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Travel Insurance Star Ratings We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Company Product Couple Americas "Outstanding Value" 1Cover Direct Insurance Comprehensive Go Insurance Go Basic - InternaƟonal Go Insurance Go Plus - InternaƟonal Holiday Rescue Comprehensive Huddle Insurance Comprehensive InsureandGo Gold InsureandGo Silver itrek Pioneer Real Insurance Comprehensive - InternaƟonal Southern Cross Travel Insurance TravelCare Single Journey Virgin Money EssenƟals Plan Webjet Comprehensive Webjet EssenƟals Plan Woolworths Basic Woolworths Comprehensive World2Cover Travel Insurance EssenƟals Cover World2Cover Travel Insurance Top Cover Worldcare Comprehensive 1300 Insurance Comprehensive Allianz Australia Comprehensive Plan Australia Post Comprehensive Boomers Comprehensive Columbus Direct Travel Insurance Standard Defence Bank Super Plus Expedia AU Comprehensive Fast Cover Comprehensive Fast Cover Standard Saver Good2Go EssenƟals Travel Insurance Good2Go The Works Huddle Insurance Basic itrek Adventurer Travel Insurance Star Ratings 2018 - Page 1 Report Date: August, 2018 This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.
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Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

"Outstanding Value"

1Cover Direct  Insurance Comprehensive

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Holiday Rescue Comprehensive

Huddle Insurance Comprehensive

InsureandGo Gold

InsureandGo Silver

itrek Pioneer

Real Insurance Comprehensive - Interna onal

Southern Cross Travel Insurance TravelCare Single Journey

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

Allianz Australia Comprehensive Plan

Australia Post Comprehensive

Boomers Comprehensive

Columbus Direct Travel Insurance Standard

Defence Bank Super Plus

Expedia AU Comprehensive

Fast Cover Comprehensive

Fast Cover Standard Saver

Good2Go Essen als Travel Insurance

Good2Go The Works

Huddle Insurance Basic

itrek Adventurer

Travel Insurance Star Ratings 2018 - Page 1Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Comprehensive

Online Travel Insurance Comprehensive

RAA Essen als

RAA Premium

RACV Extra Travel Care

RACV Total Travel Care

Real Insurance Basics - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Direct The Works

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Comprehensive

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aust Seniors Insurance Agency One Trip- Worldwide

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Travel Insurance Star Ratings 2018 - Page 2Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

BUPA Insurance Super Plus

Catholic Church Insurances Comprehensive

CGU Super Plus

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Comprehensive

CUA Essen als

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Budget

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super Plus

HCF Insurance Elements Plan

HCF Insurance Interna onal Travel Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

insure4less Essen als

Travel Insurance Star Ratings 2018 - Page 3Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

insure4less Excel

insure4less Excel Plus

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

NRMA Insurance Interna onal Essen als

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

QBE Interna onal Comprehensive

RAC Comprehensive

RAC Essen als

RACQ Premium

RACQ Standard

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Travel Insurance Cover Budget

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Star Ratings 2018 - Page 4Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

Travel Insurance Direct The Basics

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travel Insurance Saver Premium Plus

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

World Nomads Standard

Worldcare Essen als

You go Interna onal

AIG Interna onal

American Express Essen al

Aussietravelcover Top

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Select + Cancella on

QBE Budget

St.George Bank Essen als Plan

Virgin Australia Comprehensive

Travel Insurance Star Ratings 2018 - Page 5Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Americas

Virgin Australia Essen als

Westpac Essen als Plan

World Nomads Explorer

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

NIB Health Funds Ltd Interna onal Comprehensive

STA Travel Comprehensive Interna onal

STA Travel Standard Interna onal

SureSave Basic + Cancella on

SureSave Comprehensive

Travel Insurance Star Ratings 2018 - Page 6Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Australia

"Outstanding Value"

Good2Go Essen als Travel Insurance

Holiday Rescue Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

RAA Premium

RACQ Premium

RACV Extra Travel Care

RACV Total Travel Care

Simply Travel Insurance Comprehensive

World2Cover Travel Insurance Domes c

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Zoom Travel Insurance Domes c

1300 Insurance Domes c Plan

1Cover Direct  Insurance Domes c

Budget Direct Comprehensive

Commonwealth Bank Domes c Plan

Expedia AU Domes c

Fast Cover Comprehensive

Go Insurance Go Basic - Domes c

Go Insurance Go Plus - Domes c

Good2Go The Works

Huddle Insurance Basic

Huddle Insurance Comprehensive

Kango Cover Comprehensive

RAA Essen als

RAC Comprehensive

RAC Essen als

RACQ Standard

Real Insurance Comrephensive - Domes c

Travel Insurance Star Ratings 2018 - Page 7Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Australia

