Tilson Sodastream Article Survey Results Whitney Tilson Kase Capital 3-5-14

7/22/2019 Tilson Sodastream Article Survey Results Whitney Tilson Kase Capital 3-5-14

1/51

Ua`fstrnfg; ^sdlm f Uurvny

ta D`nltdiy Gy Lnxt @nehnrs

@dstrdoutn` dldtdfccy ta suoserdonrs ai;

www.vfcundlvnstardlsdmjt.eag

Gfrej >, ?260

Oy ]jdtlny Pdcsal

Di yau jfvn eaggnlts al tjds frtdecn fl`/ar dliargftdal foaut Ua`fstrnfg,pcnfsn ngfdc gn ft]PdcsalBHfsnEfpdtfc.eag.

PJDU R_NUNLPFPDAL DU IA_ DLIA_GFPDALFC FL@ N@^EFPDALFC R^_RAUNU ALCT FL@ UJFCC LAP ON EALUP_^N@ PAEALUPDP^PN DLYNUPGNLP F@YDEN. LAPJDLM EALPFDLN@ JN_NDL UJFCC EALUPDP^PN F UACDEDPFPDAL,_NEAGGNL@FPDAL A_ NL@A_UNGNLP PA O^T A_ UNCC FLT UNE^_DPT A_ APJN_ IDLFLEDFC DLUP_^GNLP.

DLYNUPGNLP I^L@U GFLFMN@ OT ]JDPLNT PDCUAL A]L PJN UPAEH AI UA@FUP_NFG. JN JFU LA AOCDMFPDAL PA^R@FPN PJN DLIA_GFPDAL EALPFDLN@ JN_NDL FL@ GFT GFHN DLYNUPGNLP @NEDUDALU PJFP F_N DLEALUDUPNLP]DPJ PJN YDN]U NZR_NUUN@ DL PJDU R_NUNLPFPDAL.

]N GFHN LA _NR_NUNLPFPDAL A_ ]F__FLPDNU FU PA PJN FEE^_FET, EAGRCNPNLNUU A_ PDGNCDLNUU AI PJNDLIA_GFPDAL, PNZP, M_FRJDEU A_ APJN_ DPNGU EALPFDLN@ DL PJDU R_NUNLPFPDAL. ]N NZR_NUUCT @DUECFDG FCCCDFODCDPT IA_ N__A_U A_ AGDUUDALU DL, A_ PJN GDU^UN A_ GDUDLPN_R_NPFPDAL AI, FLT DLIA_GFPDAL EALPFDLN@DL PJDU R_NUNLPFPDAL.

RFUP RN_IA_GFLEN DU LA M^F_FLPNN AI I^P^_N _NU^CPU FL@ I^P^_N _NP^_LU F_N LAP M^F_FLPNN@.
http://www.valueinvestorinsight.com/http://www.valueinvestorinsight.com/mailto:[email protected]:[email protected]:[email protected]:[email protected]://www.valueinvestorinsight.com/


2/51

-?-

Cfst galtj D nstfocdsjn` f pasdtdal dl Ua`fstrnfg onefusn dt rngdl`s gn f mrnft `nfc ai @nehnrs,aln ai gy gast sueenssiuc dlvnstgnlts cfst ynfr, iar f vfrdnty ai rnfsals;

6) F onftnl-àwl staeh wdtj f jdmj sjart dltnrnst8?) F praùet tjft sjart snccnrs tjdlh ds f ifòut gy survny cnf`s gn ta ealecu`n dt dslt85)

Idxfocn praocngs80) Fl nlargaus, mcaofc gfrhnt8

>) F pasdtdal ai gfrhnt cnf`nrsjdp89) Fttrfetdvn nealagde ejfrfetnrdstdes; stralm calm-tnrg mrawtj, jdmj gfrmdls, caw efpdtfc

dltnlsdty, fl` f stralm ofcflen sjnnt8=) F gaft fraul` tjn ousdlnss ta nlsurn tjft tjn eagpflys gfrhnt cnf`nrsjdp fl` fttrfetdvn

nealagde ejfrfetnrdstdes nlùrn8 fl`:) F rnfsalfocn vfcuftdal.

Cnts caah ft nfej ai tjnsn garn efrniuccy, fs tjny fppcy ta Ua`fstrnfg;

6)

F onftnl-àwl staeh wdtj f jdmj sjart dltnrnst. Ua`fstrnfgs staehjfs ifccnl ta ul`nr$02, ofrncy jfci tjn pnfh dt rnfejn` cfst Kuln foavn $==, ynt 0>% ai tjn icaft ds eurrnltcysac` sjart. D tjdlh sjart snccnrs frn tjn sgfrtnst dlvnstars dl tjn gfrhnttjny jfvn ta onta survdvn!sa, dl mnlnrfc, dts f tnrrdocn d`nf ta ma calm f jnfvdcy sjartn` staeh.Jawnvnr, al rfrn aeefsdals wjnl Dvn `nvncapn` f jdmj `nmrnn ai ealvdetdal tjft tjnsjarts frn wralm fl` oaumjt suej f staeh, suej fs Lnticdx fl` Mnlnrfc Mrawtj Rrapnrtdns,dts rnsuctn` dl sagn ai tjn odmmnst wdllnrs dl gy 6>+ ynfrs ai rulldlm f jn`mn iul`.

?) F praùet tjft sjart snccnrs tjdlh ds f ifòut gy survny cnf`s gn ta ealecu`n dtdslt. F hny pdccfr ai tjn sjart tjnsds al Ua`fstrnfg ds tjft dts praùet ds f if` fl` tjft tjneagpflys rnenlt praocngs sjaw tjft tjn if` ds nl`dlm fl` `ngfl` wdcc saal eaccfpsn.Ujarts jf` f sdgdcfr tjnsds al @nehnrs f ynfr fma, sa ta sjn` cdmjt al tjds qunstdal Dernftn` f survny foaut ^mms fl` ngfdcn` dt ta tjausfl`s ai pnapcn al gy vfrdaus ngfdccdsts. Gy flfcysds ai tjn ?9= rnspalsns cn` gn ta tjn idrg ealecusdal tjft wagnl cavn`tjndr ^mms fl` wauc` hnnp ouydlm tjng, wjdej, garn tjfl flytjdlm ncsn, wfs tjn hny tagy `nedsdal ta ouy @nehnrs staeh.

Udgdcfrcy, D rnenltcy `d` f Ua`fstrnfg survny fl` gy flfcysds ai tjn 545 rnspalsns cn`gn ta ealecu`n tjft dts lat f if` (dl ifet, pnapcn cavntjndr Ua`fstrnfgs), wjdej wfs ferdtdefc ncngnlt dl gy `nedsdal ta ouy tjn staeh cfst galtj. (D `dseuss tjn survny dlmrnftnr `nptj oncaw.)

D tjdlh aln ai tjn gdstfhns sjarts frn gfhdlm ds tjft, pnrjfps suoealsedauscy, tjnyrnofsdlm tjndr flfcysds ai Ua`fstrnfg al tjn eagpflys lfsenlt ousdlnss dl tjn ^.U. Pjds dsul`nrstfl`focn mdvnl tjft gast ai tjn sjarts frn, D fssugn, Fgnrdefl, out dts f snrdausgdstfhn onefusn, fs D `dseuss oncaw, ]nstnrl Nurapn ds oy ifr tjn gast vfcufocn pfrt aiUa`fstrnfgs ousdlnss.

5) Idxfocn praocngs. Dl dts V0 65 nfrldlms rncnfsn, Ua`fstrnfg fttrdoutn` dts 9=% `necdlndl apnrftdlm dleagn ta f `rap dl mrass gfrmdls, fttrdoutfocn ta; cawnr fvnrfmn sncc-dl


3/51

-5-

prdens ùn cfrmncy ta ynfr nl` `dseaultdlm fl` pragatdals, jdmjnr easts fs tjn rnsuct aigavdlm praùet ontwnnl gfrhnts fl` ejfllncs eagodln` wdtj fl dlernfsn dl oul`cn`pragatdalfc pfehs, f sjdit dl praùet gdx vnrsus pcfl dlecu`dlm cawnr EA? rnidccs flùlifvarfocn ejflmns dl iarndml eurrnley nxejflmn rftns.

Dts f taumj ku`mgnltefcc ta `ntnrgdln di tjnsn frn trucy sjart-tnrg, idxfocn praocngs, arfrn dl`deftdvn ai garn pnrgflnlt, iul`fgnltfc alns, out D tjdlh dts gastcy tjn iargnr.Dgpartfltcy, `ngfl` iar tjn praùet wfs raoust, fs Ua`fstrnfgs rnvnluns kugpn`?9.0%, dl cdln wdtj tjn ?4.2% mfdl iar tjn ynfr. (Pjn eagpflys mud`flen iar iucc ynfr?260 ds iar rnvnlun ta dlernfsn 6>%, NODP@F ta dlernfsn ?>% (nxecu`dlm ejflmns dliarndml eurrnley nxejflmn rftns), fl` lnt dleagn ta dlernfsn 5%.)

0) Fl nlargaus, mcaofc gfrhnt. Pjds pfmn irag Ua`fstrnfgs dlvnstar prnsnltftdal sjawstjn sdzn ai tjn gfrhnt fl` Ua`fstrnfgs tdly sjfrn ai dt;

>) F pasdtdal ai gfrhnt cnf`nrsjdp. Ua`fstrnfg àgdlftns dts gfrhnt. Dt wfs iaul`n` dl6425 fl` dltraùen` tjn warc`s idrst jagn sa`f gfhnr dl 64>>. Udlen tjnl, dt jfs mrawlta 06 eaultrdns, garn tjfl 92,222 rntfdc fl` EA? rnidcc autcnts, fl` fl dlstfccn` ofsn aigarn tjflsnvnl gdccdaluldts (dt sac` 0.0 gdccdal dl ?265 fcaln).


4/51

-0-

9) Fttrfetdvn nealagde ejfrfetnrdstdes; stralm calm-tnrg mrawtj, jdmj gfrmdls, cawefpdtfc dltnlsdty, fl` f stralm ofcflen sjnnt.Pjds ejfrt sjaws tjn eagpflys rnvnlun nfej qufrtnr avnr tjn pfst idvn ynfrs ;

Uauren; Ua`fstrnfg prnsnltftdal, 6/60/608 latn tjft V0 65 rnvnlun wfs fetufccy $69: gdccdal.

Nvnl dlecu`dlm tjn wnfh V0, Ua`fstrnfgs mrass fl` lnt gfrmdls dl ?265 wnrn f jnfctjy>2.=% fl` =.>%, rnspnetdvncy. Efp nx wfs $02 gdccdal, f ga`nst fgault rncftdvn ta sfcns

fl` apnrftdlm dleagn ai $>95 gdccdal fl` $04 gdccdal, rnspnetdvncy fl` wdcc cdhncy oncawnr dl iuturn ynfrs, fs tjn cfst twa ynfrs wnrn dlicftn` oy sdmldideflt efpfedty/gfluifeturdlm nxpflsdals. Cfstcy, Ua`fstrnfg jfs f jnfctjy ofcflen sjnnt, wdtj $06gdccdal ai efsj, $6> gdccdal ai sjart-tnrg `not, fl` la calm-tnrg `not wjftsanvnr.

=) F gaft fraul` tjn ousdlnss ta nlsurn tjft tjn eagpflys gfrhnt cnf`nrsjdp fl`fttrfetdvn nealagde ejfrfetnrdstdes nlùrn. Fs nvd`nlen ai Ua`fstrnfgs gaft, caah laiurtjnr tjfl tjn rnenlt Mrnnl Gaultfdl-Eahn pfrtlnrsjdp; tjn onst tjnsn twa guej cfrmnreagpfldns eauc` eagn up wdtj ds f vfmun fllaulengnlt ai f eagpntdlm praùet, HnurdmEac`, tjft walt on rnf`y iar flatjnr ynfr ar twa (Dcc tfhn tjn avnr) ecfssde vfparwfrndl gy apdldal.

Pjn hny ealenrl iar gn dslt tjn passdocn ngnrmnlen ai `drnet eagpntdtdvn tjrnfts, outrftjnr tjft Ua`fstrnfg jfs fcrnf`y pnlntrftn` gast ai tjn jagn efroalftdal gfrhnt fl`tjus rnvnlun mrawtj wdcc ealtdlun ta `necdln (dt fvnrfmn` 09% fllufccy dl ?262-6?, out`rappn` ta ?4% cfst ynfr fl` ds alcy praknetn` ta mraw 6>% tjds ynfr). Di sa, Ua`fstrnfgwauc` oneagn f scaw-mrawtj efsj eaw, dl wjdej efsn tjn staeh praofocy ànslt jfvnguej àwlsd`n irag ta`fys `nprnssn` cnvnc, out enrtfdlcy wauc`lt on tjn àuocnargarn tjft Dg japdlm iar.


5/51


6/51

-9-

]jft ds f ousdlnss wdtj fl 6:% prn-tfx gfrmdl fl` 6>% (ar nvnl 62%) tap-cdln mrawtj wartj1 Dtjdlh dts jfr` ta sfy tjfts wartj cnss tjfl 6>x, wjdej gfhns ]nstnrl Nurapn wartj foaut $5>dl gy oaah (f 6?x-6:x rflmn rnsucts dl $?: - $0?).

Dl sjart, D tjdlh Ua`fstrnfgs ]nstnrl Nurapnfl ousdlnss f ifoucaus jdmj-gfrmdl, stralm

mrawtj irflejdsnds, oy dtsnci, wartj lnfrcy Ua`fstrnfgs nltdrn gfrhnt efp ta`fy, wjdej gnflstjft dlvnstars frn pfydlm fcgast latjdlm iar tjn ^.U. ngnrmdlm ousdlnss, rnlnwn` appartuldty dlKfpfl, pcus iurtjnr mrawtj dl Gnxdea, Ejdlf, Dl`df, Orfzdc fl` ncsnwjnrn.

O. Ua`fstrnfgs EA? _nidcc Ousdlnss

Aln ai tjn rnfsals D puocdecy `dsecasn gfly ai gy staeh d`nfs ds tjft D jnfr dltnrnstdlmdliargftdal fl` pnrspnetdvns tjft D wauc`lt atjnrwdsn. D eflt tjdlh ai f onttnr nxfgpcn tjfl tjdsngfdc, wjdej f yaulm flfcyst snlt gn (sjfrn` wdtj pnrgdssdal, ul`nr tjn eal`dtdal tjft D hnptjdg fl` jds idrg flalygaus). D tjdlh dts f ordccdflt pdnen ai flfcysds ai Ua`fstrnfgs EA? rnidccousdlnss, wjdej jn frmuns pnrsufsdvncy eauc` on wartj tjn eagpflys nltdrn gfrhnt efp ta`fy;

Ua`fstrnfg ds lat f typdefc dlvnstgnlt iar aur idrg, fs wn typdefccy fvad` dlvnstdlm onjdl`praùets tjft eauc on f if`. Jawnvnr, wn rnenltcy caahn` ft Ua fstrnfg fs dt wfs puccdlm ofehonefusn f inw ai us fcrnf`y awln` fl` wnrn cayfc usnrs ai tjn praùet. ]n fcsa cdhn tjn ofrrdnrs-ta-nltry dl tjndr EA? `dstrdoutdal lntwarh tjft wn tjaumjt wauc` on vnry `diideuct ta rnpcfen. ]nfcsa jfppnl ta oncdnvn tjft Ua`fstrnfgs Û jausnjac` pnlntrftdal wdcc jdt f pasdtdvn dlicnetdalpadlt fs fwfrnlnss dlernfsns, fs tjn eftnmary largfcdzns dl ealsugnrs gdl`s fl` fs tjnyuctdgftncy racc aut dlta tjn supnrgfrhnt ejfllnc cftnr tjds ynfr. Aur prdgfry `noftn wfs avnr aurgfrmdl-ai-sfinty di dl ifet ealsugnr `ngfl` wnrn ta scaw.

