TULIP Program(Tenant User Liability Insurance Program)

Why TULIP?

Requests to use municipal property and facilities by the public have become a common occurrence. However, these individuals and organizations are not covered under your insurance policy. �is makes the municipality vulnerable to unnecessary claims.

The solution to this dilemma is the Tenant Users Liabili-ty Insurance Program. TULIP is a low-cost insurance policy that protects both the “tenant user” and the munici-pality. A “tenant user” is any outside party using your facilities. �e policy covers bodily injury or property damage arising out of the use of the municipality’s premis-es by tenant users. Traditionally, the tenant user pays the premium costs. Premium costs are based on the nature of the event, the number of event days, the number of participants, the level of risk and any special requirements.

Your tenant user now has access to generate a quote and bind general liability via the TULIP online system.

For further information, contact:

Leigh StonerUnderwriting ManagerMunicipal Association of South Carolinalstoner@masc.sc803.354.4752

Susan KludjianChristine Mitchell

Commercial Account ManagerHUB International New England, LLC299 Ballardvale StreetWilmington, MA 01887Phone: 800.507.8414

Sponsored by

Underwritten by

NATIONALLEAGUEOF CITIES

Coverage and LimitsCoverage limits of $1 million are available for bodily injury and property damage, including products/completed operations. �e policy will pay those sums that the insured (tenant user) is legally obligated to pay as damages because of bodily injury or property damage coverage provided by the TULIP policy to which this insurance applies.

Coverage includes• Premises Operations • Products/Completed Operations• Contractual Liability • Broad Form Property Damage• Personal Injury Liability • �ird-Party Personal Property

�e cost of defense is in addition to the limit of liability for any coverage.

�e municipality is an additional insured for each covered event.

Liquor liability is optional.

How It Works• When a tenant user wants to use municipal property, the facility management directs the tenant user to www.tulip.onebeacon entertainment.com/e/tulip/apply.aspx and provides the tenant with its seven-digit venue ID code.

• �e tenant user enters the ID code and answers a few questions in a three-step process that provides an online quote.

• To purchase coverage through the TULIP program, the tenant user enters payment information and the coverage is bound. A Certi�cate of Insurance is emailed automati- cally to the municipality, tenant user and broker.

• If the event falls outside the TULIP program’s scope, the user can call a toll-free number for a quote.