you can pay less for high-quality health plans

2017 OMNIASM Health PlansFor Groups With 51 to 150 Employees HorizonBlue.com

OMNIASM Health Plans give you more choice and more control over your health care costs.

YESyour employees have access to the mostdoctors and hospitals in New Jersey.

• Choose from over 39,000 doctors and specialists in Horizon Blue Cross Blue Shield of New Jersey’s largest network.

• Visit 73 hospitals in 91 convenient locations, including parts of Pennsylvania and Delaware.

• No referrals to get in the way of seeing the doctors you need.

• All for one competitive monthly premium.

Find a provider near you at HorizonBlue.com/DoctorFinder

Access to the largest Managed Care Network in

New Jersey.

8,419PCPs

19,055Specialists

12,403Other Health Care

Providers

73Hospitals

Yes, your employees can pay even less out of pocket:• Save more at 26,000 OMNIA Tier 1 doctors and at some of the state’s leading hospitals.

• Free preventive care, like annual screenings, well-child care, immunizations, nutritional counseling and more.

• All with copays as low as $5 and low or no deductibles.

With OMNIA Health Plans, you and your employees get the quality service you deserve.• Dedicated OMNIA Customer Service Associates, specially trained to handle everythingfrombillingquestionstobenefitdetailstohelpingyoufindadoctor.

•Easierwaystodothethingsyouneedtodoonline:findadoctor,printordisplay your ID card from any smart device and more.

• Live chat with Member Services or send questions via a secure online messaging center.

• Beginning January 1, 2017, members will be able to estimate treatment costs using our new Treatment Cost Estimator.

Your employees can connect with health care professionals quickly and easily.• More ways to connect to doctors and nurses via video, chat or phone through Horizon CareOnlineSM.

•Valuablepersonalsupportservicesandadvice,includingfinancialandlegalhelp,child and elder care recommendations and more.

• Online tools that make it easier to manage your health information, access yourmedicalrecords,trackyourfitnessdataandreceivepersonalizedhealth recommendations.

• Assistance with a wide range of emotional and relationship issues, depression, alcoholism, addictions, and more through an extensive network of health care professionals and facilities.

• 24/7 Nurse Line for doctor-approved health advice from a registered nurse.

Horizon BCBSNJ offers additional insurance products that help protect you and your employees.

Level Fundingnowmidsizegroupscanreceivethebenefitsof self funding

Level-funding plans reduce tax exposure, minimize the risk of self funding and can return 50 percent of unused claim-funding after the end of the policy year.

• Save on the ACA health insurer fee.• Multiple plan designs to choose from, enabling you to create the best plan for your group's needs.• Simplifiedbillingletsyoumakethesamepredictablemonthlypayment throughout the year.

Horizon Dentalwe have affordable dental plans for your employees.

Proper dental care can help detect serious health risks, like diabetes, heart disease and some cancers. We can help you save on dental visits and services.

• OneofthelargestdentalnetworksinNewJersey:morethan7,200officesto access care. • Access to our national network when you travel and for members who live outside New Jersey. • Nodeductible,copaymentorbenefitmaximumformosteligiblepreventive services. • An extensive product portfolio that can meet a variety of needs.

Horizon Visionwe can help employees pay less for vision care nationwide.

Protect your health and dollars, regular eye exams can detect potential health issues such as hypertension and diabetes. We can help you save on vision exams, services and more.

The Horizon Vista V & Horizon Panorama Vision V plans offer:

• Annual eye exam including dilation.• Coverage for eyeglasses and contact lenses.• A higher frame allowance when purchased through Visionworks®.

Life, Disability & WorksiteWe provide products that give clarity about your future. Cost-effective products are underwritten through third-party carriers. With comprehensive options to help managesupplementalandvoluntarybenefits,HorizonBCBSNJexpertsalignfamilieswith the custom advantages needed to ensure their future is protected.

International – GeoBlue We offer unsurpassed service paired with state-of-the-art mobile technology to help short-term travelers, expatriates and their families identify access and pay for quality health care anywhere around the globe.

• One-year breakage warranty.• Mail-order contact lenses.• Laser vision correction discounts (up to 25% off).

