Established in 1971 to assist families and individuals experiencing financial difficulties, Consumer Credit Counseling Service (CCCS) is a division of Family Service of the Piedmont, a local United Way member agency. Our mission is to help you achieve your financial goals through the following professional counseling and educational services: • Budget/Credit Counseling • Debt Management Plans • Housing Counseling • Bankruptcy Counseling •Budget Workshops •Credit Workshops •Homebuyer Workshops • Pre-discharge Bankruptcy Workshops a division of Family Service of the Piedmont Where to find us . . . 315 E. Washington Street Greensboro, NC 27401 336-373-8882 236 Mebane Street Burlington, NC 27215 336-226-4175 525 NC-65 Wentworth, NC 27375 336-342-8247 331 Piedmont Drive Yanceyville, NC 27379 1-888-755-2227 Other areas call toll free 1-888-755-2227 take control of your financial future Visit us on the web at: www.thedebtdoc.com who ? are we CCCS The Slane Center 1401 Long Street High Point, NC 27262 336-889-6108 21 W 2nd St Lexington, NC 27292 336-373-8882 513-C White Oak Street Asheboro, NC 27203 336-633-1845 where you’ll find • online counseling • • online education • • educational resources • • maps to our sites • CCCS a division of Family Service of the Piedmont
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Established in 1971 to assist families andindividuals experiencing financial difficulties, Consumer Credit CounselingService (CCCS) is a division of Family Service of the Piedmont, a local UnitedWay member agency.
Our mission is to help you achieve yourfinancial goals through the following professional counseling and educationalservices:
Where to find us . . .315 E. Washington StreetGreensboro, NC 27401
336-373-8882
236 Mebane Street Burlington, NC 27215
336-226-4175
525 NC-65Wentworth, NC 27375
336-342-8247
331 Piedmont DriveYanceyville, NC 27379
1-888-755-2227
Other areas call toll free1-888-755-2227
take controlof your
financial future
Visit us on the web at:www.thedebtdoc.com
who
?are we
CCCS
The Slane Center1401 Long Street
High Point, NC 27262336-889-6108
21 W 2nd St Lexington, NC 27292
336-373-8882
513-C White Oak StreetAsheboro, NC 27203
336-633-1845
where you’ll find• online counseling •• online education •
• educational resources •• maps to our sites •
CCCSa division of Family Service of the Piedmont
CCCS
How CCCS can help:People run into financial difficulties for a variety ofreasons. A lack of financial planning or little understanding of one’s options can quickly lead to financial challenges. At CCCS, our purpose is to increase financial knowledge and assist familiesin solving current financial problems. Through these efforts we can help you achieve your financialgoals and regain a sense of financial well-being.
CCCS offers:
• Budget/Credit Counseling: Nationally certified counselors provide free professional advice on money management, maintenance of your credit report, and using credit wisely. Online counseling services available.
• Debt Management Plan (DMP): A low-cost viable alternative to bankruptcy in which creditors may reduce payments and reduce or stop interest and fees. Provides a consolidated way to pay creditors and become debt free within 48 to 60 months. Online counseling services available.
– Pre-purchase Homeownership Counseling:A free service to assist you in developing a personalized plan that explores options and resources to achieve homeownership.
– Post-purchase Homeownership Counseling:A free service to ensure successful homeownership through effective budgeting, equity preservation, and safeguards to protect your investment.
– Foreclosure Prevention: A free service to help homeowners who are past due with their mortgage determine the options available to avoid foreclosure.
– The NC Foreclosure Prevention Fund™: If you have lost your job or your income has beenreduced the NC Foreclosure Prevention Fund™can pay your mortgage while you seek or retrainfor new employment, or facing a temporaryfinancial setback, such as divorce, seriousillness, or death of a co-borrower.
– Reverse Mortgage Counseling: A service to assist homeowners 62 or older. Information is provided on the benefits, costs, and responsibilities of using this resource to access equity in the home. Fee charged.
• Bankruptcy Counseling: US Court-approved service that provides counseling on the options,alternatives, and consequences of bankruptcy. Approved to issue a certificate in compliance with the bankruptcy code. Online counselingservices available. Fee charged
• Budget Workshops: Free workshop that provides skills on goal setting, evaluating, tracking expenses, managing debt, and saving money.
• Credit Workshops: Free workshop to help individuals understand the importance of credit. Participants learn about their credit report, how to establish and maintain credit, credit scoring, and how to dispute credit report errors.
• Home Buying Workshops: An HUD certified 8 hour homebuying educational workshop which addresses the important aspects of the home buying process. CCCS educational staff and expert speakers discuss budgeting, credit, locating a home, shopping for a home and closing your first mortgage. 8 Hour HUD home buyer education certificate is provided.
• Pre-discharge Bankruptcy Education:A 2 hour US Court-approved workshop that teaches participants how to regain their financial health following bankruptcy. Pre-discharge certificate provided. Fee charged.
• Financial First Aid: Free workshop to help individuals who are experiencing a lay-off or reduction of hours. It covers budgeting on a reduced income, credit responsibilities and priorities, how to talk with creditors and mortgage companies, predatory lending alerts, and community resources.
