbanco (1988) recommend

developing a desirable outline for a primary care physician

profile which could be a basis of information about primary

care physicians. This profile would include the following:

• Institute of Medicine criteria score for

accessibility, comprehensiveness, coordination,

continuity, and accountability

• process tracer score

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• outcome tracer score

• physician credentials

• education and teaching profile

• patient satisfaction score

• psychosocial and bio-ethical profile (Daley,

Gertman, & Delbanco, 1988) .

Role of Consequences in Selection

Satisfaction and outcomes/results are consequences in

choosing a primary care physician. The consumer of a service

concurrently evaluates the available characteristics of the

service and the level of satisfaction achieved (Barnes,

1985, p.61). Consumer satisfaction may be connected to who

makes the choice, self or some other (Woodside, Sertich, &

Chakalas, 1987) . Marquis, Davie, and Ware (1985) found that

patient dissatisfaction can cause provider change (Marquis,

Davie, & Ware, 1985) . The importance of the task (choice)

(it can actually become a life or death choice) can cause

the consumer to expend a great amount of effort in making

the decision (Bettman, Johnson, & Payne, 1991).

Patient satisfaction is one ultimate outcome of the

delivery of personal medical care services (Marquis, Davies,

& Ware, 1985). Consumers desire satisfaction. Because of

this desire, client satisfaction has become a measure for

the quality assessment. Fincham & Wertheimer (1986) found

that patient-physician continuity, self assessed health,

appropriate physician-patient communication, and a positive

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view of preventive health activities all combined to add to

the satisfaction consumers felt for their HMOs. According

to Dolinsky and Caputo (1990) consumer satisfaction is

probably the most important dimension of HMO performance.

John and Miaoulis (1992) suggest that one of the most

pervasive changes in American society over the past thirty

years has been the shift from medical care or cure-oriented

health care to preventive health care.

Quality of care is important to the consumer of health

care. Froebe, Balitsis, Beckman, Dolphin, Hayes, & Morrissey

(1982) found that the most important factor influencing

choice of a nursing home was quality of care with other

considerations being distance, cost, and appearance. These

researchers recommended that studies should determine what

ingredients make up quality of care. The lack of

standardization or quality control increases the perceived

risk of the service decision (Barnes, 1985). The consumer

cannot actually evaluate the quality of a health service

prior to actual consumption (Barnes, 1985).

Flexner, McLauglin, & Littlefield (1977) found in a

study of consumers and potential consumers of an abortion

service that the following factors in their choices of

services were ranked in order of importance with medical

care ranking first:

• technical medical proficiency

• convenience of location and timely appointment

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• cleanliness and attractiveness of office

• reputation of the service

• follow-up for health future

• referrals from a physician or friend

A full description of the product in health care

services must include what the consumer expects to obtain

beyond technical expertise. The consumer's desire for

physical comfort, social and psychological support are just

some benefits the consumer hopes to gain (Flexner,

McLaughlin, & Littlefield, (1977). Gilbert, Lumpkin, and

Dant concluded in 1992 that physicians should not continue

to rely on their good reputations to help them maintain

their market shares but should spend more time with their

patients because consumers perceive that the amount of time

spent with them influenced their quality of care.

Role of Information

The elements that make up the choice decision task

influences the difficulty of the consumer's decision. The

consumer's decision becomes more difficult if the

information used in making the decision is not presented to

the consumer in a usable and processable format (Rudd &

Glanz, 1990). The mere availability of information does not

ensure that it is processable or, if it is processable, that

it makes sense and will be used in decision making (Bettman,

1979) .

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Four qualities of information determine if that

information can be used in consumer behavior decisions. The

information must be:

• available;

• useful - the information should supply new

discernment about the characteristics of the

service which will help the consumer decide

these characteristics are desired or helpful;

• processable within the time, energy, and

comprehension level of the consumer; and

• "format friendly" - not only processable but

strategically placed for the decision-making

situation within the required time frame

without confusion (Rudd & Glanz, 1990) .

Health conscious consumers want an available

collection of standardized and thorough health service

delivery data covering a broad spectrum of relevant health

care information (Varner & Christy, 1986) . Consumers want

the information they use to have a relationship between that

information and themselves. Consumers would label this

relationship as relevance (Schamber, 1991) . Relevance could

be called a cognitive phenomenon about the knowledge state

of the individual. Relevance is the "overall concept of

relationships existing between information and information

needs in terms of some value(s) to information users" (p. 8,

Schamber, 1991) . Relevant data should permit consumers to

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compare and contrast health care providers and plans. The

agency collecting and disseminating this information should

ensure that the data/information is analyzed and presented

in a meaningful and intelligible form to consumers (Varner &

Christy, 1986) . Consumers need quality of care information

which is readily and widely available. This information

needs to be presented in understandable form and be specific

for the hospital or physician the query is referencing.(Rudd

and Glanz, 1990). Researchers also recommend that

information be constructed according to principles based on

Consumer Information Processing (CIP) theory (Rudd & Glanz,

1990). CIP theory framework assumes a "continuous and

reciprocal interaction among elements, resulting in feedback

loops in the decision-making process." (p. 120, Rudd &

Glanz, 1990) . Because of the particular characteristics of a

service, the search for information is more confined

(Barnes, 1985) .

Internal Search

Pre-existing knowledge (prior knowledge/experience)

and memory combine to form the two components of internal

search (Bettman, 1979). Information search generally begins

with internal search. Internal search has two aspects -

direction and degree (Bettman, 1979) . Direction defines

which pieces of information are examined; degree tells how

much information is sought.

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The direction of internal search is usually determined

by the goals of the consumer. Although what is in memory

may be under the control of current goals, the consumer's

initial search may be for what is not known to provide a

guide for external search (Bettman, 1979) .

The degree of internal search is determined by the

amount of information stored in memory, the suitability or

usefulness to the consumer for the current choice, and the

level of decision conflict (Bettman, 1979) .

Memory is used to refer to almost any way that current

behavior reflects sensitivity to past experience (Bettman,

197 9) . Experience causes knowledge which can be used in

subsequent internal search (Murray, 1991).

External Search

In theory, external search is postulated to follow

internal search. However, a brief internal search which

defines lack of knowledge or uncovers conflict may lead to

external search. Periods of internal search alternating with

external search are typical in the choice decision process.

Prior knowledge concentrates the immediate search and

information collection on a subset of the available

information (Bettman, 1979).

A consumer's ability to use information determines

whether that consumer will search for information to use

according to Stewart, Hickson, Pechmann, Koslow, and

Altemeier (1989). They also note the lack of information

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readily available to potential users of health care services

and the barriers to access of this information.

Information search is an early influential stage in

the purchase decision process according to Murray (1991). If

the consumer finds that information examined in the internal

search is sufficient for the purpose, then no further search

may be undertaken. However, several pieces of information

gleaned from internal search may conflict or information may

be lacking. Consumers respond to insufficient or conflicting

information with external search (Bettman, 1979) . They

prefer subjective and experiential information (Murray,

1991) .

In a study in Arkansas, Stewart, Hickson, Pechmann,

Koslow, and Altemeier (1989) found that families tended to

rely primarily on information from just a few individuals.

They concluded that even when the consumer is highly

involved in his health care, he rarely uses high levels of

information search because information is not easily

obtained or evaluated.

According to Glassman and Glassman (1981) collecting

medically-related information can be very difficult.

Physician referral services appear very reluctant to divulge

any value-oriented information. Asking the physician's

receptionist can produce inaccurate information. Glassman

and Glassman found that 80% of receptionists surveyed know

almost nothing of their employers' medical backgrounds.

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Even though consumers in an earlier Arkansas study-

appeared to probably be highly involved in the selection of

a doctor for their children, researchers found that they

carried out only a limited search for information in making

their choices (Stewart, Hickson, Ratneshwar, Pechmann, &

Altemeier, 1985) .

When the consumer perceives a lack of knowledge,

dependency upon referrals from friends, family, neighbors,

and co-workers increases (Beatty & Smith, 1987). As

consumers perceive the risk of a purchase decision to be

greater, they place greater importance upon personal

influence (Murray, 1991). Personal sources become the most

preferred external source of information, second in

importance to only direct observation or experience (Murray,

1991). Many researchers have confirmed the credibility of

the use of personal information sources in situations of

high personal risk (Barnes, 1985).

Past studies (Stewart, Stewart, Hickson, Ratneshwar,

Pechmann, & Altemeier, 1985; Glassman & Glassman, 1981;

Stewart, Hickson, Pechmann, Koslow, & Altemeier, 1989) show

that consumers consult few sources of information in

selecting a doctor and usually rely on the advice of a

friend, neighbor, or family. These findings suggest that

most consumers do little information acquisition when

selecting a physician. Even when selecting a health care

provider for their children, parents usually relied on the

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advice of friends, relatives, or neighbors (Stewart,

Hickson, Ratneshwar, Pechmann, & Altemeier, 1985; Hickson,

Stewart, & Altemeier, 1988) . Stewart and his colleagues in

1985 also found that fully 82% of the respondents in the

study used only one information source...no respondent in

their study mentioned consulting more than three sources.

Glassman and Glassman found that over 46% of consumers in

their study chose doctors recommended by friends or

relatives. Consumers seem to engage in a pattern of using

relatively little information search when selecting a health

care provider.

The researchers in Arkansas in 1985 concluded that

little change has occurred in the consumer's choice process

over the last 30 years based on their comparisons with

earlier studies. They cited a study made by Talcott Parsons

in 1951 which said that "the majority of people choose their

physicians 'blind' on the basis of recommendations of

friends or neighbors and without any further inquiry!"(p.

255) They also concluded that high involvement alone does

not produce a great deal of search for information,

especially if the customer can not access the information,

lost his attention to the task, has time constraints, or has

made such a decision many times. They felt that the main

factor in influencing the decision process was the advice of

friends, relatives, or other health care providers. These

researchers also came to a judgment that "art of care" was

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most important to all consumers in their choices of

providers (Stewart, Hickson, Ratneshwar, Pechmann,&

Altemeier, 1985).

Prior to 1980 the AMA's code of ethics banned

advertising and even regulated the size of the letters on

the doctor's office sign (Burton, 1991). In 1980, the AMA

changed its policy on advertising and solicitation as a

result of a Federal Trade Commission ruling on the

advertising ban as a possible violation of the Sherman

Antitrust Act by characterizing the ban as an unfair trade

practice (Allen, Wright, & Raho, 1985). Because of the ban

being lifted, a larger than normal supply of physicians

throughout the 1980s, and a surplus of doctors in many

cities, more physicians have decided to use advertising and

marketing research (Allen, Wright,& Raho). Doctors feel that

advertising does not make the consumer more aware of the

qualifications of the doctor or be of assistance in consumer

choice. Physician attitudes toward advertising have become

more favorable as years have passed (Allen, Wright, & Raho,

1985). In Allen, Wright, and Raho's study, 80% of the

responding physicians felt that consumers could not make

better decisions in selecting a physician through

advertising. The doctors in the study did feel (73%) that

consumers would be likely to select the least expensive

physicians (fee-wise) if fees were advertised.

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Doctors do not believe that information made available

through the advertisement of medical services will benefit

consumers. Although consumers generally have a more positive

attitude toward advertising than doctors, Burton (1991)

found that consumers think that physician advertising has

the potential to increase the cost of physician services.

Allen, Wright, and Raho theorized in their study that

physicians view the public as unqualified to pass judgement

on professional credentials. The researchers noted that

consumers desire more information about doctors. Physicians

have great concern for the image of the profession and feel

that advertising would be applied in an unprofessional,

unethical manner.

Some physicians realizing the impetus of marketing and

the implications of competition have produced brochures to

advertize their competencies and availabilities.

Publishers of yellow pages do not verify the

information that physicians submit causing yellow pages to

be frequently inaccurate. Further, only eight states

prohibit the use of the term board-certified by physicians

without mentioning by which board they are certified

("Special certification," 1989).

J. M. Reade and R. M. Ratzan reported in the New

England Journal of Medicine in 1989 that they could not

verify the credentials of physicians who advertise in the

Yellow Pages. They also noted that the publishers of Yellow

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Pages do not routinely corroborate the information about the

physicians listed.(Reade & Ratzan, 1989).

Since 1990, the American Board of Medical Specialties

(ABMS) haved placed advertisements in the yellow pages

listing the names of ABMS board-certified doctors ("Special

certification," 1989).

Doctor certification should "assure the public that a

physician has met certain standards of knowledge,

experience, and skills set by other medical professionals to

ensure high-quality care in the specialty ("Special

certification," 1989). Usually this means that a doctor has

studied beyond the requirements to earn an M.D. or a D.O.

degree. However, not every branch of medicine has a

specialty certification board. Prerequisites for

certification vary from board to board. Some boards certify

for a limited period of time (seven to ten years); others

certify for life or require no recertification.

The U. S. medical community has established the

American Board of Medical Specialties (ABMS) in Evanston,

Illinois, to oversee certification boards. The ABMS

recognizes 23 specialty boards. Not all specialty boards are

covered by the ABMS umbrella. The ABMS does not recognize an

additional 105 medical specialty boards. ("Special

certification," 1989) Some of these unrecognized boards are

perceived to be equal in quality to those certified by the

ABMS according to an article in the People's Medical Society

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Newsletter (1989). However, the article hastens to point out

that any doctor can start/found a specialty board.

To compound the confusion, the word specialization

often misleads the consumer into thinking that if a

physician has an area of specialization that is the same

thing as the physician's area of board certification.

Throughout most areas of the United States a medical

practitioner can claim to have expertise in an area in which

he/she has no certification or training - otherwise known as

"self-designating." Consumers certainly may find it

difficult to verify the certification of a doctor because of

the confusion in the realm of certification. Confirming a

doctor's education, specialty training, certification, and

other background can be a herculean task according to an

informal study performed by Julia M. Reade, M.D., and

Richard M. Ratzan, M.D., and reported in the New England

Journal of Medicine (August 17, 1989) . The consumer cannot

access any single source of information regarding the

certification of a doctor.(People's Medical Society

Newsletter, 1989)

The consumer may, with persistence, find out about a

physician's credentials by going to the following sources of

information:

• county or state medical associations (The consumer

needs to ask if the information has been

independently verified.

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• state licensing boards (Again, the consumer needs

to find out if the information has been

independently verified.)

• Marquis' Directory of Medical Specialists (Only-

physicians who are specialty board-certified

are listed.) (Reade & Ratzan, 1989)

• The AMA directory (This mainstream medical

directory contains both verified and unverified

information. A good portion of the information is

coded.)(People's Medical Society Newsletter, 1989)

• The American Board of Medical Specialties (ABMS)

is the governing body for the nation's 24

medical specialty boards, which certify

specialists in various disciplines. Health

care consumers can check out a specialist's

credentials by calling the ABMS toll-free

hotline at 1-800-776-2378, weekdays from 9

a.m. until 6 p.m. EST.

Other sources of information for the consumer include

guidelines released by the Agency for Health Care Policy and

Research (part of the U.S. Public Health Service) this year

(1993) . The agency prepared these guidelines for doctors but

consumers can get them, too. These guidelines will aid the

consumer to team with a doctor to make health decisions for

the patient. The Agency for Health Care policy has printed

simplified versions as consumer pamphlets. Although these

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54

guidelines do not help the consumer make a provider choice

they are a source of information in health care choices.

(Findlay, 1993)

Patients all too often have no sources of information

available to give them information about a doctor's

performance (Daley, Gertman, & Delbanco, 1988) . The consumer

finds it difficult to obtain information on performance and

quality of care (Mechanic, 1989). Because of the lack of

information about quality of care and the belief that lay

opinion is adequate as a substitute, consumers have had to

rely on referrals of friends and relatives (Rudd and Glanz,

1990) .

Peer review processes should be re-examined to improve

the peer review process by including more objective

assessment procedures, multiple reviewers, higher standards

for reviewers, elimination of systematic reviewer bias, use

of outcome judgements, and adoption of practice guidelines.

Almost all quality assurance methods use peer judgements to

make the final determination of the quality of care. Doctors

feel that they can maintain control over the standards of

their profession by the effectiveness of peer review

activities. Because physicians agree that the quality of

care is only slightly better than the level expected by

chance, these physicians cast doubt on the standard practice

of peer assessment and whether its shortcomings will cause

further measures to be used as independent indexes of

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55

quality. Perhaps peer review should be modified to make it

more reliable (Goldman, 1992).

Congress created a network of peer review

organizations for Medicare to protect against low-quality or

unnecessary care. The Health Care Financing Administration

(HCFA) has found that peer review leads to harsh

disagreements between doctors and that a case-by-case review

is an impossibility (Iglehart, 1992).

Independent peer review is often much too costly for

clients according to David Burda, writing in the January 15,

1992, issue of Modern Health care. Burda cites the

experiences of a Philadelphia-based not-for-profit

foundation created to perform independent peer reviews for

hospitals and physicians. Factors that complicate peer

reviews include lack of expertise to adequately review peer

performance, political motives, loyalty problems, and

personal bias (Burda, 1992).

Information processing technology has improved to the

point where information could be published easily to show

patients' ratings of competing health care providers(Moloney

and Paul, 1991) . Certainly the consumer should have access

to comparison information on costs, ease of getting

appointments, average waiting time for an appointment, and

other indicators of responsiveness (Mechanic, 1989).

Hypotheses

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56

This study will delineate and discuss the findings of

a survey conducted to stratify and codify the primary

factors consumers consider important when deciding on a

primary care physician. Specifically the following

hypotheses will be tested:

1. Information plays a significant role in the

selection by consumers of a primary care

physician.

2. Demographics play a significant role in the

consumer selection of a primary care physician.

3. Economic factors play a significant role in the

consumer selection of a primary care physician.

4. Expected health outcomes, by consumers, plays a

significant role in the selection of a primary

care physician.

5. Checking the credentials of the physician plays a

significant role in the selection of a primary

care physician.

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CHAPTER II

REVIEW OF THE LITERATURE

This chapter examines the literature relevant to this

study including medical licensing laws, health belief

models, information search, decision-making, anticipated

benefits/consequences, consumer choice and the role of

information, primary care/family practice, and physician

choice criteria such as location, skill, personality, cost,

courtesy, competence, sex, and interpersonal referrals.

Medical Licensing

The original intention of medical licensing laws and

the modern manifestation of such laws are quite different.

When first established during the seventeenth century, in

Massachusetts, New Jersey, and New York, medical practice

laws applied to anyone employed for the preservation of life

or health. The laws required anyone exercising an intrusive

procedure on a person's body obtain advice or consent from

those skillful in the same art, or from the wisest of laymen

who were present (Andrews, 1986).

From the Revolutionary War through the Civil War,

medical societies predominated and established the right to

license physicians and sue for fees. Non-physicians were

typically excluded from licensing, but not from practice

since their procedures, herbal prescription, for example,

57

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were no less effective, and often less harmful, than the

"heroic efforts" of bloodletting and blistering used by

physicians (Andrews, 1986; Inlander, Levin, and Weiner,

1988) .

Following the discovery of the relationship between

bacteria and disease, by Pasteur and Koch, physicians

claimed superior knowledge over other practitioners. Medical

schools proliferated, and vaccinations and surgery replaced

"heroic efforts" as standard physician treatments.

Physicians, because of the new scientific basis of their

profession, successfully convinced legislators to grant

elusive rights to practice medicine. These factors set the

stage for the passage of the Medical Practice Acts in their

modern form (Parish, 1965; Lechevalier & Solotorovsky, 1965;

Starr, 1982; Andrews, 1986).

Enacted primarily in the late nineteenth century, the

modern medicine practice acts were state efforts to protect

the health, safety, and welfare of its citizens against

infectious diseases. Since physicians had specific training

and demonstrable success against these diseases, the states,

10 percent by 1877 and 50 percent by 1894, passed laws

forbidding all unlicensed individuals from practicing

medicine. The resulting system of health care for the

protection of the public, also created an economic monopoly

for physicians, banned competition, established monopolistic

prices, and denied innovations from non-physician

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practitioners (Moore, 1965; Stigler, 1971; Begun, Crowe, &

Feldman, 1981; Andrews, 1986).

In 1991, Catherine Bidese (1993) estimated state

boards of medicine issued 45,249 licenses for Medical

Doctors (a physician may hold a license to practice in

multiple states) with New York, California, Ohio,

Pennsylvania, and Texas leading in total numbers. From 1974

to 1990 the overall license issuance increased 26.3 percent.

The official U.S. medical licensing exam, developed

with the aid of the National Board of Medical Examiners

(NBME), was the Federal Licensing Exam (FLEX). FLEX was

developed to replace the multiplicity of state examinations

with uniformity and to reflect advances in medicine and

physician licensing practices. In June 1992, The United

States Medical Licensing Exam (USMLE) replaced the national

boards and FLEX examinations (Bidese, 1993).

In addition to the USMLE, the Special Purpose

Examination (SPEX) is used to requalify physicians who have

taken no further training after their initial examination.

Graduates of foreign medical schools, in addition to meeting

the requirements of U.S. medical school graduates, must pass

the Educational Commission for Foreign Medical Graduates

examination (ECFMG) and complete one year of U.S. or

Canadian graduate medical education before licensure

(Bidese, 1993) .

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Medical Licensing Monopoly

In the past century, both the number of medical

licensing laws and the average longevity of individuals have

increased dramatically. For example, a century ago only one-

half of the children born in the United States lived past

their fifth birthday (Carlson, 1975). From 1900 to 1991, the

average life span of Americans increased from 47 years to

74.5 years (Cockerham, 1982; U. S. Dept. of Commerce, 1992).

According to some studies the role of physicians and

technology in increasing life span has been overestimated by

physicians, politicians, and the public. Instead, the health

improvement and increased longevity was primarily due to

improved nutrition, better sanitation, and a higher standard

of living (McKeown, 1966, 1976; McKinlay & McKinlay, 1977;

Grossman, 1972).

Other studies have suggested that the increased use of

hospitals and physicians had no measurable health benefit

(Benham & Benham, 1976) and doctors were often credited with

helping people whose recovery was due to their own bodily

healing process (Preston, 1981) . Still other studies found

that new medical technologies introduced between 1950 and

1975 had little overall effect on the general health status

of the population (Thomas, 1977). Similarly, another study

found that morbidity and mortality in Israel and the United

States decreased when physicians went on strike. Finally, a

study by the National Bureau of Economic Research found that

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one dollar spent for education reduced mortality as much as

one dollar spent on medical care (Carlson, 1975).

Despite America's pride in its medical system, out of

eighteen developed countries, the United States ranks last

in life expectancy and first in infant mortality (U. S.

Dept. of Commerce, 1992). The medical licensing laws,

designed to improve the quality and access to care for

individuals, has dramatically limited the type of

practitioners that an individual may use, the result of

which has been a health care monopoly (and escalating cost)

by physicians whose exclusive practice procedures and high

status are based on a disease-oriented intrusive approach

rather than a preventive approach (Diesendorf, 197 6). This

intrusive approach was developed in the nineteenth century

when the leading killers were infectious diseases

(influenza-pneumonia, tuberculosis, and gastroenteritis).

Twentieth century killers-heart disease, cancer, and

cerebrovascular diseases-are not infectious but rather long-

term onset, or chronic diseases, which require preventive

health care rather than invasive medicine that relies on

physiological precise treatment (Glazier, 1973; Fonaroff &

Levin, 1977; Inlander et. al, 1988).

Given the changing threat of disease and the connection

between lifestyle (e.g., profession, place of work, stress,

choice of diet) and health, U. S. physicians have been

criticized for their training and practice that concentrates

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on curing rather than preventing diseases (Lemon & Walden,

1966; Wolinsky, 1980; Inlander et. al, 1988). Since

physicians have the exclusive right to deliver health care,

they have neither been forced to justify their approach or

required to provide outcome information. Studies have shown

that only 10 to 20 percent of physicians' techniques are

empirically proven; the error rate in laboratory testing is

between 25 to 50 percent, medical intervention is necessary

only in an estimated 10 percent of all cases, 11 to 30

percent of all surgery is unnecessary, and adverse

prescription drug reaction is responsible for 5 percent of

all hospitalization (Beatty & Peterdorf, 1966; Brooks &

Stevenson, 1970; Anderson & Shields, 1982; Martin, 1982;

Andrews, 1986; Inlander et. al, 1988).

As a result of misdiagnosis, over treatment, and

inappropriate treatment, the potential for patient harm

suggests reform is needed in physician training and

licensing, along with the development of health care

alternatives. Reaction to physicians' exclusive right to

control health care, the results of current health care

procedures, and the spiraling health care costs has taken

several alternative forms including self-care, health care

information providers, mutual aid groups, and the

proliferation of non-physician professional health care

providers (Andrews, 1986; Inlander et. al, 1988).

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Self-care represents an increase of public confidence

in the ability to make health care decisions and increased

willingness of people to take health (prevention and cure)

into their own hands. This self-care movement is reflected

in the rise of self-care or fitness books from 3 percent of

the hardcover bestsellers to approximately 25 percent in the

early 1980s. These and other information providers offer

health care information typically not available from

physicians. Examples include Prevention magazine with a

readership exceeding 2.5 million readers, American Health

magazine, and the Cable Health Network. Additional sources

of information include health food shops, vitamin dealers,

and exercise instructors (Andrews, 1986; Levin, Katz, &

Hoist, 1979).

Because of the perceived deficiencies in physician

provided care and rising cost, non-physician professional

health care providers, including Acupuncturists,

Chiropractors, midwives, and nutritionists have steadily

increased since World War II. Often these practitioners

operate without any statutory recognition and, hence, in

violation of medical licensing laws. Not only do licensing

laws restrict alternative practitioners in conducting

independent practice but they also limit the uses that

health care institutions may make of non-physician

practitioners for fear of malpractice (Keisling, 1983 ;

Diers, 1982; Inlander et. al, 1988).

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Without discussing the complicated issue of how to

license all non-physician health care providers, two

fundamental reforms would improve access to health care and

reduce medical costs. Licensing should apply only to those

individuals who practice invasive medicine and prescribe

medication for compensation. This would permit the practice

of health care within families and mutual aid groups, two

groups with the highest level of inter-group trust and

awareness of skill levels. Second, narrow the definition of

the practice of medicine so that it does not cover the

activities protected by the First Amendment guarantees of

freedom of speech and the press. This includes advising,

recommending, and suggesting, even if for compensation,

which would give consumers access to a greater range of

information to assist them in their search for and decisions

regarding health care services (Andrews, 1986).

Information Search and Choice

The hypothesis that individuals undertake an overt

external search for information prior to decision-making has

been popularized in conceptual models by a number of

researchers including Howard and Sheth (1969) and Engle,

Kollat and Blackwell (1968, 1973). Generally neglected,

however, has been research efforts on external search for

information on professional services including health care.

This section reviews the literature concerning the

consumer search process that occurs within the broader focus

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of this study of decision-making. This includes relevant

external search indices and search determinants, along with

issues relating to the marketing of professional services

and consumer goods.

A number of studies have been devoted to understanding

the processes by which consumers arrive at some type of

decision (e.g., purchase, service selection). From the early

formations by Nicosia (1966) to models by Howard and Sheth

(1969), Engel, Kollat, and Blackwell (1968, 1973), and

others, theorists attempted to identify, examine, and

describe the major stages (e.g., problem recognition,

search, alternative evaluation, choice, and outcomes) of the

consumer behavior process. The empirical verification of the

researchers' models, however, proved difficult (Staelin &

Payne, 1975) and, as a result, a number of limited scope

models have been developed to explain consumer behavior.

These models include the hierarchy-of-effects model of

Lavidge and Steiner (1961), the stochastic model of brand

choice by Aaker (1971), and the extended model of attitudes

by Fishbein (1975). While these models are theoretical and

do not constitute mature theories in and of themselves,

neither are they isolated empirical findings. They are

properly characterized, instead, as middle range theories

that suggest explanations and predictions concerning

relatively circumscribed areas of inquiry (Robertson & Ward,

1973) .

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Another segment of consumer decision-making research

has centered on two basic aspects. One is information

acquisition (Bettman & Park, 1980; Jacoby, 1977; Russo &

Rosen, 1975) and the other is information integration (Ryan

& Bonfield, 1975; Wilkie & Pessemier, 1973; Wright, 1975).

In spite of the research a large portion of the variance in

consumer choice is still unexplained.

Coinciding with the aforementioned research has been a

reaction to the over-dependency on the cognitive information

processing perspective, a paradigm based on the troublesome

assumption that individuals are information extractors

seeking the correct decision, brand, product, or service.

Olshavsky and Branbois (1979) argue, in fact, that a

substantial portion of purchases do not involve decision-

making at all. "When purchase behavior is preceded by a

choice process, cognition is likely to be very limited"

(Oshavsky & Granbois, 1979, p.99).

Consumer search is defined by Kelly (1968, p.273) as

"that set of information-seeking and information-processing

activities in which a consumer engages preliminary to a

decision on obtaining some goal-object presumed by that

consumer to be available in the market place." Because the

definition focuses exclusively on the pre-purchase search

activities, some researchers have criticized it and proposed

more comprehensive views of the search process. These

researchers include Bloch, Sherrell, and Ridgway (1986) who

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suggested that ongoing research often occurred outside of a

purchasing situation. It is noteworthy to point out that

individuals have a scarcity of health care service

attributes with which to compare service provider quality

and have a very limited amount of information available in

the marketplace regarding performance criteria for competing

providers (Carmen & Langeard, 1980).

Howard (1977) said that an individual's pre-purchase

behavior was classified into three categories, extensive

problem solving, limited problem solving, and routinized

response behavior, and determined by the individuals

familiarity with the product, or service, and the available

alternatives. Similarly, Bettman (1979, 1980) argued that

consumers searched for information in pursuit of particular

goals, and that the search is a continual cycling between

internal (memory) and external (literature, recommendations,

etc.) searches.

There is a scarcity of empirical evidence on the

relationship between the amount of external search and the

amount of internal search. Stiegler (1961) postulated that

the more information obtained prior to an active search, the

less the need for an external search, and vice versa. While

this inverse relationship is hypothesized during a low level

of perceived conflict, internal and external search are

positively correlated during high levels of perceived

conflict. In addition, the relationship would also

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presumably depend upon individual differences (Bettman,

1979) .

External search is the process whereby various sources

of information are used by the individual to learn of

alternative solutions to a perceived problem, the

characteristics and attributes of alternatives, and their

relative desirability (Engel, Kollat, & Blackwell, 1973) .

While few researchers tried to alter the essence of the

definition, studies including Duncan and Olshavsky (1982)

and Bennett and Mandell (1969) have attempted to measure the

intensity of the external search (Beatty & Smith, 1987).

Measures of external search have been formulated in

terms of single aspects such as number of stores visited

(Katona & Mueller, 1955; Dommermuth, 1965; Beatty & Smith,

1987), time spent at shopping centers (Kleimenhagen, 1967),

number of shopping trips prior to a purchase decision

(Bucklin, 1966), the number of visits to the store of

purchase (Udell, 1966; Duncan & Olshavsky, 1982), time spent

in purchase decision process (Newman & Staelin, 1971),

number of alternative brands examined (Dommeruth, 1965) and

the amount of information about brands sought by buyers

(Katona & Mueller, 1955). Given the paucity of research

efforts on external search for information on professional

services, the aforementioned research represents useful

trial hypotheses and comparative measures for search

behavior across categories of professional services.

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Service marketing literature studies indicate a limited

number of sources used in the external search process.

Swartz and Stephens (1984) found in their study of services

(i.e., physicians, financial institutions, and barber/beauty

shops) that individuals used one source of information more

than two or more sources. Stewart (1985), similarly, found

an average of only 1.2 sources of information used among

individuals acquiring physician services. Webster (1988)

found an average usage of 1.8 sources across categories of

professional services including dentists, accountants, and

attorneys. Frienden and Goldsmith (1989), in another study

of professional services, found that 48 percent of the

individuals used only one information source.

Physician Selection

Although research on consumers' selection of physicians

and dentists has been limited (Kuehl & Ford, 1977; Sarker &

Saleh, 1974; Wotruba, Haas, & Oulhen, 1985) some

generalities are discernable. Consumers typically use

several kinds of cues to assess physicians including other

patients, the demographic characteristics of the

professional, the appearance of personnel and facilities,

the location, and personal referral (Bateson, 1979; Bessom &

Jackson, 1975; Lovelock, 1979; Shostack, 1977; Upah, 1983) .

Similarly, Crane and Lynch (1988) found that competence and

courtesy were the most important criteria for individuals

selecting a physician. While Glassman and Glassman (1981)

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found that personal experience and peer recommendations

served as a major determinant in the initial selection of

physicians, especially with women.

Following the development of a strong physician-patient

relationship, the probability of an individual changing to a

new health care provider is substantially reduced (Klegon,

1981) . Similarly, Tessler and Mechanic (1975) found that an

ongoing relationship with a personal physician precluded

enrollment in a prepaid health care plan by individuals.

Behavior and Roles

Parsons (1959, 1964) argued that professional role

expectations determined the role of the physician. Szasz and

Hollender (1956) examined the role of both patient and

physician in their three tier model (Activity/Passivity,

Guidance/Cooperation, Mutual Participation). Their model

demonstrated a broad range of physician and patient

behaviors. Of particular note was their condition of "mutual

participation" which approaches the current ideal of

patient/physician interaction. The three conditions

compliment the work of Parsons in that they analyze the

patient/physician relationship in functional terms. As noted

previously, Friedson disagrees with this approach, but

several researchers, including Bloom and Wilson (1979),

suggest that Friedson's arguments relating to the fee for

service aspect of medical care is weakly suggested.

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Numerous researchers tried to describe medical care

behavior and roles from a social and social-psychological

perspective. Navarro, Parker and White (1970) argued that

the medical care system was the result of the class

relationships (roles) in the modern capitalistic society and

that the conflict in the medical care system is an extension

of the broader conflict in the social system. In other

words, the conflict is not between the patients (consumer)

and the physicians but between the dominant corporate and

upper-middle class who control the health institutions, and

the lower-middle and working class who have no control

(Navarro, Parker & White, 1970).

If the relationship between the physician and patient

is controlled by social and economic forces rather than the

individuals themselves then a discussion of those forces is

appropriate. Adam Smith (177 6) provides the starting point

for the development of free market economic theory and for

the analysis of the shortcomings of allocation systems. For

Smith health care should be analyzed in economic terms,

which "could not but color thinking about all aspects of

human relationship in communities" (Bernard, 1973, p.18).

Smith's economic theory of human behavior is also supported

by Friedman (1980), who argues that the key to the free

market is the free exchange of goods and services.

Individuals will not participate in a transaction of their

own free will unless both (patient and physician) are

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convinced that they have something to gain. To be a perfect

marketplace, meeting the needs of both parties, several

conditions must be met. Both parties must be accountable and

responsible for the consequences, which is to say both

patient and physician must be at risk financially, both

parties must have access to complete information about the

product, price, and the ability to use it in support of the

decision-making process. Further, the marketplace must

encompass a sufficient number of patients and physicians,

who compete, patients for the physicians and the physicians

for the patients, and finally the groups must be large

enough that the parties can enter and leave the field at

will. In sum, there must be both the freedom to succeed and

the freedom to fail (Smith, 1976; Milton Friedman, 1979;

Institute for Health Planning, 1980; Samuelson, 1958).

In the United States, society has been encouraged to

believe that because of the fee-for-service system a free

market medical care system exists. This fee-for-service

payment suggests that the health care system (including

medical procedures) has a real commodity value rather "than

a social service guaranteed by the government, as is more

typical in European countries" (Stevens, 1981).

Mechanic (1978) points out that the current medical

care system has not succeeded in controlling costs or

providing the desired level of services to society. Mechanic

concludes that the medical market has functioned as an

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allocative mechanism for the delivery of medical service and

there remains considerable problems with distribution and

poor organization despite efforts toward redistribution of

medical care. Given the extraordinary complexity of medical

politics, Mechanic (197 9) concludes that fundamental change

is impossible without political action that will provide

incentive systems for individual patients and physicians.

This corresponds to Knavery's (1976) position that the

health care system is structured by the same social and

political forces that impact the broader structures of

society.

Most contemporary health care providers feel that

managed care networks, that pull together the customer,

provider and insurer into a new alliance, will emerge as one

of the major building blocks to the new health care system.

Quality patient outcomes with negotiated financial terms

will drive an entirely new process in the relationship

between customers and providers (West, 19 93).

Health Maintenance Organizations (HMOs)

HMOs, the results of efforts to provide better service

for individuals and contain health care costs, are prepaid

plans patterned after the Kaiser-Permenete health care plans

developed in California during the 1940s. HMO enrollment has

risen from approximately 6 million in 1976 to 34.1 million

in 1991, while the workforce enrollment in companies' HMO

plans increased from 26 percent in 1980 to 45 percent in

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1984. HMOs have also been popular with federal employees,

whose membership increased from 8 percent to 16 percent

between 1975 and 1985 (Francis, 1986; U.S. Dept. of

Commerce, 1992) .

Numerous studies examined the factors influencing the

decision to join a HMO (Arthur D. Little, Inc., 1983; Berki

& Ashcroft, 1980,; Juba, Lave, & Shaddy, 1980; Klegon, 1981;

Laird & Herd, 1987; McQuire, 1981; Morrisey & Ashby 1982;

Roghmann, Gavett, Sorenson, Wells, & Wersinger, 1975;

Tessler & Mechanic, 1975; Venkatesan, Moriarty, & Sicher,

1980; Welch & Frank 1986). The research was primarily

descriptive, focusing on who selected HMOs rather than why.

Why consumers select or do not select health care protection

plans has only been recently explored (Berki & Ashcraft,

1980; Thompson & Rao, 1990).

Despite their popularity, or inevitability because of

escalating health care costs, HMOs do not always compete

successfully (MacStravic, 1982). Berki and Ashcraft (1980)

found that both delivery characteristics (e.g., quality,

continuity, comprehensiveness, accessibility) and insurance

characteristics (e.g., price, benefit package) contribute to

enrollment decision. Furthermore, the cost,

comprehensiveness, and accessibility contribute most to

enrollment, while the barriers to enrollment include lack of

familiarity with the HMO model and limitations on provider

choice. Scotti, Bonner, and Wiman (1986), in a similar

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study, found that the quality of care factors were more

important than cost/benefits factors in explaining the re-

enrollment decision.

