IMTC WORLD 20171

08:00 REGISTRATION IS OPEN (Exhibitor Registration is open too!) - Lower Lobby Level (LLL)

09:00 PRE-CONFERENCE BEGINS - Attendees must be registered to participate

Fisher Room (LLL) Key Biscayne Room (LLL) Mona Lisa (Lobby Level) Executive Boardroom (LLL) Belle Room (LLL)

09:0011:00

11:0011:30

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MONEY TRANSFER SYSTEMS

CERTIFICATION COURSE

Coffee Break

Tuesday, Nov 28th - PRE-CONFERENCE

Lunch - for Pre-Conference Participants only

NETWORKING AREA

IS NOWOPEN

WELCOME RECEPTIONAll Attendees are invited to Drinks & Hors D ‘Oeuvres and Great Entertainment

CONFERENCE AGENDA

Coffee Break

See Agenda and more Details online

EXHIBITORINSTALLATION

Ocean Tower2nd Floor

Please Read: Sessions will be in English, but the instructors are bilingual (except in RemTECH) and can help any spanish speakers if needed. There will be no translation available.

MONEY TRANSFERCOMPLIANCE

CERTIFICATIONCOURSE

See Agenda and more Details online

See Agenda and more Details online

See Agenda and more Details online

See Agenda and more Details online

REMTECHREMITTANCESINNOVATION

FORUM

MONEYTRANSFERSERVICES &PRODUCTSWORKSHOP

THEBLOCKCHAIN

SERIES

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Sponsored By

9:30 amMachaen-MSBA

Golf OutingMiami Beach Golf Club

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IMTC WORLD 20172

08:00 REGISTRATION IS OPEN FOR CONFERENCE ATTENDEES

09:0009:15 WELCOME TO IMTC WORLD 2017 - Hugo Cuevas-Mohr , IMTC

09:1509:25 Housekeeping Information presented by IMTC General Manager Paulina Randmets

09:2509:55

State of the Industry: Hugo Cuevas-Mohr shares his views on the state of industry in 2017, recorded volumes, major develop-ments, remittance costs, innovations, the importance of digital & mobile developments and the issues keeping money transfer executives up-at-night

09:5510:30

State of the Industry: Hugo Cuevas-Mohr moderates a panel with the members of the IMTC ADVISORY BOARD where they share their views and insights on the industry and their vision on the trends - Panelists:: Andrew Ittleman, Connie Fenchel, Zory Muñoz, Greta Geankoplis, Salvador Velazquez, Daniel Trías

10:3011:20 Coffee Break - Networking – Meetings

11:2011:45

FINCEN and the State of US Government actions on financial services: Jeremy Kuester, Deputy Associate Director shares his views on the latest actions of his department, in domestic issues as well as international issues, especially in regards to foreign-located money transmitters, including virtual currency exchangers, that do business in the US.

11:4512:10

State of Remittances & Financial Inclusion: The IFAD perspective: Pedro de Vasconcelos, Mgr of the Financing Facil-ities for Remittances, a program to maximize the impact of remittances on development & promote diaspora engagement, shares his views on industry partnerships. He heads the Global Forum on Remittances & the Intn’l Day of Family Remittances.

12:1012:35

Department of Commerce & Fintech: The US International Trade Administration opens its program to assist the industry, meet international trade challenges and help the industry expand, grow & export. Paul Frost, U.S. Department of Commerce

12:3513:00

Money Transfers: New Perspectives: Hugo Cuevas-Mohr moderates a panel with market participants & analysts that shed a new light on the international money transfer industry: remittances, B2B cross-border payments and forex exchange services & products. Panelists: Yakov Kofner, Gartner - SaveonSend, Sofia Freider, Earthport, George Harap, Bitspark/Zephyr

13:0014:30

FILIPINO LUNCH We are proud to honor The Philippines, host of IMTC ASIA 2018 in September 19-21, 2018

Round Tables - Breakout AModerated by Hugo Cuevas-Mohr &

Greta Geankoplis

Round Tables - Breakout BModerated by Salvador

Velazquez

Software Services & Products for the Industry

SHOWCASE

Round Tables - Breakout CModerated by Connie Fenchel

14:3015:45

Money Transfer Services & Prod-ucts; Offline vs. Online: Cecilia Or-onoz & Rosario Hernandez share the experience of the MTS&P Workshop of Nov. 28 & Jennifer McDermott, finder.com, presents the research on Digital MT providers & results of the 2017 Online Money Transfer Awards.

