ANNUAL REPORT
COMPTROLLER OF THE CURRENCY
TO THE
SECOND SESSION OF THE FIFTY-SECOND CONGRESS
OF
THE UNITED STATES.
DECEMBER 5, 1892.
IN TWO VOLUMES.
VOLUME I.
WASHINGTON:
CrOYERJWENT PRINTING OFFICE,
1892,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
TREASURY DEPARTMENT,
Document No. 1565, 3d ed.
Comptroller of the Currency,
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TABLE OF CONTENTS,
Page,Report submit ted to Congress 3Trade balance and condition of the national banks 3,4Cash held by national banks 5Currency and exchanges , 5Paper money in circulation 6Coinage of silver 6,7Profit on circulation of national banks 8F u n d i n g of the national debt 10Stat is t ical information wi th respect to financial inst i tut ions organized under State s ta tu tes 11-16Clean money 16Statement of national banks organized dur ing the year 17States leading in numerical accessions, capital, and deposits 17Number and capital of national banks organized and closed since establishment of system 18Amendments to present laws 18United States at torneys as s ta tu tory counsel for receivers 19-21Closed national banks 22Domestic exchanges 24Amount of drafts drawn by national banks, comparison for throe years and rates of ex-
change 25-31Subst i tu tes for money 31-39Impruden t methods of bank ing 39Directors and officers 40Excessive loans 41Examiners 43Comparative s tatements of the national banks 45Extension of the corporate existeuce of national banks 48Circulating notes 49Increase or decrease of circulation 50Banks wi thout circulation 51Security for circulating notes 52Interest-bear ing funded debt of the Uni ted States and amount held by national banks 54Marke t prices of United States bonds 55Inves tmen t value of Uni ted States bonds 56Issues and redemptions. . . , - 57Additional circulation issued and retired dur ing the year 58National-bank notes received and destroyed yearly since the establishment of the system 59, CORedemption of notes of banks reducing circulation, and of failed and l iquidat ing banks 60Tax upon circulation, redemption charges, assessments, and amounts collected 61Loans by national banks in reserve cities and country 61Failed banks 65Causes of failure 60Dividends paid to creditors of failed banks 73Inact ive receiverships 74Banks in l iquidation 75Legislation 75Legal decisions 77Clearing-house associations 77-83State, savings, pr iva te banks, loan and t rus t companies 83-89Conclusion 89
I
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II TABLE OF CONTENTS.
APPENDIX.Pa^e.
Names and compensation of officers and clerks „ 93Expenses of the office for the fiscal year 94Names and addresses of national-bank examiners 94Index to digest of decisions of the courts in cases afflding national banks 95Digest 97National banks organized, in liquidation, and in operation, with capital, bonds, and circula-
tion October 31, 1892 127Summary of the state and condition of national banks reporting during the year ended Septem-
ber 30, 1892 128Comparative statements of the national banks for fifteen years from 18(54 129Authorized capital stock each month from January 1,1871, to November 1, 1892, with amount
of bonds, circulation, and lawful money deposited for redemption 130Changes in capital, bonds, and circulation by geographical divisions , 134Additional circulation issued and lawful money deposited to October 31,1892 139National-bank notes outstanding and the amount and kind of United States bonds on deposit. 140Increase or decrease of circulation quarterly and for the year ended October 31, 1892 141National-bank notes issued, redeemed, and outstanding, by denominations, since the establish-
ment of the system 142National gold bank notes issued, redeemed, and outstanding 145National-bank notes issued during the year 145Minimum amount of bonds required and the amount actually held September 30, 1892 146National banks with capital of $150,000, under and over, and the increase or decrease of capital
during the year 148-151Classification of loans and discounts 152Amounts of coin and coin certificates held in 1888,1889,1890,1891, and 1892 153-159Lawful money reserve 100Liabilities and required reserve 162State of the lawful money reserve from 1886 164Reserve held and classification by geographical divisions 166Deposits, circulation, and reserve of national banks in New York City by months 176Movement of reserve of national banks in New York City for sixteen years 177Abstract of earnings and dividends, September 1, 1891, to September 1, 1892 178-185Ratios of capital and surplus to earnings and dividends 186Earnings and dividends for semiannual periods 188National banks in voluntary liquidation under sections 5220 and 5221, Revised Statutes 190National banks in liquidation succeeded by associations with same or different titles 202National banks in liquidation for the purpose of reorganization 203National banks in liquidation under section 7 of the act of July 12, 1882 205National banks in the hands of receivers 206Insolvent national banks, assets, collections, disbursements, expenses of receiverships, divi-
dends paid 214Abstract of reports of condition of State banks, loan and trust companies, savings and private
banks 227Reports of condition of the National Savings Bank, The National Safe Deposit Company, The
Washington Loan and Trust Company, and The American Security and Trust Company, ofthe District of Columbia , 249-252
Condition of the Canadian banks .' 252Statements of condition of the banks of the United States and State banks, 1774 to 1892 253Aggregate resources and liabilities of national bank s from 1863 to 18D2 325-345Summary of the state and condition of national banks on dates of report during past year 347-397General index „.. 399Condition of each, national bank at close of business September 30, 1892 Vol. II
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REPORT
OF
THE COMPTROLLER OF THE CURRENCY.
DEPARTMENT OF THE TREASURY,OFFICE OF THE COMPTROLLER OF THE CURRENCY,
Washington, D. (7., December 5, 1892.SIR: I have the honor to submit for the consideration of Congress?
in compliance with the provisions of section 333 of the Eevised Stat-utes of the United States, the thirtieth annual report of the Comp-troller of the Currency.
The year covered by this report ended October 31,1892. The cropof 1891 was phenomenal in all the great staples produced by this coun-try, and at the same time a partial failure of the cereal crop in Europecreated an unusual demand for our food products. The total value ofour merchandise exports for the fiscal year ended July 1, 1892, ex-ceeded one billion dollars—$1,030,335,000.
1891. 1892.
The merchandise balance of the United States (excess of exports overimports) for the fiscal year ended July 1 J $39,565,000 ! $202,934,000
Excess of exports over imports, gold and silver I 72,703,000 i 13,352,000
Trade balance j 112,268,000 i 216,266,000
The remarkable feature is that we were compelled to add to an exportmerchandise balance of $242,000,000 over $86,000,000 in gold andsilver.
Europe's short crop followed a serious financial crisis, which un-settled values, disturbed confidence, and entailed heavy losses. Insteadof paying for our cereals from their surplus, they were obliged to drawupon their principal.
In a normal condition of affairs this large merchandise balance in ourfavor would have resulted in large gold imports; instead, they sent usour securities.
The interest upon American securities held abroad aggregates a largeamount, and its payment forms a continuous factor in internationalbalances. The return of any portion of our securities increases ourwealth at home, and the reieptjpn $f the earnings of guofa securities
3
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REPORT OF THE COMPTROLLER OF THE CURRENCY.
adds to our home prosperity. The absorption and assimilation of solarge an amount in so short a period of time may have produced tem-porary disturbance, but the permanent effect is beneficial.
The financial needs of Bussia, and the accumulations of gold byAustria-Hungary, with a view to the resumption of specie paymentsupon a gold basis, caused a premium to be paid for gold exports, andwas an important cause of its outflow.
Distrust of our monetary legislation, and the fear on the part ofEurope that we were drifting towards a silver basis, also had an impor-tant influence upon gold exports.
The national banks held on September 30, 1892, nearly $22,000,000more gold than on September 25, 1891. This, coupled with the knownfact that many State banks and trust companies have also fortifiedthemselves with a gold reserve during the year, shows that the fearthat we were drifting towards a silver basis was not confined toforeigners.
All periods of monetary stringency, which necessarily restrain andcurtail business ventures, are followed by a plethora of money.
On June 18, 1892, the total deposits in the associated banks of thecity of New York were $543,663,100. The highest amount ever reachedbefore was $455,306,300 on December 26,1891. The same plethora ofmoney existed in all money centers 5 the rate of interest for the yearaveraged, on demand loans, 1 £ per cent to 3 per cent, and time loansand commercial paper ranged about 2 per cent higher.
The cholera at home and abroad, with attendant quarantine restric-tions, has held trade in fetters, and, to some extent, impaired the busi-ness of the year. The vigorous measures adopted by our authoritiesreduced it to control and kept its baleful influence at a'ininimuin.
With conditions in the United States favorable for a year of unusual,prosperity, speculation has been held in check and business keptwithin conservative limits. The lessons taught by the monetarystringency of 1890-?91, which fell so heavily upon all whose businesswas too much extended, have not yet been forgotten. Ahardening proc-ess has obtained, and yet the record of the year covered by the re-port characterizes it as one of growth and prosperity.
COMPARATIVE STATEMENT OF THE CONDITION OF THE NATIONAL BANKS WITH RE-SPECT TO CERTAIN ITEMS AT NEARLY CORRESPONDING DATES FOR THE YEARS1891 AND 1892.
1891.
Number of banks in existence October 31Capital stockBonds deposited to secure circulation |Bank notes outstanding jLawful money deposited with the Treas-
urer, United States to redeem circula-tion outstanding
Surplus and undivided profits September25 and 30, respectively
Individual deposits September 25 and 30,respectively .
Bank deposits September 25 and 30, re-spectively
Total resources September 25 and 30, re-spectively
3,694$684, 755, 865152,950, 350172,184, 558
35, 430, 721
330, 861,159
1892-
3,788$693, 868, 665164,883.00C172, 432,146
25,191,083
340, 524,179
1,588, 318, 081 1, 765, 422,983
Increase. I Decrease.
94$9,112,800 j11,932. 650 I
247,588 j
,1
9, GG3, 020
177,104,902
$10, 239, 638
430, 594, 774 I 530, 653, 202 100, 058, 428
3, 213,080, 271 i 3, 510, 094, 897 j 297,014,626
The above table shows a large decrease in the lawfnl money depositto redeem circulation. The net circulation outstanding has increased110,487,226 during the year,
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 5
The following table shows the total cash held by national banks in-cluding 5 per cent, redemption fund, and mutilated currency in processof redemption for the years 1891 and 1892.
Bills of other national banksFractional paper currency, nickels and
centsSpecie, viz:
Gold coinGold Treasury certificatesGold clearing-house certificatesSilver dollarsSilver Treasury certificatesSilver fractional coin
Legal-tender notesUnited States certificates of deposit
for legal-tender notesFive per cent redemption fundDue from United States Treasurer,
mutilated currency
Total
Net increase ..
1891.
$19, 991,167. 00
867,462.37
84,464, 347. 2460,173, 670. 00
7, 300, 000. 00. 6, 348, 573.00
20, 409, 735.004, 818, 750.67
97,615, 608.00
15, 720,000. 006,536, 9L'l. 51
1,457,807. 85
325, 704,052.64
1892.
$19, 557,474. 00
934, 648.37
95, 021, 952. 7771,050,180. 00
7, 860, 000. 006, 785, 084. 00
22,993,4M. 005, 405, 71tt. 92
104, 267, 945.00
13, 995, 000. 007,139, 564. 69
1,106, 987. 93
356,117,998. 68
Increase.
$67,186. 00
10, 557, 605. 5310,876,510.00
560, 000. 00436, 511. 00
2, 583, 716. 00586, 960. 25
6, 652, 337. 00
602, 633.18
32, 923,458.96
Decrease.
$433, 693.00
1, 725, 000.00
350, 819.92
2, 509, 512.92
30,413,946.04 |
CURRENCY.
The business of banking is exchanging a generally known value orcredit for a local value or credit. This definition applies equally tothe money changers of the temple and to the banks of to-day. In thewonderful development of commerce and manufactures which has fol-lowed increased facilities for communication and transportation, bank-ing, though hand in hand with trade, is ever in the lead; for credit, ormoney, is the motor which moves the wheels of progress, and allfinancial transactions, whether local, national, or international, havebecome mainly a matter of bookkeeping. Throughout the UnitedStates every locality has its bank, and most people, however limitedtheir business transactions, have bank accounts, through which theypay their indebtedness. Bank accounts are generally used as the mostconvenient and most accurate method of keeping a cash account. Thispractice does not obtain in European countries in any such proportion.In this country, in the village having a single bank, the artisan paysthe merchant by check, or vice versa, and the payment is usuallyconsummated by a transfer of credit upon the books of the bank. Thusdoes the single bank become a clearing house for the community, andthe actual transfer of money is minimized.
The day's exchanges in our larger cities are adjusted through aclearing house, where each bank is credited with the total demands itholds against all other banks, in the same place, and is debited withthe total demands which the other banks hold against it, and eitherpay§ or receives the balance, simply,, in money. The aggregate clear-ing-house transactions for the year ended October 31, 1892, in 57 clear-ing-house cities, were $61,017,839,067, the balances were (partly esti-mated) $4,881,777,289. Thus, by a simple device of bookkeeping, thisimmense volume of business was done by means of 8 per cent of actualmoney.
Our international banking and commercial transactions are settledupon a system of balances through a few leading banks and bankinghouses that deal in foreign exchange. When the exchange marketaffords no bill of exchange to be remitted, gold is shipped to settle the
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6 REPORT OF THE COMPTROLLER OF THE CURRENCY.
balance of trade existing against such nation, and when so shipped,whether bars or coin, it goes simply as commodity, at its market value,precisely like merchandise.
Thus it appears that the bulk of the world's business transactions isdone upon credit, witnessed by bookkeeping, and the percentage rep-resented by actual money transfer is very small, in the United Statesless than 8 per cent.
A man goes to his bank with his note, a local credit, and procures itsdiscount, receiving the proceeds in a generally known credit or value,namely, a bank draft, or certificate of deposit, or money—somethingavailable for the contemplated business. The bulk of all business trans-actions is adjusted by the contracting parties, whether banking or other-wise. It is the portion in which money passes that appeals to the Gov-ernment for regulation. It is the recognized constitutional duty ofgovernment to furnish for its citizens a circulating medium adequateto their needs and convenient for their use. Gold and silver are therecognized money of the world, because they possess value in them-selves, are conveniently coined, not easily counterfeited, exist in quan-tity sufficient to supply the demand, and are not so redundant as tounduly impair their value. Such money is adequate to the public want,but not convenient for public use, except in small change transactions.Paper money is a business necessity. Paper money possesses no value,simply represents value.
A currency to serve the demands of business must be sound—nodoubt of its redemption. It should be elastic, that it may expand andcontract, as the tide of business ebbs and flows. If supplied by theGovernment, the expense is borne by the taxpayers. If supplied bybanks, it must possess an element of profit. It will readily issue solong as there is a profit. It may be made to contract by fixing a stand-ard of issue and taxing the excess, so that the excessive issue wouldbe retired with the cessation of the necessity which called it into ex-istence.
The amount of paper money in circulation October 31, 1892,was:National-banknotes $172,432,146United States notes (greenbacks) 332,080,234Treasury notes 114, 567,423Gold certificates 120,255,349Silver certificates 324, 552,532Currency certificates 10,550,000
1, 074,437,684Per cent of national-bank notes, 16.04.
The Government can not issue money gratuitously. It can only putit in circulation in exchange for some value or obligation. It can notpay its bonds in anything other than coin of standard value.
By the terms of the act of February 28, 1878, the Secretary of theTreasury was directed to purchase and coin into silver dollars silverbullion not less in value than $2,000,000 worth and not more than§4,000,000 worth monthly. This act was supplanted by the act of July14, 1890. While in force the Government purchased silver and coined378,166,793 standard dollars, the seigniorage on which (that is, thedifference between the price paid for the silver and the face value ofthe coinage) was $69,967,531.Total coinage of silver dollars under act of February 28, 1878 $378,166, 793Total cost of silver bullion used in such coinage 308,199,262Seigniorage or apparent profit 69, 967,531Bullion value of such silver October 31, 1892 250, 493,936Difference between actua] cost and market value October 31, 1892 57, 705,326
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 7
This coinage accumulated in the Treasury vaults until the happydevice was conceived of putting it in circulation by the use of papersubstitute. As shown above, $324,552,532 are serving the people byproxy.
Under the act of July 14, 1890, the Government purchases monthly4,500,000 ounces of silver, and pays for the same in Treasury notesissued for that purpose and equal at par to the cost of such silver.Thus the currency of the country is arbitrarily increased monthly.Up to November 1, 1892, the total issue of such notes has been$116,611,233. The present market value of the silver purchased is$102,648,944, showing a depreciation in value of $14,134,646. This actwas a compromise measure, designed to prevent the unlimited coinageof a dollar of full debt-paying power containing less than a dollar'sworth of silver. From its nature (arbitrarily adding a large amountto the currency monthly) it is evident that it was intended to be tem-porary. The severest commentary upon our silver coinage is the factthat it offers an inducement to the counterfeiter to coin a dollar exactlyreproducing the genuine in quality and intrinsic worth, as well as formand design, the profit to the counterfeiter being represented by thedifference between the market value of the silver contained in the coinand its face value, which was October 31, 1892, 33J cents.
In view of the above statistics, the silver currency furnished by theGovernment will hardly commend itself to the public on the score ofeconomy. It is in sharp contrast with the national-bank currency,which has paid into the Treasury in taxes $72,670,412.30.
What the settled policy of Congress as to the future currency maybe remains to be seen. If furnished by the Government, it will possessthe quality of soundness, for nothing can be better than the Govern-ment under which we live; but it cannot possess elasticity. Elasticitymeans conformity to business wants, the supply quickly responding tothe demand, and not conformity to fixed rules and statutory laws. TheGovernment in the very nature of things cannot supply such currencyas the public requires. The national banks can and with proper legisla-tion would supply this want fully and completely. Large appreciation ofthe price of United States bonds, the basis for circulation, large depre-ciation of the rates of interest, and onerous taxation have made circulationunprofitable, and the volume has fallen from $362,889,134, September 30,1882—the highest amount in circulation at any one time—to $172,426,610atthecloseof the last fiscalyear. The volume would have beenmuch morecontracted but for the fact that all national banks, whether they takeout circulation or not, are obliged to own and assign to the Treasurerof the United States in trust interest-bearing bonds of the UnitedStates, and in case their capital is $150,000 or less, to the amount at par ofone-fourth their capital stock. If the capital exceeds $150,000, they arerequired to have on deposit in the Treasury not less than $50,000 inbonds. Being obliged to own these bonds, to measureably lessen thecost of carrying such high-priced securities, they take out circulation.
The following carefully prepared tables show the profits upon circu-lation based upon a deposit of $100,000, bonds. June 30 was selected,as it marks the close of an interest period for Government bonds.
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8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
JUNE :u>, 1892—2 PER CENTS.$100,000 two's at par interest $2, 000. 00Circulation, 90 per cent on par value $90, 000. 00Deduct 5 per cent redemption fund 4,500. 00
Loanable circulation at 6 per cent 85, 500. 00 5,130. 00
Gross receipts 7,130. 00Deduct—
1 per cent tax on circulation 900.00Annual cost of redemption 137.48Express charges 3.00Cost of plates for circulation ' 7.50Agents' fees 7.50Examinations 43.00 1,098.4&
Net receipts 6, 031.52$100,000 loaned at 6 per cent 6, 000.00Profit on circulation 31.52
Total profit on $21,837,000 bonds, $6,194.72.Percentage on maximum circulation obtainable, 0.032 per cent.
JUNE 30, 1892—4 PER CENTS.
$100,000 four's at 116| premium,interest $4,000. 00Circulation, 90 per cent on par value $90, 000.00Deduct 5 per cent redemption fund.. 4,500. 00
Loanable circulation at 6 per cent 85,500.00 5,130.00
Gross receipts 9,130.00Deduct—
1 per cent tax on circulation 900.00Annual cost of redemption . 137.48Express charges 3. 00Cost of plates for circulation 7.50Agents' fees 7.50Examinations 43.00Sinking fund reinvested quarterly to liquidate premium. 696. 36 1, 794.84
Net receipts 7,335.16$116,750 loaned at 6 per cent 7,005.00Profit on circulation 330.16
Total profit on $129,759,000 bonds, $385,571.09.Percentage on maximum circulation obtainable, 0.330 per cent.
J U N E 30, 1892—6 PER CENTS.
$100,000 sixes at 114 premium, interest $6,000.00Circulation, 90 per cent on par value $1)0, 000.00Deduct 5 per cent redemption fund 4,500.00
Loanable circulation at 6 per cent 85,500.00 5,130.00Gross receipts 11,130.00
Deduct—1 per cent tax on circulation $900. 00Annual cost of redemption 137.48Express charges 3.00Cost of plates for circulation 7.50Agents7 fees * 7.50Examinations 43.00Sinking fund reinvested semi annually to liquidate pre-
mium 1,972.943,071.42
Net receipts 8, 058.58$114, 000 loaned at 6 per cent 6, 840.00
Profit on circulation 1,218.58Total profit on $11,600,000* bonds, $127,219.75.Percentage on maximum circulation obtainable, 1.218 per cent.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 9
RECAPITULATION.Profit on tlie three classes of bonds, maximum circulation 90 per cent—
2 per cent bonds, *$21,837,000—$19,653,300, maximum circulation at 0.03152 percent, $6,194.72.
4 per cent bonds, *$129,759,000—$116,783,100, maximum circulation at 0.33016 percent, $335,571.08.
6 per cent bonds, *$ll,600,000—$10,440,000, maximum circulation at 1.21858 percent, $127,219.75.
Total of bonds, $163,196,000—$146,876,400, maximum circulation at 0.353 per cent,$518,985.55.
It will be noted that by taking out circulation the banks realize ineach case more than 6 per cent on the money invested in bonds. Themoney invested in the purchase of bonds as a basis of circulationyields in the case of 2 per cent bonds 6.032; in case of 4 per centbonds, 6.33; in case of 6 per cent bonds, 7.218.
Since the 5 per cent redemption fund counts as part of a bank'sreserve as well in hands of the Treasury as in vaults of the banks, itwould have been proper not to make the deduction above. This wouldadd materially to the profit of circulation. The $43 average cost ofexaminations of banks with $100,000 capital is not wholly an incidentof circulation.
In the above tables money is assumed to be worth 6 per cent. Ifthe prevailing rate was less than 6 per cent a bank could better affordto take out circulation. If the prevailing rate was more than 6 percent a bank could less afford to take out circulation. By allowing cir-culation to the par of bonds and removing the tax on circulation itwould be possible for banks located in sections where rates of interestare high to take out circulation without loss.
Since the organization of the national banks $1,521,437,753 have beenissued and redeemed without loss to any bill-holder. There can be noloss upon national-bank circulation. All the solicitude as to whatshall serve as a basis for circulation when Government bonds cease toexist is premature. The 4J per cent bonds (act July 14, 1870) maturedSeptember 1, 1891; $25,364,500 were continued at the pleasure of theGovernment at 2 per cent interest; interest upon the balance ceased;$24,520,900 have been redeemed and $983,800 remain outstanding-$3,617,700 have been redeemed since October 31,1891. ~No bonds havebeen purchased by the Government during the past year, the interest-bearing debt has not been reduced, and with the diminished revenues,under the act of October 1,1890, and swelling volume of annual expend-iture, there is likely to be no reduction in the immediate future.The trend of public opinion is decidedly in favor of limiting our rev-enues to the current needs of the Government. The currency sixes thatbegin to mature in 1896 are primarily obligations of the subsidizedPacific railroads. The railroads will hardly be prepared to pay thesebonds at maturity, and they will likely be continued like the 4J percent bonds, at the option of the Government, at a low rate of interest.
By relieving national-bank circulation, as above suggested, thesebonds could be extended at a very low rate of interest—too low for invest-ment purposes, yet available as a basis of circulation. Of the $25,-364,500 of 2 per cent bonds outstanding October 1, $22,050,350 were heldby national banks to secure circulation. The 4 per cent bonds do notmature until July 1,1907. Since December 6,1890, the Government hasbeen out of the market as a purchaser of its own bonds, and the price thenpaid for 4per cent bonds ($123,356) hasfallen to $114,625. Thelower theprice of the bonds the more available they become as a basis of profit-able circulation. If happily the time arrives when the United States
* Total amount of each class of bonds held to secure circulation June 30, 1892.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
10 REPOET OF THE COMPTROLLER OF THE CURRENCY.
Government has no bonded debt, or not sufficient to be available as abasis for circulation, there will, of necessity, be other choice securitiesavailable for such purpose.
In my judgment the Government should issue 2 per cent bonds, run-ning twenty, thirty, and forty years, and with the proceeds purchasethe 4 per cent bonds outstanding. This would result in a savin g of inter-est to the Government, distribute the maturity of the bonds over a properperiod, and furnish the best conceivable basis for circulation. The Gov-ernment could hardly have floated a 2 per cent bond but for the needsof the national banks, and with liberal yet conservative laws as to cir-culation it is possible that a bond bearing a slightly lower rate than 2per cent could be placed at par.
A United States 4 per cent bond of 1907, in order to yield interestat the rate of 2 per cent per annum for the remaining period it has torun, must have been purchased October 1,1892, for $125,492. In otherwords, the Government could have exchanged a 2 per cent bond, atpar, maturing July 1, 1907, for the 4 per cent bond of 1907, at $125,492,without loss or gain. The exchange would have been equal. The 4 percent bonds on October 1,1892, were worth $114,625. The extended 2per cent bonds, payable at the pleasure of the Government, were worth,on the same date, 101. Could the Government have exchanged a 2 percent bond maturing July 1, 1907, for the outstanding issue of 4 percent bonds upon the basis of the quotations jufct given, it would haveresulted in saving to the Government (that is, the taxpayers) theenormous sum of $67,161,551.47, as appears from the following compu-tation:Par value of outstanding 4s, October 1,1892 $559,586, 750.00Market value of 4s at 114f, and of 2s at 101, October 1, 1892 641,426, 312.18Par value of 2s exchanged at 101 for 4s at 114f, October 1, 1892 635, 075, 556. 62
Quarterly interest paid on 4s 5, 595, 867.50Quarterly interest that would be paid on 2s 3,175,377.78
Quarterly saving of interest 2,420,489.72
Present value, as of October 1, 1892, of these savings of interest tomaturity, money at 2 per cent, reinvested quarterly 123, 406,683.57
Present value, as of October 1,1892, of $75,488,806. 62, principal of2s in excess of principal of 4s, money at 2 per cent, reinvestedquarterly 56,245,132.10
Present value of net saving to the Government in accordancewith the above statement • 67,161,551.47
While the principal of the indebtedness would be increased, the in-terest reduction would be so great for the remaining fifty-nine interestquarto periods, from October 1, 1892, to July 1, 1907, as to show a netsaving of $67,161,551.47.
A 4 per cent bond at 114f, on October 1,1892, would pay an investor,interest at the rate of 2.793 per cent.
It is probable, from the above statistics, that investors would not ex-change 4 per cent bonds for 2 percents, but the fact that banks own,for the purpose of securing circulation, nearly 87 per cent of the con-tinued 2 per cent bonds in preference to the 4 per cents, shows thatthey prefer a bond at par, with a lower rate of interest, as a basis forcirculation. A fixed period to run, and a long period would add to thevalue of the bond.
With so great a saving possible, the interests of economy, as well asall public and private interests that depend for prosperity upon a sound
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 11
and elastic currency, emphasize the wisdom of settling this question ofa proper basis for national-bank circulation by the issue of bonds hav-ing a long time to run, at a low rate of interest, with which to retirethe outstanding issue of 4 per cent bonds.
The national banks for a long series of years have demonstrated theirability to furnish the country with currency ample in amount, elasticin volume, sound beyond peradventure, and every dollar of which,every moment of its existence, was worth par throughout the lengthand breadth of the land. A change from such a currency to another lesssecure is certainly an unwise experiment. It is proposed to restoreState bank circulation by removing the 10 per cent tax imposed March3, 1865. There is no fairer test of men or methods than the record theymake for themselves. Every item of assets and liabilities, as shown bythe trial balance of their general ledgers, of every national bank, forthe whole period of their existence, has five times each year been pub-lished in the locality, reported to the Comptroller of the Currency, andbecome a matter of record. Additional tables resolve all compositeitems into detail. Additional statistical tables complete the historyand workings of such banks. Special reports show the course of tradeand exchange. In case of failure, equally explicit information is ob-tained from receiver's reports, total claims, total assets, percentagepaid, percentage of loss, items of expense, including receiver's fees, andattorneys' fees.
All this information is annually reported to Congress and spread be-fore the country. The course of trade, the material condition, the pros-perity or depression of the country, are truthfully reflected in the con-dition of its banks. And the publication of the above conditions, inthe reports of these banks, has been of inestimable value to publicistsand economists. This is the record of national banks under Federalauthority and Federal supervision. To compare the present nationalbanking system with the old State banking system is to compare orderwith confusion—perfect system, under central control, with imperfectsystem, under diversified control. The banking systems of the differ-ent States, during the period that they were banks of issue, differedessentially. Some had excellent banking laws; others had very crudelaws. Some had effective supervision, and some had none, or worsethan none. In no State was the aggregate or percentage of loss tonote-holders of State banks reported, nor the losses to creditors or stock-holders. The most careful research reveals only general statements, orestimates of*loss, in the current financial literature of the time.
Congress, by resolution in 1832, directed the Secretary of the Treas-ury to procure and publish statistics relating to banks in the severalStates. Such publication was made more or less complete, with theexception of some years, until 1864*; then followed an interval until1873, when the Comptroller of the Currency was directed to procurefrom official and other reliable sources and report to Congress infor-mation in relation to State banking institutions. The statistics inrelation to State banks prior to 1864 have been the subject of much
* When is stated that the statistics relating to the period prior to 1864 are mainly-unofficial, it will be understood that the information conveyed is only approximatelycorrect. The principal sources of information in compiling these statistics have beenthe reports of the Secretary of the Treasury to Congress since 1832, Baker's work onBanks and Banking, Blodgett's Economica, Elliott's Funding System, Thompson'sBanknote Reporter and Counterfeit Detector, the Banker's Magazine, Hodges' newBanknote Safeguard, Consideration on the Currency and Banking Systems of theUnited States, by Albeit Gallatin; History of Banking in the United States, by JohnJay Knox.
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1 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
study and research on the part of mf predecessors. The Comptroller'sreport for 1876 contains elaborate tables upon this subject. The ques-tion of restoring State bank circulation gives especial value to all in-formation of this character, and I have therefore carefully studied andanalyzed all the statistics attainable upon this subject, showing thecondition of State banks prior to 1864, arid x^ublish in the Appendix ofthis report, arranged in convenient form, tables presenting such in-formation.
The most notable feature of the State-bank circulation was the violentexpansion and contraction to which it was subject.
The charter of the United States Bank expired March 4,1811. Mr.Gallatin made the following estimate of the total circulation of thecountry, including notes of the Bank of the United States: In 1811,$28,100,000; in 1815, $45,500,00 j ; in 1816, $68,000,000; and in 1820,$44,863,000.
In 1840, according to Knox, there were in Ohio thirty-seven banks,with $10,000,000 capital. January 1, 1845, there were but eight banksin operation, with a capital of $2,171,807. Up to and including 1856thirty-six of the banks organized under the laws of that State hadfailed, their notes being wholly worthless, and eighteen more hadfailed, their notes being worth 50 to 75 cents on the dollar. FromJanuary 1, 1857 the circulation of the whole country shrank from$214,788,892 to $155,208,744 on January 1, 1858, a decrease of over$59,000,000 in one year (Eeport of Secretary of the Treasury). Thecirculation of Illinois increased from $5,500,000 in 1857 to $12,300,000in 1861. (Knox.) Much of this circulation was secured by variousforms of security, and its redemption provided for by State authority.Yet it was seldom that this security proved adequate. The Bankers'Magazine for February, 1858, advertised a list of twenty-eight sus-pended banks in Indiana whose notes would be redeemed by the audi-tor of that State at the following rates: ten at par, and the remainderat prices ranging from 97 down to 69. According to the same au-thority, in July, 1859, a convention of Wisconsin bankers, held at Mil-waukee, fixed the discount on Illinois bank bills at 1 per cent untilSeptember 20, and at 3 per cent thereafter. This action was retalia-tory, and simply established the same discount upon Illinois billsthat Illinois had adopted as to Wisconsin. In April, 1859, the Indianabanks determined not to accept the notes of Illinois or Wisconsin. Allbank notes of interior banks were at a discount in New York (manyunsalable) from 50 per cent down to the current exchange, which wascharged against the notes of perfectly solvent banks.
The above instances illustrate the friction existing between differentStates.
The cost of exchange on commercial centers was greatly increasedunder State-bank circulation. Now a man in Montana deposits hismoney in his local bank and buys Chicago exchange. His money is asgood in Chicago as Helena, and he simply pays the cost of transmittal.In fact, the competition for business is so intense and the indulgenceof banks correspondingly great that frequently when an interior mer-chant goes to New York to buy goods he takes a letter of introductionfrom his home bank to their New York bank correspondent, drawschecks for the amount of his purchases upon his home bank, which arepaid by the New York correspondent and debited to the home bank.Thus the item of exchange disappears entirely.
The dangers of counterfeiting under the national-banking systemare at a minimum. The bills are printed by the Government upon
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carefully prepared paper made by the Government and never out ofthe Government's possession. If circulating notes were to be printedby the forty-four different States, the opportunities for counterfeitingwould be multiplied. Under the old State-bank system counterfeitingwas an established industry, and a description of the methods anddevices possesses the qualities of a romance. From January 1 to April1,1859,* there appeared 242 new counterfeits. Hon. John Jay Knox(whose long incumbency of the office of Comptroller of the Currency,as well as his qualities as a student of finance, entitles his judgment tohighest consideration) estimates the average loss to note-holders underthe old State-bank system at 5 per cent. As before remarked, no esti-mate can be made of the loss to creditors and stockholders. By adver-tising for the redemption of circulating notes the statutory periodand refusing all later presentations, it frequently happened that thestockholders reaped large profits where the note-holders met almosttotal loss.
I have given the above random illustrations as suggestive simply ofthe evils attendant upon the old State-bank circulation. It is by nomeans exhaustive. I am aware that the present can hardly be com-pared to antebellum times, and that the changed conditions which nowexist would necessarily obviate some and soften many of the evils at-tendant upon State-bank circulation.
In order to furnish a modern standard of comparison betweennational banks and those other than national, Comptroller Knox re-ported statistics, showing the number of failures of State, savingsbanks, and private bankers, for the three years ending January 1,1871).The number of failures was 210 5 total claims, $88,440,028; amount paidand to be paid, $58,152,638 ; losses, $32,616,661; upon which he comments:
The average annual loss sustained by creditors during the past sixteen years bythe insolvency of national banks throughout the United States has been $390,012,and that occasioned by the failures of banks other than national, as shown by th*>incomplete data obtained by the Comptroller, has for the last three years been notless than $10,872,220.
Hon. Edward S. Lacey, in his report as Comptroller for the year1891, gave a list of failures in the United States of bankers, brokers,trust companies, and savings banks, for the year ended June 30,1891.u These number, in all, 117 institutions, having liabilities estimated at$38,271,511, and assets valued at $20,794,092. (Bradstreet.)"
Through the courtesy of Bradstreet I am able to report, in a table tobe found in the Appendix, the failures of State, savings, and privatebanks, and loan and trust companies for the year ended June 30,1892.The number is sixty-nine. Aggregate liabilities, $11,024,628. Esti-mated value of assets, $6,125,189. The percentage of assets to liabili-ties 55.56.
The seventeen national banks that failed during the last report yearhad aggregate liabilities amounting to $12,538,448. Estimated valueof assets, $10,750,347. Percentage of assets to liabilities, 85.74.
However recent the comparison the conclusion is in favor of thenational-bank system.
If the forty-four States are to furnish the currency of the country,then we will have a chain of sovereignties furnishing our circulatingmedium, each with varying laws and varying supervision, and, like allchains, the system as a whole would be no stronger than its weakestlink. Disorganized finance in one State would affect all. Argentina
* Tbompson/s Bmk Note Reporter and Counterfeit Detector,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
14 REPORT OF THE COMPTROLLER OF THE CURRENCY.
financial troubles precipitated the Barings failure at a time when thiscountry was generally prosperous; and yet it produced a quasi panicin the United States and cast a cloud over the financial horizon of thewhole world which has not yet fully disappeared. Banking is not aphilanthropical business and banks will not issue circulating notesunless it is profitable. Manifestly issuing notes would be most profit-able where greatest latitude was allowed or greatest laxity prevailed,and with the circulation of any State discredited or the particularbanks of any State discredited, conservative bankers and conservativebusiness men would have to discriminate against such bills.
We all know the practical machinery employed to enforce such dis-crimination. Our State boundaries and commercial centers would bepoliced with brokers' offices, and commerce would be compelled to pauseat State lines and pay the exchange demanded in order to provideitself with money acceptable in the locality where proposed businesswas to be done. The bill of a perfectly solvent bank in Oregon wouldbe worth just as much less than its face in Chicago or New York as itwould cost to send such bill to Oregon for redemption and secure the pro-ceeds in return—cost of transmission each way and interest for the timerequired—in short, exchange. It would be precisely on a par with thenote of any equally reputable business firm. The only way this dis-count could be avoided would be to provide for the redemption of suchnotes in Chicago, New York, Boston, and other money centers. Shouldinterior and far Western banks make their bills worth par throughout thecountry by providing for their redemption at convenient money cen-ters, it would compel them to keep an amount of idle reserve with theirredemption agents that would seriously impair the profits on circula-tion. And the United States Government would not facilitate bankingtransactions then, as it does now, by receiving money at its subtr^as-uries and transporting the same to any part of the country for themeager charge of 15 to 50 cents per $1,000.
A bank bill or note is a noninterest-bearing obligation payable tobearer upon demand, in lawful money, titje to which passes by delivery.The value of such note depends upoji the financial credit of the bankissuing the same, the special provision of law for its redemption, thesecurity set apart for such purpose, the fidelity with which such lawsare enforced, as to redemption, the character of supervision, and thedegree of conservative banking thereby insured. The profit to a bankissuing such bills depends altogether upon the length of time theyremain outstanding before being presented for redemption. With thefacilities afforded by railway and express companies for presentingsuch notes for redemption, it is probable that they would speedily findtheir way back to the place of issue. This would seriously impair theprofits and would necessitate more favorable conditions of issue inorder to render the issuing of circulation profitable. No circulationwill issue unless there is a profit in it. The fact of the probable andspeedy return of this circulation to the locality of issue is made anargument in its favor, inferring therefrom that each locality would beabundantly supplied with money. A bad penny always returns, andthe tinge of doubt that would attend this State-bank circulation woulddoubtless give it a homeward impetus. But bear in mind that it wouldbe worth no more at "the place of issue, though passing at par, than inBoston or New York. By just such a percentage as its purchasingpower was diminished in our commercial centers, by just that percent-age would the price of commodities be appreciated where it passed atpar. This is an inevitable law attendant upon depreciated currency.
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The stream that flows from the mountain to the sea obeys no morenatural law than that which accumulates currency in commercialcenters. If the water stood in pools on the mountain it would neces-sarily be pretty damp at the seaboard, and, if these localities that soloudly clamor for more money had all the currency they wanted, thatsame currency would be a drug in banking centers. There is moneyenough, and the range of interest for the past year has been phenom-enally low, and, as before stated, any bank in any part of the countrycould have had any quantity of money transported to it at the moderatecharge of 15 to 50 cents per $1,000. But such bank must have theequivalent of money; it must have securities, or receivables, or someform of credits, acceptable, in order to get the money. And right hereis the trouble. This clamor for more money comes from the newer, less-developed sections of the country, and from people who have somethingto sell that no one wants to buy. The securities they offer do notcommend themselves to investors. No amount of currency would cor-rect this. They say, " Money is plenty while the crop is being moved,but we want it plenty at all times." When the crop is gone, whathave they to represent money, with which to buy money? People canget money for their labor and for their produce. They can borrowupon good collaterals, real or personal. People with any equivalentof money can get it. This whole trouble is born of the heresy, whichhas a strangely extended hold upon the public mind, that the Govern-ment can create wealth and that if there were more money peoplecould, in some unexplained way, obtain it without rendering an equiv-alent.
A conditional repeal of this 10 per cent tax is proposed, conditionedupon compliance by the State banks with certain regulations imposedby Congress, designed to secure circulation and protect note-holdersagainst loss. Such State banks would then be national banks for thepurpose of issuing circulating notes, and Congress must provide fortheir supervision and examination, to see that the laws are compliedwith. Can currency be better taken out by a bank organized under aState law than under an act of Congress ? Would Congress or the coun-try gain anything by the proposed divided jurisdiction over these banksof issue? Would not division lead to conflict and confusion? Allnational banks make reports of condition to the Comptroller, on a pastday, fixed by him, in such form as the Comptroller prescribes, and uponblanks furnished by him. These forms are very complete as to balancesheet and detail. In order to comply with these calls a bank's booksmust be so kept as to furnish the required information. These reportsare of very great value to the banks themselves, in systematizing theirbookkeeping and insuring good and uniform methods of business. Theinformation reported, all on the same date, is of great value to the pub-lic. What would be gained by denationalizing our banks in all respects,except as to circulation? Can the various State legislatures bedepended upon to provide better laws and better supervision than Con-gress?
It is argued that 92 per cent of all business transactions consum-mated through banks are represented by credits—that is, exchangesand offsets—and that 8 per cent only is represented by money. TheGovernment does not assume to regulate the 92 per cent. Why shouldit the 8 per cent? Why not as well allow State bank notes to circu-late? Their acceptance is purely voluntary. That statement is theo-retically true, but practically it is wholly false. A banker, or large
h t manufacture^ may b§ in % position? equipped with skilledDigitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
16 REPORT OF THE COMPTROLLER OF THE CURRENCY.
men or expert information, to exercise discrimination between thestrong and the weak banks. Bnt what can the artisan, the day laborer,the miner, or the farmer know of such a matter^ From the nature oftheir calling they can exercise no discrimination. They know, andth§y can only know, that the Government allows such bills to circulate,in form and semblance of money, and they have the right to hold theGovernment responsible that it be worth 100 cents on the dollar,whether it comes from New York or New Mexico.
The Constitution of the United States prohibits the States fromcoining money or making anything except gold and silver legal tender.State-bank bills could not become a legal tender. Neither are national-bank bills. State-bank bills when issued add just so much to theliabilities of the bank. They would circulate freely in times of pros-perity and confidence. In times of monetary stringency and generaldistrust they would return to the banks for redemption. They wouldhave to be redeemed in legal-tender money provided by Congress.Congress must, under the Constitution, provide all the money thatpossesses a full debt-paying power. By every consideration of soundbusiness principles it should provide all the money that the countryrequires. No public interest can be served by dividing this functionwith the forty-four States. Every period of financial depression inthe past resulted in the suspension of specie payments, more or lessgeneral, by the banks; that is, resulted in the inability of the banksto redeem their notes. The same conditions would produce similar re-sults in the future. If State-bank notes*are allowed to circulate, theiracceptance is not voluntary; it becomes a business necessity. Manymine-owners, manufacturers, and large employers of labor practicedpaying their help in store orders, in order to control their trade andmake the extra profit. Surely, under the law, the acceptance or rejec-tion of such orders was purely voluntary, and yet their acceptance forfear of losing their employment was general.
So great did this abuse become that many States have enacted lawscompelling corporations to pay their laborers, at regular intervals, inmoney. The wealthy class could provide themselves with the means ofdiscriminating against the notes of weak banks, and if they found them-selves possessed of any would proceed to work them off upon their lessfortunate neighbors. That is the record of the past. It would be theexperience of the future. To the average laboring man a bank-note re-porter and detector would be as inexplicable as the binomial theorem.When a bank suspends, the fact that the note is secured and will beeventually paid is poor consolation to the laborer who needs his money forhis daily use. The note of a failed national-bank is as good as that of anybank in the system. The restoration of State-bank circulation portendsdisaster to that class of our citizens who most need and have most rightto ask protection from the Government. State-bank circulation loses itsmoney power in a crisis. It is a source of weakness and adds to thedanger. Instead of paying debts it cbmes forward itself to be paid.
CLEAN MONEY.
Currency, as applied to the money of a country, has been defined asa " continuous succession of uses." A little reflection upon such con-tinuous use, the journey from hand to hand, till to till, pocket to pocket,over the damp counter of the saloon, through the necessarily soiled handsof honest industry, treasured by the poor and carried in close proximityto the person, it is easy to realize that it becomes " filthy lucre." Soiled
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 17
paper money is popularly believed to be a potent means of disseminat-ing infectious and contagious diseases. The Bank of England neverreissues a note.
The statute provides for the redemption of United States notes whenthey "are so mutilated or otherwise injured as to be unfit for use," andfor the redemption of national-bank notes when they are "worn, de-faced, mutilated, or otherwise unfit for circulation." A note with theaccumulated filth of continuous use is unfit for circulation and shouldbe redeemed. Send in the old and let the people have new and cleanmoney. My experience as examiner in the discount and savings banksof New York has impressed this matter upon me.
The following table gives the number of banks organized during theyear ended October 31, 1892, in each State and Territory, with theiraggregate capital :
States and Territories.
TexasIowaIndianaOhioPennsylvania...IllinoisMinnesotaWashingtonMassachusetts..WisconsinWest Virginia..ColoradoIdahoNew HampshireNew JerseyKansasMontanaTennesseeMaineIndian Territory
No. ofbanks. Capital.
$1, 445,000725, 000
1,110, 0002, 000, 000700,000
2, 500, 000710,000700,000650, 000500, 000350, 000260, 000200, 000250, 000250,0002C0, 000200, 000160, 000150,000150, 000
States and Territories
New YorkCaliforniaNew MexicoOklahomaWyomingMissouriVirginiaGeorgiaNorth Carolina.ArizonaAlabamaFloridaKentuckyMarylandMichiganNebraskaNorth Dakota..Utah
Total .
No. ofbanks .
163
Capital.
$300,000150,000100, 000100, 000100, 000200,000200, 000150,000125,000100,000100, 000100,000100, 000
50, 00050,00050,00050, 00050, 000
15, 285,000
In point of numerical accessions to the system, Texas leads withtwenty-two banks; Iowa, Indiana, Ohio, and Pennsylvania followingin the order named. Illinois, however, provided the largest amount ofcapital. It has been noticeable for several years that the large propor-tion of increase in the number of active national banks is assignable tothose States and Territories located West of the Mississippi River andin the Southern States. Of the one hundred and sixty-three banksorganized during the past year, eighty-two are located in States andTerritories west of the Mississippi, and thirty-six are located in theSouthern States. Pennsylvania still has the greatest number of na-tional banks in operation, Massachusetts the greatest aggregate capi-tal, and New York the largest amount of deposits. As prosperity andpopulation increase in the western portion of the country, extendingfrom north to south, so the privileges of the national banking systemare availed of in contrast with private banks and other financial corpo-rations organized under State laws. During the past year the seventeenfailures were widely distributed, there having been three in Kansas; in!New Mexico and Texas two each, and in other States only one. Thefollowing table exhibits the number of banks organized, failed, and involuntary liquidation, and the net increase or decrease, numerically, eachyear since 1863:
9647 2
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18 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NUMBER AND AUTHORIZED CAPITAL OF BANKS ORGANIZED AND THE NUMBER ANDCAPITAL OF BANKS CLOSED IN EACH YEAR ENDED OCTOBER 31 SINCE THE ESTAB-LISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE ORDECREASE.
Year.
18631864186518661867 . . .1868186918701871...1872187318741875 ..1876187718781879 ..18801881188218831884188518861887188818891890 .18911892 .
TotalDeduct de-
crease ....
Total net in-crease .
Organized.
No.
134453
1,0146210129221701756871107362928385786227262191145174225132211307193163
4,811
Capital.
$16,378,70079, 366, 950242, 542, 9828, 515,1504, 260,3001, 210, 0001,500, 0002,736, 00019,519, 00018, 988,0007, 602, 7006, 745, 50012,104, 0003,189, 8002, 589, 0002, 775, 0003,595, 0006, 374,1709, 651, 050
30, 038, 30028, 654, 35016, 042,23016,938, 00021, 358, 00030, 546,00012, 053,00021,240,00036, 250, 00020, 700, 00015, 285, 000
698, 748,182
Closed.
In voluntaryliquidation.
No.
3Q412181714111121203832264133.9267840308525253441504153
844
Capital.
$330,000650,000
2 160 000O AAK PiOO
3, 372, 7102, 550, 0001, 450,0002,180, 5003, 524, 7002, 795, 0003, 820, 0002 565 0002, 539, 5004, 237, 5003, 750,000570,000
1, 920, 00016,120, 0007, 736, 000Q 64.7 9 fl
17, 856, 5901, 651,1002, 537,4504,171,0004, 316, 0005,050, 0004,485,0006,157, 500
114, 588, 501
Insolvent.
No.
•A
11
611359101483
3211488o
Capital.
$50, 000500, 000
1,170, 000410,00050 000
250,000
1, 806,1663, 825, 000250, 000
1 000 000965,000
3, 344,0002, 612, 5001,230, 000700, 000
1,561, 300250, 000
1, 285, 000600, 000650, 000
1,550,1001 QAH Ann
21 250,0009: 750,000
25' 3, 622, 00017J 2, 450, 000
181 33, 030, 900
Net yearly in-crease.
No.
134
Capital.
$16. 378. 700450 79, 366, 950
1, 007 242,162, 08?56 7, 365,150! 930. 300
159158364864
4560146220150561411929016824812793
3,855
69
18, 069, 00015, 001, 400
253,0003, 700, 5007, 283, 800
5,104,1707, 731. 050
12, 357, 00020,668,35011,109, 980
19, 056, 90026, 458,5505,982, 000
16, 674, 00030, 450, 00012, 593, 0006, 677, 500
565,374,282
14.245.500
1*3, 786 t551.128.782
Net yearlydecrease.
N°-«
8109
57273
69
Capital.
$1, 645, 5001, 922, 710
64, 000
340, 2003, 294, 5004, 075, 0001, 385, 000
1, 518, 590
14,245, 500
* Two banks restored to solvency, making 3,788 going banks.t The total authorized capital stock on October 31 was $693,868,665; the paid-in capital, $692,812,330,
including the ca-pital stock of liquidating and insolvent banks which have not deposited lawful moneyfor the retirement of their circulating notes.
As stated elsewhere with more particularity, the failures during thepast year were not disastrous, and in proportion to the number in activeoperation were not so numerous as in some preceding years.
AMENDMENTS TO THE LAWS.
The Comptroller of the Currency is required annually to report uanyamendments to the laws relative to banking by which the system maybe improved, and the security of the holders of its notes and othercreditors may be increased."
(1) In my judgment the law should be amended so as to providedas follows: That the minimum deposit of Government bonds, requiredby national banks, be reduced to $1,000 in case of banks of $50,000 cap-'ital, and to $5,000 in cases of banks whose capital exceeds $50,000.Such deposit would be sufficient to guarantee the payment of all ex-penses and assessments imposed by law. Banks are no longer organ-ized for the purpose of issuing circulation, and when organized to dobusiness as banks of discount and deposit it is clearly a hardship torequire them to purchase these high-priced Government bonds beyondthe amount above suggested,Digitized for FRASER
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 19
(2) That any national bank be allowed to issue notes equal to thepar value of the United States bonds which it may purchase and assignto the Treasurer of the United States for the purpose of securing circu-lation.
(3) That the monthly withdrawal of bonds pledged to secure circula-tion shall not exceed four and a half millions in the aggregate. Shouldwithdrawals equal the amount named in any month (which is unlikely)such amount would be offset by the additional circulation issued underthe second amendment suggested.
(4) That the tax on national-bank circulation be repealed. The bankshave already paid into the Treasury $72,670,412.30 in taxes upon circu-lation. The banks should only be assessed an amount sufficient todefray the actual cost to the Government of providing circulation.
(5) That the limit of the amount which may be loaned to any person,company, corporation, or firm, to 10 per cent of the capital stock of thebank, be so amended as to read "capital and surplus." There shouldbe an additional amendment making an exception in favor of temporaryloans, secured by collateral, in our largest business centers.#
(6) That the Government issue bonds, with a long period to run andat a low rate of interest, wTith which to retire the present bondeddebt of the United States, and which bonds may be used as a basis tosecure national-bank circulation. *
(7) That the Comptroller of the Currency, with the approval of theSecretary of the Treasury, be empowered to remove officers anddirectors of a bank for violations of law, leaving the vacancy to befilled in the usual way 5 first giving such officers and directors an op-portunity to be heard.
(8) That bank examiners be required to take an oath of office beforeentering ux)on the discharge of their duties, and to give a bond in suchamount and with such sureties as the Comptroller of the Currency mayrequire.
(9) That the Comptroller of the Currency be allowed to appoint twogeneral examiners, of conspicuous ability and experience, to be paidout of the public funds, whose duty it shall be to visit, assist, andsupervise the various examiners in their several districts, in order tosecure uniformity in method and greater efficiency in work.
(10) That the law be so amended as to prohibit officers or employesof a bank from borrowing its funds in any manner except upon appli-cation to and approval by the board of direction.
(11) In order to facilitate the collection of assessments upon share-holders in failed national banks, that the receivers of such banks berequired to file with the county clerk or register of each county whereany shareholder may reside a statement showing the names of share-holders residing in such county and the amount of stock held by themrespectively; the filing of such statement to constitute a lien uponthe realty of such shareholders, which lien may be vacated, upon motion,by giving proper bond, and which shall be discharged, by the receiver,upon payment of the assessment.
(12) Section 380, United States Eevised Statutes^ reads as follows:All suits and proceedings arising out of the provisions of law governing national
banking associations, in which the United States or any of its officers or agents shallbe parties, shall be conducted by the district attorneys of the several districts, underthe direction and supervision of the Solicitor of the Treasury.
Under this section it is claimed that United States district attor-neys are ex-officio attorneys of the receivers of all failed national banks
Discussed elsewhere in this report.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
20 REPORT OF THE COMPTROLLER OF THE CURRENCY.
located within their respective districts, and that all suits and proceed-ings must be instituted by or through them. It is difficult to believe thatthe courts will finally sustain such a construction, that a simple actionfor debt, which can be maintained in a State court as well as in theUnited States court, and is not based upon any provision of the na-tional-bank act, falls within the provisions of said act, or that a re-ceiver of a failed national bank is an "agent" of the United Stateswithin the meaning of said section.
It is difficult to believe that Congress has the power to impose theservices of any attorney upon such a trust, where the assets are whollyprivate property, belonging to creditors and shareholders. Certain itis that had Congress intended that such a broad construction would beput upon this section it would have made some provision for excep-tional cases. It is a physical impossibility for the various UnitedStates attorneys to act as attorney or counsel for the receiver. In manyinstances they reside several hundred miles distant from the trust. Inother instances there are so many trusts within a single district thatthe United States attorney can not attend to all the business to bedone. The result in such cases is that where United States attorneysinsist upon being employed they become attorneys of record, nominallyappearing in all actions or proceedings, while some resident attorneydoes the actual work. As a consequence the trust is obliged to paydouble fees for having its work done.
If the United States attorney must be employed in accordance withthe above section, then every time there is a change in such officer itwould necessitate the substitution of his successor in office, thus bring-ing in an entirely new man, with no familiarity with the pendiug liti-gation. Under such circumstances the usual practice has been toretain the ex-district attorney as counsel, thus producing a doublecharge for the services rendered.
Many United States attorneys make no claim to be employed.Others when confronted with the situation relinquish their claim, butstill others insist upon being employed, and, when not employed, insistupon being paid a fee for every act that is done by the attorney in theregular administration of the aflairs of the trust. The Department hasin its possession bills rendered by United States attorneys who havenever performed any act for the benefit of the trust, have never beenconsulted by the receiver, and never in any way had any connectionwith the affairs of the failed bank, except to ascertain from the recordwhat suits and proceedings had been instituted and then have madesuch suits and proceedings a basis of claim for compensation.
I append a table showing the various failed banks, their location,and the location of the different United States attorneys who wouldhave to be employed by the receiver in case the construction soughtto be placed upon section 380 is a proper one. Also, the distance atwhich such United States attorneys are located from the respectivetrusts.
From this table will clearly appear the physical inconvenience, if notimpossibility, of these United States attorneys acting as attorneys forvarious receivers. Surely these attorneys ought not to be paid forwhat they can not and do not do. These trusts should not be sub-jected to double fees, and the above section should be amended so asto provide that attorneys other than United States attorneys may beemployed by receivers of failed banks, whenever in the opinion of theComptroller of the Currency such employment will be for the interestof a trust?
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 21
TITLE AND LOCATION OF EACH RECEIVERSHIP WITH LOCATION OF UNITED STATESATTORNEY.
Name of each failed bank.
First National BankThird National BankGerman-American National BankMechanics' National BankPacific National BankFirst National Bank
Do . . . -DoDo
Marine National BankFirst National Bank
DoMiddletown National BankExchange National BankFirst National Bank
DoFidelity National BankFifth National BankFirst National BankCommercial National BankMadison National BankCalifornia National BankFirst National Bank
DoDo
Third National BankHarper National BankGloucester City National BankPark National BankState National BankKingman National BankFirst National Bank
DoDo
American National BankCity National BankPeoples' National BankSpokane National BankFirst National BankPratt County National BankSecond National BankKeystone National BankSpring Garden National BankFirst National BankNational City National BankCentral Nebraska National BankFlorence National BankRed Cloud National BankNinth National Bank . . . .First National Bank
DoRio Grande National BankFirst National Bank
DoMaverick National BankCorry National BankCalifornia National BankCheyenne National BankFirst National BankHuron National BankFirst National Bank
DoBell County National BankFirst National Bank
DoLima National BankCherryvale National BankFirst National BankNational Bank of GuthrieFirst National BankYincennes National Bank
Location of trust.
Anderson, IndChicago, 111Washington, D. CNewark, N. JBoston, MassUnion City, PaLeadville,'ColoSt. Albans, YtMonmouth, IIINew York CityLivingston, MontAlbion N. YMiddletown, N. YNorfolk, YaSioux Falls, S. DakPine Bluff, ArkCincinnati, OhioSt. Louis MoAuburn, N. YDubuque, IowaMadison, S. DakSan Francisco, CalAnoka, MinnShetField, AlaAbilene, KansMalone,N. YHarper, KansGloucester City, N. JChicago, III...'Wellington, KansKingman, KansAlma KansBelleville, KansMeade Center, KansArkansas City, KansHastings, NebrFayetteville, N. CSpokane Falls, WashEllsworth, KansPratt, KansMcPherson KansPhiladelphia, Pa
doRed Cloud, NebrMarshall, MichBroken Bow, NebrFlorence, AlaRed Cloud, NebrDallas, TexKansas Citv, KansPalatka, FliiLaredo, TexColdwater, KansClearfield, PaBoston, MassCorry, PaSan Diego, CalCheyenne, WyoWilmington, N. CHuron, S. DakMuncy, PaDowns, KansTemple, TexDeming, N. MexSilver Citv N MexLima, OhioCherryvale, KansRockwall, TexGuthrie, OklaErie, KansYincennes, Ind
Location of UnitedStates attorney.
IndianapolisChicagoAYashingtonJersey CityBostonPittsburgDenver .NorthfieldSpringfieldNew York CityHelenaBuffaloNew York City...NorfolkHuronLittle RockCincinnatiSt LouisBuffaloFort DodgeHuronSan FranciscoSt. PaulBirminghamTopekaBuffaloTopekaJersey CityChicagoTopeka. .do
dododo
....doOmahaAYarrentonSpokane FallsTopeka
dodo
Philadelphiado
OmahaBay CityOmahaBirminghamOmaha r.DallasTopekaJacksonvilleSan AntonioTopekaPittsburgBostonPittsbureLos AngelesSundanceWarrentonHuronPittsburg .TopekaDallasSanta F6
doClevelandTopekaDallasGuthrieTopeka -Indianapolis
Distanceapart.
Miles.36
8
143151
6785
1235067
10643
33519272
2912796
333229
94
193200
37152301193151142
156208128
392146225132192
6756
154302173
154127435200
225186134316364148151
28
140117
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22 REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLOSED NATIONAL BANKS.
The following statement exhibits the title, capital, and circulationissued, redeemed, and outstanding of associations which were closedto business during the year ended October 31,1892. Of these 70 asso-ciations, 53 went into voluntary liquidation and 17 into the hands ofreceivers.
NATIONAL BANKS CLOSED DURING THE YEAR ENDED OCTOBER 31, 1892, IN EACHSTATE AND TERRITORY, WITH CAPITAL AND CIRCULATION.
Name and location of bank.
Maverick National Bank, Bos-ton, Mass.*
Citizens' National Bank, Colo-rado, Tex
Corry National Bank, Corry,Pa.* - '--
California National Bank, SanDiego, Cal.*
Cheyenne National Bank ,Cheyenne, Wyo.*
First National Bank, Ply-mouth, Mich
First National Bank, Wilming-ton, N.C.* .
National Bank of Wooster,Indiana National Bank, Lafay-
ette, IndFirst National Bank, La
Grange, GaDefiance National Bank, Defi-
ance, OhioProduce National Bank, Phila-
delphia, PaHuron National Bank, Huron,
S.Dak.*First National Bank, Burling-
ton, WisMerchants' National Bank,
Kansas City, MoFirst National Bank, Manito-
woc, WisFirst National Bank, Faiineld,
TexCommonwealth National Bank,
Philadelphia, PaMerchants' National Bank,
Fort Dodge, IowaFirst National Bank, Muncy,
Pa.* '..Giles National Bank, Pulaski,
TennFirst National Bank, Quanah,
TexNorthwestern National Bank,
Aberdeen, S. DakCastleton National Bank, Cas-
tleton, VtFirst National Bank, Downs,
Kans.*Bell County National Bank,
Temple, Tex.*First National Rank, Deming,
N.Mex.*First National Bank, Silver
City, N. Mex.*First National Bank, Cham-
berlain, S. DakSedan National Bank, Sedan,
KansBronson N a t i o n a l Bank,
Painted Post, N YLima National Bank, Lima,
Ohio*First National Bank, Ains-
worth, Nebr
Date ofauthority tocommencebusiness.
Dec. 31,1864
Aug. 14,1890
Nov. 12,1864
Dec. 29,1887
Dec. 2,1885
Jan. 5,1872
July 25,1866Ohio Dec. 29,1871
Apr. 22,1872
Dec. 20,1883
Dec. 22,1871
May 19,1886
Nov. 21,1884
Feb. 3,1872
Dec. 2,1879
Mar. 1,1865
Apr. 22,1890
Dec. 14,1864
Mar. 20,1872
Feb. 23,1865
May 31,1872
Oct. 24,1889
Oct. 22,1888
Oct. 21,1865
Oct. 12,1886
Aug. 25,1890
Apr. 22,1884
Sept. 17,1886
Mar. 31,1883
Nov. 5,1889
Oct. 5,1887
Jan. 16,1883
Aug. 12,1889
Date of clos-ing.
Nov. 2T1891
Nov. 3,1891
Nov. 7,1891
Nov. 12,1891
Nov. 13,1891
Nov. 14,1891
Nov. 24,1891Nov. 29,1891
Nov. 30,1891
Dec. 1,1891
Dec. 7,1891
Dec. 8,1891
Dec. 18,1891
Dec. 19,1891
Dec. 22,1891
Dec. 26,1891
Dec. 28,1891
Dec. 31,1891
....do
Jan. 11,1892
Jan. 12,1892
....do
Jan. 15,1892
Jan. 22,1892
Jan. 23,1892
Feb. 3,1892
....do
....do
Feb. 6,1892
Feb. 9,1892
Feb. 29,1892
Mar. 1,1892
....do
* Failed.
Capitalstock.
$400, 000
60,000
100, 000
500, 000
150, 000
50, 000
250, 00053,900
100, 000
50,000
100, 000
300, 000
75, 000
50, 000
1, 000, 000
50, 000
50, 000
208,000
100,000
100, 000
100, 000
50, 000
100, 000
50, 000
50, 000
50, 000
100,000
50,000
50, 000
50, 000
50,000
200, 000
50, 000
Circulation.
Issued.
$78, 894
13. 500
96,180
45,000
33, 750
45, 000
52, 88048, 510
90, 000
11,700
22,500
45, 000
18,000
10, 750
45,000
14,816
11,250
65, 480
22, 500
94, 899
22, 500
11, 250
22, 500
14, 630
10, 750
11,250
22, 500
11, 250
11, 250
11, 250
22, 500
45, 000
11, 250
He- Out-deemed, standing
$30,064
10, 030
33, 058
12,173
12,016
20,573
5,660
6,239
16, 240
2,481
10,010
3, 010
3,200
19, 620
5,010
29, 250
4,662
2,550
6,030
3, 000
2,880
7, 540
3,170
2,470
5,660
9,978
2,100
$48,830
3,470
63,122
45, 000
33, 750
32, 827
52,88036,494
69, 427
6,040
16, 261
28,^60
18, 000
8,269
34, 990
11, 806
8,050
45, 860
17,490
65, 649
17, 838
8,700
16, 470
11,630
7,870
11, 250
14,960
11,250
8,080
8,780
16,840
35, 022
9,090
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REPORT OF THE COMPTROLLER OP THE CURRENCY. 23
NATIONAL BANKS CLOSED DURING THE YEAR ENDED OCTOBER 31, 1892, IN EACHSTATE AND TERRITORY, WITH CAPITAL AND CIRCULATION—Continued.
Name and location of bank.
Lansing National Bank, Lan-sing, Michi t N t isg,
First National Bank, Leoti,Kans
First National Bank, Blaine,Wash
Erath County National Bank,Stephen vil'le, Tex
i N t i lS t p ,
American National Bank, Bir-mingham, Ala
First National Bank, Wilber,Nebr
First National Bank, New Lon-don, Ohioi t Nti,
First National Bank, Green-ll M i h
Date of
commencebusiness.
Apr. 4,1872
Feb. 7,1888
Nov. 20,1890
July 25,1889
June 23,1887
July 3,1883
May 11,1872
Oct. 7,1872
Date of clos-ing.
Capitalstock.
Circulation.
Issued.
ville, MichNational Exchange Bank, Co- |
Iambus, Ohio ! Nov. 30,1864Citizens' National Bank, Roan- j
oke, Va Mar. 10,1891Inter-State National B a n k ,
New York, N. YFirst National Bank, Platte
Nov. 7,1889
May 31,1890City, MoCitizens' National Bank, Man
kato, Minn j June 27,1872First National Bank, Jetmore, j
Kans j Oct. 29,1887Tampa National Bank, Tampa,- I
Fla I Mar. 26,1891Birmingham National Bank,
Birmingham, AlaCherryvale National Bank,
Cherry vale, Kans *l B
Cherry vale, KansFirst National Bank, Rock-
ll T *wall, Tex.*,National Bank of Guthrie,Okla.*First National Bank, Stafford,' Kans
National Bank of Commerce,Hutchinson, Kans
First National Bank, Grafton,Mass
First National Bank, Erie,Kans.*
First National Bank, Dorches-ter, Nebr
First National Bank, Salina,KKans June 27,1881
Vincennes National Bank, Vin-cennes, Ind.* . July 17,1865
Ashtabula National Bank,Ashtabula, Ohio Aug. 22,1872 j July 10,1892
Lincoln National Bank, Lin- jcoin, Nebr I July 6,1882 | July 12,1892
Second National Bank New | jMexico, Santa Fe, N. Mex.... Aug. 1,1872 j July 17,1892
First National Bank, Aurora, ! j
Apr. 23,1887
Apr. 16,1890
Mar. 5,1892 j
. . . .do |
Mar. 9,1892;
Mar. 15,1892 \
Mar. 22,1892
.--.do
Mar. 23,1892
Mar. 28,1892
Apr. 1,1892
Apr. 4,1892 j
Apr. 15,1892 |
Apr. 25,1892
Apr. 27,1892
Apr. 30,1892
May 2,1892
. . . .do
June 10,1892
May 29,1888 | June 11,1892
July 31,1890
Mar. 7,1888
Mar. 30,1888
Jan. 7,1864
Jan. 15,1889
Sept. 8,1885
June 13,1892
June 15,1892
. . . .do
June 21,1892
June 25,1892
July 5,1892
. . . .do
July 6,1892 j
Mo .Farmers and Traders' National
Mar. 5,1883Bank, Oskaloosa, IowaFirst National Bank, San Luis
Obispo, CalFirst National Bank, De Smet,
S.DakThird National Bank, San-
dusky, OhioMerchants' National B a n k ,
Chattanooga, Tenn j Nov. 3,National Bank of tbe Repub-
lic, Tacoma, WashThird National Bank,
bana, OhioUr-
Sept. 1,1890 ! July 22,1892
Dec. 24,
Jan. 16,
Oct. 28,
1887
1886
1872
1890
Total.
Sept. 30,1890
Dec. 18,1872
July 30,1892
Aug. 27,1892
Sept. 14,1892 j
Sept. 18,1892
Sept. 24,1892 |
Oct. 1,1892 !
Oct. 15,1892 !
$185,600
50,000
50, 000
50,000
250, 000
50, 000
50, 000
50,000
100,000
100, 000
200,000
50, 000
70, 000
50,000
50,000I
250,000
50,000 I
125, 000
100,000
50,000
100,000
100, 000
50, 000
50, 000
150, 000
100,000
80, 000
100, 000
150, 000
50,000
100, 000
150,000
50, 000
200, 000i
250,000 j
200,000 j
100,000 I
8,007,500 j
$36, 700
10.250 I
11,250 !i
1 1 , 2 5 0 Ij
45,000 |
13,000
11, 250
11, 250
50, 670
21,700 I
45,000 |
11,250
35,750
11,250
11,250
45, 000
11,250
26, 720
21, 800
11, 250
22, 500
25,102
11, 250
11, 250
33, 750
41, 320
67, 850
22,500 I
33,750
11,250 '
22, 500
33,750 j
11,250 !!
45,000 I
45, 000
Re-deemed.
$5,980
3,680
5,050
2,350
14, 530
2,060
2,918
2,775
9,960
3, 920
9,980
1,550 !
2,483 ;
1,780 I
1,800 I
13, GOO !
45,000 '
1,910
1,320
2,800
2,641 j
1,450 !
1,060 j
2,090 !
12,070 |
4,700 |
2,320 |
I2,497 I
1 ,650 I
1,350 I
450 |
1,050 ;
1,170 !
22,500 I.
Out-s tanding.
$30, 720
6,570
6,200
8,900
30,470
10, 940
8,332
8,475
40, 710
17,780
35,020
9,700
13, 207
9,470
9,450
31,400
11, 250
26,720
19, 890
9, 950
19,700
22,46i
9,800
10,190
31,660
29,250
63,150
20,180
31, 258
11, 250
20, 850
32,400
10, 800
43,950
43,830
45,000
22,500
2,031,851 | 393,673 I 1,638,178
•Failed.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
24 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The gross liabilities of the seventeen banks which failed during theyear were $12,538,448. The estimated value of the assets is $10,750,347,or 85.74 per cent of the liabilities.
Five of these banks failed prior to December 1, and their failure wasthe result of the quasi panic of 1890 and 1891, and a continuation of thebank failures which characterized the year immediately preceding.
The Maverick National Bank of Boston had liabilities of $8,727,833,or more than two-thirds of the total liabilities of the banks failing dur-ing the year. Aside from that institution the failures were inconse-quential in amount, and, as noted above, the probable loss to creditorsis less than the average for previous years.
No bank has failed since July 6, 1892.
DOMESTIC EXCHANGES.
One of the great values which the national-bank system possesses isthe facility it affords for obtaining accurate statistical information asto the course and character of business. With nearly four thousandbanks, representing nearly every locality and every business interest,under central supervision, it is within the power of the Comptroller ofthe Currency to obtain data showing exact conditions of business atstated time or times.
.For the purpose of showing the course and magnitude of business ofthe banks, my predecessors have called for the exchanges drawn by thedifferent banks upon each other and upon the reserve and central reservecities for a certain year. These exchanges represent the settlement ofbalances between the different banks and correspond exactly with thecash balances paid or received by the different banks, in settlement oftheir exchanges in our clearing-house cities. My immediate predeces-sor, Mr. Lacey, called for such information for the year ended June 30,1890, and June 30,1891.
Thinking that the monetary stringency that prevailed in the fall of1890 and the early part of the year 1891 might be thought to impair thevalue of statistics for these years, as a criterion, I have also obtainedlike information for the year ended June 30,1892. Thus we have threesuccessive years, covering what maybe fairly termed a sample period,and the information set forth in the following tables may be accepted asfairly reflecting the volume and character of the business of the banksfor the periods covered, hence it will be unnecessary to call for similarinformation from the banks for some years to come.
Out of the 3,759 banks called upon, 3,647 complied with the Comp-troller's request and furnished the data for the following table:
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REPORT OP THE COMPTROLLER OF THE CURRENCY. 25
AMOUNT OF DRAFTS DRAWN BY NATIONAL-BANKING ASSOCIATIONS UPON NEWYORK, CHICAGO, ST. LOUIS, THE OTHER RESERVE CITIES, AND ON ALL OTHERLOCATIONS, THE NUMBER OF BANKS DRAWING UPON EACH CITY, AND THE PER-CENTAGES OF DRAWINGS IN 1892.
Location of banks drawn upon.
1892.
Numberdrawing.
Amountdrawn. Per cent.
Central reserve cities:New YorkChicagoSt. Louis
Other reserve cities :*BostonAlbanyPhiladelphiaPittsbui gBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeKansas CitySt. JosephOmahaBrooklynSt. PaulMinneapolisSan FranciscoDes MoinesAll other localities.
Total.
3,4271,178
577
65418925572
18019240414197
11133542
2174
168102241
181,280
$7, 896,1, 428,
260,
1, 395.24,
546,111,
36,43,
160,31,55,38,
104,9,
135,
93,43,
379.
467,165828, 063649, 996
937, 524007, 580582, 679444, 735040,141363, 374882. 816444;458648, 321407,145916,023 j974,954 I336, 804301,148557, 812736, 111678, 219142, 540946, 228023, 513642, 241
12,994,959, 590
60.7711.002.01
10.75.18
4,21.85.68.05.28.33
1.24.24.43.30.80.07
1.04.01.72.3377
.022.92
100. 00
*The total amount of drafts drawn upon other reserve cities in 1892 is $3,029,372,125, and the percent-age 23.30.
For purposes of comparison the following table, snowing similar in-formation for 1891 and 1890, is reproduced:
Location of banks drawnupon.
Central reserve cities:New YorkChicagoSt. Louis
Other reserve cities :*BostonAlbanyPhiladelphiapPittsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeKansas CitySt. JosephOmahaBrooklynSt. PaulMinneapolisSan FranciscoDes Moines
All other localities
Total.
Numberdrawing.
1891.
Amount drawn.
t, 326 I., 146 |589 j
853 !68 |
664 !204 j25867
24320042912810511139157
2286
17098
23122
.,325
$7, 836, 208, 2501, 254, 693,941
237,908,010
1,492,266,24226, 947, 718
541, 333, 463147, 213, 86987, 802,1144, 651,14637, 518, 58756, 056, 805148, 726, 21829, 473. 23755, 549, 91336, 069, 676104, 363, 21410, 556, 220
104, 302,1201,771,97675, 937, 65829, 784, 617108, 329,7962, 291,146
352, 396,559
12, 782, 212,495
1890.
Per cent. Number jI drawing. A mount drawn.
61.31 3,1479.82 1,0241.86 481
11.
4!1.
l!
2.
612124156904304417244429820882016024850176
100. 00
$7, 284, 982, 6341, 084, 574, 558
188, 765, 842
2, 334 2, 527, 757, 482
1,080 464,817, 739
11,550, 898,255
Per cent.
63. 079.391.64
21.88
4.02
100.00
* The total amount of drafts drawn upon other reserve cities (not shown in detail in 1890) in 1891was $3,101,005,735 and the percentage 24.25.Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
26 REPORT OF THE COMPTROLLER OF THE CURRENCY.
From the preceding table it will be observed that the percentage ofexchange drawn upon New York, Boston, and Philadelphia shows aslight loss each year, while the percentage drawn upon Chicago andSt. Louis shows a slight increase, indicating that, with the growth andincrease of wealth in the interior of the country, the proportionateamount of business done by these large interior cities is increased outof proportion to the seaboard cities.
The following table shows the number of banks drawing and theamount of exchange drawn by all the national banks reporting, classi-fied by States and arranged in the order of the total amounts drawn,further subdivided so as to show the operations of the banks in reservecities, and other banks, separately, during the year ended June 30,1892, to which has been added a column giving corresponding totalsfor the years 1891 and 1890:
AMOUNT OF DRAFTS DRAWN BY ALL REPORTING BANKS IN 1892, 1891, AND 1890.
Reserve cities.Location of diaw-,
ing banks. I
jfc.2Amount.
All other.
1892.Massachusetts... 55 $750,855,974Illinois 211.107,698,918Pennsylvania 67; 683, 986, 858New Y. ork 51 223, 565, 323O h i o . . * I 23 583,838,742Missouri | 22 511,932,307New Jersey . . .Connecticut . . .Nebraska 9 217,230,227Michigan 7 138,763,202TexasMinnesota j 12! 259,957,152Rhode Island jIowa I 3 23,783, 897Maryland j 22| 264,937, 560Indiana i iWisconsin | 3| 72,039,823Colorado jMaine jKansas •Tennessee iNew Hampshire. ;
Kentucky 10| 55,667,2871Louisiana | 10i 123.001,311!California j 2i 29, 701, 239VirginiaVermontWashington ..GeorgiaOregonMontanaAlabamaDist. of Columbia 12| 45,257,077North Carolina ..FloridaSouth Carolina ..DelawareWest Virginia. ..South DakotaMississippiArkansasNorth DakotaUtahNew MexicoWyomingIdahoArizonaNevadaIndian Territory.Oklahoma
Total ! 329 5, 042, 276, 897 3, 31817,952, 682, 693! !
20818030526421056978412394206575914543106715277137545169103336486132393429123181317274012
»i2814121284253
Amount.
1892.$838, 970, 687502, 446, 908601, 541, 825751, 200, 437337,069, 71757,478,100483,136,133448, 585, 555228, 074, 091225, 819,125330,195,197125,448, 060363, 351,840273, 964,36443,137, 348219, 779, 731138, 434, 774209,156, 011169, 607, 438164, 888, 554136, 226, 963149, 845, 57981, 559,47412, 405, 39489, 209,450116,400, 602111, 109, 84385, 944,11077,431, 40066, 980, 20868, 775, 27852, 544, 8542, 539, 801
43, 810, 68145,503, 25434, 458,04639,438,01335,458,01440, 870,91925,176, 99025,163,98229,748,09322,467,13217, 598, 42611,965, 0467,948, 2353,471, 2262, 639,0281,954,0331, 752, 724
Total.
Amount.
263i$l201372315233789784132101206|
59148165106745277137545179203536486132393429132318131727401219i2814121284253
1892.589,826,661 $1610,145, 826285, 528, 683974, 765, 760870, 908,459569,410,407483,136,133448, 585,555445,304, 318364, 582, 327330,195,197385,405,212363,351,840297, 748, 261308, 074, 908219, 779, 731210,534, 597209.156, 011169^ 607,438164, 888, 554136, 226, 963149, 845, 579137, 226, 761135,406, 705118, 910, 689116, 400, 602111,109,84385,944,11077,431,40066, 980, 20868, 775, 27852, 544, 85447, 796, 87843, 810, 68145,503,25434,458, 046j39, 438, 01335,458, 01440,870, 919|25,176, 990J25,163, 98229, 748, 093122.467,13217,598,42611, 965, 0467,948, 2353,471, 2262, 639, 0281,954, 0331, 752, 7241
Amount. Amount.
1891. I647, 658, 703;$l., 410, 349, 266, 277, 263,733967,584, 963833, 471, 368635,857,962540, 605, 942428, 790, 755381,159, 666'369, 686, 997347, 699, 375,328, 865,169326,295,972315, 345,151296, 966, 976221,086, 925187, 850,498176, 871,574176,479, 284159,419.341152, 719, 3951141, 525, 565]138,148, 783134, 919, 339124,474, 265118, 001, 654118, 001, 654103,244, 79994,194, 99688,208,73370, 335, 90465,765, 03365, 046,13952, 363, 65647,131, 89843,546, 21242, 705, 67240,761,23434, 414, 27433, 215, 06729, 079, 559|27, 905, 777126,574,478|26, 227, 05220,142,53311,891, 08810,735, 6843, 494, 4722, 237, 9072, 090, 8731, 800, 833
1890.600, 009, 684361,844, 062130,402, 494919, 743, 864772,069, 028543,777,164508, 700, 947416,047,524331,177, 493345, 484, 681241, 780, 749281,262, 306323, 357,109229, 878, 098260, 619,135186, 618, 301149,171, 877160, 755, 610162,579,412143, 467, 70794, 831,961134, 854,170133, 031, 928120. 422, 635110, 748, 63483,719,22285, 033, 92074, 334, 29488,055,10258, 548,43652,223, 70353, 335, 60746,206, 30545,572,12635,125, 03141, 378, 06730, 949, 38525,167, 61232, 061, 97422, 948, 96831, 359,12316, 553, 42627, 349, 98714,837,57510,413, 8658,507, 7031,884, 3802, 695, 871
3,647112, 994,959, 59012,782, 212,495I11, 550, 898, 255
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 27
It will be noticed that some changes have taken place in the relativeimportance of the several States during the year. Nothing especiallysignificant, but all suggesting the westward trend of wealth and business.
In order to further illustrate the operations of banks covered by theforegoing statement, the following table is introduced, which exhibitsthe amount drawn by banks in the several reserve cities:
AMOUNT OF DRAFTS DRAWN BY BANKS IN THE SEVERAL RESERVE CITIES, 1892.
Reserve cities.
New YorkChicagoBostonPhiladelphiaKansas CityClevelandBaltimoreCincinnatiPittsburgSt. LouisOmahaDetroitAlbanySt. Paul~New OrleansMinneapolisMilwaukeeLouisvilleSt. JosephWashingtonDes MoinesSan Francisco
Total
On New York.
$4, 365, 000716,348,880711, 425, 452411, 695, 566148, 063.578263, 094, 031228, 044, 734185. 919, 740165,443, 769160,191. 368109, 297, 538119, 221. 922125,497,020
85, 058, 793118, 553, 557
55,355,28228, 626, 08645,149, 95132, 561. 98240,161, 79410,168, 72522, 494, 888
3, 786,739, 656
On Chicago.
$54,105233,163, 589
3, 317,453584, 093
56, 063, 85410, 708, 022
190, 56515,913, 73912, 972,12821, 517,15877, 414, 602
9,761, 52846,235
39,279,1181, 725, 501
34, 785, 88941, 085, 847
2, 854. 9468, 763, 957
157,44412, 892, 399
2, 004,458
585, 256, 630
On St. Louis.
$15,9198, 645, 379
5, 65416, 540
58,864, 9111,181, 403
17,7016,162, 069
168, 344
14,100, 505145, 000
""1,192,093*1,155, 086
15,0001,410,0247,191, 286
416,1731, 010, 860
101, 713, 947
On other re-serve cities.
$90, 699, 73593, 428, 78035,854,41834, 306, 781
3, 041, 75213, 657, 28936, 674, 55032,186, 29556, 235, 35311, 210, 04816, 240, 9949, 484, 7662,850, 074
17, 229, 3821, 566, 595
24, 823, 5952, 372, 8905, 396, 8293, 729, 5744,929, 939
506, 6002,907,228
499,133,467
On all otherbanks.
$37 ^3556,112' 290
252, 9972, 553, 375
10, 386835, 266
10, 0104,180, 888
10, 909722, 453176, 588149, 986
280,606572
1, 953, 000
855, 537
7,900
1, 283, 805
69,433,197
Total.
$95,171, 9941,107, 698, 918
750, 855,974449,156, 355266, 044,481289,476,011264, 937, 560244,362,731234, 830, 503193,641, 027217, 230, 227138, 763, 202128, 393, 329143,039, 386123, 001, 311116, 917, 766
72, 099, 82355, 667, 28752, 246, 79945, 257, 07723, 783, 89729,*701, 239
5, 042, 276, 897
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28 REPORT OF THE COMPTROLLER OF THE CURRENCY.
Continuing the same classification as is exhibited in the precedingtable, the following table is introduced giving like information as to allbanks outside of reserve cities :
AMOUNT OF DRAFTS DRAWN BY BANKS IN THE SEVERAL STATES OUTSIDE OF THERESERVE CITIES.
States and Terri-tories.
On NewYork. On Chicago. On St.
Louis.On other re-serve cities.
On all otherlocalities. Total.
MassachusettsNew YorkPennsylvaniaNew JerseyConnecticutIllinoisTexasRhode IslandOhioIowaMichiganIndianaColoradoMaineNebraskaKansasTennesseeNew Hampsli i reWisconsinVirginiaVermontCaliforniaWashingtonMinnesotaGeorgiaKentuckyOregonMontanaAlabama.MissouriNorth. CarolinaFloridaMarylandSouth. CarolinaDelawareWest VirginiaSouth DakotaMississippiArkansasNorth DakotaUtahNew MexicoLouisianaWyomingIdahoDistrict of Columbia.ArizonaNevadaIndian TerritoryOklahoma
$219, 293, 363708,G52, 233239, 672, 087420,100,198407,189,052125, 029,228181, 667, 824213, 917,176225, 044,403
80, 749, 39798, 566,069
117,130, 815128, 995, 061
30,917, 00458,729,05070, 924, 002
102,996, 9767, 289,883
29,184, 63278, 210, 03541, 381, 61321,017, 26134, 872,15335, 519, 25973,116, 76227, 365, 44224,705, 90136, 054,94745,131, 812
9, 950, 82030,023, 84133,945, 211
7,585. 97731,968; 269
7,113, 85515,686, 51913, 903,08614,323,45010,173, 7409,361,630
13, 655. 85510,476, 8324,701,1674, 690,0063,094, 0962,434, 6511,370, 305
371,530792, 923
TotalBy banks in reserve
cities
4,109,727, 509
3, 786, 739, 656
$1,405,2861, 577,0831,284, 247
48, 45i)550, 413
324,647, 2354, 786, 538
1006, 285, 797
168, 450, 98459, 986, 45441, 664,70417,141,854
$29,163, 89942,422, 045
144, 5363, 846, 497
1, 984, 0959,416,190
42,714,47313, 741, 6691,802, 392
1,148,75315,917,2253, 367,525
74,631, 2203, 598
80, 7504,183, 9055, 466, 407
30, 760, 8842,717
303, 9503,562, 9459, 961, 291
18, 5925, 456,122'
463, 765
*i28*275"
894,81019, 481
14 203, 94220,742582,122
1, 824,2441, 678, 577838,17437, 436
1, 878,113765, 700
34, 268103, 894
169,892
843,571,433
585, 256, 630
458, 276220.118
2,813, 795244, 397
31, 435, 292
27,455
700,876908, 284
10, 763,453
333,1531,050,0081,139, 581
6,220
156,107
685, 290
158, 935, 049
101,713,947
Grand total... 7,896, 467,165 1,428,828,063 .260, 648, 996
$617, 905, 24538, 709, 327359,374, 36862, 966, 09540,830, 57218, 870, 01521, 637, 249130, 717, 66295,664,44913,115,15965,988,43144, 401, 51120,370, 404133,678,466117,791,42961,435,11020,697, 635142,483,04033, 810,10435, 308,06665,916,52556, 832, 26818, 099, 98658, 022, 226
963,81649, 576,81823, 395, 26111,223,0134,889,19110,087, 5498, 959, 9912,181,186
35, 266, 2491,690, 896
32, 324,15815,971,1074,724,7047, 347,9891, 553, 32817,941, 8495, 371, 2104,141, 9896, 306, 6134,548,1592, 443, 811
72, 8991,547. 7361, 582i 714420,847871,132
$366,7932, 261, 7941, 211,123
21, 38115, 518
4, 736, 53179, 681,54118, 716, 9029,930, 5327, 802, 3271,278,17114,598,60633, 032, 5025, 011, 9687,690,3862, 870, 5487, 362, 435
72, 656
2, 878, 9033, 730, 9556, 712, 251
27, 505, 5641, 017,4163, 348,1053, 854, 98815, 095, 9838, 722, 2322, 260, 862548, 317
4.826, 8498; 454, 592265, 641798, 881
3, 800, 3887, 338, 3112, 576, 5252, 091, 339
620, 3701, 428, 3371, 091, 423
220, 597848, 768
1, 638,40832, 251362, 810580, 89054,97331,592
$838, 970, 687•751, 200, 437601,541,825483,136,133448, 585,555502, 446, 908330,195,197363,351,840337,069, 717273, 964, 364225,819,125219, 779, 731209,156; 011169, 607, 438228,074, 091164, 888, 554136,226, 963149,845, 579138, 434, 774116,400,602111, 109, 84389, 209,45085, 944,110125,448, 06077,431, 40081, 559,47466, 980, 20868, 775, 27852,544, 85457,478,10043, 810, 68145,503, 25443,137, 34834,458, 04639,438, 01335,458, 01440,870,91925,176, 99025,163, 98229, 748, 09322, 467,13217, 598, 42612,405, 39411,965,0467, 948, 2352, 539, 8013, 471, 2262, 639, 0281,954,0331,752, 724
2,530, 239, 658
499,133, 467
310, 209,044
69,433,197
7, 952, 682, 693
5, 042, 276, 897
1,029, 373,125 379, 642, 24112,994, 959, 590
In connection with these tables, showing the vast volume of businessdone by these banks, the question naturally suggests itself: What is thecost of this business to the public and what character of service is ren-dered to the public by these banks f
Answering this question the Comptroller, in 1890, obtained datafrom which he submitted a table showing the amount of premiumcharged on each $100 of exchange drawn, stated in cents, fractionsthereof being omitted.
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EEPORT OF THE COMPTROLLER OF THE CURRENCY. 29
The table referred to is here reproduced.
States and Territories.
Rhode IslandNew HampshireDelawareMarylandDistrict of Columbia .KentuckyMassachusettsConnecticutVermontNew YorkNew JerseyOhioMissouriMainePennsylvaniaKansasNebraskaIllinoisVirginiaIndianaMinnesotaUtah"WashingtonWisconsin
Rateof ex-changeon $100.
Cents.114445567788899999
101010111111
States and Territories.
IowaNorth Dakota...South Dakota...MichiganWest Virginia..CaliforniaMontanaWyomingColoradoIdahoLouisianaSouth Carolina..MississippiOregonFloridaTennesseeAlabamaGeorgiaNorth Carolina .New MexicoArkansasArizonaNevadaTexas
Average rate, United States, per $100 on total exchange ($11,559,898,255)
Rateof ex-changeon $100.
Cents.1111111212121213IB131414151517171818181820202021
This table shows an average of 8 J cents on each $100 of exchangedrawn by all of these banks; that is, exchange drawn on each andevery one of their correspondents with whom they may have had deal-ings during the year.
In order to give a more Ml and practical illustration of this subject,I have this year prepared data showing the total amount of exchangedrawn by the various banks reporting to have been $12,994,959,590, andthe total commissions charged to have been $3,343,736, or an averageof .03 of 1 cent on the $100 of exchange.
Contrasting the current rates charged by the banks (when they makeany charge at all) with the statement just made, and we see what a vastamount of exchange is drawn without any compensation whatever.
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30 REPORT OF THE; COMPTROLLER OF THE CURRENCY.
The following statement shows in fractional parts of a cent the averagecharge x>er $100 for exchange drawn by national banks in each Stateduring the year ended June 30, 1892:
States and Territories.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.VirginiaWest VirginiaNorth CarolinaSouth Carolina -GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouri
Average •>charge
per $100.
Cents..01.08.03.004. 0015.01.03.002.02.007.01.04.06.07.09.08.14.01.12.12.05.13.09.03.08.02
States and Territories.
OhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoUtahIdahoMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahoma TerritoryIndian Territory
Average United States
Averagecharge
per $100.
ts..02.06.01.04.04.04.03.04.02.12.03.03.07.07.05.08.10.07.07.05.17.06..14.11
.03
In order to mark the progress made in banking and emphasize theimprovement in the service which railroad, express companies, and tel-egraph facilities afford and bring into proper prominence the extent towhich the bank service to the public has been cheapened, as well asenlarged and improved, I insert here, for the purpose of comparison orcontrast, two tables taken from Elliott's Funding System, showing thecost of exchange and the charges which the public were required topay at the dates therein mentioned.
DISCOUNT ON DOMESTIC EXCHANGE AND PREMIUM ON AMERICAN GOLD AT NEWYORK IN JANUARY IN THE YEARS MENTIONED.
1828. 1829. 1830. 1831. 1832. 1833. 1834. 1835. 1836. 1837. 1838.*
BostonPhiladelphiaBaltimore .Richmond.North Caro-
linaCharlestonSavannah .New OrleansAmerican
gold
Par.Parto£*to || to 1
8 to 10l to l j
I|to2i
6to6£
itol
3£ to 4I£to2
ltolfc
I
it©*l t 0 2£ t o |
2to2JI£to2I£to2ltolfc
5| to 6 I 4to4J
Itolfcltoljl to l |
t o l
1 to \\ltott
to |tofr
jtol
12
i to l
3to3J 5Jto6
*May.
Par.k
ftol
lito'22
l t o l |
Par.
f to!
itoi1 to 1|
Par. Par.Par to £Par to £l t o l j
1\ to 33 to 4
6*
Par to 211 to 5
If to 5|2 to %
52 to 8
2| to 102 to 12
7 to 9
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REPOKT OF THE COMPTROLLER OF THE CURRENCY. 31
RATES OF DOMESTIC BILLS IN NEW YORK IN THE YEARS 1838 TO 1843.
1843.
BostonPhiladelphiaBaltimoreRichmondNorth Carolina...CharlestonSavannahMobileNew OrleansNashville 20LouisvilleCincinnati
Par toPar toPar to
1 tol*to Ifl i to I
to14 to 161 to 2p3 to 3j1 to1 to
* New York, resumption, May, 1838.t General resumption, February, 1839.X Eesuspension, November, 1839.
The competition for bank accounts takes various forms. Interest ispaid upon average balances, exceeding certain amounts, in many cases.But the usual method of rewarding depositors for keeping balances istaking their collection items and crediting the same as a cash deposit,and giving them the exchange required in course of business at par.The fact that the average commission received by the banks on each$100 of exchange sold is three hundredths of 1 cent shows conclusivelywhat an enormous amount of business is done by the banks gratui-tously, or without direct charge. The number of b'xnks reportingexchange drawn this year (3,647) is 10 greater than last year. Thevolume of exchange drawn is greater by $212,747,095. If to the$12,994,959,590 reported by the 3,647 banks we add for the remaining112 national banks, and then take into consideration the exchange thatmust have been drawn by the 4,520 private bankers and State bankinginstitutions other than savings banks, whose general condition is setforth in a subsequent portion of this report, we shall have a grandtotal of exchange drawn by all the banks, approximating $17,500,000,000.A bank having a balance to settle with another bank does so by remit-ting a draft upon some bank where it has a balance, usually upon NewYork City. Drafts on New York are at a premium in most parts of thecountry, seldom at a discount in any place. Thus by a system of draftremittances the obligation of one interior bank to another drifts intoour money centers for collection, goes into the volume of the exchanges,enjoys the economy of every possible offset, and this great volume ofbusiness is transacted and all balances adjusted by the actual shipmentof a very small amount of money.
SUBSTITUTES FOB MONEY.
The subject of the currency of the country, always one of interestand importance, is especially so at the present time, because of thedifferences which obtain in the minds of the people in regard to whatthe currency should be and under what authority it should be created.
It will api>ear from the statistics given in this report to what ex-tent the use of money is minimized by means of clearing-house organi-zations in our principal cities, and, for the purpose of showing to what alimited extent actual money enters into the business transactions of thecountry, I have followed the precedent set by my predecessors in officein 1881 gud 1890 and askecj all the banks under the supervision of l i
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32 REPORT OF THE COMPTROLLER OF THE CURRENCY.
Bureau to report all receipts for the 15th day of September, 1892,separately stated and classified.
My object in this report has been to furnish reliable data from whichthe public could see and realize how small a percentage of businesstransactions are represented by actual money, and how impossible itis for the Government to furnish a volume of currency sufficient to meetthe wants of the people at all times—that is, in time of general distrustor quasi panic.
Over 90 per cent of all business transactions are done by means ofcredit. When the public lose confidence and credit is impaired andrefused, over 90 per cent of all business transactions are directly af-fected. It is easy to realize how impossible it is for the remaining 10per cent of money to carry on the business of the country without mon-etary stringency and financial distress.
The refusal to extend or continue credit, the demand for payment inmoney, leaves the actual money or currency of the country, be it $24per capita or $50 per capita, utterly powerless to supply business needs.
Out of the 3,759 banks reporting their condition on July 12, reportswere received from only 3,473 in time for insertion in this report. Thosefailing to report were the newer and less important institutions, hencethe data received may be taken as fairly representing the business ofthe country.
The total receipts of the 3,473 banks on September 15, 1892, were$331,205,213. September 17,1890, 3,474 banks reported total receiptsof $327,278,251. The classification is the same and the percentageslightly varies.
The following table shows the character, amount, and percentage ofreceipts of national banks on September 15, 1892:
Character of receipts.
September 15,1892.
3,473 banks.
$2,907,0171, 372, 0543,407. 3406,537,0158, 531, 5142,675, 2693,454,4832,210, 000
154,959, 0592, 691, 829
141, 873, 266586,367
331,205,213
Percent-age of
total re-ceipts.
.88
.411.031.972.58.81
1.04.67
46. 7S.81
42.83.18
100. 00
Gold coinSilver coinGold Treasury certificatesSilver Treasury certificatesLegal tendersTreasury notesNational-bank notesUnited States certificates of deposit for legal tendersChecks, etcClearing-house certificatesExchanges for elearirg houseMiscellaneous
Total ,
From the above table it appears that 9.39 per cent of the transactionswere represented by actual cash, the balance by checks, drafts, ex-changes, and other substitutes for money.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 33
The following table shows the character, amount, and percentage ofreceipts of national banks in the central reserve cities, etc., on Septem-ber 15, 1892:
Character of receipts.
ISTew York.
48 banks.
Gold coinSilver coinGold Treasury certifi-
catesSilver Treasury certif- I
icates |Legal tenders jTreasury notes jNational-bank notes.. . |United States certifi- |
cates of deposit for ilegal tenders I
Checks !Clearing-house certifi- \
catesExchanges for clearing \
house i 8!Miscellaneous I..
$87,63650,331
2, 861, 600
847,7292, 914,1611, 541, 064
319,252
Chicago.
21 banks.
1, 380, 00037, 245, 870
$76, 68175, 601
17, 210
447, 285395,060185,125175, 791
St. Louis
8 banks.
Otherreservecities.
252 banks.
$10, 5079,115
8,080
146,18963,1848,564
45, 223
13,072,743
,729,320 ! 10, 632,618
l, 009, 898
241,669
847, 641
$507,447280, 389
297, 710
1, 858,4992, 073,356
356,676664, 758
2,210, 000154,959, 059
2, 691, 829
141,873, 266586, 367
Total 1130,976,963 125,078,114 12,390,070 |89, 046,140 83,713,926 331,205,213
760, 00041, 738,194
2, 353, 588
38, 035, 241120,282
Country.
3,144banks.
$2, 224, 746956, 618
222, 740
3, 237, 3133, 085, 753
583,8402, 249,459
Total.
3,473 banks.
Percent-age of
total re-ceipts.
70, 00061, 892, 354
96, 572
8,628,446466, 085
$2, 907, 0171, 372, 054
3,407, 340
6, 537, 0158,531,5142,675,2693,454,483 I
Per cent.0.88.41
1.03
1.972.58.81
1.04
.6740.79
.81
42.83.18
100. 00
The following table shows the character and percentages of totalreceipts of national banks in ISTew York, etc., September 15,1892:
Character of receipts.
Gold coinSilver coinGold Treasury certificates..Silver Treasury certificates -Legal tendersTreasury notesNational Bank notesUnited States certificates of
deposit for legal tenders...Checks, etcClearing-house certificates..Exchange for clearing house.Miscellaneous
Total .
New York,48 banks.
Per cent..07.04
2.18
2 23L18.24
1.0528.43
63.93
Chicago,21 banks.
St. Lonis,8 banks.
Other re-serve cities,252 banks.
Per cent..31.30.07
1.781.58.74.70
52.12
42.40
100.00 i 100. 00
Per cent..44.38.34
6.122.64.36
1.89
42.2610.1135.46
100. 00
Country,banks.
Percentageof total
receipts.
Per cent.. 57.32.33
2.092. 33.40.75
.8546.872. 64
42*. 71.14
100. 00
Per cent.2.661.14.27
3.873.69.69
2.69
.0873.93
.1210.30
.56
100. 00
t'er cent..88.41
1.031.972.58.81
1.04
.6746. 79
.8142.83
.18
100.00
It will be noted from the above table that the percentage of cash re-ceived was, in the city of New York 7.64+, in Chicago 5.48+, in St.Louis 12.17+. In the other reserve cities 7.64+, in the country banks15.09+, and the cash percentage of the total receipts 9.39+.
9647 3
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34 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The following table shows the number of banks, total receipts andpercentage of such total of checks, etc.?receivecl by national banks in eachState and Territory, exclusive of reserve cities, on September 15? 1892:
States.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.VirginiaWest VirginiaNorth CarolinaSouth Carolina
' GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichiganVVisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoUtahIdahoMontana"WyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahoma Territory.Indian Territory . . . .
No. ofbanks.
Total .
5043
2135881
25094
2881838
1332221132818281311
1889
584748
191101165
142
Receipts.Percent-
$1,708,9851,162, 227
821, 2257,063, 4683, 063, 4853, 698, 9356,757,1195, 214, 4206, 685, 288
495,464576, 752
54, 6661, 342, 080
456, 027436, 521660, 649758,226473,809500, 305138,550
63, 6783,562,658
203,2511, 025, 6221, 076, 511
404. 9284, 986,1883,199,9584, 780,1751, 758, 6241,712,360 I2,721,280 j1,679,6062,143, 4041,770,246
17, 2471,122, 5453,377,856
472, 014141, 476
1, 346. 841167, 212116, 098329, 830700, 984
1, 214,474136, 699
1, 327, 24750, 77132, 942
83,713, 926
checks,etc.
88.7587.4189.0988,9592.0492.3088.0184.9885.8787.4186.0354.7590.0485.8579.8792. 2384.3484.0278.0374.1560.8580.4179.9583.5083.1778.8279.4580.0985.17 *83.7482. 9278.9590.9485.5180.4861.5562.4492.1176.2750.5284.4779.0267.3285.3283.1772.5095. 6479.7742.3746.85
84.91
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KEPOET OF THE COMPTROLLER OF THE CURRENCY. 35
The following table compares the several cities with the total countrybanks:
NUMBER OF BANKS, TOTAL RECEIPTS AND PERCENTAGE OF SUCH TOTAL, OF CHECKS,ETC., RECEIVED IN NEW YORK AND 22 OF THE OTHER PRINCIPAL CITIES, SEP-TEMBER 15, 1892.
Cities.2*0. ofbanks. Receipts.
Percent-age of
checks,etc.
New York.
ChicagoSt. LouisBostonAlbanyPhiladephia . . .PittsburgBaltimoreWashington...New Orleans ..LouisvilleCincinnatiClevelandDetroitMilwaukeeKansas City...St. JosephOmahaBrooklynSt. PaulMinneapolis...San Francisco .DesMoines
Total.
$130, 976, 963 92.36
25, 078,1142, 390, 070
27, 339, 2451,175,496
23, 369, 8824,102, 4244, 836, 972
940,4701,498,735
950, 4216,137, 5071, 835,9081, 658,194
684, 5524,168, 021
610, 7753,490, 2581,124, 7202, 382, 9402,195,787
* 510,393333, 140
94. 5287.8393.1195.3393.9290. 0282.4666. 6587.1691.8694. 6492.7991.8290.9393.4691.6395.7681.5597.0096.6083.3988.40
Total all cities 329Banks elsewhere 3,144Total United States I 3,473
281 116, 514, 324 92.74
247, 491, 28783, 713, 926
92.5484.91
331, 205, 213 90.61
It will be noted that 74.72 per cent of the total receipts are reportedby the 329 city batiks, showing an increase of over 2 per cent by thecountry banks and a corresponding loss by the city banks, as com-pared with 1890, thus indicating a greater percentage of growth by thecounty banks.
In order to facilitate comparison the following table is given compar-ing the data obtained for September 15, 1892, with both July 1 andSeptember 17,1890, showing the proportions of gold coin, silver coin,paper money, and checks and drafts, including clearing-house certifi-cates, to the total receipts in ~New York City, in other reserve cities,and in banks elsewhere, separately; and also the proportions for theUnited States;
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36 REPORT OF THE COMPTROLLER OF THE CURRENCY.
JULY .1, 1890.
Localities.
New YorkOther reserve citiesBanks elsewhere
United States
No. ofbanks.
47283
3,034
3,364
Receipts.
$165,923,382163, 855, 76692, 045, 578
421, 824, 726
Goldcoin.
Per cent..08.54
2.93
.89
Silvercoin.
Per cent..02.19
1.08
.32
Papercurrency.
Per cent.3.865.59
11.90
6.29
Checks,drafts, etc.
Per cent.96.0493.6884.09
92.50
SEPTEMBER 17, 1890.
New YorkOther reserve citiesBanks elsewhere
United States
47286
3,141
3,474
120,451,4*72120, 658, 86486,167, 915
327, 278, 251
.05
.653.31
1.13
.02
.311.17
.43
4.296.77
12.61
7.40
95 6492. 2782.91
91.04
SEPTEMBER 15, 1892.
New York...:Other reserve citiesBanks elsewhere ..
United States
48281
3,144
3,473
130, 976,963116, 514,32483, 713,926
331, 205,213
.07
.512.66
.04
.311.14
7.536.4411.29
8.10
92.3692.7484.91
90.61
In order to farther facilitate comparison, a series of tables lias beenprepared, the first of which shows the amounts received by banks locatedin the city of New York on each of the five dates, June 30 and September17,1881, July 1 and September 17, 1890, and September 15,1892, separ-ately stating gold coin, silver coin, paper currency, and checks and drafts:
New York City.
Gold coinSilver coinPaper currency...Checks, drafts, etc
Total
June 30,1881.
48 banks.
$460, 99415, 997
1,706, 604165,254,164
167,437, 759
Per ct..27.01
1.0298.70
September 17,1881.
48 banks.
$905,5887,857
1, 071, 316163, 208, 586
100.00 165,193,347
Per ct..54.01.65
98.80
100. 00
July 1,1890.
47 banks.
$140, 57432, 758
6, 396, 749159, 353, 301
165, 923, 382
Per ct..08.02
3.8696.04
100. 00
New York City.September 17,1890. September 15,1892.
47 banks. 48 banks.
Gold coinSilver coinPaper currency.,.Checks, drafts, etc
Total
$70,17320,948
5,174,467115,185,884
120,451,472
Per ct..05.02
4.2995.64
$87, 63650,331
9, 863,806120,975,190
100.00 130,976,963
Per ct..07.04
7.5392.36
100.00
The changes indicate a marked increase in the amount of paper cur-rency received, the extremes being represented by .65 per cent on Sep-tember 17,1881, and 7.53 per cent on September 15,1892. The decreasein gold coin is more marked than in the increase in silver.
The diminished proportion of receipts in checks and drafts is veryremarkable, the average per cent for the two days in 1881 being. 2.91
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REPORT OP THE COMPTROLLER OF THE CURRENCY. 37
per cent greater than for the average of the two days in 1890; Septem-ber 15, 1892, is 3.28 less than September 17, 1890.
Another fact which attracts attention is that the receipts of the forty-seven banks on July 1,1890, are very nearly the same in the aggregateas those reported by forty-eight banks on September 17,1881, and slightlyless than for June 30, 1881. The receipts for September 17,1890, showa very marked falling off in amount, but the percentages differ veryslightly from those shown on July 1,1890. The increase in paper cur-rency (3.24) nearly equals the decrease in checks, as shown September15, 1892. The receipts of the banks in all reserve cities, exclusive ofNew York, similarly arranged, appear below:
All reserve cities * except NewYork.
Gold coinSilver coinPaper currencyChecks, drafts* etc
Total
June 30,1881.
187 banks.
$581,070114,485
3, 631, 71072, 773,450
77,100,715
Per. ct.76.15
4.7194.38
100.00
All reserve cities* except New York.
Gold coin . . . .Silver coin .Paper currency . . . . .Checks, drafts, etc
Total .
September 17,1881.
189 banks.
$1,448,416138, 248
4, 371, 04571,964,538
77,922,247
Per. ct1.86.18
5.6192.35
100. 00
September 17,1890.
286 banks.
$780, 331374, 221
8,171,800111,332,512
120, 658,864
Per. ct.65.31
6.7792.27
100. 00
July 1,1890.
283 banks.
$888, 822318, 978
9,161, 636153,486,330
163,855, 766
Per. ct..54.19
5.5993.68
100.00
September 15,1892.
281 banks.
$594, 635365,105
7, 502,710108, 051, 874
116, 514, 324
Per. ct..51.31
6.4492.74
100.00
* Boston, Albany, Brooklyn, Philadelphia, Pittsburg, Baltimore, Washington, ISTew Orleans, Louis-ville, Cincinnati Cleveland', Detroit, Milwaukee, Minneapolis, St. Paul, Kansas City, St. Joseph,Omaha,and San Francisco. Des Moines included in 1892.
The table next introduced covers the transactions of banks locatedoutside of the reserve cities:
All banks located outside of re-serve cities.
June 30,1881.
1,731 banks.
Gold coinSilver coinPaper currencyChecks, drafts, etc.
Total
$822,041310,516
I, 216,32, 826, 552
40,175, 542
Per ct.2.04
15.4781.72
100. 00
September 17,1881.
1, 895 banks.
$1, 724, 040354,197
7,439. 21012,600,738
Per. ct.3.31
14.2781.74
52,118,185 100. 00
All banks located outside of reserve cities.
Gold coinSilver coinPaper currency...Checks, drafts, etc
Total
September 17,1890.
3,141 banks.
$2,852, 2671, 004, 822
10,864,19671,446, 630
86,167,915
Per. ct3.311.17
12. «tt82.91
100.00
July 1,1890.
3,034 banks.
$2, 697, 2091, 000,913
10, 958, 97977,388,478
92, 045, 578
Per. ct2.931.08
11.9084. 09
100.00
September 15,1892.
3,144 banks.
$2,224, 746956, 618
9,449,10571, 083, 457
83,713, 926
Per. ct2.661.14
11, 2984.91
100.00
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38 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The next table exhibits the total receipts of all reporting banks onfive dates, similarly classified:
United States.
Gold coinSilver coinPaper currency.Checks, drafts, etc
Total
United States
Gold coinSilver coin . .Paper currency.. . .Checks, drafts, etc
Total
June 30, 1881.
1,966 banks.
$1, 864,105440, 998
11, 554, 747270, 854,166
284, 714, 016
Per ct..65.16
4.0695.13
100.00
September 17,1881.
2,132 banks.
$4, 078, 044500,302
12, 881, 571277, 773, 862
295,233, 779
September 1
3,474 ban
$3, 702, 7721, 399, 991
24. 210, 463297, 965, 025
327, 278, 251
Per ct.1.38.17
4.3694.09
100.00
7, 1890.
ks.
Per ct.1.13.43
7.4091.04
ioo. oo
July 1, 1890.
3,364 banks.
$3, 726, 6051, 352, 647
26, 517,364390, 228,110
421, 824, 726
Per ct..89.32
6.2992.50
100.00
September 15,1892.
3,473 banks.
$2, 907, 0171, 372, 054
26, 815, 621300,110, 521
331,205,213
Per ct..88.41
8.1090.61
100.00
In order to exhibit the comparative importance of the transactionstaking place in four principal cities, a table is added showing the totalreceipts by banks located in New York City, Boston, Philadelphia, andChicago, separately stated for the five days, to which is added like in-formation in respect to the other reserve cities and all other banks.
RECEIPTS.
Banks in four principal citiesand elsewhere. June 30,1881.
New York $167,437,759Boston 33, 088, 080Philadelphia : 18, 061,565Chicago 8,141,189
TotalOther reserve cities .
Total reserve citiesAll other localities
226, 728, 59317, 809, 881
244, 538, 47440,175, 542
United States 284,714,016
September17. 1881.
$165,193, 34724, 094, 06117, 830, 64813, 026, 835
220,144, 89122, 970, 703
243,115,59452,118,185
July 1,1890.
$165, 923, 38243,463, 55938, 094, 09924, 367, 551
271, 848, 59157, 930, 557
329, 779,14892, 045, 578
295, 233, 779 421, 824, 726
September17, 1890.
$120,451, 47226, 531, 84123, 273, 88622, 654, 923
192, 912,12248,198, 214
241,110, 33686,167, 915
327, 278,251
September15, 1892.
$130, 976, 96327, 339, 24523,369.88225,078,114
206,764,20440, 727, 083
247, 491, 28783, 713, 926
331, 205, 213
PERCENTAGE OF TOTAL RECEIPTS BY ALL BANKS.
Banks in four principal cities and else-where.
New YorkBostonPhiladelphiaChicago
Average of four citiesOther reserve cities
Average of all reserve citiesAll other banks
June 30,1881.
58.8111.626.342.8619.916.265.3714.11
September17,1881.
55.958.166.044.4118.647.785.1517.66
July 1,1890.
39.3410.309.035.7816.1113.733.5521.82
September17,1890.
36.808.117.116.9214.7414.733.35
26. 33
September15,1892.
39.558.237.077.57
15.6012.303.35
25.28
The most conspicuous change to be noted in the above table is theincrease in the percentage of country banks from 14.11, June 30? 1881,to 25.28 on September 15, 1892.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 39
The variation in the percentage of the different kinds of inoney7checks, and drafts received, as shown in the statistics for September 15,1892, do not essentially vary from those of 1890 and 1881. They fully con-firm the general character of the banks' transactions. There has beena noted decrease in the amount of national-bank notes received anda corresponding increase in silver certificates and Treasury notes, causedby the retirement of national-bank circulation and its supplanting by.money issued directly by the Government. The percentage of checks anddrafts in New York in September, 1881, was 98.80$ in September, 1890,95.64, and in September, 1892, it was 92.36, showing a decrease for eachof the three years reported, and a corresponding increase in the amountof cash received by the banks over their counters, which brings the cashreceipts of the banks in the city of New York very near to the averageof the whole country. The average percentage for all other reservecities shows no material change.
IMPRUDENT METHODS.
The management of the national banks, as a whole, is entitled to thehighest commendation for efficiency and conservatism. Banks thatwere disastrously affected, by continual crop failures, in certain sec-tions of he country, are realizing the benefit of last year's bountifulharvest, and when their patrons realize upon this year's crop it is con-fidently expected that their condition will be made satisfactory. Themaxim that disaster usually overtakes any business when too muchextended applies equally to banking, and syndicate banking illustratesthis rule. Where the same parties organize a series of banks it usuallytranspires that they are not seeking investment for their own capital,but seeking the capital of others to invest. Such banks afford unusualfacilities for " kiting," and it is with this class that much trouble isexperienced. The competition for bank accounts among banks in re-serve cities is so intense that "promoters" find it easy to establish abank, open an account with their reserve-agent bank in some city, andthe president or cashier secures from such reserve-agent bank a loanupon his stock as collateral. By opening several such accounts theentire stock in some instances is used as collateral, and these "pro-moters v need but the 10 or 20 per cent margin required (in other words,$5,000 or $10,000) in order to start a bank. The opening of such ac-counts and making of such loans are coincident in point of time, or sonearly so that the creditor bank must know that they are furnishingcapital with which to float the new enterprise. This results in organ-izing many banks where they are not needed, and are too frequentlyattended by loss to all parties connected with the enterprise.
Another practice that is made possible only by the assent of creditorbanks, is borrowing money on certificates of deposit. A country bankwants to borrow money, issues its certificate of deposit, either time ordemand, in favor of the city correspondent, and sends the same for-ward, accompanied by bills receivable as collateral, andrequests the loan,which is granted. As a result, the country bank adds to its liabilitiesby increasing the amount due depositors, and adds to its assets by in-creasing the amount due from banks, and its published report of con-dition shows no bills payable. In other words, does not show the truecondition of the bank. It is perfectly legitimate and proper for a bankto rediscount its receivables or borrow money, and all interior banksdo at certain seasons of the year, when crops are being moved, for in-stance. Whatever the form of instrument used in borrowing money,
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4 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
it is a bill payable and should be so reported. Reserve banks can aidthe cause of good banking by requiring notes instead of certificates ofdeposit. Happily this practice is rapidly diminishing.
DIRECTORS AND OFFICERS.
The statute provides that five or more persons may organize a na-tional bank. When it is fully organized and all preliminary require-ments have been complied with, the Comptroller issues his certificate*of authorization to commence the business of banking. The manage-ment of the bank is vested in a board of direction, who act through theirexecutive officers, president and cashier. The common and statute lawdefine their powers and prescribe the range and limits within whichthey may do business. Shareholders invest their money because oftheir faith in the efficiency of the manngement, their ability to acquirebusiness, and successfully and profitably to manage it. Tt is a businessventure on the part of the shareholders, with which the Governmenthas no more to do and no more solicitude than it has with the purchaseof a farm or stock in a manufacturing enterprise. The shareholderselect the board of direction, and through such board manage theirbanks. Hence for them to claim protection, through .Government con-trol, would be to claim protection against their own acts. But thesebanks issue notes which circulate as money, and it being the duty ofthe Government to provide and regulate a circulating medium for thepeople, the Government examines and supervises these banks to seethat all laws in respect to circulation are fully complied with.
This is apparently all that was originally contemplated as to nationalbanks. But these banks furnish the instrumentality of exchange—themeans of collection and payment of debts. They become large deposi-taries of the people's money ($1,765,422,983.68 at date of last report), bymeans of which their business is largely transacted. They are so in-timately connected with business transactions and their soundness soessential to business prosperity that governmental control has gone onestep further and seeks to protect the public against loss—to protect abank's creditors. To this end all shareholders in national banks areliable to an assessment for the purpose of paying creditors, to an amountequal to their stock holdings. Thus the entire capital stock, plus anassessment for an equal amount, becomes a guaranty of the faithful-ness of the direction. The function of the Government is to restrain,to insure good banking, by enforcing the prohibitions against unsafepractices, which the law provides. The affirmative action of the banksin their competition for business is left to the enterprise of theirmanagers, prompted by the desires of shareholders for dividends.
Directors give direction and control to the business of a bank, acceptor reject credits, and should understand its general condition. Thedetailed workings of the banks must be intrusted to the officers andemploye's. We can have nothing better than men. Men make our lawsand men enforce them. Men manage our banks. No matter how elab-orate the system, how numerous the checks upon error or upon wrong-doing, or however perfect the machinery, the machinery must be set inmotion and the system be enforced by men. There is in every systema point where good or ill results depend upon the character of the menin charge. If an engineer wants to ditch his train he can do so. If thepresident or cashier of a bank wants to rob it, he can. Well-devisedsystems may make it difficult. Efficient supervision may make it dan-gerous. The law may punish and risk thus be reduced to a minimum,
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 41
but nothing can prevent a dishonest man in charge from mismanaging.Hence the chief and most important duty of directors is to select offi-cers of character as well as experience and ability. They can best pro-tect themselves and best serve the public by so doing. Our worst bankfailures reveal criminal conduct on the part of the directors, or neglectof duty approximating criminality. Serious as this defect is7 its cor-rection by legislation involves a counter danger. Legislation aimed ata few banks affects all.
In our large cities it is very difficult to get the most desirable men toact as directors. Those most actively engaged in business are the bestjudges of credit, can least afford to give attention to the duties of theoffice, and would most readily decline to serve. Legislation increasingthe financial responsibility of directors for losses to creditors woulddepreciate the character of boards of direction and render the task ofgetting good, responsible men more difficult.
There is no reason why a director should not borrow money of hisbank upon the same terms and conditions that other patrons are ac-commodated. There is every reason why he should not take advantageof his position to secure better rates or greater accommodations thanhis bank equities entitle him to. Officers of a bank should not beallowed to borrow money by overdrawing their accounts, by puttingtickets in the cash, by discounting their own notes, or by discountingtheir business paper, or in any way except by application to the boardof directors; and a law regulating such loans would be a wise enact-ment.
EXCESSIVE LOANS.
Section 5200 United States Eevised Statutes reads as follows:The total liabilities to any association, of any person, or of any company, corpo-
ration, or firm for money borrowed, including, in the liabilities of a company or firm,the liabilities of the several members thereof shall at no time exceed one-tenth partof the amount of the capital stock of such association actually paid in. But thediscount of bills of exchange drawn in good faith against actually existing valuesand the discount of commercial or business paper actually owned by the personnegotiating the same shall not be considered as money borrowed.
As the volume of business has increased the magnitude of individualtransactions has proportionately increased, in fact the concentrationof capital under single management, by means of large corporationsand by combinations, has been phenomenal. The natural economiesattendant upon wholesale business, the lower rates of transportationand facilities of distribution, which location at metropolitan and rail-road centers insures, is fast driving the small manufacturers out ofbusiness and concentrating business in metropolitan centers. All thisincreases the magnitude of separate transactions. Hence if 10 per centof the capital stock was a proper limit to individual loans in 1864, thepercentage of limitation should now be increased in our larger cities.
There is another important reason for such an increase. In the u six-ties ?? banks did business upon their capital, supplied the wants of theircustomers, and earned their dividends with the money which share-holders supplied. . Now, capital is made just sufficient to commandpublic confidence. Usually a large surplus is accumulated, but thebusiness is done upon depositors' money. Every symmetrical and well-managed business has its flush season, when its bank account shouldshow a good balance and its want season, when it legitimately callsupon its bank for funds. Thus the balances of certain industries sup-ply the wants of others and large bank capital is not required. Sur-
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4 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
plus belongs to the shareholders, and, aside from statutory definition,is as much eajrital as the money originally paid in by shareholders.The section quoted should at least be amended so as to read, u one-tenth of the capital and surplus." It should be noted that many banks,upon advice of counsel, insist that " surplus?? is " capital" within themeaning of said section.
In addition to including surplus with capital, as noted above, an ex-ception to the one-tenth limit should be made in favor of temporaryloans, well secured with collateral, in our largest cities.
In my judgment, the limit to 10 x>er cent of capital and surplus isnone too small for rural and interior banks. The above section may beamended as to the large cities, so as to conform to the necessities ofbusiness and still be in strict accord with the requirements of conserv-ative banking.
When so amended, there would be no more wholesome provision ofthe banking law, for, while there are instances where banks with well-distributed assets have failed, caused by repeated crop failures or ex-treme monetary stringency, or some cause affecting the whole com-munity, the common history of bank failures reveals as the superin-ducing cause the concentration of the bank's funds in a few hands orin a few interests.
Experience has demonstrated that a strict compliance with the 10per cent limit is impracticable in our large cities, for the reason thatit is contrary to the necessities of business. A bank with a millioncapital could loan but $100,000 to any individual, company, corpora-tion, or firm. Single business transactions involving a larger amountare of frequent occurrence, and to divide one transaction between twoor more banks would prove troublesome and is not demanded by con-servative banking. For instance, a draft may be made against oneconsignment of grain for $200,000, and the consignee needs to borrow$150,000 upon the bill of lading as security. The security can not bedivided; neither can the loan, in a practical sense.
Bank managers can not always gauge the business wants of the day,and frequently find, late in the day, that they have more money thantheir required reserve. Bather than carry it over night in their vaultsthey make over night loans as best they can. This necessarily resultsin loans in excess of the 10 per cent limit. A lower rate of interest isusually realized on such loans than obtains earlier in the day, and theloan is expected to be, and usually is, paid the next day.
The penalty for the violation of this law—the commencement of anaction by the Comptroller of the Currency, through the Attorney-Gen-eral, to forfeit the bank's charter—is so severe as to render it nugatory.It was doubtless made severe to prevent vexatious interference withthe affairs of the banks. It is difficult to fix a cast-iron rule, with in-flexible penalties, without doing more harm than good. During thequasi panic of 1890 many perfectly solvent firms were embarrassed forwant of money, and but for indulgences and aid upon the part of thebanks must have failed. They already had their full complement ofbank accommodation. The banks found upon investigation that theywere solvent, and, taking security, gave them additional accommoda-tions, thus protecting themselves, saving these concerns from failure,and relieving the public generally from loss and injury, which eachsuccessive failure at such a time entails. Like other business, bankinghas its emergencies, and when they arise discretion should be allowedto act without incurring criminal liability.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 43
are not financially interested to abuse the bank. Where loans to direct-ors or officers are well secured there is no way of reaching such a case,as the law now exists, and, so far as safety is concerned, perhaps noneed. In such case, if the loans are not well secured and the examinerand Comptroller are not satisfied that they are good, the bank couldbe required to charge them off and make an assessment upon theirshareholders to make good the impairment, if impairment existed, orappoint a receiver, in case the capital was thus wiped out. The lattercourse would involve a question of credit and values sometimes diffi-cult to determine, and it frequently happens that the shareholders needprotection rather than punishment. The circumstances attcnding loansmade in excess of-the 10 per cent limit are so various and diverse thatthey defy classification. It is difficult to frame a general rule that willcorrect the evil resulting therefrom and not itself be productive of badresults. Our country is so large and the contrast between city andcountry—between the immense volume and varied transactions of theone and the lesser volume and more uniform transactions of the other—so great, that a uniform law that can wisely be applied to both mustof necessity possess wide latitude.
I think this whole difficulty, as well as others that arise, might besubstantially reached if the Comptroller, with the approval of the Sec-retary of the Treasury, were given power, after a hearing, to removebank officers and directors for violations of law, leaving the vacancyto be filled in the regular way. It is a power that would be seldomexercised. The existence of the power would deter many who nowkeep the letter, only to violate the spirit of the law.
EXAMINERS.
There are in the employ of this Bureau forty-two examiners. Theposition is responsible and honorable, and calls for the exercise of en-ergy, tact, discretion, and firmness, as well as business experience andtechnical knowledge of banking. In order that he may discharge hisduties with ease and confidence, familiarity with the mechanism ofbanking is indispensable. Oar best examiners are those in the primeof life, who work with energy and fidelity, hoping to demonstrate theirability and worth, thereby securing for themselves a desirable andpermanent position in some good bank. This incentive and this ambi-tion insures the best work. As a body they are competent, conscien-tious, painstaking, and fearless in. the discharge of their duties. Theyenjoy the full confidence of the Comptroller, and constitute his mainreliance in all matters of discipline, and hence it is the purpose of thisoffice to insist upon the highest standard of efficiency.
A bank-examiner may own property and have interests that requirethe usual banking facilities, and be entitled to such accommodation ashe would receive were he not an examiner. But unsecured, loans to anexaminer, which, but for his position, would likely be refused, are wrongand destroy confidence in his work. No relation should exist thatwould tend to restrain an examiner's freedom in making criticisms orimpair the force of his criticism when made. But criticism does notnecessarily mean pointing out wrongdoing. It means the commentwhich an expert business man would naturally make upon the businessunder review. An examiner's work is not espionage. The nationalbanks are the backbone of the financial system of the country, theconservators of public credit, officered by men of the highest integrity,who are striving to earn dividends for their shareholders by fostering
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44 REPORT OF THE COMPTROLLER OF THE CURRENCY.
and building up the business of their clients as well as their banks.The exceptions to such honorable conduct only prove the rule. Ex-aminers should work with the banks, with a disposition to aid in everyproper way. They should get the confidence of bank officers by demon-strating their entire fitness for the work intrusted to them.
While this Bureau accepts any system of doing business which isaccurate and proves; still examiners, with their facilities for observa-tion, should note the best methods and be able to render valuable aidby suggesting improvements. While the subject of credits is to bedelicately treated, the knowledge an examiner acquires will enable himto make valuable suggestions on this subject. The banks pay for theexaminer's services and are entitled to his good offices. The best serv-ice an examiner can render a bank, as well as this Bureau, is by doingthorough and painstaking work. He should obtain possession of thebank's assets and retain the same until his work is completed. In thesmaller banks the securities, loans, and discounts should be placed infront of the examiner when he commences on the cash. In the largerbanks, where more than one day is required to complete the work, heshould obtain and keep possession of the assets by means of keys orseals. He should know that no change is made in the assets, exceptin the regular course of business. Nothing should be done on the in-stallment plan. Instead of objecting to this, the better the bank themore acceptable will it prove.
It is a satisfaction to a bank to have a competent examiner in abso-lute possession of their assets until the same are proven and he isable to assure them that the items for which their books call are allthere. An inventory is the foundation of all examinations. All theitems of assets are aggregated under their appropriate' bookkeepingheads to prove the asset side of the bank. This is but half the work.Every item of liability should be inventoried and aggregated to provethe liability side. Every individual and every bank balance should betaken off and every liability account proved. An examination thatdoes not include this is imperfect. Experience shows that defalcationsare oftenest hidden in the liability side of the bank.
Examiners are given detailed instructions, which, if fully compliedwith, would render their work very thorough and searching. Theefficiency of the force is constantly improving, and it is alike for theinterest of the banks and this Bureau to have it attain the higheststandard of excellence. This office will be pleased to have the coopera-tion of and receive suggestions from bank officers upon this subject.
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REPORT OF THE COMPTROLLER OF THE CURRENCY.
COMPARATIVE STATEMENTS OF THE NATIONAL BANKS.
45
The resources and liabilities of the national banks for fourteen years,at nearly corresponding dates, from 1879 to 1892, inclusive, are exhib-ited in the following table, and the same information with respect topreceding years will be found in the Appendix, page 129.
Oct. 2,
banks.
RESOURCES.Millions.
;878. 5357.371.239.7
167.347.842.269.216.7
Clearing-house exchanges j 113. 0United Stales certificates of deposit-. 26.8Due from United States Treasurer.. 17. 0Other resources 22.1
LoansBonds for circulationOther United States bonds.Stocks, bonds, etcDue from banksReal estateSpecieLegal-tender notes ...National-bank notes .
Total 1, 868. 8
LIABILITIES.
Capital stockSurplus fundUndivided profitsCirculation outstandingDue to depositorsDue to banksOther liabilities
454.1114. 840.3
313.8736. 9201. 2
6.7
Oct. 1,1880.
2,090banks.
Millions.$1, 041. 0
357.843.648.9
213. 548.0
109.356.618.2
121.17.7
17.123.0
Millions,$1,173. 8
363.356.561.9
230.847.3
114.353.217.7
189.26.7
17.526.2
2,105. 8
457.6120.546.1
317. 3887. 9267.9
8.5
Total j 1,868.8 2,105.8
RESOURCES.
LoansBonds for circulationOther United States bondsStocks, bonds, etc -Due from banksReal estateSpecieLegal-tender notes!National-bank notesClearing-house exchangesUnited States certificates of deposit.Due from United States Treasurer ..Other resources
Total.
Oct. 7,1886.
2,852banks.
Millions.|$1, 451.0
258.5! 32.4
81.8241.454.1
1.56. 462.822.795. 55.9
14.037.4
2,513.9
LIABILITIES.
Capital stock ! 548.5Surplus fund j 157. 3Undivided profits | 66.5Circulation j 228.8Due to depositors * 1,189.5pDue to banksOther liabilities .
Total.
308. 614.9
2, 513.9
Oct. 5,1887.
3,049banks.
Millions,$1, 587.5
189.134.788.8
256. 358.0
165.173.721.988.86.29.3
40.8
2, 620. 2
578.5173.971.5
167.31, 274. 7
329. 624.7
2, 620. 2
Oct. 1,188.1.
2,132banks.
2,368.4
463.8128.156.4
320. 2, 083.1294, 911.9
2, 358.4
Oct. 4,
3,120banks.
Millions$1, 628.1
177.663.696.3
282. 561.1
181.382.021.374.212.39.0
42.1
2, 731.4
588.4183.170.3
155. 4, 350.7358.125.4
Oct. 3,1882,
2,269banks.
Oct. 2,1883.
2,501banks.
2, 399.8
483.1132. 001.2
315. 01,134. 9
259. 913.7
2, 399. 8
Sept. 30,1889.
3,290banks.
Millions,51, 309. 2
351/430.771.1
208. 948.3
107.870.722.796.410.016.628.9
2, 372.7
509.7142.061.6
310. 51,063.0
270.4,14.9
Millions.$1, 245. 3
327.430.471.4
194.249.9
128.677.023.366.314.217.733.8
2,279.5
2, 372.7
Oct. 2,1890.
3,540banks.
Millions.\ Millions$1, 817. 3
146.548.5
109.3335. 469.4
164. 386.820.9
136.812.97.4
42.8
2,998. 3
612. 6197.484.9
128.51,522.0
425. 327.6
2,731.4 I 2,998.3
16.1140. 030.7
115. 5336.276.8
195.980.618.5
106.86.26.9
41.3
650.4213. 697.0
123.01, 594. 2
426.436.9
3,141. 5
Sept. 30,1884.
2,664banks.
Millions.$1,306.1
307.731.877.5
235.351.3
174.969.723.184.918.814.936.9
2, 432. 9
524.3147.063.2
289.8993. 0246.415.8
2, 279.5
Sept. 25,1891.
3,677banks.
Millio7is.$2, 005.5
150.024.9
125.2338.783.3
183. 597.620.0
122.015.78.0
38.7
3,213.1
677.4227.6103. 3131.3
1, 608. 6430. 634.3
3, 213.1
Oct. 1,1885.
2,714banks.
527.5146.659.3
269.01,116. 7
299.714.1
2, 432.9
Sept. 30,1892.
3,773banks.
Millions.$2,171.0
163.320.2
154.5409.587.9
209.1104.319.6
105.514.08.2
43.0
3, 510.1
238.9101.6143.4
1,779. 3530.729.6
3, 510.1
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46 REPORT OF THE COMPTROLLER OF THE CURRENCY.
It is noticeable that the resources of the system were increased nearly$300,000,000 during the past year notwithstanding the fact that seventybanks went into voluntary liquidation or became insolvent, such in-crease being strongly in contrast with that of any previous yearcovered by the statement. Proportional increase is common to nearlyall the items, the principal decrease occurring in clearing-house ex-changes.
The following table presents an abstract of the resources and liabili-ties of the national banks at the close of business on September 30,1892, the condition of the banks in New York City, in the three centralreserve cities, in other reserve cities, and of country banks shownseparately :m
RESOURCES.
Loans and discountsOverdraftsBonds for circulationBonds for depositsUnited States bonds on handStocks, securities, claims, etcDue from reserve agentsDue froni other national banksDue from othei hanks and hankers..Banking house, furniture, and fix-
tures ..".Other real estate and mortgnges
ownedCurrent expensesPremiumsChecks and cash itemsExchanges for clearing houseBills of other national hanksFractional currency, nickels, and
centsSpecieLegal-tender notesUnited States certificates of deposit.Five per cent redemption fundDue from United States Treasurer..
Central reserve cities.
New YorkCity.
48 b a n k s .
$344,199,941 $480,990,338 $536, 738, 685 $1,313,077
6, 709, 0001,100,000
859,80030, 224, 671
30 597, 5274,136, 249
11,404, 859
1,118, 665885, 288650. 671
3, 291, 47361, 541. 924
1,112,890
New York,Chicago,and St.Louis.
80 banks.
453, 6288,459, 0001,650. 0001. 564,000
37,501,947
50,143, 5459, 216, 283
13,148, 606
1,781,9881,152, 313
892, 4803, 479, 574
70, 406, 2352, 268,921
52, 6231 98, 57962,568,071 89,475,45032,646, 245 40, 837,9887,915,000! 9,405,000
287. 585| 366, 335245; 292' 308, 992
Total | 601,860, 85l| 823,601,202
LIABILITIES.
Capital stockSurplus fundUndivided profitsNational-hank notes outstanding...State hank notes outstandingDividends unpaidIndividual depositsUnited States depositsDeposits of United States disburs-
ing officersDne to national banksDue to other banks and bankers . . .Notes and bills rediscountedBills payable
Total.
49,650,00040, 547, 59216, 618, 639
5, 761, 50024, 328
244,073276,804,088
682,732
241, 542149,900, 326
61, 386, 031
601, 860,851
83,250,00052, 270,49321,138, 935
6, 962, 55524, 328
522,979374,412,735
1,199, 602
261, 563191, 895, 88891,378,474
283,650
823,601, 202
Otherreseivecities.*
263 banks.
1,695,95122, 591, 500
4,245,000893,050
29,909, 69672,924,40941,152,128
8,071,969
16, 638, 553
3,135, 3562, 295, 3472,799,9543, 286, 310j
32, 066,2993, 242, 720
198,46953, 065,17124,904, 6674,195,0001,009, 695
332,261
Countrybanks.
3,430 banks.
,135,769,806 $2,15, 392, 679132, 224, 8009,387,0002,425,20087,123, 822163,509,92249, 220, 68115, 284,483
42,113,127
11, 044, 2826, 869,46510, 337,18210,940. 0773, 050,17714, 045, 833
637, 60066, 575, 75838, 525, 290
395, 0005, 763, 535465, 735
865,392,190 1,821,101,504
162, 092, 76056,922,31819, 972, 78019,806, 090
6,6411, 494, 519
426,743,6772, 664, 696
1, 288,572112, 566,785
58,912, 8351,537,6021,382,915
865, 392,190
441,230, 255129, 678, 614
62, 520, 786116, 654, 653
44,1081, 871, 368
964,266,5715, 963, 846
2,494, 59847. 583, 51228,315,70915, 311,2355,166,249
1, 821,101, 504
Aggregate.
3,773 banks.
153,498,82937,542,259
163, 275, 30015, 282, 000
4, 882,250154,535,514236,434, 331140,516,353
32, 572,736
71,900, 287
15,961, 62510,317,12514,029,61617,705,961105, 522,71219, 557,474
934, 648209,116,379104,267,94513,995,0007,139, 5651,106,988
3,510, 094,897
686, 573,015238, 871,425103, 632, 501143.423,298
75,076
1, 765,422,9849, 828,144
4,044, 734352, 046,184178, 607,01817,132, 4886,549,164
3, 510, 094, 897
* Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington,New Orleans, Louisville, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, Minneapolis, St. Paul,Kansas City, St. Joseph, Omaha, and San Francisco.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 47
The following statement has been presented for several years, in-tended to show in a condensed form the principal changes in items ofresources and liabilities of the national banks, comparison being madebetween the conditions existing January 1,1866, and at the date of thelast call for reports from national banks preceding the compilation ofthe Comptroller's annual report:
HIGHEST AND LOWEST POINTS REACHED IN THE PRINCIPAL ITEMS OF RESOURCESAND LIABILITIES SINCE THE ESTABLISHMENT OF THE SYSTEM.
CapitalCapital, surplus and un-
divided profitsCirculationTotal investments in
TJnited States bonds . .Individual depositsLoans and discountsCash:
National-bank notesLegal-tender notes. .Specie
$403,357, 346
January 1,1866.
475, 330,213, 239,
440, 380,520, 212,500, 650,
20,406,187, 846,16, 909,
2041,530
3501741
September30,1892.
$686,573, 015
, 027, 097,1941,143,423, 298
Highest point reached.
Amount.
$686, 573, 015
L, 027, 097,194341, 320, 256
712, 437, 900183,439, 5501, 765,422, 983 1, 765,422, 983
109 2,153,498,829|2,153, 498, 829
442 19,557,474 28, 809, 699548 104, 267,945 205, 793, 579363 209,116, 379 209,116, 379
Date.
Sept.30,1892
. . . . doDec. 26,1873
Apr. 4,1879Sept.30,1892
do
Dec. 31,1883Oct. 1,1886Sept.30,1892
Lowest point reached.
Amount.
$403, 357, 346
475, 330,204122,928, 084
170,653, 050501, 407, 586500, 650,109
11, 841,10452,156,4398,050, 330
Date.
Jan. 1,1866
Do.Oct. 2,1890
Do.Oct. 8,1870Jan. 1,1866
Oct. 7,1867Mar. 11,1881Oct. 1,1875
The capital, surplus, undivided profits, and deposits amounted to$995,542,378 on January 1, 1866, and on September 30, 1892, were$2,792,520,177. The loans and discounts have more than quadrupled,the number of active banks having increased from 1,582 to 3,773. Theholdings of bonds have decreased from $712,437,900, the maximum, to$183,439,550, the latter amount representing an increase of $8,532,000over the preceding year, resulting from accessions of new banks.
The specie held by the banks reached the highest point September30,1892, and amounted to $209,116,379.
The following statement shows by comparison the percentages ofloans and discounts, United States bonds, and specie to the aggregatefund of the banks, composed of capital, surplus, undivided profits, cir-culation, and deposits.
The percentage of circulation to capital, surplus, and undividedprofits has decreased from about 45 per cent in 1866 to 14 per cent in1892.
Loans and discountsUnited States bondsSpecie
Total
1866,
Per cent.41.3236.361.57
79.25
1887.
Per cent.70. 529.987.37
87.87
1888.
Per cent.71.049.87
11.90
92.81
1889.
Per cent.72. 267.806.58
86.64
1890.
Per cent.74.376.447.40
88.21
1891.
Per cent.72.926.416.73
80.06
1892.
Per cent.73.35
6.257.12
86.72
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48 REPORT OF THE COMPTROLLER OF THE CURRENCY.
EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.
Under the provisions of the act of July 12, 1882, eighty-seven asso-ciations applied for and obtained an extension of their corporate exist-ence during the past year. The following table shows the number andcapital of all extended banks and their geographical location:
States and Territories.
AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaGeorgiaIllinoisIndianaIowaIdahoKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMissouri
No. ofbanks.
6225
731158
794546
19
225
5429
204281716
Capital.