Pa mnt eagiartfocn, wn uctdgftncy strdppn` tjn ousdlnss àwl ta tjn EA? ousdlnss fl` fshnàursncvns wjft wn wnrn pfydlm iar tjn papucftdal ai fetdvn usnrs fl` tjn praidts mnlnrftn` oytjndr EA? rnidccs.Pjn eagpfly sac` >.0 gdccdal rnidccs cfst qufrtnr, wjdej ultdc f =% snqunltdfc`rap dl V0, jf` mrawl nfej qufrtnr al f y/a/y ofsds iar tjn cfst idvn ynfrs. ]n idmurn` tjft f rnidccpurejfsnr (ar fetdvn usnr) ds sagnaln wja ecnfrcy cdhns tjn praùet fl` jfs tfhnl tjn trauocn taulsernw tjn EA?, idl` f rnpcfengnlt rntfdcnr fl` gfhn tjn nxejflmn. ]n fssugn` tjft tjds usnrwauc` jfvn f guej cawnr ejurl rftn tjfl tjn papucftdal ai ealsugnrs wja purejfsn fUa`fgfhnr stfrtnr hdt (ar rnendvn aln fs f mdit) fl` tjft tjn rnqudrn` gfrhntdlm spnl` ta gfdltfdlfl fetdvn usnr wauc` on cawnr tjfl iar fequdrdlm f lnw aln. Pjds cn` ta tjn iaccawdlm gftj al tjnEA? nxejflmn ousdlnss;

?6.> gdccdal nxejflmns pnr ynfr (fllufcdzdlm V0) * $=.22 pnr nxejflmn (lnt ta Ua`fstrnfg) 7~$692 gdccdal ai rnvnlun. Fssugdlm ~:>% mrass gfrmdls fl` f 6?% tfx rftn, wn mnt ta iuccy-tfxn` mrass praidt ai ~$66? gdccdal. ]dtj fl nltnrprdsn vfcun ai ~$:22 gdccdal, aln eauc` frmuntjft Ua`fstrnfg ds trf`dlm iar ~=x tjn iuccy-tfxn` praidt strnfg irag dts mrawdlm fetdvn usnr EA?nxejflmn ousdlnss.

Pjn lnxt qunstdal ds; jaw guej spnl`dlm ds lnn`n` ta iul` tjn M&F ai tjds EA? ousdlnss, fl`jaw guej sfcns fl` gfrhntdlm ds lnn`n` ta hnnp tjn fetdvn usnr ofsn stfocn fl` mrawdlm1 Pjntjaumjt ondlm tjft ft =x nfrldlms, ar f 60% nfrldlms ydnc`, nvnl ga`nst mrawtj ai tjds usnrpapucftdal wauc` rnprnsnlt f eagpnccdlm vfcun (wn frn tfchdlm foaut f àwlsd`n senlfrda jnrn).Pfhdlm f caah ft tjn nxdstdlm Ua`fgfhnr fl` Icfvars `dvdsdals, tjnsn ousdlnssns dl ?265 hdehnàii fppraxdgftncy $6=2 gdccdal ai mrass praidt. Udlen tjn wjacn ousdlnss jf` $>2 gdccdal aiM&F, tjds gnfls tjft tjn Ua`fgfhnr fl` Icfvars mrass praidt eauc` pfy iar fcc ai tjn eagpflys


7/51

-=-

M&F fl` stdcc cnfvn $6?2 gdccdal nxtrf ta on usn` fs sfcns & gfrhntdlm spnl` ta mraw yaurfetdvn-usnr-ofsn EA? praidt strnfg. Law dl ?265, tjn eagpfly spnlt $6:9 gdccdal al sfcns &gfrhntdlm fl` tjds dlvnstgnlt praùen` ?4% tatfc eagpfly rnvnlun mrawtj. Ua jaw guejmrawtj wauc` $6?2 gdccdal mnt yau1 >-6>%1 Pjft wauc` on garn tjfl nlaumj di yau caahn` fttjn fetdvn-usnr-EA? praidts ai $66? gdccdal fs f mrawdlm flludty.

Dl atjnr war`s, wjdcn Ua`fstrnfg gfy lat caah tjft ejnfp ta`fy al lnwcy-cawnrn` MFFR NRU,dt caahs vnry ejnfp di yau fsh yaursnci jaw guej yau frn pfydlm iar tjn iuccy-tfxn` nfrldlms aitjn fetdvn usnr EA? nxejflmn ousdlnss. Pjds snngs cdhn f garn suostfltdvn ousdlnss onefusn wnfcrnf`y hlaw tjnsn usnrs cdhn tjn praùet, fl` onefusn EA? nxejflmn jfs vnry jdmj ofrrdnrs tanltry. Ua tjn onfrs eauc` on rdmjt tjft tjds eagpfly lnvnr mnts vnry odm (wn `dsfmrnnout kustiar frmugnlts sfhn), fl` tjn rnpcy ta tjn onfrs ds sa wjfttjnl wn frn mnttdlm f ofrmfdl al fpraidtfocn, mrawdlm ldejn ousdlnss wdtj jdmjnr ofrrdnrs ta nltry.Latn tjft Ua`fstrnfg jfs mrawldts tatfc Ua`fgfhnr sfcns nfej ynfr fl` tjds ynfr sac` 0.0 gdccdal lnw alns. Di jfci ai tjnsnpurejfsnrs oneagn fetdvn usnrs, tjft sjauc` on garn tjfl nlaumj ta aiisnt fly ejurl ai tjn fetdvnusnr ofsn. Dl ifet, Ua`fgfhnr sfcns eauc` `necdln ta ?-5 gdccdal fl` tjn fetdvn usnr papucftdaleauc` ealtdlun ta mraw ldency.

Fs f erass-ejneh ta tjn vfcun wn snn dl tjn ousdlnss, wn sfd` suppasn Ua`fstrnfg wnrn f prdvftnousdlnss fl` wn awln` fcc tjn sjfrns fl` wn `ned n` wn `d` lat lnn` ta mraw ?4% out wauc` onsftdsidn` wdtj f cawnr mrawtj rftn (fmfdlwn frn tfchdlm àwlsd`n senlfrdas jnrn). ]dtj ?6.0gdccdal sjfrns autstfl`dlmnvnry 62% rnùetdal dl sfcns & gfrhntdlm trflscftns ta $2.:= aiapnrftdlm praidt pnr sjfrn, ar foaut $2.=2 ai NRU. Uuppasn wn oncdnvn` tjft wn eauc` eut sfcnsfl` gfrhntdlm oy 02% ta $66? gdccdal fl` stdcc mraw tjn ousdlnss oy ~62% pnr ynfr, aur iuccy-tfxn` NRU fitnr suotrfetdlm sjfrn-ofsn` eagp wauc` on foaut $0.=2 pnr sjfrn, rftjnr tjfl tjneurrnlt praidts ai fraul` $?.22, dgpcydlm f guctdpcn ai :.0x NRU. ]auc` yau pfy :.0x nfrldlmsiar f praidtfocn ousdlnss wdtj ofrrdnrs ta nltry mrawdlm oy 62%1

Fmfdl, wn wflt tjng ta hnnp dlvnstdlm dl sfcns & gfrhntdlm ta efpdtfcdzn al tjndr idrst-gavnrf`vfltfmn fs guej fs passdocnwn frn dl tjds onefusn wn tjdlh dt wdcc on f guej odmmnr

eagpfly dl f inw ynfrsjawnvnr, D àuot tjft gfly vfcun dlvnstars frn tjdlhdlm foaut tjnàwlsd`n senlfrda dl tjn wfy wn frn, fl` D tjaumjt D wauc` pfss dt fcalm onefusn dt jncpn` us mntavnr tjn jur`cn al tjds aln (`nspdtn tjn ifet tjft wn frn lat surn tjn staeh jfs oattagn` ynt, outwn frn caahdlm f inw ynfrs aut).

RUD fg madlm ta tjn DJF trf`n sjaw dl Ejdefma al tjn 6:tj. Unldar gflfmngnlt wdcc on tjnrn,fcalm wdtj lnw HdtejnlFd` sa`f gfhnr fl` tjrnn lnw cdlns ai Ufgsulm rnirdmnrftars pawnrn` oyUa`fUtrnfg, wjdej wdcc cfulej dl Harnf, Fustrfcdf fl` 6? Nurapnfl eaultrdns tjds ynfr (sagnqudeh gftj summnsts tjft nvnry >22,222 ai tjasn Ufgsulms tjft mnt pcfen` mcaofccy eauc` onwartj $?> enlts pnr sjfrn ai NRU ta Ua`fstrnfg dl f inw ynfrs fssugdlm twa rnidccs pnr ynfrsagntjdlm ta hnnp fl nyn al.

Uurvny _nsuctsCfstcy, D wflt ta rnvdnw tjn rnsucts ai tjn survny, wjdej ds fttfejn` (ecdehjnrnta snn tjn survnyfs dt fppnfrn` alcdln). Oniarn àdlm sa, jawnvnr, D wflt ta on ecnfr tjft, wjdcn D jf` f irdnl` wjads dl tjn survny ousdlnss rnvdnw dt, dt ds jdmjcy ulsednltdide. Fgalm atjnr dssuns, tjn sfgpcn sdznds vnry sgfcc fl` tjn rnspal`nlts frn lat rnprnsnltftdvn ai tjn ^.U. papucftdal. Out fitnr rnf`dlmtjn jul`rn`s ai eaggnlts fl` tjn ealsdstnlt flswnrs ta tjn hny qunstdals, D oncdnvn tjft tjngfkar idl`dlms ai tjn survny frn cdhncy vfcd`.
https://www.surveymonkey.com/s/F7JGNVRhttps://www.surveymonkey.com/s/F7JGNVRhttps://www.surveymonkey.com/s/F7JGNVRhttps://www.surveymonkey.com/s/F7JGNVR


8/51

-:-

Iar fl dl-`nptj flfcysds ai tjn survny rnsucts, Dg madlm ta turl ta flatjnr irdnl`, wja snlt gntjn iaccawdlm eaggnlts;

D tjdlh tjn sfgpcn snt ds praofocy oraf`cy rnprnsnltftdvn ai usfmn. D tjdlh tjn alcy shnw wjnl dteagns ta usfmn ds tjft gy mut tnccs gn (fl` tjds survny wdtj tjds sfgpcn snt ealidrgs) tjftspfrhcdlm wftnr/snctznr usnrs ejurl aii tjndr gfejdlns ifr cnss tjfl pnapcn wja ouy dt ta gfhnsa`f. D tjdlh yaur wjdtn fl` wnfctjy mraup gfy jfvn f jdmjnr pnrenltfmn ai spfrhcdlm wftnr`rdlhnrs tjfl tjn mnlnrfc papucftdal fs f wjacn. Idrst, dt ds wncc-àeugnltn` tjft rdejnr pnapcnjfvn onnl garn prafetdvn dl gfhdlm jnfctjy cdinstycn f`kustgnlts (cawnr rftns ai sgahdlm,aonsdty, fl` kulh iaa` ealsugptdal - dlecu`dlm sa`f). Uneal`, Knws jfvn f jnrdtfmn ai `rdlhdlmsnctznr fl` gfhdlm dt ft jagn (wn usn` ta jfvn sagn ac`-ifsjdaln` ealtrfptdal wjnl D wfs fhd`). D fg munssdlm yaur `ftfofsn ds garn tjfl ?% Knwdsj. Pjdr`, pnapcn wja trfvnc ar nft aut dllden pcfens frn garn fpt ta on spfrhcdlm wftnr `rdlhnrs - dt's garn papucfr dl Nurapn fl` fcc tjnldenr rnstfurflts dl LTE fl` sdgdcfr Û urofl edtdns try ta upsncc yau ta Rnccnmrdla. Ua tjnrneauc` on f odfs ta snctznr vnrsus sa`f usnrs dl yaur sfgpcn snt, wjdej wauc` onlnidt usfmn. Out Dstdcc tjdlh dt ds `drnetdalfccy feeurftn.

Oy tjn wfy, dt ds qudtn rnfssurdlm tjft tjn ]nst Oflh tjdlm `d`l't eagn up garn dl tjn survny

sdlen yau wnrn paccdlm f garn nùeftn`/dliargn` mraup tjfl tjn mnlnrfc papucftdal. D fg lat fsdliargn` al Dsrfncd pacdtdes fs gfyon D sjauc` on, out gy snlsn irag tjn Ua`fstrnfg Dlvnstar@fy fl` rnf`dlm sagn lal-idlfledfc frtdecns ds tjft Ua`fstrnfg pfys eagpntdtdvncy fl` trnftspnapcn wncc dl tjndr ifetary, fl` rnmucfrcy pragatns lal-Knws dl tjn ifetary. Tau efl frmunwjasn cfl` dt ds, out di tjny frn ondlm fl ntjdefc ngpcaynr fl` pfydlm wncc dl fl frnf tjft suiinrsirag pavnrty fl` ulngpcaygnlt, D àl't snn wjft tjn praocng ds. Out dt's fcwfys onnl ladsn dl tjnofehmraul` iar tjn staeh.

]jft's ifsedlftdlm jnrn ds tjft tjn gfdl sjart tjnsds - dt's f if` fl` pnapcn wja usn dt stap usdlm dt- ds ifdrcy `noulhn` oy tjds. Pjnrn frn ai eaursn atjnr dssuns tjft eagn up, out tjn gfdl aoknetdalD jnfr ta tjn eagpfly ds lat vfcd`ftn` oy tjnsn rnsucts.

Rasdtdvns Rnapcn wja mnt gfejdlns cfrmncy hnnp usdlm tjngtjn onfr tjnsds tjft tjny nl` up eaccnetdlm

ùst fitnr f inw galtjs àns lat jac` wdtj tjnsn rnsuctsa 9=% ai rnspal`nlts wja jf` f gfejdln sfd` tjny usn dt tjn sfgn ar garn vnrsus aln

ynfr fmaa >>% ai rnspal`nlts wdtj f gfejdln frn wjft D wauc` efcc jfrèarn usnrstjny usn dt

`fdcy ar nvnry atjnr `fyfl` flatjnr 6:% usn dt ft cnfst wnnhcya Rnapcn wja frn jnfvy snctznr `rdlhnrs snng vnry wn``n` ta fl` ulcdhncy ta qudt iar

fly rnfsaltjds ds lat surprdsdlm mdvnl tjn pnrsdstnlen fl` ùrfodcdty ai rnsucts tjfttjn eagpfly jfs sjawl dl Nurapnfl gfrhnts wjnrn tjny jfvn f calmtdgn prnsnlen(Nurapn ds garn ai f spfrhcdlm wftnr gfrhnt tjfl tjn Û)

a Pjnrn wfslt f tal ai tfch foaut tjn lavncty wnfrdlm aii dl tjn eaggnlts fl` wfsalcy tjn prdgfry rnfsal iar ?2% ai tjasn wja qudt usdlm tjndr gfejdln, fctjaumj dtwfs f prdgfry ifetar iar 0?% ai pnapcn wja rnspal`n` usdlm tjn gfejdln cnss ynfravnr ynfr, out sdlen tjny frn alcy 6/5 ai awlnrs, dts alcy 60% ai pnapcn wja awl dtout stfrt usdlm dt cnss onefusn ai cass ai lavncty

@nenlt ul`nrstfl`dlm fgalm rnspal`nlts ai tjn praùets vfcun prapasdtdal; jdmj eastsfvdlms al tjn spfrhcdlm wftnr sd`n, ealvnldnlen, jnfctj, nlvdralgnltfc mrnnllnss

Onttnr orfl` rneamldtdal tjfl D wauc` jfvn nxpnetn` fs wncc (:0% fd`n` fwfrnlnss, ft cnfst dltjds sfgpcn snt)


9/51

-4-

Unfsaln` usnr ofsn rnspal`dlm=5% ai tjn pnapcn wja sfd` tjny usn` dt jfvn jf` tjndrgfejdln 9% vnry cdhncy, ?>% sagnwjft cdhncy Ifdr fgault ai apnllnss ta mnttdlm aln fgalm lal-awlnrs; 4% wdcc `nidldtncy ar praofocy

mnt aln, ??% gfyon wdcc mnt aln

Uaul`s cdhn guctdpcn usnrs wdtjdl tjn jausnjac` Ynry cdttcn gnltdal ai tjn pacdtdefc dssuns surraul`dlm tjndr ]nst Oflh gfluifeturdlm

ifedcdtdns

Lnmftdvns

Cats ai tfch foaut f sneucfr gavn fwfy irag `rdlhdlm sa`f iar jnfctj rnfsals. Pjds ds wncc-àeugnltn` fl` fl dssun iar Eahn fl` Rnpsd pnrjfps garn tjfl Ua`fstrnfg, mdvnl dts sgfccgfrhnt sjfrn. D fcsa tjdlh tjn ifet tjft tjds survny shnws wnfctjy gfhns dt avnrstftn jawqudehcy pnapcn frn foflàldlm sa`f fs f eftnmary.

