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WILLIAM ELLIOTT III
Curriculum VitaeMarch 1, 2016
Biography
Dr. William Elliott III is an associate professor at the University of Kansas (KU) and founder of the
Assets and Education Initiative (AEDI) a Center in KU’s School of Social Welfare. He also serves as
a Faculty Director of Asset Building for the Center for Social Development and Senior Research
Fellow for New America Foundation’s Asset Building Program. He is a member of the advisory
board for the initiative to develop a Human Needs Index at the Center on Philanthropy, Indiana
University and a Visiting Scholar at the Federal Reserve Board of Boston.
Dr. Elliott is a leading researcher in the field of children's savings and college matriculation and
success. He has written extensively on the relationship between assets and children's educational
outcomes. Numerous news and media outlets such as the National Journal, NPR, US News, the
Washington Monthly, the Washington Post, and others have featured his work. Recently the Federal
Reserve in St. Louis highlighted his work on college matriculation and student debt in their Annual
Report. Further, his research has served as the impetus for Children’s Savings Account (CSA)
programs and policies across the U.S., such as Kindergarten to College (K2C) in San Francisco,
College Savings Accounts in Cuyahoga County, Ohio, and the American Dream Accounts Act
recently introduced into Congress. He has received research funding from such sources as Ford
Foundation, Charles Stewart Mott Foundation, Lumina Foundation, and Citi foundation.
Personal Information
Director of the Center on Assets, Education, and Inclusion (AEDI)
Associate Professor
Social Welfare
University of Kansas
1545 Lilac Lane
309 Twente Hall
Lawrence, KS 66045-3129
Email Address: [email protected]
Office Phone: (785) 864-2283
Education
Ph.D., August 2008
Washington University in St. Louis, George Warren Brown School of Social Work, St. Louis,
MO
M.S.W., July 2005
Washington University in St. Louis, George Warren Brown School of Social Work, St. Louis,
MO
B.A., January 1995
Geneva College, Beaver Falls, PA
Employment History
William Elliott III
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Academic
University of Kansas School of Social Welfare, Lawrence, KS
Associate Professor, 2013 - Present
Assistant Professor, 2011 - 2013
Tenure track
University of Pittsburgh, Pittsburgh, PA
Assistant Professor, (tenure track) School of Social Welfare, 2008 - 2011
Faculty Associate, Center for Race and Social Problems, 2008 - 2011
Faculty Associate, Center of Social Development, 2008 - 2011
Professional
Child and Youth Finance Internation, International
Member of the Research Working Group
Attend meetings, write papers, answer questions for Child and Youth Finance International.
New America, Washington, DC
Senior Research Fellow
Senior research fellow in the Asset Building arm of New America. Participate in symposium,
seminars, write articles for their blog and magazine.
University of Kansas, Lawrence, KS
Senior Administrative Fellows Program
Trains faculty for future administration work.
National Congress for American Indian (NCAI), Washington, DC
Consultant, Spring 2005 - Summer 2008
Policy Research Center Spring
United States Army, Fort Leavenworth, KS
Military Police Investigator, Spring 2001 - Fall 2002
United States Army, Fort Sill, OK
Prison Counselor, Fall 1998 - Fall 2000
Research
Center of Social Development, Washington University, St. Louis, MO
Research Associate 'I Can Save', Spring 2004 - Summer 2007
Administrative Assignments
School of Social Welfare
Director of the Toni Johnson Office of Race and Social Justice, Spring 2016 - Present
Fall 2012 - Present
School of Social Weflare
Director of the Center on Assets, Education, and Inclusion, Fall 2012 - Present
William Elliott III
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Research Key Words
Economic, educational, and racial disparities; social policy; mental health; child
development
Research Funding/Fellowships
University of Kansas
Commission
Funded
1. Elliott, W. (Principal). Adolescents' savings and college progress. Center for Social
Development at the Washington University in St. Louis, MO $15,000 (Fall 2011).
Commissioned to write three papers, Summer/Fall, 2011
Externally-Funded Grant/Contract
Funded
1. Elliott, W. (Principal). Rethinking how we finance college: The potential of college savings
accounts. Charles Stewart Mott Foundation $200,000 (December 1, 2014 - December 31,
2016).
2. Elliott, W. (Principal). Assets and Education Initiative: Children's Savings Project. Charles
Stewart Mott Foundation $450,000, Submitted February 2, 2015 (December 1, 2014 -
November 30, 2016).
3. Elliot, W. (Principal). AEDI Capacity Building. Friedman Family Foundation $10,000,
Submitted August 3, 2015 (October 1, 2015 - September 30, 2016).
4. Elliott, W. AEDI Capacity Building. Friedman Family Foundation $10,000 (September
2015 - August 2016).
5. Elliott, W. (Principal). Center on Assets, Education, and Inclusion: Regional Approach to
Validating CSAs Project. W.K. Kellogg Foundation $500,000, Submitted March 27, 2015
(May 1, 2015 - April 30, 2016).
6. Elliott, W. (Principal). Children's Savings Accounts: Building Communities, Expanding
Opportunities. Ford Foundation $231,944, Submitted April 14, 2015 (May 1, 2015 - April
30, 2016).
7. Elliott, W. (Principal). Children’s Savings Accounts, Moving from Research Innovation to
Policy Innovations. Should be assigned shortly, Ford Foundation $100,000 (January 2014 -
December 2014).
8. Elliott, W. (Principal). College Debt. Kaufmann Foundation $25,000 (2014).
9. Elliott, W. (Principal). CSA Research Funding. $200,000 (2012 - 2014).
William Elliott III
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10. Elliott, W. (Principal). Biannual Report on the assets and education field. Citi Foundation
$75,000 (2013).