Shimshak, DeFuria, and DiGiorgio (1988) examined client

satisfaction and the factors associated with disenrollment,

and found that overall dissatisfaction and dissatisfaction

with specific health care attributes were important

predictors of disenrollment. These factors contributed more

than either the age of the subscriber or the presence of a

non-plan family member. Specific dissatisfactions included

cost of care, quality of care, and inaccessibility of

services.

HMO Disenrollment

Disenrollment is a major problem for HMOs. Travis,

Russell, and Cronin (1989) found that approximately 30

percent of HMO members disenroll each year. Scotti, Bonner,

and Wiman (1986) concluded that for the people planning on

disenrolling that the quality of care was the most important

factor and cost was the second most important factor. Berki

and Ashcraft (1980) found this the reverse for initial

enrollees; cost was more important, followed by quality of

care. Travis, Russell, and Cronin (1989) stated that four

factors accounted for virtually all voluntary disenrollment:

cost (too expensive, prices escalated), choice (limited

choice of doctors and hospitals), quality (physicians'

attitude, lack of responsiveness of plan/staff), and

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ease/convenience (e.g. distance from home). Of these

factors, Travis et al. found that the leading factor for

disenrollment was cost followed by quality, choice, and

ease/convenience factors at the same approximate value.

Cunningham and Williamson (1980) argued that

maintaining quality of care delivered along with enhancing

patient satisfaction with services provided was vital to HMO

success. Donabedian (1983) found that client satisfaction is

a legitimate component of the quality assessment for a HMO.

Similarly, Zapka and Dorfman (1982) found in a study of a

HMO in a college setting that consumer satisfaction becomes

more important as the consumer becomes more flexible in

their alternatives to seek other means of care.

While accumulated findings of the cited studies are

consistent in their findings that consumer satisfaction is

fundamental to HMO enrollment and re-enrollment (Zapka,

1979), Dolinsky & Caputo (1990) pointed out that most

studies were confined to one HMO and lacked comparability to

traditional fee-for-service populations. In addition,

several authors (Lebow, 1974; Rivkin & Bush, 1974; Ware,

Wright & Snyder, 1975) pointed out that there is a lack of a

conceptual framework in consumer satisfaction studies.

Other factors have been shown to be related to patient

satisfaction. Pope (1978) found that consumer satisfaction

was significantly related to the length of the relationship

between physician and patient, age of the HMO member, and

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the higher perceived status of the physician. Scitovsky and

Benham (1979) also found physician-patient communication

appropriateness and physician-patient continuity (length of

relationship) to be a factor in the retention of HMO

enrollees. MacStravic (1977) also found the physician-

patient relationship to be instrumental in patient

satisfaction. Similarly, Luft (1981b) suggested that access

and continuity of care are related to consumer satisfaction.

Still other factors have been shown to be related to

consumer satisfaction. Berki and Ashcroft noted that beliefs

about the efficacy and appropriateness of health care

positively influenced consumer satisfaction. Also a Harris

poll (1980) found that 24 hour coverage, convenience, one-

stop shopping for services, physician-patient continuity,

and preventive services contributed to consumer

satisfaction. Fincham and Wertheimer (1986) in their study

of consumer satisfaction found that physician-patient

continuity, self-assessed health, preventive health

practices, and appropriateness of communication from the

physician explained more than 21 percent of the variance in

consumer satisfaction. Finally, Mullen and Zapka (1981)

found that one of the benefits of HMO preventive programs

was an increase in consumer satisfaction.

Hospital Choice

Hospital choice is another major health care choice.

There are allopathic hospitals staffed by Medical Doctors

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(MDs) and osteopathic hospitals staffed primarily by Doctors

of Osteopathy (DOs). Although all but twelve states have the

same licensing examinations for both DOs and MDs, only about

4 percent of physicians (Statistical Abstract of the United

States 1986) are DOs. Consumer perceptions of the

differences between DOs and MDs, both across time and

geographic regions, were studied by Hoverstad, Lancaster,

and Lamb (1988). There are two basic difference between DOs

and MDs; DOs are disproportionately general practitioners

and they advocate a more "holistic" approach to medicine,

emphasizing body unity, capacity for the body to self-

regulate, and an interdependence of structure and function

(Lane & Lindquist, 1988; Sprafka, Ward & Neff, 1981) .

Because few studies have been done on osteopathic

choice - hospital choice (Margoles, Territo, & Lamberti,

1986) and osteopathic physician choice (Lindquist, 1988;

Riley, 1980; Hoverstad, Wade & Ramb, 1988) - the consumer

choice factors have been primarily determined by studies

relating to allopathic hospitals (Lane & Lindquist, 1988).

An increased competition among hospitals was noted by

Goldsmith (1980). Robinson and Cooper (1980-81) found that

consumers were becoming more active participants in

decisions affecting their health, including hospital choice.

This was related to a significance of proactive individuals

becoming more health-conscious and better informed about

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health care which was, unfortunately, slowly recognized by

hospital administrators (Bloc, 1984; Hick, 1986).

After it was discovered that consumers could choose

different hospitals (Berkowitz & Flexner, 1981) research

determined that consumers focused on four factors in their

selection: quality of care, cleanliness of the facility,

attitude of hospital staff, and reputation of the hospital

(Berkowitz & Flexner, 1981) . The number of factors was

increased in subsequent research on allopathic hospital

selection, this research included Berkowitz and Flexner

(1981), Boscarino and Steiber (1982), Malhotra (1983), Kurz

and Wolinsky (1984), National Research Corporation (1984,

1985, 1986) and Friedman (1986) . Research on osteopathic

hospital selection included Margoles, Territo, and Lamberti

(1986), Linquist (1986), and five proprietary studies for

the American Osteopathic Hospital Association, two in 1980

and three in 1985, all cited in Lane and Linquist, (1988) .

Lane and Linquist found substantial consistency across the

studies in the choice factors being considered by customers

to select hospitals. For example hospitals "located near

home/convenient" was the primary attribute in Boscarin and

Steiber (1982), and Javalgi, Rao, and Thomas (1991). This

pattern of consistency included the following attributes:

hospital has specialist doctors, reputation, modern

equipment/technology, courteous employees, cost of care,

doctors' recommendations, friend's/relative's

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recommendation, and type of hospital (Javalgi, Rao, &

Thomas, 1991) .

Woodside, Sertich, and Chakalas (1987) found that

female patient satisfaction, compared to male, with hospital

choice (and stay) was influenced by their perception of

personal participation in the choice decision and their

evaluation of physician attendant during the hospital stay.

Marketing of Health Care Services

The marketing of health care services is a central

concern of health care professionals since it relates

directly to consumer satisfaction (e.g., selection of

physicians, hospitals and health care services) which Luft

(1981a, p251) argued is "perhaps the most important

dimension of HMO performance." Kotler (1986) suggested that

the satisfaction of consumer wants and needs is the backbone

of the marketing-oriented organization. MacStravic (1977)

described the basic marketing principles in a health care

context. Griest (1974) studied the justification of the use

of marketing techniques in health care services and Burger

(1974) examined the marketing models of patient behavior,

while Katz and Soigir (1967) examined the design and

implementation of a marketing program. From the consumer's

perspective on health care marketing the works of Hulka

(1975), Ware (1975), Stratman (1975), Ware and Snyder

(1975), and Kelman (1976) should be examined.

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Decision Making

Research on decision-making, closely related to

perceptuals, began in the economic and administrative

sciences which developed two major paradigms of decision

making: economic man and administrative man. The economic

man model assumed that the individual would deal with all

alternatives and their consequences, and would know the

probabilities of the occurrence of each consequence. Simon

(1957) said the model of economic man was unrealistic

because of the infinite number of alternatives in complex

decisions, lack of knowledge on the existences of

alternative paths, and the inability to estimate the

infinite number of consequences.

The model of the administrative man was less

problematic because it viewed man as having a limited

knowledge of alternatives and consequences. Within this

model there was three types of decision making strategies:

optimizing, satisficing, and mixed scanning. A plan

describing the type of search, deliberation, and selection

procedure an individual utilizes in the process of making a

decision is known as a decision-making strategy. (Janis &

Mann, 1977) .

Optimizing is a strategy by the decision-maker

expecting the greatest possible reward. Miller and Star

(1967) argued that this strategy was idealistic and

unattainable because of the transient nature of realities.

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Given its unrealistic nature, optimizing was replaced with

the more realistic sub-optimization process. Sub-

optimization is when the decision-maker maximizes selected

benefits at the expense of losing other benefits (Janis &

Mann, 1977). The problem with this strategy is that it

emphasizes the losses, moreover, something is gained at the

expense of losses. Another strategy, satisficing, is closely

related to sub-optimization.

Simon (1957) said that satisficing is a strategy that

strives to meet a minimal set of standards; it doesn't try

to maximize, rather it tries to satisfice. This strategy,

Simon argued, is more appropriate to the limited rationality

of humans.

Moral decision making, elimination by aspects, and

incrementalism are three variants of the satisficing

strategy. Moral decision-making is when an individual

chooses an alternative based on anticipated self and/or

social disapproval (Schwartz, 1970) . The elimination by

aspects occurs when the decision maker methodically

eliminates alternatives that do not contain the selected

(desired) aspects. Similarly, incrementalism is when an

individual makes incremental decisions toward a perceived

goal (Janis & Mann, 1977) .

The last of the decision-making strategies is mixed-

scanning. This strategy is a synthesis of optimizing and the

incrementalism type of satisficing, and involves fundamental

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policy-making procedures which set basic directions and

incremental processes which prepare for the fundamental

decisions (Etzioni, 1967) .

Models

At least five major theoretical models have been

developed to illustrate the decision making strategies of

individuals. These are Achievement-Motivation, Attribution,

Expectancy, Consistency, and Conflict Models. The

Achievement-Motivation model explains what motivates an

individual to act in a specific way to achieve a particular

goal. Based on the work of Pavlov and Thorndike in the

1890s, the modern Achievement-Motivation model explains how

the personality and environment interact to motivate

behavior (Atkinson & Birch, 1978) .

Attribution Models

The purpose of attribution models is to organize

knowledge regarding "why" behavior occurs and to provide

direction for individuals to control their behaviors. In

other words, attribution models were designed to answer the

question: To what is the behavior attributed? Fritz Heider

(1958), who first proposed theoretical notions about

attribution, concluded that individuals interpret events as

having external (outside self) and internal (within self)

attributions. Of particular importance to medical decisions

is the Attribution Model of Learned Helplessness in Humans

(Abramson, Seligman, & Teasdale, 1978; Garber & Seligman,

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1980), which refers to the debilitating consequences of

experience with uncontrollable events. Abramson, Seligman,

and Teasdale (1978) hypothesized that learning outcomes are

uncontrollable results in motivational, cognitive, and

emotional deficiencies. The researchers, however, concluded

that helplessness could be reversed and prevented by the

exclusion of defective information processing. Moreover, if

the individual gets the information they feel is right, they

do not feel helpless.

Expectancy Models

To understand the individual's expectation of the

consequences of their behavior is the purpose of the

Expectancy Models. The thesis of the model is that

expectations determines satisfaction which, in turn, affect

the individual's experience. In addition, individual and

peer group attainments influence expectations as does values

and norms in society (Beau, 1964). Lewin (1946) developed an

expectancy model, the Lewin's Force Field Analysis, which

hypothesized that an individual chooses an alternative that

results in expected gains and avoids unexpected gains.

Consistency Models

Types of Consistency Models, all of which are premised

on the notion that individuals aspire to consistency in

their knowing, feelings, and acting, include balance,

congruity, symmetry, and dissonance models (McGuire, 1966).

The dissonance model by Festinger (1964) had a profound

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effect on the concepts concerning decision making and

included three fundamental assertions: individuals strive

for an internal consistency of cognition or perception of

the world, efforts are made to rationalize any

inconsistencies, and if inconsistencies can not be

rationalized, then individuals feel a psychological

discomfort which Festinger calls dissonance. According to

Festinger and Aronson (1968), this dissonance model predicts

that after a decision, an individual will try to convince

him/herself that the chosen alternative is better than

previously thought. This exaggeration is a means that

individuals often use to deal with the conflict of choosing

one alternative over another.

Conflict Models

Conflict Models theorize that individuals experience

conflict with every decision regarding their own vital

interests. This conflict is the result of having to choose

one alternative over another (Festinger, 1964; Janis & Mann,

1977; Lewin, 1935 & 1948). Based on the existing knowledge,

about the role of psychological stress generated by Lewin

(1935 & 1948) and Festinger (1964), Janis and Mann (1977)

developed a theoretical model call the Conflict Model of

Decision-making. This model explained and predicted the

behavior of individuals in terms of "when, how, and why

psychological stress generated by decisional conflict

impose[d] limitations on human rationality" (Janis & Mann,

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1977, p. 3) and specified the antecedent variables of risk,

hope, and time that create a level of stress which, in turn,

results in either defective or vigilant decision-making.

Defective decision-making at its most uncommon level is

panic (Quarantelli, 1954) but the more typical response is

defensive avoidance, which manifests itself in three ways:

procrastination, exalting the least objectional alternative,

and individuals deferring decisions to someone else (Janis,

1968) .

Several studies indicate that "hope" contributes to

positive decision-making outcomes (Coulton, Dunkle, Goods, &

Macintosh, 1982; Dufault, 1981; Frank, 1968; Schulz, 1976)

not only with hospitalized individuals, but all individuals,

in the sense of freedom of choice, which is the ability of

individuals to exercise personal control in decision-making,

particularly the chose of alternatives (Janis & Mann, 1977;

Lefcourt, 1973; Averill, 1973).

Behavior Models

One of the earliest researchers to develop a general

theory and model of the behavior of persons in need of

medical care services was Talcott Parsons. In 1951 Parsons

recognized the connection between social systems and culture

within which the patient and provider functioned, and the

individual behavior. His research concluded that a

theoretical understanding of individual medical care

behavior is dependent upon a broad and integrated view of

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social and behavioral science (Parsons, 1959 & 1964) . As an

example of general theory of social interaction, Parson's

research with the physician-patient relationship was the

foundation for additional research by subsequent

researchers.

Sick-Role Model

Central to Parson's research was the "sick-role" model

(for review of sick role research see Alexander Segall,

1976) which establishes three patient obligations:

motivation to get well, desire to seek technically competent

help, and trust the professional by accepting advice. Of

particular importance is the second which is the decision-

making threshold for the consumer (Parsons, 1951) .

Other research included Mechanic (1962), who concluded

that patients react differently depending upon the way they

comprehend their illness. Which is to say that if the

patient understands that the medical condition is common and

low risk, they will seek treatment in a routine way. If the

condition is understood to represent a considerable risk of

loss, the level of concern will increase and the patient

will be more aggressive in pursuit of treatment (1962) . This

conclusion was based on several assumptions including the

frequency of illness in the population, patient familiarity

with signs of the illness, predictability of the illness's

results, and the potential risk of loss that could result

(Mechanic 1959, 1960, 1961, 1962). While Mechanic's research

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is focused on the individual decision-making process and

suggests that patient's decisions are based on information,

the research does not describe how extensively the

information is used, or how it is used by the patient (Zola,

1964) .

Friedson Model

Contrary to Parson's optimistic patient-physician model

is the Friedson model, which shows that the patient-

physician relationship is a "tension ridden, unstable

phenomenon" (Friedson, 1961, p 189) and that the Parson

model is a limited perspective, ignoring the necessity of

conflict in human relationships, and best used as an ideal.

In the same study Friedson also developed the concept of the

"lay referral system." This portion of the study showed that

the attitude and behavior of patients who received medical

services from three different types of medical care

organizations moved through definable stages. This was in

contrast to Parson's description of patients behaving in a

standardized pattern in a given societal structure

(Friedson, 1961) .

In a later study, Friedson observed that physicians act

in their own self interest and encourage the patient's

perception of physicians in exalted roles as a means to

control the medical market and the patients. His study also

suggests that market price of medical services plays a role

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in the decision-making process of new patients (Friedson,

1970-a, 1970-b).

Suchman's Care Seeking Model

Suchman (1965) also examined care-seeking behavior and

in his decision-making model (Coe, 1978, p.116) incorporated

social, cultural, and psychological factors to describe the

behavioral alternatives for the patient. Suchmann's care

seeking model included five major outcome options: Symptom

Experience-denial, delay, or acceptance; Assumption of Sick

Role-denial, acceptance; Medical Care Contact-denial,

shopping, confirmation; Dependent-Patient Role-rejection,

secondary gain, acceptance; Recovery and Rehabilitation-

refusal, malingerer, acceptance.

Suchman's model laid the ground work for a decision

making model and similarly, except in an expanded fashion,

Mechanic (197 8) tried to demonstrate the decision-making

process in a ten step model. Kaduskin (1958) also tried to

delineate the different types of decisions and the various

guidelines within each decision type.

Health Belief Models

A parallel development, and major contributor to the

study of decision-making, are Health Belief Models (HBMs). A

group of social psychologists at the U.S. Public Health

Service developed HBMs during the 1950s in an effort to

determine why people did not participate in programs to

prevent or detect disease (Hockbaum, 1958; Rosenstock 1960,

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1966, 1974, 1990). The model was subsequently extended to

apply to individual's responses to symptoms (Kirscht, 1974)

and to individuals' behavior in response to diagnosed

illness (Becker, 1974). These HBMs developed by the social

psychologists were based in psychological theory on a

confluence of learning theories derived from two major

sources: Stimulus Response Theory, or S-R (Thorndike, 1898;

Watson, 1925; Hull, 1943), and Cognitive Theory (Kohler,

1925; Tolman, 1932; Lewin, 1935, 1936, 1951; Lewin, Dembo,

Festinger, & Sears, 1944). Furthermore, S-R was itself a

confluence of classical conditioning theory (Pavlov, 1927)

and instrumental conditioning theory (Thorndike, 1898) . To

summarize S-R, theorists argued that learning resulted from

events (reinforcements) that reduced physiological drives

that activated behavior and cognitive theory emphasized the

role of expectations held by the individuals (Lewin, Dembo,

Festinger, & Sears, 1944) . Cognitive theory argues that

behavior is a function of the subjective value of an outcome

and of the subjective probability or expectation that a

particular action will achieve that outcome.

The work of S. V. Kasl and S. Cobb (1966), which can be

grouped with the work of Rosenstock, identified three

groupings of health related behavior. First, is the behavior

of persons who think they are healthy. Their behavior could

include preventive measures such a regular checkups. Second,

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91

is the behavior of people who feel ill. Third, is the sick

role behavior, which is behavior for remedy or cure.

Rosenstock based his health-belief-model on the

individual's willingness to act because of susceptibility to

a particular illness and its probable severity. In order to

act the individual must see the potential benefits of the

recommended health behavior contrasted against the costs

(financial, death, disability, etc.) and there must be a

specific stimulant to action, either internal or external,

that causes the patient to pursue the health behavior.

Rosenstock's health-belief-model can be summarized by saying

that preventive service will not be sought by an individual

unless s/he has the necessary health related motivation and

knowledge. Furthermore, the individual must perceive a risk

that can be avoided by medical intervention.

Other contributions to the HBMs included Bandura who

introduced the concept of self-efficacy, or efficacy

expectation (the conviction that one can execute the

behavior required to produce the outcome), as distinct from

outcome expectations (Bandura, 1977a, 1977b, 1986).

Leventhal (1970) concluded that fear, through threatening

messages changed individual's cognition about health

matters. Rogers (1975), similarly, argued that the most

persuasive communications about health matters are the ones

that arouse fear while enhancing perceptions of the severity

of an event.

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92

Health-belief-models do not provide a complete view of

the individual health behavior variables. Enough research on

the models has been done to describe the limitations and

determine the capabilities of the HBMs as predictors.

Researchers generally agree now that individuals will take

action to prevent, to screen for, or to control ill-health

conditions if they believe: they are susceptible to the

conditions; conditions have potentially dangerous

consequences; if action would be beneficial in reducing

susceptibility or severity of the conditions; that

anticipated barriers to, or cost of, taking action are

outweighed by its benefits (Rosenstock, 1990) .

Criticisms of Health Belief Models

There are five criticisms of HBMs. One, and perhaps the

most fundamental problem is that an individual's belief and

behavior may or may not relate, which is significant if an

attempt is made to develop a policy for the delivery of

medical services based on the predictive reality of the

models (McKinlay, 1972 & Kirscht, 1974) . A second related

criticism is that direct attempts to modify beliefs are

often unsuccessful and that some alternative is needed

(Rosenstock & Kirscht, 1974).

The third criticism follows the second and argues that

both individual and socio-environmental factors should be

targets for health intervention (Rosenstock, 1990; Janz &

Becker, 1984; HBM studies 1974-1984) . A fourth criticism of

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93

HBMs is focused on its lack of quantification. A successful

HBM, moreover, would provide numerical coefficients to the

susceptibility, severity, benefits, and self-efficacy, as

well as mathematical relationships between them. With only a

few exceptions (Becker et al, 1977; Maiman et al, 1977;

Cummins, Jette, & Rosenstock, 1978) research has generally

focused on substance rather than on method.

A fifth criticism of HBMs is that by focusing on the

individual determinants of health behavior, there is a

danger that victim-blaming will be encouraged. On the other

hand, Rosenstock (1988) argued that it is possible to assign

blame for health problems to factors outside the individual

while placing responsibility on the individual for problem

solutions. The individual is thus not blamed for having the

problem but is expected to assume responsibility for solving

the problem (Brinkman, et al, 1982) . This model appears to

be appropriate for the prevention of relapse to unhealthful

behavior (Marlatt & Gordon, 1985) .

While HBMs have its roots in the threat avoidance logic

of preventing or detecting serious illness, the model does

have applicability to health promotion such as diet and

exercise regimes whose purpose is to prevent or delay the

onset of illness or disease. In these cases, developing

awareness and specific situations in which efficacy may be

low and rehearsing the desired behavior appears to enhance

self-efficacy (Gilchrist & Schinke, 1983) . Other methods of

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94

enhancing efficacy includes relation training to reduce

anxiety during the behavior change process (Gilchrist &

Schinke, 1983; Kaplan, Atkins, & Reinsch, 1984) and verbal

reinforcement to enhance self-efficacy (Nicki, Remington, &

MacDonald, 1985; Chambliss & Murray, 1979a, 1979b; Blittner,

Goldberg, & Merbaum, 1978). The research of Ewart, Taylor,

Reese, and Debusk (1984) suggests that counseling from a

credible source may be effectively used to generalize

specific task-related efficacy expectations to other

behavior.

Summary

The purpose of the preceding review was to provide

insight into research relating to individuals/patients'

decision making process as it relates to health care

decisions and physician selection. While the research has

been both extensive and inconclusive, several

generalizations are evident. Physician profile, health care

enviroment, cost, socio-demographic profile of individual,

and belief systems all effect health care decisions. In

addition, the consumers/patient perceptuals such as

satisfaction, results, quality of care, and

benefit/consequences are pivotal to health care decisions.

The influence of these perceptuals cannot be

underestimated and also demonstrate the lack of factual and

insightful information available to individuals. Because of

the paucity of information, along with service complexity

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95

and lack of objective standards to evaluate health care

choices, interpersonal sources (friends, neighbors,

relatives, and co-workers) of health care information is the

most prevalent source of information in health care

selection decisions (Robertson, 1971; Swartz & Stephens,

1984; Frieden & Goldsmith, 1989) .

It is imperative to increase our understanding of

health care decisions and apply the cumulative research to

the fundamental goal of health care which is to provide the

highest quality health care at the most affordable cost to

the most individuals. This study will contribute to that

goal.

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CHAPTER III

METHODOLOGY

The purpose of this study is to determine the factors

that influence the consumer's choice of a primary care

physician; to identify what those factors are, and to

determine the significance of each factor and of

combinations of the factors in the selection process.

The Search Decision Process Model

There are several factors influencing the decision in

the selection of a primary care physician. These factors

have been integrated to build a model and is referred in

this study as the Search Decision Process (SDP) model

(Illustration 1). The model is based on how users perceive

the value of information. It includes factors that may be

either antecedents or consequences, both of which serve as

interacting factors in the search decision process. Factors

such as cost, insurance, location and physician profile are

antecedents, or factors that precede the actual decision.

Factors like results and benefit expectations are considered

consequences and also precede the final decision

(Illustration 2). The two types of variables, antecedents,

Xi# and perceptuals (consequences), Yi=f(Xi), interact with

the knowledge base of the consumer, thus creating persuasion

and culminating with the consumer making the decision,

96

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97

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99

depicted as Zi=g(Xi, ffXj). The process itself is a function

of information that enhances the current state of knowledge

and helps direct the consumer to an informed decision

(Illustration 3). The search and decision process thus forms

the model consumers follow in their selection.

Description of the Population

The population consisted of patients from selected

clinics. The process of selecting the family practice

clinics for the administering of this survey began on

February 15, 1993. To facilitate the distribution of the

questionnaire and control of the survey, the designated

areas for selection purposes were in the Dallas/Fort Worth

area and the Denton/Lewisville area. The directories used to

locate the clinics were the GTE Telephone Directory and

BlueCross BlueShield of Texas Health Select Directory. The

BlueCross BlueShield of Texas Health Select Directory lists

primary care physicians, specialists, mental health and

chemical dependency providers, hospitals and other

facilities in the network. This directory is provided to the

University of North Texas employees who are covered under

this health care plan. When an employee enrolls for

insurance coverage under this plan they are required to

choose a primary care physician from this directory to

receive the maximum benefits allowed. These physicians have

agreed to participate and to offer special price incentives

to the insurance company and therefore to the participants.

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100

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101

Employees have the freedom of choice to seek csrs from 9.

non-participating professional or facility, however; their

benefits will be significantly less. This is because the

rates charged by non-participating physicians will most

likely be higher, therefore, both the insurer and the

insured will be required to pay more to offset the price

increase.

A total of sixteen family practice clinics were

contacted by telephone in the Denton, Grapevine, Highland

Village, Lake Dallas, Lewisville and Fort Worth areas. A

total of ten family practice clinics declined to participate

in the study, giving six clinics to be surveyed.

The population responding to the survey was from the

patients presenting themselves at one of the facilities for

health/medical care prior to seeing their physician. Each

patient had the opportunity to complete the survey. The

attitude and training of the individual handing out the

survey was critical to encourage patients to spend time

completing the survey.

The six family practice clinics that participated in

the administering of the survey were located in Denton, Lake

Dallas, Lewisville, and Fort Worth, Texas. A brief

description of each of the clinics/medical practices is

given below. The specific names of the clinics are not used

to maintain confidentially. For the purpose of this study

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102

the facilities will be referred to as clinics A, B, C, D, E,

and F (Appendix D-2).

Clinic A is a large modern facility located in Denton,

Texas with a population of approximately 50,000. This

facility is located within a medical complex that provides a

variety of medical services as well as a drive through

pharmacy. It is within walking distance of the University of

North Texas and located in a rather densely populated

neighborhood. This community also encompasses the Texas

Woman's University with an enrollment of approximately

10,000 students and the University of North Texas with an

enrollment of approximately 26,500 students in 1993. A large

portion of Denton's population are students and faculty

members affiliated with one or both universities.

Clinic A has seventeen staff members which include an

office manager, office supervisor, receptionist, and four

full time staff physicians. Two of the four are Board

Certified by the American Board of Family Practice. The

other two physicians, are family practitioners but haven't

obtained Board Certification by the American Board of Family

Practice. This family practice clinic sees approximately one

hundred and twenty (12 0) patients per day. The receptionist

would offer the survey to each patient as they were signing

in for their appointment (Table 3-1).

The second family practice clinic, Clinic B, is also

located in Denton, Texas. This is a smaller clinic located

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103

in an older section of Denton and is again within walking

distance of the University of North Texas. It is encompassed

within a medical complex and with a drive through pharmacy.

Clinic B is a small practice staffed by one primary

care physician who is board certified by the American Board

of Family Practice. It has four staff members which includes

one full time receptionist, two part time receptionists and

a nurse. All three of the receptionists were responsible for

administering the survey. This clinic sees approximately

thirty patients per day (Table 3-1).

The third family practice clinic, administering the

survey, Clinic C, is located in Denton, Texas. This family

practice clinic is a modern facility, with pleasing decorum

located in a small shopping center next door to a day care

center. It is close to the interstate for easy access.

This clinic is a small group practice of two

physicians, who are board certified by the American Board of

Family Practice. The clinic has a total of eight staff

members including two physicians, an office manager, nurse,

and receptionist. This clinic sees approximately 60 to 80

patients a day. The receptionist was the primary person

responsible for administering the survey (Table 3-1).

The fourth clinic participating in the survey, Clinic

D, is located in Lewisville, Texas approximately 18 miles

south of Denton, Texas. This clinic is a large modern

facility that provides a variety of medical services. It is

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located convenient to the HCA Lewisville Hospital and

approximately a quarter of a mile from the interstate, which

makes it accessible. The population of Lewisville, Texas is

approximately 48,000.

The clinic itself has an open and inviting atmosphere.

There are approximately 20 staff members, including five

receptionists with rotating duties and three physicians who

are board certified by the American Board of Family

Practice. The front office and reception area accommodates

approximately five employees. Clinic D sees approximately

sixty to sixty-five patients per day (Table 3-1).

Clinic E was the fifth clinic to participate in the

administering of the survey. Clinic E is a large modern

facility located within a teaching institution in Fort

Worth, Texas. The population of Fort Worth, Texas is

approximately 447,619.

This clinic has approximately twenty-one staff

members: a clinic supervisor, six receptionists, five

nurses, three physicians, and six medical students. The

director of the clinic is a D.O., and supervises the six

medical students who are on staff full time. The clinic sees

approximately sixty to sixty-five patients per day. The

receptionist had the primary responsibility for

administering the survey. This particular family practice

clinic had the greatest number of surveys returned and the

fastest response in the participation of filling out the

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survey than any of the other clinics. The enthusiasm of the

staff members and patients at this clinic surpassed all the

other family practice clinics who participated in this

research (Table 3-1).

Clinic F was the sixth and final family practice

clinic participating in this study. This clinic is located

on the north end of Lake Dallas, Texas with a population of

approximately 37,250. This clinic has five staff members.

They are an office manager, nurse, receptionist and two

physicians who are Board Certified by the American

Osteopathic Board of General Practice. The clinic provides a

variety of medical services and treats between thirty to

thirty-five patients per day. The receptionist had the

primary responsibility for administering the survey (Table

3-1) .

Clinics A B C D E F

Number on staff 13 4 6 17 18 3

Number of physicians 4 1 2 3 3 2

Avg. patients/day 120 30 70 65 65 35

Table 3-1. Clinic staffing and average no. patients/day

Data Collection Procedures

This researcher actually started, placing surveys in

selected clinics, on February 17, 1993 and concluded on May

17, 1993. The surveys were collected three days a week on

Monday, Wednesday, and Friday from four clinics: Clinic A,

Clinic B, Clinic C, and Clinic D. The surveys were collected

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once a week on Monday from Clinic E and Clinic F. Both of

these clinics would be called during the week to answer any

questions regarding the survey. The other clinics were

visited often enough to answer questions as they occurred.

During the collection process the receptionist, from

each clinic, was offered additional support and training in

administering the survey and the opportunity to comment on

their experience in administering the survey. The

receptionist was encouraged to share their opinion in regard

to the patient's reaction to the survey to improve future

efforts of this nature.

In conducting this kind of study it became apparent

one must gain the support and good will of the receptionists

who were being asked to assume additional responsibilities

of administering the survey. The attitude of the individual

handing out the survey and their willingness to answer

questions is important to the respondents who were willing

to take the time to complete the survey. The two clinics

that experienced difficulty in administering the survey from

the beginning of this phase of the study, may have been

influenced by the attitude of the receptionist at these

particular clinics. Once this was brought to the attention

of the physician-in-charge or the office manager the

receptionist was given additional administrative support and

instruction and the flow of completed surveys was increased

two fold.

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Description of the Survey Instrument

The survey was developed using questions from

recognized instruments which have demonstrated validity and

reliability. Some modification and inclusion of questions

was done so that some questions could be grouped to provide

multiple responses about an issue (grouping questions helps

increase reliability and presents a more valid picture of

the responses). The questionnaire was reviewed by Dr. Bert

Hayslip, University of North Texas Psychology Department and

Karen Bembry, University of North Texas Educational Research

Laboratory. In January 1993 the survey was pilot tested on

24 individuals and the physicians at each of the selected

clinics for content, form and readability.

Patients visiting the participating clinics were asked

to complete the survey consisting of three categories of

questions (Appendix A-l). One category of questions

considered the antecedent factors that affect the choice of

physicians such as, environmental, economic, physician

profile, sociodemographic and self-efficacy (Illustration

2). The second category of questions dealt with the

characteristics that consumers "perceive" as necessary in a

physician and also questions relating to results and

benefits expectations of the consumers (Illustration 2). The

third category of questions addressed the demographic and

socioeconomic data of the sample population.

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The format of the questions are closed ended. This

format was selected for the following reasons. First, it

provides uniform reference for the respondents and reduces

ambiguity. Second, it is economical to analyze the closed

ended format. Third, analysis of the data is facilitated.

The questions are short and direct to save respondent's time

and to assist in maintaining one's attention span.

Description of the Variables

Based upon earlier studies there are various factors

that affect the decision process in selecting physicians

(Crane & Lynch, 1988; Sarker & Saleh, 1974; Wotruba & Hass,

1985), and hospitals (Javalgi, Rao & Thomas, 1991; Boscarino

& Steiber, 1982). There are certain critical factors that

most consumers depend upon in making their decisions. Not

only are the choice factors important but the process of

internalizing the information gathered and the use of this

information to make decisions are the objective of this

study.

The hypotheses for this study are:

1. Information plays a significant role in the

consumer selection of a primary care physician.

2. Demographics play a significant role in the

consumer selection of a primary care physician.

3. Economic factors play a significant role in the

consumer selection of a primary care physician.

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4. Expected health outcomes, by consumers, plays a

significant role in the selection of a primary

care physician.

5. Checking the credentials of the physician plays a

significant role in the selection of a primary

care physician.

The independent variables studied comprise factors

that were derived from a factor analysis on all scaled

questions and responses using the Statistical Package for

the Social Sciences (SPSS) release 4.1 for IBM VM/CMS

(Appendix B). There were twelve (12) factors isolated by

SPSS. Of the 12 factors, the ten (10) most significant

factors were used for this study (Appendix C-l). Two factors

were eliminated because they were either duplicated in one

of the other 10 factors or their significance would not have

provided additional insight for the study. The order of

their ranking are as follows:

o Physician reputation (Fl)

o Physician socio-demographic (F2)

o Economic (F3)

o Environmental (location and appointments) (F4)

o Perceptuals (F5)

o Self-efficacy (patient's self awareness) (F6)

o Insurance (F7)

o Communication (doctor-patient communication) (F8)

O Technology (technology and staff) (F9)

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o Opportunity (time) (F10)

After deriving the factors and ranking the factors by

their relative order of significance, a one way analysis of

variance was done on each factor for each independent

variable representing the characteristics of the patient

population (Appendix B-2);

o Gender

o Age

o Marital status

o Education

o Ethnic origin

o income

o Occupation

o Residence

o Length of time at current address

Data Analysis Methodology

The survey consisted of 21 numbered questions,

although several of the questions were grouped into sub-

questions (Appendix A-l). There were some bivariant

questions of the "yes" or "no" type, others were

multivariant in which the scale range was from 1 to 7 and

others were closed ended questions such as the questions

concerning demographics. The surveys for each clinic were

color coded and serially numbered. This facilitated control

and made it easy to distinguish between clinics.

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Ill

The data was analyzed to detect choice factors using

SPSS factor analysis. This factored out the critical

factors. These factors were ranked according the their mean

and then further analyzed using Analysis of Variance. The

results of this analysis are discussed in chapter 4.

Limitations of the Study

The scope of the study was limited by several

restrictions. The first was the limitation of time which did

not allow for a longitudinal study of health consumer

decision making behavior. A follow up study over time and in

different areas of the country would possibly add to the

information base collected and analyzed in this study. Both

time restrictions and access to the clinics were a limiting

factor because there was not free access to the clinics'

patients for an indefinite time frame. Access to the clinics

was at the pleasure of the clinic administrators and the

resident physicians. The research was limited to those

individuals who chose to come to the clinics under study.

Another limitation was the differences in the policies and

administration of each of the family practice clinics.

Although the clinics are very similar in many ways, they did

operate under different policies limiting the ability to

draw useful comparisons in all areas.

The majority of the data were collected using a survey

questionnaire completed by patients as they presented

themselves for their appointment with their doctor. As a

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written instrument, it potentially suffers from ambiguity.

Respondents to the survey were self selecting, which

also is a limitation of the study. All patients arriving

during the data collection period at the family practice

clinics were asked to complete the survey. However,

compliance was completely voluntary. The time the patient(s)

were asked to complete the survey, prior to their being seen

by their physician, was selected to facilitate data

collection and limit the biasing influence of the quality of

service, also serves as a limitation. This becomes even more

apparent in the next chapter when doctor/patient

communications are discussed.

The results of the analysis are discussed in the

following chapter.

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CHAPTER IV

DATA ANALYSIS

This chapter analyzes the data collected at the six

(6) family practice clinics. First the data analysis methods

will be described; second a description of the respondents

to the survey are compared to the general population and

third the data was analyzed in relation to the hypotheses.

Specifically, the model was tested to evaluate the degree of

influence that each factor had on the decision process.

Respondent Characteristics

Data collected from the survey was analyzed using the

Statistical Package for the Social Sciences (SPSS) version

4.1. The first part of the analysis examined the frequencies

of the responses to each question. This was accomplished

using SPSS for statistical analysis, Draw Perfect and Plan

Perfect to construct graphs and charts of the responses

(Appendix D).

