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B6 | Friday, January 25, 2019 | Gaylord Herald CLASSIFIEDS ELMIRA TOWNSHIP MINUTES SYNOPSIS January 9, 2019 Regular meeting held on January 9, 2019 at 6:00 p.m. Franckowiak, Purgiel, Henke, Holzschu and Deputy Clerk, Heidi Mead present. Clerk, Sue Schaedig Excused. Fourteen others present. Accepted minutes and reports. Motions approved to pay bills and to pay registration, mileage, wages, motel and a 100.00 meal stipend for any township board member to attend the 2019 MTA Conference in Grand Rapids. Passed a Resolution of Support endorsing exploring the concept of establishing both a joint municipal water/economic development authority and a joint corridor improvement authority with Warner Township, with a final determination and commitment to be made at a future date. Passed a Resolution Approving the Transfer of Maple Hill Cemetery to Warner Township. A Quit Claim Deed will convey the property to Warner Township. Meeting adjourned at 7:14 p.m. Next board meeting is February 13, 2019 at 6:00 p.m. Sue Schaedig, Clerk Heidi Mead, Deputy Clerk Public Notices Public Notices CHARLTON TOWNSHIP MINUTES January 14, 2019 The regular January meeting of the Charlton Township Board was called to order by Chairman Matt Nowak at 7:00 pm on Monday, January 14, 2019. All board members present and there were five (5) persons in the audience. Minutes of the previous meeting were approved as printed and the Treasurer’s report was accepted as presented. Moved to set 2019-2020 Budget Public Hearing for Thursday, March 14, 2019, at 8:00 pm. Heard reports from County Commission, Fire, Assessing, Custodial and Planning. Paid General Fund bills in the amount of $20,401.84 and Fire/EMS Account bills of $7,012.85. Meeting adjourned at 8:00 pm. Next regular meeting will be February 11, 2019, at 7:00 pm in the office building. Ivan H. Maschke, Clerk Houses for Sale Houses for Sale Real Estate One Gaylord 236 West Main Street (989) 705-8284 www.REOGaylord.com PN-591759-1 HEART LAKE LAKESIDE. 4 bedroom, 2.5-bath home on Heart Lake, Gaylord. Main floor open kitchen, dining room, and living room with wood-burning fireplace; upstairs master bedroom, two bedrooms and half bath; lower level has family room with doorwall going out to lake and another master suite with gas fireplace; lower level den/ playroom. 2+ car garage, shed, deck. MLS 317085 $299,900 MARTIN LAKE CUSTOM. 4 bedroom, 3.5 bath home with 204 feet of frontage. Vaulted ceilings and stone fireplace in living room, wood floors in kitchen/dining area and main floor master suite. Walk-out lower level has 4th bedroom, laundry and family room. Extra garage on lakeside. Trex decking and a 2.5 car detached garage with loft. MLS 315403 $315,000 NEW CONSTRUCTION ALMOST COMPLETED, vinyl sided two story home on two wooded lots in Michaywe. 4 bedrooms, 2.5 bathrooms including main floor master suite with walk-in closet; dining room; living room; kitchen with work island; and main floor laundry. Pella windows, daylight windows in unfinished basement; natural gas, air and 2.5 car garage. MLS 313959 $249,900 The TALL and... the short of it. 2058 South Otsego Avenue Gaylord, MI 49735 (989)732-1111 • www.gaylordheraldtimes.com PN-SPAD0319161739_1 We have the job you are seeking. Subscribe today! 2058 South Otsego Avenue Gaylord, MI 49735 www.gaylordheraldtimes.com Call (989)732-1111 or Stop In! Let us GRAB you with our news, sports, community events, coupons, inserts and advertisers by keeping you informed locally! Herald Gaylord Times Reclaiming burned- over forest land A white start for 2014 St. Mary puts technology in students’ hands ‘Good vibe’ New Year’s downtown 1st Baby of 2014 ‘Erin Nicole’ right on time Subscribe to the Gaylord Herald Times and receive home delivery Tuesdays and Fridays or join us online. PN-SPAD0407100915_0 Public Notices Public Notices Vacation Rentals Gulf Shores Alabama Timeshare week. Across from beach. 1 bedroom, 1 bath. Sleeps 6. March 9th-16th. $500 or best offer. (231) 622-3772 or (231) 838-2955. Timeshare Cancelation GET OUT OF YOUR TIME- SHARE! Our timeshare exit strategy has helped thousands of people leave their timeshares. It’s time to leave yours too. Let us help you exit your Timeshare today! 855-283-7421 Auto Cars - Used 2008 KIA RIO LX. Automatic. 74,000 miles. $4,000. No frills, reliable, ding over front passen- ger wheel, newish back shocks/ brakes, new tires. Red. Very well maintained. (989) 370-4652. 2014 Chevy Cruze LS 4 door. Red, cruise, AC, bluetooth, CD player, excellent condition. 71,174 miles. $8000. (717) 891- 9158 Cars - Used 2013 Chevy Cruze LT, 4 door, blue, cloth seats, an- ti-theft, keyless entry, A/C, Bluetooth, navigation, CD player, airbags remote start, winter & summer tires, 76,000 miles. $9,000. Call or text (231)373-0590. DONATE YOUR CAR TO CHARITY. Receive maximum value of write of f for your taxes. Running or not! All conditions accepted. Free pickup. Call for details. 