1. What Are Health Insurance Exchanges? Douglas E. Anderson ander2de@cmich.edu

2. http://tophealthexchange.com/statebasics.php 3. It looks easier said than done. http://www.zanebenefits.com/blog/bid/285829/Oregon-Health-Insurance- Exchange-Guide 4. An overview of health insurance exchanges can be found at http://healtheconomists.blogspot.com/2012/05/health-exchanges-101.html and http://obamacarefacts.com/obamacare-health-insurance-exchange.php 5. 30 Million Newly-insured Under The Affordable Care Act: Who Are They? Http://Www.Pwc.Com/Us/En/Health-industries/Publications 6. State Progress Towards Exchange Development Http://Www.Pwc.Com/Us/En/Health- industries/Publications/Health-insurance-exchanges- and-medicaid-expansion.Jhtml 7. http://www.ideastream.org/news/feature/ 47078 8. How will this get verified? And, where are the areas for incentives, such as tobacco use status? 9. Making it happen will not be easy. It will require intense social marketing, outreach, education, and promotion for all demographic groups and locations. http://www.ahipcoverage.com/2013/06/24/chart-of-the-day- health-insurance-exchanges/ 10. It looks easy, but it is not. Here is one state's approach http://vermont-ahs-dvha.blogspot.com/2012_03_01_archive.html 11. make the health insurance exchange user friendly? http://blogs.denverpost.com/health/2013/01/1 4/colorado-health-insurance-exchange-user- friendly/2491/ 12. In 2017 approximately 18% of the American public will purchase insurance through exchanges, radically transforming the health insurance landscape http://www.accenture.com/us-en/Pages/insight-public-vs-private-hix-annual-enrollment- chart.aspx 13. http://www.idahopress.com/health/will-local-politics-spoil-the-health-insurance-exchange/article_81bd1b30-fa3d-11e1-80fb-0019bb2963f4.html