Of` innòfeh al Ua`fstrnfgs eacf icfvarlat f surprdsn Cfeh ai fwfrnlnss ai tjn fvfdcfodcdty ai tfsty lal-eacf icfvars (dl gy apdldal fl` tjft ai

atjnrstjny ecaln @r. Rnppnr, raat onnr, mdlmnr fcn guej onttnr tjfl tjny gdgde Eahn ar

Rnpsd) Lat taa guej pusjofeh al gfejdln prden, out tjnrn wfs sagn pusjofeh al EA? prden EA? nxejflmn lnn`s ta on garn ealvnldnlt Hdtejnl eaultnr ds fcrnf`y eraw`n` fl` tjds ds f jnf`wdl`draldefccy, f Ua`fstrnfg sjauc`

jfvn pfrtdeucfr fppnfc ta urofl fpfrtgnlt `wnccnrs (la mfrfmn, ofsngnlt ar nxenss spfen iarstardlm oattcns), out tjnsn frn tjn sfgn pnapcn wja jfvn cdgdtn` rnfc nstftn al tjn hdtejnleaultnr

Pjn hdtejnl eaultnr ondlm eraw`n` ds madlm ta on f praocng iar Hnurdm Eac` taa, ulcnss tjnygflfmn ta eagn aut wdtj f Hnurdm Jat & Eac` gfejdln, wjdej D dgfmdln tjny frn warhdlmalout dt saul`s cdhn tjft ds fl nvnlt iar wfy onyal` ?26> fl` wauc` eagn wdtj f prden tfmwncc avnr $?22

Appartuldtdns Gfly pnapcn edtn` dlealvnldnlen ai nxejflmdlm EA? fs tjn prdgfry `rfwofehdi tjny efl

erfeh tjn mraenry ar `rum ejfllncs, tjds wdcc mnt sacvn`. Pjnrn gfy on f survny odfs jnrnonefusn ]fcgfrt fl` Pfrmnt jfvn EA? nxejflmn fl` frn irnqunltcy vdsdtn` `nstdlftdals. DlLTE, yaur aptdals frn garn cdgdtnÒn` Oftj & Onyal`, Utfpcns, Onst Ouylaln aiwjdej frn pfrtdeucfrcy ealvnldnlt

Pjnrn ds `nidldtncy fl dssun wdtj icfvar feenptflen, nspnedfccy dl eacf. Garn orfl`n` `nfcs(cdhn Haac Fd`, ]ncejs, EaultryPdgn, nte.) wauc` jncp tjdsfs wauc` onttnr gfrhntdlmfraul` tjndr lal-eacf icfvars (wjdej D tjdlh frn garn eagpntdtdvn). Fcsa, wdtj tjn lugonr aipnapcn edtdlm jnfctj ealenrls foaut sumfr fl` frtdidedfc swnntnlnr ealsugptdal, tjn calmtfchn` foaut out ynt ta ngnrmn stnvdf-swnntnln` praùet wauc` on maa` ta snn

@ngfl` iar `dsjwfsjnr sfin oattcns fl` ldenr caahdlm oattcns snngs ta on tjnrn, tjny frneagdlm aut wdtj praùets idccdlm tjnsn lnn`s, sa di tjny mnt `dstrdoutdal tjnrn sjauc` on f`nenlt gfrhnt iar tjng

Fcc tjn gfrhntdlm ds fraul` gfhdlm sa`fspfrhcdlm wftnr ds f ldejn dl tjn Û vnrsus dtsoraf` ealsugptdal dl Nurapnout tjnrn gfy lnn` ta on garn gfrhntdlm/pfrfccnc gfrhntdlmniiarts ta rnfej pnapcn wja frn snctznr-alcy `rdlhnrsonefusn tjnsn pnapcn frn gast cayfcfl` usn f tal ai EA?. D tjdlh tjn ejfccnlmn iar tjds eagpfly ds tjny jfvn guctdpcn onlnidtstjft gdmjt fppnfc dl `diinrnlt wfys ta `diinrnlt ealsugnrs, fl` dt ds jfr` ta eagguldeftn taagfly onlnidts wdtjaut ealiusdlm pnapcn. Onlnidts 7 east sfvdlms, nlvdralgnltfc


10/51


11/51

Ua`fstrnfg Uurvny oy ]jdtlny Pdcsal

6 / 0:

54.4>% 6>>

92.2>% ?55

V6 @a yau eurrnltcy awl f Ua`fstrnfg1

Flsw nrn`; 5:: Uhdppn`; >

Patfc 5::

# Di la, out jfv n usn` aln dl tjn pfst, wjy a yau la calmnr usn dt; @ftn

Pjnrn frn la rnspalsns.

Tns (pcnfsn

shdp ta...

La (pcnfsn

flswnr...

2% ?2% 02% 92% :2% 622%

Flswnr Ejadens _nspalsns

Tns (pcnfsn shdp ta qunstdal >)

La (pcnfsn flswnr qunstdals ?-0, tjnl shdp ta 69)


12/51


? / 0:

6>.>>% 5=

>?.62% 6?0

5?.5>% ==

V? Jaw ifgdcdfr frn yau wdtj Ua`fstrnfg1

Flswnrn`; ?5: Uhdppn`; 6>>

Patfc ?5:

Lat ft fcc

F odt

Ynry

2% ?2% 02% 92% :2% 622%


Lat ft fcc

F od t

Ynry


13/51


5 / 0:

?9.06% 96

06.44% 4=

??.2:% >6

0.=9% 66

0.=9% 66

V5 Jaw cdhncy frn yau ta ouy fUa`fstrnfg1

Flswnrn`; ?56 Uhdppn`; 69?

Patfc ?56

# ]jy ar wjy lat1 @ftn

6 P rydlm ta c dvn f jnf ctj dn r c dinstycn fl` wfl t ta e ut sa`fs au t ai g y ifg dc y's d nt. ?/6>/?260 > ;56 RG

? `alt rnfc cy rdlh sa`f, out a c d hn efroalftn` wftnr, out a lat c d hn j dmj prden a i d t. ? /66/?260 6 ;>9 FG

5 Cnss ealvnldnlt (efrt rd`mn rn id c cs, n te ) fl` garn nxpnlsdvn tjfl a tjnr f ctnrlftdvns. ? /0 /?260 66;5: FG

0 D al't rdlh sa`f. ?/?/?260 62;>5 FG

> D'g lat dl lnn` ai efroalftn` wftnr 6/??/?260 9;2> RG

9 ]n jf` f supnr idctnr dlstfccn` dlta aur hdtejnl sdlh tjft wn ejflmn nvnry 9 galtjs. Fcc wn usn ds f

wftnr idctnr. Efroalftdal ds lat f prdardty.

6/??/?260 6;>0 RG

= Lat nlaumj eaultnr spfen, taa guej stuii. Cdhn tjn d`nf tjft sa`f efl on jnfctjdnr, out la aln dl

jausnjac` `rdlhs sa`f vnry guej law. ]n gdmjt purejfsn wjnl hd`s frn ac`nr, di dts f wfy ta hnnp

tjng aii sumfry sa`f.

6/??/?260 62;05 FG

: D snc`ag jfvn f lnn` iar sa`f-wftnr 6/??/?260 6?;54 FG

4 gy ifgdcy ansl't rdlh sa`f 6/?6/?260 =;0? RG

Iar surn wdcc

lat

Rraofocy lat

Gfyon

Rraofocy wdcc

Iar surn wdcc

2% ?2% 02% 92% :2% 622%


Iar surn wdcc lat

Rraofocy lat

Gfyon

Rraofocy wdc c

Iar surn wdcc


14/51


0 / 0:

62 prninr gdlnrfc/sprdlm wftnr tjfl efroalftn` tfp wftnr 6/?6/?260 =;24 RG

66 Dt ànsl't tfhn gfly oattcns ai efroalftn` wftnr oniarn tjn dlvnstgnlt pfys aii. ]n ouy f oattcn ai

spfrhcdlm wftnr foaut 6-?x/galtj.

6/?6/?260 >;5? RG

6? D snn la lnn` iar dt. 6/?6/?260 0;?4 RG

65 D alt c dhn efroalftn` wftnr 6/?6/?260 5;>9 RG

60 D cdhn efroalftn` wftnr fl` aeefsdalfccy spnl` galny al oattcns ai dt dl starns sa tjds wauc` on f

ejnfpnr calmtnrg aptdal.

6/?6/?260 6?;04 RG

6> Unctznr ds vnry ejnfp, iar aln tjdlm. Iar flatjnr, D jfvn f orfl`/icfvar D rnfccy cdhn fl` D àuot Deauc` onttnr dt.

6/?6/?260 6?;26 RG

69 D eurrnltcy awl aln out D tjdlh tjn qufcdty ds cfehdlm. D fg lat surn di dt wnrn ta ornfh, tjft D wauc`

ouy flatjnr sa`f strnfg.

6/?6/?260 66;6= FG

6= Lat jnfctjy ta jfvn sa`f fraul` fcc tjn tdgn, ansl't snng wartj dt 6/?6/?260 62;5? FG

6: Dt eauc` on fl dlnxpnlsdvn fl` ealvnldnlt wfy ta gfhn snctznr. 6/?6/?260 62;6= FG

64 D cdhn tjn d`nf ai dt, out D fg ealenrln` tjft jfvdlm f garn ulcdgdtn` vfrdnty ai sa`f dl tjn jausn

wauc` gfhn gn `rdlh dt taa aitnl. D jfvn jnf ctj e alenrls.

6/?6/?260 4;>5 FG

?2 @al't wflt dl gy jausn 6/?6/?260 4;25 FG

?6 ]n jfvnl't ealsd`nrn` d t, out wn a rdlh f cat ai snc tznr, sa d t gdmjt gfhn nealdge snlsn 6/?6/?260 :;0= FG

?? Fcrnf`y jfvn aln. (out wn c dhn dt) 6/?6/?260 6;>4 FG

?5 East, nfsdnr ta kust mnt sa`f wftnr dl f starn 6/?6/?260 6;56 FG

?0 @dstrust fl` dsc dhn iaul`nr 6/?2/?260 62;5= RG

?> D à lat `rdlh sait `rdlhs ar efroalftn` wftnr. Lat surn dt wauc` snrvn fly purpasn dl gy jausnjac`. 6/?2/?260 4;06 RG

?9 Dt ds sagntjdlm tjft ds typdefccy mdvnl fs f mdit8 D hlaw vnry inw pnapcn wja jfvn fetufccy purejfsn`

dt iar tjngsncvns.

6/?2/?260 :;04 RG

?= Di dt ds f sacd` praùe t, wjy lat1 ]jft ds tjn prden ai f Ua`fstrnfg1 6/?2/?260 :;?> RG

?: ]jft's dts purpasn1 6/?2/?260 =;>6 RG

?4 D al't c dhn sa`f wftnr 6/?2/?260 =;29 RG

52 D à lat snn tjn lnn` ta gfhn gy awl sa`f wjnl D efl ouy sa`f ft tjn mraenry starn. Fcsa, D'g lat

f od m e alsugnr ai sa`f.

6/?2/?260 9;5? RG

56 D àl't lnn` f rnfsal ta `rdlh garn sa`f fl` wauc` rftjnr rdlh cnss fl` jfvn ta gfhn f ealsedaus

`ned sdal ai purejfsdlm f Eahn [nra nfej tdgn D jfvn aln.

6/?2/?260 0;5= RG

5? @al't rdlh sa`fs 6/?2/?260 6;>9 RG

55 Gy ifgdcy ansl't rdlh guej sa`f. 6/?2/?260 6;>6 RG

50 NYN_T pnrsal D hlaw tjft jfs aln ai tjnsn usn` dt iar f eaupcn wnnhs oniarn puttdlm dt al f sjnci

(lnxt ta tjn ornf` gfhnr, den ernfg gfhnr fl` eraeh pat tjft jfs lat onnl usn` dl ynfrs).

6/?2/?260 6?;>0 RG

5> à d rnfccy lnn` aln garn fppcdflen1 6/?2/?260 66;>: FG

59 hlaw tjft dt wdcc on usn` iar 52-42 `fys fl` tjnl lnvnr fmfdl fs tjn tflh idcc ds f pfdl fl` alcy f

inw rntfdcnrs tfhn tjng ofeh (OOO). Dt's cdhn tjn ornf`gfhnrs nvnryaln jf` dl tjn 42's, usn` tjng

alen fl` lnvnr fmfdl.

6/?2/?260 4;>5 FG

5= D cavn wftnr, dt ds gy prdgfry rdlh fl` wjnl fg ft f rnstfurflt D fcwfys mnt dt wdtj gn`dug ouoocns

f e jade n tjny aiinr dl tjn Eznej _npuocde . Jawnvnr ft jagn D fg sdgpc y sftdsidn` wdtj `rdlhdlm icft

wftnr aut ai gy irdm fl` tjds idctnrn` sa D k ust àl't wflt aln nxtrf fppcd flen al gy e aultnr tap tjft

D àl't tjdlh D wdc c on d lspdrn` fl` gatd vftn` ta usn `fdc y.

6/?2/?260 4;?: FG

5: Udlen D fcrnf`y jfvn aln, la lnn` ta ouy flatjnr. Di dt ornfhs D wdcc praofocy rnpcfen dt. Pjn alcy

àwl sd`n ds tjn `diideucty ai mnttdlm lnw `dspnlsnrs. Dt ds lat nfsy ta idl` f starn tjft D efl kust ordlm

tjn ac` fl` mnt tjn lnw ai tjn sdzn D wflt, fl` usdlm ^RU ds lat sagntjdlm D e aggal cy à.

6/?2/?260 :;>2 FG


15/51


> / 0:

54 D àl't cdhn sa`f fl` dt wauc` on flatjnr hdtejnl mf`mnt tjft wauc` on usn` ft idrst out tjnl pfehn`

fwfy al f ofeh sjncvn tfhdlm up prnedaus starfmn spfen!