855-407-9071. Pickups 2010 Ford F-150 XLT, Super Crew Cab, V8, automatic, air, full power, trailer tow, 141,000 miles. Red. $11,999. (231)437 - 3501. budgetofcharlevoix.com 2012 Ford F150, 4x4, crew cab, 3.5 Eco Boost, automat- ic, 6 cylinder, 183,000 miles. Everything works, runs well. $16,000. (231)330-1212. If it’s not here, it might be online: petoskeynews.com gaylordheraldtimes.com charlevoixcourier.com SUVs & 4 Wheel Drives 2008 Jeep Patriot, 4 door , 4X4, 4 cylinder, full power, auto- matic, Air. Red. 126,000 miles. $5,299. (231)437-3501. budgetofcharlevoix.com Trucks 2016 Chevy Silverado 1500 Crew cab LTZ, black, automat- ic, 23,960 miles. Like-new con- dition. $35,400 or best. (231) 675-0749. Vans Handicap Vans - Over 20 with low mileage,Side Ramp and lowered floor. Family Business. Call Ris 517-230-8865. Delivery Free. HandicapVansLansing.com You know you want it. Find ‘it’ here. Foreclosure Legal NOTICE OF FORECLOSURE THIS FIRM IS A DEBT COLLEC- TOR ATTEMPTING TO COL- LECT A DEBT; ANY INFOR- MATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW. Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclo- sure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for dam- aging the property during the redemption period. ATTENTION POTENTIAL PUR- CHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, 4Front Credit Union (f/k/a Members Credit Union) may re- scind this sale at any time prior to the end of the redemption period. In that event, your dam- ages, if any, shall be limited to the return of your bid amount tendered at the sale, plus inter- est. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. An event permitting foreclo- sure by advertisement under MCL 600.3201 et seq., having occurred in the conditions of a Mortgage made by James A. Foreclosure Mortgage made by James A. Swartz and Amanda R. Swartz, husband and wife, (“Mortgag- ors”) to 4Front Credit Union (f/k/a Members Credit Union), dated February 10, 2017, and recorded in the Office of the Register of Deeds for the Coun- ty of Otsego in the State of Michigan on February 17, 2017, in Liber 1425, Page(s) 43, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $18,960.28, which amount may or may not be the entire indebt- edness owed by Mortgagor to 4Front Credit Union (f/k/a Mem- bers Credit Union) together with interest at 8.00 percent per an- num. NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on February 7, 2019, at 10:00 a.m., at the North Door of the City-County Building in Gaylord, Michigan, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Otsego, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit: Platted Lot(s), situated in the City of Gaylord, County of Otsego, State of Michigan, described as: Lot 3, Block 8, Fillmore’s Addi- tion to the Village, now City of Gaylord, as recorded in Liber 1 of Plats, Page 23, Otsego Coun- ty Records. EXCEPT the West- erly 11 feet thereof. The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or un- less under MCL 600.3240(16), prior to the foreclosure sale the Mortgagor follows the proce- dure set forth in that section to establish the presumption that the property is used for Agricul- tural purposes, in which case the redemption period shall be one (1) year from the date of the sale, or a shorter period if the right of redemption is extin- guished under MCL 600.3238. Pursuant to MCL 600.3238, after the sale and periodically throughout the redemption pe- riod, the purchaser at the sale may inspect the exterior and in- terior of the property and all an- cillary structures. If inspection is unreasonably refused or if dam- age to the property is imminent or has occurred, the purchaser may commence summary pro- ceedings for possession of the property under Chapter 57 of the Revised Judicature Act of 1961, or file an action for any other relief necessary to protect the property from damage. If a judgment for possession is en- Foreclosure judgment for possession is en- tered in favor of the purchaser, the right of redemption is extin- guished and full title to the prop- erty vests in the purchaser. Dated: December 28, 2018 4Front Credit Union (f/k/a Mem- bers Credit Union) By: H. DOUGLAS SHEPHERD IV (P64560) Attorneys for 4Front NORTH COAST LEGAL, PLC 800 COTTAGEVIEW DR. STE 1080 Traverse City, Michigan 49684 (231) 421-7076 NCL#: 1124.0047 (L-1/4,1/11,1/18,1/25) Jobs Autos Property Appliances Furniture Clothing Pets Services And More! Find stuff anytime. petoskeynews.com gaylordheraldtimes.com charlevoixcourier.com
Transcript
Page 1: The TALL and - Newz Group...2019/01/25  · ind, thir d-grade te at St. a ry a the dral Sc hool. ind sai da yam pe up the use ofcom-puter sin th asso mthr e yar ag whe n ap lied foran

