M&T Mortgage Pre-ApprovalAn M&T Mortgage Pre-Approval provides you with
the confidence of knowing how much you can
afford before you start planning to build your new
home. In most cases, you can get pre-approved in a
just a few minutes over the telephone with an M&T
log home financing specialist. We can help you
determine which construction product best suits
your needs, provide an estimate of your anticipated
mortgage payment, and an estimate of funds
needed for closing.
M&T's Construction Loan Program features:
Various Downpayment Options.
M&T has many financing solutions to meet nearly
every customer need. If you already own your land,
you may be able to use that equity toward
your downpayment.
A bank your builder will have confidence in.
Having provided thousands of customers with
their new construction financing, M&T Bank’s
team of certified construction
specialists has the experience and knowledge
you and your builder can count on.
Land Financing Options.
We also offer land financing options for when
you’ve found the right location, but haven’t yet
found the right home.
Rate Protection.
Long term rate lock options to secure an
interest rate for your permanent mortgage.
M&T Bank is among the largest banks in the
nation with over $118 billion in assets. Founded
over 160 years ago, M&T Bank has over
750 branches located throughout New York,
Maryland, New Jersey, Pennsylvania, Delaware,
Connecticut, Virginia, West Virginia and the
District of Columbia. M&T has billions of
dollars in mortgage closings each year and
has a mortgage servicing portfolio which
includes hundreds of thousands of
customers nationwide.
Mortgage Pre-Approval Request Form If you're considering building a new home, and wish to receive a mortgage pre-approval, complete this form.
Applicant
Last Name First Name M.I.
SS# Date of Birth
Current Mailing Address
City State ZIP
Home Phone
Work Phone
Employment Information
Full-Time (Y/N)
Hourly/Salary/Commission
Gross Monthly Income
Other Income*
* Alimony, child support, or separate maintenance income need not be provided if you do not choose to have it considered.
Co-Applicant
Last Name First Name M.I.
SS# Date of Birth
Current Mailing Address
City State ZIP
Home Phone
Work Phone
Employment Information
Full-Time (Y/N)
Hourly/Salary/Commission
Gross Monthly Income
Other Income*
* Alimony, child support, or separate maintenance income need not be provided if you do not choose to have it considered.
Land
Own Land (Y/N)
Balance Owed Bank/Institution
Appraised Value
Construction Manufacturer
Dealer/Builder
Package Price
Construction Costs (excluding land and package)
Construction Time Frame
Time Frame to Start Construction
Credit Authorization For Purchase TransactionsPlease sign this authorization only if you are considering a pre-approval in connection with a purchase transaction. By signing I authorize M&T Bank (M&T) to obtain my credit report from a credit reporting agency. I understand that I can obtain this report from a credit reporting agency in accordance with the Fair Credit Reporting Act. I also understand that if I have any questions, disputes or comments about the information on my credit report, I must contact the credit reporting agency to address these issues.This authorization is not an application for credit, nor is it a request to M&T to consider an application for credit. M&T will provide pre-approval information on all requests received. If you ask us we will tell you if a credit report was obtained, and if so, the name and address of the credit reporting agency providing the report.