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Webjet Domes c Plan

Woolworths Basic - Domes c

Worldcare Domes c

ahm Health Insurance Domes c

AIG Interna onal

Allianz Australia Domes c Plan

Australian Unity Australian Comprehensive

Bank of Melbourne Domes c Plan

BankSA Domes c Plan

Boomers Domes c

BOQ Secure Holiday

Budget Direct Essen al

BUPA Insurance Australian

Catholic Church Insurances Domes c

CGU Australian

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Essen al

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier Domes c

Columbus Direct Travel Insurance Standard Domes c

Cota Insurance Comprehensive

CUA Domes c

Travel Insurance Star Ratings 2018 - Page 8Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Australia

Downunder Insurance Australia Only

Easy Travel Insurance Australian Comprehensive

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Australian Plan

HCF Insurance Australian Travel Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Domes c

Hume Bank Domes c

Kango Cover Essen als

Kogan Insurance Comprehensive

MyCover Domes c

No Worries Insurance Domes c

Online Travel Insurance Domes c

People's Choice Credit Union Australian

Priceline Protects Australia Only - Essen al

Priceline Protects Australia Only - Premium

QANTAS Australian Comprehensive

QBE Australian Cancella on E3

Real Insurance Basics - Domes c

SGIC Interna onal Comprehensive Plan

SGIO Interna onal Comprehensive Plan

St.George Bank Domes c Plan

STA Travel Comprehensive Interna onal

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Domes c

Tick Travel Insurance Budget

Travel Insurance Cover Australian Cancella on

Travel Insurance Cover Australian Comprehensive

Travel Insurance Direct The Basics

Travel Insurance Star Ratings 2018 - Page 9Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Australia

Travel Insurance Direct The Works

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Virgin Australia Comprehensive

Virgin Australia Essen als

Virgin Money Domes c

Westpac Domes c Plan

Woolworths Comprehensive - Domes c

AAMI Interna onal Travel

Australia Post Domes c

Cota Insurance Basic

InsureandGo Gold Domes c

InsureandGo Silver Domes c

Kogan Insurance Basic

Medibank Interna onal Comprehensive

NAB Plan B - Domes c

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Comprehensive

Ouch Online Travel Insurance Australian Comprehenive

QBE Australian Travel Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Domes c

Travel Insurance Saver Australian Comprehensive

You go Domes c

American Express Domes c

Aussietravelcover Basic - Domes c

Travel Insurance Star Ratings 2018 - Page 10Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Australia

Aussietravelcover Top- Domes c

Covermore Premium - Interna onal

Na onal Seniors Interna onal Basic

NRMA Insurance Interna onal Essen als

SureSave Domes c

Travel Insurance Star Ratings 2018 - Page 11Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Fiji

"Outstanding Value"

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Good2Go Essen als Travel Insurance

Holiday Rescue Comprehensive

Huddle Insurance Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Simply Travel Insurance Comprehensive

Southern Cross Travel Insurance TravelCare Single Journey

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

1Cover Direct  Insurance Comprehensive

Allianz Australia Comprehensive Plan

Boomers Comprehensive

Columbus Direct Travel Insurance Standard

Expedia AU Comprehensive

Fast Cover Comprehensive

Good2Go The Works

HCF Insurance Interna onal Travel Plan

Huddle Insurance Basic

InsureandGo Silver

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

Travel Insurance Star Ratings 2018 - Page 12Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Fiji

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACQ Standard

RACV Extra Travel Care

Real Insurance Basics - Interna onal

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Webjet Comprehensive

Worldcare Comprehensive

1300 Insurance Comprehensive

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

AIG Interna onal

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Aussietravelcover Top Plus

Australia Post Comprehensive

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

Travel Insurance Star Ratings 2018 - Page 13Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Fiji

BankSA Comprehensive

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Commonwealth Bank Comprehensive

Cota Insurance Comprehensive

CUA Comprehensive

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Interna onal Comprehensive

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Economy

HBF Financial Services Standard

HBF Financial Services Super

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

Online Travel Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 14Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Fiji

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance B Travel Plan

People's Choice Credit Union Economy

People's Choice Credit Union Super

Priceline Protects Interna onal - Essen al

QBE Interna onal Comprehensive

RAC Essen als

SGIC Interna onal Comprehensive Plan

SGIO Interna onal Comprehensive Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

STA Travel Comprehensive Interna onal

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Tick Travel Insurance Budget

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Basics

Travel Insurance Direct The Works

Travel Insurance Saver Bare Essen als

Travel Insurance Saver C Travel Plan

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Virgin Money Comprehensive

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

Travel Insurance Star Ratings 2018 - Page 15Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Cruise Fiji