In total 3 00 patients responded to the survey. The

data was collected at six family practice clinics between

February 17 and May 17, 1993. The survey instrument was

presented at each clinic to patients who appeared for an

appointment during the survey period. It should be noted

that some clinics required more attention than others.

Frequent visits to each clinic and interest shown in the

113

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survey enhanced the overall questionnaire completion rate.

Patients were free to choose not to respond. Due to

administrative workload, a specific count of individuals not

responding was not maintained.

In addition to the written survey instruments, 58

telephone interviews were conducted with patients who

completed the survey (Appendix A-2). The individuals

contacted had indicated on the survey their willingness to

participate in a follow-up to the written questionnaire. A

time limit of two weeks was placed on contacting as many of

the of the 13 0 respondents who gave permission to call as

possible. Fifty-eight (58) people were contacted. These

interviews were used to validate some of the questions asked

on the survey and provide anecdotal data and opinions

regarding the research questions. Of the 300 respondents,

130 (44%) indicated that they could be called.

Not all of the 300 respondents answered all the

questions in the survey. Therefore, some questions had

missing cases that were not included in the statistical

analysis. Table 4-1 shows the frequency of responses by

clinic (Appendix D-l).

Clinics

A B C D E F Total Frequency 25 34 56 74 95 16 300 Percent 8.3 11.3 18.7 24.7 31.7 5.3 100

Table 4-1. Number and percent of respondents by data collection sites.

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Respondents were asked to indicate some specific

demographic data on the questionnaire as follows: gender,

age (by age range category), marital status, education (by

category), ethnic origin, annual income (by income range

category), occupation, place of residence and length of time

at present address. The specific responses to these

questions, by clinic, are shown in Appendix D-l.

Out of a total of 300 respondents, age is divided into

the following groups and percentages: 9 (3%) were under 20

years of age; 71 (23.7%) were in the 20 to 29 age group; 90

(30%) were in the 30 to 39 age group, this was the largest

grouping; 78 (26%) were in the 40 to 49 age group; 33 (11%)

were in the 50 to 59 age group; 13 (4.3%) were in the 60 to

69 age group; only 4 (1.3%) were over 70 and 2 (0.7%) did

not respond. Table 4-2 depicts this breakout in tabular form

(Appendix D-l).

Age of Respondents

<20 20-29 30-39 40-49 50-59 60-69 >70 Missing Tot

N 9 71 90 78 33 13 4 2 300 % 3 23.7 30 26 11 4.3 1.3 .7 100

Table 4-2 Age of Respondents

Of the 3 00 respondents 2 98 answered the question about

their gender. There were 234 (78%) females and 64 (21.3%)

males with 2 (0.7%) not responding to the question (Appendix

D-2). This is consistent with the findings of studies which

have shown that from two-thirds to seven-tenths of the

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consumers of health care are female (Kuperberg, 1982). Table

4-3 shows the gender and ethnic background.

Gender and Ethnic Background

Variable Respondents Census% n= 300

Gender Female 234 (78%) 50.7 Male 64 (21.3%) 49.3 Missing 2 (0.7%)

Ethnic Background Caucasian 220 (73.3%) 67.1 African-American 33 (11%) 15.5 Hispanic 22 (7.3%) 14.2 Asian/Pacific Islander 8 (2.7%) 2.7 American Indian 6 (2%) .4 Other 8 (2.7%) .1 No Response 3 (1%)

Table 4-3 Gender and Ethnic Background

The predominant ethnic background of the respondents

is caucasian. Two hundred ninety seven (297) respondents

replied to the question on ethnic background. Of those

replying, 220 (73.3%) are Caucasian, 33 (11%) are African-

American, 22 (7.3%) Hispanic, 8 (2.7%) Asian/Pacific

Islander, 6 (2%) American Indian, 8 (2.7%) Other and 3 (1%)

did not respond (Appendix D-2). This data is similar to the

Dallas Standard Metropolitan Statistical Area 1990 Census of

Population which shows 67.1% Caucasian, 15.5% African

American, 14.2% Hispanic, 0.4% American Indian, 2.7%

Asian/Pacific Islander, and 0.1% other.

Respondents were asked to indicate their marital

status by responding to one of five categories. The largest

group indicated they were married, 181 (60.3%); divorced or

separated 49 (16.3%); never married 58 (19.3%); widowed 9

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(3%); and 3 (1%) did not respond to the question. As

indicted by Table 4-4 over 50% of the respondents to this

survey were married. The 1990 census demographics for the

North Texas area shows 45.8% married, 32.7% never married,

15.1% divorced/separated, and 6.4% widowed. (Appendix D-2)

Marital Status

n=300 Percent Census Married 181 60.3 45.8 Widowed 9 3.0 6.4 Divorced/separated 49 16.3 15.1 Never married 58 19.3 32 .7 No response 3 1.0

Table 4-4 Marital Status of Respondents

Two hundred ninety eight respondents indicated their

educational background. One hundred (33.3%) indicated that

they had some college education. This was the largest group

of respondents. The remainder was as follows: completed

Baccalaureate, 57 (19%); completed post Baccalaureate

degree, 46 (15.3%); some post Baccalaureate work, 29 (9.7%);

completed high school, 34 (11.3%); some high school, 17

(5.7%); completed grade school, 15 (5%); did not respond, 2

(.7%) (Appendix D-2). The level of education overall was

very high as indicated in Table 4-5. A partial explanation

is the proximity of a large part of the population studied

to universities.

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Educational Background

n=300 Percent Completed grade school 15 5.0 Some high school 17 5.7 Completed high school 34 11.3 Some college 100 33 .3 Completed Baccalaureate 57 19.0 Some post Baccalaureate work 29 9.7 Completed post Baccalaureate 46 15.3 No Response 2 0.7

Table 4-5 Educational Background of Respondents

Respondents were asked about "Total yearly household

income, before taxes, from all sources". Only five (5)

individuals did not respond to the question. The largest

number of respondents 68 (22.7%) indicated income in the

highest category, over $50,000. Only 24 (8%) indicated less

than $5,000. The remainder are as follows: $5,000 to $10,000

23 (7.7%); $10,000 to $15,000 24 (8%); $15,000 to $20,000 24

(8%); $20,000 to $30,000 41 (13.7%); $30,000 to $40,000 50

(16.7%); $40,000 to $50,000 41 (13.7%); and 5 (1.7%) did not

respond to the question (Table 4-6). The total percent is

100.2% due to rounding (Appendix D-2).

Yearly Household Income

n=300 Percent* less than $5,000 24 8.0 $5,000 to $10,000 23 7.7 $10,000 to $15,000 24 8.0 $15,000 to $20,000 24 8.0 $20,000 to $30,000 41 13 .7 $30,000 to $40,000 50 16 .7 $40,000 to $50,000 41 13 .7 over $50,000 68 22 .7 No Response 5 1.7

* Total percent greater than 100 due to rounding, Table 4-6 Yearly Household Income

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To evaluate the role occupation may contribute to the

primary care physician selection decision patients were

asked to indicate their occupation. This area was divided

into ten categories. The results and percentages are given

below in Table 4-7 (Appendix D-2).

Occupation

n=300 Percent unskilled worker 11 3.7 skilled worker 21 7.0 office/clerical/sales 48 16.0 professional 99 33 .0 management 21 7.0 self-employed 15 5.0 homemaker 35 11.7 student 19 6.3 unemployed 7 2.3 other 19 6.3 No Response 5 1.7

Table 4-7 Occupation by Number and Percent

To ascertain the general geographic location in which

the respondents lived, place of residence was included in

the questionnaire. Table 4-8 depict these results (Appendix

D-2) .

Place of Residence

n=3 00 Percent City of Denton 86 28 .7 Outside city, but in Denton County 54 18 .0 Lewisville 35 11 .7 Dallas/Ft Worth 92 30 .7 Other 31 10 .3 No Response 2 0 .7

* Percent greater than 100 due to rounding Table 4-8 Place of Residence

To evaluate if length of time at a place of residence

had an impact on selection criteria, a question was included

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in the survey. By far, most people, 186 (62%) to be

specific, had lived at their current residence longer than

two (2) years. The next longest was 1 to 2 years which was

48 people or 16%. After that was 6 to 12 months at 27 people

or 9%; less than 6 months, 38 people or 12.7% with 1 (0.3%)

person not responding. Table 4-9 summarizes these results

(Appendix D-2).

Length of Residence

n=300 Percent < 6 Months 38 12 .7 6 to 12 Months 27 9.0 1 to 2 Years 48 16.0 Over 2 Years 186 62.0 No Response 1 0.3

* Percent greater than 100 due to rounding Table 4-9 Length of Residence

Factors and Components Ranked by Mean (Items scaled 1 to 7)

The survey included items which were scaled 1 through

7. Items marked 7 were considered to be most important when

selecting a primary care physician and items ranked 1 were

considered least important in the selection process. A

factor analysis was done on all scaled items using SPSS. A

total of 12 factors were isolated of which 10 were

considered significant. The factors were physician

reputation, physician socio-demographic, economic,

environmental,perceptuals, self-efficacy,insurance,

communication,technology, and opportunity. The factors were

labeled per the SPSS results. The factors and the components

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which make up the factor are listed below ranked by mean

(Appendix C-l).

Factor 8 (6.74)

( 6 ( 6

64 18

Factor 7 (6.08 (5.88

Factor 9 ( 6 . 2 0 (5 .87 (5.30

Factor 5 (6.40 ( 6 (5 (5 (5 (4

,34 .87 .81

.39

.25

Factor 4 (5.98 (5.30 (5.30 (4.78

Factor 1 (6.17 ( 6 ( 6 ( 6 (5 (4 (4

15 06 00 56 66 23

Factor 6 (5.95 (5.54 (4 .84 (4 (3

34 57

Factor 3 (5.59 (5.00

(6.52) Communication (doctor/patient communication) Physician spends adequate time discussing condition. Physician explains illness/issues. Physician values patient's opinion.

(6.02) Insurance Insurance coverage. Physician belongs to insurance network.

(5.79) Technology (support) Support staff. Current technology and equipment. Hospital which the physician uses.

(5.68) Perceptuals Physician's personality and manner. Physician's reputation. Access to preferred hospital. Physician's credentials. Physician is recommended by other physicians. Physician participates in research.

(5.34) Environmental (location and appointments) Ease of getting an appointment. Appearance of office. Convenient office location. Office close to residence.

(5.20) Physician Reputation Record of penalties and disbarments. Physician's criminal record. Physician's malpractice record. Tests for HIV or other communicable diseases. Moral standing on medical issues. Number of years in practice. Physician's bankruptcy record.

(4.79) Self Efficacy (patient's self awareness) Selecting a physician is important. Worth extra time to choose physician. Could help a friend select physician. Felt knowledgeable about selecting a physician. Professional qualifications are readily available.

(3.90) Economic Factors Consultation fees and charges. Economic consequences of making a poor choice.

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(4.46) Extra time required to find the best fees. (3.87) Selecting physician difficult due to complex

services offered. (3.54) Wide difference in fees charged by physicians. (2.85) Selection is difficult because of lack of

knowledge about medicine.

Factor 10 (3.50) Opportunity (time) (5.19) Differences in performance among physicians. (3.81) Little time to search for information. (2.91) Concern for health left little time to search for

physician. (2.10) Pressured by family to act quickly.

Factor 2 (3.47) Physician Socio-Demographic (3.86) Physician has specialty. (3.64) Medical school attended. (3.18) Physician's age.

(2.77) Physician's gender.

Factors by Demographics

Each of the factors are discussed below based upon the

results of a One Way Analysis of Variance using SPSS. If the

probability of the F statistic is less than .05 the finding

is significant, if the probability is greater than .05 the

finding is considered not significant for this analysis

(Table 4-10) .

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Gender

Education

Fx

.054

.025

.059

001

362

.001

.008

.001

111

003

001

.557

.104

.167

007

205

.016

. 0 0 2

123

.325

.001

Ethnic .001 .001 .001 .001 178 734 . 6 6 2 .078 001 018

Income .557 009 .001 .007 035 .766 .209 .375 037 009

LengthRes .044 .855 .461 886 .551 .626 .413 .778 .932 .590

DistTrav ,780 .974 .063 808 .772 .120 .788 .685 .571 .723

Occupation .053 .004 001 ,210 .332 .114 .729 .298 .099 .410

MaritalSta .511 153 055 .516 .693 .253 .926 .133 ,480 506

Residence 325 .001 .001 001 019 144 046 216 .001 .045

Table 4-10. Significance by Demographics and Factors

A multiple regression correlational analysis was also

run using SPSS. Since it is difficult to definitively state

what magnitude of correlation coefficient (r) indicates a

noteworthy relationship for this study the following

heuristics listed at Table 4-11 was used.

Size of Correlation Interpretation

.90 to 1.0 (-.90 to -1.0)

.70 to .9 (-.70 to - .9)

.50 to .7 (-.50 to - .7)

.30 to .5 (-.30 to - .5)

.00 to .3 (-.00 to - .3)

Very high positive (negative) High positive (negative) Moderate positive (negative) Low positive (negative) Little if any correlation

Table 4-11 Correlation Values

Factor 1 - Physician's Reputation (Appendix E-l)

Females in the survey thought the reputation of the

physician was more important than did males. The £ statistic

was .0541. Males had a mean of 4.99 for factor 1 as opposed

to the female mean of 5.26.

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Education appears to have a significant effect (F,

statistic .0250) on a patient's view of the doctor's

reputation. The less educated seem to put more credence in

this factor. There is a significant difference between the

least and most educated at the .05 level. The means of the

groups were; completed high school or less was 5.44, some

college or baccalaureate was 5.21 and some post-

baccalaureate study or graduate degree was 4.98.

Ethnicity appears to have a significant role in the

respondent's view of the doctor's reputation with an £

statistic of .0016. Interestingly, no two groups are

significantly different at the .05 level.

The length of time individual respondents had lived at

the same address appears to be significant (£ statistic

.0445) when related to doctor's reputation. The means by

group was 5.05, less than two years at present address, and

5.29, more than two years at current address.

Occupations has a slight effect on the patient's

perception of the doctor's background. There was a

significant difference at the .05 level between all groups.

Means ranged from 4.92 for students to 6.19 for the self

employed.

The physician's reputation (factor 1) has a low

correlation (between .3 and .5) with the following factors

in rank order: .494 perceptuals (factor 5), .487 physician's

socio-demographic (factor 2), .474 technology (factor 9),

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.419 environment (factor 4), and .373 economic

considerations (factor 3). The other factors were of little

or no significance when correlated with the physician's

reputation.

Factor 2 Physician Socio-Demographic (Appendix E-2)

Gender appears to have a slight effect on the

respondent's view of the doctor's background with an F_

statistic of .0592. The means were 3.21 for the males and

3.54 for the females. These are averages on a 7 point scale.

Education appears to have a significant effect, F

statistic less than .0001, on the patient's view of the

doctor's background. There is a significant difference at

the .05 level between all groups. The means for this

grouping are; 4.04 completed high school or less, 3.45, some

college or baccalaureate, and 3.03 some post-baccalaureate

or more.

Ethnic background appears to play a significant role

(F Statistic less than .0001) in respondent's perception of

the doctor's background. Caucasians are significantly less

concerned at the .05 level than most other groups. The means

are 3.23 Caucasian, 3.53 Asian/Pacific Islander, 4.37

African American, 4.31 Hispanic and 5.00 American Indian .

Higher income groups show a significantly lower

ranking of concern about the physician's background. The

lowest and the highest income groups are significantly

different at the .05 level. The means for this group are;

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(3.82) under $15,000, (3.49) $15,001 to $30,000, (3.47)

$30,001 to $50,000 and (3.11) over $50,000.

Occupation has a significant effect (F. statistic

.0047) on the respondent's view of the doctor's background.

There was a significant difference shown between the two

groups, students and the unemployed. The means ranged from

2.77 for self employed to 4.83 for unemployed.

Place of residence had a significant effect (JF

statistic .0002) on the patient's view of the physician's

demographics. The most significant differences between pairs

occurred between Dallas/Fort Worth and all other areas

surveyed and between Denton and Denton County. The means

were 3.94 for Dallas/Fort Worth, 3.45 for Denton, 3.34 for

Lewisville, and 2.94 for Denton County.

The physician socio-demographic information (factor 2)

has a moderate correlation (between .5 and .7) with factor 5

perceptuals (.543) and factor 9 technology and support

(.523). Factor 5 speaks to how people view the physician and

factor 9 how people view the physician's support staff.

Factor 3 Economic Concerns (Appendix E-3)

Educational background seems to have a significant

effect at the .05 level with an F statistic less than .0001

on respondent's economic concerns. The largest difference

occurs between those who have completed only high school and

the respondents who have some higher level of education. The

means of these groups were; 4.43 completed high school or

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less, 3.86 some college or baccalaureate, 3.56 some post

baccalaureate or more.

Ethnic background appears to significantly effect the

respondent's view of economic factors with an £ statistic of

less than .0001. Means of the responses categorized under

economic factors range from 3.41 (Asian/Pacific Islander) to

4.63 (African American). The only significant difference at

the .05 level was between Caucasians and African Americans.

As income increases concern about the economic factors

seems to decrease. The £ statistic at the .05 level was less

than .0001. The highest income group, over $50,000, is

significantly different, again at the .05 level, from all

the other groups.

Occupation seems to play a significant role, F

statistic .0015, in the respondent's economic concerns.

There are significant differences at the .05 level between

skilled workers and professionals and between skilled

workers and homemakers. The means ranged from 3.88 (self

employed) to 5.24 (unemployed).

Concern for economic factors was significantly

effected (F. statistic .0002) by place of residence. The

significant differences occur between Dallas/Fort Worth and

all other areas surveyed. The overall mean rating was 4.23.

The means by category are; Denton (4.02), Denton County

(3.87), Lewisville (4.03), and Dallas/Fort Worth (4.73).

Closely associated with residence variable was the variable

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distance traveled. This variable also seems to have an

effect on the economic factor.

Economic considerations, factor 3, did not have a

moderate or high correlation with any other factor. This

factor had a low correlation (between .3 and .5) with the

following factors in rank order: environment, factor 4

(.385), physician's reputation, factor 1 (.373), technology,

factor 9 (.356), opportunity, factor 10 (.341), perceptuals,

factor 5 (.332) and physician socio-demographic, factor 2

(.312) .

Factor 4 Environmental(Appearance & Location)(Appendix E-4)

Gender was significant in this factor with an _F

statistic of .0082. Females were more concerned with the

surroundings and convenience than males. The means were 5.43

for females and 4.99 for males.

Educational level significantly (F. statistic .0003)

appears to effect a respondent's perception of the

environment of the doctor's office. Post baccalaureate work

seems to have the most significant impact. The means for

this category were; 5.66 completed high school or less, 5.41

some college or baccalaureate, and 4.91 some post

baccalaureate or more.

Environmental factors are significantly effected by

ethnic background with an F statistic less than .0001 at the

.05 level. The means ranged from 5.15 for Caucasian to 6.23

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for African American. The only significant difference in

groups was between Caucasians and African American.

Income level seems to significantly (F statistic

.0078) effect a respondent's view of the environmental

conditions. The only significant difference between groups

was between the highest income group ($50,000 or more) and

the lowest income group (under $5,000).

Insurance coverage was not significant (F. statistic

.0773) in environmental factors when the three forms of

insurance (private, medicaid, and medicare) are combined.

The means for this grouping are; 5.11 self pay and 5.40

insurance.

Lastly, in this area, the concern for environmental

factors (appearance and location of office) seems effected

by place of residence (F statistic less than .0001) . The

significant differences grouped Dallas/Fort Worth and

Lewisville against Denton and Denton County. The means for

the groups are; Denton (4.96), Denton County (5.11),

Lewisville (5.62), and Dallas/Fort Worth (5.73).

Environment, factor 4 has a moderate correlation

(between .5 and .7) with technology, factor 9 (.630).

Subcategories of the environmental factor deals with

location and ease of appointments while subcategories of

technology relates to people and equipment in the office.

Factor 5 Perceptuals (Appendix E-5)

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Educational background seem to play a significant (F.

statistic .0035) part in the way a patient perceives the

physician especially post graduate education. The means for

the groups are; 5.90 completed high school, 5.74 some

college or baccalaureate, and 5.38 some post baccalaureate

or more.

Insurance coverage had a significant affect, F

statistic .0322, on how the patient's perceived the doctor.

Likewise income level significantly (F. statistic .0355)

fected the perceptual factor. However, no two groups are

significantly different at the .05 level.

How one perceives the doctor seems to be affected by

their most recent visit to the doctor (F. statistic .0353) .

The means for the two groups are; 5.76 most recent visit

within 6 months and 5.49 most recent visit more than 6

months ago.

Place of residence was significant at the .05 level

with an F statistic of .0197. The primary difference exist

between the Denton area and the Dallas/Fort Worth area.

Perceptuals, factor 5, have a moderate correlation

(between .5 and .7) with technology, factor 9 (r=.621) and

physician socio-demographic, factor 2 (r=.543).

Factor 6 Self Efficacy (Appendix E-6)

Females have significantly (£ statistic .0004) higher

ratings of self efficacy. They appear to be more concerned

regarding their selection of physicians than do males.

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Occupation did not seem to have a large effect

although it is significant at the .05 level, F statistic

.0467, on respondent's rating of need for self efficacy.

However, there was a significant difference between the

groups of homemakers and office/clerical/sales workers and

between homemakers and professionals.

Patient self-efficacy, factor 6, had no significant

correlation with any of the other factors.

Factor 7 Insurance (Appendix E-7)

Insurance coverage was grouped into two sections,

private insurance, medicare, and medicaid versus self pay.

Without question, this factor was significant at the .05

level with an F statistic of less than .0001.

The highest correlation with the insurance factor was

with environmental, factor 4, and this was low at r=.334.

Factor 8 Communications (Appendix E-8)

Gender plays a significant role (F statistic .0076) in

how the respondent's view of the importance of doctor -

patient communication. Females tend to value the attribute

more than males.

The doctor-patient communications seems to effect the

length of time between visits (F statistic .0052).

Interestingly, as we have observed over the past few years,

the intensity of feeling about doctor-patient communications

appears to be a trend although the F statistic (.0782) was

not significant. No two ethnic groups show a significant

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difference. This factor did not show any significant

correlation with the other factors.

Factor 9 Technology (Appendix E-9)

There was a significant difference (F. statistic .0167)

in how gender viewed the role of technology and support

staff. Females appear to be more interested in this aspect

of health care than do males.

Educational background seems to significantly (F.

statistic .0023) effect the patient's view of the technology

and support staff the doctor has with a slight decrease of

importance as educational level increases.

Concern about technology and the support staff

networks appears to be significantly (F statistic .0183)

affected by race. Caucasians ranked the questions slightly

lower than most other ethnic groups and significantly less

than African Americans at the .05 level. The means by group

are: 5.61 Caucasian, 6.47 African American, 6.21 Hispanic,

6.11 American Indian, and 5.96 Asian/Pacific Islander.

Income level seems to significantly affect (F.

statistic .037 6) the respondent's view of this factor. There

was no significant difference between any two groups at the

.05 level.

Where respondents live seems to have a significant

effect (F. statistic .0001) when they answer questions about

the doctor's support system such as technology, staff, and

hospital. As stated before, the significant differences

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grouped Dallas/Fort Worth and Lewisville against Denton and

Denton County. The dichotomy of big city versus small city

is an interesting phenomenon and has recurred in these

statistics. This area may be of interest to pursue further.

Technology and support staff, factor 9, has a moderate

correlation (between .5 and .7) with the environmental

factor (r=.630), perceptuals (r=.621), and the physician

socio-demographic background (r=.523).

Factor 10 Opportunity (Time) (Appendix E-10)

Educational level seems to significantly effect (F,

statistic .0002) the opportunity factor. The difference

between high school education and any level of college work

is significant at the .05 level.

As may be expected there is a significant difference

(F statistic .0095) between the lowest and the highest

income groups. As income increases, concern about the

opportunity costs steadily decreases.

Racial background (F statistic .0183) and the place of

residence to a lesser extent (F statistic .0454) seems to

effect the respondent's view of opportunity costs (time,

effort). There was no significant difference between any two

ethnic groups, however, there was significant differences

between the Dallas/Fort Worth area and Denton.

Opportunity, factor 10, did not have a significant

correlation with any of the other factors.

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Demographics by Factor

Gender

Gender appears to influence the way one chooses a

primary care physician. Females tended to mark higher or

more important in all categories except factor 3, (economic

concerns) and factor 10, (opportunity). The statistics on

gender had a low standard deviation of 0.407. Part of the

explanation for this phenomenon is the high number of female

respondents. As the homogeneity of a group increases, the

variance decreases. As the group under study becomes

increasingly homogeneous, the correlation coefficeient

decreases. Specifically the gender of the patient seems to

be related to the following factors:

Factor 1 - females value a physician's reputation

more than males.

•Factor 4 - females were more concerned with

environmental issues such as appearance of the office and

the ease of getting an appointment significantly more than

males.

Factor 6 - females have a significantly higher

rating of self efficacy - they care more about their ability

to decide than males.

Factor 8 - females appear to be significantly more

concerned with the importance of doctor-patient

communication.

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Factor 9 - females seem to be more interested in

the technology, facilities, and staff than males.

Age

Age was not significantly related to any factor.

Marital Status

Marital status does not seem to effect any category in

this study.

Educational Level

Educational level is significantly related to factor 1

(physician reputation), factor 2 (physician ethnographies),

factor 3 (economic concerns), factor 4 (environmental),

factor 5 (perceptuals), and factor 10 (opportunity costs).

On average the less educated, completed high school or less,

marked as more important each of the factors listed above.

Some college or baccalaureate degree group marked the next

in importance and some post baccalaureate work or more

marked each of the factors as being less important to them .

Ethnic Background

People in different ethnic groups perceived the

following factors differently: factor 1 (doctor's

reputation), factor 2 (physician's ethnographies), factor 3

(economic factors), factor 4 (environmental concerns),

factor 9 (technical and support) and factor 10 (opportunity

costs).

Ethnicity appears to have a significant role in the

patient's view of the doctor's reputation and background,

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however, Caucasians seem to be less concerned than the other

groups. Ethnic background had a significant effect on how

the respondent's viewed economic factors, environmental

factors such as location, technology and support available

and opportunity.

Income Level

Income level is significantly related to factor 3

(economic concerns), factor 4 (environmental concerns and

factor 10 (opportunity costs). Overall it appears the higher

the income the less concerned one tends to be concerning

economic factors. Income also tends to play a role in how

one perceives the location and support factors.

Occupation

Occupation seems to effect the patient's view of the

physicians socio-demographics with self employed, unemployed

and students causing the largest deviations. Overall,

students and the self employed tended to mark low levels of

concern, while the unemployed seems to be more concerned

than other groups.

Place of Residence

Place of residence has a significant effect on the

respondent's view of the physician's demographics (factor

2). As stated before, the most significant difference was in

the Dallas/Fort Worth area and all other areas surveyed

between Denton and Denton County.

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Length of Residence

Length of residence at ones present address seems to

make little difference in the factors under study. When

related to doctor's reputation the length of residence

indicated a trend that the longer one lives in a particular

area the less likely they are to change doctors.

Related Non-Demographic Factors

Insurance Coverage

When all forms of insurance (private insurance, HMO's,

Medicare and Medicaid) are grouped, factor 7 (Insurance) is

significant. Respondents seem to feel having some form of

insurance is important.

Travel

Distance traveled to the doctor's office was not

significantly associated with any factor although a trend

was apparent with factor 3 (economic). This trend appears to

indicate respondents would rather not travel over 3 0 miles

to visit their primary care physician.

Last Time Visited Doctor

The length of time between visits appears to be

significantly related to doctor-patient communication

(factor 8) and perceptuals (factor 5). The stronger the

communications and feeling toward the doctor the more recent

was the last visit to the doctor's office.

Stepwise Regression

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In order to see if the social statistics had an impact

on the selected factors and to confirm other observations a

multiple regression was done (stepwise entering of data)

using the 10 factors as dependent variables and the ordinal

demographic variables of age, education and income and the

dicotomous variable of gender as independent variables.

These results by factor are listed below:

Physician Reputation-Factor 1: None of the tested

predictor variables showed a significant impact on the

patient's perception of physician reputation at the .05

level of significance.

Physician Socio-Demographic-Factor 2: Of the four

independent variables tested only educational level made a

significant impact on the patient's view of the physician's

socio-demographic background. The correlation between

education and doctor's background shows that the higher

education brackets are less concerned with the physician's

background. This confirms earlier findings that as education

increases concern about the physician's background

decreases.

Economic-Factor 3: Both education and income make an

impact on economic issues in health care selection. Both

show a negative correlation. As income and education levels

increase concern about the economic impact lessens.

Environmental-Factor 4: Education and gender make a

significant impact on patient's perception of the

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environment of a physician's office (convenience of location

and ease of getting an appointment). Education again showed

a negative correlation. As education increases concern over

convenience lessens. Females also seem more concerned with

this factor.

Perceptuals-Factor 5: Only education showed a

significant impact on perceptuals. Again the correlation is

negative or as education increases the perceptual rating

decreases.

Self-Efficacy-Factor 6: Gender showed a significant

impact on the measure of patient's self-efficacy. Females

seem to feel that they are better able to select a doctor

themselves.

Insurance-Factor 7: Only age showed a significant

impact on people's perception of insurance needs. Most

(78.4%) of the patient's surveyed were covered by some type

of insurance.

Communication-Factor 8: Gender showed a significant

impact on the communication factor. Females seem to need to

know more information about their health.

Technology-Factor 9: Education had a negative

correlation on this factor. The higher the education level

the less concerned patients seem to be about the technology

and support staff.

Opportunity-Factor 10: Education again showed a

negative correlation on opportunity and time enough to make

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an intelligent decision. The more education the less

concerned patients were about the time and selection.

In summary education affected the most factors,

factors 2,3,4,5,9, and 10. All of the factors affected have

a negative correlation. In other words, persons with low

levels of formal education were more concerned about

physician socio-demographic, economic, environmental,

perceptuals, technology, and opportunity than were people

with higher levels of education. Income only affected factor

3, economics. Age had a negative correlation with insurance.

As people age, they seem to be less concerned with

insurance. This may be related to the particular population

I studied. Most (78.4%) of them had insurance, therefore; it

was not a factor for them to be concerned with. Lastly,

gender affected several factors, factors 4,6 and 8. It seems

females like to be informed and have a pleasant environment.

Significance of the Findings

The objective of the study was to ascertain the

critical factors that most consumers depend upon in making

their selection of a primary care physician. Not only are

the choice factors important, but the process of

internalizing the information gathered and the use of this

information to arrive at a decision were objectives of this

study.

The hypotheses stated were:

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1. Information plays a significant role in

consumers selection of a primary care physician.

2. Demographics play a significant role in the

consumer selection of a primary care physician.

3. Economic factors play a significant role in the

consumer selection of a primary care physician.

4. Expected health outcome, by consumers, plays a

significant role in the selection of a primary care

physician.

5. Checking the credentials of the physicians

plays a significant role in the selection of a primary care

physician.

The majority of the survey addresses hypothesis one

(1) concerning the role of information in health care

decision making. All ten (10) factors were significant in

various aspects of the population under study as outlined in

the preceding analysis.

Hypothesis two (2) stated demographics play a

significant role in how consumers select their primary care

physician. Table 4-10 summarizes this hypothesis. All

demographic measures except marital status was significant

within one or more of the factors considered.

Hypothesis three (3) concerning economic factors was

particularly interesting. When one considers economic

factors, educational background, ethnic background, income,

occupation, and place of residence all were significant,

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along with a trend toward distance traveled. Gender, age or

marital status did not appear as significant areas of

concern within economics or money issues.

Hypothesis four (4) addressed the issue of

consequences and expectations, or what is called perceptuals

for this study. In this factor, educational background was

significant with individuals with less education being more

concerned. Insurance coverage was significant as was income

level, most recent visit to physician and place of

residence.

Hypothesis five (5) put forth a statement that

consumers did not check or verify the credentials of a

physician prior to making the decision to select them as

their primary care physician. In the primary survey two

factors addressed these issues, factor one (1) and factor

six (6).

Based upon the preceding data analysis hypotheses one

(1) through four (4) was accepted and hypothesis five (5)

was rejected.

Factor one inquires into the physician's reputation

and factor six makes inquiries concerning how the patient

feels about their decision or choice. The physician

reputation factor was influenced by gender, females being

more interested in this factor; education, the less educated

more interested; ethnicity was significant across the

groups; length of time at present address and occupation

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were a trend very close to being significant at the .05

level.

Factor six, self efficacy, again was significant by

gender, with females tending to care more about their

ability to decide than males. Occupation was the only other

significant variable in this factor with significant

differences occurring between homemakers and

office/clerical/sales workers and between homemakers and

professionals.

In a follow-up telephone inquiry the question was

asked: "Did you inquire into the credentials of your current

physician before selecting him/her?" Of the 58 questioned 3 6

(62.1%) stated they did not inquire into the physician's

credentials. To follow up on this question if the respondent

answered yes, they were asked, "Where and how did you check

their credentials?" The largest response to this question

was family and friends (33%) which validates other studies

discussed in Chapters I and II of this study. An additional

question that complements the direct questions regarding did

you ask about the physician credentials was, "Did you check

to see if your physician has any malpractice claims or

convictions"? Of the 58 respondents 56 (96.6%) did not

inquire into this issue.

A final question was asked: "Would you like to have a

central place you could call for unbiased information

concerning physician credentials, fees, recommendations or

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complaints from other consumers like yourself?" The response

to this question was 50 people (86.2%) said they would like

a service of this nature.

Supplemental Questionnaire Responses

Additional information was gathered from a series of

follow up telephone interviews with some of the patients who

indicated a willingness to be called. A total of 58

telephone interviews were completed. Additional interviews

were not conducted for several reasons. First, the

interviews were not intended to provide a statistically

valid sample of the population, as discussed earlier.

Second, time and resources were limited and finally the

calls accomplished their purpose as the information obtained

from the calls consistently validated the written survey.

Results and comments on the follow up interviews are given

below.

When asked if they felt physician fees are fair and

equitable for the service received, 43 (74.1%) felt they

received adequate service for the price paid. The reponses

were not divided into whether or not respondents had

insurance, which would have been an interesting follow-up to

this question. Most people, 47 (81%) did not discuss the

fees/charges prior to deciding on their physician. The

insurance and economic factors would be interesting to

pursue in this regard. By a significant margin, (94.8%)

respondents felt that their physician spent adequate time

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answering their questions and discussing their illness. When

asked the question, "During your last visit how much time

did your physician actually spend with you", 45 (77.6%) of

respondents stated their physician spent between 10 to 15

minutes with them.

Of the remaining questions, 56 (96.6%) of respondents

felt the receptionist was courteous, 36 (62.1%) did not ask

about their physician's credentials, 57 (98.3%) did not ask

whether their physician had been tested for HIV, 41 (70.7%)

of respondents knew which hospital their physician has staff

privileges in, 56 (96.6%) did not asked about malpractice

suits and lastly 50 (86.2%) of respondents would like to

have a centralized place to call to inquire concerning

qualifications of physicians such as credentials,

specialties, complaints and fees.

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CHAPTER V

CONCLUSIONS

This chapter presents conclusions from the data

concerning the selection of a primary care physician using

fuzzy information within a chaotic environmental. There are

hundreds or thousands of individual unconnected fiefdoms:

independent physicians, insurance companies, medical

colleges and universities, specialty hospitals, community

hospitals, military hospitals, clinics, preferred provider

organizations, health maintenance organizations and the

government, from the local to the federal, and this is just

the beginning. There is no entity that ties them all

together and no assurance of quality. It's nearly impossible

for the consumer to differentiate between good and bad

health care until it's too late (Arnot, 1993).

The major conclusions of this study were:

o Patients who evidenced interest in the physician's

reputation had less formal education.

o The lack of a patient's knowledge concerning

medicine was not a significant factor in selecting

a primary care physician.

o Insurance factors are more significant than other

economic factors.

146

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o people that have insurance are not concerned with

the various factors that tend to increase health

care costs.

o Gender influences the way one chooses a primary

care physician.

o Females value a physician's reputation more than

males, are more concerned with environmental

issues, had a higher rating of self-efficacy,

value communications more, and had more interest

in the technology, facilities and staff than did

males.

o Ethnicity was significant in the doctor

reputation factor, physician socio-demographics,

economics, environmental, opportunity and

technology and support factors.

o Occupation (ie. do you have a job) as a factor in

the selection process was more significant among

the unemployed, students and self-employed.

o The more effective the communication between the

physician and patient the more frequent the

patient visited the doctor.

0 The results of the study indicate the SDP model is

a valid indication of consumer health care

decision making.

This study clearly indicates people want to be

informed, however; there is a problem with locating and

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verifying information when it pertains to the health care

system, be it information on hospitals or physicians. The

following discussion, based upon the results of this study,

addresses some of the more significant factors.

Communications

The highest overall mean and ranked number one (1) by

the respondents to this study was the factor entitled

communication. This entails the time the doctor spends with

a patient both discussing the reason for the visit as well

as listening to the patient. As one study demonstrated,

"Because patients obviously cannot follow directions they do

not understand, effective communication becomes an essential

factor in promoting their compliance with medical regimens"

(DiMatteo & Hays, 1988). Equally important is personal

manner. Many people tend to weave together their personal

feelings about a doctor and their belief in the doctor's

technical ability. If they like the doctors manners, they

are skilled doctors; if they don't like their behavior they

are incompetent. Evidence suggests that these judgements

influence the patients subsequent health behavior, such as

keeping follow up appointments. Because of this most

important link between patients' perceptions of socio-

emotional aspects of the physician-patient relationship and

their reported satisfaction with the medical care they

receive, that first domino, poor communication and

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interpersonal skills, starts the chain reaction that

determines, to a considerable extent, ultimate outcome.