11. Elliott, W. (Principal). AEDI college enrollment and graduation project. Lumina
Foundation $160,000 (2012 - 2013).
12. Elliott, W. (Principal). Evaluate GEAR UP Programs. Ford Foundation $62,000 (2012 -
2013).
Evaluation and to write research papers on college savings.
13. Elliott, W. (Principal). Prosperity Works CSA Program. Kellogg Foundation $20,700 (2012
- 2013).
To write up evaluation of planning grant and to develop a research design.
14. Elliott, W. (Principal). Main grant through the Mott Foundation $20,000, Submitted
Summer 2012 (Summer 2012 - Fall 2012).
$20,000. Subcontract with Center for Social Development, Washington University in St.
Louis, MO: Funding is for post-symposium work and commission to write two papers on
the relationship between assets and college graduation. Washington University in St.
Louis, MO.
15. Elliott, W. (Principal). Assets and education research symposium. Center for Social
Development, Washington University in St. Louis, MO $20,000 (Spring 2012).
16. Elliott, W. (Principal). Assets and education research symposium. Corporation for
Enterprise Development (CFED) $5,000 (Spring 2012).
17. Elliott, W. (Principal). Assets and education research symposium. Ford Foundation $6,200
(Spring 2012).
Institute of International Education's Global Travel and Learning Fund (GTLF)
18. Elliott, W. (Principal). Assets and education research symposium. New America Foundation
$5,000 (Spring 2012).
Not Funded
Elliott, W. Kindergarten to college: Validation of college savings accounts and assets as a
pathway to college., Department of Education, i3 Grant $12,934,746, Submitted 2014.
Elliot, W. (Co-Principal). Young People, Entrepreneurship, and the Future of Work. Russell
Sage Foundation $28,633, Submitted August 21, 2015 (January 1, 2016 - June 30, 2017).
Internal Award
Funded
1. Elliott, W. (Principal). Assets and education research symposium. University of Kansas
School of Social Welfare $20,000 (Spring 2012).
2. Elliott, W. (Co-Principal), & Adams, D. (Principal). Assets and disability project. Office of
William Elliott III
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Mental Health Research and Training, University of Kansas School of Social Welfare
$3,449 (Summer 2011).
New Faculty General Research Fund
Funded
1. Elliott, W. (Principal). Financial education and savings program (FESP) for GEAR UP
children in Kansas City, Kansas public schools. University of Kansas $8,000 (Spring 2012).
University of Pittsburgh
Commission
Funded
1. Elliott, W. (Principal). Adolescents' savings and college progress. Center for Social
Development at the Washington University in St. Louis, MO $10,000 (Fall 2010).
Commissioned to write two papers, Summer/Fall, 2010.
2. Elliott, W. (Principal). Adolescents' savings and college progress. Center for Social
Development at the Washington University in St. Louis, MO $20,000 (Fall 2009).
Commissioned to write three papers, Summer/Fall, 2009
Externally-Funded Grant/Contract
Funded
1. Elliott, W. (Co-Principal), & Bangs, R. (Principal). Potential effects of the Pittsburgh
promise on student's expectations and academic achievement. Pittsburgh Foundation
$30,000 (Fall 2008).
Summer/Fall, 2008
2. Elliott, W. (Co-Principal), & Bangs, R. (Principal). Study on eligibility requirements for the
Pittsburgh promise. Faulk Foundation $25,000 (Fall 2008).
Summer/Fall, 2008
Internal Award
Funded
1. Elliott, W. (Principal). Case study of Homewood children: A longitudinal analysis based on
the Pittsburgh Youth Study (PYS). Homewood Children's Village, Small Grant Award,
University of Pittsburgh $7,000 (Fall 2010).
Summer/Fall, 2010
2. Elliott, W. (Principal). School dropout rates: A longitudinal analysis based on the
Pittsburgh Youth Study (PYS). Pittsburgh Youth Study, Small Grant Award $7,000
(Summer 2010).
3. Elliott, W. (Principal). The direct and indirect effects of homeownership on boys' antisocial
William Elliott III
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behavior and academic achievement by race and family income: A longitudinal analysis
based on the Pittsburgh Youth Study (PYS). Central Research Development Fund,
University of Pittsburgh, Office of Research $10,481 (Summer 2009 - Summer 2010).
4. Elliott, W. (Principal). The direct and indirect effects of homeownership on boys' antisocial
behavior and academic achievement by race and family income: A longitudinal analysis
based on the Pittsburgh Youth Study (PYS). Pittsburgh Youth Study, Small Grant Award,
University of Pittsburgh $7,000 (Summer 2009).
Research/Scholarly Work
Publications
Reviewed/Refereed
Editorials, Journal
1. Elliott, W. (2014). The American dream and moving up.
http://www.spotlightonpoverty.org/ExclusiveCommentary.aspx?id=34644e15-8b3b-4f7b-
952a-5f958049c056
Journal Articles
1. Palmer, A., Elliott, W., & Cheatham, G. (in press). Effects of extracurricular activities on
postsecondary completion for students with disabilities. The Journal of Educational
Research.
2. Rauscher, E., & Elliott, W. (in press). The Relationship between Income and Net Worth in
the U.S.A: Virtuous Cycle for High but not Low Income Households. Journal of Poverty.
3. Friedline, T., Scanlon, E., Johnson, T., & Elliott, W. (in press). Educational and Financial
Institutions Partnering to Implement CSAs: Evaluation of Financial Partners' Perspectives
from the 2011 GEAR UP Invitational Priority. Journal of Community Practice.
4. Rauscher, E., & Elliott, W. (in press). Wealth as security: Growth curve analyses of
household income and net worth during a recession.
