Top Ten Reasons To Work With Us Branch Location: 1859 N. Silverspring Dr., Appleton, WI 54913 Branch NMLS ID: 1110557 1) Six Purchase Programs WITHOUT Borrower’s Funds! a. 620+ credit score, Conventional, 95% financing with Non- Occupying Co-borrower who provides down payment, 3% Seller Credit Allowed! b. 620+ credit score, Conventional, 95% financing With 5% Gift!, 3% Seller Credit Allowed. c. 620+ credit score, USDA, 100% financing, 6% Seller Credit Allowed, Gift Funds Allowed. d. 620+ credit score, VA, 100% financing, 4% Seller Credit Allowed. e. 580+ credit score, FHA, 96.5% financing, 6% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed. f. 620+ credit score, My Community Program, 95% financing, 3% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed. Joshua Wachowiak Branch Manager Office: 920-731-3175 Cell: 920-277-3595 Email: [email protected]NMLS ID: 248425
Transcript
Top Ten Reasons To Work With Us Branch Location: 1859 N. Silverspring Dr., Appleton, WI 54913
Branch NMLS ID: 1110557
1) Six Purchase Programs WITHOUT Borrower’s Funds!
a. 620+ credit score, Conventional, 95% financing with Non- Occupying Co-borrower who provides down payment, 3% Seller Credit Allowed!
b. 620+ credit score, Conventional, 95% financing With 5% Gift!, 3% Seller Credit Allowed.
c. 620+ credit score, USDA, 100% financing, 6% Seller Credit Allowed, Gift Funds Allowed.
d. 620+ credit score, VA, 100% financing, 4% Seller Credit Allowed.
e. 580+ credit score, FHA, 96.5% financing, 6% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed.
f. 620+ credit score, My Community Program, 95% financing, 3% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed.
2) We offer FHA 203(k) Renovation/Rehabilitation loans (640+ credit score)
3) Sierra Allows Escrow Holdbacks for Weather Related Items
4) We Allow Financing above 100% for Repairs and/or Improvements
5) We have sources that accept E-Signed Docs!!
6) We can provide a Full Underwritten Approval on To Be Determined Properties
7) 700+ credit score for Jumbo loans
8) 620+ credit score for VA, USDA, & Conventional
9) As low as 560+ credit score for FHA financing (Requires 10% down payment)
10) We offer Reverse Mortgages (No Score, No credit!)
Who we are...
Incorporated in 1986, Sierra Pacific Mortgage is a top nationwide direct lender that operates two distinct business channels: Retail and Wholesale. Sierra lends in 47 states through 11 Regional Fulfillment Centers.
Loan Solutions...
• 24 hour underwriting turn times; close loans in days not weeks.
