The Swedish Land Information System as means for trust and efficiency

for citizens and business

Bo Lauri, 2010-03-05, Baku

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A governmental, administrative point of view

good base for good policy efficient public administration sustainable development e Government

A market oriented point of view

a key resource for development of different business sectors

Objectives and benefits of Land Administration Information

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Important Components for Good Land Administration

Three main components are essential for good land administration

• Framework of land and real property laws that regulate the rights promoting transparency and

trust

• Effective Public Institutions responsible for effective procedures and processes

• Information systems that delivers quality information, generally accessible and guaranteed by the state

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Important ComponentsSweden as an example

3.3 million Real Property Units

26 000 Property formation matters300 000 Title transfers490 000 Mortgages

• A good legislative framework

• Effective central national institution responsible for property formation, cadastre and land registration

• Integrated information system supporting the institutions and the market

• Electronic mortgages certificate system

• A well functioning real property market, low transaction costs, title and mortgage over a day

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Real Property Part

Register and Index map

PropertiesDesignationsAreaLegal Surveyetc

Plans/RegulationRights

Land Register PartTitleLeaseholdMortgageetcAddress Part

Address unit Property Tax PartAssest valueBasis for valuation

Building PartBuilding unit

Real Property Register

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BASIC DATA PRODUCTS

DISSEMINATION SYSTEM

BASIC NATIONAL DATA SETS

Geographic data sets Real Property data sets

Real Property Register

Mortgage cert. reg.

Cadastral Index Map

TopographicData sets

Geodetic ref.system

Imagery info.

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Population reg.Taxation reg.

Enterprise reg.

Statistics

Real Property Formation

CA

Land Registration

LRA

Production Building, Planning,Location address

Regulations on Environm.,Cultural heritage etc.

MunicipalityNational and countyAuthority

Transport

GeologyHydrology

Geodetic ref.system

Imagery info.

TopographicData sets

Cadastral Index Map

Real Property RegisterMortgage cert. reg.

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Application for title , mortgage etc.

ClientsBanksAgents

Handling and decision at Land Registration Authorities

Registration in Real Property Register

Land Registration

Dissemination

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BASIC NATIONAL DATA SETS

DISSEMINATION SYSTEM

BASIC DATA PRODUCTS

BUSINESS PARTNERS

PRODUCTS/SERVICES

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www.eniro.se

DISSEMINATION SYSTEM

BASIC DATA PRODUCTS

BUSINESS PARTNER LANTMÄTERIET, METRIA

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Title holder

Mortgage

Taxation

Buildings

Easement

etc.

Capitex Svensk Fastighetsdata

DISSEMINATION SYSTEM

BASIC DATA PRODUCTS

BUSINESS PARTNERS

PRODUCTS/SERVICES

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13

GästhamnFiskehamn

Mellanfjärden

GästhamnFiskehamn

MellanfjärdenMELLANFJÄRDEN

M-F

14:22

13:3

24:313:1

24:613:2 14:24

14:2314:11 14:10 23:623:514:9

14:20 14:2122:3

14:8 14:1822:1

14:714:17

14:1514:623:114:16 22:2

4:114:14

14:414:12

14:13

23:214:323:3

20:23:120:314:25

20:5

20:1 20:421:526:1

21:4

13:4

14:19

23:4

27:1

24:5

23:723:8

24:4

21:6

20 m

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System for processing

credits over the Internet

Loan ledger and

accounting systemSecurity systems

The client will apply for and get a preliminary credit decision via Internet

The Bank will give a final credit decision by telephone or via Internet

Basic Real Property Information from Lantmäteriet

Property valuations

Calculating a household budget and key ratios

Swedish Credit InformationAgency (UC)

Deeds and other pledges

The Banks system

www.sbab.se

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Conclusions

The following factors give trust and efficiency for citizens and business

• Official system

• National coverage

• Unified information content

• Supported by legislation

• State guarantee

• Easy access for the public and professionals

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Many thanks for your attention! Many thanks for your attention!

More information on www.lantmateriet.seMore information on www.lantmateriet.se