5. Elliott, W., & Melinda, L. K. (2015). Student debt effects on financial wellbeing: Research
and policy implications. Journal of Economic Surveys, 29(4), 614-636.
6. Rauscher, E., & Elliott, W. (2014). The Effect of Wealth Inequality on Higher Education
Outcomes: A Critical Review. Sociology Mind, 2014(4), 282-297.
7. Cheatham, G., & Elliott, W. (2013). The effects of family college savings on postsecondary
school enrollment rates of students with disabilities. Economics of Education Review, 33(1),
31-51. (Invited)
8. Cheatham, G., Smith, S. J., Elliott, W., & Friedline, T. (2013). Family assets, postsecondary
education, and students with disabilities: Building on progress and overcoming challenges.
Children and Youth Services Review, 35(7), 1078-1086.
William Elliott III
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9. Elliott, W., & Kim, J. (2013). The role of identity-based motivation and solution-focus brief
therapy in unifying accounts and financial education in school-related CDA programs.
Children and Youth Services Review, 35(3), 402-410.
10. Elliott, W., & Sherraden, M. (2013). Assets and Educational Achievement: Theory and
evidence. Economics and Education Review, 33(3), 1-7.
11. Elliott, W., Choi, E. H., & Friedline, T. (2013). Online statistics labs in MSW research
methods courses: Reducing reluctance toward statistics. Journal of Social Work Education,
49(1), 81-95.
12. Elliott, W., Constance-Huggins, M., & Song, H. (2013). Improving college progress among
low- to moderate-income (LMI) young adults: The role of assets. Journal of Family and
Economic Issues, 34, 382-399. http://csd.wustl.edu/Publications/Documents/WP11-15.pdf
13. Elliott, W., III, Song, H.-a., & Nam, I. (2013). Small-Dollar children's savings accounts and
children's college outcomes by income level. Children and Youth Services Review, 35(3),
560-571.
14. Elliott, W., III. (2013). Small-Dollar children's savings accounts and children's college
outcomes. Children Youth and Services, 35(3), 572-585.
15. Elliott, W., Nam, I., & Friedline, T. (2013). Probability of living through a period of
economic instability. Children and Youth Services Review, 35(3), 453-460.
16. Elliott, W., Song, H.-a., & Nam, I. (2013). Small dollar accounts, children's college
outcomes, and wilt. Children and Youth Services Review, 35(3), 535-547.
17. Elliott, W. (2013). The effects of economic instability on children's educational outcomes.
Children and Youth Services Review, 35(3), 461-371.
18. Friedline, T., & Elliott, W. (2013). Connections with banking institutions and diverse asset
portfolios in young adulthood: Children as potential future investors. Children and Youth
Services Review, 35(6), 994-1006.
19. Friedline, T., Elliott, W., & Chowa, G. A.N. (2013). Testing an asset-building approach for
young people: Early access to savings predicts later savings. Economics of Education
Review, 33(1), 31-51.
20. Friedline, T., Elliott, W., III, & Nam, I. (2013). Small-dollar children’s savings accounts and
children's college outcomes by race. Children and Youth Services Review, 35(3), 548-559.
21. Lewis, M., Cramer, R., Elliott, W., III, & Sprague, A. (2013). Policies to promote economic
stability, asset building, and child development. Children in Youth Services Review.
22. Lewis, M., Cramer, R., Spraque, A., & Elliott, W. (2013). Policies to promote economic
stability, asset building, and child development. Children and Youth Services Review, 36,
15-21.
23. Eliott, W., Constance-Huggins, M., & Song, H.-a. (2012). Improving college progress
among low-to moderate-income (LMI) young adults: The role of assets. Journal of Family
William Elliott III
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and Economic Issue. doi:10.1007/s10834-012-9341-0
24. Elliott, W., & Nam, I. (2012). Direct effects of assets and savings on the college progress of
black young adults. Educational Evaluation and Policy Analysis, 34(1), 89-108.
25. Friedline, T., Elliott, W., & Nam, I. (2012). Predicting savings and mental accounting
among adolescents: The case of college. Children & Youth Services Review.
26. Chowa, G., & Elliott, W. (2011). An asset approach to increasing financial and efficacy
expectations among families in Uganda. Journal of Socio-Economics, 40(1), 81-87.
27. Elliott, W., & Beverly, S. (2011). Staying on course: The effects of savings and assets on
the college progress of young adults. American Journal of Education, 117(3), 343-374.
28. Elliott, W., & Beverly, S. (2011). The role of savings and wealth in reducing "wilt" between
expectations and college attendance. Journal of Children and Poverty, 17(2), 165-185.
29. Elliott, W., Choi, E. H., Destin, M., & Kim, K. (2011). The age old question, which comes
first? A simultaneous test of children's savings and children's college-bound identity.
Children and Youth Services Review, 33(7), 1101-1111.
30. Elliott, W., Chowa, G., & Loke, V. (2011). Toward a children's savings and college-bound
identity intervention for raising college attendance rates: A multilevel propensity score
analysis. Sociology Mind, 1(4), 192-205.
31. Elliott, W., Destin, M., & Friedline, T. (2011). Taking stock of ten years of research on the
relationship between assets and children's educational outcomes: Implications for theory,
policy and intervention. Children and Youth Services Review, 33(11), 2312-2328.
32. Elliott, W., Jung, H., & Friedline, T. (2011). Raising math scores among children in low-
wealth households: Potential benefit of children's school savings. Journal of Income
Distribution, 20(2), 72-91.
33. Friedline, T., & Elliott, W. (2011). Predicting savings for white and black young adults: An
early look at racial disparities in savings and the potential role of children's development
accounts (CDAs). Journal of Race and Social Problems, 3(2), 99-118.