BUPA Insurance Economy

BUPA Insurance Super

BUPA Insurance Super Plus

CGU Economy

CGU Standard

CGU Super

CGU Super Plus

Chubb Insurance Company Comprehensive

Cota Insurance Basic

Covermore Premium - Interna onal

HBF Financial Services Super Plus

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NRMA Insurance Interna onal Comprehensive

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Standard

People's Choice Credit Union Super Plus

SGIC Interna onal Essen als Plan

SGIO Interna onal Essen als Plan

SureSave Comprehensive

Virgin Australia Comprehensive

BUPA Insurance Standard

Chubb Insurance Company Essen al

Downunder Insurance Backpackers

Na onal Seniors Interna onal Basic

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

SureSave Basic + Cancella on

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 16Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Domes c

"Outstanding Value"

Easy Travel Insurance Australian Cancella on

Go Insurance Go Plus - Domes c

Holiday Rescue Comprehensive

insure4less Excel

insure4less Excel Plus

InsureandGo Gold Domes c

Virgin Money Domes c

Webjet Domes c Plan

World2Cover Travel Insurance Domes c

Zoom Travel Insurance Domes c

1300 Insurance Domes c Plan

Boomers Domes c

Columbus Direct Travel Insurance Premier Domes c

Columbus Direct Travel Insurance Standard Domes c

CUA Domes c

Expedia AU Domes c

Go Insurance Go Basic - Domes c

Health Insurance Fund Domes c

Huddle Insurance Comprehensive

insure4less Essen als

InsureandGo Silver Domes c

Kogan Insurance Comprehensive

No Worries Insurance Domes c

QANTAS Australian Comprehensive

QBE Australian Cancella on E3

Real Insurance Comrephensive - Domes c

Simply Travel Insurance Plan B - Australia Only

Territory Insurance Office NT Domes c

Tick Travel Insurance Domes c Standard

Tick Travel Insurance Domes c Top

Woolworths Comprehensive - Domes c

Travel Insurance Star Ratings 2018 - Page 17Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Domes c

Worldcare Domes c

1Cover Direct  Insurance Domes c

ahm Health Insurance Domes c

Allianz Australia Domes c Plan

ANZ Australian

Aussietravelcover Basic - Domes c

Aust Seniors Insurance Agency One Trip-Domes c

Australia Post Domes c

Australian Unity Australian Comprehensive

Bank of Melbourne Domes c Plan

BankSA Domes c Plan

BOQ Secure Holiday

BUPA Insurance Australian

Catholic Church Insurances Domes c

CGU Australian

CHI Travel Insurance Basic - Australia Only

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Commonwealth Bank Domes c Plan

Cota Insurance Domes c

Defence Bank Australian

Downunder Insurance Australia Only

Easy Travel Insurance Australian Comprehensive

Fast Cover Domes c Plus

GIO Holiday Travel Insurance

Good2Go Comprehensive (Domes c)

HBF Financial Services Australian Plan

HCF Insurance Australian Travel Plan

HSBC Domes c

Huddle Insurance Basic

Hume Bank Domes c

Travel Insurance Star Ratings 2018 - Page 18Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Domes c

MyCover Domes c

NRMA Insurance Domes c Comprehensive

Online Travel Insurance Domes c

People's Choice Credit Union Australian

Priceline Protects Australia Only - Essen al

Priceline Protects Australia Only - Premium

QBE Australian Travel Plan

RAA Domes c

RAC Domes c

RACQ Domes c

RACV Domes c

Real Insurance Basics - Domes c

Ski Insurance Ski Plus Domes c

St.George Bank Domes c Plan

Suncorp Insurance Holiday Travel Insurance - Single Trip

Travel Insurance Cover Australian Cancella on

Travel Insurance Cover Australian Comprehensive

Travel Insurance Direct Domes c

Travellers Choice Comprehensive - Domes c

Virgin Australia Domes c

Westpac Domes c Plan

Woolworths Basic - Domes c

You go Domes c

AAMI Interna onal Travel

AIG Domes c

Aussietravelcover Top- Domes c

Budget Direct Domes c

CHI Travel Insurance Mid Australia only

Chubb Insurance Company Essen al

Covermore Premium - Domes c

Kogan Insurance Basic

Travel Insurance Star Ratings 2018 - Page 19Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Domes c

Medibank Domes c Plan

NIB Health Funds Ltd Domes c Plan

Ouch Online Travel Insurance Australian Comprehenive

SGIC Domes c Comprehensive

SGIO Domes c Comprehensive

SureSave Domes c

Travel Insurance Saver Australian Comprehensive

American Express Domes c

Australian Unity Australian Cancella on

Flight Centre Travel Group Limit Domes c Plan D

NAB Plan B - Domes c

Na onal Seniors Australia Only

STA Travel Comprehensive Domes c

Travel Insurance Star Ratings 2018 - Page 20Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

