32 Year in business - System Solution developers as a team from 1983.
Swedish innovation = global success!
A modern, open source system and device solution. New revolutionary concept brings new security to the market, new revenues for merchants and brings all consumers from age 5 to 105 into the e-society.
Multi-Function POS Peer to Peer Mobile to Mobile NFC - RFID Micro Remittances Micro Payments Value Added Services Time Management Salary solution Instant Tax collection Ticket and seats Alerts & Pictures
General concept and model presentation targeting the CEO, CFO, CTO
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
The world needs a global solution which can handle instant payments or exchange of any type values, even complimentary currencies, without costly middleman’s.
Moreover, give the consumer the ability to send money to their loved once, without being forced to pay high charges, today 6-15%.
More than 60% of global consumers are today 2015 unbanked and left outside the modern financial services and commerce.
In-house proprietary ownership
With more than 30 years’ experience the team decided to make the new solution-suite using 100% OPEN SOURCE and independent. No Database Licenses, no third-party licenses at all. The solution is also hardware independent and totally scalable and can for its many services dynamically utilize Cloud-resources.
Real-time Mobile settlement without GPRS
The ViA Concept and its payment solution were developed based on the fact that NOT everyone has internet nor does the mobilephone operators always have internet connectivity. Transactions execution can alternatively use USSD or Data connection via GPRS.
Device independent solution The ViA concept is device independent, which means that ViA can easily adopt to any market situation, without being stuck in a corner. We prefer web-based services rather than device dependent APPS, but has API’s other developers can use to access the ViA Services. Mobilephone, terminals, customized devices, no limitations. ViA also possesses new security solutions which has been patented.
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
Why unique device? A dedicated GSM based device with printer is more secure and gives higher credibility. Small shops, street sales, home-party and home-delivery business can largely benefit from accepting cards and ease-up all their administration. The ViA solution gives the small company the large enterprise solutions in a simple and cost-effective way. Creates NEW revenues.
10 Years as prepaid providers Besides the executive team surrounding the parent company ViA Global Holdings AG in Switzerland, the hands-on and real market experiences mainly has been made in the Kingdom of Thailand. ePAY – Electronic Payment Network (Thailand) Co Ltd was the pioneer to launched electronic prepaid solution in Thailand already 2005. More than 3,500,000 mobilephone customers per month, 130,000 transactions per day and a sales volume exceeding $ 12.0 million each month. In Total more than 500 million transactions, that’s real hands-on experiences and close to 4,000 active merchants.
Multi-Function Multi Services
Back in the middle of 1980’s the team was spearheading the Voicemail and Audiotex industry, brought to the global market Value Added Services using the normal telephones, later also the mobile phones. (800 and 900 services).
The ViA concepts can add new services and new functions within hours.
New Services and functions
The now developed ViA concept can handle any type of transaction and service and it is easy to implement completely new services without bringing the terminal in for service. All software changes can be made and controlled remotely.
Technology Transfer National Solution The ViA Model and the ViA Concept can easily be implemented as a national payment solution as well as a national settlement-hub for any type of pre-paid transactions. ViA Global Holdings AG can arrange and agree to also make technology transfer over time, so that a nation can operate and handle a national solution by themselves.
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
ViA Instant Secure Message ViA Certified News Notification
ViA Instant Secure Alert Game usage
Government Services:
Collection of Fees Pay your fine
Top-up e-Government SME – Merchants:
ViA Tiny Cashier Solution Inventory Registration Instant VAT and TAX Time Management
Attendance Payroll
Staff @ Work Payroll
B 2 B Settlements Bank Services Bank Products
Payment Acceptances:
Prepaid Cash Card Credit Card
Contactless Card Mass Transportation
Top-Up / Refill - Redeem Smart-Ship Acceptance
Signing on-screen
Access:
Mobile Phone NFC – Touch & Go
RFID Sticker Mass Transpiration Card
payments and refill. Biometric
Mobile phone number National ID Card
QR Code Barcode
Simple Services - Products:
Biorhythm Tarot
Horoscope Color of the Day
Number of the Day Lucky Numbers
Subscriptions:
Subscriptions Bill Payments
Voting Pools
Consumers Surveys
Turning retail-space to gold Retail space is the merchant’s most precious asset! ViA turns valuable space to ‘gold’ and brings a whole range of new services to the shop, inside the shop, where offered services generate a much welcomed new revenue and the shop becomes a vital part of the modern e-society, by dedicated terminal, Pad or Mobile solution.
