Visit www.nacha.org/XML-ACH-Remittance

for more information and to download the

XML-ACH Opt-in Rules and Specs and the

Participant Agreement

Extensible Markup Language (XML) is adata format that can now be used as anew option for transmitting ACH B2B remittance information.

Key Features:

n Uses ISO 20022 payment remittance advicemessages

n Opt-in usage for financial institutions, serviceproviders and corporates

n Identical process flow compared to Electronic Data Interchange (EDI)

XML in the ACH?

Opportunities:

n Facilitate modern formats for B2B transactions

n Enable electronic remittance exchangeswith small and midsize companies

n Create an option to choose either traditional ACH EDI remittance formator new XML remittance format

n Develop additional revenue streams for payments remittance services

n Leverage greater usage of XML in financial services

n Provide straight-through processing of payment-related information

www.nacha.org

Turn Invoice Data into ACH Remittance Information:XML Formats Allowed!

Visit

www.nacha.org/XML-ACH-Remittance

for more information and to download

the XML-ACH Opt-in Rules and Specs

and the Participant Agreement