$885, 000350, 000
2, 000, 000960, 000
22, 450, 8201, 503,1851, 277, 0001, 750, 0009, 693, 0005, 579, 0004,120,000
100, 000825, 000
6, 411, 5002, 300, 0009, 630, 000
12, 069, 00087, 262, 500
2, 390, 0005, 265, 0003, 775, 000
States and Territories.
MontanaNebraskaNew HampshireNew JerseyNew YorkNorth Carolina..South Carolina..OhioOregonPennsylvania . . .Rhode IslandTennesseeTexasUtahVermontVirginiaWest Virginia . .Wisconsin
Total
$500, 0001, 400, 0004, 905, 000
10, 783, 35072, 772, 460
850, 0001, 460, 000
17,169, 000250, 000
45, 954, 39019, 959, 8002, 260, 000
675, 000500, 000
5, 856, 0002,391,0001, 491, 0001, 985, 000
370, 308, 005
The following table shows how many associations will reach the ex-piration of their corporate existence during a period of. ten years, from1893 to 1902, inclusive, their capital and circulation:
Year.
189318941895189618971898
Num-ber ofbanks .
385776222524
Capital.
$4,701, 0006,768, 000
11,259, 0002,123,8003, 534,0002,479,000
Circula-tion.
$1,982, 9252, 585, 4704, 431, 610
975, 4001,198,2951,153, 350
Year.
18991900190]1902
Total
Num-ber ofbanks .
3447
104206
633
Capital.
$4, 595, 0007, 307,100
13,503,35037,187, 300
107,408,300
Circula-tion.
$2,106,4502, 040, 8303, 485,0007, 292,110
30, 822,415
The number, capital, and circulation of the national banks of whichthe corporate existence expired between October 31, 1891, and October31,1892, are shown in the following table, and the number of extendedbanks is also stated. The corporate existence of eleven associations ex-pired by limitation.
Date.No. ofbanks
expired.Capital.
Circula-tion.
No. ofbanks
jxtended.Capital.
Circula-tion.
1891.
November.December. -
1892.
January...February..MarchAprilMayJuneJulyAugustSeptember .October
Total. 98
$603,900410,000
1,152,000.400,000
1,670, 6002,155, 0001,585, 0031, 010, 0001,160, 000
710,0001, 427, 0001,251, 500
13,535,000
$240,070100,250
562,450189, 000591, 575273, 825245, 250311,850343, 780205,560288, 000180, 000
$500,000260,000
1,152,000400,000
1,435,0002,085,0001,585, 0001,010, 000
930,000710, 000
1,227, 0001,151, 500
$148,00067,500
562,450189,000543,625258, 775245. -""0311,boO244,350205, 560243,000157,500
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 49
The corporate existence of thirty-eight national banks, with an aggre-gate capital of $4,651,000, bonds $1,645,250, and circulation, $1,480,725,will expire during the year 1893, as shown in the following table:
NATIONAL BANKS OF WHICH THE CORPORATE EXISTENCE WILL EXPIRE DURINGTHE YEAR 1893, WITH THE DATE OF EXPIRATION, THE AMOUNT OF CAPITAL STOCKOF EACH BANK, THE UNITED STATES BONDS ON DEPOSIT WITH THE TREASURER,AND THE AMOUNT OF CIRCULATION ISSUED THEREON.
Title and location of bank.Expira-tion of
corporateexistence.
Capitalstock.
UnitedStatesbonds.
Circula-tion.
20752109209320812103209520862087209920912088208920982102210021042112209721112108210621132110212521172116211421202119
211821222124212721262128212921302132
City National Bank, Griffin, GaNational Bank of Barre, YtCity National Bank, Paducah, KyLumberman's National Bank, Muskegon, MichCentral National Bank, Boston, Mass.'.First National Bank, Centerville, Mich.Hibernia National Bank, New Orleans, LaWinnsboro National Bank, Winnsboro, S. C -First National Bank, Denison, TexPhoenix National Bank, Medina, OhioUnion National Bank, Rochester, MinnVeazie National Bank, Bangor, MeLagonda National Bank, Springfield, OhioNoble Co. National Bank, Caldwell, OhioEdgar Co. National Bank, Paris, 111First National Bank, Santa Barbara, CalFirst Ward National Bank, Boston, MassLime Rock National Bank, Rockland, MeManufacturers' National Bank, Boston, MassUnion Market National Bank, Watertown, Mass. . .First National Bank, Missoula, MontFirst National Bank, Ashburnham. MassWyoming National Bank, Laramie, WyoFirst National Bank, Chippewa Falls, WisHome National Bank, Ellenville, JNr. YGriggsyille National Bank, Griggsville, 111First IS ational Bank, Fayetteville, TennFirst National Bank, Chelsea, Vt ,First National Bank of Marshall County, Plymouth,
Ind.First National Bank, Austin, TexFarmers' National Bank, Owatonna, MinnDecatur National Bank, Deeatur, 111State National Bank, Memphis, TennFirst National Bank, Lincoln, 111First National Bank, Shelby ville, 111First National Bank, Central City, ColoFirst National Bank, Red Oak, IowaKellogg National Bank, Green Bay, Wis
1893.Jan. 2Jan. 11Jan. 14Jan. 16Jan. 21Jan. 22Jan. 29Jan. 31Jan. 31Feb. 10Feb. 12Feb. 18Mar. 15Mar.Mar,Mar.Mar.Mar.Apr.Apr.Apr.Apr.Apr. 30May 1May 6June 2June 9June 10June 19
June 25June 30July 16July 26July 29Sept. 1Sept. 15Sept. 24Dec. 23
$56, 000100,000200, 000100, 000500, 00050, 000300,00075, 000150, 00075, 00050,000100,000100,00060,000100, 000100, 000200, 000105, 000500,000100, 000150, 00050, 000ioo,ooo100,000100, 00050, 00060,00050, 00050,000
160, 00075,000100,000250, 000100,00075, 00050,00050,00060,000
$14, 00060, 000200,00025, 00050, 00012, 500150,00019,00050, 00019,00012, 50025, 00093, 00060,00025,00025,00050, 00040, 000190, 00025,00037, 50050, 00025,00025,00025, 00012, 50015,00012, 50012, 500
50, 00019, 00025, 00050,00075, 00018,75012,50020,00015,000
$12, 6005,400
180, 00022, 50045, 00011,250125,00017,10045, 00017,10011, 25022, 50083,70054,00022, 50022,50045, 00036, 000171, 00022, 50033,75045, 00022, 50022,50022,50011,25013,50011,25011,250
45,00017,10022, 50045, 00067, 50016, 87511, 25018, 00013,500
4, 651,000 1, 645, 250 1,480,725
CIRCULATING NOTES.
The actual circulation outstanding on September 30, 1892,. for whichthe banks were responsible was $147,191,593, this amount being exclu-sive of $25,595,167 also in circulation but represented by lawful moneydeposited by the banks for redemption of notes whenever presented tothe Treasurer of the United States.
The minimum deposit of bonds required of the 3,773 national banksin operation September 30, 1892, was $107,064,207, upon which only$96,357,787 of nationa -bank circulation could be issued. These banksheld on September 30, ^163,275,300 of bonds, and were actually respon-sible for $50,589,983 of circulation more than the minimum. It is notimperative upon banks to take circulation, and a few do not avail them-selves .of the privilege.
Of the 3,773 banks 2,737 have a capital not exceeding $150,000 norless than $50,000, which is the lowest amount any bank in the systemmay have, the aggregate capital amounting to $221,057,830. The re-
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50 REPORT OF THE COMPTROLLER OF THE CURRENCY.
maining 1,036 have a. capital of over $150,000 each, the aggregateamounting to $465,515,185. If an amount of bonds equal to the totalcapital were deposited to secure circulation the whole body of banksmight havfc a circulation amounting to $617,915,714, or $521,557,927more than the present minimum. A table in the Appendix, page 148,shows by States and geographical divisions this information in detail.
In preceding reports a table was presented showing what advantagewas taken by newly organized banks of the provisions of section 8 ofthe act of July 12, 1882, fixing a minimum requirement with respect tothe amount of bonds to be deposited. The percentage of excess is nowso small that a perpetuation of the table does not seem necessary.During the year ended June 30, 1892, 177 banks were organized andcommenced business; 106 having a capital of $50,000 each, aggregat-ing $5,300,000; 55 with a capital of over $50,000 and not exceeding$150,000, aggregating $5,430,000; and 16 with an aggregate capital of$5,150,000. Only 4 of the 161 banks with a capital of $150,000 or underdeposited bonds in excess of the requirement. The 16 banks with acapital of over $150,000 each, deposited the exact amount of bonds re-quired.
The following table shows by comparison for nine years the amountsof lawful money deposited and the consequent decrease or increase ofcirculation:DECREASE OR INCREASE OF NATIONAL-BANK CIRCULATION DURING EACH OF THE
YEARS ENDED OCTOBER 31, FROM 1884 TO 1892, INCLUSIVE, AND THE AMOUNTOF LAWFUL MONEY ON DEPOSIT AT THE END OF EACH YEAR.
National-bank notes outstanding October 31, 1883, in-cluding notes of national gold banks $352,013, 787
Less lawful money on deposit at same date, including de-posits of national gold banks 35, 993,461
$316, 020, 326National-fcank notes outstanding October 31, 1884, includ-
ing notes of national gold banks 333, 559,813Less lawful money on deposit at same date, including de-
posits of national gold banks ^ 41,710,163291,849,650
Net decrease of circulation 24,170,676
Net outstanding as above, October 31, 1884 '. 291, 849, 650National-bank notes outstanding October 31,1885, includ-
ing notes of national gold banks 315, 847,168Less lawful money on deposit at same date, including de-
posits of national gold banks 39,542,979276,304,189
Net decrease of circulation 15,545,461
Net outstanding as above, October 31, 1885 - 276,304,189National-bank notes outstanding October 31, 1886, includ-
ing notes of national gold banks 301, 529, 889Less lawful money on deposit at same date, including de-
posits of national gold banks 81,819,233219,710,656
Net decrease of circulation 56, 593, 533
Net outstanding as above, October 31, 1886 219,710, 656National-bank notes outstanding October 31, 1887, includ-
ing notes of national gold banks 272,041,203Less lawful money on deposit at same date, including de-
posits of national gold banks 102,826,136169,215,067
Net decrease of circulation 50,495, 589Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 51
Net outstanding as ahove, October 31, 1887 $169, 215,067National-bank notes outstanding October 31,1888, includ-
ing notes of national gold banks $239, 385, 237Less lawful money on deposit at same date, including
deposits of national gold banks 87,018,909152,366,328
Net decrease of circulation 16,848, 739
Net outstanding as above, October 31,1888 152, 366, 328National-bank notes outstanding October 31, 1889, includ-
ing notes of national gold banks 202, 023, 415Less lawful money on deposit at same date, including
deposits of national gold banks 71, 816,130130,207,285
Net decrease of circulation 22,159,043
Net outstanding as above, October 31, 1889 130, 207,285National-bank notes outstanding October 31,1890, includ-
ing notes of national gold banks 179, 755, 643Less lawful money on deposit at same date, including
deposits of national gold banks 54, 796,907124,958,736
Net decrease of circulation 5,248,549
Net outstanding as above, October 31, 1890 124, 958, 736National-bank notes outstanding October 31, 1891, includ-
ing notes of national gold banks 172,184,558Less lawful money on deposit at same date, including
deposits of national gold banks 35,430,721136,753,837
Net increase of circulation 11,795,101
Net outstanding as above October 31, 1891 136,753,837National-bank notes outstanding October 31, 1892, includ-
ing notes of national gold banks 172, 432,146Less lawful money on deposit at same date, including
deposits of national gold banks 25,191, 083147,241,063
Net increase of circulation 10,487,226
The gross increase of circulation, including the notes of gold banksand those of failed and liquidating associations, was $247,588.
BANKS WITHOUT CIRCULATION.
A few national banks have never issued circulating notes. Someothers have deposited lawful money and surrendered their circulation.A list of these banks with capital and bonds is as follows:
Title of bank.
Chemical National Bank, New York, N. T . . . .Mechanics' National Bank, New STork, N. Y ..Merchants' National Bank, New York, N. Y..National City Bank, New York, N. YNational Park Bank, New York, N. YNational Bank of Washington, D. CChestertown National Bank, Chestertown, MdMrst National Bank, Butte, MontFirst National Bank, Houston, TexCitizens' National Bank, Englewood, N. JNational Bank of Cockeysville, Md
Capital. Bonds.
$300,0002, 000, 0002, 000, 0001, 000,0002, 000, 000
200, 00060,000100, 000100,00050, 00050, 000
$50,00050,00050,00050,00050,00050,00012, 50025, 00025, 00012, 50012,500
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52 REPORT OF THE COMPTROLLER OF THE CURRENCY.
SECURITY FOR CIRCULATING NOTES.
The security for circulating notes of national banks is limited toUnited States registered bonds bearing interest, and the followingtable shows the amount of such bonds held by the Treasurer of theUnited States as security on June 30 of each year from 1865 to 1892,inclusive, and the amount owned and held by the banks for other pur-poses, including those deposited with the Treasurer to secure publicdeposits :
Tears
1865 . .1866. .1867. .1868 . .1869 . .1870. .1871 . .1872. .1873 . .1874. .1875 . .1876. .1877 . .1878. .1879. .1880. .1 8 8 1 . .
1882. .
1883 . .
1884
1885. .1886 . .1887 . .1888. .1889. .1890 . .1891 . .
1892. .
United States bonds held as security for circulation.
6 per centbonds.
$170,382, 500'241,083, 500251,430, 400250, 726, 950255,190, 350247, 335, 350220, 497, 750173,251,450160,923, 500154, 370, 700136, 955,100109, 313,45087, 690,30082,421, 20056, 042, 80058, 056,15061,901,800
Continued a tdh per cent .
25,142, 600
385,7OoJ
Pacifies:3, 520, 0003, 565, 0003,175,0003,181, 0004,324, 0004, 913, 0007, 957,000
11, 600,000
5 per centoonds.
$65,576, 60086,226, 85089,177,10090, 768, 95087,661, 25094,923, 200
139, 387, 800207,189, 250229, 487, 050236, 800, 500239,359, 400232,081,300206, 651,050199,514, 550144,616, 300139, 758, 650172,348, 350
Continued a t3£ per cent .
202,487,6507,402,800)
3 per cen t s : >200, 877,850)172,412, 550
142,240, 850107, 782,100
5, 205,95037,500
4£ per centbonds.
$44, 372, 2504-S, 4-1.X. G5035,056, 55037, 760, 95032,600, 500
32, 752, 650
39,408, 500
46, 546,400
48, 483,05050, 484, 20067, 743,10069, 670, 30042,409, 90039, 486, 75022, 565, 950
Continued a t2 per cent .21, 825,350
4 per centbond 8.
$19.162, 000118, 538, 950126, 076,30093,637,700
97,429, 800
104,954, 650
111, 690,900
117,901, 300114,143,500115, 842, 650105,423,850101, 387, 550100,828,550111, 985, 950
129,764,700
Total.
$235,959,100327, 310, 350340,607, 500341, 495, 900342,851,600342, 278, 550359,885, 550380,440, 700390, 410, 550391,171, 200376, 314, 500341, 394, 750338, 713, 600349, 546,400354,254, 600361,652, 050360,488,400
357,812, 700
353,029,500
330, 649, 850
312,145, 200275, 974, 800191, 966, 700178, 312, 650148,121,450145,228, 300142,508, 900
163,190,050
UnitedStates
bonds heldfor other
purposes atnearest
date.
$155, 785, 750121,152, 95084, 002, 65080, 922,50055,102,00043, 980, 60039,450, 80031,868,20025, 724,40025,347,10026, 900, 20045,170, 30047,315, 05068,850,90076,603, 52042,831, 30063, 849, 950
43,122, 550
34,094,150
31, 203, 000
32,195,80031, 345, 55033,147, 75063,618,15051, 642,10035, 287,35030,114,150
20,301,600
Grandtotal.
$391, 744, 850448,463,1500424,610,150422,418, 400397, 953, GOO386, 259.150399, 336, 350412,308,900416,134,150416, 518, 300403, 214, 700386. 565, 050386,028, 650418, 397, 300430,858.120404,483, 350424,338, 350
400, 935, 250
387,123, 650
161, 852, 850
344,341, 000307,320, 350224,814, 450241,930, 800199,763, 550180,515, 650172, 623,050
183,491,650
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 53
The folio wing table gives similar information for the years endedOctober 31, from 1882 to 1892, inclusive. An examination of this andthe foregoing table will disclose the changes which have occurred inthe holdings of the several classes of bonds by the banks:
Year.
1882.
18831884188518861887188818891890
1891
1892
Num-ber ofbanks.
United States bonds held as security for circulation.
4 | per centbonds.
2, 301 $33,754,650 $104,927,500
2,522
2, 67l|2, 727 j2, 8683,0613,1513, 3103,567
3,694
3,788
41, 319,700
49, 537,45049,547,25057,436, 85069, 696,10066,121, 75041, 066,15028,110, 700[ 199,400I ContinuedI at 2 p. ct.21,648,10021,897,850
4 per ceibonds.
cent
106,164,850
116,705,450116, 391, 650115, 383,150115,731,400100,413, 600100, 049, 000105,402, 200
>120, 858, 850
131,133,150
cent
;$40,621, 950;'179, 675, 550^ *602,000?•201, 327, 7005155, 604,400138,920, 65069, 038, 050
14.4,500
$3,526,000 $362, 505,650 $37,563,750 $400,069,400
674,050 383,551,350
Pacific 6per centbonds.
3,463,
3,469,3,505,3, 586,3, 256,3, 468,4,553,6,672,
10,244,000
11,852,000
Total.
UnitedStates
bonds heldfor otherpurposesat neaiest
date.
352,877,300325, 316,300308, 364,550245,444,050188,828,000170, 003, 350145, 668,150140,190,900
152,950,350
164,883, 000
Grandtotal.
419, 600780,100431,400671, 350715,050501,200684,000
24,871,950
20,164,250
355, 735, 900340,144,050277,875,450223,499, 350230,718,400194,169,350170,874,900
177,822,500
185,047,250
* Three and one-half per cent.
A table will be found in the Appendix, page 130, showing on the firstday of each month, from January 1, 1871, to November 1,1892, theamount of authorized capital stock of the national banks, the amountof bonds on deposit to secure circulation, the amount of circulationsecured by the bonds, the amount of lawful money deposited to redeemoutstanding circulation, and the total amount outstanding, includingnotes of gold banks.
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54 EEPORT OF THE COMPTROLLER OF THE CURRENCY.
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES.
The public debt reached the maximum August 31, 1865, andamounted to $2,844,649,626. The noninterest-bearing obligationsamounted to $461,616,311, the interest-bearing debt being $2,383,033,3^ 5.On October 31,1892, the interest-bearing debt amounted to $649,655,532.
The classes of bonds available as security for the circulating notesof national banks are shown in the following table, dates of authorizingacts, maturity of bonds, and rates of interest also being given:
BONDED DEBT AT DATES NAMED.
Date. 6 per cent. 5 per cent. 4£ per cent.*] 4 per cent.t 6 per cent 4 Total.
Aug. 31,1865.June 30,1866.June 30, 1867.June 30, 1868.June 30, 1869.June 30, 1870.June 30, 1871.June 30, 1872.June 30, 1873.June 30, 1874.June 30, 1875.June 30, 1876.June 30, 1877.June 30, 1878.June 30, 1879.June 30, 1880.June 30,1881.
June 30, 1882...
June 30,1883.
June 30,June 30,June 30,June 30,June 30,June 30,June 30,June 30,
1884.1885.1886.1887.1888..1889..1890..1891.
June 30,1892.Oct. 31, 1892.
$908, 518,0911,008,388,4691,421,110,7191,841,521, 8001,886,341,3001,764,932,3001,613,897,3001,374, 883, 8001,281, 238, 6501,213,624, 7001,100, 865,550984,999, 650854,621,850738,619, 000310,932,500235, 780,400196,378,600
Continued at3i per cent.
58,957,150
$199,792,100198, 528, 435198,533,435221,588,400221, 589,300221,589, 300274,236, 450414,567, 300414,567, 300510, 628, 050607,132, 750711,685, 800703,266, 650703,266, 650646,905,500484,864, 900439,841, 350
Continued at3£ per cent.
401, 593,90032,082,600
Funded into3 per cents.,act Julv 12,1882.304,204, 350224,612,150194,190, 500144,046, 60019, 716,500
$140, 000, 000240, 000, 000250,000, 000250,000,000250,000,000
250, 000, 000
250, 000,000
250,000,000250, 000, 000250,000, 000250,000, 000222, 207,050139,639,000109, 015, 750
50, 869,200Continued at
2 per cent.25,364, 50025,364,500
$98, 850,000679,878,110739,347, 800739,347, 800
739,349,350
737,942,200
737, 661, 700737,719,850737,759,700737,800,600714,177,400676, 095, 350602,193, 500559, 566,000
559, 581,250559, 589, 200
$1,258, 0006, 042, 00014, 762, 00029, 089, 00058, 638, 32064, 457, 32064, 618,83264,623, 51264,623, 51264, 623,51264, 623, 51264, 623,51264,623, 51264,623,51264, 623,51264,623, 51264, 623,512
64,623,512
64,623,512
64,623,51264, 623,51264,623,51264, 623, 51264, 623,51264, 623,51264, 623, 51264, 623,512
64, 623, 51264,623,512
$1,109, 568,1911,212,958,9041, 634, 406,1542,092,199, 2002,166,568, 9202,050, 978,9201,952,752,5821, 845, 074, 6121,760,429,4621, 788, 876, 2621, 772, 621,8121,761,308,9621,761,512,0121,846, 359,1621,952, 339, 6221,774,616, 6121, 680,191,262
1,514,433,912
1,388,852,602
1,276,987,3621, 246, 533, 8621,196,429, 8121, 072,140, 6121,001, 007,962880,357,862775,832, 762675,058, 712
649,569,262649,577,212
* Funded loan 1891; authorizing act July 14, 1870, and January 20, 1871; date of maturity, 1891.t Funded loan 1907; authorizing act July 14, 1870, and January 20,1871; date of maturity, 1907.
to thethe table.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 55
MARKET PRICES OF UNITED STATES BONDS.
The following statement prepared by the Actuary of the Treasuryexhibits the market prices of United States bonds during the year cov-ered by this report. The 2 per cents have steadily remained at par,with slight fractional increase during the month of October. Thefluctuations in 4 per cents were not marked, the price with few ex-ceptions having gradually declined about 2 per cent.
OPENING, HIGHEST, AND LOWEST PRICES OF UNITED STATES REGISTERED 2 PERCENT AND 4 PER CENT BONDS, IN NEW YORK, FOR EACH WEEK FROM NOVEM-BER 6, 1891, TO OCTOBER 28, 1892.
Week ended—
November 6,1891 . .November 13,1891 .November 20,1893 .November 27,1891 .December 4,1891...December 11,1891..December 18,1891..December 25,1891..January 1,1892January 8,1892January 15,1892January 22,1892January 29,1892February 5,1892 . . .February 12,1892 . .February 19,1892 ..February 26,1892 ..March 4,1892March 11,1892March 18,1892March 25,1892April 1,1892April 8,1892April 15,1892April 22,1892April 29,1892May 6,1892May 13,1892May 20,1892May 27,1892June 3,1892June 10,1892June 17, 3892June 24,1892July 1,1892July 8,1892July 15,1892July 22,1892July 29,1892August 5,1892August 12,1892August 19,1892August 26,1892September 2,1892..September 9,1892 ..September 16,1892 .September 23,189 2.September 30,1892 .October 7,1892October 14,1892....October 21,1892October 28,1892
2 per cent.
Opening. Highest.
100100100100100*100100ft100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100
101101*100100*100*100lOOf10010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010041004100*100*
Lowest.
99*100100|100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100300100100
iooi100*100*
4 per cent.
Opening.
116*117116*-117§116*-116§1164-117116 -116|116 -116|116 -116|115!116*
116J-117116 -116f116^-116!116 -116!115*-116*115*-116*1151-1161114!-115*114 -115*114 -115*113*-115113*-115114§-H5f114§-115*114|115!
Highest.
116 -116!116 -116!116 -116;116 -116116 -116|116 -116|116 -116]1151-116!
117
116^-116116 -116
f114J-11114 -115§114 -115|113*-115114§-115f
! |1141-115!
Lowest.
116 -117116 -117116 -117116!-117!116J-1171161-11741164-117116*117!
*116 -116
* i116^-117116"-116|1164-116!11511164
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56 REPOKT OF THE COMPTROLLER OF THE CURRENCY.
INVESTMENT VALUE OF UNITED STATES BONDS.
The investment value of United States bonds increases as the rela-tive market price declines, and the following statement, also preparedby the actuary of the Treasury, exhibits the fluctuations in price andinvestment value of the 4 per cents from 1885 to 1892 inclusive. Acomparison will show the exact increase or decrease in investmentvalue for each quarterly period. The Government was not a purchaserof bonds during the year, but of $4,601,500 of 4J per cents, which wereoutstanding on November 1,1891, and on which interest had ceased atdate of maturity, all but $983,800 were presented for redemption. Allof this class of bonds which were held by the national banks as securityfor their circulation have been withdrawn. The total withdrawals fromthe three classes of bonds available as security for circulation duringthe year were $4,387,600. Of this amount $807,950 was deposited insubstitution. Table on page 52 shows the net increase of bonds de-posited during the year.
Date.
4£ per cent bonds.
Averageprice flat.
Rate of in-terest real-
ized byinvestors.
4 per cent bonds.
Averageprice flat.
Eate of in-terest real-
ized byinvestors.
1885:January .April . . . .JulyOctober..
1886:January .AprilJulyOctober ..
1887:January .April . . . .Ju ly . . . . .October..
1888:January .April . . . .JulyOctober..
1889:January .April . . . .July . . . .October..
1890:January .AprilJulyOctober..
1891:January .April . . . .JulyOctober..
1892:January.April...JulyOctober..
Per cent.112.7788112.4350112, 7525112.9421
112.7000112.4759111. 8156111. 9855
110.2775110.1947109.1475108.5553
108.2375107.1025107. 5175108.4213
108.9255108.1848107.0048105.8241
104.7885103. 7500103.3825104.1296
103.1106101.7596100.3846
Per cent.2.6552.4882.3652.250
2.2082.1502.1492.003
2.2902.0192.3402.339
2,2892.4782.1951.693
1.2541.2401.4211.645
1. 8562.1511.9660.409
0.4241.3635.971
.2 per cents at par.
Per cent.121.9086121. 8028122. 6462123.4004
123. 4325126. 2980126. 4975128.6659
127.8325129.2451127.8425125. 7885
126.1275124.6400127.4825128.1204
127.2837129.1902128.3894127.1944
125.6178122.1175122. 3200123.5602
120.9279122. 0264117. 3317116.7546
116. 6719116.1575116.4557115.0978
er cent.2.7262.7212.6682.619
2.6072.4442.4202.289
2.3202.2272.2842.390
2.3412.4492.2302.178
2,2082.0802.1092.160
2.2362.4352.4072.309
2.4632.3722.6762.701
2.6932.7152.6772.766
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 57
ISSUES AND REDEMPTIONS.
The following table gives the number and amount of national-banknotes of each denomination which have been issued and redeemed sincethe organization of the system, and the amount outstanding October 31:
Denominations.Number of notes—
OnesTwosFivesTensTwentiesFiftiesOne hundredsFive hundreds...One thousands...
Issued. Eedeemed. Outstanding.
23,169,6777,747,519
115,438,06049,153,06015,419,4712,041,7111,563,151
23,8947,379
22, 8C6, 3487, 658, 053
105,443, 67443, 717, 67013, 372,5871,858, 3341,394, 398
23, 5887,345
363, 32989, 466
9,994,3865, 435, 390
* 2,046, 884183, 377168,753
30634
Amounts—
Issued.
$23,169,67715,495, 038
577,190, 300491, 530, 600308, 389,420102,085, 550156, 315,10011, 947,0007,379,000
Total 214,563,922 196,281,997 18, 281, 925 1,693, 501,685Unpresented fractions of notes to be deducted from notes redeemed
and added to amount on notes outstanding
Total.
Redeemed. Outstanding
$22,806,348.0015, 316,106.00
527,218, 370. 00437,176,700.00267, 451, 740.0092, 916, 700.00
139,439, 800.0011, 794, 000. 007,345,000.00
1, 521,464,764.00
27, 010. 25
1,521,437,753.75
$363,329.00178,932,00
49,971, 930.0054,353,900.0040, 937, 6?0.009,168,850.00
16, 875, 300.00153,000. 0034,000.00
172, 036,921.00
27, 010.25
172,063, 931.25
The apparent discrepancy in the amount of circulating notes out-standing October 31, which will appear when the several statements inthis report are compared, is explained as follows:
In the table on this page notes of national gold banks amounting to$104,952 are not included, and the table on page 51 includes $263,263,representing notes of other banks redeemed and destroyed, to be reis-sued.
The total issues of incomplete currency during the year are shown bythe vault account, as follows:National-bank currency in vault October 31, 1891 $43, 035, 720Amount received from the Bureau of Engraving and Printing during the
year ended October 31, 1892 '. '. 53, 854, 670
Total 96,890,390Amount issued to banks during the year $49,951, 350Amount withdrawn from vault for cancellation 1, 615, 640
51,596,990
Balance in vault October 31,1892 45,293,400
The following table shows the amount of new currency issued toreplace notes redeemed and destroyed under the provisions of the actof June 20,1874, the amount issued to replace notes redeemed by lawfulmoney deposited under the act of July 12, 1882, and the amount issuedto both old and new banks upon bonds deposited for the purpose ofobtaining additional circulation. The table also shows the amount ofcirculation redeemed under the act of June 20,1874, establishing the Na-tional-bank Eedemption Agency of the Treasury at Washington:
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58 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING BY STATES THE AMOUNT OF f'ADDITIONAL CIRCULATION" ISSUEDAND RETIRED DURING THE YEAR ENDWD OCTOBER 31, 1892, AND TOTAL AMOUNTISSUED AND RETIRED SINCE JUNE 20; 1874.
States and Territories.
Circulation issued.
Under actof July 12,
1882.Additional
Totalissued.
Circulation retired.
Under actof June 20,
1874.
Insolventand
Liquidatingbanks.
Totalretired.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichigan"WisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoIdahoMontana..WyomingNorth DakotaSouth DakotaWashingtonCaliforniaU.tah TerritoryNew Mexico Territory.Arizona TerritoryOklahoma TerritoryIndian TerritoryAlaska Territory
$10$39, 370192,155103,510
1,997,7001,512, 290
306, 000849,835
84, 3461, 774, 750
$39,370192,165103,510
1,997,7001,512,290
306, 000849, 83585,345
1, 774,750
303,750 303, 750
45, 00078,75064,100
533,75022,51022, 500
45, 00078,75064,100
533, 75022, 51022,500
$304, 616204,84596,870
1,399,750161,235533,790
1, 270, 624352,581948, 428115, 860135,907
114,94537,12023, 5651,485
23,345
13,260
135, 000423,420
135,000423, 420
9992,210
8 120
433,80058, 51045, 000
2, 852,910377,350241,750
72, 090227,170250,860175,51056,240
201,280
434, 79960, 72045, 000
2,852,910377, 350241,75072,090
227,170250, 860183, 63056,240
201,280
125,11019,93014,500
155,47118, 08250, 270
740,578241,438
30, 24532,87058,89069, 04714, 46032,63015,290
$137,86096,18198,128
972, 937259,195292,447866, 923169,136866,910
29, 600163,551
5,06151,26737,03427,77023,58041,0111,910
54,064100
36, 64145, 31411,040
189, 95570,34473, 504
391,171178, 692141,920162,63456,92276,94261,991
148,89144,489
TotalSurrendered to this office
and retiredFrom June 20,1874, to Octo-
ber 31,1891Surrendered and retired
same dates
Grand total October31,1892
12,338
20,250176,85033, 74022, 50024, 75033,750
20,250176,85033, 74022, 50024, 75033,750
46, 526460
4,8002,630
236,23567, 50011,25022, 50022,50022,50035,990
236, 23567, 50011,25022, 50022, 50022, 50035, 990
71, 93518,230
13,711,526 13,723,864
258,942, 523 286,871,426
272, 665,387
7,401,620
294,273,046
6,94019,9805,5113,031
405,23018,45520,85527,760
1229,952560
1,910
6,005,461
133,809,591
139,815,052
$442,476301,026194,998
2,372,687420,430826,237
2,137,547521, 717
1,815, 338145,460299,4585,06266,21274,15451,33525, 06564,3561,91067,324
100161,75165, 24425,540345,42688, 426123,774
1,131,749420,130172,165195, 504115,812145, 98976,451181,52159,779
6,94066,5065,9717,8312,6705,23018,45620, 85599,69518,3529,952560
1,910
13,407,081
86,310
420,681,017
16,257,568
450,431,976
Notes of gold banks are not included in the above table.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 59
Of the total circulation issued as shown by the foregoing table,$2,867,620 were issued to banks organized during the year or just priorto November 1, 1891, and $10,856,244 to other banks which depositedbonds for the purpose of increasing their circulation. The provisionsof law relating to the redemption of national-bank circulation remainas heretofore, a redemption fund of 5 per cent on the total circulationbeing maintained with the Treasurer of the United States, and a prorata annual assessment paid as the cost of redemption, amounting to$1,464 on each $1,000 during the year ended June 30, 1892.
During the past year the receipts of the National-bank EedemptionAgency amounted to $70,434,334, of which amount $31,218,977, or 44per cent, was received from New York City. The amount receivedfrom Boston was $8,475,354; from Philadelphia, $5,053,891,- from Chi-cago, $5,052,376; from Cincinnati, $2,138,337; from Baltimore,$2,100,453; from St. Louis, $1,224,285; from New Orleans, $936,217;from Providence, $924,501; and from Pittsburg, $495,629.
Of the total amount received during the year, notes representing$18,583,320 were fit for circulation and returned to the banks originallyissuing them.
The following table exhibits the amount of national-bank notes re-ceived monthly for redemption by the Comptroller of the Currency dur-ing the year ended October 31, 1892, and the amount received duringthe same period at the redemption agency of the Treasury, togetherwith the total amount received since the passage of the act of June 20,1874:
Months.
November, 1891December, 1891January, 1892February, 1892March, 1892April, 1892Ma,v,1892June, 1892July,1892August, 1892September, 1892October, 1892
TotalReceived from June
20,1874, to October31,1891
Grand total
Received by the Comptroller of the Currency.
For na-tional banks
in connectionwith reduc-
tion of circu-lation and
replacementwith new
notes.
$6, 9801,6601,490
5409,290
403,890
3014,420
2050
450
From the redemption agency.
For re-placementwith new
notes.
$2,916,7702, 934, 2603, 324, 8703, 862,8453, 263, 0802, 871, 5653, 059, 7003, 275, 9202, 967,1802, 485,1002, 331, 0263, 098, 806
38,860 i 36,331,122
16,814,435 |874,464,560
16, 853,295 910,795, 682
For reduc-tion of
circulationunder
act of J u n e20,1874.
$1, 067,176835, 288926, 385914,762687, 684526, 877521, 615525, 510467, 555307, 080314,187307,500
7, 401, 619
286,813,126
294, 214, 745
Insolventand
liquidatingnationalbanks.
$686, 898559,969560, 537603,401517, 389510, 418500,169491, 532446, 815332, 246411,189384,898
6, 005, 461
133, 684,600
139, 690, 061
Total.
$4, 677,8244,331,1774, 813, 2825, 321,5484, 477,4433, 908, 9004,085,3754, 292, 9923, 895, 9703,124, 4463,056,4523,791,654
Receivedat the
United StatesTreasury
redemptionagency.
$5,013,8205, 909,3347, 788, 4846, 066,1775, 276, 6555, 639, 7556,357, 3996, 323, 8496,191, 0465, 352, 8125, 296, 0375,218,966
49,777,063 | 70,434,334
1,311,776,721 2,119,677,706
1, 361, 553, 784 2,190,112, 040
Notes of gold banks are not included in the above table.
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60 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The following table exhibits the amount of national-bank notes re-ceived at this office and destroyed yearly since the establishment of thesystem:
Prior to November 1, 1865 $175,490During year ended October 31—
1866 1,050,3821867 1 3,401,423186818691870187118721873187418751876187718781879.1880
4, 602,8258, 603, 72914, 305, 68924, 344, 04730,211,72036,433,17149, 939, 741137, 697, 69698, 672, 71676, 918, 96357, 381, 24941,101, 83035, 539, 660
During year ended October 31—188i/...". «18821883188418851886188718881889189018911892
Additional amount of insolvent andliquidating national banks
Total.
$54,941,13074,917, 61182,913,76693,178,41891,048,72359,989, 81047, 726,08359, 568, 52552, 207, 62744, 447,46745,981,46343, 885,319
150, 246,189
1,521, 433,462
Notes of gold banks are not included in the above table.There "was in the vault of the redemption division of this office, awaiting destruction, at
the close of business October 31, 1891 $241,300.00Received during the year ended October 31,1892 49,788, 948.00
Total 50,030,248. 00Withdrawn and destroyed during the year 49, 902, 665.50
Balance in vault October 31,1892. 127,582.50
REDEMPTION OF NOTES OF BANKS REDUCING CIRCULATION, OF THOSE IN VOLUNTARYLIQUIDATION, AND OF FAILED BANKS, UNDER THK ACT OF JUNE 20, 1874, AND OFBANKS THE CORPORATE EXISTENCE OF WHICH HAS BEEN EXTENDED UNDER THEACT OF JULY 12, 1882.
No change has occurred in the provisions of law with respect to areduction of the outstanding circulation of an association upon thedeposit of lawful money with the Treasurer of the United States in asum not less than $9,000, nor in the provisions of the act of July 12,1882, requiring a deposit of lawful money for the retirement of the oldcirculation of such banks within a period of three years. Under theseprovisions of law $458,024,277 of lawful money has been deposited withthe Treasurer on account of liquidating and insolvent banks, including$2,663,720 deposited for the redemption of notes of national gold banksand $97,714,449 for the redemption of national-bank notes under theact of July 12,1882. Durin g the year ended October 31,1892, $1,063,300in lawful money was deposited by banks reducing circulation, $1,341,880by banks in voluntary liquidation, $12,328 by extended banks retiringold circulation, and $761,820 on account of insolvent banks, making atotal of $3,179,328.
The total amount deposited prior to and under the acts of June 20,1874, and July 12, 1882, is $472,269,087, and of this $73,792,900 wasdeposited by banks in liquidation. Deducting the amount of circulatingnotes redeemed and destroyed without reissue, which was $447,078,004,from the total deposit, there remained in the hands of the Treasurer,on October 31,1892, $25,191,083 in lawful money for the redemptionand retirement of national-bank circulation, including $104,952 for theredemption of outstanding circulating notes of national gold banks.
Prior to June 20, 1874, $10,431,135 of national-bank notes were re-deemed and destroyed without reissue, and $436,646,869 have been soretired since that date. In the latter amount are included $2,558,768 ofthe notes of national gold banks and $82,081,203 of notes of associationswhich extended their corporate existence.
Under the act approved February 14, 1880, authorizing the conver-sion of gold banks and extending to them all the privileges applicableDigitized for FRASER
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 61
to any national-banking association, the national gold banks eitheravailed themselves of the opportunity thus afforded to convert or passedout of existence. As stated elsewhere, there still remains on depositwith the Treasurer of the United States in lawful money $104,952 forthe redemption of notes issued by national gold banks which are stilloutstanding.
TAX UPON CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS.
ftb change has occurred in the provisions of law requiring nationalbanks to pay a semi annual duty of one-half of 1 per cent upon theaverage amount of their notes in circulation, and expenses incident tothe redemption of such notes annually determined by the Treasurer ofthe United States, and a pro rata assessment levied upon the banks,based upon the exact status of each with respect to the amount redeemed.The banks pay the fees allowed to national-bank examiners, as ascer-tained under the law, by means of drafts forwarded to the Comptroller,who in turn remits the proceeds to the examiners as their reports arereceived and accounts rendered. The amounts collected from the banksduring the fiscal year from these sources and for the expense connectedwith the preparation of plates for circulation were as follows:Semi-annual duty on circulation $1,331,287.26Cost of redemption of notes by the United States Treasurer 100,593.70Assessment for cost of plates, new banks 15, 700.00Assessment for cost of plates, extended banks 8,100.00Assessment for examiners7 fees (sec. 5240, Revised Statutes) 161,983.68
Total 1,617,664.64
The following table is a comparative statement of taxes assessed assemi-annual duty on circulation, cost of redemption of notes, cost ofplates, and examiners' fees for the past ten years:
Years.
1883188418851886188718881889189018911892
Total....
Semi-annualduty on cir-
culation.
$3,132, 006.733,024, 668. 242, 794, 584. 012, 592,021. 332,044, 922. 751, G16,127. 531,410, 331.841,254, 839. 651,216,104. 721,331,287.26
20,416,894.06
Cost of redemp-tion of notes
by theUnited States
Treasurer.
$147, 592.27160,896. 65181, 857.16168, 243.35138, 967. 00141,141.48131,190.67107,843. 3999, 366. 52
100, 593.70
1,377, 692.19
Assessmentfor cost ofplates, new
banks.
$25, 980.0018, 845. 0013 150. 0014,810.0018, 850.0014,100.0012,200. 0024,175. 0018, 575. 0015,700. 00
176,385.00
Assessmentfor cost ofplates, ex-
tendedbanks.
$34,120.001,950. 00
97, 800.0024.825. 001, 750. 003, 900.00
575. 00725.00
7,200.008,100.00
180,945. 00
Assessmentfor exam-iners' fees(sec. 5240,
K.S.).
$94, 606.1699, 642.05
107, 781. 73107, 272.83110, 219.88121,777.86130, 725.79136, 772.71138, 969.39161,983.68
1,209,752.08
Total.
$3,434, 305.163, 306, 001.943,195,172.902, 907,172. 512, 314, 709.631, 897, 046.871, 685, 023.301, 524, 355. 751,480, 215.631, 617, 664.64
23,361,668.33
iMor to the act of March 3,1883, the banks were required to pay atax on capital and deposits in addition to that on circulation. The totaltax collected on capital amounted to $7,885,887.74; on deposits,$60,940,067.16; and up to July 1? 1892, $72,670,412.30 on circulation,making a total of $141,466,367.20.
LOANS.
The following table gives a classification of the loans of the nationaloanks in each of the central reserve cities of Kew York, Chicago, andSt. Louis, in other reserve cities classified in groups, and in the rest ofthe count / at nearly the same dates in each of the last five years:Digitized for FRASER
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02 REPORT OF THE COMPTROLLER OF THE CURRENCY.
OCTOBER 4, 1888.
No. ofbanks.
.v York• .ii\:sigO.->t. LouisGroup No. 1, 4 citiesGroup No. 2, 4 citiesGroup No. 3, 4 citiesGroup No. 4, 4 citiesCountry
Total
OnUnitedStates
bonds on
194
128413322
2,847
46 $2,132,3 59 $108,466, 001
3,U0
On otherstocks,
bonds, etc.,demand, jon demand.
359, 296|
148, 770|10, 765!75, 000
1,200577,484
3,304,674
9, 631, 825921,854
44, 271,1647, 806, 7946, 570, 9b1, 205, 596
42, 586,172|
On singlename paper
withoutother
security.
$28,626, 29514,155, 001
306, 45041,430,1207,182, 7797, 260, 6658, 501,966
135,967,639
All otherloans.
$153,271,02641,129,615]6,988,2421
182, 567, 237|37,435, 637!42,188, 407i21, 303, 327
721, 806,861
Total.
$292,495,48165, 275, 7378,216, 546
268,417, 29152,435,97556, 095, 01031, 012, 089
900, 938,156
221,460,344 243,430, 915 1, 206,690,352| 1,674,886,285
S E P T E M B E R 30, 1889.
15, 947, 708866, 900
43,237, 3348, 308, 2838, 618, 6189, 051,215
On demand,with U. S.
bonds,otherbonds,
stocks, orcollaterals
as security, jas security.
On time,with U. S.bonds, oth-er bonds,stocks, orcollaterals
Total.
New YorkChicagoSt. LouisGroup No. 1, 4 cities.Group No. 2, 4 citiesGroup No. 3, 4 citiesGroup No. 4, 4 citiesCountry 154, 475, 783
$119, 366, 41731, 275, 0737, 863, 955
145,457, 84229,328, 01439, 473, 64516,140, 667
638,484,540
$109,579,49512, 702,7791,846, 621
54, 280, 6949,770,7058, 337, 0563,432,808
54,314,240
$43,085,67612,455, 5152, 897,770
43, 847, 64312, 056, 470
6, 419,1977,661,230
125, 279, 276
$303,898,16672,381,07513,475, 246
286,823, 50459,463,47262, 848,51636,285, 921
970, 553,839
Total 272,372,4101,025,390,153 254,264,398 253,702,7771,805,729,739
OCTOBER 2, 1890.
New YorkChicagoSt. LouisGroup No. 1, 5 cities*!Group No. 2, 4 cities*.Group No. 3, 6 cities*tGroup No. 4, 4 cities*.Country
Total
29, 044, 06316, 714, 6732,172, 008
45, 604, 6398, 683, 687
21,118, r10,116,981
164, 665, 256
122, 226, 904i27, 897, 562!16, 274, 7891
146, 363, 79933,311, 33855,649,97818,602, 080
685,600,4011
102,372, 932i17,125,2194, 346, 312
56,582, 852111, 002, 53810, 540, 565]6,225,020! 10; 313,144'
63,538, 244i 144, 715, 700!l, 058, 519,601
43,466, 652 297,110, 55116, 506, 704 78, 244,1586,681,993i 29,475,102
48, 664,875| 297,216,16513,140,1821 66,137, 74510,752, 917! 98,062,140
45,257,225
105,926,851 271,733,682 294,242,167|l, 970,022,687
SEPTEMBER 25, 1891.
New York.ChicagoSt. Louis . - -
On paperwith single
name,unsecured.
Group-No. 1, 5 cities*t .1No. 2,4 cities*..]No. 3, 7 cities*t.No.4,4 cities*..)
Country
$25,125, 31317, 937,7912,093,451
42,118, 7488,457, 434
18, 809,1017,498, 9611
j On demandOn demand! with U.S.
, oth-erwise un-
secured.
On time,with IT. S.
in i w i t n i n " i Don(*s, other bonds, otherdorsers,oth-| bonds, bonds,
erwise j stocks, or | stocks, orunsecured, j collaterals j collaterals
jas security.jas security.
$116,957, 04<" ' — 301
141!34,889,114,617,1
Total.
$2, 925,418'$113,787,1961 $42, 783,829! $301, 578, 8023,704,939! 13,525,638 17,508,229] 87,565,897
558,571| 3,999,711 6,595,233 27,864,107
Total.
141, 021,29, 991,54, 500,14,130,
6(52, 814,
853!803!479J558!
9, 015,155!1, 084, 03413,361, 241!2,106, 638j
35, 679, 262 i
54,233,863 48,397,495 294,787,11411,149,9281 14,393,999! 65,077,1989,923, 642J 11, 684,9591 98,279,4225, 596,114J 9, 954, 626! 39, 286,897
54, 065,103 i 162, 943, 75711, 074, 914,8033,333! 150,412,548!
7,677J 281,453, 347 1,068,922, 313j 58, 435,2851 266, 281,195) 314, 262,127|1, 989, 354,240
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 63
SEPTEMBER 30, 1892.
Few YorkChicagoSt. LouisGroup—
No. 1,5 cities*! -No. 2,4 cities* . .No. 3,7 cities*t -No. 4,4 cities*..
Country
Total
On demand,paper withone or moreindividual
or firmnames.
48239
133545026
3,430
3,773
On demand, Isecured by |
stocks, ''bonds, andother per-
sonal secu-rities.
95,920, 315
$4, 931, 784;$117, 751, 227 $117,796, 0257,853, 3231, 079,406
11,2, 072,1988, 028, 4685,751,077
54, 205, 372
18,128,1492, 744, 362
53,328, 5798, 910, 933
20, 377, 8747, 380, 208
171,265,156
320, 283,166
On time,secured by
stocks,bonds, andother per-sonal secu-rities, or onmortgages
or otherreal-estatesecurity.
$65, 573, 00021, 006, 8018,192, 840
54, 982, 55414, 945,45713, 879, 88111, 288,439
176,901,""
Total.
$344,199,941103, 913,02532,877, 372
317.983, 39467, 325, 570
109.984, 26641,445,455
395 1,135,769,806
366,770,367 2,153,498,829
* Group No. 1, Boston, Albany, Brooklyn, Philadelphia, and Pittsburg. Group No. 2, Baltimore,Washington, New Orleans, and Louisville. Group No. 3, Cincinnati, Cleveland, Detroit, Milwaukee,Des Moines, St. Paul, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Omaha, and San Fran-cisco.
t Brooklyn, St. Paul, and Minneapolis were not reserve cities prior to 1890.
In the table below is given a full classification of the loans in NewYork City alone for the last seven years:
Loans and discounts.
On indorsed paperOn single-name paperOn U. 3. bonds on demandOn other stocks, etc., on de-
mandOn real-estate securityAll other loans
Total
Oct. 7,1886.
45 banks.
$121, 381, 38024, 646, 0082, 002, 550
91, 636, 791211,432
13, 854, 215
253, 732, 376
Oct. 5, 1887.
47 banks.
$115, 316, 62517, 585, 4961,445, 900
95,075,844146, 885
28, 443,431
258,014,181
Oct. 4, 1888.
46 banks.
$117,707,04428, 626, 2952,132,159
108,466,001113, 494
35,450,488
292,495,481
Sept. 30,1889.
45 banks .
$119,369,40431, 866, 5781,124,109
108, 258,112201, 878
43, 078,085
303, 898,166
Oct. 2,1890.
47 banks.
$122, 226, 90429, 044,063
583, 820
101, 789,112228, 778
43, 237, 874
297,110, 551
Loans and discounts.Sept. 25, 1891.
49 banks.
On paper, with single name, unsecuredOn paper, with one or more indorsers, otherwise unsecuredOn demand, with one or more indorsers, otherwise unsecuredOn demand, with U. S. bonds, other bonds, stocks, or collaterals, as securityOn time, with IT. S. bonds, other bonds, stocks, or collaterals, as security
Total
$25,125, 313116, 957, 046
2, 925,418113,787,19642, 783, 829
301,578,802
Loans and discounts.Sept. 30, 1892.
48 banks.
On demand, paper with one or more individual or iirm namesOn demand, secured by stocks, bonds, and other personal securitiesOn time, paper with two or more individual or firm namesOn time, single-name paper (one person or firm) without other securityOn time, secured by stocks, bonds, and other personal securities, or on mortgages or
other real-estate security
Total
$4, 931, 784117,751,227117, 796, 02538,147, 905
65,573, 000
344,199,941
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64 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The subjoined tables bring forward to the latest date the usual sum-mary of information as to the course of. deposits and reserve since theact of June 20, 1874, went into effect. They show the amount of de-posits and the state of the reserve at about October 1 of each year, ineach central reserve city, in all the reserve cities, and in the States andTerritories, with a general summary embracing all active national banks:
NEW YORK CITY.
Date.
Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
Average for19 years...
No. ofbanks.
484847474747474850484444454746415474948
47
Net de-posits.
Mittions.204.6202.3197.9174.9189.8210.2268.1268.8254.0266.9255.0312.9282.8284.3342.2338.2332.6327.8391.9
268.7
Reserverequired(25 percent) .*
Millions.51.250.749.543.747.452.667.067.263.566.763.778.270.771.185.584.583.281.997.9
67.2
Reserve held.
Amount.
Millions.68.360.560.748.150.953.170.062.564.470.890.8
115.777.080.196.484.992.586.1
103.4
75.6
Ratio todeposits.
Per cent.33.429.930.727.526.825.326.423.325.426.535.637.027.228. 228.225.127.826.326.4
28.3
Classification of reserve.
Specie.
Millions.14.45.0
14.613.013.319.458.750.644.550.363.191.564.163.673.959.178.453.862.6
47.0
Other law-ful money.
Millions.52.454.445.334.336.532.611.010.918.919.727.023.712.516.122.125.613.932.040.5
27.9
Due fromagents.
Millions.
Redemp-tion fund.
Millions.1.51.10.80.81.11.10.91.01.00.90.70.50.40.40.30.20.20.30.3
0.7
*A11 lawful money.
CHICAGO.
Oct. 5,1887Oct. 5,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
64.669.378.782.992.9
106.5
16.217.319.7
' 20.723.226.6
19.721.025.024.831.230.5
30.530.231.730.033.628.6
12.913.115.317.020.122.4
6.77.89.67.8
11.08.1
0.050.050.050.050.050.05
ST. LOUIS.
Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
10.37.9
12.026.224.229.2
2.62.03.06.56.17.3
2.72.13.25.65.86.1
26.427.026.721.323.821.1
1.31.01.63.13.84.6
1.31.11.62.52.01.5
0.030.020.010.020.020.02
Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
182188189188184181184189193200203203217223224228259265263
RESERVE, CITIES.*[Reserved 25 per cent, one-half in lawful money.]
221.4223.9217.0204.1199.9288.8280.4335.4318.8323.9307.9364.5381.5338.5384.9419.0457.8451.9519.3
55.356.054.251.050.057.272.483.979.781.077.091.195.484.696.2
104.8114.4113.0129.8
76.074.576.167.371.183.5
105.2100.889.1
100.699.0
122.2114.0100.7116.9121.9129.8138.8156.1
34.333.335.133.035.636.536.230.028.031.132.233.529.929.730.429.128.330.730.1
4.51.54.05.69.4
11.328.334.628.326.330.342.044.536.340.037.843.145.553.1
36.737.137.134.329.433.025.021.924.130.133.334.926.023.224.526.724.931.529.0
31.132.332.024.429.135.748.240.633.240.832.342.441.340.051.556.761.061.073.0
3.73.63.03.03.23.53.73.73.53.43 .12.92.21.20.90.60.70.81.0
* Includes Chicago and St. Louis up to October 5,1887,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 65
STATES AND TEHEITOKIES.
jJate.
Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
No. ofbanks.
1, 7741,8511.8531J8451, 8221,8201, 8591,8952, 0262, 2532, 4172,4672,5902,7562, 8472,9923,2073, 3333,430
Net de-posits.
Millions.293.4307.9291.7290.1289.1329.9410.5507.2545.8577.9535.8570.8637.6690.6739.2807.6859.2861.8975.5
Reserverequired(15 percent).*
Millions.44.046.343.843.643.449.561.676.181.986.780.485.695.6
103.6110.9121.1128.9129.3146.3
Reserve held.
Amount.
Millions,100.6100.199.995.4
106.1124.3147.2158.3150.4157.5156.3177.5186.2190.9209.8224.6225.5235. 5274.8
Ratio todeposits.
Per cent.34.332.534.332.936.737.735.831.227.527.229.231.129.227.628.427.826.227.328.2
Classification of reserve.
Specie.
Millions.2.41.62.74.28.0
11.521.227.530.031.235.241.547.850.850.250.554.360.366.6
Other law-ful money.
Millio?is.33.733.731.031.631.130.328.327.130.030.830.929.930.132.634.536.237.736.838.9
Due fromagents.
Millions.52.753. 355.448.956.071.386.492.480.184.179.795.999.5
100.9119.0132.4128.5133.0163.5
Redemp-tion fund.
Millions.11.911.610.810.711.011.211.311.411.311.310.510.28.76.66.25.55.25.45.8
* Reserve 15 per cent, two-fifths in lawful money.
SUMMARY.
Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892
2,0042,0872,0892,0802,0532,0482,0902,1322,2692,5012,6642,7142,8523,0493,1403,2903,5403,6773,773
719.5734.1706.6669.1678.8768.9968.0
1, 111. 61,118.61,168. 71, 098.71, 248. 21, 301. 81, 388.41, 543. 61, 655. 51, 758. 71, 758. 62, 022.5
150.1152.2147.5138.3140.8159.3201.0227.2225.1234.4221.1254.9261.7278.0311.9333.1353.7353. 5408.1
244.9235.1236.7210.8228.1260.9323.0321.6303.9328.9346.1415.4377.2394.2446.2459.6478.2497.4570.9
34.032.033.531.533.633.933.428.927.228.131.633.329.028.428.927.827.228.328.2
21.38.1
21.322.830.742.2
108.2112.7102.8107.8128.6175.0156.4165.1178.1164.3195.9183.5209 1
122.8125.2113.4100.297.095.964.359.972.080.691.288.568.779.990.199.786.8
113.3118.3
83.885.687.473.385.1
107.0134.6133.0113.3124.9112.0138.3140.8140.9170.5189.1189.5194.0236.4
17.116.314.614.515.315.815.916.115.815.614.313.611.48.37.66.46.16.67.1
In the preceding tables the specie held represents the aggregate ofgold and silver coin, Treasurer's certificates, and clearing-house goldcertificates. A table will be found in the Appendix, page 153, showingthe amount of each kind of coin and certificates held by the banks ineach State and reserve city in October, 1888, September, 1889, October.1890, September, 1891, and September, 1892.
FAILED BANKS.
Seventeen national banks, with an aggregate capital of $2,450,000,were placed in the hands of receivers during the year, as shown by thefollowing statement. In one case creditors have received dividendsamounting to principal and interest in full; in another case principal infull; in another, 85 per cent; in another, 70 per cent; in two cases, 50 percent; in five cases, 30 per cent; in two cases, 25 per cent, and in onecase 20 per cent.
9647 5
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66 REPORT OF THE COMPTROLLER OF THE CURRENCY,
STATEMENT OF F A I L E D BANKS, THEIR SURPLUS AND LIABILITIES, ACCORDING TOLAST REPORT OF CONDITION.
Name and location of bank.Date of
authority tocommencebusiness.
i As shown at date of last repor&of con-j dition.
Date of | Receiver jfailure, appointed!
j Capital.Surplusand un-dividedprofits.
Otherliabili-ties.*
i Date ofI last reI port ofI condi-I tion.
Maverick National Bank iof Boston, Mass Dec, 31, 1864
Corry National Bank ofCorry, Pa | Nov. 12,1864
Cheyenne National BankDec. 2, 1885
Dec. 29,1887
of Cheyenne, Wyo.California National Bank
of San Diego, Calirst National Bank of Wil-First Nmington, N. C j July 25, 1866
iHuron National Bank of j
Huron, S. Dak Nov. 21, 1884
First National Bank ofDowns, Kans Oct. 12, 1886
First National Bank ofMuncy, Pa Feb. 23,1865
Bell County National Bankof Temple, Tex Aug.25, 1890
First National Bank of !Deming, N. Mex | Apr. 22, 1884
First National Bank of |Silver City, N. Mex j Sept. 17,1880
1891.
Nov. 2
Nov. 7
1891.
Nov. 2
Nov. 21
Nov. 13 ! Dec. 5
I 1891.
|
$400,000 fl,018,862 $10,097,888 Sept. 25
100, 000J 22,418J
150, OOO! 22, 814|
Nov. 12 | Dec. 18 500,000! 120,232!i l l !
Nov. 24 ! Dec. 21
548, 293; Sept. 25
306, 838| Sept. 25
905,303| Sept. 25
i 1892.
Dec. 18 i Jan. 7 j
1892. I !
Jan. 23 j Feb. 6 ii j
Jan. 11 j Feb. 9 jFeb. 3 I Feb. 19 |
Feb.
Feb.
Feb. 29 i
Feb. 29
Lima National Bank of .Lima, Ohio ! Jan. 16,1883 ! Mar. 1
National Bank of Guthrie, jOkla July 31, 1890
Cherry vale National Bank i iof Cherry vale, Kans I Apr. 16, 1890 ! June 10 ! July
First National Bank ofErie, Kans
First National Bank ofRockwall, TexXVUUJ&. W Hill, 1 O A
Vincennes National Bankof Vincennes, Ind.
Total.
Mar. 21I
June 13 | June 22
2
Jan. 15, 1889 | June 25 | July 2
May 29,1888 j June 11 j July 20 j
July 17, 1865 ! July 6 ! July 22
I
250, 000
75,000
50, 000
100,000
50, 000
100,000
50, 000
200,000
100,000
50, 000J
50, 0001
125, 000
100,000
2, 450, 0001
23,543
2,320
1,
24,
6,
18,
9,
51,
5,
4,
5,
25,
42,
404,
532
493
089
946
858
234
176
599
071
082
534
803
584,
49,
79,
932;
5271
842
88, 657:
88,
153,
121
215
45
48
82
242
13,641
509
4441
503
835
583
572
532
193
451
Dec. 2
Dec. 2
Dec.
Dec.
Dec.
Dec.
1892.
Mar. 1
May 17
May 17
May 17
July 12
July 12
•Total, as per report, except capital, surplus, circulation, undivided profits, and unpaid dividends.
CAUSES OF FAILURE.
The doors of the Maverick National Bank of Boston, Mass., wereclosed on the last day of the report year (October 31, 1891, too late tobe included in the annual report) by the national bank examiner,acting under instructions from the Comptroller of the Currency. Forsome months the condition of the bank had been a source of anxiety tothe Comptroller on account of excessive loans to certain of its direc-tors. The aggravated character of these loans, however, was not re-vealed to the Comptroller, either through the reports of the examineror the attested reports of condition. The bank had a large volume ofbusiness and did a large collection business throughout the country.Speculative banking and excessive loans to directors for speculativepurposes were the causes of failure. Conservatively managed, its vol-ume of business and good will would have possessed very great value.Its assets were easily convertible. The receiver has paid to creditors85 per cent, and expresses the opinion that an additional dividend will
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 67
be paid, not exceeding 5 per cent, dependent upon the result of pend-ing* litigation and the amount realized from the assessment upon share-holders. An assessment of 100 per cent has been levied by the Comp-troller upon the shareholders of the bank, the amount of collectionappearing in the table on page 224 of the Appendix.
The doors of the Corry National Bank of Corry, Pa.? were closed tobusiness November 7, 1891. The entire management of the bank hadbeen practically confided to the president and cashier, whom it appearswere highly respected and enjoyed the full confidence of the com-munity until their disastrous administration of aifairs of the bank be-came known. A good many loans were made in excess of the 10 percent limitation. False debits were made to other banks, and a corre-sponding credit given to certain individuals for the purpose of making ashowing which would justify the payment of dividends to shareholders.Large rates of interest were paid on certificates of deposit, and theexpenses of the bank were extravagant. A large amount of paper ofbad character had been kept alive by renewals, interest in many casesbeing included in the renewals. The discoveries of the examiner, indi-cating criminal violations of law, were promptly reported to the UnitedStates attorney.
An assessment of 100 per cent has been levied by the Comptrollerupon the shareholders of the bank, the amount of collection appearingin table on page 224.
Dividends amounting to 50 per cent have been paid to creditors.The doors of the California National Bank of San Diego, Cal., were
not ox>ened after close of business November 11,1891. The failure wasregarded as a great calamity by the local community, and considerableeffort was made, in which many creditors joined, to accomplish a resump-tion of business. Under the peculiar circumstances and in view of re-peated assertions in communications to the Comptroller from interestedparties that a sufficient cash fund would be made immediately avail-able to restore the impaired capital, as much time was given before theappointment of a receiver as seemed to be consistent with the Comptrol-ler's discretion under the law. When it became known, ui)on thoroughexamination, that the entire capital and surplus of the bank had beenlost and all efforts to resume had proved futile, the president of thebank, who had personally exerted himself in the interests of resump-tion of business, committed suicide. The funds of the bank were usedto promote local enterprises of a public character involving large sumsof money, and during a period characterized by a marked increase inprices and unusual activity in business. Succinctly stated, the presi-dent of the bank, in conjunction with one or more directors, at the dateof its organization inaugurated schemes or deals in the interest ofthemselves and the local community which involved large sums of money.The necessary loans were for a time obtained from the Eastern States,but as these matured and demand for payment was made recourse washad to this bank. The local boom collapsed before any of these enter-prises became paying investments. At length, the extreme danger tothe bank became apparent to the management, and it appears tliat thepresident alone was forced to assume the attendant responsibility, andfinally being unable to contend with the reductionin deposits and shrink-age in values suspension became inevitable.
An assessment of 100 per cent has been levied by the Comptrollerupon the shareholders of the bank, the amount of collection appearingin table on page 224.
Dividends amounting to 30 per cent have been paid to creditors.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
68 REPORT OF THE COMPTROLLER OF THE CURRENCY.
The Cheyenne National Bank of Cheyenne, Wyo., closed its doors tobusiness November 13, 1891, a run having been caused by the suspen-sion of the California National Bank of San Diego, Cal. A few dayslater the cashier committed suicide. The president of the CaliforniaNational Bank of San Diego was likewise the president of the CheyenneNational Bank, and the character of management in both cases wasalmost identical. The personal presence of the president, his correctmanner of life, and his energetic attention to business are said to havegiven him the entire confidence of the community and enabled him toconsummate questionable transactions without suspicion. From thefirst, the funds of the bank were diverted to his use. One commonmethod was to purchase stocks of little or no value, sell them to irre-sponsible persons, taking notes in payment, which notes he caused tobe discounted by this bank. He borrowed money in the Eastern Stateswith which to purchase a controlling interest in the stock of the bank,using this stock as collateral. When demand was made, he would paythe loans with funds belonging to the bank realized upon accommoda-tion paper obtained from his immediate friends. The cashier became alarge and irresponsible debtor, and together these officers misappro-priated an amount equal to the entire capital of the bank. Many badloans were made, business was unduly extended^ and the managementwas reckless and extravagant.
Dividends amounting to 25 per cent have been paid to creditors.The doors of the First National Bank of Wilmington, N. C, were
closed by order of the board of directors November 24, 1891. Thereason given to the public was that the capital had been impaired byheavy losses incurred in previous years, from which the bank could notrecover. No dividends had been paid since 1887. After a thoroughinvestigation, the receiver reported that the failure was due to badloans extending over a number of years, and to peculation and robberyby the cashier, a fugitive from justice. The directors took no interestin the management, and the cashier had been given complete control.A large part of the assets consisted of worthless bills receivable, whichhad been carried for a long time by renewal. Excessive loans had alsobeen made. False entries were made upon the books to conceal theactual liability from the examiner, and it was found that the cashierhad so manipulated the accounts as to successfully postpone the col-lapse for a considerable length of time. It now appears that the di-rectors were aware to a certain extent of the condition of the bank,but relied upon the hope that it would under most favorable circum-stances recover. The class of assets relied upon as good at date offailure amounted to only about 25 per cent of the whole, and the re-ceiver up to date has been unable to collect more than 15 per cent ofthe total assets.
An assessment of 100 per cent has been levied by the Comptrollerupon the shareholders of the bank, the amount of collection appearingin table on page 224.
Dividends amounting to 30 per cent have been paid to the creditors.The doors of the Huron National Bank of Huron, S. Dak., were
closed to business by the national-bank examiner December 18, 1891.The examiner found that for some time prior to that date the bank
had been in a crippled condition, but thought, with careful and eco-nomical management, the affairs could be placed upon a safe footing.The shareholders finally voted to go into voluntary liquidation, butupon the disclosure that a large indebtedness due from the officers andtheir friends was not collectible, the Comptroller was compelled under
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REPORT OP THE COMPTROLLER OF THE CURRENCY. 69
the law to appoint a receiver. It appears that the local communitylost confidence in the bank from the fact that the management wassupposed to be pecuniarily interested in a very spirited controversyand rivalry that existed between several cities over the location of thecapital of the State, and this with other causes tended to make thebusiness of the bank unprofitable. The farming interests in the sur-rounding country were largely indebted to the bank, and the contin-ued crop failures made the loans almost worthless. It did not appearthat there had been criminal violations of law, but it did appear thatthe suspension was due to bad loans and unreinunerative business,which had been unduly extended.
The doors of the First National Bank of Muncy, Pa., were closed tobusiness January 11, 1892, by a national-bank examiner who had forsometime been in attendance for the purpose of ascertaining the exactcondition as to solvency. Criminal violations of law were apparent,and prompt communication was had with the United States attorney.There appeared to be a large shortage in cash as represented by thebooks of the bank. On the day upon which the examiner closed itsdoors, the want of public confidence was manifested by a slight run.The causes of failure may be stated as reckless management, incorrectbookkeeping, declaration of dividends that had not been earned, failureto charge off bad debts, and a persistent practice of allowing overdraftsin large amounts.
Had the management of the bank been good and efficient, the ap-pointment of a receiver would have been unnecessary and the bankmight have been put in a sound condition by levying an assessment tomake good the impairment of capital.
No assessment was levied upon the shareholders as the assets of thebank were sufficient to pay creditors in full. The remaining assetshave been turned over to an agent selected by the shareholders andthe trust closed, principal and interest having been paid in full on allproved claims.
The doors of the First National Bank of Downs, Kans., were closedJanuary 23, 1892, by the national-bank examiner, upon discoveringthat the bank was insolvent. Bad management, frequent irregulari-ties, and indications of collusion to violate the law were apparent, andthe information was promptly reported to the United States attorneyfor that district. On or about the date of organization the assets ofanother bank were purchased, a considerable portion of which provedto be worthless; accommodation notes were taken to cover up largeloans to certain individuals, the paper representing the actual loansbeing held as collateral. The management was extravagant and thecashier was reckless, his personal reputation being such as not to in-spire confidence. Before the doors were closed an effort was made bysome of the shareholders to change the management and restore thecapital by voluntary assessment, but a large part of the stock beingheld by nonresidents the attempt was unsuccessful and suspension be-came inevitable.
A dividend of 25 per cent has been declared to creditors.The Bell County National Bank of Temple, Tex., was closed by the
national-bank examiner January 30, 1892. The causes necessitatingthis action were numerous; bad and excessive loans, violations ofcorrect business principles, and the indifference of the directors, per-mitting the president and cashier to dominate the board, made it com-paratively easy to wreck the bank. These officers permitted no inter-ference, and would not allow a duly appointed finance committee to
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70 REPORT OF THE COMPTROLLER OF THE CURRENCY.
perform its duty. Many of the shareholders were nonresidents andgave their proxies to the president and cashier, who were thus able toelect such directors as they chose. By means of this power the boardwas reduced in number in order to dispose of a few directors who in-sisted upon a knowledge of the condition of the bank or were desirousof performing their whole duty. The personal extravagance indulgedin by the officers resulted in the discounting of worthless paper pre-pared for the purpose, the borrowing of money from other banks at highrates of interest, the general welfare of the bank being wholly disre-garded. Soon after the receiver took charge, these officers were ar-rested for violations of law and bound over for trial. The most culpa-ble management was apparent, false entries in the books had beenmade to conceal misappropriations, and forgery had been resorted to.
Dividends amounting to 30 per cent have been paid to creditors.The doors of the First National Bank of Silver City and the First Na-
tional Bank of Deming, N. Mex., were closed to business on February4,1892. The same person was president of both banks and representedthe entire management, the boards of directors practically exercisingno control. For several years he had borrowed the funds of the bankson notes of his own and worthless accommodation paper made by rela-tives, friends, and clerks, until more than the combined capital of thebanks had been obtained for investment in speculative enterprises, suchas wild lands, cattle ranches, prospective railroad construction, etc.Fraudulent entries were made on the books and dividends not earnedregularly paid to the shareholders, who being mostly nonresidents tookno other interest in the management. Charges of embezzlement andmisappropriation of funds were promptly placed in the hands of theUnited States attorney.
An assessment of 82 per cent has been levied upon the shareholdersof the First National Bank of Deming. Dividends amounting to 25per cent have been paid to creditors of that bank, and 20 per cent tothe creditors of the First National Bank of Silver City.
The doors of the Lima National Bank of Lima, Ohio, were closed tobusiness March 1, 1892. From the date of its organization the man-agement of the bank continuously provoked criticism by the Comptrol-ler of the Currency for apparent violations of the restrictive provisionsof the law. The president, possessing considerable wealth and busi-ness sagacity, was the principal promoter of a number of local and for-eign enterprises, and diverted the funds of the bank to his individualuses. At times he would crowd paper, based on these outside schemes,into the bank to the almost entire exclusion of other and legitimateloans. Accommodation notes of clerks and other employes were re-sorted to, until the president's methods became a matter of public noto-riety. The depositors necessarily lost confidence, and deposits werewithdrawn to such an extent as to force the bank to rediscount all itsgood paper. When this crisis was reached an attempt was made toplace the bank in voluntary liquidation, but failed because it was im-possible at the time to realize from the assets the necessary funds forthe prompt payment of creditors. A sharp run, which exhausted nearlyall the cash on hand, precipitated its closing.
Dividends amounting to 50 per cent have been paid to creditors.The doors of the Cherryvale National Bank of Cherryvale, Kans.,
were closed June 10, 1892, by a national-bank examiner acting underinstructions from the Comptroller of the Currency. For some time themanagement of the bank had subjected it to criticism, and upon an ex-amination made in December, 1891, its condition was unsatisfactory andthe capital was found to have become impaired. An assessment wasDigitized for FRASER
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 71
ordered by the Comptroller, the management taking exception, insist-ing that there was no impairment and requesting a reexarnination.The request was granted, but the result still showing an impaired cap-ital, the Comptroller insisted upon the payment of the assessment, andshortly after the cashier made oath that it had been fully paid. Asubsequent examination disclosed the fact that the assessment had not,in fact, been paid, whereupon the examiner was instructed to takecharge. The condition of the bank was mainly due to the reckless man-agement of the president, who for his own use discounted worthlessaccommodation notes. A strenuous effort was made to prevent a receiv-ership by inducing creditors to accept obligations other than cash fortheir claims. Inasmuch as the assets of the bank were not sufficientto even permit of voluntary liquidation, no proposition other than im-mediate payment of creditors in full could be entertained. The presi-dent and cashier were afterwards arrested for embezzlement, perjury,and false entries in the books, and bound over for trial.
The doors of the First National Bank of Eockwall, Tex., were closedby the national-bank examiner June 11,1892. A former president ofthe bank, who was the original promoter, was engaged in wild specula-tions during his incumbency, and through loans to men of straw, for hisown use, absorbed the capital and earnings of the bank. Haying ac-complished this result, he sought other fields of operation, leaving thebank in such a crippled condition that a new management found it im-possible to place it on a solvent footing. The amount of deposits hadbecome insignificant, being at date of closing only $6,000, so that cur-rent business could not support the bank.
The doors of the National Bank of Guthrie, Territory of Okla-homa, were closed by its officers June 13, 1892. Certain informa-tion having cOrne to the knowledge of the Comptroller, a national-bankexaminer had been directed to make an examination. He arrived onthe day the bank suspended business, and found that a receiver hadbeen appointed by a Territorial court. It was claimed that creditorshad been paid in full, and therefore the Comptroller had no juris-diction. It appeared that a receiver had been appointed by the courtupon a petition presented in the supposed interest of some of theshareholders who were friendly to the management. The Comptrollerappointed a receiver, and a demand for possession of the records andassets of the bank was made and refused. The court maintained thatit had jurisdiction in the matter, and up to this time the Comptrollerhas been unable to place a receiver in charge.
The doors of the First National Bank of Erie, Kans., were closed tobusiness June 25, 1892. The failure was due to the payment of exorbi-tant rates of interest on deposits, and the injudicious manner in whichfunds of the bank were loaned to officers and directors, who were largeborrowers at a lower rate of interest than the bank itself paid for redis-counts. The immediate cause of failure was the large loss on these loanswhich had been made without proper security. It was developed thatthe stock held by the officers had been purchased with borrowed money,the stock being pledged as collateral, and that their financial resourceshad always been very limited.
On July 5, 1892, the president of the Yincennes National Bank ofYincennes, Ind., committed suicide. The bank had become insolvent.A national-bank examiner was immediately directed to take charge ofaffairs and closed the bank on the morning of July 7. For some yearsprior to insolvency a former president and large shareholder of thebank was connected with firms engaged in grain speculations, and itappears that his successor, the late president, was connected with himDigitized for FRASER
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72 REPORT OF THE COMPTROLLER OF THE CURRENCY.
in similar speculation. Correspondence was found which connectedthe president with heavy losses, and it would appear that the cause offailure was his connection with board of trade speculations. Variousmeans were resorted to in using bank funds and considerable inge-nuity was exercised in covering up shortages. Successful attemptswere made to deceive the national-bank examiner, and it is stated tothe Comptroller that there was a systematic misappropriation of funds,which was acquiesced in, or known, to some extent by other officers andemployes of the bank. In addition to this, large loans were made with-out proper security and in violation of law. The bank at one time pur-chased a large block of its own stock, paying a high premium therefor.An administrator was promptly appointed for the estate of the latepresident, who immediately offered restitution to the fullest possibleextent, it being his desire to make as full a settlement as practicable,without reserve and without litigation.
A dividend amounting to 30 per cent has been paid to creditors.The affairs of eight national banks have been closed during the past
year and final dividends have been paid to their creditors.
Name and location of bank.
A sbury Park National Bank, Asbury Park, TS.JFirst National Bank, Buffalo, N. YCentral National Bank, Chicago, 111First National Bank, Corry, PaFirst National Bank, Dansville, N. YFirst National Bank, Muncy, PaNational Bank of Shelbyville, TennVermont National Bank, St. Albans, Vt
Date of ap- | Total divi- Proportionpointment of I dends on of interest
receiver. principal. paid.
JulyApr.Dec.Oct.Sept.Feb.Dec.Aug.
2,189122,18821,1877
11,18878,18879,1892
13,18899,1883
Per cent.100. 0043.5065.5792.7522.1508
100.0030.17780.25
Per cent.
100
Out of 4,811 national banks organized since February, 1863, 181, orabout-3.76 per cent, have been placed in the hands of receivers. Thisincludes 9 which had previously been placed in liquidation by theshareholders, but upon their failing to pay depositors the Comptrollerappointed receivers to wind up their affairs. Of the 181 failed banks38 have paid creditors in full, principal and interest; 6 have paid prin-cipal and a part of the interest, and 13 have paid the principal only.The affairs of 110 of the 181 banks have been finally closed, leaving 70in process of settlement, of which 16 are virtually closed, with the ex-ception of pending litigation, leaving 54 receiverships in active opera-tion. In one case the receiver was withdrawn and the bank permittedto resume business.
The total amount so far paid to creditors of insolvent national bankshas been $48,052,938 upon proved claims, amounting to $70,830,366.The amount paid during the year has been $8,103,498, besides $1,320,317paid for dividends declared prior to November 1,1892, on claims provedsince that date. Assessments amounting to $17,925,850 have beenmade upon shareholders of insolvent national banks under section 5151of the Eevised Statutes of the United States. From this source thegross collections amount to $7,623,760, of which there has been receivedduring the past year $1,002,351. Suits are pending in some cases.
In the Appendix, p. 214, a table will be found showing, under vari-ous heads, amounts collected from the assets of each of the 181 insol-vent national banks, the amounts disbursed, and the purpose. Allmoneys and assets are accounted for, and the figures supply all infor-mation necessary to the ascertainment of percentages and lt>ss.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 73DIVIDENDS, SEVENTY-TWO IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT
NATIONAL BANKS DURING THE PAST YEAR, WITH THE TOTAL DIVIDENDS INEACH CASE ur TO NOVEMBER 1, 1892.
Name and location of bank.Date of ap-
pointment, ofreceiver.
Dividends paid during the year.
Date.
Aug. 9,1883
July 1,1891
American National Bank of |Arkansas City, Kans J Dec. 20,1890
DoYermont National Bank of
St.Albans,VtDo
Red Cloud National Bank ofRed Claud, Nobr
DoDo I
Maverick National Bank of !Boston, Mass I Nov. 2,1891
DoDoDoDo
Pratt County National Bankoi Pratt, Kans
Spring Garden National Bank iof Philadelphia, Pa I May 21,1891
Do |First National Bank of Kan-
sas City, Kans Aug. 17.1891National City Bank of Mar- I
shall, Mich ! June 22,1891Do
First National Bank of Ells-
Dec. 7,Oct. 26,
Jan. 2,June 6,
Jan. 7,Apr. 19,Aug. 1,
Jan. 14,Feb. 23,Apr. 14,June 4,Oct. 31,
1891189218921892
189218921892
18921892189218921892
Apr. 7,1891 | Jan. 18,1892
Jan. 25,June 20,
18921892
Jan. 26,1892
-do .
Amount.
worth, KansDo
First National Bank of Cold-water, Kans
National Bank of Shelbyville,Tenn
DoDoDo
Ninth National Bank of Dal-las, Tex
Middletown National Bankof Middletown, N. Y
DoFirst National Bank of Clear-
field, PaDo
Corry National Bank ofCorrv, Pa
DoDo
Central National Bank ofChicago, 111
Cheyenne National Bank ofCheyenne, Wyo i Dec. 5,1891
Exchange National Bank ofNorfolk, Va
Feb. 11,1891
Aug. 31,1892
Jan. 27,Oct. 22,
Oct. 14,1891
Dec. 13,1889
July 16,1891
Nov. 29,1884
Oct. 7,1891
Nov. 21,1891
Dec. 1,1877
Park National Bank of Chi-cago, 111
First National Bank of RedCloud, Nebr July 16,1891
Spokane National Bank of
Apr. 9,1885
July 14,1890
Spokane Falls, WashDo.
Feb. 3,189.1
People's National Bank ofFayetteville, N. C Jan. 20,1891
First National Bank of MeadeCenter, Kans | Dec. 24,1890
First National Bank of !Muncy, Pa i Feb. 9,1892
Do IFirst National Bank of
A noka, Minn Apr. 22,1889First National Bank of Corry,
Pa ".. Oct. 11,1887City National Bank of Hast-
ings, Nebr Jan. 14,1891
Jan. 28,
Feb. 4,.do .
1892 i1892 !
1892
1892
Apr. 16,Apr. 26,
18921892
Feb. 9,1892
Feb. 15,Feb. 23,
Feb. 17,Aug. 6,
Feb. 18,May 9,Oct. 31,
Feb. 23,
Mar. 14,
Mar. 22,
. . . . do . .
Mar. 31,
. . . . d o ..Sept. 13,
Apr. 15,
Apr. 18,
Apr. 19,Sept. 14,
Apr. 22,
Apr. 25,
Apr. 26,
18921892
18921892
18921892
1892
1892
1892
1892
1892
1892
1892
1892
1892
1892
1892
1892
1892
$47,325.4623, 664. 70
29, 328.7724, 091. 56
4, 316. 5425, 741. 7717, 295. 86
2, 045, 983. 721, 374, 436. 391,111,546.04
372,160. 04378, 268. 78
16, 320. 29
160, 058. 88168, 369.14
24, 997. 35
31,009. GQ23, 257. 33
16, 762. 7211,197. 96
8, 394. 62
11. 500. 0011. 299. 6611,450.008, 412. 31
14,147. 34
65,127. 0265,127. 02
28,189. 9636, 259.14
155, 420. 7253. 650. 6853, 907.52
16, 687. 02
62, 209. 84
144,329.90
32, 570. 98
5,492.06
Per cent.
Totaldividendspaid de-positors.
2010
75.75
12.503020
4020155
50
1010
2015
1510
25
8.1488.115.927
15
301010
5.57
25
5
14.09
20
Per cent.
4050
74.5080.25
12.5042. 5062.50
74, 200.07211, 019.81
17,170.14
5, 552.81
68, 464. 721, 305. 66
10, 811.28
4, 788. 31
14, 741.14
2055
15
30
100
10
2.75
15
Propor-tion ofinterestpaid de-positors.
Per cent.
4060758085
70
1020
25
7085
3040
25
8.1416.1424 2530.177
15
90100
2550
304050
65.57
25
100
20
3590
35
30
100100
92.75
30
100
100
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74 REPORT OF THE COMPTROLLER OF THE CURRENCY.
DIVIDENDS, SEVENTY-TWO IN NUMBER, PAID TO THE CREDITORS OF INSOLVENTNATIONAL BANKS DURING THE PAST YEAR, ETC.—Continued,
Name and location of bank.
First National Bank of Belle-ville, Kans
Second National Bank of Me-Pherson, Kans
Madison National Bank ofMadison, S. Dak
First National Bank of Dans-ville,N.Y
First National Bank of Wil-mington. N. C
1)0Lima National Bank of Lima,
OhioCalifornia National Bank of
San Diego, CalDo.Do
Asbnry Park National Bankof Asbury Park, N. J
German-American NationalBank of Washington, D. C.
Pacific National Bank of Bos-ton, Mass
First National Bank of Pa-latka,Fla
First National Bank of An-derson, Ind
Bell County National Bankof Temple, Tex
Harper National Bank ofHarper, Kans
Vincennes National Bank ofVincennes, Ind
State National Bank of Well-ington, Kans
DoKeystone National Bank of
Philadelphia, PaFirst National Bank of Erie,
KansFirst National Bank of Dein-
ing,N.Mex *First National Bank of Silver
City,N.MexFirst National Bank of
Downs, Kans
Total.
Date of ap-pointment of
receiver.
Dec. 12,1890
Mar. 25,1891
June 23,1888
Sept, 8,1887
Dec. 21,1891
Mar. 21,1892
Dec. 18,1891
July 2,1891
Nov. 1,1878
May 22,1882
Aug. 7,1891
Nov. 23,1873
Feb. 19,1892
Feb. 10,1890
July 22,1892
Sept. 25,1890
May 9,1891
July 2,1892
Feb. 29,1892
. . . .do
Feb. 6,1892
Dividends paid during the year.
Date.
Apr. 26,1892
. . . .do
Apr. 28,1892
May 13,1892
May 19,1892Aug. 15,1892
May 26,1892
June 7,1892Aug. 31,1892Oct. 31,1892-
June 30,1892
. . . .do
July 11,1892
July 28,1892
July 30,1892
Aug. 1,1892
Sept. 26,1892
Sept. 29,1892
Oct. 4,1892Oct. 31,1892
Oct. 15,1892
Oct. 26,1892
Oct. 31,1892
. . . .do
. . . .do
Amount. Per cent.
$4, 577.32
7,338. 07
7, 621. 79
46, 545.88
75, 620.8277,852. 63
54, 075.92
63,856. 9371,633.8373,564.99
8,753. 21
18,502.18
71, 913. 83
91, 542. 81
5, 028. 30
6, 814.19
4, 381. 38
63, 094. 60
14, 280. 214,152. 01
151, 674.70
23,420.70
33, 617.49
16, 526. 23
8, 745.57
8,103,498. 28
Totaldividendspaid de-positors.
15
20
15
22.1568
1515
50
101010
100
18.75
3
35
3.50
30
20
30
25
10
70
25
20
25
Propor-tion of
interestpaid de-
positors.
Per cent.
70
20
30
22.1568
1530
50
102030
100
68. 70
64
35
42
30
100100
10
70
25
20
25
Per cent.
100
INACTIVE RECEIVERSHIPS.
Sixteen banks remain in the hands of receivers, the affairs of whichare practically wound up, and the trusts are kept on the inactive listbecause of pending litigation or of the possession of assets, an imme-diate disposition of which would entail unnecessary sacrifice. The ex-penses of a trust in this condition are nominal and limited to what isactually necessary to proper and careful attention to the matters in abey-ance. Titles to property pass through a receiver and the courts, butfinal dividends are sometimes paid from the office of the Comptroller,especially in the event of a considerable lapse of time after a receiverhas realized upon all available assets.
By comparison with the report of 1891 it will be observed that only twoof the banks then reported on the inactive list have been stricken out. Intwo other cases the receiverships will be terminated within thirty days.It is expected that the unsettled affairs of other banks in the list will
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 75
be disposed of witliin the next year and the receiverships formally ter-minated.
The following is a list of receiverships in an inactive condition:
ISTaine and location of bank.Date of ap-
pointment ofreceiver.
Divi-dendspaid.
First National Bank, Albion, N. Y Aug. 26,First National Bank, Anderson, Ind Nov. 23,Third National Bank, Chicago, 111 I Nov. 24,First National Bank of Union Mills, Union City, Pa Mar. 24,German-American National Bank, Washington, D. C Nov. 1,First National Bank, Monmoufch, 111 | Apr. 22,Mechanics' National Bank, Newark, N. J | Nov. 2,First National Bank, Livingston, Mont i Aug. 25,First National Bank, Pine Bluff, Ark j Nov. 20,First National Bank, Leadville, Colo.First National Bank, St. Albans, Vt .First National Bank, Sioux Falls, S. Dak
Apr. 22,, , Mar. li,
Fifth National Bank, St. Louis, Mo I Nov. 15,Middletown National Bank, Middletown, N. Y I Nov. 29,Commercial National Bank, Dubuque, Iowa Apr. 2,Gloucester City National Bank, Gloucester City, N. J June 10,
1884187318771883187818841881188418861884188418861887188418881890
Fer cent.28.5039.50
*1007050
*10067.405954540254096
1005040
*And interest.
The total number of national banks organized since February 25,1863, is 4,811, of which 3,788 are now in operation, 1,023 having passedout of the system, accounted for as follows:Passed into voluutary liquidation to wind up their affairs 671Less number afterward placed in the hands of receivers 9
662Passed into liquidation for purpose of reorganization 80Passed into liquidation upon expiration of corporate existence * 102Placed in hands of receivers 181
1,025Less number restored to solvency and resumed business 2
Total passed out of system 1,053
LEGISLATION.
During the past year provision was made by Congress, in an act ap-proved May 12, that any national bank located in the city of Chicagoand State of Illinois might be designated by the World's ColumbianExposition to conduct a banking office upon the Exposition grounds,such designation to be approved by the Comptroller of the Currency,and the branch bank to be subject to the same restrictions and to havethe same rights as the bank to which it belongs. The ChemicalNational Bank of Chicago was designated October 18, 1892. The textof the act is as follows:
That any national bank located in the city of Chicago and State of Illinois may bedesignated by the World's Columbian Exposition to conduct a banking office uponthe Exposition grounds, and upon such designation being approved by the Comp-troller of the Currency, said bank is hereby authorized to open and conduct suchoffice as a branch of the bank, subject to the same restrictions and having the samerights as the bank to which it belongs: Provided, That the branch office authorizedhereby shall not be operated for a longer period than two years, beginning not earlierthan July first, eighteen hundred and ninety-two, and closing not later than Julyfirst, eighteen hundred and ninety-four.
* Sixty of these have been reorganized.
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76 REPORT OF THE COMPTROLLER OF THE CURRENCY.
Under the act approved July 28, provision was made for the redemp-tion of certain national-bank notes which had been issued to, or re-ceived by, any national bank, but were either lost or stolen from thebank and put in circulation without signature by the officers or uponforged signatures. The text of the act is as follows:
That the provisions of the Revised Statutes of the United States, providing for theredemption of national-bank notes, shall apply to all national-bank notes that havebeen or may be issued to, or received by, any national bank, notwithstanding suchnotes may have been lost by or stolen from the bank and put in circulation withoutthe signature or upon the forged signature of the president or vice-president andcashier.
In the Comptroller's report for 1890 comments were made upon theprovisions of section 3 of the act approved June 30, 1876, affecting therights of shareholders of an insolvent national bank after creditors hadbeen paid in full, principal and interest, under a receivership. In afew cases shareholders had declined to elect an agent, and there seemedto be no means for distributing cash on deposit with the Treasurer ofthe United States for the benefit of the trust among shareholders bythe payment of dividends. There were othfer difficulties in the appli-cation of the law with respect to title to real property passing throughan agent, legal questions arising which provoked litigation. Theamendment, which is in fact in full substitution of the entire sectionreferred to, is as follows:
That section three of an act entitled "An act authorizing the appointment of re-ceivers of national banks, and for other purposes, approved June thirtieth, eighteenhundred and seventy-six," is hereby amended so as to read as follows:
" SEC. 3. That whenever any association shall have been or shall be placed in thehands of a receiver, as provided in section fifty-two hundred and thirty-four andother sections of the Revised Statutes of the United States, and when, as providedin section fifty-two hundred and thirty-six thereof, the Comptroller of the Currencyshall have paid to each and every creditor of such association, not including share-holders, who are creditors of such association, whose claim or claims as such creditorshall have been proved or allowed as therein prescribed, the full amount of suchclaims, and all expenses of the receivership and the redemption of the circulatingnotes of such association shall have been provided for by depositing lawful moneyof the United States with the Treasurer of the United States, the Comptroller of theCurrency shall call a meeting of the shareholders of such association by giving noticethereof for thirty days in a newspaper published in the town, city, or county wherethe business of such association was carried on, or if no newspaper is there pub-lished, in the newspaper published nearest thereto. At such meeting the share-holders shall determine whether the receiver shall be continued and shall wind upthe affairs of such association, or whether an agent shall be elected for that purpose,and in so determining the said shareholders shall vote by ballot in person or byproxy, each share of stock entitling the holder to one vote and the majority of thestock in value and number of shares shall be necessary to determine whether thesaid receiver shall be continued or whether an agent shall be elected. In casesuch majority shall determine that the said receiver shall be continued, thesaid receiver shall thereupon proceed with the execution of his trust and shallsell, dispose of, or otherwise collect the assets of the said association, and shallpossess all the powers and authority, and be subject to all the duties andliabilities originally conferred or imposed upon him by his appointment assuch receiver, so far as the same remain applicable. In case the said meeting shallby the vote of the majority of the stock, in value and number of shares, determinethat an agent shall be elected, the said meeting shall thereupon proceed to elect anagent, voting by ballot, in person or by proxy, each share of stock entitling theholder to one vote, and the person who shall receive votes representing at least amajority of stock in value and number shall be declared the agent for the pur-poses hereinafter provided, and whenever any of the shareholders of the associationshall, after the election of such agent, have executed and filed a bond to the satis-faction of the Comptroller of the Currency, conditioned for the payment and dis-charge in full of each and every claim that may thereafter be proved and allowed byand before a competent court, and for the faithful performance of all and singularthe duties of such trust, the Comptroller and the receiver shall thereupon transfer anddeliver to such agent all the undivided or uncollected or other assets of such associa-
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 77
tion then remaining in the hands or subject to the order and control of said Comp-troller and said receiver, or either of them; and for this purpose said Comptrollerand said receiver are hereby severally empowered and directed to execute anydeed, assignment, transfer, or other instrument in writing that may be neces-sary and proper, and upon the execution and delivery of such instrument to the saidagent the said Comptroller and the said receiver shall by virtue of this act be dis-charged from any and all liabilities to such association, and to each and all thecreditors and shareholders thereof. Upon receiving such deed, assignment, transfer,or other instrument; the person elected such agent shall hold, control, and dispose ofthe assets and property of such association which he may receive under the termshereof, for the benefit of the shareholders of such association, and he may in his ownname, or in the name of such association, sue and be sued, and do all other lawfulacts and things necessary to finally settle and distribute the assets and property inhis hands, and may sell, compromise, or compound the debts due to such association,with the consent and approval of the circuit or district court of the United Statesfor the district where the business of such association was carried on, and shall atthe conclusion of his trust render to such district or circuit court a full account of allhis proceedings, receipts, and expenditures as such agent, which court shall, upondue notice, settle and adjust such accounts and discharge said agent and the suretiesupon said bond. At such meeting, held iis hereinbefore provided, administrators orexecutors of deceased shareholders may act and sign as the decedent might have doneif living, and guardians of minors and trustees of other persons may so act and signfor their ward or wards or cestui que trust. The proceeds of the assets or property ofany such association which may be undistributed at the time of such meeting or maybe subsequently received shall be distributed as follows:
"First. To pay the expenses of the execution of the trust to the date of such pay-ment.
" Second. To repay any amount or amounts which have been paid in by any share-holder or shareholders of such association upon and by reason of any and all assess-ments made upon the stock of such association by the order of the Comptroller of theCurrency in accordance with the provisions of the statutes of the United States;and
" Third. The balance ratably among such stockholders in proportion to the numberof shares held and owned by each. Such distribution shall be made, from time totime, as the proceeds shall be received and as shall be deemed advisable by the saidComptroller or said agent."
LEGAL DECISIONS.
A digest of prominent national-bank cases up to date will be foundin the Appendix, p. 95. This digest has become necessary in view ofconsiderable inquiry by the general public, and it affords a convenientand ready source of reference to every national bank. It is not practi-cable to include the syllabus of every decision affecting a national bank,and generally those which are not an exposition of United States stat-utes are excluded. Much interest has been evinced during the pastfew years by bank officials and the general public as to the duty ofdirectors, and the Supreme Court of the United States recently deter-mined that the directors of a national bank must exercise ordinary careand prudence in the administration of the affairs of the bank, and thisincludes something more than officiating as figureheads; that they areentitled under the law to commit the banking business as defined to theduly authorized officers, but are not absolved from the duty of reason-able supervision, nor permitted to be shielded from liability because ofwant of knowledge of wrongdoing, if that ignorance is the result ofgross inattention.
CLEARING-HOUSE ASSOCIATIONS.
In our smaller cities it is the custom of banks to send all claimsagainst other banks in the same place by runners or messengers tosuch banks for payment. In such manner are their exchanges con-summated, and in such cases the payment of these claims represents a
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78 REPORT OF THE COMPTROLLER OF THE CURRENCY.
money transaction. In our larger cities, in order to save time and laborand avoid the risk attendant upon the transporting of money about thestreets, and minimize the amount of actual money required to adjustits exchanges, clearing-house associations have been established,wherein each bank is credited with what claims it has against theother members of the association, and debited with the amount thateach of the other members of the association hold against it. The bal-ance only is paid or received in money. Thus each bank adjusts itsday's exchanges, as though all transactions were with one bank in-stead of with many banks which constitute the other members of theassociation.
The total clearing-house transactions in the fifty-seven clearing-houseassociations in the United States for the past year aggregate the enor-mous sum of $61,017,839,067, and this great volume of business wastransacted by the use of only about 8 per cent in currency or money.These clearing-house transactions have such a direct and important bear-ing upon the currency of the country that a report upon the currency wouldbe incomplete that did not include the history of the clearing-housetransactions for a year. For that reason the following tables, givingfull information upon the subject, are submitted.
TRANSACTIONS OF THE NEW YORK AND OTHERASSOCIATIONS.
CLEARING-HOUSE
The present membership of the New York Clearing-House Associa-tion comprises 46 national banks, 18 State banks, and the subtreasuryat New York, 65 members in all. There are 48 national and 46 Statebanks in New York City, and 2 national and 28 State banks not beingmembers, clear through other banks which are members of the associa-tion.
The following information with respect to the operations of the clear-ing-house associations in the United States has been kindly furnished,upon request, by Mr. William Sherer, manager of the Clearing-HouseAssociation at New York City:
COMPARATIVE STATEMENT FOR TWO YEARS OF THE TRANSACTIONS OF THE NEWYORK CLEARING HOUSE, SHOWING AGGREGATE AMOUNT OF CLEARINGS, AGGRE-GATE BALANCES, AND THE KINDS AND AMOUNTS OF MONEY PASSING IN SETTLE-MENT OF THESE BALANCES.
Year j Aggregateended— | clearings.
Kinds of money and amount of each kind.
U. S. goldcertificates.
U.S.Treasurynotes.*
Treasurycertificatesfor legal
tenders, sec.5193, IT. S.RevisedStatutes.
Legaltenders
and minorcoin.
Percentagesto balances
Goldcertificates.
Legalten-ders.
Oct. 1,1891..Oct. 1,1892..
Increase..Decrease..
Dollars.34, 053, 698, 770 1.36, 279, 905,2361.
Dollars. Dollars., 584, 635, 500!l, 028,443, 000:102,435.,861,500,5751 791,022,000 357,
Dollars. Dollars. Dollars,435, 000 353,510, 000 100,247,500 64.9+135.1-971, 000 483, 350, 000 229,157, 000 42. 5 57.5
2,226,206,466 276,865,0751 J255,536, 000.237,421,000 !
129, 840, 000|128,909, 500|
*United States Treasury notes are issued in pursuance of the provisions of the act of Congress direct-ing the purchase of silver bullion and the issue of Treasury notes thereon, approved July 14, 1890.They are payable on demand in coin.
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EEPOUT OF THE COMPTROLLER, OF THE CURRENCY. 79
The following is a comparative statement of transactions of theYork clearing-house for thirty-iiine years and shows for each year thenumber of banks, aggregate capital, clearings and balances, average ofthe daily clearings and balances, and the percentage of balances toclearings:
Year.
18541855185618571858185918601861,1862,1863186418651866,1867.18681869187018711872,18731874187518761877187818791880188118821883188418851886188718881889189018911892.......
Total
No. ofbanks.
5048505046475050505049555858595961626159595959
' 58575957606163616463646363646364
Capital.*
$47,044,90048, 884,18052,883, 70064,420, 20067,146, 01867,921,71469,907,43568, 900, 60568, 375, 82068,972,50868,586, 76380,363, 01382, 370, 20081,770, 20082,270,20082,720,20083, 620, 20084,420,20084,420,20083,370,20081, 635, 20080, 435, 20081, 731, 20071,085, 20063, 611, 50060, 800, 20060,475,20061,162, 70060, 962,70061,162,70060,412,70058, 612, 70059, 312, 70060, 862, 70060,762, 70060, 762, 70060, 812, 70060, 772, 70068, 233, 500
t68, 515, 265
Clearings.
$5, 750,455, 9*75, 362, 912, 0986, 906, 213, 3288, 333, 226,7184, 756. 664, 3866,448,005, 9567, 231,143,0575, 915, 742, 7586, 871,443, 59114, 867,597, 84924,097,196, 65626,032,384, 34228,717,146,91428, 675,159, 47228,484, 288, 63737,407, 028,98727, 804,539,40629, 300, 986, 68233, 844, 369, 56835,461,052, 82622, 855,927,63625,061,237,90221, 597, 274,24723, 289, 243, 70122, 508, 438,44225,178,770, 69137,182,128, 62148,565, 818, 21246, 552, 846,16140, 293,165,25834,092, 037. 33825, 250, 79li 44033, 374, 682,21634,872,848, 78630, 863, 686, 60934,796,465,52937, 660, 686,57234,053, 698, 77036,279,905, 236
+986, 597, 212,585
Balances paidin money.
$297,411,494289,694,137334,714, 489365,313, 902314, 238,911363, 984, 683380, 693,438353, 383, 944415,530, 331677,626,483885, 719,205
1, 035, 765,1081,066,135,1061,144, 963,4511,125,455, 2371,120, 318, 3081,036,484, 8221, 209, 721,0291,428,582, 7071,474,508,0251, 286, 753,1761,408, 608, 7771,295,042,0291, 373,996, 3021, 307, 843, 8571,400, 111, 0631, 516, 538, 6311,776,018,1621,595,000, 2451, 568, 983,1961, 524, 930, 9941,295, 355, 2521,519, 565, 3851,569,626, 3251, 570,198, 5281, 757, 637,4731, 753,040,1451,584, 635, 5001,861,500, 575
1244,285,630,425
Averagedaily
clearings.
$19,104,50517,412,05222, 278,10826, 968, 37115,393,73620, 867, 33323,401, 75719, 269, 52022, 237, 68248,428, 65777, 984, 45584,796, 04093, 541,19593,101,16792,182,164121,451, 39390, 274,47995,133,074109, 884, 317115, 885,79474, 692, 57481, 899,47070, 349,42876, 358.17673,555, 98882,015, 540121,510,224159, 232,191151, 637,935132,543, 307111, 048, 98282,789, 480109,067, 589114,337,209101,192,415114,839, 820123, 074,139111, 651,471118, 561,782
t82,470, 719
Averagedaily bal-ances paidin money.
$988 078940.565
1, 079; 7241,182. 2461, 016, 9541,177, 9441,232,0181,151, 0881, 344, 7582, 207. 2522, 866, 4053, 373, 8283,472, 7533, 717,4143, C42, 2503, 637,3973, 365, 2103,927, 6664, 636, 6324, 818, 6544, 205,0764, 603, 2974, 218, 3784, 504, 9064, 274, 0004, 560, 6224,956,0095, 823, 0105,195, 4405,161,1294,967, 2024, 247,0694, 965,9005.146, 3165,148,1925, 800, 7845,728, 8895,195,5266, 083, 335
t3,701, 883
Bal-ances toclear-ings.
Per ct.5.25.44.84.46.65.65.36.06.04.63.74.03.74.04.03.03.74.14.24.15.75.65.95.95.85.64.13.53.43.94.55.14.54.55.15.04.74.65.1
4.4
* The capital is for various dates, the amounts at a uniform date in each year not being obtainable.t Yearly average for 39 years.\ Totals for 39 years.
The clearing-house transactions of the assistant treasurer of theUnited States at New York for the year ended October 1,1892, were asfollows :Exchanges received from clearing house $330, 904,236.19Exchanges delivered to clearing house 124, 324, 688.45
Balances paid to clearing house 206, 579,547.74
The balances were paid to the clearing house as follows:United States gold certificates $83, 355,000.00United States Treasury notes 75,275,000.00Legal tenders and change 47,949,547.74
206,579,547.74
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80 KEPORT OF THE COMPTROLLER OF THE CURRENCY.
COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR OCTOBER, 1892, AND OCTOBER, 1891.
Clearing house at—
New YorkBostonChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiGalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon ..Fort WorthDuluthPeoriaWashington, D. C .St. JosephNew HavenSalt Lake CityRochesterToledoSpringfieldWorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopekaWacoBirminghamBinghamton
Exchanges for month ended—
October, 1892. October, 1891.
$3,078, 486, 836456, 632, 613465, 469. 612345, 878, 910106, 999, 56876,149. 85767,102, 98167,455, 88772,132, 80019, 042, 99050,166,41543,711,18249,144, 00039, 245, 54736, 604, 53934, 673,51035, 244,43014,425, 05328,961,40025, 731, 60626,889,36121, 645, 86027, 941, 5135, 224, 2179, 339, 621
17, 086.1003,958, 7528,453, 4049, 667, 288
11, 301, 7932,425,3028, 770, 0008,802,1159, 981,4918,810, 2556, 869, 7027, 636, 0007, 262, 523
N o report6,410,1106 127,3976,203, 9404,104, 0005, 789, 7163, 460, 7644,877,6455, 560, 2374,405,3804, 614, 8453,182, 8824, 380,0903, 095, 8035,410,1472,025,0002, 286, 0832,940, 0152, 264, 6561,948, 6672,419, 8842, 268, 5051,284,500
Comparisons.
Increase. Decrease
$3,282,109, 628455,197, 952421. 521,165 {311, 008, 476 I104,433,739 j83,146, 98063, 803,11763,546, 00160, 666, 500 i26, 216. 521 j46,745, 573 J46,079,497 \43,743,000 j37, 663, 594 j34,251,767 I30,632,199 t29,481,919 I14, 376, 525 j29, 730, 600 t24,710,213 I24, 370, 375 |21,049,891 j19,970, 064 I8,545,637 |
14,888,842 i14,834,300 i3,405,639 !8, 612, 4679,810,106
12, 923, 9242, 414, 8578, 327, 6478,149,0477, 267, 2517, 426, 7017,114, 9666, 649, 6496, 550, 919
No report6,104, 8615, 875,8765, 847, 2875,819, 9635, 044, 4134,479, 509 j4,490,4064,422, 6264, 056, 6944, 068,1393,778,8373, 700, 6032,474, 5244, 338, 7911, 800,0002,471, 0722,491, 8231, 998, 9681, 899, 2044, 736, 5812,447,5741,131, 000
Total 5, 400,385,099 j 5,484, 855, 999| 5,400,385,099
$1, 434, 66143, 948, 44734, 870, 434
2, 565, 829
3,3,
11,
3,
299,909,466,
420,
864886300
842
5, 401, 0001,58J, 9532, 352, 7724,041,3115, 762, 511
48,528 | .
1,021, 393 J.2,518,786 L
595,969 !.7,971,449 i.
2,251,800 I.553,113 !.
10, 445442, 353653, 068
2,714, 2401, 383, 554
986,351 !.711,604 I.
* 305, 249 L251,521 I.356,653 L
745,303
387,239 !1,137,611 !
348,686 !546,706 j
679,487621,279
1,071, 356225,000
153,500 |
153,511, 396
3, 622, 792
6, 997,123
7,173, 531
2, 368,315
769, 200
3, 32.1, 4205, 549, 221
159,063142, 818
1, 622,131
245, 264
1,715, 963
1,01.8," 745
595,955
184, 989
2,316, 697179,069
237, 982, 296153,511,396
Decrease. 84,470, 900 84,470,900
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 81
COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR WEEKS ENDED OCTOBER 29, 1892, AND OCTOBER 29,1891.
Clearing house at—Exchanges for week ended—
October 29,1892.1 October 29,1891,
Comparisons.
Increase. Decrease.
New YorkBostonChicagoPhiladelphia.St. Louis..San FranciscoBaltimorePittsburgCincinnatiGalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon . -Tort WorthDuluthPeoriaWashington, D. 0 .St. JosephNew HavenSalt Lake CityRochesterToledoSpringfieldWorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopeka"WacoBirminghamBinghamton,
Total.
Increase.
9647 6
$760, 238,112107,151, 050110, 073, 50886, 062, 55125, 236, 25617, 812,10914, 820, 84516,426, 61715, 613, 0004, 585,16012, 373, 4619, 518, 23410, 215, 8408,165, 8829, 306, 4327,435,1517,872, 7673, 709,1557, 057,1006, 212, 9996, 284,1205,176, 7517,165,4801,171, 6392, 597, 8063, 937, 3001, 000, 0001, 957, 6832, 208, 7472,441, 339
584, 8432,100,0002,126, 7662, 381, 9181,946, 2811,478, 4991, 676,9501, 894,367
N o report1,403, 3531, 371,9741,467, 735992,059
1,478, 576826,429
1,035,8271, 336. 907
939, 8001,097,084
652, 8921, 039, 665600,000887,453474,200499, 933474, 757431,654418,204834,947553, 082334,300
$687,083, 28996,413, 33589, 692,16766, 456, 33021, 865, 93619, 367,19713, 588, 76213, 622, 34513, 200,8004, 724, 80110,313,16610, 610,1359, 247, 6008, 269,4987, 568,9206,661,5096,190,0032,708, 0677,148, 4005, 221,4444,920,1584, 327,9324, 763, 3032,266, 6723,782,1143,155, 400
784, 5971, 793, 0381, 809, 9022,249,817502,498
1, 769, 9121, 699, 3961,445,4941,600, 0001, 299,0241.446,4801, 356,152
N o report1,235,1641,217, 5001, 323,8021,354, 838993,909884.575817,782957,978847, 037749,421978,200746, 893519, 560874,139367, 000531,344380,892
" 424,354385,407
1, 320, 797572, 996238,300
$73,154,82310, 737, 71520, 381,34119, 606,2213
12
370,320
232,804,
2,412
083272200
2,060,295
1
11
1
2
968.
737,773,682,
240
512642764
001, 088
988363848402
555962819177
781,900215, 403164, 645398,845191, 52282,345
330, 088427, 370936,424346, 281179,475230,47053*8, 215
168,189154,474143, 933
484, 667
218, 045378, 92992, 763347, 663
292,77280,44013, 314
107, 200
93,8657,300
32, 797
'6, 000
1,207,167,5491,058,650,481
1,058, 650,481 155, 061. 3636,544, 295
148,517,068 148,517,068
$1, 555,088
139, 641
1, 091,90i
91,300
1,095,0331,184, 308
362, 779
"58,"i46
325,308
31,411
485, 85019, 914
6, 544,295
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82 •REPORT OF THE COMPTROLLER OF THE CURRENCY.
The following table shows the transactions of the clearing houseslocated in fifty-seven cities for the year ended September 30, 1892, fromofficial returns received from the manager of the New York Clearing-House Association, comparisons being made with the year ended Sep-tember 30, 1891, the increase or decrease in the exchanges being indi-cated :
COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR YEARS ENDED SEPTEMBER 30, 1892, AND SEPTEMBER 30, 1891.
Clearing-house at- -
Exchanges for years ended-
September 30,1892.
September 30,1891.
Comparisons.
Increase. Decrease.
New "YorkBoston ,ChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiOxalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon.Fort WorthDuluthPeoriaWashington, D. C.St. JosephNew HavenSalt LakeRochesterSpringfieldWorcesterPortland, MeNorfolkTacomaLowell.....Grand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopeka
Total.
Increase.
$36,279,4, 901,
959,3, 671,1,211,
833,772,743,728,276,494,
905,236096,976861,142149,047370,719617,126435,133635,356711,350252,495906,132931, 005287, 201405,192849,753737, 532
427,409,353,347,
102, 715, 466280, 637, 800271, 350, 612287, 324, 716259, 519, 344271,668,937118,636,627]40, 387, 378177,384, 700
49, 298, 231*96,295,409109, 746, 541
*108, 903,86228, 841, 33593, 413,42895, 873,11298,005, 35489,814, 34574,492,12989,463, 68277,594, 99768, 875, 78164,732, 39662,605,68752,409, 22947,154, 23742, 736,15548, 622,34254,367,93647, 687, 53752, 386, 73440, 027, 89644,573,06932, 235,90149, 972, 363
*22, 684, 00027, 566,18624,138,424
*24,352,93820, 512,044
$34,053,698, 7704,795,594,0524,338, 693,1673,372, 915, 5511,124,330,218
905, 864,727724, 710, 877699, 447, 762655, 896, 900304,153, 201451,745,355532,110,103343,247, 803386, 012, 271338, 884, 381310,737,141367, 501,443163,893, 754276,980, 218227, 802,173264, 540,195228, 393,982218,446, 893103, 555, 836127, 310, 0}4157, 559, 500
53, 267, 73079, 833,817
104,306, 61770,416, 97437,042,947
102, 676, 55388, 619, 27688,173,98477, 661,16270, 343,94080,845,16675,7«1, 36963,624, 28661, 714, 69463, 512, 78056, 710, 90650, 383. 69041,114^ 78042,265,67850, 557, 86244,904,34551,945,91037, 097,42242,482, r28, 237,98938, 290, 77817, 872, 00027, 849, 36423, 282, 93216, 581,94119,921,416
!, 226,206, 466105,502, 924621,167,975298, 233,49687,040,501
47, 724, 25644,187, 59472,814, 450
43,160, 977
84, 039, 39823,392,92114, 965, 37237, 000, 3911,197, 369
3, 657, 58243, 548, 43922, 784, 52131,125, 36253,222,04415, 060, 79113,077, 36419,825, 200
16, 461, 5925, 439, 92*438,486, 888
f\7,253, 8369, 831, 37012,153,1834,148,1898, 618, 5161, 813, 6285,251,4953,017,702
1, 621, 3756, 356, 6648, 810, 0742, 783,192440, 824
2, 930,4742, 090,1803,997, 91211, 681, 5854,812, 000
855, 4927,770,997590, 628
61,017,839, 067 57,181, 347, 284 4,071,153,113
57,181,347,284
3, 836,491, 783
234, 661, 330
3, 836,491, 783
$72, 247, 601
162,167, 335
"43,179,098
61,178, 288
3,969,4G9
8, 201, 6129,263,125
907, 0934, 301, 6773, 229,453
283,178
234, 661, 330
* For nine months,
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REPORT OF THE COMPTROLLER OP THE CURRENCY. 83
In 1891 there was a notable decrease in the volume of exchanges,amounting to over $3,000,000. The year 1892 being placed in compari-son, there has been an increase of over $3,800,000.
CLEARING HOUSE OF THE NEW YORK STOCK EXCHANGE.
There was organized on the 17th day of May, 1892, a Stock ClearingHouse Association in the city of New York, which has since been invery successful operation. The object of this association was to avoidthe personal delivery of stocks and enable each broker to adjust hisdeliveries and receipts of stocks in precisely the same manner as hewould do were all his transactions of a day with a single broker, insteadof the various brokers belonging to the association. The principle is thesame as that which controls the bank clearing house, and the savingin time, labor, risk, and use of money or certified checks is equally asgreat.
The following statement shows the transactions from date of organi-zation to October 31:
Date. *
May 17 to Octo-ber 31,1892
Sharescleared both
sides.
84,808, 800
Total valueboth sides.
$5, 591, 048,200
Sharebalances one
side.
9,202,400
Valueshare balances
one side.
$576,110,200
Cashbalancesone side.
$7,661,400
Numberstocks
cleared.
4 to 16
The practical good accomplished by this exchange is very apparentand the wisdom of its establishment can not be too highly commended.When perfected and extended so as to clear all stocks dealt in uponthe exchanges it will practically do away with the evil of overcertifica-tion of checks. During, the brief period of its existence it is estimatedthat it has reduced bank clearing house transactions $1,643,000,000and avoided certification of checks to that amount.
SAVINGS BANKS AND LOAN AND TRUST COMPANIES OF THE DISTRICTOF COLUMBIA.
By act of Congress certain financial institutions, other than na-tional banks, doing business in the District of Columbia, are placedunder the supervision of theJComptroller of the Currency, report to him,and are examined precisely the same as national banks. These consistof The National Savings Bank, The National Safe Deposit,Savings andTrust Company, The Washington Loan and Trust Company, and TheAmerican Security and Trust Company. A detailed report of theircondition on the 30th day of September, 1892, will be found in the Ap-pendix.
STATE, SAVINGS, PRIVATE BANKS, LOAN AND TRUST COMPANIES.
Conforming to the provision of law that devolves upon the Comp-troller of the Currency the duty of obtaining and publishing in hisannual report to Congress statements showing the condition of banksand banking institutions incorporated under State authority, the de-sired information has been procured, through the courtesy of publicofficials, in all but nineteen States and Territories. Of the States fromwhich no official returns have been received two are located in the
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84 REPORT OF THE COMPTROLLER OF THE CURRENCY.
Middle, eight in the Southern, and nine in the Pacific and Territorialgeographical divisions. To statements received from official sourceshave been added like information received directly by this Bureaufrom incorporated and private banks and bankers, located in States inwhich there are no provisions of law requiring such information to bereported to the State authorities. Over 6,000 such banks and bankershave been called upon to furnish statements for this report.
The number of incorporated banks in existence on June 30,1892, was4,668. The number of banks, statements of whose condition have beenreceived by this Bureau, either directly or by means of their officialreports to their respective State governments, showing their condi-tion on or about the close of the fiscal year ended June 30, last, is4,418, or over 94 per cent of all engaged in business at that time. Theincrease this year over last in number of reporting banks is 664, thematerial increase being accounted for, partially, by the fact that in oneState (Nebraska) the banking department, in its abstract, includedprivate with incorporated banks.
Statements showing the condition of 5,579 incorporated and privatebanks have been received, the aggregate resources amounting to$3,751,649,173. The principal items of assets are $828,739,486 loans onreal estate; $388,749,959 loans on collateral security other than realestate; $984,274,847 other loans and discounts; $154,025,395 UnitedStates bonds; $403,224,457 State, county, and municipal bonds;$379,077,437 railroad, bank, and other stocks and bonds; $261,278,559due from banks and bankers; $97,070,359 real estate, etc.; $197,789,384cash and cash items. The aggregate capital employed amounts to$386,394,845; surplus and undivided profits, $323,715,176; deposits,$2,911,594,571. . Of the 6,579 reports 3,191 are made by State banks,having an aggregate capital of $233,751,171; surplus and undividedprofits $90,358,180; deposits, $648,513,809. The resources of 168 re-porting loan and trust companies are $600,244,908; the capital$80,645,972; surplus and undivided profits $61,768,148, and deposits$411,659,996.
The condition of the savings banks of the country is* of special inter-est owing to the enormous volume of funds in their custody, and to thefarther fact that these funds are largely the savings of people of linnited means. Eeports have been received from 1,059 savings institu-tions, including 416 stock sayings banks, which associations do both acommercial and savings business. Of this number 643 are conducted,presumedly, in the sole interest of the depositors, and are classified asmutual savings banks. The resources of the latter class amount to$1,605,415,679, being nearly 82 per cent of the total assets of bothclasses. An examination of the abstract of the reports of these banksshows that of this class 450 are located in the Eastern, 181 in the Mid-dle, 1 in the Southern, and 11 in the Western geographical divisions.
A noticeable feature in this connection is the approximately uniformaverage deposit, in thesebanks,intheEastern,Mid die, and Western divis-ions, being $356.87, $352.28, and $376.58 respectively and the average inall such banksbeing $356.65. It is also noteworthy that while the entiredeposits in mutual institutions are savings accounts, but 82 pAr centof the deposits in stock savings banks, as shown by the reports, are ofthat class, and the actual percentage is undoubtedly much less, for therea-son that in a number of States, notably Vermont, Iowa, and California,no classification of deposits is made, although accounts of a commercialnature are taken. The average rate of interest paid or credited to de-positors in mutual savings banks appears to be about 4 per cent; simi-
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 85lar information is not at command, in respect to stock savings associa-tions, to enable even an estimate to be made, although it would seemthat the rate is slightly in excess of that paid by the former class*Stock savings banks, with the exception of 15 in the Eastern and 15 inthe Middle States, are located in the Southern, Western, and PacificStates and Territories.
The aggregate resources of all savings banks amount to $1,964,044,861,of which loans on real estate amount to $714,832,576; loans on collateralsecurity other than real estate, $79,173,174 and other loans and dis-counts, $229,711,725. The following figures represent their investmentsin bonds, stocks, etc.: In United States bonds, $133,344,199; State,county and municipal bonds, $393,190,240; in all other bonds and stocks,$246,001,306. The amount invested in real estate is $33,097,998 and thefunds deposited in other banks and cash on hand, $81,576,253 and$33,208,271 respectively. Of the liabilities of these 1,059 institutions,$37,407,475 represents their capital, $132,880,724 surplus, $27,448,960other undivided profits, $1,712,769,026 savings deposits and $45,560,592other deposits,
Of the 5,579 reports of condition received by this Bureau 1,161 were fromprivate banks and bankers having an aggregate capital of $34,590,227surplus and undivided profits $11,259,164, deposits $93,091,148.
The following tables present summaries of this information:
AGGREGATE KESOURCES AND LIABILITIES OF ALL STATE BANKS, LOAN AND TRUSTCOMPANIES, SAVINGS AND PRIVATE BANKS, 1891-'92.
RESOURCES.
State banks.
3,191 banks.
Loans on real estate.Loans on collateral security other thai
real estate ;Other loans and discounts |Overdrafts •United States bonds ;State, county, and municipal bonds jRailroad bonds and stocks |Bank stocks 'Other atocks and bonds iDue from other banks and bankers ,Real estate, furniture, etc !Expenses and taxes paid •Cash and cash items • •Other resources
Loan andtrust com-
panies.
168 com-panies.
$45,025,576 $55,093,822
6351256,413,894855| 73,760,8320471 155,999
42, 903,611, 750,
4,815,912,
2, 313,459,901,
45,595,104, 629,32,037,
3, 278,129, 745,
16, 329,
123 18,059,5786,404,311
612 27,617,7008951 1,608,344
" 52,516,845312| 54,975,325310! 22,617,764995! 648,2695781 22, 600, 045!044 7,767,180!
Savingsbanks.
1,059 banks.
$714,832,576 $13,782,512
79.173,174229,711,725
328, 763133,344,199393,190,240131,215,829
43, 688, 73971,096,73881,576, 25333,097,998
832,05933, 208. 27118,748, 297
Total 1,040, 697,731J600,244,9081,964,044,861146,661,673 3,751,649,173
LIABILITIES. « i |
Capital stock i 233,751,171; 80,645,972' 37,407,475Surplusfund ; 66,725,191| 45,824,747; 132,880,724Other undivided profits « 23,632,989| 15,943,401 27,448,960Debenture bonds s 11,365,280'State bank notes - ! 137,232!Dividends unpaid ! 756,905 108,479 41,412Individual deposits j 648,513,809411,659,996! 45,560,592Savings deposits ; j |l, 712,769,026Due to other banks and bankers i 48,596,672i 3,771,465j 3,593,717Other liabilities i 18,583,762* 30,925,568! 4,342,955
Privatebanks.
1,161banks.
10,259,25269,051,4352,067,6271,709,4951,316,540
404,178703,932
3,268,24220,097, 6699, 317,287
846,19712, 235,490
1, 601, 813
34,590,2277,730,5873,528,577
1,745,6955,975,439
Total.
5,579 banks.
$828,739,486
388,749,959984,274,8477,367,436
154,025,395403,224,457159,697,31946, 902, 910172, 477,208261, 278,55997,070, 3595,605,520
197, 789, 38444, 446, 334
386,394,845253,161,24970,553, 92711,365,280
137,232906,796
93,091,1481,198,825,545712,769,02657,707,54959,827,724
Total 11,040,697,731jfl00,244,90811,964,044,861146,661,673 3,751,649,173
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86 REPORT OF THE COMPTROLLER OF THE CURRENCY.
N U M B E R , C A P I T A L STOCK, S U R P L U S , U N D I V I D E D P R O F I T S AND D E P O S I T S O F ALLS T A T E B A N K S , L O A N AND T R U S T C O M P A N I E S , AND S A Y I N G S ( M U T U A L AND S T O C K ) ,A N D P R I V A T E B A N K S , 1891-'92.
Classes.
State banks . . . .Loan and trust companiesSavings banks (mutual) . .Sayings banks (stock)Private banks
Tota l . . . . . . . .
ISTo.banks.
3,191168643416
1,161
Capitalstock.
$233,751,17180, 645, 972
37,407,47534, 590, 227
Surplus.
$66,725,19145, 824, 747
122,457. 26710,423,4577, 730, 587
Undividedprofits.
5,579 386, 394, 845 253,161, 249
$23,632, 98915,943,40:22, 804,1424, 644, 8183, 528, 577
70, 553, 927
Deposits.
$648,513,809411, 659, 996
1,459,221, 779299,107, 83993, 091,148
2,911, 594, 571
The distribution of the circulating medium, as shown by the cashholdings of national banks on July 12, 1892, and by other banks atdate of latest reports to this Bureau, is exhibited in the table following.The total cash, etc., held by banks other than national was $197,789,384,of which $8,889,370 was gold, $1,925,187 silver, $22,119,226 specie notclassified, $46,812,692 paper currency, and $118,042,909 cash not classi-fied and cash items. The total amount held by all the banks was$586,405,103.
STATEMENT SHOWING THE AMOUNT OF GOLD, SILVER, ETC., HELD BY NATIONALBANKS ON JULY 12, 1892, AND BY OTHER BANKING INSTITUTIONS ON OR ABOUTTHE SAME DATE.
Classification. Nationalbanks (3759).
Other (5579)banking in-stitutions.
Total.
Gold coinGold Treasury certificatesGold (clearing-house) certificatesSilver, dollarsSilver, fractionalSilver, Treasury certificatesNational-bank notesLe^al-tender notesUnited States certificates of deposits for legal tendersFractional currencySpecie, not classifiedCash not classified
$96, 723, 08385, 530,1008,498, 0007,466, 5965,579, 302
25,523,39921, 325, 840
113, 915, 01623,115, 000
939,383
$8,889,370-
} 1,925, 187
*46,812, 692
22,119,226118,042,909
$105, 612,45385,530,1008,498,000
14,971,08525,523,39921,325, 840
160,727, 70823,115,000
939,38322,119, 226
118,042,909
Total. 388,615,719 197,789,384 586,405,103
* Including national-bank notes and coin certificates.
The following table exhibits by States, Territories, and geographicaldivisions the capital employed by national banks on July 12,1892, andby the State, stock savings, private banks, and loan and trust companiesat date of latest returns to this Bureau, the aggregate capital of allclasses by States, and the total of each class and of all, from which itappears that the total capital amounts to $1,071,073,048. The capitalof the national banks is $684,678,203; State banks, $233,751,171; stocksavings banks, $37,407,475; private banks, $34,590,227; loan and trustcompanies, $80,645,972.
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REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING, BY STATES AND TERRITORIES, THE CAPITAL OF THE NATIONALBANKS ON J U L Y 12, 1892, AND OF THE STATE, STOCK SAVINGS, AND P R I V A T EBANKS AND LOAN AND TRUST COMPANIES AT DATE OF LATEST REPORTS TO THISBUREAU.
States and Territories.
Maine
"VermontMassachusettsRhode IslandConnecticut
Total E a s t e r nStates
New YorkNew JerseyPennsylvaniaDelaware ,Maryland
Total Middle States.
"VirginiaWest VirginiaNorth CarolinaSouth CarolinaGreoi sjiaFloridaAlabamaMississippi r
LouisianaTexasArkansas.KentuckyTennessee
Total Sou thernStates
OhioIndianaIllinois . -
"WisconsinIowaMinnesotaKansasNebraska
To ta l WesternStates : . . .
OregonColoradoUtahIdaho"MontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahomaIndian Territory
Total Pacific States.i
Total United States.
Nationalbanks .
$11, 0%, 0006, 217, 5007,160, 000
99,042, 50020, 277, 05023, 024, 370
166, 731, 420
85, 666, 06014, 456, 64571, 234,190
2,133, 98516, 804, 9602, 827, 000
193,122, 840
4, 656, 3002, 736, 0002, 588, 5001,623,0004, 538, 8001, 350, 0003,919,0001,165,0004, 435, 000
26, 202, 8001, 600, 000
15,409,40010,473,953
80, 697,753
24,140, 00043, 797, 80013,428, 00038, 856, 00015, 034, 000
7, 442,15014, 325, 00015,166, 00012, 667,10013,473, 600
198,329,650
282,0004,415,0008,985, 0002,800, 000
625, 0004,740,0001,140, 0001,050,0002,465,0002, 660,0007,640,000
270,0008,225,000
175, 000324, 540
45, 796, 540
684, 678,203
State banks.
$916, 6752, 340, 000
3,256, 675
1 32,303,7001,735, 8508,456, 860
680, 0001, 612,200
44, 788, 610
6,138,1471, 343, 5372,122, 5001, 533, 0275,961,595
238, 550748, 050
3,115,8362,820,121
450, 0001, 223, 894
19, 220, 8524, 017, 967
48, 934, 076
18,265, 5456,492, 6053, 586, 7006, 565,5002, 016,0006,286, 9007,430,2008, 631,0007, 953, 353
*14,032, 650
81,260,453
1,342, 0001,185,7751, 369, 720
607, 00032,000
145,000879, 814
1,890,1412,002,100
281, 06445, 776, 743
55, 511, 357
233,751,171
Stock sav-ings banks .
Pr iva tebanks .
$7'>5 000
725, 000
1, 069,706
410,54234, 525
1,514, 773
100, 00040, 000
718, 360568, 709
20, 000275,000
100, 000139, 350
35, 038
678,450
2,674, 907
1,896,575
6,122,0008,198,410
5,304,000225,000
21, 745,985
600,0001, 009, 047
80, 000
"860,600*
8,197,763
10, 746, 810
$827,243
1,981,435
191, 624
3, 000, 302
220, 540
251,800
336,88091,326
484, 090
2,869,276
4,253, 912
1,160, 8603,665,2823. 070,3534; 599, 741
772,6041, 367, 3655,404, 914
674,4432,824, 004
23,539,566
141,824525,400307,85072 50090, 000
240, 90010,000
511,024155, 54493,860
1, 565,49582,050
3, 796,447
37,407,475 34,590, 227
Loan andtrust com-
panies.
$1, 008, 900
8, 275, 0002, 353. 8201, 111, 600
12,749,320
25, 650, 0001, 470, 000
21, 343, 678500, 000
1, 500, 0003, 250, 000
Total.
$12, 018,9006, 217, 5007,885, 000
107, 317,50023, 547, 54526,475, 970
183,462,415
144,447,00317,662, 495
104, 085, 8693,313,985
20, 519, 326fi 111 R9R
53, 713, 678 296,140, 203
11, 014, 9874,179, 5375, 002.8003,874,387
11,405,9841, 699,8765,426,1404, 280, 8367, 355,121
29, 661,4262, 858,932
34, 630,25215,170,370
136,560,648
3,050,000 4fi.fi1fi.40fi
4, 710, 000730, 000
2,122, 0383,570,936
14,182, 974
--
80, 645,972
55,852,26220,085,05360,853,24126, 751, 01415,096,41534, 586,15228, 267, 37923,444,45727,506,250
339,058, 628
282,0005, 898,824
11,296,1755,486, 617
697,5005,437, 0001,412, 9001, 285, 0003, 855, 8384, 705, 685
10,595,960551,064
63,765, 001257,050324,540
115, 851,154
1,071,073,048
* Includes all banks other than national.
The population of the United States by States and Territories onJune 1,18927 as estimated by the Government actuary, the aggregatecapital, surplus, undivided profits, and individual deposits of nationaland State banks, loan and trust companies, and savings and privateDigitized for FRASER
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88 REPORT OF THE COMPTROLLER OF THE CURRENCY.
banks of the United States at date of reports of the various classesnearest thereto, the average of these per capita, and the per capita av-erage of such funds in each class of banks are shown in detail in thefollowing table. It appears that the population of the country on thedate named was 65,593,000 and the total banking funds $6,390,094,128,an average of $97.42. The per capita averages in each class of banksare: National banks, $42.21; State banks, $14.83f loan and trust com-panies, $8.45; savings banks, $29.81 and private banks, $2.12. Thetable referred to is presented herewith:
TABLE SHOWING, BY STATES AND TERRITORIES, THE POPULATION OF EACH ON JUNE1, 1892, AND THE AGGREGATE CAPITAL, SURPLUS, UNDIVIDED PROFITS, AND INDI-VIDUAL DEPOSITS OF NATIONAL AND STATE BANKS, LOAN AND .TRUST COMPANIES,AND SAVINGS AND PRIVATE BANKS IN THE UNITED STATES ON OR ABOUT JUNE30, 1892; THE AVERAGE OF THESE PER CAPITA OF POPULATION, AND THE PERCAPITA AVERAGES OF SUCH RESOURCES IN EACH CLASS OF BANKS AND IN ALL.
States and Territories.Population
June 1,1892.*
All banks. National! Statebanks, banks.
Capital, etc.Aver-age percapita.
Aver-age percapita.
Aver-age percapita.
Loan J
compa-nies.
Aver-age percapita.
Aver-age percapita.
Privatebanks.
Aver-age percapita.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee IOhio |Indiana iIllinois !Michigan !Wisconsin jIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory...UtahWyomingWashington
Total.
664,000382, 000333,000
2,353, 000360, 000776,000
6, 212,0001,522, 0005,497, 000
173,0001,059,000
257, 0001,685,000
784, Q001,660,0001,181,0001,898, 000
420, 0001, 565,0001,326, 0001,156, 0002,377,0001,195, 0001,883, 0001,789, 0003,770, 0002,234, 0003,975,000-2,186,0001,771,0001, 964, 0001,418,0002,790,0001,480, 0001,225,000
478,00044,000
1,286,000352,00063,000
223,000386, 000100,000160,000161,000123, 000190,000223,00074,000
410,000
$85,438,64895,127,68645,591,380
792,197,295133,889,192210, 733,460
1,788,965,731131,373,896600,432,44215,618,609
114,129,71923, 628,11046,079,69116,583,39115,195,63516,309,84930,828,8767,991,388
14,976,81612,667,42737, 629,38670,967,8548,197,436
95,864,03944,156,220
253,570,57982,201,949
318,, 083,219144,315,566101,931,893127,179,219114,089,026177, 810,89566,886,57775, 581,36349,290,328
853, 990287,486,967
20, 917,1041,438,708
13,190,08213,483,0883,026,606
25,186,8704, 684,2671, 014,085
657,28016,411,7754,890,896
31,337,620
$128.68249. 02136. 91336.67371.91271. 56287.98
86. 32109.2290.28
107.7791.9327.3521.159.15
13.8116.2419.029.569.55
32.5529.856.86
50.9124.6867.2636.808O.X)O66.0157.5564.7480.4563.7345.1961.69
103.1219.41
223.5559.4222.8359.1434.9330.26
157.4129.098.243.46
73.59
76.43
$42.6443.2656.84
138.53128.6287.5489.6550.6665.8645.8757.5361.6013.5812.374.475.546.54
15.577.162.73
20.1626.213.64
20.5016.7243.6424.7448.7328.4023.10
' 25.4039.9125.3223.9736.8083.7319.4121.4547.8412.6741.0020.7628.74
142.7024.256.173.46
38.2452.2958.76
$5.60 $80.44205.76
65,593,000 6,390,094,128 97.42 42.21
$5.409.16
41.23f> 969.56
12.655.51
13.327.723.873.158.582.081.006.82
10.75.54
3.0630.416.208.655.407.573.78
28.6412.1127.5933.5915.10
f24.896.91
32.2142.827.17
47.«565.53
17.478.062.26
29.96
80.07165.93195. 07167. 69108.7924.1713.8723.7042.02
.37
$0.75
"*2.46
1.06.21
5.12.85.34
.45
*.*45
\*60
.271.03
1.64.30.16
2.80
6.36.68
1.894.441.93
1.76 I10.641.87
12.0531.70
.0816.006.53
7.61
90.6410.4010.1614.4413.19
108.91
13.593.29 1.49
13.061.559.90
18.14
"7." 23*"
14.83 8.45 29.81
4.334.795.291.455.739.341.982.896.12
.4.87
2.551.183.70
.981.521.12.06
2.07
4.1512.25
.54
2.12
* Estimated by Mr. Joseph S. McCoy, Government actuary,t Average of all banks other than national.Digitized for FRASER
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 89
Iii the Appendix 227 tables will be found showing, by States, Terri-tories, and geographical divisions, the condition of banks other thannational, as obtained from both official and unofficial sources 5 aggre-gate resources and liabilities of each class ; comparative statements ofcondition of State banks, 1872 to 1892; loan and trust companies,1887->88 to 1891-?92; savings banks, 1887-?88 to 1891-?92; privatebanks, 1888 to 1892; deposits in savings banks, number of depositors,and average amount due each, by States, in 1890-791 and 1891-792; thegro\A th of savings banks in the United States as shown by the num-ber of associations, number of depositors, and amount of deposits inthe years 1820,1825, 1830, 1835, 1840, and 1845 to 1892, inclusive;the number, liabilities, and assets at date of failure of State, savings,private banks, and loan and trust companies in each State that failedduring the year ended June 30,1892; the aggregate number, liabilities,assets and percentage of assets of State, etc., banks that failed duringthe fiscal years ended on June 30,1891 and 1892; reports of condition ofThe First Bank of the United States in January, 1809 and 1811; prin-cipal items of resources and liabilities of The Bank (second) of theUnited States 1817 to 1840; number of banks, amount of specie, circu-lation, and capital in 1774,1784, and 1790 to 1804; the number andcapital of banks by States, etc., at eight different periods from 1792 to1830; the number, capital, circulation, deposits, loans, and specie ofbanks at various periods from 1811 to 1840; the principal items of re-sources and liabilities by States, of banks in the United States in 1819,1834 to 1863, and 1873 to 1892; the number of State banks in the UnitedStates and their principal resources and liabilities in the years 1834 to1863 and 1873 to 1892, inclusive; the number, average capital, and de-posits of all banks, other than national, as shown by reports to the In-ternal Eevenue Bureau on November 30,1875 and 1876, and on May 31,1877 to 1882, inclusive; percentage of depreciation of bank notes duringthe suspension of specie payments from 1814 to 1817; discount of banknotes in New York in January, 1835 to 1838, inclusive; highest and low-est price of bank notes in Philadelphia in each year from 1814 to 1823and from 1834 to 1838.
CONCLUSION.
Prior to the passage of the free-banking act a deep-rooted prejudiceobtained against national banks as monopolies. They were believed topossess special privileges inimical to the interests of the general pub-lic. The act of January 14, 1875, removed all restrictions and ex-tended the powers and privileges of a national bank to any five reputa-ble men who might choose to organize such an institution, thus remov-ing all proper ground of criticism.
All prejudices are long lived, but the one against national banks haspossessed unusual vitality. There are many strong and excellentlywell managed State banks. Some of our States have good bankinglaws, well enforced, with competent and effective supervision. It isundeniable, however, that away from its immediate locality, a nationalbank enjoys greater prestige than a State institution. The systemlends a credit and standing to its individual members. The actualadvantage which national banks possess have won favor, and theprejudice once so strong, has yielded and is fast disappearing beforethe commercial advantages which the system affords. The large per-centage of increase in national banks formed is found in sections wherethe prejudice was once strongest. It is very gratifying to note this.There is no possible conflict of interests between the national system
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9 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
and State systems of banking. National banks do a purely commercialbusiness. The various other banking functions are performed by Stateinstitutions, and the different boards of direction are so interwoven asto indicate the utmost harmony between State and national institutions.
More liberal provisions of law as to circulation or a reduction of theamount of United States bonds which national banks are compelled toown, would result in largely increasing the number of banks. As it is,each year marks a steady growth in number and in public confidencein the system. They have given the country the best currency and thebest commercial service it has ever had, and the good solid businesssense of the country can be relied upon to protect and preserve thesystem.
The work of the Bureau of the Currency is well systematized and isperformed by a thoroughly competent and well equipped force of em-ployes.
This force consists of ninety employes, the number having diminishedfrom one hundred and twenty-five in 1876 to ninety at the present time,notwithstanding the fact that the large increase in the number of as-sociations, under the supervision of the Bureau, has necessarily in-creased the amount of labor to be performed.
I have found all subordinates competent, courteous, and faithful inthe discharge of their duties, and it is with pleasure that I acknowl-edge the valuable aid rendered by those charged with the labor of pre-paring the statistical matter which appears in this report.
In the second volume of this report, comprising over 1,300 pages, willbe found a detailed statement of the condition of all the nationalbanks, as shown by the report of condition of September 30,1892, ar-ranged by States alphabetically and properly indexed.
A. B. HEPBURN,Comptroller of the Currency.
Hon. CHARLES F. CRISP,Speaker of the Rouse of Representatives.
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APPENDIX.
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NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THECOMPTROLLER OF THE CURRENCY, OCTOBER 31, 1892.
Name. Grade.