It's a paradox. This study clearly indicates the

importance of communications, however; patients are often

denied access to specialists by the gatekeeper (primary care

physician), or some even denied access to their doctor by a

secretary or nurse. Doctors who's purpose should be doing

the best within their ability and knowledge for their

patients, have been enlisted as gatekeepers whose primary

purpose is to hold down costs, which sometimes means

delaying or refusing treatment to some patients. (Arnot,

1993). This trait was evident at several of the clinics

observed during this survey.

Time is another confounding element in the

communications factor. "Because of the time consuming nature

of the discussion in the doctor's office," writes David

Hilfiker, M.D., in Healing the Wounds, "we physicians often

are tempted to leave out the description of the process when

talking with patients..." (Inlander et al, 1988). The

patients in this study indicated their physician spent an

average of 10 to 15 minutes with them, whereas; the national

average is around seven (7) minutes. The real difficulties

and danger this inability to communicate may produce is lack

of compliance with the treatment regimen. This in turn

leaves the patient unhappy when the treatment outcome is not

satisfactory as well as feeling betrayed, sure that the

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doctor is guilty of gross negligence. This in turn makes the

doctor impatient and frustrated with the patient's

expectations and somewhat guilty for not having fulfilled

them.

The patient/physician communications issue is a

confusing business, especially when dispensing the news of a

dire prognosis. In the days of the Greek empire, the

messengers of bad tidings were slain. This happens somewhat

figuratively to physicians having to discuss serious

illnesses with their patients. However, a study at UCLA's

Cancer Rehabilitation Project showed that doctors not only

communicate less with cancer patients, but may actually go

out of their way to avoid them. When patients need the most

guidance and information about available treatment

possibilities and alternatives, the physician is not

available or avoids the important points of discussion and

keeps the conversation at the small talk level.

Interestingly, the study found that those doctors who

approached their patients with care, concern, and

sensitivity had experienced serious illness themselves or

had it occur within their own families (Inlander et al,

1988) .

Insofar as communicating and spending quality time

with patients are concerned, doctors could make no better

investment of their time. This study and other studies

referenced in this study, as well as articles read while

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doing research for this study, indicate physicians must

spend the necessary time with their patients if they hope to

be effective healers and practitioners.

Insurance

Insurance factors were second only to communications

to the respondents of this survey. Insurance appears to be a

necessity, however; consumers seem to separate insurance

from health care costs. It is evident that for the most

part, the cost of health care is not perceived by consumers

to be a direct cost to them. It is also evident that health

care costs for society overall have been increasing much

faster than the general rate of inflation. If price is of

concern to consumers at any level, it appears to be at the

insurance level. Because of the insurance safety net

consumers seem not to concern themselves with costs at the

primary care physician level. However, as health care

delivery moves into a different political and social

environment the issues of how much should a procedure cost,

who should pay, should all fees be standard, and how do we

pay must be addressed and based upon the results of this

study the information and criteria with which to based a

decision is just not readily available.

Technology and Support

Factor nine (9) addressed the issue of consumer

concern with technology and support. Based upon this study

the factor of technology placed number three (3) out of ten

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(10) clearly indicating a level of significance. A broad

cross section of variables were significant to include

gender, educational background, ethnicity, income level and

where one resides.

With the ubiquitous computer playing a major role,

technology has driven the major advances in medicine over

the last generation. There has been no parallel drive to

improve the quality of medicine, nor has the quality of

medicine improved according to Robert Arnot, M.D.. The Joint

Commission for the Accreditation of Health Care

Organizations has not been able to maintain the same pace as

technology and they are trying to revise their procedures to

accommodate this trend. The same can be said regarding

physicians and hospitals. Patients still have parts of their

medical record dispersed among competing health care

delivery organizations when technology would allow

consolidation of the record to be accomplished in a very

efficient and effective manner. This issue goes back to the

discussion regarding the lack of a health care system.

Part of the technology factor is concerned with the

hospital the physician uses. Robert Arnot, M.D., in his

book, The Best Medicine, recommends that one search out an

outstanding hospital prior to selecting the surgeon or

physician who will perform the procedure. When you are

discharged, 80% of the success of the procedure is

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determined by the care you receive in the hospital (Arnot,

1993) .

Hospitals do not release infection rates, mortality

rates by given procedures, or names of practitioners who

have lost privileges, been suspended or provide you with the

number of like procedures that a particular doctor has

performed in that specific hospital and the outcome of those

procedures. Further, they do not divulge publicly the rate

of medication error, the rate of adverse medication

reaction, nosocomial infections, or descriptions of clinical

trials and clinical experiments proposed or conducted in the

facility. The hospital used is part of the technology factor

and is critical to the overall outcome of procedures

performed in that facility.

While these items may seem technical to the decision

maker, the reality is that they and many others provide the

basis upon which decisions about care must be made.

Individuals can only make informed decisions about the

treatments and providers of care with information that

addresses quality and competence. Disclosure of health data

must be all encompassing. It must not be limited to just the

information the medical community deems appropriate. It must

be all the data and it must be reported in understandable

terms.

Perceptuals

This factor ranked number four (4) and is closely

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related to the communication factor and criteria. The study

indicated consumers are very interested in their physicians

personality and manner. They tended to ask friends and

assosciates who they would recommend and about how they felt

about the physician, vis-a-vis their reputation. Consumers

tend to put a great deal of reliability and credence in the

opinion of friends and associates as was verified by this

study.

Environmental

Price and product knowledge did not appear to be as

significant a part in the choice behavior of the respondents

as was location and ease of getting an appointment. This

variable, environmental, was examined by asking respondents

about the ease of getting an appointment, appearance of the

office, and the convenience of the office location.

Responses indicated this was indeed an important factor. It

ranked number five (5) out of ten (10), ahead of physician

reputation, self-efficacy, economic factors, opportunity,

and physician socio-demographics. These data indicate that

it can be said with some confidence that the perceived

convenience of the health care provider is important in the

initial decision making process. Again, this result cannot

be generalized with confidence beyond the population

studied.

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Physician Reputation

One of the more confounding of the factors is the

issue of physician reputation, which ranked number six (6)

out of ten (10). This factor includes information concerning

penalties and disbarments, criminal record, malpractice

record, moral standing on medical issues, personal and

business financial records and others items which may

contribute to ones knowledge prior to making a selection of

a physician. This one decision, concerning the selection of

a primary care physician, may indeed be the most important

decision an individual will make in their life. The

population in this study did not seem to possess any

specific knowledge about the provider they chose. The public

likes the idea that "doctors" will cure them or even keep

them from death (Smith, 1993) .

This study shows that those patients who evidenced an

interest in physician reputation tended to have less

education, females tended to place more credence on this

factor than did males, ethnicity appeared to play a role,

and to a slight extent length of time at present address and

occupation indicated a trend. Respondents seemed to think

reputation was important, but not enough so to spend the

considerable effort necessary to verify their feelings. This

issue refers to an earlier statement regarding verifying

information on hospitals and physicians such as mortality

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and morbidity rates and relates very strongly to factor

five, perceptuals..

The lack of knowledge is partially explained by the

complexity of health care which arises because of biological

variability, the probabilistic nature of most outcomes, the

variability with which interventions are applied, the rapid

rate of change in health care, the sheer number and range of

interventions, and the difficulty of conducting experiments

with human subjects. Indeed, the chaos theory suggests that

the complexity of health care may make it intrinsically

unpredictable: We may never be able to know what we would

like to know (Smith, 1993). Interestingly, the respondents

in this survey indicated they did not consider their lack of

knowledge concerning medicine, to be a significant factor in

their selection of a primary care physician. Rightly or

wrongly, the consumer places an tremendous amount of faith

and confidence in their physician to know what to do and to

do it right.

This factor of physician reputation, is a significant

area of concern and difficult to measure, however; it must

be addressed in a meaningful and responsible manner.

Self-Efficacy

Another area addressed in the study was self-efficacy

or the self awareness of the individual. Some of the

components of this factor are: selecting a physician is

important, worth extra time to choose a physician, felt

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knowledgeable about selecting a physician and the

professional qualifications of physicians are readily

available. This factor ranked number seven (7) out of the

ten (10) factors evaluated. The only highly significant

finding was that females were more concerned regarding their

selection of physicians than were males.

Of particular interest in this factor is at present,

others; employers, insurers, insurance claims adjusters, the

government, or a doctor being paid by your company, choose

the care for most insured consumers. Dr. Stanley Reiser

stated in the Journal of the American Medical Association

that creating consumer competence and responsibility in

health care choices is the key to health care reform in the

United States. The concept of placing authority and

responsibility in the hands of individuals has been

important in the shaping of American history, but not in

American health care. Health care, the "experts" explain,

needs judgements made by more competent individuals than the

average consumer (Arnot, 1993).

However, consumers do need to make a choice and

hopefully, an informed correct choice. One is not likely to

luck into great health care. If you select a physician or

hospital that delivers second rate care, no amount of

questioning, badgering, and checking is going to make the

care you receive first rate (Arnot, 1993). If you take your

car to an incompetent mechanic, it may only fail to start or

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run. If you make the wrong health care decision you may not

have a second opportunity to correct the first bad decision.

Economic

Economic factors placed number eight (8) out of ten

(10) factors considered. The interesting aspect to this is

insurance placed number two in importance and the very

factors that drive insurance rates, the economic factors

placed number eight on the rating scale. What appears to

occur is once people have insurance they ceased to be

concerned with the various factors that drive health care

costs such as physician fees, laboratory costs and other

services rendered. Different approaches are being discussed

regarding the economics of health care delivery, one of the

approaches being economic credentialing.

The term economic credentialing is new to the health

care literature and has historically been related to

exclusive contracts that are executed with hospital based

physicians. Economic factors have rarely been utilized in

the credentialing process for physicians. The current

process relies extensively on the use of clinical data,

professional competency and professional conduct. There has

been little written on the criterion to be established and

utilized in an economic credentialing process. Health care

providers have been concerned with structuring fair hearings

and due process into their medical staff by-laws, but new

efforts to contain costs will force managed care networks to

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look closely at efficient and effective use of resources in

the treatment of patients. New forms of active economic

credentialing will entail a close examination of under and

over utilization of health care resources (West, 1993).

With increased emphasis on cost containment, providers

within managed care networks will be evaluated according to

how they use facilities, acquire equipment and technology,

utilize specialized personnel, and consume supplies and

materials in the patient treatment process. Furthermore,

adverse patient selection will have significant financial

repercussions on the economic stability of any organization.

The types of financial data that most readily lend

themselves to economic credentialing include the costs

associated with malpractice claims, previous patient

profiles, admissions generating capacity, average length of

stay, charges per admission, and resource utilization in the

area of capital, personnel and supplies. Most organized

medical groups are opposed to using economic credentialing

although there has been general acceptance in the use of

exclusive contracts for hospital based medical services.

Some physicians argue that using financial data for economic

credentialing purposes would interfere with the quality of

medical services provided to patients and present ethical

dilemmas (West, 1993).

The real concern is not whether economic factors will

be utilized in the credentialing process, but rather what

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procedures will be utilized to facilitate the appropriate

usage of economic criterion along with quality clinical data

to assess providers of health care services. Once again, how

do we measure outcomes and pay for results?

Based upon this study, the lack of concern about cost,

by the population studied, is not surprising. One reason for

this lack of concern may be by having insurance one does not

realize the costs until one loses ones insurance coverage,

by policy cancellation, loss of employment or some other

reason. Another reason may be that people feel health care

is a right. The Clinton administration is in the throws of

this conundrum as this study is being written.

Health Care Reform

This study has addressed three of the most debated

issues in health care reform; physician selection,

insurance, and costs. Health care reform, the domestic

program that is suppose to change Americans' lives more than

any legislation since the Social Security Act of 1935 is

under intense public and political scrutiny. It is estimated

to cost somewhere between $30 and $150 billion a year,

depending upon the estimate you choose to quote and the

point one is defending at the moment.

There seems to be two primary alternative public

policy courses under serious consideration. The first often

discussed, is for one payer universal national health

insurance coverage, patterned to some extent after the

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Canadian model. Various options have been put forth

concerning this model, discussed, and died in the arena of

political reality. The second alternative, and the one that

appears to be gaining favor, is alliances of consumers and

employers that will negotiate with groups of insurers for

health care services at the "lowest" cost. The Federal

Government will define a standard package of benefits that

must be made available to everybody. States will have the

responsibility of setting up alliances of consumers and

employers that will negotiate with pools of insurers to make

certain the package is actually delivered (Church, 1993).

As presently envisioned the basic benefits package

guaranteed to all Americans will be more generous than most

people's current coverage. It will probably cover mental

health, dental benefits, hospitalization, outpatient care,

checkups, prescription drugs, prenatal care, preventive

medicine such as mammograms and more. While the details are

still vague, most patients are likely to pay a low fee for

each service, while the health plan covers the balance. This

approach is what the respondents in this study indicated is

important to them. They don't want to be concerned by what

health care costs, the insurance should take care of this.

They are interested in their ability to receive appropriate

health care and the ultimate outcome.

If health care is removed from the private insurance

market, and placed in the public sector, several advantages

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and benefits will become immediately available. Since

convenience is important to the consumer, primary care, and

the potential for cost saving that early intervention

represents, should be universally available and

geographically distributed to maximize consumer convenience.

Those presently uninsured would have access to health care

and particularly preventive care such as pre-natal.

The issue of consumer choice is of primary importance

and was indicated as such in this study. Consumer choice is

conceptually based upon the assumption of consumer

knowledge. This study as well as others indicate this

knowledge just does not exist. One area that should be

encouraged is knowledge of the alternative types of primary

care available to the consumer. Consumers should be allowed

to make choices at the level where differentiation is

important, between the allopathic primary care provider and

alternative types of primary care, including, but not

limited to, those alternatives which require an increase in

knowledge and consumer participation in the decision making

process. For example, consumers should be given the

opportunity to choose physical therapy or nutritional

therapy as opposed to other types of intervention by a

medical doctor. The present insurance system mandates that

you only seek alternative treatment if your physician

approves. This method of treatment is self serving to the

medical community and not to the consumer seeking care.

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This study clearly indicated consumers are concerned

with who they choose and how they are treated once they make

that choice. The debate ought to be about safety and choice,

about who should and should not be permitted to provide

health care and why. It should not be about one belief

system versus another, for the belief that a sick person

should be cared for and assisted to get well, by whatever

means, ought to be at the heart of any system concerning

health care. No one school of thought ought to ostracize

another, if together they can provide the building blocks of

diagnosis and treatment. Uwe Reinhardt, Princeton University

political economist, warns of the risks that exist in

pursuing the care of non-physician practitioners instead of

that of M.D.s or D.O.s. "It could be dangerous, but then you

have to go by the principle that I thought organized

medicine always went by, and that is we should have a free

market in health care, and a free market is dictated by the

principle of caveat emptor, let the buyer beware." Patients

ultimately bear the cost of malpractice, and therefore

should have the right to decide the degree of risk they are

willing to accept.

This study has evaluated the consumers attitude and

feelings toward the selection of a primary care provider.

There are no tricks or shortcuts involved in improving the

physician-patient relationship. A failure on the part of

either party increases the likelihood of mistakes, and of

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other situations in which there are no winners, only

victims.

The most important factor in this study,

communications, depends upon an interrelationship based on

trust. Patients must take responsibility for their own

health care. To do this they must become more knowledgeable,

with realistic expectations concerning what medical science

can do. Physicians, for their part, must recognize and

accept their limitations vis-a-vis the biomedical model and

the role of medical care. Physicians must reevaluate their

place and power in the health care process and share their

knowledge and uncertainty with their patients. Likewise,

patients must take more responsibility for their health and

challenge the physicians to do a better job and to

communicate more effectively. Physician and patient must

strive to understand each other and build a supportive

relationship that aids the healing process. We must not let

economics and greed rule.

The momentum, for the first time in history, is in the

consumer's favor. Consumerism in health care will mandate

more of a partnership between the provider and the patient.

Control of medicine has been in the hands of physicians and

politicians for the past 100 plus years, and the results

speak for themselves. According to the National Center for

Health Statistics the United States spends more money on

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health care ($838 billion in 1992) yet ranks lower in life

expectancy than 16 other industrial nations.

Future Research Needs

As our society moves toward a different paradigm of

delivering health care, the changes that will be required by

all the members of the health care delivery system must be

analyzed and studied for future direction. Studies

concerning the role that physicians, insurers, alternative

care providers, government and others will play in a dynamic

health care environment must be addressed. What will be the

role of informational technology and how will it change the

way health care is delivered presently?

With local area networks for alliances of physicians

and individual hospitals, wide area networks for regional

kinds of support needs and the super highway nets such as

the internet providing a medium for connecting the varied

aspects of health care, studies as to how to manage this

network of information is a must. As this study discussed

the role of divergent sources of patient information and the

need to synthesize multiple patient records into a cohesive

whole, how this is to be done using technology must be

explored. What are the emerging trends in the health care

industry: 1) concerning computing; 2) what is the impact of

health care reforms on information systems needs; 3) how are

current health care organizations meeting the information

needs of both the physicians and the patients; 4) how can we

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measure better results/outcomes from current and future

health care systems; 5) how do we connect the systems of

networks with different hardware and software and maintain

comprehensibility; and 6) how do specific factors of culture

and language affect the selection process of a primary care

physician.

Medical Informatics is entering a new era in health

care. The issues of image information systems and how to

manage and retrieve them must be studied along with how to

train both the technical and support personnel concerning

how to manage this potpourri of technology. With the advent

of networks, palmtop computing, and medical records on a

card the size of a credit card; health care is becoming

truly international with a need to understand through

research the multi-faceted social and political realities

being encountered. Maybe salient aspects of this conundrum

can be resolved through research.

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APPENDIX A

SURVEY INSTRUMENT

167

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INFORMED CONSENT PHYSICIAN SELECTION STUDY UNIVERSITY OF NORTH TEXAS

Dear Research Volunteer:

The purpose of this study is to determine the information people consider when they choose a primary care physician. In order to gain a clear understanding of the various factors you, the consumer consider important, we are asking that you take a few minutes to complete the attached survey. Your answers will be completely confidential and you may remain anonymous if you wish.

Your time and participation is greatly appreciated.

Thank you,

E. Sonny Butler University of North Texas

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ID # SURVEY

When in need of medical attention whom would you first refer your problem to?

(1) Primary care physician (2) Health Maintenance Organization

Organization (PPO). (3) Health Center/Clinic (4) Hospital/Emergency Room (5) Other

(HMO) or Preferred Provider

How many different physicians did you consider before selecting your current one (including the one you chose)?

Number of physicians considered .

The following is a list of sources which you may have used in locating your doctor. Please check those sources you used (check all that apply). Next, for those sources actually used, please rate the importance of each in your final selection decision using the 7 point scale below.

Source of Information

Did Use Not Source Important

Very Important

Advertising, brochures 1 2 3 4 5 6 7 Referrals (other doctors) 1 2 3 4 5 6 7 Physician referral service 1 2 3 4 5 6 7 Friends, Relatives, Neighbors, Co-Workers 1 2 3 4 5 6 7

Noticed at Random 1 2 3 4 5 6 7 Local Medical Association 1 2 3 4 5 6 7 Yellow Pages 1 2 3 4 5 6 7 Contacted Doctor's Office Directly 1 2 3 4 5 6 7

Others 1 2 3 4 5 6 7

Is the cost of treatment paid by:

(1) Self (2) Insurance (primary payor) (3) Medicaid

(4) Medicare (5) Not sure (6) Other

How far do you travel to get to your physician's clinic!

(1) 1 to 10 miles (2) 10 to 30 miles (3) more than 3 0 miles

Do you think that it is important to have a family physician?

(1) ( 2 )

Yes No

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How long have you been going to your current physician?

(1) Less than 1 year (2) 1 to 3 years (3) 3 to 5 years (4) more than 5 years

When was the last time you visited a primary care physician?

(1) One week to a month (2) A month to six (6) months (3) Six (6) months to a year (4) More than a year

How important are the following factors in your selection of your primary care physician. Rate your factors on a scale of 1 to 7, 1 being not important and 7 being very important.

Not Important

1 2

Very Important

4 5 6 7

Physician discusses illness/issues in a language I can understand.

Physician is recommended by other doctors.

Physician has access to a preferred hospital.

Physician has a good personality or "bedside" manner.

Reputation of physician.

Number of years of service.

Physician participates in research.

Sex of the physician.

Physician has a speciality.

Medical school attended.

Age of physician.

Physician values my opinion.

Physician spends adequate time discussing illness and answering my questions.

Physician makes house calls and other weekend and emergency policies.

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171

10. How important are the following factors in making your choice of a primary health care physician? (Ranks range from 1 to 7, not important to very important).

Not Very Important Important

1 2 3 4 5 6 7

Convenient office location.

Ease of getting an appointment.

Appearance of office or clinic.

Technology and most up to date equipment.

Quality of support staff.

Close to your residence.

Hospital physician uses.

Consultation fees and charges.

Insurance coverage.

Physician belongs to your insurance network of physicians.

11. How important might the following credibility factors be in your choice process for a primary health care physician? (ranging from 1 - not important to 7 - very important)

Not Very Important Important

1 2 3 4 5 6 7

Credentials of a physician.

Moral standing on medical issues.

Physician's criminal record.

Physician's bankruptcy record.

Record of any penalties or disbarments from a professional association.

Record of any charges of medical malpractice against a physician.

Medical record, particularly of tests regarding AIDS and other communicable diseases.

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172

12. Rate your choice factors that you might have considered while selecting your primary care physician on a scale of 1 to 7 ranging from 1 strongly disagree to 7 strongly agree.

Strongly Disagree

1 2

Strongly Agree

5 6 7

When I chose my doctor, I had little time to search for information.

I feel there are wide differences in performance between the available choices of doctors.

The process of selecting a doctor is important to me.

I felt quite knowledgeable about selecting a doctor before I began searching for one.

Being a smart consumer is worth the extra time it takes when choosing a doctor.

I believe I could be quite helpful to friends who are having difficulty choosing a doctor.

I am willing to spend extra time searching in order to get the best possible fee for doctors of similar quality.

When selecting a doctor, I am concerned about the economic consequences of making a poor or incorrect choice.

Choosing a doctor was difficult because the services rendered are very complex.

I received considerable pressure from other family members to select a doctor quickly.

I spent more time deciding on a doctor because of my lack of knowledge and expertise about medicine.

There were wide differences in the fees charged by the doctors I considered.

I find professional qualifications about physicians are readily available.

Because I was concerned about my health getting worse, I had little time to search for a doctor.

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173

This section of the questionnaire contains a series of questions about your demographic characteristics such as age and income. We are asking these questions to determine if various groups have different opinions and attitudes about selecting a primary care physician. Therefore, we hope you will answer these personal questions. The responses you provide will not be associated with your name for the study.

13. Gender

14. Age

(1) Male (2) Female

(1) Below 2 0 years (2) 20 to 29 years (3) 30 to 39 years (4) 40 to 49 years

(5) 50 to 59 years (6) 60 to 69 years (7) over 70 years

15. Marital Status

(1) Have never been married (2) Married

(3) Widower (4) Divorced or Separated

16. Educational Background

(1) Completed grade school (5) (2) Some high school (6) (3) Completed high school (4) Some college (7)

Completed Baccalaureate Some post Baccalaureate work Completed Post Baccalaureate

17. Ethnic Origin

18,

(1) Caucasian (2) African-American (3) Hispanic

(4) American-Indian (5) Asian/Pacific Islander (6) Other

Total yearly household income, before taxes, from all sources,

(1) Under $5,000 (2) $5,000 to $10,000 (3) $10,000 to $15,000 (4) $15,000 to $20,000

(5) $20,000 to $30,000 (6) $30,000 to $40,000 (7) $40,000 to $50,000 (8) Over $50,000

19. Occupation

20.

(1) Unskilled Worker (6) Self-Employed (2) Skilled Worker (7) Homemaker (3) Office/Clerical/Sales (8) Student (4) Professional (9) Unemployed (5) Management (10) Other

Place of residence

(1) City of Denton (4) Dallas/Fort Worth (2) Outside city, but in (5) Other

Denton County (3) Lewisville

21. How long have you lived at your current address?

(1) Less than 6 months (2) Between 6 and 12 months (3) 1 to 2 years (4) Over 2 years

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174

ID #

May we call you to clarify or validate sections of this questionnaire if necessary? This page will be separated from the survey.

If yes please print your name and telephone number in the space below. Thank you very much for taking the time to complete this survey.

Nam*

Phone

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175

SUPPLEMENTAL SURVEY QUESTIONS

1. Do you feel physician fees are fair and equitable for the service you received? Y N

2. Did you discuss fees/charges with your physician prior to deciding to use him/her as your primary care physician? Y N

3. Does your physician spend adequate time with you answering your questions and explaining your illness?

Y N

4. During your last visit to your physician how much time did the physician actually spend with you? A. Less that 5 minutes B. 5 to 10 minutes C. 10 to 15 minutes D. over 15 minutes

5. Were the receptionist(s) courteous to you on your last visit? Y N

6. Did you inquire into the credentials of your current physician before selecting him/her?

Y N IF YES ASK Where or how did you check their credentials?

7. Did'you ask if your physician had been tested for HIV? Y N

8. Do you know which hospital(s) your physician has staff privileges in? Y N

9. Did you check to see if your physician has any malpractice claims or convictions?

Y N IF YES ASK Where did you get the information regarding malpractice?

10. Would you like to have a central place you could call for unbiased information concerning physicians credentials, fees, recommendations or complaints from other consumers like yourself. Y N

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APPENDIX B

SPSS LISTINGS

176

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FACTOR ANALYSIS LISTING

177

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ANOVA LISTING

196

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197

ANOVA <=.05 Significant

Between .05 & 1.0 is a trend > 1.0 Not Significant

_ _ _ _ _ _ _ - O N E W A Y Variable Fl (Reputation) TRBND By Variable GENDER (Grp l=Male;Grp 2=Female) Gender of respondent

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F, SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 1 3. .5379 3.5379 3.7395 .0541 WITHIN GROUPS 288 272, .4737 .9461 TOTAL 289 276. .0116

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 63 4.9921 .9108 .1148 2.1250 6.6250 4.7627 TO 5. 2214 Grp 2 (F) 227 5.2599 * .9890 .0656 2.1250 7.0000 5.1306 TO 5. 3893 TOTAL 290 5.2017 .9773 .0574 2.1250 7.0000 5.0888 TO 5. 3147

FIXED EFFECTS MODEL .9727 .0571 5.0893 TO 5. 3141 RANDOM EFFECTS MODEL .1435 3.3779 TO 7. 0256

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0263 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5411, P = .324 (Approx.) Bartlett-Box F = .635 , P = .426 Maximum Variance / Minimum Variance 1.179

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

O N E W A Y

Variable F2 (Physician Socio-Demographic) TRBND By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

5.0020 388.8183 393.8203

MEAN SQUARES

5.0020 1.3936

F RATIO

F PROB.

3.5892 .0592

GROUP COUNT STANDARD STANDARD

MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 60 3.2146 1.0334 .1334 1.1250 Grp 2 (F) 221 3.5402 * 1.2170 .0819 1.2500 TOTAL 281 3.4706 1.1860 .0707 1.1250

FIXED EFFECTS MODEL 1.1805 .0704 RANDOM EFFECTS MODEL .1742

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5810, P = .054 (Approx.) Bartlett-Box F = 2.319 , P = .128 Maximum Variance / Minimum Variance 1.387

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

5.3750 6.5000 6.5000

0.0382

2.9476 TO 3.3788 TO 3.3314 TO 3.3320 TO 1.2570 TO

3.4815 3.7015 3.6099 3.6093 5.6843

O N E W A Y

Variable F3 (Economic) NOT SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

1.0351 346.9720 348.0071

MEAN SQUARES

1.0351 1.2436

RATIO PROB.

.8323 .3624

Grp 1(M) Grp 2(F) TOTAL

COUNT

59 222 281

MEAN

4.0145 3.8655 3.8968

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1620 1.1026 1.1148 1.1152

STANDARD ERROR

.1513

.0740

.0665

.0665

.0665

MINIMUM

1.0000 1.1429 1.0000

MAXIMUM

5.8571 6.8571 6.8571

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0022 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5262, P = .535 (Approx.) Bartlett-Box F = .257 , P = .612 Maximum Variance / Minimum Variance 1.111

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

95 PCT CONF INT FOR MEAN

3.7117 TO 3.7197 TO 3.7659 TO 3.7658 TO 3.0515 TO

4.3173 4.0113 4.0277 4.0278 4.7421

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198

O N E W A Y

Variable F4 (Environmental) SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES

F F RATIO PROB.

BETWEEN GROUPS 1 9.5222 9.5222 7. 0865 .0082 WITHIN GROUPS 294 395.0502 1.3437 TOTAL 295 404.5724

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 63 4.9921 1.1323 .1427 2.2500 7.0000 4.7069 TO 5.2772 Grp 2 (F) 233 5.4303 * 1.1663 .0764 1.0000 7.0000 5.2797 TO 5.5808 TOTAL 296 5.3370 1.1711 .0681 1.0000 7.0000 5.2030 TO 5.4710

FIXED EFFECTS MODEL 1.1592 .0674 5.2044 TO 5.4696 RANDOM EFFECTS MODEL .2437 2.2410 TO 8.4329

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0825 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5148, P = .721 (Approx.) Bartlett-Box F = .084 , P = .772 Maximum Variance / Minimum Variance 1.061

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

O N E W A Y

Variable F5 (Perceptuals) NOT SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 1 2.3433 2.3433 2. ,5483 .1115 WITHIN GROUPS 285 262.0696 .9195 TOTAL 286 264.41292

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 60 5.5083 .9974 .1288 3.0000 7.0000 5.2507 TO 5. 7660 Grp 2 (F) 227 5.7305 .9486 .0630 2.3333 7.0000 5.6065 TO 5. 8546 TOTAL 287 5.6841 .9615 .0568 2.3333 7.0000 5.5724 TO 5. 7958

FIXED EFFECTS MODEL .9589 .0566 5.5727 TO 5. 7955 RANDOM EFFECTS MODEL .1151 4.2218 TO 7. ,1463

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0150 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5250, P = .550 (Approx.) Bartlett-Box F = .238 , P = .626 Maximum Variance / Minimum Variance 1.105

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

O N E W A Y

Variable F6 (Self-Efficacy) SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 287 288

SUM OF SQUARES

12.6360 286.5866 299.2226

MEAN SQUARES

12.6360 .9986

F RATIO

F PROB.

12.6542 .0004

GROUP COUNT STANDARD STANDARD

MEAN DEVIATION ERROR MINIMUM MAXIMUM

Grp 1 (M) 61 4.3852 1.0504 .1345 1.8333 Grp 2 (F) 228 4.8977 * .9853 .0653 2.6667 TOTAL 289 4.7895 1.0193 .0600 1.8333

FIXED EFFECTS MODEL .9993 .0588 RANDOM EFFECTS MODEL .2900

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5319, P = .444 (Approx.) Bartlett-Box F = .3 95 , P = .530 Maximum Variance / Minimum Variance 1.136

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - -

6.6667 7.0000 7.0000

0.1209

95 PCT CONF INT FOR MEAN

4.1162 TO 4.7691 TO 4.6715 TO

4.6738 TO 1.1048 TO

4.6543 5.0262 4.9075 4.9052 8.4742

Variable F7 (Insurance) NOT SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 287 288

SUM OF SQUARES

5.4982 596.3773 601.8754

MEAN SQUARES

5.4982 2.0780

RATIO PROB.

2.6459 .1049

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199

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 61 5.7541 1.7263 .2210 1.0000 7.0000 5.3120 TO 6.1962 Grp 2 (F) 228 6.0921 1.3563 .0898 1.0000 7.0000 5.9151 TO 6.2691 TOTAL 289 6.0208 1.4456 .0850 1.0000 7.0000 5.8534 TO 6.1881

FIXED EFFECTS MODEL 1.4415 .0848 5.8539 TO 6.1877 RANDOM EFFECTS MODEL .1758 3.7876 TO 8.2540

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0355 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6183, P = .004 (Approx.) Bartlett-Box F = 6.001 , P = .014 Maximum Variance / Minimum Variance 1.620

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

O N E W A Y

Variable F8 (Communication) SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 1 3.2167 3.2167 7. .2264 .0076 WITHIN GROUPS 294 130.8700 .4451 TOTAL 295 134.0867

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 64 6.3229 .7441 .0930 4.0000 7.0000 6.1370 TO 6.5088 Grp 2 (F) 232 6.5761 * .6446 .0423 3.6667 7.0000 6.4928 TO 6.6595 TOTAL 296 6.5214 .6742 .0392 3.6667 7.0000 6.4443 TO 6.5985

FIXED EFFECTS MODEL .6672 .0388 6.4451 TO 6.5977 RANDOM EFFECTS MODEL .1406 4.7350 TO 8.3078

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0276 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5713, P = .083 (Approx.) Bartlett-Box F = 2.138 , P = .144 Maximum Variance / Minimum Variance 1.332

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F9 (Technology) SIGNIFICANT By Variable GENDER gender of respondent

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 294 295

SUM OF SQUARES

6.4914 329.5442 336.0357

MEAN SQUARES

6.4914 1.1209

F RATIO

F PROB.

5.7913 .0167

GROUP COUNT STANDARD STANDARD

MEAN DEVIATION ERROR MINIMUM 95 PCT CONF INT FOR MEAN

Grp 1 (M) 64 5.5052 Grp 2 (F) 232 5.8649 * TOTAL 296 5.7872

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0535 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5130, P = .752 (Approx.) Bartlett-Box F = .068 , P = .7 95 Maximum Variance / Minimum Variance 1.054

1. .0805 .1351 2, .3333 7, .0000 5.2353 TO 5. .7751 1. ,0527 .0691 2. .0000 7, .0000 5.7288 TO 6, .0011 1. .0673 .0620 2. .0000 7. .0000 5.6651 TO 5, .9092 1. .0587 .0615 5.6661 TO 5. .9083

.1979 3.2723 TO 8. .3021

Variable F10 By Variable GENDER

Minimum Variance - - - - - - - - - - O N E W A Y (Opportunity) NOT SIGNIFICANT

gender of respondent ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 285 286

SUM OF SQUARES

1.2560 368.7889 370.0449

MEAN SQUARES

1.2560 1.2940

RATIO PROB.

.9706 .3254

Grp 1 Grp 2

3.6243

(M) (F)

COUNT

60 227

TOTAL

STANDARD STANDARD MEAN DEVIATION ERROR

3.6208 3.4581 287

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.0858 1.1507

3.4922

1.1375

.1402

.0764 1.1375

.0671

.0671

MINIMUM

1.2500 1.0000

.0671

MAXIMUM

6.2500 7.0000

.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0004 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5290, P = .489 (Approx.) Bartlett-Box F = .306 , P = .580 Maximum Variance / Minimum Variance 1.123

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

95 PCT CONF INT FOR MEAN

7.0000

3.3403 TO 3.3077 TO

3.9013 3.6086

3.3600 TO

3.3600 TO 2.6390 TO

3.6243 4.3453

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200

_ _ O N E W A Y Variable F1 (Reputation) SIGNIFICANT By Variable EDUC2 (Grpl <=12 yrs; Grp 2 <=Baccalaureate; Grp3 > Baccalaureate)

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 2 6.9958 3.4979 3. ,7347 .0250 WITHIN GROUPS 287 268.8040 .9366 TOTAL 289 275.7998

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAi

Grp 1(1,2,3) 60 5.4375 * .9463 .1222 3. .0000 7.0000 5.1931 TO 5. 6819 Grp 2(4,5) 155 5.2153 .9287 .0746 2. .5000 6.8750 5.0680 TO 5. ,3627 Grp 3 (6,7) 75 4.9817 1.0600 .1224 2, .1250 6.7500 4.7378 TO 5. 2256 TOTAL 290 5.2009 .9769 .0574 2. .1250 7.0000 5.0880 TO 5. .3138

FIXED EFFECTS MODEL .9678 .0568 5.0890 TO 5. ,3127 RANDOM EFFECTS MODEL .1216 4.6778 TO 5. 7240

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0292 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3899, P = .232 (Approx.) Bartlett-Box F = Maximum Variance /

.931 1.303

.395 Minimum Variance

- O N E W A Y Variable F1 (Reputation) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.6843 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

IS. .

Mean Group 3 2 1 4.9817 Grp 3 5.2153 Grp 2 5.4375 Grp 1 •

_ _ _ _ _ _ O N E W A Y Variable F2 (Physician Socio-Demographic) SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

2 277 279

SUM OF SQUARES

33.9113 358.5717 392.4830

MEAN SQUARES

16.9556 1.2945

F RATIO

F PROB.

13.0984 .0000

GROUP COUNT STANDARD

DEVIATION STANDARD

ERROR MINIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2, 3) 61 4.0389 * 1. .1980 .1534 1. ,8750 6, .5000 3.7321 TO 4, .3458 Grp 2(4,5) 146 3.4452 1. ,1551 .0956 1. ,2500 6. .3750 3.2563 TO 3. .6341 Grp 3(6,7) 73 3.0308 1. .0474 .1226 1. .1250 5, .0000 2.7864 TO 3, .2752 TOTAL 280 3.4665 1. .1861 .0709 1. .1250 6, .5000 3.3270 TO 3, .6060

FIXED EFFECTS MODEL 1. ,1378 .0680 3.3327 TO 3, .6004 RANDOM EFFECTS : MODEL .2745 2.2855 TO 4, .6475

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3712, P = Bartlett-Box F = Maximum Variance

.662 1.308

.517

.516

0.1826

(Approx.)

/ Minimum Variance _ _ _ _ _ O N E W A Y -Variable F2 (Physician Socio-Demographic) By Variable EDUC2 (Education) MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.8045 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

IS. .

Mean 3.0308 3.4452 4.0389

Variable F3 By Variable

Group Grp 3 Grp 2 Grp 1

(Economic) EDUC2

3 2 1

SIGNIFICANT O N E W A Y

ANALYSIS OF VARIANCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

2 279 281

SUM OF SQUARES

24.8507 324.7036 349.5543

MEAN SQUARES

12.4253 1.1638

RATIO PROB.

