Wagieda Suliman

how we compile the research

• data - 1981 to 2013

• holistic view

• optimal employee benefit structural design

• expanded design framework

• representative – sample

• web app designed for easy access

• provide definitive view - state of the retirement fund landscape.

• impact of retirement reform processon employers

• Sanlam Employee Benefit’s response to retirement reform papers

• unpack the member’s circle of influence

• unpack post retirement process

Stand-alone

• 100 Principal Officers

• sample reduced from 200 to 100

•shift to umbrella funds trend continues

Umbrella funds

• 100 participating employers

Pensioners

• retained sample as previous years

• 251 pensioners

• face-to-face interview

Member

• sample 500 active members

• employer sponsored schemes

• retirement annuity members

• sub-set young employees

• 2010

• 2011

• 2012

• 2013

Minister of Pensions

Behavioural Finance

Savings Heroes

Day One