Bring Customers
ViA Catch AD Print Loyalty
Location Finder
Charity – Disasters
Donation Tracking Hand Out-Logistic
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
The ViA Business Model Innovation and its Financial Model Innovation has been wetted and scrutinized by many. “The ViA Model is the foundation for a 100 year company”, stated Albert Weintraub back in 2005.
Some of the most reputable global achievers and executives are involved in contributing their valuable knowledge to fine-tune the ViA model. We who are the core-due behind ViA is its founder Lars Olof Kanngard (Sweden) and Mats Engstrom (Sweden) who both has lived in Dubai from the late 90th and now in Asia, Bangkok. And here is some of the key-supporters who has been involved to fine-tune and perfected the ViA Model and its ViA Concept:
Professor Bernard Lietar (Economy – Euro)
Professor Sten Ronnberg (Social behavour)
Professor Carl Lidgren (Innovations Lund, Sweden)
Professor Wiliam Hogland (Environment)
Ragnar Santesson (BankGiro)
Madam Salwa Shaibani Abu Dhabi
Ian Jonston (Bus & Fin Adviser, Fosters)
Ashok Kalmankar (SBI India)
Georg Svensson
Christian Alcenius (www.Futurelab.se)
Karl-Erik Eriksson Audit – Fin Modeling
Sture Lundin
Iftikhar Ahmed
Albert Weintraub (US Law)
ViA is now geared up to make a larger expansion both in Thailand and the neighboring countries entering the market in India and the Middle East.
Facts: ViA Global Holdings AG is the group’s holding company, holding all IP rights with controlling interests in subsidiaries, responsible for R&D, Information gathering, strategic development and deployment of eBM devices and ViA Cards. The ViA group currently operates two companies in Thailand; ViA Card (Thailand) Co Ltd (VCT) a fully licensed pre-paid cash card issuer and e-money license holder by the BOT Bank of Thailand with a paid in share capital of USD 24.0 million (ex.rate 32) and ePAY – Electronic Payment Network (Thailand) Co Ltd (ePay). and was the 3rd largest distributor of pre-paid top-up services in Thailand with sales exceeding USD 5.0 million per month handling 70,000 to 130,000 trx per day and has 2,700 active merchants, with a team of 50 employees. Both companies were established in 2005.
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
You may ask yourself the question: How can it become a success?
Success without advertisement
Providing services which brings the unbanked consumers in the world to be part of the modern e-society in such a manner that they all talk about ViA…..
Provide Remittances for workers as low as 1% or $2.00 Today workers around the world pay up to 10% of their salaries just to send money home to their loved ones.
0% percent MDR fee for your own customer Today the merchants pay from 1.00 – 4.00% for accepting traditional card-brands. When a shop has issued a ViA Card to a consumer and the consumer returns the merchant pays no MDR fee. If the consumer goes to another shop, that merchant only pay 0.50% and the issuing shop also get a ‘kick-back’, for whatever has been spent. And here comes a few important facts which bring the ViA Model even beyond what Google and Facebook and other have done.
ViA has real consumers ViA has real merchants ViA‘s eBM devices will be distributed around the world ViA protects the value of being a consumer ViA returns real values back to the consumer ViA gives the merchant an eBM device which creates a new revenue stream ViA VAS API Terminal agnostic solution. ViA create fairness to everyone.
D:\_VGH ViA Global Holding AG\Investors\ViA PAY Introduction v6.docx - 2015-10-01 - 19:14
Let’s make them all truly happy, ViA a better way!
KINDLY BE INFORMED THAT ViA Global Holding AG has patented most of the concepts presented herein and also been granted patent as well as trade mark registrations.