A. Barton Hepburn...Robert M. NixonHopkins J. Hanford..George M. CoffinWatson W. Eldridge .Edwin Z. PerkinsGeorge W. RobertsonAmos WebsterTheodore 0. EbaughCharles J. StoddardEdward A, DemarayWillis J. FowlerJ ohn A. HebrewEndicott KingGeorge T. MayEdmund E. SchreinerCharles McC. TaylorWalter TaylorThomas P. KaneHarriet M. BlackWilliam E. ColladayGeorge W. CollisonSarah F. FitzgeraldWashington K, McCoyIsaac C. Miller :Joseph K. MillerThomas H. RidgateCharles A. StewartWilliam D. Swan*Ephraim S. WilcoxGeorge H. WoodWillard E. BuellEliza R. HydeR. Leroy LivingstonMary L. McCormickMorris M. OgdenCarrie L. PennockMargaret L. SimpsonEbenezer SouthallArthur M. WheelerFrederick WiddowsEliza M. BarkerEveline C. BatesMargaret L. BrownePhilo L. BushSarah M. CartwrightLoren H. MillikenMarie RichardsonEliza A. SaundersTheresa E. TilleyAnna M. WhitesideLouisa CampbellVirginia H. ClarkeSarah G. ClemensMary L. ConradWilliam S. DavenportArthur L. HitchcockAlice M. KennedyEmma LafayetteFranklin L. MitchellAnna E. RhodesWarren E. SullivanHenry F. LoveaireThomas H. AustinEllen CareyGeraldine CliffordHarry DresbachE. Allen FrostMargaret E. GoodingMary B. HarvellCharles S. HydeFrank T. Israel
ComptrollerDeputy ComptrollerChief clerkChief of division
dodo
SuperintendentTellerBookkeeperAssistant bookkeeperClerk class 4
dododododododo
StenographerClerk class 3
dododododododododo ».dodo
Clerk class 2 1d o Idodododododododo
Clerk class 1dodo
..... .dododododododo
Clerk class E ...Tdododododododo
, dododo
EngineerClerk class D
dodododododododo
Salary.
$5, 0002,8002,5002, 2002,2002, 2002, 2002, 0002, 0002,0001,8001, 8001, 8001, 8001,8001, 8001, 8001,8001, 6001, 6001, 6001, 6001,6001,6001, 6001, 6003,6001, 6001, 6001, 6001, 6001,4001,4001,4001, 4001, 4001,4001. 4001. 4U01, 1001, 4001,2001,2001, 2001, 200
• 1, 2001, 2001, 2001, 2001, 2001, 2001, 0001, 0001, 0001, 0001, 0001, 0001, 0001, 0001, 0001,0001,0001, 000
900900900900900900900900900
* Additional aa bond clerk, $200.93
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94 REPORT OF THE COMPTROLLER OF THE CURRENCY.
N A M E S AND C O M P E N S A T I O N O F O F F I C E R S AND C L E R K S , ETC.-—Continued.
Name.
Lucretia W. KnowltonMary A. MartinWilliam A. Nestler .Mary E. OliverAdelia M. StewartGeorge C SuttonJulia 0. TownsendWilliam J . TuckerClara L. WillardWilliam GriffithsSilas HolmesRobert E. MinturnJohn F. RobertsonLangston W. AllenJohn EarleSamuel M. FreemanM^adison L. JonesDaniel H. MasonWilliam W. Watson '. . . .
Grade.
Clerk class Ddodo
. . . .dodo . .dodododo
MessengerAssistant messenger
dodo
Watchmando
FiremanLaborer
dod o . .
Salary.
$900900900900900900900900900840720720720720720720660660660
EXPENSES OF THE OFFICE OF THE COMPTROLLER OF THE CURRENCY FOR THETEAR ENDED JUNE 30, 1892.
For special dies, plates, printing, etc $76, 935.33For salaries 102,, 670.76For salaries, reimbursable by national banks : 16, 644.42Total expenses of the office of the Comptroller of the Currency from its organization,
May, 1863 to June 30,1892 7,^64,464.51The contingent expenses of the office are not paid by the Comptroller, but from the general appro-
priation for contingent expenses of,the Treasury Department; no separate account of them is kept inthis office.
NAMES AND ADDRESSES OF NATIONAL BANK EXAMINERS, OCTOBER 31, 1892.
Names. Post-office.
Ainger, D. BAlden,LSBostwick, FredericBetts, MadisonBrush, Chas. HCampbell, Chas. JCarskadon, James TChamberlain, Wm. HClary, CharlesCook,Dayid ADay, DanielDengler, Chas. HDiamond, John EDorr, Chas. MEwer, Alfred
Ford, Geo.HGalbreath. G. WGatchell, JeremiahGannon, John J 4Getman, E. M uGriffith, John M *Groesbeck, Leonard H :Hardt,Wm.M :
Heald, Wm. HHolman, Geo. WJamieson, Chas. TKellogg, Edgar JKemp, Harlan WKimball,Wm.HMcHugh, JohnMcKnight,J.MMiller, Wm., jrParker, Frank WStone, Geo.WStone, Geo. ASturges, James DTate,S.McDWilder,IraHWilson, Amos EWilson, Eugene TYoung, Hugh
Charlotte, Mich.Warren, Pa.Pine Plains, N. Y.Wilmington, Ohio.Fergus Falls, Minn.Montgomery, Ala.Keyser, W. Ya.322 Geary street, San Francisco, Cal.Spokane, Wash.Ottawa, 111.Providence, R. I.Pottsville, Pa.Sioux Falls, S. Dak.Great Falls, N. H.P. O. Box 2352,50 State street, room 25,
Boston, Mass.Burton, Geauga County, Ohio.Sedalia,Mo.East Black stone, Mass.Dallas, Tex.976 Broadway, West Troy, N. Y.Wahoo, Nebr.Lansingburg, N. Y.422 North Thirty-second street, Phila-
delphia, Pa.Spokane, Wash.Rochester, Ind.Urbana, Ohio.Craig, Mo.Montpelier, Yt.45 Broadway, New York, N. Y.Cresco, Iowa.Louisville, Ky.Mercer, Pa.Lewiston, Me.1603 Broome street, Wilmington, Del.Dallas, Tex.511 Webster avenue, Chicago, 111.Morganton, N. C.Flint, Mich.McPherson, Kans.Ellensburg, Wash.Central Hotel, Pittsburg, Pa.
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A DIGEST OF NATIONAL-BANK CASES.
CONTENTS.I. Constitutional law.
(1) Powers of Congress; (2) Powers of the States.
II. Powers and liabilities of national banking associations.(1) Implied powers; (2) As to collateral securities; (3) Special deposits; (4)
Government securities; (5) Certified check; (6) Purchasing check; (7)Stock; (8) Deposits to secure performance of contract; (9) Loans in excessof one-tenth capital; (10) Real estate; (11) Certificates of deposit; (12)Lien on dividends; (13) Contracts and obligations of old corporation; (14)Place of business; (15) Circulating notes; (16) Business of liquidatingassociation.
III. Ultra vires.(1) Dealing in stocks; (2) Purchasing negotiable paper; (3) Lending credit; (4)
Mortgages on real estate; (5) When association can not set up want ofpower.
IV. Stock.(1) Purchasing its own stock; (2) Lien on stock; (3) May be attached; (4)
Capital set free belongs to shareholders; (5) Contract to give shares forbusiness; (6) Transfer of stock; (7) Subscriptions to increase of capitalstock; (8) Specific performance of contract to sell.
V. Shareholders.(1) Estopped to deny incorporation; (2) Individual liability; (3) When lia-
bility disqualifies from voting; (4) Right to inspect books.
VI. Officers.(1) Tenure of office; (2) Bonds of officers; (3) Directors must act as a board;
(4) Borrowing of association; (5) Liability for violations of law; (6) Di-rectors of converted banks; (7) Retirement of directors.
VII. Interest. *(1) What interest associations may take; (2) On claims against insolvent and
liquidating associations; (3) Usury.
VIII. Insolvent associations.(1) Not subject to bankrupt act; (2) What constitutes insolvency; (3) Assets
a trust fund; (4) United States has no priority; (5) Claims for torts; (6)Preferences; (7) Bases for estimation of dividends; (8) Set-off; (9) Claimfor breach of contract of lease.
JX. Receiver.(1) Officer of the United States; (2) Whom he represents; (3) How far subject
to Comptroller's orders; (4) Power of courts to appoint; (5) Debtors ofassociation can not question legality of appointment; (6) Receiver's de-cision not final; (7) Sale by; (8) Contracts of; (9) Expenses of receiver-ship for association whjcjj. has gone into liquidation.
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96 REPORT OF THE COMPTROLLER OF THE CURRENCY.
X. Taxation.(1) What may be taxed; (2) Rate; (3) Valuation; (4) Exemptions; (5) Col-
lection of tax from association; (6) License tax; (7) Powers of taxingofficers; (8) Enforcement of taxes; (9) Location of association for taxingpurposes.
XI. Jurisdiction.(1) Jurisdiction of Federal courts prior to the act of July 12,1882: (2) Juris-
diction of Federal courts subsequent to act of July 12, 1882; (3) Jurisdic-tion of State courts; (4) United States can not be subjected to jurisdictionof court; (5) Citizenship.
XII. Suits.(1) By and against associations; (2) By shareholders; (3) By receivers; (4)
By creditors of insolvent association; (5) For usury; (6) To enforce lia-bility of shareholders; (7) Execution; (8) Attachments; (9) Abatement;(10) Estoppel; (11) Suits against liquidating associations; (12) Transi-tory and local suits; (13) Survival of suits.
XIII. Evidence.(1) Certificate of Comptroller; (2) Evidence of insolvency; (3) Necessity for
assessment by Comptroller.
XIV. Crimes.(1) Under United States laws; (2) Under State laws; (3) Term "United
States currency" in penal statutes.
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 97
I. CONSTITUTIONAL LAW.
1. POWERS OF CONGRESS:
(a) Congress has the constitutional power to incorporate banks. (McCulloch v.Maryland. 4 Wheat., 316; Osborne v. Bank of the United States, 9 Wheat,738.)
(b) Congress has power to clothe national banking associations, as to their con-tracts and dealings with the world, with any special immunities and privi-leges exempting them, in their trade and intercourse with others, from thelaws and remedies applicable in like cases to other citizens. (The Chesa-peake Bank v. The First National Bank of Baltimore, 40 Md., 269.)
(c) Thus, the provision of the banking law that no attachment, injunction, orexecution shall issue against a national banking association before finaljudgment in any suit, action, or proceeding in a State court is constitu-tional. (Ibid.)
(d) The tax imposed on State or national banks paying out the notes of indi-viduals or State banks for circulation is constitutional. (Veazie Bank v.Fenno, 8 Wall., 533.)
(e) So is the tax imposed on them for paying out the circulating notes of mu-nicipal corporations. (Merchants' National Bank of Little Book v. UnitedStates, 101 U. S.,1.)
(f) Such a tax is not a direct tax within the meaning of the clause of the Con-stitution which declares that "direct taxes shall be apportioned among theseveral States according to their respective numbers." (Veazie Bank v.Fenno and Mechanics1 National Bank of Little Bock v. United States, supra.)
(g) Congress having, in the exercise of undisputed constitutional powers, un-dertaken to provide a currency for the whole country, may secure the ben-efit of it to the people by appropriate legislation. (Veazie Bank v. Fenno,supra.)
(h) Congress has the power to divest the United States courts of their jurisdic-tion of suits by or against national banking associations. (National Bankof Jefferson v. Fare et al., U. S. C. C. (E. D. Texas), 25 Fed. Bep., 209.)
2. POWERS OF THE STATES:
(a) National banking associations, being instruments designed to aid the Gov-ernment in the administration of a branch of the public service, can notbe controlled by the States, except in so far as Congress may see properto permit. (Farmers and Mechanics7 Bank v. Bearing, 91 U. S., 29.)
(b) No authority from the State is necessary to enable a State bank to con-A ert itself into a national banking association. (Casey v. Galli, 94 U. S.,673.)
(c) National banking associations located outside of a State are subject to itsrestraining acts prohibiting all corporations, not authorized by the law ofthe State, from keeping therein offices for the purpose of discount and de-posit. (National Bank of Fairhaven v. The Phoenix Warehousing Company.6 Run, 71.)
(d) It is competent for a State by penal enactments to protect its citizens intheir dealings with national banking associations located within the State.(State v. Fuller, 34 Conn , 280; see also Taxation and Jurisdiction.)
II. POWERS AND LIABILITIES.
1. IMPLIED POWERS :
To the enumerated powers of national banking associations are to be super-added all the powers incidental to the business of banking. (Pattison v.Syracuse National Bank, 80 N. Y., 82.)
2. AS TO COLLATERAL SECURITIES :
(a) A national banking association may take stock of a corporation as collat-eral security for a loan. (Shoemaker v. The National Mechanics7 Bank, 2Abb. U. S., 416; Canfield v. The Slate National Bank of Minneapolis, U. S.-C. C. (Dist. Minn.), Thomp. Nat. Bank Cos., 312.)
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98 REPOKT OP THE COMPTROLLER OF THE CURRENCY.
2. As TO COLLATERAL SKCIKITIKS—Continued.(b) And it may take for such |mrposo the stock of another national banking
association. {National J><i/iky. Case, 99 U. S., 628.)NOTE.—Bnt this point was not necessary to the decision of the case.(c) A national banking association may take a pledge of personal chattels as
security for a loan. (Piilxhurg Locomotive and Car llorks v. State NationalBank of Keokuk, U. S. 0. C. (Eighth Circuit, 1875), 2 Cent. L. ,/., 692; 1New York Weekly Digest, 332.)
(d) A national banking association may take as security for a loan the indorse-ment of a married woman, charging her separate estate. Such security isto be treated as personal security, within the meaning of the banking law,and not as a mortgage. (Third National Bank v. Blake, 73 N. Y., 260.)
(e) A national banking association may take as*collateral security for a loana warehouse receipt i'or merchandise. (Cleveland, Brown *f Co., v. Shoeman,40 Ohio St., 176.)
(/) A national banking association may take as security for a loan the stockof a corporation whose entire capital is vested in real estate. Such a loandoes not amount to a lending upon mortgage. (Baldwin v. Canfield, 26Minn., 43.)
(g) An agreement by a national banking association to the effect that, in casea note discounted by it shall not be" paid, a mortgage given by the makerto his indorser shall inure to the benefit of the association, is not inhibitedby the national banking law. (First National Bank v. Haire, 36 Iowa, 443;see also National Bank v. Matthews, 98 U. 8., 621.)
(h) A national banking association having taken a mortgage on real estate tosecure a debt previously contracted may. in order to protect itself, pay offa prior lien on the said real estate; and the lien which it thus acquires itmay enforce. (Ornn v. Merchants1 National Bank, 16 Kans., 341; Holmes v.Boyd,90Ind.,S32.)
(?) Where a national banking association has taken collaterals to secure aloan, and, after the loan has been repaid, holds them to secure future ad-vances, it is not a gratuitous bailee; and it is responsible for the loss ofsuch collaterals occasioned by its lack of ordinary care and diligence,though at the time the bailor was not indebted to it. ( Third NationalBank of Baltimore v. Boyd, 44 Md., 47.)
o. SPECIAL DEPOSITS:(a) A national banking association may receive special deposits. The pro-
vision in section 5228, Revised Statutes, authorizing an association "todeliver special deposits'7 implies that it may receive them as a part of itslegitimate business; and this implication is as effectual as an expressdeclaration to the same effect would have been. (National Bank v. Gra-ham, 100 U. S., 699.)
(b) National banking associations have power to receive special deposits eithergratuitously or otherwise. (Pattison v. Syracuse National Bank, 80 N. Y., 82.)
(c) But the executive officers of an association can not bind it as a-gratuitousbailee, unless they have a special authority from the board of directors soto do, or there exists a general custom or usage to that effect. (FirstNational Bank of Lyons v. Ocean National Bank, 60 N. Y., 278.)
4. GOVERNMENT SECURITIES:(a) National banking associations can engage in the business of dealing in and
exchanging Government securities ( Van Leaven v. First National Bank,54 N. Y., 671; Yerkes v. National Bank of Port Jervis, 69 N. Y., 383; Leachv. Hale, 31 Iowa, 69.)
(b) And where an association receives United States bonds of one class for thepurpose of having* them converted into bonds of another class, it is not amere mandatary, but is responsible for the failure to deliver the bonds ondemand. (Leach v. Hale, supra.)
5. CERTIFIED CHECK:A national banking association may "certify" a check. A ucertified" check
is not within the meaning of section 5183, Revised Statutes, which pro-hibits the issuing of post-notes or any notes to circulate as money otherthan such as are authorized by the national banking law. (Merchant*'National Bank v. State National'Bank, 10 Wall., 604.)
6. P U R CHASING CHE C K :A national b nk may buy a check drawn upon another bank; and whether the
check is payable to order or to bearer is immaterial. (First National Bankof Bo Chester v. Harris, 108 Mass.. 514.)
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REPORT OF THE COMPT1K JELER OF THE CURRENCY. £)!J
7. STOCK :(a) A national banking association, in the compromise of a claim growing out
of its legitimate business, may take railroad stock. (First National Bankof Charlotte x. National'.Exchange"Bank of Baltimore, 92 TJ. S., 122.)
(/>) And when necessary to do so, it may pay the difference between the valueof the stock and the amount of the claim. (Ibid.)
(e) A national banking association may take and hold the coupons of munici-pal bonds, and may maintain actions thereon. (First National Bank ofNorth Bennington y. Town of Bennington, U. S. C. C. (Dist. VI.), Browne's:V. B. Gas., 437; see also Lyons v. Lyons National Ban):, 19 Blatch., 279.)
8. DEPOSITS TO SECURE PERFORMANCE OF CONTRACT:A national banking association may receive a deposit to be held by it as secu-
rity for the faithful performance of a contract between the depositor andanother. (BusJniell v. The Ghaiitauqua County National Bank, 10 Hun, 378.)
NOTE.—But the court put the decision upon the further ground that even werethe contract ultra vires, the association, having received the deposit^ wasestopped from setting up its want of power.
9. EOANS IN EXCESS OF ONE-TEXTII CAPITAL:
(a) Sec. 5200, lie vised Statutes, which provides that the total liabilities toany association of any person, etc., shall not exceed one-tenth part of thecapital stock paid in, was intended only for the guidance of the associa-tion, and, though its franchises may be liable to forfeiture for violation ofthe law, the association may recover of the borrower the full amount ofthe loan. (Gold Mining Company v. Rocky Mountain National Bank, 96 TJ.8., 610; O\Harev. Second National Bank of Titusville, 11 Venn. St., 96; Shoe-maker v. The National Mechanics' Bank, 2 Abb. V. S., 416; Stewart Y. Na-tional Union Bank of Maryland, 2 Abb. TJ. S., 424.)
(b) A note is not illegal because at the time it was discounted by the associa-tion the maker was indebted to the association in a sum equal to more thanone-tenth part of its capital. (O'Hare v. Second National Bank of Titusville,supra.)
(c) And a court of equity will not enjoin an association, at the instance of theborrower, from transferring to innocent third persons notes and securities,on the ground that the notes represent part of a loan made in excess of 10per cent of the capital of the association. (Elder v. First National Bank ofOttawa, 12 Jians., 238.)
(d) Where a State bank makes a loan to one person of an amount iu excess ofone-tenth part of its capital, and is afterward converted into a nationalbank, it may, after conversion, extend the time for payment of such loanwithout violating section 5200, Revised Statutes. (Allen v. The First Na-tional Bank of Xenia, 23 Ohio St., 97.)
10. REAL ESTATE:(a) Where a national banking association acquires real estate which it is not
authorized to take, the conveyance to it is not void, but only voidable.And the title of the association to such real estate is good until assailedin a direct proceeding by the Government. (Reynolds v. CrawfordsvillcBank, 112 U, S., 405; see also National Bankv, Matthews, 98 TJ. S., 621; Na-tional BankY. Whilnm/, 103 TJ. S., 99; Swope v. LeffingiceU, 105 TJ. 8., 3;ForlierY. New Orleans Bank, 112 U. S., 439.)
(b) The amount of real estate which a national banking association may pur-chase to secure a pre-existing debt is not limitedto the exact amount ofthe debt, but as much may be purchased as is necessary to secure the debtdue, so long'as the security of such debt is the real object of the purchase.(Upton v. National Bank of South Heading, 120 Mass., 153.)
(c) Where the purpose is to secure a debt previously contracted, a nationalbanking association may take a conveyance of real estate worth more thanthe debt, and pay the difference between the debt and the value of theproperty. (Libby v. Union National Bank, 99 III., 622.)
(d) Where a national banking association sells real estate it may take a mort-gage thereon to secure the payment of the purchase-money. (New OrleansNational Bank v. Raymond, 29 La. Ann., 355.)
11. CERTIFICATES OF DEPOSIT:National banking associations may issue certificates of deposit. Such certifi-
cates are not post-notes within the prohibition of section 5183, RevisedStatutes. (Hunt v. Appellant, 141 Mass. 515; Riddle v. First National Bank.21 Fed. Rep., 503.)
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100 REPORT OF THE COMPTROLLER OF THE CURRENCY.
12. LIEN ON DIVIDENDS:An association lias equitable lien upon dividends declared for any just debt
due to it from the shareholders. (Hager v. Union National Bank. 63 Me.,509.)
13. CONTRACTS AND OBLIGATIONS OF OLD CORPORATION:(a) Where a State bank has been converted into a national banking associa-
tion it may enforce all contracts made with it while a State corporation.(City National Bank v. Phelps, 97 N. Y., 44.)
(b) And it is liable, after the conversion, for all the obligations of the old insti-tution. (Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. TheNational Bank of Crawford, 69 Penn. St., 426.)
(e) A national banking association organized as the successor of a State bankmay take and hold the assets of the bank whose place it takes, thoughthere was not in form a conversion from a State to a national corporation,but the organization of a new corporation. (Bank v. Mclntire, 40 OhioSt., 528.)
(d) And such association will be liable to the depositors of the former bank.(Bans v. Exchange Bank, 79 Mo., 182.)
14. PLACE OF BUSINESS:(a) The provisions requiring "the usual business" of the association to be
transacted "at an office or banking-house in the place specified in its or-ganization certificate" must be construed reasonably; and a part of thelegitimate business of the association which can not be transacted at thebanking-house may be done elsewhere. (Merchants? Bank v. State Bank,10 Wall., 604.)
(b) Although the general business of a national banking association is to betransacted at its place of business, yet if the association is fully advisedof the facts, and does not object, and there is no fraud, its officers, whenacting within the general scope of their authority, may bind it by actsdone at another place. (Burton v. Burley, 9 Biss., 253.)
(c) Under Revised Statutes, section 5190, providing that " the usual businessof each national banking association shall be transacted at an office orbanking-house located in the place specified in its organization certifi-cate," a national bank can not make a valid contract for the cashing ofchecks upon it at a different place from that of its residence, through theagency of another bank. (Armstrong v. National Bank of Springfield, 38Fed. Rep., 883.)
(d) Whatever the terms of such an arrangement being made before the dateof the drawee bank's certificate of authorization, it is invalid under Re-vised Statutes, section 5136, providing that no banking association " shalltransact any business except such as is incidental and necessarily prelim-inary to its organization, until it has been authorized by the Comptrollerof the Currency to commence the business of banking." (Ibid.)
15. CIRCULATING NOTES:The circulating notes of a national banking association are valid though they
do not bear the imprint of the seal of the Treasury. Such imprint wasintended to be simply evidence of the contract, and forms no part of thecontract itself. (United States v. Bennett, 17 Blatch., 357.)
16. BUSINESS OF LIQUIDATING ASSOCIATION:After an association goes into liquidation there is no authority on the part of
its officers to transact any business in its name so as to bind its share-holders, except that which is implied in the duty of liquidation, unlesssuch authority has been expressly conferred by the shareholders. (Rich-mond v. Irons, 121 U. S., 27.)
III. ULTRA VIRES.
1. DEALING IN STOCKS:(a) A national banking association is not authorized to act as a broker or agent
in the purchase of bonds and stocks. (First National Bank of Allentown v.Hoch, 89 Penn. St., 324; Weckler v. The First National Bank of Hager stow n,42 Md., 581.)
(b) A national banking association can not deal in stocks. The prohibition isto be implied from the failure to grant the power. (First National Bank v<National Exchange Bank, 92 U. S., 122.)
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 101
2. Pi'i:.ciiA»sij\<i XK<ioi IAHLM I ' A P K K :
A national banking' association can not purchase negotiable paper. (Lazexw v.National Union Bank of Baltimore, 52 Md., 78; First National Bank ofRochester v. Pier son, 2i Minn., 140; see also Farmers and Mechanics1 Bankv. Baldwin, 23 Minn., 198. But see Smith v. The Exchange Bank of Pitts-burg, 26 Ohio St., 141.)
3. LENDING CREDIT:(a) A national banking association can not lend its credit. (Johnson v. Char-
lotiesville National Bank, 3 Hughes, 657; Seligman v. Charlottesville NationalBank, 3 Hughes, 647.)
(&) A national banking association can not guaranty the paper of a customer/or his accommodation. (Seligman v. Charlottesrille National Bank, supra.)
(c) The accommodation paper of a national banking association is void in thehands of one who takes it with knowledge of its character. (Johnson v.Charlottesville National Bank, supra.')
4. MORTGAGES ON REAL ESTATE:(a) National banking associations are by implication prohibited from taking-
mortgages on real estate as security for contemporaneous loans. (NationalBank v. Matthews, 98 U. S., 621; Fowler v. Scully, 72 Penn. St., 456; KansasValley National Bank v. Itowell, 2 Dill., 371; Commonwealth Bank v. Clark,4 Mo., 59; Crocker v. Whitney, 71 TV. F., 161; Fridley v. 7*owew, 87 77Z., 151.)
(ft) But where such security has been taken, no one bnt the Government canbe heard to complain that the association has exceeded its powers. (Na-tional Bankv. Matthews, supra; National Bank v. Whitney, 103 U. S., 99;Sivope v. Leffingivell, 105 £7. #., 3; Reynolds v. National Bank, 112 [7. #., 405;Fortier v. National Bank, 112 17. £., 439.)
NOTE.—These decisions overrule, on this point, Kansas Valley National Banky.Bowell, 2 Dill., 371; Crocker v. Whitney, supra; Fowler v. Scully, supra;Matthews v. Skinner, 62 Jfo., 329; Woods v. Peojrte's National Bank of Pitts-burg, 83 Peww. ££., 57; Fridley v. Bowen, supra.
5. WHEN ASSOCIATION CAN NOT SET UP WANT OF POWER :Where a national banking association has entered into a contract which it was
not authorized to make, a party who has enjoyed the benefit of such con-tract cannot question its validity. (Casey v. La Societede Credit Mobilier,2 Woods, 77; German National Bank v. Meadowcroft, 95 III., 124.)
IV. STOCK.
1. PURCHASING ITS OWN STOCK:Where a national banking association purchases shares of its own stock, and
divides them among its directors, to whom the shares are transferred uponthe stock books, the transaction is void, and no title passes. (Meyers v.Valley National Bank, U. S. B.C. (E. Dist. Mo.), 13 National BankruptcyRegister, 34.)
2. LIEN ON STOCK :(a) A national banking association can not acquire a lien on the stock of a
shareholder. And a by-law prohibiting a transfer until all liabilities of theshareholder to the association are discharged, or a provision to that effectin the certificates of stock, is void. (Bullard v. National Bank, 18 Wall.,589; Bank v. Lanier, 11 Wall., 369; ConkUnv. The Second National Bank,45 .V". Y., 655.)
(b) A national banking association can not take a pledge of its stock to securea deposit made by it with another bank. Such a transaction amounts to alending upon the security of its own shares. (Bank v. Lanier, supra.)
(c) Though a bank is prohibited from lending money upon the security of itsown shares, yet, if the shares have been sold and the proceeds applied tothe payment of the debt, the courts will not aid the shareholder to recoverthe value of the shares. He can dispute the validity of the transactiononly while the contract is executory, and the security still subsists in thepossession of the bank. (National Bank of Xeniav. Stewart, 107 U. $.,676.)
3. MAY BE ATTACHED:The stock of a shareholder indebted to it may be attached by the association
and sold on execution. (Hager v. lTnion National Bank, 63 Me., 509.)
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102 REPORT OF THE COMPTROLLER OF THE CURRENCY.
4 . C A P I T A L S E T FRKI: P . I -XONMJS T O s i i A i u : n ( > u > i ; i : s :
When a national banking association reduces its capital stock the amount ofcapital thus released belongs to the shareholders pro rat a and must be re-turned to them; and it cannot be retained by the association lor a surplus.(Seeley v. Xeiv York National Exchange Bank, 8 Daly, 400; S. C, 4c Abb. X.C, 61; affirmed, 78 X. Y., 008.)
5. CONTRACT TO GIVE SHARES FOR BUSINESS:
Where an association has made or ratified a contract to give a person a certainnumber of the shares of its stock, upon condition that he will continue todo his business with it, and derives the benefit from this contract, theother party may recover of the association the value of the shares. (Richv. State National Bank of Lincoln, 7 Xebr., 231.)
Q. TRANSFER OF STOCK:
(a) The transfer of shares in national banking* associations is not governed bydifferent rules from those which are ordinarily applied to the transfer ofshares in other corporate bodies. (Johnson v. Laflin, 103 U. 8., 800.)
(5) The entry of the transaction in the books of the association is required, notfor the translation of the title, but for the protection of the parties, andothers dealing with the association, and to enable it to know who are itsstockholders. (Ibid.)
(c) A shareholder in a national bank, while it is a going concern, has the abso-lute right, in the absence of fraud, to make a bona fide and actual sale andtransfer of his shares, at any time, to any person capable in law of pur-chasing and holding the same, and of assuming the transferred liabilitiesin respect thereto; and this right is not, in such cases, subject to the con-trol of the directors or other stockholders. (Johnson v. Laflin, 5 Dill., 65.)
(d) Under the pretense of prescribing the manner thereof, an association cannot clog the transfer with useless restrictions. (Johnson v. Laflin, supra.)
(e) When a shareholder, acting in good faith, delivers his certificates of stock,with a blank power of attorney for making the transfer, and receives thepurchase-money, the sale is complete and the title x^asses. (Ibid.)
(f) Where a cashier who is intrusted by the directors with the duty of trans-ferring the stock of the association refuses, for insufficient reasons, totransfer shares, and the association subsequently becomes insolvent, theowner of the shares may maintain an action against the receiver for theinjury sustained. (Case v. Citizens' Bank, 100 IT. S., 446.)
(g) Where a shareholder who has sold his stock has delivered to the bank thecertificates of stock and a power of attorney, with the request that thetransfer be made upon the books of the bank, and has had no reason tosuppose that such transfer was not made, he will not, should the bankafterward become insolvent, be held liable as a shareholder, although hestill appears as such on the books of the bank. (Whitney v. Butler, 118U. S.t 655.)
(h) But where the president of the bank is himself the purchaser of the stock,then the delivery of the certificates and power of attorney to him with therequest to make'the transfer upon the books of the bank'would not be suf-ficient to discharge the seller from liability as a stockholder. (Richmondv. Irons, 121 U. S., 27.)
(i) Where a shareholder of a national bank makes a bo.ia fide sale of his stock,and goes with the purchaser to the bank, indorses the certificate, and de-livers it to the cashier of the bank, with directions to make the transferon the books, he has done all that is incumbent upon him to discharge hisliability, and he is not liable, though the cashier failed to make the trans-fer, upon the subsequent suspension of the bank, for an assessment madeby the Comptroller of the Currency, under Revised Statutes, section 5151,to pay the bank's debts. (Hayes v. Shoemaker, 39 Fed. Rep., 319.)
7. SUBSCRIPTIONS TO INCREASE OF CAPITAL STOCK:
(a) Where one subscribes for shares in the increase of the capital of a nationalbanking association in a certain amount, such subscription and paymentare upon the implied condition that the increase shall be in the exactamount so fixed; and if such amount is changed, the subscriber may avoidthe subscription and recover the amount paid in. (Eaton v. Pacific Bank,144 Mass., 260.)
(b) And the certificate of the Comptroller of the Currency that the amount ofthe increase in another sum has been paid in, which amount includes whatwas paid by the dissenting subscriber, will not be conclusive upon suchsubscriber. (Ibid.)
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7 . S l T H S C R J P ' M o X K T O I N « I I K A S K O i < r . V I ' I T A I , S T O C K — C o i l l h i l l e d .
( ( ! ) B u t i f s u c h s u b s c r i b e r l i a s a s s e n t e d t o ovy r a t i i i e d t h e < ' h a n g c h e w i i l b eheld a shareholder. (Delano v. Butler, 118 IT. s.% MA.)
(d) National banks have no authority to increase their capital stock except asprovided by Revised Statutes, .sec. 5142, and act of Congress May 1, 188(J;and. where an increase is attempted to be made without obtaining tin* con-sent of two-thirds of the stock, the payment in full of the amount of suchincrease, and the certificate and approval of the Comptroller of the Cur-rency, as required by those statutes, the proceedings are invalid, and pre-liminary subscriptions «:o such increase can not he enforced. (/trmxfroiujv. Slav age et a I., 37 Fed, Hep., 508.)
(e) A subscriber who has made payments on his subscription to the proposedincrease, believing that the statutory requirements would be compliedwith, ii entitled to have the amount thereof allowed as a claim againstthe assets of the bank in the receiver's hands. (Ibid.)
(/) When the previous proceedings looking to an increase in the capital storkof a national bank have been regular and all that are requisite, and a,stockholder subscribes to his proportionate part of the increase and payshis subscription, the law does not attach to the subscription a conditionthat it is to be void if the whole increase authorized be not subscribed;although there maybe cases in which, equity would interfere to protecthim in case of a material deficiency. (Jxp'ntivaU v. Butler, 133 U. S., 595.)
(g) The Comptroller of the Currency has power bylaw to assent to an increasein the capital stock of a national bank less than that originally voted bythe directors, but equal to the amount actually subscribed and paid for bythe shareholders under that vote. (Ihid.)
(h) Where one subscribes lor shares in an increase of capital stock of anational bank and pays for the same without waiting to see whether the,whole amount of the increase is taken, he is bound by such subscriptionand payment, though the amount of the increase is afterward reduced bythe bank and the 'Comptroller of the Currency. (Butler v. Eaton, 111jr. K, 240.)
8. SPECIFIC PERFORMAXCK OF COXTRACT TO SKLL:
A specific performance of a contract to sell the stock of a national bankingassociation will not be enforced in favor of a purchaser who places his claimfor equitable relief upon the ground that he desires to obtain control ofthe association. Such an object is contrary to public policy. (Foil*Appeal, 81 Penn. St., 434.)
V. SHAREHOLDERS.
1. ESTOPPED TO DENY INCORPORATION:
A shareholder who has held himself out to the world as such is estopped todeny that the association was legally incorporated. {Casey v. (Udll, 94U. 8., 673; Wkeehek v. Ko*t, 77 III., 296.)
2. I N D I V I D U A L LIABILITY :
(a) The question whether there is a deficiency of assets, and when it is neces-sary to enforce the individual liability of shareholders, is for the Comp-troller to determine; and his decision in this matter is final and conclusive.(Kennedy v. Gibson, 8 Wall., 498; National Bank v. Case, 99 V. S.. 628;Casey v. Galli, 94 U. $., 673.)
(b) The amount contributed by each shareholder should bear the same propor-tion to the whole amount of the deficit as his own stock bears to the wholeamount of the capital stock at its par value. And the solvent shareholderscan not be made to contribute more than their proportion to make goodthe deficiency caused by the insolvency of other shareholders. (UnitedStates v. Knox, 102 U. S.] 422.)
(c) A shareholder who disposes of his stock will continue to be liable thereonuntil the transfer is noted on the books of the association. (Bowdellx.Farmers and Merchants' National Bank of Baltimore, U. 8. C. C. (/). ~M(L,1877); Browne's X. B. Cos., 147.)
(d) The individual liability of a shareholder adheres to his estate after hisdeath until his place as a. member of the association is taken by some newshareholder. (Davis v, Weed, lr. S. ]). C. (Dixt. Conn.), reported 41 Conn.,569.)
(e) The receiver has a valid claim against the estate generally of a deceasedshareholder who died prior to the insolvency of the hank, but whose, stockhas not been transferred. {IUvhmoitd v. Irons, 121 U. «S\,27j Darts v. Heed,
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104 REPORT OF THE COMPTROLLER OF THE CURRENCY.
2. INDIVIDUAL LIABILITY—Continued.(/) And the fact that the title to the stock of a deceased shareholder vests in
his administrator does not relieve the estate from the burden of an assess-ment. (Davis v. IFeed, supra.)
(g) Nor will the fact that the administration is complete, and all the assetshave been distributed, defeat an action brought to recover the assessment.(Ibid. But see Witters v. Bowles, 32 Fed. Rep., 30.)
(h) The United States district court has jurisdiction of an action at lawbrought by the receiver of a national bank to recover an assessment madeupon a stockholder, and the action may be maintained in such eventagainst the executor of a deceased stockholder. (Stephens v. Bernays, U.S. C. C, E. D. Mo.)
(i) One who appears on the books of the association as the owner of shares ofits stock is individually liable, though he hold the stock merely as col-lateral security. (National Bank v. Case, 99 U. 8., 628; Moore v. Jones, 3Woods, 53; Bowdell v. Farmers and Merchants' National Bank of Baltimore,supra; Hale v. Walker, 31 Iowa, 344; Wheelock v. Kost, supra.)
(j) And a subscription to stock of a national bank and payment in full on thesubscription and entry of the subscriber's name on the books as a stock-holder constitutes the subscriber a shareholder without taking out a cer-tificate. (Pacific National Bank v. Eaton, 141 U. 8., 227.)
(k) But a pledgee of shares of stock in a national bank who in good, faith andwith no fraudulent intent takes the security for his benefit in the name ofan irresponsible trustee for the avowed purpose of avoiding individualliability as a shareholder, and who exercises none of the powers or rightsof a stockholder, incurs no liability as such to creditors of the bank incase of its failure. (Anderson, Receiver, v. Warehouse Company, 111 U. S.,479.)
(I) And where stock has been transferred as collateral security for a loan,with the understanding that in case of default in the payment of the loan theshares shall be sold, the transferee, upon default made, and before the bankcloses its doors, may sell the stock for a nominal consideration, thoughhis purpose be to avoid a personal liability; and such a transaction cannot be set aside as a fraud upon the creditors of the association. (Ma-gruder v. Colston, 44 Md., 349.)
NOTE.—The court jput the decision upon the ground that the sale was in pur-suance of a stipulation which formed a part of the contract between theoriginal owner and his transferee. See also Holyoke Bank v. Burnham, 11Cush., 187, upon the authority of which the Maryland case was decided.
(m) If the trusteeship of one who holds stock in trust does not appear upon thebooks of the association he will be individually liable. (Davis v. EssexBaptist Society, IT. S. D. C. (Dist. Conn.), reported 44 Conn., 582.)
(n) A transfer of shares for the purpose of avoiding liability, though made"out and out" is void. (National Bank v. Case, supra; Bowden v. Santos,1 Hughes, 158.)
(o) And where a shareholder, who has knowledge of the insolvent conditionof the bank, transfers his shares, without consideration, to a person un-able to respond to the assessment, the transfer may be set aside and theindividual liability of the transferrer enforced. (Bowden v. Johnson, 107 U.S., 251.)
(p) The real owner of the stock is liable as a stockholder, though when hepurchased the stock he had it transferred upon the books to another.(Davis v. Stevens, 17 Blatch., 259.)
NOTE.—The case of the owner of the stock is thus different from that of apledgee. (See Anderson v. Warehouse Company, supra.)
(q) Where shareholders have assessed themselves to the amount of the parvalue of the stock for the purpose of restoring impaired capital, the con-tributions made in pursuance of such assessment, though all used in pay-ing the debts of the association, will not so operate as to discharge theshareholders from their individual liability. (Delano v. Butler, 118 TJ. 8.9634.)
(r) The individual liability of the shareholders of an insolvent associationmay be enforced for the purpose of paying all of its liabilities, and notmerely for the purpose of paying its " debts," technically so-called; (Stan-ton v. Wilkeson, 8 Ben., 357.)
(s) The individual liability of the stockholders must be restricted in its mean-ing to such contracts, debts, and engagements of the association as havebeen duly contracted in the ordinary course of its business. And, there-fore, creditors of an association who make settlements after the associationis put into liquidation and receive from the president payment of their
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2. INDIVIDUAL LIABILITY—Continued.claims in paper of the association, or the individual notes of the presidenthimself, indorsed or guaranteed in the name of the association, are not tobe considered as creditors of the association entitled to subject the stock-holders to individual liability; for these are new contracts. (Richmond v.Irons, 121 U. 8., 27.)
(t) The individual liability ofthe stockholders is enforcible only in behalf ofall the creditors, and any security given by a stockholder for his liabilityin this respect should likewise be for the benefit of all the creditors. Ac-cordingly, a mortgage of all the individual property of a stockholder, madeafter the bank has closed its doors, for the purpose of securing a singledepositor, is void as against a judgment obtained against such stock-holder in an action by the receiver to recover the amount of his individualliability. (Gatch v. Fitch, 34 Fed. fie})., 566.)
(u) Where a married woman is by the State law capable of holding stock in anational bank in her own right, she is liable to an assessment upon hershares, though the law of the State does not authorize married women tobind themselves by contracts for the payment of money. The law annexesher obligations by its own force; no act or capacity to act on her part isrequired. (Witters v. Sowles, 35 Fed. Rep. 640; S. C. 32 Fed. Rep., 767.)
(v) Married women, AVIIO are permitted by the laws of the State in which theyreside to become shareholders in national banks, are liable to assessmentsunder the national banking laws. (In re., First National Bank of St. Al-lans, 19 Fed. Rep., 120.)
(w) The coverture of a married woman, who is a shareholder in a nationalbank, does not prevent the receiver of the bank from recovering judgmentagainst her for the amount of an assessment levied upon the shareholdersequally and ratably under the statute. (Keyser v. Hitz, 133 U. S., 138.)
(x) While it is undoubtedly the rule as regards stockholders that one put uponthe books as a stockholder without his consent can not be held for any lia-bility in respect to such stock, yet where the person to whom the stock istransferred is a director of the bank, and is concerned in the managementof its affairs, he must be presumed to have knowledge of the fact that thestock stood in his name, and if he has not repudiated the transfer to him-self is liable as the holder of such stock. (Brown v. Finn, 34 Fed. Rep.,124.)
(y) In such case the mere return of the dividends paid upon the stock to theperson by whom the transfer was made will not be a sufficient repudiationthereof. (Ibid.)
(z) A person who received dividends on shares of stock standing in his nameon the books of a national bank is estoppecUfrom denying his liability onthe ground that he returned the same by check to an officer of the bank.He is presumed to be the owner of the stock when his name appears uponthe books of the bank, and the burden of proof is upon him to show thathe is not in fact the owner. (Finn v. Brown, 142 U. S., 56.)
(aa) The State statute of limitations applies to a suit brought by the receiver ofa national bank against a shareholder to recover an assessment upon hisstock to pay the debts of the bank. (Butler v. Poole, 44 Fed. Rep., 586.)
3. W^HEN LIABILITY DISQUALIFIES FROM VOTING:The provision of section 5144, Revised Statutes, which disqualifies shareholders
" whose liability is past due and unpaid " from voting at meetings of share-holders, applies only to liability for unpaid subscriptions for stock. (UnitedStates ex rel. v Barry, 36 Fed. Rep., 246.;
4. RIGHT TO INSPECT BOOKS:Code of Alabama, 1886, section 1677, which provides that stockholders of all
corporations have the right to have access to and inspection and examina-tion of the books, records, and papers of the corporation at all reasonableand proper times, applies to national banks located within the State; andmandamus will lie against the officer having custody of the books to enforcethe right. (Winter v. Baldwin, 7 So., Rep., 734.;
VI. OFFICERS.1. TENURE OF OFFICE:
(a) The officers of a national banking association can hold their positions onlyby the tenure specified in section 5136, Revised Statutes, viz, the pleasureof the board of directors. (Harrington v. First National Bank of Chittenanao,S. C. N. T.. 1873. Thomp. N. B. Cas., 761; see also Taylor v. Hutton, 43 Barb.,195.;
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1. TENURE OF OFFICK— ('oniiniKMl.
(&) Directors of nation:) 1 haul;ing associations may remove the president, bothunder the law of Congress and the articles of association, where the latterso provide. The power exists, though the association has adopted no by-laws. (Taylor v. Hut ion, supra.)
2. BONDS OF OFFICERS:
(a) It is not necessary that national banking associations shall signify their ap-proval of the official bonds of their officers by memoranda entered upon thejournals or minutes of the directors. The acceptance is to be presumed fromthe retention of the bond, and from the fact that the officer is permitted toenter upon or continue in the discharge of his duties. (Grover v. The Leba-non National Bank, 10 Bush., 23.)
(o) Where the sureties of an officer can reasonably be presumed to have beendeceived by the statement of the condition of the bank published justprior to the execution of the bond, and to have been led to think that therewas no deiicit, whereas there had been a misapplication of a large part ofthe funds by the officer whose bondsmen they became, which fact wouldhave been ascertained had the directors exercised ordinary diligence, thesureties are discharged from their liability. (Grover v. The Lebanon Na-tional Bank, supra.)
3. DIRECTORS MUST ACT AS A BOARD:
The election of an individual as a director does not constitute him an agent ofthe corporation with authority to act separately and independently of hisfellow members. It is the board duly convened and acting as a unit thatis made the representative of the association. The assent or determinationof the members of the board acting separately and individually is not theassent of the corporation. The law proceeds upon the theory that the di-rectors shall meet and counsel with each other, and that any determinationaffecting the association shall be arrived at and expressed only after a con-sultation at a meeting of the board, attended by at least a majority of itsmembers. (National Banlc v. Drake, 35 Kans., 564.)
4. BORROWING MONEY OF ASSOCIATION:
An officer may, in the ordinary course of business, borrow money of the asso-ciation. (Blair v. First National Bank of Mansfield, U. 8. 0. C. (N. I). Ohio),1877, 10 Chicago Legal News, 84.)
5. LIABILITY FOR VIOLATIONS OF LAW:
(a) All directors who participate in and assent to a loan in excess of one-tenthof the capital of the* bank, in violation of section 5200, Revised Statutes,will be liable to the bank for all damages sustained by it in consequence ofsuch loan. (Witters v. Soivles, 31 Fed. Rep., 1.)
(b) If a cashier, without authority from the directors so to do, makes a loan inexcess of one-tenth of the capital of the association, he will be liable, incase of loss, for the amount of the excess. (Second National Bank of Oswegov. Burt, XIVNew York Weekly Digest, 290. Reversed in court of appealson ground that transaction was discount of bill of exchange drawn againstactually existing values, 93 N. Y., 233.)
(c) The directors of a national bank will not be held liable for loss occasionedto the bank through the frauds of a co-director in which they had no part,and which were perpetrated without their connivance or knowledge. Itis not sufficient to charge them with liability that the frauds might havebeen prevented by the exercise on their part of a proper degree of super-vision over the affairs of the bank. (Movius v. Lee, U. 8. C. C. (N. 1). N.Y.), 30 Fed. Hep., 298.)
(d) But directors of a national bank must exercise ordinary care and prudencein the administration of the affairs of the bank, and this includes some-thing more than officiating as figureheads; they are entitled under thelaw to commit the banking business as defined to the duly authorizedofficers, but this does not absolve them from the duty of reasonable super-vision nor ought they be permitted to be shielded from liability becauseof want of knowledge of wrongdoing if that ignorance is the result ofgross inattention, (llr'tgg* v. Spaulding. 141 U. 8., 131.)
(e) Directors of a national bank are "officers" within the meaning of RevisedStatutes, United States, section 5209, which makes it a misdemeanor forbank officers to make false entries in any book, report, or statement of thebank, with intent to deceive any of its officers. (United States v. Means etal.,-42 Fed. Rep., 599.)
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r>. LIABILITY roll vioi,A'iioxs <>i- LAW—Continued.(/) The personal liability of directors of a national "bank for violation of
Revised Statutes, United States, section 5204, by declaring dividends inexcess of net profits, and of section 5200, for loaning to separate persons,firms, or corporations amounts exceeding one tenth of the capital stock,can not be enforced in an action at law. ( Welles v. Graves, ilFed. Hep., 459.)
(</) Under Revised Statutes, United States, section 5239, providing that if thedirectors of a national bank shall violate any of the provisions of the titlerelating to the organization and management of banks, the franchises ofthe bank shall be forfeited, such violation, however, to be determined bya proper court of the United States in a suit therefor by the Comptroller,and that in cases of such violation every director participating therein shallbe personally liable for all damages which the bank, its shareholders, or anyother person shall have sustained in consequence thereof, the Comptrollercan not authorize the receiver to bring suit, under section 5234, to enforcesuch personal 1 lability, until it has been adjudged by a proper court that suchacts have been done as authoiize a forfeiture of the charter. (Ibid.)
(h) The right to maintain an action under Revised Statues, United States, sec-tion 5239, to recover from a bank director the damages sustained by his bankin consequence of excessive loans made by him while serving in the capac-ity of director, is not affected by the fact that the Comptroller has or hasnot procured a forfeiture of the bank's charter. (Stephens v. Overstoh, 43Fed Rep., 771.)
(i) For services performed by the district attorney in bringing a suit againsta national bank, and obtaining a forfeiture of its charter, he is not enti-tled to more than $10, the fees prescribed by section 824, there being noother law of the United States giving a compensation to a district attor-ney for such services. (Bashaw v. United States, 47 Fed. Hep., 40.)
(j) A stockholder of an insolvent national bank for which a receiver has beenappointed can not maintain an action at law against the directors for thepurpose of making them personally liable for the mismanagement of thebank, but the action must be brought by the receiver. (Howe v. Barney,45 Fed. Hep., 668.)
(1c) Revised Statutes, United States, sections 5234 and 5239, prescribing themethod of enforcing the liability of the directors of national banks forviolation of the banking law, are exclusive of other remedies, and a cred-itor of an insolvent bank for which a receiver has been appointed, can notsue its directors for the purpose of making them personally liable for themismanagement of the bank. (National Exchange Bank v. Peters et al., 44Fed. lieiL, 13.;
6. DIRECTORS OF CONVERTED BANKS:
(a) When a State bank is converted into a national banking association all ofthe directors at the time will continue to be the directors of the associa-tion until others are appointed or elected, though some of them may nothave joined in the execution of the articles of association and organiza-tion certificate. (Lock-wood v. TJie American National Bank, 9 R. I., 308.)
(b) And semble, that the directors of a bank at the time of its conversion intoa national banking association are not required to take the oath of direct-ors. (Ibid.)
(c) But even were the oath required, a majority of all who were directors atthe time of the conversion, and not merely a majority of those who takethe oath, are necessary to constitute a quorum. (Ibid*.)
7. RETIREMENT OF DIRECTORS:
(a) The law providing no particular mode by which a director is to resignfrom the board, an oral resignation would be as good as any. (Movius^v.Lee, 30 Fed.Eep., 298.)
(b) The president being the head of the board, a resignation to him is a resig-nation to the board. (Ibid.)
(c) A director is not prohibited from resigning during the year. The apparentpurpose of the provision in regard to the term of office is to make it con-form to the time of the new election, and not to absolutely require everydirector to serve the full term. (Ibid.)
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108 REPORT Ol1 THtt COMPTROLLER OF THE CURRENCY.
VII. INTEREST.
1. WHAT INTEREST ASSOCIATIONS MAY TAKE:
(a) The provision in section 30 of the act of 1864 "that where, "by the law ofany State, a different rate is limited for banks of issue organized under-state laws, the rate so limited shall he allowed for associations organizedin any such State under the act," is enabling, and not restrictive; and,therefore, a national hanking association in any State may stipulate foras high a rate of interest as by the laws of such State a natural personmay, although State banks of issue are restricted to a less rate. {Tiffanyv. National Bank of the State of Missouri, 18 Wall,, 409.)
(b) But it is not to be inferred from Tiffany v. National Bank of Missouri thatwhatever by the laws of the State is lawful for natural persons in acquir-ing title to negotiable paper by discount is lawful for national banks.(National Bank v. Johnson, 104 U. 8., 271.)
(c) The interest which a national banking association may charge is limited tothe rate allowed to the banks of the State generally; and the fact that afew of the State banks are specially authorized to take a higher rate isnot a warrant for a national banking association to do so. {Duncan v. FirstNational Bank of Mount Pleasant, U. S. D. C. (W. D. Venn., 1878), 11 BankMag., 787; Gruber v. First National Bank, 87 Penn. St., 468.)
(d) Where the State law does not limit the rate of interest which may becharged on loans to corporations, a national banking association locatedin that State can not charge more than 7 per cent interest on such loans.(In re Wild, 11 Blatcli., 243.)
(e) Where by the statutes of the State parties are authorized to contract forany rate of interest, national banking associations in that State may like-wise contract for any rate, and are not limited to 7 per cent. (Hinds v.Marmelejo, 60 Cah, 229; National Bank v. Bruhn, 64 Texas, 571.)
2. ON CLAIMS AGAINST INSOLVENT AND LIQUIDATING ASSOCIATIONS :
(a) A depositor in a national banking association which has become insolventis entitled to interest on his deposit. (National Bank of Commonwealth v.Mechanics' National Bank, 94 U. 8., 437.)
(b) He is entitled to interest from the date of the suspension of payments; andno demand upon the association is necessary. (Chemical National Bank v.Bailey, 12 Blatch., 480.)
(c) Claims, when proved to the satisfaction of the Comptroller, are upon thesame footing as if put in judgment, and therefore bear interest; and thefact that, under certain circumstances, there might be thus a compound-ing of interest will not defeat the right to interest. (National Bank ofCommonwealth v. Mechanics' National Bank, supra.)
(d) But where a creditor has obtained judgment against an insolvent nationalhanking association for the full amount of his claim and interest, he is notentitled to interest upon the face of the judgment, but only upon theamount of the claim at the time of the failure. ( White v. Enox, 111 U. S.,784.)
(e) The creditors of an insolvent national banking association in the hands ofa receiver are entitled to interest on their claims during the period of ad-ministration. (Chemical National Bank v. Bailey, supra.)
(/) The assessments made by the Comptroller upon the shareholders of an in-solvent association bear interest from the date of the order. (Casey v.Galli, 94 U> S., 673.)
(g) In the case of book accounts in favor of depositors, interest begins to runagainst an association in liquidation from the date of the suspension ofbusiness. (Richmond v. Irons, 121 U. 8., 27.)
3. USURY:
(a) The usury laws of the States do not apply to national banking associations.(Farmers and Mechanics' Bank v. Dearing, 91 U. 8., 29; Central NationalBank v. Pratt, 115 Mass., 539; First National Bank v. Gorlinghouse, 22 OhioSt., 492; Davis v. Randall, Ho Mass., 547; Hintermister v. First NationalBank, 64 N Y., 212.)
(b) And the remedies provided by the State for the taking of usury can not beresorted to. (Farmersand Mechanics1 Bank v. Dearing, supra; Wiley v. Star-1)nek, 44 2nd., 298.)
(c) The taking of illegal interest by a national banking association does notrender the contract void. (Farmers and Mechanics' Bank v. Dearing, supra.)
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3. UsuitY—Continued.(d) It does not invalidate an indorsement or a guaranty of the notes upon
which the usurious interest was paid. (Gates v. First National Bank ofMontgomery, 100 U. S., 239; Lazsar v. Nation ah Union Bank of Baltimore, 52Md., 78.)
(e) But usury destroys the interest-hearing power of the obligation; and therewill he no point of time from which it can bear interest. (Lucas v. Govern-ment National Bank, 78 Penn. St, 228.)
(/) The usury works a forfeiture of the entire interest accruing after maturityand before judgment, as well as that which accrues before maturity.(Shunk v. The First National Bank of Gallion, 22 Ohio St., 508.)
(g) The discounting of business paper by a national banking association at ahigher than the legal rate is usurious, though the law of the State fixes nolimit to the rate which natural persons may take for the discount or pur-chase of such paper. (Johnson v. National Bank of GloversviUe, 74 N. Y.,329; affirmed in National Bank v. Johnson, 104 U. S., 271.)
(h) By charging more than legal interest on overdrafts, a national bankingassociation loses the right to recover any interest at all. (Third NationalBank of Philadelphia v. Miller, 90 Penn. St., 241.)
(i) The liabilities of antecedent parties to a note or bill will not be affected bythe usurious character of the transaction between the payee and the asso-ciation; and the association may recover the full amount of the note or billfrom the maker or acceptor. (Smith v. The Exchange Bank of Pittsburg, 26Ohio St., 141.)
(j) Usurious interest which has been paid to a national banking associationcan not be applied by way of payment or set-off in any action by the asso-ciation to recover the amount of the loan. (Barnet v. Muncie National Bank,98 U. £., 855.)
(k) Nor can the penalty for taking the usurious interest be recovered bywayof counter-claim in such action, but a separate action must be broughttherefor. (Ibid.)
NOTE.—This case overrules portions of the decisions in Lucas v. GovernmentNational Bank, supra; Overholt v. National Bank, 82 Penn. St., 490; Cake v.The First National Bank of Lebanon, 83 Penn., St., 303.
(I) A director is not by reason of his position estopped from setting up thedefense of usury in an action brought against him by the association.(Bank of Cadiz v. Slemons, 34 Ohio St., 142.)
(m) Where a national banking association has discounted notes for anotherbank at a usurious rate of interest, the fact that the other bank hascharged illegal interest on those notes to its customers will not affect itsright to set up the defense of usury in an action by the association. (ThirdNational Bank of Philadelphia v. Miller, supra.)
(n) The amount which may be recovered from the association as a penalty istwice the amount of interest paid, and not simply twice the amount inexcess of the legal rate. (Crocker v. First National Bank of Chetopa, U. S.C. C. (Eighth Circuit), 3 Am. L. T. [N. S.],350; Overholt v. National Bank ofMount Pleasant, 82 Perm. St., 490; see also Barnet v. Muncie National Bank,supra.)
(o) The purchase of accepted drafts by a national bank from the holder withouthis indorsement at a greater reduction than lawful interest on their facevalue is a discounting of those drafts, within the meaning of Revised Stat-utes, United States, section 5197, which prohibits such bank from takinginterest on any loan or discount made by it at a greater rate than is allowedby the laws of the State where it is situated. (Danforth et al. v. NationalState Bank of Elizabeth, C. C. of Appeals (Third Circuit), 48 Fed. Hep., 271.)
VIII. INSOLVENT ASSOCIATIONS.
1. NOT SUBJECT TO BANKRUPT ACT:
National banking associations were not subject to the bankrupt act while thatact was in force. (In re Manufacturers7 National Bank, 5 Biss., 499.)
2, WHAT CONSTITUTES INSOLVENCY:The term " insolvency," as used in section 5242, Revised Statutes, forbidding
transfer of the assets of national banking associations after, or in contem-plation of, such insolvency, has the same meaning as it had when appliedto traders in the bankrupt act; that is, it does not mean an absolute in-ability of a debtor to pay his debt at some future time, upon a settlementand winding up of his affairs, but a present inability to pay in the ordinarycourse of business. (Casev. Citizens' Bank of Louisiana, 2 Woods, 23; Mar-ket Bank v. Pacific National Bank, 30 Hun, 50.)Digitized for FRASER
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110 REPORT OF THE COMPTROLLER OF THE CURRENCY.
3. ASSETS A TRUST F I N D :Upon the appointment of a receiver all the assets of the association become in
his hands a trust fund which the statute of limitations does not touch oraffect. (Riddle v. First National Bank, U. S. C. C. (IF. 1). Penn.), 27 Fed.Rep., 503.)
NOTE.—But this point was not necessary to the decision of the case, for suitsagainst insolvent corporations are by a law of Pennsylvania expressly ex-cluded from the operation of the statute.
4. UNITED STATES HAS NO PRIORITY:(a) Section 3466, which gives the United States a priority for all claims it has
against insolvent debtors, does not apply to the case of an insolvent na-tional banking association. (Cook County National Bank v. United States,107 U. S., 445.)
(b) And as against the proceeds of the bonds deposited to secure circulationthe United States can set off no claim, except for money advanced to re-deem the notes. (Ibid.)
(c) And upon the failure of an association its 5 per cent redemption fund cannot be retained by the Treasurer to pay taxes due to the United States, butthe fund passes to the Comptroller as an asset of the association. (Jack-son v. United Slates, 20 Ct. Cls., 298.J
5. CLAIMS FOR TORTS:Claims arising out of the nonfeasance or malfeasance of the association should
be paid rat ably with the debts, technically so called. (Turner v. First Na-tional Bank of Keokuk et at., 26 Iowa, 562.)
6. PREFERENCES :(a) A preference, to be within the meaning of section 5242, Revised Statutes,
must be given to an existing creditor to secure a pre-existing debt. Atransfer by an insolvent bank to secure a contemporaneous loan is not aviolation of the law. (Casey v. La Society de Credit Mobilier, 2 Wood, 77.)
(b) Revised Statutes, United States, section 5242, which prohibits all transfersby any national banking association made after the commission of an actof insolvency, or in contemplation thereof, with the view to a preferenceof one creditor over another, is directed to a preference, not to the givingof security when a debt is created; and if the transaction be free fromfraud in fact, and is intended merely to adequately protect a loan made atthe time, the creditor can retain property transferred to secure such a loanuntil the debt is paid, though the debtor is insolvent, and the creditorhas reason at the time to believe that to be the fact. (Armstrong v. ChemicalNational Bank, 41 Fed. Rep., 234.)
(c) A banker's lien for the amount of the balance of its general account doesnot exist when the securities have been deposited with the bank for aspecial purpose, or for the payment of a particular loan. (Ibid.)
(d) Revised Statutes, United States, section 5242, which invalidates all trans-fers of the notes, bonds, or bills of exchanges of a national bank, after thecommission of an act of insolvency, with the view to the preferences of onecreditor over another, does not prohibit a bank which has in good faithaccepted the draft of a national bank the day before the hitter's insol-vency, and afterward paid the same, from applying the proceeds of col-lections made by it, on paper in its hands belonging to the insolvent bank,to the payment of the draft, since its lien on such collections runs fromthe date of the acceptance. (In re Armstrong, 41 Fed. Hep., 381.)
(e) The insolvency need be in the contemplation of the bank only. It need notbe known to the person to whom the transfer is made. (Case v. Citizens1
Bank of Louisiana, supra.)(/) After the directors of an insolvent association have voted to close its doors,
any transfer of assets whereby a creditor secures a preference must be pre-sumed to be made with an intent to prefer. (National Security Bank v.Price, 22 Fed. Rep., 697.)
(g) Where the officers of an association which is in danger of insolvency, forthe purpose and in the expectation of presenting a failure, make a pledge ofsecurities to a depositor to induce him not to withdraw his deposit, such apledge is not a preference within the meaning of section 5242, RevisedStatutes, and will not be set aside when the association afterward is de-clared insolvent. (Roberts v. Bill, 23 Fed. Rep., 311.)
(/<) Where an insolvent association receives a deposit a short time before clos-ing its doors, its officers knowing of the insolvency at the time, the receiptof such deposit is a fraud upon the depositor, and no title passes to the
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association, and therefore the depositor may reclaim the whole amountof the deposit; and as he claims under his original title, and not under atransfer from the association, such reclamation does not amount to a pref-erence. (Graffie et at. v. Hartley, 99 N. Y., 131.)
(i) A trust was not impressed upon funds deposited on day the bank closed itsdoors in the absence of proof that the deposit had not gone into the generalfund of the bank and lost its identity before reaching the receiver. (In reNorth River Bank, 14 N. Y., 261.)
(j) But a creditor will not have a lien upon the funds of the association becausechecks given in settlement of balances were fraudulent, and were given ata time when the bank was hopelessly insolvent and its officers were con-templating flight. (Citizens1 National Bank v. Dowd, 35 Fed. Rep., 340.)
(7c) Where the proceeds of an item indorsed "for collection and return." weremingled with other moneys of the bank, if it was a breach of trust it was aconversion, and plaintiff became a simple contract creditor, with no prefer-ence at law. (Philadelphia National Bank v. Dowd, 38 Fed. Rep., 172.)
(I) Where by agreement and custom a national bank received drafts from itscorrespondent indorsed "for collection for the," and credited it to them ascash, with the understanding that any unpaid draft should be chargedback, and where the collecting bank failed before collection, the proceedsof the draft coming into the hands of a receiver, the correspondent bankhas the rights of a general creditor only. (First National Bank v. Arm-strong, 39 Fed Rep., 231.)
(m) Where plaintiff and defendant banks for several years had ucted as agentsfor each other in the collection of checks, notes, and drafts, the practicebeing for each to credit the other for checks when received and for draftsand notes when advised of their payment, and a check was returned un-paid after being credited, the amount thereof charged back again, butamounts actually collected being mingled with the general funds of eitherbank, and where plaintiff sent defendant a note "for collection andcredit" which on maturity was paid by a check and credit was immedi-ately given on the books, but defendant failed and the check passed intothe hands of a receiver—Held, that in view of the course of dealing thetwo banks stood in the relation of debtor and creditor with respect to theamount of the check, and it became part of the assets of the bank. (Frank-lin County National Bank v. Heal, 49 Fed. Rep., 606.)
(n) Whether the title to a check deposited with a bank passes to the bankbefore collection, so as to immediately create the relation of debtor andcreditor between it and the dex>ositor, is a question of fact, dependingupon the circumstances and course of dealing in each particular case.(City of Somerville v. Seal, 49 Fed. Rep., 790.)
Where a bank in accordance with its custom credited checks deposited by acustomer at the close of each day's business, retaining the right to subse-quently charge off the same if returned unpaid from the clearing house,and the bank became insolvent on a succeeding day, title in the checkspassed to the bank so as to create the relation of debtor and creditor.(Ibid.)
(o) Where a national bank collected all papers sent to it by complainant un-der an arrangement which constituted the bank the agent of complainant,the latter can recover, on the ground of a trust, from a receiver of thebank such portion only of the proceeds of its paper sent to the bank as itshows has passed into the receiver's hands, either in its original or somesubstituted form. (Commercial National Bank v. Armstrong, 39 Fed. Rep.,684.)
(p) Where checks and drafts sent from one bank to another indorsed "for col-lection "and credited "subject to payment" according to the dealingsbetween the banks, and part of them were paid to the receiver of the latterbank after its failure and the balances were credited to it by the payors,the amount paid the receiver should be accounted for as a trust fund, butthe balance as a general debt. (First National Banky. Armstrong, &2Fed.Rep., 193.)
(q) Negotiable paper with restrictive indorsement credited by agent on dateof receipt "subject to payment," although account is subject to be drawnupon, title is not transferred, and upon the insolvency of the agent beforereceiving notice of the .collection of the item, the owner is entitled to theproceeds in the hands of the collecting agent. (Fifth National Bank v.Armstrong, 40 Fed. Rep., 46.)
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112 REPORT OF THE COMPTROLLER OF THE CURRENCY.
6. PREFERENCES—Continued.
(r) The drawers of a draft deposited with a bank for collection, and by it for-warded to a correspondent bank, are entitled to the amount as against thereceiver of the forwarding bank, which was insolvent, and known to beso by its officers when it received the draft, and suspended payment beforethe proceeds were withdrawn from the collecting bank, {importers andTraders' National Bank v. Peters et al., 123 Court of Appeals, N. Y., 272.)
(s) When a bank which has received a draft for collection sends it to anotherbank for that purpose, and on being advised that the latter bank has col-lected the draft credits the depositor and then becomes insolvent withouthaving received the money from the collecting bank, the depositor remainsthe owner of the draft, and is entitled to its proceeds from the collectingbank against the receiver and the creditors of the insolvent bank. {Arm-strong v. National Bank of Boyertown {Court of Appeals, Ky.), 11 S. W. Rep.,411.)
(t) A bank which collects a draft sent to it by another bank for that purpose,with directions to remit the proceeds to a third bank for the owner's ac-count does not thereby become a trustee, so that the fund can be followedinto the hands of a receiver, although it had become mixed with the othercash of the bank before his appointment; especially when it appears thatthe business was carried on, and money paid out, for several days afterthe collection was probably made. {Merchants and Farmers7 Bank v. Aus-tin et al., 48 Fed. Rep., 25.)
7. BASIS FOR ESTIMATION OF DIVIDENDS:
In estimating the dividends to be paid out of the assets of an insolvent associa-tion, the value of the claims at the time when the insolvency is declared isto be taken as the basis of distribution. ( White v. Knox, 111 U. S.f 784.)
8. SET-OFF:
{a) A person liable upon a note to an insolvent national bank may set offagainst his indebtedness the amount of his deposits with the bank. (Plattv. Bentley, Thomp. N. B., Cas., 758.)
{b) But a debtor can not set off the amount of a deposit assigned to him afterthe act of insolvency committed. {Venango National Bank v. Taylor, 56Venn. St., 14.)
(c) Funds received on the discounting of a note and deposited with the dis-counting bank, subject to the check of the depositor and which had beendrawn upon by him, but were intended by him to meet the note when due,can not be pleaded as a set-oft" in an action on the note brought by the re-ceiver of the discounting bank who received the note before maturity.(Armstrong v. Scott, 36 Fed. Bep.f 63.) _ *
(d) The endorser of a note discounted by a national bank and which maturesafter the bank becomes insolvent and a receiver is appointed is entitledto set-off against the note the amount of his deposit in the bank at thetime of its failure. {Circuit Court of Appeals {Third Circuit), 51 Fed. Rep,,506.)
NOTE.—This affirms Yardley v. Clothier, 49 Fed. Rep., 337, and overrulesArmstrong v. Scott, 36, Fed. Rep., 63, and Stephens v. Schuchmann, 32 Mo.App., 333.
{e) The commercial paper of a national bank becomes overdue and dishonoredafter the commission of an act of insolvency and appointment of a re-ceiver, and is subject to all equities between the bank and the originalparty to whom it was payable. ( U. S. D. C. (N. D. III.), May, 1890.)
(/) A set-off under Illinois statute in favor of the maker of a note or bill isavailable if the paper is assigned after due, whether arising out of thesame transaction or otherwise. {Ibid.)
9. CLAIM FOR BREACH OF CONTRACT OF LEASE :
Where a national bank has leased a banking house for a long term of years,and subsequently becomes insolvent, but during the time it continuedbusiness had not defaulted in paying the rent, the lessor has no claimagainst the receiver by reason of the insolvency or dissolution of the cor-poration or the forfeiture of its franchises, or by the refusal of the receiverto take under the contract and pay the rent. {Fidelity Safe Deposit andTrust Co. v. Armstrong, 35 Fed. Rep., 567.)
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IX. RECEIVER.1. OFFICER OF THE UNITED STATES :
A receiver, when appointed by the Comptroller, with the concurrence of theSecretary, is an. officer of the United States. (Stanton v. Wilkeson, 8 Ben.,357.)
2. WHOM HE REPRESENTS:He represents the bank, its stockholders, and its creditors; but he does not in
any sense represent the Government. (Case v. Terrell, 11 Wall., 199.)3. HOW FAR SUBJECT TO COMPTROLLER'S ORDERS:
• (a) The clause of section 50, act of 1864, which prescribes that the receivershall be " under the direction of the Comptroller,;; means only that he shallbe subject to the Comptroller's direction, not that he shall not act withoutorders. He may bring suit to collect assets without having been instructedto do so by the Comptroller. (Bank v. Kennedy, 17 Wall.)
(b) The receiver of a national bank is the instrument of the Comptroller, andmay be removed by him. (Kennedy v. Gibson, 8 Wall., 505.)
4. POWER OF COURTS TO APPOINT:
(a) The power of the Comptroller to appoint a receiver is not exclusive; itdoes not oust the courts of equity of their authority in the matter; andtherefore a court of competent jurisdiction may place the bank in thehands of a receiver in cases where, according to the rules of equity, it maypursue such a course with regard to insolvent corporations generally.(Irons v. Manufacturers' National Bank, 6 Biss., 301; Wright v. Merchants'National Bank, 1 Flippin, 561.)
(b) Where a bank has gone into voluntary liquidation, and the Comptrollerhas no power to appoint a receiver, a proper court, in a case where suchaction is necessary to protect the interests of a creditor, will appoint a re-ceiver for it. (Irons v. Manufacturers' National Bank, supra.)
(c) Where a national bank is insolvent and in process of voluntary liquida-tion, and its affairs are being greatly mismanaged by its managing agents,to the injury of its creditors and stockholders, and some of the creditorsand stockholders are being favored to the injury of others, a receiver maybe appointed in such a case, even where the bank only has been made adefendant. (Elwood v. First National Bank, 21 Kans., 673.)
5. DEBTORS OF ASSOCIATION CAN NOT QUESTION LEGALITY OF APPOINTMENT:The legality of the appointment of the receiver can not be questioned by the
debtors of the bank when sued by him. The bank may move to have theappointment set aside, but the debtors can not. (Cadlev. Baker, 20 Wall.,650; see also Platt v. Beebe, 57 N Y., 339.)
6. RECEIVER'S DECISION NOT FINAL :The decision of a receiver rejecting a claim is not final. The claimant still
has the right to sue. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383.)7. SALE KY:
(a) The receiver can not sell the real or personal property of the bank withoutan order from a court of competent jurisdiction. (Ellis v. little, 27 Kans.,707.)
(b) Nor can he sell upon the terms in conflict with the order. (Ibid.)(c) And under an order permitting him to sell the property of the bank he
can not exchange, trade, or barter it for other property. (Ibid.)(d) A sale made by a receiver under order of a court is to all intents and pur-
poses a judicial sale. (In re Third National Bank, 9 Biss., 535.)8. CONTRACTS OF:
(a) As the power of a receiver of a national bank appointed by the Comptrolleris limited; a person dealing with him in his official capacity is bound as amatter of law to have knowledge of his authority to act, and if contractsand agreements are entered into with the receiver in excess of his author-ity as conferred by law, the parties contract at their own peril and theestate of the bank can not be charged for the default or inability of a re-ceiver acting outside of his functions as receiver and beyond the dutieswhich it involves. (Ellis v. Little, 27 Kans., 707.)
(b) The receiver can not charge the estate of the bank by any executory con-tract, unless authorized so to do by the provisions of the national bankinglaw and the order of a court of competent jurisdiction obtaine^upon theterms of said law. (Ibid.)
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114 REPORT OF THE COMPTROLLER OF THE CURRENCY.
9. EXPENSES OV RECEIVERSHIP FOR ASSOCIATION WHICH HAS GONE INTO LIQUIDATION :Where after au association has gone into liquidation a receiver is appointed
at the instance of the creditors, the expenses of such receivership must bepaid by the creditors. The shareholders can not be made individuallyliable for such expenses. (Richmond v. Irons.)
X. TAXATION.1. WHAT MAY BE TAXED:
(a) A State can not tax the capital stock of a national bank as such. Thetax must be assessed upon the shares of the different stockholders. (Collinsv. Chicago, A Biss., 472.)
(b) Under Revised Statutes, United States, section 5219, which declares thatnothing in the national banking act shall prevent all the shares of stockof a national bank from being included in the assessment of the personalproperty of the owners of such shares, an assessment of the entire stock ofa national bank in solido against the bank its self is invalid. (NationalBank of Virginia v. City of Richmond et ah, 42 Fed. Hep., 877.)
(c) The assessment of the entire capital stock of a national bank in solidoagainst the bank itself is invalid. The bank may pay the tax assessed uponthe shares of its different stockholders, and it will have a lien thereonwhen it pays such tax until the same is satisfied; but if for any cause thetax levied upon the different stockholders is not paid by the bank, theproperty of the individual stockholders will be liable therefor. (FirstNational Bank of Leoti v. Fisher, 45 Kons. 726, April 11, 1891.)
(d) The individual stockholders of a national bank are allowed the same deduc-tions from the assessment against them upon their shares of stock as othertaxpayers in the State, owning moneyed capital,, are allowed. (Ibid.)
(e) The term "moneyed capital" as used in Revised Statutes, United States,respecting State taxation of shares in national banks embraces capitalemployed in national banks and capital employed by individuals whenthe object of their business is the making of profit by the use of theirmoneyed capital as money. (Talbot v. Silver Boiv County, Montana, 139U. 8., 438)
(/) Laws, New York, chapter 596, section 3, which provide that the stock-holders in banks and trust companies organized under the authority of theState or of the United States shall be assessed for the value of their sharesof stock, but which omits to provide for the taxation of the shares of stockin other private corporations, does not contravene Revised Statutes, UnitedStates, section 5219, which forbids the taxation of shares of national banksat a greater rate than is assessed on other umoneyed capital" in the handsof the individual citizens of the State. (Palmer v. McMahon, U. S. S. C).
(g) The shares of a national bank are taxable to the owners, and the bank isnot liable primarily or as the agent of the shareholders, under the act ofCongress or the various laws uf the State or Territory, for the payment ofa tax levied upon such shares; but if such bank, through its proper officers,voluntarily lists such shares as the property of the bank for taxation, andthe taxing officers of the State or Territory in pursuance of such erroneouslisting tax the same in the name of the bank, equity will not relieve thebank from the payment of such tax by enjoining its collection in the ab-sence of a proper application to all the statutory tribunals authorized tohear such matter and determine and grant the proper relief. (A IbuquerqueNational Bank v. Peoria et ah (S. C, N. Hex.), January 28, 1892.)
(h) The entire interests of the shareholders may be taxed without any deduc-tion for- that portion of the capital which is invested in United Statessecurities. (Van Allen v. The Assessors, 3 Wall., 573.)
(i ) New shares issued by a national banking association can not be taxed untilthe increase of capital has been approved by the Comptroller of the Cur-rency. (Charleston v. People's National Bank, 5 8. C.t 103,)
(j) The manifest intention of the law is to permit the State in which a nationalbank is located to tax, subject to the limitations prescribed, all the sharesof its capital stock without regard to their ownership; and, therefore, anational bank may be taxed upon the shares which it holds in anothernational bank. (Bank of Redemption v. Boston, 126 U. S., 60.)
(k) The undivided surplus of a national banking association, unless investedin Federal securities, may be lawfully taxed by the State. (North WardNational Bank of Newark v. City of Newark, 10 Vroom, 380; First National
#» Panic v. Peterborough, 56 N, II., 38.) '
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1. WHAT MAY BE TAXED—Continued.(I) But, of course, if the surplus is taken into consideration in estimating the
taxable value of the shares, it is not to he taxed separately. (North WardNational Bank v. City of Newark, supra.)
NOTE.—But it has been held in Maryland that the stock of an associationrepresents its whole property, and where a tax is assessed upon the sharesa separate tax upon the real or personal estate amounts to double taxa-tion; and, therefore, where the organic laws of the State prohibit doubletaxation, such a tax upon the property of an association is void. (CountyCommissioners v. Farmers and Mechanics' National Bank, 48 Md., 117; seealsoNational State Bank v. Young, 25 Iowa, 311, wherein it was held thatthe State could tax only the shares eo nomine and the real estate.)
(m) The surplus fund of a national banking association is not excluded in thevaluation of its shares for taxation. (Strafford National Bank v. Dover. 59N. H., 316.)
(n) Where shares of stock are assessed at their actual cash value, without anydeduction for the real estate owned by the association, the real estateshould not be taxed eo nomine. (Commissioners of Bice County v. Citizens'National Bank of Faribault, 23 Minn., 280.)
(o) Real estate owned by a bank constitutes part of its assets, within themeaning of Code of Mississippi providing that banks shall pay a privilegetax, whose amount varies with their "capital stock or assets, " in lieu ofall other taxes. (Vicksburg Bank v. Worrell, 7 So. Itep., 219.)
(j>) The State can not tax the circulating notes of national banking associa-tions. (Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v.Klston, 32 Ind., 27; see also Huffin v. Board of Commissioners, 69 N. C, 498;Lily v. The Commissioners, 69 N. C, 300.)
2. RATE:
(a) Where the State banks are taxed upon the capital, no tax can be imposedupon the shares of national banking associations; for, as the capital of theState banks may consist of the bonds of the United States, which are ex-empt from State taxation, a tax on capital is not equivalent to a tax onshares. (Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People,4 Wall., 459.)
(b) But though the tax upon the State banks is not eo nomine a tax on shares,yet if it is equivalent to such a tax the shares in the national banking asso-ciations located in that State may be taxed. (Frazer v. Seibern, 16 OhioSt., 614; Van Slyke v. State, 23 Wis., 656; Boynoll v. State, 25 Wis., 112.)
(c) Where by local legislation different rates are prescribed for differentclasses of moneyed capital, the rate imposed upon shares of nationalbanks should approximate as closely as may be the rate imposed uponother moneyed capital of the same or similar class, viz, shares of Statebanks. (City National Bankv. Paducah, U. S. C. C. (Sixth Circuit, 1877),5 Cent. L. J., 347.
(d) Congress meant no more than to require of the States, as a condition tothe exercise of the power to tax the shares in national banks, that theyshould, as far as they had the capacity, tax in like manner the shares ofbanks of issue of their own creation. (LionbergerY. House, 9 Wall., 468.)
(e) Therefore, where a State has previously contracted with the banks whichit has chartered that they'shall not be taxed above a certain rate, a taxupon national-bank shares at a greater rate is not invalid if this rate isnot greater than that assessed upon all the moneyed capital within theState, except that of the State banks. (Ibid.)
(/) Any system of assessment of taxes which exacts from the owner of theshares of a national banking association a larger sum in proportion to theactual value of those shares than it does from other moneyed capital,valued in like manner, taxes the shares at a greater rate, notwithstandingthat the percentage of tax on the valuation is the same as that applied toother moneyed capital. (Pelton v. Commercial National Bank, 101 U. S., 143.)
3. VALUATION:(a) In estimating the value of the shares for the purpose of taxation refer-
ence may be had to all the property and values of the bank. (Saint LouisNational Banky. Papin, U. S. C. C. (Eighth Circuit), 3 Cent. L. J., 669.)
(b) If no excessive valuation is complained of, and a correct result is arrivedat, equity will not restrain the collection of a tax because the method ofcomputation was erroneous. (Ibid.)
(e) The shares may be valued for taxation at an amount exceeding their facevalue, if this amount is not at a greater rate than the valuation set uponother moneved capital in the State. (Hepburn v. School Directors, 23 Wall.,480.)Digitized for FRASER
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116 REPORT OF THE COMPTROLLER OF THE CURRENCY.
3. VALUATION—Continued.(d) Under 1 he statute of New York, shares in national banking associations
should he taxed at their real or market value. (People v. The Commissionersof Taxes and Assessments, 94 U. S., 415.)
(e) Where shares in national hanking associations are purposely valued pro-portionately higher than the other moneyed capital in the State, the assess-ment is void. (Pelton v. National Bank, 101 U. S., 143.)
(/) And the collection of what is in excess of the rate imposed on the othermoneyed capital may he enjoined. (Ibid.)
(g) It is not required that the State should abandon systems of taxation oftheir own banks, or of money in the hands of their other corporations,which they may think the most wise and efficient modes of taxing theirown corporate organizations, in order to make that taxation conform tothe system of taxing the national banks upon the shares of their stock inthe hands of the shareholders; all that is necessary is that the system ofState taxation of its own citizens, of its own banks, and of its own corpo-rations shall not work a discrimination unfavorable to the holders of theshares of the national banks. (Davenport Bank v. Davenport, 123 U. $., 83.)
4. EXEMPTIONS:(a) The intention of Congress was that the rate of taxation of the shares
should be the same^as, or not greater than, the tax upon the moneyed cap-ital of the individual citizen which is subject and liable to taxation. (Peo-ple v. The Commissioners, 4 Wall, 244.)
(b) Therefore, it is not a ground of objection to the validity of a tax on sharesthat, while deductions for United States bonds are made from the personalestates of individuals and the capital of State corporations, no deductionsare made on account of the capital of national banking associationsinvested in such bonds. (Ibid.)
(c) The fact that by the statutes creating them, which statutes were passedprior to the national banking law, State banks are entirely exempt fromtaxation wiH not render a tax upon the shares of national banking asso-ciations void. (City of Richmond v. Scott, 48 Ind.} 568.)
(d) And a State tax upon shares in national banking associations is not ren-dered invalid by an exemption of the shares of other corporations, thecapital of which consists of property required to be listed for taxation assuch. (Mclver v. Robinson, 53 Ala., 456.)
(e) Merely a partial exemption of other moneyed capital will not invalidate atax upon shares in national banking associations. (Hepburn v. /SchoolDirectors, 23 Wall., 480.)
(/) But though Congress did not contemplate that there should be an absoluteequality (which in the nature of things is impossible), yet it did intendthat there should be a substantial equality; and therefore, if the exemp-tions in favor of other moneyed capital are so palpable as to show thatthere is a serious discrimination against capital invested in the shares ofnational banking associations, the tax will be declared unlawful. (Boyerv. Boyer, 113 U. 8., 690.)
(g) A State law which does not permit a deduction to be made from the as-sessed value of bank shares for all debts due by the holder thereof, whileauthorizing such a deduction to be made from the assessed value of mon-eyed capital otherwise invested, is void. (People ex rel. Williams v. Weaver,100 U. 8., 539, reversing S. C, 67 JV. T.,516, and overruling People v. Do-lan, 36 N. Y., 59.)
(h) In the assessment and taxation of shares of national-bank stock, the own-ers thereof, having no other credits or moneyed capital, are entitled to de-duct their bona tide debts from the value of such shares of stock. (Was-son v. Bank (Ind,), 8 N. E. Rep., 97.)
( i) Revised Statutes, section 5219, providing that shares of national-bank stockmay be taxed as part of the personality of the owner, and that each Statemay tax them in its own manner, except that the taxation shall not be at agreater rate than is imposed on other "moneyed capital" owned by citi-zens of the State, and that the shares of nonresidents shall only be taxedin the city wherein the bank is located, do not authorize the taxation of thestock of a bank in solido by the city in which it does business, but only theshares of individual*owners residing in the city are taxable, and they mustbe taxed separately, in order that the owner may deduct from their valuethe amount of his personal indebtedness, where the State laws or munici-pal ordinances permit such deductions, and require equality of taxation.(First National Bank of' Richmond Y. City of Richmond et al.} 39 Fed* Rep., 309.)
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\ E^MPTIONS—Cojitin ued.
(j) The main purpose of Congress in fixing limits to State taxation on invest-ments in the shares of national banks, was to render it impossible for theState in levying such a tax to create and foster an unequal and unfriendlycompetition hy favoring institutions or individuals carrying on similar businessand operations and investments of a like character; and the language of thelaw is to be read in the light of this policy. And, therefore, the exemption
' of shares of stock in corporations, the business of which does not come intocompetition with that of the national bank (e. g., railroad companies, miningcompanies, manufacturing companies, and insurance companies), does notinvalidate a tax upon national-bank shares. Capital thus employed is not"moneyed capital" within the meaning of the act of Congress. (Mercan-tile Bank v. New York, 121 U. S., 138.)
(h) Bonds issued by a State, or under its authority by its public municipalbodies, although they undoubtedly represent moneyed capital, yet as fromtheir nature they are not ordinarily the subject of taxation, are not withinthe reason of the rule established by Congress for the taxation of national-bank shares, and the fact that the State exempts them from taxation doesnot deprive it of the right to tax shares of stock of national banks in theState. (Ibid.)
(I) Although deposits in savings banks constitute moneyed capital in thehands of individuals within the terms of any definition which can be givenof that phrase, yet they are not within the meaning of the act of Congressin such a sense as to require that, if they are exempted from taxation,shares of stock in national banks must thereby also be exempted fromtaxation; for it can not be supposed that savings banks come into any pos-sible competition with national banks. (Ibid.)
(m) Under act Louisana, 1888, section 27, relating to taxation of national bankshares, making no deduction for that part of the bank's property enteringinto their value which consists of nontaxable State and national securities,which deduction may, under the act, be made by individuals, a tax onnational bank shares violates Revised Statutes of the United States, sec-tion 5219, prohibiting the assessment of such shares at a greater rate thanmoneyed capital in the hands of individual citizens, and it is immaterialthat the same discrimination is made against other corporations. ( WhitneyNational Bank v. Parker, 41 Fed. Bep., 402.)
(n) The taxation of national-bank shares by the statute of Indiana withoutpermitting the owner of them to deduct from their assessed value theamount of his bona nde indebtedness as he may in the case of other invest-ments of moneyed capital, is a discrimination forbidden by the act ofCongress. (Brittony. Evansvilie National Bank, 105 U. 8., 322.)
5. COLLECTION OF TAX FROM THE ASSOCIATION:
(a) A State tax upon shares is valid, though the tax is collected from the bank.(National Bank y. Commonwealth f 9 Wall., 353.)
(b) And the State may require the banks to pay a tax rightfully laid upon theshares. (Ibid.)
(c) And where the tax on shares is payable by the association the collectionof the tax may be enforced by distraint of its property. (First NationalBank v. Douglas County, 3 Dill., 330.)
(d) But where the tax laws of the State make the bank the mere agent for pay-ing the tax on shares, and direct it to retain so much of the dividends aswill answer that purpose, other agents being required to pay taxes for theirprincipals only when they have under their control the property, money,or credit of such principals, the bank can not be made liable unless it hasthe control of the property, etc., of its shareholders, or has dividends inits possession, or has failed to retain them. (Hershire v. First NationalBank, 35 Iowa, 272.)
(e) Act Louisiana, 1888, section 27, providing that shares in banks shall beassessed to the shareholders, but requiring the bank to pay taxes so as-sessed, and authorizing it to collect the same from the shareholders,imposes a tax, not upon the bank, but upon its shares, as permitted byact of Congress, providing that a State may determine the manner of tax-ing the shares of national banks located in the State. ( Whitney NationalBank y. Parker, 41 Fed. Rep., 402.)
(/) No suit for the collection of a tax under State statutes imposed upon theshares'oi' stock of a national bank can be maintained against the receiverof an insolvent national bank where the property represented by the shareshas disappeared; for, there being nothing from which the receiver can be
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118 UKPORT OF THE COMPTROLLER OF THE CURRENCY.
5. COLLECTION OF TAX FROM TIIK ASSOCIATION—Continued.
reimbursed, the tax will fall upon the assets of the bank, which belongto its creditors, and thereby violate the rule that a State can not tax thecapital stock of a national*bank. (City of Boston v. Beal, 51 Fed. lie}).,306.)
6. LICENSE TAX:
(a) National banking associations can not be subjected to a license or privilegetax. (Mayor v. First National Banlcof Macon, 59 Ga., 648; City of Carthagev. First National Bank of Carthage, 71 Mo., 508; National Bank of Chatta-nooga v. Mayor, 8 Heiskell, 814.)
(b) A State law prohibiting the establishment of banking companies in theState without the authority of the legislature was not intended to apply tobanking corporations created by authority of Congress, since such corpora-tions may be legally established in the State without the consent of thelegislature. (Stetson v. City of Bangor, 56 Me., 274.)
7. POWERS OF TAXING OFFICERS:
(a) Municipal officers can not assess a tax upon the shares of national bankingassociations until authorized to do so by some law of the State. (Stetson v.City of Bangor, 56 Me., 274.)
(b) The officers of a national banking association can not be compelled to ex-hibit to the taxing officers of a State the books of the association showingthe deposits of its customers. (First National Bank of Youngstown v. Hughes.V. S. C. C. (N.I). Ohio, 1878;, Broivne's N/B. Cos., 176.)
(c) Code Alabama, 1286, S. 1677, which provides that stockholders of all privatecorporations have the right to have access to, and inspection and examina-tion of the books, records, and papers of the corporation, at all reasonableand proper times, applies to national banks located within the State, andthe rights of stockholders are not curtailed nor the statute in conflict withRevised Statutes, United States, which provide that national banks shallnot be subject to visitorial powers other than those authorized by Congressor vested in the courts of justice. (Winter v, Baldwin, Ala., 7 So., 734.)
(d) The only remedy for the making of a false return to the auditor by thecashier of a bank, of the resources and liabilities of the bank for the pur-poses of taxation, is afforded by revised statutes of Ohio, section 2679, whichprovides that the auditor may examine the books of the bank, and any offi-cer or agent of it under oath, and make out the statement; and any officerof the bank may be fined not exceeding $100 for failing to make the state-ment, or for willfully making a false one. (Miller v. First National Bankt21N.E.liep.,860.)
(e) A national banking association is not exempt from examination by internal-revenue officers when it has in its possession any articles subject to aninternal-revenue tax. Such an examination is not the exercise of a visitorialpower, and therefore is not prohibited by the provision of section 5241,Revised Statutes, that the national banks shall not be subject to any vis-itorial powers except those authorized by the national-bank act or vestedin the courts of justice. (United States v. Rhaivn, U. S. D. C. (E. D. Penn.).Thomp. N. B. Cas., 358.)
if) Where by the tax laws of a State a perpetual lien for taxes attaches toproperty only by virtue of a levy thereon, and such levy is not made priorto the insolvency of the bank, the taxing officers of the State will be re-strained, at the instance of the receiver, from levying upon the propertyof an insolvent national bank, and selling it, for the purpose of collectinga tax. ( Woodward v. Ellsworth, 4 Colo., 580.)
(g) A State may require the cashiers of national banking associations locatedwithin its territory to transmit lists of the shareholders to the taxing offi-cers of the various towns in which the shareholders reside. (Waite v.Doivley, 94 U. S., 527.)
8. ENFORCEMENT OF TAXES:
A tax duly assessed upon shares may be enforced in accordance with the gen-eral laws of the State on that subject. (Weld v. City of Bangor, 59 Me.,416.)
9. LOCATION OF ASSOCIATION FOR TAXING PURPOSES:
An association which opens an office for the purpose of receiving deposits inanother place than that in which it was organized does not become "lo-cated7'in that place for purposes of taxation. (National State Bank ofCamden v. Pierce, V\ S. C. C. (E. 1). Penn.), 18 Alb. L. J., 16.)
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XL JURISDICTION.
NOTE.—The jurisdiction of the Federal courts in national-bank cases was verymaterially changed by the proviso to the fourth section of the act of July12; 1882. The proviso is as follows:
" Provided, however, That the jurisdiction for suits hereafter brought by oragainst any association established under any law providing for nationalbanking associations, except suits between them and the United States,or its officers and agents, shall be the same as, and not other than, thejurisdiction for suits by or against banks not organized under any lawof the United States which do or might do banking business where suchnational banking associations may be doing business when such suitsmay be begun. And all laws and parts of laws of the United States in-consistent with this proviso be, and the same are hereby, repealed."
The jurisdiction of the United States circuit courts in suits by or against na-tional banks is thus deh'ned by section 4, act March 3, 1887:
"SEC. 4. That all national banking associations established under the laws ofthe United States shall, for the purposes of all actions by or against them,real, personal, or mixed, and all suits in equity, be deemed citizens of theStates in which they are respectively located; and in such cases the cir-cuit and district courts shall not have jurisdiction other than such as theywould have in cases between individual citizens of the same State.
"The provisions of this section shall not be held to affect the jurisdiction ofthe courts of the United States in cases commenced by the United States,or by direction of any officer thereof, or cases for winding up the affairs ofany such bank."
1. JURISDICTION OF FEDERAL COURTS PRIOR TO THE ACT OF JULY 12, 1882:(a) National banking associations may sue in the Federal courts. The word
"by" was omitted from section 57 of the act of 186i by mistake. (Kennedyv. Gibson, 8 Wall., 505.)
(b) A national banking association may sue and be sued in the circuit court forthe district in which the association is located, irrespective of the amountin controversy and the citizenship of the parties. (County of Wilson v. Na-tional Bank, 103 U. S., 770; Mitchell v. Walker U. S. C. C. (W. 1). Perm.,1879), Broione's N. B. Cas., 180; Commercial Bank of Cleveland v. Simmons,U. 8. C. C, (W. B. Ohio). 10 Alb. L. J., 155.)
(c) But where the amount in controversy does not exceed five hundred dollars,the association can not sue in a Federal court outside of the district inwhich it is established. (St. Louis National Bank v. Brinkman JJ. 8. C. C.(D. Kans.), 1 Fed. Pep., 45.)
(d) A national banking association located in one State may bring an action inthe circuit court of the United States sitting within another State againsta citizen of that State. (Manufacturers1 National Bank v. Baack, 8 Blatch.,147.)
(e) When a national bank is sued in a Federal court the suit must be broughtin the district in which the bank is located. And service upon an officer ofthe bank in another district will not give the court of that district juris-diction of the cause. (Maine v. Second National Bank of Chicago, 8 Biss.,26.)
(/) A United States district court has jurisdiction of a suit in equity by oragainst a national banking association located within the district. (FirstNational Bank of Pittsburgv. Pitlsburg and Castle Shannon Railroad Com-pany, 1 Fed. Rep., 190.)
(g) A circuit court has no jurisdiction of a suit by a private person to compelthe Comptroller of the Currency and the Treasurer of the United States todisclose what disposition has been made of the United States bonds depos-ited with the Treasurer by a national banking association, and for a decreedirecting those officers as to their duty regarding such bonds. (Van Ant-werp v. JSulburd, 7 Blatch., 425; Van Antwerp v. Hulhurd, 8 Blatch., 282.)
(h) Section 380, Revised Statutes, which provides that "all suits and proceed-ings arising out of the provisions of law governing national banking asso-ciations, in which the United States or any of its officers or agents shallbe parties, shall be conducted by the district attorneys of the several dis-tricts under the direction and supervision of the Solicitor of the Treasury,"does not enlarge the jurisdiction of the circuit court, and can not be heldto confer jurisdiction in such suits or proceedings upon a court not having,independently of this section, authority to entertain them. (Van Antwerpv. Rulburd, 7 Blatch., 426. supra.)
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120 REPORT OF THE COMPTROLLER OF THE CURRENCY.
1. JURISDICTION OF FEDERAL COURTS, ETC.—Continued.(*) National banking associations, being corporations organized under the laws
of the United States, are entitled as such to remove into the circuit courtof the United States suits brought against them in the State courts.(Cruikshanky. Fourth National Bank, 21B latch., 322: sea also Removal Cases,115 V. S.,1.)
(j) A United States district court has jurisdiction to authorize a receiver tocompromise a debt. (Matter of Plait, 1 Ben., 534.)
(7c) An action at common law to recover a debt due to the bank may be insti-tuted by a receiver in a United States district court, he being an officer ofthe United States within the meaning of section 563, Revised Statutes.(Plait v. Beach, 2 Ben., 303; Stan ton v. IVUkeson, 8 Ben., 357.)
(I) The power of a national banking association to take a mortgage upon realestate is a question which the party raising it should be permitted to liti-gate in a Federal court; and he should not be sent into the State courts totry this question on the distribution of surplus moneys in a foreclosuresuit, or in a suit brought by the party holding the alleged invalid mort-gage. (inreDuryca, U. S. I). C. (S.\l). N. Y.), 17 National BankruptcyRegister, 495.)
2. JURISDICTION OF FEDERAL COURTS SUBSEQUENT TO ACT OF JULY 12, 1882:(a) The-tenth subdivision of section 629, Revised Statutes, which confers upon
the circuit court of the United States jurisdiction of all suits by or againstany national banking association established in the district for which thecourt is held, has been repealed by the proviso to section 4 of the act ofJuly 12, 1882. (National Bank of Jefferson v. Fare et al., TJ. 8. C. C. (E. I).Tex.), 25 Fed. Rep., 200.)
(b) The object of this proviso was to deprive the United States courts of juris-• diction of suits by or against national banking associations in all cases
where banks organized under State laws could not likewise sue or be suedin such courts. (National Bank of Jefferson v. Fare et al., supra.)
(c) But the proviso does not affect the right of the receiver of an insolvent as-sociation to sue in a Federal court. (Hendee v. Connecticut and P. R. R. Co.,26 Fed. Rep., 677.)
(d) Nor would the act of July 12,1882, take from the circuit court jurisdictionof a suit brought against a director for negligent performance of his duties;for, as such suit rests upon the requirements of the United States laws, andby-laws made pursuant thereto, it is a case arising under the laws of theUnited States. ( Witters v. Foster, U. S. C. C. (I). Vt.), 28 Fed. Rep., 737.)
(e) In an action against a national bank in a circuit court of the United States,if all the parties are citizens of the district in which the bank is situated,and the action does not come under section 5209 or section 5239 of the Re-vised Statutes, the circuit court has no jurisdiction. (Whittemore v.Amoskeag National Bank, 134 U. S., 527.)
(/) The Federal courts have jurisdiction of an action between a national banklocated in one State and a citizen of another State. (First National Bankv. Forest, 40 Fed. Rep., 705.)
(g) An action between a receiver of an insolvent national bank and a depositordoes not present a Federal question under Revised Statutes of the UnitedStates, section 5242, avoiding preferences to creditors of such an insolventbank. (Tehan v. First National Bank et al., 39 Fed. Rep., 577.) On motionto remand to State court.
(h) A receiver of an insolvent national bank is an officer of the United Stateswithin the meaning of section 563, Revised Statutes of the United States,which gives the district courts jurisdiction of "all suits at common lawbrought by the United States, or any officer thereof authorized by law tosue." ( U. 8. i>* C. (E. I). Mo.), Feb. 24,1890.)
3. JURISDICTION OF STATE COURTS:(a) State courts have jurisdiction of suits by and against national banking
associations. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; see alsoOrdway v. Central National Bank, 47 Md., 217, and Clafflin v. Houseman, 93U. S., 130.)
(I)) Where a national banking association is sued in a State court, the suit mustbe brought in the city or county in which the bank is located. (Cadle v.Tracey, 11 Blatch., 10i; Crocker v. Maine National Bank, 101 Mass., 240.)
NOTE.—But the New York court of appeals has held that the provision of thenational banking law as to the jurisdiction of State courts is j^ermissiveonly, and not mandatory, and that a State court, in a proper case, may en-tertain a proceeding against a national bank located in another State.
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3. JURISDICTION OF STATE COURTS—Continued.(Cooke v. The State National Bank of Boston, 52 N. Y., 96; Robinson v. JVa-tional Bank of New Berne, 81 N. Y., 385; see also Adams v. Daunis, 29 Z«.4iw?., Sl5.) And in Talmage v. Third National Bank, 27 Hun, 61, the su-
preme court of New York' said: "The words of restriction to the placewhere said 'association is situated; apply to the county and municipalcourts, and not to the State courts. In the State courts of general juris-diction a national banking association can be sued whenever an individualcan be for the same cause/' In Cooke v. The State National Bank, ChiefJudge Church questioned the constitutional right of Congress to deprivethe State courts of jurisdiction in such cases.
(e) A State court can entertain an action brought to recover of a national"banking association the penalty for taking usury, (Ordway v. The CentralNational Bank, 47 Md., 217; Hade v. McVay, 31 Ohio St., 231; Bletz v. Colum-bia National Bank, 87 Penn. St., 87.)
(d) The State courts have jurisdiction of an action brought by a shareholderon behalf of himself and other shareholders to recover of the directors ofan insolvent association damages for injuries resulting from their negli-gence and misconduct. (Brinckerlwff v. Bostwick, 88 N. Y., 52.)
(e) A State court has no power to make an order directing the receiver of anational bank, who has been appointed by the Comptroller of the Currency,to pay a judgment obtained against the bank before the receiver was ap-pointed.' (Ocean National Bank v. Carll, 7 Hun, 237.)
(/) State courts have no jurisdiction of the case of an embezzlement of thefunds of the association by one of its officers. (Commonwealth v. Felton,101 Mass., 204; Commonwealth ex ret. Torrey v. Ketner, 92 Penn. St., 372.)
(g) The defense of usury may be set up in action brought in a State court.(National Bank of Winter set v. Eyre, 52 Iowa, 114.)
4. UNITED STATES CAN NOT BE SUBJECTED TO JURISDICTION OF COURT:Neither the Comptroller nor the receiver by putting in an appearance to a suit
can subject the United States to the jurisdiction of a court. (Casev. Ter-rell, 11 Wall., 199.)
5. CITIZENSHIP:A national banking association is for jurisdictional purposes a citizen of the
State in which it is located. (Davis v. Cook, 9 New, 134.)
XII. SUITS.
1. BY AND AGAINST ASSOCIATIONS :(a) Suit may be brought against a national banking association though it is
in the hands of a receiver. (Bank of Bethel v. Pahquioque Bank, 14 Wall.,383; Security National Bank v. National Bank of the Commonwealth, 2 Hun,287; Green v. The Wallkill National Bank, 7 Hun, 63.)
(b) Where the tax on shares is collected from the association it may bring asuit to enjoin the collection of an illegal tax. (Cummin gs v. National Bank,101 U. S., 153; Pelton v. Commercial National Bank, 101 'U. S., 143; Boyer v.Boyer, 113 U. S., 143.)
(c) A State law authorizing national banking associations which have beenconverted from State banks to use the name of the original corporation forthe purpose of prosecuting and defending suits is not in conflict with thenational banking law, and therefore proceedings based upon a judgmentobtained before the conversion maybe instituted by such association inits former corporate name. (Thomas v. Farmers' Bank of Maryland, 46Md., 43.)
(d) The conversion of a State bank into a national bank, with a change ofname, under the national bank act does not affect its identity or its rightto sue npon liabilities incurred to it by its former name. (Michigan In-surance Bank v. Eld-red, 143 U. S., 293.)
(e) A national banking association is a foreign corporation within the mean-ing of a State statute requiring corporations created by the laws of anyother State or country to give security for costs before prosecuting a suit inthe courts of the State. {National Park Bankv. Gunst, 1 Abb. N. C, 292.)
(/) As a national banking association can acquire no title to negotiable paperpurchased by it, it can maintain no action thereon in a State where theperson suing must be owner of the paper. (First National Bank of Rochesterv. Pier son, 24 Minn., 140.)
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122 REPORT OP THE COMPTROLLER OF THE CURRENCY.
4. BY AND AGAINST ASSOCIATIONS—Continued.(g) But in a, State where the holder may sue without respect to the ownership,
an association may bring suit upon paper so acquired. (National Pember-ton Bank v. Porter, 125 Mass.. 333: Atlas National Bank v. Savenj, 127 Mass..75).
(h) Suits brought by a receiver can not be settled or compounded upon anorder of the Comptroller; this can be done only with the authority of thecourt. (Case v. Small, 2 Woods, 78.)
(i) An action for money against a national bank whose corporate existence isadmitted is not a suit arising under the laws of the United States. (UlsterCounty Savings Institution v. Fourth National Bank, 8 N. Y., 162.)
2. BY SHAREHOLDERS :(a) A shareholder of a national banking association can not maintain an action
against the directors to recover damages sustained for neglect and misman-agement of the affairs of the association whereby it became insolvent andits stock was rendered worthless. Such an action can be brought only bythe corporation itself. (Conway v. Halsey, 15 Vroom, 462.)
(b) But where the receiver refuses to bring an action against negligent di-rectors to recover the amount which the shareholders have been compelledto contribute to pay the debts of the association, an action against suchdirectors may be brought by a shareholder on behalf of himself and theother shareholders. (Nelson v. Burrows, 9 Abb. N. C, 280.)
(c) And when the receiver is a director/and one of the parties charged withmisconduct and against whom a remedy is sought, the action may bebrought by a shareholder on behalf of himself and the other shareholders.(Brinckerhoffv. Bostxvick, 88 N. Y., 52.)
3. BY RECEIVERS:(a) A receiver may sue either in his own name or the name of the bank. (Na-
tional Bank v. Kennedy, 17 Wall., 19.)(b) Suits and proceedings under the act in which the United States or their
officers or agents are parties, whether commenced before or after the ap-pointment of a receiver, are to be conducted by the district attorney underthe direction of the Solicitor of the Treasury. (Bank of Bethel v. Pahqui-oque Bank, 14 Wall., 383.)
(c) But section 380, Revised Statutes, is directory merely, and the employmentof private counsel by the receiver can not be made a ground of defense toa suit brought by him. (Ibid.)
(d) Receivers may sue in the courts of the United States by virtue of the act,without reference to the locality of their personal citizenship. (Ibid.)
(e) The provisions of the codes that every action must be brought in the nameof the real party in interest, except in the case of the trustee of an expresstrust or of a person authorized by statute to sue, does not apply to thereceiver of a national banking association suing in a Federal court heldin a State which has adopted the code procedure; for the right of the re-ceiver to sue is derived from the national banking law. (Stanton v. WilJce-son, 8 Ben., 357.)
(/) Under section 1001 of the Revised Statutes, no bond for the prosecution ofthe suit, or to answer in damages or costs, is required on writs of error orappeals issuing from or brought to the Supreme Court of the United Statesby direction of the Comptroller of the Currency in suits by or against in-solvent national banking associations or the receivers thereof. (PacificNational Bank v. Mixter, 114 U. S., 463.)
4. BY CREDITORS OF INSOLVENT ASSOCIATION:(a) The creditors of an insolvent association must seek their remedy through
the Comptroller, in the mode prescribed by the statute; they cannot pro-ceed directly in their own names against the stockholders or debtors of thebank. (Kennedy v. Gibson, 8 Wall., 498.)
(b) The writ of mandamus can not issue in a case where its effect is to director control the head of an executive department in the discharge of an ex-ecutive duty, involving the exercise of judgment or discretion. (UnitedStates exrel. Boynton v. Blaine, 139 U. S., 306.)
5. FOR USURY:(a) The penalty for all illegal interest paid to a national banking association
within two years prior fco the commencement of proceedings may be re-covered in a single action, whether the amount was in one payment or inseveral. (Hinttrmister v. First National Bank, 64 N, Y., 212.)
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REPORT OF THE COMPTROLLER OF THE CUUliENCY. 1 2 3
5. FOR t - su R Y—C!onti 1.111 ed.(b) Where a bankrupt has paid usurious interest; ILLS assignee may bring an
action against the association to recover the penalty. ( Wright v. First Na-tional Bank of Greensburg, 8 Biss., 243; Crocker v. First National Bank ofChetopa, 4 Dill., 358; 3 Am. L. T. N. 8., 350.)
(c) The party who paid the usurious interest is the only party to the note whois entitled to sue for the penalty. (Lazear v. National Union Bank of Mary-land, 52 Md., 78.)
(d) Under Revised Statutes, United States, 5198, providing that a suit againsta national bank for taking usurious interest must be commenced withintwo years from " the time the usurious transaction occurred," the limita-tion begins to run from the time when such interest is paid. (NationalBank v. Carpenter, N J., 19 A., 181.)
6. TO ENFORCE LIABILITY OF SHAREHOLDERS:(a) When the full personal liability of shareholders is to be enforced the ac-
tion must be at law. (Kennedy v. Gibson, 8 Wall., 505: Casey v. Galli, 94U. S., 673.)
(b) And it may be at law, though the assessment is not for the full value ofthe shares; for, since the sum each shareholder must contribute is a cer-tain exact sum, there is no necessity for invoking the aid of a court ofequity. (Bailey v. Sawyer, 4 Dill., 463.)
(c) But the suit may be in equity. (Kennedy v. Gibson, supra.)7. EXECUTION:
A judgment against a national bank in the hands of a receiver only establishesthe validity of the claim; the plaintiff can have no execution on such judg-ment, but must wait pro rata distribution. (Bank of Bethel v. PahquioqueBank, 14 Wall., 383.)
8. ATTACHMENTS:(a) When a creditor attaches the property of an insolvent bank he can not
hold such property against the claim of a receiver appointed after the at-tachment suit was commenced. Such creditor must share pro rata with allothers. (First National Bank of Selma v. Colby, 21 Wall., 609; Harvey v.Allen, lQBlatch, 29.)
(b) No State court can issue an attachment against the funds of a nationalbank. Although the provision forbidding attachments was evidently madeto secure equality among the general creditors in the division of the pro-
« ceeds of the property of an insolvent bank, its operation is by no meansconfined to cases of actual or contemplated insolvency; but the remedy istaken away altogether and can not be used under any circumstances. Theeffect of the provision in section 5242, Revised Statutes, is to write into allState attachment laws an exception in favor of national banks, and allsuch laws must be read as if they contained an exception in favor of na-tional banks. (Pacific National Bank v. Mixter, 124 U. S., 721.)
NOTE.—This case overules the decision of the New York court of appeals inRobinson v. National Bank of New Berne (81 N. Y., 385), where it was heldthat the national banking law does not prohibit attachments against theproperty of national banks, except in cases where an act of insolvency hasbeen committed, oi is contemplated. See also National Shoe and Leather-Bank v. Mechanics' National Bank, 89 N. Y., 467; BaynorY. Pacific NationalBank, 93 N. Y., 371; Southwick v. First National Bank of Memphis, 7 Hun,96.
(c) Nor can an attachment be issued by a circuit court of the United States;for as by the law of Congress all power of issuing attachments againstnational banks before judgment has been eliminated from State statutes,thpre can be no laws of the State providing for such a remedy on whichthe circuit court can act. (Ibid.)
9. ABATEMENT:An action brought by the creditor of a national bank is abated by a decree of a
district or circuit court dissolving the corporation and forfeiting its fran-chises. (First National Bank of Selma v. Colby, 21 Wall., 609.)
10. ESTOPPEL:
(a) A shareholder against whom suit is brought to recover the assessmentmade upon him by the Comptroller will not be permitted to deny the ex-istence of the association, or that it was legally incorporated. (Casey v.Galli, 94 U. 8., 673.)
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124 REPORT OF THE COMPTROLLER OF THE CURRENCY.
10. ESTOPPEL—Continued.(b) Where one sued by a national bank is accustomed, to deal with it as such,
• and does so deal with it in respect to the matter in suit, he is estopped fromdenying its incorporation. (National Bank of Fairhaven v. The Phoenix Ware-housing Company, 6 Hun, 71.)
11. SUITS AGAINST LIQUIDATING ASSOCIATIONS:A national bank which has gone into voluntary liquidation will continue to
exist as a body corporate for the purpose of suing and being sued until itsaffairs are completely settled. {National Bank v. Insurance Company, 104U. £.,54; Ordway v. 'Central Xational Bank, 47 Md,, 217.)
12. TRANSITORY AND LOCAL SUITS :The provision of the banking law, section 5198, Revised Statutes, which re-
quires that actions brought against national banking associations in Statecourts shall be brought in the county or city in which the association islocated, applies only to transitory actions; it was not intended to apply toactions local in their character. (Casey v. Adams, 102 U. $., 66.)
13. SURVIVAL OF SUITS:Whether a suit against a director for negligent performance of his duties, as
required by the statutes of the United States and the by-laws of the asso-ciation, will survive against the executor or administrator depends upon,State laws. ( Witters v. Foster, U. S. C. C. (Dist. Ft), 2o Fed. Hep., 737.)
XIII. EVIDENCE.
1. CERTIFICATE OF COMPTROLLER:(a) The certificate of the Comptroller of the Currency that an association has
complied with all the provisions required to be complied with before com-mencing the business of banking is admissible in evidence upon a plea ofnul tiel corporation ; and such certificate, together with proof that the as-sociation has been acting as a national banking association for a long time,is amply sufficient evidence to establish, at least prima facie, the existenceof the corporation. (Mix v. The National Bank of Blooming ton, 91 J^.,20;sea also Merchants' National Bank of Bang or v. Glendon, 120 Mass.,,97.)
(b) The certificate of the Comptroller that the association has complied withall the provisions of law touching the organization of associations removesany objection which might otherwise have been made to tbe evidence uponwhich he acted. {Casey v. Galli, 94 U. S., 673; Thatcher v. West Eiver Na-tional Bank, 10 Mich., 196.)
(c) And in a suit against the association or its shareholders such certificate ofthe Comptroller is conclusive as to the completeness of the organization.(Casey v. Galli, supra.)
(d) A letter from the Comptroller directing the receiver to institute suit, if notobjected to at the time, is sufficient evidence that the Comptroller has de-cided that the enforcement of the individual liability of the shareholdersis necessary. (Boivden v. Johnson, 107 U. 8., 251.)
2. EVIDENCE OF INSOLVENCY:(a) It is not necessary that the facts upon which the Comptroller bases his
action in appointing a receiver should be established by what is competentlegal evidence; but he is left to be satisfied as best he can be, under thepeculiar circumstances of each case, of the facts and the necessity for theexercise of his authority. (Platt v. Beebe, 57 N. Y., 330.)
(b) A return of nulla bona upon an execution issued against the property of anational bank is proof of its insolvency. (Wheelock v. Eost, 77 III., 296.)
3. NECESSITY FOR ASSESSMENT BY COMPTROLLER:It is not essential, in an action to enforce the individual liability of the share-
holders of an insolvent national banking association, to aver and provethat the assessment was necessary; for the decision of the Comptroller onthis point is conclusive. (Strong v. 8outhworth, 8 Ben., 331} Kennedy v.Gibson, 8 Wall., 505; Casey v. Galli, 94 U. S., 673.)
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 5
XIV. CRIMES.
1. UNDER UMTED STATES LAWS:(a) The willful misapplication of the moneys and funds of a national banking
association, made an offense by section 5209, Revised Statutes, must be forthe use or benefit of the party charged or of some person or company otherthan the association. (United States v. Britton, 107 U. S., 655.)
(&) The exercise of official discretion in good faith, without fraud, for the ad-vantage or the supposed advantage of the association, is not punishable;but if official action be taken in bad faith, for personal advantage andwith fraudulent intent, it is punishable. (United States v. Fish, 24 Fed.Rep., 585.)
(c) It is not necessary that the officer should personally misapply the fundsof the association. He will be guilty as a principal offender though hemerely procures or causes the misapplication. (Ibid.)
(d) A loan in bad faith, with intent to defraud the association, is a willfulmisapplication within the meaning of the statute. (Ibid.)
(e) It is no defense to a charge of embezzlement, abstraction, or misapplicationof the funds of a national banking association tha fc the funds were usedwith the knowledge and consent of the president and some of the directors.The intent to defraud is to be conclusively presumed from the commissionof the offense. (United States v. Taintor, 11 Blatch., 374.)
(/) Where the president, charged as a trustee with the administration of thefunds of the bank in his hands, converts them to his own use without au-thority for so doing, he embezzles and abstracts them within the meaningof section 5209,'Revised Statutes. (In the matter of Fan Camp en, 2 Ben., 419.)
(g) If, with intent to defraud the association, an officer allows a firm in whichhe is a member to overdraw its account, he will be guilty of misapplyingthe funds of the association. (Ibid.)
(h) As the national banking law makes the embezzlement, abstraction, orwillful misapplication of the funds of a national banking associationmerely a misdemeanor, a person who procures such an offense to be com-mitted can not be punished under a State statute which provides that aperson who procures a felony to be committed may be indicted and con-victed of a substantive felony. (Commonwealth v. Felton, 101 Mass., 204.)
(i) An indictment charging defendants with aiding and abetting a director ina willful misapplication of the money of an association must state factsto show that there has been such misapplication committed by the director.(United States v. Warner, 26 Fed. Hep., 616.)
(j) Allowing the withdrawal of the deposit of one indebted to the associationcan not be charged as a misapplication of the money of the association.(United States v. Britton, 108 U. S., 193.)
(k) It is not a willful misapplication of the moneys of the association withinthe meaning of section 5209, Revised Statutes, for a president who is insol-vent to procure the discounting by the association of his note not wellsecured. (Ibid.)
(I) To constitute the offense of a willful misapplication of the moneys, funds,or credits of the association within section 5209, Revised Statutes, it isnot necessary that the person charged with the offense should have beenpreviously in the actual possession of such moneys, funds, and creditsunder or by virtue of any trust, duty, or employment committed to him.Nor is it necessary to the commission of this offense that the officer makingthe willful misapplication should derive any personal benefit therefrom.When the funds or assets of the bank are unlawfully taken from its pos-session, and afterward willfully misapplied by converting them to the useof any person other than the bank, with intent to injure and defraud, theoffense as described in the statute is committed. ( United States v. Harper.33 Fed. Rep., 471.)
(m) This criminal act may be done directly and personally, or it may be doneindirectly through the agency of another. If the officer charged with ithas such control, direction, and power of management by virtue of hisrelation to the bank as to direct an application of its funds in such man-ner and under such circumstances as to constitute the offense of willfulmisapplication, and actually makes such direction or causes such misap-plication to be made, he is equally as guilty as if it was done by his ownhands. (Ibid.)
(n) Any entry on the books of the bank which is intentionally made to repre-sent what is not true or what does not exist, with intent either to deceiveits officers or defraud the association, is a false entry within the meaningof the statute, (United States v. Harper, supra.)Digitized for FRASER
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126 REPORT OF THE COMPTROLLER OF THE CURRENCY.
1. UNDER UNITED STATES LAWS—Continued.(o) It may be made personally or by direction. (Ibid.)(p) The erasure of figures already written in the books of a national bank and
the substitution of other figures which falsify the state of the account con-stitute a "false entry" within the meaning of section 5209, Revised Stat-utes, by which it is declared to be a misdemeanor to make " any false entryin any book, report, or statement of the association, with intent to injureor deiraud," etc. (United States v. Crecclius, 34 Fed. Bep., 30.)
(q) Where false entries are made by a clerk at the direction of the president,the latter is a principal. (In the matter of Van Campen, supra; United Statesv. Fish, supra.)
(r) Prior to the act of February 26, 1881, a notary public holding his commis-sion under a State had no authority to administer the oath required by sec-tion 5211, Revised Statutes; and therefore a cashier vyho made oath beforesuch notary to a false statement of the condition of his association was notguilty of perjury. (United States v. Curtis, 107 U. S., 671.)
(s) To constitute the offense of willful abstraction by an officer, defined by thestatute, it is necessary that the money or funds of the association shouldbe withdrawn by the officer or by his direction; that such taking or with-drawing should be without the knowledge or consent of the bank, or of itsboard of directors; that the money or funds so taken or withdrawn shouldbe converted to the officer's own use, or for the benefit and advantage ofsome person other than the association, and that this should be done withintent to inj ure and defraud the association. (United States v. Harper, supra.)
(t) A report of condition of a national bank, whether called for by the Comp-troller of the Currency or not, which is a report in the usual form made byan officer of the bank in his official capacity, if it contains a false entrymade with intent to deceive, is within Revised Statutes, United States, sec-tion 5209, which declares such false entries to be a misdemeanor. (UnitedStates v. Eughitt, 45 Fed. Hep., 47.)
(u) Where false entries were made by a bookkeeper in a statement requestedby a national bank examiner purporting to give the balance due todepos-itors, which statement it was the duty of the examiner to make and not thebookkeeper, an indictment for making " false entries in a statement of theassociationv will not be sustained. ( United States v. Eqe, 49 Fed. Rep., 852.)
(v) In an indictment of an officer of a national bank under section 5209, Re-vised Statutes, United States, for making false entries in a report to theComptroller of the Currency, it is no defense that such entries were madeby a clerk and verified by the officer without actual knowledge of theirtruth, since it was his duty to inform himself. ( United States v. Allen. 47Fed. Bep., 696.)
2. UNDER STATE LAWS:(a) An officer of a national banking association can not be punished under State
laws for embezzling the funds of the association. (Commonwealth ex rel.Torrey v. Ketner, 92 Penn. St., 372; Commonwealth v. Felton, 101 Mass., 204.)
(b) But where the offense committed by an officer is properly a larceny of thefunds, and not an embezzlement, he may be indicted under a State law.(Commonwealth v. Barry, 116 Mass., 1.)
(c) And an officer may be punished under State laws for making false entriesin the books of the association with intent to defraud it. (Luberg v. Com-monwealth, 94 Penn. St., 85.)
(d) The officers of a national banking association may be prosecuted underState statutes for fraudulent conversion of the property of individuals de-posited with, and in the custody of, the association. (Commonwealth v.Tenney, 97 Mass., 50; State v. Fuller, 34 Conn., 280.)
3. TERM "UNITED STATES CURRENCY" IN PENAL STATUTES:The circulating notes of national banking associations are included in the
phrase " United States currency" when used in a penal statute. (State v.Gasting, 23 La. Ann,, 1609.)
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 127
NUMBER OF BANKS ORGANIZED, IX LIQUIDATION, AND IN OPERATION, WITH THEIRCAPITAL, BONDS ON DEPOSIT, AND CIRCULATION ISSUED, REDEEMED, AND OUT-STANDING ON OCTOBER 31, 1892.
Banks. Circulation.
States and Terri- \ j Intories. iOrgan-jliqui-
I ized. j da-| ! tion.
MaineNew Hampshire jVermont iMassachusetts.,lib ode Is land. . .Connecticut
94 j60
I285 I
64 I
i Capital :U. S. bonds jIn op- stock paid, i on deposit.
Eastern States.. 667 I 72
New York 451 126New Jersey . 112 14Pennsylvania..-{ 435 61Delaware ! 18Maryland I 69 | 3Dist. Columbia . I 18 5
ora-tion.
825449
2675984
$11,135, 0006, 290, 0007,160,000
99. 633,15020, 277, 05022,999, 370
595 167, 494, 570
32598
374186613
Middle States. . . ! 1,103
"Virginia 52West Virginia . . 37North Carolina - B0South Carolina . 18Georgia j 40Florida | 22Alabama 37Mississippi 15Lou i s i ana . . . . . . . 25Texas 244Arkansas | 13Kentucky j 106Tennessee j 76
16 1
?!
24
213
2421 !
362923143218281321
223308255
$3, 861, 4002, 938,0003,050,000
22, 217, 4506,142, 2506,273, 000
44,482,100
22, 396, 7004, 31:8, 250
18,448, 050740, 000
2, 861, 000900,000
$39, 207, 32026, 082, 48534, 373, 060
321, 505, 62569, 270, 52589,935, 590
580, 374, 605
298, 310, 22554, 889, 360
206, 050, 0357, 629, 915
40, 016, 6305, 998, 770
193,472,745 49,664,000 612,894,935
4, 696, 3002, 856, 5602, 876, 0001, 623, 0004, 541,0001, 350, 0003,919, 0001,165,0004, 435, 000
27, 058, 4551,600. 000
15, 389| 40010,181, 380
Southern States J 715 131 584 81,691,095
Missour i . . .OhioIndianaIllinois -MichiganWisconsinIowaMinnesotaN orth Dakota . .South Dakota . . .KansasNebraska
Western States.
118337174284166114220
984151
212162
1,977
NevadaOregonColoradoIdahoMontanaWyomingWashingtonCaliforniaUtahNew MexicoArizonaOklahoma iIndian Ter 1
Pacific S t a t e s Iand Territories
Add for inuti- |lated notes \.
Total currency jbanks ..;
Add gold banks. j .
3426413401477461715
56 I.
8124011021210477162723440343137
565 I 1,412
1
11 j
517103431
24, 240, 00045, 864, 67013, 706,85039, 996, 00015, 034, 0007, 517, 05014, 550, 0001 5, 958, 8502, 515, 0002, 735, 000
12, 844,10013, 668,100
208, 629, 620
282, 0003, 945, 0009, 075, 000
750, 0004, 840, 0001, 360, 0007, 880, 0008, 675, 0002, 800, 0001, 070, 000300,000190, 000357, 300
1,418,750 |816,250819, 000468, 750
1,086,250380,000
1,152, 000353, 750
1, 202, 5005,390,350 !260, 000
3, 982, 5001,479, 000
13, 252, 9808,105,8007,170, 5805,877, 0459,182, 250
854, 9006, 339, 670
848, 82011,456, 88012, 080, 3101, 652, 020
37,136, 31512, 414,150
18,809,100 J.26, 371, 720
Redeemed.
$34, 982, 74623, 085, 84331,628,291296, 775, 03162, 702, 20083, 320, 764
532, 494, 875
750,412, 485186, 085, 5836, 886, 590
36,536, 8015, 206,5C8
559, 526,186
11. 835, 7357,225, 5916, 345, 4845, 426, 4388,070,125499,167
5,151, 699557, 363
9, 999. 3337,144, 2551, 361, 549
32, 867, 67110, 989, 987
107, 474, 397
2,495, 30012, 070, 5004, 376, 0506, 444, 5003, 293, 0002, 034, 2503, 527, 0001, 929, 800619, 000704, 750
2, 997. 2503, 087, 500
43, 578, 900
70, 500794, 800
1.699,250'193,750943, 350340, 000
1, 758, 0001,518,750
475, 000340, 00075, 50050, 00090, 000
19, 347,109, 242,54, 934,55, 851,30, 705,14, 622,25,160,13, 787,1, 647,1, 930,
11, 057,9, 416,
585 i
347,702,885 303,797,462
297, 9402, 484, 8406, 551, 310
624, 4402. 723, 640' 858. 750
3, 298, 2805,184, 9302, 002, 4601, 788. 290
172! 46078, 36091, 840
United States...! 4, 811 1, 025
349 i 48 301 41,524,300: 8,348,900 1 26,157,540
250, 2731,696,0664, 870,115464,164
1,892,817587,855
1, 599,4203, 675, 1951, 520, 6301,468, 899
97,58012,470 !11,350 i
Outstand-ing.*
$4, 224,5742, 996, 6422, 744, 769
24, 730, 5946, 568, 3256, 614, 826
47, 879, 730
23,912,0664, 476, 87519, 964,452
743, 3253, 479, 829
792, 202
53,368, 749
"174177245880,209825, 096450, 607
1,112,125355, 733
1,187, 971291, 457
1, 457, 5474, 936, 055
290, 4714, 268, 6441, 424,163
18, 897, 323
2,482,16612, 548, 3104,872,3756,188,1553,187. 3042, 038! 7633, 458, 5461, 952,122
564, 253662, 032
3, 047, 6912,903,706
43, 905, 423
47, 667788, 774
1, 681,195160,276830, 823270, 895
1, 698, 8601, 509, 735
481, 830321, 39174,88065, 89080, 490
18,144,834 8,012,706
.1 263,263
1, 603, 50J, 085 1, 521, 4'57, 754 |172, 063, 931
13.786 692,812,330 164,883,000 11,096,966,925
3,360,288; 104,952
1,524,796,942 172,432,146
* Including $25,191,083, for which lawful money has been deposited with the Treasurer of the UnitedStates to retire an equal amount of circulation which has not been presented for redemption.
tTwo banks restored to solvency and resumed business, making total going banks 3,788.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 2 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
SUMMARY OF THE STATE AND CONDITION OF EVERY NATIONAL BANK REPORTINGDURING THE YEAR ENDED SEPTEMBER 'SO, 1892.
Doc. 2,1891.
3,092 banks.
Mar. 1,1892.
3,711 banks.
May 17,1892.
3,734 b a n k s .
J u l y 12,1892.
3,759 b a n k s .
RESOURCES.' Loans and discounts.
OverdraftsU. S. bonds to secure
circulationU. vS. bonds to secure
deposits ..iJ, S. bonds on hand..Stocks, securities, etcjDue from approved
reserve agentsDue from other na-
tional banksDue from State banks
and bankersBanking house, fur
niture, and fixturesOther real estate and
mortgages owned-.Current expenses
and taxes paidPremiums paidChecks and other
cash itemsExchanges for clear-
ing houseBills of other national
banksFractional currency,
nickels, and cents.Specie, viz :*
Gold coinGold Treasury
certificatesGold clearing-
house certifi-cates
Silver coin—dol-lars
Silver Treasurycertificates
Si 1 ver coin—frac-tional
Legal-tender notes . .TJ. S. certificates of
deposit for legal-tender notes
Five per cent redemp-tion fund w i t hTreasurer
Due from Treasurerother than redemp-tion fund
Aggregate
Total specie*..
LIABILITIES. |Capital stock paid in.Surplus fund. .• jOther u n d i v i d e d |
profits {National-bank circu-
lation outstanding.State-bank circula-
tion outstanding..Dividends unpaid...Individual deposits.IJ. S. depositsDeposits of U.S. dis- ,
bursing officers...!Due to other national
banks jDue to State banks j
and bankers jaSrotea and bills re- jdiscounted !
Bills payable |Liabilities other than
those above stated.
,981,436,697.26 $2,044,841,291.51 $2,095.283,302.27 $2,113,654,680.9519,595,927.79; 14,083,875.61 13,077,038.27j 14,102,510.35.61
153, 838, 200. 00! 158,109,300. 00
19,186, 500. 00 17,416. 500.4,279,750.00! 4,638.190.
128, 440, 959. 39
0000
138, 055. 947. 09
196,319,537.811 256,750.998.
124,827,315.25! 131,258,888.
32,425, 379. 39 32,171,053.
70,113,901. 51 70, 271, 609s
13, 935,485. 39 14, 855, 351.
13,279,136.79114, 695, 279. 96!
17,939, 023. 04
108,243, 483.92
20, 225,104. 00
837,175.54
10, 340, 571.14, 405, 799.
Sept . 30,1892.
3,773 b a n k s . ~
$2,153,498,829.4717, 542, 258. 64
163, 275, 300.00160,634, 550. 00! 161, 939,800. 00
16, 386, 000.001 15,447,000.00! 15,282,000.005, 41* 000. 00J 4, 854, 600. 00| 4, 882, 250. 00
144, 058, 062. 77j 151,125, 823,17| 154, 535, 514. 54
250, 249,071. 20j 252,473,640.18 236,434,330.89
130,124, 510. 011 137,125,158. 05i
32, 006,102. 99 33,497,034.87
71, 258, 998. 96
140, 516, 353.09
32, 572, 735. 51
71,179, 537. 83j 71, 900,286. 72
15,303, 080.35; 15,498, 777. 73J 15, 961, 625.14
11, 574,071.4114, 390, 888.43
17,644,105.991
129, 515, 655. 34|
.ool
4, 567.100. O2j 10, 317,125. 2313, 997, 560. 54
15, 036, 575. 86 16, 849, 439.46
14, 029, 616.43
17, 705, 961. 31
99, 954, 483.171 90, 364, 300.19; 105, 522, 711. 81
19,765,178. C
924, 866. g
22, 014, 231.00
924, 375. 50!
21, 325,840.00 19, 557, 474. 00
939, 382. 87!
84, 200, 589. 78J 88,426,189. 58
85,091,060.00 97,841,160.00
7, 689, 000.00
7,152, 798, 00
18,816, 462.00
4, 948,124. 9793, 854, 354. 00
8, 066, 000. 00
7, 304, 242, 00
22, 954, 656. 00
5, 555, 720, 7099,445, 735.00
8, 765,000.00 24,080, 000.00
I
6, 682, 280.101 6, 898,132. 04
1, 047, 684.181 1, 051, 339. 533, 237, 8667210, 07J3,436, 672, 358. 5(5 3,47a
207, 898, 034. 75 230,147, 968. 28
677, 356,927.00| 679,970,110.228, 221, 530.311 234, 069,984.
95,104, 913. 95j 96, 723, 0-83.13
96,656,060.0()| 85,530,100.00
934, 648.37
95, 021, 952. 77
71, 050,180. 00
8, 530, 000. 00j 8,498, 000. 00J 7,860,000.00
7, 259, 640.00j 7, 466, 596. OOj 6, 785, 084. 00
26, 040, 211.00 25,523, 399.001 22, 993,451.00i ;
5,453, 283. 20J 5, 579, 302.28J 5, 405, 710. 92107,981,402.00| 113, 915, 016. 00| 104,267,945.00
| jI i
26,405,000.001 23,115, 000. 00j 13,995,000.00
6, 990, 517,09 7, 092, 591, 94J 7,139, 564. 69
926,158. 95035; "128744 3,
239, "044,108.15
00 682,341 235,
108,116, 263.56
134, 792,873. 25
74,118. 501, 503, 539.
, 602, 052, 768.59 1, 702, 240,957.12, 757, 046.14, 478, 542. 91
3, 955, 227.37
292, 480, 956. 07
96,574,522.85! 103,
137, 627,107.25 140,
75, 097.1,470, 937.
5098! 1,68 1, 743,
! 11,
Aggregate
149, 334, 721. 20j 181, 688, 074.
16, 325, 642. 89J 8,517,205.7, 994^ 514.30; 3, 876, 404.
1,178. r.S6.43J 1, 013,181., 237, 860, 2i0.07J3,436, 672, 358.
94
3, 806, 323. 51 3,
372, 985, 405.111 361,
58; 181,
26!
232,158. 00192, 004. 9r
'6, 029. 20J
052, 343. 50
71, 507. 50657,310. 34787, 545.10 1,911,030.77
625,107.19
593,119. 06!
538, 222. 87'
090,080.27816,163. 49;
1,
493^
229;
684,238,
794,^86^
320, 480 ~
151 1,
J^MlO,
678,203.239, 970.
209,
106,987. 93
1)31787116,378769
25 686.94! 238,
141,
3,753,10,
3,
367,
188,
9,4,
227, 388. 88; 101
061, 533.
75, 076.904, 292.339, 679.823, 973.
356, 091.
143, 324.
683, 254.
181, 650.581,163.
00; 143.i
50183i 3,86 1, 765^
88^ 4,
I53! 352,94J 178,
I, 092, 506. 20;56 3,479,
4»8L983,035,128. 44 »; 4937794, 586. 713,510,
573. 015. 00871,424.84
652,754.66
423, 298.00
75, 076. 50888,865. 78422, 983. 68828,144. 24
044, 734.04
046,184.05
607,018. 34
132,487.71549,163.65
979, 746.97"0917897746
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 9
COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR FIFTEEN YEARS.
RESOURCES.
LoansBonds for circulationOther "United States bondStocks, bonds, etcDue from banksReal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates of depositDue from United States TreasurerOther resources
Total.
LIABILITIES.
Capital stockSurplus fundUndivided profitCirculation outstandinDue to depositorsDue to banksOther liabilities
Total.
RESOURCES.
LoansBonds for circulationOther United States bondsStocks, bonds, etcDue from banksReal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates
of deposit.Due from United States
Treasurer.Other resources
Total
LIABILITIES.
Capital stockSurplus fundUndivided profitsCirculation outstanding..Due to depositorsDue to banksOther liabilities
Total
9047 9
Oct. 3, Oct. 2,1864. 1865.
1, 643 1, 617banks. I banks.
Millions603. 3
( 331.8< 95.0( 15.9
122. 917.19.2
20;17.4
103.7
Millions609.7338.6
.321.5
103.620.612.8
157.411.8
134. 6
Millio7is. Millions.
107.314.718.1
190.016.272.3
420.166.733.8
297. 9568.2112
420.678.036.1
298.7603.1123.1
Oct. 1, I Oct. 1,1877. I 1878.
1,919 j 1,970banks, banks
Millions. 'Millions. •Millions. Millions. \Millions. Millions. Millions.944. 2288. 32a. 623.7
149.534.719.992.416.1
100. 320.
954. 4383. 328.027.8
134.838.121.280.018.5
109.742.8
931. 3337. 247.834.4
146.943.121.484.215.9
100.029.2
891. 9i336. 8!45. o!34.5
129. 9|45. 2j
834. 0347.694.736.9
138.946.730.764.416.982.432.7
458.3101.142.0
317.4631. 4171.9
8.5
479.6110.346.
335.1628.9143.811.5
491.0120. 354.5
340.3640.0173. 011.5
493.129. 051.5
334. 2683.8175.
1
504.134.453.0
319.1679.4179. 711.8
466.2116,940.9
301. 9668.4165.1
7.9
1, 767. 3
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
130 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING THE AMOUNT OF AUTHOKIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIKST DAY OF EACH MONTH FROM JANUARY 1, 1871,TO NOVEMBER 1, 1892, THE AMOUNT OF UNITED STATES BONDS ON DEPOSIT TOSECURE CIRCULATION, THE AMOUNT OF CIRCULATION SECURED BY THE BONDSON DEPOSIT, THE AMOUNT OF LAWFUL MONEY TO REDEEM CIRCULATION, ANDTHE TOTAL AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTESOF NATIONAL GOLD BANKS.
Date.Authorized
capital stock.
IT. S. bondson deposit tosecure circu-
lation.
Circulationsecured byU. S. bonds.
Lawfulmoney ondeposit toredeem circulation.
ITotal
national-banknotes out-standing.
January—February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..
1871.$444,590, 411
448. 774, 311451, 487, 811452, 565, 811453, 715,801457,463, 651458,448, 651461,107,651463, 617, 976465,603, 976466, 578, 976468,173,976
January . .February. . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..
1872.469,470,471,472,475,477,479,482,484,486,
j 487,487,
408, 976457, 651822, 651656,351458, 651012, 051852, 051906, 851223, 351106, 851136, 851699,551
January . . .February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..
1873.
January..February...MarchAprilMay. . . . . . .JuneJulyAugustSeptember .OctoberNovember..December..
1874.
487, 781, 551489, 380,851490,486,151492, 898, 951494,428, 951496,480, 951496,496, 501497, 921, 501498, 801,501499, 111, 501499, 232, 701499, 533, 401
499,003,401498, 032, 201498,150, 901497, 505, 901497, 020,901497, 657,401498, 777,401500, 347,401500,706,401502,181,401502, 931,401503, 301,401
JanuaryFebruary...MarchAprilMayJuneJulyAugust- . . .September..OctoberNovember..December .
1875.503,347,503,467,503, 858,505,763,506,103,508,531,509, 386,510, 706,510,903,511, 084,511,613,510,686,
901901521300801283283283171471765 j765 !