B6 | Friday, January 25, 2019 | Gaylord Herald CLASSIFIEDS

ELMIRA TOWNSHIPMINUTES SYNOPSIS

January 9, 2019

Regular meeting held on January 9, 2019 at 6:00 p.m. Franckowiak, Purgiel, Henke, Holzschu and Deputy Clerk, Heidi Mead present. Clerk, Sue Schaedig Excused. Fourteen others present. Accepted minutes and reports. Motions approved to pay bills and to pay registration, mileage, wages, motel and a 100.00 meal stipend for any township board member to attend the 2019 MTA Conference in Grand Rapids. Passed a Resolution of Support endorsing exploring the concept of establishing both a joint municipal water/economic development authority and a joint corridor improvement authority with Warner Township, with a final determination and commitment to be made at a future date. Passed a Resolution Approving the Transfer of Maple Hill Cemetery to Warner Township. A Quit Claim Deed will convey the property to Warner Township. Meeting adjourned at 7:14 p.m.Next board meeting is February 13, 2019 at 6:00 p.m.Sue Schaedig, ClerkHeidi Mead, Deputy Clerk

Public Notices Public Notices

CHARLTON TOWNSHIP MINUTESJanuary 14, 2019

The regular January meeting of the Charlton Township Board was called to order by Chairman Matt Nowak at 7:00 pm on Monday, January 14, 2019. All board members present and there were five (5) persons in the audience. Minutes of the previous meeting were approved as printed and the Treasurer’s report was accepted as presented. Moved to set 2019-2020 Budget Public Hearing for Thursday, March 14, 2019, at 8:00 pm. Heard reports from County Commission, Fire, Assessing, Custodial and Planning. Paid General Fund bills in the amount of $20,401.84 and Fire/EMS Account bills of $7,012.85. Meeting adjourned at 8:00 pm. Next regular meeting will be February 11, 2019, at 7:00 pm in the office building.

Ivan H. Maschke, Clerk

Houses for Sale Houses for Sale

Real Estate One Gaylord236 West Main Street(989) 705-8284www.REOGaylord.com

PN-591759-1

HEART LAKELAKESIDE. 4 bedroom, 2.5-bath homeon Heart Lake, Gaylord. Main floor openkitchen, dining room, and living room withwood-burning fireplace; upstairs masterbedroom, two bedrooms and half bath;lower level has family room with doorwallgoing out to lake and another mastersuite with gas fireplace; lower level den/playroom. 2+ car garage, shed, deck.

MLS 317085 $299,900

MARTIN LAKECUSTOM. 4 bedroom, 3.5 bath home with204 feet of frontage. Vaulted ceilings andstone fireplace in living room, wood floorsin kitchen/dining area and main floormaster suite. Walk-out lower level has 4thbedroom, laundry and family room. Extragarage on lakeside. Trex decking and a 2.5car detached garage with loft.

