TIKAMCHAND FINANCIAL SERVICES PVT. LTD. CHANDRAPUR INDIA(MS). TIKAMCHAND FINANCIAL SERVICES .

TIKAMCHAND FINANCIAL SERVICES PVT. LTD.CHANDRAPUR INDIA(MS).

TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com

MUTUAL FUND OPERATION FLOW CHART


Advantage of mutual fund

Professtional management

Diversification

Convenient Administration

Return potential

Liquidity

Transparenecy

Flexibility

Choice of scheme

Tax benefits

Well regulated


Client Value , Attitudes , Expectation , and Time horizons, they affect the client goal , need , and priorities.


Goal and Objective provide focus , purpose, vision , and Direction for the financial planning process


THE ECONOMIC CLOCK


All big losses start by being a small loss, If you get out a trade near small loss you will be automatically protected from incurring big losses , strictly following STOP LOSS is a lightly successful risk management technique in day trading


INVESTMENT RISK RETURNS

CASH IN BANK VERY LOW 0% -3%

TERM DEPOSITS(1-3YEAR)

LOW 3% -5%

LONG TERM FIXED DEPOSITS(3-10)

MEDIUM 5% -9%

RESIDENTIAL PROPERTY

MEDIUM 9% -11%

COMMERCIAL PROPERTY

MEDIUM-HIGH 11% -13%

EQUITIES HIGH 13%18%

INTERNATIONAL SHARES

HIGH 13% -20%


Higher return Higher risk

Lower return lower risk

Growth

Defensive


PROCESSES OF INVESTING

Selection : What to Buy or Sell

Implementation: How to Buy or Sell

Timing : When to Buy or Sell


Personal Financial Planning Section 11

• Premature Death

• Retirement

• Serious Illness

• Death of Spouse

• Aged Parents

• Children Getting Married

• Second Home

• Remarriage

• Starting a Business

• Paying for College

• Divorce

• Job Loss

• Relocation

• Home Purchase

• Birth of Children

• Marriage

• Temporary Disability


A financial plan will help you to clarify: Your financial goals Strategies to achieve the goals Specific steps to implement the

strategies

12TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com

Personal Financial Planning Section 13

CURRENT NECESSITIES FUTURE NECESSITIES

CURRENT EXTRAS FUTURE EXTRAS

Basic shelter, food

clothing, transportation

and medical care

Basic shelter, food

clothing, cash for emergencies

and nursing home care

Larger home, private

college, retirement travel,

bequests/charity

New kitchen, new car,

vacation, family gifts

Trade-offs


Saving Managing debt Insurance Investing Education funding

Retirement funding Pre-retirement planning Incapacitation planning Estate planning Company stock ownership

14TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com

1. What is an Equity Share ?1. What is the Debt Instrument ?1. What is the Derivatives ?1. What is a Mutual Fund ?1. What is an Index ?1. What is an Depository ?1. What is Dematerialization ? 1. Which are the depositories in

India ?1. What is the role of ‘Primary Market’ ?1. What is an Initial Public Offer (IPO) ?1. What is meant by Secondary Market ?1. What is the role of Secondary

Market ?1. What is the difference between Primary Market and Secondary Market ?


THE IMPORTANCE OF TRADING DISCIPLINE

A Disciplined person is likely to be disciplined in all his daily activities, both personal and professional.

A Disciplined person has a plan for everything he wants to do. He follows that plan in a systematic manner to achieve his desired objects and goals.

A Disciplined person is very punctual. He values his time as well as others. He puts first things first and he perform his activities in order of its importance. He never wastes times and never postpones important works for silly and trival matters. A Disciplined person is positive about what ever does in life and keeps negativity away. When he fails, he looks at it as a stepping stone to success and learn from his mistakes instead of blaming circumstances or others for failures. A Disciplined person is confident and undertakes his with work with the assurance of success and is able to deal with the inevitable tough times that come across in his journey towards success and is thus able to keep himself mentally and emotionally stable.

A Disciplined person will have patience to wait for result after working hard on any endeavor. A Disciplined person will never have un-realistic expectations or greed.


You should educate yourself on the correct psychological approach to the market

You should educate yourself in the correct money management and risk management technique.

You should educate yourself in the correct entry and exit methods in the your stock selection technique.


It is the art of correctly applying a set of carefully though out rules and allocating the probability of that event to result in success.


19

Lower Deviation

HigherDeviationDegree of Volatility

HigherReturn

LowerReturn

AnnualReturn

5%

10%

15%

20%

Cash

Intermediate-TermGovernment Bonds

Large Company Stocks

Small Company Stocks


DEMAT &BROKINGACCOUNT*

+Free Rs. 5,00,000/- Personal Accident Insurance*

+Free Rs.50,000/- Accidental Mediclaim


Life Events: Will You Be Ready?


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