6/?2/?260 :;05 FG

02 D a lat rdlh sa`f ft jagn. 6/?2/?260 :;?? FG

06 ]d in ans lat rd lh e fiind ln8 wflt ta c dg dt e jd c`rnls' e alsug ptd al ai sa`f. 6/?2/?260 =;>= FG

0? Ua`fs al't east f cat. Fl` frn of` iar yaur tnntj/jnfctj, sa D try ta c dgdt ealsugptdal. 6/?2/?260 6?;50 FG

05 D àl't tjdlh D lnn` f gfejdln tjft gfhns wftnr efroalftn`! D àl't `rdlh efroalftn` wftnr ar sa`f. 6/?2/?260 6?;6= FG

00 Icfvarn` frn scdmjtcy "aii" iar eacf. Fcsa f pfdl ta usn dt. Idlfccy, cfrmn qufltdtdns ma icft qudehcy. 6/64/?260 66;66 RG

0> Unngs cdhn f wfstn ai galny. 6/64/?260 :;09 RG

09 C dhn tjn d`nf a i ondlm focn ta e rnftn gy awl sa`fs. Lat surn d i D wd c c usn d t nlaumj. 6 /64/?260 : ;?2 RG

0= D kust c dhn dnt eahn, lat rnfccy caahdlm iar guctdpcn icfvars 6/64/?260 :;66 RG

0: Lat f odm sa`f rdlhnr 6/64/?260 9;2: RG

04 La dltnrnst 6/64/?260 >;0= RG

>2 La stralm lnn` iar sa`f wftnr 6/64/?260 0;>5 RG

>6 @al' hlaw flytjdlm foaut dt. 6/64/?260 0;02 RG

>? taa guej eaultnr spfen dl f sgfcc lye fpfrtgnlt. hdl` ai if``y1 6/64/?260 5;02 RG

>5 D al't c dhn rdlhdlm efroalftn` onvnrfmns. 6/64/?260 5;?9 RG

>0 D al't rdlh f cat ai efroalftn` rdlhs 6/64/?260 5;2? RG

>> Jfr`cy nvnr rdlh sa`f. 6/64/?260 ?;5: RG

>9 Irudt kudens fl` sa`f frnl't maa` iar gfly iachs 6/64/?260 ?;55 RG

>= D ul`nrstfl` tjft tjn EA? rnidccs frn hdl` ai prdeny. Ua`f ds fcwfys al sfcn fs f cass cnf`nr wjnrn D

cdvn, sa D'g lat surn D sfvn fly galny wjnl D efl ouy 5 twncvn pfehs iar $62. Jawnvnr, D à cdhn tjn

nlvdralgnltfc fspnets ai gfhdlm gy awl ft jagn wdtj cnss wfstn.

6/64/?260 ?;6: RG

>: @al't c dhn snc tznr ar jfvdlm ta ealeaet gy awl sa`fs. Pjn syrups snng ulfppntdzdlm. 6/64/?260 6;0? RG

>4 wn jfvn aln ft tjn aiiden, out di tjny taah dt fwfy, D' praofocy mnt gy awl. D àl't cdhn tjn tfstn ai

aur tfp wftnr fl` tjn ouoocy wftnr jd`ns tjn tfstn. D àl't usn fly ai tjn icfvars, tjny àl't tfstn

vnry maa`. Dl stnf` D gdx dl atjnr orfl`s ai icfvars (erystfc cdmjt, nte.)

6/64/?260 6;?2 RG

92 Di D jf` irdnl`s wja jf` aln fl` tjny rnfccy cavn` dt D praofocy wauc` ealsd`nr out jfvnl't jf` tjft

jfppnl ynt.

6/64/?260 6;6? RG

96 ]n ouy f cat ai efroalftn` onvnrfmns.. Out lat surn wn'` typn tfstn ai tjndr praùets.. Fl` àl't

wflt ta dlernfsn ealsugptdal `dnt sa`fs. D

6/64/?260 6?;0= RG

9? Efl't cdvn wdtjaut dt 6/64/?260 6?;0? RG

95 D'g dfontde, sa tjds ds foaut fs cdhncy fs sagnaln wdtj shdl eflenr ouydlm f jagn tflldlm

gfejdln!

6/64/?260 6?;59 RG

90 D c dhn efroalftn` wftnr fl` jfvn onnl tjdlhdlm foaut mnttdlm aln. 6/64/?260 66;5: FG

9> nfsdnr kust ta ouy tjn rnmucfr orfl`s nspnedfccy wjnl al sfcn. 6/64/?260 66;?: FG

99 @d`l't u 6/64/?260 66;6: FG

9= ]ja hlaws. D al't hlaw wjft dt ds. 6/64/?260 62;5> FG

9: ]n'rn lat odm dlta sa`f. 6/64/?260 62;55 FG

94 Mdggdehy/àl't wflt flatjnr nvden/fppcdflen dl tjn hdtejnl. 6/64/?260 62;55 FG


16/51


9 / 0:

=2 Pjndr gfejdlns frn gfssdvncy avnrwraumjt fl` kflhy. Pjny aiinl` tjn snlsns. Fcc ai tjng usn

pcfstde oa ttcns, nxenpt iar tjn g ast avnrprde n`, g ast avnrwraumjt ga`nc . P jny frn jumn, nxpnlsdvn,

fl` kust pcfdl stupd`. D fcsa jfvn la dltnrnst dl tjndr sneal`-rftn "icfvars." Iar fcc ai tjnsn rnfsals, D

prninr tjn tap-ai-tjn-cdln stfdlcnss stnnc DUD sa`f sdpjal iar $42, pcus 622 ai tjndr EA? efrtd`mns iar

foaut $=2. P jn DUD `nvden ds dlidldtnc y sgfrtnr, garn eagpfet, g f`n onttnr, nte. Dt snngs ta gn

tjft tjn Ua`f Utrnfg `nvdens gust alcy sncc ta pnap cn wdtj g arn `dspasfocn efsj tjfl eag gal

snlsn!

6/64/?260 62;56 FG

=6 D'g surn wjft dt àns, out D tjdlh dt's f sa`f icfvar f``dlm sart ai tjdlm ta gfhn yaur awl sa`f. D `rdlh

pcfdl snctznr wftnr sa fg lat caahdlm iar fly atjnr `rdlhs.

6/64/?260 4;>= FG

=? Pjnrn frn vnry inw hdtejnl fppcdflens tjft yau rnfccy lnn`. Dt wdcc sdt fl` tfhn up spfen fitnr tjnidrst 9 galtjs

6/64/?260 4;>? FG

=5 Fcrnf`y awl aln. 6/64/?260 4;04 FG

=0 D `rdlh f cat ai ecuo sa`f! Nfsdnr tjfl cummdlm f oulej jagn irag tjn mraenry. Lat f spnedide

fppcd flen tjf t D wauc` alcy usn alen dl fwjdc n (dn de n ernfg gfhnr!) tjds wdcc on usn` aitnl.

6/64/?260 4;04 FG

=> ]n frn trydlm ta rnùen aur dltfhn ai efrodlftn` onvnrfmns 6/64/?260 4;?5 FG

=9 lnvnr jnfr` ai dt 6/64/?260 4;?? FG

== Cavn lat efrrydlm sa`f irag starn 6/64/?260 4;6> FG

=: Irag tjn cdttcn d hlaw dt snngs cdhn f `nenlt wfy ta rnùen east ai rdlhs dl gy jagn (f tnnlfmnr

fl` yaulm ejd c`) fl` f cnss uljnfctjy fctnrlftdvn ta sa`fs.

6/64/?260 4;2= FG

=4 D fg lat ifgdcdfr wdtj jaw tjn praùet eagpfrns ta wjft ds eurrnltcy fvfdcfocn al tjn gfrhnt. 6/64/?260 :;>> FG

:2 La hd `s ft jagn8 nfsd nr ta ouy Rnc cd mrd la8 aln cnss fppcd fle n d l hdte jnl 6/64/?260 :;04 FG

:6 Unngs lavnc fl` iul out tjft D wauc`l't usn dt rnmucfrcy. D hlaw f cat ai pnapcn wja jfvn tjng out

alcy f jflìuc usn dt aitnl.

6/64/?260 :;09 FG

:? Ealvnldnlen fl` ta jncp rnùen gy efroal iaatprdlt. 6/64/?260 :;00 FG

:5 Lat vnry jnf ctjy, wauc` e rnftn ta guej feenss iar gy hd`s ta rnmu cfrcy rdlh sa`f. 6 /64/?260 : ;62 FG

:0 D c dhn tjn ealvnldnlen ai f pfehfmn` onvnrfmn. 6/6:/?260 66;69 RG

:> nxenpt iar fl aeefsdalfc efsn ai dnt eahn, wjdej alcy aln pnrsal dl tjn jausn `rdlhs, wn stdeh w

wftnr, snctznr, fl` AK dl tjn g arldlm (sagntdgns)...de n e aiinn fl` tnf....try ta fvad` tjn sumfr.

6/6:/?260 4;00 RG

:9 Pa sfvn $ al efroalftn` wftnr. Otw, wn jfvn f wjacn jausn idctnr. Gy `nsdrn ds ta gfhn surn tjft

tjn `rdlhs wn gfhn frn jnfctjy fl` vad` ai e jngde fcs (ejc ardln, nte). D wal`nr di tjny jfvn f

Ua`fstrnfg w Dtj f idctnr iar pnapcn wja à lat jfvn idctnrn` wftnr, ta fvad` f passdocn twa stnp

praenss.

6/6:/?260 4;24 RG

:= @al't rdlh sa`f. 6/6:/?260 :;04 RG

:: Cavn tjn gdx dt ordlms ta rdlhs. East niinetdvn. 6/6:/?260 :;56 RG

:4 D al't rdlh guej sa`f. 6/6:/?260 :;?? RG

42 Paa nxpnlsdvn fl` tfhns up taa guej spfen dl gy hdtejnl! 6/6:/?260 9;0> RG

46 Lat f ifl ai sa`f wftnr 6/6:/?260 9;59 RG

4? D fcrnf`y jfvn oaumjt 0. Fl` ouy tjng iar atjnr pnapcn. 6/6:/?260 >;5> RG

45 D wflt aln nspnrftncy, out dt's taa nxpnlsdvn rdmjt law. 6/6:/?260 >;?: RG

40 Jfvn ? 6/6:/?260 >;?9 RG

4> @al't hlaw wjft dt ds fl` fssugn dt jfs sagntjdlm ta à wdtj sa`f wjdej D àl't rdlh aitnl (al f

jnfctj hdeh)

6/6:/?260 0;5? RG

49 @al't snn tjn lnn` iar garn hdtejnl stuii 6/6:/?260 0;?2 RG

4= Paa guej sumfr iar tjn ejdc`rnl / lat jnfctjy 6/6:/?260 5;?9 RG

4: Lat nvnl surn wjft dt ds 6/6:/?260 5;29 RG

44 @al't. hlaw flytjdlm. foaut dt. Lnvnr jnfr` ai dt. 6/6:/?260 ?;>= RG


17/51


= / 0:

622 D c d hn sn ctznr, sa tj ds ds dltnrnst dlm ta gn, out D 'g lat surn d i D wflt flatjnr mf`mnt. 6 /6:/?260 ? ;>9 RG

626 wdcc onefusn D ma tjraumj efsns ai cferadx, gfyon wal't onefusn dt tfhns up spfen al tjn eaultnr. 6/6:/?260 ?;00 RG

62? ÛFMN.... Lavncty wnfrs aii. Ujfrpnr Dgfmn jf` f praùet cdhn tjds gfly ynfrs ofeh (f``

efroalftdal ta `rdlhs)8 dt wfs iul iar foaut f wnnh, tjnl wfs lnvnr usn` fmfdl. PFUPN.... ]auc`

rftjnr `rdlh Eahn avnr Rnpsd... efl't dgfmdln Ua`fstrnfg ds madlm ta à wjft Rnpsd efl't. EAUP &

DLEALYNLDNLEN.... Efroalftdal ds nxpnlsdvn fl` fvfdcfocn alcy dl sncnet starns D àl't rnmucfrcy

ma ta8 yau lnn` f spnedide efroalftdal `nvden iar tjds, wjde j efl't on nfsdc y mattnl ncsnwjnrn. (Dl

sagn ed tdns, yau e fl't nvnl mnt ta tjasn starns.) Tau àl't sfvn g uej galny d l tjn calm rul ùn ta

tjds nxpnlsn, fl` dt's dlealvnldnlt ta jfvn ta gfhn f spned fc trdp sagnwjnrn iar efroalftdal.

NLYD_ALGNLP LAP F RCÛ.... Lat madlm ta pfy g arn galny ar tdgn ar dle alvnldnlen (jfvdlmta ma ta sncnet starns D àl't largfccy sjap ft iar efroalftdal nxejflmns) iar nlvdralgnltfc

pacd tdef c e arrnetlnss ndtjnr.

6/6:/?260 ?;54 RG

625 D jfvn la d`nf wjft dt ds. 6/6:/?260 ?;55 RG

620 lnvnr jnfr` ai dt 6/6:/?260 ?;52 RG

62> D jfvn aln ft jagn, aln ft warh, fl` oaumjt aln iar f rncftdvn. 6/6:/?260 ?;64 RG

629 Ejnfpnr tjfl snctznr fl` dnt eahn oattcns pcus la cummdlm jagn 6/6:/?260 ?;69 RG

62= @a lat cdhn tjft gast ai tjn praùets ealtfdl Uuerfcasn wjdej D innc dsl't sfin. Dt dsl't pfrt ai f

jnfctjy cdinstycn ta `rdlh sa`f flywfy. D tjdlh dt ds if`, fl` D àl't hlaw flyaln wja awls aln.

6/6:/?260 ?;69 RG

62: D àl't c dhn tjn icfvars fl` D iaul` tjn gfejdln dii deuct/fllaydlm ta usn. Dt's fcsa qudtn cau`. 6/6:/?260 ?;66 RG

624 D al't hlaw wjft f Ua`fstrnfg ds! 6/6:/?260 ?;2= RG

662 Mrnft praùet! 6/6:/?260 ?;2> RG

666 àl't hlaw wjft dt ds ynt, out D'c c Maamcn snfrej dt fitnr tjds 6/6:/?260 6;>5 RG

66? D àl't wflt ta rdlh sa`f, fl` D al't efrn nlaumj foaut snctznr ta wflt ta gfhn dt iar gysnci. 6/6:/?260 6;>6 RG

665 La dltnrnst dl idzzy rdlhs dl tjn jagn. 6/6:/?260 6;5= RG

660 Lat fl nssnltdfc lnn`, fl` lat nlaumj dltnrnst...Rcus, D al't lnn` flatjnr hdtejnl fppcdflen! 6/6:/?260 6;59 RG

66> La usn iar suej f praùet 6/6:/?260 6;50 RG

669 Lat surn di D wflt flatjnr mf`mnt dl gy jausn 6/6:/?260 6;?: RG

66= àl 't rdlh sumfr cfen` onvnrfmns, out g dmjt ealsd`nr iar " icfvarn` wftnr" usfmn 6 /6:/?260 6 ;?= RG

66: Aur ifgdcy ansl't rdlh guej sa`f 6/6:/?260 62;>4 FG

664 Prydlm lat ta ealsugn sa`fs flygarn 6/6=/?260 4;09 RG

6?2 ]n try ta ealsugn fs cdttcn sa`f fs lnenssfry. 6/6=/?260 4;22 RG

6?6 Jfvnl't trd n` tjn qufc dty ai sa`f ynt. Lat f od m sa`f rd lhnr flywfys. 6/6=/?260 6;>5 RG

6?? @al't lnn` ouoocns dl gy wftnr. @al't wflt jagn gf`n sa`f. @al't wflt garn eaultnrtap ecuttnr. 6/6=/?260 6;59 RG

6?5 Lat fs prfetdefc 6/6=/?260 6;2> RG

6?0 Paa nxpnlsdvn. 6/6=/?260 6?;>> RG

6?> Prf`dtdalfc sa`f ds idln fl` ejnfp fcrnf`y. 6/6=/?260 6?;2? RG

6?9 P jd lh d t ds g arn ai f lavnc ty, lat rnfcc y f hd te jnl stfpcn d l gy apd ld al. 6/6=/?260 66;04 FG

6?= Gy wdin ealstfltcy rdlhs snctznr fl` D'` jfvn ta rul tjn LRY ai ouydlm aln ai tjnsn gfejdlns (fl`

utdcdzdlm prnedaus hdtejnl eaultnr spfen) vs. ouydlm f efsn ai efls nvnry wnnh.