As a part of your Medical program with Horizon, your company currently has access to:

Amplify your offering, reaping even more benefits with these customizable packages:

Makes an impact on your employees and your organization by focusing on risk evaluation, assessment and coaching to foster lasting health benefits:

One-on-One Coaching: Personalized counseling for those at high, moderate and low risk for health issues

Smoking Cessation Program: A 12-week program that can include prescription therapy

Obesity Management Program: Weight loss resources and coaching from registered dietitians, registered nurses and exercise specialists

Engages employees with wellness incentives in and out of the office and is great for attracting new talent and helping with employee retention:

Worksite Wellness:• Biometric screenings • On-site nutritional resources*• On-site health education seminars bfit: Gym incentives with mobile tracking and cash rewards

Incentive Platform: Rewards for healthy initiatives, like screenings and seminars

Flu Shots: Convenient clinics that come right to you

Fitness Device Integration: Connects personal activity monitors or medical devices to a portal to track health and wellness progress

* Onsite nutritional resources only available for companies with more than 100 employees

Our basic wellness package focuses on employee health and productivity, including:

My Health Manager: Tailored online tracking and assessment tools, recommendations and educational content, powered by WebMD®

Healthy Living Discounts: Fitness, healthy eating, lifestyle and personal care savings through Blue365®

Online Health Education: Monthly wellness webinar, WebMD® videos and other online resources

PRECIOUS ADDITIONS®: Pregnancy resources, including a maternity health coach and counseling from registered nurses

WellnessEngage

WellnessImprove

WellnessStart

Level Up! Your Plan

Program add-on

One company. Three customizable packages. Countless options.Introducing our easy-to-use and comprehensive wellness program — all under one umbrella. It’s tailored to your needs, can evolve and grow over time and offers three levels so you can determine exactly what you need to create a culture of wellness and reap the benefits. Plus, each package can act as an incentive for talent recruitment and employee retention. You pick, we handle the rest.

A 1% reduction in excess weight, high blood pressure, glucose and cholesterol levels saves

$83 to $103 annually in medical costs per person.

– Centers for Disease Control and Prevention

Use My Health Manager to help track and encourage healthy habits.

About 80% of adults experience back pain at some point in their lifetime, leading to

job-related disability and missed workdays.

– National Institute of Neurological Disorders and Stroke Low Back Pain Fact Sheet

Encourage exercise with our bFit gym incentives.

Each smoker costs their employers an estimated

$5,800 to $10,125 annually.

– 2013 Ohio State University study

Help your employees kick the habit with our

Smoking Cessation Program.

Did you know?

there’s Wellness on your Horizon!Yes

As a part of your Medical program with Horizon, your company currently has access to:

Amplify your offering, reaping even more benefits with these customizable packages:

Makes an impact on your employees and your organization by focusing on risk evaluation, assessment and coaching to foster lasting health benefits:

One-on-One Coaching: Personalized counseling for those at high, moderate and low risk for health issues

Smoking Cessation Program: A 12-week program that can include prescription therapy

Obesity Management Program: Weight loss resources and coaching from registered dietitians, registered nurses and exercise specialists

Engages employees with wellness incentives in and out of the office and is great for attracting new talent and helping with employee retention:

Worksite Wellness:• Biometric screenings • On-site nutritional resources*• On-site health education seminars bfit: Gym incentives with mobile tracking and cash rewards

Incentive Platform: Rewards for healthy initiatives, like screenings and seminars

Flu Shots: Convenient clinics that come right to you

Fitness Device Integration: Connects personal activity monitors or medical devices to a portal to track health and wellness progress

* Onsite nutritional resources only available for companies with more than 100 employees

Our basic wellness package focuses on employee health and productivity, including:

My Health Manager: Tailored online tracking and assessment tools, recommendations and educational content, powered by WebMD®

Healthy Living Discounts: Fitness, healthy eating, lifestyle and personal care savings through Blue365®

Online Health Education: Monthly wellness webinar, WebMD® videos and other online resources

PRECIOUS ADDITIONS®: Pregnancy resources, including a maternity health coach and counseling from registered nurses

WellnessEngage

WellnessImprove

WellnessStart

Level Up! Your Plan

Program add-on

One company. Three customizable packages. Countless options.Introducing our easy-to-use and comprehensive wellness program — all under one umbrella. It’s tailored to your needs, can evolve and grow over time and offers three levels so you can determine exactly what you need to create a culture of wellness and reap the benefits. Plus, each package can act as an incentive for talent recruitment and employee retention. You pick, we handle the rest.