$346, 297, 700349, 726,300352, 835, 000354, 259, 350355,987, 500358, 362, 750359, 885, 550361, 922, 550363,971, 000366, 094, 350367,114,450368, 680,300
370, 240,500371, 558, 900373, 764,450374, 637, 450376, 732, 950378,341, 200380, 440, 700382, 552, 200381,918, 200383, 977,2Q0384,968, 900385, 951,400
386, 355, 300386, 640, 800387,415,100388, 218, 350388, 983, 800389, 775, 000390,410, 550390, 855, 250391, 618, 450392, 616, 000392,852,100393,215, 900
393,000,900392, 644, 300392, 506, 950392,809, 200392,937,100392, 863, 000391,171, 200388, 566,100385, 889,100385,649,150385,421,750385,378, 250
385,128,250384,174,950382, 076, 650380,661,600379, 506, 900379,126,400376, 314, 500374,894, 362373,956, 762371,489,262367, 549, 412365, 836,912
$306, 307, 762308, 488, 372310, 665, 932314,003, 492315, 654, 761317, 563,171318,261, 241320,248, 271322, 484, 071323,762, 276325, 330, 656326, 760,426
328,465,431330,253, 559332, 094, 399333,556,529334, 521,855335, 644, 365337, 664, 795339, 094, 675340, 649, 960342, 227. 690343,112, 772344,097,112
344, 582,812345, 358, 892345, 507, 312346,164, 392346, 834, 666347,185,711347,267,061347,862, 361348,715,421350,173, 226350,412,046350,692,966
348,624,953348,255,299348,203,489348,505,184348, 323, 390348, 290, 340347,182,820344, 851,526342, 310,386342,270,676342, 367, 844342, 685,175
342,333,837341,121, 249338,948,494337, 855,479336, 697, 831336,110, 532334, 698, 341333, 468, 611333, 324, 225331, 239,470327, 578, 260326,725,728
$3. 309, 5483j 009, 5483, 096, 0483, 096, 0482,943,4272, 277,1092, 727,1092, 727,1092, 749, 7092,455, 2092, 521, 2092,838,734
2,976,154 j3, 934, 0204,205,720 I4,199,113 !3, 566, 059 j3, 288, 2593, 239,1593,174,3592,970, 6943,105,5642, 508,9862,404,876
I2,484, 0862, 892,1412,651,9512, 579,1892, 641, 9642, 300, 7031, 917, 6032,104,4982,104,4982, 350, 8962, 009,0961,928,796
2, 223, 2832, 776, 2783,081, 3233,120, 6233,360, 9323,560,1624, 798,2127,867, 25411, 057, 67911, 707,87011, 709,40212,021,071
11,794,41313,152,12115, 300,85017, 593, 09918,349, 76218, 344,94119, 709, 66719,440,07718, 535, 72719, 300,11220, 638, 64221,095,102
$309, 617, 220311,497, 920313, 761, 980317, 099,540318, 598,188320, 840, 280320, 988,350322, 975,380325, 233, 780326, 217,485327,851,865329, 599,160
331,441,585334,187, 579336, 300,119337, 755, 642338, 087, 914338, 932, 624340, 903, 954342, 269,034343, 620, 654345, 328, 254345, 621, 758346,501. 988
347, 066, 898348,251, 033348,159, 263348, 743, 581349,476, 630349,486,414349,184, 664349,966r859350, 819, 919352, 524,122352,421,142352,621,762
350,848,236351, 031, 577351,284, 812351,625,807351, 684, 322351,850, 520351, 981,032352,718,780353,368, 065353,978, 546354,077,246354,706,246
354,128,250354,273,370354,249, 344355,448, 578355,047, 593354,455,473354,408,008353,118,688351,859,952350, 539, 582348, 216, 902347,820,830
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 131
STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.
Date.Authorized
capital stock.
1876. jJanuary $51], 155,865February 510, G19, 965March 510.189,171April ! 509, 701, 671May ! 507, 881, 671June I 506,013,371Ju ly j 506, 008, 371August.September .OctoberNovember..December..
January—February..MarchAprilMayJuneJulyAugust . . .September.October —November.December .
1877.
J a n u a r y —February.. .MarchAprilMayJuneJulyAugust. . . .September .October. . . .November..December ..
January . . .February..MarchAprilMayJuneJulyAugustSeptember.October . . .November.December.
January..-February..MarchAprilMayJuneJulvAugust . . .SeptemberOctober —November.December.
January. .February.March . . .AprilMayJune
1878.
1879.
1880.
1881.
505, 226,171504, 971,171504, 027,171502, 752,171502, 652,171
501, 392,171497, 335, 071496, 770, 571494, 783, 571493, 821, 771493,126, 271487, 868, 771487, 221, 771486, 605, 271486,449,271486, 677,771486,742, 771
485, 557, 771484, 836, 371482, 952,071482,144, 671481, 019, 671480, 660, 571479,627,996477, 675, 996477, 698, 296476, 335, 396473, 865, 396473, 859,396
471, 609,396469, 995, 856467, 778, 606465, 890, 006464, 608, 206463,223,515462, 843, 515462,822, 515462, 567, 515463,117, 515462, 392, 515461,842,515
461, 557, 515461, 715, 515462, 407, 585464,177, 585464,507,585464,915,185465, 205,185465, 915,185466, 267,285466, 245, 085466, 590, 085467, 639, 085
467, 039, 084466, 981, 785466, 640,185466, 890,185467, 542, 685468, 557,685
U. S. bondson deposit tosecure circu-
lation.
$363, 601. 602361, 430, 462356,732,150350, 216. 350346,715! 350344, 463^ 850341, 394, 750340,071, 850338, 673, 850337, 955, 800337, 727, 800338, 261, 800
338,191, 300338, 885, 450338, 866, 550340, 537, 600340, 732,100340,415,100338, 713, 600337, 761, 600337, 684, 650338, 002, 450343,048, 900345,130, 550
346,187, 550346, 302, 050346,522, 550346, 336, 250347, 711, 850349,166, 450349, 546, 400348, 880, 900349, 049, 450349, 560, 650349,408, 900349,795, 000
349,068, 000348,939, 200350, 690,400351,196, 400352, 250, 550353,422,300354, 254, 600353, 201, 800355, 638,950359, 030, 500363, 802,400365,194, 900
367, 021, 000364, 765, 900362, 728, 050363, 656, 050363, 003, 650362, 715, 050361, 652, 050361,152,050361,113,450359, 935, 450359, 748, 950359,808,550
359, 823, 550359,811, 050345,739, 050351,480, 000354, 683, 000358,829,900
Circulationsecured by
TJ. S. bonds.
$324,484, 539321,319, 645318,413, 293312, 850, 786310, 084, 721307,912,468305,417, 013303,756, 276302, 847, 886301, 819, 811301, 658, 372301, 844, 917
302, 020,302,201,302,416,303, 52;304,407,304, 766,303,108,302, 239,302, 440,302, 885,305,094,308, 642,
Lawfulmoney ondeposit toredeem cir-
culation.
309, 890,415310,240, 005310,301,472310, 008, 832310, 826, 422312,435,462313, 020, 832312,995,592313,154, 7923x3,159,592312, 830, 797313, 355, 839
313,218.189312, 725, 809313, 691, 639314,244, 779315, 628, 352316,335,949317, 315, 679316, 412, 560317,534, 289320, 868, 979324, 054, 279326, 684, 059
328, 773,639326, 785, 599325, 032, 790325,425, 390325, 519, 740325, 301, 700324,242, 730323, 886, 720323,903, 330323, 056, 530322, 798,130322, 206, 550
322,832,101322, 654, 721305, 587, 202309,034, 317316, 226,247318,497,814
$21,995, 21722, 648, 88424, 405, 78027, 627, 30828, 755,19128, 753. 46227. 58i; 32325, 982, 33923, 087, 01622, 532, 93321,582,93620,114, 674
19, 575, 36418,160,48616, 728, 33616,146, 36315, 386,13714,329,27213,940, 52214, 426. 74614, 246^ 54614,438, 27213,113, 09111, 988, 924
11, 782, 09011, 839, 30511, 688,51912,184, 68212, 315, 25711, 552, 62311, 493, 45210, 910, 96710, 294, 3709, 988,1279, 629, 9189, 935, 217
10, 573, 48511,673,96012, 354, 53112,882,41713, 516, 55813,203,46212, 376, 01813, 545, 67713, 258, 69813,403, 26113,127,13913,381,719
13, 613, 69716, 945, 31018,604,19718,959, 68719,410, 91019, 882, 03320, 262, 69720, 266, 96720,153, 44820, 848, 36321, 035, 97721, 500, 091
21, 523,10221, 895, 97738,447, 71638, 538,10536, 374, 92035,653, 904
Totalnational-banknotes out-standing.
$346,479, 756343, 968, 529342, 819, 071}340,478, 094338, 839, 912336, 665, 930332,998, 336329,738,615325, 934,902324, 352, 744323, 241.308321, 959,591
321, 595, 606320, 361, 618319,145, 036319, 669,588319, 793, 587319, 096, 212317,048, 872316,665, 958316, 686, 698317,324, 069318, 207,231320, 631, 719
321, 672, 505322, 079, 310321, 989,991322,193, 514323,141, 679323, 988, 085324, 514, 284323, 906, 559323,449,162323,147, 719322, 460, 715323,291, 056
323, 791, 674324, 399, 769326, 046,170327,127,196329,144, 910329,539, 411329, 691, 697329, 958,237330, 792,987334,272, 240337,181,418340, 065,778
342, 387, 336343, 730, 907343, 636, 989344, 385, 077344, 930, 650345,183,733344, 505,427344,153, 687344,056,778343., 904, 893343, 834,107343,706, 641
344. 355, 203344; 550, 698344, 034, 918347, 572, 422352, 600, 567354,151,718
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
132 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL HTOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH,, ETC.—Continued.
Date.Authorized
capital stock
JulyAugustSeptember.OctoberNovember.December .
1881.
JanuaryFebruary...MarchAprilMayJuneJulyAugustSeptember.OctoberNovember..December .
1882.
$169, 382, 685470,322,685471,282, 935472, 565, 935466, 307, 335467, 907,335
470,018,135472, 303,135473,*866, 240475, 411, 240478, 013, 940482, 954,940486, 511, 335487, 803, 635487, 538,635489, 741, 635491, 591, 635493,176, 635
January . .February. . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December ..
1883.
JanuaryFebruary..MarchAprilMayJuneJulyAugustSeptember.October —November..December .
492, 076, 635494,199, 635498, 262,135498, 017,135500, 269,135505, 379,135507. 208,135510, 283,135513, 543,135515, 528,135516, 608,135516, 348,135
518, 031,135517, 380, 635519,104, 635521, 573, 635523, 348, 635525, 992,165528. 784,165530,784,165532, 274,165532, 749.165532, 554,165531, 875,165
January I 529,910,165February 530,380,165March j 530,590,165Apri l . . . ! j 531,151,165May I 531,241,165June I 530, 830, 865July ! 531, 540,465August ! 532, 328, 465September ! 532, 749,965October j 532, 034, 965November i 532, 877,965December 533,447,965
1886.January ! 534,378,265February | 535, 398, 265March.." j 537,896,965April | 538, 652, 065
540, 414, 565543, 669, 565545, 206, 565549, 542, 565550, 252, 565
MayJuneJulyAugustSeptember ,October 553, 002, 565November 552,775,165Pecember . .T , . . , . „ . . , . . „ „ . 553,855,165
Circulationsecured by
U. S. bonds.
$360, 488, 400362,684,000304, 285, 500365, 751, 500369, 608, 500371,336,100
371, 692,100371,270,200370, 602, 700369, 900, 700366, 359, 650364, 079, 350361, 212, 700362, 736,500361,452, 350362, 043, 250362, 505, 650362,174,250
360, 531, 650359, 567,450358,163,800357,201,400357, 339, 750356,588, 600356, 596, 500357, 298, 500355, 674,150353, 308, 650352, 877, 300351,174, 600
347, 538, 200343,475, 550341, 533, 050339.116,150337; 618, 650336, 257,150334,147, 850332, 588, 600331,371,100329,186, 000325, 316, 300320, 244, 700
318,655,050317,282, 600315, 854, 500315, 386, 850315,127,450313, 428, 700312,145, 200310, 225,150309, 768,050309, 074,550308, 364, 550307, 544, 250
306,008, 750302, 257, 000296, 780, 400289, 729, 650285, 447, 950279, 537,400275, 974, 800273, 549, 800270,524,150261, 848, 900245, 444, 050234, 991, 800
$321,148, 399323,478, 586325,324, 746326, 513, 546329,180,122331, 729, 532
332, 398, 922331, 682, 622331,230, 311331, 242, 702327, 729, 622323, 919, 522320, 312, 832319, 805,161320,769,739323, 487, 353324, 304,343323,820,480
322, 386,321," '320, 235,319, 849,319,899,319, 013,319, 249,319,461,318, 367,S16, 278,316, 020,314, 573,
120
Total,national-bank
notes out-standing.
310, 953, 321307, 828,001306,100, 465303, 099, 075302, 533, 855301, 238, 845299, 369, 370297,983,165297,136, 455295, 375,959291,849, 659287, 277, 980
285,496,055284,127, 895282,772,315282,336,725282, 434,075280,831, 610279, 528,175277, 826,775277, 371, 525277,149, 661276, 304,189275,821,779
274,466,748271,065, 593266,047,488259, 405, 300255, 322,541250, 257, 632247, 087, 961244, 675, 012242,168, 247234, 682,736219, 710, 656210, 525, 601
$33, 894, 27633, 846, 02732, 675, 94032, 237, 39431,164,12830, 438, 878
30, 023, 06630, 913, 79230, 713, 96930, 383, 93533, 340, 67735, 955, 81238,429, 20239,017, 62139,745,16339, 401, 78138,423.40438, 723, 848
$355,042,675357, 324, 613358,000, 686358, 750, 940360, 344, 250362,168,410
362,421, 988362, 596, 414361, 944, 280361, 626, 637361, 070, 299359, 875, 334358, 742, 034358, 822, 782360,514, 902362, 889,134362, 727, 747362, 544, 328
40, 265, 04940,540,87741,084, 788 I39, 945. 249 I39,368,60539,150, 32637,565,704 j36,310,284 i36, 222, 00537, 064, 60535, 993, 46136, 385, 055
39, 529, 50741, 671, 89240, 532, 83741,015, 56140, 571, 61339,768,85540,130, 51339, 913, 97139,495, 69040,453, 26941, 710,16344,235,274
43,662,56842, 784, 66341, 888, 59639,881,94138,468,63038, 032, 21739,541, 75739,503, 56739, 613,80240,274, 77239,542,97941, 704, 029
42,976, 70646, 951,83952, 049, 01756, 826,22758, 555,04761, 580,66261, 922,49962,151, 74562,505, 757G8, 828, 50581, 819, 23388,781, 909
362, 651,169362,167, 230361, 320, 389359,795; 065359, 268,126358,164,182356, 815,510355, 772,130354, 589, 221353,342, 671352, 013, 787350,958,161
350, 482, 828349,499, 893346, 633,302344, 714, 636343,105, 468341, 007, 700339,499, 833337, 897,136336,632,145335, 829, 228333,559, 813331,513, 254
329,158,623326, 912, 558324, 660, 911322,218, 666320,902, 705318,863, 827319, 069,932317, 330; 342316, 985, 327317, 424,433315,847,168317, 525, 808
317,443,454318, 017,432318,096, 505316, 231, 527313, 877, 588311, 838, 294309, 010,460306, 826, 757304, 674, 004303, 511, 241301,529, 889299,307,510
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 133
STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.
Date.Authorized
capital stock.
1887.January $555,865,165February 557, 684,165March 559,986,665April 561, 321, 665May 564,346,665June 571, 583, 665Ju ly 574, 703, 665August 578,826, 215September 581, 046, 215October 582, 683, 715November '• 583,188, 715December I 584, 203, 715
JanuaryFebruary . . .MarchAprilMayJuneJulyAugustSeptember ..OctoberNovember...December...
JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December ..
JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .October —November .December ..
JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .OctoberNovember-.December..
1891.
January....February ..March .AprilMayJuneJulyAugustSeptember .OctoberNovember..
1892.
584, 726, 915586, 505, 915588, 785, 915589,637, 915591, 437,915592,467, 915592, 852, 915594, 631,915595, 313, 915596, 041, 015596,796, 015597, 457, 315
598,239, 065599, 709, 365600, 684, 365602, 404, 365603, 264, 365607, 390, 365609, 670, 365612, 535, 365614,925, 365617, 844, 365620,174, 365621, 959,365
623,791,365630, 003, 865632, 757,865637,372, 865638, 932, 865644, 587, 865646, 937, 865651, 367, 865652, 852, 865655, 002, 865659, 782, 865662, 947, 865
665, 267, 865666. 977,865669, 007, 865671, 477, 865672,197, 865673, 422, 865
' 676, 247, 865681, 742, 865683.125! 865684, 660, 865684,755, 865685, 515, 865
685, 762, 265687, 332,265688, 332, 265688, 923, 665689,298,665690, 908, 665692,123. 665694, 428, 665695, 263, 665695,563, 665693, 868, 665
U. S. bondson deposit tosecure circu-
lation.
$229, 438, 350223,926, 650213, 639,150206,938,000202, 446, 550200,939,100191, 966, 700189,445, 800190, 096, 950189, 917,100188,828, 000187,147, 000
184,444, 950182,764, 950182,161, 700181,863,700182, 033, 450180, 005,150178, 312, 650177, 438, 800176, 508, 850173, 280, 250170, 003, 350166, 796, 550
163,480. 900160, 463^ 950157, 485, 700154, 590,150151, 522, 350149, 829, 850148,121, 450147, 758,450148,150,700147, 037, 200145, 668,150144, 709, 250
142, 849, 900142, 266, 750143,197, 000143,900,750144, 216,150144, 658, 650145, 228, 300145, 434, 750143,102, 350140, 428, 600140,190,900140,-427,400
140, 510, 650140,720,700140, 790, 200141, 036,150140, 949, 900141, 310,150142, 508, 900146, 089, 650149,839,200151, 229,100152,950,350155, 283, 700
157, 205, 950158, 515,050159, 513, 800160, 447, 300161, 352, 550162, 549, 050163,190, 050163, 500, 550164,012, 050164,498, 550164,883, 000
Circulationsecured by
XJ. S. bonds.
$205, 316,200, 268,191, 004,185,009,181, 026,179, 309,171,629,169, 303,169, 951,169, 931,169,215,167. 863,
Totalnational-bank
notes out-standing.
165, 205, 724163, 833, 205163, 235, 505162,743,135162, 891, 912161,134, 338159, 642, 657158, 874, 203158,133, 712155, 365, 068152,366, 328149, 487, 373
146,372, 588143,580,313140,874, 515138,193, 798135, 375, 463133, 769, 313132, 244. 437131, 890, 777132,101,128131, 225,172130,207, 285129, 388,116
127, 742,440126, 747, 030127,410, 251128,046, 801128,920, 916128, 976, 526129, 767,150129, 854, 561127, 825,431125,430, 316124,958, 736125,253,195
125, 6.60, 361125, 859,360125, 957, 235126,054, 415125, 970, 955126, 267, 575127, 221, 391129, 708, 040133,790, 690135, 093, 378136,753, 837138, 605, 343
140, 084, 203141,435,288142, 319, 978143, 355,178143, 954, 506144, 680, 363145, 683, 023146,132, 463146, 460, 033147,191,593147, 241, 063
$91,455,92, 806,98,039,
102,114,103, 979,103, 051,107, 588,107,150,104, 313,102, 962,102, 826,102, 019,
875395485704299871447847124170136 i176 !
I103,193,154 i102,024,95299,492,361 |97,427,882 I95,692,133 I94,675,31092, 719, 66490,758,44788. 294, 85088, 236, 63987, 018, 90986, 955, 794
87, 287,43985, 688, 71683, 520, 21283. 032, 33383, 320, 72581, 753, 70479,134, 52676, 273, 66273, 701, 01372, 437, 56071, 816,13070, 258, 081
69, 487, 96567,895,25964, 857, 29262,480.33160, 665^ 66358, 573, 32256, 203, 62554, 537, 07255,455, 03756, 440, 70954, 796, 90753, 315,181
51, 627, 48549, 762, 37947,-706,13945, 750, 64944,448,42142, 969, 88440, 706,18338, 835, 01937, 543, 64936, 842, 32835,430, 72134, 388, 264
32, 994, 38231, 770, 20830, 301, 89729,174,27328, 522, 06927, 818, 98627, 000. 82726, 395, 25026,196, 39625, 596,16725,191,083
$296,771,981293, 074, 741289,044, 211287,124,255285, 005, 315282,360, 891279, 217, 788276, 454, 277274, 264, 509272,893, 850272, 041,203269, 882, 995
268, 398, 878265, 858,157262, 727, 866260,171,017258, 584, 045255,809, 648252, 362, 321249, 632, 650246, 428, 562243, 601, 707239,385, 237236,443,167
233, 660, 027229, 269, 029224,394, 727221.226,131218, 696,188215, 523, 017211, 378, 963208,164, 439205, 802,141203,662 732202, 023 415199,646 197
197,230,405194, 642, 289192, 267, 543190.527,132189, 586, 579187, 549,848185, 970,775184, 391, 633183, 280,468181,871,025179; 755, 643178,568,376
177,287,846175,721,739173, 663, 374171, 805, 064170, 419, 376169, 237.459167, 927, 574168, 543, 059171, 334, 339171,935, 706172,184, 558172, 993, 607
173, 078, 585173, 205, 496172, 621, 875172, 529. 451172,476, 575172, 499, 349172, 683, 850172, 527. 713172. 650, 429172, 786, 700172, 432,146Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
134 REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS*
States and Terri-tories.
Maine . - -New Hampshire . . .VermontMassach usettsHhode IslandConnecticut
Division No. 1..
New YorkNew JerseyPennsylvania
Division No. 2..
DelawareMarylandDist. ColumbiaVirginiaWest Virginia
Division No. 3..
North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexas . . .ArkansasKentuckyTennessee
Division No. 4..
OhioIndianaIllinois .MichiganWisconsin
Division No. 5..
IowaMinnesotaMissouriKansas ..Nebraska
Division No. G..
ColoradoNevadaCaliforniaOregonArizona
Division No. 7..
Indian Territory...OklahomaNorth DakotaSouth DakotaIdaho.MontanaNew MexicoUtahWashingtonWyoming
Division No. 8..
United States
Banks existing October 31,1891.
No.
795150
2635984
586
32595
368
Capital.
$10, 972, 5006, 305, 0007, 210, 000
98, 265, 27520, 277,05023,274,370
166,304,195
85, 636, 06014,418, 35072, 720, 390
788 172,774,800
1865133624
156
23143218
29
1321
207108154
502
237100203106
74
720
1516483
149140
587
492
3641
3
131
33
3344
83212136412
224
3, 694
2,133, 98516,766,145
2, 827, 0004, 556, 3002,511,000
28, 794, 430
2, 726, 2501, 623,0004, 381, 3801, 385, 000
4, 369, 000
1,165, 0004,435, 000
25, 762, 6001, 600,000
15, 317, 73010,480, 000
73, 244, 960
44, 595, 70012, 477, 00037, 396. 00015, 369, 600
7, 043, 000
116, 881,300
13, 470, 00014, 592, 00025,125, 00013, 878,99013, 703, 700
80, 769, 690
8, 640, 000282, 000
8, 425, 0004, 305, 000
200, 000
21, 852,000
175, 000200,000
2, 290, 0002, 850, 300
575,0004, 621, 5001,120, 0002, 750, 0006, 655, 0001, 390, 000
22, 626, 800
683,248,175
Bonds.
$3, 823, 9002, 912, 0002,947, 500
20,168, 4504, 596, 2505, 948, 000
40, 396,100
21, 982, 4504, 249, 500
17, 000, 050
43, 232,000
740,0002,511,000
900, 0001, 393, 750
728, 750
6, 273, 500
747, 750468,750,
1, 061, 750405, 000
1, 242, 000
353, 7501, 052, 5004, 997, 300
310, 0003, 513, 0001, 514, 000
15, 665, 800
9, 217, 3504, 073, 5506, 251, 0003, 043, 0001,869, 250
24,454,150
3, 333, 7501, 764, 8002, 507, 8003,122, 2502, 956, 250
13, 684, 850
1, 652, 75070, 500
1, 531, 250772, 300
50, 500
4, 077, 300
50, 00050, 000
569, 000749,750144, 050893, 350365, 000462, 500
1, 570, 500312, 500
5,166, 650
152, 950, 350
Circulation.
$3, 441, 5102, 620, 8002, 652. 750
18,15J, 6054,13*6, 6255,353,200
36, 356, 490
19,784, 2053, 824, 550
15,300, 045
38, 908, 800
666, 0002, 259, 900
810, 0001, 254. 375
655;875
5,646,150
672,975421, 875955, 575364, 500
1,117, 800
318, 375947,250
4,497, 570279, 000
3,161, 7001, 362, 600
14, 099, 220
8, 295, 6153,666,1955, 625, 9002, 738, 7001, 682, 325
22, 008,735
3, 000, 3751, 588,3202, 257, 0202, 810, 0252, 660, 625
12, 316, 365
1,487, 47563, 450
1, 378,125695, 070
45, 450
3, 669, 570
45, 00045,000
512,100674, 775129, 645804, 015328, 500416, 250
1, 413, 450281,250
4, 649, 985
137, 655, 315
Banks organized during year endedOctober 31, 1892.
No."
33
7
13
23
10
Capital.
$125,000210,000
615, 650
950, 650
300,000240, 000715, 000
15 1, 255, 000
1
i57
1
11
{ I22
i3
31
1112915
38
139131
27
4
2
1
7
321
43
182
26
*164
25,000
200, 000295,060
520,060
125, 000
150, 000100, 000
*100, 000100, 000
1,423, 455
80, 000160,000
2, 238, 455
1, 679, 5701,019, 8502,465, 000
50, 000446, 950
5,661, 370
695, 000628,850100, 000200,000
50, 000
1, 673, 850
251, 380
150, 000
100, 000
501, 380
147, 30090, 00050, 000
175, 000200, 000100, 000
50, 000650, 000100, 000
1, 562, 300
14, 363,065
Bonds.
$37, 50062, 500
162, 500
262, 500
75,00062,500
175, 000
312, 500
12,500
50, 00087, 500
150, 000
31, 250
37,50025; 00025, 00025,000
361,250
25, 00040, 000
570, 000
300, 000315, 000225, 000
12, 500125,000
977, 500
181, 250177, 500
50, 00050,00012, 500
471, 250
65,000
37, 500
25, 000
127,500
37, 50025, 00012,500
50, 00050, 00025, 00012, 500
162, 50025, 000
400, 000
3,271,250
Circulartion.
$33,75056, 250
146, 250
236, 250
67, 50056, 250
157,500
281,250
11, 250
45, 00078, 750
135,000
28,125
33, 75022, 50022,50022, 500
325,125
22, 50036, 000
513, 000
270, 000261, 000202,500
11, 250112, 500
857,250
163,125159, 75045, 000
1 45,00011, 250
424,125
58, 500
33, 750
22,500
114, 750
33, 750. 22,500
11,250
45, 00045, 00022,50011,250
146, 25022, 500
360, 000
2, 921, 625
*One bank restored to solvency.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 5
CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS*
States and Terri-tories.
NPW HamDshire"VermontMassachusetts"Rhode Island
Division No. 1..
New YorkNew JerseyPennsylvania
Division No. 2..
Dist ColumbiaVirginia"Wpsti Virginia
North CarolinaSouth Carolina .GeorgiaFlorida.Alabama
Texas
T©nness€>e
Division No. 4. .
OhioIndianaIllinoisMichiganWisconsin
Division No. 5..
IowaMinnesotaMissouriKansasNebraska
Division No. 6
Colorado
CaliforniaOregonArizona.
Division No. 7..
Indian Territory...OklahomaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming
Division No. 8..
United States
Increase in capital, bonds, and circulationof banks existing October 31,1891, andnumber of banks concerned in suchincrease.
No.
3
3
314
8
11
9
11
541
2
12
63
13
13
2
23
7
1
2
81
12
66
Capital.
$800, 000
800, 000
160, 00025, 000
300, 000
485, 000
50,00050,000
462, 200
562, 200
425, 000420, 000100, 000
60, 000
1, 005, 000
550, 000825, 000
50, 000275,000
1,700,000
175,000
250,000120, 000
545, 000
10,000
150, 000
825, 00010,000
995, 000
6,092, 200
Bonds. Circulation.
$1, 2506,250
112, 500
120, 000
96, 050
96, 050
177, 50050,00025, 000
15, 000
267, 500
87, 50017, 500
31, 250
136,250
31, 500
12, 50022, 500
66, 500
2,500
37, 500
117,5002,500
160, 000
846, 300
$1,1255,625
101,250
108,000
86,445
86, 445
159, 75045, 00022, 500
13, 500
240, 750
78,75015, 750
28,125
122,625
28,350
11, 25020,250
59, 850
2,250
33,750
105, 7502,250
144, 000
761,670
Total increase in capital, bonds, andcirculation and number of banksconcerned in such increase.
No.
33
10
16
54
14
23
1
15
7
1
222
31
13
41
16161017
50
1912144
40
6
431
14
423
4321
163
38
229
Capital.
$125,000210, 000
1,415,650
1, 750, 650
460, 000265, 000
1, 015, 000
1,740,000
25, 000
200, 000295, 060
520, 060
125,000
200, 000150, 000200,000
1, 885, 655
80, 000160, 000
2, 800, 655
2,104, 5701, 439, 8502, 565, 000
50, 000506, 950
6, 666, 370
1, 245, 0001, 453, 850
100, 000250, 000325, 000
3, 373, 850
426, 380
400, 000120, 000100, 000
1, 046, 380
157, 30090, 000
200,000
175, 000200, 000100, 00050,000
1,475, 000110, 000
2, 557, 300
20,455, 265
Bonds.
$37. 50062i 500
162,500
262,500
76, 25068, 750
287, 500
432,500
12, 500
50, 00087, 500
150,000
31,250
37, 50025, 00050, 000
457,300
25, 00040, 000
666, 050
477,500365,000250, 000
12, 500140, 000
1, 245, 000
268, 750195, 00050, 00050, 00043, 750
607, 500
96,500
50, 00022, 50025, 000
194, 000
40, 00025, 00050, 000
50, 00050, 00025,00012, 500
280, 00027, 500
560,000
4,117,550
Circula*tion. *
$33,75056,250
146,250
236, 250
68,62561, 875
258, 750
389, 250
11, 250
45, 00078, 750
135, 000
28,125
33, 75022, 50045, 000
411, 570
22, 50036, 000
599, 445
429, 750306, 000225, 000
11, 250126,000
1, 098, 000
241, 875175, 50045, 00045, 00039, 375
546, 750
86, 850
45, 00020,25022,500
174, 600
36, 00022,50045, 000
45, 00045, 00022. 50011. 250
252. 00024, 750
504, 000
3,683,295
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
136 REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—ContiimecL,
States and Terri-tories.
New HampshireVermontMassachusettsE,hode IslandConnecticut
Division No. 1..
New YorkNew JerseyPennsylvania
Division No. 2..
M^arvlandDist. ColumbiaVirginia
Division No. 3..
North Carolina
GeorgiaFloridaAlabama
Texas
Tennessee
Division No. 4..
OhioIndianaIllinoisMichiganWisconsin
Division No. 5..
IowaMinnesotaMissouriKansasNebraska
Division No. 6..
CaliforniaOregonArizona. . .
Division No. 7..
Indian TerritoryOklahomaNorth DakotaSouth DakotaIdahoMontanaNew Mexico"UtahWashingtonWyoming
Division No. 8..
United States
Decrease in capital* bonds, and circulation, with number of banks concerned insuch decrease.
Failed and liquidating banks.
No.
12
3
2
4
6
1
1
1
112
6
2
13
82
32
15
21394
19
2
2
1
4
3
21
11
70
Capital.
$50,000500,000
550, 000
250,000
. 708,000
958, 000
100, 000
100,000
250, 000
50, 00050, 000
500,000
385, 000
350,000
1, 585, 000
883,900200, 000
285,600100,000
1,469, 500
200,00070,000
1,100, 000600,000250, 000
2, 220,000
650,000
650, 000
100, 000
275, 000
300,000
250, 000150, 000
1,075,000
8, 607, 500
Bonds.
$12, 50075, 000
87, 500
75, 000
295, 500
370, 500
25,000
25, 000
50, 000
13, 00012, 500
100,000
96, 250
75, 000
346, 750
339, 000125,000
112, 50025,000
601, 500
50, 00017,50075, 000
150, 00065, 000
357,500
87,500
87,500
25, 000
• 70,000
75, 000
62, 50037, 500
270, 000
2,146, 250
Circulation.
$11, 25067,500
78, 750
67, 500
265, 950
333,450
By banks existing October 31, 1891.
No.
2
2
4
14
5
I22, 500
22 500
45, 000
11, 70011, 25090,000
86, 625
67,500
312, 075
305,100112, 500
i6i, 25022, 500
541, 350
45, 00015, 75067, 500
135, 00058, 500
321,750
78,750
78,750
22, 500
63, 000
67, 500
56, 25033, 750
243,000
1, 931, 625
2
11
4
11
2
62
8
1
1
2
2
26
Capital.
$125, 000
275, 000
400,000
25, 000535, 000
560,000
300, 000
50,00050,000
400,000
10,00025,000
35,000
450, 000141, 900
591,900
500,000
500,000
150, 000
150, 000
2, 630, 900
Bonds.
$111, 500
Circula-tion.
$100,350
1111, 500
12,500
12,500
124,000
100, 350
11, 250
11, 250
111, 6Q0Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OE THE CURRENCY. 137
CHA.NCJICS IN CAPITAL, BONDS, AND CIRCULATION, BV GEOGRAPHICAL DIVISIONS—
Continued.
States and Territories.
MaineNew HampshireVermontMassachusetts
Connecticut
Division No. 1
New YorkNew JerseyPennsylvan ia
Division No. 2
DelawareMarylandDistrict of ColumbiaVirginiaWest Virginia
Division No. 3
North Carolina .South CarolinaGeorgiaFloridaAlabamaMississippi..LouisianaTexas
KentuckyTennessee
Division No. 4
OhioIndiana ..Illinois
Wisconsin
Division No. 5
Iowa . . . .MinnesotaMissouri ..KansasNebraska
Division No. 6
ColoradoNevadaCalifornia .. .OregonArizona
Division No. 7
Indian TerritoryOklahomaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming
Division No. 8
United States
Increase and i«
Total increas
Capital .
$125 000210, 000
1, 415, 650
1, 750, 650
460, 000265, 000
1, 015, 000
1, 740, 000
Bonds.
$37 50062, 500
162, 500
262, 500
76, 25068, 750
287,500
432,500
125 000
200. 000295, 060
520, 060
125, 000
200, 000150, 000200,000
1, 885, 655
80, 000160,000
2, 800, 655
2,104, 5701, 439, 8502, 565, 000
50, 000506, 950
6, 666, 370
1, 245, 0001,453,850
100, 000250, 000325, 000
3, 373, 850
426, 380
400, 000120, 000100, 000
1, 046, 380
157, 30090, 000
200,000
175, 000200 000100, 00050, 000
1, 475,000110,000
2, 557, 300
20,455, 265
12 500
50, 00087, 500
150, 000
31,250
37, 50025,00050, 000
457, 300
25,00040, 000
666, 050
477,500365, 000250, 00012,500
140, 000
1, 245, 000
268, 750195,00050, 00050, 00043, 750
607, 500
96 500
50, 00022, 50025, 000
194, 000
40,00025,00050, 000
50, 00050 00025, 00012, 500
280, 00027, 500
560,000
4,117, 550
c e a s e during
e.
Circulation.
$33 75056, 250
146,250
236,250
68, 62561,875
258, 750
389, 250
11 250
45, 00078, 750
135,000
28,125
33, 75022, 50045, 000
411, 570
22, 50036, 000
599, 445
429.750306, 000225;000
11,250126, 000
1,098,000
241, 875175, 50045, 00045, 00039,375
546,750
86, 800
45, 00020,25022, 500
174, 600
36,00022.50045, 000
45,00045, 00022, 50011, 250
252,00024,750
504,000
3, 683, 295
year ended October 31, 1892.
Total decrease.
Capital .
$125, 00050 000
500,000
275 000
950, 000
250, 00025, 000
1, 243, 000
1, 518, 000
100, 000
100, 000
250, 000
50, 00050, 000
500, 000
685,000
50, 000400, 000
1, 985, 000
883. 900210, 000
25, 000285,600100, 000
1, 504, 500
200, 00070, 000
1,100, 0001, 050, 000
391, 900
2, 811, 900
Bonds.
$111, 50012 50075, 000
Circulation.
$100, 35011 25067, 500
199, 000
75, 000
295, 500
370, 500
25, 000
25, 000
50,000
13,00012, 500
100,000
96, 250
12. 50075,000
359, 250
339, 000125, 000
112,50025,000
601, 500
50, 00017, 50075,000
150,00065, 000
357, 500
!650, 000500, 000
1,150, 000
100, 000
275,000
300, 000
• 250, 000300, 000
1,225,000
11, 244, 400
87, 500
87, 500
25, 000
70, 000
75, 000
62. 50037,500
* 270, 000
2, 270, 250
179,100
67, 500
265, 950
333,45G
22, 500
22, 500
45, 000
11,70011, 25090, 000
86, 625
11, 25067,500
323,325
305,100112, 500
101, 25022, 500
541,350
45, 00015, 75067, 500
135, 00058, 500
321, 750
78, 750
78, 750
22, 500
63,000
67, 500
56, 25033,750
243,000
2, 043,225
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
138 REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—Continued.
States and Territories.
Maine .Hew HampshireVermontMassachusetts[Rhode IslandConnecticut
Division No. 1
New YorkNew JerseyPennsylvania
Division No. 2
DelawareMaryland..,District of ColumbiaVirginiaWest Virginia
Division No. 3
North Carolina .South CarolinaGeorgiaFloridaAlabama . . .MississippiLouisianaTexasArkansasKentucky -Tennessee .. . .
Division No. 4
OhioIndianaIllinois[Michigan"Wisconsin
Division No. 5
IowaMinnesota .MissouriKansasNebraska
Division No. 6
ColoradoNevadaCaliforniaOregonArizona
Division No. 7
Indian TerritoryOklahomaNorth DakotaSouth Dakota -Idaho[MontanaNew Mexico"Utah"Washington^Vyoming
Division No. 8 *.
United States
Net increase and decrease—capital, bonds, and circulation.
Net increase.
Capital.
$125,00085,000
915,650
1,125,650
210, 000240,000
450, 000
25,000
100,000295,060
420,060
150, 000100, 000
1,200, 655
30,000
1,480, 655
1, 220, 6701, 229, 8502, 540, 000
406,950
5,397,470
1, 045, 0001, 383,850
2, 428, 850
426,380
100, 000
526, 380
157, 300
200, 000
175,000200, 000
50, 0001, 225, 0C0
2, 007,300
13, 836, 365
Bonds.
$37,500
87, 500
125, 000
1,25068, 750
70, 000
12, 500
25,00087,500
125,000
24, 50012, 500
361, 050
12,500
410, 550
138, 500240, 000250, 000
115,000
743, 500
218, 750177,500
396, 250
96, 500
22, 50025, 000
144, 000
40, 000
50, 000
50,00050, 000
12, 500217, 500
420, 000
2,434, 300
Circulation.
$33,750
78,750
112,500
1,12561,875
63, 000
11,250
22, 50078, 750
112, 500
22, 05011,250
324,945
11, 250
369,495
124, 650193,500225, 000
103, 500
646,650
196,875159, 750
« . •
356, 625
86,850
20, 25022, 500
129, 600
36, 000
45,000
45, 00045, 000
11,250195,750
378,000
2,168, 370
Net decrease.
Capital.
$50,000
275, 000
325, 000
228,000
228,000
125, 000
300,000
240, 000
665,000
235, 600
235, 600
1, 000, 000800. 000
66, 900
1, 866, 900
250,000380, 000
630,000
10,000
275, 000
200, 000
190, 000
675, 000
4, 625, 500
Bonds.
$49, 00012, 500
61,500
8,000
8,000
18, 750
50, 000
35,000
103,750
100, 000
100, 000
25, 000100, 000
21, 250
146, 250
37,500
37, 500
70, 000
50, 000
10,000
130,000
587, 000
Circulation.
$44,10011, 250
55, 350
7,200
7,208
16, 875
45,000
31, 500
93, 375
90, 000
90, 000
22, 50090,00019,125
131, 625
33,750
33,750
63, 000
45, 000
9,000
117,000
628,300
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
KEPORT OF THE COMPTROLLER OF THE CURRENCY. 189
TABLE SHOWING BY STATES THE AMOUNT OF NATIONAL-BANK CIRCULATION ISSUED,THE AMOUNT OF LAWFUL MONEY DEPOSITED IN THE UNITED STATES TREASURYTO RETIRE NATIONAL-BANK CIRCULATION FROM JUNE 20, 1874; TO OCTOBER 31,1892, AND THE AMOUNT REMAINING ON DEPOSIT AT THE LATTER DATE.
States and Territories.Additionalcirculationissued sinceJune 20,1874.
Lawful money deposited to retire national-bank cir-culation since June 20,1874.
For re-demption
of notes ofliquidating
banks.
To retirecirculationunder actof June 20,
1874.
To retirecirculation
under act ofJuly 12,1882.
Totaldeposits.
Lawfulmoney ondeposit
with theUnitedStates
Treasurerat date.
MaineNew HampshireVermontMassachusettsEhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia-.VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana—«TexasArkansasKentuckyTennesseeMissouriOhio.IndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoIdaho - . .MontanaWyomingNorth DakotaSouth DakotaWashingtonCaliforniaUtahN e w MexicoArizonaOklahomaIndian TerritoryLawful money depos-ited prior to June 20,1874, and remaining'at that date
$3,499, 3592, 402, 6954, 077, 50543,307, 0957, 628, 8559,483, 550
48, 930, 4606, 407. 27032,859;345
914, 8104, 233, 895790,150
2, 210, 820844, 499
1, 647,160405,180
1, 376, 340414,000
1,190, 670356, 600
2, 863, 5605, 687,450
646, 4508,165, 0392, 345,4204, 700,130
21, 290,1068, 280,1908, 574, 5655, 270, 9203, 478, 5905, 339, 3492, 722, 3053, 800, 3053, 657, 825
76,950781, 750
2, 306, 855202, 895
1,101, 220266, 345864, 450803,475
2, 077,1853,007, 620713,150382,500121. 04067,50080, 990
$888, 787527,118
1, 096, 4071, 966,100
317, 0171, 070, 3619, 622, 5651,431,9884, 969, 251
184,800455, 664
1, 208, 869950, 310389, 66081, 050365,12563, 210
317, 598
""666," 413*340, 51767,130
1, 802, 5041, 051, 4011, 486, 6058,170,9345, 466, 0033, 937,1483, 347, 4561, 359, 2931,947, 6631, 087, 3041, 563, 085
370, 290
""""i6,"720369,97511, 250189,940
107, 640133,820129,200269, 640161,19159, 75050, 59021,800
$4, 465, 2352.416,1705, 009, 603
53,940,6138, 858,456
13, 777, 50757, 455, 9619, 022,99236,100, 274
997, 0006, 348, 665899,740
2, 377, 275922. 740
2,153, 2101, 896, 6751,678, 855
7, 7901, 076, 320
38,4503, 671, 9001,135, 308403,120
8, 630, 0682,172, 7566,159, 34119,951,00611, 959, 25311,913,1265, 5.35, 0052,702, 3884, 826, 9382, 614, 8271, 012, 2751,151,665
18, 500180, 860712, 72090, 268
334, 61020, 250
195,570100, 330374, 600
1,340,500527, 550285, 2008, 500
$2, 568, 0181,472,1751, 913, 262
24, 669, 8975, 977, 0426,422, 927
15, 525, 8423, 084, 530
15, 837, 882458, 645
3, 665, 62576, 310
699, 630551, 01576, 920
129, 830547,910
113, 972
802,256'90, 80581, 700
1, 302, 992445,818604, 259
5, 010, 3791, 246, 6441, 546, 506
399, 284638,828646, 965430, 91463, 201
221, 980
82,450263, 81014,76229, 470
$7,922,0404, 415, 4638, 019, 272
80, 576, 61015,152,51521,270,79582, 604, 36813, 539, 51056, 907, 4071,455, 64510,199, 0901,431, 7144, 285, 7742, 424, 0652, 619, 7902,107, 5552, 591, 890
71,0001, 507, 890
38, 4505,140, 5631, 566, 630
551, 95011, 785, 5643,669, 9758, 250, 20533,132, 31918, 671,90017, 396, 7809, 331, 7454,700, 5097,421,5664,133, 0452, 638, 5611,743, 935
13, 500274, 030
1, 346, 505116, 280554, 02020, 250
303, 210234,150503,800
1, 610,140688,741344, 95053,09021,800
Total *272,656,387 60, 085,142 297, 560, 965
$682, 578424, 559364, 584
4, 333, 768915,391
1, 300,1013,977, 364
803, 3823, 443, 319
147, 550696, 29424, 543
199, 896128,18863,83168, 724
131, 65444,165
126, 011147
258, 933137, 91428. 631598i 289279,295309,704825, 507860,481539, 337480, 296263, 912295. 991151, 879388, 426145,164
99822, 384166,5617,542
14, 892
8,49350, 70063,738210,57043,66735,4881,390-
19, 890
3, 813, 675
97, 714, 449 459,174,231 ^25,086,131
* This includes circulation issued under act of July 12,1882.t Exclusive of $104,952 on deposit to retire circulation of national gold banka.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
140 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING THE AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, THEAMOUNT OF LAWFUL MONEY ON DEPOSIT WITH THE TREASURER OF THE UNITEDSTATES TO REDEEM NATIONAL-BANK NOTES, AND THE KINDS AND AMOUNTS OFUNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATION AND PUBLIC DE-POSITS ON OCTOBER 31, 1892, WITH THE CHANGES DURING THE PRECEDING YEARAND THE PRECEDING MONTH.
National-bank notes. October 31,1891.
September30, 1892.
Total circulation.
Total amount outstanding at the dates namedAdditional circulation issued during the intervals:
To new banksTo banks increasing circulation
$172, 067, 721
2, 867, 62010, 856, 244
$172, 680,918
78, 770526, 319
AggregateSurrendered and destroyed during the intervals .
Total amount outstanding Oct. 31, 1892* . . .
185,791, 58513,464, 391
173, 286, 007958,813
172, 327,194 172, 327,194
Increase in total circulation since Oct. 31, 1891Decrease in total circulation since Sept. 30, 1892
259,473353,724
Circulation based on United States bonds.
Amount outstanding at the dates namedAdditional issued during the intervals as above .
136, 753, 8371.3, 723, 864
147,191,593605, 089
Aggregate. 150,477, 701 147,796, 682
Retired during the intervals:By insolvent banksBy liquidating banksBy reducing banks
761,8201, 311, 8801,162, 938
309, 080191, 25055,289
Total retired during the intervals .
Outstanding against bonds Oct. 31, 1892 .
3, 236, 638 555,619
147, 241, 063 147,241,063
Increase in circulation since Oct. 31, 1891 . .Increase in circulation since Sept. 30, 1892 .
10,487,22649, 470
Circulation secured by lawful money.* October 31,1891.
October 31,1892.
Amount of outstanding circulation represented by lawful money on de-posit with the Treasurer United States to redeem notes:
Of insolvent national banks : .Of liquidating national banks ".Of national banks reducing circulation under section 4 of the act of
June 20,1874Of national banks retiring circulation under section 6 of the act of
July 12, 1882
$719, 8175, 279, 966
9, 679, 513
19, 634, 588
Total lawful money on deposit. 35, 313, 884
$1,108, 5595, 056, 407
3, 287, 919
15, 633, 246
25, 086,131
Lawful money deposited in October, 1892National-bank notes redeemed in October, 1892
Decrease in aggregate deposit since Oct. 31,1891Decrease in aggregate deposit since Sept. 30, 1892
10, 227, 753
547, 598950, 792
403, i94
United States registered bonds on deposit.To securecirculating
notes.
To securepublic de-
posits.
Pacific railroad bonds, 6 percent* $11, 852, 000Funded loan of 1891, 4* percents continued at 2 per cen t 21, 897, 850Funded loan of 1907, 4 percents ! 131,133,150
$1,116, 0001, 553. 000
12, 563; 000
Total on deposit ! 164, 883, 000 15,232,000
* Circulation of national gold banks, not included in the above, $104,952.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 141
STATEMENT OF QUARTERLY INCREASE OR DECREASE OF NATIOXAL-BANK OIKCU-LATION, FROM JANUARY II, 1875, TO OCTOBER 31, 1892.
National bank.
Issued. I Retired.
From Jan, 14 to Jan. 31,1*75 .For quarter ended —
Apr. 30, 1875July 31,1875Oct. 31.1S75Jan. 31,1870Apr.July(Jot*.Jan.Apr.JulyOct.J an.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.
1876..1876.3876.1877.1877.1877.1877.1878.1878.1878..1878..1879..J 879"..1879..1879...1880..1880..1880..1880...1881..1881..1881...188.1..1882..1882..1882..1882..1883..1883..1883..1883..1884..1884..1884..1884..1885..1885..1885..1885..188(5..1886..1886..1886..1887..1887..1887..1887..1888..1888..1888..1888..
1889.1889.1889.1890.1800.,1890.1890.1891.1891.1891.1891.1892.1892.1892.1892.
TotalSuriendered to tliis office and retired from
Jan. 14,1875, to Oct. 31,1892
$537,580 |
4,409,2204,124,165 I1,915,710 !2,504,600 I
877,5801,107,1102, 604, 3903,188, 6304, 363, 0103, 000, 2305, 754,1606,725,5853, 036, 7604, 252, 9802/276,360.'$i 097, 0607, 039, 3003,674, JgQ9,122", W P7. 289, 8053T163, 8201,748,6601,199, 9302, 234, 780
12,690,8909, 569, 4106, 484, 5505, 625, 2002, 991, 4004, 054, 7409, 792, 9104, 588. 8503, 638, 6503,527,1002, 755, 6002,748, 2702, 052, 2942, 778, 9602,792,1701, 265, 5202,125, 2602,160,1105, 591, 7607, 751, 7944,700, 3841, 469, 3251, 566, 7001, 243, 5502, 961, 7752, 936, 6704, 021, 3506,144, 6297,755,4166,188,5311, 049, 765
930,4451,179,1651,376, 2001,783,9201, 428, 8953,469, 3452, 481, 9901, 817, 5251, 765, 5401, 397,1354, 065, 7758, 230,0005,241,4453, 217, 9452, 992, 8052, 271, 669
267, 921,887
Grand total | 267,921, 887
$255, 600
3, 336, 8045, 423,9305, 553, 971.3, 852, 7315.425, 5399, 6G3, 98-18,564, 7274, 759, 0155, 005, 5964, 984, 3993, 516, 3212, 701, 8851, 906, 7203,453, 0802, 924, 430
747, 3271,822,988'2, |15, 524
• 1,754,558" 674,1291, 555, 7662,427, 3981, 535, 7601, 361, 5344.426, 5964, 734, 5783! 182, 5513, 354,1534,414, 8655, 741,4565,611,4974, 927, 0206, 510, 2456\ 868, 2456, 369, 2735; 172,7148,430, 8047, 883, 9976,833, 8747, 812. 0558 :
Increase.
$281,980 I
1,072,416 j
.Decrease.
8 135:5, 731,6, 758,5, 581,8, 397,8. 425,6, 468,9, 580,
11, 014,11.307.8, 42li
12,190,15, 005,15,115,11, 277,11, 031,11, 789,11, 791,7, 894,8, 865,8,496,7, 545,6, 444,5, 896,6, 578,5,973,4, 462,4, 220,3, 934,2, 824,2, 439,
431, 825, 542
16, 283, 878
448,109, 420
1
I
2, 237, 8394, 023. 7001,130, 039
797, 900
2, 34!), 7335, 216. 312959,306
7, 367, 7426, 615, 6761, 608, 054
873, 2468, 264, 2944. 834, 8323, 301, 9992, 271, 047
4,181, 413
2,170,533
3, 767,1501, 020, 938
168,061
64, 516, 210
64,516, 210
$1, 299,7613, 638, 2611, 348,1314, 547, 9598, 556, 8745, 960. 3331,570,386042,586
1,984,169
648,070
678,738335, 830
1, 423,4651,686,710
338,1702,871,5953, 341,1453, 613, 6732,424,4446,378,5105,105,0374, 041, 7046, 576, 5356, 009, 8523, 571, 5631,166, 394
3, 696, 7796, 956,1614, 901, 5278, 337. 4238,052, 2828, 371, 0484, 400,1796, 045,5307,250,1638,926, 654
10, 228, 00310,101,05310,609,99610,415,4386,110, 5337,436,1065,026, 9605, 063,1264, 626, 6504,131, 0545,181,4441, 907, 746
716,484
167, 617
228,419,865
16,283,878
244, 703, 743Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
STATEMENT OF NATIONAL-BANK NOTES ISSUED, KEDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31, IN EACH
YEAR FROM 1864 TO 1892, INCLUSIVE.
Tear. Ones. Twos. Fives Tens. Twenties. Fifties.One
hundreds.Five
hundreds.One th on
sands. Total.
1804. Issued .
1805.
RedeemedOutstanding j
Issued $2, 020,167Redeemed iOutstanding
$26, 924,100 $19,708, 260 $6, 536, 920
1866...
1867..
1868...
2,020,167
7, 699,1827,680
7, 691, 502
8,396,17958, 606
8, 337, 573
8, 947, 79827-2, 997
8, 674, 801
j Issued ' | 9,663,584! Redeemed I 973, 427
Outstanding 8, 690,157
IssuedRedeemedOutstanding.
IssuedKedeemedOutstanding.
IssuedRedeemedOutstanding
1870...
1871.
1872.
1873...
1874...
IssuedRedeemedOutstanding
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
10, 843, 6932, 752, 6888,091, 005
12, 673, 8675,471, 7997, 202, 068
14, 297, 3607,919, 3886,377,972
15, 526,1899,891, 6065, 634, 583
16, 550, 25911,143, 606
5,406, 653
$1, 346, 778
" i , " 346," 778'
5,156, 01211, 700
5,144, 312
5, 622, 72242,356
5,580,366
5, 990, 468156,016
5, 834,452
6, 468, 392497, 538
5,970,854
7,256, 5581, 437, 3185, 819, 240
8, 482, 4343,114, 8905, 367 544
9,565,2564, 816, 7784, 748,478
10,390,2226,241,4464,148, 776
11, 078, 2267,110,03o
26, 924,100
84, 796, 000104, 820
84, 691,180
111, 115, 620153,175
110, 962,445
113, 535,300753, 855
112, 781,445
115,738,1402, 515, 095
113, 223, 045
118, 674, 7405,146, 030
113, 528,710
124,376, 6209,035, 250
115,341, 370
142,195,82017, 014, 975
125,180,845
159,666,74029,803,335
129, 863, 405
174,472, 28045,709,815
128, 762, 465
196, 215,68065, 208,025
131, 007, 655
19,708, 260
53,493, 210195,800
53, 297,410
75, 807, 000225, 390
75,581, 610
77,899, 270510,620
77, 388, 650
79,227, 6201, 300, 500
77, 927,120
81,107, 8202, 847, 390
78, 260, 430
85,118,9505, 060, 560
80,058, 390
98, 246, 3009, 689,570
88,556, 730
112,534. 52016, 997; 02095, 537, 500
125, 603, 99025.730, 70099, 873, 290
133, 370. 76039,127, 07094,243, 690
6, 536, 920
28, 209, 50026,580
28,182, 920
42, 278,70042, 060
42,236, 640
43, 615,720198, 080
43,417,640
44,430, 700759,760
43, 670, 940
45,490,0401, 496,400
43,993,640
48,208,9802, 701,960
45, 507, 020
56,132, 0405, 076,520
51,055,520
64, 513, 7608, 777,040
55,736,720
72,164, 38013, 061,42059,102, 960
79, 242,18019, 832,16059,410,020
$2, 491,300
"2,"49i,"30b"
10, 349, 70046, 550
10, 303,150
16,473, 70076, 050
16,397, 650
17,469,850432,300
17, 032,550
17,775,450880,950
16, 894,500
18, 205,3501, 502,05016,703, 300
19,180, 6002, 501, 05016,679, 550
21, 806, 8504, 277, 25017, 529, 600
24, 859, 9506, 309, 00018, 550, 950
27,987,1008,448, 800
19, 538, 300
33, 348, 50011. 577,80021, 770, 700
$2, 903, 400
2, 903,400
15, 033, 60089,500
14, 944,100
24, 657, 500172, 700
24,484,800
26, 243, 600877, 000
25,366, 600
26, 766, 6001, 598, 000
25,168, 600
27,526, 3002, 708,100
24, 818, 200
28, 667, 2004, 587, 500
24, 079, 700
32, 365, 5007, 846,100
24,519,400
36,779, 70011, 098,90025, 680, 800
41, 661, 00014, 405, 70027, 255, 300
49, 250, 20019, 657, 20029, 593, 000
$250, 000
250, 000
5,446,500 1 $4,404,0001,000
5, 446, 500 4,403, 000
6, 669, 500302, 500
6, 367, 000
6, 691, 500671, 500
6, 020, 000
6, 744, 500 I909,000
5, 835, 500
6,838, 5001, 347, 0005, 491, 500
6, 980, 0002, 096, 0004, 884, 000
7, 326, 5003, 078, 0004, 248, 500
7, 810,5003, 933, 5003, 877, 000
8, 233, 0004, 829, 0003,404, 000
8, 657, 0005,838, 0002, 819,000
4, 728, 000507, 000
4,221, 000
4, 728, 0001, 563, 0003,165, 000
4, 746, 0001,858,0002, 888, 000
4, 769, 0002, 501, 0002, 268, COO
4, 779, 0003, 380, 0001, 399, 000
4, 843, 0004, 028, 000
815,000
4, 933, 0004, 315, 000
618,000
5,158, 0004, 530, 000
628, 000
5, 250, 0004, 683, 000
567, 000
$58,813, 980
""58* 813," 980
205,099, 455
464, 250
204, 635, 205
294, 585, 2141,498, 255
293,086,959
304, 202,1415,107,317
299, 094, 824
310, 367, 27610, 250, 318300,116, 958
318, 743, 72619, 018, 935
299. 724, 791
335,411, 60133, 552, 326301, 859, 275
384,072, 31159, 597,104324,475, 207
434, 960, 78693, 969, 961340, 990, 825
481,196,161132, 848,487348, 347, 674
532, 962,805184,176, 899348, 785,906
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 8 7 5 . . .
1876 . . .
1877 . . .
1878 . . .
1879 . . .
1880 . . .
1 8 8 1 . . .
1882 . . .
1883 . . .
1884. . .
1885 . . .
Issued ) 18,048,176Redeemed I 14,092,126Outstanding 3,956,050
Issued 18,851,264Redeemed 15,556,708Outstanding 3,294,556
Issued 20,618,024Redeemed | 16,815,568Outstanding 3,802,456
1886.
1887...
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
22,480,41518,194,1964,286,219
23,169, 67719, 600,477
3, 569,200
23,169, 67720, 875, 215
2, 294,462
23,169,67721, 838, 565
1, 331,112
23,169, 67722, 353,877
815,800
23,169, 67722, 593, 909
575, 768
23,169, 67722, 671, 936
497, 741
23,169, 67722, 731, 963
437, 714
23,169, 67722, 757, 987
411, 690
23,169, 67722, 776,403
393, 274
12, 079, 5049, 233,2462,846,258
12, 614,89610, 249,0922,365,804
13,793,93611, 111, 0522, 682,884
15, 035,53012,053,3842,982,146
15,495, 03813,002, 5402,492,498
15,495, 03813,887,7781, 607, 260
15,495,03814, 572, 868
922,170
15,495, 03814, 968, 280
526, 758
15, 495, 03815,141, 806
353, 232
15,495,03815, 206, 570
288, 468
15, 495, 03815, 257,754
237, 284
15,495, 03815,279,612
215,426
15,495,03815, 293,440
201,598
235,275, 920124,633, 860110,642, 060
258,917, 640161,910,28097,007,360
284,084, 240190,579,34093,504, 900
305,956,440213,417,16592,539, 275
327,892,200229, 980, 38097,911, 820
345,659, 880245,749,12099,910, 760
368,062, 520267, 582,440100,480, 080
393,487,120296,566,16596, 920, 955
417, 236, 040325, 712, 83591, 523, 205
440, 505, 940355,196, 78585, 309,155
466, 042, 000384, 085, 33081, 956, 670
488, 336,800405, 546, 32082, 790, 480
502, 277, 620425,853, 95576, 423, 665
174,105, 07076,085,32098, 019,750
200, 086, 520103, 692,14096,394,380
222, 660,640124, 347, 79098, 312, 850
241, 572, 930138, 591, 490102, 981,440
259,042, 230149,305, 990109,736, 240
272, 031, 680158,211,100113, 820, 580
294,775,190173, 466, 350121, '60S, 840
320,422, 600197, 709, 340122, 713,260
345,440, 860227,123, 550118, 317,310
371,821, 020260, 501, 070111, 319, 950
398, 040, 010293, 828, 720104, 211, 290
416, 959, 700317, 672, 78099, 286, 920
427, 627,990337, 999, 28089, 628, 710
105, 921,28040,489, 28065, 432, 000
121, 729,84057,444, 92064,284,920
135, 525, 06070, 470, 56065, 054, 500
146, 883,34079,063, 56067,819,780
157, 399, 02085,146, 86072,252,160
165, 327, 96090,096,40075, 231, 560
178,816,34098,099,84080, 716, 500
195,035,680 I111,434,14083,601,540 j
211,576,920 '128,492, 76083, 084,160
228,841, 820149, 635, 24079, 206, 580
246, 363,460171, 275, 94075,087, 520
258,912, 360187, 957,12070, 955, 240
266, 022,900201, 838, 86064,184, 040
44, 209, 25019, 051, 85025,157,400
49, 281, 75025, 789, 20023,492, 550
53,990, 05031,733,95022, 256,100
57, 379,90036,411,10020, 968, 800
60, 589, 05039, 263,15021,325,900
62, 694, 25041,274,95021,419, 300
67, 879, 70044, 594, 50023, 285, 200
72, 667, 20049, 009,10023, 658,100
77, 801,45054, 535,15023, 266, 300
83, 051, 50060,828, 65022, 222, 850
87, 927, 65067, 288,10020, 639, 550
90, 759, 70072, 565, 05018,194, 650
92,481, 65076,807,15015, 674, 500
64, 585, 80029, 942, 80034, 643, 000
71, 092, 00039, 578, 50031, 513, 500
76, 733, 70047,931,70028, 802, 000
81, 292, 30054,185, 90027, xO6,400
85, 074, 00058,160,40026,913, 600
87, 951, 00061, 060,10026, 890, 900
95,973,20066, 020, 20029, 953, 000
103, 513, 80071, 913, 00031, 600, 800
111, 474, 20078,912,50032, 561, 700
119,977,00087,454,300 j32,522,700 j
128, 770, 60097,192, 20031, 578, 400
134, 202.100105, 533,000
28, 669,100
137, 516, 600112, 745, 300
24, 771, 300
9, 223, 0007, 236, 5001, 986, 500
9, 345, 5008,108, 5001, 237, 000
9, 906, 0008, 807, 5001,188, 500
10, 090, 0009, 447, 500
642, 500
10, 270, 0009, 643, 500
626, 500
10. 366, 5009, 742, 000
624, 500
10, 964, 50010, 247, 500
717, 000
11,378,50010, 440, 000
938, 500
11, 566, 50010, 683, 500
883, 000
11, 853, 00010, 990, 500
862, 500
11,947, 00011, 363, 500
583, 500
11, 947, 00011, 569, 000
378,000
11,947, 00011, 646, 500
300, 500
5, 540, 0005, 047,000
493, 000
5, 549, 0005,272,000
277,000
5, 678,0005,411, 000
267,000
6,214, 0005,900, 000
314, 000
6, 350,0006, 057, 000
293, 000
6, 373, 0006,124, 000
249, 000
7,154, 0006, 943, 000
211,000
7,197, 0006, 990, 000
207, 000
7, 287, 0007,092, 000
195, 000
668, 988, 000325, 811,982343,176, 018
747,468, 410427, 601,340319,867, 070
823, 079, 650507,208,460315, 871,190
886, 904, 855567, 264, 295319, 640, 560
945, 281, 215610,160, 297335,120, 918
989, 068, 985647, 020, 663342, 048, 322
1, 062,290,165703, 365, 263358, 924, 902
1,142, 366, 615781, 383, 902360, 982, 713
1, 221, 047, 685870,288, 010350,759, 675
7, 379, 000 1,302, 093, 9957,156,000 i 969,641,051
223,000 332,452,944
7, 379, 0007, 238, 000
141, 000
7, 379, 0007, 290, 000
89, 000
7, 379, 0007, 305, 000
1, 385,134,4351, 070, 261, 507
314, 872, 928
1,447,161, 8751,146,170, 869
300, 990, 5Q6
1,483, 917,4751, 212, 265, 888
woo
Io
o
74.000 I 271, 651,587 a-*
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
STATEMENT OF NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ETC.—Continued. *—*•
Year. Ones. Twos. Fives. Tens. Twenties. Fifties.One
hundreds.Five
hundreds.One thou-
sands. Total.
1890..
1891.- -
1892...
IssuedRedeemed...Outstanding.
IssuedRedeemed...Outstanding.
IssuedRedeemedOutstanding..
IssuedRedeemedOutstanding .
IssuedRedeemedOutstanding .
$23,169,677! 22,783,281! 386,396
23,169, 67722, 794, 643
375, 034
23,169, 67722, 800, 061
369, 616
23,169, 67722,802, 625
367, 052
23,169, 67722, 806, 348
363,329
$15,495, 03815, 298,872
196,166
15,495, 03815, 306, 858
188,180
15,495, 03815, 311,146
183,892
15, 495, 03815,313, 292
181, 746
15,495, 03815, 316,106
178, 932
$520,506, 800453,086, 54067,420, 260
532,659,620476, 027, 77556, 631,845
544,788,840494,306,19050,482, 650
561,426,260511, 284, 97550,141, 285
577,190, 300527, 218, 37049,971, 930
$442,223, 330364,436, 60077,786, 730
451,361,990386,221,11065,140, 880
461,240, 000403,621,26057,618,740
474,952, 880421,173, 99053, 778, 890
491,530, 600437,176,70054,353, 900
$275,754,140218, 806, 92056, 947, 220
281,804, 220232, 686,32049,117, 900
288, 323, 560244, 251, 90044, 071,660
297, 355, 680256,301. 38041, 054, 300
308, 389, 420267,451, 74040,937, 680
$94, 893, 35081, 230, 40013, 662, 950
95,997, 25084, 750,70011,246,550
97,468,10087. 709, 8009,758,300
99, 848, 70090, 406, 4009,442, 300
102, 085, 55092, 916,7009,168, 850
[NOTE.—First issue Dee. 21,1863; first redemption Apr. 5,1865.]
$142,217,600119,872, 00022, 345, 600
144, 384,000125, 601,80018, 782, 200
147, 273,300130, 537,20016, 736,100
151, 976,100135,172, 50016, 803, 600
156, 315,100139, 439, 80016, 875, 300
$11, 947, 00011, 706, 500
240, 500
11, 947,00011, 737, 500
209, 500
11, 947, 00011, 764, 000
183, 000
11, 947. 00011,779^ 500
167, 500
11, 947, 00011, 794, 000
153, 000
$7, 379, 0007, 320,000
59, 000
7, 379,0007, 327,000
52,000
7, 379, 0007, 333, 000
46, 000
7, 379, 0007, 337, 000
42, 000
7. 379, 0007,345, 000
34, 000
$1,533,585 9351, 294, 541,113239, 044, 822
1, 564,197, 7951, 362, 453, 706201,744,089
1, 597, 084, 5151, 417, 634, 557
179, 449, 958
1, 643, 550,3351,471, 571, 662171,978, 673
1, 693, 501, 685i; 521, 464; 764
172, 036, 921
O
O
o
O
o
o
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OP THE CURRENCY. 145
STATEMENT OF NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND OUTSTAND-ING OCTOBER 31, 1892.
Denomina t ions .
F i v e sT e n s . . . . .T w e n t i e s - - - - - - - - . . . . . . . .F i f t i e sOne h u n d r e d sF i v e h u n d r e d s . . . . . . .One t h o u s a n d s
TotalFractions unredeemed
Issued.
$364,140746, 470722, 580404! 850809, 700342, 500
75,000
3,465, 240
Redeemed.
$343, 090716,460695,340396, 200793,800340,500
75,000
3, 360, 390+102
3, 360, 288
Outstand-ing.
$21,05030,01027. 240
8, 65015, 9002,000
104,850- 1 0 2
104, 952
STATEMENT OF NATIONAL BANK NOTES ISSUED DURING THE YEAR ENDED OCTO-BER 31, 1892, WITH THE TOTAL AMOUNT ISSUED, REDEEMED, AND OUTSTANDING.
Denominations.Issued
during theyear.
Total is-sued pre-
vious years.Total issues
to Oct. 31, 1892.Total redemp-
tions Oct. 31, 1892.CirculationoutstandingOct. 31, 1892.
OnesTwosFives -TensTwentiesFiftiesOne hundredsFive hundredsOne thousands
Total | 49, 951,350 1, 643, 550, 335 1, 693, 501,Unpresented fractions of notes to be deducted from notes redeemed
and added to amount of currency outstanding
$15, 764, 04016, 577, 72011, 033, 7402, 236, 8504, 339, 000
$23,169, 67715,495, 038
561, 426, 260474, 952, 880297, 355, 68099,848,700
151, 976,10011, 947,0007, 379. 000
$23,15,
577,49 L,308,102.156,
11,7,
169, 677495, 038190, 300530, 600389,420085, 550315,100947, 000379,000
T o t a l .
$22, 806,15, 316,
527, 218,437,176,267, 451,
92, 916,139, 439,
11, 794,7,345,
348. 00106. 00370.00700.00740. 00700. 00800. 00000.00000.00
$363,178,
49, 971,54, 353.40, 937,
9,168,16,875,
153,34,
329. 00932.00930.00900. 00680. 00850.00300.00000. 00000. 00
1, 521, 464, 764. 00
27, 010. 25
1, 521,437, 753. 75
172, 036, 921. 00
27, 010. 25
172, 063, 931. 25
9647 10
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
146 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, BONDS ACTUALLY HELD ON SEPTEMBER 30, 1892,MINIMUM AMOUNT OF BONDS REQUIRED BY LAW, AND THE EXCESS OF BONDS ONSEPTEMBER 30,1892, AND SEPTEMBER 25, 1891.
States, Territories, andreserve cities.
MaineNew HampshireVermontMassachusetts
BostonRhode IslandConnecticut
Division No. 1
New YorkNew York CityAlbanyBrooklyn
New JerseyPennsylvania
PhiladelphiaPittsburg
Division No. 2
DelawareMaryland
BaltimoreDistrict of Columbia
"Washington"VirginiaWest Virginia
Division No. 3
North CarolinaSouth CarolinaGreorgiaFlorida.AlabamaMississippi^LouisianaNew OrleansTexasArkansasKentucky
LouisvilleTennessee
Division No. 4
Ohio .CincinnatiCleveland
IndianaIllinois
ChicagoMichigan .. - -DetroitWisconsin
Milwaukee
Division No. 5
Iowa» - . . . . . . . . . . . . .Des Moines
MinnesotaSt. PaulMinneapolis
MissouriSt. LouisKansas CitySt. Joseph
KansasNebraska
Omaha
Division No, 6
No. ofbanks.
815449
213555984
595
26648
65
983074126
797
184322
1123628
160
2314321829131110
22310721055
522
2161310
10618823968
743
737
1574
595
579
114
142128
9
592
Capital.
$11,090, 0006, 272,5007,160,000
46,130, 70053,100, 00020. 277, 05022,999, 370
167, 029, 620
33, 344,06049, 650, 000
1, 550, 0001, 352, 000
14,528,35037,742,39022, 465, 00010,900, 000
171, 531,800
2,133, 9853,561, 700
13, 243, 260252,000
2,575, 0004,656,3002,800, 650
29, 222, 895
2,625,1801,623, 0004, 541, 0001,350, 0003,919,0001,165,000
810, 0003,625, 000
26, 315,4951,600,000
10,477, 9004,901,500
10,179,455
73,132, 530
26, 889,8709,100,0008, 050,000
13,447, 00017,046,00022,900, 00010, 634, 000
4, 400, 0006, 652, 650
850,000
119,969,520
13, 820,000700, 000
5, 668, 8504, 800, 0004,931,0004, 590, GOO
10. 700, 0006, 900,0002, 000, 000
12,442,1009, 368,1004,150, 000
80, 070,050
United States bonds.
Heid Septem-ber 30,1892.
$3, 848,9002,913,0003, 050, 000
16, 610, 4505, 610, 0006, 242, 2506,183,000
44,457, 600
14,363,7006, 709, 000
300, 000542,000
4, 319, 75012,445, 5504,187, 5001, 780, 000
44, 647, 500
740, 0001, 548, 5001, 300, 000
250,000650, 000
1, 418, 750791, 250
6,698, 500
769,000468,750
1,086,250380,000
1,152,000352,750252, 500950,000
5,296,850310,000
3,477,500500,000
1,479, 000
16,475,600
8,493, 5002,767,000
675, 0004, 221,0505,132,0001,300,0002, 443,000
500,0001,684,250
350,000
27, 565,800
3,364, 500150, 000
1, 267, 300300,000350, 000
1,182, 800450,000550,000300, 000
2, 892, 7502, 326, 250
730, 000
13,863,600
Minimumrequired.
$2,097, 5001, 543,1251,477, 5008, 565,1752, 750, 0002, 437, 5003,412, 075
22, 282, 875
7,398, 6652, 400, 000
300, 000250, 000
2,942,0878,306, 8422, 037, 5001, 275, 000
24, 910, 094
455,200877, 500
1,100, 00050, 000
575,000985,000698, 662
4,741,362
631, 295393, 250935, 250337, 500786, 000291,250202,500500,000
5,226,374300,000
2, 313, 225500,000
1,451,114
13,867, 758
5, 890, 793650,000500, 000
2, 974, 2504,167, 7501,150, 0002,279, 750
400,0001, 610, 663
150,000
19,773, 206
3, 080, 000150, 000
1,173,462250, 000350, 000
1,135, 000450,000525,000175, 000
2, 723. 0252, 254, 525
450,000
12,716, 012
Excess of bonds.
September30,1892.
$1, 751, 4001, 369, 8751, 572, 5008, 045, 2752, 860, 0003, 804,7502,770, 925
22,174, 725
6, 965. 0354,309, 000
292, 0001,377, 6634,138, 7082,150, 000
505, 000
19, 737; 406
284, 800671,000200, 000200,000
75, 000433,750
92, £88
1,957,138
137. 70575, 500
151, 00042, 500
366. 00062.50050,000
450, 00070,47610, 000
1,164, 275
27, 886
2,607,842
2, 602,7072,117, 000
175,0001, 246, 800
964, 250150, 000163, 250100,000
73, 587200,000
7, 792, 594
284, 500
93, 83850, 000
47, 800
25, 000125, 000169,725
71, 725280,000
1,147,588
September25, 1891.
$1,746,4001,360,7501,452, 5007,002,5751, 625, 0001, 878, 7502, 357,675
17,423, 650
6, 380, 7854,416, 500
100, 000292, 000
1, 336,4133,277,4521,543,000
155,000
17,501,150
284,800444, 550100,000200, 00075,000
446, 00091, 750
1, 642,100
87, 62575,500
151, 50055, 000
361, 00062,500
350,00054, 35010, 000
579,775
12,750
1, 800, 000
1,987, 63890, 000
175, 0001, 280, 800
955, 750150,000200, 750
116, 750100,000
5, 056, 688
307,500
77, 30050,000
47,800
125, 000107,225102,975
817,800
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 147
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, ETC.—Continued.
States, Territories, and No. ofreserve cites. banks. Capital.
United States bonds.
Held Septem-ber 30, 1892.
Minimumrequired.
Excess of bonds.
September30,1892.
September25,1891.
ColoradoNevadaCalifornia
San FranciscoOregonArizona
Division No. £
Division No. 7
!N"orth Dakota —South DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming.. -OklahomaIndian Territory.
236
United States 3,773
$9, 065, 000282,000
5, 675, 0002, 500, 0003,945,000300,000
$1, 699,25070,500
1,418, 750100,000513, 55075, 500
$1, 378,75070, 500
1,118, 750100, 000811,25075, 000
$320,500
3o6000
$367, 750
"'366,6662,300500
136 21,767,000
2,465, 0002, 610, 000700,000
4, 740, 000915, 000
2,800,0007, 875,4001, 210, 000185,000349 200
4,177,550 3, 554, 250 623,300
619,000654,750181, 550905, 850315, 000475, 000
1, 795, 500302, 50050, 00090, 000
603, 750652, 500175, 000897, 500235,000462, 500
1, 756, 350302,50046, 25087,300
15, 2502,2506,5508, 3P0
80, 00012, 50039,150
3.7502,700
23, 849, 600 5, 389,150 5,218, 650 170,500
9,800500
678,050
15, 2503,500300
17, 35080,00012, 50053, 275
182,175
686, 573,015 163, 275, 300 107, 064, 207 56, 211, 093 45,101, 613
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 4 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, FOR THE YEARS 1891AND 1892, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THEINTERVAL.
States, Territories, andReserve Cities.
M^&ine - - . . . .New HampshireVermontMassachusetts
BostonRhode IslandConnecticut . . . . . .
Division No. 1.,
New YorkNew York City.AlbanyBrooklyn . .
jTow .TersevPennsvlvania
PhiladelphiaPi ttsburg
Division No. 2
Delaware]tfarvland
BaltimoreDistrict of Columbia)
Washington"VirginiaWest Virginia
Division No. 3
North CarolinaSouth CarolinaGeorgiaFlorida
liOllisiRTlcl
Texas
LouisvilleTennessee
Division No. 4
OhioCincinnatiCleveland . . . .
IndianaIllinois
ChicagoMichigan
Detroit"Wisconsin
Milwaukee .
Division No. 5
IowaDes Moines
Minnesota . .St. PaulMinneapolis
3dissouriSt. LouisKansas CitySt. Joseph '.
KansasNebraska
Omaha . . . . .
Division No. 6
September 25,1891.! September 30,1892.
N o .
63443997
2334
300
2131
65235
11
516
1440
12819
102
16112317201310
1787
48
38
381
168
80163
87
63
561
1382
44
55
1138125
1
504
Capital .
$5,235, 0004, 605, 0003, 760, 000
10, 927, 500
2, 550, 0003, 673, 300
30, 750, 800
18, 934, 660150,000
5, 558, 35020,142, 390
150, 000100, 000
45, 035,400
1,02^, 8002, 865, 800
100,0002,191,0001, 648, 000
7,825, 600
1, 341,000973, 000
1, 841, 0001,200, 0001,529,0001,165, 000
610, 000
13,673,100600,000
4, 572, 270
2,905, 000
30,409, 370
14, 248, 850
7,147,00012, 401, 000
7,019, 000
4,683, 000
45,498, 850
9, 660,000200, 000
t 2, 767, 000
3,820, 000
100, 0009, 611, 9908, 043,100
100,000
34,302, 090
No.
664638
103
%\34
310
213
68244
11
527
1440
12724
106
18112318221310
1947
49
42
407
171
83168
85
67
574
1472
52
53
11
134122
512
Capital .
$5, 390, 0004, 572, 5003, 710, 000
12, 260, 700
2, 550, 0003, 648,300
32,131, 500
18, 994, 660
5, 768, 35020,627,370
150,000100,000
45, 640, 380
1,020, 8002, 910,000
100, 0002,141, 0001, 994, 650
8,166, 450
1,525,180973. 000
1, 941, 0001,350, 0001, 744, 0001,165, 000
610, 000
15,105,495600,000
4,652, 900
3,204,455
32,871,030
14, 563,170
7,297,00012, 671, 000
6, 919, 000
5,042,650
46,492, 820
10,120,000200,000
3, 293, 850
3,740,000
100, 000100,000
9,492,1007, 818,100
34, 864, 050
Increase.
N o .
3
6
11
39
12
5
5
2
j "2
16
1
4
26
3
35
4
15
9
8
1
18
Capital .
$155, 000
1, 333, 200
1, 488, 200
60, 000
210,000484, 980
754, 980
44,200
346, 650
390, 850
184,180
100, 000150, 000215,000
1,432, 395
80,630
299, 455
2 461,660
314, 320
150, 000270,000
359, 650
1, 093,970
460,000
526, 850
100,000
1, 086,850
Decrease.
N o .
1
•
1
1
1
11
1
2
2
2
431
10
Capital .
$32, 50050, 000
25, 000
107,500
150, 000
150, 000
50, 000
50, 000
r
100, 000
100, 000
80, OdO
119,890225, 000100,000
524, 890
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 149
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, ETC.—Continued.
States, Territories, andKeserve Cities.
ColoradoNevadaCalifornia
San FranciscoOregonArizona
Division No. 7
North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"Wvoming.OklahomaIndian Territory
Division No. 8
United States
September 25,1891.
No.
351
22
35
96
3241
824117
531032
191
2,651
Capital.
$2, 340, 00082,000
2,125, 000
2,075,000200, 000
6, 822, 000
2, 040,0002, 585, 000
575,0001, 854, 000
940,000600, 000
3, 702, 900835, 000200,000150,000
13,481, 900
214,126, 010
September 30,1892.
N o .
381
22
364
101
3139112610
8541146
200
2,737
Capital.
$2, 515,00082,000
2, 075, 000
2, 245, 000300,000
7, 217, 000
2, 015, 0002, 410. 000
700,0001, 990, 000
740, 000650, 000
3,825,400810,000185,000349,200
13, 674, 600
221,057, 830
Increase .
No .
3
11
5
32
11114
13
105
Capital.
$175, 000
170,000100, 000
445, 000
125, 000136,000
50, 000122,500
199, 200
632, 700
8,354,210
Decrease.
No.
1
1
4
19
Capital.
$50, 000
50. 000
25, 000175, 000
200,000
25, 00015, 000
440, 000
1,422, 390
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
150 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, FOR THE YEARS 1891AND 1892, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURINGTHE INTERVAL.
States, Territories, and Re-serve Cities.
Maine . - . . .New HampshireVermont
BostonRhode IslandConnecticut
Division No. 1
New YorkNew York CityAlbanyBrooklyn
New JerseyPennsylvania
Philadelphia- .Pittsburg
Division No. 2
DelawareMaryland
BaltimoreDistrict of Columbia
WashingtonVirginiaWest Virginia
Division No. 3
North CarolinaSouth Carolina - .GeorgiaFlorida . . . . . .AlabamaMississippiLouisiana
New OrleansTexasArkansasKentucky
LouisvilleTennessee
Division No. 4
OhioCincinnatiCleveland
IndianaIllinois
ChicRiroMichigan
DetroitWisconsin
Milwaukee
Division No. 5
IowaDes Moines
Minnesota iSt PaulMinneapolis
MissouriSt LouisKansas CitvSt Joseph
KansasNebraska
Omaha
Division No. 6
September 25,1891.
No.
158
11110563650
286
5248
65
30634225
271
43
221
1184
53
639
9
1028
3231015
117
46131020182112
863
157
92
5649
113958
78
Capital.
$5 700 0001, 700, 0003,450, 000
34, 557, 77551 800 00017, 727, 05019, 601, 070
134, 535, 895
14, 049,40050,711,9701, 550, 0001, 352, 0008, 760, 000
17, 320, 00022, 738, 39510, 800, 000
127, 281, 765
1,113,185651,700
13, 238, 965252, 000
2, 475,0002, 355, 300
806, 000
20,892,150
1, 350, 500650,000
2, 577, 350
2, 675, 000
200, 0003, 625,000
11,160, 0001,000, 0005, 825, 0004, 901,5007,475,000
41,439, 350
12,244,0009,100,0008 050 0005, 330, 0003, 975, 000
20, 600, 0003, 900, 6004.400, 0001,450, 000
850,000
69, 899, 600
3,100, 000500, 000
2 375 0004, 800. 0004, 840, 000
850, 00010 650 0007, 800, 0001, 900, 0003, 400, 0001, 210, 0003,900,000
45, 325,000
September 30,1892.
N o .
158
11110553650
285
5348
65
30634025
270
43
221
1194
54
539
7
10293
231013
113
451310232023118
163
10275749
103869
8t)
Capital.
$5 700 0001,700, 0003,450, 000
33, 870, 00053 100 (J0017, 727, 05019, 351, 070
134,898,120
14, 349, 40049, 650, 000
1, 550, 0001, 352, 0008, 760,000
17,115, 02022,315,00010, 800, 000
125, 891, 420
1,113,185651, 700
13, 243, 260252, 000
2, 475, 0002,515,300
806,000
21,056, 445
1,100, 000650,000
2, 600, 000
2,175, 000
200, 0003, 625, 000
11, 210, 0001, 000, 0005, 825, 0004,901,5006, 975, 000
40, 261, 500
12, 326, 7009,100,0008 050 0006,150,0004, 375, 000
22, 900. 0003, 715,0004, 400, 0001, 610, 000
850, 000
73,476, 700
3, 700, 000500,000
2 375 0004, 800,0004, 931. 000
850, 00010 700 000
6, 800, 0001, 900, 0002, 950, 0001, 550, 0004,150, 000
45, 206,000
Increase.
No.
1
1
1
1
1
1
39
2
1
8
1.
1
11
4
Capital.
$] 300 000
1, 300, 000
300, 00Q
;
300, 000
4, 295
160, 000
164, 295
22,650
Decrease.
No.
1
1
2
2
1
2
50, 000
72, 650
82, 700
820,000400. 000
2, 300, 000
160, 000
3, 702, 700
600, 000
91,000
50 000
340,000250, 000
1,331, 000
2
5
1
1
2
1
1
2
Capital.
$687, 775
250, 000
937, 775
1, 061, 970
204, 980423, 395
1, 690. 345
250, 500
500,000
500,000
1,250, 500
185,600
185,600
1,000, 000
450,000
1,450, 000
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OP THE COMPTROLLER OF THE CURRENCY. 151
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, ETC.—Continued.
!September25,1891.States. Territories, and re- j
serve cities.
ColoradoNevadaCalifornia
San FranciscoOregonArizona
Division No. 7
North DakotaSouth DakotaIdahoJSklontanaNew ^MexicoUtahWashingtonWyomingOklahomaIndian Territory
Division No. 8
United States
No.
141
1225
34
11
816
112
30
1,026
Capital.
$6, 300,000200, 000
3, 800, 0002, 500, 0002, 200, 000
15, 000, 000..
250, 000200,000
2, 750, 000175,000
2,150, 0002, 852,100
550, 000
8,927,100
463,300,860
September 30,1892.
No.
151
1225
35
2
8
616
36
1,036
Capital.
$6, 550. 000200, 000
3, 600, 0002, 500, 0001, 700, 000
14, 550, 000
450, 000200, 000
2, 750, 000175,000
2,150, 0004, 050, 000
400,000
10,175, 000
465, 515,185
Increase.
No.
1
1
1
5
6
22
Capital.
$250, 000
250,000
200, 000
1,197, 900
1, 397, 900
8, 578, 545
Decrease.
No.
12
Capital.
$200, 000
500, 000
700,000
150, 000
150,000
6, 364, 220
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 5 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
CLASSIFICATION" OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THERESERVE Cm US AND IN THE STATES AND TERRITORIES ON SEPTEMBER 30, 1892.
Cities, States, andTerritories.
. ofbanks.
New York City . . . .ChicagoSt. LouisBostonAlbanyBrooklynPhiladelphiaPit tsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeDes MoinesSt. PaulMinneapolisKansas City :St. JosephOmahaSan Francisco.
Total of cities.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew J erseyPennsylvania.DelawareMarylandDistrict of Columbia . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgia -FloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhioIndianaIl l inois.Michigan -WisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth Dakota
i South DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahoma
Indian Territory . .
^ Totalofcountrybanks
United States
343
815449
2135984
26698
30718431
36282314
18291311
223107255
2161061889674
1575957
14212853
3441
334013411I-701346
On de-mand, pa-per with
one ormore
names.
On de- |mand, se-1cured bystocks,
bonds, andother col-laterals.
$4,931, 784 $1177 "" '" ~\.9, 344, 428
490, 95495, 925
1,048, 57911
018, 801464, 932165,125366,699
75,442630, 678925,906552, 8r "524,198121,114303, 527970,220913. 621473, 859601, 297762, 300
41, 714, 943
904,4531,634,4691,202, 2223, 739, 793
626,5621, 430,1624, 745, 6461,181, 7451, 797, 865
112, 948554, 627
500513, 505
84, 842105, 737
74, 650329, 35::132,10L399,589
99,44079,116
1, 932,839201, 777
1,112, 2891,341,3623, 602, 5332,150, 3655, 351, 356,1,177, 922
981,6261, 977,2921, 210, 619
189, 746480, 782
1,040, 7092, 218, 396
439,5873, 341, 9331,628,780
41, 04996, 897
198,970193, 821
1,167, 942172,839429, 981
1, 719, 75853.183
On time,paper withtwo or moreindividual
or firmnames.
20
20,
,751,227617, 396722, 783]190, 351.!791. 074J905, 39a458, 864547, 561502, 301944, 039151,581142, 302183, 837101, ' " "914, 487711,417
40, 485508, 815672, 758993, 405195, 227546,808963,296
On time,single-
name pa-per with-out othersecurity.
217,557, 297
977, 0711, 471,177
537,1478, 361, 2071, 604,2173, 521, 9634, 299, 3656, 961. 5832, 293, 029
533, 367244, 486
97, 0681,430, 653
53, 828164,157364, 038993,337
31, 091504, 376161, 319119, 528
1,120,835238,196453, 430
2, 273,1872, 400, 967
934, 9512, 421, 0951,190, 789
994, 3341, 092, 737
755, 396154,399319.454553, 669883, 603
65, 5752,335, 668
479.45518,089
141, 703332, 008'
67, 050J128, 534
52,624J336,119
1, 276, 21726, 901
$117. 796. i40, 307.:16,137,74,444,
3, 967, 395| 463,4, 355, 505| 586,
38, 264, 726! 22, 729,23, 747, 799! 2,022,14,106, M54I 7, 035,
5, 056,5,618.5, 875,
13, 648,14,062,11, 430,
3, 078,1, 512,5, 667,:6,164,5, 769,2,471.5, 233,
852,
On time,secured by
stocks,bonds, etc.,or by real
estate.
362
Total.
419, 569,801149, 018,010189,868,972 1,017,729, 023
847,969681,667
1, 003, 52322,478,144
8,591,23!9, 317, 760
10, 828,1764, 802,145
11, 561, 777228,,590683, 971
i, 573, 000, 006, 801i, 192, 840!, 392, 759., 007, 0681., 570, 501j!, 350, 413',661,8141>, 403, 5121
668, 757!t, 076, 796t, 796, 3921[, 194, 7675,550," 518!., 608, 386;.. 160, 278|
514.737!, 041, 674., 809, 520', 225,152., 113, 631!, 826, 899
122, 757
$344,199,941103, 913, 024
32, 877, 372153, 898, 706
8, 720,15210, 514, 026
104, 852, 51939,997,99233,112,669
7, 899, 25]14, 057,21012, 256, 43930, 485, 89023, 645, 26518,139, 7536,125, 9082, 732, 049
15, 942, 86312, 912, 53718, 084, 3615, 672, 422
11, 760, 9545, 927, 720
2, 445, 2531,709, 8841, 607, 905
14, 629, 6706, 853, 760!6, 788,183(8,124, 693!4, 308, 807|
12, 265, 666560,623983, 938200. 659
2, 924,106452,261906, 996
2, 404,1362, 957, 247
696, 5292,141, 728
1, 693 .
54, 205, 372 55, 770, 992 677, 626. 891171, 265,156 176, 901, 395 1,135, 769, 806
95,920, 315 273, 328. 289(1, 097,196, 692(320, 283,166 366, 770, 367 2,153, 498, 829
406,09713,347,423
748. 4333,300,9994, 615, 0228, 941, 5714, 536, 0337,710, 9553,481,1153, 028, 8056, 849, 8393, 708,1041, 687, 2538, 982,5425, 851,4215, 776,931
39, 9162,410, 2291, 650, 320
82,1184, 597, 3772,733,962
281, 8692, 230, 207
374, 6481,416, 0733, 460,576
785, 017116, 294101,564
21, 669, 90111,768, 45314,184,471
111, 948, 68837,107,95150,225, 567105, 576,32552, 530, 005
110, 327, 0115, 749, 32710, 313, 514
664, 37216, 621, 5757, 216,1385,979, 7175,773, 996
10, 274, 8164,160, 2997.637,1572, 634, 2322, 033, 770
48,760,2533, 332, 784
21, 028, 74223, 111, 84371, 703, 65637, 213,41454,937,30734,075, 89824, 478, 86638, 076, 46918, 417, 7149,711,468
23, 045,17723, 051, 20527,500,121
720,09112, 747, 94511,493,241
411,6156, 967, 0695.525,1581, 695, 061
15,546, 3162,142,1365,102. 541
16, 959; 1192, 840, 012
321, 977461, 323
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 3
TABLE, BY STATES, ^TERRITORIES, AND RESERVE CITIES, EXHIBITING THE AMOUNT OF
EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS ONOCTOBER 4, 1888, SEPTEMBER 30, 1889, OCTOBER 2, 1890, SEPTEMBER 25; 1891, ANDSEPTEMREJR 30, 1892.
OCTOBER 4, 1888.
States, etc.
MaineNew HampshireVermontMassachusetts -
BostonRhode IslandConnecticut
Gold coin.
$(508,811.76272,931.70324, 242. 49
2, 075.139.183, 995, 172. 09
399, 803. 351, 288,182.11
Division No. 1 -.; 8, 964, 342. 68
GoldTreas-
ury cer-tificates.
$8,400!.7,780,.7, 600!.
239. 520].6,619,800'
67, 670!.182,770i.
Goldclearing-
house cer-tificates.
7.133, 540;
Silver coin.
Dollars. Fractional.
$36, 08871,48340, 823315,188108, 68759, 372134,863
766, 504
New York 3. 48!) 057. 48 I '21 fi, 790 ' 385,126New York Cits ., 7,13S. G(i9. 50 04, 305 120 ! 362,213Albany - - - -' 402 9(50. 5()i 535, 700 18, 500
New Jers( :y i 1, 091 490. f>')| 309 470 ! 194, 805Pennsylvania 3.748.764.42 284,U>0 541,141
Philadelphia ! 2.2(54.915 00. 172. 450 $8. S90. (K)0 346,946Pittslmvn ' 2. 130, S5S. 7o| S23.100 1 154,299
Division No. 2 . . 20, 206, 716.19J67, 64(5, 790| 8, 890, 000j2, 003, C
DelawareMaryland
BaltimoreDistrict of Columbia..
WashingtonVirginia . . -Wes t Virginia
131, 453.50)322. 302.12
1,385,293.5096, 471. 00201,783.00394. 598. 00225,096.13 10, 400;
22,640,44.180|
468,680!116,500;531,040;
9,4801
$28,894. 9128, 661, 8028, 023. 36
200, 543.7481,047. 7644, 740. m
103, 636. 67
515, 548. 93
SilverTreas-
ury cer-tificates, j
$35,30316,4325,045
140,162693,32187,10286,480
Total.
$717,497. 67397, 288. 50405, 733. 85
2, 970, 552. 9211,498,027.85
658, 748. 041,795, 931,78
1, 063, 845| 18, 443, 780. 61
266, 313. 30219, 845. 64
8,171. 00107, 949. 01251,439. 4ll169,237.19
38, 003.53
255, 317; 5, 612, 603. 781, 771, 348j 73, 797,196.14
14,000! 979.331.50171, 323; 1, 875, 037. 60191,152| 5, 016, 656. 83548,152! 12, 391, 700.19
94, 708! 3, 240, 969. 23
Division No. 3 . . ! 2, 756. 997. 25 1. 202. 920
Nor th Carolina ! 160.South CarolinaGeorgia j 144. 273.Florida 39.353.00Alabama j 306. 792. 00,Mississippi - - -! (54, S*!9. 5()jLouisiana j 12, 480. 00:
New Orleans i 123. 4 '2. 00!Texas I 4Sl.531.20iArkansas 33. 175. 00,Kentucky 389. 062. 301
Louisville- 290, 718. 00|Tennessee 392,423. 00 \
1(50. 598. 00' - 50, 873j 17,108. \M. 00; 420 63,841 19,
55.500 ' 191,5263. 5S0 i 46, 4(58
19.5204. 0004. 500,
127, 9201
139,590.14,27041,390'
1,500117.100
Division No. 4 . . 2, 547, 730. 09i
Ohio 2,422.423.80 146,640! i 292,133Cincftmati 3(59, 997. 50' 271. 000j ] 00, 552Cleveland 729 789. 50 1 SO 000.
Indiana 1, 729. 01!. (52 113, 250,Illinois 1,972.502 50 198 02O1
Chicago 9 757,1 OS 50 2, 426. 750,Michigan 1, 154. 512. 93 21). 3 K)
Detroit ' 972. 17J. 50 5 9(50"Wisconsin ' 785 011. S7' 12 300
Milwaukee 455. 377. 00 loo 000
Division No
IowaMinnesotaMissouri
St. LouisKansas City
"St. Joseph .KansasN ebraska
Omaha
Division No. 6
220 (567. 00:
487.21'). 00,1,0
852.50,
89. 740. 00'967.519.80595. 725. 45,881,497.101 32 950
7, 332, 326. 67 820,1901
3, 046, 000 102, 913, 495
37, 89465,154
249,8726,980
192,624,84, 470!
8, 309'
268,188536, 499
2, 244,840229, 271953,586618,431272, 925
108, 562
116, 6191,385
45, 29340,18576, 736
505, 643;218, 363!
40, 210|36, 895!
1, 400|72, 270
228,200,531,107,437,149,136,933,
1, 305,120,550,342,836,
418.10142. 05005. 03552. 39180. 36503. 65668. 05523. 85749. 95572.10984. 33022. 75858. 85
529.290 1,346,531
116, 657.11, 671. 7514, 904. 9162, 733. 89104, 820. 92254, 807.1045, 064. 6753,500.3646, 524. 549, 040. 00
39,132205,120247,130215. 851135 93345.38593. 80720,233
176.2265.136)34,53920. 00072. 817'
4, 378;134,32869.250'67. 536:
74, 774. 07|91, 569. 40)
8. 621. 51{7, 878. 001
38, 738. 9713, 668. 70
48, 451.1022. 980. 8528, 685.12
58, 79012,1608,587
92, 40087,12026, 32763, 94732, 58211. 540
9 000:r>5 ooo251 200
50. 260'1\ 2(5011. OOO
. 20. 347, 939. 72 ',{, 484, 160 1
1.240,734 5Si 75 (WO1,791.471 24, 5 SSO
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
154 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD, BY THE NATIONALBANKS, ETC.—Continued.
OCTOBER 4, 1888—Continued.
States, etc.
ColoradoNevadaCalifornia
San FranciscoOregonArizona
Total.
DakotaIdaho . . .MontanaNew MexicoUtahWashingtonWyoming
ury c er - j h o u s e c er-tiflcates. tificates. Dollars. Fractional.
$1, 334,134.6546, 727. 50
2, 286,137. 90928,622.50875, 572. 5014,010. 00
$11,698 $1285
52,220, 2
20, 843'
455, 536. 2155, 546. 59
616, 790.98142,170. 82940, 619.30
15, 947.10
17,2401, 630
40,6001, 000
55, 50010,700
660
50,8796,762
48, 589,557
6,21342, 3444,927
21,154. 901, 217.35
11, 744. 004,522. 355, 597.457, 804.294, 804. 40
„, 49616,117!
32, 224'2,1005,009
,895792
64,933 2,939,026.44
Division No.
470, 615.00117, 510.85870, 407. 00124,448.85396,127. 75749, 740. 99210,176. 00
Division No.
United States .. 7, 298, 298 177,987, 816. 64
SEPTEMBER 30, 1889.
MaineNew HampshireVermontMassachusetts
BostonRhode IslandConnecticut
Division No. 1..
New YorkNew York City ..Albany
New JerseyPennsylvania
PhiladelphiaPittsburg
Division No. 2.. 18, 717, 977.79 52, 393, 070| 7, 000, 000 1, 397,5311, 203, 983.47
DelawareMaryland
BaltimoreDistrict of Columbia.
WashingtonVirginiaWest Virginia
Division No. 3..
North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New OrleansTexasArkansasKentucky
LouisvilleTennessee
Division No. 4.
$611,151.51276, 224.05317, 710.80
2, 201, 966.474,457, 576.00
421, 327. 251,305, 898.51
9, 591, 854. 59
50 48,3, 232, 797. 647, 096. 549. 50
329, 347. 701, 071, 654. 423,670,770.531, 573, 046.001, 743, 812 00
138, 871.00301, 597. 97
1, 024, 545.5098, 840. 50
108, 076. 00311. 021. 50216,166. 68
2,199,119.15
155, 029. 7695,171.00
215, 454. 3846, 536. 90163,60L 5033, 641. 5015, 267. 5068, 241.00
472, 210. 5534,144. 50
444, 211.50330, 711. 50454,167. 50
2,528, 389. C
$4,830.5,300 .10, 210 .294, 200 .
5, 369, 820 .89,5601.262, 820,.
6,036,740k
1,036,370I, 925, 260450, 000189, 270,350,7401467, 430 $7, 000. 000974,000
11,89050,670
1, 343, 04090, 000601,0208,73013,800
2,119,150
570
21,1,
13,1,8,58,71,12,41,63,
118,
225, 000
225,000
412, 680!.
$39, 92856, 87225,589252,37087, 89741, 79591, 519
595, 970
253,903220,69917,160104, 237464, 605217, 425119, 502
42,15541,35054,3943,78311, 24779, 68413,778
246, 391
$36,167. 5137, 729. 8939, 073.247, 212. 0286,117. 5471, 292. 71112, 373. 23
629,966.59
267, 762. 70255, 586.026, 047.00
172, 035. 35267, 083.43182, 861. 0252, 607.95
22,915.6441, 876. 0242, 230.881, 481.25
19, 582. 0035, 629. 8311, 744.25
175, 459.87
935, 526 347, 298. 78
$40, 03625, 01412, 650250,783703, 01876,139158,487
1,266,127
362,5242,589, 798
21,482
389,397757, 031179, 576
4,596, 788
71,12077.104
287,8409,891
201, 61184,92715, 856
748, 349
277. 85430. 90717.19812. 60782.05504.65461. 85162.15226. 50660.15273. 21917.40735.37
1, 254,068
$732,113.02401,139. 94405, 233.49
3, 246, 531.4910,704, 428. 54
700,113. 961,931, 097. 74
18,120, 658.18
5,153,357. 3459, 087, 892. 52
824, 036. 701, 834,176. 775,142, 595.9610,197, 793. 023, 069, 497. 95
85, 309,350.26
286,951. 64512, 597.99
2, 977,050. 38203, 995.75941, 536. 00519, 992. 33271,344.93
5, 713, 469. 02
5,477, 961. 87
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 155
AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL
BANKS, ETC.—Continued.
SEPTEMBER 30, 1889—Continued.
States, etc.
OhioCincinnatiCleveland
IndianaIllinois
ChicagoMichigan
DetroitWisconsin
Milwaukee
Division No. 5 . .
IowaMinnesotaMissouri
St. LouisKansas CitySt. Joseph
KansasNebraska
Omaha
21, 974, 416. 51
Division No. 6
Colorado' NevadaCalifornia
San Francisco..OregonArizona
Division No. 7.
DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming
Division No. 8
United States
Gold coin.
!2, 425,317,631,
1, 680,1, 837,1, 594.1, 082,
995,806,602,
974. 67739. 00680. 00614. 69607. 81795. 00062. 69425. 50332.15185. 00
902, 414.101, 752. 621. 30
251, 010. 201, 061,101. 001, 284, 739. 50
148,987.50849, 880. 59546, 096.15950, 567. 35
7, 747, 417. 66
1, 738, 927. 5238, 590. 00
2,118, 974. 50824, 265. 00984, 984. 50
16, 005. 00
5, 721, 746. 52
348, 812.10109, 630. 00614, 095. 00147,122. 5i457, 235. 53
1, 248. 730. 0i194, 983. 50
GoldTreas-
ury cer-tificates.
$109,300312, 000240, 000256, 750190,390
2, 622, 00039, 24057, 37C11. 880
120,00C
3, 958, 930
56,1207, 31C
10,290395, 00C130,540
80, 46026,15013, 73015. 600
735, 200
28, 79C5C
24, 5501 4 0 , 4 1 0
1, 390
195,19C
16, 56C7,000
42, 05C
17,12
3,120, 608. d's\ 159, 99C
71, 601, 529. 94 66, 010, 95C
Gold3learing-[Ouse cer-tificates.
Silver coin.
Dollars. •Fractional.
$254, 52650, 70831,729
151,382211, 287221, 473118, 55450, 49760,88612,169
$151, 936. 9517, 977.40
6, 834. 9799, 572. 80
144, 057. 64135, 375.19
73, 262. 9754,499. 0549, 836. 25
7, 820. 00
J ] , 163, 211 j 741,673.22
145,199,40,25,80,14,
134,57,86,
479643955200227458J444780172
$110.00040, 000
150, 000
784, 358
76, 934804
141, 3147,500
19,.142
246, 562
26, 7789, 22047,28513, 06219, 00351, 0797, 030
82, 674. 61113, 786. 93
22, 257. 6415, 032. 6040, 736. 45
5, 989.63, 584.9033, 492. 3S32, 387. 98
SilverTreas-
u ry cer-tificates.
$76, 972292,400
25, 00084, 67998,129
769,15034, 00;61, 42322, 8256,700
1, 471, 283
58,97625, 66231, 09681,000
162,11066, 96785, 02757, 85922, 946
409, 943. 02
43, 207. 803, 713. 65
52,423. 334, 800. 00
24,138. 231,076. 70
129, 359. 71
20, 238.463, 663.48
24, 684. 205, 790. 558, 217. 65
22,159. 506, 462. 40
173,457 91, 216. 24
7, 375, 000:5, 543, 006 3, 728, 900.90 10, 067, 062 164, 326,448. 84
i 1
591, 64c
27, 495140
21, 292,50C
18, 08C
Total.
$3, 018,990,935,
2, 272,2, 481,
15, 342,1, 347,1, 219,
951,748,
709. 62824.40243. 97998.49471.45793.19124. 66714. 55759.40874. 00
29,309, 513. 73
1,245, 663. 752, 099, 023. 23
355, 608. 841, 577, 333. 601, 698, 352. 95
316, 862. 051,159, 086.49
708, 957.471,107, 673.30
10, 268, 561. 68
1,915, 354. 3243, 297. 65
2,468, 552. 831, 019,475. 001, 048,460. 73
17,223.70
69, 506
22, i6,689
14,905725
8,35312, 903
2,915
19, 298
6, 512, 364.23
435,196. 56136, 202.48743, 019. 20166, 700.05569, 799.18
1, 352, 061. 50211, 590.90
3,614,569.87
OCTOBER 2, 1890.
MaineNew HampshireVermontMassachusetts
BostonRhode IslandConnecticut
Division No. 1..
New YorkNew York CityAlbanyBrooklyn
New JerseyPennsylvania
$602,268,316,
2, 306,3, 651,
403,1, 384,
874. 89771. 25702.85246. 38524. 50039.36923. 24
8, 934, 082.4'
3, 060, 378. 348, 631, 003. 00
415,144. 50132, 848. 00
1,167, 601. 913, 929, 012.10I I S y j . V i t . U J L i * . . . . . . . . <-», « 7 i i « 7 , \Jj.ij. J - V
Philadelphia 1, 731, 829. 50Pittsburg -
Division No. 2.
1, 738, 876. 50
20, 806, 693. 85 71, 992, 900
$41, 8204,150
12,120330,130
6, 538, 790156, 540288,270
7, 371, 820
630,17055, 551, 590
511,000584, 200256, 520402, 830
3,150, 210 $3,150, 000906, 380
$48, 05956. 09830, 081
293, 38680, 26636, 931
104, 210
649, 031
,267, 232
15, 43513, 333
155, 844491, 700316, 751187, 768
3,150, 000 1,735,477
$39,218.3349,127. 2137, 316. 78
252,934. 5992, 004. 0180, 276. 60
117, 233. 67
8, 111. 19
276,835. 54328, 370. 03
8, 554. 7532, 783. 20
183, 705.67314,143.18281,162. 31
70, 891.15
1,496, 445. 83
$67,88455, 64728, 414
369,949996, 026140, 846283, 495
1, 942, 261
255, 8733, 681, 74F
16,792180, 871444, 643480, 232923, 777314, 846
'8, 779
$799, 856. 22433, 793.46424, 634. 63
3, 552, 645. 9711, 358, 610. 51
817, 632. 962,178,131.91
19, 565, 305. 66
675. 88940. 03921. 25035. 20314. 58917. 28729. 81761. 65
4, 510,78, 459,
966,944,
2, 208,5, 617,9, 553,3, 218,
105, 480, 295. 68
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
156 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.
States, etc.
DelawareMaryland
BaltimoreDistrict of Columbia .
WashingtonVirginia -West Virginia
Division No. 3..
North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New OrleansTexasArkansasKentucky
LouisvilleTennessee
Division No. 4..
OhioCincinnatiCleveland
IndianaIllinois
ChicagoMichigan
DetroitWisconsin
Milwaukee
Division No. 5..
IowaMinnesota
St. PaulMinneapolis
MissouriSt. LouisKansas CitySt. Joseph
KansasNebraska
Omaha
Division No. 6..
ColoradoNevada . •California
San FranciscoOre°"onArizona
Division No. 7..
North DakotaSouth* DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahomaIndian Territory
Division No. 8..
United States..
Gold coin.
$156, 931.14294, 910. 81457,112. 50103, 923.50108, 436. 50369, 895. 00257,912.28
1, 749,121.73
184, 338. 30223, 350. 35422, 448. 69
29, 654. 65289, 812. 0039,719. 007, 530. 00
154, 462. 50737, 805.15
30, 010. 00548, 288. 80218, 568.00422,654. 50
3, 308, 641. 94
2, 420, 812. 37275, 719. 60786. 965. 50
1,932. 387. 581, 807,274. 55
10, 849, 786. 501,158, 699. 04
822, 327. 50896,186. 70617, 000. 00
21, 567,159. 34
1,192, 871.10651, 600.70
1, 017, 869. 45739,050. 25257, 992. 50497, 523. 50886, 925.00162,267. 50856,101. 30636, 827. 75
1, 811,377. 50
8, 710, 406. 55
1, 920, 630. 9140, 932. 50
1,800, 211. 50843, 042. 50
1, 301, 926. 5049, 770.00
5, 956, 513.91
162, 277. 90186,939.9098,263.40
668,908. 05214 217 50444,215.50
1. 626,303. 80218,145.00
11,485. 001,457. 50
3,632, 213.55
74,664, 833. 34
OCTOBER
GoldTreas-
ury cer-tificates.
$7, 00067,450
2, 260,200110, 000
1,131, 89047, 68014,850
3, 639, 070
5602,080
73, 660
20, 8202,700
15, 740301, 500194, 410
15, 83044, 40034, 600
109,880
816,180
103, 810475, 000177,000145,490237, 250
5, 215, 40059,250
116, 58039, 840
225, 000
6, 794, 620
67,3504,840
30, 00011,120
1, 848, 790152,430
71, 26097, 50024,17036, 390
2, 343, 850
31, 550220
57,1402,0002,270
340
93, 520
26,07017,1002.070
60, 320
119, 00056, 7902,140
T5Q
283,640
93, 335, 600
2, 1890—Continued
Gold
clearing"house certificates.
$29, 000290, 000
319, 000
3, 469, 000
Silver coin.
Dollars.
$30, 29151,34075,1027,2877, 863
74, 55524,910
271, 348
27, 62757, 233
123, 65371,55495, 97134,83625, 52056, 915
352, 72431, 45176, 66026, 548
201,882
1,182, 574
304, 69869,23625,466
214, 933222, 857197,478117, 51040, 35371,72421,948
1, 286, 203
193, 01847, 698
104, 95046, 00257, 67927, 221
123, 99512,168
150,99372, 47588, 490
924, 689
92,6343,787
100, 96611,00017, 729
1,800
227,916
13, 26314,8702,098
56.13212, 26520, 28880, 9069, 016
8462,612
212, 296
6, 489, 534
Fractional .
$25, 558.1148, 257.8550,451. 385, 485. 75
42,164. 5535, 531. 8020,057.17
227, 506. 61
23,101.2024,123. 7332, 397.1018, 243. 9823,156.5519. 943.1513, 295. 4534, 445. 9884, 456.1217, 965. 9933, 482. 2010, 348. 0555, 865. 52
390, 836.02
150, 806. 2227, 373. 8915, 010.25
111, 890. 35143, 473. 63216,478. 7285, 285. 8546, 908. 0560, 399. 087,820. 00
865, 446.04
90, 547. 2434, 221.1565,461.0525,192. 0023, 049. 0514,413.1433, 585.127, 222. 05
67, 525. 7044, 779 3724,460. 70
430,456. 57
42,211. 004, 459. 20
50, 488. 305, 570. 00
20, 640. 201,113.70
124, 482.40
12, 77a 4011, 517. 301, 341.25
34.918.996, 022. 60
13, 392. 3130, 841.54
5, 327. 95821.08360.42
117, 322. 84
4,320, 607. 50
SilverTreas-
u r y cer-tificates.
$85, 829110,370381,72013,792
297, 724129,12021, 340
1,039, 895
8,17213, 486
123, 9894.635
65, 36930,05453, 915
424,191355, 980
36, 51941, 82932, 29699.422
1, 289, 857
125,131172,950
22, 032175, 912
, 148,488527, 51666, 55949, 72052,1377,891
1, 348,336
117, 64427, 443
118,10511, 20040,972
672, 484170, 27644,439
107, 71973, 64037, 506
1,421, 428
40,113218
28, 8318,000
16,999520
94, 681
42,77423, 0473,801
30,487
48, 73931, 682
5, 2514,5453,721
194, 047
13,629,284
Total.
$305, 609.25572,328.66
3, 224, 585. 88240, 488. 25
1, 588, 078.05656, 781. 80339, 069.45
• 6,926,941.34
243, 798. 50320, 273. OS776,147. 79124, 087.63495,128. 55127, 252.15116, 000.45971, 514. 48
1, 725, 375. 27131, 786. 99744, 660. 00322, 360. 05889, 704. 02
6, 988, 088.96
3,105, 257. 591, 020, 279.491, 026,473. 752,580,612.932, 559, 343.18
17, 006, 659. 221, 487, 303. 891, 075, 888. 551,120, 286. 78
879, 659.00
31, 861, 764. 38
1, 661, 430. 34765, 802. 85
1, 306, 385. 50851, 444. 25390, 812. 55
3, 060, 431. 641, 367, 211.12
297, 356. 551, 279, 839. 00
851,892.121, 998, 224. 20
13, 830, 830.12
2,127,138.9149, 616. 70
2, 066, 636. 80'1,159, 612. 501, 359, 564. 70
53, 543. 70
6, 816,113. 31
257,164.30253, 474. 20107, 573.65850, 766. 04232, 505.10645,634. 81
1,826, 523. 34239,879. 9517, 847. 088,150.92
4,439, 519. 39
195,908,858.84
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 157
AMOUNT OF EACH KIND OF COIX AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.
SEPTEMBER 25, 1801.
States, etc. Gold coin.
MaineNew HampshireVermontMassachusetts
BostonBhode IslandConnecticut
Division No. 1..
New YorkNew York City ..AlbanyBrooklyn
New JerseyPennsylvania
PhiladelphiaPittsburg
$686, 071. 30274,384.50334, 232. 20
2, 451, 009. 493,414,499. 35
GoldTreas-
ury cer-tificates.
$48,77025,79018,110268, 250
3, 835,130419,431.90 210,670
1, 520, 844. 90 351, 440
9,106,473.64 4,758,160
3, 226,137. 64j 665, 7709,845,117.00 37,523,360
348, 577. 00 j 454, 000126.711.501- 392,000
1, 253, 470. 56 302, 2904, 307, 482. 36! 487, 9601, 872, 449. 001 1, 740, 720 $6, 675, 0002, 203, 511. 50i 515, 580
Division No. 2 . . 23,183, 462. 56 42, 081, 680
DelawareMaryland
BaltimoreDistrict of Columbia .
WashingtonVirginiaWest Virginia
128, 212. 00368, 635. 46596,612.50117,559. 50136, 071. 40535,150.34273, 611. 68
Division No. 3 . . j 2,155, 852. 88
North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New OrleansTexasArkansasKentucky
LouisvilleTennessee
266, 716. 8666, 441.85
237,152.62,301.40
221,738.5053,490. 5028, 499. 50
187, 836. 50949, 942. 20
70, 445. 00536,133.67319, 407. 00538, 586. 50
14,!66, 550
1, 271, 650120,000
1, 234,18059, 73015, 340
2, 782, 430
4,420500
18,8802, 550
23, 4003,5404,040
258, 32080, 46017, 95048, 990!24, 80092, 840
Gold Silver coin.clearing-
house cer-!tificates. ' Dollars. Fractional.
$37,42857,41430,175
230, 78263, 77641, 33277, 653
538, 560
$40, 981.0443,181, 4148, 748. 68
273,482. 61131, 608. 95
83, 205. 28123, 855. 48
745, 063.45
6, 675, 00l)i 1,483,118 1, 621, 583.10
I-Divis ionNo. 4-.{ 3,538,692.28 580, 690|.
Ohio .Cincinnati .Cleveland
IndianaIllinois
ChicagoMichigan
Detroit.....Wisconsin
Milwaukee.
Division No. 5..
IowaDes Moines
MinnesotaSt. PaulMinneapolis
MissouriSt. LouisKansas CitySt. Joseph."
KansasNebraska
Omaha
25,670,921.24
Division No. 6 . . 11, 025, 004. 00
I 2,801,760.86 165,840!353, 328. 50 747, 450743, 412. 50 266, 000
2, 261, 623. 30 395, 9302,423,284.75 407,290
13, 018,145. 501 5, 449, 5001, 384, 866. 091 69, 700
725, 296. 00 38, 0001, 284, 673.74
674, 530. 00
1, 308,112,735,
1, 714,616,304,
1, 437,1, 038,
195,1,115,
771,1, 672,
988. 24710. 00091.94857. 97167. 50751. 00512. 00627. 50733. 50800. 05823. 90940. 40
45, 300170, 000
7, 755, 0101-
87,260 .
20, 30014,000
36, 23545, 34284,2182,73517, 94691, 02424, 683
302,183
1,174, 786
"283^85867,76634, 045
220,358280, 2 • •
222, 513127, 80833,01787, 00716, 230
1,372, 870
177, 69018,40454, 61130, 90653,09162, 39637,117141, 93121, 533
133, 37778, 55291, 303
31, 758.4550, 316. 0959, 786. 892,151. 7522, 667. 3067, 721. 3024, 359. 81
258, 761. 59
36, 255. 4833, 700. 2544, 567. 3022, 598. 9524, 789.759, 580. 9518, 327. 5038, 571. 95
102, 383. 914, 942. 3037,181.8610, 319. 3562,196. 31
445,415. 86
176, TlT29,437. 7423. 507. 00124, 001. 38187,171.87201, 863. 2592, 223.3937, 310. 0074, 814. 0112, 722.02
959,164.74
99, 872.209, 522.35
37, 661. 0418, 063.9523, 045. 6535, 253.1816, 771. 7034,862. 3510, 657. 2063, 423. 5245,625. 8442, 766. 26
1, 868, 030 1 900, 911 437, 525. 24
SilverTreas-
u ry cer-tificates.
$90, 39171, 55045,545
490,1081, 481, 759|
187, 918
Total .
$903,641. 34472, 319.91476, 810.88
3, 713, 632.108, 926, 773. 30
942, 557.18313, 274J 2, 393, 067. 38
2, 680, 545| 17,828, 802. 09
^2876751^78872967105, 871, 631 53, 796, 891.49
19, 91ll 852, 291.50271, 562| 835, 997. 03528, 855! 2, 431, 017. 82686, 739i 6, 317, 921. 82
1, 651,178 12, 472, 766. 55237, 345 3,145, 557. 35
9, 595, 896
1,441, 621
15, 0907,461
126, 98413, 57178,97432, 37345, 526
626, 495491, 866
25, 34163,37014, 200183, 551
84, 640, 739.
6, 940, 848.47
364, 758. 34153, 258.10517, 407.10150, 864. 35428, 612. 25120,449. 45135,174. 00
1,186, 215. 452, 019, 723.11
141, 061. 30756, 422. 53408, 923. 35981, 516. 81
1, 624, 802| 7, 364, 386.14
168,081470,212
28, 621219, 825249,155
1, 250, 59193, i7194, 79761,83140, 754
3, 595, 653. 941, 668,194. 241, 095, 585. 503, 221, 737. 683, 547,169. 62
20,142, 612. 751,767, 768. 48
928,420. 001, 553, 625. 75
914, 236. 02
2,677, 038 38,435, 003. S
111. 52950, 00053, 304
227, 210181,75042,105
832, 430264, 032
72, 751134, 639
71, 49652,193
2, 093, 439
1, 785,190,900,
2, 005,874,457,
3, 736,1, 658,
327,1, 492,
994,1, 902,
339. 446^6. 35967. 98037.92054.15535.18180. 70092. 85754. 70449. 57157. 74702. 66
16, 324, 909. 24
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
158 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS; ETC.—Continued.
SEPTEMBER 25, 1891—Continued.
States, etc. Gold coin.
GoldTreas-
ury cer-tificates.
Goldclearing-house cer-tificates.
Silver coin.
Dollars. Fractional.
SilverTreas-
ury cer-tificates.
Total.
ColoradoNevadaCalifornia
San Franc isco . .Oregon '.Arizona
Division No. 7
Nor th DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahoma
Indian Territory . . .
Division No. 8
United States
$1,886, 841.6037, 210. 00
1, 701, 832. 501, 026, 225. 001, 409, 640. 97
36,130. 00
$52, 720!
""2i,"890
4,230
6, 097, 880. 07 78, 840
185, 076.175, 387.128, 630.738, 850.145, 850.526, 641.
1, 556,435.217,156.
6, 385.5, 647.
25, 80019, 400
2606% 200
101,40057, 580
.190
$35, 000590, 000
$208, 6841,77098,45513,00018,0372,927
$52, 031.042, 015.4574, 232.4023,200. 0034, 693. 981,766.85
$52, 516280
19, 9253,00013,675
$2, 252, 792. 6441, 275. 45
1,951,334.901, 655,425. 001,480, 276. 95
40,823. 85
625, 000 342,873
11,88220, 5579,150
48, 91513,49240, 55871, 53811, 355
7095,116
187,939. 72
"13/713T2010,172. 39
5, 211.7545, 281, 696, 343.15
21, 825. 3653, 877.935,883.65
101.25886. 60
9, 396 7, 421,928. 79
41, 00239, 71213, 88542, 6902,041
18, 71635, 9856,467
7205,780
277, 473. 92265, 228. 89157,137. 65939, 936. 69167, 726.15709,140. 71
1, 775, 416. 53241,051.65
7, 915. 2517, 430.10
163, 296.97 206, 998 4, 558,457. 54
84,464, 347. 24|60,173, 670 7, 300, 000 6, 348, 573 4,¥l^75o767 20, 409, 735 183, 5157o75f91
3,686,060.57 268,830| 233,272
SEPTEMBER 30, 1892.
MaineNew HampshireVermontMassachusetts
BostonHhode IslandConnecticut
Division No. 1 . .
New YorkNew York City...AlbanyBrooklyn
New JerseyPennsylvania
PhiladelphiaPittslrarg
Division No. 2..
DelawareMaryland
BaltimoreDistrict of Columbia.
WashingtonVirginiaWest Virginia
26, 575,361.38 49, 899, 020 7, 730, 000 1,513,514 1,793,863.46
Division No. 3.
North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New OrleansTexasArkansasKentucky
LouisvilleTennessee
Division No. 4..
$743,629.39318,934.18367,132.50
2, 705, 756.353, 713, 614.00
482, 412. 301, 622,266.05
9,953,744.77
3,475, 672.12,146, 883.
312, 807. 50130,174.50
1, 318, 017.174,407, 338.182,102,139.502, 682,329. 50
00 44.
137, 330. 90385,519.66983,166. 00
83, 847. 00243, 560.40420, 718.40292,404.53
2, 546,546.89
241, 342. 0091, 960.35
258, 390.9458,459. 28
238, 697.00102, 270. 8042,275.50
133,561.001,224, 397.90
71,275. 00483, 863. 25462,426. 00566,592. 50
3,975,511.52
7, 87034,330|18, 490'
228, 0904,990, 210
197, 120230,410
5, 776, 520L.
774.700;-,618,480'
438, 000462, 250!332,690501, 920|
2,109, 380 $7, 730, 00066i,600|
, 11, 580|71, 320,
1,130,400142, 000
1,098, 78062, 00026, 260
2, 542, 340
2,640
27, 3001,54044,8002,9706,040
373,090146, 54021,48054,93039,780115,120
$43,07765,43432, 795236, 32763,39129, 24882, 265
552, 537
231,719151,29011, 68317, 740156,190495, 726313,277135,889
26, 69034, 84567,8283,995
17, 97682, 21537,112
270, 661
53O32§6, 845128,375105, 042107,69310,74436, 29576, 557486,91639,57281, 88129, 652184,994
836,230... 11,426,698
$47,450.7648, 332.4848, 565.19296, 995. 63128, 725. 5595,906. 80
148, 681. 97
814, 658.38
304, 826.98467,497.0710,161.4546, 339. 99186, 759.75369,144.33287, 594. 54121,539. 35
41, 537. 9545.902. 6071, 094.103,144. 25
33, 284. 2075, 014.0828, 806. 55
298, 783. 73
38,128. 6838,200. 9079, 903.9326, 618.1539, 305.0010, 573.6514, 020. 0552, 243.18119, 597. 2310,972.5539, 961.5410, 544.6373, 738.11
553,807.60 2,729,049
$101,32481,67538, 643589, 326
1, 864, 358195,167334,144
3,204, 637
413, 3855,183,921
29,422250,547549,640832, 631
2,079, 813488, 635
9, 827, 994
118,133161,455941, 89448. 512372, 710135,31390, 406
1, 868, 423
10,36435,85280,7865,856
88, 90821,51041, 580
1,601,183558,56541,50685, 35327, 320130, 266
$1,013, 351.15548,705. 66505, 625. 69
4, 056, 494. 9810,760, 298. 55
999, 854.102,417, 767.02
20,302, 097.15
5,200, 303.0162, 568,071.07
802,073. 95907, 051. 49
2, 543, 296.926, 606, 759.5114,622,204.044, 089, 992. 85
97, 339, 752. 84
335,271. 85699,042. 26
3,194, 382.10281,498.25
1,766,310. 60775, 260.48474, 989. 08
7, 526,754.62
345, 606. 68252,858. 25574, 755. 87197, 515.43519, 403.00148, 068.45140, 210. 55
2,236, 634.182, 535, 016.13184,805.55745,988. 79569,722. 63
1,070, 710.61
9, 521, 296.12
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 159
AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.
SEPTEMBER BO, 1892—Continued.
States, etc.
OhioCincinnatiCleveland
IndianaIllinois
ChicagoMichigan".
Detroit"Wisconsin
Milwaukee
Gold coin.
$2, 922,539,
1, 035.2, 458,2, 841,
14, 644,1, 400,
938,1, 507,
819,
193. 04215. 00070. 50641. 26613.78030.00258. 38042. 50862. 29550. 00
GoldTreas-
ury cer-tificates.
Gold Silver coin.clearing-house cer-tificates, i
$198,815,302,591,436,
5,969.60,50,55,
125,
"; Dollars. Fractional.
830770000150160880i780|] 501420j000!
Division No . 5.. '29,106,476.75J 8, 605,140 1, 449, 883
IowaDes Moiiies
MinnesotaSt. PaulMinneapolis
MissouriSt. LouisKansas CitySt. Joseph
KansasNebraska
Omaha
Division ]STo. 6..
ColoradoNevadaCalifornia
San FranciscoOregonArizona
Division No. 7..
North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"WyomingOklahoma
Indian Territory
Division No. 8..
"United States..
11, 601, 213. 51
1, 471,123,
192. 70268. 00
1, 691,671.314|
1, 319,841,173,
1,123,992,
2, 025,
711.80912. 50155. 70193. 0(.267. 50012.00074. 05968. 81212. 00
2, 546, 291. 8544, 765. 00
1, 552, 025. 001, 086, 610. 001, 313, 437. 50
68, 310.00
6, 611, 939. 35
296, 862. 00271, 733.50164,863. 40930, 457. 50160, 492. 50746, 022. 75
1, 744, 552.10303,330.35!20, 307. OOl12, 537. 50 i
U8,7i'80'.000 .830'.
58,
170 .OOOj .390 .480 .920 .580 .750|.730 L000 .
2,644,630.
3, 630
19, 940402,100
3, 020
$80,00050. 000
4, 651,158. 60
95, 021, 952. 77
508, 690 130, 000
22,950.10,620 .1, 230...
71, 810 .4,860!.73,910!.49,570 .
360 .460 .
1, 840 i.
237,610!.
71, 050,1801 7, 860,000 6
$329,52494, 76732,171
236, 457284,849223,114118, 76925, 76795,1429,323
168, 03813,33662, 67682, 30053, 66459,23534,223141, 9!15, 577142, 57286, 08586, 217
945, 846
199,9251, 68277,04030,00025, 7723,245
337, 664
19,85228, 45"9,906
61, 27020, 88441.15978.16017, 5136,4694,611
288,281
$189, 223. 7221, 092.1522, 970.00
136, 619.34189, 027.43188,982.9089, 904.6148,841. 0573, 426. 6610, 959. 00
971, 046.86
127,169.2520, 272.1542, 392. 7617,786. "'"42,627. 7826,089. 0522, 704. 8545,402. 75
7, 726. 3077, 017. 9159, 647. 8854, 602. 05
543, 439.40
83,157. 242, 247. 30
71, 898. 7913,460. 0037, 877.115,036. 85
213, 677. 29
23,244.17, 031.9,816.
57, 349.8, 788.
27, 066.60,455.
8, 592.1,478.2,611.
216, 434.20
SilverTreas-
ury cer-tificates.
Total.
$208, 833557. 460
41, 000218,749239.932
1, 289, 847!99, 811J
113, 304105,294
9,533
2, 883, 763
2, 028,1, 433,3, 641,3, 991,
22, 315,1, 769,1,176,1, 837,
974,
603. 76301.15211. 50616. 60582. 21853.90522.99104. 55144. 95365.00
43, 016, 309. 61
613. 95676.15862. 21218.47404.28436. 75524. 85074. 25217.30896. 96236. 69755.05
156, 4349,800
49, 71817,25074,20052,567
., 132. 924240,56179, 322
169, 48392, 80550, 724
2,125, 788 17, 860, 916.91
2,041,173,
1, 018,1, 811,
847,467,
4, 591,1, 522,
334,1, 567,1,258,2,226,
98,779
3i,6027,000
13, 908
151,289
21, 75728, 5596,92046,1941,032
17, 87458, 3233.4128,804
3, 011, 783.0948. 694. SO
1, 832, 505. 791, 589,170. 001, 394, 014. 61
77, 091. 85
7, 953, 259.64
384, 665.85356, 400. 54192,735. 53., 167, 081.15196,056. 83906, 031. 78
L, 991, 060.55333,208. 0237, 518.7031, 232.85
202, 508 5,595,991. 80
5,405,710. 92 22, 993,451 209,116,378.69
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 6 0 REPOKT OF THE COMPTROLLER OF TPIE CURRENCY.
LAWFUL MONEY RESERVE OF THE NATIONAL BANKS, AS SHOWN BY TTIE
910n121314151617181920212223242526272829303132333435363738394041424344454647484950
Cities, States, and Territories. I No. ofI Banks.
New York CityChicagoSt. Louis
Total of central reserve cities.BostonAlbany .-BrooklynPhiladelphiaPittsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeDes MoinesSt. PaulMinneapolisKansas CitySt. JosephOmahaSan Francisco
Total of other reserve cities -.Total of all reserve cities
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of ColumbiaVirginia"West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhio....IndianaIllinoisMichiganWisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth DakotaSouth DakotaIdahoMontana ,New MexicoUtahWashingtonWyomingOklahomaIndian Territory
Total of country banks.Total of United States..
263^"343"
81544921359842669830718431362823143218291311
2231072552161061889674157595714212853234414334011341114701346
3, 773
Deposits.
$391, 870, 202106,537, 90229,228,153
"527:636, 257
129,9,13,109,39,27,10,17,10,32.20,19,7,2,
13.10,19,5.15,4,
976, 025857, 014016,325657, 325441, 290033, 004554,851266,940099, 475824, 510109, 647020, 292,437,669770, 888,977,194, 517, 843,983, 543,489,468, 348, 555,859,578
519,301, 436., 046,937, 693
13, 563, 5819, 224, 3308, 822, 503
76, 951, 20720,788,21335, 832, 63598,889,90955,188, 257110,159, 8245, 243,708
10, 354, 376956, 328
15, 695, 4416, 862, 0503,941,0223, 402, 0585, 931, 2264,450, 2795, 380, 9051,604,0121,444,641
31, 878, 5442,116,04314, 309, 35316, 388,21963, 758, 04336, 916,11853,836, 84731,423, 70724, 617, 29530, 043, 62516, 688, 7208, 349,544
21, 390, 05720, 328, 74229,850, 509
500,10412, 713, 28110, 676, 761
500,4986, 515,0185,12o, 3742, 034,529
15, 274,4672, 513, 4954, 626, 02814, 647, 6102,796, 028
651, (348385, 419
"9757542,131
2, 022,479,824"
Reserverequired,
25 per cent.
$97, 967, 55026, 634,4767, 307,J)38_
1317909,064~327"4947606
2, 464,2533,254,081
27, 414, 3319, 860, 3226, 758, 2512, 638, 7134,316,7352, 524,8698, 206,1285, 042, 4124, 755, 0731,859,417
692, 7223,494,2992, 629, 4614,995, 8861, 372, 3673,837,1391,214,894
~129, 825, 359~
261/734^423(15per cent.)
2, 034, 5371, 383, 6501, 323, 37511,542,6813.118,2325; 374, 895
14, 833, 4868, 278, 23916, 523, 974
786, 5561,553,156143,449
2, 354,3161, 029, 308591,153510, 309889, 684667, 542807,136240, 602216, 696
4, 781, 782317,406
2,146,4032.458,2339,563, 7065,537,4188,075, 5274,713, 5563, 692, 5944,506, 5442,503,3081,252,4323,208, 5093, 049, 3114,477, 576
75, 0161, 906, 9921, 601,514
75, 075977,253768, 806305,179
2, 291,170377, 024693,904
2,197,142419, 40497,74757^813
146,331, 320
408, 065, 743
Reserveheld.
103, 416, 90130, 510, 5616.157, 311
140, 084, 77337,131, 3693, 258, 6583, 376,177
31, 848, 41911, 827, 9998, 718. 3083, 826, 8214,664, 6572, 962, 5829, 694, 7096, 645, 9305, 633, 7502. 360, 657' 717, 563
3, 326, 8873, 090, 0037, 262, 4401, 580, 0936, 253, 2851, 918, 635
156,098, 942296; 183, 7i^
4, 229, 2972, 639, 9562, 645,963
18, 028,1585,077, 205
10, 316, 95026, 242, 92814,762,01831, 085, 3211, 717, 4202, 547, 617
362, 5123,844,9052,169, 6131,072, 399706,645
1,561,4431,142, 3841, 294, 392450,556335,815
9,221,975583,974
4, 232,1743,975, 64318,559,01313,436, 95814,414,8669,270,4596,654, 9318,555,1553, 992, 7212, 376,7188,452,3775, 813, 89610,981,295
85, 3393, 610, 8212,456,852158,41""
1,448, 31, 278,013
479, 3224,468,808
637, 3181, 755, 6354, 296,986
918, 047238,131181, 796
274, 769,504570, 953, 219
Ratio ofreserve.
>er cent.26.3928.6421. 0726. 55
"2875733.0625.9429.0429.9932.2536.2627.0129.3329.5332.9529. 6231.7425.9023.8029.3836.3428.7840.7439.4830.06
31.1828.6229.9923.4324.4228.7926.5426.7528.2232.7524.6038.0624.5031.6227.2120.7726.3325.6"24.0628.0923.2528.9327.6029.5824.2629.1136.4026.7829.5027.0328.4823.9228.4739.5228.6036.7917.0628.4023.0131.6622.2324. 9323.5629.2625.3637.9529.3432.8336.54
_47JL728.17
"28723Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 161
REPORTS OF CONDITION1 AT THK CLOSE OF BUSINESS OX SEPTEMBER 30, 1892.
Cash reserve.
$97,679, 96526, 575,976
_7L28_61788131, 542, 729"
"16,12ir567~1, 225, 3771, 614, 846
13, 612, 9474, 890,1233,349, 8761, 305, 857-2,136, 9921, 251,1844, 041, 9342, 506, 4232, 366,287
921, 836342, 986
1, 740, 3991, 306, 8552,485, 568679,434
1, 902,144605,197
64, 407L832_"19579507561"
746, 531501, 974482, 291
4,325, 7471,134,9502, 038, 6655, 678, 8603, 233, 9656,400,183
301, 323595. 33052, 880
917, 245397,481223,176195, 686337,461260,177302, 89289, 87482,134
1, 820, 655121,183798, 227957, 615
3,682, 5252,141, 6373,139,1341, 841, 4491,446, 9241,743,737980, 420479. 882
1, 232, 7111,178, 6771, 760, 652
28,737737, 259626, 35228. 667381,013296,537119,029900, 617145,140269. 012848, 432162, 36238,19921,505
56,2277114
Held.
$103,129, 31630, 452, 0616.137, 061
139, 718,438"
16,242,1071, 201,1211, 661, 515
20,086, 7946, 982, 6575, 315, 5882, 666, 6513,001, 6211, 534, 4555, 364, 3072, 748, 2112, 327,4581, 342,422341,530
2, 002,2521,414, 2992, 667, 974632,780
2, 970,3791,660, 717
82,164. 838
221, 883, 276~
1, 291,410731, 621781,801
6,282,1761,581, 6023, 207, 6958,269*, 2905, 047, 86310,934, 860
521,5351,017,591
311, 0341, 778, 800926, 432617,629489,724916, 242456,031799,918329, 448222,100
5,117,424339, 256
1, 321, 2032,138, 8067, 669, 2406,159,1186, 048, 2392, 680, 8942, 429, 9463, 384, 9481, 390, 241835,240
2,518,4491, 811, 5484,507, 560
49,5411, 968, 3891,431, 320100,798587,139612,485252.930
. 1,735,932276, 496993,138
2,134, 835364,10872, 50549,518
"1057496,1)48
Classiiication of reserve held.
Specie.
$62,568,07122, 315, 8544, 591, 52589, 475, 450
142, 540, 621
1, 013, 351548, 706505, 626
4, 056, 495999, 854
2,417, 7675, 200, 3032, 543, 2976, 606, 760
335, 272699, 042281, 498775,260474, 989345, 607252, 858574, 756197, 515519, 403148, 068140, 210
2, 535,016184, 805745, 989
1, 070, 7113, 848, 6043, 641, 6173, 991, 5821, 769, 5231, 837,1452, 041, 6141, 018. 862
467, 4371, 567, 8971, 258, 2373, 011, 783
48, 6941, 832, 5061, 394, 014
77, 092384, 666356,401192,735
1,167, 081196, 057906, 032
1, 991, 061333.20837, 51931,233
66, 575, 758
252,177, 675 j 327, 379, 324 I 209,116, 379
Lo.-altenders.
$32, 642, 2456, 876, 2071, 315, 536
40,8377988
5, 046,299,754,
3, 874.2, 892,
961,860,764,964,
2, 466,1, 315,1,151,
368,167,191,566,
1,145,298,743,71,
24, 901
65, 742, 655
278,059182, 915276,175
2, 050, 681581, 748789, 928
2, 908,9872.494, 5664,318,100
176, 263318,54929, 536
1, 003, 540451,443272,022236, 866341,486258, 516280, 515181, 38081, 890
2, 582, 408154, 451575.214
1, 068, 0953, 820, 6362, 517, 5012, 036, 657
911, 371592,801
1, 343, 334371, 379367,803 |940,552553, 311
1.495, 777847
135, 88337, 30623, 706202,473256, 08460,195
568, 85180, 43987,106
143, 77430, 90034, 98618,285
1^7525,290 j
1, 590, 000
1,160, 00040. 000
870, 000
4.395,000
13, 600, COO
175,000
160, 00010, 00010, 00050,000
20,000
Due fromreserveagents.
" $20,638, 3892, 044, 0371,690, 272
11, 573,1884, 765, 2673,344, 2201,133,1701,620, 2861,405, 6274, 208,1423, 868,1543,283, 7921, 002, 440
369, 2831, 311,1351, 659,9544,569, 716
933, 8133, 250, 056
253. 41872, 924, 409
72, 924,409
10,000 I
395, 000
104, 267, 945 | 13, 995,000
2, 769, 6771, 779, 6201, 746, 515
11, 017, 6683, 214, 7476, 831, 022
17, 337, 3039, 520,82919,626, 9461,162,6351,465,195
40, 2282, 004, 9001,207,576
421, 557195, 827599,171669,253444, 569105,190102,353
3, 874, 408230,268
2, 760,1351, 772, 642
10, 532, 3787, 094, 5168,138, 9346, 479, 6314,149, 7005, 023, 0062, 550, 2221,488, 7525, 807,1983, 899, 7296, 397, 789
32,6251, 578, 589989, 89854, 261836,460638,064218,785
2, 693, 249346, 647741,122
2, 086, 089540,439163,376128, 229
163, 509, 922
236, 434, 331
Redemptionfund withTreasurer.