6/6=/?260 66;06 FG

6?: ]n kust rdlh wftnr, gdch fl` f inw irudt kudens law fl` tjnl. 6/6=/?260 66;56 FG

6?4 D'g lat rdlhdlm sa`f lawf`fys, jfvdlm gavn` ta f ecnfl cdvdlm dnt dl wjdej tjn prdgfry onvnrfmn

ds wftnr.

6/6=/?260 66;?: FG

652 Ealvnldnlen Eaultnr Upfen Pdgn Pfstn 6/6=/?260 66;?6 FG

656 d cdvn dl f tdly pcfen law wdtj la raag, out wn frn gavdlm ta f cfrmnr aln tjds suggnr wdtj f odm

hdte jnl. gy wdin wdc c praofocy wflt aln fl` d walt' on appasn`.

6/6=/?260 62;>> FG


18/51


: / 0:

65? D àl't rdlh guej sa`f fl` wal't wflt gy hd`s ta stfrt `rdlhdlm f tal. D rnfcdzn law D'g fssugdlm

tjft sa`f strnfg jfs tjn sfgn jnfctj lnmftdvns fs starn oaumjt sa`f, out jfvnl't nvnr ealidrgn`

tjft.

6/6=/?260 62;09 FG

655 Gy irdnl`s wja jfvn tjng cavn tjng, sfvn galny, sfvn tdgn tjft wauc` on spnlt cummdlm

efroalftn` onvnrfmns irag tjn mraenry starn, fl` jncp tjn nlvdralgnlt (D tjdlh).

6/6=/?260 62;09 FG

650 Dt dsl't fs maa` fs purejfsn` sa`f, dt ernftns ullnenssfry gnss, fl` irag gy vfltfmn padlt ds guej

iar lavncty vs. prfetde fc fppcd flen wdtj utdc dty vfcun. D tjdlh dts al f vnry sjart iusn.

6/6=/?260 62;05 FG

65> @a lat ealsugn vnry gfly efroalftn` onvnrfmns. 6/6=/?260 62;54 FG

659 D fcrnf`y awl twa. 6/6=/?260 62;?4 FG

65= cdhn Eahn onttnr, àl't rdlh f tal ai sa`f, fl` dt's usufccy al tjn raf` rftjnr tjfl dl tjn jagn di D

à.

6/6=/?260 62;6= FG

65: Unngs cdhn taa guej niiart iar sagntjdlm yau efl ouy ft tjn starn nfsdcy, fl` sa`f dsl't nxfetcy f

jnfctjy praùet ta `rdlh.

6/6=/?260 62;24 FG

654 ]jy1 Gdmjt stfrt `rdlhdlm garn snctznr wftnr. ]jy lat1 Infr ai dt nftdlm up garn eaultnr spfen

eagpcnxdty ai `nfcdlm wdtj efrtrd`mn rnpcfengnlts.

6/6=/?260 4;>4 FG

602 La eaultnr spfen8 lat nealagdefc -- out D'` rdlh f cat garn snctznr di D jf` aln, fl` D cavn rdlhdlm

snctznr

6/6=/?260 4;>5 FG

606 Ua`f ds lat maa` iar aln 6/6=/?260 4;0: FG

60? prninr tjn orfl`s d fg ifgdcdfr wdtj 6/6=/?260 4;0> FG

605 Paa ousy ta iaac wdtj gfhdlm gy awl rdlhs 6/6=/?260 4;00 FG

600 Fcrnf`y jfvn aln 6/6=/?260 4;0? FG

60> D mfvn up sa`f fl` sumfry rdlhs. Out nvnl d i D st d cc `rflh sa`f, tjds ds kust.. . ugo. 6/6=/?260 4;0? FG

609 àl't rdlh sa`f 6/6>/?260 0;60 RG

60= lat guej ejnfpnr tjfl sa`f, garn warh, fl` sa`f ds tnrrdocn iar tnntj sa wauc` lat wflt ta gfhn dt

nfsdnr ta e alsugn d l aur jausnjac`

6/6>/?260 0;2= RG

60: @al't rdlh guej sa`f ar c dhn efroalftdal guej. 6/6>/?260 5;>0 RG


19/51


4 / 0:

V0 Di yau jfvn awln` f Ua`fstrnfg dl tjnpfst, wjy `a yau la calmnr awl/usn dt1

Flswnrn`; 52 Uhdppn`; 595

East

@d`l't cdhn

tjn...

Idzz ansl't

cfst

F jfsscn

rnpcfedlm tj...

D'g euttdlm

ofeh al gy...

Gfejdln orahn


20/51


62 / 0:

60.?4%

5

60.?4%

5

=6.05%

6> ?6

69%

0

?2%

>

90%

69 ?>

:.=2%

?

6=.54%

0

=5.46%

6= ?5

50.9?%

4

64.?5%

>

09.6>%

6? ?9

0?.56%66

5.:>%6

>5.:>%60 ?9

2%

2

2%

2

622%

?6 ?6

?2%

>

69%

0

90%

69 ?>

55.55%

4

6:.>?%

>

0:.6>%

65 ?=

# Eaggnlts/atjnr; @ftn

6 Jfvn lat awln` aln. ?/0/?260 66;5: FG

? Gy ac` raaggftn dl Mnrgfly fl` snvnrfc irdnl`s tjnrn jf` aln fl` swarn oy dt. D jfvn lnvnr inct

tjn lnn` iar aln fl` jfvn lnvnr gnt flyaln dl tjn ^U wdtj aln

6/??/?260 6;>0 RG

5 wn cavn` aur sa`fstrnfg pnlmudl, out tjnl trdn` ta rnturl f efrtrd`mn fl` ar nr f lnw aln. tjny

lnvnr sjawn` up ar ealtfetn` us, fl` ta on ifd r d mfvn up trydlm ta e allnet wdtj tjng . aut ai

efrtrd`mns, dt onefgn fl frtdifet.

6/?2/?260 >;2= RG

0 Jfvn lat awln` f Ua`fstrnfg dl tjn pfst. 6/?2/?260 6?;6= FG

> ]n iaul` wn sdgpcy d` lat usn dt fs guej fs wn tjaumjt dt wauc`. Icfvars wnrn AH, out lat mrnft. 6/64/?260 4;24 FG

9 Lnvnr awln` aln. 6/64/?260 4;2= FG

= @al't awl aln. 6/6:/?260 :;?? RG

Rrdgfry rnfsal Uneal`fry rnfsal Lat f rnfsal

Cast dts

lavncty

Dlealv nldnlt

2% ?2% 02% 92% :2% 622%

Rrdgfry rnfsal Uneal`fry rnfsal Lat f rnfsal Patfc

East

@d`l't cdhn tjn tfstn/icfvars

Idzz `ansl't c fst

F jfsscn rnpcfe dlm tjn EA? e frtrd`mn

D'g e uttdlm ofeh al gy avnrfcc ealsugptdal ai snctznr/sa`f

Gfe jdln orahn

Cast dts lavncty

Dlealvnldnlt


21/51


66 / 0:

: lnvnr awln` 6/6:/?260 ?;55 RG

4 Ds tjds tjft stuii yau efl f`` ta wftnr fl` mnt f sa`f1 6/6:/?260 ?;52 RG

62 D al't rdlh sa`f. Jfvnl't iar tjn cfst 62 ynfrs! 6/6:/?260 ?;2= RG

66 l/f 6/6=/?260 62;09 FG

6? Eaac hd` lavncty vfcun tjft wdcc idcc up aur cfl`idccs, pnrjfps sagn jfr earns wdcc ealtdlun ta usn dt

out D wauc` munss tjft ds f caw %.

6/6=/?260 62;05 FG

65 lat fppcd efoc n - lnvnr awln` aln, out D'vn trdn` d t ft f ird nl`'s jausn 6/6=/?260 62;6= FG

60 L/F, lnvnr awln` aln 6/6=/?260 4;>0 FG

6> Utdc c usn dt aeefsdalfccy, out ifdrcy dlirnqunltcy. 6/6=/?260 4;0? FG


22/51


6? / 0:

52.>0% >6

?5.4>% 02

6=.49% 52

0.64% =

4.>:% 69

>.44% 62

=.=:% 65

V> Jaw aitnl ds yaur Ua`fstrnfg usn`1

Flswnrn`; 69= Uhdppn`; ??9

Patfc 69=

Nvnry `fy

Nv nry atjnr `fy

Alen f wnnh

Nv nry atjnr

wnnh

Alen f galtj

F inw tdgns f

ynfr ar cnss

Lnvnr

2% ?2% 02% 92% :2% 622%


Nvnry `fy

Nvnry atjnr `fy

Alen f wnnh

Nvnry atjnr wnnh

Alen f galtj

F inw tdgns f ynfr ar c nss

Lnvnr


23/51


65 / 0:

6:.95% 52

60.?4% ?5

>0.99% ::

:.2=% 65

0.5>% =

V9 Jaw jfs yaur usfmn ejflmn` avnr tjnpfst ynfr (ar sdlen yau mat dt, di cnss tjfl f

ynfr fma)1

Flswnrn`; 696 Uhdppn`; ?5?

Patfc 696

# *Hny qunstdal* Di yaur usfmn jfs ejflmn`, pcnfsn tncc gn wjy; @ftn

6 garn oattcns fl` garn icfvars 6/6>/?260 5;59 RG

^sn` f cat

cnss (ma ta...

^sn` f odt

cnss (ma ta...

Foaut tjn sfgn

(ma ta qunst...

^sn` f odt

garn (ma ta...

^sn` f cat

garn (ma ta...

2% ?2% 02% 92% :2% 622%


^sn` f cat cnss (ma ta qunstdal =)

^sn` f odt cnss (ma ta qunstdal =)

Foaut tjn sfgn (ma ta qunstdal :)

^sn` f odt garn (ma ta qunstdal :)

^sn` f cat garn (ma ta qunstdal :)


24/51


60 / 0:

V= Di yau usn yau Ua`fstrnfg cnss tjfl dltjn pfst, wjy1

Flswnrn`; >5 Uhdppn`; 502

East

@al't cdhn tjn

tfstn/icfvars

Idzz ansl't

cfst

F jfsscn

rnpcfedlm tj...

D'g euttdlm

ofeh al gy...

Gfejdln orahn


25/51


6> / 0:

9.29%

?

6?.6?%

0

:6.:?%

?= 55

66.05%

0

??.:9%

:

9>.=6%

?5 5>

66.66%

0

69.9=%

9

=?.??%

?9 59

5=.>2%

6>

?=.>2%

66

5>%

60 02

?>.=6%4

:.>=%5

9>.=6%?5 5>

2%

2

5.65%

6

49.::%

56 5?

06.:9%

6:

52.?5%

65

?=.46%

6? 05

56.>:%

6?

56.>:%

6?

59.:0%

60 5:

# Pjds ds f _NFCCT dgpartflt quns dal, sa pcnfsn inn c irnn ta f ` f eaggnlt; @ftn

6 D aitnl stfrt f lnw oattcn di tjn ac` al jfs onnl apnln` garn tjfl alen fs tjn efrodlftdal niinet`ne rnfsns rftjnr qu de hcy.

6/?0/?260 0;>: RG

? Pjds ds gy wdin's usfmn pfttnrl (sjn jfs ? ai tjnsn gfejdlns). Ujn wfs usdlm oatj irnqunltcy iar

snctznr, fs sjn jf` hdehn` jnr efiindln f``detdal iar f wjdcn. _nenltcy jawnvnr sjn's onnl `rdlhdlm

den` mrnnl tnf dlstnf` sdlen sjn's ofeh al efiindln. Pjn sa`fstrnfg snctznr ds mrnft, out sjn prninrs

tjn tfstn ai aii-tjn-sjnci efiindlftn` onvnrfmns. D nxpnet jnr usfmn wdcc ma dl wfvns dlvnrsncy

earrncftn` wdtj jnr efiindln `npnl`nlen.

6/?5/?260 0;54 RG

5 D kust mat gdln, fl` usn dt ealstfltcy iar snctznr wftnr. 6/?6/?260 62;?= RG

0 Pjn Icfvars frn tnrrdocn fl` f wfstn ai tdgn. 6/?6/?260 66;6= FG


Cast dts

lavncty

Dlealv nldnlt

2% ?2% 02% 92% :2% 622%


East

@al't cdhn tjn tfstn/icfvars

Idzz `ansl't c fst

F jfsscn rnpcfe dlm tjn EA? e frtrd`mn

D'g e uttdlm ofeh al gy avnrfcc ealsugptdal ai snctznr/sa`f

Gfe jdln orahn

Cast dts lavncty

Dlealvnldnlt


26/51


69 / 0:

.

kust mnt dl tjn jfo dt ai ` rdlhdlm sagntj dlm ncsn. D jfvn jnfr` atjnr pnap cn sfy tjft dt casns sagn

lavncty.

9 wn cavn` aur sa`fstrnfg pnlmudl, out tjnl trdn` ta rnturl f efrtrd`mn fl` ar nr f lnw aln. tjny

lnvnr sjawn` up ar ealtfetn` us, fl` ta on ifd r d mfvn up trydlm ta e allnet wdtj tjng . aut ai

efrtrd`mns, dt onefgn fl frtdifet.

6/?2/?260 >;2= RG

= D jfvn ta gfhn f ealsedaus niiart ta trf`n tjn EA? efrtrd`mn, fl` D idl` D jfvnl't gf`n tjft niiart dl

f inw wnnhs.

6/?2/?260 0;>> RG

: Rraofocy f cdttcn odt snfsalfc -- D oaumjt dt dl tjn suggnr (ta gfhn gakdtas), usn` dt f oulej. @urdlm

wdltnr, D jfvnl't usn` dt guej sdlen wn frn `rdlhdlm jat `rdlhs, out D wdcc usn dt garn ùrdlm tjn

suggnr fmfdl (out praofocy lat fs guej fs cfst suggnr). Pjn lavncty jfs warl aii f cdttcn fl` tjn

uldt ds sagnwjft ouchy ta jfvn fraul` dl f e rfgpn` urofl hdte jnl.

6/?2/?260 ?;5> RG

4 Kust f ejflmn dl gy sejnùcn. D'g ft jagn cnss law tjfl D usn` ta on, sa D'g lat usdlm gy

sa`fstrnfg fs guej. D usn` ta gfhn sa`f wftnr wdtj `dllnr gast ldmjts, out law tjft D gavn` ofeh

ta LTE D àl't eaah `dllnr lnfrcy fs aitnl.

6/?2/?260 6;0? RG

62 Aur usfmn ds tjn sfgn nxenpt iar wjnl wn rul aut ai tjn efrtrd`mn. Dt efl sagntdgns tfhn sagn

tdgn ta mnt fraul` ta rnturldlm tjn ng pty efrtrd`mn fl` ouydlm a r ar nrdlm flatjnr..

6/?2/?260 6?;05 RG

66 Ua`fstrnfg ds mrnft. ]n alcy usn d t iar snc tznr. D t cnssnls aur ealsugptdal ai p cfst de . 6/?2/?260 66;25 FG

6? ]n frn usdlm dt tjn sfgn fgault, out sdlen tjny la calmnr pdeh up fl` rnpcfen tjn EA? efrtrd`mn,

wn jfvnl't iaul` fl fc tnrlftdvn tjft ds tjn sfgn prde n ar fs ealvnldnlt.