"Outstanding Value"

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RAA Premium

RACV Total Travel Care

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

Allianz Australia Comprehensive Plan

Boomers Comprehensive

Commonwealth Bank Comprehensive

CUA Comprehensive

Defence Bank Super

Easy Travel Insurance Budget

Expedia AU Comprehensive

Good2Go Essen als Travel Insurance

Good2Go The Works

HBF Financial Services Super

HCF Insurance Interna onal Travel Plan

Huddle Insurance Comprehensive

Kango Cover Comprehensive

Travel Insurance Star Ratings 2018 - Page 21Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

Kango Cover Essen als

No Worries Insurance Comprehensive

No Worries Insurance Mid

Online Travel Insurance Comprehensive

People's Choice Credit Union Super

RAA Essen als

RAC Comprehensive

RACQ Premium

RACV Extra Travel Care

Real Insurance Comprehensive - Interna onal

Simply Travel Insurance Comprehensive

Territory Insurance Office NT Comprehensive

Tick Travel Insurance Standard

Travel Insurance Saver A Travel Plan

Virgin Money Comprehensive

Woolworths Basic

ahm Health Insurance Comprehensive

AIG Interna onal

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Aussietravelcover Top Plus

Australia Post Comprehensive

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Travel Insurance Star Ratings 2018 - Page 22Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

BUPA Insurance Super

Catholic Church Insurances Comprehensive

CGU Super

CGU Super Plus

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Essen als

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Essen als

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super Plus

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Huddle Insurance Basic

Hume Bank Comprehensive

Kogan Insurance Basic

Kogan Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 23Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

Medibank Interna onal Comprehensive

MyCover Comprehensive

MyCover Essen als

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

QBE Budget

QBE Interna onal Comprehensive

RAC Essen als

RACQ Standard

Real Insurance Basics - Interna onal

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Tick Travel Insurance Top

Travel Insurance Cover Budget

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Basics

Travel Insurance Direct The Works

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

Travel Insurance Star Ratings 2018 - Page 24Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

AAMI Interna onal Travel

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Super Plus

Catholic Church Insurances Essen als

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

HSBC Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

Priceline Protects Interna onal - Essen al

STA Travel Comprehensive Interna onal

Suncorp Insurance Holiday Travel Insurance - Single Trip

Virgin Australia Comprehensive

Westpac Essen als Plan

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

Travel Insurance Star Ratings 2018 - Page 25Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North Africa and the Middle‐East

STA Travel Standard Interna onal

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 26Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

"Outstanding Value"

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Southern Cross Travel Insurance TravelCare Single Journey

Tick Travel Insurance Standard

Webjet Comprehensive

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

1Cover Direct  Insurance Comprehensive

Allianz Australia Comprehensive Plan

Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri

Bank of Melbourne Comprehensive

Boomers Comprehensive

CUA Comprehensive

Easy Travel Insurance Interna onal Comprehensive

Fast Cover Comprehensive

HCF Insurance Interna onal Travel Plan

Holiday Rescue Comprehensive

Huddle Insurance Basic

Huddle Insurance Comprehensive

Kogan Insurance Comprehensive

Online Travel Insurance Comprehensive

QBE Interna onal Comprehensive

Travel Insurance Star Ratings 2018 - Page 27Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACQ Standard

RACV Extra Travel Care

Real Insurance Basics - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Budget

Tick Travel Insurance Top

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Works

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Comprehensive

Virgin Money Essen als Plan

Webjet Essen als Plan

Worldcare Comprehensive

1300 Insurance Comprehensive

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Australia Post Comprehensive

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Travel Insurance Star Ratings 2018 - Page 28Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CHI Travel Insurance Top Interna onal

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Essen als

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Budget

Expedia AU Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

Good2Go Essen als Travel Insurance

Good2Go The Works

HBF Financial Services Super Plus

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Travel Insurance Star Ratings 2018 - Page 29Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

Hume Bank Comprehensive

itrek Adventurer

itrek Pioneer

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

QBE Budget

RAC Essen als

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

St.George Bank Comprehensive

Territory Insurance Office NT Comprehensive

Territory Insurance Office NT Essen als

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travel Insurance Star Ratings 2018 - Page 30Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AAMI Interna onal Travel

AIG Interna onal

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

CGU Super Plus

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

Ski Insurance Ski Plus Overseas

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

Travel Insurance Star Ratings 2018 - Page 31Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐East Asia

Suncorp Insurance Holiday Travel Insurance - Single Trip

Virgin Australia Comprehensive

Westpac Essen als Plan

BUPA Insurance Super Plus

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

STA Travel Standard Interna onal

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 32Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

"Outstanding Value"

1Cover Direct  Insurance Comprehensive

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Holiday Rescue Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