$287, 58558,50020, 250
""3667335"
13,50024, 390188,43780, 07558, 50027, 00042,75022, 500
122, 26029,56522,50015,7456,750'13,50015,75024,75013,50032, 8504,500
1,009,695
1, 376, 030
168, 210128,715117,647728,313280, 856278,233636, 335193,326523, 51633,25064, 83111, 25061,20435,60533, 21321,09446,03117,10049, 90515, 91811, 362230,14314,450
150, 83664,195357, 395183,324227, 693109,93575, 285
147, 20152,25852,726126, 730102, 61875, 9463,172
63, 84435,6343,40724,72027,4647,60639,62714,17521,37576, 06213,5002,2504,049
5,763,534
7,139, 564Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
162 REPORT OF THE COMPTROLLER OF THE CURRENCY.
LIABILITIES OF THE NATIONAL BANKS, AND THE R E S E R V E R E Q U I R E D AND H E L D OIST H R E E DATES IN THE YEARS 1887, 1888, 1889, 1890, 1891, AND 1892.
STATES AND TERRITORIES EXCLUSIVE OE RESERVE CITIES.
Date.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr. 30,1888June 30,1888Oct. 4,1888
May 13,1889July 12,1889Sept. 30,1889
May 17,1890July 18,1890Oct. 2,1890
May 4,1891July 9,1891Sept. 25,1891
May 17,1892July 12,1892Sept. 30,1892
No. ofbanks.
2,6762,7242,756
2,8092,8292,847
2,9142,9442,992
3,1253,1513,207
3,2963,3093,333
3,3933,4183,430
Net de-posits.
Millions.682.8683.0690.6
707.5711.8739.3
769.8789.1807.6
845.3835.4859.2
847.4846.8861.8
929.2950.3975.6
Reserverequired.
Millions.102.4102.4103.6
106.1106.8110.9
115.5118.4121.1
126.8124.3128.9
127.1127. 0
• 129.3
139.4142.5146.3
Reserve held.
Amount.
Millions.ll>8. 9189. 5190.9
193. 9199. 2209. 8
223. 9229.3224.6
223. 2222.2225. 5
225.1224. 7235. 5
274.2282.2274.8
Ratio todeposits.
Per cent.29.127.727. 6
27.428.028.4
29.129.127.8
26.426.626.2
26.626.527.3
29.529.728.2
Classification of reserve.
Specie.
Millions.51.148.950.8
51.049.150.2
53.553.350.5
52.952.754.3
61.362.860.3
65.366.466.6
Otherlawfulmoney.
Millions.32.931.332.6
33.831.534.5
36.937.236.2
37.337.137.7
36.536.436.8
38.738.838.9
Duefrom
agents.
Millions.107.8102.6100.9
102.8112.2118.9
127. 8133.3132.4
127. 6127.0128.5
122.1120.3133.0
164.5171.2163.5
Redemp-tion
fund.
Millions.6.86.66.6
6.46.36.2
5.65.65.5
5.45.35.2
5.25.15.4
5.75.85.8
NEW YORK CITY.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr . 30,1888J u n e 30,1888Oct. 4,1888
May 13,1889J u l y 12,1889Sept. 30,1889
May 17,1890J u l y 18,1890Oct. 2,1890
May 4,1891J u l y 9.1891Sept. 25,1891
May 17,1892Ju ly 12,1892Sept. 30,1892
464647
464646
454545
464747
474949
484848
299.7294. 0284.3
316.7338.4342. 2
361. 0359.2338.2
322.3326.8332.6
327.3330.3327.8
437.3424.5391. 9
74.973.571.1
79.284. G85.5
90.289.884.5
80.681.783.2
81.882.681.9
109. 3106.198.0
82.882.680.1
94.8102.796.4
103.797.384.9
85.088.492.5
88.398.986.1
127.8124.7103.4
27.628.128.2
29.930.328.2
28.727.125.1
26.427.027.8
26.929.926.3
29.229.426.4
63.665.063.6
69.473.473.9
71.561.859.1
65.264.278.4
58.655.653.8
85.2 i75.8 !62.6 I
18.817.216.1
2,5.028.822.1
32.035.325.6
19.624.013.9
29.543.132.0
42.348. 540.6
CHICAGO.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr. 30,1888J u n e 30,1888Oct. 4,1888
May 13,1889J u l y 12,1889Sept. 30,1889
May 17,1890J u l y 18,1890Oct. 2,1890
May 4.1891J u l y 9,1891Sept. 25,1891
May 17,1892J u l y 12,1892Sept. 30,1892
181818
181919
191920
201919
202021
222223
68.066.364.6
71.371.869.3
74.377.678.7
85.084.182.9
96.091.892.9
111.4114.4106.5
17.016.616.2
17.818.017.3
18.619.419.7
21.321.020.7
24.022.923.2
27.928.626.7
20.722.019.7
21.222. 521.0
26.424.725.0
26.424.524.8
32.528. 531.2
36.834.030.5
30.433.130.5
29.731.430.2
35.531.831.7
31.029.130.0
33.931.033.6
33.029.828.6
0.40.40.4
0.40.40.3
0.20.20.2
0.20.20.2
0.20.20.3
0.30.40.2
13.014.612.9
7.67.26.7
13.414.113.1
14.615.115.3
15.314.717.0
19.719.320.1
23.323.122.3
7.88.47.8
11.7
11.09.87.8
12.79.1
11.0
13.410.98.2
0.050.050.05
0.050.050.05
0.050.050.05
0.050.050.05
0.050.050.05
0.050.050.05
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 163
LIABILITIES OF THE NATIONAL BANKS, AND THE RESERVE REQUIRED AND HELD OJSTHREE DATES, ETC.—Continued.
ST. LOUIS.
Date.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr. 30,1888June 30,1888Oct. 4,1888
May 13,1889July" 12,1889Sept. 30,1889
May 17,1890July 18,1890Oct. 2,1890
May 4,1891July 9,1891Sept, 25,1891
May 17,1892July 12,1892Sept. 30,1892
No. ofbanks.
555
444
455
888
899
999
Net de-posits.
Millions.9.1
10.810.3
8.78.97.9
7.511.312.0
26.027.226.2
25.023.624.2
27.827.529.2
Reserverequired.
Millions.2.22 72*. 6
2.22.22.0
1.92.83.0
6.56.86.5
6.25.96.1
7.06.97.3
Reserve held.
Amount.
Millions.3.33.42.7
3.53.72.1
3.54.63.2
6.56.65.6
6.15.65'. 8
7.96.56.2
Ratio todeposits.
Ter cent.36.431. 926.4
40.142.027.1
46.840.126.7
25.024.421.3
24.423.823.8
28.423.621.1
Classification of reserve.
Specie.
Millions.1.51.61.3
1.61.81.0
1.92.21.6
3.33.33.1
3.74.03.8
5.95.04.6
Otherlawfulmoney.
Millions.1.81.81,3
1.81.91.1
1.72.31.6
3.13.32.5
2.41.62.0
2.01.41.5
Duefrom
agents.
Millions.
Redemp-tion
fund.
Millions.0. 030.030.03
0.030.030.02
0.01O.OL0.01
0.020.020.02
0.020.020.02
0.020. 020.02
OTHER RESERVE CITIES.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr. 30,1888June 30,1888Oct. 4,1888
May 13,1889July 12,1889Sept. 30,1889
May 17,1890July 18, 1890Oct. 2,1890
May 4,1891July 9,1891Sept. 25,1891
May 17,1892July 12,1892Sept. 30,1892
210221223
221224224
224226228
239259259
262265265
262262263
345.1335.5338.5
355.4372.5384.9
415.3427.8419.0
425.0461.9457.8
448.9442.0451.9
520.6534.3519.3
86.383.984.6
88.893.196.2
103.8106.9104.8
106.2115.5114.4
112.2110.9v113.0
130.1133.6129.8
106.198.4
100.7
105.9113.4116.9
132.8131.4121.9
122.8131.3129.8
136.9134.1138.8
184. 0178.6156.1
30.729.329.7
29.830.430.4
32.031.029.1
28.928.428.3
30.530.330.7
35.433.430.1
38.034.836.3
36.742.940.0
43.743.537.8
41.443.743.1
51.649.145.5
59.359.053.0
26.424.223.2
24.523. 624.4
28.927.926.7
25.228.124.9
26.729.031.5
38.037.429.1
40.237.740.0
43.745. 951.5
59.659. 356.7
55. 658.861.0
57.955. 36.1.0
85.881. 372.9
1.41.21.2
1.01.00.9
0.70.6.0.6
0.60,70.7
0.70.70.8
0.90.91.0
SUMMARY.
May 13,1887Aug. 1,1887Oct. 5,1887
Apr. 30,1888June 30,1888Oct. 4,1888
May 13,1889July 12,1889Sept. 30,1889
May 17,1890July 18,1890Oct. 2,1890
May 4,1891July 9,1891Sept. 25,1891
May 17,1892July 12,1892Sept. 30,1892
2,9553,0143,049
3,0983,1203,140
3,2063,2393,290
3,4383,4843,540
3,6333,6523,677
3,7343,7593, 773
1,404. 71, 389. 71, 388.4
1,459.61,503. 51, 543.6
1, 627.91,665.01, 665.5
1, 703. 61, 735. 41, 758. 7
1,744. 61, 734.51, 758. 6
2, 026. 32,051.02, 022. 5
282.9279.1278.0
294.1304.7312.0
330.0337.3333.1
341.4349.3353.7
351.3348.9353.5
413.7417.7408.1
411.9396.0394.2
419.3441.5446.2
490.3487.3459.6
463.9473.0478.2
488.9491.8497.4
630.7626. 0571. 0
29.328.528.4
28.729.428.9
30.129.327.8
27.227.327.2
28.028.328. 3
31.130. 528.2
167.3165.1165.1
172.1181.3178.1
185. 2175.9164.3
178.1178.6195.9
194.9190.8183.5
239.0229. 3209.1
87.682.379.9
92.994.390.0
111.2112.399.7
96.2102.386.8
107.8119. 3113. 5
134.4137.1118. 3
148.1140.3140.9
146.5158.1170.5
187.4192.5189.1
183.2185.8189.5
180.0175.6194.0
250. 3252. 5236.4
8.88.38.3
7.6
6.66.56.4
6. 36.36.1
6.26.16.6
7.07.17.2
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 6 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATE OF THE LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AS
STATES AND
Dates. No. ofbanks. Net deposits. Reserve re-
quired.
Oct. 7,1886..Dec. 28,1886..Mar. 4,1887..May 13,1887.,Aug. 1,1887.,Oct. 5,1887.,Dec. 7,1887.,Feb. 14,1888.Apr. 30,1888.June 20,1888..Oct. 4,1888.Dec. 12,1888.Feb. 26,1889.May 13,1889..July 12,1889.Sept. 30,1889.Dec. 11,1889.Feb. 28,1890.May 17,1890.July 18,1890.Oct. 2,1890.Dec. 19,1890..Feb. 26,1891.May 4.1891.July 9,1891.Sept. 25,1891.Dec. 2,1891..Mar. 1,1892..May 17,1892.July 12,1892..Sept. 30,1892.
2,5902,6122,6442,6762, 7242,7562,7782.7872,8092, 8272,8472,8582,8782,9142,9442,9923,0263,0763,1253,1513,2073,2413, 2653,2963,3093, 3333,3493,3703,3933,4183,430
$637, 564,136651, 697, 492675,355,824682,845,855682, 963,777690, 622, 007684,059,721707,423,152707, 530, 013711, 849,213739,325, 350730,883,243757, 591,413769,817,794789, 081, 203807, 628, 795807,532, 815883, 504,222845,329,596835,341,554859,249,215819,407, 422828, 643,459847,402, 314846, 759, 676861, 837, 570867,016,129909,876,403929,173, 506950,252, 797975, 542,131
$95, 634,62097, 754, 624
101. 303,374102,426,878102,444, 566103, 593, 301102,608,958106,113,472106,129, 502106,777, 382110,898,802109, 632, 486113, 638,712115,472, 669118, 362,180121,144, 318121,129, 922125,025,633126, 799,439124, 301, 233128,887, 382122, 911,113124, 296, 519127,110, 347127, 013, 951129,275, 635130,052,419136,481,460139, 376, 025142, 537, 920146, 331, 320
KESERVE
Oct. 7,1886.Dec. 28,1886Mar. 4,1887.M a y 13,1887.Aug. 1,1887.Oct. 5,1887.Dec. 7,1887.Feb. 14,1888.Apr. 30,1888.June 30,1888.Oct. 4,1888.Dec. 12,1888.Feb. 26,1889.M a y 13,1889.July 12,1889.Sept. 30,1889.Dec. 11,1889.Feb. 28,1890.M a y 17,1890.July 18,1890.Oct. 2,1890.Dec. 19,1890.Feb. 26,1891.M a y 4.1891.July 9,1891.Sept. 25,1891Dec. 2,1891Mar. 1,1892M a y 17,1892July 12,1892Sept. 30. 1892.
262263265279290293292290289293293292291292295298300307313333333332335337343344343341341341343
664,245,121671, 648, 508712, 504, 320721, 869,242706,708, 847697, 767, 889695,790,194747,718,913752, 040.152791, 629,383804,241,438774,053,284840,117, 539858, 084,652875,916,968847, 868, 586801,625,021844,646,301858, 292,596900,058,542899,412,106814,046,939
. 877,391,354897, 207,393887,727,112896,799, 099916, 744, 509
1,061,786,6471, 097,165, 0671,100, 686,1791,046,937, 693
166,061,280167,912,127178,126,082180, 467, 310176,677,212174,441, 972173, 947. 548186,929,728188, 010, 038197,907, 346201,060,359193, 513,321210, 029,385214,521,163218,979,242211, 967,147200, 406, 255211,161, 575214, 573,149225, 014, 635224, 853, 027203, 511,735219, 347, 838224,301, 848221,937,778224,199, 774229,186,127265,446, 662274,291, 266275,171,544261, 734, 423
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
SHOWN BY THE REPORTS FROM OCTOBER 7, 1886, TO SEPTEMBER 30, 1892.
TERRITORIES.
165
Reserve held.
Amount.
$186,19L, 889192,278,974203, 307, 527198, 863, 737189, 537, 562190, 919,164185, 803,160201, 787, 492193, 936,932199,159, 391209,844, 956200, 111, 504224,480, 351223, 875, 655229, 353,725224,634,194212, 516,298233,749,310223,205,878222,203, 056225, 523, 671210, 262, 300229,938, 230225,163,434224, 652, 075235, 508, 045235,620,574270,973,086274,129, 725282,158,477274,769,504
Ratioto liabili-
ties.
Per cent.29.229.530.129.127.727.627.228.527.428.028.427.429.629.129.127.826.328.026.426.626.225.727.726.626.527.327.229^829.529.72.82
Classification of reserve held.
Specie.
$47, 824,96750, 326, 81950, 884,17251,145, 53148,955, 45550,821, 07851, 696, 35751, 835, 86650, 988, 35049,123, 69850,188,33650, 661, 05652, 214, 87553, 549,16653,312,87450,467,98752,496, 02355, 084, 88552,896,44952, 752, 31154, 250, 69557, 551,70161, 575, 87061,303,14062,776, 08960, 314, 56661,590,89962, 867, 01365, 324, 74766, 394,00666, 575, 758
Legaltenders.
$29, 672,27731, 879,13730, 643, 36832, 418, 63430,878, 29132,129,93631, 997, 31632, 264, 78433, 260, 05431, 021,95633, 789, 74733,326, 86734, 734. 24436, 235, 91236,758, 35235, 712, 39437, 389, 77538, 450,33236,823,18436, 674, 23537, 218, 06037, 562, 84136, 682, 70836,124, 88436, 038,17836, 394,05936,532, 67737,017, 68238, 308, 29538,405, 00438, 525, 290
United Statescertificates of
deposit.
$460,000500, 000555, 000545, 000470,000475f 000520, 000510,000515,000505, 000680, 000530, 000855, 000705, 000485, 000510, 000510, 000505,000475,000440, 000440, 000445, 000425, 000425, 000415,000440, 000415, 000440, 000405,000
« 405,000395,000
Duefrom reserve
agents.
$99,493, 068101,746, 037113, 943, 928107,857, 035102, 597, 807100, 879, 87995, 002, 425110, 693, 685102, 759,410112,183, 937118,950, 556109, 573, 502130, 841, 596127,753, 288133,246, 766132,423,322116,716, 620134,379, 587127, 639,363127,015, 635128,452, 576109, 582, 313126,076, 254122,115, 434120, 273,937132, 984,453131, 609, 289165, 033,135164, 423, 561171, 219,102163,509,922
Redemp-tion fund withTreasurer.
$8,741,5777, 826,9817, 281, 0596, 897, 5376, 636, 0096, 613, 2716, 587, 0626,483,1576,414,1186, 324, 8006, 236, 3176, 020, 0795, 834, 6365, 632, 2895, 550, 7335, 520,4915,403,8805,329,5065, 371,8825,320, 8755,162, 3405,120,4455,178, 3985,194,9765,148,8715, 374.9675,472, 7095,615,2565, 668.1225, 733, 3655,763, 534
12345678910111213141516171819202122232425262728293031
CITIES.
190, 985, 722200,813, 518214, 686,473212,950,477206,466,135203, 291, 575196, 092, 726227, 815, 221225, 407,142242, 342,965236,321, 317228 1.26, 466259,776,653266,431, 684257, 944,870234,930,688223,275,478237,434,449240, 691,424250,833, 366252,720, 301234, 027, 627261,136,678263, 829,903267, 083,198261, 869,394277, 898,632346, 349, 747356,540, 373343,758,250296,183,715
28.729.930.129.529.229.128.230.530. 030.629.429.530.931.129.527.727.828.128.027.928.128.729.829.430.129.230.332.632.531.228.3
108, 562, 730116, 656, 737120, 794, 734H6,170,136116,148, 755114, 264, 376107, 544, 286121, 994, 748121, 085, 661132,168, 579127, 799, 480122, 073, 222130, 069, 926131, 627, 286122, 590, 995113, 858,462118,593,435126,461, 252125,269, 045125,851, 752141, 668,163132, 511, 305139,664, 492133,636,268127, 993,448123,200, 509146, 307,135167, 280, 955173, 719, 360162,924, 474142, 540, 621
33,140, 04535, 860, 69135, 584, 79047,176,45443, 599, 05141,621, 31943, 364, 65950, 052, 88650, 314,15650, 973, 68747, 309, 71449, 228,19353, 890, 61661, 602,47360,698,48051, 039, 69947,101,11948,101, 27051, 265, 80855, 806,13343, 386, 67144,614, 28552, 717, 69160, 250, 36564, 361, 63361,221,54957, 321, 67762, 428, 05369, 673,10775,510, 01265, 742, 655
5, 395, 0005 695, 0007, 090, 0007, 480, 0007, 340, 0005, 715, 0005, 645, 0009,610,0008, 815, 00011, 810, 0008, 385, 0008, 690, 00012, 930, 00012, 650,00014,405, 00012,435, 0008, 535,0008, 325, 0007, 660,0009.385, 0005, 715, 000.5,315,00011, 230, 00011, 090, 00018,430. 00015,280,0008, 350,00023, 640, 00026, 000, 00022, 710.00013,600,000
41, 271, 50940, 371, 94249, 217, 25340, 210, 83937, 672, 34939, 993, 70937, 957, 34044, 647, 55543,718,49345,949.66251, 508, 03847, 013, 69661, 860. 59959, 619, 00859. 343, 30856, 712, 95948,173,14553, 684, 54555. 566, 94358, 806,13360, 999, 21050.638, 37056,569, 34957, 889, 28855, 317,14861,005, 87564,710,24991. 717, 86385, 825, 51081, 254, 53872,924,409
2, 616,4382,229.1481,999,6961, 913. 0481. 705, 9801, 697,1711, 581, 4411, 510, 0321, 473, 8321,441,0371, 319, 0851,121,3551,025, 512932, 917907.087884, 568872. 779862. 382929. 628984, 247961,257948, 667955,146963, 982980, 969
1,161, 4611, 209,5711, 282,8761, 322,3961, 359, 2261,376, 030
123456
8910111213141516171819202122232425262728293031
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
166 REPORT OF THE COMPTROLLER OF THE
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION AT EVERY DATE ON WHICHREPORTS OF CONDITION HAVE BEEN MADE, FROM MARCH 13, 1883, TO SEPTEMBER30. 1892. INCLUSIVE, TOGETHER WITH THE AMOUNT OF RESERVE REQUIRED ANDTHE AMOUNT HELD AT EACH OF THOSE DATES, AND THE CLASSIFICATION OF THER E S E R V E HELD, SHOWING AMOUNTS AND PERCENTAGES IN EACH CASE.
[Division No. 1.—Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and Connecticut, ex-cluding reserve cities.]
Dates.
1883.
Mar. 13. . .May 1..--June 22.--Oct. 2 . . . - .Dec. 31 . . .
1884.
Mar. 7 . . - .Apr. 24...June 20...Sept. 30...Dec. 20 . . .
1885.
Mar. 10...May 6 . . . .July 1 . . . .Oct". 1Dec. 24 . . .
1386.
Mar. 1 . . . .June 3Aug. 27. . .Oct. 7Dec.28 . . .
1887.
Mar. 4 . . . .May 13. . .A u g . l . . . .Oct. 5Dec.7 . . . .
1888.
Feb. 14...Apr. 30...June 30...Oct. 4Dec. 12 . . .
1889.
Feb. 26. . .May 13 . . .July 12.. .Sept. 30. . .Dec. 11 . . .
1890.
Feb. 28 . . .May 17.. .Jnl'v 18. . .Oct. 2Dec. 19 . . .
1891.
Feb. 26 . . .May 4 . . . .July 9 . . . .Sept. 25 . . .Dec 2. . . .
1892.
Mar. 1 . . . .May 17.. .July 12. . .Sept. 30.. .
No.of
banks
507509510511512
514514514514515
514511512506506
507510509510511
511513512512514
514514515515516
517518521522523
524527527527527
528528530530530
533532537540
AIQOUllli OIreserve
required, 15per cent ofnet deposits.
$15. 342, 23515, 309,78315, 369,90616,161,03016,426,477
15,959,00716, 081, 73315,103, 68615, 614, 04615,216,181
15. 553,91316,093, 61716, 589, 06617,218, 57717,150, 864
17,185,20716,473, 71817, 388,51618, 295, 90917t 815,957
17,464,11817, 918.11317,228,49917, 758,95417, 341, 009
18,229,52818. 287,86218, 929. 57119.889, 59319,338,797
19, 631,28820, 634, 60721,622,30221, 643.95320,841,025
20. 878,97821, 229,73922,127,47522,292,44420, 763, 952
20,499,18921,301. 30422,232. 92221,827, 71022,188, 592
22, 847, 26723. 690.46424.761. 27724, 777,370
Reserve held.
Amount.
$28. 288,56427,968, 62828.844, 23031,164.43534, 548,821
32.510,90131,256.42727,470, 66332,199, 34531, 576,643
33,563,39634, 886, 76634, 597,44834,416,31432,831, 670
32,588, 87032.509. 78631, 345. 78835, 762,44133, 229,398
34.081,09933. 354. 31128.645. 01432,079,54929,625,990
33,096,44032,928,90735,172, 82936,547, 99433, 598, 583
36. 075,90540. 294,49540, 580, 34738, 925.30533,648,578
36, 300, 363.36,242,62237,817.04737 510,30034,649.318
33.004,36135, 962.15341. 064.13838, 281,90838,708,647
42,870, 87444. 846. 76147,840.95542.937,529
Ratio.
Per ct.27.6627.4028.1528.9331. 55
30.5627.1527.2830.9331.13
32.3732.5231.3129.9828.71
28.4427.9127.0429.3227.98
29.2727.9224.9427.1025.64
27.2327.0127.8727.5626.06
27.5729.2928.1526.9724.22
26.0825.6125.6425.2425.03
24.1525.3227.7026.3126.17
28.1528.4028.9825.99
Classification of reserve held.
Lawful money (6per cent).
Amount.
$7, 552,0207,495, 8467, 685, 7187,650,6788,144,345
7,875, 7508,138,3148. 231,4108,199, 7708,273,291
8, 416, 6898, 641,1218, 951. 5959, 549. 3459,562,800
9,772, 58810, 304,20810,316, 25910, 335,49110, 888, 902
10, 261, 66310,470, 24910, 202,65710,081.04710,316,792
9,937, 63310,402, 52610,047,52010, 745, 76510, 784,645
10,535. 53711,125. 89011,779; 20511.534 535Hi 673,180
11. 504. 23711,090,79812,364, 57812.182,92212,134, 781
12,034, 23412.111,65813,388. 47512, 789! 92513,093i 798
12. 813. 42113. 366,46514.094.48513,876,306
Ratio.
Per ct.7.387.347.507.107.44
7.407.598.177.888.16
9.128.058.108.328.36
8.538.858.908.479.17
8.818.778.888.518.92
8.188.537.968.118.37
8.058.098.177.998.40
8.267.848.388.208.77
8.818.539.038.798.85
8.418.468.548.40
With reserveagents (9 per cent.)
Amount.
$16, 299,16716,040, 29916, 722, 02919,099,06721, 965,101
20,374, 51718,787,10314,972, 79219, 833, 27819, 211,124
21,146, 72122,184,17621. 637, 81320, 832, 60519,311, 376
18, 969, 98018, 555, 74817, 449, 28021. 995,85419,338,260
21.137.11720^ 384.44416,106, 38519, 698, 40217,045,118
20, 928. 68520, 330, 96622, 986, 25123, 704. 06220,835, 576
23, 657,94327,409. 24827, 066, 97125. 693, 20620,382, 427
23, 270,17323, 622,16423, 909. 78023.896;05821,119, 223
19, 554,27122,443, 50626. 267, 23923, 964, 95124, 050, 937
28,400, 95329, 823,14532, 058,14027, 359,249
Ratio.
Per ct.15. 9415.7216. 3217.7320.06
19.1517.5214.8719.0518.94
20.3920.6819.5818.1516.89
16.5615. 9315.0518.0316. 28
18.1517.0614.0216.6414.74
17.2216.6818.2117.8816.16
18.0819.9218.7717.8114.67
16.7216.6116.2116.0815.26
14.3115.8017.7216.4716.26
18.6518.8819.4216.56
Fiveper centredemp-
tion fund.
$4,437, 3774, 432, 583
. 4, 436, 4834,414, 6904, 439, 375
4, 260, 6344,331,0104, 266, 4614,166, 2974, 092, 228
3,999, 9864, 061, 4694, 008, 0404, 034, 3643, 957, 494
3, 846, 3023, 649, 8303, 580, 2493,431,0963, 002, 236
2, 682, 3192.499, 6182, 335, 9722, 300,1002,264, 080
2. 230.1222,195, 4152,139,0582,098,1671. 978, 362
1, 882, 4251, 759, 3571,734,1711, 697, 5641, 592! 971
1, 525, 9531, 529,6601, 542, 6881,431,3201,395,314
1, 415, 8561,406, 9891, 408, 4241, 527, 0321, 563, 912
1, 646, 5001,657,1511, 688, 3301,701,974
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ftEPGRT OF THE COMPTROLLER OF THE CtJRREtfCt. 1 6 ?
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 2.—New York, New Jersey, and Pennsylvania, excluding reserve cities.]
Dates.
1883.Mar. 13 . . .May 1June 22.. .Oct. 2Dec. 31 . . .
1884.Mar. 7. . . -Apr. 24.. .June 20.. .Sept. 30.. .Dec. 20 . . .
1885.Mar. 10...May 6 . . . .July I----
Dec. 24 . . .1886.
Mar. 1 . . . .June 3 . . .Auis.27...(k;t. 7Dec. 28 . . .
1887Mar. 4 . . . .May 13.. .
oSV ""'Dec. 7
1888.Feb. 14 . . .Apr. 30 . . .June 30...Oct. 4Dec. 12 . . .
1889.Feb. 26. . .May 13. . .July 12.. .Sept. 30.. .Dec. 11 . . .
1890.Feb. 28 . . .May 17.. .July 18*..Oct2Dec, 19 . . .
1891.Feb. 26 . . .May 4 . . . .July 9 . . . .Sept. 25. . .Dec. 2 . . .
1892.Mar . l . . .May 17.. .July 12...Sept. 30...
No.of
banks
525532537545'549
550554561563560
559559561557567
570571572572575
576580586587591
593596598601603
603607608615617
625629626633640
647655657658658
659666671671
Amount ofreserve re-quired, 15
per cent ofnet deposits.
$26,151, 83126, 557,41046, 409, 02726,885,13226,992.446
27, 00327, 24025,50225, 24524, 531
25, 25825, 20425,61526, 29126,843
27, 45327, 53328, 25328,-83028, 792
470954692939549
857559062732401
354873322549675
29, 020, 46529, 685, 01529,837,42830, 064, 96030, 090,137
31,181,31, 422,31,184,32, 659,32,191,
32,774,33,020,33, 539,34, 329,34, 059,
34, 511,34, 518,33, 516,34, 306,32, 687,
582827265379080
651608199752110
854143164011250
33, 316, 85533, 826,15233, 855,16334, 601,02334, 616, 832
36,154, 96137, 433, 63438, 092, 33939, 635, 699
Reserve held.
Amount.
$4845504850
5353454950
307, 519564, 935817, 532979,043577, 804
829,445358,232241, 638189, 650799, 720
55,463, 53853, 071, 03951,945,84756,170,95858, 345, 580
56, 026, 94554, 618, 39156, 916, 20854,836, 08953,341, 795
54, 867, 76756, 268, 20951, 361, 67652, 990, 78452,172, 378
57,5556,62,57,
63,62,64,61,56,
61,56,57,56,52,
520,460782, 017274, 855056, 372440, 943
083, 678586, 794388, 650470, 079484, 694
087, 952982, 396433,692273, 548770,142
60,131, 79057, 359, 85158, 352, 44960, 307, 43859, 361, 535
69, 465, 24870,853,51975,068,92572, 090, 267
Ratio.
Per ct.27. 7125.7428.8627.3328.11
29.9029. 3826.6129. 2331.06
32.9431.5830.4232. 0532. 60
30.6129.7530. 2128. 5327.79
28.3628.4825.8226.4426.01
27.6726.6327.0728.5026.77
28.9628.4328.7826.8624.88
26. 5524. 7625. 7024.6524. 22
27.0725.4425.8526.1425.72
28.8228.3929.5627. 28
Lawfiipei
Amou
$15,23216, 60316,24016,91217, 734
16,98318,85418,80118,69418, 036
Classification of reserve held.
1 money (6^cent).'
at.
686462341419066
453082649389445
18, 925,75420,044,60419,178, 30520.055,44818,913,441
18, 960, 01120, 795, 35720,185, 33620,192, 34120, 260,434
19,40520,19319, 29119, 77520, 038
20, 111,20,93619, 371,21, 624,20,803,
628.151157576795
377380217500560
21,144, 62621, 670, 36321, 675, 39120, 987, 60821,179, 732
21, 451, 06420, 335, 34320, 674, 80620, 867,12621,676,126
22,198,2L 838,i!3, 393,22, 805,22, 237,
571831089835717
21,790,28223, 085, 52124, 013, 76424, 252, 012
Ratio.
Per ct.8.749.389.229.449.86
9.4310. 3811.0611.1111. 03
11. 2411. 9311.2311.4410.57
10.3611.3310.7110.5110. 61
10.0310.209.709.879.99
9.679.999.319.939.69
9.689.849.699.179.23
9.328.849.259.129.95
10.009.68
10. 369.899.20
9.049.259.469. 18
W i t h reserveagents (9 per cent).
Amount .
$30,026, 50625, 905, 78131,528,88429, 011,33129,840,086
33,924,11531, 556,16023, 558,01527, 634, 80129,977, 889
33, 766, 99930, 262, 85730,033,21233,297,30836, 653, 591
34, 334,35931,241,89834,176, 30032, 249,12030, 849, 802
33,449,63134,160, 47430, 226, 40831,370,44130, 215, 646
35, 617,57433, 066, 27735,146, 22938, 705,11034, 986; 054
40,351,39939, 393, 65641, 229, 45639, 007, 88533, 867, 848
38, 212, 89635, 226, 53735, 410, 56734,120,44629, 824,190
36, 659, 92634, 242, 90833, 695, 29336, 214, 26335, 820,101
46, 353, 24046,432,15949, 612, 88246,485, 078
Ratio.
Per ct.17.2214.6317.9116.1916.58
18.8417.3813. 8616.4218.33
20.0518.0117.5919.0020.48
18.7617.0218.1416. 7.816.07
17.2917.2615.2015.6515.01
17.1315.7816.9117.7816.30
18.4717.8918.4317.0414.91
16.6115.3115.8514.9213. 64
16.5115.1814.9215.7015.52
19.2318.6119.5417.59
Fiveper centredemp-
tion fund.
$3, 048, 3273,055, 6923, 048, 3273, 055,2933,003, 652
2, 921,8772, 947, 9902, 881, 9742, 860, 4602, 785, 386
2, 770, 7852, 763, 5782, 734, 3302, 818, 2022, 778,548
2, 732, 5752,581,1362, 554, 5722,394, 6282,131, 559
2,012,5081, 914, 5842, 844, 1111, 844, 7671,817, 937
1, 791, 5091, 779, 3601, 757, 4001,726,7621, 651, 329
1, 587, 6531, 522, 7751,483, 8031,474, 5861, 437,114
1, 423, 9921,420, 5161,348,3191, 285, 9761,269, 826
1, 273, 2931, 278,1121, 264, 0671, 287, 3401, 3U3, 717
1,321. 7261, 335, 8391, 342, 2791, 353,177
•Brooklyn transferred to division No. 9 from July 18, 1890.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 6 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 3.—Delaware, Maryland, Virginia, West Virginia, and the District of Columbia, exclud-ing reserve cities.]
Dates.
1883.
Mar. 13 . . .May 1June 22 . .Oct. 2Dec. 31 . . .
Mar. 7 . . . .Apr. 24. . .June 20 . .Sept. 30.. .Dec. 20 . . .
1885.
Mar. 10. . .May 6 . . . .July 1.-- .Oct. 1 . . . .Dec. 24 . . .
1886.
M a r . l . . . .June 3 . . .Aug. 27. . .Oct.7Dec. 28 . . .
1887.
Mar. 4 . . . .May 13 . . .Aug. 1 . . .Oct.5Dec. 7
1888.
Feb. 14. . .Apr. 30 . . .June 30.. .Oct.4Dec. 12 . . .
1889.Feb. 26 . . .May 1 3 . . .July 12. . .Sept. 30 . .Dec. 1 1 . . .
Feb. 28 . . .May 1 7 . . .July 18. . .Oct. 2Dec. 19 . . .
1891.Feb. 2 6 . . .May 4 . . . .Ju ly 9Sept. 25 . .D e c . 2 . . . .
1892.
M a r . l . . . .May 17. . .July 12.. .Sept. 30 . .
No.of
banks
7777788282
8383838888
8887878889
8990918991
9192939494
9494959696
9698
102104105
107108110112113
115116117121122
123123125126
Amount ofreserve re-quired, 15
per cent ofnet deposits.
$3,527,5163,528,4713,621,3984,152,5163,998,036
3,877,3533,812,0383, 513,1533, 702,8253,365,854
3, 361,0442,854,1302, 919, 4363, 286, 3463,162,147
3,163, 3283,259,1033,490,3593,525,4343, 459, 845
3, 541,9883,434, 2113.681, 5323, 789,9073,748,997
3,827,4793, 789,8983,902, 9114,364, 2754,159,106
4, 210, 6194,129, 7434, 262, 0534,433, 2994,285,277
4,364, 4784,559, 7453,888,4245,127,1244,821, 664
4, 870,4354,867, 4134,945,0345, 211, 836,5,050,442
5,197,8885,339,5495,525,1655,866,785
Eeserve held.
Amount.
$5, 733, 7885, 790, 2246,406,4957,383, 8006, 620,987
6,822,5906,446, 8145,375,1136, 837,1016,467,992
6, 282, 5325, 624, 6985, 311, 3977, 338, 9277, 070,981
6, 579,1136,761, 8813, 337, 7217,125,8566, 826, 991
6,685, 2256,233, 7636,591, 6656,641,4216,728,437
6, 737, 3646, 554, 7636, 688, 5708,474, 9*387, 612, 357
. 7,830, 6307, 338,1167, 356, 7387, 390, 2677, 058,474
7,384, 2347,767,2578,567, 8458,665,1768,137,749
8,552, 0988,078, 8278,368, 5849,103,3328,947,957
9,553,07910,024, 83210,051,02510,642,067
Eatio.
Per ct.24.3824.6126.5426.6724.82
26.3625. 3722.9527.7028.82
28! 0429.5627. 2933.5033.54
31.2031.1231. 5330.3229. 60
28.3127.1626.8626.2926. 92
26.4025.9425.7129.1327.45
27.9026.6525.8925.0024.71
25.3825. 5526.2825. 3525.32
26.3424.9025.3826.2026.58
27.5728.1627.2927.21
Classification of reserve held.
Lawful money (6per cent).
Amount.
$2,337, 8632,713, 8962, 774, 7613, 088,0383,018,536
2, 873, 8673,045,6512,975,9313,220,4172,942,926
3,043, 6372,985,2422, 758, 2773,134,6872,887,760
3, 079, 9483, 414,4203, 313, 4683,405, 4433,124,102
3, 061,1223,351, 7553,397, 9253,402,4713,329,980
3,272, 8493, 340,7763,320,1743,672,3053,502,069
3,583,3773,852,4933, 634,2473, 387,1523, 483,691
3,252,1393, 652, 8053, 689, 9223, 925,1544,178,148
4,157,4384, 553,1514,424,5074,351,7714,273, 584
4,043, 3204,579,8614, 539, 5974, 555,393
Eatio.
Per ct.9.94
11.5411.4911.1511.33
11.1211.9812.7113.0513.12
13.5815.6914.1714.3113.70
14.6015.7114.2414.4913.54
12.9614.6413.8413.4713. 32
12.8313.2212.7612.6212. 63
12.7713.9912.7711. 4612.19
11.1812.0211.3211.4813.00
12.8414.0313.4212.5212.69
11.6712.8712.3211.65
With reserveagents (9 per cent).
Amount.
$3, 008, 0542, 691,4673,243, 7853,901,1933,210,691
3, 582, 6883, 027, 8322, 025, 9603,246, 5283,164,161
2,895,1862,289,3212,199,9653,850,4863,825, 340
3,153, 2023,034,1363, 714,3803,414,1343,414, 702
3, 370, 5682, 640, 6642, 952, 6173, 004,1413,157, 971
3,236,1232,988, 5033,150,7504, 582, 2803,898, 858
4,043, 2413,283,6843,528, 8453,808,9643,399,343
3,956, 771.3, 942,4584, 701, 9874, 575, 2693, 793,410
4,225, 8173,355, 7173, 774,1344,562,2354,482, 701
5,312. 3455,254,6675,306, 6245,880,534
'Eatio.
Per ct.12.7911.4413.4414.0912.05
13.8611.918.65
13.1514.10
12.9212.0311. 3017.5718.15
14.9513.9715.9614.5314.80
14.2711.5312.0311. 8912.64
12.6811. 8312.1115.7514.06
14.4011.9312.4212.8911.90
13. 6012.9714.4313. 3911.80
13.0110. 3411.4213.1313.32
15.3314.7614.4115.04
Fiveper centredemp-
tion fund.
$387, 871384, 861387, 949394, 569391, 760
366, 035373, 331373, 222370,156360,905
343, 709350,135353,155353, 754357, 881
345, 963313, 325309,873306, 279288,187
253, 535241, 344241.123234, 809240,476
228,392225, 484217, 646220,353211,430
204, 012201,939193,646194,151175,440
175,324171, 994175, 935164.753166,191
168, 843169, 959169, 943189, 326191,672
197,414190,304204, 804206,140
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 169
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 4.—ISTorth Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Louisiana.Texas, Arkansas, Kentucky, and Tennessee, excluding reserve cities.]
Dates.
1883.
Mar. 1 3 . . .May 1 . . . .June 22 . .Oct. 2 . . . .Dec. 3 1 . . .
1884.
Mar. 1....Apr. 24.. .June 20 . .Sept. 30 . .Dec. 2 0 . . .
1885.
Mar. 10 . . .May 6 . . . .July 1 . . . .Oct. 1 . . . .Dec. 24 . . .
1886.
Mar. 1 . . . .June 3 . . .Ang.27. . .Oct. 7 . . . . .Dec. 28 . . .
1887.
Mar. 4 . . . .May 13. . .Anj j . l - . . .Oct. 5Dec. 7 . . . .
1888.
Feb. 14 . . .Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .
1889.
Feb. 26 . . .May 13. . .July 12.. .Sept. 30.. .Dec. 11 . . .
1890.
Feb. 28 . . .May 11...JulV 18.. .Oct. 2 . . . .Dec. 19 . . .
1891.
Feb. 26 . . .Mav 4J uly 9 . . .Sept. 25. . .Dec. 2
1892.
Mar. 1May 17. . .July 12 . . .Sept. 30...
^To.of
banks
164169175191197
201204208216220
226229232232235
240245251251253
265279290296301
305307313318321
324339346364374
393406424448459
467477479478481
489496500500
Amount ofreserve re-quired, 15per cent of
ne t deposits.
$6,116, 9816,190, 8926,143, 3316, 267, 9686,761,077
6, 816, 0626, 874, 4316,449,1636, 042, 8646,491, 216
6, 669, 7846, 483, 4956, 442, 5906, 388, 3307,142, 914
7, 583, 9527, 493, 0637, 301, 4997. 520, 0938, 863, 744
9,951, 6829, 403, 4139, 227,1239,183, 3269, 671,142
10, 241, 7439, 775,1809, 683, 4379, 543, 970
10,201, 944
11,495, 29811,100,50711,035, 03611, 566, 48712, 872, 658
14,175, 89513, 714, 05713. 739, 54513, 710,44213, 510, 003
13, 804, 22413, 436, 29412, 738,15812, 036, 62812,811,339
13,763,26813, 622, 35313, 467, 05713, 626, 945
Reserve held.
Amount .
$13, 254,16012, 890, 74312. 353, 97510J 275,18212, 940,873
13, 644, 67212,348, 51711, 364,13611,168, 56514, 560, 732
15, 098, 82013, 065, 47712, 404, 35711, 874, 40415,834,011
16, 308, 78815, 598, 45213, 956, 92913, 597, 69221, 096, 851
22,483, 36618. 093, 36915, 981, 04616, 341, 03418, 963, 708
21,109, 20517, 945, 76317. 925, 94316, 380, 46719, 622,145
26, 797, 30922, 345, 57620, 836, 09120, 014,74124, 737, 345
30,120,23823,414, 83721, 907, 96522,104, 52823,155, 918
26,336, 77422, 473, 09121,332, 30020, 885, 76526, i,36, 093
30, 781, 09628,184, 55627, 206, 23124, 577,400
Ratio.
Per ct.32.5031.2330.1624.5928.71
30.0326.9526.4327.7233.67
33.9630.2328.8827. 8833. 25
32.2631.2328. 6727.1235.70
33.8928.8625. 9826.6929.41
30. 9227. 5427. 7725.7428. 85
34.9730. 2028.3225. 9628.83
31.8725.6123.9224.1825.71
28.6225.0925.1226. 0330.48
33.5531. 0330.3027.05
Classification of reserve held.
Lawful money (6. per cent).
Amount .
$6, 396. 9606, 543! 4346, 475. 7246, 589, 2766, 968! 159
6, 883, 3586, 803,1626, 826, 4096, 334. 6357, 007, 016
7, 964, 8077, 503, 3987,159, 3936, 826. 2798,001, 784
8, 523, 8638.108,4137. 650, 3997. 565,1819, 659, 357
10,365,0659, 623, 4588, 924, 8339, 728, 521
10, 375, 365
11, 248, 3109, 916, 3209, 397. 8549. 557, 3119, 752, 368
12,195, 33311,482, 28111, 054:, 09810,771,02011,49.>,248
14, 846. 75012, 862. 87312, 097, 30212, 400, 75313, 418, 057
14,779, 79412, 991,10512, 403, 53911, 898, 50413, 54f), 523
15,204,41714, 563, 49613,784, 48012, 747, 780
Ratio.
Per ct.15.6915.8515. 8115.7715.46
15.1514.8415.8815.7216.19
17.9117. 5016.6716.0316.80
16.8616.2315.7215. 0916.35
15.6215.3514. 5115.8916.10
16. 4715.2214. 5615.0214.34
15.9115.5215. 0313.9713.39
15. 7114. 0713.2113.5714.90
16.0614.5014.6114.8315. 86
16.5716. 0415.3514.03
With rest?agents (9 per
Amount.
$6,086,1995, 555, 7245, 075. 8923,887. 6905,170, 209
5, 979, 6874,762, 0253, 782, 006.4, 087, 4486, 806, 367
6, 385,1844, 765, 7394,532,1874, 322, 6387,141,940
7,114,1696, 863,1965, 699, 0625, 474, 973
10, 914, 071
11, 607, 0397, 965, 0436, 555, 6116,100,1548, 072, 837
9, 353,1217, 522, 7738, 027, 6146, 338. 2849, 382,165
14,122,44610, 385, 0599, 301, 2428, 756, 707
12,731,317
14,753, 74210,017,3199, 268,1029,139, 4079,173, 073
10, 970,7138, 891, 6298, 344, 2358, 394, 262
11, 877, 366
14, 949, 81612, 974, 79512,765, 34611,175, 373
rvecent).
Ratio.
Per ct.14.9213. 4612. 399.30
11.48
13.1610.398.80
10.1515.73
14.3611. 0310.5510.1515.00
14.0713.7411.7110.9218.47
17.5012,7110.669.96
12.52
13.7011.5412.449.96
13.79
18.4214.0312.6411.3614.84
15. 6110.9610.1210.0010.18
11.929.939.83
10. 4613.91
16.2?14. 2914.2212. 30
Fiveper centredemp-
tion fund.
$771, 001791,585802.359798, 216802, 505
781,627783, 330755, 721746,482747, 349
748, 829736, 340712, 777725,487690,287
670, 756626, 843607, 468557,538523,423
511,262504,868500, 602512, 359515, 506
507,774506, 670500,475484, 872487,612
479, 530478, 236480, 751487,01.4510,780
519,746534, 645542, 560564, 368564, 788
586, 267590, 357584, 526592, 999613, 204
626, 863646, 265656,405654,247
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
170 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 5.—Ohio, Indiana, Illinois, Michigan, and Wisconsin, excluding reserve cities.]
Dates.
1883.
Mar. 13.May 1 . .June 22.Oct. 2 . . .Dec. 31 .
1884.Mar. 7 . .Apr. 24.June 20.Sept. 30.Dec. 20 .
1885.Mar. 10.May 6 . .July 1 . .Oct.1 . .Dec. 24 .
1886.Mar. 1 . .June 3 .Aug. 27.Oct. 7 . . .Dec. 28 .
1887.Mar. 4 . .May 13.Aug. 1..OctTs...Dec. 7 . .
Fob. 14 ..Apr. 30..June 30 .Oct. 4 . . . .Dec. 12 ..
Feb. 26 .May 33.July 12.Sept. 30.Dec. 11 .
1890.Feb. 28 .May 17 .July 18.Oct. 2 . . .Dec. 19 .
1891.Feb. 26 ..May 4 . .July 9...Sept. 25.Dec. 2 ...
1892.Mar. 1 . . .May 17.July 12.Sept. 30.
No.of
banks
530536544554554
558560569574572
567568567570570
571575582580576
582584594598600
603606609611615
620622624626630
635644650650655
654657660663666
672674678680
$19, 081, 96018,892,57018, 680, 83818, 563, 09917, 961,597
17, 808, 93317,392,60116, 640, 34015,784,480'15,040, 275
15,800, 69215,954,51916,118, 86916, 501,18716, 497,191
17,184, 66317,452,85018, 315, 95118, 438,10118, 828.474
19. 446, 23620,082, 77820, 814, 21820, 570, 95920, 237,953
20, 788,46920, 795, 51620, 756, 62721, 297,37321,150,669
22,108,19022, 532, 98223,197, 38423,355,25123,037, 979
23, 999, 08324,458, 34725,234,24025, 804, 61825,120> 570
26, 052, 63226, 750, 84527,027, 98428, 583, 96328,159, 822
29,753,10330, 056, 39330, 626, 26731.582, 801
Reserve held.
Amount.
$36, 507,83534,009,15732, 831, 22334, 705, 55234,790, 630
34, 832, 32032, 294, 59430, 968, 07331, 545, 49433,478, 235
36,876,18635,963,16836,162, 98737,477,34536,226,910
38, 467, 95836,682, 62241, 364, 41239, 891, 41040, 251,058
42,186, 62941, 866,93844,475, 53340, 983, 91639,116, 212
40,918,15839,175, 38639, 806, 20042, 224, 35242, 096, 506
46,152, 83745, 216, 70748, 488, 99647, 310,10643,421,760
47, 348, 22145,815,95347, 608,32748,563, 27646,041,343
52, 449, 59950, 936, 35649, 363, 90756, 669,15452, 506, 985
60, 508,50360,761,49362,196,54362, 336, 227
Ratio.
Per ct.27.1727.0025.1428. 0429.05
29. 3427.8129.1529. 9833.39
35.0733.8133.6534.0732.93
33.5731.5333. 8832.4532.07
32.5431.2732.0529.8828.99
29.5228.2628.7729. 7420.85
31.3130.1031.3530.3928.27
29.5928.1028.3028. 2327.49
30.2028.5627.4029.7427.97
30.5030.3230.4629.61
Classification of reserve held.
Lawful money (6per cent).
Amount.
$16,401,30117,003,34215, 616, 97316,503, 65916,853, 215
16,461, 98416, 913,97816,186, 84716,127, 23615, 563, 364
16,882, 60917,117,10615,936,89517, 019, 46216, 050, 698
16, 692,49417,849,50917,118. 27217, 974,62418, 082, 937
18, 037, 63819,111,57618, 401, 23019,171, 01618,425,529
18.290,04118, 869, 67717, 754, 453•18, 466, 51018, 089, 328
18,299,54519, 984,14520,064,24919, 052,15319, 053,439
19, 385,16019, 214,28019, 719, 23020,149, 63820, 682,244
21,751,13522, 312. 36822, 496, 48123,177, 04722,416, 277
22,473, 20223,505, 07423, 899, 69424, 987,436
Ratio.
Per ct.12. 8913.5012.5413.3414.07
13.8714.5914.5915. 3315.52
16.0316.0914.8315.4714.59
14.5715.3414.0214.6214.41
13.9114.2713.2613. 9813.66
13.2013.6112.8313. 0112.83
12.4213.3012.9712.2412.41
12.1211.7811. 7211.7212.35
12.5212.5112. 4912.1611.95
11.3311.7311.7111.87
With reserveagents (9 per cent).
Amount.
$18,281,36415,146, 61315,394,64816, 347, 35016,142,536
16, 636,81113, 623,18213, 081. 87613, 764,17916, 332, 719
18, 475, 89817, 336, 75718, 738,13418,934, 89018, 653, 616
20, 284, 81017,426,44622, 867, 31520, 594, 22020,974,170
23, 012, 35421, 673, 40425, 021, 68720,771, 85219, 629,800
21, 600, 66319, 298, 65621, 045, 05122, 763, 43323, 025,148
' 26, 888, 63924, 287,40827, 489, 59427, 327, 97023,439,190
27,043,13625, 672, 58826, 955, 38927,493, 75924,449,070
29, 785, 73127, 709, 58625, 973,48732, 572, 51829,173,153
37,105,51636, 314,16837,353, 55736, 395,159
Ratio.
Fiveper centredemp-
tion fund.
Per ct.14.3812. 0312.3613.2113.48
14.0111.7511.7913.0816.29
17.5416. 3D17.4517. 2116.96
17.7814.9818.7316.7516.71
17.7516.1918.0315.1414.55
15.5913.9215.2116.0316.33
18.2416.1717.7817.5515.26
16.9015.7416.0215.9814.60
17.1515.5414.4117.0615.54
18. 7118.1218. 2917.29
$1,825,1701, 859, 2021,819,6071, 854, 5431, 794, 879
1, 733, 5251, 757, 4341, 699, 3501, 654, 0791, 582,152
1,517, 6791, 509, 3051, 487, 9581,522,9931,522,596
1,490, 6541,406, 6671, 378, 8251, 322, 5661,193, 951
1,136, 6371,081,9581, 052, 6161, 041, 0481, 060, 883
1,027, 4541, 007, 0531, 006, 696994,409982, 030
964, 653945,154935,153929,983929,131
919, 925929, 085933, 708919, 879910,029
912, 733914,402893,939919,589917, 555
929, 785942, 251943,292953, 632
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ftEPO&T OF t H E COMPTROLLER OF TI*E CURRENCY. 1 ? 1
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 6.—Iowa, Minnesota, Missouri, Kansas, and Nebraska (Omaha transferred, to divisionNo. 9, October 5, 1887; Kansas City and St. Joseph transferred to division No. 9, May 13, 1887), ex-cluding reserve cities.]
Dates.
1883.
Mar. 1 3 . . .May 1 . . . .June 22.. .Oct.2Dec. 31 . . .
1884.
Mar. 1....Apr. 24 . . .June 20 . .Sept. 30.. .Dec. 20 . . .
1885.
Mar. 10 . . .May 6July 1 . . . .Oct: 1 . . . .Dec. 2 4 . . .
1886.
Mar. 1June 3 . . .Aug. 27. . .Oct.: 7Dec. 28 . . .
1887.
Mar. 4 . . . .May 1 3 . . .A u g . l . . . .Oct. 5D e c . 7 . . . .
1888.
Feb. 14 . . .Ai)r. 30 . . .June 30 . .Oct. 4Dec. 12 . . .
1889.
Feb. 26 . . .May 1 3 . . .July 12. . .Sept. 30.. .Dec. 11 . . .
1890.
Feb. 28 . . .May 17...July 18*..oct: 2Dec 19 . . .
1891.
Feb. 2 6 . . .May 4July 9 1 . . .Sept. 25 . . .Dec. 2 . . . .
1892.
Mar. 1 . . . .May 17 . . .July 12. . .Sept. 30.. .
No.of
banks
207216227257270
287298309329329
336340346359363
377391404406418
427428438455462
460468471476480
487490497503516
522531522529526
525526525534540
540539541543
Ait immt O"PA.k. IULXJ L.LJJL KJ KJJL
reserve re-quired, 15
per cent ofnet deposits.
$7, 692, 3008, 007, 3088, 669, 01G9, 087, 8549, 269, 439
9,365,6099, 712,1199, 546, 7629,158, 2318, 643,147
9, 202,1469, 643, 675
10,105, 53210, 526, 27910, 511, 542
10, 872, 98812, 203, 04612,349,30012, 377, 73312, 811,418
14,184. 87313, 368,18312, 435, 31312, 258, 40211, 440, 774
11, 915. 47212,191,17512,423, 41912, 646, 57412,102, 288
12,420, 63712, 585. 26212, 925, 28613, 015,63113,209,115
14, 037,49514, 672, 00311, 820, 32812,650, 53712, 020,926
12,152,02012, 807, 89512, 271, 88912, 709, 60912, 764, 884
14,021, 84714,113,35314, 379, 92514, 520,103
Reserve held.
Amount.
$13, 786,06513,928, 63616 331,52815] 692, 92716, 068,106
16, 334, 76817, 385,10616, 682, 58516, 305,17815, 874, 452
18, 064,15119,112, 99620,186, 37319,159, 72719,128,184
19,373, 30223, 020, 43224, 464, 92721, 931, 86723, 073, 002
27, 752, 34326, 723, 83725, 056, 69522, 367, 31020, 023, 408
24,167, 65124, 217, 97425, 363, 99623. 898, 70720i 169, 802
22, 812, 39823, 606, 07424, 386,42523, 831, 36023,663,534
26, 557, 78228,417, 45823, 587, 97225, 045, 60621, 890, 313
24,124. 91824, 484, 89921, 873, 39924,150, 96523,452,871
28, 524, 56328, 839, 73329, 371, 59129.190, 867
Ratio.
Per ct.26.8826. 0928.2625.9026.00
26.1626.8526.2126.7027.55
29.4529. 7329. 9627.3027.30
26.7328. 3029.7226.5826.99
29. 3529.9930.2227.3726.25
30.4229.8030.6228.3525.00
27.5528.1328.3027.4626.87
28.3829.0529.9329.7027.32
29.7828.6826.7428.5327.56
30.5130.6530.6430.16
Classification of reserve held.
Lawful money (6per cent).
Amount.
$6, 048, 0706, 926, 4766. 739, 738l\ 240, 9807, 756, 806
7. 297, 4148, 463, 0969, 366, 0908,130, 8787, 734, 917
8, 442, 2748, 803, 8138, 868, 0498, 896, 8059, 309, 286
8, 838,14011, 204, 90610,229, 54511, 019, 34211, 752, 951
11, 860, 36612, 010, 36910, 458. 69010,275, 4849, 831,122
10, 418, 84010, 851, 91210, 547,10110,011,69710,197, 298
10,019.19710,460,41910, 374, 9529, 352, 807
10, 728, 448
10,142. 22110,129,3898, 660, 2279, 037, 2199,113,606
9,109, 6929,383,4769, 271,1898, 975, 6419, 081,102
9, 292, 7599, 659. 6189, 901, 2049, 940,427
Ratio.
Per ct.11.7912.9811.6611.9512. 55
11. 6913. 0714.7213. 3213. 42
13. 7613. 6913.1612.6813.28
12.1913. 7712.4313. 3513. 76
12.5413.4812.6212.57
.12.89
13.1213.3512.7311.8712.64
12.1012. 4712. 0410.7812.18
10.8410.3610. 9910. 7211.37
11.2410.9911.3310. 5910.67
9.9410.2710. 3310.27
With reserveagents (9 per cent).
Amount.
$7,237,1376, 496, 8629,100. 8167, 922, 3627, 788, 201
8, 526, 4868, 406, 6806, 806, 0447, 677, 9767, 642, 884
9,131, 6479, 806, 853
10, 827, 6819, 768, 8299, 315,121
1.0, 043, 85411, 339, 22013, 747, 42410, 422, 06610,848,107
15, 441, 59014, 290, 84914,175,76911,660, 633
9, 753, 960
13, 308, 83012, 924, 37914, 367, 35813,436, 3219,520, 418
12, 336, 47112, 687, 25713, 553, 97614, 013,99712,464, 371
15, 945, 07917,803, 22514, 559, 61015, 542, 67612,303,422
14, 548, 74614, 634, 33712,140, 44614, 702, 96913, 887,498
18, 745, 33418, 696, 82418, 986, 84918, 768, 907
Ratio.
Per ct.14.1112.1715. 7513. 0812. 60
13. 6612.9810. 6912.5813. 26
14.8915.2516. 0713.9213.29
13.8613.9416.7012.6312. 70
16.3316.0417.1014.2712.79
16.7515.9017. 3515.9411.80
14.9015.1215.7316.1514.15
17.0418.2018.4818.4315.36
17.9617.1414.8417. 3516.32
20.0519.8719.8119.29
Fiveper centredemp-
tion fund.
$500, 858505,298490,974521), 585523, 099
510,868515, 330510, 451494, 324496, 651
490, 230502. 330490, 643494, 093503, 777
491, 308476, 306487, 953490, 459451, 944
450, 387422, 619422, 236431,193438, 326
439, 981441,683449, 537450,689452,086
456, 730458,398457, 497404; 556470,715
470, 481484, 844462,949465, 711473, 285
466,480467, 086461,764472, 355484, 271
486,470483,291483. 538481, 533
* St. Paul and Minneapolis transferred to division No. 9 from July 18, 1890.fDes Moines transferred to division No. 9 from July 9,1891.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
172 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 7.—Colorado, Nevada, California, and Oregon, excluding reserve cities.]
Dates.
1883.
Mar. 13..May 1June 22 .Oct. 2Dec. 3 1 . .
1884.
Mar. 7 . . .Apr. 24..June 20 .Sept. 30 .Dec. 20..
1885.
Mar. 10..May 6J u l y l . . .Oct.l . . .Dec. 24 . .
M a r . l . . .June 2 ..Aug. 27 .Oct. 7 . . .Dec. 28 ..
1887.
Mar. 4 . .May 13..Aug . l ..Oct 5 . . .Dec. 1...
Feb. 14..Apr. 30..June 30 .Oct. 4 . r .Dec. 12..
1889.Feb. 26..May 13..July 12 .Sept, 30 .Dee, 11.
1890.Feb. 28. .May 17..July 18..Oct. 2 ...Dec. 19 ..
1891.Feb. 26 . .May 4 . . .July 9 . . .Sept. 25 .Dec. 2 . . .
1892.M a r . l . . .May 17..July 12..Sept. 30 .
No.of
banks
102102107109
111114118120123
126127125125126
127129129130
Amount ofreserve re-quired, 15
percent ofnet deposits.
Reserve held.
Amount. I Ratio.
$2, 866, 8672, 890, 6422, 984, 6563, 206,0083, 241,147
3,009,7613, 028, 5312, 748, 6212,660, 5482,560,777
2, 663,3532, 683,4382,721,0042,920,866 I3,189,900
3, 329, 624 j3,598,749 |3, 863, 2863, 971, 5894, 329,961
4, 674,4445, 276,4355, 719, 2206, 330,0976, 291, 325
6,149, 7316, 042,609 |5, 924,9636,036,3175,935, 642
6, 215,145 !&, 418, 048 i6,469,509 |6,871,682 !
6, 822, 808
6, 985, 5977, 280, 6057,407, 9457, 973, 0787, 220, 289
7,002,9737,441, 6377,253, 7227,410, 6977, 230,867
7, 512. 5337.708. 7687,811,9798,061,098
Per ct$6,081, 382 31. 865,487,840 1-28.516,355,648 j 31.975, 839, 540 I 27.356,447, 703
5,626, 902 ! 28.085, 791, 614 j 28.685,492,659 I 29.975,798, 359 32.5, 524,939 32.36
5,978, 5515,699, 6925, 697, 4786, 635,0057, 038, 522
7, 529, 9827,672, 8978, 288, 0127, 896, 9109,221,771
Classification of reserve held.
Lawful money (6per cent).
Amount.
33.6731.8631.4134.0733.10
33.9231.9832.1829.8331.95
10, 289,333 33.0211,540,554 32.8111, 799, 916 j 30. 9513,784,605 32.6612,882,230 I 30.71
12,446, 90211,396, 74911, 634, 94812,503, 94411, 717, 229
13,833,28313,674,03114,125,45815,136, 84613, 759, 793
14, 398, 96114,457, 21914,436,31615, 402,79812,965,412
13,974,03114, 707,47513,418,37814, 066,11213,262,170
16,105, 60016, 803,46016, 013, 90917,134, 307
30.3628.2929.4631.0729.61
33.3931.9632.7533. 0430.25
30.9229.7929.2328.9826.94
29.9329.6529.7528.4727. 51
32.1632. 7030.7531.88
Ratio.
With reserve p j v eagents (9 per cent). p e r c e n t
• — redemp-Amount.
Per ct.$3,594,598 j 18.833,133,2023,203,1573, 098,3703,558,027
16.2816.1114. 5116.50
3,217,300 16.053, 207,082 15.883,664,908 i 20.003,346,017 | 18.863,180, 260 18. 63
3,450, 529 I 19.433,336,534 i 18.652,966,876 I 16.363,260,554 I 16.743,732,709 ! 17.55
3, 947,515 17. 784,034,927 16.824,096,387 j 15.914,104, 213 j 15.505, 276, 940 18. 28
5,672, 3025,990, 8896,134, 7297, 276,7037,540,479
7,457,0146, 557, 8826, 338,1826,338,0486, 789, 265
7,408, 6117,084, 9117,124, 8996, 826, 8117,133,411
7,499, 8057,148.9566,844, 0937,188,1637,689, 352
7,904, 3108,210, 3607,670, 3827,112, 9517, 049, 001
7,878, 2547,998, 0337,837, 3237,956, 810
18.2017.0316.0917.2417.98
18.1916.2816.0516.0517.16
17.8816.5616.5214.9015.16
16.1014.7313.8513.5215.97
16.9316. 5515.8614.4014.62
15.7315.5615.0514.81
Ratio, ition fund.
Per ct.$2, 374, 534 12.442,240,755 j 11.643,033,3662, 619, 3072,763,101
15.2612.2712.80
2,287, 585 11.462,462, 898. | 12. 201,717,837 ! 9.37 '2,341,155 | 13.202,239,427 13.12
2,419,5862, 256,1982, 626,1413,264,4173,192, 688
3,465,653 j3,527,8774,075,587 I3,672,731 i3, 828, 979
4,504,0285,438,6125,548, 5906, 385, 3965, 218, 778
13.6312.61 i14.48 I16.76 j15.01 i
$112,250113,883119,125121, 863126, 575
122,008121, 634109, 914111, 187105, 252
108,436106, 960104,461110,034113,125
15.61 I14.70 !15.82 j13.8713.26 i
14. 4515,46 (14.55 i15.13 {12.44 I
4,861,593 •! 11.864,708,066 11.695,171,147 ! 13.096 03 8116, 034, 8114, 800,478
6,297, 7976,459, 7416,870,1598,181,249
15,0012.13
15.2015.1015.9317.86
6,489,222 j 14.27
6, 756,9137,166, 9797, 450,1248,070,1445,126, 361
5,916, 6756,335, 4585, 590,9726, 782, 5566,038,406
8,045, 7138,621,3767, 992, 3008, 998,901
14.5114.7715.0815.1810.65'
12.6712.7711.5613.7312.53
16.06J6.7815.3516.75
116, 814110, 093116, 038119, 966115, 853
113,003611,053116,507122,506122, 973
128,295130, 801125, 619131,085127,486
126,875129,379130,400128, 786137,160
142, 243141, 284142,099144,491149, 699
153,046161, 657157, 024170, 605174, 763
181, 633184,051184, 286178,596
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 173
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 8.—Arizona/North Dakota. South Dakota, Idaho, Montana, Xew Mexico, Utah, Wash-ington, Wyoming, Oklahoma, and Indian Territory.]
Dates.
1883.
Mar. 1 3 . . .May 1June 22. . .Oct. 2Dec. 31 . . .
1884.
Mar. 7 . . . .Apr. 24 . . .June 20...Sept. 30...Dec. 20 . . .
1885
Mar. 10. . .M a y 6 . _ . .July 1 . . . .Oct'.lDec, 24 . . .
1886.
Mar. 1 . . . .June 3Aug. 27. . .Oct. 7Dec. 28 . . .
1887.Mar. 4 . . . .May 13. ...Aug. 1Oct. 5Dec. 7
1888.Feb. 14 . . .Apr. 30 . . .June 30.. .Oct. 4Dec. 12 . . .
1889Feb. 26 . . .May 1 3 . . .Ju lVl2 . . .Sept. 30...Dec. 11 . . .
1890Feb. 28 . . .May 17 . . .July 18*..Oct!'2tDec. 19 . . .
1891.
Feb. 26 . . .Mav 4Ju ly 9 . . . .Sept. 25 . . .Dec.2 . . . .
1892.
M a r . l . . . .May 1 7 . . .Ju ly 12. . .Sept. 30 . . .
Ko.of
banks
5455607074
7884878786
88899294
107
107109113114111
121125128128130
131130130132131
133138144151152
159166174188198
20321021ft224226
227234237240
Amount ofreserve re-quired, 15per cent of
net deposits.
$1,857, 4142, 072, 5052,234, 5102, 362, 0812, 280, 534
2,206,5202,256, 8462,194, 6322,162,1772,193,537
2,132, 2232,124, 7492,317, 9302,492, 4322,633, 914
2,643, 6042,745, 6572,615,7772, 675, 2132,852,550
3, 019, 5683, 258, 7303, 501, 2333, 630, 6963, 787, 621
3, 779,4673, 824,4353,972,1894,461, 3214,552, 960
4, 782,8845, 050,9125, 311, 4115,928, 2636, 001,950
6, 072,2536, 366, 8006, 567,1127, 023,1286,766,459
6, 598,1916,678,8076, 689, 0796, 894,1697,229,641
7, 230, 5937, 411, 5117, 873, 9098, 260, 517
Reserve held.
Amount.
$3,171,8543,196, 3433, 787,4333,453,1053, 746,766
3,406, *74. 3,584. 760
3,402! 6953, 263 0413, 581,574
3, 703, 3843, 587, 9973, 939, 5964, 420, 2394. 881, 391
4, 716, 8174, 688,1875,173, 7895,149, 6245,258,108
4,961,7654, 782, 7565, 626, 0175, 730, 5456, 290, 797
5, 791,3125, 935, 3736, 292, 0507, 758,1827,853,939
7, 894, 3118,813, 8629,191, 020
10, 555, 4909,742,120
10,551, 55910,108,13610, 843, 89211,958,43910,652,105
11, 364, 65911,160, 78210, 878, 92012,043, 37113,344, 276
13,164.12313, 815, 37114,409, 29815, 860, 840
Ratio.
Per ct.25.6223.1325.4221.9324.64
23.1623.83
. 23. 2622 6424^49
26.0525. 3325.4826. 6027.80
26.8625.6129.6728.8727. 65
24. 6522.0224.1323. 6824.91
22.9823.2823. 7626.0825. 88
24.7626.1825.9626.7124.35
26.0723. 8124.7725.5423.61
25.8425.0724.4026.2027.69
27.3127.9627.4528.80
Classification of reserve held.
Lawful money (6per cent).
Amount.
$1, 944, 8931, 946, 7491,946, 9242,000, 3742,450,974
2, 332,1362,421, 7832. 377, 0612, 077, 6732, 357,403
2, 525, 5902, 387, 8872, 354, 5792, 600, 691S, 16G, 234
3, 057, 4263, 091, 6593,135, 2693, 360, 6093,560, 333
3.418, 7563, 357, 7183,492, 5253, 715,1964, 255, 601
3,874,5863, 887, 9313. 874,1534, 241,9474, 599, 390
4, 617,8934, 829,5764,849,1854, 778, 2955,648,649
5,958, 8415, 760.1895,911.1996,157. 7806,667, 228
6, 748,4046,452,0756,181, 6056, 036, 9516,841,534
6, 819,0407,279,9747,035,4637,179,884
Ratio.
Per ct.15.7114.0913.0712.7016.12
15. 8516.1016. 2514.4116.12
17.7716.8615.2415.6518.03
17.4116.8917. 9818.7918.70
16.9815.4614.9615. 3516.85
15. 3815.2514.6314.2615.15
14.4814.3413. 6912.0924.12
14^721&5713. 501^.1514.78
15.3414.4913. 8613.1314.19
14.1514.7313.4013.04
Wi th reserveagents (9 per cent).
Amount.
$1,118,4331,139, 2931, 726,1811, 331,4381,177,548
955, 8151,038, 881
899, 2841, 006, 7541,114, 624
1, 068, 6091, 089,153.1, 473, 4601, 704, 7331,594,293
1, 535,4121,471,1911, 913,1851, 669, 9701, 577, 946
1, 421, 6011,303,5452, 010, 7401, 888, 8601, 908, 315
1, 787, 0961, 919, 7902, 289, 5373, 386, 2553,124, 805
3,143, 6603, 847, 2354, 206, 5235, 633, 3443, 942, 902
4,440, 8764,18S, 0934,760, 0765, 614, 8173, 793,564
4,414, 3754, 502, 2934, 488,1315, 790, 6996, 279,127
6,120, 2186, 306,4277,143,4048, 446, 721
Ratio.
Per ct.9.038.25
11. 598.467.75
6.506.906.157.407.62
7.527.699.53
10. 269.08
8.748.04
10.979.368.25
7.066.008.577.807.56
7.097.538.65
11. 3910.29
9.8611.4311.8814.259.85
10.779.87
10.8711.998.41
10.0410.1110.0612.6013.03
12.7012.7613. 6115.34
Fiveper centredemp-
tion fund.
$108,528110, 301114, 328121, 293118, 244
118, 523124,096126, 350118, 614109, 547
109,185110,957111, 557114,815120, 864
123, 977125,339125,335119, 045119,829
121,408121, 493122. 752126, 489126, 881
129,630127, 652128,360129, 980129,744
132, 758137, 051135, 312143, 851150, 569
151,842159, 854172,617185, 842191,313
201,880206, 414209,184215,721223, 615
224, 865228, 970230,431234, 235
* Oklahoma included from July 18,1890. t Indian Territory included from Oct. 2,1890,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
174 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES, THE NUMBEROF BANKS IN OPERATION, ETC.—Continued.
[Division !N"o. 9.—Reserve cities—Boston, Albany, Philadelphia, Pittsburg, Baltimore, Washington,New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee, St. Louis, and SanFrancisco.]
Dates.
1883.
Mar. 1 3 . . .May 1 . . . .J une 22 . .Oct. 2Dec. 31 . . .
1884.
Mar. 7 . . . .Apr. 24 . . .June 20 . .Sept. 30.. .Dec. 20 . . .
1885.
Mar. 10. . .May 6J u l y l . . . .Oct. 1Dec. 24 . . .
1886.
M a r . l . . . .June 3 . . .Aug. 27. . .Oct. 7Dec. 28 . . .
1887Mar. 4 . . . .May 13* . .Aug. I t . . .Oct. 5Dec. 7
1888.
Feb. 14 . . .Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .
1889.
Feb. 2 6 . . .May 13 . . .July 12...Sept. 30.. .Dec. 11 . . .
1890.
Feb. 28 . . .May 17.. .July 18 + . .Oct. 2Dec. 19 . . .
1891.
Feb. 26 . . .May 4J u l y 9 § . . .Sept. 25. . .Dec. 2
1892.
Mar. 1May 17 . . .July 12.. .Sept. 30. . .
3*o.of
banks
198199200200202
202202204203203
202202202203202
205212
' 215217218
220210221223223
222221224224223
223224228228229
234239259259258
260262265205264
261262262263
Amount ofreserve re-quired, 25per cent of
net deposits.
$77. 419, 86778, 644. 54683,005,15380,961,10983, 646,150
85, 297, 59184, 514, 59375, 708, 56176, 984, 34278,739,375
83,462, 53786, 628, 76689,118,59491,118.63991,151,185
94, 506, 30496, 810, 23793, 802, 95995, 363, 71994, 305,102
99,518,66086, 270, 86983, 889,16684, 621,16484,031,602
88,281,91288, 841, 97593,119, 90496, 217, 30792, 796, 351
100,132, 732103, 814, 057106, 953, 841104, 752,157999,449, 783
102, 211, 212106, 243, 919115, 477, 384114,438, 382104,320, 461
109,081, 971112, 226, 065110, 503, 938112, 977, 749112,935, 945
124, 370, 037130,145, 842l'*3, 586, 733129, 825, 359
Reserve held.
Amount.
$89,796,888. 91, 787, 852103,900, 990100, 638,235105, 535, 835
111, 255, 631104,165, 95891,103, 67699, 022, 475
103, 685,153
118,522,306123, 962, 577123, 423, 045122,186,751117,043,6081
124,034, 337122, 784,157110,584,456113, 951, 757112, 821, 235
124,447,510106,121, 301
98, 389, 974100, 714, 63397,132, 024
107, 045, 750105, 914, 479113, 399, 111116, 864, 734110,791, 225
129,178, 251132,810, 931131, 366,426121, 912,119112,113, 813
119, 560, 033122,780, 265131. 308,097129,777,284120,929, 702
131, 659, 897136, 955, 966134,147, 401138, 786, 632142, 314, 957
177,149,110184, 027, 948178, 591, 989156. 098, 942
Pvatio.
Per ct.29.0029.1831.2931.0831.54
32.6130.8130.0832.1632.92
35.5035. 7734.6233.5232.11
32.8131.7129.4229. 8829.91
31.2630.7529.3229.7528.90
30. 3129.8030. 4430. 3629.85
32. 25.31.9830.7129.1028.18
29.2428. 8928. 4328. 3528.98
30.1730. 5030. 3530. 7131.50
35.6135.3533.4230. 06
Classification of reserve held.
Lawful money (12Jper cent).
Amount.
$49, 661, 80154,129, 58259, 515, 28356, 425, 50763,273,391
61, 563, 51262,160,25059, 623, 04563, 578, 99266,011, 790
74,383,40480,109, 09879,828,13976,907, 63274, 674,927
77,446,73380, 738, 93368, 232, 50670, 489,13570,633, 785
73, 631, 55664,496,95459, 504, 53459,524,84858, 086, 213
61, 380, 00861,211,74966,493,97764, 447, 94162, 971, 624
66, 585, 76572, 531, 58171, 388, 35664, 592, 01763, 330, 689
65, 270, 44866, 575, 94471,778,45768, 071, 51769, 599, 015
74, 395, 30278, 363, 33678,122, 40976, 990, 72676, 766, 567
84, 522, 05197, 255. 97296, 347, 40582,164, 838
Ratio.
Perct.16.0417. 2117.9317. 4218.91
18.0418.3919.6920.6520.96
22.2823.1222.3921.1020.48
20.4920. 8518.1918.4818.72
18.5018.6917.7317.5917.28
17.3817.2217.8516.7516.96
16.6217.4716.6915.4215.92
15.9615.6715.5414.8716.68
17.0517.4617.6717.0416.99
16.9918.6818.0415.82
With reserA^eagents fl2^ per cent).
Amount.
$36, 592, 76134, 090, 02740, 821, 35340, 798, 99038, 944,133
46,437, 30838, 827,19728,403, 33832. 340, 90034, 672, 781
41,172,44340, 912, 04940, 661, 80942, 402, 60039, 551, 479
43, 904, 24739, 567, 42340,072, 68941,271,50940, 371,942
49, 217, 25340,210, 83937,672, 34939, 993, 70937, 957, 340
44, 647, 55543, 718, 49345, 949, 66251, 508| 03847, 013, 696
61, 860, 59959, 619, 00859, 343, 30856, 712, 95948,173,145
53, 684, 54555, 566, 94358, 806,13360,999, 21050, 638, 370
56, 569, 34957, 889, 28855, 317,14861, 005, 87564, 710, 249
91, 717, 86385, 825, 51081, 254, 53872, 924, 409
Ratio.
Per ct.11.8210. 8412. 2912. 6011.64
13. 6111. 499.38
10. 5011.01
12. 3311. 8111.4111. 6310. 88
11.6110.2210.6810.8210.70
12. 3611.6511.2311.8211. 29
12. 6312. 3012. 3413. 3812. 67
15.4414. 3613.8713.54,12.09
13.1313.0812. 7313.3312.14
12.9612.9012.5113.5014,32
18.4416.4915.2114.04
Fiveper centredemp-
tion fund.
$3, 542, 3263, 568, 2433, 564, 3543,413,8383, 320, 311
3, 254, 8113,178,5113, 077, 2933.102, 5833,000, 582
2, 966, 4592, 941, 4302, 933, 0972, 876, 5102, 817, 202
2, 683. 3572, 477, 8012, 279, 2612,191,1131, 815, 508
1,598.7011,413; 5081, 213, 0901,196,0761, 088, 471
1,018,187984, 2M955,472908,755805, 905
731,887660, J>42634, 762607,143609,979
605, 000637,378723,507706, 557692,317
695, 246703,312707,844790, on838,141
909,196946, 466990, 046
1, 009, 695
* Kansas City and St. Joseph included from May 13,1887, and Chicago and St. Louis transferred todivision No. 10.
t Omaha included from August 1,1887.t Minneapolis, St. Paul, and Brooklyn included from July 18,189Qf§Dea Moines included from July 9, 1891.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 175
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE CENTRAL RESERVE CITIES, THENUMBER OP BANKS IN OPERATION, ETC.—Continued.
[Division No. 10.—Central reserve cities— New York, Chicago, and St. Louis.]
Dates.
1883.
Mar. 13 .M a y l . . .June 22.Oct. 2 . . .Dec. 31 . .
1884.
Mar. 7 . .Apr. 24 .June 20 .Sept. 30 .Dec. 20-.
1885.
Mar. 10 .May 0...J u l y l . . .Oct. 1 . . .Dec. 24..
1886.
Mar. 1June 3Aug. 2 7 . . . .Oct. 7Dec. 28
1887.
Mar. 4May 13Aug.l jOct. 5 jDec.7 .1
1888.
Feb. 14 ..Apr. 30 .June 30 .Oct. 4 . . .Dec. 12..
Feb. 26May 13July 12Sept. 30Dec. 11
1890.
Feb. 28 .May 17.July 18.Oct. 2 . .Dec. 19 .
Feb. 26..May 4 . . .July 9. . .Sept. 25 .Dec. 2...
New York City.
No. ofbank«.
1892.Mar.lMay 17July 12Sept. 30
Amountof reserverequired,25 per centof net de-
posits.
$62, 437, 90163, 422, 34069, 809,61066, 735, 37469, 509, 209
75, 373, 069
45
Ratioof
reserveheld.
70,540,86357, 948, 70263, 737, 68468, 335, 552
73,191,70574,436,13678,181,21178, 214, 62675, 516, 839
80, 887, 72774,187, 97770, 386, 87970,697, 56173,607,025
78, 607, 42274, 921, 63773,497,5147.1, 084, 77672, 379, 059
80, 277, 20279,168, 38884, 608. 09185, 539, 98882, 639, 532
91, 069, 61890, 257, 74889, 801, 52284, 536, 69979, 476, 706
84, 259, 37780, 585, 34481, 702, 35983,147, 96875,113, 249
84, 503, 62281,835.20382, 571, 59581, 940, 34688, 258, 830
109, 948, 706109,335,717106,122,17397, 967, 550
Chicago.
No. ofbanks .
Amountof reserverequired,
25 per centof net de-posits.
Eatioof
reserveheld.
St. Louis.
No. ofbanks.
Amountof reserverequired,
25 per centol net de-posits.
Per ct.23. 5925. 4828.8126. 5327. 58
28.94 I
Per ct.
Eatioof
held.
I Per ct.
20. c;29.8235. 6338. 29
40.1241.48 !42.47 !36.9832.76 I
33.28 ! !30. 28 J27.46 !27. 2429. 89
28. 7027. 6428.1128.1827.18 I
30. 2929. 9330. 3428.1629.12
28. 7228. 7327. 0825.1026. 99
26.1726. 3927. 0527. 8128.11
28.9126. 9629.9326. 2628.69
29.3129. 2329. 3626. 39
1818191919
1919192020
2020191919
2020202121
22222223
18 '$16, 993, 94018 I 16,579,93418 16, 161.73518 ! 15, 537, 512
16, 167, 80617. 822, 50017! 961, 50617, 332, 75616, 056, 945
16, 813, 6431^, 564, 21119,411,76519,682,82018, 500,455
19,020,60221,248,98021, 034, 07820, 721, 49618, 398, 815
19, 713, 70823,991, 72322, 943,15123, 216,49222,112,475
24,4243. 85427. 847, 90328. 594,13326. 634, 476
30. 4133.1430. 5328. 80
31. 6829. 7531. 3730. 2430. 88
33. 6035. 5031. 7931.6930. 29
30.4731.0129.0929.9831.42
32.7733. 8831.0233. 6231.53
33.4533. 0129. 7728. 64
$2, 280, 8642, 710, 6002, 574, 2971,999,375
2, 202, 8082,177,1752,217,8451, 970,3082, 020, 493
2, 013, 3921,885,1472, 812,1142,995,2492, 979, 311
5, 670, 3846, 494, 9066,800, 8146,545,1815, 679, 210
6,048, 5376, 248, 8575, 913, 0946, 065,1875,878, 877
6, 701,0656, 961, 8046, 868. 5057, 307, 038
36. 4031. 8926.4429.79
34.0540.1142.1027.0728.90
42.1246.7540.9526.7124. 80
28.5725.0324.4221.3524.28
24.4924.4023. 7823. 8327.32
28.3428.3623.6121.07
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
176 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AVERAGE WEEKLY DEPOSITS, CIRCULATION, AND RESERVE OF THE NATIONALBANKS OF NEW YORK CITY, AS REPORTED TO THE NEW YORK CLEARING HOUSE,FOR THE MONTHS GIVEN, IN THE YEARS 1886, 1887, 1888, 1889, 1890, 1891, AND1892.
Weekended—
Circulation. Net deposits. Total.
Sept. 4,1886Sept, 11,1886Sept. 18.1886Sept. 25,1886Oct. 2,1886
9, 1886 !16,1886 j23,
Liabilities.
()ct.Oct.Oct.Oct. 30,1886 I
Sept.Sept,Sept.Sept.Oct.Oct.Oct.()ct.Oct.Nov.Nov.
Sept.Sept.Sept,Sept.Sept,Oct.Oct.Oct.Oct.Nov.
Sept.Sept,Sept,Sept.Oct.Oct. "Oct.Oct.Nov.Nov.
Sept.Sept,Sept.Sept,Oct.Oct.Oct.Oct.Nov.Nov.
Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.
Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.
3,1887 i10,1887 j17,1887 j24,18871,18878,1887
15,188722,188729,18875.1887
12.1887
1.18888,188815.188822,188829,18886,188813,188820,188827.18883.1888
7.188914.188921,188928,18895,188012,188919,188926.18892,18899.1889
6.189013.189020,189027,18904,189011,189018,189025.18901,18908.1890
5.189112.189119,189126,18913,189110,189117,189124,189131.18917.1891
3.189210.189217,189224,18921,18928,189215,189222,189229,18925,1892
$8, 059, 2008,058,0008,104,8008,136,1008,161, 8008,110,7008, 215, 9008, 246, 4008, 234, 900
8,112,0008,115, 6008,126, 0008, 235, 3008, 202, 5008,186, 8008,199,1008,216, 2008,115,1008, 046,1008,033, 700
7, 770, 4007, 850,4007,892, 9007, 927, 7006, 836,4006, 515, 3006, 516, 7006, 488, 7006,484,5006, 303, 200
3, 961, 9003, 978,1003, 931, 3003, 945, 5003, 957,1003, 943,9003, 893, 2004, 037, 4004, 053, 6003,991, 200
3,690,7003, 700,1003, 585, 7003, 479, 3003, 505,0003, 521, 3003,518, 8003, 497. 2003, 500, 8003,493, 500
5,459,4005, 527,0005, 501, 200!5, 567, 7005, 619, 0005,629,1005, 576, 5005, 573, 4005, 592, 6005, 587, 400
5,424, 2005,530,8005, 601, 0005, 642, 6005, 672, 0005,573,9005,569,1005, 608,8005, 633, 7005,650, 800
$283,366,700282,417, 800281,466, 500283,170, 900282, 295, 800281,170, 758295, 713, 900283, 693, 500284, 522, 500
281, 345,100279, 915, 600279, 288, 500278, 573, 000281, 647, 300285,703, 700289,861,500289, 542, 800289, 601, 900289, 954,700288,289, 700
341,477,200336, 495, 600312, 995, 600333. 959, 700336, 016, 200349, 506, 800337, 755,000343, 953, 000343, 813, 200343, 587,300
345, 344,200346, 601,000342, 298, 800340,542, 700334, 991, 500329,923, 400328, 225, 600325, 328,100325, 635, 600320,166, 700
309,128,200304, 626, 200309,181, 200324, 335, 300331, 436, 600325, 794, 800320, 667, 900317, 395, 500314, 709,700309,975,100
332,378, 600332,578,000!335,317, 300333,004,000331, 492,100332, 294,100339, 667, 000341,023,000343, 572, 700345,411, 300
419, 587,400414, 929,500408,312,700399, 038,400395,234, 300390,012, 300384,724, 200378, 739, 600374.072,300371, 530, 500
$291,425,900290, 475, 800289,571,300291, 307, 000290, 457. 600289, 281, 458303, 929, 800291, 939, 900292, 757, 400
289,457,100288,031,200287,414,500286, 808,300289,849,800293,890, 500298,060, 600297, 759,000297, 717,000298, 000, 800296, 323,400
349, 247, 600344, 346, 000320, 888, 500341, 887, 400342, 852, 600356, 022,100344. 271, 700350,441, 700350, 297, 700349,950, 500
349,306,100350, 574,100346,230,100344, 488, 200338,948, 600333, 867, 300332,118, 800329, 365, 500329, 669, 200324,157, 900
312, 818, 900308, 326, 300312, 766, 900327, 814, 600334, 941, 600329,316,100324,186, 700320,892, 700318, 210, 500313,468, 600
. 337,838,000338,105, 000340,818, 500338,571, 700337, 111, 100337, 923, 200345, 243,500346,596,400349,165, 300|350, 998, 700
425,011,600420,460, 300413,913,700404, 681,000400,906,300395, 586, 200390, 293, 300384, 348, 400379, 706, 000377,181, 300]
Reserve.
Legal ten-ders.
$61, 371, 600 $19,071,40063, 403. 700 16, 929, 30063, 823, 900 15, 876, 70066, 714, 600 15, 252, 20064, 111, 700 14, 607, 70065, 090, 900 13, 069, 50065, 028, 600 13,133,10065, 688, 400 12,803,80066,188,100! 13,177,200
59,175, 700!58, 851, 30059, 052, 90060, 635, 900!64,619,200164, 317, 50064, 663,10064, 918, 70066, 005, 80064, 639, 80063,791, 600
73,344,20069, 844, 50069, 723,70070,054,90074,146,50074,411, 30073, 901, 50081, 457, 70081, 212,60080,140, 200
65, 635.10063, 824J 30060, 894, 90060, 375, 90058,407, 20059, 565, 90062, 537, 90062, 403, 20062, 450, 00061, 240, 500
68, 678, 80056, 963, 60063,588,60079, 205,50080,839,40073,148, 90066,552,40065,680,50066, 088, 80062, 360,900
49, 293,20051, 750, 70053, 065, 90052, 824, 20054, 783, 40059, 731, 80065, 532, 00069, 327, 70071,771,50071, 728,600
67,699,70066,210,10065, 742, 40063, 667, 20062, 208, 20062,137, 50062, 030, 80061,205,20062, 313, 90062, 274, 600
18, 786,10017, 769,00016, 389,60016, 259,60015, 767, 50016, 269, 70016,885,40016, 735, 80017, 542.40017, 810, 70018, 070,800
30, 867, 30028, 797,60028,238,90026, 320, 60024,994,10023, 204, 30022, 017, 80021,386,80021, 329, 80021, 700, 800
31,687,50030, 527,10029,468,40028, 933, 70027, 257, 90024, 873, 40023, 570, 30022. 715, 20022, 748, 70020,416, 800
19, 062, 80019,146,50017,403, 40016,692, 30015, 353, 90014,436,70014, 642, 50015, 611, 80016,334, 30015, 517,400
44, 509, 80041, 488, 50039, 540, 90035, 676, 30032, 879, 900,30, 905,70029,610, 50027,347,30026,779,40023,665,800
45,381.70044.185, 60$43, 884, lOOj43, 760, 700]43, 225. 300i39, 862, 80037, 053, 90038, 529. 90036, 526, 00034, 685, 500
Total.
$80, 443, 00080, 333, 00079, 700, 60081, 966, 80078, 719,40078,160,40078,161,70078,472,20079, 365, 300
77, 961, 80076, 620, 30075, 442, 50076, 895, 50080, 386, 70080,587,20081, 548, 50081, 654, 50083, 548, 20082, 450, 50081,862,400
104,031,50098, 642,10097,962,60096, 375. 50089,140, 60097,615, 60095,919, 300102, 844, 500102, 542,400101, 841, 000
97, 322, 60094, 351, 40090, 363,30089, 809, 60085, 665,10084,439, 30086,108, 20085,118, 40085,198, 70081, 657, 300
87, 741, 60076,110,10080, 992,00095,897, 80096,193, 30087, 585, 60081,194,90081, 292, 30082, 423,10077, 878, 300
93, 803, 00093, 239, 20092, 611, 80088, 500,50087, 663, 30090,637.50095,142;50096,675,00098, 550, 90095, 394,40f0
113,081,400110,395,700109,626,500107,427, 900105,433, 50C102, 000, 30C
99, 084, 70099, 735,10098, 839, 90096,960,100
Ratio toliabilities.
I Per cent.27. 6C27.6627.5228.1427.1027.0225.7226. 8827.11
26. 9326. 6026. 2526.8127.7327.4227.3627.4228.0627. 6727.63
29. 7928.6530.5328.0228. 9227.4227.8629.3529.2729.10
27.8626.9126.1025.9325.2725.2925.9325.8425.8425.19
28.0524.6825.9029.2528.7226.6025.0525.3325. 9024.84
27.7.727.5827.1726.1426.0026.8227.5627. 8928. 2227.18
26.6126.2626.4926.5526.3025.7825,3925.9526.0325.71
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 177
TABLE SHOWING THE MOVEMENT OF THE RESERVE OF THE NATIONAL BANKS INNEW YORK CITY DURING OCTOBER FOR THE LAST SIXTEEN YEARS.
Week ended -
October 6,1877October 13,1877October 20,1877October 27,1877October 5,1878October 12,1878October 19,1878October 26,1878October 4,1879October 11,1879October 18,1879October 25,1879October 2,1880October 9,1880October 16,1880October 23,1880October 30,1880October 1,1881October 8,1881October 15,1881October 22,1881October 29,1881October 7,1882October 14,1882October 21,1882October 28,1882October 6,1883October 13,1883October 20,1883October 27,1883October 4,1884October 11,1884October 18,1884October 25,1884October 3,1885October 10,1885October 17,1885October 24,1885October 30,1885October 2,1886October 9,1886October 16,1886October 23,1886October 30,1886October 1,1887 '.October 8,1887October 15,1887October 22,1887October 29,1887October 6,1888October 13,1888October 20,1888October 27,1888October 5,1889October 12,1889October 19,1889October 26,1889October 4,1890October 11,1890October 18,1890October 25,1890October 3,1891 ,October 10,1891October 17,1891October 24,1891October 31,1891October 1,1892October 8,1892October 15,1892October 22,1892October 29,1892
Specie. Legal ten-ders. Total.
$14, 665, 60014,726. 50014, 087, 40015, 209, 00014,995,80012,184, 60013,531,40017,384,20018,979,60020, 901,80024, 686, 50025, 636,00059,823,70062, 521, 30062,760, 60060, 888,20061,471, 60054, 954, 60053, 287, 90051,008, 30054,016,20055, 961, 20047, 016, 00048, 281,00049,518, 20048, 374,20051, 586, 70050, 894,00047, 262, 90046, 372, 80067. 470,60068, 922,50067, 579, 40067, 638, 00092, 351, 60093, 642, 50091, 945, 30087,309,10084, 954. 60064, 111, 70065,723, 80065, 228, 60065, 668,40066,195,10064, 619,20064, 317, 50064,663.10064, 918, 70060, 005, 80074, 411, 30073,901, 50081,457, 70081,212.60058,407,20059, 565, 90062, 537, 90062,403, 20080, 8,"9,40073,148, 90066, 552,40065,680. 50054, 783, 40059, 731, 80065, 532, 00069,327, 70071, 771,50062,208,20062,137, 50062, 030, 80061, 205, 20062,313,900
$36,168, 30035,178,90035,101,70034, 367,80038,304, 90037, 685,10036,576,00035, 690, 50034,368,00032,820,30029,305,20026, 713. 90011, 129,10010,785,00010,939,20010,988,20010,925, 00012,150,40012,153,80012,452, 70012,496, 50012,947,90018,384,50018, 002, 70017,023, 90017, 204, 70020,122,50021,145, 80020,719, 70020, 617,60025, 817,30027,654,10027, 875, 50027, 354. 20024, 516,60023, 002,00022, 221,10021, 059, 80021,874, 90014, 607,70013,209,10013,133,10012,803, 80013,177, 20015,767,50016, 229, 70016,885,40016, 735, 50017,542, 60023, 204,30022,017,80021, 386,80021, 329, 80027,247,90024, 873,40023, 570,30022, 715, 20015, 353, 90014,436,70014, 642, 50015, 611,80032,879,90030, 905, 70029,610, 50027, 347,30026,779,40043,225, 30039, 862, 80037, 053,90038, 529, 90036, 526, 000
$50, 833, 90049,905,40049,189,10049,576,80053,300, 70049,869,70050,107,40053,074,70053,347, 60053,722,10053, 991,70052, 349,90070,952, 80073, 306, 30073,699,80071,876,40072, 396,60067,105, 00065,441, 70063,461, 00066, 512,70068,909,10065,400,50066,283,70066,542,10065,578,90071,709, 20072,039,80067,982,60066,990,40093, 287, 90096,576, 60095,454, 90094,992, 200116,868, 200116, 644,500114,166, 400108, 368, 900106, 829, 50078, 719, 40078,932, 90078, 361, 70078,472,20079, 372, 30080, 386, 70080. 587, 20081,548,50081, 654,50082,848,40097, 615,60095,919,300
102, 844, 500102, 542,40085,655,10084,439, 30086,198,20085,118,40090,193, sue87,585, 60081,194,90081, 292, 30087,663, 30090, 637, 50095,142, 50096, 675, 00098,550, 900105,433, 500102,000, 30099, 084, 70099,735,10098.839, 900
Ratio of reserve to—
Circula-tion anddeposits.
Per cent.27.026.26.526. 825.724.424.725.823.323.423.523.025.425.425.524.825.023.123.123.224.625.624.024.725.024.825.525.424.524.534.535.234.834,636.035.834.933.533.027.127.026.726.927.127.727.427.327.427.827.427.829.329.325.325.325.925.828.726.625.025.326.026.827.627.928.226. 325 825.425.926.0
Deposits.
Per cent.29.529.229.029.428.427.027.328.525.825.926.125. 526.427.227.126.626.724.824.925.026.627.426.326.626.826.527.026.825.925.936,336,930, 536.337.137.036.034.534.127.927.727.427.727.928.528.228.128.228.627.928.429.929.825.625.626.226. 229.026.925.325.62«. 427.328.028.328.726.726.125.526.326.4
9647 12
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
178 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OP EARNINGS AND DIVIDENDS
FROM SEPTEMBER 1, 1891,
States, reserve cities, andTerritories.
No. ofbanks. Capital stock. Surplus. Capital and
surplus.Gross earn-
ings.
MaineNew Hampshire.VermontMassachusetts . .
BostonRhode IslandConnecticut
785150
207565984
Division No. 1. 585
New York .New York City .AlbanyBrooklyn
New JerseyPennsylvania . . .
Philadelphia .Pittsburg
26548
Division No. 2 . 784
DelawareMaryland
BaltimoreDistrict of Columbia
Washington.VirginiaWest Virginia .
Division No. 3 .
North CarolinaSouth CarolinaGeorgiaFlorida..
27 | Alabama28 j Mississippi29 Louisiana30 New Orleans. .31 Texas32 Arkansas33 Kentucky34 j Louisville35 j Tennessee
Division No. 4.
156
1431182913111020710701053
$11, 385,000. 006, 205, 000. 007, 210, 000.00
45,517, 500.0051,800,000.0020,277.050.0023,274; 370. 00
$2,586, 271.291,598, 222.251,873, 600. 0015,422, 925.3914, 724, 914.864, 682, 533.487,550, 375.14
$13,971, 271.297, 803,222. 25i), 083, 600. 0060, 940,425. 3966, 524, 914. 8624, 959, 583.4830, 824, 745.14
$766, 871.51532. 040.47520, 356. 35
3,581,537.823,823,452.081,143,059. 831, 722, 646. 25
165,668,920.00 48,438, 842.41 214,107, 762. 41 12,089,964.31
32,984, 0C0.0049, 300,000. 001,550,000. 001, 352,000. 00
14, 318, 350. 0037,194, 890.0022, 958, 000.0010,900, 000. 00
10,395,421. 7939,413, 276. 731. 300, 000. 00li 996, 000. 006,515,400.0016,195, 607.7313, 445, 803. 086, 414, 557. 03
43, 379,88, 713,2,850,3,348;
20, 833,53, 390,36, 403,17,314,
481. 79276. 73000.00000. 00750. 00497. 73803. 08557. 03
3,576,9,734,
296,282,
1,790,3, 968,2, 651,1,162,
540. 75557.23954. 46535. 42766.12762. 70517. 24215.07
170, 557, 300. 00 95, 676, 066.36 266, 233, 366. 36 23, 463, 848. 99
2,133, 975.003,542, 405. 0013,243, 260. 00
252, 000. 002, 575, 000. 004,596, 300. 002, 561,000*. 00
961, 636.001,284, 724. 584,423, 900. 00
100, 000. 001,115,000.002,318,200 00632, 839. 86
3,095,4,827,17, 667,
352,3, 690,6, 914,3,193,
611. 00129. 58160. 00000. 00000.00500. 00839. 86
193, 213. 08421,384.30995, 474. 8327,662.91
298, 353. 26623, 034. 76313, 795. 33
28,903,940.00 | 10,836,300.44
2, 501, 000. 00 719,159. 261, 623. 000. 00 875, 500. 004, 341, 000. 00 1, 210, 530.061, 250, 000.00 242,000. 004,214, 000.00 1,047, 973.261,165, 000.00 425, 550. 00
810, 000. 00 205, 849. 083, 625, 000. 00 1, 858, 500.00
25,191, 650. 00 4, 788, 908. 651, 600, 000. 00 460, 000. 00
10, 3G8,100. 00 2,857.469.134,901,500.00 1,141,300.009,480,000.00 2, 242,787.77
39, 740, 240. 44 2, 872, 918.47
71, 070, 250. 00
3,220,159.262,408, 500.005,551,530.061,492, 000.005, 261,973. 261, 590, 550. 001, 015, 849. 085, 483,500. 0029,980,558. 652, 060,000.0013,225, 569.136, 042. 800. 0011, 722, 787.77
232, 281. 69230, 777.96448,952. 68210, 890. 29373, 339. 38130,896.1699,159.46637,850. 20
2, 753,144.23214, 628. 50838, 875.73426, 760. 69971, 987.85
18, 075, 527. 21 9,145,777.21 7,569,544.82
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
OF NATIONAL BANKS IN THE UNITED STATES.
TO MAECH 1, 1892.
179
Char
Losses andpreminms.
$274,475.14127, 805. 8346, 035. 66
607, 329. 761,120, 909. 39
193, 695. 02196, 014. 54
2, 566, 265. 34
516, 030. 741, 499,112. 80
47, 762. 8731,134. 97
228, 827. 90692,532.65457, 757. 01114,165. 97
3, 587, 324. 91
13,403. 3451, 742. 06
116,950.502, 991. 43
31,314.6653.126. 3828, 318.58
297, 846.95
14, 362.1636. 995. 8790,481.9023,517.7946, 002. 1815.132.076, 040. 37
258, 271. 21645, 731.4939, 351. 4990, 810.4992, 658. 76
182, 520. 76
1, 541, 876. 54
ged off.
Expenses andtaxes.
$208, 610. 59162, 665. 04
• 164,839.041, 419, 318. 791,460,152. 80
237,130. 25448,183.49
4,100, 900. 00
1, 427,180. 284, 294, 096.11
138,828.36130, 385. 83608, 868. 72
1,155,064.56978, 365. 82409, 900.49
9,142, 690.17
61.114. 56169. 421. 91307. 540. 63
12,423. 65138, 690.84252, 744. 36102, 584. 94
1, 044, 520. 89
92, 591. 77114, 432. 32227,112.70101, 828. 56186.111.4868, 049. 3049, 059. 69
307, 254.171,053, 653.14
69,217.92290. 543. 42157, 439. 29397, 489. 37
3,114, 783.13
Net earnings.
$283,785. 78241, 569. 60309. 481. 65
1, 554, 889. 271, 242. H89. 89
712, 234. 561, 078, 448. 22
5, 422, 798. 97
1, 633, 329. 733, 941, 348. 32
110, 363. 23121, 014. 62953, 069. 50
2,121,165.491,215,394.41
638,148. 61
10, 733, 833. 91
118. 695.18200. 220. 33570, 983. 70
12, 247. 83128, 347. 76317,164. 02182, 801. 81
1, 530, 550. 63
125, 327. 7679. 349. 77
131, 358. 0885. 543. 94
141, 2*25. 7247, 714. 7944. 059. 4072, 324.82
1,053, 759.60106. 059. 09457, 521. 82176,662 64391. 977. 72
2, 912, 885.15
Dividends.
$396,100. 00239, 750. 00255, 000. 00
1, 542,176. 401, 367, 785. 60
620,177. 25871,025.00
5, 292 014. 25
1, 323, 760. 732, 397, 345. 22
8(5, 000. 0091. 988. 90
218, 390. 001, 341, 346.10
810, 075. 00405, 000. 00
6, 673, 905. 95
101,186.82185, 221. 84421, 558. 30
10, 080. 0071, 500. 00
188. 315. 00136, 680. 00
1,114, 541. 96
105, 330. 00239, 770. 00142. 610. 0041, 500. 00
153,235.0053, 250. 0031, 400. 00
134, 750. 001,159,374.39
64, 500. 00389, 445. 00150,560.00353, 650. 00
3, 025, 374.39
Katios.
jSTet earn-ings to cap-
ital andsurplus.
Per cent.2.033.103.412. 551.872.853.50
2.53
3.774.443.873.614.573.973.343.69
4.03
3.834.153.233.483.484.595.73
3.85
3.893.172.375.732.683.004.341.323.515.153.462.923.34
3.27
Dividendsto capitaland sur-
plus.
Per cent.2.843.072.812.532.062.482.83
2.47
8.052.703.022.751.052.512.222.34
2.51
3.273.842.392.861.942.724.28
2.80
3.279.592.572.782.913.353.092.463.873.132.942.593.02
3.39
Dividendsto capital.
Per cent.3.483.863.543.392.643.063.74
3.19
4.014.865.556.801.523. 613.533.72
3.91
4.745.233.184.002.784.105.34
3.86
4.2114.773.293.323.644.573.883.724.604.033.763.193.73
_ > 2 6
1234567
89
101112131415
16171819202122
23242526272829303132333435
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
180 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS OF
FROM SEPTEMBER 1, 1891,
States, reserve cities, andTerritories.
No. ofbanks. Capital stock. Surplus.
Capital andsurplus.
Gross earn-ings.
OhioCincinnati..Cleveland. -
IndianaIllinois
ChicagoMichigan
DetroitWisconsin
Milwaukee.
Division No. 5.
IowaDes Moines .
MinnesotaSt. PaulMinneapolis.
MissouriSt. LouisKansas City.St. Joseph...
KansasNebraska
Omaha
ColoradoNevadaCalifornia
San Francisco.OregonArizona
Division No. 7.
North DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory .Utah"WyomingWashington
Division No. 8.
United States
2121310
1001822197
8693
$26, 390,8,900,8, 050,
12, 477,18, 512,20,900,10,819,4,400,6, 255,
850,
100.00000.00000. 00000.00000. 00000.00GOO. 00000.00000.00000. 00
$7,055, 391.892,470,000.00
. 1,735,000.004, 520,015.495,901), 215,599,682, 500.003,124, 687. 60
631. 000.001,887, 750.14
475, 000. 00
$33,445,491. 8911,370, 000.009, 785, 000.00
16,997,015.4922,412. 215. 5930, 582, 500. 0013, 944, 287. 60
5, 031, 000. 008,142, 750.141, 325, 000. 00
$2, 611,944,899,
1, 579,2,110,3,473,1, 249,
548,836,181,
1.48250. 59884.14779. 29655. 34096. 96456. 23553. 28711.92193.82
715 115,553,700.00 37,481, 560. 71 153, 035, 260. 71 14,435,580. 05
1474
535
9114
148130
9
12, 9t)5, 700. 00700. 000. 00
4, 425, 000. 004, 800, 000. 004, 840, 000. 004, 685, 000.00
10, 700, 000. 007,800,000.002, 000, 000.00
13,492,100. 009, 498,100.004, 000,000.00
2, 875,310,
1, 093,1, 288,
687,750,
1, 51)1,960,197,
1, 882,1, 679,
529,
274.86MO. 00462. 05000. 0050.J. 00724. 65510. 000.0.00000. 00086.10972. 43200. 00
15, 780,1,010,5, 518,6,088,5, 527,5,435,
12, 201,8,760,2,197,
15,374,11,178,4,529,
274. 8630.). 00462. 05000. 00500. 00724. 6550). 00000.00001). 00186.10072.43200. 00
1,376.040.34890,046.71 '634. 556.45513,662.51482,56 J. 25482. 046.45
1, 208, 637. 69739, 918. 80202, 710.41
1, 336,998. 401, 087,546. 61
5l>2,457. 64
Division No. 6 1, 585 79, 845,200.00 13,755,020. 09 93,600,220.09 8,656,212 26
8, 640,000. 00282.000. 00
5, 425, 000. 002, 500,000. 004, 365, 000. 00
200,000. 00
2,186, 996. 76128, 000. 00
1,438. 772. 27825,000. 00822, 982. 66
33, 815.00
10, 826, 996. 76410, 000. 00
6, 863, 772. 273, 325, 000. 005,187, 982. 66
233, 815. 00
1,372, 214. 224U. 094. 48
687,810.80268,512. 80473, 068.19
31, 715. 96
21,412,000. 00 5, 435,566.69
2, 315,2,660,
525,4, 640,1,025,
200,200,
2,750,1,250,6, 780,
000. 00000. 00000.00000.00000.00000.00000.00000. 00000.00000.00
218 22, 345,000.00
3,671 675, 356,310.00
471,324.11629,000.00181,500.00675, 067.00208, 894. 6010, 000. 009, 500.00
896, 000. 00232,400.00
1, 664,331. 65
26,847,566.69 j 2,873,416.45
775.94408. 28431.72058.62492. 34326. 31240. 95176. 63839.10415. 65
2,786,3,289,
706,5,315,1,233,
210,209,
3, 646,1,482,8,444,
324.11000. 00500.00067. 00894. 60000. 00500. 00000. 00400.00331. 65
371,292,116,828,145,25,22,286,136,924,
4, 978, 017. 36 27, 323,017. 36 3,149,165. 54
234, 676,901. 27 910, 033, 211. 27 75,110, 650. 89
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
"REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 8 1
NATIONAL BANKS IN THE UNITED STATES—Continued.
TO MARCH 1, 1892.
Charg
Losses andpremiums.
$250.485.75136, 692. 5453,486. 69
204, 562. 27228, 235, 60412,893.90123,102.46115,470. 35
74. 074.892, 500.00
1, 601, 504.45
173,037. 813,276. 85
70, 267. 5784, 873.2573, 511.1585,428. 01
128, 366.97215, 087.16
57, 605.15308, 246.06
88,173.07104, 009. 55
1,391,882.60
190,179. 222, 926. 06
115,793. 5117, 494. 6839, 621.42
357. 75
366, 372. 64
65,228.1636, 385. 85
7, 5(58. 37121, 111. 37
10, 414. 764, 077. 04
70,540. 9827,155.3391,948,35
434,430.21
11,787,503.64
edoff.
Expenses andtaxes.
$976,624.56355, 783. 38255, 051. 24586,948.12701, 841.32
1,197, 031.49509,013. 57308,619.48341, 648.4089,565.68
5, 322,127. 24
533,170.1139,951.09
199, 238. 65128,146.76146, 830. 91193,105.74745,742. 94345, 237. 97
72, 692. 93627, 952. 93500, 312. 62329, 553. 86
3,861, 936.51
528, 584.1116, 601. 81
254, 870. 9262, 306. 09
161, 413.2011, 771. 54
1, 035, 547. 67
117, 494.92149, 632. 0643,424. 00
354. 488. 9169, 280.128, 011. 949 347 34
134, 496. 0364,434.09
386, 941.78
1, 337,551.19
28, 960,056.80
Net earnings.
$1, 384,8S8.17451, 774. 67591.346. 21788, 268. 90
1,180, 578.421, 863,171. 57
617,340. 20124,463. 45420, 988. 6389,128.14
7,511, 948. 36
669, 832.4245, 818. 77
365, 050. 23300,642. 50262, 218.19203, 512. 70334, 527. 78179, 593. 6772,442. 33
400, 799.41499. 060.92
68, 894. 23
3,402, 393.15
653.450. 8920, 566. 61
317,146.37188, 712. 03272,033. 5719,586. 67
1,471,496.14
189, 052.86106, 390. 37
65, 439. 35352, 458. 3465,797. 4613, 237. 3312 893 6181,139. 6245, 249. 68
445, 525.52
1,377,184.14
34,363,090.45
Dividends.
$941,11G. 09330, 500.00259,000.00606, 230.00762,040. 00847,000. 00490,744.92146,000. 00295,583.8848,000.00
4,726,214. 89
630, 364.6435.000 -00
206, 700. 00195,000.00122,700. 00185,779.79296.000.00239,750. 00
66, 000. 00405, 913. 64379, 725. 00113, 000. 00
20, 875,933. 07
391,800. 0016,920.00
228, 000. 00100,000. 00184, 850. 0013,115. 00
934,685.00
105,100. 0077,050. 0077, 500. 00
180, 200. 0058,250.008,000. 007 250 00
123, 500. 0031, 750. 00
235,584.00
904,184.00
25, 546.853.51
Ratios.
Net earn-ings to
capital andsurplus.
Per cent.4.143.976.044.645.276.094.432.475.176.734.91
4.244.546.774.944.743.742.742.053.302.614.461.52
3.64
6.045.024.62
' 5.685.248.38
5.48
6.793.239.266.635.336.306 152.233.055.28
5.04
3.78
Dividendsto capital
andsurplus.
Per cent.2.812.912.653.573.402.773.522.903.633.62
, 3.09
3.993.463.753.202.223.422.432.743.002.643.402.49
3.07
3.624.133.323.013.565.61
3.48
3.772.34
10.973.394.723.813 463.392.142.79
3.31
2.81
Dividendsto capital.
Per cent.3.573.713.224.864.624.054.543.324.735.654.09
4.885.004.674.062.543.972.773.073.303.014.002.83
3.60
4.536.004.204.004.236.56
4.31
4.542.89
14.763.8S5.684.003 634.492.543.47
4.05
3.78
36373839404142434445
464748495051525354555657
585960616263
64656667686970717273
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
1 8 2 REPORT OF THE COMPTROLLER OF THE CURRENCY
ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS
FROM'MARCH 1, 1892,
States, reserve cities, andTerritories.
No. ofbanks. Capital stock. Surplus. Capital and
surplus.Gross earn-
ings.
MaineNew Hampshire .VermontMassachusetts ...
BostonRhode Island ... .Connecticut
Division No. 1.
New YorkNew York City .Albany ..Brooklyn.
New Jersey .Pennsylvania
Philadelphia .Pittsburg
Division No. 2...
DelawareMaryland
BaltimoreDistrict of Columbia.
WashingtonVirginiaWest Virginia
Division No. 3.North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New Orleans . -TexasArkansasKentucky
LouisvilleTennessee
Division No. 4.
OhioCincinnati .Cleveland ..
IndianaIllinois
ChicagoMichigan
DetroitWisconsin
Milwaukee..
Division No. 5 .
795249
209555984
$11, 010, 000. 006,180, 000.007,160, 000. 00
45, 617. 500.0052, 400,000. 0020, 277, 050. 0023,274, 370.00
$2, 678, 933.601, 844,465. 771, 872, 650.00
15, 457,450.4114,047,399. 774,626, 048.147,545, 415.98
$13, 688,933.608, 024,465. 779,032, 650. 00
61, 074,950. 4166,447, 399.7724,903, 098.1430, 819,785.98
$761,269.84514,222.28525, 986. 61
3,442, 976.973,720,012.421,113.573.901, 663,483. 35
587 165,918,920.00 48, 072, 363.67 213,991,283. 67
26448
6
9530141
32,944,060.0049, 600, 000.00
1, 550, 000. 001,352,000 00
14, 390. 350. 0037, 512, 390. 0022,450, 000. 0010, 900, 000.00
10, 825, 664.5940, 277, 592. 52
720, 000. 002,033, 000.006, 888, 456. 58
16, 500,005.4413, 586, 303. 086,632,589. 33
43,769,89, 877,
2, 270,3, 385,
21,278,54, 012,36,036,17, 532,
724.59592. 52000.00000.00806. 58395.44303.08589. 33
11, 741,525. 37
3, 628, 802702~8, 830, 652. 08
289,452. 09290,434.90
1, 822, 200. 924,008, 563. 562, 652, 625.521,348, 763.14
170, 698,800.00 97,463,611. 54 268,162,411. 54 22, 871,494. 23
2,133,985.003, 561, 700. 00
13, 243, 260.00252, 000. 00
2, 575. 000. 004.496, 300. 002, 661, 000. 00
966, 060.121, 314,423. 264, 477, 900.00
100, 000.001,166, 000. 002, 421,900. 00
664,115.57
3,100, 045.124. 876,123. 26
17,721,160. 00352, 000. 00
3, 741, 000. 006, 918, 200.003, 325,115. 57
156 | 28,923,245.00
1432192913111021310711056
11,110,398.95 40,033,643.95
738, 065.63887, 600.00
1, 241,575. 65259. 350. 00
1,209, 975. 09428, 707. 58238, 752.42
1,909, 167.964,850, 427. 31
482, 000. 002,844, 874. 701, 014, 800. 002, 264, 915. 52
3, 239,2, 510,5, 782,1, 659,5,128,1, 593,1, 048,5, 534,
30, 290,2,082,13, 302,5, 916,
12, 744,
065.63600. 00575. 65350. 00975.09707. 58752.42167.96427. 31000. 00774.70300. 00370. 52
510 72,462.855.00 18, 370, 211.86 90,833, 066.86
213131010518222968713
26,4658,9008,059
12, 58216, 60621, 90010,6344,4006,420850
723
100.00000. 00000. 00000. 00000. 00000 00000. 00000 00800. 00000.00
7,172, 430. 232, 560. 000 001, 775.000.004, 580. 443. 866,102,114.4110,004,500.003,152. 283. 29648,000 00
1,880,216.01475, 000. 00
33, 637,530. 2311, 460, 000. 009,825,000.0017,162,443. 8622, 708,114. 4131,904, 500. 0013, 786. 283.295, 048, 000. 008, 301, 016.011,325,000.00
116. 807, 900. 00 38,349, 987.80 155,157,887.80
201,819.43371, 254. 96
1, 012, 088.1031,482.66297,593. 60636, 602. 71289, 221. 95
2, 820, 063.41
645. 75283. 72627.13982. 96324.83862. 80666. 29996.77711. 30935.19609.84816. 31702.28
256,310,488,251,388,170,127,660,
2, 658,170,857,336,986,
7, 666,171.17
13, 943, 781. 21
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
OF ^NATIONAL BANKS IN THE UNITED STATES—Continued.
TO SEPTEMBER 1, 1892.
Charged off.
: Losses and! premiums.
! $143,511.15; 122, 645.04I 74, 302. 31| 757,280.38
521, 402.79305,120.82257, 498.42
2,181,760.91
451,754.401, 231, 364. 20
49, 362.4616, 656. 41
297, 972.53759, 404.96592,407. 70166,599. 85
3, 565, 522. 51
22, 903.1329, 054. 53
147,264.454, 084. 00
23. 835. 2056.487. 0942,139. 73
325, 768.13
14, 796. 8623, 523. 7197, 299.1825, 2-il. 8484,900. 6229, 524. 4621, 564.98
108, 393. 48309, 719. 85
25, 822. 85119,642.15143, 284. 80157, 990. 50
1,161, 695. 28
379,198. 91165,372.44
35, 275.49249, 532. 27258, 369.31232, 627. 07187, 998. 2856, 284. 4686,302. 8416, 483. 03
1,667,444.10
Expenses andtaxes .
$212, 474. 75176, 985.69167,058.69
1,183,526. 711, 570, 394.87
247, 515. 28459, 515.33
4,017, 471. 32
1,403, 202. 434.178, 680. 65
149, 711. 84130,175. 21609, 580. 32
1,421, 290. 311, 032.807.40
488, 818. 85
9,414, 267. 01
60, 059. 27155, 559.95365, 504.25
10,115. 58131,918. 70254, 039. 9288,159. 51
1, 065, 357.18
94. 997. 86116,446.80207. 961. 94125,167. 81181,525.97
68, 076. 0745,551.96
313, 569.791, 049, 923. 41
72. 904. 82287, 653. 27127, 593. 69497, 792.84
3,189,166.23
1,038,017.33367, 778. 67259, 815.18595, 749. 39870,100. 51
1, 283, 075. 44433,463.55341, 280. 86358, 822. 86108, 821.7C
5, 656, 925.49
Net earnings.
$405, 283.94214, 591. 55284, 625. 61
1, 502,169. 881,628, 214.76
560, 937. 80946,469.60
5, 542, 293.14
1, 773, 845.193,420, 607. 23
90, 377. 79143,603. 28914, 648. 07
1, 827, 868. 291, 027, 410.42
693, 344.44
9,891, 704. 71
118, 857. 03186, 640.48499,319.40
17, 283.08141,839. 70326, 075. 70138, 922, 71
1, 428, 938.10
146, 851.03170, 319. 21183,366. 01101, 583. 31121. 898. 24
73, 262. 2760, 549. 35
239. 033. 501, 299, 068. 04
72, 207. 52450, 314. 42
65, 937. 82330, 918.94
3, 315, 309. 66
1, 269, 671. 38293. 971. 56304. 932. 92750, 064. 51
1,071,349.651, 679,485. 51
576, 538. 64174, 804. 96426, 426. 0472,126.45
6,619,411. 62
Dividends.
$400,437.50240,150. 00248. 500. 00491, 672. 89
1,435, 500. 00618,172. 25865, 831. 50
4, 300, 264.14
1, 380, 755. 642,445, 220.00
53, 167.7792, 490. 00
654, 737. 001,497,021.10
803, 025.00409,000.00
7, 335,416.51
101, 986.82136, 926. 50490, 792. 60
10,080. 0072, 500. 00
180, 065. 0085, 240. 00
1, 077, 590. 92
99,250. 0078, 870.00
144,110. 0046, 898. 95
134,110.0043, 250. 0026, 400. 00
123, 000. 001,105, 675. 00
46, 500. 00453, 515. 00117, 560. 00322, 850. 00
2,741, 988. 95
998,126. 64317, 500. 00254, 000. 00626, 731. 23755, 515. 00822, 000. 00474, 600. 00146,000.00286, 675. 0046, 500.00
4, 727, 647. 87
Ratios.
Net earn-ings to
capital andsurplus.
Per cent.2.962.673.152.462.452.253.08
2.59
4.053.813.984.244.303.382.853.95
3.68
3.833.832.824.913.794.714.18
3.57
4.536.783.176.122.384.595.774.324.293.473.391.112.60
3.60
3.772.573.104.374.725.264.183.465.145.44
4.27
Dividendsto capital
andsurplus.
Per cent.2.932.992.750.802.162.482.81
2.01
3.152.732.342.733.082.772. 232.33
2.74
3.292.812.772.861.942.602.56
2.69
3.063.142.492.832.612.712.522.223.652.233.411.992.53
3.02
2.972.772.593.653.332.583.442.893.453.51
3.05
Dividendsto capital.
Per cent.3.643 893.471.082. 743.053.72
2.59
4.194.943. 436. 844.553.993.583.75
4.29
4.783.843.714.002.824.003.20
3.73
3.974.863.183.353.423.713.263.394.352.914.342.403.08
3.78
3.773.573.164.984.553.754.463.324.475.47
4.05
12\\4567
89
101112131415
16171819202122
23242526272829303132333435
36373839404142434445
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
184 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF EARNINCS AND DIVIDENDS
FROM MARCH 1, 1892, TO
States, reserve cities, andTerritories.
No. ofbanks. Capital stock. Surplus. Capital and
surplus.Gross earn-
ings.
IowaDes Moines
Minnesotap St. Paul' Minneapolis
MissouriSt. LouisKansas CitySt. Joseph
KansasNebraska
Omaha
Division No. 6.
ColoradoNevadaCalifornia
San Francisco .OregonArizona i
Division No. 7.
North DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory .UtahWyomingWashington
Division No. 8.
15045557589104
142128
581
$12,975.700,
5, 348,4, 800,5,124,4, 640,10, 700,6. 800,2,000,
12, 892,9, 343,4,150,
000.00000.00730. 00000. 00000.00000.00000. 00000. 00000. 00100. 00100. 00000.00
$2, 994, 369.28311, 500.00
1, 082, 773.121, 298, 000. 00639, 000. 00750, 668. 63
1,617,000.00852,500. 00209,000.00
1, 648, 565. 741, 660, 832.42525, 500. 00
$15, 969, 369. 281,011, 500. 006,431, 503.126, 098, 000. 005, 763, 000.005,390, 668.6312,317,000.007, 652,500. 002,209,000.00
14, 540, 665. 7411, 003, 932. 424, 675, 500. 00
$1, 551, 509. 2687, 566. 80623,318.91501,455. 68374, 020.13452,917.91
1,123, 338.42683,128. 08204, 864. 06
1, 328, 272.381,103, 691.45475, 345.48
79,472, 930. 00 13, 589, 709.19 93, 062, 639.19 8, 509,428. 56
9,015, 000. 00282, 000; 00
5,375,000. 002,500,000. 004,415,000.00
200, 000.00
2, 239, 550. 09128,000. 00
1,457,957. 86950,000. 00853,000.0034,150.00
133 21, 787,000. 00 5,662,657.95
2, 215,2,660,
525,4, 740,
975,150,260,
2, 800,1,100,7, 580,
000. 00000.00000. 00000.00000.00000. 00000.00000. 00000.00000.00
501. 768. 65628, 875.00170, 000. 00721,800. 00214, 800. 0041, 000.0014, 900.00945,300.00199,600.00
1, 734, 880.62
225 23, 005,000. 00 5,142,924.27
United States 3,701 679, 076, 650, 00 237, 761,865. 23
11,254, 550.09410, 000. 00
6, 832, 957. 863.450, 000. 005,268,000. 00
234,150. 00
1,391,002.9538, 723.3664,1,320.1026.3, 937. 03546,748.4229,033. 22
27,449, 657.95 2,910, 765. 08
2,716,3,288,695,
5,461,1, '"
161,274,
3,74,5,1,299,9, 314,
768.65875.00000.00800. 00800.00000.00900. 00300.00600.00
28,147, 924.27 2,984,837. 08
916, 838, 515.23 73,448,066.11
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
or NATIONAL BANKS IN THE UNITED STATES—Continued.
SEPTEMBER 1, 1892—Continued.
185
Charged off.
Losses andpremiums.
$206,000.9526, 866. 7964,638. 2025, 210. 81
117, 958.9342, 801.47
115,646.30381,311.3449,142. 08
453, 357.48142,304.07126,101. 84
1, 751, 340. 26
191,199.431, 963. 98
92, 629. 6716, 328. 7428, 213.741, 381. 66
331,717.22
33.820. 8147, 206.1810, 038. 08
140, 789.1813, 500.75
289. 97230.75
28, 648.0073, 389. 9497, 925. 50
445, 839.16
11,431, 087.57
Expenses andtaxes.
$621,413.7234,160. 53
289,572.45175,049.74186, 284.63194, 831. 55532,215.54331,907.8071,779.86
560, 659.84569, 291.34326, 373.95
3, 893, 540.95
643,290.3612, 261. 54
252,660.9160,481.15
203,133. 2411,240.26
1,183, 067.46
160,550.07183,102. 7727,023.45
278, 973.9863,950.199,402. 04
10, 856.72102, 772.3154,534.62
411,091. 93
1, 302,258.08
29,722,053.72
Net earnings.
$724, 094. 5926, 539. 48
269,108. 26301,195.1369, 776. 57
215,284.89475,476.58
30,091.0683, 942.12
314, 255.06392, 096.0422, 869. 69
2,864,547.35
556,513.1624,497.84
296, 029. 52187,127.14315,401.4416,411.30
1, 395, 980.40
90,096. 3275, 626. 5154,023.43
324, 942. 6657, 719.1319,149. 7613, 478. 71
169,489. 716,675.93
438, 889. 54
1, 236, 739. 84
32,294, 924.82
Dividend*.
$592, 900. 0035, 000. 00
233, 300. 00195,000.00127, 500.00183,106. 43291, 000. 00110, 250.0066, 000. 00
357, 625. 00335, 675.0095, 000. 00
2,622, 356.43
407, 550. 0019, 920. 00
217, 500. 00100, 000.00387,100.00
9, 000.00
1,141, 070. 00
70, 700.0068,550. 008. 000. 00
127, 700. 0044, 740. 5311, 500. 007, 900. 00
130, 500. 0039, 750.00
398,185. 07
907, 525. 60
24, 853, 860. 42
Net earn-ings to
capital andsurplus.
Per cent.4.532.624.184.941.213.993.86
0.393.802.613.560.49
3.08
4.945.974.335.425.997.01
5.12
3.322.307.775.954.85
11.894.904.53
O.5I4.71
4.39
3.52
Ratios.
Dividendsto capital
and
surplus.
Per cent.3.713.463.633.202.213.402.361.442.992.463.052.03
2.82'
3.624.863.182.907.353.84
4.16
2.602.081.152.343.767.142.873.483.064.27
3.22
2.71
Dividendsto capital.
Per cent.4.575.004.364.062.493.952.721.623.302.773.592.29
3.30
4.527.064.05
» . 4.008.774.50
5.24
3.192.581.522.694.597.673.044.663.615.25
3.94
3.66
464748495051525354555657
5859606162(53
64656667686970717273
NOTE.—Figures printed in boldface type signify loss.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
186 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE, BY STATES AND RESERVE CITIES, OF THE RATIOS TO CAPITAL, AKD TOFUOM MAKCH 1, 1888,
l23456789101112131415161718192021222324.2526272829303132333435363738394041424344454647484950515253545556575859606162636465666768697071727374
States, Territories,and reserve cities.
Maine . . . . . ^ . . .New HampshireVermontMassachusetts
BostonRhode IslandConnecticut . . . .New York
New York City..AlbanyBrooklyn
New JerseyPennsylvania
PhiladelphiaPittsburg
DelawareMaryland
BaltimoreDistrict of Columbia
Washington . . . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana
New Orleans...TexasArkansasKentucky
LouisvilleTennesseeOhio
CincinnatiCleveland
IndianaIllinois
ChicagoMichigan
Detroit"Wisconsin
MilwaukeeIowa
Des MoinesMinnesota
St. PaulMinneapolis...
MissouriSt. Louis
Ratio of dividends to capital for six months ended—
?.ct.3.83.83.73.52.83.23.44.04.35.4
4.53.83.73.8
•4.74.03.54.03.23.84.13.88.33.83.93.34.11.64.35.74.83.63.74.13.93.32.63 94*. 84.15.63.84.96.5
Kansas CitySt. Joseph
KansasNebraska
OmahaColoradoNevadaCalifornia
San Francisco...OregonArizonaDakotaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtanWashingtonWyomingOklahomaIndian Territory
Average
4.2
4.83.03.93.35.85.63.1
10.24.04.11.9
17.46.04.0
4.0
P.ct3.93.93.73.52.93.23.53.94.35.0
4.43.93.63.84.74.23.74.03.23.83.23.14.53.73.93.43.62.03.75.13.94.03.73.73.73.42.74.15.23.74.43.95.8
20.34.5
4.1 3.6
4.218.94.23.34.75.53/49.34.87.51.94.06.04.0
4.0 3.9
3.93.93.53.32.83.23.53.94.25.7
4.64.03.63.75.14.23.94.04.63.83.93.44.54.34.53.86.52.03.84.37.13.83.73.43.93.42.94.24.93.94.43.94.84.94.9
3.2
J\ctJp.ct
4.43.83.63.75.03.93.64.03.03.84.03.74.54.93.83.96.23.04.75.96.23.93.53.94.13.63.24.25.1
10.94.93.96.14.95.5
3.6
4.53.23.83.63.64.83.7
12.06.04.45.63.56.0
3.9
P.ct. P.ct
4.93.73.53.74.93.83.84.02.43.85.03.74.53.53.14.04.24.24.13.9
13.93.53.23.13.83.75.74.55.34.94.13.78.54.95.7
3.4
4.13.14.02.83.24.33.3
11.76.04.64.04.76.0
3.9
4.15.53.63.52.82.93.73.74.94.46.74.53.83.63.74.93.83.44.02.54.33.54.04.65.04.63.85.33.74.34.26.03.63.23.54.73.83.25.15.24.04.43.44.14.95.7
3.83.93.53.02.83.13.73.94.74.86.84.63.83.73.74.83.83.54.02.53.93.94.34.83.64.33.34.03.34.13.44.13.62.83.23.73.82.84.85.14.54.73.34.84.55.64.83.54.53.13.43.32.23.32.63.43.24.0
CO I 6.0
5.02.9
11.23.66.32.66.02.72.21.43.9
P.ct3.53.93.53.42.63.13.74.04.95.56.81.53.63.53.74.75.23.14.02.84.15.34.2
14.83.33.33.64.63.93.74.64.03.83.23.73.63.23.24.94.64.04.53.34.75.64.95.04.74.12.54.02.83.13.33.04.02.84.56.04.24.04.2
P.ct3.63.93.51.12.73.03.74.24.93.4
4.54.03.63.74.83.83.74.02.84.03.24.04.93.23.33.43.73.33.44.32.94.32.43.13.83.63.25.04.53.74.53.34.55.54.65.04.44.02.53.92.71.63.32.83.62.34.57.14.04.08.84.5
P.ct.3.13.13.02.72.32.72.73.12.63.2
Ratio of dividendsto capital andsurplus for sixmonths ended—
P.ct3.13.12.82.52.32.72.73.12.82.9
3.32.82.52.63.43.02 7Z.22 42.73.33.15.72.93.42.73.41.42.94.64.12.92.93.43.12.82.33.03.63.14.63.43.84.04.5
3.5
3.92.13.62.45.04.9S.57.62.93.31.8
15.35.73.3
3.0
l
P.ct3.13.13.12.72.32.62.73.02.62.9
3.22.82.42.63.43.12.83.22.42.72.62.53.12.83.42.82.91.72.54.13.33.32.93.03.02.82.43.23.92.73.6•3.55.4
12.93.6
3.4
3.415.83.82.44.04.62.76.73.56.21.73.55.53.3
3.0
P.ct3.13.12.82.52.22.62.73.02.83.1
3.22.82.42.43.43.02.83.22.43.13.23.03.12.42.83.33.51.73.14.04.83.02.93.13.03.02.54.43.83.33.53.64.13.44.0
3.1
3.0
2.7
4.32.73.7
15.33.84.43.44.34.43.13.43.35.02.6
2.9
NOTE.—-Figures printed in bold-faoe type InDigitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 187
CAPITAL AND SURPLUS, OF THE EARNINGS AND DIVIDENDS OF NATIONAL BANKSTO SEPTEMBER 1, 1892.
Ratio of dividends to capital andsurplus for six
far.
1L8
90.
^ ' '
P. ct.3.13.12 93.02.12.42.7
3. 02.72.4
*3.Y2.72.42.43.52.92 73.22.1
3.12. 93!l3.83.33.24.63.23.04.85.03.12.83.23 ?2.92.73. 23.97.74.03.44.73.24.3
3.1
3.72.73.43.33.14.03.29.54.43.64.32.94.8
5.04.51.06.44.94 .13.81.9
3.2
i fCO
P.ct.3.13.42 92.32.22.12.7
3. 52.72.1
3.42.62.32.43.42.82.82.91.72.74.93. 0'6.02.72.73.23.23.32.73.2
11.12.82.62.53 03.04.83. 43.92.93.23.26.73.24.4
2.9
3.52.83.62.62.73.63.08.04.43.73.13.44.6
2.82.20.83.35.03.02.62.0
2.9
P.ct.3.24.42 92.62.22.4Z. o
2. 92.82.42.83.12.62.32.33.42.82.62.91.82.92.73. 2s!i3.83.93.13.93.03.03.84.82.82.P2.93 73.02.73. 83.92. 73^53.03.23.24.5
3.13.32.64.32.93.13.02.83.02.94.14.44.03.03.63.9
4 .12.37.93.15.12.04.82.32.21.43.0
montl
l-iCO
P.ct.3.03.12 82.32.22.52.8
3.02.72.62.83.22 72^32 43^32.82.62.91.72.63.13 43] 02.83.62.73.02.72.72.93.22.82.32.72 93.02.43. 73.83.03.72.93.72.94.63.23.03.52.73.02.91.93.02.32.92.83.34.43.61.23.64 .3
3 42.64.42.15.83.82.92.22.45.12.8
is ended—
P.ct.2.83.12 82.52.12.52.8
3. 02.73.02.71.02.52.22.33.33.82.42.91.92.74.33 39^62.62.82.93.33.12.53.93.12.42.63.02.82.92.63. 63.42.83.52.93.63.63.93.53.73.22.23.42.42.73.02.63.42.53.64.13.33.03.65.6
3.82.3
11.03.44.73.42.82.13.83.52.8
|S
P.ct.2.93.0
0.82.22.52.8
3.12.72.32.73.12.82.22.33.32.82.82.91.92.62.63 13*.l2.52.82.62 72'. 52.23.62.23.42.02.53 02.82.63. 63.32.63.42.93.43.53.73.53.63.22.23.42.41.43.02.53.02.03.64.93.22.97.33.8
2.62.01.12.33.83.54.33.17.12.92.7
Ratio of earnings to capital
P.ct.4.03.74.12.83.03.42.0
4.14.62.8
*5.*2*4.03.75.04.33.83.03.64.84.32.94. 07.14.36.64 86.17.23.85.77.33.83.36.23.92.43.44. 55.06.85.84.96.33.64.7
5.5
4.92.45.23.97.16.73.7
19.310.0
9.74.9
10.413.16.1
8.23.45.3
12.92.0
4.3
CO
P.ct.3.64.03.73.03.33.42.9
5.22.6
4.93.83.24 .14.65.53.73.44.83.63.65 15.55.56.64.18.67.01.45.38.43.82.55.14.23.64.4
3. 64.45.64.94.77.38.64.9
3.9
4 .34.55.20.66.06.53.09.8
13.09.45.0
11.59.55.0
**5." 9*7.65.07.9
10.63.6
4.3
««00
P.ct.4.44,04.03.43.93.53.3
4.93.4
5.04.63.53.84.94.34.14.24.84.84.34 24.83.74.64.35.94.65.35.77.44.14 .15.14.34.23.8
4. 65.85.54.55.05.5
10.04.8
4.6
4.94.95.67.75.17.05.49.86.16.65.68.5
12.56. 7
'"8*0*8.35.8
12.310.9
1.8
4.5
i lP.ct.
3.93.23.73.43.42.53.2
4.95.4
5.64.1*> Q
3.94 .74.83.04.15.84.74.55 17 1?>. 75.76.18.85.16.2(117.94.03.73.74 . 14.03.84. 45.35.34.74.76.04.75.1
3.3
4.24.84.98.53.76.14.9
10. 06.16.26.87.98.64.1
*"6."5*4.75.98.5
10.31.4
4.3
end
P.ct.4.03.63.42.61.73.03.6
4.52.3
6.14.53.54.24.24.33.64.56.24.64.44 04.44.66.26.36.06.85.66.36.44.45.44.84.04.73.75. 05.46.14.94.35.86.25.1
5.4
4.62.84.85.83.85.94.89.15.35.34.47.5
10.2
7.15.06.0
11.96.08.79.52.5
4.T
and Jed—
CO
P.ct.3.73.93.63.22.70.93.8
5.3O*6
"*5.*5"3.93.54 .14.93.93.24.35.55. 85.03 47.24.55.55.46.99.44 .15.8
16.54.72.95.13.95.54 .1
4.96.34.93.56.55.24.8
3.5
4.47.64.45.53.24.93.89.06.34.95.28.47.2
2.73.54.39.55.26.38.13.4
4.3
mrplu
P.ct.4.54.23.93.13.33.13.7
5.21.65.55.34.53.94.54.54.23.37.84.55.55.74 15.64.77.64 .14.46.64.05.96.84.84.04.64.55.34.2
6.16.25.73.66.14.45.4
5.24.84 .55.34.63.75.13.54.64.89.34.85.55.48.66.3
5.04.5
11.16.66,36.57.81.34.04.64.6
3 for £
mP.ct.
2.83.42.93.03.22.53.3
3. 54.74.04.94.73.33.73.21.93.93.03.23.84.45.05 46.85.28.43.47.08.44 .15.45.02.90.93.13.63.83.7
5.97.84.63.25.83.14.78.73.64.13.04.34.81.03.42.43.53.06.15.65.15.16.57.6
4.21.47.45.64.07.35.54 .54.75.84.0
jix months
si
P.ct.2.03.13.42.51.92.83.5Q Q0. 0
4.43.93.64.64.03.33.73.84.13.23.53. 54.65.73 93.22.45. 72.73.04.31.33.55.13.52.93.34 14.06.0
5.36.14.42.55.26.74.24.56.84.94.73.72.72.03.32.64.51.56.05.04.65.75.28.4
6.83.29.36.65.32.25.33.06.36.1
3.8 j
g.00CO
P.ct.3.02.73 12.52.42.23.1
4.03.84.04.24.33.42.83.93.83.82.84.93.84.74.2A 56.83.26.12.44.65.84.34.33.53.41.12.63.82.63.1
4.75.34.23.55.15.44.52.64.25.01.24.03 9
O . 43.82.63.60.54.96.04.35.46.07.0
3.32.37.85.94.84.54.7
0 . 511.94.93.5
1234567QO
9101112131415161718192C2122
242526272829303132333435363738394041424344454647484950515253545556575859606162636465666768697071727374
* column for 1890 and 1892 signify percentage of loss.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
188 REPORT OF THE COMPTROLLER OF THE CURRENCY.
EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ARRANGED BY GEOGRAPHICALDIVISIONS, FOR SEMIANNUAL PERIODS FROM SEPTEMBER 1,1883, TO SEPTEMBER1,1892.
