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Tribal Worker BenefitsInsuring Tribal Sovereignty
Win a Basket of
Cash!
Tribal Gaming and the changing
Economic Landscape
• 1st. Layoffs in Years!
• Reduced Cash Flow
• Less Economic and Human Resources Available
• Understaffed / Overburdened Work force
• Limited Options gave birth to this Custom Program designed with input from five sovereign nations!
Traditional Workers’
Compensation
• One size fits all approach.
• Limited Flexibility
• May Have Large Deposits!
• Audits!
2 Most Common Options for W/C
Profit Share Model
• May have Higher Premium
• Rebate Potential
• Long-Term Commitment• One-Way Audit! (No return of Premium)
Non-Profit Share Model
• May have Lower Premium
• No Rebate
• No Long Term Commitment• True Audit (debit or credit)
LARGE DEPOSITS! ANNUAL AUDITS!
Tribal Worker Benefits
A New Approach
For the 21st. CenturyWhat’s in Your Basket?
Tribal Worker Benefits
2010 National Debut!
The Power of Five!
Payroll H R Management Benefits Safety Services Workers’ CompPayroll H R Management Benefits Safety Services Workers’ Comp
&
Tribal Worker Benefits
A Sovereign Nation, Non-Traditional, Holistic
Partnership
for
Employee Expenses
Tribal Worker Benefits&
The Power of Five!
“All-Inclusive Program” No Hidden Fees!
• Payroll Services• Human Resources Support• Benefits Support
Health and Financial (Optional)• Safety Services• Tribal Worker Benefits
Payroll H R Management Benefits Safety Services Workers’ CompPayroll H R Management Benefits Safety Services Workers’ Comp
Payroll tax and garnishment regulations can change on a daily basis. Outsourcing your payroll functions will ensure timely compliance in all payroll-related areas.
•Customized Job Costing
•Garnishment Administration
•Itemized Invoicing
•Customized Reporting
•Direct Deposit Services
•Payroll Tax Deposits
•Government and Accounting Software Integration
•High Tech Attendance Verification (Hand scanners, badge readers, etc.)
(Included)
As Much or as Little as you need!
Our human resource management services offer relief from a variety of administrative and managerial responsibilities, including:
•Recruiting
•Interviewing
•Hiring
•Regulatory Compliance
•Employment Issues
Our HR Management service provides you with choices. Weather you just need occasional phone advice and support or a complete “turn-key” solution to all of your human resource issues. Tribal Worker Benefits allows you to outsource as many of your human resource issues as you desire. As much or as little as you need.
(Included)
Employee benefits are an integral part of a company’s ability to attract and retain quality employees. Tribal Worker Benefits works with your staff to design an employee benefits package that meets your needs. If desired, we will also take care of the administrative responsibilities.
Group Health
•Insurance Carrier Negotiations
•Enrollments and Premium Billings
•COBRA Administration
•Government Compliance and Reporting
Financial Services
•401(k) Employee Savings Plan
•Tribal Custodial Accounts
•Wealth Management
Benefits
(Optional)
As Much or as Little as you need!
A team approach to safety. Maintaining a safe workplace is no easy task. Tribal Worker Benefits employs full time risk managers who will assist your staff in designing and implementing your safety program. They will also assist you with OSHA compliance and state or local environmental regulations.
•Loss Control Specialists
•Safety Meetings
•Safety Inspections
•Safety Manuals
•Safety Programs
•Safety Training
• Accident Investigations
•Fed- OSHA VPP Program Assistance
(Included)
Tribal Worker Benefits
Reducing worker’s compensation costs and increasing claims management service is critical to the success of your business. In many cases, a reduction in workers’ compensation costs adds real dollars to the bottom line. Tribal Worker Benefits also offers safety rebate of up to 1/3 of your qualifying premium equivalent.
•Claims Management
•Lower Rates
•No Annual Deposits
•Enhanced Cash Flow
•No Audits
•1/3 Safety Rebate!
What’s in Your Basket?
(Included)
Tribal Worker Benefits Program
• Choice of Coverage Work Comp Ordinance (Protect Tribal Sovereignty)
• NO Deposits!
• NO Audits!
• 1/3 Annual Safety rebate!
• Tribal Council has Final Word!
What’s in Your Basket?
Tribe Responsibility
Tribe Responsibility
What’s in Your Basket?
Example from an Actual Quote!
• Employees: 200• Payroll: $6,338,184.79 • Profit Share Business Model
(Current Work Comp Insurance)• Current Premium: $500,000• Rebate: Up to 10% calculated 17 months
after policy year end. • (Must be a Current Client)
• Non-Profit Share Business Model (Quote)• $360,000 with no Rebate
LARGE DEPOSITS! ANNUAL AUDITS!
Tribal Worker Benefits (Power of Five, All-Inclusive Program)Tribal Worker Benefits, HR Management, Safety Services & Payroll
• TWB Cost: $360,000
• TWB Rebate: $51,967 Paid within 2 months of policy year end!
• TWB Total after Rebate: $308,033
• That’s a $191,967 Savings! (Plus the All-Inclusive Services)
What’s in Your Basket?
NO DEPOSITS! NO AUDITS! 1/3 ANNUAL REBATE!
(Based on Losses)
How Can We Do This?
This Program is made possible by a joint venture between Titus & Associates &
Barrett Business Services, Inc.
21
Financial Strength
• Publicly Traded Corporation
• In Business Since 1951
• 2008 Gross Revenues of $1.1 Billion
• Strong Balance Sheet– No bank debt
• Re-insured by an A + XV rated carrier
• Diversified customer base with over 90% client retention rate
• Full Service Independent Insurance Agency
• Comprehensive Financial Services
• We have been in the insurance business since 1925 offering a full line of insurance and financial products and services.
• We recognize meeting the needs of our clients is the reason for our existence and the focus of our daily tasks.
OurTribal Worker Benefits
Business Model
“Exclusive Program!” (For Qualified Entities)
Payroll H R Management Benefits Safety Services Workers’ CompPayroll H R Management Benefits Safety Services Workers’ Comp
What’s in Your Basket?
TribalWorkerBenefits.com
TribalWorkerBenefits.com
1/3 Annual Safety Rebate
What’s in Your Basket?TribalWorkerBenefits.com
We are actively interviewing clients and agents
nationwide!