6/?2/?260 4;>2 FG

65 Utd cc usn d t e casn ta tjn sfgn fgault, out k ust rne nltc y e ut ofe h scd mjtcy 6/64/?260 66;04 RG

60 Dt ds gy 62 & 65 yr ac` `fumjtnrs (4 & 6? wjnl tjny rnendvn` dt iar Ejrdstgfs) fl` tjny usn` dt vnry

gue j iar f inw wnnhs, tjnl aee fsdalfc cy fl` alcy rfrncy. D'g lat surn nxfetc y wjy tjn ifcc aii

aeeurrn`.

6/64/?260 66;6> RG

6> @a lat awl. 6/64/?260 :;09 RG

69 ]n kust al't tjdlh foaut usdlm dt c dhn wn usn` ta. 6/64/?260 9;6> RG

6= D iaul` aut tjft Ua`fstrnfg jf` JV dl fl Dsrfncd snttcngnlt fl` wfsl't eagiartfocn suppartdlm tjn

eagpfly flygarn.

6/64/?260 6;>? RG

6: Mat dt onefusn gy wdin wfs jaahn` al snctznr, oaumjt cats ai oattcns ai rfsponrry icfvarn` irag

supnrgfrhnt. Ua D tjaumjt dt wfs wartj f try ta mnt f jagn uldt fl` fvad` efrrydlm fcc tjasn oattcns

irag tjn gfrhnt. Out sjn trdn` dt f eaupcn td gns fl` stappn`. Lat idzzy nlaumj, taa gue j ai fjfsscn, tjn prnssurdzftdal fl` EA? efrtrd`mns irnfhn` jnr aut f odt, kust nfsdnr ta ouy tjn oattcns.

6/64/?260 66;6: FG

64 ]n usn aur sa`f strnfg nxecusdvncy iar snctznr. ]n usn dt wjnl wn wflt snctznr - sa la rnfc sednlen

ta jaw aitnl wn usn dt. Rraofocy garn dl tjn suggnr fl` cnss dl tjn wdltnr. Rraofocy usn` dt garn

iar tjn lavncty wjnl wn idrst mat dt -- out fs D sfd` wn rnfccy usn dt wjnl wn wflt ouoocy wftnr.

6/64/?260 62;>0 FG

?2 ]n kust mat dt iar Ejrdstgfs, fl` alcy gy jusofl` jfs usn` dt sa ifr, out jn rnfccy c dhns dt. 6/64/?260 4;04 FG

?6 Dt lnvnr rnfc cy warhn` - d`l't rnp cd ef tn snc tzn r wf tn r wj de j d s wjy wn oaumj t d t. 6/64/?260 4 ;00 FG

?? PJN GA@NC d JFYN @ANUL'P _NCNFUN PJN OAPPCN YN_T NFUDCT ALEN DP DU "ID[[N@."

PJDU GFHN DP F JFUUCN

6/64/?260 :;>5 FG

?5 ]n jfvn mdvnl tjds tfsh ta aur cfzy ejdc`rnl fs f ejarn fl` tjny al't à dt. Maa` tjdlm wn al't

jfvn f àm tjny'rn suppasn` ta inn`.

6/64/?260 =;0> FG

?0 Icfvars tjft Ua`fstrnfg mdvns yau frn rnfccy of` Alns D f`` D mnt f c d ttcn tdrn` ai fitnr f wjdcn 6/6:/?260 4;2? RG

?> ]n al't jfvn eaultnr spfen, sa wn jfvn ta hnnp dt dl f eupoafr` 6/6:/?260 5;5: RG

?9 D tjdlh tjn sa`f jfs fspfrtfgn, dt mdvns jnf`fejns fl` ds fetufccy cnss jnfctjy tjfl rnmucfr sumfr.

Onefusn ai tjn jnf`fejns, wn kust usn dt iar spfrhcdlm wftnr.

6/6:/?260 5;?> RG

?= D cdhn tjn praùet out irag f purn ealvnldnlen/vfcun stfl`padlt dt's taumj ta onft Eastea's ?0-pfeh

ai Eahn efls iar 3$62

6/6:/?260 ?;6> RG

?: Pjn gfejdln ds scdmjtcy tfccnr tjfl gy hdtejnl efodlnts sa dt efl't sdt ul`nr tjng cdhn gy Hnurdm. Dt

mnts put dlta tjn fppcd flen mrfvnyfr . Fcsa `d`l't rnfcc y cdhn tjn icfvars.

6/6:/?260 ?;20 RG

?4 lden iar cfrmn mftjnrdlms, 6/6:/?260 ?;25 RG


27/51


6= / 0:

. .

56 D'g lat nltdrncy surn wjy. Kust cast dltnrnst avnr tdgn. D snn dt tjnrn fl` tjdlh foaut dt out aitnl al't

oatjnr.

6/6:/?260 6;5: RG

5? D cavn tjn mcfss oattcns al gy gfejdln, out gy gfejdln caahs cdhn f pnlmudl fl` ds lat fs nfsy ta

apnrftn fs tjn lnw onfutdiucc y `nsdmln` g fejdlns. D wflt tjn lnw onfutdiucc y `nsdmln` g fejd ln ta

on focn ta usn mcfss oattcns (tjny snng garn sfldtfry, fl` D efl wfsj tjng dl tjn `dsjwfsjnr).

6/6:/?260 6;59 RG

55 ]n usn dt dl tjn suggnrtdgn fl` wjnl wn jfvn munsts ta `dllnr. ]n'rn nltnrtfdldlm cnss, sa tjnrn

yau ma.

6/6:/?260 6;5> RG

50 ]n prninr tjn eaggnredfc sait rdlhs 6/6:/?260 66;59 FG

5> Gy wdin fetufccy usns dt fl` D fshn` jnr tjds qunstdal. Ujn kust snngs ta 'iarmnt' ta gfhn dt. Ujn sfys

sjn mans tjraumj wfvns ai usfmn.

6/6=/?260 6?;06 RG

59 D'cc on dltnrnstn` dl snndlm wjft rnsucts aut ai tjds. D'vn onnl caahdlm ft dt fs f sjart gysnci iar f ynfr

law, out tjn ifet tjft d t's fl Dsrfncd e agpfly jf` gn f cd ttcn fpprnjnlsdvn foaut jaw jfr` dt wauc`

on ta aok netd vncy uleavnr fly mrawtj irfu`. Eudsdlfrt ds fcsa eagdlm aut wdtj tjnd r awl ga`nc s fl`

icfvars, tjaumj fppfrnltcy cde nlsdlm Ua`fstrnfg tnejlac amy. Pjny wnrn àdlm cd vn `ngas ft

Gfey's dl Ejdefma dl Aetaonr.

6/6=/?260 66;?: FG

5= D innc cdhn dt ds dlealvnldnlt, tjft tjn eflldstnrs al't cfst calm, fl` tjft tjn praùet alen praùen`

ds warsn tfstdlm tjfl oattcn` snctznr.

6/6=/?260 66;6: FG

5: Dt ds f jfsscn ta jfl` wfsj tjn oattcns--efl't ul`nrstfl` wjy tjny efl't idmurn aut f wfy ta gfhn

tjng `dsjwfsjnr sfin!

6/6=/?260 4;06 FG


28/51


6: / 0:

>>.9?% 40

?>.00% 05

=.62% 6?

V: Di f irdnl` fshn` yau, jaw cdhncy wauc`yau on ta rneaggnl` tjft tjny mnt f

Ua`fstrnfg1

Flswnrn`; 694 Uhdppn`; ??0

Ynry cdhncy

Uagnwjft cdhncy

Lat sa cdhncy

Lat cdhncy ft

fcc

6 (Cawnst)

?

5

0

>

9

=

:

4

62 (Jdmjnst)

2% ?2% 02% 92% :2% 622%


Ynry cdhncy

Uagnwjft cd hncy

Lat sa cdhncy


29/51


64 / 0:

=.62% 6?

6.6:% ?

2.>4%

2% 2

2.>4%

2.>4%

2% 2

2% 2

6.6:% ?

2% 2

2.>4%

Patfc 694

Lat cdhncy ft fcc

6 (Cawnst)

?

5

0

>

9

=

:

4

62 (Jdmjnst)


30/51


?2 / 0:

V4 ]jft `a yau usn yaur Ua`fstrnfg iar1

Flswnrn`; 695 Uhdppn`; ?52

:6.>:%

6?0

66.6:%

6=

=.?0%

66 6>?

65.66%

69

5=.=2%

09

04.6:%

92 6??

?2.>6%

?0

:.>>%

62

=2.40%

:5 66=

# Eaggnlts; @ftn

6 Mrfpn irudt kuden sprdtznrs! 6/?0/?260 0;>: RG

? Cdvdlm dl LTE fl` ondlm f odm snctznr rdlhnr, tjds gfhns dt vnry nfsy ta lat jfvn ta efrry cats ai

oattcns ai snctznr jagn.

6/?5/?260 5;0> RG

5 raaggftn usns d t wd tj cngal ku den (jnr awl i cfvar), fl` vdsd tars aitnl usn d t iar snc tznr 6/??/?260 62;62 RG

0 Pjn fgault ai sa`f wftnr wn gfhn vfrdns al tjn wnftjnr. ]n gfhn guej garn `urdlm tjn wfrgnr

wnftjnr fl` iar tjn jacd`fys.

6/?2/?260 :;29 RG

Rrdgfry usn Une al`f ry usn @al't usn

Kust gfhn

snctznr

Gfhn snctznr

fl` gdx dt w...

Gfhn snctznr

fl` gdx dt w...

2% ?2% 02% 92% :2% 622%

Rrdgfry usn Uneal`fry usn @al't usn Patfc

Kust gfhn snctznr

Gfhn snctznr fl` gdx d t wdtj gy awl kud en/icfvar

Gfhn snctznr fl` gdx dt wdtj Ua`fstrnfg icfvar pfehs


31/51


?6 / 0:

> Gy jusofl` `rdlhs f CAP ai efroalftn` wftnr (up ta 0-9 6?az oattcns/`fy prn-sa`fstrnfg), wjdej ds

wjy wn oaumjt dt. Jn usns dt lnfrcy nvnry `fy iar tjn efroalftn` wftnr, fl` D usn dt vnry

aee fsdalfc cy ta gfhn "`dnt e ahn" wdtj tjn sa`fstrnfg "`dnt eahn" icfvar. ]n jfvnl't trdn` g fhdlm

flytjdlm spned fc, out wauc` tjdlh foaut dt dl tjn iuturn iar pfrtdns, nte.

6/?2/?260 6;09 RG

9 D jfvn usn` tjn i cfvar pfehs oniarn, out D 'g lat erfzy foaut tjng. D ' rftjnr i cfvar gy awl. 6/?2/?260 6;0? RG

= Rurejfsn` dt onefusn tjn sumfr/efcardns/earl syrup dl sa`f dsl't maa` iar gy hd`s. Dt's nfsdnr kust ta

lat jfvn sa`f ft fcc. D à cdhn pcfdl sa`f wftnr out dt's kust nfsdnr ta purejfsn sa`f tjfl rnpcfen tjn

ea?.

6/?2/?260 66;0: FG

: Pjndr icfvar pfehs wnlt strfdmjt dl tjn trfsj. D àl't hlaw f sdlmcn irdnl` ar ifgdcy gngonr wja jfs

usn` tjndr syrup. D usn lfturfc kudens (`fdcy) fl` gdx dl f mcfss - lat tjn oattcn. D àl't wflt ta put

fly kuden dl tjn oattcn fs dt wauc` mnt tjn oattcn `drty.

6/?2/?260 62;?6 FG

4 Gy jusofl` fl` D `rdlh snvnrfc mcfssns ai snctznr wdtj f spcfsj ai kuden nvnry fy. Nvnl aur ? ynfr

ac` cdhns dt.

6/?2/?260 4;>2 FG

62 l/f 6/64/?260 :;09 RG

66 D rdlh ? qufrts f fy. D cavn dt. 6/64/?260 0;0= RG

6? Pjn icfvar pfehnts frn mrass, out wn sagntdgns a gdx dt wdtj kuden iar oatj aursncvns fl` aur hd`s. 6/64/?260 6;>> RG

65 Pjn alcy icfvar pfehs D usn frn tjn gywftnr nssnlens. Pjn atjnrs ealtfdl fcc tjn mfrofmn tjft fly

atjnr sait `rdlh jfs.

6/64/?260 6;66 RG

60 Unn foavn eaggnlts 6/64/?260 66;6: FG

6> ]n usn` ta ouy f tal ai Rncdmrdla wftnr...gy wdin fl` hd`s cavn dt. Law wn kust gfhn dt ft jagn. ]n

fetufc cy sfvn f inw jul`rn` àccf rs nfej ynfr pcus wn innc onttnr foaut lat jfvdlm fc c tjn oattcns

fraul`.

6/64/?260 62;0= FG

69 D c dhn fcc-lfturfc, sa D usn rnfc cngal kuden . 6/64/?260 62;?6 FG

6= icfvar pfehs UÊH 6/64/?260 62;24 FG

6: PJN ICFYA_ RFEHU F_N P_^CT YDCN 6/64/?260 :;>5 FG

64 ]n r pawnr usnrs - ft cnfst 0 oattcns/`fy 6/6:/?260 >;05 RG

?2 Fcsa usn d t iar gacneucfr mfstralagy purpasns--iar nxfgpcn, ta gfhn efroalftn` mrfpns 6/6:/?260 0;2? RG

?6 wjy pfy iar sa`f strnfg icfvars1 D kust gdx tjn snctznr wdtj sagn irudt ar irudt kude n. Dt snngs garn

lfturfc tjds wfy.

6/6:/?260 6;59 RG

?? _nmfr dlm qunstdal :--D wauc` jdmjcy rneaggnl` mnttdlm f Ua`fstrnfg ta flyaln wja eurrnltcy

`rdlhs snctznr ar sa`f ft jagn al f rnmucfr ofsds. Rfrtdeu cfrcy tjasn wja ouy ou ch snctznr. Iar tjasn

wja prdgfrdcy `rdlh wftnr ft jagn ar lal-efroalftn` onvnrfmns, dt wauc` lat gfhn snlsn.

6/6=/?260 66;06 FG

?5 Lnvnr oaumjt fly ai tjnd r ic fvars. Mat sag n irnn alns wd tj tjn g fe jd ln. 6/6=/?260 66;?> FG

?0 ]dcc praofocy nvnltufccy onmdl ta gdx dt wdtj gy awl kuden ta ernftn cngal/cdgn/mrfpnirudt spfrhcdlm

wftnr

6/6=/?260 66;24 FG

?> D trdn` tjn i cfvars twden fl` d`l't c dhn tjng. Out tjft wfs lnvnr tjn fttrfetdal iar gn. 6/6=/?260 62;29 FG

?9 D àl't rdlh sa`f fl` wftnr tfstns ocfl`. Unctznr ar snctznr + kuden ds rdlh ai ejaden law. 6/6=/?260 4;>4 FG


32/51


?? / 0:

V62 ]jy `a yau usn Ua`fstrnfg1

Flswnrn`; 6>> Uhdppn`; ?5:


Ufvn galny

Ealv nldnlen

D cdhn tjn

icfvar(s)

Ufvn starfmn

spfen

Nlvdralgnltfc

rnfsals

2% ?2% 02% 92% :2% 622%



33/51


?5 / 0:

.

>=

.

05

.

52 652

=?.99%

626

6=.?=%

?0

62.2=%

60 654

4.9?%

62

69.5>%

6=

=0.20%

== 620

?2%

??

