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Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus,...

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Your WestJet RBC ® World Elite Mastercard Benefits Guide Get to know your new WestJet RBC World Elite Mastercard – the rewards card that saves you money on travel, year after year. You will receive the first checked bags free for the primary cardholder and up to eight guests travelling with you, and an annual round-trip companion voucher to redeem anywhere WestJet flies – starting from $99 (plus taxes, fees and charges). ^ Plus, earn WestJet dollars on everyday purchases, WestJet flights and WestJet Vacations packages, and then redeem your WestJet dollars towards travel with WestJet, WestJet Vacations and their partner airlines. * With the WestJet RBC World Elite Mastercard, you are automatically enrolled as a WestJet Rewards member to help you keep track of your WestJet dollars. A WestJet Rewards ID has been emailed to you (if you did not already have one). Please update/verify your WestJet Rewards account information at westjet.com/account. Don’t forget to sign up for WestJet emails to be the first in the know about exclusive WestJet Rewards offers, seat sales, deals and more. View Legal Disclaimers Card overview Save on travel Earn WestJet dollars Redeem WestJet dollars World Elite Mastercard benefits Premium insurance coverage Important information
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Page 1: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

None WestJet World Elite Benefit Guide 97641 GUD_10297_1117_WJWorldElite_E.indd

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Your WestJet RBC® World Elite Mastercard‡

Benefits Guide

Get to know your new WestJet RBC World Elite Mastercard – the rewards card that saves you money on travel, year after year. You will receive the first checked bags free for the primary cardholder and up to eight guests travelling with you,† and an annual round-trip companion voucher to redeem anywhere WestJet flies – starting from $99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡ packages, and then redeem your WestJet dollars towards travel with WestJet, WestJet Vacations and their partner airlines.*

With the WestJet RBC World Elite Mastercard, you are automatically enrolled as a WestJet Rewards member to help you keep track of your WestJet dollars. A WestJet Rewards ID has been emailed to you (if you did not already have one). Please update/verify your WestJet Rewards account information at westjet.com/account.

Don’t forget to sign up for WestJet emails to be the first in the know about exclusive WestJet Rewards offers, seat sales, deals and more.

View Legal Disclaimers

Card overview

Save on travel

Earn WestJet dollars

Redeem WestJet dollars

World Elite Mastercard benefits

Premium insurance coverage

Important information

Page 2: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

Save on travel

Earn WestJet dollars

• First checked bags free on WestJet flights for the primary cardholder† and up to eight guests travelling on the same reservation – that’s $200 in savings on each round-trip for a family of four.

• Annual round-trip companion voucher to redeem anywhere WestJet flies – starting from $99 (plus taxes, fees and charges).^ Now redeemable online or using the WestJet mobile app.

Redeem for:

Travel to Canada and the Continental US

Travel to Mexico, the Caribbean, Central America or Hawaii

Travel to Europe

$99D $299D $399D

Δ Plus taxes, fees and charges.

• Instant Fuel Savings at Petro-Canada‡ – Simply link your WestJet RBC World Elite Mastercard to your Petro-Points‡ card to save 3 cents per litre and earn 20% more Petro-Points§. Details.

Use your WestJet RBC World Elite Mastercard for everyday purchases — no matter how big or small — and watch your WestJet dollars add up.

• Earn 1.5% back in WestJet dollars for every $1 you spend on eligible purchases.˜

• Earn 2% back in WestJet dollars when you use your card to purchase WestJet flights or WestJet Vacations packages.˜

• Plus, as a WestJet Rewards member, you will earn up to an additional 5% back in WestJet dollars when you purchase WestJet flights, and up to 1% back when you purchase WestJet Vacations packages.+ Learn more at westjet.com/rewards.

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Page 3: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

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See the world with WestJet dollars Redeem your WestJet dollars to pay for all or part of any WestJet flight or WestJet Vacations package* – no blackouts or seat restrictions.

