WHAT IS INVOICE WHAT IS INVOICE FACTORING?FACTORING?

WHEN YOUR WHEN YOUR COMPANY NEEDS COMPANY NEEDS CA$H...CA$H...Invoice Factoring creates financial solutions Invoice Factoring creates financial solutions

when times are tough...when times are tough...

Slow Paying CustomersSlow Paying Customers~~ When When your clients can your clients can pay on slow terms that force your company to pay on slow terms that force your company to wait extended periods for money it needs now.wait extended periods for money it needs now.

Economic DownturnEconomic Downturn~ ~ When fluctuations in the When fluctuations in the economy can make it difficult to purchase economy can make it difficult to purchase supplies & retain customerssupplies & retain customers

Financial StrugglesFinancial Struggles~ ~ When yourWhen your business is in business is in different stages of its life-cycle & experiences different stages of its life-cycle & experiences hardshiphardship

Business Financing Business Financing OptionsOptions

Here are some common business financing Here are some common business financing options companies choose. These types of options companies choose. These types of business lending don’t always benefit business business lending don’t always benefit business owners. owners.

Bank LoansBank Loans

Charge high interest ratesCharge high interest rates

Bases loans on credit & performance Bases loans on credit & performance

Provide no extra servicesProvide no extra services

Business Credit CardsBusiness Credit CardsCarry strict terms Carry strict terms

Payment due dates & penaltiesPayment due dates & penalties

Can be linked to owner’s personal credit scoreCan be linked to owner’s personal credit score

Invoice Factoring: Invoice Factoring: The AlternativeThe Alternative

Factoring on the other hand...Factoring on the other hand...Carries low, affordable ratesCarries low, affordable rates

Focuses on customer’s credit (not the company’s credit)Focuses on customer’s credit (not the company’s credit)

Provides additional services including account management, Provides additional services including account management, back office support, industry expertise & more.back office support, industry expertise & more.

2 Invoice Factoring Options:2 Invoice Factoring Options:

Recourse FactoringRecourse Factoring- A lower rate option where you - A lower rate option where you are responsible for paying the factor if your customer are responsible for paying the factor if your customer fails to pay.fails to pay.

Non-Recourse FactoringNon-Recourse Factoring- The factoring company - The factoring company assumes all risk - even if the invoice isn’t paid. Non-assumes all risk - even if the invoice isn’t paid. Non-recourse factoring often comes with higher rates.recourse factoring often comes with higher rates.

What is Invoice What is Invoice Factoring?Factoring?

Invoice factoring is the process by which your Invoice factoring is the process by which your company sells its unpaid invoices to a factoring company sells its unpaid invoices to a factoring company. Once the factor receives your company. Once the factor receives your invoices, they advance you a high percentage invoices, they advance you a high percentage of the invoice amount for a small fee. Your of the invoice amount for a small fee. Your customer then pays their bill through the customer then pays their bill through the factoring company. Once the invoice is fully factoring company. Once the invoice is fully paid, you receive the remainder of the invoice paid, you receive the remainder of the invoice amount. amount.

The Advantage of The Advantage of FactoringFactoring

Factoring your invoices is a favorable alternative Factoring your invoices is a favorable alternative to credit cards and bank loans. It quickly puts to credit cards and bank loans. It quickly puts cash into your company’s hands and comes cash into your company’s hands and comes along with some extra benefits:along with some extra benefits:

Immediate funding in handImmediate funding in hand

Free of strict termsFree of strict terms

Stabilizes cash flowStabilizes cash flow

Use money however you see fit (cover expenses, make purchases, Use money however you see fit (cover expenses, make purchases, etc.)etc.)

No time wasted pursuing customers for paymentsNo time wasted pursuing customers for payments

Gives flexibility from industry to industryGives flexibility from industry to industry

No limits or restrictions on cash No limits or restrictions on cash

Is Invoice Factoring Right for Is Invoice Factoring Right for you?you?

Whether your business just launched or you Whether your business just launched or you have years of experience, Factor Finders can have years of experience, Factor Finders can service small and large companies across a service small and large companies across a multitude of industries multitude of industries

Healthcare Factoring Healthcare Factoring

Trucking FactoringTrucking Factoring

Staffing FactoringStaffing Factoring

Construction FactoringConstruction Factoring

Manufacturing FactoringManufacturing Factoring

Distribution FactoringDistribution Factoring

And more!!! And more!!!

The Factoring ProcessThe Factoring Process

How can you begin to factor invoices? Well, our How can you begin to factor invoices? Well, our factoring process is faster & easier than what factoring process is faster & easier than what you see with other business funding methods: you see with other business funding methods:

1) Complete our application, which can be found here: 1) Complete our application, which can be found here: http://www.factorfinders.com/request-a-factoring-quotehttp://www.factorfinders.com/request-a-factoring-quote

2) Submit a customer list2) Submit a customer list

3) Submit an accounts receivable aging report3) Submit an accounts receivable aging report

4) Submit your Articles of Incorporation4) Submit your Articles of Incorporation

5) And lastly, submit your invoices5) And lastly, submit your invoices

GET CASH NOW!!!GET CASH NOW!!!Contact us today to begin at 1-855-FACTOR-1 Contact us today to begin at 1-855-FACTOR-1 or request a quote at our site at or request a quote at our site at http://www.factorfinders.com/request-a-factoring-quotehttp://www.factorfinders.com/request-a-factoring-quote

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Twitter: Twitter: https://twitter.com/factorfindershttps://twitter.com/factorfinders

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GET CASH NOW!!!GET CASH NOW!!!Contact us today to begin at 1-855-FACTOR-1 Contact us today to begin at 1-855-FACTOR-1 or request a quote at our site at or request a quote at our site at http://www.factorfinders.com/request-a-factoring-quotehttp://www.factorfinders.com/request-a-factoring-quote

Follow us at:Follow us at:

Twitter: Twitter: https://twitter.com/factorfindershttps://twitter.com/factorfinders

Facebook: Facebook: https://https://www.facebook.com/FactorFinderswww.facebook.com/FactorFinders

Youtube: Youtube: http://http://www.youtube.com/FactorFinderswww.youtube.com/FactorFinders