A BEGINNER’S GUIDE TO CREDIT CARD REWARDS
• Earn hundreds to thousands of dollars a year• Earn points for hotel stays• Earn points for flights• Earn points for merchandise
WHY GET A REWARDS CREDIT CARD?
IS IT RIGHT FOR YOU?• Have a good credit score• Pay your bill off in full each month• Be able to meet the sign up bonus requirement• Make sure you actually redeem your rewards and
don’t let your points expire
CASH BACK REWARDS CARD• Cash is king• Usually 1% with some offering rotating 5% categories
each quarter • Limits to how much you can earn back or how much
you have to spend to earn a higher rate
POINTS REWARD CARDS
• Many points worth more than typical 1% cash back• Rewards you can’t get anywhere else - ie exclusive
events• Awesome sign up bonuses• Annual fee• Points can expire
POPULAR CARDS
• Do you prefer Cash? Travel? Merchandise? Concerts?
• Where do you spend the most?• How much you plan to travel? Internationally?• What additional perks are important to you?• Are you willing to pay an annual fee?
CONSIDER YOUR GOALS
• Find the best credit card to add to your wallet based on your spending habits and your preferences
WALLET BOOST
https://walla.by/boost
• Maximizes your rewards by showing your best card to use every time you shop
WALLABY APP
https://walla.by/mobile
THANK YOU