• You can purchase any published fare on any WestJet flight or any WestJet Vacations package.* You can even use your WestJet dollars to take advantage of WestJet’s lowest fares.

• Or, let your WestJet dollars take you farther with Member Exclusive fares,* providing great value on trips to destinations in WestJet’s network, as well as partner destinations around the globe. The world is waiting for you.

World Elite Mastercard benefits • Mastercard Concierge Service** – Exclusive last-minute access

to your favourite restaurants, event tickets and more. Call 1-877-383-2817.

• Mastercard Airport Experiences provided by LoungeKey†† – Membership to 800+ airport lounges worldwide (fees apply for lounge access) and access to exclusive offers from luxury retailers. Download the Mastercard Airport Experience app and register.

• Access to World Elite Mastercard Experiences and Offers and Priceless Cities for the most sought-after experiences. Learn more about these special offers at www.mastercard.ca.

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Page 4: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

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Premium Insurance Coverage Your WestJet RBC World Elite Mastercard comes with a full suite of premium travel insurances, including:

• Trip Interruption Insurance1

• Flight Delay Insurance1

• Out-of-Province/Country Emergency Medical Insurance1

• Travel Accident Insurance1

• Auto Rental Collision/Loss Damage Insurance2

• Emergency Purchases Insurance3 and Hotel/Motel Burglary Insurance3

• Purchase Security and Extended Warranty Insurance3

Travel with confidence

Page 5: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

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Important information

RBC ROYAL BANK CUSTOMER SERVICE

Card inquiries and information

In Canada/U.S.: 1-800 ROYAL® 1-2 (1-800-769-2512) Outside Canada/U.S. call collect: 416-974-7780

Lost or stolen cards, 24 hours, 7 days a week

In Canada/U.S.: 1-800 ROYAL 1-2 (1-800-769-2512) International: (Access code) 800 ROYAL 5-2-3 or (access code) (800-769-25523) Collect: 514-392-9167

If you prefer not to have telephone access to your account information, please call 1-800 ROYAL 1-2 (1-800-769-2512) to disable this service.

Assured Assistance Inc. For assistance with the travel insurances listed in this guide: In Canada/U.S.: 1-800-533-2778 Outside Canada/U.S. call collect: 905-816-2581 TDD/TTY: 1-800 ROYAL 1-8 (1-800-769-2518)

WESTJET DOLLARS

To check your account balance or update your WestJet Rewards account details, please visit westjet.com/account.

To redeem your WestJet dollars for flights, visit westjet.com, log in to your WestJet mobile app, or call 1-888-WESTJET (1-888-937-8538)

To redeem your WestJet dollars for a WestJet Vacations package, please call 1-877-737-7001.

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View Legal Disclaimers

Page 6: Your WestJet RBC World Elite Mastercard - RBC Royal …99 (plus taxes, fees and charges).^ Plus, earn WestJet dollars‡ on everyday purchases, WestJet flights and WestJet Vacations‡

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® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.‡ Petro-Canada and Petro-Points are trademarks of Suncor Energy Inc. Used under licence. WestJet Dollars and WestJet Vacations are registered trademarks of WestJet Airlines Ltd.

Used under licence. All other trademarks are the property of their respective owner(s).† Valid for primary cardholders of the WestJet RBC World Elite Mastercard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when

travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s codeshare or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees. May only be used as described and has no monetary or other exchange value.