Geographical divisions.
Sept., 1883, to Mar., 1884:New England States. . .Middle StatesSouthern StatesWestern States
Total
Mar., 1884, to Sept., 1884:New England States. . .Middle StatesSouthern StatesWestern States
Total
Sept., 1884, to Mar., 1885:New England States. . .Middle StatesSouthern States :Western States
Total
Mar., 1885, to Sept., 1885:New England States. . .Middle StatesSouthern StatesWestern States
Total
Sept., 1885, to Mar., 1886:New England States. . .Middle StatesSouthern StatesWestern States
Total
Mar., 1886, to Sept., 1886:New England States. . .Middle StatesSouthern StatesWestern States
Total
Sept., 1886, to Mar., 1887:New England States. . .Middle StatesSouthern StatesWestern States
Total
Mar., 1887, to Sept., 1887:New England States. . .Middle StatesSouthern StatesWestern States
Total
Sept., 1887, to Mar., 1888:New England States . . .Middle StatesSouthern StatesWestern States
Total
No.of
banks
565715248963
2,491
568723264
1,027
2,582
567732278
1,073
2,650
562731287
1,085
2,665
559738294
1,117
2,708
563744303
1,174
2,784
563754313
i,225
2,855
566764343
1,269
2,942
567780358
1,339
3,044
Capital.
$167,478, 070175, 317,31538, 214, 310
126, 959, 605
507, 969,300
167, 600, 370175, 767, 35540, 638, 300
134, 599,700
Surplus.
$41,863,16164,841,1789,854, 923
29, 041, 587
Dividends.
$5. 726, 3567, 639, 6701, 700,1136, 016, 667
145, 600, 849 21,082, 806
41,905, 90564, 580,40610,726,20930,508,955
518,605,725 147,721,475
167,400,370173, 212,14542,648,400
139, 638,800
41,413, 82664,741, 00911, 527,94231, 088, 344
522,899,715 148,771,121
165, 668, 370172, 907, 35243, 500, 300
142, 523, 580
40,786, 00764, 247, 88811, 505, 47730, 364,123
524,599,602 146,903,495
165, 203,920172,435, 29544,437,400
148,879, 580
530,956,195
165, 352, 320173,628,87545,444, 000
153,138,453
537, 563, 648
165,252,370175,873, 73546, 213,240
161, 016,425
548, 355, 770
164,837,370176, 635, 65651,515,315
165, 556,200
558,544,541
164,405,920183,382,39553,124, 400
176,224, 033
577,136,748
41,128, 38767, 583, 30912, 053, 52432, 767, 699
153, 532,919
41, 581, 84570,044,18711, 967, 32133,470,425
157, 064,778
41,897,07273,445, 03312. 463, 05035,926,745
163, 731,900
43,118, 79076, 574,17913, 247,28538, 314,299
171,254, 553
43,459,76980,679,52714,258,40340, 999,447
179,397,147
5,551,6037,089,6731, 691, 5205,838, 871
20,171, 667
5, 661, 5377,156, 6801,790,7265, 828,707
20,437,650
5, 391,4016,953, 3321, 655, 2616, 218,477
20, 218,471
5,375, 2267, 044, 5351,969,1906, 946, 485
21, 335,436
5, 338, 6357,328, 7981,994, 5376,485,172
21,147,142
5,318,4807, 574, 6272,143, 8707, 111, 610
22,148, 587
5,355,7877, 357, 4002,137,3287,153,305
22,003,820
5,426,1787,346,5152,298, 0398, 017, 876
23,088,607
Net earn-ings.
$6, 095, 9159,529,9782, 950, 0969,418, 775
27,994,764 <
5,738,4568,198, 9122,747, 0187,683,633
24, 368, 019
4, 388, 8127, 474, 7522,426, 8587, 310, 780
21, 601, 202
4,725, 3957, 297,1592, 282, 7827, 718, 959
22,024,295
5, 925, 3819, 484, 3242, 705, 2749,412,687
27, 527, 666
6,736,4799,789,1352, 553, 0558, 834, 050
27,912,719
6,176,70712, 072,4192, 646, 393
10, 803,275
31, 698, 794
7,224,78111,360, 8933,268, 973
10, 953,427
32,808,074
6,187, 59511,201,7083,257,542
11,954,449
32,601,294
Ratios.
sirPr. ct.
3.44.44.44.7
4 . 1
3.34.04.24.3
3.9
3.44.14.24.2
3.9
3.34.03.84.5
3.9
3.24.04.44.6
4.0
3.24.24.34.2
3.9
3.24.34.64.4
4.0
3.24.24.14.3
3.9
3.34.04.34.5
4.0
Div
iden
ds t
oca
pita
l an
dsu
rplu
s.
Pr. ct2.73.23.53.9
3.2
2.62.93.33.5
3.0
2.73.03.33.4
3.0
2.62.93.03.6
3.0
2.62.93.43.8
3.1
2.5-3.03.43.5
3.0
2.63.03.63. 6
3.1
2.62.93.33.5
3.0
2.62.83.43.7
3.0
* ! .
IllC§ O OQ
Pr. ct.2.94.06.16.0
4.3
2.73.45.34.7
3.7
2.13.14.54.3
3.2
2.33.14.24.5
3.3
2.83.94.75.2
4.0
3.24.04.04.7
4.0
3.04.84.55.5
4 .5
3.54.55.05.4
4 .5
3.04.24.85.5
4 .3
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 189
EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ETC.—Continued.
Geographical divisions.
Mar., 1888, to Sept., 1888:New England States...Middle StatesSouthern StatesWestern States
Total
Sept., 1888, to Mar., 1889:New England States...Middle StatesSouthern StatesWestern States
Total
Mar., 1889, to Sept., 1889:New England States...Middle StatesSouthern StatesWestern States
Total
Sept., 1889, to Mar., 1890:New England States...Middle StatesSouthern StatesWestern States
Total
Mar., 1890, to Sept., 1890:New England States...Middle StatesSouthern StatesWestern States
Total
Sept., 1890, to Mar., 1891:New England States .. .Middle StatesSouthern StatesWestern States
Total
Mar., 1891, to Sept., 1891:New England States...Middle StatesSouthern StatesWestern States
Total
Sept., 1891, to Mar., 1892:New England States...Middle StatesSouthern StatesWestern States
Total
Mar., 1891, to Sept., 1892:New England States...Middle StatesSouthern StatesWestern States
Total
General average
No.of
hanks
568793369
1,363
3,093
568793382
1,404
3,147
571796403
1,424
3,194
576811436
1,471
3,294
582834475
1,521
3,412
583851522
1,586
3,542
589874544
1,605
3,612
585880558
1,648
3,671
587882570
1, 662
3,701
3,077
Capital .
$164,649,820184, 220, 575
54, 802, £00179, 865, t*50
583, 529,145
164, 506, 720184, 628, 445
56, 974,485187,144, 200
593, 253, 850
165,101, 920184,195 745
58, 905. 530191, 247, 990
599,451,185
165, 631, 980186,198, 725
62, 949, 360200, 625,480
615, 405, 545
165, 500, 920188, 261,155
68, 491,105212, 520, 566
634, 773,746
165, 525, 420189, 215, 74575,175,100
222, 670, 320
652, 586, 585
165, 392, 090192,973, 87678, 244, 000
231,019, 971
667, 629,937
165, 668, 920192, 303, 940
78, 227, 550239,155, 900
675, 356, 310
165,918, 920192,464. 74579, 620,155
241,072,830
679, 076,650
584,871,900
Surplus.
$44,197,41882, 998, 75914, 844, 53442, 376, 280
184,416, 991
44, 904,040$6,496, 36715. 715,13645, 391, 957
192, 507, 500
45,476, 95387. 936. 23616, 387, 35947, 328, 336
197,128, 884
46,157,18191,010,40517,141, 07050, 237, 778
204, 546, 434
46, 488, 59894, 608, 92118,081, 49652, 690,124
211, 869,139
47, 263, 87198, 565, 39719, 232, 96154, 368, 512
219, 430, 741
48, 053, 95399, 692,77620,344, 33458, 011, 532
226,102, 595
48,438, 842103,561,32721, 026, 56761, 650,165
234, 676, 901
48, 072, 364105,487,99521,456,22762, 745, 279
237,761, 865
184, 578, 849
Dividends.
$5, 349, 5827, 564, 8222,189, 9378, 338. 710
23,443,051
5, 508,1637, 379, 6922,357.7188, 045, 400
23, 290,973
5, 307, 0867, 636, 8742, 365, 3688, 016, 259
Net earn-ings.
$6, 739, 24011, 544, 2583,105, 262
11, 370,432
32, 759,192
6. 932, 21212,241.399
3, 497. 41012,438, 868
35,109, 889
6, 920. 88912, 060. 4333, 818, 379
11, 708, 674
23, 325, 587 ,34, 508. 375
5, 520, 9777, 629,1702, 861, 628
10, 237, 991
5, 606. 83012, 2 8. 7884, 229, 776
J2, 203,145
26,249, 766 J35, 248, 539
5,144,5887, 946, 3012, 695, 2109,123, 018
24, 909,117
5, 530,4737, 720,4333, 026, 4929,491, 377
25, 768,775
5, 231,8547, 911, 6272, 778,0249,104,730
25, 026, 235
5, 292, 0147,463,4533, 350, 3699,441, 017
25, 546, 853
4,300,2648,147, 7023,007,2949, 398, 600
24.853,860
23, 002, 689
6, 239, 35812, 534, 6304, 730. 666
13, 302, 370
36, 807, 024
7, 275, 21513,189,635
4, 842,13914, 838, 985
40,145, 974
6, 512,91011,475, 7154, 299, 226
13, 329, 789
35,617, 640
5,422,79911, 764, 3293,412, 941
13, 763,021
34, 363, 090
5, 542, 29310, 855. 6443,780; 308
12,116,679
32, 294, 924
31,410,632
Ratios.
11,2 &•5 *>• °
5Pr. ct.
3.24.14.04.6
4.0
3.34.04.14.3
3.9
3.24.14.04.2
3.9
3.34.14.55.1
4.3
3.14.23.94.3
3.9
3.34.14.04.3
3.9
3.24.13.63.9
3.7
3.23.94.33.9
3.8
2.64.23.83.9
3.7
3.9
Div
iden
ds t
oca
pita
l and
surp
lus.
Pr. ct.2.62.8
,3.13.8
3.0
2.62.73.23.5
Ear
ning
s to
capi
tal a
ndsu
rplu
s.
Pr. ct.3.24.34.45.1
4.3
3.34.54.85.3
3. 0 4.5
2.52.83.13.4
2.9
2.62.83.64.1
3.2
2.42.83.13.4
2 9
2.62.73.23.4
3.0
2.42.72.83.2
2.8
2.52.53.43.1
2.8
2.02.72.93.1
2.7
2.9
3.34.55.14.9
4.3
2.64.45.35.2
4.3
2.94.45.55.0
4.3
3.44.65.15.4
4.6
3.03.94.44.6
4.0
2.53.93.44.6
3.8
2.63.63.74.0
3.5
4.1
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
190 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THEPROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THEUNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF THEIRCAPITAL, CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDINGOCTOBER 31, 1892.
Name and location of bank. Date ofliquidation. Capital.
Circulation.
Issued. Ketired. Outs tan d-
First National Bank, Penn Yan, N.Y.* ..First National Bank, Norwich, Conn.* .Second National Bank, Ottum v\ a, Iowat..Second National Bank, Canton, Ohiot...First National Bank, Lansing, Mich. f..First National Bank, Columbia, MoFirst National Bank, Carondeiet, MoFirst National Bank, Utica, N. Y.*Tittston National Bank, Pittston. Pa.|..Fourth National Bank, Indianapolis, Ind.Berkshire National Bank, Adams, Mass.|National Union Bank, Rochester, N. Y..First National Bank, Leonardsville, N.Y.Farmers' National Bank, Richmond, Va.Farmers' National Bank, Waukesha,
WisNational Bank of Metropolis, Washing-
ton, D. CFirst National Bank, Providence, Pa...National State Bank, Dubuque, Iowa...First National Bank of Newton, New-
ton ville, MassFirst National Bank, New Ulm, Minn..National Bank of Crawford County,
Mead ville, PaKittanning National Bank, Kittanning,
Pa.JCity National Bank, Savannah, Ga.tOhio National Bank, Cincinnati, Ohio...First National Bank, Kingston, N. Y . . .First National Bank, Blutfton, IndNational Exchange Bank, Richmond, Va.First National Bank, Skaneateles, N. Y.First National Bank, Jackson, MissFirst National Bank, Dowiiinattown, Pa.First National Bank, Titusville, PaAppleton National Bank, Appleton, Wis.Natiomil Bank of Whitestown, N. YFirst National Bank, Isew Brunswick,
N. J . . .First National Bank, Cuyahoga Falls,
Ohio '-.-..:First National Bank, Cedarburg, Wis...Commercial National Bank, Cincinnati,
OhioSecond National Bank, Watertown, N. Y.First National Bank, South Worcester,
N.YNational Mechanics and Farmers' Bank,
Albany, N. YSecond National Bank, DesMoines, Iowa.First National Bank, Steubenville, Ohio.Eirst National Bank, Plumer, PaFirst National Bank, Danville, VaFirst National Bank, Dorchester, Mass.First National Bank, Oskaloosa, Iowa..Merchants and Mechanics' National
Bank, Troy, N. YNational Savings Bank, Wheeling, W.Va.First National Bank, Marion, OhioNational Insurance Bank, Detroit, Mich.National Bank of Lansingburg. N. YNational Bank of North America, New
York, N.YFirst National Bank, Hallowell, MeFirst National Bank, Clyde, N.YPacific National Bank, New York, N.Y.Grocers' National Bank, New York, N. YSavannah National Bank, Savannah, Ga.First National Bank, Frostburg, MdFirst National Bank, La Salle, 111National Bank of Commerce, George-
town, D.C : . . .
Apr, 6,1864May 2,1864
doOct. 3,1864Dec. 5,1864Sept. 19,1864Mar. 15,1865June 9-1865Sept. 16,1865Nov. 30,1865Dec. 8,1865Apr. 26.1866July 11,1866Oct. 22,1866
Nov. 25,1866
Nov. 28,1866Mar. 1.1867Mar. 9,1867
Mar. 11,1867Apr. 18,1867
Apr. 19,1867
Apr. 29,1867May 28,1867July 3,1867Sept. 26, 1867Dec. 5,1867. . . .doDec. 21,1867Dec. 26,1867Jan. 14,1866Jan. 15,1866Jan. 21,1866Feb. 14,1866
Feb. 26,1868
Mar. 4,1868Mar. 23,1868
Apr. 28,1868July 21,1868
Aug. 4,1868
do.Aug. 5,1868Aug. 8,1868Aug. 25,1868Sept. 30,1868Nov. 23,1868Dec. 17,1868
Dec. 31,1868Jan. 7,1869Jan. 12,1869Feb. 26,3869Mar. 6,1869
Apr. 15,1869Apr. 19,1869Apr. 23,1869M a y 10,1869June 7,1869June 22,1869July 30,1869Aug. 30,1869
Oct. 28,1869
$100, 00030, 000
200, 000100, 000100, 000400,00050.000
100, 000
100,000
200,000100,000150,000
150,00060,000
300,000
200, 000100, 000500, 000200, 00050, 000200, 000150, 000100, 000100, 000100, 00050, 500120, 000
100, 000
50, 000100,000
500,000100,000
175, 500
350, 00050,000150,000100, 00050,000150, 00075,000
300, 000100, 000125, 000200, 000*150, 000
1,000,00060.00050,000
422. 700390,000100,00050, 00050,000
100,000
$90, 00025, 500
$89, 87525, 399
100, 000
192, 50045, 00085, 000
90,000
180,00090,000127,000
130,00054,000
450,000180, 00045. 0U0180, 000135, 00045, 50090, 00086, 75045, 00045, 500
90, 000
45,00090, 000
345,95090, 000
157,400
314,95042, 500135,00087,50045,000132,50067,500
184,75090,000109,85085,000135,000
333,00053, 35044,000134,99085,25085, 00045,00045,000
99 373
191, 50344, 41583, 288
89, 540
177, 00388, 780125, 685
128, 81753, 245
444,140177,79544, 586179, 355133,77245,42089, 01185, 78544,37945, 248
88, 699
44,46289,497
343,85588,970
155,821
313,01042,152133,31286,17744,695130,59766,992
183,14589,450109,01484,453
133, 787
330,82752,93643,270134,07284,91684,48544,75244,525
$125101
95)7585
1,712
2, f 971.2201,315
1,183755
5,8602, 205
414645
1,22880
989965621252
1,301
538503
2,0951, 030
1,579
1,940348
1,6881,323
3051,903
508
1,60555083G547
1,213
2,173414730918334515248475
90,000Slew bank with same title, t Never completed organization. ; Consolidated
89,085 915with another bank.Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
EEPOET OF THE COMPTROLLER OP THE CURRENCY. 191
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Narne and location of bank. Date ofliquidation. Capital.
Circulation.
Issued. Retired. Outstand-ing.
Miners' National Bank, Salt Lake City,U t hUtah.
First National Bank, Vinton, IowaNational Exchange Bank, Philadelphia,
PPa
YFirst National Bank, Decatur, 111National Union Bank, Owego, N.First National Bank, Berlin, WisCentral National Bank, Cincinnati, Ohio.First National Bank, Dayton, OhioNational Bank of Chemung, Elmira, N.Y.Merchants' National Bank, Milwaukee,
W i sFirst National Bank, St. Louis, MoChemung Canal National Bank, Elmira,
N.Y
Muskingum National Bank, Zanesville,OhioOhio
United National Bank, Winona,Minn...First National Bank, Des Moines, Iowa..Saratoga County National Bank, Water-
f d N Yford, N. Y.
Dec. 2,1869Dec. 13,1869
Jan. 8,1870Jan. 10,1870Jan. 11,1870Jan. 25.1870Mar. 31,1870Apr. 9,1870June 10,1870
June 14,1870July 16,1870
Aug. 3,1870Central National Bank, Omaha Nebr. * . . Sept. 23,1870First National Bank, Clarksville, Va Oct. 13,1870First National Bank, Burlington, Vt Oct. 15,1870First National Bank, Lebanon, Ohio Oct. 24,1870National Exchange Bank, Lansingburg,
N.Y Dec. 27,1870
Jan. 7,1871Feb. 15,1871Mar. 25,1871
Mar. 28,1871Mar. 31.1871May 2,1871June 24,1871Aug. 11,1871
Nov. 22,1871
Dec. 26,1871Jan. 6,1872Jan. 9,1872
May 10,1872
May 24,1872
Atlantic National Bank, Brooklyn, N. Y. | July 15,1872 |Merchants and Farmers' National Bank, j
Quincy, 111 Aug. 8,1872 !First National Bank. Rochester. N. Y i Aug. 9,1872Lawrenceburg National Bank, Law- i
renceburg, Ind ! Sept. 10,1872Jewett City National Bank, Jewett City, | !
Conn l-.j Oct. 4,1872Oct. 22,1872 iNov. 7,1872 |
Nov . 8,1872 INov. 16,1872 !
Jan. 14,1873 \Feb. 18,1873 i
Feb. 28,1873 I
State National Bank, St. Joseph. MoFirst National Bank, Fen ton, MichFirst National Bank, Wellsburg, W. Va.Clarke National Bank, Rochester, N. Y..Commercial National Bank, Oshkosh,
WiW i sFort Madison National Bank, Fort Mad-
ison, IowaNational Bank of Maysville, KyFourth National Bank, Syracuse, N. Y.. .American National Bank, New York,
N.Y.Carroll County National Bank, Sand-
wich, N.H.. 'Second National Bank, Portland, Me
First National Bank, Knoxville, Tenn...First National Bank, Goshen, IndKidder National Gold Bank, Boston,
Mass.Second National Bank, Zanesville, Ohio..Orange County National Bank, Chelsea,
VtVtSecond National Bank, Syracuse, N. Y...Richmond National Bank, Richmond,
Ind.*First National Bank, Adams, N. Y Mar. 7.1873 jMechanics' National Bank, Syracuse,
Farmers and Mechanics' National Bank,Rochester, N. Y
Montana National Bank, Helena, Mont..First National Bank, Havana, N. YMerchants and Farmers' National Bank,
Ithaca. N.YNational Bank of Cazenovia, N. Y.Merchants' National Bank, Memphis,
TennManufacturers' National Bank, Chi-
cago 111Second' National j&jik, Chicago, Hi
Apr. 15,1873. . . .doJune 3,1873
June 30,1873July 18,1873
Ang. 30,1873
Sept. 25,1873do
$150, 00050, 000
300,000 !100.000 |100. 000 i500. 000 I500.000150,000 i100,000 I
100,000!200,000 j
100,000 I100,000 !50,000 i300,000 i100,000 i
100,000
100,00050,000100, 000
150, 000100, 000100,000100, 000200,000
100,000
75,000300, 000105, 500
500, 000
50,000100,000200, 000
150,000400.000
60,000100, 000115, 000
300,000154,700
200,000100,000
230,00075, 000
Mar. 11,1873 | 140', 000 j
100,000100, 000
50, 000
50, 000150, 000
250,000
500, 000100, 000
* New bank, with same title.
$135,00042, 500
175. 75085,25088, 25044, 000425,000135, 00090,000
90, 000179,990
90,000
$134,10642, 293
173,76384,21587,327 j43,622421,145133,830 !89,488 j
89,330 !178,597
27, 000270. 00085,000
90, 000
90,00045,00090,000
135,00090, 00049, 50090, 000180,000
90, 000
67,500 j270,000 I91,700 I
450, 000
45, 00081, 000165, 000
135,000 |206,100 !
i48,75080,910
103, 500
120,000138,140
180, 00090,000
207, 00066,900 j
93, 800 j
83,250 !31,500 i45,000
45, 000116, 770
225,000
438,75097,500
89,149 i
26,890 !267,003 i
84,338 !
89,424
89, 27544,59589,208
134,03889,45549, 01889, 263
178,246
66,990269, 709
90, 858
444,051
44,46380.014
163^ 660
133,705203, 810
200, 000 I 180,000 I 177, 940
48,25279,096
102, 258
120,000136,498
177,76688, 845
207, 00066, 010
92, 880 I
82,317 |31,38544,410
44,294115, 326
222,363
433,327 ]96,141 I
207
1,9871,035
923378
3,8551,170
512
6701,393
851
1102,997
662
576
725405792
962545482737
1,754
5101, 291
842
5,949
537986
1,340
1, 2952, 284
2,060
8141,242
1,642
2,2341,155
890
920
933115
7061,444
2,637
5,4281368
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
192 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont?d.
"Nam© and location of bank. Date ofliquidation. Capital.
Circulation.
Issued. Retired. Outstand-ing.
Merchants' National Bank, Dubuque,Iowa
Beloit National Bank, Beloit, WisUnion National Bank, St. Louis, MoCity National Bank, Green Bay, WisFirst National Bank, Shelbina, MoSecond National Bank, Nashville, Tenn..First National Bank, Onedia, N. YMerchants' National Bank, Hastings,
MinnNational Bank of Tecumseh, MichGallatin National Bank, Shawneetown,
111First National Bank, Brookville, PaCitizens' National Bank, Sioux City,
IowaCitizens' National Bank, Charlottes ville,
VaFarmers' National Bank, Warren, 111...First National Bank, Medina, OhioCroton Kiver National Bank, South
East, N. YMerchants' National Bank of West Vir-
ginia, Wheeling, W. VaCentral National Bank, Baltimore, Md. .Second National Bank, Leavenworth,
KansTeutonia National Bank, New Orleans,
LaCity National Bank, Chfettanooga, Tenn.First National Bank, Cairo, 111First National Bank, Olathe, KansFirst National Bank, Beverly, OhioUnion National Bank, La Fayette, Ind . .Ambler National Bank, Jacksonville,
Fla.*Mechanics' National Bank, Chicago, 111..First National Bank, Evans ville, Wis . . .First National Bank, Baxter Springs,
KansPeople's National Bank, Pueblo, ColoNational Bank of Commerce, Green Bay
Wis
Sept. 30,1873Oct. 2,1873Oct. 22,1873Nov. 29,1873Jan. 1,1874Jan. 8,1874Jan. 13,1874
Feb. 7,1874Mar. 3,1874
Mar. 7,1874Mar. 26,1874
Apr. 14,1874
Apr. 27,1874Apr. 28,1874May 6,1874
May 25,1874
July 7,1874July 15,1874
July 22,1874
Sept. 2,1874Sept. 10,1874Oct. 10,1874Nov. 9,1874Nov. 10,1874Dec. 4,1874
Dec. 7,1874Dec. 30,1874Jan. 9,1875
Jan. 12,1875....do
First National Bank, Millersburg, Ohio.First National Bank, Staunton, VaNational City Bank, Milwaukee, WTisIrasburgNational Bank of Orleans, Iras-
burg, v tFirst National Bank, Pekin, 111Merchants and Planters' National Bank,
Augusta, GaMonticello National Bank, Monticello,
IowaIowaCityNationalBank, Iowa City, IowaFirst National Bank, Wheeling, W. Va. .First National Bank, Mount Clemens,
MichFirst National Bank, Knob Noster, Mo. . .First National Bank, Brodhead, WisAuburn City National Bank, Auburn,
N YFirst National Bank, Eldorado, KansFirst National Bank, Junction City,
KansFirst National Bank, Chetopa, KansFirst National Bank, Golden, ColoNational Bank of Jefferson, WisGreen Lane National Bank, Green Lane,
PaState National Bank, Topeka, KansFarmers'National Bank, Marshalltown,
IowaBichland National Bank, Mansfield,
OhioPlanters' National Bank, Louisville, Ky.First National JSaak, Gallatin, Tenn . .
.do. . . .doJan. 23,1875Feb. 24,1875Mar. 17,1875Mar. 25,1875
Mar.30,1875
. . . .doApr. 14,1875Apr. 22,1875
May 20,1875May 29,1875June 24,1875
Juue 26,1875June 30,1875
July 1,1875July 19,1875Aug. 25,1875Aug. 26,1875
Sept. 9,1875Sept. 15,1875
Sept. 18,1875
Sept. 25,1875Sept. 30.1875Oct. 1,1875
$200,00050, 000
500, 00050,000100, 000125, 000125, 000
100, 00050, 000
250, 000100, 000
50, 000
100, 00050, 00075, 000
200,000
500, 000200,000
100, 000
300, 000170, 000100, 00050, 000102, 000250, 000
42, 500250, 00055, 000
50,00050, 000
100, 000100, 000100, 000100,000
75, 000100,000
200, 000
100, 000125,000250,000
50,00050,00050,000
200,00050, 000
50, 00050,00050, 00060, 000
100,00060, 000
50,000
150,000350, 00075,000
* N o circulation.
$180, 00045,000150, 30045, 00090, 00092, 920110, 500
90, 00045, 000
225, 00090,000
45,000
90,00045,00045,000
166, 550
450, 000180, 000
90, 000
270, 000148, 00190, 00045, 00090, 000224,095
125, 90045,000
36,00027, 000
90, 00060, 40090, 00060,000
67,50090,000
169, 000
45, 000104,800225,000
27,00043,80045,000
141.30045,000
45,00036,00027,00054,000
90,00030, 600
27,000
130,300315, 00045,000
$176,41044, 299148,41344, 29589, 28091, 635
108, 936
88,52544, 310
223, 01388,835
44,840
89, 20944, 45344, 720
163, 600
444, 915178, 776
87,910
267, 920147, 01988, 64244, 63988, 516
220, 259
123, 83044,562
35,64026,823
89,18560,02889,08259,125
66, 53788,675
167,270
44,705103,082221,678
26.90043,42844,485
138,93044,528
44,67535, 68626,81853,007
89,65730,462
26,830
127, 934310,04844,610
$3, 590701
1,887705720
1,2851,564
1,475690
1,9871,165
160
791547280
2,950
5,0851,224
2,090
2,080982
1,358361
1,4843,836
2,070438
360177
815372918875
9631,325
1,730
2951,7183,322
100372515
2,370472
314182
343138
170
2,3664,952
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
KEPOKT OF THE COMPTROLLER OF THE CURRENCY. 193
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank.
First National Bank, Charlestown, W.Va
People's National Bank. Winchester, 111First National Bank, New Lexington,
Ohio.First National Bank, Ishpeming, Mich ..Fayette County National Bank, Wash-
ington, Ohio
Oct. 12,1875Oct. 20,1875
Oct. 26,1875
Nov. 8,1875
Nov. 13,1875Nov. 17,1875Dec. 17, i875Dec. 28,1875Jan. 11.1870... .doJan. 19,1876Jan. 26,1876Jan. 28,1876Feb. 5,1876Feb. 16,1876
Feb. 21,1876Feb. 24,1876Mar. 7,1876Mar. 11,1876Mar. 23,1876May 13,1876May 25,1876June 21,1876June 22,1876July 10,1876July 11,1876
July 29,1876Aug. 7,1876Aug. 17,1876
Second National Bank, Lawrence, Kans .\ Aug. 23,1876
Merchants' National Bank, Fort Wayne,Ind ,
Kansas City National Bank, KansasCity, Mp
First National Bank, Sehoolcraft, Mich.First National Bank, Curwensville, Pa ..National Marine Bank. St. Paul, Minn ..First National Bank, Rochester, IndFirst National Bank, Lodi, OhioIron National Bank, Portsmouth, Ohio ..First National Bank, Ashland, NebrFirst National Bank, Paxton, 111First National Bank, Bloom field, Iowa...Marietta National Bank, Marietta, Ohio .Salt Lake City National Bank, Salt Lake
City, UtahFirst National Bank, La Grange, MoFirst National Bank, Atlantic, IowaFirst National Bank, Spencer, IndNational Currency Bank, New York, N. YCaverna National Bank, Caverna, KyCity National Bank, Pittsburg, PaNational State Bank, Des Moines, Iowa..First National Bank, Trenton, MoFirst National Bank, Bristol, TennFirst National Bank, Leon, IowaAnderson County National Bank, Law-
renceburg, K;renceburg, KyFirst National Bank, Newport, IndFirst National Bank, DePere, Wis..
Date ofliquidation.
Oct.Oct.
2,18754,1875
Commercial National Bank, Versailles, KyState National Bank, Atlanta, GaSyracuse National Bank, Syracuse, N. Y.Fir»t National Bank, Northumberland, Pa Oct. 6,1876First National Bank, Lancaster, MoFirst National Bank, Council Grove,
Kans.National Bank Commerce, Chicago, 111...First National Bank, Palmyra, MoFirst National Bank, Newton, IowaNational Southern Kentucky Bank,
Bowling Green, KyFirst National Bank, Monroe, IowaFirst National Bank, New London, Conn.Winona Deposit National Bank, Winona,
MinnFirst National Bank, South Charleston,
OhioLake Ontario National Bank, Oswego,N.Y
First National Bank, Sidney, OhioChillicothe National Bank, OhioFirst National Bank, Manhattan, Kans..National Bank, Monticello, KyFirst National Bank, Rockville, IndGeorgia National Bank, Atlanta, GaFirst National Bank, Adrian, MichFirst National Bank, Napoleon, OhioFirst National Bank, Lancaster, OhioFirst National Bank, Minerva, OhioKinney National Bank, Portsmouth, Ohio.First National Bank, Green Bay, WisNational Exchange Bank, Wakefield, R.I.First National Bank, Union City, Ind . . .First National Bank, Negaunee, Mich . . .Tenth National Bank, New York, N.. Y ..First National Bank, Paola, KansNational Exchange Bank, Troy, N. YSecond National Bank, Lafayette, Ind
9647 13
Aug. 26,1876Aug. 31,1876Sept. 25,1876
Nov. 14,1876
Nov. 28,1876Dec. 2,1876Dec. 12,1876Dec. 16,1876
Dec. 23,1876Jan. 1,1877Jan. 9,1877
Jan. 28,1877
Feb. 24,1877
.do .Feb. 26,1877Apr. 9,1877Apr. 13,1877Apr. 23,1877Apr. 25,1877May 31,1877June 11,1877June 30,1877Aug. 1,1877Aug. 24,1877Aug. 28,1877Oct. 19,1877Oct. 27,1877Nov. 10,1877Nov. 13,1877Nov. 23,1877Dec. 1,1877Pec. 6,1877Dec. 20,1877
Capital.
$100, 00075,000
50, 00050,000
100, 000
100,000
100, 00050,000
100, 000100, 00050, 000
100, 000ioo,ooo50, 00050, 00055, 000150, 000100, 00050, 00050, 00070, 000100, 00050, 000
200, 000100, 00050, 00050,00060, 000
100, 00060, 00050, 000100, 000170, 000200, 000200, 000100, 00050, 000
50, 000250,000100, 00050, 000
50,00060,000100,000
100,000
100,000
275, 00052, 000100, 00052,00060,000200, 000100,000100, 00050, 00060, 00050, 000
100, 00050, 00070, 00050,00050,000
500, 00050, 000
100, 00!)200, 000
Circulation.
Issued.
$90,00067, 500
45, 00045,000
81. 280
46, 820
65, 99145, 00090, 00059. 71045, 00090, 00090, 00045, 00045, 00049, 50090,000
45, 00045, 00045, 0006B, 00045,00045, 00068, 92950, 79545, 00045,00045,000
45,00045, 00031, 50067,500
153, 00073, 725
117, 96162,10627, 000
26, 50071,46546,14045, 000
27, 00035, 70038, 300
63, 285
90, 000
66,40546, 20053,82544, 20049,500173,09045, 00043, 50045, 00054, 00045, 00090, 00045,00034,65045, 00045, 000441,00044,3509!), 00052,1(57
Retired.
$89,13266, 863
44,62844,468
80, 528
46, 255
65,12744,49288, 49858,31543,02988,49289.16744,59444,39848,48088, 352
44,14044, 44644,48062, 52043,96044, 65568, 28249, 49544, 52644, 66744,110
44, 73044, 41831,24166, 760150,97772, 355114,42160, 26526, 857
26,15370,22944,91143, 836
26, 74235, 327
36, 556
61,850
88,03562, 20645, 24752,17543, 61348,500169,86043,65942,86644,10852, 32244, 36288, 89043,89933, 70144,03544, 225
421, 76044, 04787, 75748, 699
Outstand-ing.
637
372
532
752
565
864508
1,5021, 3951,9711, 508
833406602
1,0201,648
860554520480
1,040345647
1,300474333
270582259740
2,0231,3703,5401,841
143
3471,2361,2291,164
258373
1,744
1,435
1,965
4,199953
1, 650587
1,0003, 2301,341
634892
1,678638
1,1101,101
949965775
19, 240303
2,2433,468Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
194 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank. Date ofliquidation. Capital.
Circulation.
Issued. Eetired. Outstand-ing.
Dec. 31,1877Jan. 8,1878....do
Jan.Jan.Jan.Feb.Feb.Mar.Mar.Mar.Mar.
Mar.Mar.Mar.Mar.Apr.Apr.Apr.Apr.
10,187819,187822,13787,1878
28, J 8781,18782,18784,18785, 1878
14,187819,187826,187830,18785,187820,187824.187825,1878
State National Bank,Minneapolis,Minn..Second National Bank, St. Louis, MoFirst National Bank, Sullivan, IndRockland County National Bank, Nyack,
N.YFirst National Bank, Wyandotte, Kans ..First National Bank, Boone, IowaFirst National Bank, Pleasant Hill, Mo ..National Bank of Gloversville, N. YFirst National Bank, Independence, Mo.National State Bank, Lima, IndFirst National Bank, Tell City, IndFirst National Bank, Pomeroy, OhioEleventh Ward National Bank, Boston,
MassFirst National Bank, Prophetstown, 111..First National Bank, Jackson, MichFirst National Bank, Eau Claire, Wis...First National Bank, Washington, Ohio.First National Bank, 'Middleport, Ohio..First National Bank, Streator, 111First National Bank, Muir, MichKane County National Bank, St. Charles,
111 I.First National Bank, Carthage, MoSecurity National Bank, Worcester, Mass.First National Bank, Lake City, ColoPeople's National Bank, Norfolk, VaTopeka National Bank, Topeka, Kans ..First National Bank, St. Joseph, MoFirst National Bank, Winchester, Ind...Muscatine National Bank, Muscatine,
IowaTraders' National Bank, Chicago, 111Union National Bank, Rah way, N. JFirst National Bank, Sparta, WisHerkimer County National Bank, Little
Falls, N. Y.. . .Farmers' National Bank, Bangor, MePacific National Bank, Council Bluffs,
IowaFirst National Bank, Anamosa, IowaSmithfield National Bank, Pittsburg, Pa.First National Bank, Buchanan, Mich...First National Bank, Prairie City, 111- - - -Corn Exchange National Bank, Chicago,
Franklin National Bank,Columbus, Ohio.Traders' National Bank, Bangor, MeFJrst National Bank, Gonic, N. HFirst National Bank, Salem, N. CFirst National Bank, Granville, OhioCommercial National Bank, Petersburg,
Va doFirst National Gold Bank, Stockton, Cal doFirst National Bank, Sheboygan, Wis doFirst National Bank, Boscobel, Wis Jan. 21,1879National Marine Bank, Oswego, N, Y Jan. 25,1879Central National Bank, Hightstown, N.J . Feb. 15,1879Brookville National Bank, Brookvill©,
Ind Feb. 18,1879Farmers' National Bank, Centreville,
Iowa Feb. 27,1879First Nationa 1 Bank, Clarinda, Iowa ! Mar. 1,1879Waterville National Bank, Waterville, Me Mar. 3,1879First National Bank, Tremont, Pa Mar. 4,1879First National Bank, Atlanta, 111. Apr. 15,1879Union National Bank, Aurora, 111 Apr. 22,1879National Bank of Menasha, Wis Apr. 26,1879National Exchange Bank, Jefferson City,
Mo May 8,1879First National Bank, Hannibal, Mo May 15,1879Merchants' National Bank, Winona,
Minn June 16,1879Farmers' National Bank, Keithsburg, 111. J uly 3,1879First National Bank, Fran k '.in, Ky July 5,1879National Bank of Salem, Salem, Ind . . . . ' Juty 8,1879
May 31,1878June 1,1878June 5,1878June 15,1878July 31,1878Aug. 7,] 878Aug. 13,1878Aug. 24,1878
Sept. 2,1878Sept. 4,1878Sept. 10,1878Sept. 14,1878
Oct. 11,1878Nov. 22,1878
ISTov. 30,1878Dec. 14,1878Dec. 16,1878Dec. 21,1878Dec. 24,1878
Jan. 4,1879....doJan. 14,1879....do.-..do....do
$100,000200, 00050,000
100, 00050, (JOO50, 00050, 000
100, 00050, 000
100,00050,000
200, 000
200, 00050, 000100, 00060, 000
200,00080, 00050, 00050, 000
50, 00050,000
100, 00050, 000
100, 000100, 000100,00060, 000
100,0002"0.000100,00050, 000
200, 000100,000
100, 00050, 000
200, 00050, 00050,000
500,000,100, 000100,00060. 000150,00050,000
120,000300, 00050,00050,000
120, 000100,000
100, 000
50,00050, 000125,00075,00050,000
125, 00050, 000
50,000100,000
100,00050, 000
100,00050,000
$82, 50053, 05545,000
89, 00045, 00032,40045, 00064,75027, 00033, 47144,50075, 713
89,40045, 00088,40038, 46169,75031,50040,50044,200
26, 30044,50049, 00029, 30085, 70589, 30067,11052, 700
44,20043.70089, 20045, 000
178,30089,100
45, 00044, 50078,75027,00027, 000
59,16093. 07076, 40045. 597128, 20034, 365
99,800238, 60045, 00043,90044, 30032,400
89, 000
41, 50045, 000110,30064,60026, 50082, 00044,500
45,00088,200
35,00027,00054, 00044,400
$80,15448, 83444,425
87,20644,23531, 79544,15863, 72625, 64132. 20244,00071, 911
88, 20543, 78086, b5537,70267, 01031,09540, 06543, 624
25,85843,83048, 32029,10983. 93087, 21764. 62050, 998
42,13640,53286,69043,908
173,32887, 362
43, 73043, 34276. 6t;026, 60825, 860
53, 58089,85373, 63243, 948
124, 63033,129
96, 388225,00144, 25142,89641, 94831, 868
85,965
40, 89844, 244106,82361, 8-i125, 92079,30543,565
43,90084, 364
34,34626, 31052, 46543, 803
$2, 3464,221
575
1,794765605842
1, 0241,3591,269500
3,802
1,1951,2202,045759
2,740405435576
442670680191
1.7752,0832,4901,702
2,0643,1(582.5101,092
4,9721,738
1,2701,1582,150
3921,140
5,5803,2172,7G81,6493 5701,236
3,41213,599
7491,0042,352532
3,035
602756
3,4772,759580
2,695935
1,1003,836
654690
1,535597
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 195
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cout'd.
Nanie and location of banks. Date ofliquidation. Capital.
Circulation.
Issued. Retired. Outstand-
Fourth National Bank, Memphis, Tenn.Bedford National Bank, Bedford, Ind ...First National Bank, Afton, IowaFirst National Bank, Deer Lodge, Mont.First National Bank, Batavia, 111National Gold Bank and Trust Company,
San Francisco, CalGainesville National Bank, Gainesville,
Ala.First National Bank, Hackensack,N. J_.National Bank of Delevan, Delevan, Wis.Mechanics' National Bank, Nashville,
TennManchester National Bank, Manchester,
Ohio.First National Bank, Meyersdale, PaFirst National Bank, Miffiinburg, PaNational Bank of Michigan, Marshall,
July 19,1879Julv 21,1879Aug. 15,1879Aug. 16,1879Aug. 30,1879
Sept. 1,1879
Nov. 25,1879Dec. 6,1879Jan. 7,1880
Jan. 13,1880
..do.
Mich.National Exchange Bank, Houston, Tex.Ascutney National Bank, Windsor, Vt..First National Bank, Seneca Falls, N. Y.First National Bank, Baraboo, WisBundy National Bank, Newcastle, Ind ..Vineland National Bank. Vineland. N. J .Oceau Count}' National Bank, Tom's
Eiver, N.J .Hungerford National Bank, Adams, N.Y.Merchants' National Bank, Minneapolis, I
Mar. 5,1880Mar. 8,1880
May 14,1880Sept. 10,1880Oct. 19,1880Nov. 23,1880Nov. 27, 1880Dec. 6,1880Jan. 11,1881
.do .
Minn.Farmers' National Bank, Mechanics-
burg, OhioFirst National Bank, Green Spring, Ohio.First National Bank, Cannon Falls,
MinnFirst National Bank, Coshocton, Ohio ..Manufacturers' National Bank, Three
Rivers, MichFirst National Bank, Lansing, IowaFirst National Bank, Watertown, N. Y.First National Bank, Americus, GaFirst National Bank, St. Joseph, Mich..First National Bank, Logan, OhioFirst National Bank, Rochelle, 111First Nationl BaiiK, Shakopee, MinnNational State Bank, Oskaloosa, Iowa...First National Bank, Hobart, N. YAttica National Bank, Attica N. YNational Bank of Brighton, Boston,Mass .Clement National Bank, Rutland, Vt.x..First National Bank, Lisbon, IowaFirst National Bank, Warsaw, IndBrighton National Bank, Brighton, Iowa-Merchants'National Bank, Denver, Colo.Merchants' National Bank, Holly, Mich.First National Bank, Alliance, OhioNational Union Bank, New London,
ConnNational Bank of Royalton, VtFirst National Bank, Whitehall, N. Y ..National Bank of Pulaski, TennFirst National Bank, Alton, 111
Jan. 27,1881
Jan. 31,1881
Feb. 18,1881....do
Havana National Bank, Havana, N. Y..First National Bank, Brownsville, Pa, . .Second National Bank, Franklin, Ind . . .Merchants' National Bank, Georgetown,
Colo.CommercialNationalBank, Toledo, Ohio.Harmony National Bank, Harmony, Pa.First National Bank, Liberty, IndManufacturers' National Bank, Amster-
dam, N. YFirst National Bank, Bay City, MichFirst National Bank, Ripley, OhioNational Bank of State of New York,
New York, N. YFirst National Bank, Wellington, Ohio.Second National Bank, Jefferson, Ohio..
Feb. 21,1881....do
Feb. 25,1881....doMay 26,1881June 17,1881June 30,1881July 8,1881Aug. 9,1881Aug. 10,1881Aug. 13,1881Aug. 27,1881Aug. 30,1881Oct. 4,1881Aug. 1,1881Nov. 1,1881Dec. 1,1881Dec. 15,1881Dec. 24,1881Dec. 31,1881Jan. 3,1882
Jan. 10,1882. . . .doJan. 18,1882Jan. 23,1882Mar. 30,1882Apr. 15,1882May 2,1882June 20,1882
June 22,1882July 6,1882July 7,1882July 22,1882
Aug. 1,1882Nov. 8,1882Nov. 10,1882
Dec. 6,1882Dec. 12,1882Dec. 26,1882
$125, 000100.00050, 00050, 00050,000
750, 000
100, 000100,00050, 000
100, 000
50, 00050, 000100, 000
120, 000100, 000100,00060,00050,00050, 00050,000
100, 00050, 000
150, 000
100, 00050, 000
50, 00050,000
50, 00050, 000100, 00060,00050, 00050, 00050, 00050, 00050, 000
100, 00050, 000300,000100, 00050, 00050, 00050, 000
120, 00050,00050,000
300, 000100,00050,00070, 000100,00050, 00075, 000
100, 000
50,000100, 00050, 00060, 000
80, 000400,000100, 000
$45, 00087, 20026, 50045. 00044,300
40, 000
90, 00090,00027, 000
90, 000
48,30330, 60090,000
100. 80031, 50090,00054, 00027, 00045, 00045,000
119,40545,000
98, 268
30,14045,000
45, 00053,058
45, 00045.00075, 51045, 00026,50045. 00045, 00045, 00081, 66590, 00045,000
270, 000
45,00048,50045, 00072, 00045, 00045, 000
112,81890, 00045, 00043,70090, 00045, 00067, 50081 060
45, 00090, 00045, 00054,000
72, 000156,10069,201
$43,30085, 59425. 55443,97042,420
29,590
87, 09587,84025, 920
85,400
46, 69830,15086,485
97, 26330,23287,12652, 76826,40344, 53944,416
Hi, 11042,121
96,367
29.14544, 024
44, 39351, 770
43, 98943. 50271, 34543, 98025. 66543,61544, 05443, 69578, 89586. 81644, 280260, 890
bank with same title
800, 000 379, 004100.000 90,000100,000 | 90,000
no circulation.
44,13046, 94543, 90470, 49043, 87243, 699
107, 75086, 95342,41941, 899• 86, 23443, 36964, 07075,800
44,20387, 91043, 66052, 346
70,160150,83663,934
382, 38787,04786,774
$1. 7001, 606
9461,0301,880
10, 410
2,9052,1601, 080
4,600
1, 605450
3, 515
3,5371,2682,8741. 232'597461584
5,2952,879
1,901
995976
6071,288
1,0111, 4984,1651,0208.<5
1, 385946
1, 3052,7703,184
7209,110
8701,5551,0961,5101,1281,301
5,0683, 0472,5811,8013,7661,6313,4305,260
7972,0901, 3401,654
1, 8405, 2645,267
14, 6172, 9533, 226
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
196 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OP SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank.Date of
liquidation. Capital.
Circulation.
Issued. Retired. Outstand-ing-
First National Bank, Painesville, Ohio . .Saint Nicholas National Bank, New
York, N.YFifth National Bank, Chicago, HIFirst National Bank, Dowagiac, Mich . . .First National Bank, Greenville, 111Merchants' National Bank, East Sagi-
np,w, MichLogan County National Bank, Russell-
ville, KyNational Bank of Vandalia, 111Traders' National Bank, Charlotte, N. C-First National Bank, Norfolk, NebrFirst National Bank, Midland City,
Mich*Citizens' National Bank, New Ulm,
MinnNational Bank of Owen, Owenton, Ky ..Merchants' National Bank, Nashville,
TennIndiana National Bank, Bedford, IndStockton National Bank. Stockton, Cal . .Wall Street National Bank, New York,
N . YCommercial National Bank, Reading, Pa.Corn Exchange National Bank, Chicago,
111.*Farmers' National Bank, Sullivan, Ind . .City National Bank, La Salle, 111Hunt County National Bank, Green-
ville, TexWaldoboro National Bank, Waldoboro,
MeThird National Bank, Nashville, Tenn . .Madison County National Bank, Ander-
son, Ind 1First National Bank, Phoenix. ArizCobbossee National Bank, Gardiner, Me.Mechanics1 and Traders' National Bank,'
New York, N.YPrinceton National Bank, Princeton,
N. JKearsarge National Bank, Warner, N. H.Second National Bank, Lansing, Mich.. .First National Bank, Ellensburg, Wash..German National Bank, Millerstown, Pa.Exchange National Bank, Cincinnati,
OhioFirst National Bank, Rushville, 111Mechanics' National Bank, Peoria, 111...First National Bank, Freeport, PaGenesee County National Bank, Batavia,
N . YValley National Bank, Red Oak, Iowa. . .Merchants' National Bank, Bismarck,
N.Dak ]Manufacturers' National Bank, Minne-
apolis, MinnFarmers and Merchants' National Bank,
Uhrichsville, OhioMetropolitan National Bank, New York
N.Y ;First National Bank, Grand Forks, N.
DakIron National Bank, Gunnison, Colo...Freehold National Banking; Company
Freehold, N.J f. . . . . . . ' .Albia National Bank, Albia, IowaFirst National Bank, Carlinville, HI. . .Freeman's National Bank, Augusta, MeFirst National Bank, Kokomo, IndFirst National Bank, Sabetha, Kans . . .First National Bank, Wyoming, 111First National Bank, Tarentum, PaFirst National Bank, Walnut, 111Farmers' National Bank, Franklin, TennCitizens' National Bank, Sabetha, Kans
Dec. 30,1882
...do
...doJan. 3,1883Jan. 9,1883
..do .
-do.Jan. 11,1883Jan. 10,1883Feb. 3,1883
Feb. 5,1883
Mar. 1,1883Mar. 5,1883
June 30,1883Aug. 25,1883Oct. 1,1883
Oct. 15,1883Oct. 23,1883
Nov. 10,1883Dec. 24,1883Jan. 8,1884
Jan. 22,1884
Jan. 31,1884Feb. 20,1884
Mar. 25.1884Apr. 7,1884Apr. 18,1884
Apr. 24,1884
May 17,1884June 30,1884July 31,1884Aug. 9,1884Aug. 12,1884
Aug. 27,1884Sept. 30,1884Oct. 4,1884Oct. 10,1884
Oct. 11,1884Oct. 20,1884
Oct. 28,1884
Nov. 1,1884
Nov. 10,1884
Nov. 18,1884
Dec. 2,1884Dec. 8,1884
Dec. 10,1884Dec. 16,1884....doDec. 26,1884Jan. 1,1885Jan. 2,1885Jan. 13,1885....doJan. 21,1885Jan. 24,1885Jan. 27,1885
$200,000
500,000500, 00050, 000150,000
200,000
50,000100, 00050,00045,000
30, 000
50, 00056, 000
300,00035,000100, 000
500, 000150,000
700,00050,000100, 000
68,250
50,000300, 000
50,00050, 000150,000
200, 000
100, 00050, 00050, 00050, 00050,000
500,00075,000100, 00050,000
50,00050,000
73,000
300,000
50,000
3,000,000
50,00050,000
50, 00050,00050,000100,000250,00050, 00050, 00050, 00060,00050,00050,000
$162, 800
450,00029,70045,00059,400
101,100
40, 05090, 00038, 80011, 240
27, 00048,900
141, 20011,25090, 0J0
102,800135, 000
* N o circulation issued.
45, 00022, 500
17,300
44,000167, 600
45, 00011,24090, 000
85,400
72,50023, 58640,00013,50045,000
78, 00066. 50072,00044, 200
45,00022,150
22, 500
45,000
34, 600
1,447,000
19,25011, 250
93, 00011, 24022,45090, 00045,00010,74011, 2dO42, 50036,00010, 740XI, 240
$154,376
424,53022,59943,36856,164
95, 299
38. 98085.93037, 50011, 040
26,16046, 960
134, 81011,25087, 610
92, 822129,790
42, 77021,260
16,180
41,124160,140
43,72011,06084,506
77,810
69,80522, 46536, 89413, 05041,185
73, 72061, 36966,42341,100
43, 51020, 660
22, 040
42, 690
32, 800
1,313, 037
18,80010, 860
86,42510,97020,84783, 55642, 50010, 54510,51039. 31033,88010,43010, 940
' $8,424
25,4707,1011,6323, 236
5,801
1,0704,0701,300200
8401,940
6,390
2,390
9,9785,210
2,2301,240
1,120
2. 8767,460
1,280180
5,434
7,590
2,6951,1213,106450
3,815
4,2805,1315,5773, lOt)
1,4901,490
460
2,310
1,800
133,963
450390
6,575270
1, 6036,4442,500
195690
3,1902,120
31030Q
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT DP THE COMPTROLLER OP THE CURRENCY. 19?
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank.
First National Bank, Tucson, ArizRipon National Bank, BApon, WisFarmers' National Bank, Franklin, Ohio.First National Bank, Prescott, ArizNational Union Bank, Swan ton, VtGerman National Bank, Memphis, Tenn.Merchants and Farmers' National Bank,
ShakoDee MLinnFirst National Bank, Superior, WisShetucket National Bank, Norwich, ConnCumberland National Bank, Cumber-
land, R. I . . .First National Bank, Columbia, Tenn--.Union National Bank, New York, N. Y..First National Bank, Centerville, Ind...Manufacturers' National Bank, Apple--nton Wis
irst National Bank, Plankinton, S. Dak.Valley National Bank, St. Louis, MoFirst National Bank, Belton, TexFirst National Bank, Granville, OhioConcordia National Bank, Concordia,
KansCitizens' National Bank, Beloit, WisFirst .National Bank, Dayton, WashFirst National Bank, Macomb, 111First National Bank, Jesup, IowaDallas National Bank, Dallas, TexFirst National Bank, Lewistown, 111First National Bank, Cedar Rapids, IowaFirst National Bank, Socorro, N. Mex ..Custer County National Bank, Broken
Bow, NebrRoanoke National Bank, Roanoke, Va...Fi^st National Bank, Brown ville, NebrFirst National Bank, Leslie, MichMount Vernon National Bank, Mount
Vernon, 111 . ..National Bank, Piedmont, W. VaFirst Natianal Bank, St. Clair, MichFirst National Bank, Milford, MichNational Bank of Kingwood, W. VaMerchants' National Bank. Lima, Ohio..Hubbard National Bank, Hubbard, Ohio.Commercial National Bank, Marshall-
town, OhioFirst National Bank, Indianapolis. IndFirat National Bank, Concord, MichJamestown National Bank, Jamestown,
N DakFirst National Bank, Berea, OhioFirst National Bank. Allerton, IowaSecond National Bank, Hillsdale. Mich..Topton National Bank. Topton. PaFirst National Bank, Warsaw, 111First National Bank, Hamburg, Iowa . . .Darlington National Bank, Darlington,
s.cUnion National Bank, Cincinnati,Ohio..Roberts' National Bank, Titus ville, Pa..National Bank of Rah way, N. JOlney National Bank, Olney, 111Metropolitan National Bank, Leaven-
worth, Kans . . .Ontario County National Bank, Canan-
Winsted National Bank, Winsted, Conn.Council Bluffs National Bank, Council
Bluffs, Iowa . . . . .First National Bank, Homer, 111First National Bank, Beloit, WisMystic National Bank, Mystic, Conn . . .Exchange National Bank, Louisiana, Mo.Exchange National Bank, Downs, Kans.First National Bank, Tecumseh, Nebr ..Third National Bank, St. Paul, Minn...First National Bank, Marshall, MoFirst National Bank, Greene, Iowa
Date ofliquidation.
Jan. 31,1885Feb. 7,1885Apr. 1,1885Apr. 9,1885Apr. 28,1885May 6,1885
May 12,1885May 16,1885May 18,1885
June 5,1885July 14,1885July 21,1885Oct. 3,1885
Oct. 10,1885Oct. 21,1885Dec. 4,1885Jan. 6,1886Feb. 15,1886
Mar. 12,1886Mar. 22,1886Mar. 24.1886Apr. 14,1886Apr. 20,1886May 8,1886May 12, 1886May 28,1886July 31,1886
Aug. 9,1886Sept. 16,1886.. .TdoSept. 25,1886
Oct. 11,1886Oct. 14,1886Oct. 20,1886Oct. 21,1886
doOct. 22.1886Oct. 2a, 1886
Oct. 25,1886Nov. 11,1886Nov. 27,1886
Nov. 29,1886Dec. 1,1886Dec. 6, 1886Dec. 18,1886Dec. 28, 1886Dec. 31,1886. . . .do
Feb. 10,1887Feb. 14,1887Feb. 28,1887Mar. 9,1887Mar. 11,1887
Mar. 15,1887
Mar. 23,1887Apr. 12,1887
May 5,1887June 22, 1887June 30, 1887July 7,1887July 12,1887Aug. 1,1887Nov. 3,1887Nov. 4,1887Dec. 6,1887Dec. 15,1887
Capital.
$100, 00050, 00050, 00050, 00050, 000
175, 300
50, 00060, 000
100, 000
125, 000100, 000
1,200,00050, 000
50,00050, 000
250,00050,00050,000
50, 00050,00050, 000
100, 00050, 000
150,00050, 000
100,00050,000
50, 00050, 00050, 00050, 000
51,10050, 00050, 00050,000
125, 00050, 00050, 000
100, 000500, 00050, 000
50, 00050,00050, 00050,00050,00050, 00050,000
100, 000500,000100,000100, 00060,000
100, 000
50,00050,000
100, 00050, 00050,00052, 45050, 00050, 00050, 000
500, 000100, 00050,000
Circulation.
Issued.
$28,10016, 20027, 35011, 25043,800
120,100
10,24018,90072,000
106, 20066. 80025,10027,350
45,00011, 25044,96023,49026, 500
11,24011, 24013,49089, 52025, 76033, 75045, 00035, 49015, 500
11, 24011, 25039, 68013,410
45, 00045,00039, 31045,00096, 14045, 00045,000
22, 500162, 325
11, 250
11,25045,00011, 25013,89218,00038, 25013,500
22, 500237, 23075, 61042, 50027, 000
22,500
11, 25011, 250
22, 50011, 25011, 25047,20511,25011, 25011, 70045, 00022, 50010,750
Retired.
$27,44015,77525, 97010, 04040,160
104,820
9,94018,43066, 672
98,75861,19915, 20224,750
42, 37410, 37039, 92021,70025, 264
10, 83010,25012, 84079, 76124, 79030, 99039,71031,64514,150
11,24010, 09035,04911,820
41,35739,48036, 46439,38082,05039, 62042, 032
20,250143, 94510, 850
9,98041, 82810, 02010,69115, 91031, 73511,745
21,060207,57768, 31035, 30225, 090
20,060
10,5709,645
20, 66010, 78510,03043, 42210,60510,58510, 88040, 00021,0209,170
Outstand-ing.
$660425
1,3801,2103,640
15, 280
300470
5,328
7,4425,6019,8982,600
2,626880
5,0401,7901,236
410990650
9, 759970
2,7605, 2903,8451,350
1,1604,6311,590
3,6435,5202,8465,620
14, 0905, 3802,968
2,25018, 380
400
1,2703,1721,2303,2012,090.6,5151,755
1,44029,6537,3007,1981,910
2,440
7801,605
1,840465
1,2203,783
645665820
5,0001,4801,580
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
i98 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank. Date ofliquidation. Capital.
Circulation.
Issued. Retired.Outstand-
ing.
Fulton National Bank, New York, N.Y.*.Fayetteville National Bank, Fayette-
ville, N.CNational Bank, Somerset, Ky
Dec. 20,1887
Dec. 31,1887
First NatL^i'Ba^nk, Richburg, N. Y ! Jan. 10,1888Scituate National Bank, Scituate, R. I-. . | Jan. 11,1888National Bank, Franklin, Ind i Jan. 31,1888First National Bank, Hampton, IowaFirst National Bank, Greensburg, KansF i s a n a a , G e g ,First National Bank, Central City, Nebr.Duluth National Bank, Duluth, Minn . . .Bismarck National Bank, Bismarck, N.
DakFirst National Bank, Ashton, S. DakCitizens' National Bank, Sioux Falls, S.
DakFirst National Bank, Stanton, MichFirst National Bank, Fairmont, NebrFirst National Bank, Greenleaf, Kans -. -National Bank Genesee, Batavia, N. Y...Strong City National Bank, Strong City,
KansCitizens' National Bank, Saginaw, Mich.Saugerties National Bank, Saugerties,
N:Y.Hyde National Bank, Titusville, PaState National Bank, Omaba, NebrCincinnati National Bank, Cincinnati,
ObioFirst National Bank, Wortbington,
MinnSouth Framingham National Bank,
South Framingham MassFirst National Bank, Alameda, CalFirst National Bank, Grass Valley, Cal.Merchants' National Bank of West Vir-
ginia, Morgan town, W. VaFirst National Bank, Cawker City, Kans.San Diego National Bank, San Diego,
CalNational Exchange Bank, Auburn, N. YNational Bank of Dayton, WashFirst National Bank, Colby, KansFirst National Bank, Russell Springs,
KansFirst National Bank, Columbia, S. Dak..Citizens' National Bank, Kingnian, KansBowery National Bank, New York, N. Y.Second1 National Bank, Iona, MichFirst National Bank, Johnstown, N. Y..First National Bank, Canandaigua, N. Y.Pendleton National Bank, Pendleton,
OregonIowa City National Bank, Iowa City,
Iowa •Fleming County National Bank, Flem-
ingsburg, KyMerchants' National Bank, El Dorado,
KansMerchants' National Bank, Des Moines,
IowaNorwich National Bank, Norwich, ConnFirst National Bank, Franklin, NebrFarmers and Mechanics' National Bank,
Buffalo, N.YFirst National Bank, Dp Bois City, Pa .First National Bank, Cimarron, Kans..Traders' National Bank, San Antonio,
TexMerchants' National Bank, Duluth,
MinnWright County National Bank, Clarion,
Iowa «National Bank, Lawrence, Kans
Feb. 10,1888Feb. 11,1888Feb. 20,1888
Mar.Mar.
1,1
Apr. 24,1888Apr. 30,1888
1,18889,1888
MayMayMay 21,1888
May 26,1888June 1,1888
June 16,1888June 21,1888July 18,1888
Aug. 1,1888
Sept, 5,1888
Sept. 8,1888Sept. 4,1888Sept. 18,1888
Oct.Oct.
4,18889,1888
Nov. 7,1888Nov. 16,1888Nov. 21,1888....do
....doNov. 26,1888Dec. 24,1888Jan.Jan.
2,18898,1889
Jan. 16,1889Jan. 26,1889
Feb. 4,1889
Feb. 7,1889
Feb. 9,1889
Feb. 26,1889
Mar. 1,1889Mar. 15,1889Mar. 27,1889
Apr.Apr.Apr. 27,1889
Apr. 29,1889
M a y 20,1889
June 19,1889June 29,1889* N o circulation.
$300, 000
200, 00050. 00050, 00056, 000'50, 00050, 00050, 00050, 000300, 000
50,00050,000
50, 00050, 00050,00050, 000
. 75,000
50, 000100, 000
125, 000300,000100, 000
280, 000
75,000
100, 000100, 00050, 000110, 00050, 000
100, 000200,00050, 00050,000
50,00050, 00050, 000
250, 00050, 000100,00075, 000
50,000
200,000
50,000
100,000
100, 000220,00060, 000200, 00050,00050,000
100,000
200,000
50, 000100,000
$39, 58045, 00025, 90535, 01811,25011,25011, 24010, 71045, 000
11, 25011, 250
11, 25011, 25011, 25011,25044, 434
11, 25045,000
93,31674, 73022,500
52,510
16, 875
21, 72027, 00011, 250
80, 83011, 250
22, 50097, 52011,25011, 250
10,69011, 25011, 250
217, 71021,87086, 59017,100
11,250
45, 000
26, 622
22, 500
22, 50077,15013, 000
26,10011, 25010,170
22, 500
45,000
11,25049,809
$34, 50635, 40523, 88030, 48110,0959,94010, 3259,91038,140
?•; 200
10, 4309, 95010, 52010,54036, 014
10,19037,670
77, 90556,84018, 450
40, 990
15,220
17, 05021,5108,940
63, 3409,140
18, 30076, 8708,73010,190
9,0909,9758,540
171,11016,28472, 533
11,030
9,230
34,450
19, 999
19,04017,35553, 66011, 444
19,2948,9708,965
16,390
37,770
7,99033, 610
$5, 0749,5952, 0254, 5371,1551,310915800
6,860
1,0501,660
8201,300730710
8,420
1,0607,330
15,41117,890
4,050
11, 520
1,6554,6705,4902,31017, 4902,110
4,20020,6502, 5201,060
1, 6001,2752,71046v6005, 58614,0576,070
2,020
10, 550
6,623
3,460
5,14523,4901,556
2,2801,205
6,110
7,230
3,26016,199
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 199
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank.Date of
liquidation.
National Bank, Le Roy, N. YHalstead National Bank, Halstead, Kans -Farmers' National Bank, Mt. Sterling, KyFirst National Bank, Keyport, N. JNational Bank, Huntsviile, AlaGerman National Bank, Newton, Kans ..First National Bank, Clay Center, Nebr..Vernon National Bank, Vernon, Tex.* . . .Butler National Bank, Butler, MoSecond National Bank, Lebanon, Tenn ..National Bank, Kinderhook, N. YFirst National Bank, Woodstock, 111Farmers and Merchants' National Bank,
Valley City, N. Dak .•Union National Bank, La Crosse, Wis...Harper County National Bank, Anthony,
Kans ."..Lumberman's National Bank, Williams-
port, PaFirst National Bank, South Haven, Mich.Durango National Bank, Durango, Colo..First National Bank, Fox Lake, WisFirst National Bank, Ogallala, Nebr |First National Bank, Stockton, Kans jFirst National Bank, Rulo, NebrFirst National Bank, Eagle Grove, Iowa.Toledo National Bank, Toledo, OhioNational Exchange Bank, Kansas City,
MoNational Bank, New Castle, KyPlymouth National Bank, Plymouth,
MichFirst National Bank, Lockport, N. YMerchants' National Bank, Amsterdam,
N. YNational Bank of Texas, Galveston, Tex.Bowie National Bank, Bowie, Tex.*First National Bank, Union Springs,N.Y.Ferris National Bank, Swan ton, VtFirst National Bank, Rock Island, 111First National Bank, Ketchum, Idaho .. .Winchester National Bank, Winchester,
KyFirst National Bank, Harper, KansFirst National Bank, Loup City, Nebr...American National Bank, Waco, TexHamilton County National Bank, Web-
ster City, IowaPlanters' National Bank, Henderson, Ky.Wakefield National Bank, Wakefield,R.I.Jewell County National Bank, Mankato,
KansCitizens' National Bank, Flint, MichN. Village Bank, Bowdoinham, MeLa Fayette National Bank, La Fayette,
IndLincoln National Bank, Stanford, KyCanastota National Bank, Canastota,
N YFirst National Bank, Whitehall, Mich ..Meade County National Bank, Meade
Center, KansFarmers' National Bank, South Charles- !
ton, Ohio !First National Bank, Columbus, Ohio...Commercial National Bank, St. Paul, J
Minn \German American National Bank, Kan- i
sas City, MoFirst National Bank, Hill City, KansFirst National Bank, Frankfort, Kans ..Second National Bank, Owosso, Mich"WestSide National Bank, Wichita, Kans.Anthony National Bank, Anthony, Kans.Commercial National Bank, Rochester,
N. y
June 29,. . . .do . .July 1,
.do .
1889
1889'
Capital.
July 3,July 19,Aug. 8,Aug. 17,Aug. 23,Sept. 18,Oct. 1,Oct. 31,
1889188918891889 I1889188918891889
Dec,Dec.
1,18899,1889
Dec, 20,1889
Dec. 31,1889. . . .doJan. 6,1890Jan. 11,1890. . . . doJan, 15,1890Jan. 20,1890. . . .doJan. 21,1890
Jan. 28,1890Feb. 4,1890
Feb. 25,1890Feb. 28,1890
Mar. 15,1890Mar. 19,1890Mar. 27,1890Mar. 31,1890Apr. 18,1890Apr. 19,1890Apr. 28,1890
Apr. 29,1890Apr. 30,1890June 21,1890June 24,1890
June 30,1890....doJuly 1,1890
July 2,1890A ug. 5,1890Aug. 28,1890
Aug. 2-9,1890Sept. 8,1890
Sept. 25,1890Sept. 30,1890
Oct. 6,1890
Oct. 15,1890do
Oct. 27,1890
D e c ' 5,1890Dec. 20,1890Jan. 8,1891Jan. 13,1891....do....do.......
Jan. 27,1891
$100,00050,000
250, 00050, 00050, 00060. 00050, 00060, 00066,00050, 000125, 00050, 000
65,000100, 000
50,000
100, 00050, 00050, 00050, 00050, 00050,00050, 00050,000100, 000
200, 00060, 000
50, 000100, 000
100, 000100, 00050, 000
' 50,00050, 000100,00050, 000
200, 00050, 00050,000250,000
50, 000150,000100,000
50,000125,00050,000
300, 000200, 000
55, 00050,000
50, 000
50, 000300, 000
500, 000
250,000 I50, 000100, 00060, 000100, 00050, 000
200,000
Circulation.
Issued. Retired.
$22,500 i11,250 !
195. 6801L25044,90013, 50011,250
14, 85011, 25078, 22027, 000
14, 63022, 500
11,250 j
32,58011, 25011,25048, 00511, 25011, 25030,36011, 25035,920
45, 00017, 670
11. 25028,573
32,68037, 487
15, 80511, 24024, 65411,250
45,00011, 25011,25045,000
11,25033, 75059, 249
11,25032, 64135, 748
64, 03345,000
55, 92711,250
11, 250
11,710220r 465
45,000
45,00010, 75022,50013,50022, 50010, 750
41,820
$17, 3609, 630
130, 6409, 740
26, 0529, 5309,420
Outstand-ing.
10, 5857,120
61, 46119,900
10, 51016, 510
7,570 i
21,250 I7,47111,250 I.32, 844 I7,770 i'8,430 j18,770 |8,600 !
20, 625
27,12011, 210 I
8,34516,600
26, 00022,921
9,48111, 24014,6028,230
28, 6006,9307,590
29, 400
7,19018, 69038,166
8,02018, 28321,140
32,71125,500
37,1735,580
6,110
7,490129, 205
25, 770
23, 3806,470
12, 5708,00011,8304,900
22,260
$5,1401, 62065,0401, 51018,8483, 9701,830
4,13016, 7597,100
4,1205,990
11, 3303,779
15, 7613,4802, 82011,5902,65015, 295
17, 8806,460
2,90511,973
14, 566
6,324
10,0523,020
16,4004,3203,66015, 600
4,06015, 06021,083
3,23014,35814, 608
31, 32219,500
18,7545,670
5,140
4,22091,260
19,230
21,6204,2809,9305,440
10, 6705,850
19,560
*No circulation.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
200 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.— Cont'tL.
Name and location of bank. Date ofliquidation. Capital.
Circulation*
Issued. Retired. Outstand-ing.
Mercantile National Bank, Louisiana,Mo
National Bank, El Dorado, KansFirst National Bank, Suffolk, VaCitizens' National Bank, Medicine Lodge,
KansRome National Bank, Rome, GaWindsor National Bank, Windsor, Vt . .Beadle County National Bank, Huron,
S.DakAmerican National Bank, Sioux City,
IowaUnited States National Bank, Atchison,
KansFirst National Bank, Ashland, KansWashington National Bank, New York,
N . Y .First National Bank, Burr Oak, Kans...Glenwood National Bank, Glenwood
Springs, ColoFirst National Bank, Cardiff, TennEast Saginaw National Bank, East Sag-
inaw, MichTwin City National Bank, New Brigh-
ton, MinnMerchants' National Bank, Bingham-
ton, N.YFirst National Bank, Merced, CalNational Bank of Union County, Mor-
ganfleld, KyCitizens' National Bank, Belton, Texas..Citizens' National Bank, Gatesville.
TexasOrd National Bank, Ord, Nebr .Firft National Bank, Indianola, Nebr...National Bank, Anderson, S. CFirst National Bank, Flushing, Mich . . .First National Bank, Francestown, N. HColumbus' National Bank, New York,
N.YCitizens' National Bank, Colorado, Tex.First National Bank, La Grange, GaProduce NationalBank, Philadelphia, Pa.Merchants' National Bank, Kansas City,
MoFirst National Bank, Manitowoc, Wis...First National Bank, Fairlield, TexCommonwealth National Bank, Phila-
delphia, PaMerchants' National Bank, Fort Dodge,
IowaGiles National Bank, Pulaski, TennFirst National Bank, Quanah, TexNorthwestern National Bank, Aberdeen,
S.DakCastleton National Bank, Castleton, Vt.First National Bank, Chamberlain, S.
DakSedan National Bank, Sedan, KansBronson National Bank, Painted Post,
N.YFirst National Bank, Ainsworth, Nebr.First National Bank, Leoti, KansFirst National Bank, Blaine, WashErath County National Bank, Stephen-
ville, TexAmerican National Bank, Birmingham,
Ala 7First National Bank, Wilber, NebrFirst National Bank, Greenville, Mich.National Exchange Bank, Columbus,
OhioCitizens' National Bank, Roanoke, Va..Inter-State National Bank,New York,
N. YFirst National Bank, Platte City, Mo...First National Bank. Jetmore, Kans
Jan. 27,1891Feb. 9,1891Feb. 12,1891
Feb. 19,1891Feb. 23,1891Feb. 24,1891
Feb. 26,1891
Mar. 12,1891
Mar. 24,1891Apr. 15,1891
Apr. 13,1891May 15,1891
May 23,1891May 25,1891
June 23,1891
..do
June 25,1891June 30,1891
.doJuly 1,1891
....doAug. 22,1891Aug. 31,1891Sept. 1,1891Sept. 21,1891Oct. 10,1891
Oct. 15,1891Nov. 3,1891Dec. 1,1891Dec. 8,1891
Dec. 22,1891Dec. 26,1891Dec. 28,1891
Dec. 31,1891
....do....Jan, 12,1892....do
Jan. 15,1892Jan. 22,1892
Feb,Feb.
6,18929,1892
Feb. 29,1892Mar. 3,1892Mar. 4,1892Mar. 9,1892
Mar. 15,1892
Mar. 22,1892do
Mar. 28,1892
Apr. 1,1892Apr. 4,1892
Apr. 15,1892Apr. 25,1892Apr. 30,1892
$50, 00050,00050, 000
50,000100, 00050, 000
50,000
150, 000
250,00050,000
300,00050,000
100,00050,000
150,000
50,000
100, 000
200,000100,000
50,00050,00050,00050,00050,00050,000100,000
200,00060,00050, 000300,000
1,000,00050,00050,000
208,000
100,000100,00050,000
100, 00050,000
50,00050, 000
50, 00050,00050, 00050, 000
50, 000
250,00050, 00050, 000
100, 000100,000
200, 00050, 00050,000
$11, 25010, 74511, 250
11, 25022, 50022, 500
22,500
33, 750
45,00013,250
45,00011, 250
22, 50011,250
33,750
11,250
61, 638
43,40088,090
10,75011,25011,25011,25014,05011,25061,135
45, 00013, 50011,70045,000
45,00014, 81611,250
65,480
22, 50022, 50011,250
22,50014,630
11, 25011, 250
22, 50011,25010,25011,250
11,250
45, 00013,00011, 250
50,67021,700
45, 00011, 25011,250
$5,2606,0155,890
6,02812, 25012, 040
9,720
18,130
21,1905,890
24, 5005, 540
10,4404,330
12,8%0
3,470
24,445
19,30035,650
3,7004,0803,9804,2155,0904,11023,470
26, 85010,0305,66016, 240
10,0103,0103,200
19, 620
5,0104,6622,550
6,0303,000
3,1702,470
5,6602,1603,6805,050
2,350
14,5302,0602,775
9,9603,920
9,9801,5501,780
$5,9904,7305,360
5, 22210, 25010,460
12,780
15,620
23, 8105,360
20,5005,710
12,0606,920
20,900
7,780
37,193
24,10052,440
7,0507,1707,2707,0358,9607,14037,665
18,1503,4706,04028, 760
34, 99011,8068,050
45,860
17,49017,8388,700
16,47011,630
8,0808,780
16.8409,0906,5706,200
8,900
30,47010,9408, 475
40,71017, 780
35,0209,7009,470
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 201
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—ContM.
Name and location of bank.Date of
liquidation. Capital.Circulation.
Issued. Eetired. Outstand-ing.
Tampa National Bank, Tampa, FlaBirmingham National Bank, Birming-
ham, AlaFirst National Bank, Stafford, KansNational Bank of Commerce, Hutchin-
son, KansFirst National Bank, Grafton, MassFirst National Bank, Dorchester, Nebr..First National Bank, Salina, KansLincoln National Bank, Lincoln, Nebr...First National Bank, Aurora, MoFarmers' and Traders' National Bank,
Oskaloosa, IowaFirst National Bank, San Luis Obispo,
CalFirst National Bank, De Smet, S. Dak . . .Merchants' National Bank, Chatta-
nooga, TennNational Bank of the Republic, Tacoma,
Wash
May 2,1892
....doJune 15,1892
doJune 21,1892July 5,1892ily i
.do .July 12,1892July 22,1892
July 30,1892
Aug. 27,1892Sept. 14,1892
Sept. 24,1892
Oct. 1,1892
$50,000
250, 00050,000
100, 000100, 00050,000150, 000100,00050, 000
100,000
150,00050, 000
250,000
200, 000
$11, 250
45, 00011,250
22, 50025,10211,25038, 75022, 50011, 250
22,500
33,75011,250
45,000
45, 000
$1,800
13, 6001,320
2,8002, 6411,0602, 0902, 320
1,650
1, 350450
1,170
Total. 80, 978, 010 42, 909, 599 39, 630, 838
$9,450
31,4009,930
19, 70022, 46110,19031, 66020,18011, 250
20,850
32, 40010, 800
43,830
45, 000
3, 278, 761
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
202 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT J U L Y 12, 1882, WITHDATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRKD, AND OUT-STANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE,OCTOBER 31, 1892.
Name and location of bank. Pate ofliquidation. Capital.
, Circulation.
Issued. Retired. Out-standing.
First National Bank, Kittanning, PaNational Bank of Beaver County, New
Brighton, Pa» ,National Bank, Beaver Dam, WisMerchants' National Bank, Cleveland,
Oh ioUnion National Bank, Chicago, 111First National Bank, Le Roy, N. YEvansville National Bank, Evansville,
IndNational Albany Exchange Bank, Al-
bany, N.Y tNational Bank, Galena, 111National State Bank, Lafayette, IndFirst National Bank, Knoxville, 111Farmers' National Bank, Ripley, Ohio...City National Bank, Grand Rapids,Mich.Lee County National Bank, Dixon, 111...Fort Wayne National Bank, Fort Wayne,
IndNational Exchange Bank, Tiffin, Ohio ...National Bank, Malone, N. YJefferson National Bank, Steubenville,
OhioFirst National Bank, Battle Creek, Mich.Central National Bank, Danville, KyKnox County National Bank, Mount
Vernon, OhioFirst National Bank, Houghton, Mich...National Bank, Fort Edward, N. YNational Bank, Salem, N. YNational Exchange Bank, Seneca Falls,
N.Y : 1Trumbull National Bank, Warren, Ohio.Attleboro National Bank, North Attle-
boro, MassAmerican National Bank, Detroit, Mich.First National Bank, Paris, 111First National Bank, St. Johns, MichSecond National Bank, Pontiao, Mich . . .Raleigh National Bank, Raleigh, N. C ..-First National Bank, Danville, KyOhio National Bank, Cleveland, OhioNational Bank, Lebanon, KyMonmouth. National Bank, Monmouth,
111Muskegon National Bank, Muskegon,
MichFirst National Bank, Richmond, KyFirst National Bank, Port Huron, MichTin ion National Bank, Oshkosh, WisFirst National Bank, Grand Haven, Mich.First National Bank, Plymouth, Mich...National Bank of Wooster, OhioDefiance National Bank, Defiance, Ohio .First National Bank, New London, Ohio.Citizens' National Bank, Mankato, Minn.Third National Bank, Sandusky, Ohio...Third National Bank, Urbana, Ohio
Total
July 2,1882
Nov. 12,1884Dec. 24,1884
Dec. 27,1884Dec. 29,1884Jan. 2,1885
Jan. 3,1885
Jan. 10,1885Jan. 11,1885Jan. 16,1885....doJan. 17.1885Jan. 21,1885....do
Jan. 25,1885Mar. 1,1885Mar. 9,1885
Mar. 21,1885Mar. 28,1885....do
Apr. 1,1885Apr. 18,1885Apr. 22,1885May 4,1885
May 6,1885July 5,1885
July 17,1885July 24,1885Aug. 12,1885Aug. 14,1885Sept. 1.18^5Sept. 5; 1885Sept. 22,1885Jan. 1,1889Apr. 7,1889
Aug. 18,1890
Aug. 27,1890Oct. 3,1890Oct. 15.1890Jan. 23,1891June 5,1891Nov. 14,1891Nov. 29,1891Dec. 7,1891Mar. 23,1892Apr. 27,1892Sept. 19,1892Oct. 15,1892
$200,000
200,00050,000
800, 0001 000,000150,000
800, 000
300, 000100, 000300, 00060, 000
100, 000300, 000100, 000
350, 000123, 000200,000
150, 000100, 000200, 000
75,000100, 000100,000100, 000
100,000150,000
100,000400, 000125, 00050,000
100,000400,000150, 000400, 000100,000
100, 000
100, 000250,000135, 000200, 000200, 00050,00053, 900100, 00050, 00070, 000
200, 000100, 000
$199,500
97, 30041,100
228,10062, 800135, 0U0
543, 050
243, 90055, 900117, 00043, 60087,40045, 00041, 500
257, 30050, 50065,900
132, 60089, 200180, 000
53,20045, 00088,90086,100
88,400132,400
84, 300251, 500111, 50021,00043, 000123, 900130, 50057, 76345, 000
21,800
21,72066, 97957, 48045, 00045, 00045, 00048,51022, 50011,25015, 75045, 00022, 500
$190,440
89, 34638, 799
202. 75947, 9.5125,421
482,429
227, 05050, 543100,53840, 74479, 20140, 38337,908
236, 58043,68958,168
121,65277, 470162, 974
47, 67039, 22780,79679, 938
82, 974119,490
78,302231,62599,80218,49039,033
106, 287115,97642, 24535, 326
10,420
12, 98535,40932,14642, 96019, 88312,17312,0166,2392,9182,4831,050
$9, 060
7, 9542,301
25,34114, 8:559, 579
60, 621
16,8505, 357
16,4622,8568,1994,6173,592
20, 7206,8117,732
10, 94811, 73017,026
5,530'5,7738,1046,162
5,42612, 910
5,99819, 87511, 6982, 5103, 96717, 61314, 52415, 5189,674
11,380
8,73531, 57025, 3342,04025,11732, 82736, 49416, 2618, 33213,26743, 95022, 500
9, 643,900 4, 547,602 3, 861, 922 685. G80
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 203
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITEDSTATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME ORDIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULA-TION ISSUED, RETIRED, AND OUTSTANDING ON OCTOBER 31, 1892.
Name and location of bank. Pate ofliquidation. Capital.
Circulation.
Issued. Retired. Outstand-ing.
First National Bank, Bondout, N. YFirst National Bank, Huntingdon, Ind ..First National Bank, Indianapolis, Ind..First National Bank, Valparaiso, IndFirst National Bank, Stillwater, Minn . .First National Bank, Chicago, 111First National Bank, Woodstock, 111....Second National Bank, Cincinnati, Ohio.Second National Bank, New York, N. Y.First National Bank, Portsmouth, N. H .First National Bank, Richmond, IndSecond National Bank, Cleveland, Ohio .First National Bank, New Haven, Conn.First National Bank, Akron, OhioFirst National Bank, Worcester, Mass ..First National Bank, Barre, MassFirst National Bank, Davenport, Iowa ..First National Bank, Kendallville, Ind..First National Bank, Cleveland, Ohio . . .First National Bank, Youngstown, OhioFirst National Bank, Evansville, IndFirst National Bank, Salem, Ohio.
Oct. 30,1880Jan- 31,1881July 5,1881Apr. 24,1882Apr. 29,1882
.do .Apr. 30,1882Apr. 28,1882
doApr. 29,1882May 5,1882May 6,1882
.do .May 2,1882May 4,1882May 9,1882
doMay 12,1882May 13,1882May 15,1882
First National Bank, Scranton, PaFirst National Bank, Centreville, Ind . . .First National Bank, Fort Wayne, Ind..First National Bank, Strasburg, PaFirst National Bank, Marietta, PaFirst National Bank, Lafayette, IndFirst National Bank, McConnelsville,
OhioFirst National Bank, Milwaukee, Wis ..Second National Bank, Akron, OhioFirst National Bank, Ann Arbor, Mich..First National Bank, Geneva, OhioFirst National Bank, Oberlin, OhioFirst National Bank, Philadelphia, Pa. . .First National Bank, Troy, OhioThird National Bank, Cincinnati, Ohio . .First National Bank, Cambridge City, Ind
.do .
.do .May 18,1882
'do'.May 22,1882....doMay 27,1882May 31,1882
..do ..do .
May 31,1882June 1,1882....do....doJune 10,1882....doJune 14, 1882June 15,1882
First National Bank, Lyons, Iowa | doFirst National Bank, Detroit, Mich j June 17,1882First National Bank, Wilkesbarre, Pa . . . June 20,1882First National Bank, Iowa City, Iowa...First National Bank, Nash
City,ua, N. H
First National Bank, Johnstown, Pa .First National Bank, Pittsburg, PaFirst National Bank, Terre Haute, Ind..First National Bank, Hollidaysburg, Pa.First National Bank, Bath, Me "First National Bank, Janesville, WisFirst National Bank, Michigan" City, Ind.First National Bank, Monmouth, 111First National Bank, Marion, IowaFirst National Bank, Marlboro, Mass . . .
June 24,1882....do
.do.June 29,1882....doJune 30,1882....do '......do....doJuly 3,1882July 11,1882Aug. 3,1882
National Bank of Stanford, Ky 1 Oct. 3,1882First National Bank, Sandusky, Ohio.... Oct. 6.1882First National Bank, Sandy Hill, N. Y. . .First National Bank, Lawrenceburg, IndFirst National ank, Cambridge, Ohio . .First National Bank, Oshkosh, WisFirst Nationsil Bank, Grand Rapids, MichFirst National Bank, Delphos, OhioFirst National Bank, Freeport. IllFirst National Bank, Elyria, OhioFirst National Bank, Troy, N. YSecond National Bank, Detroit, MichSecond National Bank, Peoria, 111National Fort Plain Bank, Fort Plain,
N.YLogansport National Bank, Logansport,
Ind
Dec. 31,1882Feb. 24,1883. . . .do. . . .do. . . .do. . . .do. . . .do. . . .do. . . .do. . . . do. . . .do
. . . . d o . . . .
National Bank of Birmingham, AlaFirst National Bank, Westfield, N. YFirst NationalBank, Independence, Iowa
Dec. 1,1883May 14,1884June 1,1884Oct. 31,1884
$300,000100,000300, 00050,000
130,0001, 000, 000
50,000200, 000300, 000300, 000200, 000
1,000, 000500, 000100, 000300, 000150, 000100,000150, 000300,000500, 000500, 00050,000200,00050, 000
300, 000100,000100, 000150, 000
50, 000200,000100,000100, 000100, 00050, 000
1,000,000200,000800, 00050, 000
100, 000500, 000375. 000100,000100, 00060, 000
750, 000200,00050, 000
200, 000125, 000100, 00075,00050,000
200, 000150, 000150, 00050, 000
100, 000100, 000100, 000400, 00050, 000
100. 000100, 000300, 00
1,000, 000100, 000
200, 000
100, 00050, 00050. 000
ioo;ooo
$270.00090, 000
279, 24845, 00083,45690,00045,000
180, 000376, 890286, 00087,400
510, 800355, 310114,822252,000135, 00045, 00090, 000
266, 462441,529442,870110, 54045, 00064,52545, 00079, 20099, 000175,060
84, 640229,170102, 70685, 07890,00058, 382799, 800180, 000609, 50045, 00090, 000336, 345337, 50088, 40090, 00054, 000
594, 000141, 57545, 000180, 000121, 05045, 00045,00045, 000180,Q00135, 00090, 00045, 00090, 00080,80047, 800155, 90045, 00053. 50090. 000
229, 550363, 70090,000
174,300
16,85045, 00042, 80090,000
$258,74186, 980
261,15743, 24480, 85581,99343, 310171, 3.15363, 435274,19681,248
486, 265343,935108, 052243, 558129, 28641, 81086, 420252,452428, 376422, 840105, 92040,56061,31939, 70676, 03794,570
164, 986
80,563219,87298, 30780, 79485, 35054, 699753,400172, 723582, 00042, 05985,138326, 218322, 23585, 46585,24051, 645
572, 435133, 50843, 435
171, 822116, 31043, 92243,34443, 025173, 086130,19684,98542, 64886,17077,17845,760150,03041,93151, 05885, 874219,216342,65082, 738
166, 701
15, 08043, 28739, 45284,780
$11,2593,02018,0911,7562,6018,0071,6908,68513.45511, 8046,152
24, 53511, 3756,7708,4425,7143,1903,58014, 01013,15320,0304,6204,4403,2065,2943,1634,43010, 074
4,0779,2984,3994,2844,6503,68346, 4007,277
27. 5002, 9414,86210,12715,2652, 9354,7602,355
21, 5658,0671, 5658,1784, 7401,0781, 6561,9756,9144,8045,0152,3523,8303,6222,0405,8703,0692,4.424,12610, 33421,0507,262
7,599
1,7701,7133,3486,220
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
204 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Name and location of bank.
First National Bank, Stureis, MichNational Bank, Kutland, VtKent National Bank, Chestertown, Md..National Fulton County Bank, Grlovers-
ville N YFirst National Bank, Centralia, 111National Exchange Bank, Albion, Mich.First National Bank, Paris, MoFirst National Bank, Yakima, WashFirst National Bank, Flint, MichFarmers' National Bank, Stanford, Ky . .Adams National Bank, Adams, N. YPoland National Bank, PolandJN. YSandy River National Bank, Farming-
ton TVTfiSecond National Bank, Aurora, 111Indiana National Bank, Lafayette, Ind..
Total
Date ofliquidation.
Dec. 31,1884Jan. 13,1885Feb. 12,1885
Feb. 20,1885Feb. 25,1885Feb. 28,1885Mar. 31,1885June 20,1885June 30,1885Dec. 31,1888July 10,1889Jan. 14,1890
Nov. 1,1890July 13,1891Nov. 30,1891
Capital.
$50,000500, 00050,000
150,00080,00075, 000
100, 00050, 000
200, 000200, 00050, 00050, 000
75,000100,000100, 000
18,145, 000
Circulation.
Issued.
$43, 850238, 70018,200
135, 00070,60030, 60089,15514,650
122, 50045,00012, 24013, 500
58,26022,50090, 000
12, 672, 213
Retired.
$41,256218, 98916, 500
125, 84064, 89027, 92382, 68413, 900
111,20031, 8319,2809,910
30,4027,070
20, 573
11, 941,143
Outstand-ing.
$2,59419,7111,700
9,1605,7102,6776,471
75011, 30013,1692,9603,590
27, 85815,43069,427
731, 070
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 205
NATIONAL BANKS IN LIQUIDATION UNDER SECTION 1, ACT JULY 12, 1882, WITH DATEOF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDINGOCTOBER 31, 1892.
Name and location of bank.
First National Bank, Pontiae, MichFirst National Bank, Washington, Iowa.First National Bank, Fremont, Ohio May 22,1882Second National Bank, Dayton, Ohio May 26, 1882First National Bank, Girard, Pa June 1,1882First National Bank, Xenia, Ohio Feb. 24,1883First National Bank, Peru, 111 doFirst National Bank, Elmira, N. Y doFirst National Bank, Chittenango, N.Y do ...First National Bank, Eaton, Ohio. July 4,1884First National Bank, Leominster, Mass.. July 5,1884First National Bank, Winona, Minn July 21,1884American National Bank, Hallowell, Me. Sept. 10,1884First National Bank, Attica, Ind I Oct. 28,1884Citizens' National Bank, Indianapolis,
Date ofliquidation.
Dec. 31,1881Apr. 11,1882
Ind.First National Bank, North East, PaFirst National Bank, Galva, 111First National Bank, Thorntown, Ind.. .Muncie National Bank, Muncie, IndMercbants' National Bank, Evansville,
Ind.Saybrook National Bank, Essex, Conn...Union National Bank, Albany, N. YBattenkill National Bank, Manchester,
VtFirst National Bank, Owosso, MichCoventry National Bank, Anthony, K. I . .State National Bank, Keokuk, IowaTolland Gounty National Bank, Tolland,
Conn .City National Bank, Hartford, Conn"West River National Bank, Jamaica, Vt.National Bank of Lebanon, Tenn .Greene County National Bank, Spring-
Nov. 11,1884Dec. 23,1884Jan. 2,1885Jan. 13,1885Jan. 28,1885
Feb. 6,1885Feb. 20,1885Mar. 7,1885
Mar. 21,1885Apr. 14,1885Apr. 17,1885May 23,1885
June 6,1885June 9,1885Aug. 17,1885Aug. 30,1886
Feb. 8,1888field,MoUnion Stock Yards National Bank, Chi- ;
cago, 111 | Feb. 29.1888First National Bank, Decatur, Mich j Sept. 20,1890First National Bank, Mason, Mich ! Oct. 28,1890First National Bank, Holly, Mich Oct. 31,1890German National Bank, Evansville, Ind.i Dec. 24,1890Farmers and Merchants' National Bank, ;
Vandalia, 111 Jan. 10,1891National Bank of Chester, S. C Mar. 2,1891First National Bank, Burlington, Wis . . . Dec. 19,1891Lansing National Bank, Lansing, Mich.. j Mar. 5,1892Ash tabula National Bank, Ashtabula, i
Ohio July 11,1892
July 17,1892Second National Bank, New Mexico,
S t F N MSanta Fe, N. M
Total
Capital.
$50,000100,000100, 000300, 000100, 000120, 000100, 000100,000-150, 000
50. 000300, 000
50, 00075, 00056, 000
300, 00050, 00050, 00050, 000
200, 000
250, 000] 00, 000250,000
75, 00060,000
100. 000150, 000
100, 000550,000
60,00050,000
100, 000
500, 00050, 00050, 00060, 000
250, 000
100,000100,000
50, 000185, 600
80, 000
150, 000
5, 721, 600
Circulation.
Issued.
$88, 89088, 56590,000
262, 94190, 000
108, 00045, 00090, 000
135, 00044,: 00
244,40044,20067,50050,400
87, 80024, 55036, 00043, 740
161, 000
90, 80061, 200
144,400
57, 70047, 70089, 00045,000
44,10090,00054,00024,550
22,500
45,00011,25013, 50024, 95098,030
22, 50033, 25010, 75036,700
67, 850
33, 750
2, 970, 766
Ret i red.
$84,95881,93485,630
250, 36186.575
102,8 n041,54985, 730
130, 40540, 6P5
232, 7804i,9::663,43547,528
75,36622, 42032. 98639, 670
149,390
79, 35857,400
135,025
53,22144, 33782, 76839,175
40, 02378, 26250, 34021,280
17,345
36, 3635/8957,135
13, 62365, 870
9,84017,1502,4815,980
4,700
2,492
2, 569, 301
Out-standing.
$3,9323, 6314,370
12, 5803,4255,1103,4514,2704,5953,60511,6202, 2644,0652,872
12,4342,1303,0144,070ll, 610
11,4423,8009,375
4,4793, 3636, 2.J25,825
4,07711,7383,6603,270
5,155
8,6375,3556,365
11, 32732,160
12,66016,1008, 26930,720
63,150
31, 258
401,465
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 0 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OP RECEIVERS,AT DATE OF FAILURE, CAUSE OF FAILURE, DIVIDENDS PAID WHILE SOLVENT,REDEEM CIRCULATION, THE AMOUNT REDEEMED, AND THE AMOUNT OUTSTANDING
Name and location of bank.
Organization.
Char-ter
num-ber.
Date. Capital. Sur-plus.
Total dividendspaid during
existence as anational bank-
ing associa-tion.
Amount. Per
Fi rs t National Bank, Attica, N . Y . . . ,Venango National Bank, Franklin, PaMerchants' National Bank, Washing-
ton, I). C.First National Bank, Medina, N. T ...Tennessee National Bank, Memphis,
Tenn.First National Bank, Selma, AlaFirst National Bank, New Orleans,
La.National Unadilla Bank, TJnadilla,
N.Y.Farmers and Citizens' National Bank,
Brooklyn, N. Y.Croton National Bank, New York,
N.Y.First National Bank, Bethel, ConnFirst National Bank, Keokuk, Iowa ..National Bank of Vicksburg, Mi^s....First National Bank, Rockford, 111...First National Bank of Nevada, Aus-
tin, Nev.Ocean National Bank, New York,
N.Y.Union Square National Bank, New
York, N. Y.Eighth National Bank, New York,
N.Y.Fourth National Bank, Philadelphia,
Pa.Waverly* National Bank, "Waverly.
N.Y.First National Bank, Fort Smith, Ark.Scandinavian National Bank, Chica-
Walikill National Bank, Middletown,N Y
Crescent City National Bank, NewOrleans, La
Atlantic National Bank, New York,N.Y
First National Bank, Washington,D C
National Bank of the Commonwealth,New York,N.Y
Merchants' National Bank, Peters-burg, Va
First National Bank, Petersburg, Ya.First National Bank, Mansfield, Ohio.New Orleans National Banking As-
sociation, New Orleans, LaFirst National Bank, Carlisle, PaFirst National Bank, Anderson, Ind..First National Bank, Topeka, Kans -.First National Bank, Norfolk, Va .. . ,Gibson County National Bank,
Princeton, Ind ,First National Bank of Utah, Salt
Lake City, UtahCook County National Bank, Chicago,
111 ?...First National Bank, Tiffin, OhioCharlottesville National Bank, Char-
lottesville, VaMiners' National Bank, Georgetown,
ColoFourth National Bank, Chicago, 111.*.First National Bank, Bedford, Iowa ..
199 Jan. 14,1864May 20,1865Dec. 14,1864.
Feb. 3,1864June 5,1865
Aug. 24,1865Dec. 18,1863
July 17,1865
June 5,1865
Sept. 9,1865
May 15,186580 Sept. 9,1863
803 Feb. 14,1865
2291225
1537162
1463
1223
1141
4291331
1232
1691
384
286
1192
1631
1978
1473
1937
1388
26
1372
15481378436
18252144
1660271
2066
1695
1845900
21992762298
May 20,1864June 23,1865
June 6,1865
Mar. 13,1869
Apr. 16,1864
Feb. 26,1864
May 29,1865
Feb. 6,1866
May 7,1872
Ju ly 21,1865
Feb. 15,1872
Ju ly 1,1865
Ju ly 16,1863
Ju ly 1,1865
Sept. 1,1865J u l y 1,1865May 24,1864
May 27,1871June 29,1863Ju ly 31,1863Aug. 23,1866Feb. 23,1864
Nov. 30,1872
Nov. 15,1869
Ju ly 8,1871Mar. 16,1865
J u l y 19,1865
Oct. 30,1874Feb. 24,1864Sept. 18,1875
$50, 000300, 000
• 200,000
50, 000100,000
100, 000500, 000
150, 000
300, 000
200, 000
60, 00050, 00050,00050, 000
155,000
1,000,000
250, 000
250, 000
100, 000
106,100
50, 000
250, 000
175, 000
500, 000
300, 000
500,000
750, 000
140, 000120, 000100, 000
600, 00050,00050, 00050, 000
100,000
50,000
100, 000300, 000100,000
100,000
150, 000100, 00050,000
$1, 780
2, 236
465
9,424
59, 472
Is
IS
$7, 500
421, 052
140, 000
24, 403
18, 000
103, 250
25,000
183, 000
805, 000
429,250
134,20097, 770
102,666
108,00042, 00031,15046, 00090,500
6,000
125,000
53, 333108, 279
149,2-15
4,500184, 008
4.9
42.1
61
161
57.2
95.981.5
102. 6
188462.392
90.5
12.
125
17.108.2149.2
3184
* Formerly in voluntary liquidation.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 207
TOGETHER WITH THEIR CAPITAL AND SURPLUS AT BATE OF ORGANIZATION ANDCIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TOON OCTOBER 31, 1892.
Capital.
$50,000300,000200, 000
50, 000100,000
100,000500, 000
120,000
. 300,000
200, 000
60, 000101), (J00
50, K)050, 000
250, 000
1, 000, 000
200,000
250, 000
200, 000
106, 100
50,000
250, 000
175, 000
500,000
300, 000
500, 000
750,000
400,000200, 000100, 000
600. 00050, 00050,000
100, 000100, 000
50, 000
150, 000
500. 000100, 000
200, 000
150, 000200, 00030,000
Failures.
Surplus.
$2, 28820,435
4,78837, 903
32,000
4,61020, 0005, 0001, 4005,580
150, 000
40, 000
33, 905
27,139
2,509
17,000
3,045
56, 000
108,000
56, 027
18,30211, 80116,000
14,16125,0;)023,8397, 0003,000
1,000
18,719
80. 00020, 000
22, 254
968
: . ; . . .
Keceiver ap-pointed.
Apr. 14,1865May 1,1866May 8,1866
Mar. 13,1867Mar. 21,1867
Apr. 30,1867May 20,1867
Ang. 20,1867
Sept. 6,1867
Oct. 1,1867
.Feb. 28,1868Mar. 3,1868Apr. 24,1868Mar. 15,1869Oct. 14,1869
Dec. 13,1871
Dec. 15,1871
do
Dec. 20,1871
Apr. 23,1872
May 2,1872
Dec. 12,1872
Dec. 31,1872
Mar. 18,1873
Apr. 28,1873
Sept. 19,1873
Sept. 22,1873
Sept. 25,1873do
Oct 18,1873
Oct. 23,1873Oct. 24,1873Nov. 23,1873Dec. 16.1873June 3,1874
Nov. 28,1874
Dec. 10,1874
Feb. 1,1875Oct. 22,1875
Oct. 28,1875
Jan. 24,1876Feb. 1,1876. . .do
Causeof
failure.
WTJTJ
TY
BQ
wTJ
G
BTJ
Y
XJ
U
U
Y
B
B
M
A
M
V
RRP
WUYpGX
Y
YE
U
YY
•ff
Lawfulmoney de-posited.
$44,00085. 000
180,000
40, 00090, 000
85, 000180, 000
100, 000-
253,900
180, 000
26, 30090, 00025. 50045, 000
129, 700
800, 000
50,000
243, 393
179, 000
71, 000
45, 000
135,000
118, 900
450, 000
100,000
450; 000
234,000
360,000179, 20090,000
360, 00045, 00045,00090. 00095,000
43,800
118,191
285,10045, 000
146, 585
45,00085, 701)27,000
Issued.
$44,00085, 000
180, 000
40,00090,000
85,000180, 000
100, 000
253,900
180, 000
26, 30090, 00025,50045,000
129,700
800,000
50, 000
243, 393
179,000
71, 000
45,000
135,000
118, 900
450,000
100, 000
450, 000
234,000
360, 000179,200
90, 000
360, 00045, 00045,00090. 00095,000
43,800
118,191
285,10045,000
146,585
45,00085 700271000
Circulation.
Redeemed.
$43, 75784, 784
179,364
39, 75689, 728
84, 591178,866
99, 800
252,837
179, 671
26,13589, 65425, 43344,718
128, 702
792,867
49, 742
241,016
177,780
70, 093
44, 525
134, 650
117, 724
447,890
98,835
442, 629
230,768
356, 320176,910
88, 887
355, 00044,41544.18088, 88393, 570
43,480
117,123
283,14343, 962
144, 355
44,61082 83626! 730
Outstand-ing.
$243216636
244272
4091,134
200
1,063
329
165346
67282998
7,133
258
2,377
1,220
907
475
350
1,176
2,110
1,165
7,371
3,232
3,680> 2,290
1,113
5,000585820
1,1171,430
320
1,068
1,9571,038
2,230
3902, 864
270
123
45
67
g
9
10
1112131415
16
Yl
18
19
20
21
22
23
24
25
26
27
282930
3132333435
36
37
B839
40
414243
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
208 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,
Name and location of bank.
Organization.
Char-ter
num-ber.
Date. Capital. Sur-plus.
Total dividendspaid during
existence as anational bank-
ing associa-tion.
Amount.Percent.
87
89
92
96
First National Bank, Osceola, Iowa...First National Bank, Dnluth, Minn...First National Bank, La Croase, Wis..City National Bank. Chicago. IllWatkins National Bank, VVatkins. N. YFirst National Bank. Wichita. Kans ..First National Bank. Green Held, Ohio*National Bank of Fishkill. N. YFirst National Bank. Franklin. Ind...Northumberland County National
Bank, Shamokin. Pa.First National Bank. Winchester. Ill .National ExhangeBank, Minneapolis,
Minn.National Bank of the State of Mis-
souri, St. Louis, Mo.First National Bank, Delphi, IndFirst National Bank. Georgetown. ColoLock Haven National Bank, Lock
Haven, Pa.Third National Bank. Chicago, 111Central National Bank. Chicago, 111...First National Bank, Kansas City, Mo.Commercial National Bank, Kansas
City. Mo.First National Bank, Ashland, Pa.*...First National Bank. Tarrytown, N. Y*First National Bank, Allentown, Pa.*.First National Bank, Waynesburg,
Pa.*Washington County National Bank,
Greenwich, N. YFirst N ational Bank, Dallas, TexPeople's National Bank, Helena, Mont.First National Bank, Bozeman, Mont..Merchants' National Bank, Fort Scott,
Kans. *Farmers' National Bank, Platte City,
MoFirst National Bank, Warrensburg,
MoGerman American National Bank,
Washington, D. CGerman National Bank, Chicago, 111.*.Commercial National Bank, Saratoga
Springs, N. YSecond National Bank, Scran ton, Pa.*.National Bank of Poultney, VtFirst National Ban M Monticello, Ind..First National Bank, Butler, PaFirst National Bank, Meadville, Pa . . .First National Bank, Newark, N. JFirst National Bank, Brattleboro, Vt..Mechanics' National Bank, Newark,
N.JFirst National Bank, Buffalo, N. Y.. . .Pacific National Bank, Boston, Mass..First National Bank of Union Mills,
Union City, PaVermont National Bank, St. Albans,
Vt . . .First National Bank, Leadville, Colo..City National Bank, Lawrenceburg,
Ind.*First National Bank, St. Albans, Vt...First National Bank, Monmouth, 111 ..Marine National Bank, New York, N.YHot Springs National Bank, Hot
Springs, ArkRichmond National Bank, Richmond,Ind
177619541313818456191310197150689
1484719
1665
194919911273
236204716121995
403364161305
1266215721052027
1927
2356
1856
23581734
122749
1200220830911552470
12512352373
110
15832420
28892692751
1215
2887
2090
Jan. 26.1871Apr. 6 1J72June 20 1865Feb. 18,1865June 2. 1864Jan. 2 1872Oct. 7,1863Apr. 1,1865Aug. 5.1863Jan. 9,1865
July 25,1865Jan. 16,1865
Oct. 30,1866
Mar. 25.1872May 31,1872June 14,1865
Feb. 5,1864Sept. 18,1872Nov. 23,1865June 3,1872
Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864
June 13,1865July 16,1874May 13,1873Aug. 14,1872
Jan. 20,1872
May 5,1877
July 31,1871
May 14,1877Nov. 15,1870
June 6,1865Aug. 5,1863May 31,1865Dec. 3,1874Mar. 11,1864Oct. 27,1863Aug. 7,1863June 30,1864
June 9,1865Feb. 5,1864Nov. 9,1877
Oct. 23,1863
Oct. 11,1865Mar. 19,1879
Feb. 24,1883Feb. 20,1864July 7,1882June 3,1865
Feb. 17,1883
Mar. 5,1873
$50, 00050, 00050. 000
250. 00075, 00050, 00050, 000
200, 00060, 00067, 000
50,00050, 000
3, 410, 300
100, 00050, 000
120, 000
120, 000200, 000100, 000100, 000
60, 00050, 000
100,000100, 000
200,000100, 000100,000
50,000
50,000
50,000
50,000130, 000250, 000
100,000100, 000100, 00050,00050,00070,000
125, 000100,000
500, 000100,000250,000
50,000
200, 00060, 000
100,000100, 00075, 000
400,000
50,000
270, 000
$36, 205
2,976
15, 000
1,0007,214
2,000
11,872
251,802
2,000
$23, 50025, 00031,500
182, 50085. 45036. 97580, 300
143. 000222. 319670, 000
71,750124, 000
46.1506373
113.973.9
160.671.5
370.51000
143.5248
45, 000
153, 600
1, 035, 00038, 000
540, 50025, 000
187,131132, 250
205,94045,75010, 00020,000
34,731
4,000
57, 750
113,000392,12592,0007,400
139, 000248,400605, 250387,000
1,198,000287, 50075,000
91,955
186,00063,000
3,000197,00015,000
659,643
3,000
274,000
45
128
862.19
540.25
311.9264.5
102.945.1040
8,
115.5
113392.19214.8
278354.8484.387
239.6287.530
183.9
105
319720
164.9
101.5* formerly in voluntary liquidation.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 209
TOGETHER WITH THEIR CAPITAL AXD SURPLUS, ETC.—Continued.
Failures.
1
Capital.
$50, 000100, 000
50, 000250, 000
75, 00060,00050, 000
200, 000132, 00067, 000
50,000100, 000
2, 500, 000
50, 00075, 000
120, 000
750, 000200,000500, 000100, 000
112. 500100, 000250, 000100, 000
200, 00050, 000
100,00050, 000
50, 000
50,000
100, 000
130,000500,000
100, 000200, 000100, 000
50,00050,000
100,000300, 000300,000
500, 000100,000961, 300
50, 000
200, 00060,000
100, 000100.000
75, 000400, 000
50,000
250,000
96
Surplus .
$10, 000
25. 000130, 000
3, 00012, 00010, 00030, 00028, 538
17,13520, 000
248, 775
20, 00065, 000
8, 000
200, 00010, 00025, 0006,392
19, 00025, 000
220, 000
24,0005,0008,0007,000
13,500
10, 600
2, 000125,000
40, 47670, 0004,0002, 000
10, 60020,00062, 58457, 000
400,00050,000
13,455
25, 00015, 000
40,00015, 000
225, 000
180
33,000
47—14
Receiver ap-pointed.
Feb. 25,1876Mar. 13.1876Apr. 11,1876May 17.1876July 12,1876Sept. 23,1876Dec. 12,1876Jan. 27,1877Feb. 13,1877Mar 12.1877
Mar. 16.1877May 24,1877
June 23,1877
July 20.1877Aua;. ;8,1877Aug. 20,1877
Nov. 24.1877Dec. 1.1877Feb. 11,1878. . . .do
Feb. 28,1878Mar. 23.1878Apr. 15,1878May 15.1878
June 8,1878. . . d o . . .Sept. 13,1878Sept. 14,1878
Sept. 25,1878
Oct. 1,1878
Nov. 1,1878
doDec. 20,1878
Feb. 11,1879Mar. 15,1879Apr. 7,1879July 18,1879July 23,1879June 9,1880June 14,1880June 19,1880
"Nov. 2,1881Apr. 22,1882May 22,1882
Mar. 24,1883
Aug. 9.1883Jan. 24,1884
Mar. 11,1884Apr. 22,1884.. .doMay 13,1884
June 2,1884
-July 23,1884t
Causeof
failure.
yPPV(1EUEM
WM
O
WTIV
VVXV
VVXV
pVQQX
N
X
PB
XXXXERFX
CPssVB
GcPET
E
H
Lawfulmoney de-
posited.
$45, 00045, 00045, 000
137, 20967, 50043, 20029, 662
177, 20092, 09260,300
45, 00090, 000
1, 693, 660
45, 00045, 00071, 200
597. 84045,00044, 94044,500
75,55489, 20078,64169,345
114,22029,80089, 30044, 400
35, 328
27, 000
45,000
62, 50042, 795
86, 90091, 46590,00027, 00071,16589. 500
32(3. 64390,000
449,90099, 500
450,000
43,000
65, 20053,000
77, 00089,08027, 000
260,100
40, 850
158,900
Issued.
$45, 00045, 00045,000
137, 20967, 50043,20029, 6(52
177,20092, 09260, 300
45, 00090, 000
1, 693, 660
45, 00045, 00071, 200
597. 84045,00044. 94044, 500
75, 55489, 20078, 64169, 345
114, 22029,80089,30044, 400
35,328
27, 000
45, 000
62, 50042, 795
86, 90091, 46590, 00027, 00071,16589,500
326, 64390, 000
449, 90099. 500
450, 000
43, 000
65, 20053,000
77, 00089, 98027, 000
260,100
40,850
X68,900
Circulation.
Redeemed.
$44, 49344, 47844,153
133, 81065, 86442, 60028, 596
174,12989, 63259.040
44,10588, 055
1, 673, 647
44, 08044,40569, 583
578, 37744,19342,14043, 325
72, 30486, 66575,18068, 535
111, 51829,19388, 07143, 665
34,573
26, 685
43, 951
62, 02638, 510
84,83387, 31387, 29726, 42267, 76085, 821
314,13084,203
427, 99696, 255
444, 002
41, 285
60, 39351, 545
74, 86084, 89825,680
247, 743
87, 990
Outstand-ing.
$8-1-7507
3, 3991, 036
6001,0663.0712, 4601. 260
8951, 945
20,013
92059f>
1, 617
19,463807
2, 8001,175
3, 2502. 5353, 461
810
2, 702605
1. 229735
755
315
1,049
4744, 285
2,0674,1522, 703
5783,4053, 679
12, 5135,797
21, 9043,2455,998
1,715
4,8071,455
2,1405, 0821, 320
12, 357
2, 860
Ha, f?§&
44454647484950515253
5455
56
575859
60616263
64656667
686970
72
73
74
7576
7778798081828384
858687
88
8990
91929394
95
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 1 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,
97
9899
100
101
102103
104105106
107
108
109110111
112113114115
116
117118119120
121122
123124
125126127
128129
130131132133134135136
137138139
140141142
143
144145
Name and location of bank.
First National Bank, Livingston,Mont.
First National Bank, Albion, N. YFirst National Bank, Jamestown, N.
Dak.Logan National Bank, West Liberty,
Ohio.Middletown National Bank, Middle-
town, N. Y.Farmers' National Bank, Bushnell, 111.Schoharie County National Bank,
Schoharie, N. Y.Exchange National Bank, Norfolk, Va.First National Bank, Lake City, Minn.Lancaster N&tional Bank, Clinton,
Mass.First National Bank, Sioux Falls, S.
Dak.First National Bank, Wahpeton, N.
Dak.First National Bank, Angelica, N. Y..City National Bank, Williamsport, Pa.Abmgton National Bank, Abington,
Mass.*First National Bank, Blair, NebrFirst National Bank, Pine Bluff, Ark.Palatka National Bank, Palatka, Fla..Fidelity National Bank, Cincinnati,
Ohio.Henrietta National Bank, Henrietta,
Tex.National Bank of Sumter, S. CFirst National Bank, Danesville, N. Y.First National Bank, Corry, PaStafford National Bank, Stafford
Springs, Conn.Fifth National Bank, St. Louis, Mo . . .Metropolitan National Bank, Cincin-
nati, Ohio.First National Bank, Auburn, N. Y...Commercial National Bank, Dubuque,
Iowa.State National Bank, Kaleigh, N. CSecond National Bank, Xeriia, Ohio...Madison National Bank, Madison, S.
Dak.Lowell National Bank, Lowell, Mich..California National Bank, San Fran-
cisco, Cal.First National Bank, Anoka, Minn . . .National Bank of Shelby ville, Tenn ..First National Bank, Sheffield. AlaThird National Bank, Malone, N. Y...First National Bank, Abilene, Kans ..Harper National Bank, Harper, Kans.Gloucester City National Bank, Glou-
cester City, N. J.Park National Bank, Chicago, 111State National Bank, Wellington, KansKingman National Bank, Kingman,First National Bank, Alma, KansFirst National Bank, Belleville, Kans.First National Bank, Meade Center,American National Bank, Arkansas
City, Kans.City National Bank, Hastings, Nebr..Peoplel's National Bank, Fayetteville,
Char-ter
num-ber.
3006
1662578
2942
1276
17911510
11371740
583
2465
2624
56421391386
2724277632663461
3022
308275
605686
28352542
2311801
1682277
3597
12803592
2800219836173366242734313936
350235643559
376933863695
3992
30992003
Organization.
Date.
July 16,1883
Dec. 22,1863Oct. 25,1881
May 7,1883
June 14,1865
Feb. 18,1871Aug. 9,1865
May 13,1865Nov. 29,1870Nov. 22,1864
Mar. 15,1880
Feb. 2,1882
Nov. 3,1864Mar. 17,1874July 1,1865
June 7,1882Sept. 18,1882Nov. 20,1884Feb. 27,1886
Aug. 8,1883
Nov. 26,1883Sept. 4,1863Dec. 6,1864Jan. 7,1865
Dec. 12,1882July 12,1881
Feb. 4,1864Mar. 11,1871
June 17,1868Feb. 24,1864Dec. 7,1886
June 14,1865Oct. 20,1886
Sept. 14,1882Oct. 29,1874Jan. 14,1887July 15,1885June 23,1879Jan. 6,1886Oct. 26,1888
May 11,1886Oct. 1,1886Sept. 16,1886
Aug. 3,1887Aug. 28,1885May 5,1887
Mar. 15,1889
Dec. 27,1883June 27,1872
Capital.
$50,000
50,00050,000
50,000
200,000
50,000100,000
100, 00050, 000
200, 000
50, 000
50^000
100,000100, 000150, 000
50, 00050, 00050, 000
1, 000,' 000
50, 000
50, 00050,000
100,000150, 000
200, 000500,000
100, 000100,000
100,00060, 00050, 000
50, 000200, 000
50,00050, 000
100, 00050,00050,00050,00050, 000
200,00050,00075,000
50,00050, 00050,000
100, 000
50, 00075,000
Sur-p lus .
$23,128
32, 894
Total dividendspaid during
existence as anational bank-
ing associa-tion.
Amount.
$170,500
4,000
356,000
38, 500
337, 50090,142
285, 000
10, 000
12, 000
186, 00038,500
15, 000
10, 000
i, 666
307, 382
23, 000
2,784
12, 250
13,50075,825
168,500306, 000
75,000215,000
266, 000146, 806
278,0005,000
159, 494
18,00081, 625
2,00075, 35010, 000
24,0005, 000
20,500
14, 00017,5008,857
28, 000
44,547182,500
Percent.
341
8
178
77
337.5180.2142.5
20
24
18638.5
204.9
46
. 3
24.5
27151.6168.5204
37.543
266146.8
463.310
318.9
36163.2
4150. 620
121027. 3S
283517.7
28
89.1243.3
* Restored to solvenoy.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 1 1
TOGETHER WITH THEIR CAPITAL A.VI) SURPLUS, ETC.—Continued.
Failures.
Capital. Surplus.Receiver
appointed.
! Cause| ofi failure.
Lawfulmoney
deposited.
Circulation.
$50,000
100,000
50,000
50, 000
200, 000
50, 00050,000
300,00050, 000
100, 000
50, 000
50, 000
100, 000100,000150, 000
50, 00050, 00050, 000
1, 000, 000
50, 000
50, 00050, 000
100, 000200,000
300. 0001 000,000
150, 000100, 000
100,000 j.150,00050,000 I
50, 000200,000
50, 00050, 000
100,00050, 000
100, 00050. 00050,000
200, 00050, 000
100, 000
75, 00050, 00050.000
300, 000
100,000125,000 I
Aug. 25,1884 ; X
$20, 000 A u g . 26,188412, 50!) ; Sept. 13,1884 !
1, 000 ! Oct. 18,1884 |
40, 000 | Nov. 29,1884 !
7, 50015,000
. Deo. 17,1884
I Mar. 23,1885
350,000 j Apr. 9.1885 j10,000 ; Jan. 4,1880 !20, 000 ! Jan. 20,188(5 j
i I30,447 j Mar. 11,1886 j
4,000 | Apr. 8,1880 j
20,100 j Apr 19,188612,500 I May 4,188625, 300 | Aug. 2, .1886
11, 000 I Sept. 8,188620, 000 I "Nov. 20,1886
! .Juno 3.1887
50. 000 June 27, 1887
8. 000 Aug. 17, 1887
I10, 00015. 00010,18324, 000
30,000180, 000
20. 000
Aug. 24,1887Sept, 8,1887Oct. 11,1887Oct. 17,1887
Nov. 15,1887Feb. 10,3888
Feb. 20,1888 |Apr. 2,1888
Apr. 11, 188814,000 j May 9. 18883,000 June 23,1888
10,00010,000
4, 30025, 000
400
Sept, 19.1888Jan. 14,1889
Apr. 22.1889Dec. 13.1889Dec. 23,1889Dec 30,1889
17,(500 Jan. 21,1890! Feb. 10,1890I June 12.1890
21, 000 I July 14,18903, 915 Sept, 25,18901,000 Oct. 2,1890
1,6035. 000
4; ooo24,000
32,000
Nov. 21,1890Dec, 12.1890Dec. 24/1890
Dec. 26,1890 |
Jan. 14.1891 !Jan. 20,1891 j
BE
P
I
LB
OEB
J
J
ADLUVVB
ABVB
FV
RvBVs
QB
WFFFFWX
H
V
O
JR
$11, 240
90,000
18, 650
23,400
176, 000
44, 00038, 350
228, 20044, 420
72, 360
10, 740
17,120
89, 00043,14025, 425
26,18026, 28019, 21090, 000
11, 250
11, 25015. 73073,829
139, 048
44, 430277, 745
44, 40062,170
22,50048,47011, 250
24, 87045,000
11,25016, 71022, 50010, 75021, 24010,75011,250
45, 00011,25022,500
16, 87511, 25010,750
45,000
22. 50028, 800
Issued.
$11,240
90, 00018, 650
23, 400
176, 000
44, 00038,350
228,20044, 420
72, 360
10, 740
17,120
89, 00043,14025, 425
26,18026, 28019,21090, 000
11,250
11, 25015, 73073, 829
139,048
44, 430277,745
44, 40062,170
22, 50048, 47011, 250
24,87045, 000
11, 25016, 71022, 50010, 75021,24010, 75011, 250
45, 00011, 25022, 500
16, 87511, 25010,750
45, 000
22,50028, 800
Redeemed.Outstand-
ing.
$10, 975
84, 226
18, 207
22,400
166,068
41,928
34, 860
209, 95441, 99664, 714
9,950
15,920
81, 206
35, 76025, 425
24, 95525, 07017, 85584, 317
10, 610
9,53013,48562,395120,423
37, 980231, 340
32, 43955, 822
17, 73538, 68510,415
20, 59036, 910
9,23210, 96516, 4108,100
19, 2507,4508,610
28, 8006,740
14, 685
11, 0737,5056,975
20, 930
10,71015, 731
97$265
5,774
443
1,000
9,932
2,0723,490
18, 2462,424 1 1057,646 106
790 107
1, 200 I 108
7,794 109
7,380 1110
Ill
100
101
104
1, 2251.2101,3555, 683
640
112113114115
116
1,720 1172,245 11811,434 11918,625 ! 120
I6,450 I 12146,405 122
11,961 I 1236, 348 j 124
4, 765 ! 1259, 785 ! 126
835 127
4,2808,090
128129
2,018 1305, 7456.090 i2,6501,9903, 3002,640
16, 2004,5107,815
5,8023,7453,775
24,070
11,79013,069
131132133134135136
137138139
140141142
143
144
145
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 1 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS THAT HAVE WEEN PLACED IN THE H A N D S OF RECEIVERS,
146
147148
149
150
151
152153
154
155156157
158159160
161
162163
164165
166167
168
169
170171172173
174175
176177178
179180181
Name and location of bank.
Spokane National Bank, SpokaneFalls, Wash.
First National Bank, Ellsworth, Kans.Second National Bank. McPherson,
Kans.Pratt County National Bank, Pratt,
Kans.Keystone National Bank, Philadel-
phia, Pa.Spring Garden National Bank, Phila-
delphia, Pa.National City Bank, Marshall, Mich..Red Cloud National Bank, Red Cloud,
Nebr.Asbury Park National Bank, Asbury
Park N JNinth National Bank, Dallas, TexFirst National Bank, Red Cloud, Nebr.Central Nebraska National Bank,
Broken Bow, Nebr.Florence National Bank, Florence, Ala.First National Bank, Palatka, FlaFirst Natioual Bank, Kansas City,
Rio Grande National Bank, Laredo,Tex.
First National Bank, Clearfield, Pa...Farley National Bank, Montgomery,
Ala.*First National Bank, Coldwater, Kans.Maverick National Bank, Boston,
Mass.Corry National Bank, Corry, PaCheyenne National Bank, Cheyenne,
Wyo.California National Bank, San Diego,
Cal.First National Bank, "Wilmington,
•wr nN. C.Huron National Bank, Huron, S. Dak.First National Bank, Downs, Kans . . .First National Bank, Muncy, PaBell County National Bank, Temple,
Tex.First National Bank, Deming, N. Mex.First National Bank, Silver City, N.
Mex.Lima National Bank, Lima, OhioNational Bank of Guthrie, OklaCherry vale National Bank, Cherry-
vale, Kans.First National Bank, Erie, KansFirst National Bank, Rockwell, Tex..Yincennes National Bank, Yincennes,
Ind.Total
Organization.
Char-ter
num-ber.
3838
32493791
3787
2291
3468
20233181
3792
441528113927
413532233706
4146
7684180
3703677
5693416
3828
1656
32673569837
4404
31603554
285943834288
396338901454
Date.
Jan. 24,1888
Sept. 11,1884Sept. 16,1887
Sept. 8,1887
July 30,1875
Mar. 13,1886
July 29,1872May 10,1884
Sept. 17,1887
Sept, 12,1890Nov. 8,1882Sept. 28,1888
Oct. 3,1889July 15,1884May 17,1887
Oct. 28,1889
Jan. 30,1865Dec. 18,1889
May 9,1887Dec. 31,1864
Nov. 12,1864Dec. 2,1885
Dec. 29,1887
July 25,1866
Nov. 21,1884Oct. 12,1886Feb. 23,1865Aug. 25,1890
Apr. 22,1884Sept. 17,1886
Jan. 16,1883July 31,1890Apr. 16,1890
Jan. 15,1889May 29,1888July 17,1865
Capital.
$60, 000
50, 00950,000
50 000
200,000
500, 000
100, 00050,000
100 000
300, 00050, 00060,000
50, 00050,000
100, 000
100, 050
100, 000100,000
52, 000400, 000
100, 000100, 000
150, 000
250, 000
Sur-plus.
$61, 390
50,000 i50,000 i
100,000 i50,000
50, 00050, 000
100, 000100, 00050, 000
50, 00050, 000
100,000
27, 330, 400 547, 080
Total dividendspaid during
existence as anational bank-
ing associa-tion.
Amount.
$54 5008,500
122,730
122,198
162, 50023, 275
18, 00057, 2508,400
50,00025, 000
209, 000
2, 080984, 000
198, 00026, 000
79, 000
290, 710
27, 75017, 693
212, 9882,500
56, 25030, 000
87, 5002, 5003,500
5,95415, 000
441, 000
20, 252, 357
Percent.
10917
61.4
24.4
162. 546.5
6114.514
100. 025
209
4241
19826
52. 7
116. 3
55.535.4
2135
112.560
87.52.57
11.930
441
74.1
* Restored to solvency.A Defalcation of officers.B Defalcation of officers and fraudulent management.C Defalcation of officers and excessive loans to others .D Defalcation of officers and depreciation of securities.E Depreciation of securities.F Excessive loans to others, injudicious banking, and depreciation of securities.G Excessive loans to officers and directors an d depreciation of securities.H Excessive loans to officers and directors and investments in real estate and mortgages.I Excessive loans to others and depreciation of securities.J Excessive loans to others and investments in leal estate and mortgages.K Excessive loans and failure of large debtors,L Excessive loans to offlo eri and directors.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 213
TOGETHER WITH THEIR CAPITAL AND SURPLUS, E T C . — C o n t i n u e d .
Lawfulmoney de-
posited.
Eeceiverappointed. .
Feb. 11,1891Mar. 25,1891
50, 000
500, 000
750, 000
3,000
100,000
132, 500
Apr. 7,1891 i H
May 9,1891 I O
10, 750
41,180
45, 000
! June 22,1891! July 1,1891
i July 2,1891
July 16,1891. . .do
July 21,1891
300, 00075, 00060, 000
45, 00016, 22513,500
60, 000150, 000150.000
July 23,1891Aug. 7,1891Aug. 17,1891
12,90033, 25033, 750
Oct. 7,1891. . . .do
i Nov. 21,1891Dec. 5,1891
Dec. 18,1891
Dec. 21,1891
Jan. 7,1892 |Feb. 6,1892Feb. 9,1892Feb. 19,1892
18, 00010, 75094. 89911, 250
18, 0007,870
05, 64911, 250
| Feb. 29,1892. . . . do
200. 000100, 00050, 000
Mar. 21,1892June 22,1892July 2,1892
45, 00021, 80011, 250
35. 02219, 89011.250
50, 000125, 000100,000
. . . .doJuly 20,1892July 22,1892
11,25026, 72041,320
M Failure of large debtors.1ST Fraudulent management.O Fraudulent management, excessive loans to officers and directors, and depreciation of securities.P Fraudulent management and depreciation of securities.Q Fraudulent management and injudicious banking.R Fraudulentmanagement, defalcation of officers, and depreciation of securities.S Fraudulent management, injudicious banking, investments in real estate and mortgages, and de-
preciation of securities.T Fraudulent management, excessive loans to officers and directors, and excessive loans to others.TJ Injudicious banking.V Injudicious banking and depreciation of securities.W Injudicious banking and failure of large debtors.X Investments in real estate and mortgages and depreciation of securities.Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
214 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RE-TEM, WITH AMOUNTS OK NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLLECT-ASSETS, EXPENSES OF RECEIVERSHIP, CLAIMS PROVED, DIVIDENDS PAID AND
Name and location of bank.Date of
organization.Capitalstock.
Receiverappointed.
First National Bank, Attica, N. YVenango National Bank, Franklin, PaMerchants' National Bank, Washington, D. CFirst National Bank, Medina, N. YTennessee National Bank, Memphis, Tcnn :First National Band, Selma, Ala[First National Bank, New Orleans, LaNational TJnadilla Bank, Unadilla, N. lr
Farmers and Citizens' National Bank, Brooklyn. N. Y .Croton National Bank, New York, N. Y 'First National Bank, Bethel, ConnFirst National Bank, Keokuk, IowaNational Bank of Vicksburg, MissFirst National Bank, Rockford, 111First National Bank of Nevada, Austin, NovOcean National Bank, New York, N. YUnion Square National Bank, Now York, ]ST. YEighth National Bank, New York, N. YFourth National Bank, Philadelphia, PaWaverly National Bank, Waverly, N. YFirst National Bank, Fort Smith', ArkScandinavian National Bank, Chicago, 111Wallkill National Bank, Middletown, N\ YCrescent City National Bank, New Orleans, LaAtlantic National Bank, New York, N. YFirst National Bank, Washington, 1). CNational Bank of the Commonwealth, New York, N. Y.Merchants' National Bank, Petersburg, VaFirst National Bank, Petersburg, Va..First National Bank, Mansfield, OhioNew Orleans National Banking Association, New Or-
leans, LaFirst National Bank, Carlisle, PaFirst National Bank, Anderson, IndFirst National Bank, Topeka, KansFirst National Bank, Norfolk, VaGibson County National Bank, Princeton. IndFirst National Bank of Utah, Salt Lake City, UtahCook County National Bank, Chicago, 111First National Bank, Tiffin, OhioCharlottesville National Bank, Charlottesville, VaMiners' National Bank, Georgetown. ColoFourth National Bank, Chicago, 111.*First National Bank, Bedford, IowaFirst National Bank, Osceola, IowaFirst National Bank, Duluth, Minn '.First National Bank, La Crosse, WisCity National Bank, Chicago, 111Watkins National Bank, Watkins, N. YFirst National Bank, Wichita, KansFirst National Bank, Greenfield, Ohio *National Bank of Fishkill, N. YFirst National Bank, Franklin, IndNorthumberland County National Bank, Shamokin, Pa.First National Bank, Winchester, 111National Exchange Bank, Minneapolis, MinnNational Bank of the State of Missouri, St. Louis, Mo..First National Bank, Delhi, IndFirst National Bank, Georgetown, ColoLock Haven National Bank, Lock Haven, PaThird National Bank, Chicago, 111Central National Bank, Chicago, 111First National Bank, Kansas City, MoCommercial National Bank, Kansas City, MoFirst National Bank, Ashland, Pa.*First National Bank, Tarry town, N. YFirst National Bank, Allentown, Pa.*First National Bank, Waynesburg, Pa.*Washington County National Bank, Greenwich, N. Y..First National Bank, Dallas, TexPeople's National Bank, Helena. MontFirst National Bank, Bozeman, MontMerchants' National Bank, Fort Scott, Kans.*
Jan. 14,1864May 20,1865Dec. 14,1864Feb. 3,1864June 5,1865Aug. 24,1865Dec. 18,1863July 17,1865June 5,1865Sept, 9,1865May 15,1865Sept. 9,1863Feb. 14,1865May 20,1864June 23,1865June 6,1865Mar. 30,1869Apr. 6,1864Feb. 26,1864May 29,1865Feb. 6,1866May 7,1872July 21,1865Feb. 15,1872July 1,1865July 16,1863July 1,1865Sept. 1,1865July 1,1865May 24,1864
May 27,1871July 7,1863July 31,1863Aug. 23,1866Feb. 23,1864Nov, 30,1872Nov. 15,1869July 8,1871Mar. 16,1865July 19,1865Oct. 30,1874Feb. 24,1864Sept. 18,1875Jan. 26,1871Apr. 6,1872June 20,1865Feb. 18,1865June 2,1864Jan. 2,1872Oct.Apr.Aug.Jan.July 25,' 1865Jan. 16,1865Oct. 30,1866Mar. 25,1872May 31,1872June 14,1865Feb. 5,1864Sept. 18,1872Nov. 23,1865June 3,1872Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864June 30,1865July 16,1874May 13,1873Aug. 14,1872Jan. 20,1872
7,18631,18655,18639,1865
$50,000300, 000200,00050, 000
100, 000100, 000500, 000120, 000300,000200, 00060,000100,00050, 00050,000
250, 0001,000, 000
200, 000250,000200, 000106,100
50, 000250,000175, 000500,000300, 000500, 000750,000400, 000200, 000100, 000
600, 00050, 00050, 000
100, 000100, 00050, 000
150, 000500,000100, 000200, 000150, 000200, 000
30, 00050, 000
100, 00050,000
250, 00075, 00060, 00050,000
200,000132,000
67, 00050, 000
100,0002, 500, 000
50, 00075, 000
120, 000750,000200, 000500,000100, 000112,500100,000250,000100, 000200,000
50, 000100, 000
50, 00050, 000
186518661866186718671867186718671867186718681868186818691869187118711871187118721872187218721873187318731873187318731873
Apr. 14,May 1,May 8,Mar. 13,Mar. 21,^ p r . 30,May 20,Aug. 20,Sept. 6,Oct. 1,Feb. 28,Mar. 3,Apr. 24,Mar. 15,Oct. 14,Dec. 13,Dec. 15,Dec. 15,Dec. 20,Apr. 23,May 2,Dec. 12,Dec. 31,Mar. 18,Apr. 28,Sept. 19,Sept. 22,Sept. 25,Sept. 25,Oct. 18,
Oct. 23,1873Oct. 24,1873Nov. 23,1873Dec. 16,1873June 3,1874Nov. 28,1874Dec. 10,1874Feb, 1,1875Oct. 22,1875Oct. 28,1875Jan. 24,1876Feb. 1,1876Feb. 1,1876Feb. 26,1876Mar. 13,3876Apr. 11,1876May 17,1876July 12,1876Sept. 23,1876Dec. 12,1876Jan. 27,1877Feb. 13,1877Mar. 12,1877Mar. 16,1877May 24,1877June 23,1877July 20,1877Aug. 18,1877Aug, 20,1877Nov. 24,1877Dec. 1,1877Feb. 11,1878Feb. 11,1878Feb. 28,1878Mar. 23,1878Apr. 15,1878May 15,1878June 8,1878J une 8,1878Sept. 13,1878Sept. 14,1878Sept. 25,1878
* Formerly in voluntary liquidation.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 1 5
y AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING SYS-ED FROM ALL SOURCES, LOANS PAID AND OTHER DISBURSEMENTS, LOSSES ONREMAINING ASSETS RETURNED TO STOCKHOLDERS.
Nominal assets at date of suspension.
Estimatedgood.
$50,82383, 713
18, 42450, 000
116, 422853,14886, 748
1,175, 656255, 23539, 48698, 24021, 5847,000
129, 7211 867, 641' 364, 973229, 617653, 65886, 49315, 800100,000127, 769379, 020336, 833
1, 000, 0001, 435,113
342, 260100, 00094, 483
300,00028,07750,00025, 00077, 72351, 2966, 300
619, 836140, 000169, 52020,00027,12329, 75274, 37618,09335, 000
453, 03786,01459, 226
194, 66586,49267, 24667, 541135, 231935, 999175, 25434,368220,481
1, 330, 215157, 438
1,118,11852, 349107, 318100,99419,879
311,32448,14932, 5599,01021,225
Estimateddoubtful.
$28, 05357, 029860, 9292,029
395, 41296, 556276, 40069,857121, 683144, 9034,80979, 65249, 959
811497,292
"""736," 997'
40, 00014,174100, 00050,000110,45058, 852
1, 277, 690473, 372252, 25050, 000173,378
100, 00055, 38680,00085, 00056, 35032,011204,600
1, 250,103120,000
• 105,218190,069131,22726,85819, 938118, 30025, 000478,91744,58218, 38757, 675
262, 90958,188112, 02666,02590, 704
2, 818, 9666,250
52, 627150, 650631, 797161,441313, 72674, 72441, 584
132,44515,86927, 89436, 24595, 251$76, 04615,543
Estimatedworthless.
$115, 538818,154
101, 072
78,415701,11686, 856
272, 75765, 36183, 830
125, 05722, 569
91,412942, 28391,355
165, 442
37, 49425, 000168,100
' 25,000148, 920283, 550
453, 593321, 72279,4097,954
376, 87029, 267
103, 05778, 85780, 29729,0553,274
151, 43963, 620
257, 655
65, 8029,3595,73735,85565, 09785,8059,105
67, 531
51,403200,90925, 94179,101
124, 371633, 7446,596
629,11324, 990
330, 704170, 712405, 00051,17519,070
153,467185, 22042, 284
236, 97167, 423166,151
$33346,588
Additionalassets re-
ceived sincedate of
suspension.
$13,69227,741
5,40026, 57957, 732
156, 57519, 449
121, 01721, 57212, 21213,426
30, 37142, 236
124, 832lli 89549, 409
32, 5176,537
24, 86625,102168,603128, 337215, 724404, 431103, 60943, 22521,095
654,1852,574
100. 60714,2413,54212,81615, 258678, 34918,43930, 69627, 2873,0849,63515,16213,81644, 81586,24821, 7383,681376
49,44124, 21714, 77014, 27018,411
433, 40013, 47830, 39834, 350
364, 81216, 68019, 8176,7238,859
20, 2892,1711.861
13; 7494. 305
67, 942$21, 0901,892
Totalassets.
Offsetsallowed and
settled.
$208,106986, 637860, 929126, 925471,991349,125
1, 987, 239212,910
1, 691,113487, 071140,337316, 37594,11238,182
760, 6612, 934, 756468, 223
1,181,465653, 658196, 50461, 511392, 966227, 871806, 993807,572
2, 493, 4142, 766, 5091, 019, 841272, 634296, 910
1,431,055115, 304333,664203, 098217, 912125,178229, 432
2, 699, 787342, 059563, 089237, 356227,23675, 604
115, 213186,064169,912
1,104, 007161,439148,82558,051558, 418369,806219, 983226, 937368, 717
4,822,109201, 578746,506430,471
2, 657, 528506, 271
1, 856, 661184,971176,831274,750339, 71560,014
589, 938156,122361,903
$136, 47985,248
19, 445
6,84558, 645
55, 34230, 6411,570
33, 4544,608
274317, 742285, 736101, 71938, 911
303, 50415, 780
6,21130, 3788,949
98, 460280, 955368, 992103, 8423,225%735
8,9647,068
10, 41026, 9512,1913,5952,869
452, 95360,44724,8828,7612,1003,5103,0431,1394,296
48,3813,15117,409
13,19260,3118,4876, 537
21, 498166, 83162, 77436, 59841, 32459, 3237,245
1,482, 72522,96216, 072
164, 94920,608
71418, 54130, 08812,492$7, 700
178
Loss onassets coin-pounded orsold underorder ofcourt.