MLS 315403$315,000

NEW CONSTRUCTIONALMOST COMPLETED, vinyl sided two storyhome on two wooded lots in Michaywe. 4bedrooms, 2.5 bathrooms including mainfloor master suite with walk-in closet; diningroom; living room; kitchen with work island;and main floor laundry. Pella windows,daylight windows in unfinished basement;natural gas, air and 2.5 car garage.

MLS 313959 $249,900

The TALL and...

the s

hort

of it

.

2058 South Otsego Avenue Gaylord, MI 49735(989)732-1111 • www.gaylordheraldtimes.com

PN-SPA

D03

1916

1739

_1

We have the job you are seeking. Subscribe today!

2058 South Otsego Avenue Gaylord, MI 49735www.gaylordheraldtimes.com

Call (989)732-1111or Stop In!

Let usGRAB you with our news, sports, community events, coupons, inserts and advertisers by keeping you informed locally!

4 fast facts

• “Selfie, twerking and hashtag” are

three of Lake Superior State

University’s annual ‘banished’ words

(A5).

• The Musik Haus has offers a variety

of lessons for those a variety of

ages (A6).

• The effects of ice and snow on your

trees, shrubs and outdoor gardens

in discussed in Dirty Knees (A8).

• St. Mary will battle Mount Pleasant

Sacred Heart in girls’ basketball

today (Friday) (B1).

In Our 138th Year

Vol. 139, No. 53

20 pages, 2 Sections

*9 Supplements (*not all full run)

Northern Michigan Review, Inc.

Copyright 2014 • All Rights Reserved

2058 S. Otsego Ave., Gaylord, MI 49735

Insidethe HTClassifieds.........

B5-8

Deaths...........A5

Editorials......A10

Extra..............A6

Gardening......A8

Outdoors........B3

Puzzles..........A9

Sports........B1-2

TV.................

.B4

Weather.......A11

Your reliable hometown newspaper since 1875 • Friday, January 3, 2014 • Michigan’s 2013 Newspaper of the Year

$1

HeraldGaylord

TimesReclaiming

burned-

overforest

land B3

A white start

for 2014GAYLORD — Nancy Wind wants to stay at the

“head of the class” when it comes to offering her

students and her fellow teachers up-to-date edu-

cational tools and information.

“I know what’s out there enough to help other

teachers and students have access to it and learn

it,” said Wind, a third-grade teacher at St. Mary Ca-

thedral School.

Wind said St. Mary ramped up the use of com-

puters in the classroom three years ago when she

applied for and received a grant from Archbishop

Bernard Hebda. At the time, Hebda, former bishop

of the Diocese of Gaylord, was awarding two sets

of Netbooks to two schools in the diocese.

“He wanted teachers who had been using tech-

nology and would continue to use it and share

with others,” Wind said.

By Judy Wagley

Staff Writer

St. Mary puts

technology in

students’ hands

GAYLORD — Gusty winds snuffed the midnight

launch of sky lanterns, but downtown Gaylord’s

New Year’s Eve party was otherwise a hit for those

who braved the cold to celebrate.

The inaugural event had revelers stopping at six

participating businesses throughout the night to

have their “passports” stamped. Each business had

its own national theme and a fully stamped pass-

port earned its holder a shot at prizes.

Candi Edwards, owner of the Old Spud Ware-

house, was among those who got all six stamps.

“There was a good vibe in all of downtown and

groups of people out enjoying each others’ com-

pany,” she said.

Paul Kogelschatz, a relative newcomer to

Gaylord, also made the rounds with a group of

friends.

“It was a fun way to get out and see what local

establishments had to offer,” he said.

By Chris Engle

Staff Writer

‘Good vibe’

New Year’s

downtown

See iPads, p. A4

See Sky, p. A4

1st

Baby

of

2014

HT - Judy Wagley

FOURTH-GRADE STUDENTS at St. Mary do some of

their classwork on Chromebooks.

HT - Bill Serveny

NEW YEAR’S SKIERS found no shortage of snow on the slopes at Treetops Resort. Already about 98 inches of snow has

fallen. The snowy season may annoy area homeowners and motorists but it has had a profound impact on the area’s winter

economy. Ski season is off to a great start at Treetops Resort, where many families have hit the slopes during the holiday weeks.