10.6764 .0000

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201

GROUP C

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) TOTAL

59 152 71 282

MEAN

4.4262 3.8571 3.5594 3.9012

STANDARD DEVIATION

STANDARD ERROR 95 PCT CONF INT FOR MEAN

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrane C = Max. Variance/Siim(Variances) = .3594, P =

1. .0626 .1383 2, .0000 6. .8571 4.1492 TO 4. .7031 1. .0627 .0862 1. .0000 6. .2857 3.6868 TO 4, .0275 1. .1256 .1336 1. .1429 5. .8571 3.2929 TO 3, .8258 1. .1153 .0664 1. .0000 6. .8571 3.7705 TO 4, .0320 1. .0788 .0642 3.7748 TO 4, .0277

.2385 2.8752 TO 4, .9272

Bartlett-Box F = Maximum Variance

.176 1.122

P =

0.1326

.7 61 (Approx.)

.839 Minimum Variance

_ _ _ _ _ _ _ - O N E W A Y - - - - - - - - - - - - -Variable F3 (economic) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7628 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean 3.5594 3.8571 4.4262

Group Grp 3 Grp 2 Grp 1

3 2 1

Variable F4 (Environmental) By Variable EDUC2

O N E W A Y SIGNIFICANT

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COUNT

D.F.

2 293 295

MEAN

SUM OF SQUARES

21.6644 382.9632 404.6275

STANDARD DEVIATION

MEAN SQUARES

10.8322 1.3070

RATIO PROB.

8.2876 .0003

STANDARD ERROR MINIMUM MAXIMUM

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) TOTAL

64 157 75 296

1.2873 1.0867 1.1291 1.1712 1.1433

.1609

.0867

.1304

.0681

.0665

.2144

1.0000 2.7500 1.7500 1.0000

5.6641 5.4140 4.9067 5.3395

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE O N E W A Y

Variable F4 (Environmental) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.8084 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean Group 3 2 1 4.9067 Grp 3 5.4140 Grp 2 • 5.6641 Grp 1 *

O N E W A Y - - - - - - - - - - -Variable F5 (Perceptuals) SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

7.0000 7.0000 7.0000 7.0000

0.1059

95 PCT CONF INT FOR MEAN

5.3425 TO 5.2427 TO 4.6469 TO 5.2056 TO

5.2087 TO 4.4171 TO

5.9856 5.5853 5.1665 5.4735 5.4703 6.2619

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

2 283 285

GROUP C

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) TOTAL

SUM OF SQUARES

10.3154 253.6745 263.9899

STANDARD DEVIATION

MEAN SQUARES

5.1577 .8964

RATIO PROB.

5.7539 .0036

STANDARD ERROR MINIMUM XJNT MEAN

64 5.8984 148 5.7399 74 5.3784 286 5.6818

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0484 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .4000, P = .148 (Approx.) Bartlett-Box F = 2.879 , P = .056 Maximum Variance / Minimum Variance 1.592

95 PCT CONF INT FOR MEAN

1. .0763 .1345 2. .3333 7. .0000 5.6296 TO 6. .1673 .8530 .0701 3. .0000 7, .0000 5.6013 TO 5, .8784

1. .0050 .1168 2. .6667 7. .0000 5.1455 TO 5. .6112 .9624 .0569 2. .3333 7. .0000 5.5698 TO 5, .7938 .9468 .0560 5.5716 TO 5, .7920

.1476 5.0469 TO 6, .3167

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202

Variable F5 (Perceptuals) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEIAN (J) -MEAN (I) IS..

0.6695 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean Group 3 2 1 5.3784 Grp 3 5.7399 Grp 2 * 5.8984 Grp 1 *

- O N E W A Y Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

2 287 289

1.2155 298.1488 299.3644

.6078

.0388 .5850 .5577

STANDARD DEVIATION

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1, ,2,3) 62 4.8925 1. ,1039 .1402 2. .1667 7, .0000 4.6121 TO 5. .1728 Grp 2(4, ,5) 154 4.7922 1. .0087 .0813 1. .8333 7. .0000 4.6316 TO 4. .9528 Grp 3(6, ,7) 74 4.7027 .9660 .1123 2. .6667 6. .6667 4.4789 TO 4. .9265 TOTAL 290 4.7908 1. ,0178 .0598 1. ,8333 7, .0000 4.6732 TO 4. .9084

FIXED EFFECTS MODEL 1. ,0192 .0599 4.6730 TO 4. .9086 RANDOM EFFECTS ! MODEL .0599 4.5333 TO 5. .0483

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0049 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3845, P = .295 (Approx.) Bartlett-Box F = .626 , P = .535 Maximum Variance / Minimum Variance 1.306

- - _ _ - _ _ - - _ _ - O N E W A Y _ _ _ _ _ _ _ _ _ _ _ Variable F6 (Self-Efficacy) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7207 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

- - - - - - - - - - O N E W A Y - _ _ _ _ _ _ _ _ Variable F7 (Insurance) NOT SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

SUM OF D.F. SQUARES

MEAN SQUARES

F F RATIO PROB.

BETWEEN GROUPS 2 7 .4708 3.7354 1. 8002 .1671 WITHIN GROUPS 286 593.4427 2.0750 TOTAL 288 600.9135

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) 62 6.3226 1.1842 .1504 1.0000 7.0000 6.0218 TO 6.6233 Grp 2(4,5) 153 5.9183 1.4650 .1184 1.0000 7.0000 5.6843 TO 6.1523 Grp 3(6,7) 74 5.9662 1.5775 .1834 1.0000 7.0000 5.6007 TO 6.3317 TOTAL 289 6.0173 1.4445 .0850 1.0000 7.0000 5.8501 TO 6.1845

FIXED EFFECTS MODEL 1.4405 .0847 5.8505 TO 6.1841 RANDOM EFFECTS MODEL .1208 5.4977 TO 6.5369

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0189 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum (Variances) = .4122, P = .076 (Approx.) Bartlett-Box F = 2.732 , P = .065

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ o N E W A Y - - - - - - - - - - - -Variable F7 (Insurance) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

1.0186 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

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O N E W A Y Variable F8 (Communication) NOT SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

2 293 295

SUM OF SQUARES

1.4450 133.1373 134.5822

MEAN SQUARES

.7225

.4544

RATIO PROB.

1.5900 .2057

GROUP

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) TOTAL

COUNT

66 156 74 296

STANDARD STANDARD MEAN DEVIATION ERROR

6.3889 6.5641 6.5315 6.5169

95 PCT CONF INT FOR MEAN

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrane C = Max. Variance/Sum(Variances) = .4947, P =

8525 .1049 3. .6667 7, .0000 6.1793 TO 6. .5985 6217 .0498 4. .0000 7, .0000 6.4658 TO 6, .6624 5966 .0694 4. .6667 7, .0000 6.3933 TO 6, .6697 6754 .0393 3, .6667 7, .0000 6.4396 TO 6, .5942 6741 .0392 6.4398 TO 6, .5940

.0519 6.2936 TO 6, .7402

Bartlett-Box F = Maximum Variance

6.152 2.042 / Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ o N E W A Y - - - - - - - - -Variable F8 (Communication) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.4767 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ _ _ _ - O N E W A Y - - - - - - -Variable F9 (Technology) SIGNIFICANT By Variable EDUC2

ANALYSIS OF VARIANCE

0.0030

.000 (Approx.)

. 002

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

2 293 295

SUM OF SQUARES

13.6444 321.8136 335.4580

MEAN SQUARES

6 . 8 2 2 2 1.0983

RATIO PROB.

6.2114 .0023

GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1, ,2,3) 64 6.0156 * 1.0034 .1254 3.3333 7.0000 5.7650 TO 6.2663 Grp 2(4, ,5) 157 5.8684 1.0390 .0829 3.0000 7.0000 5.7046 TO 6.0322 Grp 3(6, ,7) 75 5.4356 1.1028 .1273 2.0000 7.0000 5.1818 TO 5.6893 TOTAL 296 5.7905 1.0664 .0620 2.0000 7.0000 5.6686 TO 5.9125

FIXED EFFECTS : MODEL 1.0480 .0609 5.6707 TO 5.9104 RANDOM EFFECTS ! MODEL .1693 5.0619 TO 6.5191

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3683, P = Bartlett-Box F = Maximum Variance

.325 1.208

.550 (Approx.)

.723 Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ o N E W A Y - - - - - - - - - - - - -Variable F9 (Technology) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7411 * RANGE * DSQRT(1/N(I) + 1/N(J)) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL (*)

Mean 5.4356 5.8684 6.0156

Group Grp 3 Grp 2 Grp 1

3 2 1

Variable F10 (Opportunity) By Variable EDUC2

- - - O N E W A Y SIGNIFICANT

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

2 285 287

SUM OF SQUARES

22.3656 351.6967 374.0623

MEAN SQUARES

11.1828 1.2340

RATIO PROB.

9.0620 .0002

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GROUP C

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) TOTAL

62 154 72 288

MEAN

4.0282 3.3766 3.3056 3.4991

STANDARD DEVIATION

STANDARD ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .4450, P =

1. .3291 .1688 1. .0000 7. .0000 3.6907 TO 4. .3658 1. .0331 .0832 1. .5000 6, .2500 3.2122 TO 3, .5411 1. .0658 .1256 1. .2500 6. .7500 3.0551 TO 3, .5560 1. .1416 .0673 1. .0000 7. .0000 3.3667 TO 3, .6315 1. .1109 .0655 3.3703 TO 3, .6280

.2221 2.5433 TO 4, .4550

Bartlett-Box F = 3.091 , P = Maximum Variance / Minimum Variance 1.655

_ _ _ _ _ _ _ _ _ - - - - - O N E W A Y -Variable F10 (Opportunity) By Variable EDUC2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.48 3.48 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7855 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

.009 (Approx.)

.046

Mean 3.3056 3.3766 4.0282

Group Grp 3 Grp 2 Grp 1

Variable F1 (Reputation) By Variable ETHNIC

3 2 1

- - - - O N E W A Y SIGNIFICANT

ethnic origin ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

4 278 282

SUM OF SQUARES

16.3258 254.1102 270.4360

MEAN SQUARES

4.0814 .9141

RATIO PROB.

4.4652 .0016

GROUP

Grp 1(Cau) Grp 2(AfAm) Grp 3(His) Grp 4 (Amlnd) Grp 5(Asian) TOTAL

COUNT STANDARD STANDARD

MEAN DEVIATION ERROR MINIMUM 95 PCT CONF INT FOR MEAN

218 5.0648 .9589 32 5.5586 1.0090 20 5.7375 .6929 6 5.6250 1.4895 7 5.6429 .6825

283 5.1943 .9793 FIXED EFFECTS MODEL .9561

RANDOM EFFECTS MODEL

0649 2. .1250 6. .8750 4.9368 TO 5, .1928 1784 2. .1250 6, .6250 5.1948 TO 5, .9224 1549 4, .5000 7. .0000 5.4132 TO 6. .0618 6081 3, .1250 7. .0000 4.0618 TO 7. .1882 2580 4. .5000 6. .6250 5.0117 TO 6. .2740 0582 2, .1250 7. .0000 5.0798 TO 5, .3089 0568 5.0825 TO 5. .3062 2719 4.4395 TO 5. .9492

0.1155 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .4349, P = .000 (Approx.) Bartlett-Box F = Maximum Variance

1.738 4.764 Minimum Variance _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 0 N E W A

Variable F1 (Reputation) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.6760 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 0 N E W A y _ _ _ _ _ _ _ _

Variable F2 (Physician Socio-Demographic) SIGNIFICANT

.139

IS.

By Variable ETHNIC ethnic origin ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES

BETWEEN GROUPS 4 60.3294 15.0823 WITHIN GROUPS 266 316.1592 1.1886 TOTAL 270 376.4886

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR

Grp 1 211 3. .2346 1.0816 .0745 Grp 2 28 4. .3705 • 1.1214 .2119 Grp 3 20 4. .3125 • 1.0391 .2324 Grp 4 5 5. .0000 * 1.7207 .7695 Grp 5 7 3. .5357 .8345 .3154 TOTAL 271 3. .4719 1.1808 .0717

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

.0662

.5863

RATIO PROB.

12.6895 .0000

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .4133, Bartlett-Box F = .7 65 !

= .000 = .548

0.5445

(Approx.)

95 PCT CONF INT FOR MEAN

1, .1250 6, .5000 3.0878 TO 3, .3814 1, .7500 6, .3750 3.9357 TO 4, .8054 2, .3750 6. .1250 3.8262 TO 4. .7988 2. .0000 6. .2500 2.8635 TO 7. .1365 2. .1250 4, .8750 2.7639 TO 4. .3075 1. .1250 6. .5000 3.3306 TO 3, .6131

3.3415 TO 3. .6023 1.8440 TO 5. .0997

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Maximum Variance / Minimum Variance 4.252 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - - - - - - -Variable F2 (Physician Socio-Demographic) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7709 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean 3.2346 3.5357 4.3125 4.3705 5.0000

Variable F3 By Variable

Group 1 5 3 2 4 Grp 1 Grp 5 Grp 3 * Grp 2 • Grp 4 *

O N E W A Y (Economic) SIGNIFICANT ETHNIC ethnic origin

ANALYSIS OF VARIANCE

D.F. SUM OF

SQUARES MEAN

SQUARES RATIO PROB.

BETWEEN GROUPS 4 31.0328 7.7582 6. 7617 .0000 WITHIN GROUPS 268 307.4966 1.1474 TOTAL 272 338.5294

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 212 3.7426 1.0622 .0730 1.0000 6.1429 3.5988 TO 3. 8864 Grp 2 30 4.6333 1.1688 .2134 1.7143 6.8571 4.1969 TO 5. 0698 Grp 3 19 4.5113 .8197 .1881 2.4286 5.8571 4.1162 TO 4. 9064 Grp 4 5 4.3143 1.4757 .6599 1.8571 5.4286 2.4821 TO 6. 1465 Grp 5 7 3.4082 1.2245 .4628 1.8571 5.7143 2.2757 TO 4. 5407 TOTAL 273 3.8959 1.1156 .0675 1.0000 6.8571 3.7629 TO 4. 0288

FIXED EFFECTS : MODEL 1.0712 .0648 3.7682 TO 4. 0235 RANDOM EFFECTS 1 MODEL .4036 2.7754 TO 5. 0164

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.2555

.3182,

.944 , 3.241

P = .005 P = .438

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance

_ _ _ _ _ _ - _ - _ _ _ _ _ _ _ 0 N E W A Y - - - - - - - - - - - - - -Variable F3 (Economic) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7574 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

(Approx.)

Mean Group 5 1 4 3 2 3.4082 Grp 5 3.7426 Grp 1 4.3143 Grp 4 4.5113 Grp 3 4.6333 Grp 2 * _ _ _ _ O N E W A Y

F4 (Environmental) SIGNIFICANT Variable By Variable ETHNIC ethnic origin

ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 4 37.1944 9.2986 7. 2940 .0000 WITHIN GROUPS 282 359.5029 1.2748 TOTAL 286 396.6973

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 220 5 .1557 1.1405 .0769 1.0000 7, .0000 5.0041 TO 5.3072 Grp 2 33 6 .2273 • 1.0258 .1786 2.2500 7 . .0000 5.8636 TO 6.5910 Grp 3 20 5 .6500 1.1511 .2574 3.0000 7, .0000 5.1113 TO 6.1887 Grp 4 6 5 .4167 1.3663 .5578 3.2500 7 .0000 3.9829 TO 6.8504 Grp 5 8 5 .8125 .9613 .3399 4.5000 7. .0000 5.0088 TO 6.6162 TOTAL 287 5 .3371 1.1777 .0695 1.0000 7. .0000 5.2003 TO 5.4739

FIXED EFFECTS ] MODEL 1.1291 .0666 5.2059 TO 5.4683 RANDOM EFFECTS 1 MODEL .4208 4.1688 TO 6.5055

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0 .2845 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .2886, P = .037 Bartlett-Box F = .326 , P = .860 Maximum Variance / Minimum Variance 2.020

(Approx.)

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_ _ _ _ _ _ O N E W A Y Variable F4 (Environmental) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7984 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean Group 1 4 3 5 2 5.1557 Grp 1 5.4167 Grp 4 5.6500 Grp 3 5.8125 Grp 5 6.2273 Grp 2 *

O N E W A Y (Perceptuals) NOT SIGNIFICANT Variable F5

By Variable ETHNIC ethnic origin ANALYSIS OF VARIANCE

D.F. SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS 4 5.5498 1.3874 1. 5869 .1780 WITHIN GROUPS 272 237.8121 .8743 TOTAL 276 243.3618

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 213 5 .6291 .9409 .0645 2.6667 7, .0000 5.5020 TO 5. ,7562 Grp 2 29 5 .8678 1.0591 .1967 3.3333 7. .0000 5.4649 TO 6. ,2707 Grp 3 22 6 .0455 .6710 .1431 4.6667 7. .0000 5.7480 TO 6. .3430 Grp 4 6 6 .0833 .8740 .3568 4.8333 7 . .0000 5.1661 TO 7. ,0005 Grp 5 7 5 .5476 .9512 .3595 4.3333 7. .0000 4.6679 TO 6. ,4273 TOTAL 277 5 .6949 .9390 .0564 2.6667 7 , .0000 5.5839 TO 5. ,8060

FIXED EFFECTS MODEL .9350 .0562 5.5843 TO 5. ,8056 RANDOM EFFECTS MODEL .1214 5.3580 TO 6. ,0319

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0. .0190

.2719, 1.148 , 2.492

P = P =

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ o N E W A Y - - -Variable F5 (Perceptuals) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.6612 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ _ _ - _ _ - _ _ - _ _ _ 0 N E W A Y - - - - - - - -Variable F6 (Self-Efficacy) NOT SIGNIFICANT

.120 (Approx.)

.332

IS. .

By Variable ETHNIC ethnic origin ANALYSIS OF VARIANCE

D.F. SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 4 2.0922 .5231 5022 .7341 WITHIN GROUPS 275 286.4173 1.0415 TOTAL 279 288.5095

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 215 4 .8031 .9975 .0680 1.8333 7.0000 4.6690 TO 4.9372 Grp 2 31 4 .7258 1.2499 .2245 2.1667 7.0000 4.2674 TO 5.1843 Grp 3 21 4 .7540 .9077 .1981 3.3333 7.0000 4.3408 TO 5.1672 Grp 4 6 4 .9444 1.0470 .4275 4.1667 7.0000 3.8457 TO 6.0432 Grp 5 7 4 .2857 .8804 .3328 2.8333 5.5000 3.4715 TO 5.1000 TOTAL 280 4 .7810 1.0169 .0608 1.8333 7.0000 4.6613 TO 4.9006

FIXED EFFECTS ] MODEL 1.0205 .0610 4.6609 TO 4.9010 RANDOM EFFECTS ! MODEL .0610 4.6116 TO 4.9503

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0189 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .2974, P = .021 (Approx.) Bartlett-Box F = .917 , p - .453 Maximum Variance / Minimum Variance 2.015

- - - - - - - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

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0.7216 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y Variable F7 (Insurance) NOT SIGNIFICANT By Variable ETHNIC ethnic origin

ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 4 5.0063 1.2516 6013 .6620 WITHIN GROUPS 276 574.4866 2.0815 TOTAL 280 579.4929

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 216 5.9861 1.4753 .1004 1.0000 7.0000 5.7883 TO 6.1840 Grp 2 32 6.1563 1.6136 .2853 1.0000 7.0000 5.5745 TO 6.7380 Grp 3 21 6.2619 .8459 .1846 4.0000 7.0000 5.8769 TO 6.6469 Grp 4 5 5.5000 1.3229 .5916 3.5000 7.0000 3.8575 TO 7.1425 Grp 5 7 6.5000 .8660 .3273 5.0000 7.0000 5.6991 TO 7.3009 TOTAL 281 6.0302 1.4386 .0858 1.0000 7.0000 5.8613 TO 6.1992

FIXED EFFECTS 1 MODEL 1.4427 .0861 5.8608 TO 6.1997 RANDOM EFFECTS i MODEL .0861 5.7913 TO 6.2692

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0303 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3256, P = .002 (Approx.) Bartlett-Box F = 2.798 , P = .025 Maximum Variance / Minimum Variance 3.639

- - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - -Variable F7 (Insurance) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

1.0202 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - - O N E W A Y -Variable F8 (Communication) TREND By Variable ETHNIC ethnic origin

ANALYSIS OF VARIANCE

D.F. SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 4 3.4832 .8708 2. 1223 .0782 WITHIN GROUPS 282 115.7076 .4103 TOTAL 286 119.1909

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 219 6.5419 (2) .6229 .0421 4.3333 7 , .0000 6.4589 TO 6. ,6248 Grp 2 32 6.5625 (3) .7402 .1309 4.3333 7, .0000 6.2956 TO 6. .8294 Grp 3 22 6.5758 (4) .4953 .1056 5.6667 7, .0000 6.3562 TO 6. .7954 Grp 4 6 6.7778 (5) .2722 .1111 6.3333 7, .0000 6.4922 TO 7. 0634 Grp 5 8 5.9167 (1) 1.1091 .3921 4.3333 7, .0000 4.9894 TO 6. 8439 TOTAL 287 6.5343 .6456 .0381 4.3333 7, .0000 6.4593 TO 6. 6093

FIXED EFFECTS ! MODEL .6406 .0378 6.4598 TO 6. 6087 RANDOM EFFECTS : MODEL .1055 6.2414 TO 6. 8272

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0, .0161 6.2414 TO 8272

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .4949,

3.602 16.607

P = P = Bartlett-Box F =

Maximum Variance / Minimum Variance - - - - - - - - - - - - - - - - O N E W A Y - - - - - - - -Variable F8 (Communication) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.4529 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - - - - - - - - - - - O N E W A Y - - - - - - - -Variable F9 (Technology) SIGNIFICANT

. 0 0 0

. 0 0 6 (Approx.)

By Variable ETHNIC ethnic origin ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

4 282 286

SUM OF SQUARES

27.4584 301.2648 328.7232

MEAN SQUARES

6.8646 1.0683

RATIO PROB.

6.4256 .0001

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208

GROUP

Grp 1 Grp 2 Grp 3 Grp 4 Grp 5 TOTAL

STANDARD STANDARD MEAN DEVIATION ERROR MINIMUM

5.6070 (1) 1.0974 .0743 2.0000 6.4747 (5) .7994 .1392 ^ 3 3 3 6.2121 (4) .5199 .1108 5.3333 6.1111 (3) 1.4402 .5879 3.6667 5.9583 (2) .7001 .2475 5.3333 5.7735 1.0721 .0633 2.0000

FIXED EFFECTS MODEL 1.0336 .0610 RANDOM EFFECTS MODEL .3515

COUNT

218 33 22 6 8

287

MAXIMUM

7.0000 7.0000 7.0000 7.0000 7.0000 7.0000

0.2006

95 PCT CONF INT FOR MEAN

5.4605 TO 6.1913 TO 5.9816 TO 4.5998 TO 5.3731 TO 5.6490 TO 5.6534 TO 4.7977 TO

5.7535 6.7582 6.4426 7.6224 6.5436 5.8981 5.8936 6.7493

KwlA/n or r EA- i 0 rawiMJ -RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances _ n o o (A -ox )

Cochrans C = Max. Variance/Sum(Variances) = .4434, P - .000 (Approx.) Bartlett-Box F = 5.194 , P = .°°° Maximum Variance / Minimum Variance 7.6/J

O N E W A Y Variable F9 (Technology) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7309 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean 5.6070 5.9583 6.1111 6.2121 6.4747

Variable F10 By Variable

Group Grp 1 Grp 5 Grp 4 Grp 3 Grp 2

(Opportunity) ETHNIC

1 5 4 3 2

- - - O N E W A Y - - - - -SIGNIFICANT

ethnic origin ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

4 274 278

SUM OF SQUARES

15.2242 344.8201 360.0444

MEAN SQUARES

3.8061 1.2585

F RATIO

F PROB.

3.0244 .0183

GROUP COUNT

Grp 1 216 Grp 2 31 Grp 3 19 Grp 4 6 Grp 5 7 TOTAL 279

STANDARD STANDARD MEAN DEVIATION ERROR

3.3981 (1) 1.1178 .0761 4.0484 (4) 1.1840 .2126 3.5921 (2) 1.0145 .2327 4.2500 (5) 1.2550 .5123 3.6429 (3) 1.1352 .4291 3.5081 1.1380 .0681

FIXED EFFECTS MODEL 1.1218 .0672 RANDOM EFFECTS MODEL .2519

MINIMUM

1.2500 2.5000 1.0000 2.2500 2.2500 1.0000

MAXIMUM

7.0000 6.7500 5.0000 6.0000 5.5000 7.0000

95 PCT CONF INT FOR MEAN

3.2482 TO 3.6141 TO 3.1031 TO 2.9330 TO 2.5930 TO 3.3739 TO 3.3758 TO 2.8086 TO

3.5481 4.4827 4.0811 5.5670 4.6927 3.6422 3.6403 4.2075

.596

.959 (Approx.)

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .2407, P = Bartlett-Box F = -160 , P = Maximum Variance / Minimum Variance 1.530

_ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - -Variable F10 (Opportunity) By Variable ETHNIC ethnic origin MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

4.39 4.39 4.39 4.39 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7932 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - -Variable F1 (Reputation) NOT SIGNIFICANT By Variable INCOME2 (Grpl =< 15K; Grp2 15K-30K; Grp3 30K-50K; Grp4 >50K)

ANALYSIS OF VARIANCE

0.0955

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COUNT

D.F.

3 283 286

MEAN

SUM OF SQUARES

1.9904 271.4614 273 .4518

MEAN SQUARES

.6635

.9592

RATIO PROB.

.6917 .5578

STANDARD STANDARD

Grp 1(1,2,3) 64 5.2090 Grp 2(4,5) 65 5.2077 Grp 3(6,7) 90 5.2792 Grp 4 (8) 68 5.0551 TOTAL 287 5.1943

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE

DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

1.0963 .1370 2.1250 7.0000 4.9351 TO 5.4828 .9993 .1240 3.0000 6.7500 4.9601 TO 5.4553 .9805 .1034 2.1250 6.8750 5.0738 TO 5.4845 . 8309 .1008 3.1250 6.6250 4.8540 TO 5.2563 .9778 .0577 2.1250 7.0000 5.0806 TO 5.3079 .9794 .0578 5.0805 TO 5.3080 .9794

.0578 5.0103 TO 5.3782

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209

IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE

Tests for Homogeneity of Variances Cochrane C = Max. Variance/Sum(Variances) = .3120, P = .195 (Approx.) Bartlett-Box F = Maximum Variance

1.669 1.741

P = .172 Minimum Variance2 _ _ _ _ _ _ O N E W A Y

Variable F1 (Reputation) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I)

0.6925 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

- O N E W A Y -Variable F2 (Physician Socio-Demographic) SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

IS.

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 273 276

SUM OF SQUARES

15.7744 372.0654 387.8398

MEAN SQUARES

5.2581 1.3629

RATIO PROB.

3.8581 .0099

STANDARD STANDARD GROUP COUNT MEAN

Grp 1(1,2,3) 63 3.8175 Grp 2(4,5) 62 3.4899 Grp 3 (6,7) 88 3.4688 Grp 4(8) 64 3.1133 TOTAL 277 3.4707

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

(4) 1.3355 .1683 1.2500 6.3750 3.4811 TO 4.1538 (3) 1.1881 .1509 1.2500 6.5000 3.1882 TO 3.7916 (2) 1.1710 .1248 1.3750 6.0000 3.2206 TO 3.7169 (1) .9435 .1179 1.1250 4.7500 2.8776 TO 3.3490 (1)

1.1854 .0712 1.1250 6.5000 3.3305 TO 3.6109 1.1674 .0701 3.3326 TO 3.6088

.1395 3.0269 TO 3.9145

.094 (Approx.) .060

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3269, P = Bartlett-Box F = 2.478 , P : Maximum Variance / Minimum Variance 2.004

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - - - - - - -Variable F2 (Physician Socio-Demographic) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL ~

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.8255 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

0.0567

Mean 3.1133 3.4688 3.4899 3.8175

Variable F3 By Variable

Group Grp 4 Grp 3 Grp 2 Grp 1

(Economic) INCOME2

4 3 2 1

- - - - O N E W A Y SIGNIFICANT

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 3 40.3183 13.4394 12. 0363 .0000 WITHIN GROUPS 275 307.0590 1.1166 TOTAL 278 347.3772

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 66 4.1905 (3) 1.0155 .1250 2.2857 6.2857 3.9408 TO 4. 4401 Grp 2 63 4.2540 (4) 1.1273 .1420 2.0000 6.8571 3.9701 TO 4. 5379 Grp 3 86 3.8953 (2) 1.0736 .1158 1.0000 5.8571 3.6652 TO 4. 1255 Grp 4 64 3.2522 (1) 1.0020 .1253 1.1429 5.5714 3.0019 TO 3. 5025 TOTAL 279 3.8986 1.1178 .0669 1.0000 6.8571 3.7669 TO 4. 0304

FIXED EFFECTS : MODEL 1.0567 .0633 3.7741 TO 4. 0232 RANDOM EFFECTS : MODEL .2219 3.1923 TO 4. 6049

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.1778 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) Bartlett-Box F = Maximum Variance / Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W A Y -Variable F3 (Economic) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES.

= .2850, .374 ,

1.266

= .680 = .772

(Approx.)

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THE VALUE ACTUALLY COMPARED WITH MEAN (J) -MEAN (I) IS.. 0.7472 * RANGE * DSQRT(1/N(I) + 1/N(J))

(*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

210

Mean 3.2522 3.8953 4.1905 4.2540

Group Grp 4 Grp 3 Grp 1 Grp 2

4 3 1 2

Variable F4 By Variable

(Environmental) INCOME2

- - - - O N E W A Y SIGNIFICANT

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS 3 16.1396 5.3799 4. 0321 .0078 WITHIN GROUPS 289 385.6023 1.3343 TOTAL 292 401.7419

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) 70 5.6179 (4) 1.2852 .1536 2.2500 7, .0000 5.3114 TO 5. ,9243 Grp 2(4,5) 64 5.2070 (2) 1.2195 .1524 1.0000 7. .0000 4.9024 TO 5. .5117 Grp 3 (6,7) 91 5.4643 (3) 1.0604 .1112 3.5000 7, .0000 5.2435 TO 5. .6851 Grp 4(8) 68 4.9926 (1) 1.0703 .1298 1.7500 7. .0000 4.7336 TO 5. .2517 TOTAL 293 5.3353 1.1730 .0685 1.0000 7, .0000 5.2005 TO 5. .4702

FIXED EFFECTS ! MODEL 1.1551 .0675 5.2025 TO 5. 4681 RANDOM EFFECTS : MODEL .1369 4.8997 TO 5. 7710

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0. .0556

.3054, P = 1.346 , P = 1.469

Tests for Homogeneity of Variances Cochrane C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance

- - - - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - -Variable F4 (Environmental) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.8168 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

.268 (Approx.)

.258

Mean Group 4 2 3 1 4.9926 Grp 4 5.2070 Grp 2 5.4643 Grp 3 5.6179 Grp 1 *

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ - - O N E W A Y - - - -Variable F5 (Perceptuals) SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 279 282

SUM OF SQUARES

7.9444 254.9203 262.8647

MEAN SQUARES

2.6481 .9137

RATIO PROB.

2.8983 .0355

GROUP

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) Grp 4(8) TOTAL

COUNT MEAN STANDARD

DEVIATION

68 5.8186 62 5.6747 89 5.7903 64 5.3854

283 5.6802 FIXED EFFECTS MODEL

RANDOM EFFECTS MODEL

(4) ( 2 ) (3) (1)

1.0877 .9440 .8731 .9277 .9655 .9559

STANDARD ERROR 95 PCT CONF INT FOR MEAN

1319 2. .3333 7 , .0000 5.5554 TO 6, .0819 1199 2. .6667 7 , .0000 5.4350 TO 5. .9145 0925 3. .0000 7. .0000 5.6063 TO 5. .9742 1160 3. .0000 6. .8333 5.1537 TO 5. .6171 0574 2. .3333 7. .0000 5.5672 TO 5, .7932 0568 5.5684 TO 5. .7921 0977 5.3693 TO 5. .9912

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .3200, P = Bartlett-Box F = 1.302 , P = Maximum Variance / Minimum Variance 1.552

_ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - -Variable F5 (Perceptuals) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.6759 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

.130

.272

0.0247

(Approx.)

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211

- - - - - O N E W A Y -Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 3 1.1855 .3952 3809 .7668 WITHIN GROUPS 283 293.5650 1.0373 TOTAL 286 294.7505

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF

Grp 1(1,2,3) 69 4.8309 1.1251 .1355 2.1667 7. .0000 4.5606 TO Grp 2(4,5) 63 4.8095 1.0177 .1282 2.8333 7, .0000 4.5532 TO Grp 3 (6,7) 89 4.6873 .9431 .1000 1.8333 7, .0000 4.4886 TO Grp 4(8) 66 4.8333 1.0000 .1231 2.5000 7, .0000 4.5875 TO TOTAL 287 4.7822 1.0152 .0599 1.8333 7, .0000 4.6643 TO

FIXED EFFECTS MODEL 1.0185 .0601 4.6639 TO RANDOM EFFECTS MODEL .0601 4.5909 TO

.3021, P

.820 , P 1.423

.320 (Approx.)

.483

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0090 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum (Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Q N E W A Y - - - - -Variable F6 (Self-Efficacy) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7202 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - -Variable F7 (Insurance) NOT SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

5.1012 5.0658 4.8859 5.0792 4.9002 4.9006 4.9736

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

3 282 285

9.4984 587.8757 597.3741

3.1661 2.0847

1.5188 .2098

GROUP

Grp 1(1,2,3) Grp 2(4,5) Grp 3 (6,7) Grp 4(8) TOTAL

COUNT MEAN STANDARD DEVIATION

STANDARD ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

67 6.0224 65 6.1538 89 6.1573 65 5.7000 286 6.0210

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1. .3636 .1666 1. .0000 7. .0000 5.6898 TO 6, .3550 1, .2117 .1503 2. .5000 7. .0000 5.8536 TO 6, .4541 1. .4013 .1485 1. ,0000 7, .0000 5.8621 TO 6, .4525 1. .7607 .2184 1. ,0000 7, .0000 5.2637 TO 6, .1363 1, .4478 .0856 1. ,0000 7. .0000 5.8525 TO 6, .1895 1. .4438 .0854 5.8529 TO 6, .1890

.1057 5.6846 TO 6, .3574 0.0152 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .3694, P = .004 (Approx.) Bartlett-Box F = 3.266 , P = .021 Maximum Variance / Minimum Variance 2.112

- - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - -Variable F7 (Insurance) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

1.0209 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

_ _ _ _ _ _ _ O N E W A Y Variable F8 (Communication) NOT SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 289 292

SUM OF SQUARES

1.4354 133 .0682 134.5036

MEAN SQUARES

.4785

.4604

F RATIO

F PROB.

1.0391 .3756

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212

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1, 2,3) 71 6.4742 .8389 .0996 3.6667 7.0000 6.2756 TO 6.6727 Grp 2(4, 5) 64 6.5885 .5931 .0741 4.6667 7.0000 6.4404 TO 6.7367 Grp 3(6, 7) 90 6.5741 .6222 .0656 4.0000 7.0000 6.4438 TO 6.7044 Grp 4(8) 68 6.4167 .6371 .0773 4.6667 7.0000 6.2625 TO 6.5709 TOTAL 293 6.5165 .6787 .0396 3.6667 7.0000 6.4385 TO 6.5945

FIXED EFFECTS ! MODEL .6786 .0396 6.4385 TO 6.5945 RANDOM EFFECTS ! MODEL .0404 6.3878 TO 6.6452

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3 807, P = Bartlett-Box F = 3.697 , P = Maximum Variance / Minimum Variance 2.000 - - _ _ O N E W A Y - - - - - -

Variable F8 (Communication) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.4798 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - - - - - - - - - - - - O N E W A Y - - - - - - - -Variable F9 (Technology) SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

0.0002

.002 (Approx.)

.011

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

3 289 292

9.6432 325.7114 335.3546

3.2144 1.1270

2.8521 .0376

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) 70 5.9048 (3) 1.1577 .1384 2.3333 7. .0000 5.6287 TO 6. 1808 Grp 2(4,5) 65 5.8256 (2) 1.0054 .1247 3.3333 7. .0000 5.5765 TO 6. 0748 Grp 3 (6,7) 90 5.9185 (4) 1.0353 .1091 3.0000 7. .0000 5.7017 TO 6. 1354 Grp 4(8) 68 5.4657 (1) 1.0448 .1267 2.0000 7. .0000 5.2128 TO 5. 7186 TOTAL 293 5.7895 1.0717 .0626 2.0000 7. .0000 5.6663 TO 5. 9128

FIXED EFFECTS ; MODEL 1.0616 .0620 5.6675 TO 5. 9116 RANDOM EFFECTS ! MODEL .1056 5.4536 TO 6. 1255

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0, .0287 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance

.2969,

.533 , 1.326

P = P =

A Y Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W Variable F9 (Technology) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.7507 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - _ - - _ - _ _ - _ _ o N E W A Y - - - - - - - -Variable F10 (Opportunity) SIGNIFICANT By Variable INCOME2

ANALYSIS OF VARIANCE

.400

.660 (Approx.)

IS. .

