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KEY DIFFERENCES BETWEEN DEBIT, CREDIT AND PREPAID BUSINESS BENEFITS TO PREPAID CARDHOLDER BENEFITS TO PREPAID Why Choose Prepaid? MANAGE PAYMENTS Manage and track payment programs end-to-end from a single dashboard. FLEXIBLE PAYMENT TOOL Disburse funds via non-reloadable or reloadable Visa and Masterсard prepaid and virtual cards. STREAMLINE DISBURSEMENT Manage multiple payment programs such as sales incentives or track expenses usage company-wide. RETRIEVE EXPIRED FUNDS When cards expire, unused funds can be retrieved and sent back to you for reallocation. IMMEDIATE ACCESS Cardholders can gain immediate access to funds without having to go through drawn out processes. AVOID UNNECESSARY FEES Don’t lose funds to overdraft and interest fees with potential risk to your credit. UNIVERSALLY ACCEPTABLE Use prepaid cards globally and online wherever Visa or Masterсard are accepted. SECURITY If cards are lost or stolen, cardholders don’t risk jeopardizing personal data or credit scores. BRANDED MONEY Customize your payments experience with branded card and collateral designs. FINANCIAL INCLUSION Payout funds to employees or consumers unassociated with a banking institution. Interested in Prepaid options? Give us a call: 1-888-642-2881 With a debit card, funds are deducted immediately from the cardholder’s bank account using money that is available. PAY NOW DEBIT With a credit card, money is loaned to the cardholder inte- rest-free for 30 days, after which the card- holder must pay off or down their debt. PAY LATER CREDIT With a prepaid card, a fixed amount of money is loaded onto the card up-front, before being given to the cardholder. Funds can be loaded one time or reloadeable. PAY BEFORE PREPAID