?5.90%

?9

>9.59%

9? 662

0?.29%>5

50.4?%00

?5.2?%?4 6?9

# Eaggnlts/atjnr; @ftn

6 Jnfctjdnr tjfl largfc sa`f. 6/?5/?260 9;64 RG

? àl't usn d t onefusn ai tjn i cfvars, out wauc` lat usn d t d i D jf`l't iaul` i cfvars tjft D c dhn 6/??/?260 62;62 RG

5 Ufvns nlnrmy, fs D al't jfvn ta efrry wftnr irag tjn starn. 6/?6/?260 62;?= RG

0 Nfsdnr tjfl ouydlm / efrrydlm oattcns fcc tjn tdgn. 6/?2/?260 5;54 RG

> D tjrnw aut fcc tjn irnn icfvarn` syrups, iar jnfctj rnfsals. D nlkay rdlhdlm efroalftn` wftnr -- ndtjnr

al dts awl, ar ta gdx wdtj arflmn kuden. D fcsa usn dt ta gfhn gdxn` `rdlhs.

6/?2/?260 ?;5> RG

9 @al't jfvn ta jfuc oattcns irag tjn mraenry starn ta tjn efr, irag tjn efr ta tjn jausn, irag tjn

jausn ta tjn fcc ny al rneyecd lm `fys.

6/?2/?260 6?;09 RG

= D `rflh snvnrfc oattcns ai snctznr fdcy. Pjft's f cat ai wndmjt ta efrry jagn irag tjn starn fl` f cat

ai trfsj ta rneye cn.

6/?2/?260 62;?6 FG

: ]n rdlh garn snctznr tjfl wftnr. ]jy wauc` wn ouy dt1 ]n sfvn al tjn east ai tjn snctznr fl`

frnl't f``dlm flytjdlm ta tjn rneyec dlm systng, fl` àl't rnqudrn sjdppd lm oattcns ai efroaldzn`

wftnr fraul` tjn eaultry.

6/?2/?260 4;>2 FG

4 Dt's iul iar gy hd`s. 6/64/?260 66;6> RG

62 l/f 6/64/?260 :;09 RG

66 D nltnrtfdl f cat. Dt ds wal`nriuc ta jfvn snctznr al jfl` di rnqunstn`. Gfhns gn innc cdhn fl fgfzdlmjastnss. 6/64/?260 =;52 RG

6? stralmnr snctznr tjfl efl usufccy ouy - f sneal`fry rnfsal la lnn` ta efrry jnfvy oattcns - f

sneal`fry rnfsal

6/64/?260 0;2? RG

65 Flatjnr rnfsal; ta stfy j y rf tn` fl` jnf ctjy (Ua`fstrnfg rnpcfens sa`f ia r gn) 6 /64/?260 5 ;29 RG

60 ]n usn` ta ouy Rnccmrdla oy tjn efsn -- fl` tjds ds ejnfpnr fl` tfhns up guej cnss spfen. 6/64/?260 6;>> RG

6> @al't jfvn fcc tjasn efls ta nfc wdtj 6/64/?260 66;>> FG

69 Unn foavn eaggnlts 6/64/?260 66;6: FG

6= Ua`f efls fl` oattcns frn tjn ouchdnst fl` jnfvdnst tjdlms yau ouy ft tjn mraenry starn. Ua guej

nfsdnr lat ta jfvn ta sejcnp tjasn jagn irag tjn starn, put tjng fwfy, `dspasn ai tjn ngptdns nte.

Rcus, Di D wflt `d iinrnlt icfvar, D e fl jfvn dt rdmjt fwfy dlstnf` ai jfvdlm ta ma ta tjn starn.

6/64/?260 66;24 FG

6: ]n oaumjt tjn sa`f strnfg sa tjft wn wauc` la calmnr jfvn ta ouy oattcns fl` efls ai snctznr - sa

tjn nlvdralgnltfc dgpfet wfs tjn prdgfry rnfsal.

6/64/?260 62;>0 FG

64 Iul iar tjn hd`s 6/64/?260 4;0> FG

?2 Fvad` sejcnppdlm efsns ai pcfstde oattcns tjft mnt tjrawl fwfy. 6/6:/?260 >;05 RG

?6 Gfdl fppnf c ds ondlm f jnf ctj dn r eja den tjfl trf d tdalfc sa`f. Cnss sa`f, cnss sumfr. 6 /6:/?260 ? ;6> RG

?? La orfdlnr - sfvn tjn nlvdralgnlt, sfvn $ fl` efl rn-idzz icft oattcns. Paah gn fwjdcn ta ouy dt kust

ùn ta c feh ai tdgn - ale n D `d `, D wfs jaahn`.

6/6:/?260 ?;29 RG

?5 Dt's iul. Udlen ouydlm dt, dt jfs eagpcntncy rnpcfen` gy ealsugptdal ai orfl`n`/eflln`/oattcn`

sa`f, fl` d t jfs pfrtdfccy rnpcfe n` gy ealsugptdal ai pcfd l wftnr wdtj ouoocy wftnr

6/6=/?260 66;06 FG

Ealvnldnlen

D c dhn tjn ic fvar(s)

Ufvn starfmn spfe n

Nlvdralgnltfc rnfsals


34/51


?0 / 0:

?0 Lat surn - ardm dlfc cy D tjaumjt D prninr tjn snc tznr, out law tnl` ta c dhn pcfdl tfp wftnr 6/6=/?260 66;?0 FG

?> P jnd r oattc ns frn lat c frmn nlaumj!!... ft c nfst iar tjn mc fss oattc n g a`nc s 6/6=/?260 4;04 FG

?9 mdit 6/6>/?260 9;5: RG

?= Hd` tay 6/6>/?260 >;5? RG

?: Mdvns gn garn ealtrac 6/6>/?260 0;>: RG

?4 la sejcnppdlm ai jnfvy oattcns irag tjn supnrgfrhnt 6/6>/?260 5;0: RG


35/51


?> / 0:

V66 ]ja usns tjn Ua`fstrnfg dl yaurjagn1

Flswnrn`; 6>: Uhdppn`; ?5>

=>.6=%

66?

69.66%

?0

:.=?%

65 604

90.50%

:5

?2.69%

?9

6>.>2%

?2 6?4

55.9>%

5>

6=.56%

6:

04.20%

>6 620

>.6=%

5

65.=4%

:

:6.25%

0= >:

Rrdgfry usnr Uneal`fry usnr Lat f usnr

Gysnci

Gy spausn

Gy ejdc`rnl

Atjnr

2% ?2% 02% 92% :2% 622%

Rrdgfry usnr Uneal`fry usnr Lat f usnr Patfc

Gysnci

Gy spausn

Gy ejdc `rnl

Atjnr


36/51


?9 / 0:

66.99% 64

69.>9% ?=

5>.>:% >:

?6.0=% 5>

60.=?% ?0

V6? Jaw calm fma `d` yau idrst stfrt usdlmf Ua`fstrnfg1

Flswnrn`; 695 Uhdppn`; ?52

Patfc 695

]dtjdl tjn

pfst sdx galtjs

9-6? galtjs fma

6-? ynfrs fma

?-5 ynfrs fma

5 ar garn

ynfrs fma

2% ?2% 02% 92% :2% 622%


]dtjdl tjn pfst sdx galtjs

9-6? galtjs fma

6-? ynfrs fma

?-5 ynfrs fma

5 ar garn ynfrs fma


37/51


?= / 0:

>5.0?% :9

6?.0?% ?2

50.69% >>

V65 @d` yau purejfsn dt, `d` sagnaln ncsndl yaur ifgdcy purejfsn dt, ar wfs dt f mdit1

Flswnrn`; 696 Uhdppn`; ?5?

Patfc 696

D oaumjt dt

Uagnaln ncsn

dl gy ifgdcy...

Dt wfs f mdit

2% ?2% 02% 92% :2% 622%


D oaumjt dt

Uagnaln ncsn dl gy ifgdcy oaumjt dt

Dt wfs f mdit


38/51


?: / 0:

69.65% ?>

?0.>?% 5:

>4.5>% 4?

V60 @a yau tjdlh Ua`fstrnfg ds;

Flswnrn`; 6>> Uhdppn`; ?5:

Patfc 6>>

# F``dtdalfc eaggnlts al prdedlm; @ftn

6 Dt wfs f mdit irag gy idflen, sa D al't hlaw tjn prden. 6/?6/?260 62;?= RG

? D mat f maa` nfc ft Gfey's fraul` $=2 al xgfs nvn 6/?6/?260 6?;2= RG

5 D wauc` jfvn japn` tjft tjnrn wauc` on f mrnftnr prden `diinrnlen ontwnnl Irnsj@drnet fl`

Ua`fUtrnfg.

6/?6/?260 66;6= FG

0 `npnl`s al wjft stycn yau mnt fl` jaw aitnl yau usn dt. 6/?2/?260 >;>6 RG

> Out d lnvnr spnlt galny al snctznr oniarn ( d`l't rnfccy rdlh dt) 6/?2/?260 >;66 RG

9 Jfr` ta tncc onefusn D jfvnl't `aln tjn gftj al jaw guej tjn eflldstnr rnidccs sfvn vs. ouydlm

efroalftn` wftnr ft tjn starn.

6/?2/?260 ?;5> RG

= D mat aurs urdlm past-ejrdstgfs sfcn ft on` oftj & onyal`, fl` mat fl f``dtdalfc ?2% aii wdtj f

eaupal , wjdej D tjd lh oraumjt tjn idlfc p rden ta $:2. Udlen g y jusofl` stdcc fetufc cy prninrs tjn

tfstn ai atjnr ef roalftn` wftnrs, D praofocy wauc` lat jfvn oaumjt d t ft iuc c rntfdc east.

6/?2/?260 6;09 RG

: Easts ai rnpcfengnlt ea? frn nxjarodtflt. 6/?2/?260 66;?0 FG

4 Patfccy ulfwfrn ai prdedlm. 6/64/?260 66;6> RG

62 ea? rnid ccs sjauc` on ejnfpnr 6/64/?260 0;2? RG

66 `al't hlaw tjn prden fs dt wfs f mdit 6/64/?260 5;62 RG

6? D jfvn foaut fs ofsde ai f ga`nc fs yau efl mnt - dt's onnl wartj dt, out dt's jfr ta oncdnvn tjn

tnejlac amy fl` oattcns frn wartj wjft D pfd `

6/64/?260 5;29 RG

65 Dt's paarcy oudct 6/64/?260 ?;?9 RG

60 Out efrtrd`mns frn taa nxpnlsdvn 6/64/?260 ?;25 RG

Rrden` taa

jdmj iar wjf...

F ofrmfdl iar

wjft yau mnt1

Rrden` foaut

rdmjt iar wj...

2% ?2% 02% 92% :2% 622%


Rrden` taa jd mj iar wjft yau mnt1

F of rmfdl ia r wjft yau mnt1

Rrden` foaut rdmjt iar wjft yau mnt1


39/51


?4 / 0:

6> Eagpfrn` ta wjft wn usn` ta pfy iar oattcns, dt ds f ofrmfdl. 6/64/?260 6;>> RG

69 di D alcy usn dt ta gfhn idzzy wftnr, dt eagns aut ta foaut tjn sfgn east fs kust purejfsdlm idzzy

wftnr dl ouch. Dt's f scdmjt jfsscn ta mnt tjn efrtrd`mns rnidccn` onefusn tjnrn dsl't aln lnfr tjn aiiden

sa dt's f ejarn tjft lnn`s ta on àln autsd`n warh jaurs.

6/64/?260 6;?2 RG

6= Rrdedlm rnenltcy efgn awl wdtj dltraùetdal ai lnw praùet. 6/64/?260 6;66 RG

6: Di usn`, tjn prde dlm snngn` idln. 6/64/?260 66;6: FG

64 @al't hlaw - sdlen dt wfs f mdit. 6/64/?260 4;04 FG

?2 @ansl't warh iar us 6/64/?260 4;00 FG

?6 yau efl aitnl mnt al sfcn ft tfrmnt iar ul`nr $=2. ]jft ds fetufccy nxpnlsdvn ds tjn efrtrd`mns di yau

usn d t aitnl.

6/64/?260 :;>4 FG

?? ]n mat dt fs f mdit out wn ofm oaumjt dt fs f mdit iar atjnrs 6/64/?260 =;0> FG

?5 D `d` tjn gftj alen - D tjdlh dt ds :2% ejnfpnr oniarn tfhn dlta feeault tjn fllayflen ai ouydlm /

trflspartdlm efsns ai snctznr

6/6:/?260 >;05 RG

?0 Ecnfrcy tjn vfcun prap wauc` mfdl gagnltug di/wjnl tjny efl aiinr tjn gfejdln ft f $04.44

prden padlt.

6/6:/?260 ?;6> RG

?> mfs rnid c cs snng qudtn jdmj iar EA? 6/6:/?260 6;59 RG

?9 D àl't tjdlh dt's nxpnlsdvn vs. dts vfcun ta gn. Out D à tjdlh tjft dt's nxpnlsdvn iar suej f sdgpcn

praùet. D tjdlh tjn eftnmary wdcc oneag n eag ga`dtd zn` (di d t rngfdls sagnwjft papucfr) fl` tjnrnwdcc on garn ul`diinrnltdftn` pravd`nrs cnf`d lm ta cawnr prde n/rnùen` praidts

6/6=/?260 >;09 RG

?= Pjn Efroal daxd`n rnidccs frn f tauej jdmj out wdtj On` Oftj fl` Onyal` dseault eaupals tjny

frn garn gflfmnfocn.

6/6=/?260 66;>: FG

?: ]fs fltdedpftdlm sfvdlms al tjn ofeh nl` wdtj usn, out sdlen qufcdty fl` ealvnldnlen wnrnl't

tjnrn, wn stappn` usdlm dt.

6/6=/?260 66;6: FG

?4 Ouydlm nqudvfcnlt oattcns ai Rnrrdnr ar Ufl Rnccnmrdla ds praofocy >-62x garn nxpnlsdvn mdvnl jaw

guej snctznr wn `rdlh

6/6=/?260 66;24 FG

52 Pjn prdedlm ds praofocy f odt jdmjnr tjfl dt sjauc` on. Out, dt's stdcc garn east niinetdvn tjfl ouydlm

sa`f. Rcus, dt's jnfctjdnr fl` pravd`ns mrnftnr vfrdnty.

6/6=/?260 4;>= FG

56 ^lcnss yau e alstfltc y rd lh sa`f wftnr, d t's e jnfpn r k ust ta ouy d l`d vdùfc cy. 6/6=/?260 4 ;06 FG

5? P jn uldt ds prden` wncc, out rnpcfe ngnlt e frtrd`mns gfhn yau wdlen 6/6=/?260 4;06 FG

55 lat surn - mat fs f mdit 6/6>/?260 9;5: RG

50 sjauc` aiinr oattcns ejnfpnr- d snn la lnn` iar sa`fefps 6/6>/?260 5;59 RG


40/51


52 / 0:

V6> F idlfc apnl-nl`n` qunstdal; pcnfsntncc gn wjft yau cdhn fl` àl't cdhn foaut

yaur Ua`fstrnfg1

Flswnrn`; 666 Uhdppn`; ?:?

# _nspalsns @ftn

6 Nxpnlsdvn efroalftdal efrtrd`mns. ?/?:/?260 6?;24 RG

? Dt ds gy ifvardtn jagn fppcdflen! D tncc nvnryaln tjny sjauc` mnt aln. D nvnl ordlm dt wdtj gn al

(caefc ) vfeftdals. D usn` ta jfvn tjn efl dstnrs ncd vnrn` ta g y jagn, out law D jfvn ta pde h tjng

up ft f cae fc starn, wjdej ds cnss ealvnldnlt.