34. Friedline, T., Elliott, W., & Nam, I. (2011). Predicting savings in young adulthood: The role
of adolescent savings. Journal of the Society for Social Work and Research, 2(1), 1-22.
35. Song, H., & Elliott, W. (2011). The role of assets in improving college attainment among
Hispanic immigrant youth in the U.S. Children and Youth Services Review, 33(11), 2160-
2167.
36. Elliott, W., Jung, H., & Friedline, T. (2010). Math achievement and children's savings:
Implications for child development accounts. Journal of Family and Economic Issues,
31(2), 171-184.
37. Elliott, W., Jung, H., Kim, K., & Chowa, G. (2010). A multi-group structural equation
model (SEM) examining asset holding effects on educational attainment by race and
gender. Journal of Children and Poverty, 16(2), 91-121.
William Elliott III
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38. Elliott, W., Kim, K. H., Jung, H., & Zhan, M. (2010). Asset holding and educational
attainment among African American youth. Children and Youth Services Review, 32(11),
1497-1507.
39. Elliott, W., Sherraden, M., Johnson, L., & Guo, B. (2010). Young children's perceptions of
college and saving: Potential role of child development accounts. Children and Youth
Services Review, 32(11), 1577-1584.
40. Shanta, P., & Elliott, W. (2010). Suppressor variables in social work research: Ways to
detect them in multiple regressions. Journal of the Society for Social Work and Research,
1(1), 28-40.
41. Sherraden, M. S., Johnson, L., Guo, B., & Elliott, W. (2010). Financial capability in
children: Effects of participation in a school-based financial education and savings program.
Journal of Family and Economic Issues, 32(3), 385-399. doi:10.1007/s10834-010-9220-5
42. Elliott, W. (2009). Children's college aspirations and expectations: The potential role of
college development accounts (CDAs). Children and Youth Services Review, 31(2), 274-
283.
43. Sherraden, M. S., Johnson, L., Elliott, W., Porterfield, S., & Rainford, W. (2007). School-
based children's saving accounts for college: The I Can Save Program. Children and Youth
Services Review, 29, 294-312.
Non-Reviewed/Refereed
Book Reviews
1. Elliott, W. (2010). [Review of the book Steady gains and stalled progress: Inequality and
the black-white test score gap, Katherine Magnuson and Jane Waldfogel, eds.]. Social
Service Review, 84(2), 312-315.
Books
1. Elliott, W., & Lewis, M. (2015). The real college debt crisis: How student borrowing
threatens financial well-being and erodes the American dream. In Paeger Press.
Dictionary/Encyclopedia Articles
1. Elliott, W., & Lewis, M. (2014). Child development accounts (CSAs). In The Encyclopedia
of Social Work.
Issue Briefs
1. Elliott, W., Lewis, M. K., Poore, A., & Clarke, B. (2015). Moving toward a policy agenda
for improving children’s savings account delivery systems. Federal Reserve Bank of Boston.
http://www.bostonfed.org/commdev/issue-briefs/2015/cdbrief12015.htm (Invited)
Journal Articles
William Elliott III
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1. Elliott, W., Chan, M., & Poore, A. (2015). Counterbalancing student debt with “asset
empowerment” and economic mobility. The New England Journal of Higher Education.
http://www.nebhe.org/thejournal/counterbalancing-student-debt-with-asset-empowerment-
and-economic-mobility/ (Invited)
2. Elliott, W. (2014). Student loans: Are we getting our money’s worth? Change: The
Magazine of Higher Education, 46(4), 26-33. (Invited)
3. Elliott, W., & Friedline, T. (2013). You pay your share, we'll pay our share”: The college
cost burden and the role of race, income, and college assets. Economics of Education
Review, 33(1), 134-153.
4. Elliott, W., III, & Nam, I. (2013). Is student deb jeopardizing the short-term financial health
of U.S. households? Federal Reserve Bank of St. Louis Review, 95(5).
5. Song, H.-a., & Elliott, W. (2012). The effects of parents' school savings on college
expectations and Hispanic youth’s four-year college attendance. Children & Youth Services
Review, 34(9), 1845-1852.
Journal Issues
1. Elliott, W., & Sherraden, M. (Eds.). (2012). Special Editor of special issue on Assets and
Education Research Symposium. Economics and Education Review. (Invited)
Magazine Articles
1. Black, R., Elliott, W., & Lewis, M. (2015). The soup to nuts approach to financing college.
The Weekly Wonk. https://www.newamerica.org/the-weekly-wonk/the-soup-to-nuts-
approach-to-financing-college/ (Invited)
2. Elliott, W. (2015). How student debt stunts financial growth. The Atlantic Monthly.
http://www.theatlantic.com/business/archive/2015/03/how-student-debt-stunts-financial-
growth/386300/ (Invited)
Monographs
1. Elliott, W. (Ed.). (2013). Building Expectations and Delivering Results: Asset-based
financial aid and the future of higher education. In Biannual report on assets and education
field. Report released by Assets and Education Initiative (AEDI).
2. Elliott, W. (2012). Does structural inequality begin with a bank account? (Creating a
Financial Stake in College, Report II). Washington, DC: New America Foundation.
http://assets.newamerica.net/sites/newamerica.net/files/policydocs/Elliott_II_final1.4.12.pdf
3. Elliott, W. (2012). Ideas for refining children's savings account proposals. (Creating a
Financial Stake in College, Report IV). Washington, DC: New America Foundation.
http://assets.newamerica.net/sites/newamerica.net/files/policydocs/Elliott_IV_final1.4.12.pdf
4. Elliott, W. (2012). We save, we go to college. (Creating a Financial Stake in College,
William Elliott III
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Report III). Washington, DC: New America Foundation.
http://assets.newamerica.net/sites/newamerica.net/files/policydocs/Elliott_III_final1.4.12.pdf
5. Elliott, W. (2012). Why policy makers should care about children's savings. (Creating a
Financial Stake in College, Report I). Washington, DC: New America Foundation.
http://assets.newamerica.net/sites/newamerica.net/files/policydocs/Elliott_I_final1.4.12.pdf
Op-Ed
1. Ellott, W. (2013). Student loans are not the answer. In Politico.
2. Ellott, W., & Cramer, R. (2012). To limit student debt, let's try savings. In Insider Higher
Ed.