A 1% reduction in excess weight, high blood pressure, glucose and cholesterol levels saves

$83 to $103 annually in medical costs per person.

– Centers for Disease Control and Prevention

Use My Health Manager to help track and encourage healthy habits.

About 80% of adults experience back pain at some point in their lifetime, leading to

job-related disability and missed workdays.

– National Institute of Neurological Disorders and Stroke Low Back Pain Fact Sheet

Encourage exercise with our bFit gym incentives.

Each smoker costs their employers an estimated

$5,800 to $10,125 annually.

– 2013 Ohio State University study

Help your employees kick the habit with our

Smoking Cessation Program.

Did you know?

there’s Wellness on your Horizon!Yes

As a part of your Medical program with Horizon, your company currently has access to:

Amplify your offering, reaping even more benefits with these customizable packages:

Makes an impact on your employees and your organization by focusing on risk evaluation, assessment and coaching to foster lasting health benefits:

One-on-One Coaching: Personalized counseling for those at high, moderate and low risk for health issues

Smoking Cessation Program: A 12-week program that can include prescription therapy

Obesity Management Program: Weight loss resources and coaching from registered dietitians, registered nurses and exercise specialists

Engages employees with wellness incentives in and out of the office and is great for attracting new talent and helping with employee retention:

Worksite Wellness:• Biometric screenings • On-site nutritional resources*• On-site health education seminars bfit: Gym incentives with mobile tracking and cash rewards

Incentive Platform: Rewards for healthy initiatives, like screenings and seminars

Flu Shots: Convenient clinics that come right to you

Fitness Device Integration: Connects personal activity monitors or medical devices to a portal to track health and wellness progress

* Onsite nutritional resources only available for companies with more than 100 employees

Our basic wellness package focuses on employee health and productivity, including:

My Health Manager: Tailored online tracking and assessment tools, recommendations and educational content, powered by WebMD®

Healthy Living Discounts: Fitness, healthy eating, lifestyle and personal care savings through Blue365®

Online Health Education: Monthly wellness webinar, WebMD® videos and other online resources

PRECIOUS ADDITIONS®: Pregnancy resources, including a maternity health coach and counseling from registered nurses

WellnessEngage

WellnessImprove

WellnessStart

Level Up! Your Plan

Program add-on

One company. Three customizable packages. Countless options.Introducing our easy-to-use and comprehensive wellness program — all under one umbrella. It’s tailored to your needs, can evolve and grow over time and offers three levels so you can determine exactly what you need to create a culture of wellness and reap the benefits. Plus, each package can act as an incentive for talent recruitment and employee retention. You pick, we handle the rest.

A 1% reduction in excess weight, high blood pressure, glucose and cholesterol levels saves

$83 to $103 annually in medical costs per person.

– Centers for Disease Control and Prevention

Use My Health Manager to help track and encourage healthy habits.

About 80% of adults experience back pain at some point in their lifetime, leading to

job-related disability and missed workdays.

– National Institute of Neurological Disorders and Stroke Low Back Pain Fact Sheet

Encourage exercise with our bFit gym incentives.

Each smoker costs their employers an estimated

$5,800 to $10,125 annually.

– 2013 Ohio State University study

Help your employees kick the habit with our

Smoking Cessation Program.

Did you know?

there’s Wellness on your Horizon!Yes

Yes,wereheretohelpwheneveryouneedus.From our dedicated OMNIA Customer Service Associates to our live chat representatives, event leaders and passionate sales representatives, we want to make sure your questions are answered, yourconcernsarecalmedandyoufeellikeyouregettingtherightplanforyouremployees.

Thatsourpromisetomembersand to the people of New Jersey.

Thats the Power of Yes.

Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association. The Blue Cross® and Blue Shield® names and symbols, and Blue365®, are registered marks of the Blue Cross and Blue Shield Association. The Horizon® name and symbols and Precious Additions® are registered marks, and OMNIASM is a service mark, of Horizon Blue Cross Blue Shield of New Jersey. All other trademarks are the property of their respective owners. ©2016 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105.

Call 1-888-425-5611 | Contact your broker | Visit HorizonBlue.com

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