$114, 236796.197686, 66593. 638
380,383179, 894929, 289132, 806400, 903187,58670,122
123, 40957, 938
Nominalvalue
of assetsreturned to
stock-holders.
219,7501, 254, 358
379,794
56, 01137, 629
224, 70322, 084
285, 346161,013765, 356589, 213616, 642146, 764182, 231
715, 58451, 294235,127118, 08355, 91754,332
196, 2311, 948, 095
84, 70958, 715
186, 2546,266
49, 92930, 319111,78085,019470,90818,63567, 34544,344223, 375203, 79299, 588117,173139,309
1,771, 6991, 310
606,580143,664310,813287, 68222, 55967, 396
268, 00047, 2396,972
106, 29232, 372
$20,14165, 804
33,363
53,473
36, 95734, 259
112,818
'279,' 987'
$89, 855
123456789101112131415161718192021222324252627282930
31323334353637383940414243444546474849505152535455565758596061626364656667
707172
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
216 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
737475767778798081828384858687888990919293949596979899
100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129
'130131132133134135136137138139140141142143144145146147
Name and location of bank.Date of
organization.
Farmers National Bank, Platto City, Mo May 5,1877First National Bank, Warrenaburg,' Mo J uly 31,1871German American National Bank, Washington, D. C .. May 14,1877German National Bank, Chicago, I I I / Nov. 15,1870Commercial National Bank, Saratoga Springs, N. Y June 6.1865Second National Bank, Scran ton, Pa.* Aug. 5,1863National Bank of Poultney, Vt May 31,1865First National Bank, Moriticello, Ind ' Dec. 3,1874First National Bank, Butler, Pa ! M u\ 11,1864First National Bank, Meadville, Pa ! Oct. 27,1863First National Bank, Newark, N. J ! Aug. 7,1863First National Bank. Brattleboro, Vt ! J une 30,1864Mechanics' National Bank, Newark, N. J ; Jnne 9, 1885First National Bank, Buftalo, N. Y ! Feb. 5,1864Pacific National Bank, Boston, Mass ! Nov. 9,1877First National Bank of Union Mills Union City, Pa . . . O,-t. 23,1863Vermont National Bank, St. Albans', Vt •' ><'t, 11,1865First National Bank, Leadville, Colo Mar. 19,1879City National Bank, Lawrenceburg, Ind.* Feb. 24,1883First National Bank, St. Albans, Vt i Feb. 20,1864First National Bank, Monmouth, 111 j July 7,1882Marine National Bank, New York, N. Y -3 line 3,1865Hot Springs National Bank, Hot Springs, Ark Feb. 17,1883Richmond National Bank, Richmond, Ind 'Mar. 5,1873First National Bank, Livingston, Mont J uly 16,1883First National Bank, Albion, N. Y i Dec. 22,1863First National Bank, Jamestown, N. Dak I Oct. 25,1881Logan National Bank, West Liberty, Ohio May 7,1883Middletown National Bank, Middletown, N. Y ! Jnne 14,1865Farmers' National Bank,Busbnell, 111 j Feb. 18,1871Schoharie County National Bank, Schoharie, N. Y I Aug. 9,1865Exchange National Bank, Norfolk, Va ! May 13,1865First National Bank, Lake City, Minn Nov. 29,1870Lancaster National Bank, Clinton, Mass ". Nov. 22,1864First National Bank, Sioux Falls. S. Dak j Mar. 15,1880First National Bank, Wahpeton, N. Dak | Feb. 2,1882First National Bank, Angelica, N. Y I Nov. 3,1864City National Bank, Wilfiamsport, Pa I Mar. 17,1874Abington National Bank, Abington, Mass.i I July 1,1865First National Bank, Blair, Nebr June 7,1882First National Bank, Pine Bluff, Ark Sept. 18,1882Palatka National Bank, Palatka, Fla Nov. 20,1884Fidelity National Bank, Cincinnati, Ohio I Feb. 27,1886Henrietta National Bank, Henrietta, Tex { Aug. 8,1883National Bank of Sumter, S. C Nov. 26,1883First National Bank, Dansville, N. Y Sept. 4,1863First National Bank, Corry, Pa Dec. 6,1864Stafford National Bank, Stafford Springs, Conn Jan. 7,1865Fifth National Bank, St. Louis, Mo Dec 6,1882Metropolitan National Bank, Cincinnati, Ohio June 23,1881First National Bank, Auburn, N. Y Jan. 13,1864Commercial National Bank, Dubuque, Iowa Mar. 4,1871State National Bank, Raleigh, N. C June 2,1868Second National Bank, Xenia, Ohio Jan. 1,1864Madison National Bank, Madison, S. Dak | Nov. 29,1886Lowell National Bank, Lowell, Mich June 14,1865California National Bank, San Francisco, Cal Oct. 20,1886First National Bank, Anoka, Minn Sept. 14,1882National Bank of Shelbyville, Tenn I Oct. 29,1874First National Bank, Sheffield, Ala I Jan. 14,1887Third National Bank, Malone, N. Y J uly 15,1885First National Bank, Abilene, Kans I June 23,1879Harper National Bank, Harper, Kans I Jan. 6,1886Gloucester City National Bank, Gloucester City, N. J . . ! Oct. 26,1888Park National Bank, Chicago, 111 '. ; May 11,1886State National Bank, Wellington, Kans Oct. 1,1886Kingman National Bank, Kingman, Kans j Sept. 16,1886First National Bank, Alma, Kans ! Aug. 3,1887First National Bank, Belleville, Kans : Aug. 28,1885First National Bank, Meade Center, Kan s j May 5,1887American National Bank, Arkansas City, Kans | Mar. 15,1889City National Bank, Hastings, Nebr ". | Dec. 27,1883People's National Bank, Fayetteville, N.C j June 27,1872Spokane National Bank, Spokane Falls, Wash Jan. 24.1888Firs t National BanK, Ellsworth, Kans Sept. 1L 1884
* Formerly in voluntary liquidation.t Restored to solvency.
Capitalstock.
$50, 000100, 000130. 000500, 000100, 000200.000100, 000
50, 00050, 000
100, 000300, 000300, 000500, 000100,000961, 300
50, 000200, 000
60. 000100, 000100, 000
75, 000400, 000
50, 000250, 000
50, 000100, 00050, 00050, 000
200,00050, 00050,000
300, 00050, 000
100, 00050, 00050, 000
100, 000100, 000150,000
50, 00050, 00050,.000
1,000, 00050,00050, 00050, 000
100, 000200, 000300, 000
1,000, 000i.yj,ooo100,000100, 000150,00050,00050,000
200, 00050, 00050,000
100, 00050, 000
100,00050, 00050, 000
200, 00050, 000
100, 00075, 00050,00050, 000
300,000100, 000125, 000100, 00050,000
Receiverappointed.
Oct. 1,1878Nov. 1,1878Nov. 1,1878Dec. 20,1878Feb. 11,1879Mar. 15,1879Apr. 7,1879July 18,1879July 23,1879June 9,1880June 14,1880June 19,1880Mar, 2.1881Apr. 22,1882May 22,1882Mar. 24,1883Aug. 9,1883Jan. 24,1884Mar. 11,1884Apr. 22,1884Apr. 22,1884May 13,1884June 2,1884July 23,1884Aug. 25,1884Aug. 26,1884Sept, 13,1884Oct. 18,1884Nov. 29,1884Dec. 17,1884Mar. 23,1885Apr. 9,1885Jan. 4,1886Jan. 20,1886Mar. 11,1886Apr. 8,1886Apr. 19,1886May 4,1886Aug. 2,1886Sept. 8,1886Nov. 20,1886June 3,1887June 27,1887Aug. 17,1887Aug. 24,1887Sept. 8,1887Oct. 11,1887Oct. 17,1887Nov. 15,1887Feb. 10,1888Feb. 20,1888Apr. 2,1888Mar. 31,1888May 9,1888June 23,1888Sept. 19,1888Jan. 14,1889Apr. 22,1889Dec. 13,1889Dec. 23,1889Dec. 30,1889Jan. 21,1890Feb. 10,1890June 12,1890July 14,1890Sept. 25,1890Oct. 2,1890Nov. 21,1890Dec. 12,1890Dec. 24,1890Dec. 26,1890Jan. 14,1891Jan. 20,1891Feb. 3,1891Feb. 11,1891
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 217
CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC—Continued.
Nominal assets at date of suspension. |!
Estimatedgood.
Estimated Estimated
$9, 56190, 953256, 286104, 966133.169264! 90868, 07823. 64612i 647115, 012418, 95151, 574
1,114. 503488, 892648, 710161, 699124,11472,19713, 993
217, 314172, 940
3, 496, 49531, 058367,10933, 54355. 7637r519
60, 096600, 81013.17096, 981
1,273,71157, 487
144, 85048, 51020, 50559, 810154, 879122, 551235, 47450, 79315,646
2, 464, 07974.17166, 08117,449
156, 586208, 243580, 321
1, 668,952268,961333, 506152, 390181, 87017.13655;535
400, 00383. 7761, 898
153, 26274, 66238. 89625| 7756, 675
342, 92123, 31911, 4169, 233
10, 7946, 201
206,30348.128101,878 I314.354 '102,952
doubtful
$18,691194, 457139, 514101, 971167, 503101,17897, 2576,734
134, 71622, 54564, 041
185,00265. 526
1, 416, 79346, 829
520. 91756, 04214. 50096, 87596. 543
816, 91627, 77472, 35615. 30444, 44629, 826£.69553, 692
3, 87439, 593
1, 441. 37891,990
138, 707137, 859
66, 96528,45926, 825168,3648.000
82, 61232. 092
915, 57735. 999
worthless.
8, 39720, 239119. 809929^ 388787, 598160, 617324, 872176. 652214, 56091,15371,12461,51944, 69898.099117, 24031, 44292, 99521,22412, 317
256, 39577, 7651.01, 63527, 27350, 86642,808376, 97759, 64224, 882
190, 09046, 213
$42. 29611. 57837, 923
475, 05228, 969104, 85818, 3844,374
34, 73712, 86355, 895
3Q2, 65478, 286696, 987
1, 397, 33416. 309118! 618102.112
2; 55449, 9519, 688
1, 568, 94027,190
171, 31922, 255113, 32929, 352
167, 07562, 22928, 010938,916 i7,2918, 0943,82144,90970,45824. 3985, 4626. 8344,9098,791
2,494, 51112, 995
15937, 572m, 71060, 86961, 622125,236510,79015.112137, 56178. 49620, 0251,316
216,70417, 22544,59272,56833, 82781. 89719! 67456. 237142,55111, 64664, 79240, 70922,42621, 56455, 732110,400124, 5049,060
43,981
Additionalassets re-
jceived sincedate of
suspension.
$1, 94433, 37561,14729, 88117, 08547, 59119, 56015. 01727, 50319,19841,17343, 895231,05836, 916444,12823. 64020, 61752,0691,599
77, 58432, 854
860, 4006,407
124, 054867
212, 5003,312
56, 057126, 93511,8994, 809
263, 86357, 99469,96410, 5784,1387,798
35, 20221,6335,4396,2121, 790
567, 87925, 69617, 76956, 22029,50129,17795, 471
7,111193,510
29, 2218, 398
69,6527,352
46. 81195J 05021, 948
6,0928,4962, 3836,1194,5258,03441,5369,9537, 55814, 9552,144969
106, 31517, 40625, 261216,1283,644
Totalassets.
$72, 492330, 363494, 870711. 870346, 726518, 535203, 279
49, 771209, 603169, 618580. 060398^ 123608, 849
1, 288, 3211, 906. 9653 248^477
784. 266282^ 420
32 646441,724312, 025742, 751
6, 92,429734, 838
71,969426, 038
70. 009138'. 848948, 512
9J, 172169,303917, 868
3, 214, 768361, 615200, 768136, 517166, 525241, 304317, 810255, 747144, 526*
58, 319442, 046
6,148, 86184, 009
119, 638273, 036418,158666, 802
1, 588, 8972,133, 8781, 702, 711
475, 001544, 578135,666174,786773,, 276167 647150. 681351. 566142, 314219,907
71.19883. 263
783, 403122, 683185, 401
92,17086, 23071, 542
745, 327235, 576276, 525729, 632196, 790
Offsetsal lowed and
settled.
$10, 94755, 255
165, 8466,170
17, 47536, 737
3, 3538,411
11, 9203, 345
154, 9454,902
73. 925172, 063201, 268
4, 37619,1718,971
529.8885,320
904, 5585, 3*1
32, 23384
42, 2695
11,14022,1893,411
508188,920
58418, 88354,1161,1681,2844,1043, 7215,645
127
629,7526,594
88319, 8068,971
10, 556164. 276
17, 52846, 27171,17267, 84913, 275
2, 0011,840
21, 0192,196
1,416725
5,323232
76 124801
1,531
275162
3 975175
8,14467. 2092,420
Loss onassets com-pounded orsold under
order ofcourt.
$8, 207118, 507
92, 883521, 783101, 810203. 982
25. 72964
106, 56226, 04386 953
80166, 364
650. 736753 395
89, 925483, 83418,41816 017
152, 03811, 671
109. 23031, 402
348, 49223,118
144, 07049,15575, 679
169,112350
89, 506272,287
36, 03021, 268
106, 87210, 211
81676, 659
2, 35876, 736
973,892
1,05768, 034
124, 58010,146
582,02616, 000
127,552121, 369220,176
39, 557990
33, 240128, 879
15, 519122, 751
25, 3544, 6827,4466,813
23,6968,934
21,911517
3, 0004; 8673 560
' 7,2241, 772
1, 282
Nominalvalue of
assets re-turned to
stock-holders.
$69. 65972. 75477, 592
26, 439
302, 654
18, 517
41, 079
65, 57360, 998
77, 72570, 71538, 91743, 697
44 068
37, 585
'""i33,"585*
1,164, 063
161, 275
39, 557
7374
767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129i 130I 131I 1 3 2133134135136! 137i 138139140141I 142S 143I 144[145! 146147
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
218 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF R ESYSTEM, W I T H AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
Name and location of bank. Date of or-ganization.
Capitalstock.
Receiverappointed.
148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181
Second National Bank, McPherson, Kans . . . .Pratt County National Bank, Pratt, KansKeystone National Bank, Philadelphia, PaSpring Garden National Bank, Philadelphia, Pa.National City Bank, Marshal, MichRed Cloud National Bank, Red Cloud, Nobr ..Asbury Park National Bank, Asbury Park, N. JNinth National Bank, Dallas, Tex |First National Bank, Red Cloud, NebrCentral Nebraska National Bank, Broken Bow, Nebr. . .Florence National Bank, Florence, AlaFirst National Bank, Palatka, FlaFirst National Bank, Kansas City, KansRio Grande National Bank, Laredo, TexFirst National Bank, Cleartield, IowaFarley National Bank. Montgomery, Ala.*First'National Bank, Coldwater, KansMaverick National Bank, Boston, MassCorry National Bank, Corry, PaCheyenne National Bank, Oheyenue, AVyoCalifornia National Bank, San Diego, CalFirst National Bank, Wilmington, N. CHuron National BanK, Huron, S. DakFirst National Bank, Downs, KansFirst National Bank, Muncy, PaBell County National Bank' Temple, TexFirst National Bank, Dem ing. N. MexFirst National Bank, Silver City, N. MexLima National Bank, Lima, OhioNational Bank of Guthrie, OklaCherry vale National Bank, Cherry vale, Kans .First National Bank, Erie, Kans.First National Bank, Rockwall, TexVincennes National Bank, Vincennes, lad
Sept. 16,1887Sept. 8,1887July 30,1875Mar. 13,1886July 29,1872May 10,1884Sept. 17,1887Sept. 12,1890Nov. 8,1882Sept. 28,1888Oct. 3,1889July 15J884May 17,1887Oct. 28,1889Jan. 30,1865Dec. 18,1889May 9,1887Dec. 31,1864Nov. 12,1864Dec. 2,1885Dec. 29,1887July 25,1866Nov. 21,1884Oct. 12,1886Feb. 23.1865Aug. 25,1890Apr. 22,1884Sept. 17,1886Jan. 16,1883July 31,1890Apr. 16,1890Jan. 15,1889May 29,1888July 17,1865
Total 33, 030, 900
I
$50, 00050, 000
500, OOo750, 000100, 000
75, 000100,000300, 000
75, 00060, 00060, 000
lfiO, 000150, 000100, 000100,000100,00052,000
400, 000100, 000150, 000500, 000250, 000
75, 00050, 000
100,00050, 000
100,00050, 000
200, 000100, 000
50, 00050. 000
125; 000100, 000
Mar. 25,Apr . 7,May 9,May 21,J u n e 22,July 1,July 2,July 16,July 16,July 21,July £3,Aug. 7,Aug. 17,Oct. 3,Oct. 7,
do
189118911891189118911891189 L18911891189118911891189118911891
Oct. 14,Nov. 2,Nov. 21,Dec. 5,Dec. 18,Dec. 21,Jan. 7,Feb. 6,Feb. 9,Feb. 19,Feb. 29,
do
18911891189118911891189118921892189218921892
Mar. 21,June 22,
•July 2,
18921892 I1892 I
July 20,1892July 22,1892
* Restored to solvency.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 219
CEIYEK, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Nominal assets afrdate of suspension.
Estimatedgood.
24,983575, 606280, 592157, 65233,82324, 089123,89534, 04037, 21427, 436
157, 63086, 05042. 15274, 758
Estimateddoubtful.
$85, 85856, 756996, 992555,43038, 725118,33332, 015229, 95641, 22691, 67480,860
214, 99187, 66527,18151. 564
Estimatedworthless.
$29, 71817,166
153, 9131, 485, 688
64113, 63556, 240218,92882,1179,321
15, 460112, 844118, 023101, 848142,122
Additionalassets re-
ceived sincedate of sus-
pension.
$7,4355,371
122,446220, 59317,17317,19623,46212,4845,0591,599
9733, 911
17, 8805,352
37, 008
Totalassets.
$130,548104, 276
1, 848, 9572, 542, 303214,191182, 987135, 806585, 263162, 442139,808124,729489, 376309, 618176,533305, 452
Offsets al-lowed and
settled.
Loss on as-sets com-
pounded orsold under
order ofcourt.
$2,156397
103, 261112,165
11, 6983,120
33910, 600
740
$4, 301667
13, 5412, 2562,606
92, 652
13
1,06917.;;O:J i5,2(50 I
218 !2,203 I
2, 89815,190
1,808213
Nominalvalue ofassets re-turned to
stockhold-ers.
8149150151152
.|]5:5-I J54.155.150-1157.158-! 159160101162103
-1164-I 165. | 166
16,1214,170, 649
429, 340130, 365541, 363140, 80841, 22117, 57062, 38168, 26424. 71563; 241124,113
50,0644, 747, 445
152,513298,762535, 479369,14017, 77860, 938106. 71865, 727
209, 54986,124276, 990
19, 455772, 59761,48031, 617360,716181,99539,14739, 6219,6962, 650
32, 2155,048
58, 257
2, 988442, 37548.66163. 902
172. 83310, 383li5901. 491
27! 1001, 0806: 4373. 05219,401
88, 62810,133, 066
691,994524,646
1,610,391702, 32699, 736119, 620205, 895137, 721272, 916157, 465478, 761
2, 4581, 072,195
15, 5558, 822
19, 7628, 493
92129
7, 09327, 8474, 2651, 557
32, 869
2,401123,1519, 2491,910 I j 1675,78 4 1 168
20,000 1 169I 170
6,504 1 171$74,869 172
4,629 ! 173! | 174
I 1752, 206 I '0
177178179181)181
15. 58360, 36931, 523
106, 351
31,1105, 11179, 936109, 297
45,046,031 I 36,862,327 26, 724, 828
1911, 549156
24, 622
11,125, 380
100, 81797, 982221,266389,429
1, 286 j
"4,'382"
119, 758, 566 10,207,458 | 26,372,544 3,262,033
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 2 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES * OF ORGANIZATION, APPOINTMENT OF RE-SYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
Nominalvalue of
remainingassets.
Collectedfrom assets.
$200910 |
, j
15 !16 |17 !181920212223242526 |2 7 I2 8 j29 !30313233343536373839404142434445464748495051 j52 I53 |54 I55565758596061626364656667686970
8,639
67, 835
291,357
196,790
250,854
Collected T ,
$75,209120, 995174,26433, 28791,608162,386999,30579, 904
1, 234, 868268, 84468, 645159,51231, 56637. 908223,169
1, 394, 662276, 649762,760350,154124, 71323, 882162,052175, 409512,698548, 099
1, 447.1031, 808; 304299,357122, 645108,944706, 50756, 94279, 48858, 06491, 96967, 25130, 3328,739
196, 903188,13542,34122, 08022,16548,48873,14580,597584,71886,18064,07113,707
321, 851105, 703111,908103, 227207, 910
2,846, 622103, 235103,328245.483
1,492,008157,544351, 37794, 61347,941109,80151,10712, 061284,43819, 74266.185
$1,1641,24516,4884,000
348, 961
"i36,'i72"
10,07942, 795109, 707228, 5805,200
19, 67511,400
303, 813
2,25037,597
66,535
93,619106,45111,2691,100
42, 2124,51058,826
15, 5522,664
122,12791, 93043, 2328,0449,540
245,108
47, 949
65,132
16.45554, 53616, 447123, 43016, 50023, 622
$76, 373122, 240190, 75237, 28791, 608169, 886
1,037,52982, 029
1, 234, 868268, 84497.580
168, 44831, 56637, 908223,169
1, 743, 623276, 649898,932350,154124, 71323,882172,131218, 204622, 405776, 679
1, 452, 3031, 808, 304299,357142, 320120, 344
1, 010, 32056, 94279,48860, 314
129, 56667, 25130,332365, 274196, 903281, 754148,79233,34923, 26548,488115, 35785,107643, 54486,18079,62316, 371
443, 978197,633155,140111,271217, 450
3, 091, 730103,235103,328293,432
1,492,008222, 676351, 37794, 61347,941126, 256105,64328, 508407, 86836, 24289, 807
Loans paidand otherdisburse-
ments.
$275816935507
17,4777. 054
18,65572, 399
20815,5073,7862,9264, 932
203,17072, 365
596, 665
2, 296"
1, 3006,248
18,96435, 83916, 393
746,15320, 3154,545
3,6304,350
14,289559296
56,92174,8962,309
445
3,9283,6165,385
63,4751,579
16,773
5,000520
4,7978,805
753658,784
4,059
7,846207,607
1, 7913, 048
1, 576
114, 220
9,762
Dividendspaid.
$70, 811101, 387165,769
32, 30565, 335
132, 608884, 429
58, 6611,138, 870
143, 30786, 737
134, 92916, 65429, 277
•• 163,9821, 326, 487
175, 92"0263, 065342, 05477,50815,142
143, 209175, 430549,427661, 816
1,374, 339747,428259, 487125, 667107, 258862, 263
46, 63462, 03231, 668
101, 54562, 64619,002
228,412108,318226,308135,79718,25812, 62434,53688,69765, 783
545,59360, 64759,1219,456
388, 856173, 512136, 474
89, 715202,753
2,165, 38881, 94173,890
254, 6471,071,774
193,941316, 828
52, 51433,105
107,57579, 72521,710
262,88729 37766, 810
Legalexpenses.
$6, 46311, 2811,2586,182
12, 24743,1836,673
28, 67717,134
5, 3153,9771,7732,7059,091
76, 64810,4379,436
3,085362
6. 03716, 70925, 37627, 33024, 24113,637
728250
1, 27067, 5691,2674, 7186,0758,232
1,16642,067
21,4953,9464,7311, 3672,0778,8045,060
13,802592
2, 2002,751
25, 0405,146
9662,0821,898
79, 8022, 690
11,9876,668
13,45113,1045,444
5763,9745,546
11, 0062,315
10,129825
' 1, 352
Receiver ssalary and
otherexpenses.
$5, 56214, 39013,.4272,908
19,15624, 52492,4409,442
48, 66635, 9835,320
14,0089,3533,000
45,164137, 31816,71329, 7668,1008,2641,878
21, 56419, 81728, 63851, 44537,12853, 28718, 82711,85811, 36276,8584,691
12,3918', 278
19, 2304, 309
10,16437,87413,68931,6428,604
10, 3489', 2747,935
10, 0058,879
19, 88013, 874
1, 5294,164
25, 0829,716
12, 90310,66912,046
161, 03610, 91917,25124, 27173, 89915, 60127, 3141,6045,013
13,13513, 3364,4834,9506 040
11,883
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 221
CEIVEK, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Balance inhands of
Comptrolleror receiver.
Amount Amount ofreturned to j assessment
shareholders ' upon share-in cash. holders.
249202
50
"7SM~
125,277 j00
33. 500 |.6, 500 !.
124 .185
9, 488
8, 730
26,720 !3, 620
36,871 !5,849 I
15, 682
$50. 000300, 000200, 00050,000
100.000500. 000120, 000
26,00039, 300
100, 000
1 $1
1
1
214 !
!
400.
135,
000
000
125. 00052, 500
350, 000300. 000300i 000
400, 00050,000100,000600,000
50, 00045,000100, 000
500, 000
200, 000150, 00034, 00050, 000
75, 00050, 000
250,000
Amount ofclaimsproved.
60, 00030, 000
140, 000132,00067, 00050, 00053, 000625. 000
72,000
200,000
35,000125.00036. 000
160, 00050, 000
loo, ooo
$122, 089434, 531669, 51382, 338
376, 392289, 467
1,119.313127, 801
1,191, 500170,75268,986205!25633, 87069,874
170, 0121, 282, 254
157,120378, 722645. 55879,86415,142
254. 90117l! 468657,020597, 885
1,619,965796,995992. 636167. 285175,081
1,429, 59567, 292
144, 60655, 372
176. 60162, 64693.021
1, 795, 992237, 824376, 756177, 51235,80156, 45734,53591, 801
135, 952703, 65859, 22697, 46435, 023
352, 062185, 760175, 952140,735227, 355
1, 935, 721133,112196, 350254, 647
1, 061, 598298,324392,39475,17529,204
118,37190, 42436, 109
"261,88777 104
168, 048
Dividends,per cent.
5823. 3724. 7039.1517.33346. 607945.909688.50
10068. 3349. 2041. 9092.7010010010010010010057. 4610084. 831001001003476
57. 506273.504358.3057. 5010024. 39114. 9416662. 5676. 505122. 50
10010048.4077. 512
100702710010081.5963. 6089.17910010037. 6483
10010065.57
1001G010090.50886010038.1040. 7285
Interestdividends,per cent.
Finallyclosed.
50
Jan. 2,1867Feb. 2.1885May 14,1883July 28,1870Feb. 4,1870Nov. 25,1882Sept. 28,1882Dec. 19,1874Nov. 18,1874Aug. 15,1872Apr. 7,1881Nov. 30,1872Nov. 25.1882Dec. 4,1875May 16,1884Apr. 20,1882Nov. 16,1874Sept, 1,1875Feb. 13,1872Oct. 2,1877Jan. 3,1876Feb. 15,1886Jan. 8,1880June 1,1881
! Apr. 29,1884j Ju ly 24,1876Mar. 31,1883
I May 1,1876! May 15,1876Nov. 30,1883Mar. 21,1887Dec. 6,1882
100
38. 50100
100100
Sept.JuneSept.MayNov.Mar.Apr.JuneMar.Mar.Feb.Jan.JulyFeb.MayJulyNov.Aug.Sept.Jan.JulyJuneMar.Oct.Oct.Mar.
100100
11.18782.1883
18,187614.187920,188319.1879
5,18862.18844,1886
28.188328,187831.188120.188228,188523,188814.188025.188211.1884 114.188118.188323,188110,188026,188815,18815.18853,1882
Feb.JulyMar.Aug.JuneMar.Sept.JulyMar.Feb.
23,18926.18819.18825,187920,18829,18857, 18855,187924,188512,1889
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
222 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
Nominalvalue ofremainingassets.
888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142
$30, 065
" '3275I9"
"i59,"605'
11, 877
101,9528,250
1, 760, 9624,157
109,416
136, 32033, 959
1, 499, 931
59, 33426, 023
155, 259
132, 017
1,239, 925
6, 309
3, 300
2, 259, 078
522,292285,470
109,178
116,13261, 545
281,15624, 305174,18440, 86056,451171,58856, 460
133, 93582,15556,41859,707
CollectedTom assets.
$78, 57319, 26620, 819
156, 601126, 536183, 917157, "205, 062
96, 60529, 41991,121
113, 791338,162
89, 7661,366, 608
457, 2721,191, 340
150,019281,261145, 615
16, 577143, 478261, 075
4, 229, 03237,129
294, 77922, 74484,44020, 84952, 029
625,19446, 33279, 289
2, 216, 736148, 611245, 704
59, 07528, 47777,305
165, 669198, 513204,047
64, 36314,251
2, 579, 324104, 68282,06931,798
139,485263, 871920,500
1,391,306437,763224,700186, 976330, 47123,497
100,149507, 246
88, 38727, 93070, 41091, 23940, 31617,56919,707
511, 99556, 48828, 0249,498
26,5376,806
Collectedfrom assess-ment upon
share-holders.
$1,810 I2,880
Totalcollections
Irom allsources.
Loans paidand otherdisburse-
ments .
16. 27772. 57fi80, 257
54,950
4, 67723, 001
267. 31164. 055
495, 55013, 450
734,7248. 321
123, 9195,190
23, 73212,89264, 650
272, 47419.16976, 93618, 86994,200
""'23,503142,72650,0001,400
167,196
58, 30415,73036, 700
1,180
301,668
18,13534,00234, 656
248, 662
72,577'37, 900
18, 400
59, 64532, 50026, 70718,500
40, 88510,019
720
21, 24033,229
4, 6203,600
$80,38322,14620,819
172, 878199,112264,174157. 782260. 012
96, 60534. 096
114.122113, 791605,473154, 421
1, 862,158470, 722
1, 926, 064158,340405,180150, 80540,309
156, 370325, 725
4, 501, 50656, 298
371.71541, 613
178, 64020, 84975,532
767,92096, 33280, 689
2, 383, 932148 611304,008
74, 80565,17777, 305
165, 669198, 513204, 047
65,54314,251
2, 880, 992104, 682100, 20465,800
174,141263, 871
1,169,1621, 391, 306
510, 340262, 600186, 976330, 471
41, 897100,149566, 891120,887
54, 63788, 91091, 23981,20127, 58820, 487
511, 99577, 72861, 2539,498
31,15710,406
$2,125272
1, 63347,31553. 89849, 466
2, 02157. 745
5310
8, 420
10, 037
1, 910194, 579
2475, 0993,392
17, 50217,527
472, 674
64, 035
6, 3596, 5151,893
16, 654
174, 080231
82, 47216, 261
625
"i6,"i77
106,424
82163, 069
777519
1, 01717,306
782, 3905,6475,8101, 9831,169
5821, 466
59,53525,1081,177
49,17431, 30319,0272,4173, 405
41, 90610, 875
1,5523, 8986,01, 097
I I Receiver'sDividends j Legal | salary and
paid. l expenses. otherI expenses.
$69,43716,67011, 803
100, 870105, 763182, 572137, 428166, 58788,17620, 99882, 06096,176
528, 30599, 847
1, 790, 932389, 222
1, 534,161127, 863321 870
83, 78826, 80972, 967
260,1913, 615, 540
39, 812275, 684
25, 006117, 289
8,80759, 057
651, 26686, 26359,461
1,968, 088131,024188, 482
22, 55852,40266, 394
135, 574117, 878
82, 94650, 5979,492
2,164, 22786, 44280,12046, 546
161, 497255, 495
1, 084, 638400, 998412, 785217, 660172, 909318,554
14, 87593,051
482, 01381, 08743, 28911,90146. 37552, 94717, 52511, 828
452, 01760, 82451, 600
" " 2 1 , " 3615,553
$6341, 488
8503,838
15,827
5,38510,245
1,7927,1673,22519,3382,973
46, 75545, 44980, 3108,911
24, 2799,6522, 2239,65710,446105,2154,7455,1682,602
28, 75052
5,01246,4741,8255,01095,545
1922,8555,7051,8401,1551,425
198324
106, 2321,9907,1527,7462, 280882
26, 496630
25,7553, 7032,9881, 8101,3421, 9234.6903/1045, 0324, 3962,089
105270137
4,455250
1,5971,635585745
$8,1873,7163, 0058.176
23, 05132,13612,11924, 5517,517
11, 29616,4756,739
22, 69010,83224, 39234,141
111, 23718, 22758, 78426, 3717,885
24, 53120, 031172, 60411, 02926, 82813,17813, 3865,4759,440
27, 2018, 24416, 21579,1442, 31422,71315, 22410,2996,6077,3215,2084,279
11, 5821, 34863,2628, 4634,80210, 7319,8453,988
29, 46911,57228,19114, 0539,0964,622
11, 6663,348
13, 9109,8765,13910,4875,2506, 6035, 4462, 551
12, 7815,4175,3782, 6672,5452,393
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 2 3
CEIVER AND CLOSING, SINCE THE ORGA.NIZA.TIOX OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Balance inhands of
Comptrolleror receiver.
$108
573
79
5, 8273, 339
25, 895
31, 71317,530
135, 473
82712, 856
13026, 325
367, 075
15, 05711
3,364
384, 202
11, 253
37, 96221, 374
13, 432
6, 7431, 712
12, 9526, 2222, 5191,9302, 566
836362
1,1261,298
65118
Amount re-turned to
shareholdersin cask
$3, 42012, 679
829884859
7,65125,10340, 769
712
14. 8507,486
3,1495,172
75!22910,074
3 329
7,7878,130
2, 489
195,716
4, 316
361
Amount ofassessmentupon share-
holders.
$21, 50017,000
50,000130,000121, 750
160, 000
10, 00050, 000
300,00075,000
500,000100. 000961, 300
50, 000200, 000
60, 00050,000
100, 00075, 000
400, 00025,000
250. 00032,500
100,000
50,000200,000
50, 00050, 000
300, 000
100, 00050,00050, 000
50, 000
1, 000, 000
1*9, 500'50, 00060, 000
300,000 i
150, 000100, 000100, 000
50, 000
75,00050,00050, 000
100, 00010,00065,00012,50020, 00024, 00040,00080, 00025 50011, 00012, 000
Amountof claimsproved.
$70,19127, 80132, 449156, 260282. 370197, 353128,832132.4G181, 80121,182
108, 38593, 625
580, 592104, 749
2, 654, 690894. 767
2, 397! 129186,993422, 772209, 46846, 441294, 521241, 521
4,531,37536, 526
365, 93126,322
409, 9308,131
84, 978651, 27486, 258
140, 3332, 895, 515
127, 524171, 58162,162112,13563, 669
130. 772116,62680, 452108,1759, 379
4, 328, 61982, 15675, 343210, 074174,120247, 920
1,129,983398, 236825, 578435, 319326, 222311,02849,81790,136
456, 667108.127143,45479. 36958, 74375,38721.90729.569
465, 76056, 67283.98012,75330,51018, 543
Dividends,per cent.
98. 9256010010068. 7010010010010099.1338110010010067.40543.50647080.254081.10251008010075.2595
Interestdividends,per cent.
100100
Finallyclosed.
Feb. 12,1889Apr. 8.1881Oct. 10,1879Mar. 15,1881
42. 30100100100
100100100
Mar. 1,1884Jan. 17,1881Apr. 24,1886Aug. 1,1881Feb. 6,1883Aug. 6,1887Feb. 4,1882Feb. 18,1885Oct. 12,1885
I Apr . 30,1892
i June 6,1892II Oct. 25,1886
100
IOO"
28.5010069.50
10010042.3768
100100
4047100100100100451005010010022.156892.7510096100505053100301001007530.1771580708040100100(32. 50
Sept. 25,1889Sept. 30,1890
! Oct. 29,1885Jan. 22,1890
100100
100100100100
100100
100
160
Feb. 10,1888Sept. 30,1890
June 1,1886Sept. 14,1891
Mar. 20,1890Mar. 2,1888Aug. 18,1887Feb. 17,1887Apr. 30,1887
Oct. 17,1887
July 11,1889Mar. 5,1891M a y 13,1892Apr. 25.1892Oct. 20,1888
June 27,1888
! Jan. 15,1891Jan. 21,1889
100100
A pr. 24,1890
I Apr. 20,1892
100100
7030
7172737475767778798081828384858687888990919293949596979899100101102103104105106107108109-110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
224 REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181
Nominalvalue of
remainingassets.
Collected I r r , , ! TP n + ! from assess-! fotal Loans paidCollected m e n + l l l l o n I collections and other
from assets. s] ia re_ I from all j disburse-holders. i sources. | inents.
$446, 967191,227216,143200, 584129,083
78, 52065,431
1, 518, 5392, 200, 674
50,758139, 268
472, 599148, 569131, 847109, 692441, 672226, 489137,445215, 302
$290, 82536, 95050, 466
461, 83964, 00545,57137,781213, 616227. 208149,12940, 59942,8J 5102, 06413,1207, 961
13, 96827, 44362, 67937, 06287, 734
$24, 500
7,524780 I
123,093227,617
22, 750
82,100
$290, 82561, 45050, 466461, 83971, 52946,35137, 781
336, 709454, 825149,12963, 34942, 815102, 06413,12010, 84113, 968109,54362, 67937, 06287, 734
$158, 30416, 307
59867, 81120, 93531, 265"7,6935,059
49, 8178, 0002,823
32, 21477, 7651,1425,6688, 8781,62217,23835,5801,503
Dividendspaid.
$118,32329,48240, 023
34.5, 20344, 7927,338
22, 868151, 675337, 019131,79153,7638,75314,1475,607
91, 54325,269
72, 518
Legalexpenses.
$3,5921,143621
4,840255748
1,39314,1906,95512227618
426121848139
1,21948501
Receiver'ssalary and
otherexpenses.
$10, 3683,5036,655
13, 3144,6562,6753,42423,66917, 8823,5552,0151, 8306, 0752,1822,0591, 6923,1894,2841,1402, 971
' 71,2592, 450, 859
409, 613360,220
1,386,681583,55683,90095,913
83, 238257,799130,771346, 520
12, 510!, 486, 861
257,577153.694198,16490,27715, 74417,014
123,933
128, 28020, 304
"i58, 06579, 377
22, 00710, 85225,13797.166
27, 980
12, 5106, 615,141
277, 881153, 694356, 229169, 654
15, 74417,014
123,93322,00738,83225,13797,166
77362, 0743,948
51,04988, 4012,149
11,6745, 363
11, 9464,856
8564,774
784
8,482I, 430, 568
269, 53669,928
221, 080155,714
8,74580, 636
7, 59233, 61816, 52685, 532
9513, 697
1, 0734,768
8588
606
11474
550
1, 99338, 5383,9213, 5165, 9134, 9271,6311, 4272, 6552, 0151, 7732,2873,364
94,90667,902
219, 949311, 540
5,91128, 7941,317
73, 507
5,911 ;28,794 j1,317 i
73,507 j
1, 0634, 432
204445
23,421
63,094
445326437162
25, 802, 388 54,114,143 7,623,760 61,737,903 I 6,632,269 48, 052, 938 I 1, 677, 469 | 3, 055, 824 !
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 225
CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Balance inhands of
Comptrolleror receiver.
$23811, 0152,569
30, 671891
4, 3252, 403
142,11643,1525, 6614, 472
4,0773, 7632, 9932, 550
13, 05014, 669
29110, 241
1,16770,264
47628,1283«,0676,0062,431
873
7,4302,5111,5426,936
4,317518676
9,806
1,459, 528
Amount re-turned to
shareholdersin cash.
Amount ofassessmentupon share-
holders.
$100,000
$28, 696
859, 875
38,00039, 000
500 000750 000
37,500
45, 00054,000
150, 000
400, 000100, 000
500,000250, 000
82,000
17, 925,850
Amount ofclaimsproved.
$236, 64798,274
114, 363384, 313111, 98040,50834, 517
1, 516,7871, 686,102
155, 04887, 0738, 753
94, 36037, 33571,97036, 768
263,372101,077
9,274145, 035
39,2397, 565, 376
539,071280, 844735, 673521, 93512,28234,98279, 33025, 399
134,47382, 636
171, 065
7,72333, 4575,486
214,378
70, 830, 366
Dividends,per cent.
5030359040207010208562.50
1001520
3525
50
258550253030
2510030252050
70
30
Interestdividends,per cent.
Finallyclosed*.
1
June 30,1892
i
100
Feb. 15,1892
Oct. 12,1892
34314414514614714814915015115215315415515615715815916016116'?
f 163164165166167168169170171175173174175176177178179180181
9647- -15
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ABSTRACT OF REPORTS OF CONDITION
OF
State Banks, Loan and Trust Companies, Savings and Private Banks,1891-'92,
ABBANGED BY STATES, TEEBITOBIES, ANDGEOGRAPHICAL DIVISIONS.
NOTE.—Reference marks in the tables following indicate the character of the source of informationfrom which reports were received.
227
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228 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTKACT OF REPORTS OF CONDITION OF STATE
States, etc. Date of re-port.
No. ofbanks.
RESOURCES.
Loans onreal estate.
Loans on col-lateral se-
curity otherthan realestate.
Other loansand dis-counts.
New Hampshire (no report)Khode Island -• i Nov. 37,1891Connecticut - j Oct. 1,1891
Total Eastern States.
10
June 11,1892Dec. 31,1891
„ . Nov. —,1891Delaware* . - . . - ! Juno (JO, 18Q2Maryland* '
1 New York .2 New Jersey3 I Pennsylvania
$1,439, 6464, 828, 996
14 6, 268, 642
Total Middle States.
VirginiaWest Virginia*North Carolina-South Carolina*Georgia*..Florida*Alabama*MississippiLouisiana!TexasArkansas*KentuckyTennessee*.....
Total Southern States.
Missouri . . .OhioIndianaIllinoisMichigan .."Wisconsin .IowaMinnesota .KansasNebraska I.
Total Western States .
ColoradoCaliforniaOregon * ..Arizona* *.North Dakota.South Dakota.Montana*...'..New Mexico t-UtahWashington *..Wyoming * . . .
Total Pacific States, etc .
Total United States
.do .
19022824
! 306
May 17,1892June 30,1892July 12,1892June 30,1892. . . . do. . . .do . . . . ! . .....doMay 17,1892June 30,1892....do
.do .
.do.
.do-
2816263
574
May 16,1892Oct. 5,1891Oct. 31,1891July 28,1892Sept. 30,1892Ju ly 4,1892June 30,1892Ju ly 12,1892June 4,1892July 12,1892
42277727841109141117281525
July - ,July 1,June 30,
.do
189218921892
July 30,May 14,June 30,
do
189218921892
June 10,June 30,....do ..
18921892
21161
125
68110
84
1131
434
3,191
$5, 396, 633527,134
31,605 $1, 339, 335
182, 227, 3386, 794, 049
27, 559, 579973, 396
2, 293,783
5,955, 372 1, 339, 335 219, 848,145
203,775641,140118,181461,999
63,13910,500
535,059
277,9142, 206, 834
96,183131, 785
83, 225 558, 507
29, 3241,623, 541
279, 075
3, 513, 899
797, 0714,172, 858
986, 239
9,762,450
17, 212, 6063,537, 2404, 806, 9652, 812,7839, 342, 452
271,686956,176
6,348,1896,979, 475
759, 5901,472,874
35, 460, 5026,483, 842
96, 444, 380
6, 228. 8059, 650, 423 13, 584, 802
59, 941,730
1,056, 066
8, 010, 65222,806,909
5, 286, 56935,318,03819, 717, 22530,420, 04413, 785, 78226, 896, 402
16, 935,294 13, 584, 802 222,183, 351
17,301,942298,558
96,805
16, 640,457274, 936169,446
55, 965
'398*046"
364,86921, 881
745,459
110,508763, 082928, 072197, 241321,534168,003726,771217, 958893,218610, 408
69, 542
18, 621, 011 18,217, 048 67,006,337
45, 025, 576 42, 903, 635 611, 750; 855 I
* Unofficial. t Semiofficial (all others official). \ Includes all banks other than national.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 2 9
BANKS IN THE UNITED STATES, 1891 -'92.
RESOURCES.
Over-drafts.
$20, 261
20, 261
180, 385168, 670
1,497
350, 552
163, 0872,900
76, 6229,827
118, 94110, 92210, 705
43, 24638, 66521. 278
179, 02572, 222
747, 440
1, 260, 383459, 808161, 570157, 06659 253
305,125
196, 652311,424313,786
3,225, 067
52, 548
84, 23013, 36038, 87376, 77524, 7021,500
133,11644,4892,134
471, 727
4, 815, 047
UnitedStatesbonds.
$474, 800
28, 000
502, 800
24,850
24, 850
80, 691232, 73519,5407,068
7,02037,419
384, 473
912,123
State,county,munici-pal, etc.,
bonds.
$21,143482, 373
503, 516
108, 59729 68011,41475,5182,000
58 506
9 031710, 86126, 223
1, 032, 730
387, 449
387, 449
22, 05011 263
197,13878, 737
80,483
389,671
2, 313, 366
Railroadbonds and
stocks.
$8. 450252, 844
201, 294
20,775
17, 249
158, 294
196, 318
Bankstocks.
$83,939
83,939
6,81551, 410
58, 225
32,425
1,8004,085
21, 3501, 700
7, 000688,871
500
757, 731
i
2,000
2,000
459, 612
2,000
2,000
901, 895
All otherbonds and
stocks.
$132,5941, 021, 496
1,154, 090
Drie fromother banksand bank-
ers.
$158, 8101,195, 382
1, 354,192
11,773 917 26 665 9m633,892
6, 845, 247347,14557,815
19, 658,016
1, 804,81860, 633
143,767370, 654723, 86722, 70549, 000
354, 383247, 246
2,419102,421
1, 358, 350209, 638
5, 449, 907
5, 822, 9482, 212, 831
351, 313693, 232998, 255
2, 374, 021
517, 410572, 741712, 396
14, 255,147
4, 432. 076439,' 887
6,56739,88163,34417,492
78,647329
5, 078, 223
45,595, 383
1, 067.1875,158, 027
216, 758479, 382
33, 586, 645
1, 970,331874,482771,965237, 630
1, 899, 269196,309212, 384
1,368,236199,45743,198
814, 7955, 852,1381, 503, 240
15,943, 434
10, 535, 0293, 219, 5282,116, 5144, 814,1281, 253, 0487,684,710
5, 244, 2573, 291, 6702, 818, 796
40, 977, 680
445,44010,038,420
165,16020, 951
268, 094750, 560217,059154, 231337.156347,12623,164
12,767, 361
104,629, 312
Real es-tate, fur-
niture, andfixtures.
$169,967174, 738
344, 705
5, 657, 824215, 897
1, 724, 34271, 975
392, 815
8, 062, 853
702,189238, 530263,433149,512480,70144,52990, 375
531, 597366, 69081, 021
126, 8471,568, 542
428,121
5, 072, 087
3,195, 768990,156383, 478438, 833271,584
1,029,482
1, 675, 8561,965,5971, 000, 782
10, 951,536
219, 4535, 552, 093
92, 86065,245
194,216470,810119,22410, 925
318,191559, 280
3,832
7, 606,129
32,037,310
Currentexpensesand taxes
paid.
$16,26512, 824
29, 089
901,33819, 284
222,49810,20426, 732
1,180, 056
146,21536, 80451,23625,809
135,76211, 77025, 39870, 34663,8562,900
44, 62281, 76897,824
794, 310
180, 36677,33750,18544, 33069, 381
134, 776325,63858, 214
940, 227
16,474
9,67219,80971, 503
118, 8778,906
88022, 22564, 5122,455
335, 313
3, 278, 995
122
12345
12345
7
q10111213
12345678q
10
12
45
789
1011
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
230 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS
States, etc.
RESOURCES.
Cash andcasli items.
Otherresources. Total.
New Hampshire (no report) .Rhode IslandConnecticut
Total Eastern States.
New YorkNew Jersey...Pennsylvania.Delaware *Maryland*
Total Middle States.
VirginiaWest Virginia *.North Carolina..South Carolina*.Georgia*Florida * . . . ,Alabama*..- —MississippiLouisiana tTexasArkansas *KentuckyTennessee* .....
Total Southern States.
910
Missouri...OhioIndianaIllinoisMichigan ..Wisconsin .IowaMinnesota .KansasNebraska £..
Total Western States ..ColoradoCaliforniaOregon *Arizona*North Dakota.South Dakota.Montana*New Mexico t. -UtahWashington * .Wyoming*
Total Pacific States, etc.
Total United States
$92,534448, 357
$2, 093, 7557, 702, 054
540. 891
59,122, 944514,543
3, 264, 5(3575, 323
452, 427
63, 429, 802
1, 516, 998529, 957449,548322, 746
1, 612,183117,185127. 565830,143
3, 927, 062382, 965326, 300
7; 267, 6361, 349, 598
$593, 63059, 413
2, 684, 880
13, 924
3, 351, 847
32, 850926
2,478276, 72237, 604
474
136, 859133, 821
34, 668
18, 759, 886
11,266, 7952, 476, 0841,115, 5313,175, 495
527,2624,443, 323
3, 663, 0191,978,9091,
30, 639,112
323,06613, 985,132
361, 07366,549
291, 063407, 467198,990
304,576345,749
13, 334
16, 375, 887
129, 745,578
656, 402
10, 2293,682
19, 50810,077
6,530, 42411,094
82,488
6, 667,502
220,4014, 977, 006
11,2121,542
334, 04155,483
958
21, 05731,593
5, 653, 293
16, 329, 044
9, 795, 809
287,122, 6679,472, 935
53, 330. 5712, 258' 3435, 903, 942
358, 088, 458
23,549, 0946,182,1037, 234, 3564, 340, 748
17, 355, 582895, 382
1, 615, 5889,502, 894
12,527,7441, 310, 7583, 889, 322
59,281,06311,471,190
159,155,824
98, 332,14933, 404,41112, 239, 61732,162, 424
8, 450, 37851, 224, 08026, 247, 64941,863,10823, 294,84733,912, 977
361,131, 640
3, 387, 890125, 690, 208
3, 687,710668,778
3,559, 2055, 308, 4572, 227, 403
544, 2283,029, 5394,307, 792
114, 790
152, 526, 000
1,040,697,731
•Unofficial, t Semiofficial (all others official). I Includes all banks in the State other than national.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
IN THE UNITED STATES, 1891-'92—Continued.
231
LIABILITIES.
Capitalstock.
$916, 6752, 340, 000
3, 256, 675
32, 303,7001, 735, 8508,456, 860
680, 0001, 612, 200
44, 788, 610
6,138,1471, 343, 5372,122, 5001, 533, 0275,961, 595
238, 550748, 050
3,115, 8362, 820,121
450, 0001,223, 894
19, 220, 8524, 017, 967
48, 934, 076
18. 265, 5456,492, 6053, 586, 7006, 565, 5002, 016, 0006, 286, 9007,430, 2008, 631,0007, 953,35314,032,650
81,260, 453
1,185,77545,776,7431,342, 000281,064879,814
1, 890,141607, 000145,000
1,369, 7202,002,100
32,000
55,511, 357
233, 751,171
Surplus.
$536, 521
536, 521
15, 343, 921770, 500
3,662, 214346. 050416, 000
20, 538,685
1, 593, 697362,618325,714134, 821
1, 283, 33714, 33036, 018353,760396, 267129,85590, 416
5, 560, 878610, 254
10,891,965
8, 235, 8601, 006, 055
521, 9391, 802,972393, 357
2,145, 407
894, 893711, 333814, 970
16, 526, 786
116, 78017,548, 632
53, 90123,670229, 620108, 67929, 9401,000
71, 50046,904
608
18, 231, 234
66, 725,191
Other un-dividedprofits.
$166, 404147, 768
314,172
10, 648,402244,125
1,164, 34441, 664158, 212
12, 256, 747
793. 929117, 336191,683223. 697672. 78120^ 55176, 313
380, 840688,11046, 732110, 268
1,192, 647361, 705
State-banknotes.
$974
974
8,060
71, 065
79,125
8,565
48, 345
4,876,592 \ 56,910
1569, 284303,176589 325246,183643, 648
1, 620, 893861, 282526, 948
5, 360, 739
101, 416
63, 20236, 943
208, 343104J 67112, 48387, 253146, 7053,723
824, 739
23, 632, 989
223
223
137,232
Dividendsunpaid.
$5, 6143, 407
9,021
13, 701
3, 63821, 057
38, 396
4,72511, 7193, 49912, 58878, 456
132
48, 3731,164
398, 73524, 902
584, 293
li 3807,4834,7941, 527
10, 802
50, 2591,3006,804
97,409
11, 000
11,495
1,6711,2002,000
420
27, 786
756, 905
Deposits.
$86!!, 8874, 082, 611
4, 946, 498
197, 876, 5066, 331, 477
39, 302,1161,121, 3363, 647,825
248, 279, 260
13, 918,9414, 228, 7913, 792, 4621, 832,9838, 380, 370599, 513705, 691
5,190,9638, 515,934
662, 9402, 233,18831,283,5116,105, 364
87, 45<*. 651
67. 234,14724; 518, 0547, 654, 96421,155, 6955, 609, 274
41, 659, 71316, 361, 01227, 977,87412, 823, 20915,123, 847
240,117, 789
1, 899, 22553,247, 2632, 204, 217
298, 6542,110, 3102, 823, 4291, 433, 890372, 752
1, 384, 0471, 867, 365
78,459
67,719, 611
648, 513, 809
Due tobanks.
$104, 079591, 747
695, 826
27,135, 043250, 483381, 49963, 01240,648
27, 870, 685
511, 575114,886302,93382, 224418, 8569,1846,227
15, 40618,280170,416
1,199, 021247, 529
3, 096, 537
3,185, 642434, 77487, 773
1, 951, 509116, 888
1, 864, 814185,860764, 893
8, 592,153
8, 055,27012, 89513,44725, 71717, 3084,95110,99357,160143, 730
8, 341,471
48, 596, 672
Otherliabilities.
J530,122
36,122
3, 807, 035126, 799292, 4732, 6438,000
4,236,950
588, 0803,216
405, 565521, 408560,18713,12243. 289461, 49534, 9681,78761,140377, 074103, 469
3,264, 800
1, 410, 955369,25977, 58292, 62967,149
477, 3872, 456, 437823,375758, 510
2, 642, 805
9,176, 088
73, 6941, 062, 300
15, 000313, 744198,88645, 751
59,859100,568
1,869, 802
18,583,762
1
3
]
c4
1
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c
!
1C11VA12
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a-Ar,
cr
s
1
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Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
232 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF CONDITION OF LOAN AND
1
2345
12;j
456
12345
12345
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3456
1
o
J
5
States.
Maine
New Hampshire (no report)MassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvania*Delaware*Maryland*District of Columbia
Total Middle States
Missouri *IllinoisIowa *MinnesotaMichigan
Total Western States
Total United States
Date of re-port.
Aug. 31-Nov.30,1891.
Oct. 31,1891Nov 17 1891Oct. 1,1891
Jan. 1,1892Dec. 31,1891June 30,1892
dodo
July 12,1892
June 30,1892July 28,1892June 30,1892Julv 12 1892Sept. 30,1892
No. ofbanks.
12
18
10
47
321533123
88
58893
33
168
States.
MaineNew Hampshire (no report)MassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvania *Delaware *Maryland *District of Columbia
Total Middle States
Missouri *IllinoisIowa *MinnesotaMichigan
Total Western States
Total United States
RESOURCES.
Loans onreal estate.
$870, 608
12, 084, 2702 294 610
15,249,488
13,373, 463
8,461,417297, 88043, 825
3,110,729
25, 287, 314
3, 246, 991
9,914, 5021,400, 527
14, 562,020
55,098, 822
Loans on col-lateral se-
curity otherthan realestate.
$26,070,0111 634 950
27, 704,961
173, 5o2, 8293,110,028
40,463,832379, 802
6,134, 7561,983,294
225, 624, 541
2,211,132
873,260
3,084,392
256,413, 894
RESOURCES.
Cash andcash items.
$113,128
4,129, 419850,123183,126
5, 275, 796
'303^ 4854, 784, 619
8.564102, 305159,812
12, 632, 756
37, 3484,083,913
60,149481,18428. 899
4, 691, 493
22,600,045
Otherresources.
$237,387
237,387
4, 604, 330369, 639938,074
5,912, 043
932,57145,599
435, 616199, 238
4,726
1,617,750
7, 767,180
Other loansand dis-counts.
$1,588,059
20,341, 6614 629,8042,981, 210
29,540,734
17,210,1451,272, 8004, 337, 202
250,468
9,676
23,080, 291
362,79317,076,155
297,8503,197, 956
205, 053
21,139,807
73,760,832
Total.
$4,279,477
81,862, 70615,416,8595,838, 267
107, 397, 309
300,7657575"8, 933,149
103, 821, 3081, 600,660
10, 022, 3248, 321,477
433, 464,493
8,171,28328, 540, 65913, 660,1697,456, 7441, 554, 251
59, 383,106
600, 244,908
* Unofficial (all others official).
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 8 3
TRUST COMPANIES IN THE UNITED STATES, 189i-?02.
Over-drafts.
$6, 798
6,798
60315,163
448
16, 214
10,18292,50230 303
132,987
155,999
UnitedStatesbonds.
$1,
1,
15,
1,
139, 023500, 000
639,023
049, 721
165, 034
203, 200
16,417, 955
2,600
2, 600
18, 059,578
State,county,munici-
pal, etc.,bonds.
$182, 973
1, r11, 308
Railroadbonds and
stocks.
$335, 416
7. fi'2r.3.802 ! 2.50"
,843\ 942
3,338,083 10 ,465 ,201
376, 55676 000
2,192,471100, 250
2, 745, 277
301, 380
19 571
320, 951
6,404, 311
i6, 734, 876172,284
16, 907,1G0
2, 850
242. 489
245, 339
27,617,700
Bankstocks.
$60, 014
490, 57288, 280
638,866
51,175
51,175
427, 803
490, 500
918, 303
1,608,344*
All otherbonds and
stocks.
$498,991
865,1,023,1,449,
3,837,
36, 082,2, 595,5, 353,
30,653,
288173)50
)02
518iU560>,74
220,487
44, 935, 951
63,8402, 370, 673
151, 359351,806,;
3, 743,
i711:49
S92
52, 516, 845
Due fromother banksand bank-
ers.
$258, 867
5, 727,43525,786
8fi7, 308
6, 90JJ, 396
26, 753, 732708, 992
12, 978, 938292, 850386,969874,702
Eeal es-tate, fur-
niture, andfixtures.
$124,134
1,195,102678, 963306,840
2,305, 039
6, 864, 866571, 788
7,940,35373, 705
484,9761, 653,086
41,996,183 17,588,774
389,3894, 826, 097
627,460
226,800
6, 069, 746
54,975,325
175, 42528, 380
475, 3781, 777, 564
267, 204
2, 723, 951
22, 617,764
Currentexpensesand taxes
paid.
$9,900
216,7748,926
13, 935
249, 535
220, 50918, 83323, 7245,793
268, 859
9,57914, 74041,73248, 70415,120
129,875
648,269
LIABILITIES.
Capitalstock.
$1,008,900
8,275, 0002,353,8201, 111, 600
12, 749, 320
25, 650, 0001,470, 000
21,343,678500, 000
1, 500, 0003, 250, 000
53, 713, 678
3,050, 0004, 710, 0002,122, 0383,570, 936
730, 000
14,182, 974
80, 645, 972
Surplus.
$72,300
3, 730,52,
275,
4,130,
288300?52
340
31, 380, 877125, 900
7, 524, 52670, 000
619, 206200, 000
39, 920, t
70, (1, 253, \
303,.122 i
25, (
509
300200567L31)00
1, 773, 898
45, 824, 747
Other un-dividedprofits.
$121, 72S
2, 232, 269581, 254245, 297
3,180, 549
3, 938, 921316, 740
6, 479,19629, 740
270, 70195, 532
11,130, 830
6,79^29*41*
5(
5,503I, 0303,986«. 6435,860
1, 632,022
15, 943,401
Debenturebonds.
$181,700
181,700
361,200
361, 200
1,958, 055
8, 864, 325
10, 822, 380
11, 365, 280
Dividendsunpaid.
$2, 381
"'Hi'3,386
6,481
72, 762
72, 762*
21,3362,1665,734
29, 236
108, 479
Deposits.
$2,516,143
61, 553, 54312, 429, 071
3, 934,765
80,433, 522
234,466, 6976, 507, 679
60, 686, 280795, 870
4,153, 663
306, 610,189
2,177, 83018, 551, 857
1, 001,3992,196, 070
689,129
24, 616,285
411, 659,996
Due tobanks.
$6,189
267,467
273, 656
74, 860231,076
11,082
317, 018
13,8683,101, 268
49, 042
16, 613
3,180,791
3, 771,465
Otherliabilities.
$370,135
6, 071, 606
6, 441, 741
5, 329, 080437, 970
7, 483, 790205, 050
7, 632,417250,000
21,338, 307
814, 691130,138
1, 015, 0781,148,964
36, 649
3,145, 520
30,925,568
1
2345
193456
12345
1o345
123456
12345
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 1891-'92.
O
o
QO
OF
d
i
1872-73.*
—banks.
1873-74.
—banks.
1874-'75.
551 banks.
1875-'76.
633 banks.
1876-77.
592 banks.
1877-'78.
475 banks.
1878-79.
616 banks.
1879-'8O.
620 banks.
1880-'81.
652 banks.
1881-'82.
672 banks.
Resources:Loans and discountsOverdraftsUnited States bondsOther stocks, etcDue from banksHeal estate, etcOther resourcesExpensesCash itemsSpecieLegal tenders, e tc . . .
Total
Liabilities:Capital stockCirculationSurplusUndivided profits...Dividends unpaid-..DepositsDue to banksOther liabilities
Total
$119,332,341237,104
1, 544, 2969, 617, 66712,605,1003,269, 233944, 079886, 348
18, 977, 3243, 020,1398,447, 776
$154,377,672212, 772
1,961,44716,437, 81519,050,0465,372,1861,164,9991, 284, 34410,434, 0181, 980,083
25,126, 706
$176, 308,949377,297344, 984
23, 667, 95019, 851,1469, 005,6574,909,1901,353,0668, 624,0861,156,456
26, 740, 215
$178,983,496348, 604869,144
19, 364,45023, 096, 8128, 561, 2246, 863,0831, 559, 4049, 059,5471, 926,10027,623,988
$266, 585,314516, 565929, 260
23, 209, 670*25, 201, 78212, 609,1606, 442, 7101, 211, 4169, 816, 4562, 319, 659
34,415, 712
$169, 391,427319, 959
2,150, 88019, 398, 28725,107,14911,092,11810, 694, 390
914, 7267,320, 8453,041, 676
28,480, 374
178, 881,407 237,402,088 272,338, 996 278, 255, 852 383, 257, 704 277, 911, 831
$191,444,093447,302
7, 739,20321, 916, 02422,169,06514,264, 8359, 221, 760801,005
8, 767, 3911, 979, 701
37, 088, 961
315,839, 340
$206, 821,194528, 543
7,142, 53217,117,11736,180, 435
. 14, 227, 9275, 801, 796878,696
11,176, 3746, 201, 617
48, 828, 255
$250, 819, 4201, 335, 31012,048,45224, 904, 90346, 657, 32813, 914, 23810,542, 266
965, 32716, 900, 32517,071,44523, 797,046
$272, 520, 2171,196, 3698, 739,172
19, 780, 52749, 919,18313, 037, 93912, 306. 578
999J 94418, 546, 07317, 201,48924, 586, 682
354, 904,486 418, 956,060 438, 834,173
42,705, 834174, 714
2,109, 73210,027, 668
33,492110, 754, 0348, 838, 3554, 237, 578
59, 305, 532153,432
2,942, 70712,363, 205
337, 290137, 594, 96114, 241, 60410, 463, 357
69,084,980177, 653
6,797,1679,002,133
83, 722165,871,43910, 530, 84410, 791,058
80,425, 634388, 397
7,027, 81710,457, 346
393,419157, 928, 65813, 307, 3988,327,183
110,949, 515387, 661
5,665, 85418, 283, 567
335, 904226, 654, 5389,412, 876
11, 567, 789
178,881,407 237, 402, 088 272,338,996 278, 255,852 383, 257,704
95,193, 292
7,983, 99611, 693, 064
324,176142,764,49110, 348, 9119, 215, 603
104,124,871389, 542
16,667, 5745, 666, 221
501, 831166, 958, 22913, 093,0698,438, 003
90, 816,283,
18, 816,6, 721,474,
208, 751,18,462,10, 577,
92, 922, 525274, 941
20,970,1677, 943, 466567; 171
261, 362, 30318. 870, 46616, 039, 021
91, 808, 213286, 391
23,148, 0508, 902, 579
481, 858281, 835, 49618, 262,17214,109,414
277, 911, 831 315, 839, 340 354,904,486 | 418,956,060 438,834,173
* In compliance with House resolution, making it one of the duties of the Comptroller of the Currency, the Annual Eeport for 1873 contained the first report of State andsavings banks made to this office, and was the first call of that character ever made upon State by Federal officer.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 189I-'92—Continued.
Resources:Loans on real estateLoans on collateral security
other than real estateLoans and discountsOverdraftsUnited States bondsState, county, and municipal
bondsRailroad bonds and stocks...Bank stocksOther stocks, bonds, etcDue from banksJteal estate, furniture, etc...Other resources. . -ExpensesCash itemsSpecieLegal tenders, etc
Total.
Liabilities:Capital stock.Circulation...Surplus .Undivided profits ..Dividends unpaid ..Individual deposits.Due to banksOther liabilities
Total .
1882~'83.
754 banks .
122, 358, 2271,392,9615, 287, 606
22, 083, 30458, 709, 51613,592,791
9, 943, 706918, 403
35. 118, 37917* 429, 81725, 302, 316
1883-'84.
817 banks .
$331,049, 5101, 262, 7252, 337, 705
31,452, 01948, 836, 68915, 058, 411
7, 671. 8761, 025, 237
28,219, 41425, 376, 56528, 787, 615
512,137,026 521,077,766
102, 454, 861187, 978
25, 762, 73811, 287, 623
442, 652334, 995, 702
20, 651, 93016, 353, 542
110, 020, 351177, 554
31, 483, 94212, 718, 894
473,735325, 305, 66927,125,10813, 712, 513
512,137,026 | 521,077,766
1884-'85.
975 banks.
$347, 880, 5201, 349, 9982,994,806
32, 644, 85959, 062,40515, 873, 312
5, 791. I l l1,130,883
25. 972, 92229, 867,72430,994, 221
553,562, 761
125, 258,24098,129
30, 669, 57511, 574,736
493,926344, 307, 996
29, 950, 45311, 209, 706
553, 562, 761
1885-86.
849 banks .
$331,183,6261,169, 3884, 392,421
$435,854, 3642. 395, 6102, 530,156
27,194, 69349, 747, 42914, 605, 853
8, 224, 8861, 047, 782
51,668,21824,734, 68414, 726, 940
528, 695, 920
109, 611, 596103,430
27, 813, 50810, 095, 760
430, 699342, 882, 767
27, 800, 2809, 957, 880
528, 695,920
1886-!87.
1,413 banks . 1,403 banks .
$432, 002,6632, 001, 7812, 097, 634
30, 544, 69964, 774, 88120, 475,10215, 237, 6432,123, 672
-110, 845, 718
684,781, 845
141, 000, 377228, 956
38, 519, 72014, 452, 490
749, 749446, 560, 022
32, 445, 41410, 825,117
1887- 88.
34, 787, 03758, 778, 20620, 246, 65414, 710, 2371, 768,158
10.5, 314,947
671, 707, 317
154, 931,148,
41, 374,15, 510,
1, 045,410, 047,
34, 538,14,109,
1888-'89.
1,671 banks .
$31,128, 369
97, 583,192376, 623, 827
3,071, 7243, 051, 722
983,802320, 422310, 668
33, 709, 27879, 819,38025, 255,4378,940, 8282, 026, 800
133,210,164
1889-'9O.
2,101 banks .
$34, 266, 559
77, 806, 917469, 397, 745
,063, 263, 313, 757
2,447, 030675, 444482, 987
35, 030, 00686, 010, 06227,189, 6977,760. 635
. 2, 602, 607
120,765,422
796,035,613 870,812,131
166, 651, 582120,161
48, 030, 46416, 810, 573
762,838507, 084, 48143,167, 03113, 408, 483
188, 737, 307120,148
51,937, 07721, 823,544
781,819553, 054. 584
37, 016, 37117,341,281
1890-"91.
2,572 banks .
$37, 247, 244
78, 509, 230507,461.243
4, 044, 7021,100, 307
2,156, 065595, 572426, 850
37, 529,42082, 531, 53028,791. 44115. 281, 5662, 865; 083
107,453, 889
905, 994,142
208, 564, 841110, 534
60, 006, 62321,109, 910
709,830556, 637, 012
38. 826. 00320. 029, 389
684,781,845 I 671, 707, 317 j 796,035,613 870,812,131 | 905,994,142
1891-'92,
3,191 banks .
$45, 025, 578
42,003,635611, 750, 855
4,815,047912,123
2, 313, 366459, 612901, 895
45, 595, 383104,629, 312
32, 037, 31016. 329. 044
3, 278, 995
129, 745, 578
1, 040, 697, 731
1, 040, 697, 731
O
W
f
2oHi
t o
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
236 REPORT OF THE COMPTROLLER OF THE CURRENCY.
12
16
AUSTKACT OF REPORTS OF CONDITION OF THE MUTUAL AND STOCK
State, etc.
MUTUAL SAVINGS BANKS.
Maine ,-New HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States.
New YorkNew Jersey...Pennsylvania*
Delaware t.Maryland!-
Total Middle States ..Total Southern States,
West Virginia.!
Ohio!IndianaWisconsin.
Total Western States..
Total mutual savingsbanks.
STOCK SAVINGS BANKS.
Total Eastern States, Ver-mont.
Pennsylvania!Maryland!District of Columbia t
Total Middle States .West Virginia !North CarolinaSouth Carolina !Georgia !Florida!Alabama tLouisianaTexas!Arkansas tTennessee !
Total Southern States.
Ohio!IllinoisMichigan .IowaMinnesota
Total Western States.
ColoradoCaliforniaNew Mexico* .
UtahWashington!.
Total Pacific States, etc
Total stock savingsbanks.
Total all savings banks
Date ofreport.
Oct. 31,1891June 30,1892
. .do.Oct. 31,1891Nov. 17,1891Oct. 1,1891
Jan. 1,1892... .doNov. a n d
Dec, 1891,and June30,1892.
June 30,1892....do
June 30,1892
-.-.doOct. 31,1891July 4,1892
June 30,1892July 12,1892June 30,1892....do
.do.
.do -
.do.
.do...do.
June 30,1892July 28,1892Sept. 30,1892June 30,1892July 12,1892
July —, 1892Ju ly 1,1892June 30, andJu ly 5,1892.June 10,1892June 30,1892
* Semiofficial.
June 30,1892
... .do.do .
. . . .do
No. ofbanks.
537121
1803887
$6,964, 74430,566,42810, 877,871
153,727,16426, 828, 04249,440,464
278,404,713
1222412
274, 219, 70414, 326,41216,036,614
3, 013,1295,465,869
181 313, 061, 728
643 602,734,720 52, 744,198
51
122295
10413
246
89
41G
1,059
RESOURCES.
Loans onreal estate.
179, 614
Loans oncollateralsecurity
other thanreal estate.
Other loansand !
discounts.
$6,055,3176, 652,942473,195
5, 879,1103, 741, 4009, 508, 866
$1, 869,1407,153, 8031, 480, 814
101, 660, 6147, 373,1773, 623, 830
32, 310, 830 123,161, 378
7,470, 3291,743, 3386,454, 590
2, 223, 647
17,891, 904
8,294,909 i 2,541,4642,793,756 \
11,088,665 2,541,464
3,172,297
793, 406335. 53142, 042
1,170,979
25, 755118, 865464, 621728,53541, 258
247,99275,39122,420
178, 516
1,903, 353
3,349, 022
3, 507,316
6,856, 338
98, 505, 07173,258
416,560
98, 994, 889
112,097, 856
714,832, 576
124,002,030
403,526
1,830,2328,50019, 045
1, 857, 777
145,995
*964,"449"
1, 095, 226550, 34752, 826
417,332
3, 615, 464
4, 209,121
3,454, 692
7,663,813
12, 257, 72678,252
552,418
12, 888, 396
26,428,976
79, 173,174
Over-drafts.
318, 972128, 227
447,199
23,186
258, 208112,059 |
370, 267
1,423,638
548, 853807,680
1, 356, 533
244, 386135, 809
2, 013,113180, 44130, 011
625, 542
27354,659
1, 206, 579
4,490, 813
1,108,85932,154, 91931,828,52326, 072, 069
91,164, 370
2,546,884488,71177,664
3,192,473968,609
7, 274, 341
105,709, 695
229,711,725
11654315
11, 732
*"i*286'80
6,408
21, 234
4,31438,106146, 688
1,784
190, 892
11,305
78,46326, 869
116,637
328,763
t Unofficial (all others official).Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 237
SAVINGS BANKS IN THE UNITED STATES, 1891-792.
RESOURCES.
UnitedStatesbonds.
$605,800275,850110,750
1,197, 2502, 326,100
857, 275
5, 373, 025
107, 313, 8606, 080, 9934, 666, 543
7, 000, 000
125, 061, 396
2,053, 566125,120
2,178, 686
132, 613,107
1,350
13,500115, 000
15, 715
144, 215
50, 000
50,000
201, 050334, 477
535, 527
731, 092
133,344,199
State,county,
municipal,etc., bonds.
$15, 914, 5619, 656, 6444, 941, 095
45,413, 0688, 341, 823
28, 518, 605
112, 785, 796
226,793, 3017, 491,105
17, 941, 590
81, 00014, 587, 390
Railroadbonds and
stocks.
$13,323,4239, 802, 032
37, 646, 68410, 320, 98424, 818, 698
95,911, 821
3, 958, 24518,737, 231
170,71510, 529, 945
266,894,386 , 33,396,136
10, 026, 832208 532
772,100
10, 235, 364
389, 915, 546
1,746, 699
3,00076, 728
772,100
130, 080, 057
133, 600
79, 728
35,00045, 937
537, 05333,250
245, 727
2,80039,315
939,082
373,525
373, 525
135, 660
135, 660
3, 274, 694
393,190, 240
133, 600
39, 500
476, 860
30,000
8, 450
554,810
447, 362
447, 362
1,135, 772
131, 215, 829
Bankstocks.
$2, 852, 2122, 682, 760
236, 76028, 335,143
2, 567, 5436, 374, 643
43, 049, 061
49,824
54,412226,304
330, 540
9,570
9,570
43, 389,171
160, 230
18,230
18,230
1,900
10, 634
80,115
92,649
20,959
7,500
28,459
299, 568
43,688,739J
All otherbonds and
stocks.
|$3, 886,1898, 346, 403
4, 825,187
17, 057,779
93, 3581,368, 821
82, 839553,707
2,098, 725
15, 500
92, 0007, 050
99, 050
19, 271, 054
269,382220, 944
2,000
492, 326
37 993739, 111
17, 9269, 000
22, 504135, 415
1,000
415, 890
1,378, 839
415,1685, 582,261
23, 904, 056
288,421
30,189,906
19,568,228
30,000166, 385
19, 764, 613
51, 825, 684
71, 096, 738
Due fromother
banks andbankers.
""$593," 014*11,149, 921
11,742,935
35,446, 0351,143, 0273, 557,497
385, 760
40,532, 319
16, 048
1, 564,194
5,000
1,569,194
53,860,496
489,101
429, 20495,49314, 585
539,282
21,954
398,440122, 268
35, 65545, 940
29,20627,030
205,691
- 886,184
2, 737,8557,569, 590
10,026, 783
1, 692, 440
22, 026, 668
43,3513, 217, 541
2,116
254,847256, 667
3, 774, 522
27, 715, 757
81, 576, 253
Real estate,furniture,and fix-tures.
$1, 068, 4341,133, 812
235 9'>94,169, 2472, 056, 2393, 462, 680
12,126, 341
9, 623,1731, 203, 8541, 010, 229
286, 025589,403
12,712, 684
1,252
917, 946190, 808
3,240
1, 111, 994
25, 952, 271
92, 870
505, 08952,447
630
558,166
33, 4006,715
167,14683,9091,636
98,782750
39, 9216,812
154,331
593,402
145, 600214,599
1, 386, 549
290,740
2, 037,488
27, 2213,348,093
376,362112,125
3, 863,801
7,145, 727
33, 097, 998
Currentexpensesand taxes
paid.
$166, 322
1,880154, 879
323, 081
5,10613, 312
616
19,034
342,115
21,2824,2076,838
32, 327
1,0191,233
32,83816, 3352,708
12, 592
1
4
r>6
789
1011
12
131415
16
171819
20
23
25
5 371 I 274,174
37,913
114,183
21, 65219,935
193,018
28,v401
263,006'
20,969
18, 60240,857
80,428
489, 944
832,059
2829
3031323334
353637
3839
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
238 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OP CONDITION OF THE MUTUAL AND STOCK
State, etc.
EESOUECES.
Cash andcash items.
Other re- Total.
LIABILITIES.
Capitalstock. Surplus.
12
MUTUAL SAVINGS BANKS.
$884,8921,918,752
170, 624819, 982
1,463, 778Connecticut | 3,157,874
Total Eastern States
New Hampshire.VermontMassachusetts,..Rhode Island .
$126,159467; 29963,122567, 784421,605478,090
$53,550,87178,656, 72519,183,174
390, 565, 96770,265,878
130, 241, 025
$2,092.2005, 073, 267
633, 37113, 273, 683
4,444,445
New YorkNew Jersey...Pennsylvania*Delaware!Maryland t - - -
8,415, 902 2,124, 059
7, 622, 575802, 515
1, 885, 85434, 091
530,254
742,463, 640 25,516,966
Total Middle States 10,375,289
Total Southern States, WestVirginia, t
Ohio!IndianaWisconsin
Total Western States
Total m u t u a l savingsbanks.
STOCK SAVINGS BANKS.
Total Eastern States, Vermont . .
Pennsylvania t
Maryland t
District of Columbia!Total Middle States
West Virginia ! .North Carolinat.South Carolina! -Georgia!Florida!Alabama tLonisianaTexas!Arkansas!Tennessee!
1,160
745, 604475, 647
15, 309
1, 236, 560
20, 028, 911
93,471
113,34087, 5601,478
202, 378
49, 4425,862
312, 311102,673
23, 596180, 262165,42548, 78923, 785
405, 986
Total Southern States I 1,318,131
Ohio!Illlinois . . .Michigan..IowaMinnesota.
Total Western States
ColoradoCaliforniaNew Mexico *.UtahWashington t.
4,138, 230Total Pacific States, etc
Total stock savings banks . .
Total all savings banks J 33,208, 271
199, 3233,512, 9053,588, 913
126, 009
7,498, 657532, 89840,45157, 035
208, 494
675,987, 63436, 875, 74571,915, 5664,100, 098
42, 583,879
8, 337, 535
20, 409
20, 409
•10,482, 003
87,358
23,1981,496
24, 694
5,950
""i26"
238,622
14, 721
13, 50010, 207
134,2686, 691. 687
19,436
7,427,150 6,869.098
141, 8363,366, 981
44, 283279,970305,160
13,179, 360
850, 694299,723
'65, 06454, 942
1, 270, 423
8, 266, 294
831,462, 922
236, 760
26, 942,1304,166,953
143, 274
31,252, 357
1, 605, 415, 679
7, 670, 540
4, 550, 4861, 957, 416
102, 333
6, 610, 235
599, 099352, 425
6,173,1801, 674, 941
143,990997, 354
1, 920, 535751,584194, 609
3,165,148
15,972, 865
13, 226, 35149,436, 99971,208, 79832, 763,756
9,409, 239
176, 045,143
3, 642, 260141,052,074
296, 5324,295, 7813,043, 752
152, 330, 399
358, 629,182
18, 748, 297 jl, 964,044, 861
87, 317,105
6,117, 789455, 984998, 966
94,889, 844
3,000
1, 738, 748308,709
2,047,457
122,457, 267
$725, 000
1, 069, 706410, 542
34,525
62, 58398,906
1,514, 773 161, 489
100, 00040, 000
718, 360568,709
20,000275, 000100, 000139, 350
35, 038678,450
23, 2436.933
291, 61359,900
17, 016
£66,759
133,211
2,674,907 632,675
1, 896, 5756,122, 0008,198,4105, 304, 000
225,000
978, 6741,877,5001, 633, 772
180, 000
21,745, 985 4, 669, 946
600,0008,197,763
80, 0001,009, 047
860,000
66, 2074,544,686
9,300313,993
25,161
10, 746, 810 4, 959, 347
37,407, 475 10, 423,457
37,407, 475 132,880,724
• Semiofficial. t Unofficial (all others official).
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 3 9
SAVINGS BANKS IN THE UNITED STATES, 1891-792—Continued.
LIABILITIES.
Other un-dividedprofits.
$1, 038, 2931,089, 236
457, 2917 639 9253, 946, 3003,104, 054
17, 275, 099
Dividendsunpaid.
Deposi ts(not sav-
ings).
1 ___2,977,2401,465, 320
17 795459, 615
4,919,970
3,835
502.38998, 5014,348
605, 238
22, 804,142
174,190
168,49336, 9426,723
212,158
5,9414,790
252,58074, 3927,321
36,182124,803103,309
7,213127, 508
744,039
413, 600998, 782
1,784,706
64, 968
3, 262, 056
77, 093
2,02987, 63185, 622
252, 375
$87617, 052
17, 928
70883
4,1234,321
9,397
1,6406,246
7,886
3,426
. 2,000775
6,201
4, 644, 818 41, 412
27,448, 960 41,412
$2,122, 690513, 697
Savingsdeposits.
" $50, 278, 45272, 439, 66018. 065, 290
369 526 38666. 276,157
122 582,160
699,168,105
588 425,42133, 807, 63464, 266, 4353,626,319
41,103, 399
731,229,208
229,925
24, 700, 9933, 754, 622
138, 926
28, 594, 541
1, 459, 221, 779
6 609 452
967, 558874, 46960,178
2,636,387 1,902,205
223, 40213, 566
559, 666339, 06984, 702
387,180
109, 41998, 647
917,240
2, 732,891
683, 54717, 796, 08820,705,149
39,184, 784
207, 890798,640
1, 006, 530
45, 560, 592
45, 560, 392
243, 923282, 425
4, 225, 459572, 52331,912
220, 0461, 695, 732
279, 78351, 854
1,292,913
8,896, 570
9,194, 08521,106, 36936, 959, 57326.115, 3848, 786, 879
Due toother
banks .
$21,692
21, 692
Other lia-bilities.
$141, 92654, 56227, 222
125, 97321, 729
110, 366
481, 778
245,10890, 87166, 022
21 fiQP
423, 900
I
21, 692
1,993
27, 74422, 096
31, 281
18, 964
8, 372
5,'rn
5,121
910, 799
161,898
158, 5805, 808
907
165, 295
5273, 828
93,63533, 931
5530, 649
1,8577,454
110,450 171,936
51, 0931, 509, 3201, 816.579
102,162,290 3,376,992
2, 893, 276127,312, 088
149, 4492, 427, 9501,193, 967
133, 976, 730
47," 289*
37, 294
84, 583
253,547,247 • 3,572,025
1,712,769,026 3,593,717
8,77725,300
104, 3631, 344, 372
152,392
1, 635, 204
2,258950, 248
53, 754248, 49543,068
1, 297, 823
3, 4 3 2 , 1 ^
4, 342, 955
Ho. ofdepositors.
146,668169, 949
59, 5281,131, 203
136, 648317,925
1, 961, 921
1,516,289131, 739242, 90817,318
139,038
2, 047, 292
6,241
59, 56515, 418
948
75, 931
4,091, 385
21,212
5,5633,0971,303
9,963
2,1876, 247
21,3974,569
1701,6985,5571,950
258tl6, 392
60,425
25, 214+73, 872180,391+71, 68735,123
386, 287
+.21, 215+167, 667
900+13,596+8, 955
212, 333
(590, 220
4, 781, 605
Average
$342.80426. 24303.47326.67485.01385. 57
356.87
388. 07256. 62264. 57209.39295. 63
352. 28
36.84
414.69243. 52146. 59
376. 58
356.65
311. 59
173.93282. 3646.18
190.93
111. 5345.21
197.48125.30187. 73129.59305.15143.48200.1078.87
' 147.23
364. 64285. 72204.88364.29250.17
264.47
136. 38759. 32166. 05178. 58133.33
630.97
307. 34
358. 20
f
r
£1C11
l r
is1415
1C
171819
2021222324
2(272829
3031323334
3536373839
X Partially estimated.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
240 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF SAVINGS BANKS FROM 1887-788 TO
1891->92.
Resources and liabilities.
Eesources.
Loans on real estateLoans on personal, etc., security...Other loans and discountsOverdraftsUnited States bondsState, county, and municipal !ondsRailroad bonds and stocksBank stocksOther stocks, bonds, and mortgagesDue from other banks and bankersReal estate, furniture, and fixturesCurrent expenses and taxes paid...Cash and cash itemsOther resources
Total.
Liabilities.Capital stockSurplus fundOther undivided profitsDividends unpaidIndividual deposits (sayings)Individual deposits (not savings)Due to other banks and bankers..Other liabilities
Total.
1887-88.
801 banks.
$501, 067,089165,177, 62676,909, 500
158, 201183,527, 275287, 449,12589,715, 35841,196,16654, 661, 63657,103,15728,989, 343
475,40721,565, 31711* 940, 849
1,519,936,049
16,350,321109, 636, 940
23, 059, 34237,488
1,364,196,550
1,054, 8105,600, 598
1,519,930,049
1888-'89.
849 banks.
$567, 373,144160,816,153
74,551, 588813, 211
158, 923, 630280,139, 464101,443, 381
42, 263, 654101, 819,419
61, 534,57629, 652, 572
593,92429, 928,53212,758, 967
1,622,612,215
23,311,848127,225,53319,845, 228
44,6961,425,230,349
19,160, 976992, 323
6, 801, 262
1,622,612,215
1889-'9O.
921 banks .
$634, 229, 41770, 227, 806r82, 091,574
303, 316148, 532, 828303, 919, 560110,405, 67843, 735,762111, 575,17765,126,47730, 211, 272
753, 96330,147, 97811,356,193
1,742,617,001
26,401, 035133,762,88322,774, 766
123,2981,524,844,506 1
25,179,4501, 996,1617, 534, 902
1890-'91.
1,011 banks.
$687, 583, 97793, 679,153
198,134, 045286, 254
139, 267,045320, 278, 708115, 991,821
45, 038,830107, 963, 932
70, 660,88230,438,232
971,26629, 720,47314,502,451
32,106,127130,042, 098
25, 815, 39519, 364
, 623, 079,749 131,746, 3932,766,2258,941, 718
1,742,617,0011,854, 517,069 1, 964, 044, 861
1891-'92.
1,059 banks.
$714, 832, 57679,173,174
229,711,725328, 763
133, 344,199393,190, 240131, 215, 829
43, 688, 73971, 096,73881,576, 25333, 097, 998
832, 05933, 208, 27118, 748, 297
1,854, 517,069 1,964,044, 861
37, 407,475132, 880,724
27, 448, 96041, 412
, 712, 769, 02645, 560,592
3, 593,7174,342, 955
TABLE SHOWING BY STATES THE AGGREGATE DEPOSITS OF SAVINGS BANKS, WITHTHE NUMBER OF THE DEPOSITORS AND THE AVERAGE AMOUNT DUE TO EACH, IN1890-?91 AND 1891-'92. •
States.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of ColumbiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaLouisianaTexasArkansas . .TennesseeOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaNebraskaColoradoCaliforniaNew MexicoUtah tWashington
Total
1890-'91.
Number ofdepositors.
140, 521166, 26472,702
1,083,817131,652305, 863
1,477, 819125, 073236,312
16,752135, 004
10, 2319,894
*5, 83417, 494
2, 5331,0781,7704,3664,309
11,16978, 88514,884
*61,103150, 326
726*57,146*30. 391
*136,497*1, 062*7,9946,850
4, 533,217
Amount ofdeposits.
$47, 781,16669, 531,02421, 620, 303
353, 592,93763, 719,491
116,406, 675574, 669, 97232,462, 60362,150,893
3, 602, 46938,916, 597
703,266375,440264, 348
3,286,155477, 487181, 630
65, 8161,420, 798
384,183
1,445, 83431, 258, 086
3, 552, 09916, 362, 30229,887,761
94, 68720,821, 495>7,688, 6773, 508, 751
114,164, 523165, 420
1, 682, 040834, 815
1, 623,079, 749
Averageto each
depositor.
$340.02418.19297.38326. 24483.99380. 58388. 86259.55263.00215. 05288. 2668.7337.9445.31
187. 84188.50168.4937.18
325.4289.16
129.44396.24238. 65267.78198.82130.42364. 35352.99130.45
836. 39155.76210.41121.87
358. 04
1891-'92.
Number ofdepositors.
146, 668169, 949
80, 740l,13L,203
136, 648317,925
1,516, 289131,739248, 471
17,318142,135
1,3038,4286,247
21,3974,569
1701,6985,5571,950
258*16, 39284, 77915, 418
*73, 872180, 391
948*71.C87
35! 123
*21, 215A167, 667
900*13,596
*8, 955
Amount ofdeposits.
$50,278,45272,439, 66024, 674, 742
369,526, 38666, 276,157
122, 582,160588,425,42133,807,63465, 233, 993
3, 626, 31941,977,868
60,178473,848282, 425
4, 225,459572,52331,912
220,0461, 695, 732
279,78351,854
1, 292, 91333, 895, 0783,754, 622
21,106, 36936, 959, 573
138, 92620,115, 3848, 786, 879
2, 893, 276127,312.088
149,4492,427,9501,193, 967
4,781,603 1,712,7(59,026
Averageto each
depositor.
$342. 80426. 24305.60326. 67485. 01385.57388. 07256. 62262.54209. 39295. 3446.1856.2245.21
197. 48125.30187. 73129. 59305.15143. 48200.1078.87
399. 80243. 52285. 72204. 88146. 59364. 29250.17
136. 38759. 32166.05178.58133.33
358. 20
* Partially estimated.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 241
NUMBER OF SAVINGS BANKS, NUMBER OF DEPOSITORS AND AMOUNT OF DEPOSITS,IN THE UNITED STATES IN THE YEARS 1820, 1825, 1830,1835,1840, and 1845 to 1892.
Year.Num-ber ofbanks.
Deposits.
1820.1825.1830.1835.1840.1845.1846.1847.1848.1849.1850.1851.1852.1853.1854.1855 .1856 .1857.1858.1859 .1860.1861.1862 .1863.1864.1865.1866-1867-1868.1869.1870-1871.1872 .1873-1874.1875 -1876 .1877 .1878.1879.1880.1881 .1882.1883.1884.1885.1886.1887 .1888 .1889.1890.1891.1892.
10153652617074768390108128141159190215222231245259278285289293305317336371406476517577647669693771781675663639629629629630636646638684801849921
1,0111,059
8,63516, 93138, 08560, 05878, 701145,206158, 709187, 739199, 764217, 318251,354277,148308, 863365, 538396,173431, 602487, 986490. 428538, 840622, 556'693, 870694, 487787, 943887,096976, 025980,844
1, 067, 0611,188, 2021,310,1441,466,6841, 630, 8461,902,0471, 992, 9252,185,8322, 293,4012, 359, 8642, 368, 6302| 395, 3142. 400, 7852,268, 7072, 335, 5822, 528. 7492, 710, 3542, 876,4383,015,1513,071,4953,158, 9503,418, 0133, 838, 2914, 021, 5234, 258, 8934,533, 2174,781, 605
$1,138, 5762, 537, 0826, 973, 30410, 613, 72614, 051, 52024,506, 67727, 374, 32531,627, 47933, 087,48836, 073, 92443,431,13050,457,91359,467,45372, 313, 69677, 823,90684, 290,07695, 598, 23098,512.968
108, 438, 287128,657, 901U9, 277, 504146, 729, 882169, 434, 540206, 235, 202236, 280,401242, 619, 382282, 455, 794337, 009, 452392,781, 813457, 675, 050549, 874, 358650, 745, 442735, 046, 805802, 363, 609864, 556, 902924, 037, 30494L 350, 255866, 218, 306879, 897, 425802, 490, 298819,106, 973891, 961,142966,797,081
1,024, 856, 7871,073, 294, 9551,095,172,1471,141,530, 5781, 235, 247, 3711, 364,196, 5501, 425, 230, 3491, 524, 844,5061, 623, 079, 7491,712, 769, 026
9647 16
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
242 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF CONDITION OF THE
States, etc. Date ofreport.
No. ofbanks.
New York June 30,1892Pennsylvania doMaryland | do
Total Eastern States . *.
Virginia June 30,1892North Carolina* July 12,1892Georgia ! June 30,1892Florida j doAlabama j doTexas do
Total Southern States.
Missouri* ."May 16,1892Ohio June 30,1892Indiana doIllinois ....doMichigan doWisconsin* I July 4,1892Iowa.Minnesota .Kansas* —
Total Western States .
June 30,1892....doJune 4,1892
Colorado June 30,1892California* July 3,1892North Dakota | June 30,1892South Dakota doOregon | doIdaho I doMontana I doNew Mexico doUtah I....doWashington | do .Wyoming %. | do .Oklahoma ; do .
Total Pacific States, etc .
Total United States T
76
69
95102
48149
48109185
34163
933
EESOURCES.
Loans onreal estate.
$422 177389^ 694
4,000
815, 871
65,011303,906
31,3151,365, 598
1,765,830
859,1231, 911, 744
418,7913, 558, 577
455, 853
1, 395, 733343,742413,447
9, 357,010
125, 405948,106588, 355
16, 30034, 2252,900
28,803500
68,10716, 60014, 500
1,161
1, 843,801
13, 782, 512
Loans oncollateralsecurity
other thanreal estate.
$130,547911,659
500
1, 042, 706
35,866
123,092287, 698
446, 656
2, 514,517372, 689
2,125, 527747, 998
1, 356, 630683, 620
7, 800, 981
429, 54147,75423,90173,42573,18943, 829
5,593500
26, 84924,689
219, 643
968,913
10, 259, 256
Otherloans anddiscounts.
$2, 494,3197, 954,780
244,870
10, 693, 969
462,409456, 906217, 626285, 309442,779
3, 438, 478
5, 303, 507
5, 049, 0636, 676,8245,453,4409,540, 476904,321
6, 608, 2989,565, 639929, 016
5, 080,045
49, 807,122
822, 9941,147, 955
61, 294142,76295, 34728, 78064, 8521,500
309, 607102, 260394,03875, 448
3, 246, 837
69, 051, 435
* Official (all others unofficial).
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 4 3
PRIVATE BANKS IN THE UNITED STATES, 1892.
EESOUECES.
Overdrafts.
$8,98735,4016,927
51, 315
94926,49710, 2565,618
17,786271,583
332,689
225,581109, 29881,497
339,66734,781
121,612362,53638,075
212,954
1, 526, 001
37, 799
1593,049
10, 5151,865
45,782
36,0958,561
12, 7131,084
157, 622
2, 067, 627
UnitedStatesbonds.
$106, 989267,151
4,952
379, 092
50
50
55, 000128,032
1,077,83343,438
16,00050
10,000
1,330,353
1, 709,495
State,county,
municipal,etc., bonds.
$39,91814,9913,250
58,159
1,007
6,562
92, 80022, 340
122, 709
428, 51439, 385
477,01249,000
87, 9428,141
1, 089, 994
15, 439
17,128
1,0095,6056,497
45, 678
1, 316,540
Railroadbonds and
stocks.
$165, 61286,5565,240
257,408
Bankstocks.
$31,02036,91711,140
79, 077
. 6,400
i24, 00034, 000
58,000
233
53,2752,800
5,000
61, 308
27, 462
27,462
404,178
7,50062, 276
76,176
98,32463,44884,159
• 22,824
189, 82418,100
476, 679
2, 000
70, 000
72, 000
703, 932
All otherbonds and
stocks.
$34,576352, 82722,109
409, 512
36, 81026, 28319,54918,68530,829
241,190
373, 346
193,908180, 681
11, 057625, 310
8,540221, 865207, 686
31,146324, 723
1, 804, 916
2,919143,858276,103
10, 00083,446
124,2083,889
26, 3109,735
680, 468
3, 268, 242
Due fromother
banks andbankers .
$755, 8932, 332,251
93,981
3,182,125
112, 47098, 48135,97348,424
197, 335765, 528
1,258, 211
1,082,1942,391,8031,529, 3303,136,826
402, 3011,505, 0782, 736,464
461, 6441,347,521
14,593,161
247,112193,180
39, 36544, 09844,39640, 58726, 651
1,062196, 650
33,44592,238
105, 388
1, 064,172
20, 097, 669
Eeal estate,furniture,and fix-tures.
$228, 356473,262
63,331
764,949
36,829111,695201,062
50, 256141,574446, 937
988, 353
349,811775,765345,065959,287255, 013775,482
1,461,278162, 805
1,315, 593
6,400, 099
295, 565511,47161,60366, 83035, 05815,6903,6465,500
73,83919, 99868,1866,500
1,163,886
9, 317,287
123
123456
123456789
123456789
101112
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
244 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OP REPORTS OF CONDITION OF THE PRIVATE
States, etc.
EESOURCES.
Currentexpensesand taxes
paid.
Cash andcash items.
Other re-sources. Total.
New YorkPennsylvania.Maryland
Total Eastern States .
VirginiaNorth Carolina *GeorgiaFloridaAlabamaTexas
Total Southern States .
Missouri* .OhioIndianaIllinoisMichigan...Wisconsin*IowaMinnesota..Kansas* —
Total Western States.
ColoradoCalifornia*North Dakota.South Dakota .OregonIdahoMontanaNew Mexico...UtahWashington...WyomingOklahoma
Total Pacific States, etc .
Total United States
$8,23339,9302.291
$305,733944, 92322, 957
$36,11741, 225
727
$4, 768, 47713,881,567
486, 275
50, 454
76,4943,0712,7235,358
59,144
1,273,613 78, 069 19,136, 319
64, 00584,39230,80034, 549
144, 229974,124
6,655
4,545
39,76665,153
835, 2981,114, 654
529,444445,564
1,298,4138, 034, 049
83, 677 1, 332,099 116,119 32,257,422
101,97739, 084
116, 89421, 98450,203
142, 69921,137
130, 393
629,8791,423, 9711, 303,1491, 646,610
275,7421,029,4251,185,413
180,528933, 258
108,554309,518236, 25167, 36484, 750
378, 2635,856
8, 444, 55916, 850, 23711, 044, 28622, 943, 3093, 248, 521
10, 396, 71319, 091,1072, 883, 8609,767, 934
624, 371 8,607,975 1,190, 556 104,670,526
25, 800
10, 7116,8712,7094,2692,967
10017,4694,966
404,149225,48516, 90726,10045, 94519, 75710, 615
1 3,050101, 88516, 71591, 08460, 111
13, 685153, 36936, 2877,643
236,000
2, 449, 8703, 371,1781, 201, 813
397,078424, 830157, 700194, 90912, 212
955, 718236, 790934,177261,131
87,695 1,021,803 217, 069 10,597,406
846,197 12,235,490 1,601,813 146,661,673
* Official (all others unofficial).
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 4 5
BANKS IN THE UNITED STATES, 1892—Continued.
Capital.
$827,2431,981, 435
191, 624
3,000, 302
220, 540251,800336, 88091,326
484, 0902, 869, 276
4, 253, 912
1,160, 8603, 6J55, 2823, 070, 3534, 599, 741
772, 6041, 367, 3655, 404,914
674,4432, 824, 004
23, 539, 566
525, 4001, 565,495
511,024155,544141, 824
72, 50090, 00010, 000
307, 85093,860
240, 90082, 050
3,796,447
34, 590, 227
Surplus.
$489, 655966, 592
1, 456, 247
10,000137, 537
60,00072, 915
158, 277
438, 729
549, 046769, 686386, 514
1,184, 718150,978733, 571
1, 265, 25654, 247
295, 542
5,389, 558
31,845269, 207
58, 02913, 96825,2183,961
20, 86012,01510,950
446,053
7, 730, 587
LIABILITIES.
Other undivi-ded profits.
$125,564267,420
9,097
402, 081
33,23522, 85816, 53213, 21086,874
163,190
335,899
325, 859205, 185420, 014
66, 25388. 849
751,22667, 630
588,298
2, 513, 314
78,403
38,68523, 2037,6629,090
32, 336
50,1648,883
21,8147,043
277,283
3, 528, 577
Individual de-posits.
$3, 258, 85310, 319, 734
283,714
13, 862, 301
497,189587, 761170, 989269, 844619. 853
3,453, 957
5, 599, 593
6, 355, 44411, 575, 8047,041, 994
14, 856, 7202,196, 7157, 954; 786
10,928, 8932, 011, 7665, 349, 912
68, 272, 034
1, 691, 5991,437, 882
219,447185,401244, 08367,08956,154
150546,826109,838632, 900165, 851
5,357,220
93,091,148
Due to banks.
$22, 717251,760
1,840
276, 317
18,26426, 9693,5355, 717
10,50449, 024
114, 013
135, 209338, 975270, 380
97, 33931, 251
196,68114,17086,963
1,170,968
22,17071, 378±2, 901
6,0435,060
12, 831
6,6665,1876,5506,187
184,397
1,745,695
Other liabili-t ies.
$44,44594, 626
139, 071
56, 07087, 729
1,5085,467
24,1771, 340, 325
1, 515, 276
244, 000174, 631
69, 8601, 784, 777
30, 720252,142544,137
61, 604623,215
3, 785,086
100,45327,216
331,63718,962
3,5882,062
24,0187,007
21,063
536,006
5,975,439
123
123456
123456789
12345
7H9
101112
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 4 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.
LOAN AND TRUST COMPANIES.
AGGREGATE RESOURCES AND LIABILITIES OF LOAN AND TRUST COMPANIES FROM1887-'88 TO 1891->92.
Resources and liabilities.
Resources.
Loans on real estateLoans on pers'l and collat'l securityOther loans and discountsOverdraftsUnited States bondsState, county, and municipal bondsRailroad bonds and stocksBank stocksOther stocks, bonds, and mortgagesDue from other banks and bankersReal estate, furniture, and fixtures.Current expenses and taxes paid..Cash and cash itemsOther resources
Total
Liabilities.
Capital stockSurplus fundOther undivided profitsDebenture bondsDividends unpaidIndividual depositsDue to other banks and bankers...Other liabilities
Total
1887-'88.
120 banks.
$46, 606, 390175, 033, 89320, 060, 365
24,31122,899,7662,006,479
15,702,430660,468
31, 309, 77019,791, 92213, 951, 791
605,17319, 788, 2986,212,421
383,653,477
53,243,51024,105, 37111,846, 31614,420, 537
198, 319257,878,114
2,046,96519, 914, 345
383,653,477
1888-89.
120 banks.
$53,349,045193,610,05444,491, 268
83,95727,193,2013,765, 747
19, 352, 398737,312
25, 676,35925, 084, 04014,455,406
438, 01825,236,5267,795,152
441, 268,483
59,445,93725, 583,90513,199, 20916,902,812
271,981299, 612,899
3,013,57223,238,168
441,268,483
1889-'9O.
149 banks.
$56, 669,834209,617,29761.595,409
91,36224,921,2032, 993,365
26.102,4101,230,642
40,459,87633,307,02816, 845,480
568,92419, 861,1379, 537, 369
503,801,336
70,676, 24734,594,75112,233, 25219,565, 215
203,460336,456,492
2,863, 24827,208,671
503,801,336
1890-'91.
171 banks.
$65,072,641225, 012, 23866,791,541
105,60816,057,0153,828, 397
29, 771,1251,159,776
43,157,00839,948,37317,357,290
743,68416,482, 20711,141,299
536,628,202
79,292,88938,412,19717, 091,64818,907,550
83, 396355,330, 080
2,210, 77225,299,670
536,628,202
1891-'92.
168 banks.
$55,098,822256, 413, 89473, 760, 832
155, 99918, 059, 5786,404, 311
27,617, 7001, 608, 344
52.516,84554; 975, 32522, 617,764
648,269- 22,600,045
7,767,180
600,244,908
80,645,97245,824,74715,943,40111,365,280
108,479411,659, 996
3, 771,46530,925,568
600,244,908
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 247
PRIVATE BANKS.
AGGREGATE RESOURCES AND LIABILITIES OF PRIVATE BANKS IN 1888, 1889, 1890,
1891, AND 1892.
Kesources and liabilities.1888.
1,203 bailks.
1889.
1,324 banks. 1,344 banks.
1891.
1,235 banks.
1892.
1,161 banks.
Resources.
Loans on real estateLoans on personal, etc., securityOther loans and discountsOverdraftsUnited States bondsState bondsRailroad bonds and stocksBank stocksOther stocks, bonds, etcDue from banks and bankersReal estate, furniture, etcCurrent expenses, etcCash and cash itemsOther resources
Total
Liabilities.
CapitalSurplus fundOther undivided profits ,Dividends unpaidIndividual depositsState, county, etc., depositsDeposits of State, etc., officers .,Due to banks and bankersOther liabilities ,
Total
$9, 574, 06966, 607, 00926, 795, 3792, 072, 3861, 718, 722
762, 4041,168, 584695, 492
4,417, 68920, 900, 89110,110, 310
908,57214, 827,1713,154, 578
$8, 386, 73517,121, 72065,480, 5341, 733, 2131,421,537814, 683470, 627514, 770
3, 216, 82319, 753,1739,474, 378815,829
11, 911, 8661, 845,449
$10,678, 57421, 363, 81972,922, 8022,437,1051, 643, 560936, 491536,068866, 787
3, 951, 60021, 726,4669, 812,101960,400
14,479, 5501, 705, 499
$15,997,25116,738,32168,180, 7832, 475,0251,509,155908, 983737,239634,140
1,883,19219, 380, 0599, 217, 951
797, 32611, 977, 5121,209, 081
$13,782,51210, 259, 25669,051,4352,067,6271,709, 4951, 316, 540404,178703,932
3,268,24220, 097,6699,317,287846,197
12, 235,4901, 601, 813
163, 713, 256 142, 961,337 164,020,822 151,646, 018 146, 661, 673
40, 842, 0749,588,2385, 289,748
84, 65894,878, 8422, 419,4401, 064,0394, 901,4484,644, 769
38,038, 6908,266, 5163, 555,590
67, 32683,183, 718
693, 969563,025
3,432, 3605,160,143
41, 042, 0189, 741,1834, 677, 667
36, 785.4588,993, 9873,152, 635
34.590,2277, 730, 5873,528, 577
99, 521, 667902, 481586, 210
3, 812, 7993, 736, 797
94,959, 727 93,091,148
2,240, 3715, 513, 840
1, 745, 6955,975, 439
163, 713,256 142,961, 337 164,020,822 151, 646, 018 146, 661, 673
NUMBER, LIABILITIES, ASSETS, AND PERCENTAGE OF ASSETS OF STATE, SAVINGS,AND PRIVATE BANKS AND LOAN AND TRUST COMPANIES THAT FAILED DURINGTHE FISCAL YEARS ENDED ON JUNE 30, 1891 AND 1892.
Class.
State banks -Savings banksPrivate banksLoan and trust companies .
Total
1891.
No.
245
*93
122
Liabilities.
$4, 569, 896645,000
32, 586, 615
37, 801, 511
Assets.
$3,155, 319365, 000
16, 923, 773
20,444, 092
Percent.
69.0556.5951.93
54.08
1892.
]STo.
246
*363
69
Liabilities.
$3,177,529917, 000
6,505, 099425, 000
11, 024,628
Assets.
$1,892, 091484, 500
3, 539, 598209,000
6,125,189
Percent.
59.5552.8354.4149.18
55.56
•Includes 6 banks in 1891 and 4 in 1892 that failed in South Dakota, their liabilities and assets, how-ever, not being given.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
STATEMENT SHOWING, BY STATES, THE NUMBER, LIABILITIES, AND ASSETS AT DATE OF FAILURE OF STATE, SAVINGS, AND PRIVATE BANKSAND LOAN AND TRUST COMPANIES THAT FAILED DURING THE YEAR ENDED JUNE 30, 1892, AS EEPORTED TO THE BRADSTREET COMPANY. 00
States.
Massachusetts . . . . . . . . .New YorkPennsylvaniaMaryland
AlabamaMississippi - - -LouisianaTexas
Tennessee -
OhioIllinois
W iscon sinIowaMinnesota.KansasNebraska . . . . . . . . .ColoradoNew MexicoNorth DakotaSouth Dakota*Oklahoma
State banks.
No.
1
111131
11
64
12
24
Liabili t ies.
$193, 844
10,00027,000
150, 000780, 000685,000120, 000
132,685500, 000
426,000133,000
20, 666
3,177,529
Assets.
$165,381
6,00020,00075,000
310,000600, 00030,000
92,710250,000
250,00086,000
7,000
1, 892, 091
Savings banks.
No.
1
1
1
11
1
' 6
Liabilities.
$59,000
28,000
350, 000
400, 00020, 000
60,000
917, 000
Assets.
$47,000
20, 000
325,000
60, 0002,500
30, 000
484,500
Private banks.
No.
544132
1
3
3
1112
11
21
36
Liabilities.
$1, 690,0001, 378, 940
730,159300,000210, 000807,000
400,000
78,000
205, 000
90, 000200,000175, 000
67, 000
80, 00090,000
4,000
6, 505, 099
Assets.
$560, 0001, 098,535
473,563100,000130,000430,000
350, 000
50, 000
53, 500
45, 000100, 000
70, 00028, 000
10, 00040, 000
1,000
3, 539, 598
Loan and trust companies.
No.
11
1
3
Liabilities.
$400, 00015, 000
10, 000
425,000
Assets.
$200,0001,000
8,000
209, 000
Total all banks.
No.
7641331122341412118611141
69
Liabilit ies.
$2,149r 0001, 587,784
730,159300,000210, 000835, 000
10, 00027,000
550,0001,130,000
685,000198, 000400, 000225, 000132, 685590,000200, 000175, 000493, 000203, 00080, 00090,00020, 000
(*)4,000
11, 024, 628
Assets.
$807, 0001, 264,916
473,563100,000130, 000450, 000
6,00020, 000
425, 000635,000600, 00080,00060, 00056, 00092, 710
295,000100,00070, 000
278, 000124,000
10, 00040,0007,000
(*>1,000
6,125,189
k The State law practically prohibits the collection of information of this character.
O
Ha
5Oo3
f1
W
o
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 249
REPORT OF THE CONDITION OF THE NATIONAL SAVINGS BANK OF THE DISTRICT OFCOLUMBIA, AT WASHINGTON, D. C , AT THE CLOSE OF BUSINESS ON THE 30THD A Y OF SEPTEMBER, 1892.
DR. CB.
RESOURCES.
Loans and discounts (see schedule).Due from State and private banks
and bankersOther real estate and mortgages
owned (see schedule)Current expenses and taxes paid . . .Fractional paper currency, nickels,
and centsSpecie, viz:
Silver Treasury cer-tificates $2,453. 00
Fractional silver coin 22. 00
Total
$214, 713. 56
5, 774. 84
2, 000. 002, 599. 95
.91
2, 475.00227,564. 26
LIABILITIES.
Undivided profitsIndividual dep o s i t s
subject to check $209,040.15Time certificates of de-
posit 1,000.00
Total
$17, 524,11
210, 040.15
227, 564. 26
SCHEDULE.Loans and discounts.
On demand, secured by stocks, bonds, and other personal securities $38,707.81On time, on mortgages, or other real-estate security 175,210. 75On time, secured by stocks, bonds, and other personal securities 795. 00
Total 214,713.56
The highest rate of interest paid by the bank on deposits is 2 per cent.
I, Benjamin P. Snyder, president of the National Savings Bank of the District of Columbia, do sol-emnly vs'wear that the above statement is true, and that the schedule on back of the report fully andcorrectly represents the state of the several matters therein contained to the best of my knowledge andbelief.
• BENJAMIN P. SNYDER, President.DISTRICT OF COLUMBIA, County of Washington :
Sworn to and subscribed before me this 13th day of October, 1892.[SEAL.] WILLARD H. MYERS, Notary Public.Correct. Attest :
ANDREW WYLIE, )LEWIS CLEPHANE, \ Directors.M. G. EMERY, )
REPORT OF THE CONDITION OF THE NATIONAL SAFE DEPOSIT, SAVINGS ANDTRUST COMPANY OF THE DISTRICT OF COLUMBIA, AT WASHINGTON, D. C , ATTHE CLOSE OF BUSINESS ON THE 30TH D A Y OF SEPTEMBER, 1892.
DR. CR.
RESOURCES.
Loans and discounts (see schedule)..United States bonds on hand (par
value)Stock securities, etc. (see schedule).Due from State and private banks
and bankersBankinghouse. .• $665,026. 55Furniture and fixtures. 112,210.57
Current expenses and taxes paid . . .Premium on United States bonds . . .Checks and other cash itemsFractional paper currency, nickels,
and centaSpecies, e tc , viz:
Gold coin $160.00Gold Treasury certifi-
catds -' 9,660.00Silver dollars 10.00Silver Treasury certifi-
cates 1,000.00Fractional silver coin . 51.00
Total
!
$1, 279, 366.15
204,400. 00161, 250. 00
21,002.63
777,237.125,158.45
40, 975.1928,280.41
.33
10, 881.00
2, 528, 551.28
LIABILITIES.
Capital stock paid inUndivided piofitsIndividual deposits subject to checkBills payable
Total
$1,000,000.0059, 395.37
1, 219,155.91250,000.00
2, 528, 551. 28Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 5 0 REPOKT OF THE COMPTROLLER OF THE CURRENCY.
SCHEDULES.
Loans and discounts.
On demand, secured by stocks, bonds, and other personal securities $284,695.00On time, secured by stocks, bonds, and other personal securities 328, 630. 00On time, on mortgages or other real-estate security 666, 041.15
Total 1,279,366.15
Stocks, securities, etc.District of Columbia 5s 50, 000.00District of Columbia 7s 3,000.00District of Columbia 3.65s 27,750.00Chesapeake and Potomac Telephone Comi>any 5s 16, 000. 00XL S. Electric Light Company 6s 6,000.00"Washington and Georgetown Railroad Company 6s 41, 500. 00Masonic Hall Association 5s 2, 000.00Washington Market Company 6s 1,000.00State of Pennsylvania 4s 10,00(>. 00Hannibal, Mo., 6s 4,000.00
Total 161,250.00
The highest rate of interest paid by the bank on deposits is 2 per cent.I, Benjamin P. Snyder, president of the National Safe Deposit Company of Washington, do solemnly
swear that the above statement is true, and that the schedules on the back of the report fully and cor-rectly represent the true state of the several matters therein contained to the best of my knowledgeand belief.
BENJAMIN P. SNYDER, President.
DISTKICT OF COLUMBIA, County of Washington:Sworn to and subscribed before me this 6th day of October, 1892.[SEAL.] WILLARD H. MYERS, Notary Public.
- Correct. Attest:E. FRANCIS RIGGS, )ANDREW WYLIE, ^Directors.M. Gr. EMERY,
R E P O R T O P T H E C O N D I T I O N O F T H E W A S H I N G T O N L O A N A N D T R U S T C O M P A N Y , ATW A S H I N G T O N , I N T H E D I S T R I C T O F C O L U M B I A , AT T H E C L O S E O F B U S I N E S S O NT H E 3 0 T H D A Y O F S E P T E M B E R , 1892.
D R . CR.
RESOURCES.
Loans and discounts (see schednle)..OverdraftsStock, securities, etc. (seeschedule).Due from other national banksDue from State and private banks
and bankers and trust companies.Banking house $557, 803.33Furniture and fixtures,
vault work, etc 37,048.52
Checks and other cash items (seeschedule)
Fractional paper currency, nickels,and cents
Specie, viz:Gold coin $10,158.00Silver dollars 350.00Silver Treasury cer-
tificates 23,242.00Fractional silver coin 858.60
Legal-tender notes
Total
$1,961,132.6845.99
18, 200.00217,419.18
11,684. 75
594,851.85
21,931.72
67.08
34,608.6017,354.00
2,877,295.85
LIABILITIES.
Capital stock paid inSurplus fundUndivided profitsIndividual deposits
subject to check.. $1,040,299.09Time certificates of
deposit. 688,894.36Certified checks . . . . 305.30
Due to other national banks•
Total
$1,000,000.00100, 000.0035,841.77
1, 729,498.7511,955.33
2, 877,295. 85
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 5 1
SCHEDULES.
Loans and discounts.
On demand, secured by stocks, bonds, and other personal securities $358,575.01On time, paper with two or more individual or firm names 12, 476. 00On time, secured by stocks, bonds, and other personal securities 392, 956.10On time, on mortgages or other real-estate security 1,197,125. 57
Total 1,961,132.68
Included in the above a r e -Suspended and overdue paper 51,140.14Liabilities of directors (individual and firm) as payers 154,870.84
Stocks, securities, etc.Ohio National Bank stockEckington and Soldiers' Home Railroad bondsEdison Electric Illuminating Company's bondsChecks and drafts on banks, etc., in this city
$200.008, 500. 009,500. 00
21, 931.72
Total . 40,131.72The highest rate of interest paid by the bank on deposits is 5 per cent.I, Brainard H. Warner, president, of the Washington Loan and Trust Company, do solemnly swear
that the above statement is true, and that the schedules on back of the report fully and correctly rep-resent the true state of the several matters therein contained to the best of my knowledge and belief.
B. H. WARNER, President.DISTRICT OF COLUMBIA, County of Washington:
Sworn to and subscribed before me this 4th day of October, 1892.[SEAL.] S. A. TERRY, Notary Public.
Correct. Attest:JOHN R. CARMODY, ^JOHN JOY EDSON,W. E. BARKER,J . S. SWORMSTEDT,F. C. STEVENS,JOHN B. LARNER,THEODORE W. NOYES, y Directors.CHAS. B. BAILEY,N. H. SHEA,A . S. WORTHINGTON,Louis D. A^INE,ELLIS SPEAR,HORACE S. CUMMINGS,
REPORT OP THE CONDITION OF THE AMERICAN SECURITY AND TRUST COMPANY, ATWASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE30TH DAY OP SEPTEMBER, 1892.
D R . CR.
RESOURCES.
Loans and discounts (see schedule).OverdraftsStocks, securities, etc. (see schedule)Due from other national banksDue from State and private banks
and bankersBanking house $152,048.20Furniture and fixtures. 7,646.97
Other real estate and mortgagesowned (see schedule)
Current expenses and taxes paid . -.Checks and other cash items (see
schedule)Fractional paper currency, nickels,
Specie, viz:Gold coin $24,635.50Gold Treasury cer-
tificates 410.00Silver dollars 440.00Silver Treasury cer-
tificates 3,572.00Fractional s i l v e r
coin 404.20
Legal-tender notes
Total
$2,133,671.02163.92
91,000.00168, 673.99
86, 638.55
159, 695.17
126, 549.898,138.38
24,315. 88
57.31
29,461. 7023, 593.00
9, 851, 958. 81
LIABILITIES,
Surplus fundUndivided profitsIndividual d e p o s i t s ,
subject to check... . $845, 693.23Time certificates of de-
posit 224,388.34Certified checks 1,519.16
Debenture bonds
Total
$1, 250, 000. 00100,000. 0038,758.08
1,071,600.73391,600.00
2,851, 958.81Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 5 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
SCHEDULES.
Loans and discounts.
OD demand, secured by stocks, bonds, and other personal securities $476,557.67On time, secured by stocks, bonds, and other x)<3rsonal securities 198, 702.00On time, on mortgages or other real-estate security 1,458,411.35
Total '. 2,133,671.02
Stocks, securiticsj etc.
"Washington Gas-light Company 43,000.00Choptank Steamboat Company bonds 5, 000.00Chesapeake and Potomac Telephone Company bonds 43,000.00Checks and drafts on banks, etc., in this city 20,463. 62Checks and drafts on other banks 3, 852. 26
Total 115,315.88
Other real estate and mortgages owned.
Premises, storage warehouse, etc 126,549.89
We, A. T. Britton, president, and Percy B. M^tzger, treasurer, of the American Security and TrustCompany, do solemnly swear that the above statement is true, and that the scheduler on back of thereport fully and correctly represent the true state of the several matters therein contained to the bestof our knowledge and belief.
A. T. BRITTON, President.PERCY B. METZGER, Treasurer.
DISTRICT OF COLUMBIA, City of Washington:Sworn to and subscribed before me the 5th day of October, 1892.
[SEAL.] HOWARD S. REESIDE, Notary Public.Correct. Attest:
C. J. BELL, )MYRON M. PARKER, jW. S. THOMPSON, } Directors.H. A. WILLARD,JAMES E. PITCH, j
CANADIAN BANKS.
SUMMARY OF THE CONDITION OF THE THIRTY-NINE CHARTERED BANKS OF THEDOMINION OF CANADA, ON OCTOBER 31, 1892.
RESOURCES.
Mortgages on real estateLoans on bonds and stocksCurrent loansLoans to the Canadian Provinces. -.Overdue debtsDeposits to secure circulationDominion bondsCanadian municipal, etc., securities.Rail way securitiesDue from other banks and agencies.Heal estate and bank premisesNotes of, and checks on, other banksSpecieDominion notesOther resourcesExcess of liabilities
Total resources
$846,79720,392,077
194,123, 3652,372,5272,452,1551,761, 2593,328,4968,523,9808,137, 590
28,119,1625,740,2298,954,3396,708,841
1% 813,2541,643,4931,425, 966
306, 343, 530
LIABILITIES.
Capital paid inReserve fundNotes in circulation -Due to the Dominion Government.Due to the Provincial GovernmentsDemand depositsTime depositsDue to other banks and agencies-. -Other liabilities
Total liabilities
$61,809,37224, 832, 47438, 688,4292,524, 7853, 993, 381
66,427, 72799,934,9707,922, 998
209,394
306,343,530
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TABLESSHOWING
THE CONDITION OF THE FIRST AND SECOND CHARTERED BANKS OFTHE UNITED STATES, AND SIMILAR INFORMATION IN RESPECT
TO BANKS ORGANIZED UNDER STATE AUTHORITYAT VARIOUS DATES, FROM 1774 TO 1892,
253
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254 REPORT OF THE COMPTROLLER OF THE CURRENCY.
REPORTS OF CONDITION OF THE FIRST BANK OF THE UNITED STATES.*
January, 1809. January, 1811.
RESOURCES.
Loans and discounts ,United States 6 per cent and other United States stock .Due from other banksReal estateNotes of other banksSpecie
Total.
LIABILITIES.
Capital stockSurplusCirculation outstandingIndividual depositsUnited States depositsDue to other banksUnpaid drafts outstanding .
Total .
$15,000,0002, 230, 000
800,000480,000
5, 000, 000
23, 510, 000
10, 000, 000510, 000
4, 500, 0008, 500, 000
23,510, 000
$14,578,2942, 807, 046
894,145500, 653393, 341
5, 009, 567
24,183,046
10, 000, 000509,678
5, 037,1255, 900,4231, 929, 999C34,348171, 473
24,183,046
* American State Papers, ^Finance, vol. 2, pp. 352 and 470.
STATEMENT SHOWING THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES OPTHE BANK (SECOND) OF THE UNITED STATES FROM 1817 TO 1840.
Tear.
18171818181918201821182218231824182518261827182818291830 .'...183118321833..1834183518361837183818391840
RESOURCES.
Loans and dis-counts.
$3,485,19541,181,75035, 786, 26331,401,15830,905,19928, 061,16930, 736,43233,432,08431,812,617
• 33,424,62130,937, 86633,682,90539, 219, 60240, 663,80544, 032,05766,293,70761,695,91354,911,46151,808,73959, 232,44557, 393,70945, 256, 57141, 618,63736,839, 593
Stocks.
$4,829,2349,475,9327, 391, 8237,192,9809,155, 85513, 318, 95111,018, 55210,874, 01418,422, 02718, 303, 50117, 764, 35917,624, 85916, 099, 09911,610, 2008, 674, 681
2,200
""i4"862,"i08'17,957,49716,316,419
Eeal estate.
$563,480626, 674
1, 302, 5511,495,1501,848, 3542, 039, 2262, 295, 4012, 345. 5392,886, 3972,629,1252,136, 5251,855,1691,741,4071,760,6321,486, 561816, 855
1,061,6631,054,5231,228,630
Bankinghouse.
$175, 201433,808
1,296, 6261,886,7241, 855, 9461, 956, 7641,871, 6351, 852, 9351, 792, 8701,678,1921, 634, 2601,557, 3561,444,8011, 344,7611,159,6371,181,0711,189,1251,238,896967,404420,244443,109424,382610,504
D u e by for-eign banks.
$1,033, 682621, 667261, 54883, 548
1,107, 63724, 599
1,434, 02024,178421,524460, 686356,740482, 240
1, 530, 5532,383,331
91, 6683,106,8331,801,6691,922,498
73,171
D u e fromState banks.
$8,848, 3151,203,8942, 624, 7972,727, 0801,178,1971, 717,7231,407,5731,287,8082,130, 095747,375
1,683,510
1,723,2971,199,458
3,944,8493, 688,1433,058,8704, 609,9734,088,0052,284,5983,657,2615,833,0007,469,422
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 255
STATEMENT SHOWING THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES OFTHE BANK (SECOND) OF THE UNITED STATES FROM 1817 TO 1840.—Continued.
Year.Notes of
State banks.
181718181819182018211822182318241825 '182618271828...182918301831183218331834183518361837183818391840
£587, 201837, 254877, 009443,166677, 022917, 629766, 248705,173056, 224114. 831068,483,447, 386293, 578465, 047, 494, 506,171,676292,655082, 640506, 200736, 491, 206, 754866,597791, 580383, 686
Specie. Circulation.
$1, 724,1092, 515,9492, 666. 6963,392! 7557, 643,1404, 761, 2994,424, 8745, 813, 6946, 746, 9523, 960,1586, 457,1616,170, 0456, 098,1387, 608, 076
10, 808, 0477, 038, 0238, 951,847
10, 039, 23715,708, 3698,417, 9882, 638, 4493, 770, 8424,153, 6071,469,674
$1, 911, 2008,339, 4486, 563, 7503, 589, 4814, 567, 0535, 578, 7824, 361, 0584, 647, 0776,068, 3949, 474, 9878, 549, 4099, 855, 67711,901, 65612,924,14516, 251, 26721, 355, 72417,518, 21719, 208, 37917, 339, 79723, 075, 42211, 447, 9686, 768, 0675, 982, 6216, 695, 861
Deposits. Due toState banks.
$11,233,02112, 279,2075, 792, 8696, 568, 7947, 894, 9858, 075,1527, 622, 34013, 701, 93632,033,36411, 214, 64014, 320,18614, 497, 33017, 061, 91816,045,78217, 297, 04122, 761, 43420. 347, 74910, 838, 55511, 756, 9055, 061, 4562, 332, 4092, 616, 7136, 779, 3943, 338, 521
LIABILITIES.
$1, 697, 401
734, 9001, 951,1032, 091. 8911, 522,1243,119,1722, 660, 6942,284, 5984, 957, 2913, 061, 8954,155, 366
I>ue toforeign
banks, etc.
$1, 357, 7781, 434, 0222, 053, 6502, 053, 0742, 040, 0001, 292, 7101, 020, 0002, 407, 282
251, 494280, 056
1, 467, 8061,447,748
6, 926, 36420, 479,46822, 030, 35113, 091, 087
Capital.
$35, 000, 00035. 000, 00035.' 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 000
STATEMENT SHOWING THE SPECIE, CIRCULATION AND CAPITAL AND THE NUMBEROF BANKS IN THE UNITED STATES FOR THE YEARS MENTIONED.*
Year.
1774178417901791179217931794 . .1795179617971798]7991800 *1801180218031804
No. ofbanks.
4616171723242525262831323659
Specie.
$4, 000, 00010,000, 0009, 000, 000
16, 000, 00018, 000, 00020,000, 00021, 500, 00019", 000, 00016, 500, 00016,000, 00014, 000, 00017,000,00017, 500, 00017, 000,00016, 500,00016, 000,00017, 500, 000
Circulation.
$2, 000, 0002, 500, 0009, 000, 000
11, 500, 00011, 000, 00011,600,00011,000, 00010, 500, 00010, 000, 0009, 000, 000
10, 000,00010, 500, 00011,000, 00010,000, 00011,000, 00014, 000, 000
Capital.
$2,100, 0002, 500, 000
12, 900. 00017,100,00018. O00,00018^ 000, 00019,000,00019, 200, 00019,200, 00019, 200, 00021,200, 00021, 300, 00022, 400, 00022, 600, 00026, 000, 00039,500, 000
*Elodgett's Economics.
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256 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING THE NUMBER AND CAPITAL OF BANKS IN THE UNITED STATESAT EIGHT DIFFERENT PERIODS.
N~PW UamnshireMassachusetts . . . . .Rhode Island . . . .Connecticut
Total Eastern States . . .
New YorkNew Jersey . . . . . . . .
DelawareM ?r viandDistrict of Columbia
Total Middle States . . . .
Virginia . . . . . . . . .North Carolina . . . . . . . . . . . .South Carolina
TennesseeKentucky
Total Southern States ..
Total Western States-Ohio
Total State BanksBank of the United States
Total all banks
M~ aine -. . . . . . . . . . .
VermontMassachusetts . . . . . . .TJ,h ode IslandConnecticut
Total Eastern States . . .New YorkNew »TersevPennsvlvaniaDelawareM^arylandDistrict of Columbia
Total Middle States . . . .VirginiaNorth CarolinaSouth Carolina . . . . .(xeorsriaFloridaAlabamaMississippi . . . . . . .Louisiana . . . . . . . . . . . . .Tennessee .Kentucky
Total Southern States ..Ohio .IndianaIllinois
MichiganTotal Western States...Total State banks
Bank of the United StatesTotal all banks
1792.
No.
1211
5
2
1
11
5
1
1
111
12
Capital.*
$40*6,6662, 800, 000
400, 000500,000
4,100, 000
1, 260, 000
2, 000, 000
400, 000500, 000
4,160, 000
675, 000
675, 000
8,935,00010,000,000
18,935,000
1815. .
N o .
.810
21141063
261142
51710
111
4352
1322
22
12
12
208
208
Capital.t
$1, 380, 000941,152
11, 050, 0002, 027, 000
. 3, 655, 75019, 053, 902
18, 946, 3182,121, 932
15, 068, 818966, 990
7, 832, 0024, 078,295
49,014,355
4,121, 0971,576, 6003, 730,900
623,580
100, 0001, 432, 300
212, 962959,175
12,756, 614
1,434, 719
1,434,719
82,259, 590
82,259, 590
1801.
No.
11655
18
5
2122
12
2
2
321
33
Capital.*
$300, 000400, 000
3,850,0001, 070, 0002, 000,000
7, 620, 000
4, 720, 000
5, 000, 000110,000
1,600, 0001, 500, 000
12,930, 000
3, 000,000
3, 000, 000
23, 550,00010,000, 000
33, 550,000
1816.
No.
1410
26161076
271143
52010
116
12353
1342
33
~2T
21
~246~
246
Capital.t
$1, 860, 000998,121
11, 650, 0002, 317,3204, 017, 575
20, 843, 016
18, 566, 7562, 072,115
15,384, 597974,500
8, 604, 7824, 294, 013
49, 896, 763
4, 5l2,T77~2, 776, 6003, 832, 7581,502, 600
100, 000' 1,422,300
815, 2812, 059, 000
17,020, 716
2, 061, 927
2,061, 927
89, 822, 422
89, 822,422
1805.
No.
57
1812
5
47
723143
20
122
1
1
7
1
75
76
N o .
1510
128308
92
331436
• 61413
1164~354
3148
4274
20"221
25
~307~1
308
Capital. *
$1,100,0001,100, 0007, 425, 0001, 728, 0002,000, 000
13, 353, 000
5, 430, 0001, 000, 0007, 000, 000
110 0005, 800, 0002, 000, 000
21, 340, 000
1, 500, 000450, 000
3, 000, 000
500, 000
150, 000
5, 600, 000
200,000
40,493, 00010, 000, 000
50,493, 000
1820.
Capital.!
$1, 654, 9001, 005, 276
44,95510,485, 700
2, 982, 0263, 689, 337
19, 862,194
18, 988, 7742,130, 949
14, 681, 780974,900
6, 708,1315, 525, 319
49, 009, 853
5, 212,1922, 964, 8874,475,0003, 401, 510
469,112900, 000
2/597, 4202,119,7828, 807,431
30,947, 334
1, 797,463202, 857140,910250,000
2,391,230
102, 210, 61135, 000, 000
137,210, 611
1811.
No.
68
15135
47
834
64
25
1341111
12
4
881
89
Capital . *
$1, 250, 000815,250
6, 292,1441, 917,0U01, 933, 000
12, 207, 394
7, 522, 760739, 740
6,153, 050
4, 895, 2022,341,395
21, 652,147
1, 500, 0001, 576, 6003, 475, GOO
210, 000754, 000100, 000240, 460
7, 856,060
895, 000
42, 610, 60110, 000, 000
52,610, 601
1830.
N o .
181810664713
172
371833
5139
115
435912141
30
11
i12
3291
330
Capital.t
$2, 050, 0001, 791, 670
432, 62520,420, 000
6,118, 3974, 485,177
35, 297, 869
20, 083, 3532, 017, 009
14, 610, 333830,000
6, 250,4953, 875,784
47, 666, 974
5, 571,1003,195, 0004,631,000
. 4,203,62975,000
• 643,505950, 000
5,665,980737, 817
25, 673, 031
1,454, 386
100, 0001, 554, 386
110,192,26035, 000, 000
145,192, 260
* Authorized. t Estimated.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 257
STATEMENT SHOWING THE NUMBER OF BANKS IN THE UNITED STATES AND THEIRCAPITAL, ETC., IN THE YEARS MENTIONED.*
Year.
181118131814181518161817..1819182018291830
No.
88
208246
307329330
Capital.
$42,610,60065, 000, 00080 378 50488,185, 82389.380.709
125, 676, 446125, 000, 000102,110, 611110,192, 268145,192, 268
Circulation.
$22, 700. 000f 66, 000, 000
1104,500,00068, 000, 000
149,000, 00040, 641, 57448, 274. 91461, 323, 898
Deposits.
$31, 244, 95940, 781,11955, 559, 928
Loans.
"$ii7,666,666"
150, 000, 000
157,000,000
200, 451, 214
Specie.
$9, 600, 00028, 000, 000
16, 500. 00019, 000, 000
21,500,00016, 672,^6314,939, 64322,114, 917
*For the years 1813,1814,1815,1817,1819, and 1830, see Elliott's Funding System, pp. 735-737 and 984;for the other years see Considerations on the Currency and Banking Systems of the United States 1831,pp. 45,49, and 53.
t Estimated average.
STATEMENT SHOWING THE NUMBER OF BANKS IN THE COUNTRY, THEIR CAPITAL,ETC., IN THE YEARS MENTIONED.*
Year. No. Capital. Circulation. Deposits. Loans. Specie.
18111815.1816182018301834183518361837183818391840
208246308330506558567634663662722
$52, 720, 60182, 259, 59989, 822, 422137,210,611145,192, 268200, 005, 944231, 250, 337251, 875, 292290, 772, 091317,636,778327,132, 512358, 442, 692
$28,100, 00045, 500, 00068, 000, 00044, 863. 34461, 323, 89894, 839, 570103, 692, 495140. 301, 038149,185,890116,138,910135,170, 995106,968, 572
$35, 950, 47055, 559, 92875, 666, 98683, 081,365115,104, 440127, 397,185- 84,691,18490-, 240,14675, 696, 857
$200,451,214324,119, 499365,163, 834457, 506, 080525,115, 702485, 631, 687492, 278, 015462, 896, 523
$15, 400, 00017,000,00019, 000,00019, 820, 24022,114, 917
43, 937, 62540, 019, 59437, 915, 34035,184,11245,132, 67333,105,155
9647- -17* Elliott's Funding System, p . 984,
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258 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE PRINCIPAL RESOURCES AND L I A B I LSTATES, IN
States, etc.
MaineNew Hampshire .-MassachusettsVermontIthade IslandConnecticut
Total EasternStates
New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Colum-
bia
Total Midd leStates
VirginiaNorth CarolinaSouth CarolinaGeorgia ^AlabamaMississippiTennesseeKentucky
Total SouthernStates
OhioIndianaIllinois.. •-Missouri
Total WesternStates
Total S t a t ebanks
Bank of the UnitedStates
Total all banks..
RESOURCES.
Loans anddiscounts.
$2,512, 716.731, 446, 089.39
12, 928,188. 0477, 326. 00
3, 269,044. 28496,453.23
20, 729, 817. 67
291, 405. 0013,183, 861. 93
1, 509, 999. 49127, 579. 75
6,823, 374.98
21,936,221.15
7, 326, 777. 666,255,928.002,165, 639. 731,175,397.32
858, 729. 051,257, 859. 462,214, 729. 565, 859, 262. 30
27,114, 323. 08
2, 779, 314. G3300, 278. 91206,694.32456, 946. 00
3, 743, 233.86
73, 623,595. 76
29,392, 668. 39
103,016, 264.15
Due fromother banks.
$251, 730. 51129, 587. 26
1,451,303.01135, 269.03288, 256.98
52,688. 70
2, 308, 835.49
53,780. 001, 208, 828.44
120, 500. 0010, 835. 52
749, 269.14
2,143, 213.16
250, 988. 74506, 388. 00
63, 832.96136, 325. 00353, 033. 93
56, 361. 97218, 060. 73243, 737. 08
1, 828, 728.41
422, 269. 60395, 932. 70
59, 332.18447, 941. 00
1,325,475.48
7, 616, 252. 54
2, 964, 860. 65
10,581,113."19
Specie.
$339, 749. 45153, 831.53901, 700.4149, 690. 69
406, 867. 8044, 645. 70
1, 896, 485. 58
2,000, 000. 0021,413. 00
1, 061, 067. 23115, 502. 95
21, 030.15
265, 234. 00
3, 484, 247. 33
993, 672.76705, 582. 00245, 487. 98346, 445. 61192, 708. 4679,608. 01
343, 884.41693, 381.19
3, 600,770. 42
433, 612. 0486, 350. 8374, 715. 51
252,563 50
847, 241.88
9,828, 745.21
3, 254, 479.91
13, 083, 225.12
U.S. stocks.
$128,844. 03
ia l , 6G0. 60
260,504.63
109, 600. 00411, 676. 00
1, 285. 26
100, 443. 46
623, 004. 72
622,811.17
622, 811.17
1,506, 320. 52
7, 252, 501. 34
8,758,821.86
Other stocks,etc.
$6, 294. 38
48, 498. 2Q14, 714. 2391,539. 8888,040.00
249,086. 75
40,125. 00405, 631. 26
75,920. 00
635, 931. 93
1,157, 608.19
87, 302. 01152,093. 00
75, 399. 87
60, 688. 93
18, 905.40150, 610.98
545, 000.19
294, 765. 9925, 000.006,614. 00
326, 379.99
2, 278,075.12
2, 9e'8, 738.10
5,246, 813. 22
Real estate.
$90, 780. 5951,112. 93
421, 230. 37
137, 474." 6910, 988. 00
711, 586. 58
2, 200. 00351, 537. 02
91, 684. 512, 925.16
301, 970. 54
750, 317. 23
330, 965. 64190, 620. 00
76, 341. 5711, 700. 004, 675. 00
32,3^8.0040,4-T3. 58
6, 367. 62
693, 431. 41
92, 999. 702, 656.10
175.0011, 667. 38
107,498.18
2, 262, 923.40
780, 992. 59
3,043,915.99
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 259
ITIES OF THE STATE BANKS IN THE UNITED STATES, AND THE BANK OF THE UNITEDTHE YEAR 1819.
Capital.
$1, 536, 666. 661, 005, 276. 00
10,475,116.6844, 955. 00
2, 982, 026.12467, 937.50
16, 511, 977.96
20,488, 933. 00214, 740. 00
8, 595, 788. 59974,900. 75
86,290. 00
5,525, 319. 00
35, 885, 971.34
5, 212,192. 502 964 887 001. 800, 000. 00
' 600,000. 00321,112. 50900, 000.00
1,545, 867.504, 307,431.56
17, 651, 491. 06
1, 697, 463. 21202, 857. 07140, 910. 00250,000. 00
2, 291, 230. 28
72, 340, 770. 64
34,973, 828. 63
107, 314, 599. 27
Circulation.
$1, 336, 783. 00589,114. 00
2,474,107. 00185, 342.00738,192. 97138, 234. 00
5,461, 772. 97
12,500, 000.00110, 624. 00
3,919,894.80405, 972. 6244,435.50
838, 030.36
17, 818, 957. 28
2, 733, 745. 883, 851, 919. 00
788, 200. 00705, 203. 50166, 686. 62275, 447. 00898,129. 00
1, 403, 404.71
10, 822, 735. 71
1, 203, 869.46276, 288.50
52, 021. 00135, 258. 50
1, 667, 437. 46
35, 770, 903.42
3, 810, 111. 40
39, 581, 014.82
LIABILITIES.
Deposits
Publ ic .
$34,609. 86
106, 341. ?9
38, 857. 8122, 348.49
202,157.45
j25, 417. 0037, 322. 84
980, 510. 08
1, 043, 249. 92
37, 396.47
888', 138! 79
17, 003. 71
943, 704.15
191, 454. 22191, 484. 95119, 036.92700,679.05
1, 202, 655.14
3, 391, 766. 66
2, 862,964.14
6, 254,730. 80
Pr iva te .
