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INSIDER WAYNE COCHRANE’S REAL ESTATE
November 2011
Your Neighbourhood Real Estate Professional
Wayne Cochrane...www.mooving.ca
Sellers: Moving Forward
The Joy of Ownership
The decision to sell your home can come with a mixed bag of emotions. There is uncertainty and fear about how quickly your home will sell and for what dollar amount. There may be guilt about leaving behind family, friends, or neighbours. You may also feel anxiety about what is to come.
A less than stellar market has done little to ease these jitters. Many would-be sellers have even decided to forgo moves for fear that now isn't the time to sell.
Many others who have made the leap are ruled by emotions of sadness or regret. How does one let go of a home where so many memories were made?
The answer is in the attitude. It's not about letting go. It's about moving forward.
In order to let go of the negative feelings you have about the selling process there are a few crucial steps to take.
First, be resolute about your decision. If we allow ourselves to go back and forth between "I should" and "I shouldn't", you'll always have uncertainty. Decide once and for all what is best for your family. Many people make pro and con lists. Others simply go with what feels right.
Second, remember that memories
aren't housed in the walls of your home, they live inside your mind. Those last a lifetime! Plus, take lots of pictures and video to document what life was like in your old home.
Third, talk about your decision. Bottling or resisting emotions can s imp l y make t hem more pronounced. If you feel anxiety, talk to your spouse, friends, and realtor about it. It helps having a sounding board for fears and questions. Bounce ideas off of them.
Next, be willing to compromise. Today's sellers are finding tougher conditions. There are lots of homes on the market and that means more competition. Go into the selling process with the mindset that you may have to make certain concessions. Many sellers find they need to lower their price. They may need to pay the buyer's closing costs. They may also need to move out sooner or later than they anticipated.
Finally, refocus your attention on the fact that you're moving on to a new phase in life! Many of you will be experiencing moving-up to your dream home. No matter the reason you're selling, get excited about the changes or opportunities in your life.
MORTGAGE RATES Fixed rates:
Rates provided by Invis Mortgage
as of October 3, 2011
Subject to change without notice
Rates provided by Invis Mortgage As of January 11, 2011
Subject to change without notice
1 year: 2.89 %
2 Year: 2.99 %
3 Year: 3.19 %
4 Year: 3.09 % 5 Year: 3.39 %
Sellers: Moving Forward Written by Carla Hill
Page 2
Condominiums and Townhouses
on the Halifax Common
www.ArmourySquare.com or Call Wayne
89% Occupied
Give me a call...
Wayne Cochrane EXIT Realty Metro
NOVEMBER ISSUE
MORTGAGE RATES Fixed rates:
Rates provided by Invis Mortgage
as of November 3rd, 2011
Subject to change without notice
1 year: 2.89 %
2 Year: 2.99 %
3 Year: 3.19 %
4 Year: 3.09 %
5 Year: 3.39 %
Brain Teasers
How many different breeds of
cows are there in the world?
Word Scramble:
Epparaid lauev
WAYNE COCHRANE’S REAL ESTATE INSIDER
Today's experts spout off the latest statistics about long-term wealth, home values, and interest rates, yet there's a much more s e n t i m e n t a l s i d e t o homeownership. In fact, many home buyers are drawn to homeownership for these warm and fuzzy reasons.
Owning a home allows you to put down roots, both figuratively and literally. On one hand you become part of a neighbourhood and community. When you rent, neighbours come and go as quickly as leases renew. Homeowners, however, tend to stay put longer.
What does this mean for you? You can develop, many times, lifelong relationships. This also means your home will see you through many of l i f e 's importan t milestones.
It makes sense. Many people
enter the realm of homeownership as young couples looking to build a nest. They plan on starting their own family and need room to expand and grow. These family homes will see many firsts and will be the container of countless m e m o r i e s . A d d i t i o n a l l y , homeownership gives families more room to entertain and this means extended family will also share in building memories.
It's not just young families, though, that seek homeownership. Families with teenagers seek larger homes to room their growing brood. Retiring adults may wish to start a new phase and new memories, seeking out warmer climates or smaller, more manageable homes.
These little moments are what life is all about. Memories from Christmas mornings and summer vacations will fill minds for years to come.
On the other hand you literally can put down roots by planting trees and shrubs! Renters are rarely afforded the luxury of gardening. In fact, digging up the landlord's yard is frowned upon. As a homeowner you are able to create your own green oasis, including trees that will mature alongside your children and gardens that will feed your hungry pack.
There is a certain pride that comes with homeownership. This little piece of property and land is yours. There's no one that can evict you or take it away. This security allows
people to form deep attachments to both the land and home.
This pride of ownership spurs m a n y o w n e r s t o m a k e improvements and additions, both to keep the home in working order and to make it more comfortable and usable, which in turns improves neighbourhood values and overall curb appeal.
Why do people buy? They may be initially motivated by changes in circumstance, such as a new job or a new family, but they buy based on emotional responses. People want a house that can become their home, where they'll fill it with good times and memories. Be sure to remember this sentimental side of homeownership the next time you read about stocks, bonds, and housing woes.
The Joys of Homeownership Written by Carla Hill
Page 3
Follow Real Estate Professional
WAYNE COCHRANE’S twitter page
@mooving.ca and get notified of hot new listings
first!
Go to www.mooving.ca - ‘About Wayne’ and click on ‘Monthly Newsletter Trivia’ for the answers.
WAYNE COCHRANE’S REAL ESTATE INSIDER
Note: This is not intended to solicit clients currently under contract.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
Page 4
Wayne Cochrane Real Estate Professional
902-830-4761 [email protected]
More homes listed by EXIT - view these homes at:
www.moov i n g . c a
unless noted otherwise
List Today and EXIT Tomorrow!
1293 White Hills Run
Kingswood North
39 Tradewind Court 45 Haverstock Drive 18 Glen Arbour Way
147 Skye Crescent
Glen Arbour
471 Gatehouse Run
$538
,900
$434, 800
Glen Arbour
$789,00
0
$384, 800
Kingswood
28 Roupen Court 64 Thomas Drive
$844
,700
$325, 000
$599, 800
$309, 800
Kingswood North
$549,90
0
$274, 900
Kingswood White Hills
Highland Park