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

3 281 284

14.8549 357.3916 372.2465

4.9516 1.2719

3.8932 .0095

GROUP COUNT STANDARD DEVIATION

STANDARD ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1, 2,3) 68 3.8493 (4) 1. .3088 .1587 1. .0000 7. .0000 3.5325 TO 4. .1661 Grp 2(4, 5) 64 3.5664 (3) 1, .0628 .1328 1. .2500 6, .7500 3.3009 TO 3. .8319 Grp 3(6, 7) 88 3.4091 (2) 1, .0974 .1170 1. .2500 6, .0000 3.1766 TO 3. .6416 Grp 4(8) 65 3.2077 (1) 1. .0208 .1266 1. .5000 6. .7500 2.9547 TO 3. .4606 TOTAL 285 3.5035 1. .1449 .0678 1. .0000 7. .0000 3.3700 TO 3. .6370

FIXED EFFECTS : MODEL 1. .1278 .0668 3.3720 TO 3. .6350 RANDOM EFFECTS : MODEL .1330 3.0801 TO 3. .9269

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0520 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3366, P = .049 (Approx.) Bartlett-Box F = 1.667 , P = .172

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213

_ _ _ _ _ _ _ O N E W A Y - - _ _ _ _ _ _ _ Variable F10 (Opportunity) By Variable INCOME2 MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7975 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

Mean 3.2077 3.4091 3.5664 3.8493

Variable F1 By Variable

Group 4 3 2 1 Grp 4 Grp 3 Grp 2 Grp 1 •

O N E W A Y - - -(Reputation) SIGNIFICANT LRES2 (Grpl =< 2yrs; Grp2 > 2 yrs)

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 289 290

SUM OF SQUARES

3.8388 272.2615 276.1003

MEAN SQUARES

3.8388 .9421

RATIO PROB.

4.0748 .0445

GROUP

Grp 1(1,2,3) Grp 2(4) TOTAL

COUNT

108 183 291

MEAN

5.0532 5.2910 5.2027

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0251 .9371 .9757 .9706

STANDARD ERROR

.0986

.0693

.0572

.0569

.1209

MINIMUM

2.1250 2.1250 2.1250

MAXIMUM

7.0000 7.0000 7.0000

95 PCT CONF INT FOR MEAN

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0213 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5448, P = .281 (Approx.) Bartlett-Box F = 1.098 , P = .295 Maximum Variance / Minimum Variance 1.4197

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F2 (Physician Socio-Demographic) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

4.8577 TO 5.1543 TO 5.0902 TO 5.0908 TO 3.6670 TO

5.2488 5.4277 5.3153 5.3147 6.7385

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

.0471 393.7732 393.8203

MEAN SQUARES

.0471 1.4114

F F RATIO PROB.

.0334 .8552

GROUP

Grp 1(1,2,3) Grp 2(4) TOTAL

COUNT

106 175 281

MEAN

3.4540 3.4807 3.4706

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.2011 1 . 1 8 0 0 1.1860 1.1880

STANDARD ERROR

.1167

.0892

.0707

.0709

.0709

MINIMUM

1.2500 1.1250 1.1250

MAXIMUM

6.5000 6.2500 6.5000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0103 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5088, P = .834 (Approx.) Bartlett-Box F = .041 , p = .840 Maximum Variance / Minimum Variance 1.036

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - - - - - - - - - O N E W A Y

Variable F3 (Economic) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.2227 TO 3.3047 TO 3.3314 TO 3.3311 TO 2.5701 TO

3.6853 3.6568 3.6099 3.6102 4.3711

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 280 281

SUM OF SQUARES

.6768 348.8775 349.5543

MEAN SQUARES

.6768 1.2460

RATIO PROB.

.5432 .4617

GROUP C

Grp 1(1,2,3) Grp 2(4) TOTAL

111 171 282

MEAN

3.8404 3.9407 3.9012

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0896 1.1331 1.1153 1.1162

STANDARD ERROR

.1034

.0867

.0664

.0665 .0665

1.1429 1.0000 1.0000

MAXIMUM

6.2857 6.8571 6.8571

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0042 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5196, P = .644 (Approx

95 PCT CONF INT FOR MEAN

3.6355 TO 3.7696 TO 3.7705 TO 3.7704 TO 3.0566 TO

4.0454 4.1117 4.0320 4.0321 4.7458

.)

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214

Bartlett-Box F = .203 , P = .653 Maximum Variance / Minimum Variance 1.081

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - - - O N E W A Y _ _ _ _ _ _ _ _

Variable F4 (Environmental) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 295 296

SUM OF SQUARES

.0281 404.7144 404.7424

MEAN SQUARES

.0281 1.3719

RATIO PROB.

.0204 .8864

GROUP MEAN STANDARD DEVIATION

STANDARD ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) Grp 2(4) TOTAL

112 185 297

5.3259 5.3459 5.3384

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.2075 1.1489 1.1693 1.1713

.1141

.0845

.0679

.0680

.0680

1.0000 1.7500 1.0000

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0096 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5249, P = .545 (Approx.) Bartlett-Box F = .345 , P = .557 Maximum Variance / Minimum Variance 1.105

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ O N E W A Y -

Variable F5 (Perceptuals) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

5.0998 TO 5.1793 TO 5.2048 TO 5.2046 TO 4.4748 TO

5.5520 5.5126 5.4719 5.4721 6.2020

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 285 286

SUM OF SQUARES

.3288 264.0841 264.4129

MEAN SQUARES

.3288

.9266

RATIO PROB.

.3549 .5518

GROUP MEAN STANDARD DEVIATION

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) Grp 2(4) TOTAL

107 180 287

5.6402 5.7102 5.6841

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

.9861

.9484

.9615

.9626

.0953

.0707

.0568

.0568

.0568

2.3333 3.0000 2.3333

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0045 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5194, P = .643 (Approx.) Bartlett-Box F = .202 , P = .653 Maximum Variance / Minimum Variance 1.081

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ o N E W A Y - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

5.4512 TO 5.5707 TO 5.5724 TO 5.5722 TO 4.9621 TO

5.8292 5.8497 5.7958 5.7959 6.4061

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 288 289

.2469 299.1175 299.3644

.2469 1.0386

.2377 .6262

GROUP

Grp 1(1,2,3) Grp 2(4) TOTAL

COUNT

111 179 290

MEAN

4.7538 4.8138 4.7908

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.9969 1.0326 1.0178 1.0191

STANDARD ERROR

.0946

.0772

.0598

.0598

.0598

MINIMUM

2.8333 1.8333 1.8333

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0058 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5176, P = .674 (Approx.) Bartlett-Box F = .166 , P = .683 Maximum Variance / Minimum Variance 1.073

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

95 PCT CONF INT FOR MEAN

4.5662 TO 4.6615 TO 4.6732 TO 4.6730 TO 4.0304 TO

4.9413 4.9661 4.9084 4.9086 5.5512

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215

_ _ _ _ _ _ _ _ _ O N E W A Y - -Variable F7 (Insurance) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

1.3988 600.4770 601.8759

MEAN SQUARES

1.3988 2.0850

RATIO PROB.

.6709 .4134

GROUP COUNT MEAN STANDARD DEVIATION

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) Grp 2(4) TOTAL

109 181 290

5.9312 6.0746 6.0207

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.4312 1.4515 1.4431 1.4439

.1371

.1079

.0847

.0848

.0848

1.0000 1.0000 1.0000

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0050 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5070, P = .866 (Approx.) Bartlett-Box F = .027 , P = .871 Maximum Variance / Minimum Variance 1.029

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. ONEWAY

Variable F8 (Communication) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

5.6595 TO 5.8617 TO 5.8539 TO 5.8538 TO 4.9433 TO

6.2029 6.2875 6.1875 6.1876 7.0981

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 295 296

SUM OF SQUARES

.0362 134.7786 134.8148

MEAN SQUARES

.0362

.4569

RATIO PROB.

.0793 .7784

GROUP C

Grp 1(1,2,3) Grp 2(4) TOTAL

113 184 297

MEAN

6.5044 6.5272 6.5185

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.7156

.6504

.6749

.6759

STANDARD ERROR

.0673

.0480

.0392

.0392

.0392

3.6667 4.0000 3.6667

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0030 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5476, P = .246 (Approx.) Bartlett-Box F = 1.281 , P = .258 Maximum Variance / Minimum Variance 1.211

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. ONEWAY

Variable F9 (Technology) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

6.3710 TO 6.4326 TO 6.4415 TO 6.4413 TO 6.0202 TO

6.6378 6.6218 6.5956 6.5957 7.0169

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 295 296

SUM OF SQUARES

.0082 336.0726 336.0808

MEAN SQUARES

.0082 1.1392

RATIO PROB.

.0072 .9323

GROUP MEAN STANDARD

DEVIATION STANDARD

ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2,3) Grp 2(4) TOTAL

112 185 297

5.7946 5.7838 5.7879

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.0703 1.0655 1.0656 1.0673

.1011

.0783

.0618

.0619

.0619

2.0000 3.0000 2.0000

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0081 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5023, P = .956 (Approx.) Bartlett-Box F = .003 , P = .958 Maximum Variance / Minimum Variance 1.009

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - - - - - - - - - - - - -Variable F10 (Opportunity) NOT SIGNIFICANT By Variable LRES2

ANALYSIS OF VARIANCE

5.5942 TO 5.6292 TO 5.6662 TO 5.6660 TO 5.0009 TO

5.9951 5.9383 5.9096 5.9098 6.5748

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 286 287

SUM OF SQUARES

.3796 373.6827 374.0623

MEAN SQUARES

.3796 1.3066

F RATIO

F PROB.

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216

GROUP C

Grp 1(1,2,3) Grp 2(4) TOTAL

112 176 288

MEAN

3.5446 3.4702 3.4991

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1322 1.1499 1.1416 1.1431

STANDARD ERROR

.1070

.0867

.0673

.0674

.0674

1.0000 1.5000 1.0000

MAXIMUM

6.2500 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0068 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5078, P = .853 (Approx.) Bartlett-Box F = .033 , P = .856 Maximum Variance / Minimum Variance 1.032

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ - - O N E W A Y _ _ _ _ _ _ _ _ Variable F1 (Reputation) NOT SIGNIFICANT By Variable PAID3 (Grpl=No Insurance; Grp2 Insurance)

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.3327 TO 3.2991 TO 3.3667 TO 3.3666 TO 2.6433 TO

3.7566 3.6412 3.6315 3.6317 4.3550

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

.2165 275.0304 275.2468

MEAN SQUARES

.2165

.9550

RATIO PROB.

.2267 .6344

GROUP

Grp l(NOINS) Grp 2(INS) TOTAL

COUNT

62 228 290

MEAN

5.1472 5.2138 5.1996

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

. 9092

.9947

.9759

. 9772

STANDARD ERROR

.1155

.0659

.0573

.0574

.0574

2.1250 2.1250 2.1250

MAXIMUM

6.7500 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0076 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5448, P = .282 (Approx.) Bart21ett-Box F = .746 , P = .388 Maximum Variance / Minimum Variance 1.197

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y -

Variable F2 (Physician Socio-Demographic) NOT SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.9163 TO 5.0840 TO 5.0868 TO 5.0866 TO 4.4704 TO

5.3781 5.3436 5.3124 5.3125 5.9287

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

1.8492 391.9711 393.8203

MEAN SQUARES

1.8492 1.4049

F RATIO

F PROB.

1.3162 .2523

GROUP

Grp l(NOINS) Grp 2(INS) TOTAL

COUNT

56 225 281

MEAN

3.3080 3.5111 3.4706

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1384 1.1965 1.1860 1.1853

STANDARD ERROR

.1521

.0798

.0707

.0707

.0915

MINIMUM

1.2500 1.1250 1.1250

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5249, P = Bartlett-Box F = .213 , P = Maximum Variance / Minimum Variance 1.105

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F3 (Economic) NOT SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

.557

.644

MAXIMUM

6.5000 6.3750 6.5000

0.0050

(Approx.)

95 PCT CONF INT FOR MEAN

3.0032 TO 3.3539 TO 3.3314 TO 3.3315 TO 2.3080 TO

3.6129 3.6683 3.6099 3.6098 4.6333

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COU

Grp l(NOINS) Grp 2(INS) TOTAL

58 224 282

D.F.

1 280 281

MEAN

3.9877 3.8788 3.9012

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

.5459 349.0083 349.5543 STANDARD

DEVIATION

1.0825 1.1250 1.1153 1.1164

MEAN SQUARES

.5459 1.2465

STANDARD ERROR

.1421

.0752

.0664

.0665

.0665

F F RATIO PROB.

.4380 .5086

MAXIMUM

1.7143 1.0000 1.0000

6.0000 6.8571 6.8571

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0076 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5193, P = .649 (Approx.) Bartlett-Box F = .132 , P = .716 Maximum Variance / Minimum Variance 1.080

95 PCT CONF INT FOR MEAN

3.7031 TO 3.7307 TO 3.7705 TO 3.7703 TO 3.0565 TO

4.2723 4.0270 4.0320 4.0321 4.7460

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217

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - O N E W A Y

Variable F4 (Environmental) TREND By Variable PAID3

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 294 295

SUM OF SQUARES

4.2689 399.2850 403.5538

MEAN SQUARES

4.2689 1.3581

F RATIO

F PROB.

3.1432 .0773

GROUP COUNT MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp l(NOINS) Grp 2(INS) TOTAL

7.0000 7.0000 7.0000

0.0293

63 5.1111 1.2377 .1559 1.7500 233 5.4045 • 1.1453 .0750 1.0000 296 5.3421 1.1696 .0680 1.0000

FIXED EFFECTS MODEL 1.1654 .0677 RANDOM EFFECTS MODEL .1552

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5387, P = .348 (Approx.) Bartlett-Box F = .603 , P = .438 Maximum Variance / Minimum Variance 1.168

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. ONEWAY

Variable F5 (Perceptuals) SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

4.7994 TO 5.2567 TO 5.2083 TO 5.2088 TO 3.3694 TO

5.4228 5.5523 5.4759 5.4754 7.3147

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 284 285

SUM OF SQUARES

4.2425 259.9367 264.1792

MEAN SQUARES

4.2425 .9153

F RATIO

F PROB.

4.6352 .0322

GROUP COUNT

Grp l(NOINS) Grp 2(INS) TOTAL

59 227 286

MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM

1 .0666 .9264 .9628 .9567

.1389

.0615

.0569

.0566

.1646

2.6667 2.3333 2.3333

MAXIMUM

7.0000 7.0000 7.0000

5.4435 5.7445 5.6824

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(^Variances) = .5700, P = .094 (Approx.) - - - - - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.1656 TO 5.6233 TO 5.5703 TO

5.5710 TO 3.5910 TO

5.7215 5.8657 5.7945 5.7938 7.7738

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 287 288

SUM OF SQUARES

.5421 297.9023 298.4444

MEAN SQUARES

.5421 1.0380

RATIO PROB.

.5223 .4705

GROUP C

Grp l(NOINS) Grp 2(INS) TOTAL

61 228 289

MEAN

4.7104 4.8165 .7941

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.8985 1.0483 1.0180 1.0188

STANDARD ERROR

.1150

.0694

.0599

.0599

.0599

MINIMUM

2.1667 1.8333 1.8333

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0052 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5765, P = .065 (Approx.) Bartlett-Box F = 2.110 , P = .146 Maximum Variance / Minimum Variance 1.361

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - - - - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - - -Variable F7 (Insurance) SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.4803 TO 4.6797 TO 4.6763 TO 4.6762 TO 4.0326 TO

4.9405 4.9533 4.9120 4.9121 5.5556

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 287 288

SUM OF SQUARES

56.0938 545.5515 601.6453

MEAN SQUARES

56.0938 1.9009

F RATIO

F PROB.

29.5095 .0000

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GROUP C

Grp l(NOINS) Grp 2(INS) TOTAL

60 229 289

MEAN

5.1583 6.2445 6.0190

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.7284 1.2727 1.4454 1.3787

STANDARD ERROR

.2231

.0841

.0850

.0811

.6237

1.0000 1.0000 1.0000

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6484, P = Bartlett-Box F = 9.762 , P = Maximum Variance / Minimum Variance 1.844

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ __ _ _ __ - - O N E W A Y

Variable F8 (Communication) NOT SIGNIFICANT

MAXIMUM

7.0000 7.0000 7.0000

0.5699

95 PCT CONF INT FOR MEAN

4.7119 TO 6.0788 TO 5.8517 TO 5.8594 TO -1.9057 TO

5.6048 6.4103 6.1864 6.1787 13.9438

.000 (Approx.)

.002

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 1 .2665 .2665 .5823 .4460 WITHIN GROUPS 294 134.5263 .4576 TOTAL 295 134.7928

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 63 6.4603 .7512 .0946 4.0000 7.0000 6.2711 TO 6.6495 Grp 2 233 6.5336 .6550 .0429 3.6667 7.0000 6.4491 TO 6.6182 TOTAL 296 6.5180 .6760 .0393 3.6667 7.0000 6.4407 TO 6.5953

FIXED EFFECTS MODEL .6764 .0393 6.4 406 TO 6.5954 RANDOM EFFECTS MODEL .0393 6.0184 TO 7.0176

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0019 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5681, P = .098 (Approx.) Bartlett-Box F = 1.921 , P = .166 Maximum Variance / Minimum Variance 1.315

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ O N E W A Y _ _ _ _ _ _ _ _

Variable F9 (Technology) NOT SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 294 295

SUM OF SQUARES

1.1404 334.6419 335.7823

MEAN SQUARES

1.1404 1.1382

F RATIO

F PROB.

1.0019 .3177

GROUP C

Grp l(NOINS) Grp 2(INS) TOTAL

63 233 296

MEAN

5.6667 5.8183 5.7860

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0473 1.0721 1.0669 1.0669

STANDARD ERROR

.1319

.0702

.0620

.0620

.0621

3.3333 2.0000 2 .0000

MAXIMUM

7.0000 7.0000 7.0000

0.0000 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5117, P = .777 (Approx.) Bartlett-Box F = .053 , P = .818 Maximum Variance / Minimum Variance 1.048

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - -Variable F10 (Opportunity) NOT SIGNIFICANT By Variable PAID3

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.4029 TO 5.6799 TO 5.6640 TO 5.6640 TO 4.9966 TO

5.9304 5.9567 5.9081 5.9081 6.5755

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS 1 .2955 .2955 2261 .6348 WITHIN GROUPS 286 373.7668 1.3069 TOTAL 287 374.0623

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp l(NOINS) 58 3.4353 1.2804 .1681 1.2500 7.0000 3.0987 TO 3.7720 Grp 2(INS) 230 3.5152 1.1064 .0730 1.0000 6.7500 3.3715 TO 3.6590 TOTAL 288 3.4991 1.1416 .0673 1.0000 7.0000 3.3667 TO 3.6315

FIXED EFFECTS MODEL 1.1432 .0674 3.3665 TO 3.6317 RANDOM EFFECTS MODEL .0674 2.6432 TO 4.3551

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0109

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219

- - - - - - - - - - - - - - O N E W A Y Variable F1 (Reputation) NOT SIGNIFICANT By Variable TRAVEL2 (Grp 1 <30 Miles;Grp 2 >30 Miles)

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 289 290

SUM OF SQUARES

.0744 276.0259 276.1003

MEAN SQUARES

.0744

.9551

RATIO PROB.

.0779 .7804

GROUP

Grp 1(1,2) Grp 2(3) TOTAL

COUNT

281 10

291

MEAN

5.1997 5.2875 5.2027

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.9828

.7863

.9757

. 9773

STANDARD ERROR

.0586

.2486

.0572

.0573

.0573

MINIMUM

2.1250 4.0000 2.1250

MAXIMUM

7.0000 6.5000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0456 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6097, P = .008 (Approx.) Bartlett-Box F = .731 , P = .3 93 Maximum Variance / Minimum Variance 1.562

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - -Variable F2 (Physician Socio-Demographic) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.0843 TO 4.7250 TO 5.0902 TO 5.0900 TO 4.4748 TO

5.3151 5.8500 5.3153 5.3155 5.9307

SOURCE SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 1 .0014 .0014 0010 .9748 WITHIN GROUPS 279 393.8189 1.4115 TOTAL 280 393.8203

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1(1,2) 272 3.4710 1.1853 .0719 1.1250 6.5000 3.3296 TO 3.6125 Grp 2(3) 9 3.4583 1.2778 .4259 2.0000 6.0000 2.4761 TO 4.4405 TOTAL 281 3.4706 1.1860 .0707 1.1250 6.5000 3.3314 TO 3.6099

FIXED EFFECTS ! MODEL 1.1881 .0709 3.3311 TO 3.6102 RANDOM EFFECTS : MODEL .0709 2.5701 TO 4.3712

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0809 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5375, P = .375 (Approx.) Bartlett-Box F = .088 , P = .766 Maximum Variance / Minimum Variance 1.162

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ - _ _ _ _ _ - _ _ - O N E W A Y - - - - - - - - - - - - - - - -Variable F3 (Economic) TREND By Variable TRAVEL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 280 281

SUM OF SQUARES

4.2684 345.2859 349.5543

MEAN SQUARES

4.2684 1.2332

RATIO PROB.

3.4613 .0639

GROUP COUNT MEAN

3.8776 4.5429 3.9012

STANDARD DEVIATION

1.1184 .8379

1.1153 1.1105

STANDARD ERROR

.0678

.2650

.0664

.0661

.3885

MINIMUM

1.0000 2.8571 1.0000

MAXIMUM

6.8571 5.2857 6.8571

0.1573

Grp 1(1,2) 272 Grp 2(3) 10 TOTAL 282

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6405, P = .001 (Approx.) Bartlett-Box F = 1.178 , P = .278 Maximum Variance / Minimum Variance 1.7 82

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ O N E W A Y

Variable F4 (Environmental) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.7441 TO 3.9435 TO 3.7705 TO 3.7710 TO -1.0354 TO

4.0111 5.1422 4.0320 4.0314 8.8379

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 295 296

SUM OF SQUARES

.0808 404.6616 404.7424

MEAN SQUARES

.0808 1.3717

RATIO PROB.

.0589 .8084

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220

GROUP

Grp 1(1,2) Grp 2(3) TOTAL

COUNT

287 10

297

MEAN

5.3415 5.2500 5.3384

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1601 1.4814 1.1693 1.1712

STANDARD ERROR

.0685

.4684

.0679

.0680

.0680

MINIMUM

1.0000 2.2500 1.0000

95 PCT CONF INT FOR MEAN

7.0000 7.0000 7.0000

5.2067 TO 4.1903 TO 5.2048 TO 5.2046 TO 4.4749 TO

5.4762 6.3097 5.4719 5.4721 6.2019

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0668 Tests for Homogeneity of Variances

Cochrane C = Max. Variance/Sum(Variances) = .6198, P = .003 (Approx.) Bartlett-Box F = 1.177 , P = .278 Maximum Variance / Minimum Variance 1.631

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y *

Variable F5 (Perceptuals) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP

Grp 1(1,2) Grp 2(3) TOTAL

COUNT

D.F.

1 285 286

MEAN

278 5.6871 9 5.5926

287 5.6841 FIXED EFFECTS MODEL

RANDOM EFFECTS MODEL

SUM OF SQUARES

.0778 264.3351 264.4129 STANDARD DEVIATION

.9475 1.3997 .9615 .9631

MEAN SQUARES

.0778

.9275

F F RATIO PROB.

.0839 .7723

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

0568 2, .3333 7, .0000 5.5752 TO 5, .7989 4666 3. .3333 7, .0000 4.5167 TO 6, .6685 0568 2, .3333 7, .0000 5.5724 TO 5, .7958 0568 5.5722 TO 5 .7960 0568 4.9618 TO 6 .4064

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0487 Tests for Homogeneity of Variances _ _ _ _ _ _ _ _ _ - _ _ _ - - - - _ O N E W A Y - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COUNT

D.F.

1 288 289

MEAN

SUM OF SQUARES

2.4949 296.8694 299.3644

STANDARD DEVIATION

MEAN SQUARES

2.4949 1.0308

RATIO PROB.

2.4204 .1209

STANDARD ERROR

.0600

.4156

.0598

.0596

.2726

MINIMUM

1.8333 2.1667 1.8333

MAXIMUM

7.0000 6.1667 7.0000

0.0758

Grp 1(1,2) 280 4.8083 1.0042 Grp 2(3) 10 4.3000 1.3142 TOTAL 290 4.7908 1.0178

FIXED EFFECTS MODEL 1.0153 RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6314, P = .001 (Approx.) Bartlett-Box F = 1.449 , P = .229 Maximum Variance / Minimum Variance 1.713

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. __ _ _ - O N E W A Y

Variable F7 (Insurance) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.6902 TO 3.3599 TO 4.6732 TO 4.6735 TO 1.3267 TO

4.9265 5.2401 4.9084 4.9081 8.2549

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COUNT

D.F.

1 288 289

MEAN

SUM OF SQUARES

.1509 601.7250 601.8759

STANDARD DEVIATION

MEAN SQUARES

.1509 2.0893

1.0000 1.0000 1.0000

7.0000 7.0000 7.0000

Grp 1(1,2) 280 6.0250 1.4297 Grp 2(3) 10 5.9000 1.8679 TOTAL 290 6.0207 1.4431

FIXED EFFECTS MODEL 1.4454 RANDOM EFFECTS MODEL

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.1004

STANDARD ERROR

.0854

.5907

.0847

.0849

.0849

RATIO PROB.

.0722 .7883

MAXIMUM 95 PCT CONF INT FOR MEAN

5.8568 TO 4.5638 TO 5.8539 TO 5.8536 TO 4.9422 TO

6.1932 7.2362 6.1875 6.1878 7.0992

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221

_ _ _ _ _ _ O N E W A Y -Variable F8 (Communication) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP COUNT

D.F.

1 295 296

MEAN

SUM OF SQUARES

.0751 134.7397 134.8148

STANDARD DEVIATION

.6680

.8896

.6749

.6758

MEAN SQUARES

.0751

.4567

RATIO PROB.

.1644 .6854

STANDARD ERROR

.0394

.2813

.0392

.0392

.0392

MAXIMUM

3.6667 4.3333 3.6667

7.0000 7.0000 7.0000

Grp 1(1,2) 287 6.5215 Grp 2(3) 10 6.4333 TOTAL 297 6.5185

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0197 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6394, P = .001 (Approx.) Bartlett-Box F = 1.663 , P = .197 Maximum Variance / Minimum Variance 1.773

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - -Variable F9 (Technology) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

6.4439 TO 5.7970 TO 6.4415 TO 6.4413 TO 6.0202 TO

6.5991 7.0697 6.5956 6.5957 7.0168

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP

Grp 1(1,2) Grp 2(3) TOTAL

COUNT

D.F.

1 295 296

MEAN

287 5.7944 10 5.6000 297 5.7879

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

.3653 335.7155 336.0808

STANDARD DEVIATION

1.0596 1.2746 1.0656 1.0668

MEAN SQUARES

.3653 1.1380

RATIO PROB.

.3210 .5714

STANDARD ERROR

.0625

.4031

.0618

.0619

.0619

MINIMUM

2.0000 3.3333 2.0000

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0400 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5914, P = .025 (Approx.) Bartlett-Box F = .647 , P = .421 Maximum Variance / Minimum Variance 1.447

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ - _ _ _ _ _ _ - - - O N E W A Y - - - - - - - - - - - - - - - - - - -Variable F10 (Opportunity) NOT SIGNIFICANT By Variable TRAVEL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.6713 TO 4.6882 TO 5.6662 TO

5.6661 TO 5.0014 TO

5.9175 6.5118 5.9096 5.9097 6.5744

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP

Grp 1(1,2) Grp 2(3) TOTAL

COUNT

D.F.

1 286 287

MEAN

278 3.4946 10 3.6250 288 3.4991

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

.1641 373.8982 374.0623

STANDARD DEVIATION

1.1368 1.3294 1.1416 1.1434

MEAN SQUARES

.1641 1.3073

RATIO PROB.

.1255 .7234

STANDARD ERROR

.0682

.4204

.0673

.0674

.0674

MINIMUM

1.0000 2.2500 1.0000

MAXIMUM

7.0000 6.2500 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0592 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5776, P = .062 (Approx.) Bartlett-Box F = .455 , P = .500 Maximum Variance / Minimum Variance 1.368

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ - _ _ o N E W A Y ~ - - - - - - - - - - - - - -Variable F1 (Reputation) NOT SIGNIFICANT By Variable LASTIME2 (Grpl < 6mos : Grp2 > 6 mos)

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.3604 TO 2.6740 TO 3.3667 TO 3.3665 TO 2.6431 TO

3.6288 4.5760 3.6315 3.6317 4.3552

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 289 290

SUM OF SQUARES

.4486 275.6517 276.1003

MEAN SQUARES

.4486

.9538

RATIO PROB.

.4703 .4934

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222

Grp 1 Grp 2 TOTAL

COUNT

213 78 291

MEAN

5.1790 5.2676 5.2027

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0308 .8090 .9757 .9766

STANDARD ERROR

.0706

.0916

.0572

.0573

.0573

2.1250 3.2500 2.1250

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0044 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6188, P = .004 (Approx.) Bartlett-Box F = 6.086 , P = .014 Maximum Variance / Minimum Variance 1.623

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F2 (Physician Socio-Demographic) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.0398 TO 5.0852 TO 5.0902 TO 5.0901 TO 4.4753 TO

5.3182 5.4500 5.3153 5.3154 5.9302

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

.8182 393.0021 393.8203

MEAN SQUARES

.8182 1.4086

RATIO PROB.

.5809 .4466

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

203 3.4372 78 3.5577 281 3.4706

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.2077 1.1304 1.1860 1.1868

STANDARD ERROR

.0848

.1280

.0707

.0708

.0708

MINIMUM

1.1250 1.2500 1.1250

MAXIMUM

6.5000 6.3750 6.5000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0052 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5330, P = .435 (Approx.) Bartlett-Box F = .475 , P = .491 Maximum Variance / Minimum Variance 1.141

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ - - - - - _ - _ _ - O N E W A Y - - - - - - - - - - - - - -Variable F3 (Economic) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.2701 TO 3.3028 TO 3.3314 TO 3.3313 TO 2.5710 TO

3.6043 3.8126 3.6099 3.6100 4.3703

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 280 281

SUM OF SQUARES

.0269 349.5274 349.5543

MEAN SQUARES

.0269 1.2483

RATIO PROB.

.0215 .8834

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

206 3.8953 76 3.9173 282 3.9012

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1278 1.0880 1.1153 1.1173

STANDARD ERROR

.0786

.1248

.0664

.0665

.0665

MINIMUM

1.0000 1.8571 1.0000

6.8571 6.2857 6.8571

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0110 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5179, P = .672 (Approx.) Bartlett-Box F = .139 , P = .709 Maximum Variance / Minimum Variance 1.074

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - - - - - - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - -Variable F4 (Environmental) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.7404 TO 3.6687 TO 3.7705 TO 3.7702 TO 3.0558 TO

4.0502 4.1659 4.0320 4.0322 4.7466

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 295 296

SUM OF SQUARES

1.5671 403.1753 404.7424

MEAN SQUARES

1.5671 1.3667

F RATIO

F PROB.

1.1466 .2851

STANDARD DEVIATION

STANDARD ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 217 5.3825 1. .1319 .0768 1. .7500 7. .0000 5.2310 TO 5, .5339 Grp 2 80 5.2188 1. .2650 .1414 1. .0000 7, .0000 4.9372 TO 5. .5003 TOTAL 297 5.3384 1. 1693 .0679 1. .0000 7. .0000 5.2048 TO 5. .4719

FIXED EFFECTS MODEL 1. .1691 .0678 5.2049 TO 5, .4719 RANDOM EFFECTS MODEL .0751 4.3841 TO 6, .2927

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0017 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5554, P = .177 (Approx.) Bartlett-Box F = 1.471 , P = .225

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223

Maximum Variance / Minimum Variance 1.249 NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

O N E W A Y Variable F5 (Perceptuals) SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 285 286

SUM OF SQUARES

4.0871 260.3258 264.4129

MEAN SQUARES

4.0871 .9134

F RATIO

F PROB.

4.4745 .0353

STANDARD DEVIATION

STANDARD ERROR 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

210 5.7563 .9403 .0649 2. .3333 7, .0000 5.6284 TO 5, .8843 77 5.4870 . 9970 .1136 2. .6667 7, .0000 5.2607 TO 5, .7133 287 5.6841 .9615 .0568 2. .3333 7, .0000 5.5724 TO 5, .7958

FIXED EFFECTS MODEL .9557 .0564 5.5730 TO 5, .7951 RANDOM EFFECTS MODEL .1424 3.8742 TO 7 , .4940

0 . 0 2 8 2 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5292, P = .485 (Approx.) _ _ _ _ _ _ - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

.5092 298.8552 299.3644

MEAN SQUARES

.5092 1.0377

RATIO PROB.

.4907 .4842

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

210 4.8167 80 4.7229

290 4.7908 FIXED EFFECTS MODEL

RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0558 .9132

1.0178 1.0187

STANDARD ERROR

.0729

.1021

.0598

.0598

.0598

MINIMUM

1.8333 2.8333 1.8333

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0046 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5720, P = .083 (Approx.) Bartlett-Box F = 2.294 , P = .130 Maximum Variance / Minimum Variance 1.337

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. ONEWAY

Variable F7 (Insurance) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.6730 TO 4.5197 TO 4.6732 TO 4.6731 TO 4.0307 TO

4.9603 4.9261 4.9084 4.9085 5.5509

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

1.3012 600.5746 601.8759

MEAN SQUARES

1.3012 2.0853

RATIO PROB.

.6240 .4302

GROUP COUNT MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

212 78 290

6.0613 5.9103 6.0207

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.4583 1.4044 1.4431 1.4441

.1002

.1590

.0847

.0848

.0848

1.0000 1.5000 1.0000

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0069 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5188, P = .652 (Approx.) Bartlett-Box F = .157 , P = .692 Maximum Variance / Minimum Variance 1.078

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - -Variable F8 (Communication) SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

5.8639 TO 5.5936 TO 5.8539 TO 5.8538 TO 4.9432 TO

6.2588 6.2269 6.1875 6.1876 7.0982

D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 295 296

3.5247 131.2901 134.8148

3.5247 .4451

7.9197 .0052

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224

GROUP

Grp 1 Grp 2 TOTAL

218 79 297

MEAN

6.5841 6.3376 6.5185

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.6158

.7926

.6749

.6671

STANDARD ERROR

.0417

.0892

.0392

.0387

.1330

MINIMUM

3.6667 4.0000 3.6667

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 0 N E W A Y - - - - _ _ _

Variable F9 (Technology) NOT SIGNIFICANT By Variable LASTIME2

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 295 296

ANALYSIS OF VARIANCE SUM OF

SQUARES

.3774 335.7034 336.0808

MEAN SQUARES

.3774 1.1380

MAXIMUM

7.0000 7.0000 7.0000

0 . 0 2 6 6

RATIO PROB.

.3317 .5651

95 PCT CONF INT FOR MEAN

6.5019 TO 6.1600 TO 6.4415 TO

6.4423 TO 4.8288 TO

6.6663 6.5151 6.5956 6.5947 8 .2082

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

217 5.8095 80 5.7292

297 5.7879 FIXED EFFECTS MODEL

RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0287 1.1645 1.0656 1.0668

STANDARD ERROR

.0698

.1302

.0618

.0619

.0619

2.3333 2 . 0 0 0 0 2 . 0 0 0 0

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0065 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5617, P = .132 (Approx.) Bartlett-Box F = 1.837 , P = .175 Maximum Variance / Minimum Variance 1.282

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y _ _ _ _

Variable F10 (Opportunity) NOT SIGNIFICANT By Variable LASTIME2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.6719 TO 5.4700 TO 5.6662 TO

5.6661 TO 5.0014 TO

5.9472 5.9883 5.9096 5.9097 6.5744

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 286 287

SUM OF SQUARES

2.8661 371.1961 374.0623

MEAN SQUARES

2.8661 1.2979

F RATIO

F PROB.

2.2083 .1384

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

209 3.4378 79 3.6614 288 3.4991

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1635 1.0720 1.1416 1.1392

STANDARD ERROR

.0805

.1206

.0673

.0671

.1129

MINIMUM

1.0000 1.7500 1.0000

MAXIMUM

7.0000 6.7500 7.0000

0.0137 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5409, P = .328 (Approx.) Bartlett-Box F = .739 , p = 390

- - O N E W A Y Variable F1 (Physician Reputation) (TREND) By Variable OCC occupation

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.2791 TO 3.4213 TO 3.3667 TO 3.3670 TO 2.0650 TO

3.5965 3.9015 3.6315 3.6313 4.9332

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

9 277 286

SUM OF SQUARES

15.7272 255.9690 271.6962

MEAN SQUARES

1.7475 .9241

RATIO PROB.