Policy Briefs
1. Elliott, W., & Nam, I. (2011). Direct effects of assets and savings on the college progress of
black young adults. http://csd.wustl.edu/Publications/Documents/RB11-18.pdf
2. Elliott, W., Choi, E. H., Destin, M., & Kim, K. H. (2011). The age old question, which
comes first? A simultaneous test of children's savings and children's college-bound identity.
http://csd.wustl.edu/Publications/Documents/RB11-17.pdf
3. Elliott, W., Constance-Huggins, M., & Song, H. (2011). Reducing the college progress gap
between low-to-moderate-income (LMI) and high-income (HI) young adults.
http://csd.wustl.edu/Publications/Documents/RB11-16.pdf
4. Elliott, W., & Beverly, S. (2010). Staying on course: The effects of savings and assets and
savings on the college progress of young adults.
http://csd.wustl.edu/Publications/Documents/RB10-13.pdf
5. Elliott, W., & Beverly, S. (2010). The role of savings and wealth in reducing “wilt” between
expectations and college attendance. http://csd.wustl.edu/Publications/Documents/RB10-
04.pdf
Research Reports
1. Elliott, W., & Lewis, M. (2015). Transforming 529s into children’s savings accounts
(CSAs): The Promise Indiana model. https://aedi.ku.edu/publication/report/transforming-
529s-childrens-savings-accounts-csas-promise-indiana-model
2. Lewis, M., & Elliott, W. (2015). A regional approach to children’s savings account
development: The case of New England. http://aedi.ku.edu/publication/report/regional-
approach-childrens-savings-account-development-case-new-england
3. Elliott, W., & Lewis, M. (2014). The student debt problem in America: It is not enough to
say, “students will eventually recover”.
4. Elliott, W., & Lewis, M. (2014). Unequal outcomes: Student loan effects on young adults’
net worth accumulation.
William Elliott III
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5. Elliott, W. (2014). Redeeming the American dream: Children’s savings accounts (CSAs)
build children’s capacity for economic mobility.
6. Lewis, M., & Elliott, W. (2014). Lessons to learn: Canadian insights for U.S. children’s
savings account (CSA) policy.
7. Bangs, R., Davis, L., Ness, E., Elliott, W., & Henry, C. (2009, December). Eligibility for the
Pittsburgh promise. Pittsburgh, Pa: Center for Race and Social Problems, University of
Pittsburgh.
8. Elliott, W. (2009, April). Banking, payday lending, and the unbanked: A report for the
United Way of Pittsburgh. Pittsburgh, Pa: University of Pittsburgh.
9. Elliott, W. (2008, March). Using PSAT results for enrollment in advanced placement
courses: Reducing the equity gap in advanced placement courses in Pittsburgh public
schools. Pittsburgh, PA: Falk Foundation.
10. Elliott, W. (2007, October). Preliminary examination of implications of the NCLB act on
American Indian (AI)/American Native (AN) youth. Washington, DC: National Congress of
American Indians Policy Research Center and National Indian Education Association.
11. Elliott, W. (2007, May). Building institutional capacity: What it is and how it is measured.
Washington, DC: National Congress of American Indians Policy Research Center.
12. Elliott, W., & Finsel, C. (2006, December). Communities of practice. Washington, DC:
National Congress of American Indians Policy Research Center.
13. Elliott, W., Hicks, S., & Finsel, C. (2005, October). Think tank typologies: Which typology
best fits with mission and core values of NCAI policy research center? Washington, DC:
National Congress of American Indians Policy Research Center.
Works Submitted or Ready for Submission
Reviewed/Refereed
Books
1. Elliott, W., & Lewis, M. (in progress). Making education work for the poor, the potential of
children's savings accounts. In Oxford Press.
Journal Articles
1. Zhan, M., Xiaoling, X., & Elliott, W. (in review). Educational loans and wealth building
among young adults.
2. Zhan, M., Xiaoling, X., & Elliott, W. (in review). How much is too much: Educational
loans and college graduation.
3. Friedline, T., Scanlon, E., Johnson, T., & Elliott, W., III. (in review). Children's savings
accounts from the perspective of GEAR UP financial partners: A qualitative evaluation
William Elliott III
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from the 2011 invitational priority. Educational Evaluation and Policy Analysis.
4. Nam, I., Landry, S., & Elliott, W., III. (in review). Financial hardship effects on depressive
symptoms among dementia caregivers. Journal of Gerontology: Psychological Sciences.
Non-Reviewed/Refereed
Book Chapters
1. Elliott, W. Solving the paradox of high college expectations: The role of children’s savings
accounts. In The assets perspective: The rise of asset building and its impacts on social
policy.
Books
1. Elliott, W. (in progress). Student Debt: A Reference Handbook. Praeger. (Invited)
Journal Articles
1. Elliott, W., Lewis, M., & Nam, I. Student loan debt: Can parent's college savings help?
Review. (Invited)
Invited Presentations/Lectures
National
1. Elliott, W. Panel on Student Loans and Socioeconomic Mobility. Federal Reserve Bank of
Philadelphia, Philadelphia.
2. Elliott, W. (2015, June). Presentation on Student Debt to Legislation Staff from across the
Country. Denver, CO.