RACV Total Travel Care

Southern Cross Travel Insurance TravelCare Single Journey

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

Allianz Australia Comprehensive Plan

Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri

Australia Post Comprehensive

Boomers Comprehensive

CUA Comprehensive

Easy Travel Insurance Interna onal Comprehensive

Fast Cover Comprehensive

Good2Go Essen als Travel Insurance

Good2Go The Works

HCF Insurance Interna onal Travel Plan

Huddle Insurance Basic

Huddle Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 33Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

InsureandGo Silver

itrek Adventurer

itrek Pioneer

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Comprehensive

Online Travel Insurance Comprehensive

QBE Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACV Extra Travel Care

Real Insurance Comprehensive - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Standard

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Works

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Comprehensive

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Travel Insurance Star Ratings 2018 - Page 34Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CGU Super

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Essen als

Defence Bank Super

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Budget

Expedia AU Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super

Travel Insurance Star Ratings 2018 - Page 35Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

HBF Financial Services Super Plus

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

NRMA Insurance Interna onal Essen als

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

RAC Essen als

RACQ Standard

Real Insurance Basics - Interna onal

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Travel Insurance Star Ratings 2018 - Page 36Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

Tick Travel Insurance Top

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AIG Interna onal

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Super

BUPA Insurance Super Plus

CGU Super Plus

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Essen al

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

Travel Insurance Star Ratings 2018 - Page 37Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple North‐West Europe

QBE Budget

Ski Insurance Ski Plus Overseas

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

STA Travel Standard Interna onal

Westpac Essen als Plan

World Nomads Explorer

World Nomads Standard

Catholic Church Insurances Essen als

Cota Insurance Basic

Cota Insurance Comprehensive

Hume Bank Essen als

Na onal Seniors Interna onal Basic

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 38Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

"Outstanding Value"

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Holiday Rescue Comprehensive

Huddle Insurance Basic

Huddle Insurance Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Southern Cross Travel Insurance TravelCare Single Journey

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

1Cover Direct  Insurance Comprehensive

Allianz Australia Comprehensive Plan

Aust Seniors Insurance Agency One Trip- NZ/ Pacific Islands

Boomers Comprehensive

Columbus Direct Travel Insurance Standard

CUA Comprehensive

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Comprehensive

Fast Cover Comprehensive

Travel Insurance Star Ratings 2018 - Page 39Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

Good2Go Essen als Travel Insurance

Good2Go The Works

HCF Insurance Interna onal Travel Plan

itrek Adventurer

itrek Pioneer

Kogan Insurance Basic

Kogan Insurance Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

QANTAS Interna onal Comprehensive

QBE Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACV Extra Travel Care

Real Insurance Basics - Interna onal

Simply Travel Insurance Comprehensive

Territory Insurance Office NT Comprehensive

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Cover Interna onal Comprehensive

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Comprehensive

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

AIG Interna onal

American Express Comprehensive

American Express Essen al

Travel Insurance Star Ratings 2018 - Page 40Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Aussietravelcover Top Plus

Australia Post Comprehensive

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CGU Economy

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

CUA Essen als

Defence Bank Economy

Defence Bank Standard

Defence Bank Super

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 41Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

Downunder Insurance Premier

Easy Travel Insurance Budget

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Economy

HBF Financial Services Standard

HBF Financial Services Super

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

Kango Cover Comprehensive

Kango Cover Essen als

Medibank Interna onal Comprehensive

MyCover Comprehensive

MyCover Essen als

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance B Travel Plan

Ouch Online Travel Insurance C Travel Plan

People's Choice Credit Union Economy

People's Choice Credit Union Super

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

RAC Essen als

RACQ Standard

Travel Insurance Star Ratings 2018 - Page 42Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

SGIC Interna onal Comprehensive Plan

SGIO Interna onal Comprehensive Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Direct The Works

Travel Insurance Saver Bare Essen als

Travel Insurance Saver C Travel Plan

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Economy

BUPA Insurance Super

Catholic Church Insurances Essen als

CGU Standard

CGU Super

CGU Super Plus

Travel Insurance Star Ratings 2018 - Page 43Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Oceania and Antar ca

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

Covermore Premium - Interna onal

Defence Bank Super Plus

HBF Financial Services Super Plus

HSBC Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Standard

People's Choice Credit Union Super Plus

QBE Budget

SGIC Interna onal Essen als Plan

SGIO Interna onal Essen als Plan

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

SureSave Comprehensive

Virgin Australia Comprehensive

Virgin Australia Essen als

Westpac Essen als Plan

BUPA Insurance Standard

BUPA Insurance Super Plus

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

STA Travel Standard Interna onal

SureSave Basic + Cancella on

Travel Insurance Star Ratings 2018 - Page 44Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

"Outstanding Value"

