Westpac Education.Supporting you in and out of the classroom.

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It all starts with your one point of contact.

In order to provide you with all the support you need, it’s important to us that your Westpac Education Relationship Manager knows your business. They’ll work closely with you to help your school achieve its strategic financial goals and identify new opportunities, no matter how large or small they are. Then, they will deliver a relevant and personalised plan, including:

• A tailored program to meet your school’s complex financial needs.

• Easy-to-understand specialist advice on our range of products and services.

• Bespoke investment ideas, expert advice on your financial strategy and industry insights from our economists.

Market-leading support.

To ensure you’re in control of your finances, you can rely on our award-winning* digital banking platform, Westpac Live, for all your online business banking needs. Intuitive, seamless and secure, you can manage your finances across desktop, mobile and tablet. Corporate Online Support is also available on 1300 134 291.

Managing cash flow.

Your Education Relationship Manager can also connect you with specialist bankers, who’ll help you identify and operate at optimum cash flow efficiency1.

Financial flexibility.

Based on your school’s unique range of scenarios, our Education Specialist Bankers can provide you with debt capacity and debt structure modelling. This could assist in your school’s investment and debt decision making process. Get in touch with your Relationship Manger, or visit westpac.com.au/education

Bespoke products. Business transaction accounts.

A Business One Transaction Account2 is a simple way of managing your deposits and withdrawals and comes with the convenience of:

• Two account options: Low or High Plan, depending on how many branch or cheque transactions you do.

• Unlimited free electronic transactions.

• No withdrawal fees from over 53,000 of our Global Alliance ATMs (an overseas surcharge may apply).

• A Business Direct Mastercard®, with Limited Access cards for employees.

Making a difference. A strong education can have a lasting effect on today’s students. Which is why Westpac is investing in supporting education today, to enable future generations to thrive.

We believe that innovation plays a key role in education and as technology evolves, so should the way we educate. That’s why we’re teaming up with industry leaders to create progressive new ways to support schools and students across Australia, so communities can grow and develop well into the future. More than just a bank, we’re in the business of supporting education.

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Equipment finance.

Whether you’re updating, expanding or relocating, we can help you finance tech innovations, new furnishings, fit-outs and vehicles, as your school grows. Choose from fixed rate terms to match your cash flow and the life of the equipment, with a revolving facility that could make obtaining extra funds easier, with no capital outlay needed.

Tailored lending for your school.

We’ve developed specific lending policies tailored to your particular requirements, supporting you with funding major and minor capital expenditure projects. We also offer a flexible funding facility with redraw functionality, that allows your school to manage funding requirements based on the unique cash flow cycle of schools.

Superannuation.

Our employer superannuation plan is simple to run and offers great value and benefits for your employees.

BT Lifetime Super Employer Plan3 is available for schools of any size and makes it simple for you to help your employees prepare for their future. It provides:

• Flexible investment and insurance options to suit the varied needs of your employees.

• Financial wellbeing support and education for your employees.

• An easy online fund administration and payment solution.

• A default super fund that complies with the Australian Government MySuper requirements.

For employees who want to manage their own super, BT’s Self-managed Superannuation3 enables them to set up, invest and manage their super fund, all in one place.

Invaluable resources. Mathspace.

To celebrate Westpac’s 200th birthday, we’ve put our hand up to help today’s students know their numbers for the future. We’ve teamed up with Mathspace to give students free access to Mathspace Essentials. Students will have access to thousands of interactive questions covered in the primary and high school curriculums of each state and a step-by-step guide on how to reach the right answer.

Mathspace Plus also encourages students to do their homework. With Solve to Save, parents simply subscribe to Mathspace Plus for $10 per week and when their child successfully completes three maths tasks, we’ll deposit the $10 subscription fee into the child’s Westpac account. Visit westpac.com.au/maths

Westpac Lifesaver Rescue Helicopter Schools Program.

Our fun and engaging program teaches primary school students about the vital Westpac Lifesaver Rescue Helicopter service we provide to communities all over Australia. Teachers can implement flexible lesson plans in their classroom, including video episodes and there’s even an app with games and digital lessons. Head to www.westpacrescue.com.au/schools

Teaching financial literacy, for life.