1.8910 .0532

GROUP COUNT

Grp Grp Grp Grp Grp Grp Grp Grp 8 Grp 9 GrplO TOTAL

(Unskill) (Skilled) (Office) (Prof) (Mgmt) (Selfemp) (Homemake)33 (Student) 19 (Unemploy) 6 (Other) 18

287

MEAN

4.9167 5.4524 5.3021 5.1760 4.9405 5.2054 5.4545 4.6053 5.8542 5.0764 5.1956

STANDARD STANDARD DEVIATION ERROR MINIMUM MAXIMUM

.9540 .3180 2. .7500 6.0000

.8125 .1773 4. .0000 6.6250 1. .0320 .1490 2, .5000 6.8750 1. .0436 .1054 2. .1250 6.8750 .8584 .1873 3. .0000 6.1250 .6787 .1814 3. .7500 6.0000 .7929 .1380 3. .3750 7.0000

1, .0402 .2386 2. .1250 6.3750 .3104 .1267 5. .5000 6.2500

l! .0564 .2490 3. .1250 6.6250 ,9747 .0575 2. ,1250 7.0000 .9613 .0567

.0944

95 PCT CONF INT FOR MEAN

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0 0315 - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - _ - _ _ l _ _ _ Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .1423, P = .581 (Approx ) Bartlett-Box F = 1.668 , P = .091 Maximum Variance / Minimum Variance 11.583

4.1833 TO 5.0825 TO 5.0024 TO 4.9668 TO 4.5497 TO 4.8135 TO 5.1734 TO 4.1039 TO 5.5284 TO 4.5510 TO 5.0823 TO 5.0839 TO 4.9820 TO

5.6500 5.8222 5.6017 5.3853 5.3312 5.5972 5.7357 5.1066 6.1799 5.6017 5.3088 5.3073 5.4091

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225

O N E W A Y

Variable F1 (Physician Reputation) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.6797 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y - -Variable F2 (Physician Socio-Demographic) (SIGNIFICANT) By Variable OCC occupation

ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS 9 32 .4492 3.6055 2. ,7274 .0047 WITHIN GROUPS 267 352 .9644 1.3220 TOTAL 276 385 .4136

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 9 3 .6667 1. 1110 .3703 1.5000 4.6250 2.8127 TO 4.5207 Grp 2 20 4 .1125 1. 0426 .2331 2.3750 6.2500 3.6246 TO 4.6004 Grp 3 46 3 .5924 1. 1718 .1728 1.3750 6.1250 3.2444 TO 3.9404 Grp 4 92 3 .3370 1. 1495 .1198 1.1250 6.0000 3.0989 TO 3.5750 Grp 5 21 3 .2560 1. 2701 .2772 1.3750 6.0000 2.6778 TO 3.8341 Grp 6 15 2 .9000 7809 .2016 1.6250 4.3750 2.4675 TO 3.3325 Grp 7 32 3 .6563 1. 2107 .2140 1.2500 6.5000 3.2198 TO 4.0927 Grp 8 18 2 .8403 1. 0640 .2508 1.2500 4.5000 2.3112 TO 3.3694 Grp 9 6 4 .5625 1. 1639 .4752 3.2500 6.3750 3.3411 TO 5.7839 GrplO 18 3 .5972 1. 2866 .3033 1.8750 6.2500 2.9574 TO 4.2371 TOTAL 277 3 .4644 1. 1817 .0710 1.1250 6.5000 3.3246 TO 3.6041

FIXED EFFECTS MODEL 1. 1498 .0691 3.3283 TO 3.6004 RANDOM EFFECTS MODEL .1433 3.1403 TO 3.7884

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0899 _ _ _ _ _ _ _ _ _ _ - O N E W A Y

.1289,

.535 , 2.715

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance _ „ - O N E W A Y - - - - - -

Variable F2 (Physician Socio-Demographic) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.8130 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ - O N E W A Y Variable F3 (Economic) (SIGNIFICANT)

1.000 .850

(Approx.)

5.87 5.87

IS. .

By Variable OCC occupation ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

9 269 278

32.5683 315.9348 348.5031

3.6187 1.1745

3.0811 .0015

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 9 4 .2222 .9506 .3169 2, .2857 5, .5714 3.4915 TO 4 < .9529 Grp 2 20 4 .7929 .7679 .1717 3. .2857 6. .1429 4.4335 TO 5, .1522 Grp 3 46 4 .0714 1, .0643 .1569 2. .4286 6. .8571 3.7554 TO 4, .3875 Grp 4 94 3 .6702 1, .1558 .1192 1. .0000 5, .7143 3.4335 TO 3, .9070 Grp 5 20 3 .7071 .9538 .2133 2, .1429 5, .4286 3.2608 TO 4. .1535 Grp 6 14 3 .6735 .9417 .2517 2. .4286 5, .7143 3.1298 TO 4. .2172 Grp 7 32 3 .8125 1. .1009 .1946 1. .8571 6, .1429 3.4156 TO 4. .2094 Grp 8 19 3 .7519 1, .1721 .2689 1. .1429 5. .8571 3.1870 TO 4. .3168 Grp 9 7 4 .9184 1. .0264 .3879 3. .7143 6. .2857 3.9691 TO 5. .8676 GrplO 18 3 .9048 1. .2092 .2850 2. .0000 5. .7143 3.3034 TO 4. .5061 TOTAL 279 3 .9058 1. .1196 .0670 1. .0000 6. .8571 3.7738 TO 4. .0377

FIXED EFFECTS MODEL 1. .0837 .0649 3.7780 TO 4. .0335 RANDOM EFFECTS MODEL .1455 3.5766 TO 4. .2350

0RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0. .0958 .2350

- - - - - - - - - - - - O N E W A Y - - - - - - - - - -Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .1346, Bartlett-Box F = .7 03 , Maximum Variance / Minimum Variance 2.480

P = .967 P = .7 07

(Approx.)

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226

_ _ _ O N E W A Y - - -Variable F3 (Economic) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7663 * RANGE * DSQRT(1/N(I) + 1/N(J)) (*) DENOTES PAIRS OF GROUPS SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

5.87 5.87 5.87 5.87

Mean Group 3. .6702 Grp 4 3. .6735 Grp 6 3. .7071 Grp 5 3, .7519 Grp 8 3. .8125 Grp 7 3. .9048 GrplO 4, .0714 Grp 3 4, .2222 Grp 1 4, .7929 Grp 2 4, .9184 Grp 9

4 6 5

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ O N E W A Y ----- - - - - - -Variable F4 (Environmental-Location/Appt) (NOT SIGNIFICANT) By Variable OCC occupation

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

9 283 292

16.4365 382.5063 398.9428

1.8263 L.3516

1.3512 .2103

GROUP COUNT STANDARD DEVIATION

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 Grp 3 Grp 4 Grp 5 Grp 6 Grp 7 Grp 8 Grp 9 GrplO TOTAL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE _ _ _ _ _ _ _ _ _ _ 0 N E W A Y - - - - - - - - - - - - - - -

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .1823, P = .027

11 5.7500 ,7665 .2311 4. .5000 6. .5000 5.2351 TO 6. .2649 19 5.3816 1. .0941 .2510 2. .2500 7, .0000 4.8543 TO 5. .9089 48 5.3802 1. .0171 .1468 3. .2500 7, .0000 5.0849 TO 5. .6756 99 5.3005 1. .0720 .1077 2. .7500 7, .0000 5.0867 TO 5. .5143 21 5.3690 1. .4023 .3060 2. .7500 7, .0000 4.7307 TO 6. .0074 15 4.9833 1. .0154 .2622 3. .7500 6, .7500 4.4210 TO 5, .5456 35 5.4071 1. .5316 .2589 1. .0000 7, .0000 4.8810 TO 5. .9333 19 4.8553 1. .2425 .2851 2, .2500 7, .0000 4.2564 TO 5. .4541 7 6.3929 .5563 .2103 5. .5000 7, .0000 5.8783 TO 6. .9074 19 5.3684 1. .3054 .2995 3, .0000 7, .0000 4.7393 TO 5. .9976

293 5.3387 1. .1689 .0683 1, .0000 7, .0000 5.2043 TO 5. .4731 FIXED EFFECTS MODEL 1. .1626 .0679 5.2050 TO 5. .4724 RANDOM EFFECTS MODEL .0881 5.1394 TO 5, .5380

Bartlett-Box F = Maximum Variance

2.044 7.579

.031

0.0177

(Approx.)

Minimum Variance _ _ _ _ _ _ _ _ _ _ __ __ - O N E W A Y Variable F4 (Environmental) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.8221 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - -Variable F5 (Perceptuals) (NOT SIGNIFICANT)

5.87 5.87 5.87

By Variable OCC occupation ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS 9 9 .5230 1.0581 1. 1436 .3320 WITHIN GROUPS 273 252 .5871 .9252 TOTAL 282 262 .1101

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 10 6.0667 9819 .3105 3, .6667 7, .0000 5.3642 TO 6. 7691 Grp 2 21 5.9683 1. 0009 .2184 3. .3333 7 , .0000 5.5127 TO 6. 4238 Grp 3 45 5.7148 9222 .1375 3. .6667 7. .0000 5.4377 TO 5. 9919 Grp 4 95 5.6053 9740 .0999 2. .6667 7, .0000 5.4069 TO 5. 8037 Grp 5 20 5.5917 9963 .2228 3. .0000 7. .0000 5.1254 TO 6. 0580 Grp 6 15 5.4000 1. 1283 .2913 2. .3333 6. .6667 4.7752 TO 6. 0248 Grp 7 33 5.9394 7871 .1370 3 , .6667 7. .0000 5.6603 TO 6. 2185 Grp 8 19 5.3772 1. 0597 .2431 3. .6667 7 . .0000 4.8664 TO 5. 8880 Grp 9 7 5.8333 1. 0364 .3917 4, .3333 7 , .0000 4.8749 TO 6. 7918 GrplO 18 5.5648 9113 .2148 4, .1667 7. .0000 5.1116 TO 6. ,0180 TOTAL 283 5.6808 9641 .0573 2, .3333 7, .0000 5.5680 TO 5. 7936

FIXED EFFECTS MODEL 9619 .0572 5.5682 TO 5. .7934

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227

0.0051 RANDOM EFFECTS MODEL .0646

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE - - O N E W A Y - -Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .1315, P = 1.000 (Approx.) Bartlett-Box F = .422 , P = .924 Maximum Variance / Minimum Variance 2.055

- - - - -- - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - - - -Variable F5 (Perceptuals) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I)

0.6802 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - O N E W A Y - - - - - - - - - -Variable F6 (Self-Efficacy) (NOT SIGNIFICANT)

5.5348 TO 5.8268

5.87 5.87 5.87 5.87 5.87

IS.

By Variable OCC occupation ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

MEAN

GROUP COUNT

Grp 1 10 Grp 2 20 Grp 3 47 Grp 4 98 Grp 5 21 Grp 6 15 Grp 7 32 Grp 8 19 Grp 9 6 GrplO 18 TOTAL 286

D.F. SQUARES SQUARES RATIO PROB.

9 14 .7434 1.6382 1. ,6007 .1147 276 282 1.4560 1.0234 285 297 .1994

STANDARD STANDARD MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

1.5667 1. 0068 .3184 3. .1667 6 .0000 3.8465 TO 5. ,2869 1.5333 1. 1155 .2494 2, .1667 7 .0000 4.0112 TO 5. .0554 1.7872 1. 0522 .1535 2. .8333 7 .0000 4.4783 TO 5. ,0962 1.7211 9673 .0977 1. .8333 7 .0000 4.5272 TO 4. ,9150 1.6667 1. 0541 .2300 3, .0000 6 .6667 4.1868 TO 5. ,1465 1.5778 8994 .2322 2. .8333 6 .1667 4.0797 TO 5. ,0759 5.2656 1. 0514 .1859 3. .3333 7 .0000 4.8865 TO 5. ,6447 1.5965 1. 1046 .2534 2. .6667 6 .6667 4.0641 TO 5. ,1289 >.4722 9215 .3762 3. .8333 6 .3333 4.5052 TO 6. 4392 1.9907 9065 .2137 3. .6667 6 .5000 4.5399 TO 5. 4415 1.7873 1. 0212 .0604 1. .8333 7 .0000 4.6684 TO 4. 9062 MODEL 1. 0116 .0598 4.6695 TO 4. 9051 MODEL .0885 4.5872 TO 4. 9874

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE - - - - - - - - - - O N E W A Y - - - -

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .1218, P = 1.000 Bartlett-Box F = .238 , P = .989 Maximum Variance / Minimum Variance 1.538

. - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.7153 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

_ _ _ _ _ _ _ O N E W A Y Variable F7 (Insurance) (NOT SIGNIFICANT)

0.0236

(Approx.)

By Variable OCC occupation ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS 9 12.9585 1.4398 WITHIN GROUPS 276 586.9855 2.1268 TOTAL 285 599.9441

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR

Grp 1 11 6, .5455 9606 .2896 Grp 2 21 6. .0476 1. 5565 .3397 Grp 3 48 5, .8542 1. 4548 .2100 Grp 4 96 6. .0833 1. 3643 .1392 Grp 5 19 6, .1579 1. 3129 .3012 Grp 6 14 5. .9286 1. 5046 .4021 Grp 7 33 5. .8182 1. 8278 .3182 Grp 8 19 5. ,7368 1. 5756 .3615 Grp 9 6 6. .9167 2041 .0833 GrplO 19 5. ,9737 I! 5044 .3451 TOTAL 286 6. ,0140 i. 4509 .0858

.6770 .7296

MINIMUM

4.0000 1.0000 2.5000 1.0000 3.0000 2.5000 1.0000 2.0000 6.5000 2.0000 1.0000

MAXIMUM

7.0000 7.0000 7.0000 7.0000 7.0000 7.0000 7.0000 7.0000 7.0000 7.0000 7.0000

FIXED EFFECTS MODEL 1.4583 .0862 RANDOM EFFECTS MODEL .0862

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

95 PCT CONF INT FOR MEAN

5.9001 TO 5.3391 TO 5.4317 TO 5.8069 TO 5.5251 TO 5.0599 TO 5.1701 TO 4.9774 TO 6.7025 TO 5.2486 TO 5.8451 TO 5.8442 TO 5.8189 TO

7.1908 6.7561 6.2766 6.3598 6.7907 6.7973 6.4663 6.4962 7.1309 6.6988 6.1829 6.1837 6.2091

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228

. . . . . . - - - - O N E W A Y Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .1719, P = .066 (Approx.) Bartlett-Box F = 2.487 , P = .008 Maximum Variance / Minimum Variance 80.182

O N E W A Y Variable F7 (Insurance) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

1.0312 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ . _ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - -Variable F8 (Communication) (NOT SIGNIFICANT) By Variable OCC occupation

ANALYSIS OF VARIANCE

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 9 4.8956 .5440 1. 1938 .2987 WITHIN GROUPS 283 128.9519 .4557 TOTAL 292 133.8476

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 11 6.1515 .6388 .1926 5. ,0000 7.0000 5.7224 TO 6.5807 Grp 2 21 6.6349 .6984 .1524 4. .3333 7.0000 6.3170 TO 6.9529 Grp 3 47 6.5390 .6160 .0899 4, .3333 7.0000 6.3581 TO 6.7199 Grp 4 98 6.5476 .6059 .0612 4, .3333 7.0000 6.4261 TO 6.6691 Grp 5 21 6.5556 .5409 .1180 5. .3333 7.0000 6.3093 TO 6.8018 Grp 6 15 6.1556 .9910 .2559 3. .6667 7.0000 5.6068 TO 6.7043 Grp 7 35 6.6571 .6641 .1123 4. .6667 7.0000 6.4290 TO 6.8853 Grp 8 19 6.4737 .6787 .1557 4. .6667 7.0000 6.1465 TO 6.8008 Grp 9 7 6.3333 1.0364 .3917 4, .6667 7.0000 5.3749 TO 7.2918 GrplO 19 6.4561 .8404 .1928 4. .0000 7.0000 6.0511 TO 6.8612 TOTAL 293 6.5154 .6770 .0396 3. .6667 7.0000 6.4375 TO 6.5932

FIXED EFFECTS MODEL .6750 .0394 6.4377 TO 6.5930 RANDOM EFFECTS MODEL .0462 6.4109 TO 6.6198

0.0033 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE O N E W A Y

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .1918, P = .012 (Approx.) Bartlett-Box F = 1.641 , P = .098 Maximum Variance / Minimum Variance 3.671

O N E W A Y Variable F8 (Communication)2 By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 5. THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.4773 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - - - - O N E W A Y - - - - - - - - - -Variable F9 (Technology) (TREND)

.87

By Variable OCC occupation ANALYSIS OF VARIANCE

SOURCE SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS 9 16 .5651 1.8406 1. 6549 .0997 WITHIN GROUPS 283 314 .7599 1.1122 TOTAL 292 331 ..3250

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 11 6 .0303 9939 .2997 3, .6667 7. .0000 5.3626 TO 6, .6980 Grp 2 21 5 .9524 l] 0661 .2326 3. .3333 7. .0000 5.4671 TO 6, .4377 Grp 3 48 6 .0694 9987 .1442 3 .0000 7 , .0000 5.7794 TO 6. .3594 Grp 4 99 5 .6599 l! 0135 .1019 3, .3333 7, .0000 5.4578 TO 5, .8621 Grp 5 21 5 .8254 1. 1861 .2588 3, .0000 7, .0000 5.2855 TO 6. .3653 Grp 6 15 5 .2000 9241 .2386 3, .6667 6. .6667 4.6882 TO 5. .7118 Grp 7 34 5 .9216 1. 0185 .1747 3, .6667 7. .0000 5.5662 TO 6. .2770 Grp 8 19 5 .4386 1. 2865 .2951 2, .3333 7, .0000 4.8185 TO 6, .0586 Grp 9 6 6 .3333 6992 .2854 5. .0000 7, .0000 5.5996 TO 7, .0671 GrplO 19 5 .7895 l! 2483 .2864 2, .0000 7. .0000 5.1878 TO 6, .3911 TOTAL 293 5 .7884 1. 0652 .0622 2, .0000 7, .0000 5.6659 TO 5, .9109

FIXED EFFECTS MODEL 1. 0546 .0616 5.6671 TO 5. .9097 RANDOM EFFECTS MODEL .0929 5.5783 TO 5. .9985

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0. .0272 5.5783 TO .9985

_ _ _ _ - O N E W A Y ~ -Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .1484, Bartlett-Box F = .535 , Maximum Variance / Minimum Variance 3.385

P = P =

.386

.768 (Approx.)

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229

O N E W A Y - - -Variable F9 (Technology) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7457 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

- _ O N E W A Y - - -Variable F10 (Opportunity-time) (NOT SIGNIFICANT)

5.87

By Variable OCC occupation ANALYSIS OF VARIANCE

D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS 9 12 .1681 1.3520 1. .0371 .4105 WITHIN GROUPS 275 358 .4929 1.3036 TOTAL 284 370 .6610

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 10 3 .8750 1. 4203 .4492 1. .7500 6 .2500 2.8590 TO 4, .8910 Grp 2 20 4 .1375 8251 .1845 2. .7500 6. .0000 3.7514 TO 4, .5236 Grp 3 47 3 .4521 l] 2637 .1843 1. .2500 6, .7500 3.0811 TO 3. .8232 Grp 4 95 3 .4316 1. 0168 .1043 1. .5000 6, .7500 3.2245 TO 3, .6387 Grp 5 21 3 .3095 1. 0244 .2235 1. .7500 5. .2500 2.8432 TO 3, .7758 Grp 6 15 3 .5167 1. 4314 .3696 1, .7500 5, .5000 2.7240 TO 4, .3093 Grp 7 33 3 .4621 1. 1182 .1947 1. .0000 5, .5000 3.0656 TO 3, .8586 Grp 8 19 3 .3553 1. 0617 .2436 1. .2500 4. .5000 2.8435 TO 3. .8670 Grp 9 7 3 .8571 1. 9465 .7357 2. .0000 7. .0000 2.0570 TO 5. .6573 GrplO 18 3 .5139 1. 1896 .2804 1. .7500 6, .2500 2.9223 TO 4, .1055 TOTAL 285 3 .5096 1. 1424 .0677 1. .0000 7, .0000 3.3764 TO 3, .6429

FIXED EFFECTS MODEL 1. 1418 .0676 3.3765 TO 3, .6428 RANDOM EFFECTS MODEL .0700 3.3513 TO 3. .6680

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0, .0019 . _ _ _ _ _ _ _ _ _ _ . - - - 0 N E W ' A Y -

.2367, 1.633 , 5.565

P = P =

Tests for Homogeneity of Variances Cochrane C = Max. Variance/Sum(Variances) Bartlett-Box F = Maximum Variance / Minimum Variance

- - - - - - - - - - - - - O N E W A Y - - - -Variable F10 (Opportunity) By Variable OCC occupation MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

5.87 5.87 5.87 5.87 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I)

0.8073 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - . - - - - - - - _ _ _ _ O N E W A Y - - - - - - - - - - -Variable F1 (Reputation) (NOT SIGNIFICANT)

.000

.100 (Approx.)

5.87 5.87 5.87 5.87 5.87

IS. .

By Variable MARITAL marital status ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 3 2 .1866 .7289 .7701 .5115 WITHIN GROUPS 286 270 .6725 .9464 TOTAL 289 272 .8591

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM

Grp 1 56 5 . 1496 1. 0309 .1378 2.1250 6.7500 Grp 2 179 5 .1913 9234 .0690 2.1250 6.7500 Grp 3 8 5 .7031 1. 3245 .4683 2.7500 6.8750 Grp 4 47 5 .1862 1. 0231 .1492 3.1250 7.0000 TOTAL 290 5 .1966 9717 .0571 2.1250 7.0000

FIXED EFFECTS MODEL 9728 .0571 RANDOM EFFECTS MODEL .0571

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0041 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3719, P = .003 (Approx.) Bartlett-Box F = 1.050 , P = .3 69 Maximum Variance / Minimum Variance 2.057

_ _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - - - -Variable F1 (Reputation) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.6879 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

95 PCT CONF INT FOR MEAN

4.8735 TO 5.0551 TO 4.5959 TO 4.8858 TO 5.0842 TO 5.0841 TO 5.0148 TO

5.4256 5.3275 6.8104 5.4866 5.3089 5.3090 5.3784

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230

. . . - - - - - - - O N E W A Y - - -Variable F2 (Physician Socio-Demographic) (NOT SIGNIFICANT) By Variable MARITAL

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

marital status ANALYSIS OF VARIANCE

D.F.

3 276 279

GROUP COUNT

Grp 1 53 Grp 2 175 Grp 3 6 Grp 4 46 TOTAL 280

MEAN

3.4316 3.4136 4.5000 3.5598 3.4643

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

7.3624 383.2804 390.6429

STANDARD DEVIATION

1.1933 1.1574 1.2450 1.2329 1.1833 1.1784

MEAN SQUARES

2.4541 1.3887

F RATIO

F PROB.

1.7672 .1537

STANDARD ERROR

.1639

.0875

.5083

.1818

.0707

.0704

.1202

MINIMUM

1.2500 1.2500 2.8750 1.1250 1.1250

95 PCT CONF INT FOR MEAN

6.3750 6.5000 6.2500 6.2500 6.5000

0.0209 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .2657, P = 1.000 (Approx.) Bartlett-Box F = -113 , P = .952 Maximum Variance / Minimum Variance 1.157

__ _ _ _ _ _ _ - - _ - O N E W A Y - - - - - --- - - - - - - - - - - - - - -Variable F2 (Physician Socio-Demographic) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.8333 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y Variable F3 (Economic) (TREND) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

3.1027 TO 3.2409 TO 3.1935 TO 3.1937 TO 3.3251 TO 3.3256 TO 3.0818 TO

3.7605 3.5863 5.8065 3.9259 3.6035 3.6029 3.8468

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 277 280

SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

GROUP COUNT

Grp 1 55 Grp 2 172 Grp 3 9 Grp 4 45 TOTAL 281

MEAN

3.8260 3.8397 4.8254 4.0317 3.8993

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

9.4150 3.1383 2. 5579 .0555 339.8602 1.2269 349.2752

STANDARD STANDARD DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

1.1920 .1607 1.1429 6.2857 3.5037 TO 4.1482 1.1145 .0850 1.0000 6.8571 3.6720 TO 4.0075 .7206 .2402 3.8571 5.7143 4.2715 TO 5.3793

1.0288 .1534 1.5714 6.1429 3.7227 TO 4.3408 1.1169 .0666 1.0000 6.8571 3.7682 TO 4.0305 1.1077 .0661 3.7693 TO 4.0294

.1427 3.4451 TO 4.3536 0.0364 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE

-Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = .3350, P = .056 (Approx.) Bartlett-Box F Maximum Variance

1.095 2.736

.350 / Minimum Variance

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ - O N E W A Y -Variable F3 (Economic) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I)

0.7832 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y -Variable F4 (Environmental) (NOT SIGNIFICANT)

IS..

By Variable MARITAL marital status ANALYSIS OF VARIANCE

SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 3 3.1180 1.0393 7609 .5168 WITHIN GROUPS 291 397.4871 1.3659 TOTAL 294 400.6051

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 58 5. .2112 1.1696 .1536 2.2500 7.0000 4.9037 TO 5.5187 Grp 2 179 5. .3087 1.1946 .0893 1.0000 7.0000 5.1325 TO 5.4849 Grp 3 9 5. .6944 1.4565 .4 855 2.2500 7.0000 4.5748 TO 6.8140 Grp 4 49 5. .4745 1.0055 .1436 3.2500 7.0000 5.1857 TO 5.7633 TOTAL 295 5, .3288 1.1673 .0680 1.0000 7.0000 5.1951 TO 5.4626

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FIXED EFFECTS MODEL 1.1687 .0680 RANDOM EFFECTS MODEL .0680

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0059 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/SumVariances) = .3579, P = .009 (Approx.) Bartlett-Box F = .997 , P = .3 93 Maximum Variance / Minimum Variance 2.098

- - - - - - - - - - - - - - O N E W A Y - - - - --- - - - - - - - - - - - - -Variable F4 (Environmental) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.8264 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ _ O N E W A Y Variable F5 (Perceptuals) (NOT SIGNIFICANT)

5.1949 5.1123

TO TO

5.4627 5.5454

By Variable MARITAL marital status ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 282 285

SUM OF SQUARES

1.3523 262.0918 263 .4441

MEAN SQUARES

.4508

.9294

RATIO PROB.

.4850 .6930

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 56 5.5565 1.0779 .1440 2.3333 7.0000 5.2679 TO 5.8452 Grp 2 175 5.6962 .9121 .0690 3.0000 7.0000 5.5601 TO 5.8323 Grp 3 7 5.8810 1.4100 .5329 3.3333 7.0000 4.5769 TO 7.1850 Grp 4 48 5.7396 .9396 .1356 3.5000 7.0000 5.4667 TO 6.0124 TOTAL 286 5.6807 .9614 .0569 2.3333 7.0000 5.5688 TO 5.7926

FIXED EFFECTS ! MODEL .9641 .0570 5.5684 TO 5.7929 RANDOM EFFECTS ; MODEL .0570 5.4992 TO 5.8621

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0090 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .4087, P = .000 (Approx.) Bartlett-Box F s 1.577 , P = .193 Maximum Variance / Minimum Variance 2.390

O N E W A Y Variable F5 (Perceptuals) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS..

0.6817 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL _ - _ _ - _ - - _ _ _ 0 N E W A Y - - - - - - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) (NOT SIGNIFICANT) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 284 287

SUM OF SQUARES

4.1513 287.9043 292.0556

MEAN SQUARES

1.3838 1.0137

RATIO PROB.

1.3650 .2537

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF

Grp 1 56 4.6280 1.0474 .1400 2.6667 6.3333 4.3475 TO Grp 2 175 4.8248 .9701 .0733 1.8333 7.0000 4.6800 TO Grp 3 9 4.2963 1.2184 .4061 2.1667 6.1667 3.3597 TO Grp 4 48 4.8715 1.0514 .1518 3.1667 7.0000 4.5662 TO TOTAL 288 4.7778 1.0088 .0594 1.8333 7.0000 4.6608 TO

FIXED EFFECTS MODEL 1.0069 .0593 4.6610 TO RANDOM EFFECTS MODEL .0806 4.5213 TO

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0068 4.5213 TO

Tests for Homogeneity of Variances Cochrans C = Max. Variance/Sum(Variances) = Bartlett-Box F = Maximum Variance / Minimum Variance

_ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - - - - -Variable F6 (Self-Efficacy) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN (J)-MEAN (I) IS.

.3208,

.488 , 1.578

P = P =

.121

.691 (Approx.)

4.9085 4.9695 5.2329 5.1768 4.8948 4.8946 5.0343

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0.7120 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL - - - - - - - - - - - - - - O N E W A Y - - - - - - - - - -

Variable F7 (Insurance) (NOT SIGNIFICANT) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF SQUARES

MEAN SQUARES RATIO PROB.

BETWEEN GROUPS 3 .9817 .3272 1552 .9263 WITHIN GROUPS 284 598.9627 2.1090 TOTAL 287 599.9444

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 56 6 .0536 1.4228 .1901 1.0000 7.0000 5.6725 TO 6.4346 Grp 2 174 6 .0259 1.4478 .1098 1.0000 7.0000 5.8092 TO 6.2425 Grp 3 9 6 .1667 1.9685 .6562 1.0000 7.0000 4.6535 TO 7.6798 Grp 4 49 5 .8980 1.3993 .1999 2.5000 7.0000 5.4960 TO 6.2999 TOTAL 288 6 .0139 1.4458 .0852 1.0000 7.0000 5.8462 TO 6.1816

FIXED EFFECTS MODEL 1.4522 .0856 5.8454 TO 6.1823 RANDOM EFFECTS MODEL .0856 5.7416 TO 6.2862

WARNING ~ BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0327 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .3893, P = .001 (Approx.) Bartlett-Box F = .658 , P = .578 Maximum Variance / Minimum Variance 1.979 _ _ _ _ _ _ _ _ _ _ _ O N E W A Y - - - - - - - - - - - - - - - - - - .

Variable F7 (Insurance) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

1.0269 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

- - O N E W A Y _ _ _ _ _ Variable F8 (Communication) (NOT SIGNIFICANT) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

SUM OF MEAN SOURCE D.F. SQUARES SQUARES ]

BETWEEN GROUPS 3 2.5580 .8527 1 WITHIN GROUPS 291 132.0017 .4536 TOTAL 294 134.5597

.4536

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM

Grp 1 58 6 .4425 .8293 .1089 3.6667 Grp 2 181 6 .5046 .6389 .0475 4.0000 Grp 3 9 6 .2593 1.0379 .3460 4.3333 Grp 4 47 6 .7021 .4827 .0704 5.3333 TOTAL 295 6 .5164 .6765 .0394 3.6667

F RATIO

F PROB.

1.8797 .1331

MAXIMUM 95 PCT CONF INT FOR MEAN

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

.6735 .0392 .0689

0.0073 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .4477, P = .000 (ADDrox ) Bartlett-Box F = 6.230 , P = .000 Maximum Variance / Minimum Variance 4.623

- O N E W A Y _ _ _ _ Variable F8 (Communication) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS .

0.4762 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

- - - - - - - - - - O N E W A Y - -Variable F9 (Technology) (NOT SIGNIFICANT) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

7 , .0000 6.2245 TO 6.6606 7, .0000 6.4109 TO 6.5983 7, .0000 5.4615 TO 7.0570 7, .0000 6.5604 TO 6.8439 7, .0000 6.4389 TO 6.5939

6.4392 TO 6.5936 6.2972 TO 6.7356

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 291 294

SUM OF SQUARES

2.8114 330.3110 333.1224

MEAN SQUARES

.9371 1.1351

RATIO PROB.

.8256 .4806

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STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 58 5.6897 1.0704 .1405 2.3333 7.0000 5.4082 TO 5.9711 Grp 2 180 5.7556 1.0330 .0770 2.0000 7.0000 5.6036 TO 5.9075 Grp 3 8 6.2083 1.2716 .4496 3.3333 7.0000 5.1452 TO 7.2714 Grp 4 49 5.9048 1.1426 .1632 3.0000 7.0000 5.5766 TO 6.2330 TOTAL 295 5.7797 1.0645 .0620 2.0000 7.0000 5.6577 TO 5.9016

FIXED EFFECTS : MODEL 1.0654 .0620 5.6576 TO 5.9017 RANDOM EFFECTS 1 MODEL .0620 5.5823 TO 5.9771

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0036 _ - - - - O N E W A Y - - - - - - - - - - - _ _ _ _ Variable F9 (Technology) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.7534 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y - -Variable F10 (Opportunity) (NOT SIGNIFICANT) By Variable MARITAL marital status

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

3 282 285

SUM OF SQUARES

3.0207 364.5153 367.5361

MEAN SQUARES

1.0069 1.2926

RATIO PROB.

.7790 .5065

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 54 3.6389 1 1902 .1620 1.5000 6.2500 3.3140 TO 3.9638 Grp 2 175 3.4329 1 1251 .0851 1.2500 7.0000 3.2650 TO 3.6007 Grp 3 9 3.8056 1 1910 .3970 2.0000 6.0000 2.8901 TO 4.7210 Grp 4 48 3.5885 1 1091 .1601 1.2500 6.0000 3.2665 TO 3.9106 TOTAL 286 3.5096 1 1356 .0671 1.2500 7.0000 3.3774 TO 3.6418

FIXED EFFECTS MODEL 1 1369 .0672 3.3773 TO 3.6419 RANDOM EFFECTS MODEL .0672 3.2957 TO 3.7236

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0053 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .2661, P = 1.000 (Approx.) Bartlett-Box F = .118 , P = .950 Maximum Variance / Minimum Variance 1.153

- - - O N E W A Y - - -Variable F10 (Opportunity) By Variable MARITAL marital status MULTIPLE RANGE TEST SCHEFFE PROCEDURE RANGES FOR THE 0.050 LEVEL -

3.98 3.98 3.98 THE RANGES ABOVE ARE TABLE RANGES. THE VALUE ACTUALLY COMPARED WITH MEAN(J)-MEAN(I) IS..

0.8039 * RANGE * DSQRT(1/N(I) + 1/N(J)) NO TWO GROUPS ARE SIGNIFICANTLY DIFFERENT AT THE 0.050 LEVEL

O N E W A Y Variable F1 (Reputation) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

.0127 272.8464 272.8591

MEAN SQUARES

.0127

.9474

RATIO PROB.

.0134 .9079

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

179 5.1913 111 5.2050 290 5.1966

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.9234 1.0491 .9717 .9733

STANDARD ERROR

.0690

.0996

.0571

.0572

.0572

MINIMUM

2.1250 2.1250 2.1250

6.7500 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0068 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5634, P = .127 (Approx.) Bartlett-Box F = 2.242 , P = .134 Maximum Variance / Minimum Variance 1.291

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

95 PCT CONF INT FOR MEAN

5.0551 TO 5.0076 TO 5.0842 TO 5.0841 TO 4.4703 TO

5.3275 5.4023 5.3089 5.3090 5.9228

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234

. . . . . - . - . . . - - O N E W A Y - - - - - - - -Variable F2 (Physician Socio-Demographic) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

SOURCE SUM OF SQUARES

MEAN SQUARES

F RATIO

F PROB.

BETWEEN GROUPS 1 1.2002 1.2002 8568 .3554 WITHIN GROUPS 278 389.4426 1.4009 TOTAL 279 390.6429

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 175 3 .4136 1.1574 .0875 1.2500 6.5000 3.2409 TO 3.5863 Grp 2 105 3 .5488 1.2262 .1197 1.1250 6.3750 3.3115 TO 3.7861 TOTAL 280 3 .4643 1.1833 .0707 1.1250 6.5000 3.3251 TO 3.6035

FIXED EFFECTS MODEL 1.1836 .0707 3.3250 TO 3.6035 RANDOM EFFECTS MODEL .0707 2.5655 TO 4.3630

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0015 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5288, P = .497 (Approx.) O N E W A Y

Variable F3 (Economic) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 279 280

SUM OF SQUARES

1.5771 347.6981 349.2752

MEAN SQUARES

1.5771 1.2462

RATIO PROB.

1.2655 .2616

GROUP COUNT MEAN STANDARD DEVIATION

STANDARD ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 172 3.8397 1.1145 .0850 1.0000 Grp 2 109 3.9934 1.1192 .1072 1.1429 TOTAL 281 3.8993 1.1169 .0666 1.0000

FIXED EFFECTS MODEL 1.1163 .0666 RANDOM EFFECTS MODEL .0757

6.8571 6.2857 6.8571

0.0025 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5021, P = .961 (Approx.) Bartlett-Box F = .002 , P = .962 Maximum Variance / Minimum Variance 1.008

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y - - - -

Variable F4 (Environmental) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

3.6720 TO 3.7810 TO 3.7682 TO 3.7 682 TO 2.9369 TO

4.0075 4.2059 4.0305 4.0304 4.8617

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 293 294

SUM OF SQUARES

.1849 400.4202 400.6051

MEAN SQUARES

.1849 L.3666

RATIO PROB.

.1353 .7133

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

179 5.3087 116 5.3599 295 5.3288

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1946 1.1283 1.1673 1.1690

STANDARD ERROR

.0893

.1048

.0680

.0681

.0681

MINIMUM

1.0000 2.2500 1.0000

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0084 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5285, P = .490 (Approx.) Bartlett-Box F = .449 , P = .503 Maximum Variance / Minimum Variance 1.121

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. __ _ _ _ _ _ O N E W A Y - - - - - _ _ _ _ _ _ Variable F5 (Perceptuals) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.1325 TO 5.1524 TO 5.1951 TO 5.1949 TO 4.4640 TO

5.4849 5.5674 5.4626 5.4628 6.1936

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 284 285

SUM OF SQUARES

.1089 263.3352 263.4441

MEAN SQUARES

.1089

.9272

F RATIO

F PROB.

.1174 .7321

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235

GROUP

Grp 1 Grp 2 TOTAL

COUNT

175 111 286

MEAN

5.6962 5.6562 5.6807

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.9121 1.0382 .9614 .9629

STANDARD ERROR

.0690

.0985

.0569

.0569

.0569

3.0000 2.3333 2.3333

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0060 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5644, P = .124 (Approx.) Bartlett-Box F = 2.290 , P = .130

- - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - - - - - - -Variable F6 (Self-Efficacy) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.5601 TO 5.4609 TO 5.5688 TO 5.5686 TO 4.9572 TO

5.8323 5.8514 5.7926 5.7927 6.4041

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 286 287

SUM OF SQUARES

.9846 291.0710 292.0556

MEAN SQUARES

.9846 1.0177

RATIO PROB.

.9674 .3262

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

175 4.8248 113 4.7050 288 4.7778

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

.9701 1.0663 1.0088 1.0088

STANDARD ERROR

.0733

.1003

.0594

.0594

.0594

1.8333 2.1667 1.8333

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0002 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5471, P = .259 (Approx.) Bartlett-Box F = 1.229 , P = .268 Maximum Variance / Minimum Variance 1.208

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F7 (Insurance) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.6800 TO 4.5063 TO 4.6608 TO 4.6608 TO 4.0224 TO

4.9695 4.9038 4.8948 4.8948 5.5331

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 286 287

SUM OF SQUARES

.0630 599.8814 599.9444

MEAN SQUARES

.0630 2.0975

RATIO PROB.