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RAA Premium

RACV Extra Travel Care

RACV Total Travel Care

Southern Cross Travel Insurance TravelCare Single Journey

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

1300 Insurance Comprehensive

1Cover Direct  Insurance Comprehensive

Allianz Australia Comprehensive Plan

Australia Post Comprehensive

Boomers Comprehensive

Expedia AU Comprehensive

Fast Cover Comprehensive

Good2Go The Works

HCF Insurance Interna onal Travel Plan

Holiday Rescue Comprehensive

Huddle Insurance Basic

Huddle Insurance Comprehensive

itrek Pioneer

Kango Cover Comprehensive

Travel Insurance Star Ratings 2018 - Page 45Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

Kango Cover Essen als

Kogan Insurance Comprehensive

Online Travel Insurance Comprehensive

Priceline Protects Interna onal - Premium

QBE Interna onal Comprehensive

RAA Essen als

RAC Comprehensive

RAC Essen als

RACQ Premium

RACQ Standard

Real Insurance Comprehensive - Interna onal

Simply Travel Insurance Comprehensive

Territory Insurance Office NT Comprehensive

Tick Travel Insurance Budget

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Works

Travel Insuranz Premier

Virgin Money Comprehensive

Virgin Money Essen als Plan

Worldcare Comprehensive

Zoom Travel Insurance Comprehensive

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Travel Insurance Star Ratings 2018 - Page 46Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

Aussietravelcover Top

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CGU Super

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Interna onal

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Comprehensive

CUA Essen als

Defence Bank Standard

Defence Bank Super

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Budget

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Travel Insurance Star Ratings 2018 - Page 47Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

Good2Go Essen als Travel Insurance

HBF Financial Services Standard

HBF Financial Services Super

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

itrek Adventurer

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance B Travel Plan

People's Choice Credit Union Standard

People's Choice Credit Union Super

Priceline Protects Interna onal - Essen al

QANTAS Interna onal Comprehensive

QBE Budget

Real Insurance Basics - Interna onal

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Travel Insurance Star Ratings 2018 - Page 48Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Essen als

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travel Insuranz Classic

Travel Insuranz Deluxe

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Standard

AIG Interna onal

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Standard

BUPA Insurance Super

CGU Standard

CGU Super Plus

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Essen al

Chubb Insurance Company Pres ge

Cota Insurance Comprehensive

HBF Financial Services Super Plus

Travel Insurance Star Ratings 2018 - Page 49Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple South‐East Asia

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super Plus

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

Virgin Australia Comprehensive

Westpac Essen als Plan

BUPA Insurance Super Plus

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

STA Travel Standard Interna onal

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 50Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

"Outstanding Value"

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Southern Cross Travel Insurance TravelCare Single Journey

Tick Travel Insurance Standard

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

1Cover Direct  Insurance Comprehensive

Allianz Australia Comprehensive Plan

Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri

Boomers Comprehensive

Columbus Direct Travel Insurance Standard

Easy Travel Insurance Budget

Easy Travel Insurance Interna onal Comprehensive

Fast Cover Comprehensive

Good2Go Essen als Travel Insurance

Good2Go The Works

HCF Insurance Interna onal Travel Plan

Holiday Rescue Comprehensive

Travel Insurance Star Ratings 2018 - Page 51Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

Huddle Insurance Basic

Huddle Insurance Comprehensive

itrek Pioneer

Kogan Insurance Comprehensive

Online Travel Insurance Comprehensive

QBE Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACQ Standard

RACV Extra Travel Care

Real Insurance Basics - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Budget

Tick Travel Insurance Top

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Works

Travel Insuranz Classic

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Comprehensive

Virgin Money Essen als Plan

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Travel Insurance Star Ratings 2018 - Page 52Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

Aussietravelcover Top

Australia Post Comprehensive

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

Catholic Church Insurances Comprehensive

CGU Super

CHI Travel Insurance Top Interna onal

Columbus Direct Travel Insurance Premier

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Comprehensive

CUA Essen als

Defence Bank Super

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Expedia AU Comprehensive

Expedia AU Essen als

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super

HBF Financial Services Super Plus

Travel Insurance Star Ratings 2018 - Page 53Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

itrek Adventurer

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance B Travel Plan

People's Choice Credit Union Super

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

QBE Budget

RAC Essen als

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Territory Insurance Office NT Essen als

Travel Insurance Star Ratings 2018 - Page 54Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Saver B Travel Plan

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AIG Interna onal

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Super

CGU Super Plus

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Essen al

Chubb Insurance Company Pres ge

Cota Insurance Comprehensive

Fast Cover Snow Sports Plus

HSBC Essen als

MyCover Essen als

Travel Insurance Star Ratings 2018 - Page 55Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Central Asia