“It is definitely a fantastic start to the season,” said Kevin McKinley, Treetops director of golf and ski operations. McKinley said

the resort had all of its runs and lifts open Dec. 20, well ahead of typical schedule. Treetops is hoping the momentum carries

over into the rest of season, which this year Treetops is opening its slopes seven days a week. “We want to be a ski resort that

doesn’t shut its doors,” McKinley said. “We want to be open and available.”

GAYLORD — The winner of the Gaylord Herald

Times First Baby of 2014 contest arrived at 10 a.m.

New Year’s Day at Otsego Memorial Hospital, 825

N. Center Ave.

Erin Nicole Hughes weighed 7 pounds, 14

ounces and was 19 3/4 inches in length. She is

the daughter of Kristin Lauer and Alex Hughes of

Gaylord.

Possibly, the most excited member of the family

is Erin’s big brother, George, 6, who is a first-grader

at St. Mary Cathedral School.

“He has been asking for a baby for years,” Kris-

tin said. “Every birthday or Christmas he asked.

When we told him he’d be getting a baby around

Christmas, he said, ‘I must have been a very good

boy.’ Now he’s asking for a puppy.”

By Lorene Parshall

Staff Writer

‘Erin Nicole’ right on time

Kristin Lauer

and Alex

Hughes with

their newborn

daughter, Erin,

winner of the

Herald Times

First Baby

contest.

HT - Lorene Parshall

See First, p. A4

Techno Learning

Front PageA01

Front PageA01

989-732-25002484 S. Otsego Ave. Gaylord

WWW.MEGAPOWERSPORTS.COM

PN-0039704

5

Subscribe to theGaylord Herald Timesand receive home delivery Tuesdays and Fridays or join us online.

PN-SPAD0407100915_0

Public Notices Public Notices

VacationRentals

Gulf Shores Alabama Timeshare week. Across frombeach. 1 bedroom, 1 bath. Sleeps 6. March 9th-16th. $500 or best offer. (231) 622-3772 or (231) 838-2955.

Timeshare Cancelation GET OUT OF YOUR TIME-SHARE! Our timeshare exit strategy has helped thousands of people leave their timeshares. It’s time to leave yours too. Let us help you exit your Timeshare today! 855-283-7421

Auto

Cars - Used

2008 KIA RIO LX. Automatic. 74,000 miles. $4,000. No frills, reliable, ding over front passen-ger wheel, newish back shocks/ brakes, new tires. Red. Very well maintained. (989) 370-4652.

2014 Chevy Cruze LS 4 door. Red, cruise, AC, bluetooth, CD player, excellent condition. 71,174 miles. $8000. (717) 891-9158

Cars - Used

2013 Chevy Cruze LT, 4 door, blue, cloth seats, an-ti-theft, keyless entry, A/C, Bluetooth, navigation, CD player, airbags remote start, winter & summer tires, 76,000 miles. $9,000. Call or text (231)373-0590.

DONATE YOUR CAR TO CHARITY.

Receive maximum value of write off for your taxes. Running or not! All conditions accepted.Free pickup. Call for details. 855-407-9071.

Pickups

2010 Ford F-150 XLT, Super Crew Cab, V8, automatic, air,full power, trailer tow, 141,000 miles. Red. $11,999. (231)437-3501.

budgetofcharlevoix.com

2012 Ford F150, 4x4, crew cab, 3.5 Eco Boost, automat-ic, 6 cylinder, 183,000 miles. Everything works, runs well. $16,000. (231)330-1212.

If it’s not here, it might be online:petoskeynews.com

gaylordheraldtimes.comcharlevoixcourier.com

SUVs &4 Wheel Drives

2008 Jeep Patriot, 4 door, 4X4, 4 cylinder, full power, auto-matic, Air. Red. 126,000 miles. $5,299. (231)437-3501.

budgetofcharlevoix.com

Trucks

2016 Chevy Silverado 1500Crew cab LTZ, black, automat-ic, 23,960 miles. Like-new con-dition. $35,400 or best. (231) 675-0749.

Vans

Handicap Vans - Over 20 with low mileage,Side Ramp and lowered fl oor. Family Business. Call Ris 517-230-8865. Delivery Free.HandicapVansLansing.com

You know you want it.Find ‘it’ here.

Foreclosure

LegalNOTICE OF FORECLOSURE

THIS FIRM IS A DEBT COLLEC-TOR ATTEMPTING TO COL-LECT A DEBT; ANY INFOR-MATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW.

Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclo-sure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for dam-aging the property during the redemption period.