3. Elliott, W. (2015, March 2). Postsecondary Education as an Asset: An Investment for
Financial Well-Being and Autonomy. President’s Advisory Council on Financial Capability
for Young Americans (PACFCYA) Postsecondary Education Working Group, Washington,
DC.
4. Elliott, W. (2014). Building Assets, Changing Lives. Children’s Savings Account Roundtable,
Federal Reserve of Boston, MA.
5. Elliott, W. (2014). Two Tales: The Tragedy of Wilt and the Hope of Children’s Savings
Accounts. Rhode Island Children’s Savings Account Announcement with Governor Elect
Raimonda, Providence, RI.
6. Elliott, W. (2013, November). The future of student loans and financing higher education.
Generation debt: The promise, perils, and future of student loans, Federal Reserve in St.
Louis, MO.
7. Elliott, W. (2013, November). The student debt crisis. American Studies Association K-16
Collaboration Committee, Washington, DC.
William Elliott III
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8. Elliott, W. (2013, October). From a debt-dependent to an asset based financial aid model.
Woodstock 40th
Anniversary, Chicago, IL.
9. Elliott, W. (2013, February). Household balances sheets and college graduation. Household
balances sheets, St. Louis Federal Reserve, St. Louis, MO.
10. Elliott, W. (2012, May). Taking Stock. Assets @21: Lessons from the past, directions for the
future. National Conference, New American Foundation, Washington, DC.
11. Elliott, W., & Friedline, T. (2012, March). You pay your share, we’ll pay our share: The
college cost burden and the role of race, income, and college assets. Assets and Research
Symposium, University of Kansas National Conference, Lawrence, KS.
12. Elliott, W., & Martin, P. (2012, February 12). Financial access & literacy. 2012
NCCEP/GEAR UP: Capacity-Building Workshop, U.S. Department of Education Annual
Conference, New York, NY.
Regional
1. Elliott, W. The Role of Social Work and Social Welfare in Addressing Community Poverty
Issues and Human Well-Being. Inaugural Year of the Dr. Brad Sheafor Lecture, Colorado
State University.
2. Elliott, W. The College Debt Crisis Book Discussion. Population, Education, and Health
Seminar Series, University of Missouri.
3. Elliott, W., & Lewis, M. The College Debt Crisis Book Discussion. The Kansas City Public
Library, Kansas City Public Library.
4. Elliott, W. (2014). A few good ideas. New England Community Development Advisory
Council Meeting, Federal Reserve of Boston, MA.
State
1. Elliott, W. (2014). A few good ideas. New Hampshire Children’s Savings Account
Legislative Study Committee, Concord, NH.
Local
1. Elliott, W. (2015, May). Evidence for CSA’s Education Effects (conference call): City of
Indianapolis Planning to Start CSA Program. CSA Planning Committee for City of
Indianapolis, Webcast.
2. Elliott, W. (2015, April). Children's Savings Accounts. Wabash County YMCA, Wabash
County, IN.
Presentations/Lectures
Reviewed/Refereed
William Elliott III
15
National
1. Elliott, W. Panel on Social Work Grand Challenges: Reversing Extreme Economic
Inequality. SSWR Annual Conference, Washington, DC.
Presentations – Other Levels
1. Elliott, W. (2014). Do college expectations mediate the effects of parental college savings on
four-year college attendance among Hispanic youth. SSWR, San Antonio, TX.
Non-Reviewed/Refereed
National
1. Elliott, W., Constance-Huggins, M., & Song, H. (2011, January). Reducing the college
progress gap between low-to-moderate-income (LMI) and high-income (HI) young adults:
Assets as an understudied form of economic capital. Annual National Conference, Society of
Social Work and Research (SSWR).
2. Elliott, W. (2010, September). Assets, an alternative to debt accumulation: When children
own savings. CFED's 2010 Assets Learning Conference, Semi-Annual National Conference,
Washington, DC.
3. Elliott, W. (2010, May). Linking children's savings to college success: The role of children's
college expectations. CFED Semi-Annual National Conference on Statehouses and Savings:
The Future of State Policies to Build Assets for Children and Youth, Washington, DC.
4. Elliott, W., Kim, K., Jung, H., & Zahn, M. (2009, November). Asset holding and educational
attainment among African American and Caucasian children. Association for Public Policy
Analysis and Management (APPAM), Washington, DC.
5. Elliott, W., Jung, H., & Friedline, T. (2009, July). Examining whether children's savings or
parental school savings is a stronger predictor of children's educational expectations,
academic achievement, and college attendance. 2nd National Research Conference on Child
and Family Programs and Policy, Bridgewater State College, Bridgewater, MA.
6. Elliott, W., & Southwell, P. (2006, January). The effects of institutional responses on self-
efficacy: A qualitative study. Annual National Conference, Society of Social Work and
Research (SSWR).
7. Elliott, W. (2005, March). Results from first wave of second grade students in I Can Save.
Semi-Annual Meeting, Saving for Education Entrepreneurship and Down Payment (SEED),
Detroit, MI.
Regional
1. Elliott, W. (2011, June). Taking stock of ten years of research on the relationship between
assets and children's educational outcomes. Policy Summit on /Housing, Human Capital,
and Inequalities. Section title is Assets and educational outcomes: New research from the
field, Federal Reserve Bank Annual Regional Conference, Cleveland, OH.
William Elliott III
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Local
1. Elliott, W. (2011, April). Giving children a financial stake in college. George Warren Brown
School of Social Work at the University of Washington, St. Louis, MO.
http://csd.wustl.edu/AboutUs/News/Pages/Elliott-lecture0406-9817.aspx.
2. Elliott, W., Kim, K., Jung, H., & Zahn, M. (2008, November). The human capital agenda:
Asset holding and educational attainment among African American and Caucasian children.