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

Ouch Online Travel Insurance Premier Plus Extras

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

Virgin Australia Comprehensive

Westpac Essen als Plan

BUPA Insurance Super Plus

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

STA Travel Standard Interna onal

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 56Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

"Outstanding Value"

1Cover Direct  Insurance Comprehensive

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Holiday Rescue Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

Southern Cross Travel Insurance TravelCare Single Journey

Travel Insuranz Deluxe

Travel Insuranz Premier

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Worldcare Comprehensive

1300 Insurance Comprehensive

Allianz Australia Comprehensive Plan

Aust Seniors Insurance Agency One Trip-Worldwide excl Amer & Afri

Australia Post Comprehensive

Boomers Comprehensive

CUA Comprehensive

Fast Cover Comprehensive

Good2Go Essen als Travel Insurance

Good2Go The Works

HCF Insurance Interna onal Travel Plan

Huddle Insurance Basic

Huddle Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 57Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

InsureandGo Silver

itrek Adventurer

itrek Pioneer

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Comprehensive

No Worries Insurance Comprehensive

Online Travel Insurance Comprehensive

QBE Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACV Extra Travel Care

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Standard

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Works

Travel Insuranz Classic

Virgin Money Comprehensive

AAMI Interna onal Travel

ahm Health Insurance Comprehensive

American Express Comprehensive

American Express Essen al

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Travel Insurance Star Ratings 2018 - Page 58Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

BUPA Insurance Super

Catholic Church Insurances Comprehensive

CGU Super

CHI Travel Insurance Top Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

Covermore Premium - Interna onal

CUA Essen als

Defence Bank Super

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Budget

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Travel Insurance Star Ratings 2018 - Page 59Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super

HBF Financial Services Super Plus

HCF Insurance Elements Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

No Worries Insurance Mid

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Essen als + Cancella on

Ouch Online Travel Insurance A Travel Plan

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Essen al

Priceline Protects Interna onal - Premium

QANTAS Interna onal Comprehensive

RAC Essen als

RACQ Standard

Real Insurance Basics - Interna onal

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Travel Insurance Star Ratings 2018 - Page 60Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Tick Travel Insurance Top

Travel Insurance Cover Budget

Travel Insurance Direct The Basics

Travel Insurance Saver A Travel Plan

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Westpac Comprehensive

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AIG Interna onal

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Super Plus

CGU Super Plus

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

Travel Insurance Star Ratings 2018 - Page 61Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Southern and Eastern Europe

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

QBE Budget

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

STA Travel Standard Interna onal

Travel Insurance Saver Bare Essen als

Virgin Australia Comprehensive

Westpac Essen als Plan

World Nomads Explorer

World Nomads Standard

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

SureSave Basic + Cancella on

SureSave Comprehensive

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 62Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

"Outstanding Value"

1Cover Direct  Insurance Comprehensive

Go Insurance Go Basic - Interna onal

Go Insurance Go Plus - Interna onal

Holiday Rescue Comprehensive

insure4less Essen als

insure4less Excel

insure4less Excel Plus

InsureandGo Gold

InsureandGo Silver

RACV Total Travel Care

Real Insurance Comprehensive - Interna onal

Southern Cross Travel Insurance TravelCare Single Journey

Travel Insuranz Deluxe

Travel Insuranz Premier

Woolworths Basic

Woolworths Comprehensive

World2Cover Travel Insurance Essen als Cover

World2Cover Travel Insurance Top Cover

Allianz Australia Comprehensive Plan

Defence Bank Super

Easy Travel Insurance Budget

Fast Cover Comprehensive

Good2Go Essen als Travel Insurance

Good2Go The Works

HBF Financial Services Super

Huddle Insurance Basic

Huddle Insurance Comprehensive

itrek Pioneer

Kango Cover Comprehensive

Kango Cover Essen als

Kogan Insurance Comprehensive

Travel Insurance Star Ratings 2018 - Page 63Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

No Worries Insurance Comprehensive

No Worries Insurance Mid

Ouch Online Travel Insurance A Travel Plan

People's Choice Credit Union Super

QANTAS Interna onal Comprehensive

RAA Essen als

RAA Premium

RAC Comprehensive

RACQ Premium

RACV Extra Travel Care

Real Insurance Basics - Interna onal

Simply Travel Insurance Comprehensive

Tick Travel Insurance Standard

Tick Travel Insurance Top

Travel Insurance Cover Budget

Travel Insurance Direct The Works

Travel Insurance Saver A Travel Plan

Travel Insuranz Classic

Virgin Money Essen als Plan

Webjet Comprehensive

Webjet Essen als Plan

Worldcare Comprehensive

1300 Insurance Comprehensive

ahm Health Insurance Comprehensive

AIG Interna onal

American Express Comprehensive

American Express Ul mate

ANZ Interna onal

Aussietravelcover Basic

Aussietravelcover Mid

Aussietravelcover Top

Travel Insurance Star Ratings 2018 - Page 64Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