Innovating in the area of student banking, Westpac have developed a smarter way for children to learn the value of saving, including the ability to set goals and track their progress securely in Westpac Live online banking. In addition, our family-friendly Pay Pig app encourages children and parents to agree chores, check them off and watch their savings grow.

Contact the education team.

Include your contact details in your email and a Westpac Education Specialist Banker will be in touch.

Email us: educationbanking@westpac.com.au

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Things you should know:

1. This information is general only and does not constitute any recommendation or advice. It is current at the time of publication, and is subject to change. It has been prepared without taking account of your objectives, fi nancial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to these matters. Consider obtaining personalised advice from a professional fi nancial adviser and your accountant before making any fi nancial decisions in relation to the matters discussed in this document, including when considering the fi nance options for your business.

2. Business transaction accounts. To be eligible to apply for Business One - Low Plan, Business One - High Plan, your business must be registered in Australia. Fees, charges, terms and conditions, apply. Before deciding to acquire or hold any of these products, you should read the terms and conditions and consider whether the product is suitable for you.

3. Corporate super. This information is general information only and does not constitute any recommendation or advice. The information is current at 25th August, 2017, and is subject to change. It has been prepared without taking account of your objectives, fi nancial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to your objectives, fi nancial situation and needs. You should also consider obtaining personalised advice from a professional fi nancial adviser and your accountant before making any fi nancial decisions in relation to the matters discussed in this document. BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090 is the trustee of the BT Lifetime Super - Employer Plan ABN 39 827 542 991, RSE R1001327 (Fund) and is the issuer of interests in the Fund. A Product Disclosure Statement (PDS) is available for the Fund and can be obtained by calling 132 135, downloading the Member Booklet and/or the Employer Booklet. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in the Fund. An investment in the Fund is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment and loss of income and principal invested. None of the Bank, any other company in the Westpac Group or any appointment investment manager stands behind or otherwise guarantees the capital value or investment performance of the Fund. You can download the Financial Services Guide for BT Lifetime Super Employer Plan (PDF 73kb) or obtain a copy by calling 132 135, visiting bt.com.au or from any Westpac branch.

4. Xplor for Schools is not a Westpac product or service. Westpac does not guarantee or endorse Xplor for Schools. Xplor for Schools is a product of MyXplor Pty Ltd which must be obtained directly from MyXplor Pty Ltd.

Terms, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specifi ed, the products and services described herein are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

*Winner of the ‘Best Innovative Online Banking Service’ in Money Magazine’s 2015 ‘Best of the Best Innovation Awards’ and ‘Good Design Award’ in the category of ‘Digital and Online Design’, Good Design Australia’ 2014.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

© 2017 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit license 233714.

Visit westpac.com.au/education

Email educationbanking@westpac.com.au

Xplor for Schools provides these features:

Mobile experience for parents. A complete mobile app.

Integrate with major school management systems, to complete your reconciliation loop and maintain your record keeping.

Everything you need. Set up recurring payments and invoicing, manage donations, digital receipts, detailed reporting, communication and more.

Manage cash fl ow. Review parents scheduled payment plans.

Transactions. Control and visibility of your receivables with track and search capability.

Push notifi cations. Notify parents for invoicing and more via mobile.

Cloud based. Software that your IT team doesn’t need to upgrade or manage – Xplor for Schools will do that for you. No additional hardware or servers needed - your system updates automatically.

Scalable. Flexible enough for small schools, powerful enough for large schools.

Innovative. Xplor are building new tools and features to make it even more useful for your school.

Xplor for Schools4.

Innovate in the offi ce, not just the classroom.

Across the board, Australian schools are looking for one common platform to help parents manage their children’s school activities. Here it is.

One platform.

Xplor for Schools provides the fi rst true end-to end school management platform. Enabling auto reconciliation and a reduction in fi nancial admin, Xplor will deliver a complete mobile experience for parents.

The operating power of up to three extra staff.

With less time spent on paperwork, schools can ensure they’re providing the best student experience, while focusing on their core business.

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