ATTENTION POTENTIAL PUR-CHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, 4Front Credit Union (f/k/a Members Credit Union) may re-scind this sale at any time prior to the end of the redemption period. In that event, your dam-ages, if any, shall be limited to the return of your bid amount tendered at the sale, plus inter-est. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

An event permitting foreclo-sure by advertisement under MCL 600.3201 et seq., having occurred in the conditions of a Mortgage made by James A. Swartz and Amanda R. Swartz, husband and wife, (“Mortgag-ors”) to 4Front Credit Union (f/k/a Members Credit Union), dated February 10, 2017, and recorded in the Office of the Register of Deeds for the Coun-ty of Otsego in the State of Michigan on February 17, 2017, in Liber 1425, Page(s) 43, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $18,960.28, which amount may or may not be the entire indebt-edness owed by Mortgagor to 4Front Credit Union (f/k/a Mem-bers Credit Union) together with interest at 8.00 percent per an-num.

NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on February 7, 2019, at 10:00 a.m., at the North Door of the City-County Building in Gaylord, Michigan, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Otsego, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit:Platted Lot(s), situated in the City of Gaylord, County of Otsego, State of Michigan, described as: Lot 3, Block 8, Fillmore’s Addi-tion to the Village, now City of Gaylord, as recorded in Liber 1 of Plats, Page 23, Otsego Coun-ty Records. EXCEPT the West-erly 11 feet thereof.

The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or un-less under MCL 600.3240(16), prior to the foreclosure sale the Mortgagor follows the proce-dure set forth in that section to establish the presumption that the property is used for Agricul-tural purposes, in which case the redemption period shall be one (1) year from the date of the sale, or a shorter period if the right of redemption is extin-guished under MCL 600.3238. Pursuant to MCL 600.3238, after the sale and periodically throughout the redemption pe-riod, the purchaser at the sale may inspect the exterior and in-terior of the property and all an-cillary structures. If inspection is unreasonably refused or if dam-age to the property is imminent or has occurred, the purchaser may commence summary pro-ceedings for possession of the property under Chapter 57 of the Revised Judicature Act of 1961, or file an action for any other relief necessary to protect the property from damage. If a judgment for possession is en-tered in favor of the purchaser, the right of redemption is extin-guished and full title to the prop-erty vests in the purchaser.

Dated: December 28, 2018

4Front Credit Union (f/k/a Mem-bers Credit Union)By: H. DOUGLAS SHEPHERD IV (P64560)Attorneys for 4FrontNORTH COAST LEGAL, PLC800 COTTAGEVIEW DR. STE 1080Traverse City, Michigan 49684(231) 421-7076NCL#: 1124.0047

(L-1/4,1/11,1/18,1/25)

Foreclosure

LegalNOTICE OF FORECLOSURE

THIS FIRM IS A DEBT COLLEC-TOR ATTEMPTING TO COL-LECT A DEBT; ANY INFOR-MATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW.

Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclo-sure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for dam-aging the property during the redemption period.

ATTENTION POTENTIAL PUR-CHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, 4Front Credit Union (f/k/a Members Credit Union) may re-scind this sale at any time prior to the end of the redemption period. In that event, your dam-ages, if any, shall be limited to the return of your bid amount tendered at the sale, plus inter-est. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

An event permitting foreclo-sure by advertisement under MCL 600.3201 et seq., having occurred in the conditions of a Mortgage made by James A. Swartz and Amanda R. Swartz, husband and wife, (“Mortgag-ors”) to 4Front Credit Union (f/k/a Members Credit Union), dated February 10, 2017, and recorded in the Office of the Register of Deeds for the Coun-ty of Otsego in the State of Michigan on February 17, 2017, in Liber 1425, Page(s) 43, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $18,960.28, which amount may or may not be the entire indebt-edness owed by Mortgagor to 4Front Credit Union (f/k/a Mem-bers Credit Union) together with interest at 8.00 percent per an-num.

NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on February 7, 2019, at 10:00 a.m., at the North Door of the City-County Building in Gaylord, Michigan, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Otsego, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit:Platted Lot(s), situated in the City of Gaylord, County of Otsego, State of Michigan, described as: Lot 3, Block 8, Fillmore’s Addi-tion to the Village, now City of Gaylord, as recorded in Liber 1 of Plats, Page 23, Otsego Coun-ty Records. EXCEPT the West-erly 11 feet thereof.