Aust Seniors Insurance Agency One Trip- Worldwide

Australia Post Comprehensive

Australian Unity Budget

Australian Unity Interna onal Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

Boomers Comprehensive

Boomers Essen als

BOQ Secure Holiday

Budget Direct Comprehensive

Budget Direct Essen al

BUPA Insurance Super

Catholic Church Insurances Comprehensive

CGU Super

CGU Super Plus

CHI Travel Insurance Top Interna onal

Chubb Insurance Company Pres ge

Columbus Direct Travel Insurance Premier

Columbus Direct Travel Insurance Standard

Commonwealth Bank Comprehensive

Commonwealth Bank Essen als Plan

CUA Comprehensive

CUA Essen als

Defence Bank Super Plus

Downunder Insurance Backpackers

Downunder Insurance Comprehensive

Downunder Insurance Premier

Easy Travel Insurance Interna onal Comprehensive

Expedia AU Comprehensive

Expedia AU Essen als

Fast Cover Snow Sports Plus

Fast Cover Standard Saver

Travel Insurance Star Ratings 2018 - Page 65Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

Flight Centre Travel Group Limit Interna onal Op ons Plan I

Flight Centre Travel Group Limit Interna onal Travelsure Plan TI

GIO Holiday Travel Insurance

HBF Financial Services Super Plus

HCF Insurance Elements Plan

HCF Insurance Interna onal Travel Plan

Health Insurance Fund Interna onal Comprehensive

HSBC Comprehensive

Hume Bank Comprehensive

itrek Adventurer

Kogan Insurance Basic

Medibank Interna onal Comprehensive

MyCover Comprehensive

NRMA Insurance Interna onal Comprehensive

Online Travel Insurance Comprehensive

Ouch Online Travel Insurance Premier Plus Extras

People's Choice Credit Union Super Plus

Priceline Protects Interna onal - Premium

QBE Budget

QBE Interna onal Comprehensive

RAC Essen als

RACQ Standard

SGIC Interna onal Comprehensive Plan

SGIC Interna onal Essen als Plan

SGIO Interna onal Comprehensive Plan

SGIO Interna onal Essen als Plan

Ski Insurance Ski Plus Overseas

St.George Bank Comprehensive

Suncorp Insurance Holiday Travel Insurance - Single Trip

Territory Insurance Office NT Comprehensive

Territory Insurance Office NT Essen als

Tick Travel Insurance Budget

Travel Insurance Star Ratings 2018 - Page 66Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

Travel Insurance Cover Interna onal Comprehensive

Travel Insurance Direct The Basics

Travel Insurance Saver Bare Essen als

Travel Insurance Saver Essen als

Travel Insurance Saver Interna onal Comprehensive

Travellers Choice Comprehensive - Interna onal

Travellers Choice Comprehensive-Global + Cancella on

Virgin Money Comprehensive

Westpac Comprehensive

World Nomads Explorer

World Nomads Standard

Worldcare Essen als

You go Interna onal

Zoom Travel Insurance Comprehensive

Zoom Travel Insurance Standard

AAMI Interna onal Travel

American Express Essen al

Aussietravelcover Top Plus

Bank of Melbourne Essen als Plan

BankSA Essen als Plan

BUPA Insurance Super Plus

CHI Travel Insurance Basic - Interna onal

CHI Travel Insurance Mid Interna onal

CHI Travel Insurance Top Plus Interna onal

Chubb Insurance Company Comprehensive

Chubb Insurance Company Essen al

Cota Insurance Comprehensive

Covermore Premium - Interna onal

HSBC Essen als

MyCover Essen als

NAB Plan A - Interna onal

Travel Insurance Star Ratings 2018 - Page 67Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Travel Insurance Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Couple Sub‐Saharan Africa

Na onal Seniors Interna onal Premium

NIB Health Funds Ltd Interna onal Comprehensive

NIB Health Funds Ltd Interna onal Select + Cancella on

NRMA Insurance Interna onal Essen als

Online Travel Insurance Essen als + Cancella on

Priceline Protects Interna onal - Essen al

St.George Bank Essen als Plan

STA Travel Comprehensive Interna onal

SureSave Comprehensive

Virgin Australia Comprehensive

Westpac Essen als Plan

Catholic Church Insurances Essen als

Cota Insurance Basic

Hume Bank Essen als

Na onal Seniors Interna onal Basic

STA Travel Standard Interna onal

SureSave Basic + Cancella on

Virgin Australia Essen als

Travel Insurance Star Ratings 2018 - Page 68Report Date: August, 2018

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.


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