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| Date post: | 28-Jul-2015 |
| Category: |
Economy & Finance |
| Upload: | francois-briod |
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Transparency
Transparency
ANSPARENCY
TRANSPARENCY
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ansparency
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TRANSPARENCYTRANSPARENCY
RANSPARENCYTRANSPARENCY
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TRANSPARENCYTRANSPARENCY
TRANSPARENCY
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TRANSPARENCYTRANSPARENCY
TRANSPARENCYTRANSPARENCY
TRANSPARENCY
Transparency
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nsparency
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TRANSPARENCYTRANSPARENCY
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NSPARENCYTRANSPARENCY
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Transparency
Bosnia & HerzegovinaTotal remittances inflows (2014): 1.9bn
SerbiaTotal remittances inflows (2014): 3.6 bn
# of Serbs in Switzerland(2013): 91K
On the phone with my bank
«[…] mmmh... It’s not really a fee, it’s our currency exchange rate policy. It’s quite complex you
know, I couldn’t explain it to youon the phone»
*FX gains apply
Transparency check
10% of operators are non-transparent
The exchange rate margin representson average 54% of the total cost of a
transfer.
Cost perception
What is important in yourmoney transfers?
Security
Price
Speed
Service
Process
Source: TawiPay user research (2015)
Reasons for not using formaltransfer methods
Unreliable
Trust
Complicated
Fees
No local branch
Financial illeteracy of reciever
Currency exchange rate margin
Speed
Source: Swiss Migration Forum (2006)
Lack of competition:2-3 MTOs
High fees:6-12%
389M
Global Remittances Observatory
A comprehensive dataseton remittances prices
A Powerful and Intuitive Analysis Tool
Data-driven Policies
Business Intelligence Service
Market-wide consumer behavioranalytics
Impact Assesment andMarket monitoring
Automatic Data-Collection Systems
Q&A