Child Savings Symposium, Washington University, Center for Social Development, St.
Louis, MO.
3. Elliott, W., Sherraden, M., & Johnson, L. (2008, November). I can save: School-based
children's saving accounts for college: Follow-up paper. Child Savings Symposium,
Washington University Center for Social Development, St. Louis, MO.
4. Elliott, W. (2005, February). I Can Save, a universal model for children savings accounts.
Ford Foundation, Center for Social Development, Washington University, St. Louis, MO.
5. Elliott, W. (2004, February). I Can Save! An intervention research project for early primary
students. 10th Anniversary Local Conference, Washington University Center for Social
Development, St. Louis, MO.
Honors/Awards/Honor Societies
Individual Honor/Award
Distinguished Recent Contributions in Social Work Education, Council on Social Work
Education. (2014 - Present)
Award recognizes a social work educator's achievements within the last 10 years
Faculty Director of Asset Building, Center for Social Development at Washington University in
St. Louis. (2014 - Present)
Fellowship, Member of the Research Working Group, Child and Youth Finance International.
(2011 - Present)
Senior Research Fellow in the Asset Building Program, New America Foundation. (2011 -
Present)
Faculty Associate, Center for Race and Social Problems, University of Pittsburgh, School of
Social Work. (2009 - Present)
Docking Faculty Scholar Award, University of Kansas. (2013 - 2018)
Honors faculty who distinguish themselves early in their career - $10,000 per year up to give
years.
Suzanne and Harry Statland Award for Excellence in Research and Scholarship, School of Social
Welfare. (2015)
Excellence in research
Visiting Scholar, Federal Reserve Bank of Boston. (2014 - 2015)
William Elliott III
17
Senior Administration Fellows Program, University of Kansas. (2013 - 2014)
Faculty Associate, Center for Social Development, Washington University in St. Louis, George
Warren Brown School of Social Work. (2009 - 2014)
Fellowship, George Warren Brown School of Social Work, Washington University. (Fall 2005 -
May 2008)
Fellowship, Center for New Institutional Social Sciences, Washington University. (Summer 2006
- Summer 2007)
The Alvin Schorr Scholarship, George Warren Brown School of Social Work, Washington
University in St. Louis. (Spring 2004 - Summer 2005)
Merit Scholarship, Geneva College, Beaver Falls, PA. (Spring 1991 - Spring 1995)
Teaching Key Words
Policy, statistics, and research methods
Licensures, Certifications, and Professional Training
Certificate, Center for New Institutional Social Sciences (CNISS), Washington University in St.
Louis, May 2008
Dissertation/Thesis Supervision
University of Kansas
Dissertation Committee Chair
Hey Jin Kim, PhD, "The Long Term Costs of Providing Care for Grandchildren: How
Providing Care for Grandchildren Impacts Income and Assets of Korean Grandparents,"
October 2015 - May 17, 2016
Completed dissertation proposal and is working toward completing dissertation
Dissertation Committee Methodologist
Susan Fruaenholtz Spring 2015 - Present
Ph.D. Qualifying Committee Member
Alicia Sellon Fall 2015 - Present
Ph.D. Qualifying Committee Methodologist
Sai Pavan Kumar Bypaneni Spring 2015 - Present
Hye Jin Kim, "Grandparents Providing Care for Grandchildren: Impacts on Grandparents’
Lives," May 2015 - Fall 2015
University of Pittsburgh
Dissertation Committee Outside Member
Hyun-a Song December 2015
William Elliott III
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I was on her qualifying proposal committee, dissertation proposal committee, and
dissertation defense committee as an outside member
KU Courses Taught
Spring 2015
SW 981-54753, Advncd Quantitatv Rsrch Methds
Spring 2014
SW 981-55205, Advncd Quantitatv Rsrch Methds
Fall 2013
SW 841-15683, Advanced Policy and Programs
Spring 2013
SW 981-55610, Advncd Quantitatv Rsrch Methds
Summary List of Courses Taught
University of Kansas
Advanced Quantitative Research Methods I (SW981), Spring 2012, 8 students
Social Work Research (SW740), Spring 2012, 9 students
Advanced Policy and Programs (SW841), Fall 2011, 19 students
University of Pittsburgh (Fall 2008 - Spring 2012)
Social Welfare (SWWEL), MSW, Fall 2008, 2009, 60 students
Human Behavior and Social Environment (SWBEH), MSW, Fall 2009, 25 students
Theory II (SWGEN-3053), PhD, Spring 2009, 2010, 2011 8 students
Foundations of Social Work Research (SWRES), MSW, Spring 2010, 2011 35 students
Economics, Poverty and Social Work (SWWEL), BSW/MSW Spring 2010, 2011 20
students
Professional Service
International
Other Professional Service
Reviewer, Journal Article
Children and Youth Services (Fall 2011 - Present)
National
Editorial Responsibilities
Editorial Board Member
Journal of Children and Poverty (Fall 2013 - Present)
Other Professional Service
William Elliott III
19
Reviewer, Journal Article
Economics of Education Review Review Articles. (Fall 2014 - Present)
Other
Journal of the Society for Social Work and Research Review article. (Fall 2015 - Present)
Regional
Advisory Boards and Committees
Board Member
LEAD UP Attend meetings, provide advice, provide short video teachings.. (Winter 2015 -
Present)
Consulting
Regional
Government
Federal Reserve Bank of Boston (Spring 2015 - Present)
Help write two academic papers on Children's Savings Accounts. Spoke at events. Testified
in front of Vermont Legislature.