.0300 .8625

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

174 6.0259 114 5.9956 288 6.0139

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.4478 1.4490 1.4458 1.4483

STANDARD ERROR

.1098

.1357

.0852

.0853

.0853

MINIMUM

1.0000 1.0000 1.0000

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0148 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5004, P = .992 (Approx.) Bartlett-Box F = .000 , P = .992 Maximum Variance / Minimum Variance 1.002

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. - - - - - - _ - - _ _ _ - _ _ _ 0 N E W A Y - - - - - - - - - - - - - - - - -Variable F8 (Communication) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.8092 TO 5.7267 TO 5.8462 TO 5.8459 TO 4.9295 TO

6.2425 6.2645 6.1816 6.1819 7.0982

SUM OF MEAN F F SOURCE D.F. SQUARES SQUARES RATIO PROB.

BETWEEN GROUPS 1 .0650 .0650 1416 .7070 WITHIN GROUPS 293 134.4947 .4590 TOTAL 294 134.5597

STANDARD STANDARD GROUP COUNT MEAN DEVIATION ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAT

Grp 1 181 6.5046 .6389 .0475 4.0000 7 .0000 6.4109 TO 6.5983 Grp 2 114 6.5351 .7349 .0688 3.6667 7 .0000 6.3987 TO 6.6714 TOTAL 295 6.5164 .6765 .0394 3.6667 7 .0000 6.4389 TO 6.5939

FIXED EFFECTS MODEL .6775 .0394 6.4387 TO 6.5940 RANDOM EFFECTS MODEL .0394 6.0152 TO 7.0176

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0028 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5696, P = .091 (Approx.) Bartlett-Box F = 2.7 62 , P = .097

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236

Maximum Variance / Minimum Variance 1.323 NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ - _ - _ - _ _ - O N E W A Y - - - - - - - - - - - - - -Variable F9 (Technology) (NOT SIGNIFICANT) By Variable MARITAL

ANALYSIS OF VARIANCE

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 293 294

SUM OF SQUARES

.2683 332.8541 333.1224

MEAN SQUARES

.2683 1.1360

RATIO PROB.

.2362 .6273

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

180 5.7556 115 5.8174 295 5.7797

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.0330 1.1154 1.0645 1.0658

STANDARD ERROR

.0770

.1040

.0620

.0621

.0621

MINIMUM

2 . 0 0 0 0 2.3333 2 . 0 0 0 0

MAXIMUM

7.0000 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0062 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5383, P = .353 (Approx.) Bartlett-Box F = .825 , P = .364 Maximum Variance / Minimum Variance 1.166

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. O N E W A Y

Variable F10 (Opportunity) (NOT SIGNIFICANT) By Variable MARITAL2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

5.6036 TO 5.6113 TO 5.6577 TO

5.6575 TO 4.9912 TO

5.9075 6.0234 5.9016 5.9018 6.5682

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 284 285

SUM OF SQUARES

2.6566 364.8794 367.5361

MEAN SQUARES

2.6566 1.2848

RATIO PROB.

2.0678 .1515

GROUP

Grp 1 Grp 2 TOTAL

COUNT MEAN

175 3.4329 111 3.6306 286 3.5096

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1251 1.1466 1.1356 1.1335

STANDARD ERROR

.0851

.1088

.0671

.0670

.0990

1.2500 1.2500 1.2500

7.0000 6.2500 7.0000

0.0101 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C - Max. Variance/Sum(Variances) = .5094, P = .823 (Approx.) Bartlett-Box F = .048 , P = .827 Maximum Variance / Minimum Variance 1.038

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ - - O N E W A Y Variable F1 (Reputation) (NOT SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

3.2650 TO 3.4150 TO 3.3774 TO

3.3777 TO 2.2521 TO

3.6007 3.8463 3.6418 3.6415 4.7671

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 288 289

SUM OF SQUARES

.9234 274.5391 275.4625

MEAN SQUARES

.9234

.9533

RATIO PROB.

.9687 .3258

GROUP MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

139 151 290

5.1412 5.2541 5.2000

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

.9884

.9652

.9763

.9764

.0838

.0785

.0573

.0573

.0573

2.1250 2.5000 2.1250

6.8750 7.0000 7.0000

WARNING - BETWEEN COMPONENT VARIANCE IS NEGATIVE IT WAS REPLACED BY 0.0 IN COMPUTING ABOVE RANDOM EFFECTS MEASURES

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE -0.0002 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5119, P = .776 (Approx.) Bartlett-Box F = .081 , P = .776 Maximum Variance / Minimum Variance 1.049

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ _ _ _ _ 0 N E W A Y - - - - - - - - - - - - - - - - - - - -Variable F2 (Physician Socio-Demographic) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

4.9754 TO 5.0989 TO 5.0872 TO 5.0872 TO 4.4715 TO

5.3069 5.4093 5.3128 5.3128 5.9285

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 278 279

SUM OF SQUARES

19.6265 372.8565 392.4830

MEAN SQUARES

19.6265 1.3412

F RATIO

F PROB.

14.6334 .0002

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237

GROUP

Grp 1 Grp 2 TOTAL

COUNT

131 149 280

MEAN

3.1842 3.7148 3.4665

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

STANDARD DEVIATION

1.1413 1.1727 1.1861 1.1581

STANDARD ERROR

.0997

.0961

.0709

.0692

.2658

MINIMUM

1.1250 1.2500 1.1250

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5136, P = Bartlett-Box F = .102 , P = Maximum Variance / Minimum Variance 1.056

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ - - - - - - - - - - O N E W A Y - - - - - - - - - - - - - -Variable F3 (Economic) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

6.5000 6.3750 6.5000

0.1312

.7 49 (Approx.)

.750

95 PCT CONF INT FOR MEAN

2.9869 TO 3.5249 TO 3.3270 TO 3.3303 TO .0895 TO

3.3814 3.9046 3.6060 3.6028 6.8435

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP

Grp 1 Grp 2 TOTAL

131 150 281

D.F.

1 279 280

MEAN

3.6423 4.1324 3.9039

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

16.7946 332.1825 348.9771

STANDARD DEVIATION

1.0709 1.1086 1.1164 1.0912

MEAN SQUARES

16.7946 1.1906

STANDARD ERROR

.0936

.0905

.0666

.0651

.2455

F RATIO

F PROB.

14.1058 .0002

MINIMUM

1.1429 1.0000 1.0000

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5173, P = Bartlett-Box F = .165 , P = Maximum Variance / Minimum Variance 1.072

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. . . . _ _ _ _ _ _ _ _ - - O N E W A Y - - - - - - - - - - - - -Variable F4 (Environmental) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

.683

.684

MAXIMUM

6.1429 6.8571 6.8571

0.1116

(Approx.)

95 PCT CONF INT FOR MEAN

3.4572 TO 3.9535 TO 3.7728 TO 3.7758 TO .7844 TO

3.8274 4.3112 4.0350 4.0321 7.0235

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

GROUP

Grp 1 Grp 2 TOTAL

140 156 296

D.F.

1 294 295

MEAN

5.0161 5.6346 5.3421

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

28.2294 375.3244 403.5538

STANDARD DEVIATION

1.1510 1.1106 1.1696 1.1299

MEAN SQUARES

28.2294 1.2766

STANDARD ERROR

.0973

.0889

.0680

.0657

.3097

F RATIO

F -PROB.

22.1127 .0000

MINIMUM

1.7500 1.0000 1.0000

MAXIMUM

7.0000 7.0000 7.0000

0 . 1 8 2 6 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Vari.ances) == .5179, P = .665 (Approx.) Bartlett-Box F = .187 , P = .665 Maximum Variance / Minimum Variance 1.074

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ O N E W A Y Variable F5 (Perceptuals) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

95 PCT CONF INT FOR MEAN

4.8237 TO 5.4590 TO 5.2083 TO 5.2128 TO 1.4072 TO

5.2084 5.8103 5.4759 5.4713 9.2770

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

Grp 1 Grp 2 TOTAL

132 154 286

D.F.

1 284 285

MEAN

5.5404 5.8063 5.6836

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

SUM OF SQUARES

5.0243 259.3662 264.3905

STANDARD DEVIATION

.9311

.9762

.9632

. 9556

MEAN SQUARES

5.0243 .9133

STANDARD ERROR

.0810

.0787

.0570

.0565

.1332

F RATIO

F PROB.

5.5015 .0197

MINIMUM

2.6667 2.3333 2.3333

MAXIMUM

7 .0000 7.0000 7.0000

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0289 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5237, P = .573 (Approx.) Bartlett-Box F = .314 , P = .575 Maximum Variance / Minimum Variance 1.099

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

95 PCT CONF INT FOR MEAN

5.3801 TO 5.6509 TO 5.5715 TO

5.5723 TO 3.9913 TO

5.7007 5.9617 5.7957 5.7948 7.3759

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238

- - - - - O N E W A Y - - -Variable F6 (Self-Efficacy) (NOT SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 287 288

2.2086 296.0651 298.2737

2.2086 1.0316

2.1410 .1445

GROUP COUNT MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

135 154 289

4.6938 4.8690 4.7872

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.0232 1.0090 1.0177 1.0157

.0881

.0813

.0599

.0597

.0876

2.1667 1.8333 1.8333

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5070, P = Bartlett-Box F = .028 , P = Maximum Variance / Minimum Variance 1.028

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ O N E W A Y

Variable F7 (Insurance) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

.867

.868

7.0000 7.0000 7.0000

0 . 0 0 8 2

(Approx.)

4.5197 TO 4.7084 TO 4.6694 TO

4.6696 TO 3.6738 TO

4.8680 5.0297 4.9050 4.9048 5.9005

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 287 288

8.2424 592.6711 600.9135

8.2424 2.0651

3.9914 .0467

GROUP COUNT MEAN STANDARD

DEVIATION STANDARD

ERROR MAXIMUM 95 PCT CONF INT FOR MEAN

137 5.8394 1. ,6246 .1388 1. ,0000 7, .0000 5.5649 TO 6, .1139 152 6.1776 1. .2441 .1009 1. .0000 7, .0000 5.9783 TO 6. .3770 289 6.0173 1. ,4445 .0850 1. ,0000 7, .0000 5.8501 TO 6. .1845

FIXED EFFECTS MODEL 1. .4370 .0845 5.8509 TO 6. .1837 RANDOM EFFECTS MODEL .1692 3.8671 TO 8. ,1675

Grp 1 Grp 2 TOTAL

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .6304, P = Bartlett-Box F = 10.134 , P = Maximum Variance / Minimum Variance 1.705

_ _ _ _ _ _ _ _ _ - O N E W A Y -Variable F8 (Communication) (NOT SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

.001

. 0 0 1

0.0429

(Approx.)

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 294 295

.6995 133.8827 134.5822

.6995

.4554 1.5361 .2162

GROUP MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

139 157 296

6.4652 6.5626 6.5169

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

.6841

.6665

.6754

.6748

.0580

.0532

.0393

.0392

.0487

4.0000 3.6667 3.6667

7.0000 7.0000 7 . 0 0 0 0

0.0017 RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5130, P = .753 (Approx.) Bartlett-Box F = .099 , P = .753 Maximum Variance / Minimum Variance 1.053

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 0 N E W A Y - - - - ~ - - - - - - - - - - - - -Variable F9 (Technology) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

6.3505 TO 6.4576 TO 6.4396 TO

6.4397 TO 5.8984 TO

6.5800 6.6677 6.5942 6.5941 7.1354

SOURCE D.F. SUM OF

SQUARES MEAN

SQUARES F

RATIO F

PROB.

BETWEEN GROUPS WITHIN GROUPS TOTAL

1 294 295

16.7782 319.0953 335.8735

16.7782 1.0854

15.4587 .0001

GROUP STANDARD

DEVIATION STANDARD

ERROR 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

140 156 296

5.5381 6.0150 5.7894

FIXED EFFECTS MODEL

1.0940 . 9927

1.0670 1.0418

.0925

.0795

. 0 6 2 0

. 0606

2.3333 2 . 0 0 0 0 2 . 0 0 0 0

7.0000 7 . 0 0 0 0 7.0000

5.3553 TO 5.8580 TO 5.6674 TO

5.6702 TO

5.7209 6.1720 5.9115 5.9086

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239

0.1063 RANDOM EFFECTS MODEL .2387

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5484, P = .240 (Approx.) Bartlett-Box F = 1.381 , P = .240 Maximum Variance / Minimum Variance 1.214

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS. _ - - _ _ - - _ - _ O N E W A Y - ~ - - ~ - - - - - - - - - - - - - - - -

Variable F10 (Opportunity) (SIGNIFICANT) By Variable PLACE2

ANALYSIS OF VARIANCE

2.7560 TO 8 . 8 2 2 8

SOURCE

BETWEEN GROUPS WITHIN GROUPS TOTAL

D.F.

1 285 286

SUM OF SQUARES

5.2068 367.2854 372.4922

MEAN SQUARES

5.2068 1.2887

RATIO PROB.

4.0403 .0454

GROUP COUNT MEAN STANDARD

DEVIATION STANDARD

ERROR MINIMUM MAXIMUM 95 PCT CONF INT FOR MEAN

Grp 1 Grp 2 TOTAL

135 152 287

3.3519 3.6217 3.4948

FIXED EFFECTS MODEL RANDOM EFFECTS MODEL

1.1339 1.1364 1.1412 1.1352

.0976

.0922

.0674

.0670

.1350

1.5000 1.0000 1.0000

6.7500 7.0000 7.0000

RANDOM EFFECTS MODEL - ESTIMATE OF BETWEEN COMPONENT VARIANCE 0.0274 Tests for Homogeneity of Variances

Cochrans C = Max. Variance/Sum(Variances) = .5011, P = .979 (Approx.) Bartlett-Box F = .001 , P = .979 Maximum Variance / Minimum Variance 1.004

NO RANGE TESTS PERFORMED WITH FEWER THAN THREE NON-EMPTY GROUPS.

3.1588 TO 3.4396 TO 3.3622 TO 3.3629 TO 1.7788 TO

3.5449 3.8038 3.6274 3.6267 5.2107

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MANOVA LISTING

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Page 251: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 254: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 256: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 257: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 258: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 259: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 260: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 261: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 262: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 263: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 264: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 265: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 266: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 267: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 268: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 269: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 270: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 272: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 273: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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Page 274: THE ROLE OF INFORMATION IN THE SELECTION DISSERTATION .../67531/metadc... · APPENDICES 167 A. Survey Instrument 1. Cover Letter 2. Written Questionnaire 3. Telephone Survey Questionnaire

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REGRESSION ANALYSIS LISTING

267

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268

REGRESSION ANALYSIS

REGRESSION /VARIABLES GENDER AGE EDUC INCOME REP DRBK ECON ENIV PRECEP SELF INS COMM SUPP OPPORT /DESCRIPTIVES DEFAULT /DEPENDENT REP DRBK ECON ENIV PRECEP SELF INS COMM SUPP OPPORT /METHOD STEPWISE.

* * * M U L T I P L E R E G R E S S I O N

Listwise Deletion of Missing Data

Mean Std Dev Label

GENDER 1. .791 .407 gender of respondent AGE 3. ,289 1, .176 age EDUC 4, .639 1, .507 educational background INCOME 5, .482 2. .180 yearly household income REP 5, .496 1, .021 reputation DRBK 3, .452 1, .396 Physician socio-demographic ECON 4. .169 1, .177 economic considerations EN IV 5, .280 1, .167 environmental factors PRECEP 5, .652 .930 perceptuals SELF 4, • 870 l! .028 patient self-efficacy INS 5, . 982 1, .481 insurance COMM 6, .514 .672 doctor patient communication SUPP 5 .748 1, .089 support (technology and staff) OPPORT 3 .465 1, .149 opportunity

M U L T I P L E R E G R E S S I O N

N of Cases =

Correlation:

249

GENDER AGE EDUC INCOME REP DRBK ECON

GENDER 1.000 -.075 -.130 -.004 .067 .123 -.008 AGE -.075 1.000 .200 .232 .026 -.031 -.015 EDUC -.130 .200 1.000 .398 -.115 -.200 -.237 INCOME -.004 .232 .398 1.000 .026 -.125 -.266 REP .067 .026 -.115 .026 1.000 .480 .376 DRBK .123 -.031 -.200 -.125 .480 1.000 .318 ECON -.008 -.015 -.2:37 - .266* .376 .318 1.000 EN IV .151 -.100 -.191 -.110 .414 .467 .388 PRECEP .082 -.003 -.239 -.117 .490 .538 .335 SELF .176 .091 -.091 .004 .124 .115 .126 INS .101 -.160 -.016 -.049 .146 .165 .169 COMM .158 -.046 .046 -.016 .166 .105 .141 SUPP .123 -.057 -.212 -.082 .470 .520 .359 OPPORT -.063 -.136 -.218 -.179 .273 .341 .347

* * * * M U L T I P L E R E G R E S S I O N * * • * EN IV PRECEP SELF INS COMM SUPP OPPORT

GENDER .151 .($82 .176 .101 .158 .123 -.063 AGE -.100 -.003 .091 -.160 -.046 -.057 -.136 EDUC -.191 -.239 -.091 -.016 .046 -.212 -.218 INCOME -.110 -.117 .004 -.049 -.016 -.082 -.179 REP .414 .490 .124 .146 .166 .470 .273 DRBK .467 .538 .115 .165 .105 .520 .341 ECON .388 .335 .126 .169 .141 .359 .347 EN IV 1.000 .462 .173 .331 .228 .627 .181 PRECEP .462 1.000 .205 .239 .368 .619 .163 SELF .173 .205 1.000 .074 .247 .192 -.122 INS .331 .239 .074 1.000 . 198 .245 .054 COMM .228 .368 .247 .198 1.000 .321 -.072 SUPP .627 .619 .192 .245 .321 1.000 .186 OPPORT .181 .163 -.122 .054 -.072 .186 1.000

* • • • M U L T I P L E R E G R E S S I O N * • • *

Equation Number 1 Dependent Variable.. REP reputation

Block Number 1. Method: Stepwise Criteria PIN .0500

No variables entered/removed for this block.

POUT .1000

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269

» * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 2 Dependent Variable.. DRBK Physician socio-demographic

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

Variable(s) Entered on Step Number 1.. EDUC educational background

Multiple R .20022 R Square .04009 Adjusted R Square .03620 Standard Error 1.37069

Analysis of Variance DF

Regression 1 Residual 247

F = 10.31559

Sum of Squares 19.38081

464.06048

Signif F = .0015

Mean Square 19.38081 1.87879

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 2 Dependent Variable.. DRBK Physician socio-demographic

Variables in the Equation

Variable B SE B Beta T Sig T

EDUC (Constant)

Variable

-.185460 4.312476

.057744

.281580 -.200223

GENDER .098407 .099589 .983096 AGE .009120 .009120 .959931 INCOME -.053704 -.050283 .841506

-3.212 .0015 15.315 .0000

- Variables not in the Equation

Beta In Partial Min Toler T Sig T

1.570 .1177 .143 .8864

-.790 .4305

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 3 Dependent Variable.. ECON economic considerations

* * * * * * * * * * * * * * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 3 Dependent Variable.. ECON economic considerations

Variable(s) Entered on Step Number 1.. INCOME yearly household income

Multiple R .26607 R Square .07079 Adjusted R Square .06703 Standard Error 1.13663

Analysis of Variance DF

Regression 1 Residual 247

F = 18.81774

Sum of Squares 24.31104 319.10462

Signif F = .0000

Mean Square 24.31104 1.29192

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 3 Dependent Variable.. ECON economic considerations

Variable

INCOME (Constant)

-.143647 4.956140

Variables in the Equation --

B SE B Beta

-.266067 .033114 .195298

T Sig T

-4.338 .0000 25.377 .0000

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270

Variable

GENDER AGE EDUC

- Variables not in the Equation

Beta In Partial Min Toler

-.008670 -.008995 .999982 .049808 .050265 .946336

-.155488 -.147968 .841506

T Sig T

-.141 .8879 .789 .4307

-2.347 .0197

M U L T I P L E R E G R E S S I O N

Equation Number 3 Dependent Variable.. ECON economic considerations

Variable(s) Entered on Step Number 2.. EDUC educational background

Multiple R .30189 R Square .09114 Adjusted R Square .08375 Standard Error 1.12640

Analysis of Variance DF

Regression 2 Residual 246

Sum of Squares 31.29772

312.11794

Mean Square 15.64886 1.26877

F = 12.33386 Signif F .0000

• * • * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 3 Dependent Variable.. ECON economic considerations

Variables in the Equation

Variable B SE B Beta T Sig T

INCOME EDUC (Constant)

Variable

GENDER AGE

-.110227 -.121387 5.335992

.035773

.051728

.252310

-.204166 -.155488

-3.081 .0023 -2.347 .0197 21.149 .0000

- Variables not in the Equation

Beta In Partial Min Toler

-.029193 -.030321 .068548 .069433

.825041

.817449

T Sig T

-.475 .6353 1.089 .2770

End Block Number PIN .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 4 Dependent Vairiable.. ENIV environmental factors

Block Number 1. Method: Stepwise Criteria PIN .0500 .1000

M U L T I P L E R E G R E S S I O N * * * *

Dependent Variable.. ENIV environmental factors Equation Number 4

Variable(s) Entered on Step Number 1.. EDUC educational background

Multiple R .19099 R Square .03648 Adjusted R Square .03257 Standard Error 1.14745

Analysis of Variance DF

Regression 1 Residual 247

F = 9.35052

Sum of Squares 12.31137

325.21273

Mean Square 12.31137 1.31665

Signif F .0025

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 4 Dependent Variable.. ENIV environmental factors

Variable

EDUC (Constant)

Variables in the Equation --

B SE B Beta

-.190986

T Sig T

-.147815 5.965767

.048339

.235721 -3.058 25.309

.0025

.0000

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271

Variable

GENDER AGE INCOME

- Variables not in the Equation

Beta In Partial Min Toler

.128534 .129833 .983096 -.064760 -.064639 .959931 -.040360 -.037718 .841506

T Sig T

2.054 .0411 -1.016 .3106 -.592 .5544

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 4 Dependent Variable.. ENIV environmental factors

Variable(s) Entered on Step Number 2.. GENDER gender of respondent

Multiple R .22960 R Square .05272 Adjusted R Square .04502 Standard Error 1.14005

Analysis of Variance DF

Regression 2 Residual 246

F = 6.84508

Sum of Squares 17.79334

319.73075

Signif F = .0013

Mean Square 8.89667 1.29972

* * * * * * * * M U L T I P L E R E G R E S S I O N

Equation Number 4 Dependent Variable.. ENIV environmental factors

Variables in the Equation

Variable B SE B Beta T Sig T

EDUC GENDER {Constant)

Variable

AGE INCOME

-.134881 .048439 -.174274 -2.785 .0058 .368159 .179263 .128534 2.054 .0411

5.246340 .421380 12.450 .0000

- Variables not in the Equation

Beta In Partial Min Toler

-.058295 -.058607 -.047744 -.044938

.946650

.825041

T Sig T

-.919 .3590 -.704 .4820

End Block Number 1 PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * *

Equation Number 5 Dependent Variable.. PRECEP perceptuals

* * * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

M U L T I P L E R E G R E S S I O N

Equation Number 5 Dependent Variable.. PRECEP perceptuals

Variable(s) Entered on Step Number 1.. EDUC educational background

Multiple R .23859 R Square .05693 Adjusted R Square .05311 Standard Error .90545

Analysis of Variance DF 1

247 Regression Residual

Sum of Squares 12.22366

202.50012

Mean Square 12.22366

.81984

F = 14.90984 Signif F .0001

* * * * M U L T I P L E R E G R E S S I O N * * *

Equation Number 5 Dependent Variable.. PRECEP perceptuals

Variables in the Equation

Variable B SE B Beta T Sig T

EDUC (Constant)

-.147287 6.335141

.038144

.186006 -.238595 -3.861 .0001

34.059 .0000

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272

Variable

GENDER AGE INCOME

- Variables not in the Equation

Beta In Partial Min Toler

.052150 .053246 .983096

.046787 .047203 .959931 -.025887 -.024453 .841506

T Sig T

.836 .4038

.741 .4593 -.384 .7016

End Block Number 1 PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 6 Dependent Variable.. SELF patient self-efficacy * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 6 Dependent Variable.. SELF patient self-efficacy

Variable(s) Entered on Step Number 1.. GENDER gender of respondent

Multiple R .17559 R Square .03083 Adjusted R Square .02691 Standard Error 1.01412

Analysis of Variance DF

Regression 1 Residual 247

Sum of Squares 8.08130

254.02280

Mean Square 8.08130 1.02843

F = 7.85788 Signif F .0055

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 6 Dependent Variable.. SELF patient self-efficacy

Variables in the Equation

Variable B SE B Beta T Sig T

GENDER (Constant)

Variable

AGE EDUC INCOME

.443206 4.076025

.158108

.290397 .175592 2.803 .0055

14.036 .0000

- Variables not in the Equation

Beta In Partial Min Toler

.105099 .106454 .994309 -.069182 -.069678 .983096 .004375 .004444 .999982

T Sig T

1.679 .0944 -1.096 .2744

.070 .9445

End Block Number 1 PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 7 Dependent Variable.. INS insurance

* * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

M U L T I P L E R E G R E S S I O N

Equation Number 7 Dependent Variable. INS insurance

Variable(s) Entered on Step Number 1.. AGE age

Multiple R .16020 R Square .02566 Adjusted R Square .02172 Standard Error 1.46444

Analysis of Variance DF

Regression 1 Residual 247

F = 6.50622

Sum of Squares 13.95321

529.71546

Signif F = .0114

Mean Square 13.95321 2.14460

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273

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 7 Dependent Variable.. INS insurance

Variables in the Equation

Variable B SE B Beta T Sig T

AGE (Constant)

Variable

-.201640 6.645152

.079052 -.160203

.276079 -2.551 .0114 24.070 .0000

- Variables not in the Equation

Beta In Partial Min Toler

GENDER .089122 .090031 .994309 EDUC .016229 .016109 .959931 INCOME -.012054 -.011880 .946336

T Sig T

1.418 .1575 .253 .8007

-.186 .8523

End Block Number 1 PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 8 Dependent Variable.. COMM doctor patient communication

* * * * * * * * * * * * * * * * * * *

Block. Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

M U L T I P L E R E G R E S S I O N * * * *

Equation Number Dependent Variable.. COMM doctor patient communication

Variable(s) Entered on Step Numbejr 1.. GENDER gender of respondent

Multiple R .15810 R Square .02500 Adjusted R Square .02105 Standard Error .66485

Analysis of Variance DF

Regression 1 Residual 247

Sum of Squares 2.79901

109.17957

Mean Square 2.79901 .44202

F = 6.33227 Signif F .0125

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 8 Dependent Variable.. COMM doctor patient communication

Variables in the Equation

Variable B SE B Beta T Sig T

GENDER (Constant)

Variable

.260836 6.046857

.103654

.190383 .158101 2.516

31.762 .0125 .0000

- Variables not in the Equation

Beta In Partial Min Toler T Sig T

AGE -.034240 -.034577 EDUC .067876 .068157 INCOME -.014982 -.015173

.994309

.983096

.999982

-.543 1.071 -.238

.5879

.2850

.8121

End Block Number PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 9 Dependent Variable.. SUPP support (technology and staf * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

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274

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 9 Dependent Variable.. SUPP support (technology and staf

Variable(s) Entered on Step Number 1.. EDUC educational background

Multiple R .21199 R Square .04494 Adjusted R Square .04107 Standard Error 1.06662

Analysis of Variance DF

Regression 1 Residual 247

F = 11.62269

Sum of Squares 13.22284

281.00563

Signif F = .0008

Mean Square 13.22284 1.13767

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 9 Dependent Variable.. SUPP support (technology and staf

Variable

EDUC (Constant)

Variable

GENDER AGE INCOME

Variables in the Equation --

B SE B Beta

.211992

T Sig T

-.153189 6.458901

.044934

.219115 -3.409 29.477

.0008

.0000

- Variables not in the Equation

Beta In Partial Min Toler

.097514 .098935 -.015502 -.015541 .003144 .002951

.983096

.959931

.841506

T Sig T

1.559 .1202 -.244 .8076 .046 .9631

End Block Number PIN = .050 Limits reached.

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 10 Dependent Variable.. OPPORT opportunity * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

Block Number 1. Method: Stepwise Criteria PIN .0500 POUT .1000

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 10 Dependent Variable.. OPPORT opportunity

Variable(s) Entered on Step Number 1.. EDUC educational background

Multiple R .21753 R Square .04732 Adjusted R Square .04346 Standard Error 1.12349

Analysis of Variance DF

Regression 1 Residual 247

F = 12 .26888

Sum of Squares 15.48605

311.76897

Signif F = .0005

Mean Square 15.48605

1.26222

* * * * M U L T I P L E R E G R E S S I O N * * * *

Equation Number 10 Dependent Variable.. OPPORT opportunity

Variables in the Equation

Variable B SE B Beta T Sig T

EDUC (Constant)

-.165781 4.233844

.047330 -.217534

.230797 -3.503 .0005 18.344 .0000

Variables not in the Equation

Variable Beta In Partial Min Toler

GENDER -.093003 -.094477 .983096 AGE -.095983 -.096347 .959931 INCOME -.110059 -.103438 .841506

T Sig T

-1.488 .1379 -1.518 .1302 -1.631 .1041

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275

End B l o c k Number 1 PIN = .050 L i m i t s r e a c h e d .

* * * * M U L T I P L E R E G R E S S I O N * * * *

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APPENDIX C

TABLES

276

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277

FACTOR VARIABLES

Factor 1 - REPUTATION (6) Record of penalties/disbarments Physician's criminal record Physician malpractice record Tests re: HIV or other communicable diseases Moral standing on medical issues Years in practice Physician's bankrupycy record

Factor 2 - PHYSICIAN SOCIO-DEMOGRAPHIC (10) Physician participates in research Physician has specialty Medical school attended/graduated Physician age Physician gender

Factor 3 - ECONOMIC FACTORS (8) Fees/costs are important Economic conquences of making wrong/poor choice

Extra time required to find best fees Selecting physician difficult due to complex services they perform

Wide difference in fees by physicians considered

Selection decision difficult because lack of knowledge about medicine

Factor 4 - ENVIRONMENTAL (5) (location & appointments) Ease of getting an appointment Appearance of office/clinic Convenient office location Office close to residence

Factor 5 - PERCEPTUALS (4) Physician personality/manner Physician's reputation Access to preferred hospital Medical school physician attended Physician recommended by other physicians Physician participates in research

Factor 6 - SELF-EFFICACY (7) {patient's self-awareness) Selecting a physician is important Worth extra time to choose physician Could help a friend select physician Felt knowledgeable re: selection criteria Professional qualifications are readily available '

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278

Factor 7 - INSURANCE (2) Insurance coverage Physician belongs to insurance network

Factor 8 - COMMUNICATION (1) (doctor-patient communication) Physician spends adequate time discussing condition

Physician explains illness/issues Physician values patient's opinion

Factor 9 - TECHNOLOGY (3) Support staff Current technology/equipment Hospital the physician uses

Factor 10 - OPPORTUNITY (9) (time) Differences in performance among physicians Little time to search for information Concern re: health left little time to search

for physician Pressured to select physician quickly

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279

Gender Male Female

Age

1990 Census Demographic Information North Texas

1,648,631 (49.3%) 1,695,506 (50.7%)

<5 Years 282,612 (8. 5%) >16 Years 2, 534, 564 (75 .8%) >18 Years 2, 446, 411 (73 .2%) 18-20 Years 151, 023 (4. 5%) 21-24 Years 227, 088 (6. 8%) 25-44 Years 1, 256, 459 (37 .6%) 45-54 Years 327, 318 (9. 8%) 55-59 Years 118, 924 (3. 6%) 60-64 Years 103, 734 (3. 1%) >65 Years 261, 865 (7. 8%) >75 Years 105, 729 (3. 2%) >85 Years 25, 496 (0. 8%)

Marital Status Never Married Married Divorced/Separated Widowed

289,118 (32.7%) 404,448 (45.8%) 133,228 (15.1%) 56,522 (6.4%)

Educational Background Denton County Completed High School 86.8% Completed Baccalaureate 32.3%

Dallas County Completed High School 77.1% Completed Baccalaureate 26.3

Tarrant County Completed High School 79.9% Completed Baccalaureate 24.0%

Ethnic Origin Caucasian 2,242,815 African-American 517,684 Hispanic American-Indian Asian/Pacific Islander 90,029 Other 3,696

(67.1%) (15.5%)

476,205 (14.2%) 13,708 (0.4%)

(2.7%) (0.1%)

Yearly Household Income (Median) Dallas County $31,605 Denton county $36,914 Tarrant County $32,335

Place of Residence Denton Lewisvilie Dallas/Fort Worth

66,445 (2.0%) 79,443 (2.4%)

3,198,259 (95.6%)

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APPENDIX D

GRAPHICAL PRESENTATION OF DATA

280

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CLINIC INFORMATION

281

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282

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Gender 284

female

female

Clinic A Clinic B

male

female

missing

female

Clinic C Clinic D

male

female

male

missing

Clinic E Clinic F male

female

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285

Age

Clinic A Clinic B 30 to 38 years

40 to 48 years

20 to 28 years

20 to 28 years

30 to 33 years

over 70 years

60 to 68 years

50 to 59 years

Clinic C 40 to 48 years

Clinic D 30 to 38 years

40 to 48 years

30 to 38 years 20 to 28 years

under 20 over 70 years

to 68 years 40 to 49

50 to 58 years

Clinic E Clinic F

30 to 38 years

to 28 years

20 to 28 years

under 20 years missing 60 to 68 years

to 58 years

under 20 years

over 70 years 60 to 68 years

50 to 58 years

to 28 years

under 20 years mlssir-

60 to 69 years

50 to 58 years

40 to 48 years

under 20 years

50 to 59 years

30 to 39 years

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286

Marital Status

married

married

married

Clinic A

never married

married

divorced/separated

iPwidowed

Clinic C

never married

married

divorced/separated

Clinic E

never married

married

missing

divorced/separated

Clinic B

never married

divorced/separated

idowed

Clinic D

never married

missing

divorced/separated

widowed

Clinic F

widowed

never married

divorced/separated

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Educational Background 287

Clinic A Clinic B

some college

completed Bac.

some post Bac

completed high sch. some college

leted grade sch.

completed completed post Bac.

Incompleted high sch.

leted grade sch.

leted post Bac.

some post Bac.

Clinic C Clinic D some college

completed Bac.

some post

some college

leted high sch,

jme high school

sleted grade schi

completed Bac.

completed post Bac.

completed high sch

some high school npjetpa grade sch.

mpleted post Baa

Some post Baa

Clinic E completed high sc

some college

Clinic F some high school

some college completed high sch.

ited grade sch.

Ipleted post Bac.

some post Bac.

completed Bac. completed

some high school

missing

some post Bac.

Bac.

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2 8 8

Ethnic Origin

Clinic A

Caucasian! Caucasian

missing

Asian/Pacific island

American Indian

African-American

Clinic C

Caucasian, Caucasian

Asian/Pacific islam Hispanic African-American

Clinic E Caucasian

Caucasian

missing

other

American Indian

Clinic B

Asian/Pacific Island

Ip'Hispanic

African-American

Clinic D

missing other

'Asian/Pacific Island

'American Indian V Hispanic

African-American

Clinic F

African-American Hispanic

other

African-American

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Yearly Household Income 2 8 9

Clinic A $15-20,000

$20-30,000

$30-40,000

$40-50,000

Clinic C $20-30,000

$30-40,000

$40-50,000

Clinic E $5-10,000

$10-15,1

$15-20,000

Clinic B $15-20,000

$10-15,000

$5-10,000

over $50,000

$10-15,000

$20-30,000

$30-40,000

mmm $5-10,000

less than $5,000

missing

over $50,000

$40-50,000

Clinic D $15-20.000

^$10-15,000

$5-10,000

missing $40-50,000

over $50,000

$30-40,

$20-30,000

$15-20,000

$10-15,000 missing

over $50,000

Clinic F $20-30,000

less than $5,000 $3040,000

missing

over $50,000 $40-50,000

$40-50,000

$20-30,000 i,000

$15-20,000

$10-15,000

$5-10,000

missing

over $50,000

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290

Occupation

Clinic A Clinic B

professional

office/clerical/sale

professional skilled worker

unskilled worker

other

management sart-employi

homemaker

management student

office/clerical/sale

skilled worker

unskilled worker

other

student

homemaker

self-employed

Clinic C Clinic D

professional

office/clerical/sale

professional

skilled worker unskilled worker

missing

student

homemaker management self-employed

office/clerical/sale

management

skilled worker unskilled worker missing

other

homemaker

self-employed

Clinic E office/clerical/sale

professional

manage: self-empli

homemaker

Clinic F office/clerlcai/saie

skilled worker professional

unskilled worker

other

unemployed

student management

skilled worker

unskilled worker

homemaker

self-employed

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Place of Residence 291

Clinic A Clinic B

Denton Denton

other

Dallas/Fort Worth

Denton county

Clinic C

Denton

Lewlsville other

Dallas/Fort Worth Lewisville

Denton county

Clinic E Dallas/Fort Worth

Denton county.

Denton county Denton

other

other

Dallas/Fort Worth

Denton county

Clinic D Denton county

Denton

missing

other

Dallas/Fort Worth

Clinic F

other

Dailas/Fort Worth

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292

Length of Residence

1 to 2 years

Clinic A 6 to 12 months

Clinic B 1 to 2

;• . less than 6 months smm

6 to 12 months

loss than 6 months

over 2 years

Clinic C 1 to 2 years

over 2 years

Clinic D 1 to 2 years

6 to 12 months 6 to 12 months

less than 6 mon

over 2 years

less than 6 months

missing

over 2 years

Clinic E J5to 12 months

Clinic F 6 to 12 months.

1 to 2 years less than 6 months

1 to 2 years

less than 6 months

over 2 years over 2 years

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DEMOGRAPHICS

293

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APPENDIX E

GRAPHICAL PRESENTATION OF DATA BY FACTOR

303

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PHYSICIAN REPUTATION

305

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