Workers’ Compensation Insurance SpecialistsProviding Agents a Competitive Advantage

A-rated carriers

Multi-state markets

D

Retros and large deductible plans

UPA’s Workers’ Compensation Products Include:

UPAY-As-You-Go Results In Savings For Your Clients

HERE’S HOW IT WORKS!

UPA partners with preferred payroll companies

Payroll company calculates workers’ comp premiums

Payroll company issues monthly reports to UPA on the insured’s behalf

Eliminates Annual Premium Down Payments

Cash Flow improves since premiums are paid each pay period based on actual, not estimated payroll

Emphasis on reducing claims cost

Significant customer savings

Focus on your customer’s satisfaction

Markets available nationally

User friendly technology designed with your needs in mind

Complete Program Management Provides…

An e-Agent Program

A Preferred Agents Program

Additional benefits awarded to Preferred Agents

Ongoing industry updates

On-line marketing support

UPA Helps Drive Your Business Through…

Lead generation

Customized training program

Eligibility for incentive travel

First class treatment for your customers

Expert forums

UPA Preferred Agent Program Benefits Include…

UPA e-Acces agent portal

Workers’ compensation & agent forums

Notification & alerts

Electronic document retrieval

Downloadable marketing materials

State-of-the-Art Online Technology

Distinct Claims Advantage…

TraditionalApproach 180° Advantage

Claimetrics 180º approachClosing claims within 180 days

Accurately setting reserves at 180 days

Proactive Resolution Process (PReP)

Early medical intervention on every claim

Centralized operations

Accountability Through Performance Measurement

WITH CLAIMETRICS PROPRIETARY PROCESS

Data-driven decision support systems

Business intelligence

More accurate results tracking

Focus on trends before they become problems

Claimetrics Uses Real-Time Metrics With…

$68 million reduction in Workers’ Compensation cost

$20 million reduction in required deposits

30% reduction in risk cost

50% reduction in litigated cost

Dramatically improved employer / employee relationship

Employer Success

Robert A. FunkCEO & Chairman of the BoardExpress Employment Professionals

“Claimetrics methods lowered our workers’compensation costs by 30%, saved staff time and eliminated workers’ compensation overpayments.”

Licensed in 50 States

Coverage may not be available in all states. The description here is a summary only, it does not include all terms, conditions and exclusions of the policies and coverages described.

UPA, Your Competitive Advantage For Growing Your Agency And Saving Your Customers Money