Entidades Financieras Interna-cionales: Puerto Rico’s solution to derisking? Andrew Ittleman, Ana del Toro, Jose L Ramirez-Coll

Presentations: Responding to Reg. Actions: Recent penalty actions against Western Union have set new standards - Cherie Axel-rod, Chief Compl. Off. Western UnionRSS Remit Software Solns

Establishing an MSB business in the US: Dos and Don’ts for Foreign Entities. Andrew Ittleman

Compliance Challenges of e-commerce & Blockchain platforms Deb Thoren-Peden, Daniel Wood, Pillsbury, Grant Blaisdell, Coinfirm

TKS - TransferZero

15:4516:30 Coffee Break - Networking – Meetings

16:3017:30

Are we there yet? The speed of Digital Adoption: How fast are users moving to digital channels? What’s the best practice? Dora Zambria, Azimo; Andrew Siden Prepaid Ventures, Nelly Yarmushkina, KoronaPay, Gene Nigro, Remitly; Nishu Thukral, Pangea, Naushad Contractor, Avenues Payments

Mergers & Acquisitions & Per-formance of Public MTOs: The round table will explore valuations of NBFIs & performance of WU, MGI, RIA Panelists: Salvador Velazquez, Mohr World, Rob Ayers, Fintech Advisors, Alberto Laureano, Barri

Presentations: State Regulator’s Update: Our very popular “Ask the Regulator” session. Panelists: Stephanie Newberg, TX DoB; Rick St. Onge, WA DoFIBITSPARK

MSB Red Flags from a Bank Examin-er’s Perspective - John Wagner - Man Dir, Deloitte/Former Head of BSA Policy at the OCC

Grey Systems

18:4520:45

NIGHT EVENT: Cruising Biscayne BayCome with us to a lovely evening enjoying the Miami Skyline Hors D’Oeuvres will be served, a Cash Bar will be provided and music will entertain us! Join us! Boarding at 6:45 pm - Back at 8:45pm

CONFERENCE AGENDA

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

Sponsored by

Wednesday, Nov 29th - CONFERENCE DAY ONE

Please Read: Plenary Sessions will be mostly in English but there will be simultaneous translation (English & Spanish) available. Roundtables will be in English today (no translation)

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IMTC WORLD 20173

08:00 REGISTRATION IS OPEN FOR CONFERENCE ATTENDEES

09:0009:10 WELCOME TO IMTC DERISKING & UNBANKING FORUM - Hugo Cuevas-Mohr - Daniel Trías , IMTC

09:1009:25

Introduction to Derisking: The diverse state of derisking in the world: Hugo Cuevas-Mohr shares his views on the global state of derisking while Nora Gurung, from the DFSO at Columbia University, shares the group's research

09:2509:55

Derisking, Financial Inclusion and the role of GAFILAT: Eugenio Curia, GAFILAT President shares his views on Derisking, Financial Inclusion and the efforts to enhance transparency and a sensible & real risk-based approach

09:5510:30

PANEL: Derisking from a regulators perspective: IMTC has invited regulators from different countries and entities to share their views on derisking - Panelists: Oscar Boidanich, Seprelad Paraguay, John Wagner - Managing Director, Deloitte/Former OCC Enforcement Chief , Jonathan Fishman, Policy Advisor, US Dept. of the Treasury

10:3011:30 Coffee Break - Networking – Meetings

11:3012:00

PANEL: MSB friendly Banks and Derisking: IMTC has invited banks that are offering services to the industry to share their views on derisking, their criteria for selecting the companies they are willing to bank, how they manage risk, the costs, the limits on regions served or volumes handled, banking agents, etc. Moderator: Rob Ayers - Panelists: Geoffrey Rempel, The Reserve Trust Company; Sam Rosenfeld, Verdigris, Dan Miner, Main St. Bank; Andy Salemi, First Midwest Bank

12:0012:30

PANEL: Innovative Banking & Settlement Services to manage derisking: IMTC has invited companies & insti-tutions providing emerging systems to manage bank & non-bank settlement systems and transaction management - We will also explore the future of derisking from their point of view. - Panelists: George Harrap, Bitspark/Zephyr; LuisBuenaventura, Bloom Solutions; Brit Yonge, Lightyear/Stellar

12:3013:00

PANEL: The Money Transfer Industry & Derisking: Hugo Cuevas-Mohr discusses with industry associations their derisking experiences & how they have affected affected their members - Kathy Tomasofski, MSBA; Joseph Iuso, CMSBA, Daniel Trias, CIASEFIN shares the groups efforts.

13:0014:30

AFRICAN LUNCH with the support of African Institutions we are proud to honor the region with the highest potential to grow in the next few years

Round Tables - Breakout AModerated by Hugo Cuevas-Mohr

Mesa Redonda - Breakout BModerada por Salvador Velazquez

Compliance BreakoutConnie Fenchel, Coordinator

14:3015:45

Fintech/ Blockchain: New developments in Distributed Ledgers: Products, Services, Regulation & Investments (ICOs). Panelists: George Harap, Bitspark/Zephyr, Olivia Chow, Yokip Consulting, Felix Shipkevich, Attorney, Judith Rinearson, KL Gates; Aloisio Matos, Matos Advogados

Derisking en Latinoamérica: Estado actual y futuro de los esfuerzos contra el derisking en la región. Panelistas: Claudia Revilla, Progre-so, Daniel Trias, DT-IMTC, Mario Mochetti, CADECAC- CESFUR- Waldemar Alvarez, Gilberto Rodas; ACCP- Kelly Massaro, ABRACAM- Carlos Grossman, More Chile;