Other Scope
Senior Technical Advisor
PI: CFED $15000 (Spring 2012 - Fall 2012)
Accessing financial capability outcomes research pilot. Help with development of youth
savings research pilot with credit unions in schools
Statistical Consultant
PI: Purnell, Jason; Washington University, Brown School, $2000, St. Louis, MO (Fall 2011)
Help with Panel Study of Income Dynamics: Asset building and Health Outcomes
University Service
University of Kansas
Attendee, Meeting
KU Trustee Meeting. Give oral presentation. (October 2014)
Committee Member
School of Social Welfare Dean Search (2014 - 2015)
Search committee for Center for Research on Learning and Department of Special
Education. Read candidate materials, attend meetings, discuss qualifications of
candidates.. (2012)
William Elliott III
20
Program Organizer
Assets and Education Research Symposium (Spring 2012 - Present)
Speaker Series "Is there an American Dream for you? How
institutional failure perpetuates poverty" (Spring 2013 - Fall 2014)
Representative
Annual meeting of the KU Endowment Board of Trustees. Provide oral presentation.
(October 2015)
KU Expert for Media when President Obama visited. Respond to media questions on higher
education issues. (January 2015)
University of Pittsburgh
University Senate Service
Faculty Senate. Attending meetings, vote, assist with activities. (2010 - 2011)
School Service
University of Kansas
Advisor
Advise on PhD candidate Aislinn Conrad-Hiebner’s mock job talk (November 2014)
Committee Member
Promotion, Retention, and Tenure Committee (Fall 2013 - Present)
Social Work Administrative and Advocacy Practice Curriculum Committee (2012 - Present)
School of Social Welfare PhD Minority Recruitment Committee. Attending meetings,
contact potential students, help construct recruitment plan. (2014 - 2015)
Search committee for Center for Research on Learning and Department of Special Education
(2012 - 2013)
PhD Committee, University of Kansas (Fall 2012 - Spring 2013)
Director
Founding Director of the Center on Assets, Education, and Inclusion (AEDI). • Seek grant
funding
• Assist in research (particularly distilling policy implications of findings), writing, editing,
and promotion of AEDI’s body of work, to advance the organization’s strategic aim of
securing wealth transfers to catalyze the economic mobility of disadvantaged children
and families, through the vehicle of Children’s Savings Accounts
•Communicate AEDI’s research and its policy implications in media outlets, social media,
presentations (webinars, monographs, conference presentations, public addresses, and
peer-reviewed publications), and direct communication with policymakers
•Work alongside AEDI’s Director/Founder to pursue strategic opportunities to build
relationships and explore research with a potential to make significant contributions to
the field of children’s asset-building/wealth creation
•Supervise students and staff
•Manage AEDI activities to advance the Center’s vision, including grants, projects, research,
publications, and communications
•Represent AEDI in University, community, field, and policy venues. (2012 - 2015)
Faculty Advisor
William Elliott III
21
Faculty Advisor for PhD Program Brown Bag Series (Fall 2012 - Spring 2013)
Host
Co-host SSW faculty candidate with Dr. Terry Koening. Visit with candidate, escort, eat
dinner, drive to Edwards Campus, take to Aiport. (December 2014)
Participant
Panel Member for Alternative Winter Breaks (Winter 2012)
Other
Social Work Administrative and Advocacy Practice Representative to the MSW Program
(Fall 2012 - Spring 2013)
University of Pittsburgh
Committee Member
Distinguished Alumni Awards Committee. Attend meetings, review applications, be
involved in discussions to come to a decision on the recipient. (2009 - 2011)
Community Organization and Social Administration (COSA) Committee. Advise students,
attend meetings. (2008 - 2011)
Excellence Committee. Attending meetings, help create strategic plan for school, help do
research to determine direction of school. (2009 - 2010)
External or International Connections and Collaborations
Ongoing partnership
New America, Washington, DC, US. Have hosted symposium/conferences with them, have done
press releases and held launch events with them. We have collaborated on reports and much
more. (May 2012 - Present)
Research Collaboration
Learning Branch of ESDC, Canada. Went to Canada and wrote report on the Canadian Children's
Savings Account Program. Also, hosted a webinar following up the report for the Canadian
audience. Also, I am shooting a video they have asked me to take part in to promote their
National savings program. (March 2013 - Present)
Child and Youth Finance International, Amsterdam. Serve on a committee for them and have
written reports and reviewed reports for people in their network when asked. (August 2010 -
Present)
Public Service
International
SmartSaver, Discussant, Recorded video as expert guest on Children's Savings Account Effect. ,
Canada. (Fall 2014)
Global Money Week, Discussant, Gathered information on Children's Savings for Global Money
Week. (March 2014)
William Elliott III
22
Local
Marthon Club, Volunteer, Help supervise kids in after school club. , KS, US. (2013 - 2015)
FDIC, Guest Speaker, Attend meeting and make oral presentation. , KS, US. (Fall 2014)
Langston Hughes Elementary School, Guest Speaker, Present on going to college and how to pay for
it with all third graders. , KS, US. (Fall 2014)
Professional Memberships
Council on Social Work Education, (2007 - Present)
Society for Social Work and Research, (2006 - Present)
National Association of Social Workers, (2004)
Service Presentations
Local
Civic
Elliott, W. (2015, December 7). Working with Minority Students. Shawnee Heights Middle
School. (Invited)
Other Activity
Research
Throughout publications and presentations, several co-authors were graduate students at the time
of the writing of the manuscripts: Choi, E.H; Constance-Huggins M; Drotar, Scott; Friedline,
T; Jung, H; Nam, I; Song, H; Stephen D
Other
These co-authors were graduate students at the time of the writing of the manuscript:
E. H. Choi
M. Constance-Huggins
S. Drotar
T. Friedline
H. Jung
I. Nam
H. Song
D. Stephen