6/?9/?260 :;6? FG

5 ]n al 't rd lh g ue j sa`f , a r jfvn spfen ta hnnp d t aut. Ua wn al 't usn d t g ue j. 6/?5/?260 9 ;64 RG

0 Pjn snctznr ds vnry maa`. Pjn icfvars iar trf`dtdalfc sait `rdlhs al't gnfsurn up ta trdn`-fl`-trun

orfl`s. Pjndr icfvars gfy on garn eag pntdtd vn dl lde jn ic fvars cd hn e rflonrry wjde j D jfvnl't ynt

trdn`.

6/?5/?260 0;54 RG

> D cavn tjn ealvnldnlen fl` tjn snctznr ds mrnft. 6/?5/?260 :;>? FG

9 d jfvn fl ac`nr ga`nc - fl` tjn nsdml ds lat mrnft - lnn` ta usn oatj jfl`s ta sernw fl` ulsernwtjn oattcn dl. Cavn, cavn, cavn tjft d àl't lnn` ta ouy `rdlhs - efl k ust gfhn tjng gysnci

6/??/?260 62;62 RG

= D jfvn tjn pnlmudl ga`nc wjdej jfs mcfss oattcns wjdej ds wjft D wfltn` --- jawnvnr, tjn oattcns

frn taa sgfcc -- =>2 gdc vs. qufrt. wauc` prninr cfrmnr oattcns.

6/??/?260 9;0? RG

: D cavn snctznr wftnr, fl` dscdhn tjn d`nf ai ouydlm wftnr tjft jfs onnl sjdppn` irag Dtfcy. ]dtj f

Ordtf idctnr tjds warhs pnrinetcy. Dt sfvns galny fl` nlnrmy, out gast ai fcc dt gfhns surn tjft d lnvnr

rul aut. D jfvn la d ltnrnst dl gfhdlm sa`f, fl` nvnl tjaumj D jfvn lnvnr trdn` gfhdlm sa`f wdtj g y

UU, D fg e alvdlen` tjft dt wauc` on ai paar tfstn.

6/?6/?260 62;?= RG

4 D'g rnmdstnrdlm iar f Ua`fstrnfg tjraumj gy wn``dlm rnmdstry. D nvnl rnmdstnrn` iar f scdmjtcy ldenr

vnrsdal tjfl D wauc` jfvn mattnl di D wnrn spnl`dlm gy awl g alny,

6/?6/?260 >;5? RG

62 Ealvnldnlt, nfsy ta usn, la ecnflup, cdmjtwndmjt, nfsy ta starn. Rfehnts ai icfvardlm frn wfy taa

swnnt.

6/?6/?260 5;6= RG

66 D àl't cdhn tjft Ua`fstrnfg's gfdl praùetdal tfhns pcfen al cfl` ealidseftn` oy Dsrfnc irag tjn

]nst Oflh. ]jdcn D wauc` on dltnrnstn` d l tjn praùen atjnrwdsn, D wauc` lat innc eag iartfocn

suppartdlm tjn praùet.

6/?6/?260 6?;04 RG

6? oattcn ds taa sgfcc, jfvn ta rnidcc dt. @al't cavn tjn pcfstde tjaumj D snn tjft jdmjnr nl` starns suej fs

mrfedaus jagn sncc garn fttrfetdvn waa` fl` mcfss vnrsdals out iar f cat garn $$$.

6/?6/?260 6?;2= RG

65 Ua`fstrnfg nqudpgnlt dtsnci ds icdgsy fl` paarcy-gf`n (ejnfp pcfstde, pdnens al't idt tamntjnr

wncc).

6/?6/?260 62;56 FG

60 F cat ai tjn icfvars usn frtdide dfc swnntnlnrs fl` mdvn gn jnf`fejns 6/?6/?260 4;54 FG

6> D tjdlh tjn eflldstnrs al't cfst fs calm fs tjny ecfdg fl` dt efl on fllaydlm ta idl` tjn tdgn ta

nxejflmn tjng

6/?6/?260 4;56 FG

69 F odt cfrmn fl` tfhns up f cat ai eaultnr spfen 6/?6/?260 =;05 FG

6= Dt wfs garn ai f tay ft idrst out tjnl tjn usfmn nernfsn`, fl` wn mat taa cfzy ta rnpcfen tjn j?a

efld stnr. Pjn ifgd cy `d` cd hn tjn tfstn fl` tjn nfsn ai usdlm d t.

6/?2/?260 :;>> RG

6: Pjn taps iar tjn sa`f ealtfdlnrs eauc` jfvn f onttnr snfcnr sa tjft tjn wftnr ans lat casn dt's

efroalftdal fs qudehcy.

6/?2/?260 :;29 RG

64 Dt's cau` fl` fwhwfr ta usn. Ujauc` eagn wdtj nxtrf oattcns fl` dt's taa tfcc ta starn al tjn eaultnr

ar nfsdcy d l f eupoafr`. Pjn gfe jdln ànsl't caah cdhn dt wdc c jac ` up... Rcfstde fl` ic dgsy.

6/?2/?260 >;59 RG

?2 Cdhn tjn ealvnldnlen. ]dsj tjny wauc` sncc rnidccs dl garn pcfens. Oattcns wnrn `dsjwfsjnr sfin. 6/?2/?260 5;54 RG


41/51


56 / 0:

?6 D cdhn tjft D efl ealtrac tjn fgault ai idzz fs wncc fs tjn fgault ai icfvar. D àl't cdhn tjn ladsn,

tjaumj D hlaw tjft tjds ynfr tjn lnwnr ga`ncs jfvn fcgast la ladsn.

6/?2/?260 ?;>5 RG

?? D c dhn tjn fodc d ty ta jfvn efroalftn` wftnr fly tdgn. 6/?2/?260 ?;5> RG

?5 ]n oatj fcwfys jfvn ta auocn tjn fgault ai efroalftdal dt sfys yau lnn` dl ar nr ta mnt dt f cnvnc

tjft fetufc cy e agpfrns wdtj starn-oaumjt praùets.

6/?2/?260 6;09 RG

?0 Pjnrn's vnry cdttcn D àl't cdhn. D wdsj tjn oattcns, jawnvnr, wnrnl't sa snlsdtdvn ta jat wftnr.

Ua`fstrnfg sfys ta, cdhn, tjraw tjn oattcns fwfy di tjny frn wfsjn` wdtj jat wftnr. Pjny sjauc`

rnfccy gfhn sagn `dsjwfsjnr sfin vnrsdals.

6/?2/?260 6;0? RG

?> Unn qunstdal 62. D cavn dt -- la eagpcfdlts. 6/?2/?260 6?;09 RG

?9 flswnrn` foavn. 6/?2/?260 66;0: FG

?= Hnnps gn jy`rftn`. Garn iul ta rdlh tjflh icft wftnr. 6/?2/?260 62;?6 FG

?: D efl't tjdlh ai flytjdlm D àl't cdhn foaut dt. Gy jusofl` starns kuden wdtj tjn snctznr fl` tjft efl

on jfr` ta ecnfl aut ai tjn oa ttcn fl` tjn cd`s (ocfeh gac`). ]n wauc`l't put tjn oattc ns dl tjn

`dsjwfsjnr flywfy, out f hdt iar e cnfldlm (orusjns pnrjfps) wauc` on fwnsagn.

6/?2/?260 4;>2 FG

?4 D t's fwnsagn D kust al 't rdlh tjf t guej sn ctznr fl` D tjdlh i cfvardlm d t d s rd`deucaus. 6 /?2/?260 4 ;05 FG

52 Ealvnldnlt iar snctznr rdlhs. @al't cdhn ta ouy fcc tjnsn gdlnrfc wftnr oattcns. Out alcy wauc` à dt

jnrn wjnrn tjn wftnr qufcdty ds mrnft. ]auc`l't usn dt dl LTE, sarry!

6/?2/?260 4;?= FG

56 D c d hn jfvdlm sn ctznr f t tjn tauej a i f out tal, out al 't c d hn rnpcfe dlm tjn efrt rd`mns. 6 /?2/?260 : ;>2 FG

5? Irnsj tfstn fl` nfsdnr tjfl ouydlm oattcns ar efls ai sa`f. @al't cdhn rnidccdlm tjn EA? sa irnqunltcy. 6/64/?260 66;04 RG

55 D lnvnr nvnl tjd lh foaut d t. Dt d s rnfcc y k ust f lavncty d tng iar gy hd `s. 6/64/?260 66;6> RG

50 Icfvar iar eacf ds causy8 f pfdl ta usn8 rdlhs ma icft qudehcy. 6/64/?260 66;66 RG

5> ]n cdhn idzzy wftnr out gy wdin d`l't cdhn tjn wfstn ai purejfsdlm dt dl pcfstde oattcns. ]n sfw f

Ua`fstrnfg ft f irdnl`'s jausn (tjny cavn` d t) fl` jfvn onnl usdlm dt sdlen. Jfvn rnpcfe n` ? EA?

efrtr`dmns sdlen purejfsn.

6/64/?260 62;00 RG

59 D std cc fg lat f ifl ai tjnd r ic fvars- D usn Gd a ]ftnr fl` @fsfld @raps 6/64/?260 4;50 RG

5= Cdhn; ealvnldnlen ai ondlm focn ta gfhn snctznr ft jagn. @dscdhn gast; sagnjaw dt ds stdcc lat tjn

sfgn fs starn-oaumjt praùe ts.

6/64/?260 :;66 RG

5: Rjnlagnlfc praùe t fl` maa` vfcun. Flyaln wja gnltd als d t c avns d t. 6/64/?260 =;05 RG

54 Dt's rnfccy ealvnldnlt ta on focn ta gfhn dt fly tdgn8 dt's nlvdralgnltfccy rnspalsdocn8 fl` dt ds f cat

cnss nxpnlsdvn tjfl ouydlm pfehs ai oattcns irag tjn starn.

6/64/?260 =;50 RG

02 La sdgpcn wfy ta hlaw wjnl tjn Ea? ds foaut ta rul aut. 6/64/?260 =;52 RG

06 Dt ds f jumncy ealvnldnlt wfy ai mnttdlm snctznr, wjdej D'g f``detn` ta. La cummdlm efsns ai dt irag

tjn mraenry starn. Pjn rnidcc aptdals iar UU frn nfsy.

6/64/?260 0;0= RG

0? D c dhn tjft tjn sa`f ds jnfctjdnr tjfl rnmucfr sa`f. 6/64/?260 0;59 RG

05 àl't cdhn tjft tjnrn's la wfy ta sdgpcy rnidcc yaursnci - wn cdvn` avnrsnfs iar f wjdcn fl` yau eauc`

tfhn tjng ta tjn starn ar mfs stftdal fl` jfvn tjng rnidccn` iar pnlldns, rftjnr tjfl "nxejflmn`"

6/64/?260 0;2? RG

00 Alcy tjdlm D àl't cdhn ds ladsn dt gfhns wjnl EA? ds dlknetn`. Atjnrwdsn dt's mrnft al nlvdralgnltfc,

ealvnldnlen fl` nealagde mraul`s.

6/64/?260 0;26 RG

0> ]n cdhn` tjn nea vfcun....out lnvnr mat fraul` ta rnpcfedlm tjn efrtrd`mns. Pjaumj gy hd`s nlkayn`

tjn swnnt icfvars, wn frnl't f "sa`f" ifgdcy nxenpt iar snctznr.

6/64/?260 5;62 RG

09 _nfsalfocy prden`, nea-irdnl`cy wfy ta stfy jnfctjy & jy`rftn`. Cdvdlm sustfdlfocy ds rnfccy

dgpartflt ta gn.

6/64/?260 5;29 RG

0= Dt mdvns causy efroalftdal fl` nvnrytjdlm ds praprdntfry. Uagnaln mfvn gn fl dUd wjdppdlm sdpjal

f wjdcn fma fl` tjft's wjft D usn law. D cdhn dt f cat onttnr - ecnflup ds f cdttcn g arn dlvacvn`, out dt's

nxtrngncy wncc oudc t fl` garn icnxdoc n. Pjn dltnl`n` usn ds iar L?A wjde j mdvns f lde n iafgy

wjdppn` ernfg, out D efl usn rnmucfr EA? efrtrd`mns (tjft yau'` usn iar odhn tdrns ar f pfdltofcc

mul) ta à sa`f ar kude n.

6/64/?260 ?;?9 RG


42/51


5? / 0:

0: _npcfedlm tjn Ea? efrtrd`mn ds fllaydlm. Tau jfvn ta ordlm yaur eurrnlt aln wdtj yau ta purejfsn

tjn lnw aln ft f c awnr prden. Cd vdlm dl G fljfttfl tjft gnfls D jfvn ta gfhn f spned fc trdp ta tjn

starn fl` JARN tjft gy sdzn efrtrd`mn ds fvfdcfocn.

6/64/?260 ?;?? RG

04 ]n al't cdhn tjn pcfstde oattcns. ]n cdhn tjn mcfss oattcns. Fl` wn cavn jfvdlm spfrhcdlm wftnr ft aur

idlmnr tdps fs nfsy fs jfvdlm icft wftnr irag tjn tfp.

6/64/?260 ?;25 RG

>2 Dt ds f `rfm ta ejflmn tjn efrtrd`mn sdlen wn lnn` ta ma ta f starn fl` sa àl't jfvn wftnr iar tjft

tdgn.

6/64/?260 6;>> RG

>6 D cdhn dt f cat. D stappn` usdlm dt iar ntjdefc rnfsals (Dsrfncd snttcngnlt). Jfvn onnl rnsnfrejdlm wfys

ta ealvnrt tjn gfejdln sa D efl usn dt w/a ouydlm Ua`fstrnfg's efrtrd`mns.

6/64/?260 6;>? RG

>? wdsj mnttdlm f rnid cc wfs nfsdnr fl` dt d`l't east fs guej 6/64/?260 6;?2 RG

>5 Pjn alcy tjdlm D àl't cdhn ds tjft D efl alcy purejfsn Gywftnr nssnlens dl f snt ai tjrnn diinrnlt

icfvars, aln ai wjdej D àl't cd hn. Di D wflt aln G ywftnr icfvar dl pfrtdeucfr, D jfvn ta ar`nr alcdln

fl` pfy sjdppdlm.

6/64/?260 6;66 RG

>0 D c dhn tjn nfsn fl` ealvnldnlen. Dt's fcsa lavnc. 6/64/?260 6;26 RG

>> D cavn lat jfvdlm ta efrry ecuo sa`f oattcn ofeh irag wjacn iaa`s fitnr pfydlm sa guej iar tjng dl

tjn idrst pcfe n. D `rdlh ecuo sa`f garn aitnl D wauc` d i D jf` ta ouy oattcns irag tjn starn. Pjn

efrtrfmnmns cfst f calm tdgn.

6/64/?260 6?;>2 RG

>9 D fàrn dt dl nvnry wfy fl` ouy dt fs mdits iar atjnrs. D tjdlh tjn Fc Kfznnrf fttngpt ta `dsern`dt tjn

eagpfly oy ifcsncy stftdlm tjnrn ds f ofehcfsj ta sefrcnt kajflssnl ondlm spahnspnrsal iar sa`f

strnfg ds ulntjdefc .

6/64/?260 6?;0? RG

>= Garn niidednlt tjfl ouydlm fcc tjasn efls. Efl gfhn irudt kuden fl` snctznr nfsdcy. Inncs tnej sfvy. 6/64/?260 66;>> FG

>:

Date post:	09-Feb-2018
Category:	Documents
Upload:	valuewalk
View:	214 times
Download:	0 times

Tilson Sodastream Article Survey Results Whitney Tilson Kase Capital 3-5-14

Documents