Recent Rules Affecting MSBs; Beneficial Ownership CDD Rule & NYDFS Rule 504 - Zachary Coughlin, Sanctions Compliance & Evaluation, OFAC

CDD for Global Online Transfer and Payments Companies - Zory Munoz, PayPal; Laura Goldzung, AML Audit Services

15:4516:30 Coffee Break - Networking – Meetings

16:3017:30

Africa: The New Frontier: We will discuss Remittance Service Providers in Africa: Banks, MTOs, Mobile. Panelists: Caroline Cherotich, Kendy Money Transfer - Anslem Oshionebo, PingExpress, Iyinoluwa Aboyeji, Flutterwave, Patrice Kiiru, Equity Bank

El Mercado de Remesas en España: Estado de la Industria, Digitalización, Derisking. Panelistas: Luis Cambronero, TransferZero, Antonio Selas, Cremades & Calvo-Sotelo, Lourdes Soto, B-ON

IT Security for MSBs & MSB related CFPB Issues - Felix Shipkevich, Shipkevich, LLC; Amy Greenwood-Field, Dentons Law Firm

El Mercado de Remesas en México: Estado de la Industria, Opciones Cambiarias, Depósit-os Bancarios, Nuevos Canales, Derisking. Panelistas: Fernando Treviño, ADM, Fernando Gutierrez, STP,

Legal Hot Topics/ Penalty Actions

Andrew Ittleman, Fuerst Ittleman; Cybersecurity: NBFIs: the next hackers target: Moderated by Greta Geankoplis, we will discuss the impact of security breaches to the industry. Panelists: Gene Libov, Planet 9; Mark Cooper, PKI Solutions

19:00- open

Restaurant Excursion: We will give you restaurant choices, coupons and we will take you to Lincoln Road | Española Way for a delightful evening enjoying the place you choose with the colleagues you choose. Note: The dinner is on you (or you might get yourself invited!)

CONFERENCE AGENDA

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

NETWORKING AREA

IS OPEN

Sponsored by

Thursday, Nov 30th - CONFERENCE DAY TWO

Plenary Sessions in the morning will be mostly in English but there will be simultaneous translation (English & Spanish) available. The Round Tables in the Breakouts will be either in English and in Spanish but no translation will be available.

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IMTC WORLD 20174

08:00 REGISTRATION IS OPEN FOR CONFERENCE ATTENDEES

09:0009:40

Innovation Trends in Remittances & Alternative Financial Services: Hugo Cuevas-Mohr and Greta Geankoplis share their views and opinions on innovations in the industry, the 2017 RemTECH Awards and the upcoming Asia-Pacific Awards in 2018.

09:4010:05

RemTECH: The Remittance Innovation Awards: Hugo Cuevas-Mohr and Greta Geankoplis moderate a panel with the winners of the 2017 RemTECH Awards present at the event: Azimo, Bitso, Safaricom, Xoom/PayPal, TransferTo

10:0510:30

PANEL Innovations in Remittances: Greta Geankoplis and Luis Buenaventura, coordinators of the Remittance Innovation Forum at IMTC on Pre-Conference Day moderate a panel with selected participants of the Forum to share their experience and discuss the innovation trends. Panelists will be selected from the Forum

10:3011:30 Coffee Break - Networking – Meetings

11:3012:10

Blockchain and the Money Transfer Industry Hugo Cuevas-Mohr moderate a panel where panelists will share their views and opinions on the use of the Blockchain protocol for Payments, Banking and other financial services, innovations that will create profound changes in the industry in the near future, discussed in The Blockchain Series Seminar Nov. 28 Panelists: George Harap, Bitspark/Zephyr, Olivia Chow, Yokip Consulting, Scott Dueweke, IDPAY

12:1012:30

Service Innovations for the Money Transfer Industry Hugo Cuevas-Mohr moderates a panel with companies providing innovative services and partnering with money transfer companies. Panelists: Deepak Jain, Swych; Alex Thiriez, Lendsum, Tali Av-Zuk, Vala

12:3012:50

PANEL Money Transfer Trends for 2018 and beyond: Hugo Cuevas-Mohr moderates a panel on industry trends for 2018 and beyond, with company delegates that will share their opinions on the most important issues the industry faces such as competition, pricing, costs, derisking, regulation, technology, customer needs, new ser-vices & products, etc. Panelist: Gene Nigro, Remitly

12:5013:00

RAFFLES - END OF THE CONFERENCENeed to be present to win one Tablet courtesy ofPillsbury & an Apple Watch courtesy of Mohr World

Friday, Dec 1st - CONFERENCE DAY THREE

CONFERENCE AGENDA

NETWORKING AREA

IS OPEN

NETWORKING AREA

CLOSES AFTER COFFEE BREAK

Please Read: Sessions will be mostly in English but there will be simultaneous translation (English & Spanish) available.

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São Paulo, Brussels, San Francisco, Manila, Miami and the 2018 RemTECH Awards in Kuala Lumpur

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