Team: -Tech ieze r

M ic roso f t Imag ine CupNat i ona l Fi na l s 2015

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About the TeamThe team consists of three members each one having their own potential and excellency in their own field.

Hitesh Goel- He is a very idealistic person and has a pleasant personality. He carries great potential of fighting against the obstacles. Also dedication towards the work makes him the man of achievements.

Paritosh Vatsal Tripathi- He is the man who can change your heart and thinking about anything you believe. His convincing ability and confidence level makes everyone submit before him.

Devendra Kumar- He is the technical guy and likes to go into the depth and the technicality of every technology he encounters. Making lots of queries is his smart way of leaning. He is the kind of guy who enjoys his work and tries to taste every new thing.

What our project does?

This project/application will replace the ATM cards with the mobile software.

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... . .Manual

Pay

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Withdrawal

Payment

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... . . Manual Pay

scanningqr code

Scanning an Invoice

codizerBigBazaar

Bill Id: 133

Amount to pay: INR 560.00

PAY

Scanned Details Payment Options

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6220-XXXX-XXXX-XX20SBI Debit cum shopping ATM CardCVV **7Last Seen Balance: INR 17,5005196-XXXX-XXXX-XX69SBI Visa Debit Card

CVV **4Last Seen Balance: INR 4,100

Paritosh Vatsal Tripathi

Devendra Kumar

+ Add More Options

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Generating QR code

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6220-XXXX-XXXX-XX20SBI Debit cum shopping ATM CardCVV **7Balance: INR 17,500

Devendra Kumar

Pay Online

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6220-XXXX-XXXX-XX20SBI Debit cum shopping ATM

CardCVV **7Balance: INR 17,500

Devendra Kumar

Pay Online

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Paying

Targeting Customer Segment ?

Our project is for?

Source: https://rbi.org.in/scripts/ATMView.aspx?atmid=46

Basic camera phone

High Quality camera phone

WEBCAM

• ATM machine• Walmart• Big Bazaar

Debit Cards Credit Cards0

100

200

300

400

500

600

No. of Cards (till the date) No. of Transactions Through ATM - annual No. of Direct/POS Transactions - annual

In M

illion

sDebit/Credit Cards and Transaction Data Statistics – RBI Report (Dec 2014)

Source: Reserve Bank of India, Money and Banking - Monthly Bulletin (May 2009).

Growth of 23.20% in number of Credit Cards (Annually)Growth of 44.56% in number of Debit Cards (Annually)

Debit Card

Credit Card

44.56%

23.20%

Advantages over the Existing Technologies Can be used with ANY Operating System. NO ADDITIONAL hardware requirement. Works ONLINE as well as OFFLINE. SAVES the transactions OFFLINE as well as SYNCS it ONLINE. Onetime card configuration. Complete all your transactions with JUST TWO TAPS. Manages multiple cards for your transactions(so it’s also a

wallet). Application/Software can secured with

PIN/Pattern/Biometric(phone supporting).

Business Viability• Revenue from Premium Services at $1.99 Annually (applicable

after 6 months of use)

• User Data from Installed Application, can be later used for forecasting.

• Real Time Data from Application in use (current transactional data).

• Data related to Local Area (can be used to improve MAPS), Health of a Person (useful for medical stats), Transactions, Bank Details, Flow of Money, Usage of Money, Customer Expenses Data, Customer’s Choice and Taste Data (can be used for demand forecasting) .