The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or un-less under MCL 600.3240(16), prior to the foreclosure sale the Mortgagor follows the proce-dure set forth in that section to establish the presumption that the property is used for Agricul-tural purposes, in which case the redemption period shall be one (1) year from the date of the sale, or a shorter period if the right of redemption is extin-guished under MCL 600.3238. Pursuant to MCL 600.3238, after the sale and periodically throughout the redemption pe-riod, the purchaser at the sale may inspect the exterior and in-terior of the property and all an-cillary structures. If inspection is unreasonably refused or if dam-age to the property is imminent or has occurred, the purchaser may commence summary pro-ceedings for possession of the property under Chapter 57 of the Revised Judicature Act of 1961, or file an action for any other relief necessary to protect the property from damage. If a judgment for possession is en-tered in favor of the purchaser, the right of redemption is extin-guished and full title to the prop-erty vests in the purchaser.

Dated: December 28, 2018

4Front Credit Union (f/k/a Mem-bers Credit Union)By: H. DOUGLAS SHEPHERD IV (P64560)Attorneys for 4FrontNORTH COAST LEGAL, PLC800 COTTAGEVIEW DR. STE 1080Traverse City, Michigan 49684(231) 421-7076NCL#: 1124.0047

(L-1/4,1/11,1/18,1/25)

Foreclosure

LegalNOTICE OF FORECLOSURE

THIS FIRM IS A DEBT COLLEC-TOR ATTEMPTING TO COL-LECT A DEBT; ANY INFOR-MATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW.

Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclo-sure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for dam-aging the property during the redemption period.

ATTENTION POTENTIAL PUR-CHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, 4Front Credit Union (f/k/a Members Credit Union) may re-scind this sale at any time prior to the end of the redemption period. In that event, your dam-ages, if any, shall be limited to the return of your bid amount tendered at the sale, plus inter-est. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

An event permitting foreclo-sure by advertisement under MCL 600.3201 et seq., having occurred in the conditions of a Mortgage made by James A. Swartz and Amanda R. Swartz, husband and wife, (“Mortgag-ors”) to 4Front Credit Union (f/k/a Members Credit Union), dated February 10, 2017, and recorded in the Office of the Register of Deeds for the Coun-ty of Otsego in the State of Michigan on February 17, 2017, in Liber 1425, Page(s) 43, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $18,960.28, which amount may or may not be the entire indebt-edness owed by Mortgagor to 4Front Credit Union (f/k/a Mem-bers Credit Union) together with interest at 8.00 percent per an-num.

NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on February 7, 2019, at 10:00 a.m., at the North Door of the City-County Building in Gaylord, Michigan, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Otsego, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit:Platted Lot(s), situated in the City of Gaylord, County of Otsego, State of Michigan, described as: Lot 3, Block 8, Fillmore’s Addi-tion to the Village, now City of Gaylord, as recorded in Liber 1 of Plats, Page 23, Otsego Coun-ty Records. EXCEPT the West-erly 11 feet thereof.

The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or un-less under MCL 600.3240(16), prior to the foreclosure sale the Mortgagor follows the proce-dure set forth in that section to establish the presumption that the property is used for Agricul-tural purposes, in which case the redemption period shall be one (1) year from the date of the sale, or a shorter period if the right of redemption is extin-guished under MCL 600.3238. Pursuant to MCL 600.3238, after the sale and periodically throughout the redemption pe-riod, the purchaser at the sale may inspect the exterior and in-terior of the property and all an-cillary structures. If inspection is unreasonably refused or if dam-age to the property is imminent or has occurred, the purchaser may commence summary pro-ceedings for possession of the property under Chapter 57 of the Revised Judicature Act of 1961, or file an action for any other relief necessary to protect the property from damage. If a judgment for possession is en-tered in favor of the purchaser, the right of redemption is extin-guished and full title to the prop-erty vests in the purchaser.

Dated: December 28, 2018

4Front Credit Union (f/k/a Mem-bers Credit Union)By: H. DOUGLAS SHEPHERD IV (P64560)Attorneys for 4FrontNORTH COAST LEGAL, PLC800 COTTAGEVIEW DR. STE 1080Traverse City, Michigan 49684(231) 421-7076NCL#: 1124.0047

(L-1/4,1/11,1/18,1/25)

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