Using Geographic Information to aid the fight against fraud

CILA SIG Conference 2008

Chris Chambers

Geographic Information Consultant

Visualisation

Location of claimant relative to flood

Environment Agency flood plain

Portfolio in relation to flood plains

Portfolio properties within flood plains

All claims in the region

Claims properties within flood plains

Claims properties outside flood boundaries

Detailed claims analysis

Claim analysis

Claim analysis

Claim analysis – within flood plain?

Claim analysis – type of claim?

Claim analysis – height above sea level

Claim analysis – relative to portfolio?

Business Interruption claim analysis

Business Interruption: Accessibility?

Business Interruption: Nearby infrastructure?

Detecting exaggerated claims

Detecting exaggerated claim

Using geography to detect the ‘undetected’ links

Public house close to cluster of claimants

The Postcode Divide

Back garden neighbours

Detecting & declining fraudulent new business before it gets on your books

Morpeth floods

Summary

Summary - Everything happens somewhere

• Identify claimant locations

• Analyse claim trends

• Business Interruption analysis

• Exaggerated claims analysis

• Detecting ‘new’ links

• Declining potentially fraudulent claims at underwriting stage

For further information please visit:

www.ordnancesurvey.co.uk/cila

or feel free to contact:

Sarah AdamsBanking, Finance & Insurance Sector ManagerSarah.Adams@OrdnanceSurvey.co.uk 07917093743

Chris ChambersGeographic Information ConsultantChris.Chambers@OrdnanceSurvey.co.uk 07818 013875

When it comes to tackling fraud….When it comes to tackling fraud….