^ The Flight Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter upon their credit card anniversary date. Primary cardholder may use the companion flight voucher only once on their choice of A) $99 (plus taxes, fees and charges) round-trip flight for travel in Canada and the continental U.S.; B) $299 (plus taxes, fees and charges) round-trip flight for travel to/from Mexico, Central America, the Caribbean and Hawaii; or C) $399 (plus taxes, fees and charges) round-trip flight to/from Europe. The Flight Voucher may only be used if the companion is travelling with you on the same itinerary. Applicable taxes, fees and charges on the Flight Voucher are the responsibility of the traveller and must be paid at the time of booking. Additional fees may apply for bookings made via the contact centre. The Flight Voucher is available on all published eligible fares marketed and operated by WestJet. The Flight Voucher is available on all published eligible Econo, Flex or Plus fares wholly marketed and operated by WestJet and may only be used if the companion is travelling with you on the same itinerary. The Flight Voucher is only valid for new bookings made through westjet.com or WestJet’s contact centre, cannot be applied to existing reservations and is not valid for group bookings or WestJet Vacations bookings. Additional cardholders, as well as existing WestJet RBC World Elite Mastercard and WestJet RBC Mastercard cardholders, are not eligible for the welcome bonus offer or welcome Flight Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the Flight Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Visit westjet.com/creditcard for complete details.

* WestJet dollars can be used towards payment of the base fare of an eligible flight or vacation package, available on westjet.com or through WestJet’s contact centre. WestJet dollars cannot be used to pay for taxes, fees or charges and can only be used for new bookings. The entire base fare must be paid with WestJet dollars when purchasing a Member Exclusive fare. Minimum redemption rules apply and may vary. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards.

Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to two business days to process before savings and bonus points can be applied to the purchases.

§ Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.

~ You will earn 1.5% back in WestJet dollars on your everyday purchases and 2.0% back when you purchase WestJet flights or WestJet Vacations packages, depending on the card you choose. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases; however it may not be accrued under certain circumstances. In order to receive the additional 0.5% in WestJet dollars, WestJet or WestJet Vacations must appear as the merchant on your credit card statement. WestJet dollars are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged.

+ Earn rates on WestJet-marketed flights and vacation packages are calculated as a percentage back in WestJet dollars on the base fare or package price paid; taxes, fees, charges and any portion of the base fare or package price paid with WestJet dollars are not eligible. Earn rates are subject to a member’s tier status at the time of travel. For more details, visit westjet.com/tiers.

** The Concierge Service (“Service”) is being provided as a benefit to World Elite Mastercard cardholders. The goods and services cardholders request or otherwise choose to obtain through the Service are provided by various third party service providers unrelated to RBC. RBC does not endorse, review or qualify these service providers. RBC makes no representations or warranties (either express or implied) about, and assumes no responsibility or liability for, these service providers or the goods and services that may be obtained through the Service. Royal Bank of Canada is not responsible for any claims or damages arising from the use of any benefits or services provided by a third party. RBC cannot guarantee the successful fulfillment of cardholders’ requests in all instances. There is no fee for the Service; however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Service on the cardholder’s behalf. All costs will be charged directly to the cardholder’s World Elite Mastercard card. RBC is not responsible for the Service. RBC reserves the right to modify or cancel this benefit at any time and without notice.

†† Mastercard Airport Experiences, provided by LoungeKey, are being provided as a benefit to cardholders with eligible and valid World Elite Mastercard cards. Each eligible World Elite Mastercard cardholder is entitled to a complimentary membership to LoungeKey Airport Lounges (as long as they remain a World Elite Mastercard cardholder). Access to participating LoungeKey Airport Lounges is at the cost of US$27 per person (subject to change), per visit, and lounge access charges will be billed to the World Elite Mastercard card connected to the cardholder’s LoungeKey membership. To view a full list of participating LoungeKey Airport Lounges, their facilities, opening times and restrictions, cardholders can visit http://airport.mastercard.com. By using this service, you agree to all of LoungeKey’s terms and conditions, including privacy and security policies available at http://airport.mastercard.com. These policies may be amended or updated at any time and without notice. RBC is not responsible for any claims or damages arising from the use of LoungeKey Airport Lounges. RBC is not responsible for this benefit. RBC reserves the right to modify or cancel this benefit at any time and without notice.

1 Coverage underwritten by RBC Insurance Company of Canada.2 Coverage underwritten by Aviva General Insurance Company.3 Certain coverage underwritten by Aviva General Insurance Company in the province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

VPS97641 10297 (11/2017)

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