$253, 582. 27117,441. 26
2,510,194.4446,121.77
464, 654. 0853, 4? 1.40
3,445,425. 22
127,186.002, 880, 928. 33
211,454.3727,153.41
464, 393. 30
3, 711,115.41
844, 659. 20635,761.00377, 163. 00202,481. 7670, 243. 92
212 980 01262, 866. 22
1, 035, 653.18
3, 641, 808. 29
262,999. 8825, 264. 6832, 568. 6072, 973.00
393, 806.16
11,192,155. 08
2, 631, 452. 76
13, 823,607.84
Due to banks .
1
1
3
3,
$4, 860. 55
953. 441, 748.00
7, 561.99
15, 772. 00009, 565. 53177, 237. 75
1, 727. 91
765, 510. 32
969, 813. 51
88, 931.96142.568.00
6 047. 50109,215.54
29, 884. 001, 752. 25
378, 399. 25
578,891.91104, 737. 23
683, 629.14
039, 403.89
817, 858. 33
857, 262. 22
Undividedprofits.
$39, 629.8768, 789. 85
319,134.16581.18
100, 059. 819,116. 24
537, 311.11
24,784. 00279,192. 39145, 326. 78
2, 763.76
302,460.99
754, 527.92
72, 780. 80315, 476. 00278,102. 7851,801.9523, 653. 5437, 740. 4382, 253. 25
205,117. 47
1, 066, 926. 22
88, 283. 289, 586.112. 994.49
10, 207. 33
111, 071. 21
2,469, 836.46
1, 913, 431. 42
4, 383, 267.88
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
260 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THEYEARS. 1834
1834.
States, etc.
Miaine . . . . . . . . . . . . .New HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
X ew YorkPennsylvaniaMaryland --- . . . . .District of Columbia
Total Middle States . .
VirginiaNorth CarolinaAlabamaMississippiTennessee . . . . . . . . . . . .
Total Southern States.
Total United States . .
No. ofbanks.
202417
1035821
243
. 784188
135
KESOUECES.
Loans anddiscounts.
$4,359, 8743, 450, 8201,870,813
47, 200, 4779,607,2858, 307, 824
74, 797, 093
57, 689, 70431, 587, 0308, 530, 7863, 693, 720
101, 501, 240
20 | 11 7<v;t n. fi3511
30
408
1, 807, 2096, 381, 5955.461,4642,117,371
27, 519, 697
203,818,030
Stocks.
$10,000
234, 980365,000
609, 980
395, 3091, 390, 074
497,295942, 703
3, 225, 381
150, 64120, 325
24, 000
194, 966
4, 030, 327
Due frombanks, etc.
$455,975
355, 0792,824, 985
262, 859702, 979
4, 601, 877
9,560, 0182, 636,166
430, 239525, 371
13,151,794
913, 476399, 453423,449254,592456, 062
2,447,032
20, 200, 703
Real estate.
$97,07782, 35915,485
867, 762200, 725169, 466
1, 432,874
1, 580,7011, 211, 878
419.397395,495
3,607,471
649, 762234, 378
68, 04762, 609
1, 014,796
6,055,141
Notes ofother
banks.
$132,70192,62366, 442
1,952,417261,109
37, 724
2, 543, 016
6, 088, 7342, 678,175
924, 045308, 953
9,999, 907
592,99877, 585
492,54911,995
455,034
1, 630,161
14,173, 084
Speciefunds.
$286,116
1,119,417
1, 405, 533
1,405, 533
1835.*
MaineNew HampshireMassachusettsRhode IslandConnecticut
Total Eastern States.
New YorkNew JerseyPennsylvaniaDistrict of Columbia. . .
Total Middle States .
VirginiaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinois
Michigan
Total Western States
Total United Sta tes . .
3625
1056131
258
$6. 631.1353, 805, 383
48, 342, 02011,085,5438, 899,656
78, 763, 737
61, 968, 09443,189
28, 395,900> 3.115,524
156 I 93,522,707
11. 277, 3043, 886, 4417,714, 851
233,2099, 219, 586
10, 379, 65037,388,839
861, 2116, 040, 087
45
575
$149, 752365,000
514, 752
551,568 12, 241, 905
2,106, 819366, 712
3,025, 099 15,105, 680
128,715473,973
1, 229, 6627,959
16,93040,000
87,001,178 1, 897, 239
85, 7079,751, 973
531,843313,902
1, 336, 225
12, 019, 650
271,307,272
2,500
2,500
5,439, 590
9, 471
3, 797,927290, 290846, 648
5,614, 336
2, 600, 044263,731
975,162932, 816614, 664
8,3851,404,342
353, 2522, 850, 701
15, 357449,454
7, 604,133
20,0401, 433,836
29, 417209, 396272, 210
1, 964,899
30, 289, 048
$110,32386, 890
922, 544171, 680176, 521
1, 467, 958
1, 594, 93728, 528
1, 633,159268,425
3, 525, 049
633, 09363,519
306, 03314, 94781, 622
128, 20875, 705
231, 04631, 641
1, 565, 814
108, 5011,7154,671
22,794
137, 681
6,696,502
$287, 629110,508
2, 097, 798379, 618
52, 632
2, 928,185
6, 805, 045
2,366,852338, 060
9,509, 957
458,921499,023703, 963
16, 220382, 892158, 41040,67030, 822
166,377
$508, 854
1,249,408
1, 758, 262
670,3638, 736
679, 099
41,305
2,457,298 | 41,305
322, 3381, 272, 268'.
78,15020,150
121,445
1,814,351 .
16,709,791 { 2,478,666
* Incomplete.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 261
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES IN THETO 1863.
1834.
EESOUECES.
Specie.
$137,420354, 39050 958
1,160, 296467, 407118, 640
2,289, 111
2, 657, 5032, 909,105
595, 205432, 077
6,593,890
937, 75178, 507477, 992113,22086,455
1, 693, 925
10,576,926
Otherresources.
$18, 440. 13,652
32, 092
403,232
403, 232
435,324
LIABILITIES.
Capitalstock.
$293, 0002,454, 308921,815
29, 409,4508, 041,1326, 851, 909
50, 609, 614
27, 755, 26417, 061, 9445, 270,0913,337,305
53,424, 604
5, 694, 5001, 372, 3254, 308, 2072, 666, 8051, 243, 827
15,285, 664
119,319,882
Circulation.
$1, 358, 9141, 068,1451,463, 7137,650,1471, 251, 4352, 407,496
15,199, 850
17, 820, 40210,366,2321,433, 6981,109, 389
30, 729, 721
5, 598, 392958. 934
2,054,4711,510,4261, 520, 880
11. 643,103
57, 572, 674
Deposits.
$704,079314, 971180, 792
13,308, 0592, 273. 2371,167, 964
17,949,102
19,119, 3389, 819,1403,125, 0351, 247, 655
33,311,168
2, 875,774421,012
1,108, 468545, 353125,486
5, 076, 093
56, 336, 363
D u e to banks.
$103, 598
2 0822,393, 301153,891
Other liabil-ities.
2,652,872
10 590 2652, 720, 349596, 236391, 822
14, 298, 672
634,39256 817
292, 8171, 020, 911
73,467
2, 078,404
19, 029, 948
1835.*
$207,765
1,136,444566, 416129,108
2,039, 733
7,169,949
3, 421,920474,199
11,066, 068
1,160,401754, 219
1,781,83514,312
916,135359, 302
2,824, 9042,284
290,472
8,103,864
155, 3411, 707, 835
751, 083243,223112,419
2, 969, 901
24,179, 566
$18, 07816, 904
34, 982
27, 813
11, 34429, 497
68,654
267,027
2,531,68470, 261383,391
3, 252, 363
44, 5311,708
132,917
179,156
3,535,155
$3, 785, 0002, 555, 008
30,410, 0008,750, 5817, 350, 766
52, 851,355
30, 481, 46050, 000
17,737, 0642,613,985
50, 882, 509
5, 840, 0002, 288, 0306, 783, 302114,320
5, 607, 6235, 890,162
26, 422,145792,423
2, 890, 381
56, 628, 386
5, 819, 692800, 000278, 739658,980
7,557,411
167,919, 661
$2, 346, 0761, 347,1249,430, 3581, 644, 2892, 685,400
17,453, 247
16,199, 50530, 247
7,569, 561692,536
24, 491,849
5, 593,1982,156, 3183, 69l, 329
133,5313,472,4132,418,4755,114,082
87,5643,189, 220
25, 859,130
5, 221, 520456, 065178, 810636, 676
6,493, 071
74, 297, 297
$1, 402,145437, 797
12, 921, 7011,699,0891,257,030
17, 717, 762
20, 088, 68520,532
8, 965,3111,125, 618
30, 200,146
3,115, 9741, 600, 9561,014, 674
67. 2151, 247, 9261, 888, 7627,106, 628
7, 828664, 002
16,713, 965
526, 3982, 090, 065127,236123,695686, 450
3, 553, 844
68,185,717
$249, 079
3, 490, 098189,48625, 673
3, 954, 336
16, 551, 841
3,722,479337, 681
20, 612, 001
149, 990
499, 8276,441
1, 008, 578680, 987
3, 997, 6678,147
119, 795
, 6,471,432
55,727667, 9423,9855,739
15,729
749,122
31, 786, 891
$2, 000
2,000
4, 886, 8451,000
615, 510
5, 503, 355
25.61110,000
186, 364
1, 339, 8:51206, 353119,165
1, 937, 324
213,713
200, 000
413,713
7, 856, 392
* Incomplete,
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
262 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWINO B I STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1836.
States, etc. No. ofbanks.
MaineNewH ampshire.VermoutMassachusetts.. -Connecticut
Total Eastern States..New YorkPennsylvaniaMarylandDistrict of Columbia
Total Middle Sta tes . . .
VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabama.MississippiLouisianaKentuckyTennessee
552619
11731
EESOUECES.
Loans anddiscounts.
$7, 821,0234,501, 7012, 594, 675
56,643,17211, 736,163
248 ! 83, 296, 734727267li35, 987, 7769,520, 6833,157, 782
151 ,121,492,352
Total Southern States.
MissouriOhioIndiana \IllinoisMichigan
Total Western StatesTotal United States..
155_T
3211
710
"iris"
14, 329, 6803, 441, 241
16, 316, 31915,138,142
2, 340, 85015, 020, 50519,124,97751, 234,158
8, 818, 4069, 862,921
155,627,199
976,18517,079, 714
2, 004, 6831. 203, 7632, 099, 688
23, 364, 033
383, 780,318
Stocks.
$383, 700
r o mReal estate.
$650, 962
46,6095,126, 901
582, 703
383,700 I 6,407,175
803,1591, 621,0181,705,706
328, 300
15,991,1682, 834, 0731, 669, 711
529,148
4,458,183 21,024,100
167,166
984,1981,236, 749
600, 000
. 807,5681, 690, 000
584, 092
6, 069, 773
10, 911, 656
2, 264, 746674, 213
2, 014, 4351, 303, 029
213,9001,441,198
599, 3433,460, 917
587, 6111,152, 634
13, 712, 026_
109, 049"3, 318. 7081, 278, 223
55,6891, 671, 325
6, 432, 994
47, 576, 295
$129, 83187, 62240,502
1,140, 005191, 056
1,589,016
1,811, 9251, 699, 579
464, 903318,684
Notes ofother
banks.
84,949126, 048
3, 428, 85363,094
3,969, 550107237T57I
3, 971, 270715, 366320, 074'
4, 295, 091 115, 244, 284
560729T141,164902, 255
1, 016, 322280,562429, 436543, 085
1,680, 5651, 659,168
206, 518
629,107,148,309,
15,140,196,
3, 611,169,
59,
5, 388, 675
223,37517,2148,296
25, 707
274,592
11,547, 374
7,419, 366
2, 725, 262557,612
69, 983200, 710
3, 787, 238
30, 420, 438
Speciefunds.
$801, 913
1,770,118
2,572, 031
1, 277, 886
1, 277, 886
3,849,917
1S37.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern states..New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia
Total Middle states...
VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern states.
MissouriOhioIndianaIllinois
Michigan
Total Western States.
Total United States ..
532719
1296231
321
25494217
204
23101232471847147
$7, 066, 3504, 829, 5622, 405, 24958,414,18213,401, 34413, 246, 945
99,363, 63279, 313,1886, 700,072
44, 601,9331, 470, 687
14, 986, 4874, 204, 512
151, 276, 879
775, 769, 094
18, 899, 83816, 692, 2152,444,64218,133, 78824, 351, 41459,108,74111,631,47510, 960, 368
$10,000
143, 362416, 016
569.3781, 794,152
70, 8451. 551, 908193,126
1, 678, 515220,152
5, 508, 698
276, 734
1,402, 2261,253,334
152, 430
52, 000100, 000
2, 066,000
174 1186,013,004 I 5,302,724
1, 398. 81118,178, 6993,179, 2713. 098, 7512, 946, 697
64 I 28,802,229
763 465,455,744
14, 250
$599, 894
431,6935, 814, 224
45], 978941,314
8,239,10318, 832, 254
669, 2114, 697, 053277,284
1, 396, 558433,233
26, 305-, 593
V7681, 076882,473
1, 941,452408, 887126, 373
1,343, 6473, 607,412
•1, 945, 015790, 379
15, 380, 919
508, 2044, 597, 5791,457, 204
620, 7901, 496, 583
14, 250 8, 680, 360
11, b'95, 050 1587605, 975~
$137, 60480,44433, 728
1,155,723198,056175,883
1, 781, 438'272637857"' 150, 513
1,740, 24283,035530,141306, 073
$155, 566154, 30653, 793
2, 988, 617430,426296,725
4, 079, 43312,487, 610
344, 5604,147, 647
88, 3721, 521,432394,406
5,073,861 118,984,027
632, 710123,424210,191
1, 230, 04714, 969
797,137181. 675819,143
1, 571, 37776,334
465,430 • 638,1484,761.168
147, 07370,048
7,655,060
271, 55848,90114,179
2, 467, 2291, 301, 518412, 640
8, 265, 201
449, 0641, 710, 827
487, 753268, 653
37, 064 308, 305
3, 224, 602371,702
14, 882,061 34,553, 263
$85,0'J9
85, 0293,268,646
3, 268, 646
223,700
21:3,700
3, 577, 375Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 263
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—nontinued.
1836.
RESOURCES.
Specie.
$387,169535, 96076, 802
1, 455, 230
2,455,3616, 224, 6463, 876, 868
972, 090643 582
11, 717,1861, 552, 528
314. 8962, 500,4272, 602, 595
39. 0;71, 562. 494
659. 4702, 607. 5871,199, 354
211, 976
13, 250, 364371. 598
2, 924, 906869, 839279, 670172, 071
4,618,08432,040, 795
Otherresources.
$139, 454
139,454442,69643. 477
103, 650
589,8233,482
115,219237, 769191.97890,350205, 002
1, 465, 0116, 279, 650113,21841, 567
8,743, 2462.04429,075
226,4044, 465
100, 472
362, 4609, 834,983
LIABILITIES.
Capitalstock.
$5, 226, 7002.663,3081. 125. 624
34; 478.1108, 519, 368
52, 013,11031, 281, 46118, 858, 4827, 662, 6392,339,738
60,142, 3206, 511, 3001, 769, 2317, 936, 3188. 209, 9671,484. 3856, 558. 9698, 764; 550
.34, 065. 2845,116, 4004, 546, 285
84, 962, 689
8, 369, 7441, 279, 857
478, 220909, 779
11, 037, 600208,155, 719
Circulation.
$1, 912, 4181, 526,1122, 086, 86010,892, 2493, 874, 212
20, 291, 85121,127, 92710, 932, 0231,923,055
961, 798
34, 944, 8038,182, 7632, 050, 5187,488,7277, 971, 587714,589
6,172,1074,490, 5217,130, 5463, 819, 4804, 205, 508
52, 226, 346
9, 675,6441,981,650653,661
1,184, 498
13,495, 453120, 958,453
Deposits.
$1, 665, 277816 570348, 875
8,784, 5161,465,977
13, 081. 21529, 532, 61613, 347, 9773, 264,1863,385,523
47, 530, 3023, 548,414655,311
4, 021, 2103, 295, 930
449, 4513,152, 0476, 401, 51811,744,7121, 925,1011, 514, 065
36, 707, 7591, 382, 2626,125, 6141,673,887
252, 7342,114,943
13.t>49,440108^868,716
D u e to banks.
$279,479
23, 8745, 063, 887
488, 793
5, 856, 033
19, 783,4824, 097, 3332,004, 560
460, 768
26, 346,143457, 685193,181
1, 8(53, 3761, 074, 247221.165
1,123, 8641, 027, 0207,161,4521,149, 969
392, 568
14, 664, 527297,928
1,420, 61378, 82313,17552,922
1, 863, 46148, 730,164
Other liabil-ities.
$26,701
153,124
179, 825
4, 068, 891434, 844
13, 796
4,517,5312,423
41, 6301,125,497
349, 00047,506
1, 556, 8372,106, 6884, 091, 5741,769, 0171, 087, 381
12,177, 553
921,665128, 392200, 00025,000
1, 274. 39718,149, 306
1837.
$251, 294790,17597,333
1, 517, 984243, 482415,386
3, 315, 6546, 557. 020336,132
8,113, 990161, 860
1,139, 347438, 327
11,746, 676
1,624, 899883, 011
1, 664, 7862, 860, 326
108, 0631,572, 2461,369,4573,108, 4161,456, 384
378, 930
15,027,118
222, 9243,153,3341, 204,737
590, 794564,275
5,736,064
35,825, 512
$23, 94256, 019
79, 9611,123, 225
8, 0282,178, 211
2,31265, 54375, 912
3,453, 231
1,218
442, 392187, 01659,881
5,000528, 87625,000
1,249, 383
3,241
270,19711, 07028,161
312, 669
5,095,244
$5,157,2502, 839.5081, 274,970
38, 280,0009, 837,1718,744, 697
66,133, 59637,101,4603,970, 090
23,750,338817. 775
10.438, 6552, 204,445
78, 282, 763
6, 731, 2002, 525, 0008, 636,118
11, 438. 8282, 046. 71G7, 572.176
12, 872, 81536, 761), 4557,145, 3265,092, 665
100, 830, 293
9, 247, 2961, 585, 4812,014, 7601,400,000
14,247,537
259,494,189
$1, 366, 7851,662,9531,457,441
10, 273,1191, 864,1323, 998, 325
20, 622,75524,198, 0001,755,829
13, 794,014806, 665
3,310, 8351,136,557
45, 001,900
9,107, 3473, 319,4287, 223, 6168,058, 739
701, 8017,090, 8195, 073, 4257, 909, 7884,105,1554, 272, 635
56, 862, 753
8. 326,9741,970, 5951, 565, 3731, 350, 325
13, 213, 267
135, 700,675
61,202, 345i, 1*7, 374282, 283
14,059,4492,113. 2701, 484,966
20, 289, 68730, 883,1791,139, 827
12, 902, 251410, 824
4,840,4771, 950, 736
52,127, 294
5, 309,5541, 387,1205, 048, 4772, 943,632442,097
3,073, 9795, 345,38411,487,4313,428, 6662, 230,833
40, 697,173
2, 262,9007,590, 9332, 738,405
828, 6442, 379, 380
15, 800,262
128, 914, 416
$321, 566
44,1125, 721,970603,974639,824
7,331.44620,462, 823
388, 5127, 224,953
69, 2631,443. 476597,235
30,186, 262
548, 391262, 070
1, 885,1731, 546, 834
136, 8981, 839, 2372, 226, 677
11, 817, 3411, 635, 924236,937
22,135, 482
299, 7491, 471, 659
66, 86737,342
218, 035
, 2,093, 652
61, 746,842
$288,130
288,1307, 078,167532,032
1, 411,498
705,1393,059
9, 729, 895
294, 747
803,578377,96733,455
1, 723, 817893, 422
1,733, 682380,495
6, 241,163
63,7771,681
65, 458
16,324,646Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
264 REPORT OF THE COMPTROLLER OP THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THUS
1.S38.
States, etc.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States.New York . , .New JerseyPennsylvaniaDelawareMarylandDistrict of Columbia . .
Total Middle States .VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaArkansasKentuckyTennessee
Total Southern StatesMissouriOhioIndianaIllinoisMichigan"Wisconsin
Total Western States
Total United States -
No. ofbanks.
502719
1206231
~309~
RESOURCES.
Loans anddiscounts.
185,^89,167
1,034, 85217, 212, 694
3, 556, 3414, 416, 5773, 773, 370
152, 67630,1467510
786 1427,120, 811
Stocks.
$367, 392531,63811,846
5, 027. 800604, 631730, 283
$128,15482, 25036, 699
1, 066, 327
2, 7957207 13719671952,438,001 645,9091, 345, 312
193, 333
/5507240 25,3727906
636, 404127,424211, 759
2. 358, 781466,134158,499
1, 618, 6764, 235,476
473,895177,763533,356512, 048107,392117,625058, 274508, 701
450
45, 2741, 340,338281, 393234,145569, 01145, 908
50,101387,42797, 30127,533123,1.3
223,930864,597209,185
70, 718233,031
27,432
17,8il702T
1839.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States.
New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia- - -
Total Middle States .VirginiaNorth CarolinaSouth Carolina.GeorgiaFloridaAlabamaLouisianaArkansasKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinoisMichigan"Wisconsin
Total Western States
Total United States . .
502819
1186231
199
2710133877
163
1622
159
68, 300, 4866, 725, 742
37, 613, 2661, 643, 249
15,844,1633, 221, 299
133,348,205
$5,160
119, 740567, 269692,169
911,6233, 002, 2971, 288, 315
188,1641,899, 352
236, 661
14,122, 940"1,857, 7003,653,815
209, 8141,933,601
245,1867, 526, 412 22, 023,056
659,391
1, 090, 9361, 682,445
337, 840
3, 263, 75084,130
3, 347, 880"
1779257823"
6,189, 500
1, 467, 302571,025
1, 393, 8611,138,115
244,8331,799, 278
106,1801, 421, 0671, 037, 3499, 865. 339
422, 7921, 588, 623
226, 521701, 290623,948
3^563,17T
41~6il70G9"
$190, 21083, 43038,975
1,141,595
238,7941, 693, 004
2, 557, 655
1, 705. 68278i 966
553,818270,336
"5745373I6"
$170, 205128, 816
92, 6841, 552, 070
342,409223,190
2,509, 374
3, 907,137374, 449
3, 483, 977158, 497
1, 358, 239217,492
9, 499, 791
760, 596132,149166, 025
1,442, 220247, 225
1,119, 8711, 723, 244
59, 612861, 798
1,341,317
$590,769
590,769
2, 838, 694
2, 838, 694
8,828
144, 38657,158
166, 663
411^656
T370097048
7, 854, 057
5937350"1,180,379155, 813331,860340,129
8,828
2,501,73T
22, 364, 953 I 3,438; 291
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 265
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1838.
RESOURCES.
Specie.
$271, 981148, 793157, 033
2, 394, 624474, 278535, 447
3, 982,156
4,139, 732418,992
3, 726^ 343122, 810
1, 259, 908318, 354
9, 986,139
1,366,582705,389
1,323, 7792, 659, 723
161, 310695, 966766, 360
2, 729, 98396. 455
1, 716 489595,667
12, 817, 703
628,1672, 674,2121, 221,181
684, 487435, 07383,494
5,726, 614
32, 512, 612
Otherresources.
<"$309, 979250, 205560,184
6,012, 661380.117
2, 782, 4332, 337
57, 649169,793
9, 404, 990
123,30534,49598, 325
493,239122,412213, 380
4, 731, 9251, 791, 030
141, 052321, 301345, 792
8, 416, 256
67,335
298, 6584,944
253, 681
624, 618
19, 006, 048
LIABILITIES'
Capitalstock.
$4,984, 0002,839, 5001, 304, 530
34, 630, 0009, 852, 3538, 754,467
62, 364, 850
36, 611, 4604, 997, 012
24, 745, 405990, 668
11, 249, 3192,175,970
80, 769, 834
7, 005, 3562, 980, 6407, 947, 419
12, 036, 7482, 387, 5858, 399, 24819,231.12339, 943; 832
413,1058,499, 0945, 309, 454
114,153, 604
607, 39811,331,6181, 900, 6874, 673. 0501, 918! 365
119, 62520, 550, 743
277, 839, 031
Circulation.
$1,177,5551, 111, 0742, 043, 8439,400, 5132,154,5241, 920, 552
17,808,061
12, 432,4781,345.241
10, 569; 649668, 386
3, 002,085764, 822
28, 782, 661
7,178, 7762, 267, 7934,456, 6187,459, 563
621, 3937,235,1107, 472, 3347,558, 465
8,1003, 600, 5702, 621,185
50, 479, 907
94, 0006, 221,1362,308,1301, 990, 9931, 724, 409
141, 36312,480,031
109,550, 660
Deposits.
$826, 806466, 092330, 772
9, 621, 2171,395 466-
869, 80113, 510,154
15, 895, 684820,805
8, 786,192473,235
3,401,2381, 222, 052
30, 599, 206
3, 028. 954756, 591
3, 490, 2062, 789, 675
417,1915,109, 2474, 638, 6697, 426, 468
87, 2422,159, 7001, 502, 271
Due to banks.
$278,985
4,9733, 526, 687
650, 667224, 378
4, 685, 690
15,221,487495, 993
8,032, 78745 587
2, 689, 978553, 511
27. 039, 343
342,568187,774698, 765
2, 414, 223173, 404
2, 216. 7623, 039, 2019,131, 466
872,112660, 513
31,406, 214 I 19, 736, 788
748, 6554, 071,975
952, 009789, 562
1, 313,28943, 228
312, 761481, 344136, 647348, 995196, 366
1637,918,718 i 1,476,276
83, 434, 292 52,938,097
Other liabil-ities.
$201, 205
69, 565360, 770
6,142, 0474, 365,1763, 996, 340
1,105, 065
15, 608, 628
1, 600, 386
1,610,411405, 422637, 376
1,293, 3513, 505, 3643,748, 343
102,0951, 245, 0052, 370,481
16,518,234
297, 8081, 509, 459
5,720188, 830113, 9599. 435
2,125, 217
34, 612,849
1839.
$241,951187,961129, 319
1, 838, 272462,002502,180
3,361, 685
6,602,708433, 778
3, 282, 213141, 589
1, 679, 066415, 573
12, 554,927
2, 360,423723, 875
2,000,1492, 531, 737
188, 2881, 687, 0463,987, 697
316, 0451,613,1331,177, 969
16, 586, 362
691,0702, 616, 8141, 345, 832989,172290,05865, 680
5, 998, 626
38, 501, 600
*$278, 869286, 351565, 220
1,139, 662421, 882
2, 317, 603
148, 910175, 910
4, 203, 967
48, 71425,935
241, 093112,705989, 563
6,062, 271
65, 91826, 239
7, 572, 438
122, 251
103, 346221,216187, 513634, 326
12,975, 951
$4, 771, 5002, 939. 5001. 325, 530
34, 485, 6009, 868, 7738. 832. 223
62. 223.126
36,801.4604.009, 93023,866,2111,071,318
11, 419, 9991, 855, 790
79, 024, 708
8, 074, 4563,100, 7508 952 343
16, 037, 3152, 322, 552
11, 996, 33240, 930, 376
628,1058, 918, 2046, 488,192
107, 448, 625
1, 027, 87010,153, 8462, 216, 7005, 435. 0553. 018, 701
139, 12521, 991, 297
" 270, 087, 750
$1, 909, 0971, 510, 6911, 966, 8127, 875, 3221, 886,1083, 987, 815
19,135, 845
19, 373,1491, 795,188
11, 384,151708, 053
3, 798, 067950,132
38, 008, 740
8, 231, 9182,114,1404,566,3275, 639, 708
867,0096, 779, 6786, 280, 588461,775
5, 418, 3202, 607, 830
42, 967, 293
671, 9508,157, 8712, 951,7953, 729, 513
969, 544235. 573
16, 716, 246
110, 828,124
$927, 281522 036308, 349
6, 728, 7171 554.9051, 285, 867
11, 327,155
18, 370, 044847, 435
8,100, 675402,326
4,219, 9321, 397, 399
33,337,811
3,106,136588, 389
2, 732. 5832, 309, 554
820, 3244,919,5987, 657,161
134, 3691, 862,495
863, 47224. 994, 081
1,101, 6382, (380, 604
490, 6171, 591, 5351, 298, 598
109, 9677,272.959
76, 932, 006
$172,143
16,8672, 428, 021
875, 296307,567
3, 799, 894
15, 344, 098157, 639
3,819,60457, 898
2,151, 469327,008
21, 857, 716
1,107, 937156, 436
1, 308, 2062, 347, 774
307, 7512, 257, 5128,119,708
8,5371, 029, 467755,489
17, 398, 817
481. 9731,254; 879
269, 905533, 494390,997
2, 931, 248
45, 987, 675
$50, 05956, 059
4, 587, 6005, 796, 3563,157,791
1,138, 5903, 059
14, 683, 396
1, 452, 717
1, 921,1271, 403, 8251,162,1411, 574,1793,522, 093
972, 8032, 961, 399
14,970,284
123,159
270,008
7LM94
1,104, 561
30,814,300
* Includes real estate.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC.. THE NUMBER OF STATE BANKS IN THE
1S4O.
States, etc.No. ofbanks, j Loans and
I discounts.
MaineNew HampshireVermontMassachusettsEhode IslandConnecticut
492717
1156231
I
Total Eastern States. .
New YorkNew JerseyPennsylvaniaMarylandDistrict of Columbia
Total Middle States ..
VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaMississippiLouisianaArkansasKentucky
301
96264921
198
27101439
$5, 901, 6114, 099, 6122,011,296
46,513,68512, 561, 21510,428,630 I
Stocks.
$538,300
Due from|banks, etc.
$333,515337. 620373' 343
4, 702, 491312. 937902,028
Heal estate.
81,516,049 i 538,300 j 6, 961, £
52, 788. 2064, 938, 78034, 806, 84113,593.6422,575, 613
3,653,170 ! 6,543,12525,128 ! 710, 475
1,381,319 i 2,682,8231,910,092 ! 1,611,042230,868 i 236,622
108, 698,082 j 7, 200, 577 111, 784, 087
15, 596,5, 047,18.34718, 783,4, 737.
48, 333,49,138,3. 956,10. 522,
1, 204, 284
i, 577, 7121. 785. 304759. 000
3,573,829
500.0002, 706,000
1, 485, 957497. 261986, 864
1, 785, 049102. 845
4, 638, 258247. 651237, 649
1, 342, 284
$257, 88076, 89338,126
1,169, 803322,225287, 324
2,152, 251
2, 937, 695324,989
1, 713, 758505, 290228, 485
5, 710, 217
713, 85943, 767262, 231
4. 217, 49397, 426
4, 839, 3837. 428. 395
48, 052348, 477
Notes ofother
banks.
2, 838, 450
4, 401. 400257, 052
2, 668,1411,116, 667188,278
8, 631, 538
428. 690222,892298,742
2,140,16169, 370
1, 693, 975782, 70125,'025 !576,997 !
Speciefunds.
$11,589
11,589
2, 310,161
2, 310,161
203,138
Total Southern States. 169 1169,463, 686 il2,106,129 11, 324, 418 i 17, 999, 08,3 6, 288, 553 | 203,138
MissouriOhioIndianaIllinoisMichigan"Wisconsin
Total Western States.Total United States .. 741
2, 077, 84113,414,0874,581,4865. 930, 2582,152, 954133,670
1, 501, 585294, 000
2, 544. 7505,570
28,290.296 I 4.345,905
387,968,113 24,190,911
303. 611891.590208,801759,537223, 599
3_L065_
"2, 417, 703_
3274887142" 26, 806,860 ~i 19, 428, 013"
1841.*
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States.New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia...
Total Middle States .VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaLouisianaArkansasKentuckyTennessee
Total Southern StatesMissouriOhio*IndianaIllinoisMichigan"Wisconsin
Total Western StatesTotal United States..
$600, 804389, 759594,718
4, 461, 046603,938
1,192, 403
4,630, 39240, 098
4. 400,21459,411939, 953219, 989
10, 061, 0021.138,0434,708,176
395, 0822, 007, 906
122, 210104,216,417 110,290,057
1, 440, 684538, 784538,869988, 402
1, 499, 6931, 816, 630117,310
1, 213, 525kl 0 1! 8 9 6
9,450,793
2, 222, 2931, 339, 688
500, 000, 935, 200168, 921,370,669
1,628, 2039, 878, 3283, 689, 5955, 454, 9381, 713, 769224,365
227589, 198
294, 0002,128, 629
74,541
80,580"
223,629534,42175,5121M04
9287546"
3074177605" J23, 012, 600
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 267
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES,—Continued.
1840.
RESOURCES.
Specie.
$195, 699193.359120, 315
2, 991, 804537, 895499,032
4, 538,104
5, 864, 634414, 807
2,798, 0021, 319, 559
199, 472
10,596,474
1, 889. 568586, 628
1, 847, 4981, 300, 694
46.188807, 977
2, 847, 497227, 867
1, 261, 500
10,875,417
562,9021, 752. 4461, 076. 551756, 96442,78441, 397
4, 233, 044
30, 243, 039
Otherresources.
$63, 402
63, 402
1,081, 96742, 693
3, 944, 91172, 555
257, 806
5, 399, 932
13.19030,273
373, 744328,102173. 490
3,863.6497,911,363
27, 500"
12, 721, 311
5. 0601,327^455
717,782175, 750117, 000
2, 4482, 345,495
20, 530,140
LIABILITIES-
Capitalstock.
$4, 671, 5002, 837. 5081,196, 770
33, 750, 0009. 880,5008, 806, 204
61,142, 482
36, 801, 4603, 822. 607
24, 206, 40510. 526. 4941, 768, 074
77,125, 040
10,139. 4063.154,761
11, 584, 35515,098.6943, 976,121
30, 379, 40341, 736. 7683. 495, 8579, 329, 088
128. 894,453
1,116,12310, 507, 5212. 671, 6185i 423,1851,229,200
100, 000
21,047,647
288, 209, 622
Circulation.
$1, 224, 6581, 088, 7501, 099, 7849,112, 8821, 719, 2302, 325, 589
16, 570, 893
10, 629, 5141,415, 7089, 338. 6363, 079. 241
636, 727
25,099,826
6,707, 7012, 246,1814,439,4045, 518, 822418,778
15,171, 6394, 345, 5331,139,1203, 940, 333
43, 927, 511
410, 7404, 607,1272, 865,5683, 724, 092
261, 296109,185
11, 978, 008
97,576, 238
Deposits.
$669,199420, 801238, 574
8. 636, 923818,470863, 526
11, 647,493
16, 473, 235808, 708
7, 524. 3873,186,438987,123
28, &79, 891
2,819,295525, 387
2, 279,2181, 985, 413421, 274
8, 691, 6015, 415, 230
367, 3311, 049, 648
23, 554, 397
1,174, 5322, 017, 360
472, 748805, 244342, 7609,591
4, 822, 235
69,004,016
D u e to banks.
$76, 712
3, 961, 800546, 856293, 765
4, 879,139
7. 055, 584207,020
• 2, 015, 2201, 859,174258, 878
11, 395, 876
816,144206. 040
1, 062, 5561, 299. 703
133, 6757, 065. 4993, 831, 947
16,8981,156,192
15, 588, 654
529, 441683.552148, 829230; 70796, 325
851, 688, 939
33, 552, 608
Other liabil-ities.
$583. 74880. 987
604, 735
3, 773, 35526, 021
3, 576, 544765,88828, 372
8,170,180
49, 290
2, 795. 469582. 937607.415
1, 532. 2205, 949, 906
596, 437
12,173, 734
19. 7431, 348. 540
1,93924, 891613, 887
2, 009, 000
23,017, 649
1841.*
$269 730194, 31194, 507
3,111,837327,206454,298
4.451,889
5,429,622436, 049
3, 280, 207155 691
1, 556, 020245, 629
11,103.218
2, 318, 791802,709
1, 608, 537685,183
1, 589, 5103.163, 243203,813
1, 328. 093979^81
12,679, 860
509, 5971,052. 7671, 076, 551
942, 895123, 635
3, 705, 445
317940,412^
$15,408
233, 397160,149408,954
861, 64360, 243
3, 725, 078
137, 31187,637
4,871,912
55, 3414, 076
107,212233. 505434, 904
124,402
959. 440
23, S()82, 6KS. 692
717,782
160,17280, 537
3, 670, 991
97911,297
$4, 371, 5002, 735, 0001,116, 026
33, 360, 0009, 823, 5588, 826, 382
60, 232,466
36, 401, 4603, 834, 816
23,120, 730881,648
10, 214, 9081, 745,155
76,198, 717
10, 283, 6233, 225, 00011,782.35812,100,18014, 379, 25541,711,2143, 532, 7069, 386, 8568. 035. 581
115, 036. 773
1. 178.8668. 103, 243L», 071, 6185. 386, 7651,000,000
100.000
18, 440, 492
""269,908,448
$1,754, 3901,229,7081,599,4589, 509,1121, 565, 8802, 784, 721
18, 443, 269
15, 235, 0562, 099, 0696, 983, 085860 963
2, 529, 843121,975
27,829, 991
6, 852,4852, 092, 8773, 008, 5141, 728, 0427,211,1416, 443, 785995,905
4, 453, 5593.727.515
" 36,513,823
348.5303,584,3412, 865, 5684, 367, 829
568,17790, 305
11,824,750_ _ _ _ . _ „
$870 745420 532217, 373
7,144, 8991,455 6821,182, 583
11, 300, 814
17, 053, 2791,074,8439, 833, 476312 247
3,136, 979653,386
32, 064, 210
2, 754, 630489,188
1, 712, 745980, 428
2, 827, 6223,094.730
146, 0181,213,0781,109,719
14.328. 158
322,9091,938, 682472, 748200, 844183. 90917,414
3.136, 506
6078297688"
$45 281
14, 4384,413, 506518,615364, 819
5, 356, 659
10,374.682211,307
4, 885, 61128 209
1, 860^015268,197
17, 628, 021
872,15290, 363
589, 597681,948
1,486, 3457, 090, 815
28, 308766, 983559,088
12,165,599
87,871410, 287148. 829149,1045,678
175
801,944
"35,052,223
$1, 459, 821
96. 2751.556,096
2, 937. 485
3, 447, 292
225. 5293.135
6,613,441
725, 74392, 000
521, 2971, 060, 6692,152, 5087, 777, 812
250, 000138, 655428.155
13,146,839
509,5901,022,503
1, 939
512," 84985.451
2,132, 332
2374487708
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
268 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1843.*
States, etc.
Maine . .New HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkNew JerseyPennsylvaniaDelaware*M arylandDistrict of Columbia
Total Middle States ..
"VirginiaNorth CarolinaSouth Carolina*GeorgiaAlabamaMississippiKentuckyTennessee
Total Southern States.
^MissouriIndiana
Total Western States.
Total United States...
No. ofbanks.
402717
1116231
288
1032549
320
6
206
27101124
RESOURCES.
Loans anddiscounts.
$4,987,5193, 83], 4541, 832, 497
44, 610, 39112, 562,78510, 683,413
78, 508,059
56, 338, 6855, 252, 403
27, 747, 5031, 516, 347
11,442, 0621, 830,297
104,127, 297
16,170, 3934, 326. 377
13,890,0337.721.899
7 23,065,52217 13,349,48117 i 9,047,91723 | 11,346,947
136
313
98, 918, 569
1,013,4094,419,104
16 5,432,513
646 286, 986, 438
Stocks.
$157
111, 548718, 860
830,565
8,182, 62916,770
4, 846, 08744, 473
1, 673, 811321, 668
15, 085, 438
1,168,422
2, 048, 8442, 006,801
199, 740828,299
2, 999. 250440, 250
9,691,606
175, 000294, 000
469, 000
26, 076, 609
Due frombanks, etc.
$551, 395258, 592245,905
3, 415, 084366, 799635, 693
5, 473,468
8, 961,819700, 600
4. 588, 496179, 278
1, 551, 24266,460
16,047, 895
525,618440, 097492, 238213, 579
1, 476, 254308, 477
1,098,117915,174
5,469,554
63, 520182,151
245,671
27, 236, 588
Real estate.
$216,968
42*043*1,174, 459
224, 380368, 849
2,026, 699
5, 790,057326,408
1, 879, 96074,296
594,771185,428
8, 850, 920
911, 677109,509223, 309
6,256, 2331,144, 309
700, 548518, 696
1,110, 373
10, 974, 654
56, 353241,051
297,404
22,149,677
Notes ofother
bai^ks.
$145,029115,493
72,1761,883, 207
277, 018206, 728
2, 699, 651
5, 809, 538233,931
3, 013, 395105, 250882, 588201,279
10,245, 981
753, 715328. 681197, 516548, 379
1, 749. 818205,345452, 598347, 679
4, 583, 731
148,195177, 244
325,439
17, 854, 802
Speciefunds.
""$32," 412"
32,412
1, 634,47275, 413
589, 509
276,198
2, 575, 592
31, 200
47,07442, 806
48, 385
169, 465
99,035
99, 035
2, 876,504
1843.*
MaineNew Hampshire.VermontMassachusetts ..Rhode IslandConnecticut
402416
1036231
Total Eastern States.. I 276
New YorkNew JerseyPennsylvaniaDelaware*MarylandDistrict of Columbia...
Total Middle States ..
VirginiaNorth CarolinaSouth Carolina1*GeorgiaAlabamaLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinois
Michigan
Total Western States.
Total United States...
1072648320
$4,405, 6603,173, 8251, 863, 290
42,993, 29111, 779, 0809, 798, 392
74, 013, 538
52. 022, 2604. 564, 002
17^ 934, 3721, 332, 901
10, 547, 9201, 859, 904
12,446, 08316, 545
3, 474,15829, 921
1, 009, 449246,761
210 88,261, 359 17, 222, 917
27 13, 386, 7224, 048, 81013, 716, 2205,451,7512,948, 92920,420, 9487, 710, 3828, 898, 022
142 76.581.784
55
824, 7406,925, 6442, 866, 6293, 688,167557,159
14, 862. 339 3, 727, 044
$135, 845837, 974
973,819 11, 017, 746
10, 620,316
1,141, 077
1, 920, 0631, 377, 046
32, 758
2,864,513575, 553
7, 911, 910
175, 0001, 207, 412259,080
2, 085, 552
$283,505365, 574598, 711
8,280. 895540, 681
7, 700, 044539,131
1, 338, 76981, 579857, 213103, 580
585,622279, 695753,534338,91665,282
* 879," 471761, 039
3, 663, 559
95, 622469, 568227. 63472,16522, 759
887, 748
253, 719, 020 29, 835, 690 J26,189, 369
$256,14874,31840, 736
1,181, 886236, 927402, 419
2,192,434
3, 848, 725349, 256
1, 555, 79075, 843
596, 596197, 044
6, 623, 254
951,121,277,
5, 635,781,
2, 472,690,
1, 225,
12,154, 733
56, 875869, 521260,847
1, 243, 327128, 644
2, 559, 214
23, 529, 635
$103, 522182,74386,591
1,991, 842323, 995179, 274
2,867, 967
4, 888,987181, 346
1,696, 48854,896586. 900142, 856
$4, 888, 89716, 810
7,551,473
409, 085253,852291, 297403,646171,301
"536*355"220, 589
2, 286,125
143, 250458,10637, 76524, 7847,668
671, 573
13, 377,138
336,677
i, 241, 047
133, 738
73, 583
207, 321
83, 75029, 92960, 730
9,850
184, 259
i, 632, 627
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 269
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1S42.*
KESOURCES.
Specie.
$183, 861177. 07189! 266
2, 682, 309297, 850471,238
3, 901, 595
5,471, 694449, 859
2, 763, 994166, 443
1, 553. 621114, 456
10, 520, 067
2, 404, 479868,560
1, 355,178537, 585685,18311,223
1,491, 8051,140, 459
8, 494, 472
162,8481,127, 901
1, 290, 749
24,206, 883
Otherresources.
$ii,"i39"29, 605
443, 548
484, 292
25,2554,482, 341
158, 5823, 414
4, 669, 592
10,044
220.570301. 40198, 857
626,176410, 738
LIABILITIES.
Capitalstock.
$3,414, 0002, 789, 5001,153, 997
32, 631. 06010, 041. 2038, 876, 317
58, 906, 077
45, 283, 4533, 763, 951
23, 207, 622888, 470
10, 709, 3321, 786, 920
Circulation.
$1, 585, 8201, 027, 488
848, 4918, 049, 9061, 666. 8462, 555, 638
15, 734,189
14, 559, 9931, 599,1438, 307, 458
725, 8291, 832, 920
111,658
85,639,748 27,137,001
10, 363, 3623, 225, 000
11. 472. 92212, 678, 65814, 346, 8349, 261, 2009, 451, 0538, 596,181
1,667,786 79,395,210
243, 3215,463
248, 784
7, 070, 454
1,179, 5662, 743,191
3, 922, 757
227,863, 792
7, 740, 8881.989.3792, 932,1542, 832, 8921, 728. 0422,374,1893, 465, 0563, 641, 928
26, 704, 328
198, 0872,871,689
3, 069, 776
72, 645, 294
Deposits.
$792. 598371,234217,177
6,130,164693, 046
1,062, 725
9, 266, 944
17, 473, 2001, 066, 566
11, 755, 019278. 597
2, 934, 824707, 842
34, 216, 048
2, 707.153562, 554
1, 743, 000858, 533980, 428611 695
1,169, 9191,101, 944
9, 735, 226
354, 243317,890
672,133
53,890,351
Due to banks.
$15,057
14,4283, 307, 011
434. 980337, 656
4,109,132
9, 702, 055163,351
4, 344, 97617, 894
1, 231, 885160, 284
15, 620, 445
496, 06367, 712
682, 538292,938681,948115,242571, 233338, 716
3, 246, 390
56, 097116, 065
172,162
23,148,129
Other liabil-ities.
$118, 318
1, 326, 238551,95289, 569
2, 086, 077
1, 631, 948
1, 342, 254
1, 049, 480
4, 023, 682
303,8041, 241, 2431, 060, 6697, 794, 336
94,725135, 809
10, 630, 586
147, 344
147, 344
16, 887, 689
1843.*
$175,301162,12674. 900
7, 298, 815310, 215438, 752
8, 460,109
8, 477, 076448, 269
4, 020. 678100, 717
2, 537, 822229, 501
15, 814, 063
2,121.366893, 917
1.036,4031, 200. 971
28. 2044,451.0231, 730.187
930, 420
12, 398, 491
332, 730895, 051811. 234798. 99860, 709
2, 898, 722
3.9, 571, 385
$26, 095
24, 744292,428
343, 267
770, 37244,375
4,405, 537
95,1303,485
5, 318, 899
3, 808
282.689280, 00435, 240
5,100, 000555, 664
6, 257, 405
340. 210318. 852714. 005
44,520
1, 417, 587
13, 337,158
$3, 314, 0002,469, 2001,120, 000
31, 089, 80011, 063, 8438, 580, 393
57, 637, 236
43, 950,1373, 634, 298
18, 638, 743890,000
9, 746. 2791, 668, 307
78, 527, 764
10, 359, 6423, 225. 000
11,459,71810, 250. 7023, 067. 700
20, 929. 3409, 368, 0858, 551, 400
77, 211, 587
1. 200, 2646, 805, 3522, 727, 5325 016 640
428, 700
16,178, 488
$1,106, 261916.147
1, 287, 3699. 219. 2671,415,2032, 379, 947
16, 324,194
12,031,8711, 079, 4796, 217, 364
366, 9441, 743, 768
253, 874
21, 693, 300
4, 947, 0361,520,9992. 914, 4431, 972, 215
19,8711, 087, 5772,801,2961, 777, 075
17,040, 512
303,4101,911,9831, 828, 3712, 212.127
98, 099
6, 353. 990
229, 555, 075 61, 411, 990
$542,017354 395223, 439
10,213, 887808, 534
1, 061, 944
13, 204, 216
19, 313, 826875, 020
7, 677, 868229, 449
2, 977,174822, 713
31, 896, 050
2,105, 728505,536
1, 835. 8171, 056, 842
629, 6595, 338, 6131,192, 086
790, 940
13, 455, 221
453, 2601.144. 915
212. 463181, 41673,353
2, 065,407
60, 620, 894
$65, 961
1,8028,195, 813
413. 874216, 601
8, 894, 051
12, 072, 679140, 992
1, 738, 85324, 085753, 499128, 894
14, 859, 002
441, 47631,855686, 219112, 050106, 089
425,867271, 982
2, 075, 538
44, 999213. 29464,22917,550
$91,734
714, 597261, 34970, 414
1,138, 094
1, 495, 88814, 000
429, 831
932, 5291,408
2, 873, 656
67,560
312,7981, 251,122
97, 765
47, 389351,369
2,128, 003
260,69068,193
3, 256, 685
340,072 3,585,518
26,168, 663 9, 725, 271
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
270 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING HV STATES, KTC, THE NUMBER OF STATE BANKS IN THE
1844.*
States, etc.
10, 267, 207738,428
2, 610. 029117.963
1, 542J912768, 717
614, 824 1, 328, 856 355, 984
MaineNew HampshireVermont..MassachusettsRhode IslandConnecticut
Total Eastern States .
New YorkNew JerseyPennsylvania.Delaware:
MarylandDistrict of Columbia...
Total Middle States .
VirginiaNorth CarolinaSouth Carolina'AlabamaLouisianaKentuckyTennessee
Total Southern States. |
Missouri jOhio....IndianaMichigan
Total Western States.
Total United States ..
1845.*MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States.
New YorkNew JerseyPennsylvaniaDelaware*MarylandDistrict of Columbia...
Total Middle States ..
VirginiaNorth CarolinaSouth Carolina *AlabamaLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinois
Michigan
Total Western States
Total United States
35 I19 I17 i
104 !61 i32 i
$4,785,3132, 768, 7302,314,929
52,648,72913, 714, 25512, 315, 387
268 | 88,547,343
148 ! 70,793,35426 | 5,509,99647 ! 25,646,5333 1,430,515
20 ! 11, 842,1726 j 2,621,698
j
$192,763381,859
574, 622
10,244,04361, 967
2, 519, 82428, 111
1, 215.146286; 266
250 1117,844,268 114,355,357
2718111
281923
127
~58
1315
44
15, 889, 0144, 620,449
14, 440,1121, 430, 751
18, 417, 6699, 781, 0139, 337, 780
73, 916, 788
1,166, 6013,186. 6192, 834. 4212, 286, 902
414, 526
290,197,468
1,078,150
1, 470, 77423, 568
" 675," 907"725, 687
3,974, 086
95, 718
51, 015, 942527,624359, 492
4, 902. 907671, 878
1, 041. 717
8, 519, 560
^ 7720, 324
2, 589, 358160,562
1, 000, 531451, 342
12, 606, 967
1, 051, 612379, 579
1, 345, 936182, 235
£,'712," 524"1,087, 664
5, 759, 550
86, 368528. 655719;331
414,326 I 30,363629 I 170, 762
-I-520, 673
19,424, 738
1, 535,479
28,421, 556
$243,720 ! $217,42736,155 | 100,39760,323 I 68,723
1,097,969 | 3,010,113252, 490403, 603
2, 094, 260
3, 894, 77.8421,190
1, 544, 32480, 648636,137195, 317
6, 772, 394
395,425264, 405
4, 056,490
2,387, 008233, 284
1, 886, 73168,042
666, 245221, 564
$4, 839, 886153, 780
1, 244,755
5,462,874
1, 059, 604 i116,779 !267,796 |141.117 i
3,318,355 |.795.816 !
1,140,232 I
637, 245305, 262218, 657111, 235
" 792," 760300, 929
6, 839, 699
84, 293376, 407326, 059
1,191. 50512, 771
1, 991, 035
177697, 388~
2, 366, 088
259, 890145, 81311, 83625,286
442, 825
12, 328, 277
214, 555
!, 452, 976
38, 967
38, 967
9,80058, 32790,125
2,093
160,345
i, 652, 288
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 7 1
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1844.*
BESOURCES.
Specie.
$223, 769137,25392, 562
4 587 140382, 645445, 430
5,868,799
10, 086. 542516,801
4.944,383109, 932
3, 790, 905452, 055
19, 900, 618
2, 464, 932945. 645
1, 680, 553613. 729
7, 889,1992,228,0901,109, 909
16, 932, 057
1, 260, 294792, 483965, 226242, 845
3, 260, 848
45, 962, 322
Otherresources.
$91, 566
22, 637441, 975
556,178
679.03992, 673
3, 718, 592
145,8088,769
4,644,881
3, 394
246. 29226, 532
5,300,1)00m 88587, 979
5, 648, 082
491,0537, 345
563, 54928, 072
1, 090, 019
11, 939,160
LIABILITIES.
Capitalstock.
$3,009,0002 008 2981,137, 500
30, 020, 00010,133. 2138, 292, 238
54,600,249
43, 649. 8873, 623. 88615,195, 857
890, 0009,540,3741, 659, 435
74,559,439
10,369,1373, 225, 00011, 460, 2131, 500. 000
20, 049,1408, 590, 5268, 536, 567
63, 730,583
1,200, 5882,167, 6282,130. 555719,100
6,217,871
199,108,142
Circulation.
$1,606,6631.021,914L 743, 80712,183,1582. 886, 5703, 490, 963
22,933,075
16, 335, 4011. 569, 2356, 846. 741379!861
2, 273, 550557,279
27, 962, 067
5, 877, 0872, 081, 8533. 667,106124, 031
1,721,5464, 038, 8242.. 345,193
19, 855, 640
731, 0802, 246. 9992, 310, 690
681., 976
5, 970, 745
76, 721, 527
Deposits.
$927, 498394,778289. 079
12, 234J3041, 577, 2661, 847,447
17, 270, 372
- 32,229,2931,221,895
11, 334. 202243 003
4, 231, 6641, 391, 241
50, 654, 298
2,873,832489, 687
2, 205, 227558, 213
6, 473, 2151, 820, 9471,186, 749
15,607,870
1,116.672505, 430211, 561254,180
2, 087, 843
85, 620, 383
D u e to banks.
$65, 260
5, 066, 787803,889347,939
6, 283, 875
15, 610, 654141,397
2, 707, 42120,1.77
1, 228, 577189, 834
19,898,060
622, 06265, 656
368, 311296, 382
759, 009258, 053
2, 369, 473
54, 63399, 95939, 91218, 204
203, 708
28, 755,116
Other liabil-ities.
$81,114
796,800125, 032
1,002,946
1,953, 4359, 221
83, 211
929, 436
2, 975, 303
309, 983600
29, 24061, 865
401, 688
32, 779260, 375
293,154
4,673,091
1845.*
$192, 445136 187109. 137
3 357 904283, 379454, 508
4, 533, 500
6, 893. 236515,871
4, 486, 275107,770
2, 200, 580456, 622
14,660,354
2, 730, 6831, 078, 8231, 864, 999
791, 4598, 282, 9812, 648, 7061, 545, 968
18, 943, 619
1,594. 596742, 001
1,120,01378, 697
201, 800
3, 737,107
41, 874, 640
$33, 389
25, 890399, 932
459, 211
595, 05245, 234
2,190, 300
82, 66137,998
2, 951, 245
2,963
309,516
4, 644, 075115, 260
5, 071, 814
618,33823, 595560,572
44, 850
*1, 247, 355
9, 729, 625
$3, 009, 0001, 587. 4881,138, 360
30, 970, 00010. 244, 3708, 359, 748
55, 308, 966
43* 674,1463, 620, 481
14. 587. 226890. 000
8, 858, 3321, 649, 280
73, 279, 465
10, 337, 9743, 225, 000
11, 065, 6681, 500, 000
19,670. 5808, 203, 4288, 284, 929
62, 287, 579
1, 200.1012,171, 8072,105, 2122, 713, 640
202, 650
8, 393,410
199, 269,420
$1, 980, 5381,124 5311, 400, 617
14, 339, 6862, 670, 3064,102, 444
25,618,122
18,513,4021, 988, 0419, 208, 530468, 488
2, 607, 682535, 478
33, 321, 621
7,158. 8032, 351, 2104, 306, 991
486, 4402, 099, 3314, 934, 0983,119, 827
24,456, 700
798 8802, 348, 6933,101. 0001,183, 256
247, 111
7, 678, 940
91, 075, 383
$1.116, 961696 492261,837
11, 668.1331, 407, 4661, 969, 801
17,120, 690
27, 840. 6001, 483, 082
13,183, 585316. 216
3, 947.1131, 869, 749
48, 640, 345
3, 699, 241596, 539
1, 772, 498465, 443
8, 418, 7642,024,1811,323,168
18, 299, 834
1,313 098436 579320, 30341,145
420, 730
2, 531, 855
86, 592, 724
$70, 604
25, 9885, 046,120
623. 561317, 392
6, 083, 665
11, 501,102149,769
2, 674, 67710, 343
1, 360, 897468, 511
16,165, 299
427, 241114, 859
1, 358, 454155, 302
1,189, 803558,578
3, 804, 237
154 456104 02041, 9932, 2193,688
306, 376
26, 359,577
$173,256
1, 083. 218117,012
1, 373, 486
2,095, 6328,40028,000
914,811
3, 046, 843
4,383810, 032
'25, 63667,810
407,861
76, 86723, 000
99, 867
4,928,057
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
272 REPOET OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1846.*
States, etc. No. ofbanks.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkNew JerseyPennsylvaniaDelaware *
Total Middle States..
VirginiaNorth CarolinaSouth Carolinav
GeorgiaAlabamaLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndiana
Michigan
Total Western States
Total United States..
351717
1056132
RESOURCES.
Loans anddiscounts.
$5, 269, 0083, 015,1392, 449, 67851, 326,11414,151,26713, 031, 865
Stocks. Due frombanks, etc.
$25, 000
192,601250,124
267 89,243,071 467,725
15026463
75,555,533 ill, 150, 4646,017,282 i 88,818
28, 912,133 2,784, 6541, 550, 321 27, 753
10,181. 2861, 006, 7382, 660, 625226, 454
225 |112,035,269 14, 051, 68914, 075,103
143
56
16, 368,166 | 1,051,4114,688,514 !
1, 618, 2971,306, 251
14,181, 7725, 549, 2322,194, 916
21, 582, 74411,061,7336,224,544
81,851,621
2,958, 4957, 963, 4043, 721,8051,024,693
15, 668, 397
298, 798,358
55, 400
579, 200630,682
5,241, 241
1,249, 57337, 00017,085
1, 303, 658
21,064, 313
Real estate.
$993,150403,596466, 624
5, 568, 088607,828
1,416, 893
9, 456,179
1, 540, 590663, 861
1,103,446726, 303424,685
1, 536,484520,466
6, 515,835
47, 8991, 374, 240
241, 573
1, 663, 712
31,710,829
$170,62442, 57473,042
1, 098, 000227,078366, 958
1,978, 276
3, 629, 471387,887
1, 420, 78086, 265
5, 524,403
1, 050,188117,000424, 272
6, 521, 667142, 296
3,539,871561, 941807,244
13,164,479
136, 015371,359348,170217, 356
1, 072, 900
21^740, 058
Notes ofotherbanks.
$165,53786, 54166,162
2, 854, 754400,315276, 758
3, 850, 067
2, 503,174307,409
2,097, 97375,404
Speciefunds.
370, 372
680,766
4,983,960 j 8,051,132
455,172439, 909249, 084326, 41025,197
714, 028280, 824
2, 490, 624
1, 031,86584,18841,421
1,157, 474
12,482,125
185, 736143, 910
5,700
335, 346
8,386,478
1847.*
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvania-.Delaware*Maryland .
Total Middle States .
VirginiaNorth Carolina .South Carolina*GeorgiaLouisianaKentuckyTennessee
Total Southern States
Missouri..OhioIndiana...Michigan.
Total Western States.
Total United States . .
3219181096232
$5,150,2083,174, 9992, 908, 567
57, 260, 93814, 558, 86312,781,857
272 95,835, 432
1492646214
237
141
73, 502, 7446,170, 469
27, 435, 662504,819
11, 503, 278
119,116,972
15, 348, 4835, 043, 84215, 640, 2846, 758,158
23, 869, 72410,249,5196, 741, 035
$221 130301,901
$1, 263, 358377, 604867, 523
5, 571,240563,142
1,250,410
523,031
11,408,91277,812
2,412, 9216,397
726,074
11,161, 8081, 081, 2942,797, 214
75,441619, 653
14,632,116
583,825
1, 710, 0661, 891, 684
566,10748, 088
83,651,045 4,799,770
2,449, 3338, 291, 8753, 596, 391231,703
14,569, 30255
705 J313,172, 751
966, 23836, 0004,080
1, 006, 318
20,961, 235
9,893,277
15, 735,410
738, 976446, 724
1, 057, 560885, 261
1,871,773828,380
5, 828, 674
68, 4371, 835, 505803, 06563, 502
2, 770, 509
$162, 04142,88771, 510
1,062,950221, 558349, 044
1,909,990
3,601,249419, 683
1,749,23120,843432,066
6, 223, 072
896,163120, 279371, 865
6, 559,9483,127, 214460,448640, 901
12,176, 818
170, 403
343, 84510,828
525, 076
$265, 89087,302158,791
3,263,463342,461227,481
4, 345, 388
2,610, 790286, 974
2,293, 06530, 770636, 273
5, 857, 872 13, 359, 695
392, 279337,175510, 370335,142
615, 222301,986
2, 492,174
11, 030967,742119, 97611, 239
i;109,987
34, 227, 870 I 20, 834, 956 113,805,421
$43,139
43,139
7, 554, 20268, 833
5, 736, 660
56, 007141, 086
621,131
818, 224
4,407
"i6,079
20, 486
14, 241,544
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 273
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1846.*
RESOURCES.
Specie.
$262, 237126, 67989. 208
3, 051, 755280,158481, 832
4, 294, 869
8, 361, 383584,960
4,181, 007122,565
13, 249,975
2, 487,4211, 261, 0611,723,5611,104,2351,165, 2726, 636, 3942, 624.132921,856
17, 923, 932
1,453, 6141, 249,4851, 079, 308139, 772
3, 922, 239
39,391,015
Otherresources.
$32, 512
23, 6L4268
56, 394
313,53621, 644
1, 643, 591
1, 978, 771
58,47110. 332
130, 87797, 634
4,446,1278,750
4, 752,191
158, 008626, 33346, 520
830,861
7,618, 217
LIABILITIES.
Capitalstock.
$3,009.0001, 619, 0001,161, 080
31,160,00010, 665, 4028,409, 544
56, 024, 026
42, 956,4893, 59ft, 048
14, 871, 837890,000
62, 314, 374
10, 336, 0853, 225, 00011, 036, 2608, 970, 7891, 500, 000
17, 528, 9107,119,160
* 4, 809,999
64, 526, 203
1, 200, 5824, 364. 4212, 087, 894
815, 697
8, 468, 594
191,333,197
Circulation.
$2, 242, 8461,375,9851, 559, 832
14, 591, 9142, 534, 3094, 565, 466
26, 870, 352
20, 926, 9302, 394, 371
10,029, 366611,442
33, 962,109
7, 762, 6942, 954, 5783, 911, 3602, 471, 2641, 445, 9064, 206, 7486, 064,4312,425, 999
31,242, 980
2,195, 8404, 504,1303, 527, 351362, 828
10, 590,149
102, 665,590
Deposits.
$1, 215,538544,987329, 723
9,459, 3751,292,8541,893, 273
14, 735, 750
33, 279, 7521, 822, 364
13, 564, 248373, 506
49,039, 870
3, 848, 242639. 507
2,353,1681,318,266934,164
9,449, 0352,018,121760,476
21,320,979
1, 296, 4283, 038, 747
402, 067294,890
5, 032,132
90,128,731
D u e to banks.
$66,145
10, 2595, 285, 015736, 285362,128
6,459,832
14, 843, 359192, 619
3,218,77930, 815
18,285, 572
273,15267,199980,190157,33437,443
1,175, 077252,087
2,942,482
37, 858505, 64776, 437
205
620,147
28, 308, 033
Other liabil-ities.
$191,102
901,271104, 356
1,196, 729
1, 495, 343900
58,683
1, 554, 92G
39, 71310,43261,989
1, 525,4979,421
133,56517, 554
1, 798,171
853, 439
266, 864
1,120, 303
5, 670,129
1847.*
$472. 776141, 794105. 684
3, 943; 973305, 735462,165
5,432,127
9, 203, 242588, 790
57, 3752,005. 078
11, 854, 485
2, 487, 5911, 339, 928966, 012
1, 523, 7465,720, 5612, 617. 955787, 855
15,443,648
1,554, 2641, 619, 3361, 003, 647
68, 487
4, 245,734
36,975, 994
$76, 225332, 542
408, 767
172, 54029, 407
4,912, 814
5,114, 761
27,82174
436,110119,469
4, 210, 07113,540
167, 064
4,974,149
315, 4371,102, 716
538, 82874,777
2,031, 758
12, 529, 435
$2, 834, 0001, 738, 5001, 287, 44232,113,15010, 803, 9878, 605, 742
57, 382, 821
43, 075, 2873, 721, 286
20,806,064210, 000
7, 999, 004
75, 811, 641
9, 275, 5243,225,000
12, 028,10611,121, 80217,090, 2507, 020, 9005,472, 059
65, 233. 641
1,201.3264,437. 9032, 083, 824176,167
7, 899, 220
20G, 327, 323
$2, 545, 0111, 508,1292, 353, 05117,196, 3622, 619,1544,437, 631
30, 659, 938
21,166, 2502, 553,188
11,230, 092225, 845
2, 400, 267
37, 575, 642
6, 968,8193, 088, 0604, 429, 5273, 400, 6674, 750.1595, 7 J 0.9942, 829, 861
31,181, 087
1, 743, 2205, 701, 6023, 336, 533
141, 854
16, 923, 209
110, 339. 876
$1,647,811479 348394, 560
10,265, 555i, 376,1361, 782,921
15,946, 331
34,197, 9671, 821, 83712,560, 287
12 i, 5453, 863, 891
52, 565, 527
3, 096, 782663, 687
2, 325,1441, 234, 4897, 983,1671, 534, 092
823, 957
17, 661, 318
1, 298, 8492,398, 009444,682144.129
4, 285, 669
90,458, 845
$60, 937
9777, 263, 202689,710245, 816
8,260, 642
15,128,305191,583
3,419,16119, 099
982, 731
19, 740, 879
399, 70349, 655
1,181, 093292,228871,159
1,423,733256, 315
4, 473, 886
53, 706919, 55347,886
1, 021,145
33,496, 552
$75,734
764, 715194, 2027,809
1, 042, 460
550, 77012. 400
2i2, 272
781, 442
13, 98311, 393
224, 9961, 021, 3151, 604, 885
13,783
2,890, 355
437,41094, 3103,133
534, 853
5,249,110
9647 18* Incomplete,
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
274 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1848.*
States, etc No. ofbanks.
RESOURCES.
Loans anddiscounts. Stocks. Due from
banks, etc. Real estate.Notes of
otherbanks.
Speciefunds.
MaineNew Hampshire.VermontMassachusetts—Rhode IslandConnecticut
3]21211126233
$5,189, 0883, 613, 7362, 831, 58753, 110,10014, 501, 9.4013, 424, 654
$60,000
221,716505, 978
$579,143346, 415502, 247
3,469,034564,100
1, 692,179
$129, 00649, 25162, 887
1,073,116231, 752329,407
$182,35364,19878, 552
2, 336, 817532.936227, 603
$1,483
54,978
Total Eas tern S ta tes . .
New YorkNew Jersey...Pennsylvania.Delaware *Maryland
280
1712447
220
Total Middle States - 264
VirginiaNorth Carolina .South Carolina *GeorgiaAlabamaLouisianaKentuckyTennessee
Total Southern States,
Missouri-.OhioIndiana...Michigan.
Total Western States
Total United States ..
144
756
92, 671,105 787,694 7.153,118 1, 875,419 3,422,459 56,461
77,162,4856, 292, 288
33, 870, 857561, 081
13, 291,129
12, 581,625100, 720
2, 367, 20426,232
706,173
131,177, 840 15, 781,954
17, 302, 8836, 307, 989
14, 620, 5755, 860, 6962, 379, 026
21, 479, 37810, 779, 6759, 714, 559
88,444, 781
2, 698, 08612,452,6653,498,912
170,231
18, 819, 894
647,521333,000
3,055, 8692. 382,454
79,658
558,0001,096,932
8,153, 434
1,600,43336,00061,120
1,697, 553
331,113, 620 26,420, 635
8,829, 5811,011,9133,904, 847
95,164764,506
14,600, 011
, 563, 32$329,406942, 274344,802953, 691
1, 826, 609724,097
4, 207
20,5192, 656, 2221,081,194
65, 505
3,823, 440
32,266,776
3,608,151288, 520
1,345, 30520, 843
527,530
3, 338, 354301,136
3,039, 44615, 037
609, 456
5, 790, 349 7,303, 429
871,129,349,
3, 958,179,
2, 977,424,
635,438349, 954348, 714174,158
756, 723354, 075
9,790,105
122757?
"368*178
2, 619, 062
38,2801,533,978
299, 25023, 892
490,751
17,946,624
1, 895,400
6,118, 0869,500
2, 305, 639
99, 785
!, 533,010
75,000
128,885100,000346,090
36, 819
686, 794
8,760
8,760
15,240,350 9,285,025
1849.*
MaineNew Hampshire.VermontMassachusetts...Rhode Island....Connecticut
Total Eastern States.
New YorkNew JerseyPennsylvania..Delaware*Maryland
Total Middle States .
VirginiaNorth Carolina.South Carolina .GeorgiaAlabamaLouisianaKentuckyTennessee
Total Southern States.Missouri..OhioIndiana...Michigan.
Total Western States
Total United States -
322324
1196336
297
~17925452
20
271 130, 019, 560
149
$5,275,1713, 779, 5093,613, 227
56,599,31014, 684, 87714,043, 096
97, 995,ISO
$10,99S
145,489275, 904
462, 391
81, 911,4125,887, 225
29, 296, 076539, 997
12, 384, 850
12,451, 63787, 932
2, 383, 2725, 692
829, 269
15, 757, 802
17, 338,1824, 937,174
19, 742, 0096, 953,1663. 564,189
19,173, 28111, 043, 2338, 564, 013
585, 671443,000
2, 308, 7641, 690, 378
75, 218
552. 400545, 935
$711, 894296, 863648, 421
4, 472. 951539, 452
1,470. 853
8,140,434
8,561,0901,164, 2883,131, 245
149, 645903, 234
13,909, 502
978,127174, 438
1,468, 4431, 753,467
566, 7432,538. 9501, 602, 590
539, 800
$118, 06059, 95989, 125
1,126,162232, 412332, 745
1, 958, 463
3,446, 867271.440
1, 267, 90920. 857
450, 736
$179,09351,455
151, 0493, 737,151
451, 364196, 268
4, 766, 380
2, 344,140287,142
2, 298,44522, 947
743, 339
5,457, 809 5, 696, 013
354,179129, 797409, 392
6,487,104155, 586
2, 720, 612406,006642,162
91, 315, 247 6, 201, 366 9, 622, 558 11, 804, 838
3,152, 02814, 912, 6653,551,544
233, 268
74 21, 849, 505
71, 00062, 953
53, 9042,117, 283
693, 06485,142
133, 953 2, 949, 393
791 |341,179, 502 22, 555, 512 134, 621, 887
125, 850332, 812382, 076
18, 077
459, 233272, 887411, 986315, 535
520, 475250, 453
8, 337
58, 337
6, 385, 0622,064
2,132, 056
24, 000
8, 543,182
359, 325
"373," 926*'
2, 230, 569
36, 5601, 324, 025
147, 4515,894
1, 513, 930
14, 206, 892
733, 251
7,619
7,619
9, 342, 389
* Incomplete .Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY, 275
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
RESOURCES.
Specie.
$5^1 536161. 711121, 043
2, 578, 030320, 581517,700
4, 220, 601
6, 722, 326636, 387
4, G'!8, 07374, 410
2, 244, 884
14, 316, 080
2, 888, 7181, 596, 269
837, 7671, 264, 5731,108,6087, 578, 7102.920,1511, 312, 770
19, 507, 566
2, 314, 7182, 664, 5471, 083, 979
61,965
6,125, 209
44,169, 456
Otherresources.
$16,124
16,124
68,36824, 090
1, 809, 224
4, 302
1, 905, 984
42.15514, 050
205, 886113,445
3, 548, 7898,75087,162
4, 020, 237
206,1531, 013, 919597,37701, 793
1, 879, 242
7, 821, 587
LIABILITIES.
Capitalstock.
$2, 920, 0002, 088, 0001, 596, 695
32, 985, 000• 10, 037, 241
8, 726, S81
58, 353, 317
43. 908. 7463, 309, 26116,192, 258
210, 001)8, 541, 830
72,162, 095
9, 684, 9703, 402, 4009,153. 5828, 035, 070~1, 500, 000
15, 575, 9707, 071, 0008, 243, 299
62, 666, 291
1,204, 7166, 056, 3572, 082, 874
139, 450
9, 483, 397
202, 665,100
Circulation.
$2, 315, 5211, 514, 4201,733,48213,196,0292, 698, 4954, 891, 265
26, 349, 212
23,047,8262, 722, 541
14, 336,196283,961
3,106, 901
43, 497, 425
8, 997, 5983,512,4483. 981, 683
— 2, 784, 4462,133, 2103, 709. 0536, 484, 8143, 966, 764
35, 570, 016
2, 404,1608, 647, 3273, 606, 452226, 901
14,878, 840
120, 295,493
Deposits.
$1,107, 387440, 332273,477
8, 094, 9701, 260, 4992, 023, 721
13, 200, 386
31,981,4071,718, 84715,110, 433
148, 7934-, 211, 278
53,170, 758
3, 958, 988717, 798
2,277, 5681, 017, 636
654, 3428, 654, 4221,983, 5131, 300, 000
20. 564, 267
1, 364, 6504,545, 081
653, 44565, 981
6, 629,157
93, 564, 568
D a e to banks.
$112, 955
12,2524, 083, 650
620, 323299,397
5,128, 577
13, 273, 620212, 437
4, 301, 09122, 020
1, 667, 249
19,476, 417
365, 03547, 659
1, 845, 632104,124
1, 289,1421, 304, 233374, 385
5, 330, 210
138, 073858, 30734,545
328
1, 031, 253
30,966,457
Other liabil-ities.
$22, 386
470, 014149,83310, 830
653, 063
767,68211, 818291,179
3, 556
1, 074, 235
45, 294
26. 8601, 286, 475403. 327
1, 342, 47415,09033,165
3.152, 685
459,683
2,140
461, 823
5, 341, 806
1849.*
$339, 231155. 707120, 798
2, 749, 917262, 908575, 656
4, 204, 217
5, 481, 874616. 624
4, 020, 73152, 315
2,145, 013
12, 316, 557
2, 392, 8001, 326, 9381, 216, 7741,547,626
618. 1318,153, 4502, 858. 5851,117, 479
19, 231, 783
2. 427, 6853.155. 3621, 273, 895
58, 326
6. 915, 268
42, 667, 825
$1,105
12," 856"787
14, 748
537, 82112, 088
1, 241, 410
i"i32~
1, 792, 451
13, 651252,050
1,404, 775
3, 018, 71639, 36379, 628
4, 808,183
191. 5331, 872. 785
502. 241'588
2, 567,147
9,182, 529
$3, 098, 0002,178, 0001, 826. 975
34, 630, Oil11,161, 9968, 928, 264
61, 823, 246
44, 362, 8693, 497. 06116, 011, 830
210,0008, 557, 732
72, 639, 492
9, 686, 5703, 407, 300
13. 236. 96712, 595, 0101. 500. 000
15, 226, 5707, 030. 0007, 086, 943
69, 769, 360
1, 208.1676, 58+. 2202, 089, 908' 147. 650
10. 029, 945
214, 2G2, 043
$2, 252, 7641, 508, 6082. 322, 962
15, 700, 9352, 543, 4444, 511, 570
28, 840, 283
22, 509, 9822, 420, 714
10, 083, 098310, 846
2, 780,476
38,105,116
7, 825, 8322, 955,1215, 237. 2364,118, 4191. 679,1964,165, 0726, 273, 4583, 291, 762
35, 546, 096
2. 569, 9509. 491. 0373, 708. 031
195, 598
15, 964, 616
118, 456, 111
$1,119, 252443, 629330,195
10, 621, 7331, 335, 6481, 831, 291
15, 681, 748
33, 849, 9631, 650, 986
12, 727, 700113, 255
3, 994,162
52, 336, 066
3, 719, 613502, 518
2, 236, 7441, 697, 0991,160, 0648,427, 7921, 870, 8201, 061, 840
20, 676, 490
1, 735, 4094, 567, 783
556, 050101,156
6, 960, 398
95, 654, 702
$55,183
21, 4484, 720, 815
488, 897378, 403
5, 664, 746
12. 778, 245223. 522
3, 316, 54322, 950
1, 502, 437
$140,913287, 249
428,162
1,854,4264,28089, 042
3,142
17, 843, 697 1, 950, 890
314, 73744, 557
2, 023, 359406, 580383, 283
1, 640.1991, 038J 282
345, 705
8,078552, 700
1, 774, 205141, 487906, 061
6,196, 702 ! 3, 382, 531
170. 6951, 396, 462
82, 29283
1, 345, 397
4,414
1,649,532 j 1,349,811
31, 354, 677 7, 111, 394
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
276 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1850.*
States, etc. . ofbanks.
MaineNew Hampshire.VermontMassachusetts . -Rhode IslandConnecticut .
Total Eastern States..
New YorkN e w Je rsey . . .Pennsylvania .Delaware*Maryland
322227
1266337
KESOURCES.
Loans anddiscounts.
$5, 830, 2303, 852,1574, 423, 719
63, 330, 02415, 492. 54714, 510,178
307 107,438,855
95, 637, 8076, 377, 034
34, 927, 4691, 653, 595
13, 767, 558
Total Middle States .
VirginiaNorth Carolina .South Carolina .AlabamaLouisianaKentuckyTennessee
Total Southern States.
Missouri..OhioIndianaMichigan.
Total Western States.
Total United States...
18924 !474
21
285 jl52, 363, 463
18,163, 3005.169, 007
20. 601,1372,116, 591
18, 602, 64911, 637, 2079,008,699
85, 298,590
3619141
281622
136
81
3,265, 27516, 305, 869
3, 912, 7961, 080, 664
24,564,604
Stocks.Due frombanks, etc,
$40, 500
~I5i|277427,935
619, 712
12,577,9581,100,1623, 023, 601218,314
1, 068,587
14, 810, 509
372. 442150,000
1, 849, 46371, 018
546, 000624, 081
3,613,004
237. 215140, 777
377,992
19,42l7217
Real estate.
$778, 955432, 782
1, 001,7895, 335. 003Ul[ 164
1, 498, 815
9, 488, 508
17, 988, 622
1, 813, 048790, 026
2, 850, 942928, 290
3, 879, 9961, 601, 303938, 786
12, 802, 391
28, 8202,198,997749, 863166,187
3,143,867
43.423, 388
$111, 90547, 84794, 497988, 235283, 344335, 347
1, 861,175
3, 745. 579292, 730
1, 232, 83285, 024
384, 760
5, 740, 925
811,270131, 469377,571152,601
2, 743, 270417, 312582,853
Notes ofother
banks.
$187,435109, 817127,637
4,048, 521537,761221,378
5, 232, 549
2,453, 919383, 008
2, 802,11872, 992
790, 505
6,502, 542
433,848402, 517715, 093
16, 029
5, 216, 346
114,175400, 078369,860237, 519
1,121,632
13, 940, 078"
700, 054496, 656
2, 764,197
71,312,157
101,97057, 094
Speciefunds.
$2,376
85, 846
88,222
9, 259, 681
2, 315, 38317, 72759,789
11, 652,580
7,664239, 278
492, 667
739, 609
1, 508, 041
16, 007,329
179,682
" 1,244
180, 926
12, 661, 337
1851.
VermontMassachusettsRhode Island
Total Eastern States. ,
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle States.
VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaLouisianaKentuckyTennessee
Total Southern Statei
MissouriOhioIndiana
Michigan
Total "Western Statei
Total United States.
31131
20226536
23
310
155
83
$5. 566,19366, 341,10917,871,385
89, 778, 687
108, 229,4127, 237, 451
37,154, 9532, 263, 315
14, 850, 479
169, 735, 610 16, 777,523
19, 733, 3256,056, 726
23, 169, 27011, 286, 3424, 669, 314
23,199, 70110, 603, 64011,366, 028
110, 084, 346
3,533, 46318, 046,754
4, 395, 0991, 358, 704
$10,150
119,704
129, 854
14,035, 54742. 432
1, 699. 86852 986
946, 690
16,943, 5691,304,6074, 663,193
306,5661,144,077
24, 362, 012
402, 214150, 000950, 332
2,173, 94171, 503
614,1621,062, 678
5,424, 830
108,485406,647
27,334,020 j 515,132
779 396,932,663 J22.847, 339
$745, 8196, 550, 232
7, 296, 051
1,925, 6521, 074, 7946, 532, 2972,996,039
960, 3342, 702,1542, 093,3041, 559,418
19,843,992
66, 0283, 574,165
598,014397,909
$99, 698998,213271,541
1, 369, 452
3,350, 249267,991
1, 008. 534117, 983421, 248
5,166,005
$122,0036, 235, 787
626, 305
6, 984, 095
2, 852, 019417,488
2, 519,61974,602
965, 795
$11,345, 041
6, 829, 523 13, 532,471
7r»3,831127, 806340,929
6, 780, 564125, 697
2, 633, 243325,204662, 580
11, 769,854
123, 928459, 385364, 233226,588
4,636,116 | 1,174,134
552,153483,947895, 717535,506
63, 865
475, 395733,186
3, 739,769
37, 5101,363,985224. 842109i 096
56,138,171 I 19,479,445
1, 735,433
197288^820
2, 088,09122, 54376, 796
93, 396682,719200,000
1, 241,443
2, 217,558
3,150
3,150
|15,753,179
* Incomplete.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 7 7
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
RESOUKCES.
Specie.
$475, 589149, 571127, 325
2, 993,178297, 661583, 841
4, 627,165
7, 259, 681620, 689
3, 828, 754147, 612
2,468, 235
14, 324, 971
2, 709, 0551, 410, 2541, 711, 9021, 307, 3926. 979, 7722,683, 3731,143,919
17,945, 667
1, 902, 9863, 369, 4701, 285, 406
107, 210
6, 665, 072
43, 562, 875
Otherresources.
$13, 461
13,461
464, 04011, 379
2, 393,114
19, 682
2, 888, 215
68, 04211, 281
348,5301, 229, 2012, 656, 609485, 28529, 750
4,828, 698
193, 9732,626, 369210, 51568, 532
3, 099, 389
10, 829, 763
LIABILITIES.
Capitalstock.
$3, 248, 0002, 203, 9502,197, 24036, 925, 05011, 716,3379,152, 801
65, 443, 378
47, 361, 3253, 565, 28817,182,174
940, 0008,704, 711
77, 753,498
9, 731, 3703, 407, 30013,139, 5711, 500, 000
14, 257, 5207, 030, 0007, 026, 987
56, 092,748
1, 208, 7517, 272, 8402, 082, 910
392, 530
10, 957, 031
210, 246, 655
Circulation.
$2, 654, 2081, 751, 0962, 856, 027
17, 005, 8262, 553, 8654, 888, 029
31, 709, 051
24, 634, 3852, 548,35111, 405, 455
651,1213, 091, 408
42, 330, 720
8, 944, 7523, 415, 7888,741.7652, 558, 8685, 069, 8676, 682, 5243, 913, 491
39, 327, 055
2,594, 79010, 826, 0363, 304, 260624, 431
17, 349, 517
130, 716, 343
Deposits.
$1, 223, 671453,671546, 703
11,176. 8271,488, 5962, 251, 525
17,140, 993
42, 030, 3841, 894, 23715, 701,150
290, 5565,183, 609
65, 099,936
4, 238, 875720, 788
3, 322,1321, 216, 3198, 210, 7052, 209, 0351, 320, 959
21, 238, 813
1, 377, 2884, 878, 236663,462266,412
7,185, 398
110, 665,140
D u e to banks.
$48, 006
32, 9846, 549, 929650, 560380,691
7,602,170
18, 498, 239298, 560
3,965. 8731KX 535
1,732i 813
24, 606, 020
328, 99262, 350
2,047,77920, 740
1, 763, 931894, 21043, 852
5,161, 854
150,153907,370107, 24216, 802
1,181, 567
38, 611, 611
Other liabil-ities.
$38,285
442, 084138, 773299,671
918,813
2, 945,132
128, 234
3,178
3, 076, 544
642, 231395,124450, 529
307, 937
1, 795, 821
1, 528, 753
189,195
1, 717, 948
7, 509,126
1851.
$179,0502,478,858277,715
2,935, 623
11, 937, 798652, 885
7, 212, 919188. 253
2,738, 834
22, 730, 689
2, 928,1741, 645, 0282, 429, 0201,938, 5121, 798, 8205, 750, 8382, 307, 8791, 456, 778
20, 255, 049
1,098,2632, 931, 6781.197, 880125. 722
5, 353, 543
51,274,904
$50, 996
50, 996
1, 772, 616134, 336
2, 099, 549
53, 758
4, 060, 259
37,46918, 785145,121
1,406. 68181, 000
2,934, 353417, 819
5,041, 228
273, 3172, 982, 728247,04870, 504
3,573, 597
12, 726, 080
$2, 603,11238, 265, 0009,418,810
50, 286, 922
49, 866, 8203, 754, 900
18, 675, 4871, 440, 0109,115,156
82, 852, 373
9, 868,1453, 789, 25013, 213, 02113,050,1981, 800, 000
12, 370, 3906, 456, 9277, 452, 265
68, 000,196
1,209,1317,623, 3332, 082, 950431, 338
11, 346, 752
212, 486, 243
$3, 377, 02719, 694, 6983, 076, 593
26,148,318
27, 926, 2633, 046, 03811,990, 862
833, 9603, 532, 870
47, 329, 993
10, 256, 9974, 249, 88311,771,2709,820, 8743,568, 2855,090, 0866, 339, 0236, 814, 376
57,910, 794
2, 522, 50011, 832, 5113,421.445897, 364
18, 673, 820
150,062, 925
$627, 77713, 839, 903i, 910, 018
16, 377, 698
53,092,4472, 362, 332
17, 944, 032558, 858
5, 966, 834
79, 924, 503
4, 717, 732942, 098
3, 491, 7332,414, 7941,474,9628, 275, 7582, 021, 3611,949,497
25, 287, 935
1, 098, 9815, 522,974
630, 323416, 215
7, 668,493
129, 258, 629
$90, 4557, 001, 921934,210
8, 026, 586
25, 878, 059373, 407
5, 889, 691170, 877
1, 928, 214
34,240,248
328,84160, 682
3,065, 893609, 763194,911
1, 384, 232• 977,338
61, 638
6, 683, 298
76,2801, 712,580118, 34442, 589
1, 949, 793
50,899, 925
$3,877, 770
515,975
3,395
4, 397,140
4,825702, 043
2,105, 371660, 732
8, 737,043
672,150
12, 882,164
1,620, 843
494,102
2,114,945
19, 394,249
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 7 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
States, etc.
Maine'• few HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkNew JerseyPennsylvania
Total Middle States...
North CarolinaXiouisiana
Total Southern States.
OhioIndianaMichigan
Total Western States .
Total United States ..
No. ofbanks.
3931''2
1377151
KESOURCES.
Loans anddiscounts.
$7, 042,4615, 669, 4465, 660, 724
77,172,07918. 737, 09320, 572, 263
361 134,854,066
Stocks.
$63, 098
115, 833326, 714
505, 645
Due frombanks, etc.
$956 489771,170
1,104, 8626, 6G6, 412
948, 3132, 540, 700
12, 987,946
232 H I 752 4.79 ,19 ZC& Q27 14. 717 SQFi2954
8, 399, 26236, 398, 246
315 1156,550,980
2029
49
7014
6, 075, 41922,407, 783
636, 4161, 501, 965
21,502, 318
150, 000
28,483,202 150,000
19,241, 2254. fi91 79fi
5 l! 273, 709
89
814
2, 721, 236
743, 890
25,136,660 3,405,126
345, 024,908 25, 623, 089
569,3723, 308,438
18, 595, 705
Heal estate.
$118,52356, 483
101,0861. 090. 463
258, 923418, 232
No ten ofother
banks .
$224,364120, 929168,685
5, 346,162726,039316, 668
2,043,710 6,902,847
4, 012, 003254, 382998, 970
5, 265, 355
1,074,794 i 127,8061,489,910 1.315 41 n
2,564, 704
2, 848, 500925, 325216, 401
3, 990, 226
38,138, 581
7 '1,443, 216
462, 227324, 826181, 938
968, 991
9,721, 272
2, 622, 670
2, 436,147
5, 058, 817
483, 947
483, 947
1, 418, 561334, 286
68, 320
1, 821,167
14, 266, 778
Speciefunds.
$96, 450
172, 697
269,147
12, 235, 862
930, 713
13,166, 575
1, 214, 626
1,214,626
148, 259
37, 249
185,508
14, 835, 856
MaineNew HampshireVermontMassachusettsRhode IslandConnecticnt
Total Eastern States..
New YorkDelaware*MarylandDistrict of Columbia...
Total Middle States ..
Virginia •.North CarolinaSouth Carolina*GeorgiaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinois
Michigan
Total Western States
Total United States ..
I35331437753
$11,166,5196,518,1886, 840, 93237,187,17722, 844, 91124, 601,165
2574193
159,158, 892
141,45«,2331, 359, 50115,135, 5871, 516, 641
283 1159,469,962
21,784.3577,126,00817,970,3417, 088, 2524,876, 031160,746
17,038,35914,088,7987, 207, 691
$117,125
121,414644,962
$1,581,596587,859
1,301,0337. 971, 6901, 004, 8631, 890, 685
83,501 14,337,726
16,128,301 |13,800,95550
683, 51260, 386
188, 0701, 991, 902
160, 509
97,340,583 9,301,535
3,109, 55916,787,2524, 249, 994586, 404
1,416,328
16,872,249 ; 16,141,436
2,198, 304414, 520
1, 061,2241, 655, 758
698, 2965, 943
2, 438, 2193, 330, 7221,182, 524
12, 985, 510
~~114, 557~4, 331, 7411, 432, 292
880, 541276, 455
740, 947150, 000
1,487,785421,193329,27613,052
5, 742, 394295,903120, 985
51,8722,803, 438163, 846
1, 780, 617508,678
$116, 84254,153104,768
1, 069, 852264,812384, 800
1, 995, 227
$365, 490157,667185,999
7, 340, 461844, 329436,538
9, 330, 484
4,262,480 il6,134, 610.37,896 | 117.224328, 813 1,100, 380115, 816 103.110
$202, 204
202, 204
127,143
4,745,005 17,455,324 I 127,143
752,674 j122,905 !303,801 i245,839 j66,37010,070 '
1,340,463 !354,390 j289,191
820. 266354. 870544. 083334, 844227, 670
552, 244278, 576
I '3,485, 703 3,112, 553
301, 5702, 072, 560554, 754233, 576110,417
122, 869432,569319. 44813.202129.520
116 26,149,537 j 5,308,451 j 7,035,586 I 1,017.608 j 3,272,877
893 442,118,974 ,32, 365, 736 50,500,258 11,243,543 ,33,171,238
1, 649, 336
1, 649, 336
8,58196,1238,378
113,082
2, 091, 765
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 7 9
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1852.
RESOURCES.
Specie.
$662, 301175,157176, 379
3, 563, 782414, 970825, 379
5, 777,968
10, 73J0, 634877, 507
6, 685, 729
18,293, 870
1, 645, 0294, 355, 381
6, 000,410
2, 806, 9021, 245, 407
161, 48-3
4, 213, 792
34, 286, 040
Otherresources.
$15,996
22, 7575, 283
44,036
735,178
2, 399, 936
3,135,114
2,4554,130, 216
4,132, 671
712, 338266,301216,429
1,195, 068
8, 506, 889
LIABILITIES.
Capitalstock.
$3,923, 0003, 076, 0002, 721,168
43,270, 50014, 037,44112, 509, 807
79,537, 916
59, 026, 7404, 325,115
18, 895,187
82, 247, 042
3, 789, 25012, 201, 870 •
15,991,120
7, 818, 7612, 083, 007
861, 228
10,762, 996
188, 539, 074
Circulation.
$3, 254, 8822, 625, 7073, 779,131
21,172, 3603, 322, 3147,118, 625
41, 273,019
27, 311. 9543,126, 083
11, 993, 456
42, 431, 493
4, 249, 8833, 514, 274
7, 764,157
11, 545,1053. 772,193920,951
16, 238,149
107, 706, 818
Deposits.
$1, 525, 627743, 857872,420
15, 067, 2042,174, 8833, 472, 210
23, 856, 201
56. 211, 5352, 824,48016,132, 749
75,168, 764
943.1256, 948,116
7, 891, 241
5, 996, 37.2657, 843698,470
7, 352, 685
114, 268, 891
D u e to banks.
$93, 455
31,1718, 608, 238892.108642, 637
10, 267, 609
19, 083, 264433, 230
4,148, 640
Other liabil-ities.
$474, 051
1,423,419
1,897,470
4, 869, 099
351,448
23,665,134 | 5,220,547
60,682919,930
980, 612
3,580, 026123, 81722, 858
3,726, 701
38, 640, 056
8, 497, 481
8,497,481
444,525132, 52715, 059
592,111
16, 207, 609
1853.
$1,132, 610180,239188,173
3, 731. 765359,699
1,145, 857
6, 738, 343
9, 993, 815205,555
2, 838, 071175, 546
13,212, 987
3, 238, 8741,388, 5451,669, 5501,443,7141,175,107
19, 2115, 946.9903, 634, 043972,034
19, 488, 068
1, 253, 3112, 631, 3191, 308, 933419, 531197,294
5, 810, 388
45, 249, 786
$16,324
28,145713, 414
757, 883
1, 067, 0222,071
21, 98778, 250
1,169, 330
126, 4933,944
1,076, 26266. 68438,479
1,149, 01512, 023143,344
2, 616, 244
48,028851, 234207,803
43, 751
1,150, 816
5, 694, 273
$5,913, 8703, 376, 0002, 914, 040
49, 050,17515, 917, 42913,164, 594
90,336,108
62, 207, 216610, 000
8,064, 930847, 728
71, 729, 874
10, 583, 7003, 605, 0009, 825, 6853, 810, 4002, 000, 000132, 726
10, 934,1307, 658, 7003,460,114
52, 010, 455
1, 210, 6227,115, 1112, 083, 0071, 702,456665, 803
12, 776, 999
226, 853, 436
$5,317,7503, 021, 5794, 764,439
25, 620, 4724, 895, 529
10, 224, 441
53, 844, 210
^ 2 9 , 934, 657770, 440
4, 254,412243, 881
35, 203, 390
12, 020, 3784, 276, 9787, 050, 5734, 201, 6042, 763, 015
49,9254, 409, 2718, 823,1244, 879,196
48, 474, 064
2,427, 72011, 373, 2103, 860, 5241, 351, 788896,140
19,909, 382
157,431, 046
$2, 545, 673868, 357734, 216
19, 007, 6512, 238, 8563, 542, 935
28, 937, 688
70, 474, 394315, 795
7, 282, 355891, 886
78, 964,430
5,191, 297990,130
5, 319, 2191, 639,3542, 268, 398
12,42810, 555, 8492, 456, 2671, 364, 603
29, 797, 545
1, 073,1387, 440, 650868, 066522,476579, 969
10, 484,299
148,183, 962
$136, 880
22,1368,593.4421, 062, 615716, 770
10, 531, 843
30, 303, 44655,138
1, 676, 361107, 618
32,142, 563
450, 331104,364764, 916673,02935, 2882, 721
810,4542, 060, 923199,513
5,101, 539
150, 9953,166, 979108, 392315,44163, 084
3, 804, 891
51, 580, 836
$362,729829, 581
1,192, 310
9, 689,181
131, 734867
9,821, 782
16, 30110, 77258, 4694,2601,0661, 222
8, 098, 37715,302
8, 205, 769
138, 487357, 86314,116182, 382
692, 848
19,912, 709
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
280 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1S54.
States, etc. No. ofbanks.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle States ..j
Virginia iNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern States.
MissouriOhioIndiana.IllinoisMichiganWisconsin
Total Western States.
Total of United States.
3640
15387
_ 6 3
~439~
RESOURCES.
Loan a anddiscounts.
60 $12,114,6976, 891, 6216, 572, 951
93, 341, 95325, 233,30428, 292. 321
Stocks. Due frombanks, etc.
$140,864
172, 440, 847•~3l2~l2b3,~6087077~
" 10, 663,62748, 656, 8842,915, 602
111,9881, 298, 677"175517529"
$1, 681, 637602,447
1, 079, 6868, 225, 682932, 619
2, 205, 0681477277139"
25"442
21,453, 585j 974,8951,141, 649
62, 681825, 399_
•2474587209"
11, 529, 939432,378
5, 375, 738352, 286
1, 681,03619, 371, 377
5525181831193528202"
6684429710
24,913, 78910, 366, 24724, 365, 69013,567, 4695, 865,142362, 585
29, 320, 58221,398,38611, 846, 87914270067769"
1641,247
2,259, 81264,175
2, 775,0592,193, 848471,156
842, 000802,124538, 042
9, 946, 2163, 958, 05517, 380, 2557, 247, 366316,841
2,199, 0931,163, 066
32,2647676" |~979537750"630,320,923 45, 909, 704
2, 808, 3373, 257, 0642, 671, 903
637, 725578, 721
Real estate.
2, 710,1801, 842, 5691, 611,7091, 735, 422362, 08484,049
2, 416, 5263,284, 4051,443, 72115,490, 665
152, 7813,534,9701, 985,114878, 612742, 843325, 946
577209744T
756, 551137,154419,370
8,176, 93265, 3219,970
1, 954,164416,192
_516L980_^ 4 5 2 , 634^
1167151332,909289, 67331,158144,9988,461
923,350"2275157944"
Notes ofother
banks.
$554, 679124, 860125, 902
5, 325, 595880, 724459, 502
774717262"3,488,
42,3,804,
81,158,
Speciefunds.
$34, 071
206,921240,992
18,175, 67032, 849
3,879,120177, 293
1,595,0927, 576,323 |23,860,024
821639
1, 271643,645,603,111,
13,
282,5901, 438,342715, 305385, 339108,941151,154
^081,671227985,907^
199,84873, 324
247, 852
1,
4,
115451,856,
780396651
543126
1,191
978890892
171, 855128, 86063, 8924, 28220,136389, 025
25, 681, 933"
1855.
MaineNew Hampshire.VermontMassachusetts....Rhode IslandConnecticut
Total Eastern States..
New YorkNew Jersey.. -Pennsylvania.DelawareMaryland
Total Middle States .. |
VirginiaNorth Carolina .South Carolina .GeorgiaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern States.
MissouriOhioIndianaMichigan..Wisconsin.
$12, 770,1818,037, 4276, 710, 92899, 506, 71226, 385, 45823,704, 458
$1,403, 817769, 963
1,150, 3627, 010, 3231, 242, 3622, 272, 606
$108,19256, 519123,237
1, 281, 602323 092375, 612
$399, 798241, 38354, 556
4, 547, 7101,157, 251
341, 754
163, 216, 3929,177, 334
48, 641, 3933, 048,14117, 588, 718
12, 475, 2921, 810, 7074, 840,118402,179
1,490,609
5,178, 831240, 921
1,159, 740124, 356333, 930
23, 331, 93911, 468, 52723.149, 09811, 648, 5594, 397, 298
352, 73927,142, 90717, 307, 56711, 755, 729
3,127, 300123,275
1, 670, 3052, 331. 661768, 6505,914
4,187,180743, 033871, 076
,434672, 991
1,198, 4211, 094, 368271, 80160, 710
3,154, 4373,319,7181, 057,140
786, 952145, 033510, 565
8, 308,92953, 58811,904
3, 317, 422416. 920486, 455
1,125,106409, 764441, 864633. 74457, 0615,450
111. 185298.222249, 298146. 03524. 320
2,466, 2476,148, 837555, 431
1, 044, 021
905, 555911, 000118, 784341,174
158, 310173, 5736,162
103,184
160 | 30, 087, 618 10, 214, 536 6, 588, 631 829, 060 2, 276, 513Total Western States. j
Total United States . . . l7325 579, 429,123 J50, 168,965 53, 882, 989 24,172, 860 ,22^329, 252 2^944,889~
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 281
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1854.
RESOURCES.
Specie.
$1,163,522176,434196, 680
3, 828, 403312, 606
1,207, 3816, 885, 02614,169,905
805,5334, 331, 656
133,3673,405, 090
22, 845, 5513, 271, 0421, 857, 0481, 621, 9731, 576, 8131,125, 954
5,6697,468,4604, 596. 2491, 983, 790
23, 506, 998937, 835
2, 319, 0641, 820, 760565,152357, 672182,482
6,182,96559,420,540
Otherresources.
$85,132
35,429564, 522685,083151,528224, 448652,756
28, 2561, 056, 988
26, 259
1, 369, 582712, 95031,5004,742
2,163, 055307, 36867, 322
4, 682, 778121, 372
127, 2381, 368, 203
95,170
1, 711, 9838,136,832
LIABILITIES.
Capitalstock.
$o, 393, 3693, 626, 0003, 275,656
54,492, 66017.511,16215, 597, 891
100, 896, 73879, 018, 9805,147, 74119,768, 8641, 343,1859, 558,409
114, 837,17912, 796, 4664, 818, 565
16, 073, 58012, 957, 6002,100, 000240,165
17, 359, 26110, 869, 6656, 599, 872
83, 815,174
1, 215, 4058, 013,1545, 554, 5522, 513, 7901, 084, 718600, 000
18, 981, 619318, 530, 710
Circulation.
$4, 623,9063,079,5483, 986, 709
24, 803, 7585,035,073
11, 219, 56652, 748,56032, 573,1894, 917,41217,420, 3481,286,9334, 918,38161,116, 26314, 298, 7927, 320. 6679, 715, 7839, 518, 7773,171, 487
234, 7456,969, 807
13. 573, 5106,821,836
71, 625,4042, 487, 5809, 839, 0087,116,8272, 283, 5261,270, 989485,121
23, 483, 051208, 973,278
Deposits.
$3, 816,104775, 410745,170
19, 346, 5952,772, 3673, 910,160
31, 365, 80675, 554, 4814,133. 454
22, 747', 991860, 947
8, 621, 952111,917,9256, 513, 0271, 808, 5873, 752, 2602, 523, 2271, 671. 448
33, 39311, 743,1523,102,1592, 200, 922
33,348,1751, 313, 7447, 693,6101, 764, 7471,286,1021, 078, 606
654, 42313,791,232
190,423,138
D u e to banks.
$161, 592
15,7156, 930, 0991,046, 6581, 008, 6559,162,71920, 227, 967
486, 5614, 640, 970
107, 0752, 348, 791
27, 811, 364635,127186,993
1, 878, 291722, 035663,164
2, 022. 6362, 809, 031
108, 4709,025,747
228, 9451, 866,172445, 359
82,496
2, 622, 97248,622, 802
Other liabil-ities.
$164, 625
979
329,4251,022,9401, 517, 9695, 848, 627
36,647
71, 6455, 956, 919
5, 49551,013159,193
1, 089, 935
2, 348, 859
447,4254,101, 920
249, 887100, 622294, 034438,488710, 954
1, 793, 98513, 370, 793
1855.
$877,166236, 411201, 548
4,409,402385, 767810,101
6, 920, 395
13, 661, 565826. 452
3, 944, 60290,149
2, 987, 225
21, 509, 993
2, 728, 4821, 291. 4361, 283, 2841, 451, 8801,125, 490
8, 0636, 570, 5684,152, 9881, 473,040
20, 085, 231
975. 4911, 690,1051, 894, 357
143,123334, 383
5, 037, 459
53, 553, 078
$49, 428
70, 285673, 037
792, 750
767, 642158, 396599, 66229,140
595, 223
2,150, 063
75, 30912, 769
571, 049423.130
50, 0001, 985, 373
216, 505166,395
3, 500, 530
i," 006," 525"
15, 3458,791
1, 030, 661
7, 474, 004
$7, 326, 3024, 449, 3003, 603. 460
58, 632, 35018, 682, 80217,147, 385
$5, 057, 2973, 589, 4823, 704, 34123,116, 0255, 404,1046, 871,102
109.841,599 | 47,742,351j
83. 773. 2885, 314, 88519, 864, 8251, 393,175
10, 411, 874
120, 758, 047
14, 0B3. 8385, 205. 07316, 603. 25313. 413, 1002, 296, 400240,165
20,179,10710, 369, 7176, 717, 848
89, 058, 501
1, 215, 3987,166, 5817, 281, 934980, 416
1, 400, 000
18. 044, 329
337, 702, 476
31, 507, 7803, 552, 585
16, 739, 0691, 380, 9914,118,197
57, 298, 622
10, 834. 9636, 667, 7626. 739. 6236. 698. 8692, 382,176221,760
6, 586, 6018, 628, 9465, 850, 562
54, 611, 262
1, 460, 6508,074.1328,165.856500. 942740, 764
18. 942, 344
178, 594, 579
$2. 548, 999958, 474801, 039
21, 973, 2602, 914, 5963,433,081
32, 629, 449
84, 970, 8703. 290. 462
21, 076, 464859. 010
7, 268. 888
117, 465, 694
5, 615, 6661,130, 3292, 871, 0952, 034, 4551, 278, 022
42, 73811, 688, 2963, 011, 7192,413, 418
30, 085, 738
1, 247, 6515, 450, 5662, 289. 6051,170. 9741, 482, 053
$145, 727
4,7885, 947, 8361,192, 449945, 844
8, 236, 644
21, 081, 456483. 875
3, 930, 665127, 510
1, 511, 970
27,135, 476
815, 830112. 047
1,197, 949462, 091181, 558
1,154, 5382, 577, 824211, 681
6, 713, 518
284, 776949, 727803, 84995, 597
11,640,849 2,133,949
191, 821, 730 44,219,587
$7,647
357, 539482, 975
848,161
4, 731, 884
2, 716, 872
891, 230
8, 339, 986
51, 54616, 90753, 936
1,199, 30915, 000
2, 232. r>73296, 60585, 501
3, 951, 777
411, 652
187, 522456, 739
1, 055, 913
14,195, 837
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
282 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
States, etc.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle State* .
VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinoisMichigan
Wisconsin
Total Western States
Total United States .
No. ofbanks.
754941
1729871
RESOURCES.
Loans anddiscounts.
$13, 066, 9578. 846, 4217, 302,951
101,132,79228, 679, 34328,511,149
506 1187,539,613
338 Ii92,161,11335 10,999,91971 52, 549,19911 2,906, 25331 20, 616, 005
1,459, 758
2o7~59o7l5O~760. 697
2, 714, 23244,086644,600
486 1279.232,487
144, 994,995
644, 310, 955
Stocks.
$114, 589
" 128," 539'1, 216, 630
Due frombanks, etc.
$1,396,430741,475
1,142,1047, 574, 7921, 255, 3223, 432, 975
Eeal estate.
15, 543, 098
12, 665, 5171,639,2495, 647, 642
387, 0791,649,166
24,753,705 121.988,653
2, 647, 366123, 985
3,483, 0111, 671, 234
713,0264,894
2, 591, 400678,389
1,466, 455
13,379, 700
2, 476, 7511, 705, 0703, 777, 676
517, 9451, 200, 083
9, 677, 525
49, 270, 808
19,247, 273
28, 3313,117,1781, 274, 9922,354, 571
402, 520363,161
7,540, 753
64,319. 777
$113, 78975. 893
135,2681,426,392
478,652453,132
2, 683, 126
5, 857, 537265, 228
1,128, 674. 137, 524318, 890
7, 707, 859
807, 981171,037600, 880
4, 853, 50380, 64812, 613
2, 341, 335488,504541 711
9, 898, 212
985, 946
21, 275,143
banks . funds.
$464, 562136,50443,146
5, 248, 3801. 281, 754
367,319
$39, 440
246, 248
7,541,665 285,688
2,958,038 118,096,545502,949 [
4,460,673 155,37639, 830 156, 055
1,482,744 I 82,961
9,444,234 118,490,937
999, 764317, 690424,135846, 675561, 482
7,740
965, 878859,956
513,697
16,037
4,983,320 | 555,733
33.8701, 632, 969
598, 262517,06697,265
603,848
3, 483, 280
25,452, 499
10.C;-559369, 60037,165
6, 43357,218
576, 975
19,909,333
1857
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle States . .
VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaTexasKentuckyTennessee
Total Southern States.
MissouriOhioIndianaIllinoisMichiganWisconsin..Nebraska
Total Western States.
Total United States . .
764741
1739374
179, 983,396
31146711131
470
205, 892, 49913, 380. 08555, 287, 234
3, 021, 37822, 293, 554_
29978747750"
;13, 277, 6217, 389, 8137, 905, 711
92, 458, 57225,823,15233,108, 527
24. 027, 533581, 773
2. 301, 62633,076
758, 27827, 702, 28i
24, 899, 57512, 636, 52128, 227, 37016, 649, 201
6, 545, 209657, 020
31, 200, 296
$39,991
$1,158,277829,169926, 326
5, 522, 0881. 410, 6752,^51,143
1274977678"
3,184, 96694,116
3. 268, 8762, 249, 083
142, 201519
4. 794, 885
12,179,1692, 237, 2045,143. 330
506, 5141, 894, 791
21L961,:008~
2740572TF846, 416
1,180,9381, 368, 971
665. 302257, 505
6,416, 728
$138, 25182, 000
136, 5821, 608, 613
527, 787^ 2 0 , 2413, 313, 474
6, 868, 945224, 711
1, 206, 569130, 000402, 217
8, 832, 442 11, 071, 854
872, 368192, 475631, 273
8, 368, 28078,14811, 413
2,470, 683
$375,216158,132122, 923
4, 385, 650860, 778443, 900
6, 346, 599
2, 935, 205710, 072
5, 719, 23440, 680
1, 666, 663
307, 073"
22,6787628"
24, 477, 093
1, 509, 089366, 076539,497
1, 480, 570504, 28726, 503
$36, 351
270, 722
1,593,696195, 601
13, 4021,378
31, 928
3540227
23, 404, 55116L89jUJ90161,113,133
739,1262,^*50^3081679247080"
4,115, 4302^380,70019, 637, 201
465, 907
590, 715
13,681,262
840, 9591, 069, 408 62, 767
i, 336, 389 109, 475
4,112, 79115, 223, 2417,039, 6911, 740, 6711, 903, 6035, 280, 634
418, 097
212 j 35,718,728
1, 413 1676, 670, 007
75, 9912, 479, 5581.338.4183, 952, 450
245, 061453,771 '129, 804
137187, 205~ "87675. 053"
587"9457440"J62, 770, 940
2, 749, 6861, 694, 3576,129, 613
588, 3892, 025,160
98, 254310,145227, 59952, 83260, 110
150, 3153,975
198, 9101,199. 863
557, 238433, 717159, 489701,16115, 069
903, 230 3, 263, 447
26, 730, 408 27, 018, 289
39, 00768, 56819, 2979,] 4173,222
210
209, 385
25,103, 026Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 288
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1856.
BESOURCES.
Specie.
$753, 085236,013208, 858
4, 555, 571548, 348
1, 006, 493
7, 308, 368
10 910 330782, (559
6, 738, 650180, 051
3,398,101
Otherresources.
$52, 881
70.133488; 138
611,152
71,587678,018
3, 814698,890
22,009, 791 1,452, 309
3,151.1091, 360, 9951, 228, 2211,955, 9661,274,944
7,7448,191, 6254, 611, 7662,231,418
24,013,788
4, 355, 0502,096, 8091, 599, 014759,474152, 080531, 713
9, 494,140
62, 826, 087
114, 4334,067
951,832135, 298
2, 233, 412535, 730143, 696
4, xl8,408
1,195, 047132, 946
1,108,14821, 3471,501
2, 458, 989
LIABILITIES.
Capitalstock.
$7 899 7944,831,0003, 85(5, 94658, 598, 80020,275. 89918,913,372
114, 375, 811
85 589 5905, 682, 262
22, 026. 5961,493,185
11, 202,606
Circulation.
$5, 077, 2483,677 6893,970,72026, 544, 3155, 521, 9099,197, 762
53, 989, 643
31, 340, 0034, 285, 07916, 883,1991,192, 2045,297,983
125, 994, 239 58, 998, 468
13, 600,1886,031.945
17.516,60011,508.7172,297,800240,165
19, 027, 72810,454, 5728, 593, 693
89, 271, 408
1,215,4056,491,4214,045, 3253, 810, 946730,438
1, 870,000
18,193,535
8,640,918 347,834,993
13,014.9265, 750, 0926, 504. 67910,092,8093,467, 242324, 080
7, 222, 61412, 634, 5338, 518,545
67, 529, 520
2, 805, 6609, 080,5894, 516, 4223, 420, 985
573,8401,060,165
21, 457, 661
201, 975, 292
Deposits.
$2,115, 2021, 058, 803797, 535
24,369,1263,141, 6574, 090, 835
35, 573,158
88, 852, 3953, 994, 54125,340, 814
852,1648,370, 345
127, 410, 259
6, 204, 3401,101,1133, 068,1882, 525, 2562 837,556
35,606L4, 747,4703, 608, 7573, 740,101
37, 868, 387
1, 331,1267,101,3251, 957, 0971, 267, 2341, 866, 9582, 806, 341
15, 830, 081
210, 681, 885
D u e to banks.
$118,976
7 3484, 807, 6021,475, 221875,287
7, 284, 434
26, 045, 439616, 321
4,955,485125, 303
1, 924, 756
33,667,304
6, 663, 995234, 832
1,100,2991,334, 098481, 289
1,687, 53 L2,555, 953
467, 070
Other liabil-ities.
$317
659,703911,458
1, 571,478
3,615,502
96,7928,000
938,108
4, 658, 402
36, 60210,71046, 532623,91810, 000
2,301,747532. 000664, 910
8,525,067 4,226,419
172,4251, 712, 040
379. 804241,90353, 425
1,073,874
3, 633,471
53,110, 276
296,202161, 975
128,216
586, 393
ll~042^692
185?
$703,143275.933188., 588
3, 611, 097570, 850
1,129, 7086, 479, 319
12, 898, 771849, 926
5, 973,138146. 367
3. 522, 561
23, 390, 763
3. 092, 7411, 156. 9*331,197, 7741, 702,1081,139, 312
7,9126, 811,162
4, 406,1062, 094, 632
21, 608, 680
1, 245,1842, 016. 8141, 420, 076635, 81092, 762
542, 938136. 325
6, 089, 909
57, 568, 671
$17,185
50, 760614, 763682,708
288, 296303, 7301, 065
23, 528616, 619
484, 6827,913
698, 662534, 619
1,252
1, 493, 905
363, 92424,169
3, 609,126
687,337380, 911
11,1451,8922,154
1, 083, 439
5, 991, 892
$8,135, 7355,041,0004. 028. 74060, 319. 72020, 334. 77719. 923, 553
117, 783, 525
96, 381, 3016, 582, 770
23, 009. 3441, 428, 185
12. 297, 276
140, 298, 876
13, 863, 0006. 425. 250
14, 837, 04215, 428. 6902, 297, 800
336, 00021, 730, 400
10, 596, 3058, 454, 423
93, 969, 510
1, 215. 4056, 742. 4214,123, 0895,872.144841, 489
2. 955. 000205,000
21, 954. 548
374, 006, 459
$4, 641, 6462, 289, 9394, 275. 51718,104, 8273,192, 86110, 590, 42143, 095, 011
34, 019, 6334, 759, 85517, 368, 0961, 394, 0945,155, 096
62, 696, 774
12, 685. 6276, 301, 26210, 654, 6529,147,0113,177, 234
556, 3459,194,139
13, 682, 2158, 401, 948
73, 800,433
2, 780. 3809,153. 6294, 731. 7055, 534. 945
670. 5491, 702, 570353,796
24, 927, 574
204, 519, 792
$2,116, 526875, 789746. 557
17, 631,1902,510,1084, 688, 843.
28, 569, 013
96, 907, 9704, 891, 97027,593,534
868, 4149, 611, 324
139, 873, 212
7, 397, 4741,170, 0263, 502. 7333,126, 5302, 423. 269
83, 43513, 478, 729
4, 473, 3784, 875, 346
40,530, 920
1,188, 9826, 543. 4201, 852, 7421. 002, 3991, 347, 9563, 365, 562
125, 29115, 426, 352
224, 399,497
$145, 084
1, 6394,106, 6941, 661, 2041, 020, 7116, 935, 332
29,014,1251, 438, 6584,215,515
147, 2501, 895. 284
36, 710, 832
729, 507224, 821
3,518.9621, 663. 429
703, 443
965, 555
2, 983, 373944, 917
11, 734, 007
111. 9841, 202. 961272, 815210. 483118, 962
1,7491, 918, 954
57, 299,125
$1, 343, 948381,402
1, 503,1353, 228, 485
6, 767,333
127,059
679,701
7, 574, 093
98, 2356,645
3, 355,119872, 6445, 000
2, 207, 583
50, 000951, 262
7, 546,488
392. 758177. 309157.98152, 646
1, 290, 486
2,071,180
20,420, 246Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
284 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
1S5S.
States, etc. No. ofbanks.
RESOURCES.
Loans anddiscounts. Stocks. Due from
banks, etc. Real estate.Notes of
otherbanks.
Speciefunds.
MaineNew HampshireVermont rMassachusettsRhode IslandConnecticut
Total Eastern States..
New YorkJ^ew JerseyPennsylvaniaDelaware •.Marylan d
Total Middle States. . .
VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentucky
Total Southern States.
MissouriObioIndianaIllinoisMichiganWisconsin
Nebraska
Total Western States.
Total United States ..
705241
1748376
$11,210,2458, 252, 7546. 392, 992
104, 423,47224,065, 89426, 799,430
$106,500
161, 309938,755
$876, 022889, 330701, 545
6, 366, 7211, 700,1852, 584, 819
$135,26366, 086
222, 5601, 584, 885
536, 4031, 085,173
$245,121170.99441,780
4,933,428755,049273,381
$615,441
232, 625
' 262,'595'
496 181,144,787 1, 206, 564 13,118, 622 3, 630, 370 6,419, 753 1,110, 661
29447761131
459
162, 807, 37611, 364, 31949,149, 323
2, 544, 21221, 804, 111
247, 669,341
11,726. 9731, 609, 8173,773, 227
507, 2553,226,1.12
7,423, 614344, 045
1,353, 28557,655
417, 925
1, 857, 658494,197
4, 814, 97858, 639
1,473,413
14,130, 673
75, 829108,516
3,164
23, 338,41111, 967, 73322, 056, 56112,677, 863
5, 585, 424393,216
23, 229,09617.681, 283
26, 576, 900
3 T 7180, 270
3,223,8872, 358, 584
146, 5391,007
5, 318,418738, 705
20, 843, 384
0857424709, 830331,109194, 465162, 972219,086951, 205431,131
9, 596, 524
1, 674, 733383, 018889, 722454,156151,726
975
725,460
200 jll6,929,587 15, 558, 974
72~0002,088, 7781,416,7376,164, 017322,466
3, 626,468
15, 085,222
96, 6262,139, 364920,421
2,813, 57877,034
498, 79435, 601
14, 201,066
29T773"522, 041109, 22459, 567115, 661229, 2363,850
4, 279, 790
324,705768, 243395, 536265, 03431,411
467,4111,000
27, 546, 002
573,289,717
13, 690,466 6, 581,418 1, 069, 352 2, 253,340
57,032, 904 55,628, 646 28,497, 312 21, 651, 768
14, 318,182
6,287
259,576
"47,'254
i39
313,256
121, 354236,6616,433
10, 04367,439
441, 930
16, 184, 029
Maine 68New Hampshire 52Vermont 46Massachusetts 176Rhode Island 90Connecticut .
Total Eastern States.. ~~5UG~~New York 300"New Jersey 46Pennsylvania 87Delaware 12Maryland
Total Middle States. . . 47fVirginiaNorth Carolina 28South Carolina 20Georgia 28AlabamaLouisiana 12Kentucky 37Tennessee 39
Total Southern StatesMissouriOhioIndianaIllinoisMichiganWisconsinMinnesotaKansasNebraska
Total Western States.Total United States ..117489"
$11,815,1278,591,6886, 946, 523
109,435,51225,131,] 5027, 856, 785189,776,785'200,5777198"12, 449, 46046, 825, 2663. 009, 2852l!8541934
284,716,143
$176, 400
"161,3091, 267, 40617605,115"25,268788T
785,5232, 954,443
22, 610
29,924, 42522,419,53212, 247, 30024,444, 04417,929, 0669, 058, 37929,424,27827,404, 94213, 262, 766
233 1156,190, 287— 29"
533748
398
21
~~273"
9, 830,42611,171,3436,468, 3081, 296, 6161,153, 5479, 262, 457
5,18548, 25697, 087
39, 333, 225670, 016, 440"
$1,478,896772,173
1,167,6025,194, 3431,491, 5222,994, 958_13, O997494
3, 569,437128, 951
3, 321, 9691, 605,127160,219
5, 564, 590793, 641
15,169, 5592, 223, 9354, 418,436308,222
1, 017, 64123,137, 793
275577I82""1, 291, 3432, 200, 4504, 073, 6652,192, 0199, 268, 2546, 535, 2152, 575, 465
167 7217512" • 307 "693759T
5977679"2, 613, 6151.177,4892, 627, 690137,059892,77530, 8064, 0683;_127_
8, 084, 308
417, 3352, 069, 7891, 252 9816, 486. 652258, 776
5,114, 41550, 000
15, 649, 948637901,000 7570157188"
$145, 56672, 912
190, 5651, 601, 072536,403
1, 915, 0474,461, 5658, 264, 425421, 793
1, 423, 25381,499
484, 82510, 675, 795
2,2951,155
1,471, 64826, 799, 682
$273, 304181,96469, 435
5,183, 459802,660326, 617
6, 837, 4392,044, 765578, 006834,12461, 44669, 863
$69,667
255, 844325, 511
18,436, 967
3, 349, 824114,812
1, 521, 6633, 588, 204 [23, 423, 266
814, 060317,362600, 290720,692872, 746
1, 017,580581, 723
4, 924,4531,007, 5751,152,433505,685271, 52654, 953852, 2834,223
1,3993, 850, 07719,200,173
496,66351, 642
402,451
1991, 287, 0772, 238, 032348,658150, 74136, 6239, 272
22, 57983, 893
512
26652, 304
26,639,113Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 285
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1858.RESOURCES.
Specie.
$294,423178, 556
11,112, 716732, 622915, 844
13,234,161
29, 313,4211, 308, 8514, 580, 528203, 228
2,614,728
38, 020, 756
2, 710, 7771, 035, 8691,104.1281,417, 5451, 302, 312
59110, 370, 7014, 027,825
21, 969, 748
1. 424, 0041,734,9951, 261, 720233,23923, 776576, 5435,683
5, 259, 960
78,484, 625
Otherresources.
$73,954
93,365877,000
1,044, 319
467, 855288. 802244,120
23414,741
1, 015, 752
381, 98714,275
1, 005, 448549,63924,50630, 209
1,147, 2872,611
3,155, 962
116, 084910, 43610, 8914,75715, 72745, 266
1,103,161
6, 319,194
LIABILITIES.
Capitalstock.
$7,614,2005,041,0004, 082. 41661,819, 82520,070, 74120,917,168
119, 545, 350
107,449,1437,494,91225,691,4391, 355, 01012,451,545
154,442, 049
14, 651, 6006, 525,100
14, 885, 63116, 015, 2563, 235, 6501,110, 000
22, 800, 83010,782, 588
90, 006, 655
2, 620, 6156, 560. 7703, 585,9224, 679, 325851,804
5,515, 00015, 000
23, 828, 436
387,822,490
Circulation.
$2, 964, 3273,115, 6433,024,14120,839,4382,644,1955, 380, 247
37, 967, 991
23. 899, 9643, 395, 936
11, 610,4581, 240, 3704, 041, 021
44, 287, 749
10, 347, 8745, 699. 4276,185, 8255, 518,4252, 581, 791169, 400
4, 336, 6248, 884, 225
43,723,591
1, 718, 7506, 201, 2863,363,9765, 238, 930364, 676
2, 913, 07141, 641
19, 842, 330
145, 721, 661
Deposits.
$1, 743,9391,069, 920615, 874
32, 076, 0062, 624, 2264,140,088
42, 270, 053
83,043,3533, 696, 60518, 924,113
609,1797, 541,186
113. 814,436
6, 971, 3251,037, 4572, 955, 8542, 215, 8531,408. 837
49, 78111, 638,1203, 232,132
29, 509, 359
1, 482, 4423,915,7811,417, 966658,521310, 479
• 2,077, 8623,673
9,866, 724
195,460, 572
Du e to banks.
$139,304
5,4417, 654, 2351,150, 667684, 907
9, 634, 644
21, 268, 562507, 077
5, 847, 97072, 297
4,194, 677
31, 890, 583
899, 79682, 347
3, 074, 740533, 819571,55631,792
1, 340, 6193,195,352
9, 730, 021
242,117280, 786380, 56919, 66278,975
1, 002,109
52,257,357
Other liabil-ities.
$76, 069
1,443
•296,889893; 155
1, 267. 556
2, 829, 05680, 76380,706
549, 933
3, 541, 058
87, 21066
1,700,612882,662
60
1, 915
2, 672, 525
282, 07160, 954131,762124,198
1,278, 8722, 576
1, 880, 433
9, 361, 572
1859.
$663,754255, 278198. 409
7, 532, 647608, 833989, 020
10, 248, 841
28, :i:$f), 984952, 231
11, 345,536217,342
3,120, 011
43,971,104
3, 077, 6871, 248, 5252, 601,4143, 751, 9983, 371, 956
16, 218, 0274, 984,1412, 863, 01838,116, 766
3, 921, 7891, 845, 4411,869, 000269, 58542, 018706, 00915,2728,2686,629
8,684, 011
101, 020, 722
$176,412
93,365799, 244
1, 069, 021
397, 330391,194453, 521
67,5741, 309, 619
413,67545,696
2, 964, 540678, 274
873, In144, 0758,258
5,127, 989
711,157111, 0891,83714,440
1,250
1,341841,114
8, 347, 743
$7,408, 9455, 016, 0004, 029, 24064,519, 20020, 321, 06921,512,176
122, 806, 630
110,258, 4807, 359,122
24,565,8051, 638,185
12,560,635
156, 382, 227
14, 685, 3706, 525, 20014, 888,45120, 479, 1113, 663, 490
24, 215, 68912, 216, 7258, 361, 357
105, 035, 393
5, 796, 7816, 707,1513, 617, 6294,000, 334
745, 3047, 995, 000
50, 00052 00056, 000
29, 020,199
413, 244, 449
$3. 886,5393, 271,1833, 882, 983
22, 086, 9213, 318, 6817, 561, 519
44, 007, 826
28, 507,9004,054, 77011, 980, 480
960, 8463, 977, 971
49, 481, 967
10, 340, 3426, 202, 6269,170, 333
11, 687, 5826, 651,1179, 094, 009
14, 345, 6966, 472, 822
73, 964. 527
6, 069,1208, 040, 3045, 379, 9365, 707, 048
331, 9784, 695,170
48,6438,895
23, 34630, 304, 440
197, 758, 760
$2,472, 9931,187,991787,834
29, 249, 0383,130, 4755, 574, 900
42, 403, 231
110, 465, 7984, 239, 235
26, 054, 568832, 657
9, 028, 664
150, 620, 922
7,401, 7011, 502, 3123, 897, 8405, 317, 9233,830, 607
21,822 5385,144, 8794, 659, 80953, 577, 609
3,123,6224, 389, 8311,723, 840640,058555,693
3, 022, 38413 3312, 695
2iJ, 34813, 494, 802
260, 09G. 564
$89, 271
19,1326, 937, 042
936, 081926, 308
8, 907, 834
35,134, 049770,935
4, 569,62586,180
1,725, 807
42, 286, 596
982, 351184, 356
3,746,6041, 727, 9951, 006, 8322,198, <)824 338 ;>(541, 073, 269
15, 258, 753
579, 830488, 878179, 36615. 62135,165
1, 573, 694
4,4182, 873, 972
69, 327,155
$3, 780
296, 8895.808
306, 477
2, 824, 618
""429*167
417, 6673, 671, 452
58,7807, 766
3, 214, 920552, 2542,131
1,781,058
441,1656, 058, 074
206,23568, 215525,344126, 111
925, 905
10,931,908Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
286 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
I860.
States, etc.No. ofbanks.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvania-DelawareMaryland
Total Middle States .
VirginiaNorth Carol inaSouth CarolinaGeorgiaFloridaAlabamaLouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinoisMichiganWisconsinIowa
Total Western States
Total United States .
RESOURCES.
Loans anddiscounts .
$12,654,7948,794, 9486, 748, 500
1 19,164, 43426,719, 87730,518, 689
2047601, 242
2007351733214, 909,17450, 327,1573,150, 215
31 i 20, 898,762485 j289,1)36, 640
"2479757792"12,213,27227, 801, 91216,776, 282
464, 63013,570,02725,401, 60925, 284, 86911/751^019
168, 239, 412
214,1041,104, 343175087819"
26, 8977874962, 911
2, 513, 6744.750
848, 283
1,562
15,461,19211,100,4627, 675, 861
387,229892, 949
7, 592, 361724^228
43, 834, 282
706, 311, 576
Stocks.Due from
banks, etc.
$190,372
"37584,078363,828
2,994, 6882, 583,158100,125524, 513
5, 842, 096851, 562
1, 233, 432
18,077,480"
725; 6701,153, 5521, 349, 4669, 826,691
192, 8315, 031, 504101, 849
187 38 V ^ 6 3
6971957354
Real estate.
$1.019,902756, 200
1, 292. 5953, 966, 7261,143,5912, 904, 963
1170837977"
1275247349"2, 395, 0283,073, 210
411,9821, 657, 016
20706175852"27756,047"1,081,4031,592, 6442, 005. 768
25, 8531, 208, 5067, 305,1155,099, 6782, 613, 910
2376887^24"
64,004, 650
$181,19975,646174, 736
1, 599, 813604, 015922, 817
3,558, 226
171, 3002,141, 881477, 971595, 759
13/700, 219
2267609718, 913258, 30992,429130,861326,461
1, 753, 582
30,~493,252
Notes ofother
banks.
$290,225157,38558,558
5, 763, 676974, 620373,853
7,618,317
17,376, 750
779, 565495,362
5, 365,560
1,046, 015898, 337418, 991343, 269
44, 644925,110
_2M16UL
3, 890, 027
26, 089, 565
Speciefunds.
$103, 537
262, 065365,602
103,862
17,480,612
29,83854,254
101, 939
"26,*866"20, 900932, 092
1. 159, 823
157, 37880, 79939, 39723,87164,430
365,875
19, 371,912
1861.
MaineNew HampshireVermontMassachusettsRhode Island
Total Eastern States..
New YorkNew JerseyPennsylvaniaDelaware *Maryland
Total Middle States ..
VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaLouisianaKentuckyTennessee
Total Southern States.
MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska
Total Western States
Total United States .
71 $13,406,2955240
18390
8, 368, 5416, 013,730
111, 038, 82827,980, 865
436
30660
31
166, 808, 259
2097721780013,864,04555 327, 4721, 970, 305
^^299, 233J303,182,"855
2578667262"14,980, 74622,230,19912, 046, 073
424,26210, 934, 06026, 364, 51322,455,17511, 696, 435
29, 605, 318899, 831
2, 377, 774
217 136, 997, 725
426539942
1101332
_ 1371
17, 373, 46910, 913, 0078,158,138
546, 876578, 043
7,723, 7231,169, 870
123,16348, 01472, 406
46,706,709
17518" 05376957548"
$82,741
195,234"277,975 12, 630, 658
635, 685
"376857135"537,714
2, 699, 8721.. 644. 597
125,000565, 826
5. 783, 687467, 357409,372
13, 962, 0961,853,1514, 548, 839
313, 5151, 874, 439
22, 552, 040
1, 893,416630,355587, 645
1,244, 39140,118
1,131, 530
15, 918, 560
4,354, 229'829, 845
10, 711, 529
1, 281, 7483, 206, 5801,198, 9613, 793, 753
133,796749, 063284, 008
18, 2856,6964,443
21, 746,403 110, 677, 333
717461, 546~j 567571,"5W
$235, 53178,252
167, 3801, 626, 404
613, 7472, 721, 314
8,827 331469, 724
1,765,25540, 685
_539,_329_if, _6427_324
"1,070,669"239, 456684,144
4, 696,243
171,3002,128,413
523, 382571, 219
10, 084, 826
3217754671, 590316, 024116, 551
39, 200
6, 5337,885
1,479. 537
"25,928, 001
$308, 707203, 822
4,050, 939966,079^
"57529754T
2, 287, 843533, 669
43,918524228
16,044, 3221, 049, 0904,912, 286
C7,421
4, 389, 658
"270037703"513,183277, 649768,15118,412
684, 601
22,073,119
763,383400,296
5, 429, 378
1, 531,816841, 682355, 025287, 411
52, 3521,162, 936
522, 6959,8024.4142,209
4, 770, 342
20,118. 925
$138, 550
138, 550
22, 93945,820
26, 721774
105, 7866,073,419
149,167958,977
7, 383, 603
97, 559110, 987105,875
37, 920.100,879
14, 672
467, 892
30,063,164
* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
EEPOET OF THE COMPTROLLER OF THE CURRENCY. 287
UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.
1860.
RESOURCES.
Specie.
$670, 980243, 719185,677
6, 567, 888450,929950,753
9, 069, 946
20, 921, 545940, 700
8. 378. 474' 208,924
2, 779,41833, 229, 061
2,943, 6521, 617, 6872, 324,1213,211,974
32, 8762, 747,17412,115, 4314, 502, 2502, 267, 710
31, 762, 875
4,160,9121, 828, 6401, 583, 540
23. 81224,175
419, 947255, 545
8, 296, 571
82, 358, 453
Otherresources.
$168," 662'
100. 223873, 238
1,142,123
1,418590. 884685, 561
41, 5001,319, 363
433, 42368, 000
1, 455, 4581,110, 377
28. 2961, 082. 041188,39184, 355
4, 450, 341
961,720"221, 457
1, 679, 27736,119
1,329, 66849, 308
4, 277, 549
11,189, 376
LIABILITIES.
Capitalstock.
$7, 506, 8904, 981, 0003, 872, 64266,482. 05020, 865. 56921, 606, 997
125, 315,148
111, 441, 3207, 844. 412
25, 565, 5821, 640, 775
12, 568, 962159, 061, 051
16, 005,1566, 626. 478
14, 962. 06216, 689, 560
300, 0004, 901, 000
24, 496, 86612, 835. 6708, 067, 037
104, 883, 829
9, 082. 9516, 890, 8394, 343, 2105, 251, 225
755, 4657, 620, 000460, 450
34, 404,140
423, 664,1C8
Circulation.
$4,149, 7183, 332, 0103, 784, 67225,012,7453, 558, 2957, 702, 436
47, 539, 876
29, 959, 5064, 811, 83213,132, 8921,135, 7724,106, 86953,146, 871
9, 812,1975, 594, 057
11, 475, 6348, 798,100
183, 6407, 477, 976
11, 579, 31313. 520, 2075, 538, 378
73, 979, 502
7, 884, 8887, 983. 8895, 390, 2468, 981, 723222.197
4, 429, 855563, 806
35,456, 604
210,122, 853
Deposits.
$2,499,1881, 234, 627
814. 62330, 246,5233, 553,1045, 506, 507
43, 854, 572
104, 070. 2735, 741, 46526,167,843
976, 2268, 874,180
145, 829,987
7, 729, 6521,487, 2734.165.6154, 738, 289
129, 5184, 851,15319, 777, 8125, 662, 8924, 324, 79952, 867, 003
3, 357,1764, 039, 6141, 700, 479697, 037375, 397
3. 085, 813'527, 378
13, 782, 894
256, 334,456
Due to banks.
$102,392
15, 0428, 960, 6811,022, 2771,166, 778
11, 267,170
28, 807, 4291,141, 6643.837,554102,166
1, 324, 74035, 213, 553
1,138, 327100,139
1, 499, 2181, 287, 268
5,144874, 800
1,165, 6753, 259, 717264,627
9, 594, 915
1, 200, 010790, 56889, 53026, 53313, 969
16. 6892,137, 299
58, 212, 937
Other liabil-ities.
$153, 916153, 916
3, 059, 277
975,192
357,1954, Wl, 664
34, 6001,196, 4781, 417, 837
787, 733
196, 0492, 201,138
462, 4206, 296, 255
ill, 781140, 895552, 33876, 206
1,493. 52925. 056
2, 432, 805
13, 274, 640
1861.
$653, 354318,106173.332
8, 777,193471, 581
10, 393, 5G6
26, 427, 3342. 353, 0597, 818. 769126 614
2, 267.15838, 992, 934
3, 017, 3591. 059, 7151, 628, 3361, 634,197
774, 0712, 715,119
13, 656, 0584, 466, 9961, 284,115
30, 235, 966
3, 820, 5302. 377,4662, 296, 648
302, 90528. 389
372. 518378,030
2, 2284, 3505,627
9, 588, 691
89, 211,157
$110,548140,548
430, 4498, 246, 9441, 045, 641
9, 723, 034
340, 79128, 912
2, 388, 994502, 51212. 30228, 835
1, 293, 840308.147995, 366
5, 899, 699
842. 32577. 293
2, 035, 736
i, 722, 729222, 4531,894
4044, 902, 834
20, 666,115
$7, 656, 2505, 031, 0003, 916, 000
67, 344, 20021, 070, 619
105, 018. 069
111, 821, 9564, 164. 70925, 808. 5531 088,175
12, 567,122155, 450, 605
16, 486, 2117, 863, 4(56
14, 992, 48610, 357, 200
425.0004, 976. 000
24. 634. 84413, 729, 7257, 985,143
101,450, 075
11,133. 8997,151,0394, 744, 5706, 753, 743
250. 0006, 782. 000589,130156, 00093,13060, 400
37,713,911
399, 632, 660
$4,313,0052, 994. 4082, 522; 68719, 517, 3063, 772, 241
33,119, 647
28, 239, 9505 117,817
15, 830. 033675 278
3, 558, 24753. 421, 325
19, 817,1485, 218, 5984, 089, 0866, 040, 775
116. 2505. 055. 2226^881, 374
10, 873, 6303, 844, 796
61, 936, 879
8, 204, 8458,143,6115, 755. 20111. 010, 837
47,5104,310.175
689, 6008,7025, 443
16, 00738,191, 931
186, 669,782
$2, 869, 8731, 376,853715. 207
33, 956, 7112, 986, 956
41, 905, 600
114, 845. 372559 579
27, 032.104516, 393
9, 086,162152, 039, 610
7,157, 2702, 034, 3913 334, 0872, 776. 407
108, 6063, 435, 685
17, 056. 8603,725, 8282, 852, 767
42, 481, 801
3, 360, 3844, 046. 8111, 841. 051807, 763436, 837
4,083,1311,154, 925
54. 06514,78310,717
15, 810,467
252,237,478
$151,437
8, 666, 5261, 396,1849, 548,147
29, 492, 678
4,118, 92540 246
2,108, 92035,760, 7C9
1, 310, 068105, 631
1, 312, 659874. 999
2, 250, 855753, 359
3, 073, 919328,576
10, 010, 066
1, 247, 3353, 206, 580117,86864.2004,777
50,5041024
4, 691,298
60,010,280
$61,1775, 902, 598818,714
6, 782, 489
9, 572, 786
1, 073,159
426. 43411, 072, 379
317. 905291, 466
2, 868.100272, 402
16*6. 9821, 012,115
1, 501, 9226, 424, 892
101,696152, 650422, 220139, 878
1,632 20192.89816, 202
4225,530
2, 563, 697
26, 843,457
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
288 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE
States, etc.
MaineVermontMassachusetts.Rhode Island..Connecticut . . .
Total Eastern States..
New YorkN ew Jersey —Pennsylvania.DelawareMaryland
Total Middle States..
Total Southern StatesKentucky
Missouri...OhioIndianaIllinois* .Michigan ..Wisconsin.IowaMinnesota*Kansas
Total Western States.
Total United States -
RESOURCES.
No. of •banks. Loans and
discounts.
$12, 679, 2447,124, 697
127, 592, 511
459
30252
1116
28
26, 560,11727, 086, 326
Stocks.Due from
banks, etc.
1,131
496, 6382, 828, 612
201,042.895 3,406,381
108,058,966 '56,278,05912,796,026 i 1,502,51846,749, 190 110,231,700
1, 004, 088 I 4, 55017, 440, 111 856, 425
Real estate.
$2. 084, 2632,882, 0577,15:5, 8221,041,0484, 359, 577
17, 520, 767
$255, 060171, 761
1, 696. 554683;188
111, 111, 319
113,917,882
18, 798, 7092, 752, 9544, 700, 260
152,1281, 837, 068
499 j276,048,381 168, 873, 252 128,241,119
44 15, 391, t
788, 0284, 573, 5121, 094, 912
43, 450
236 I 34,467,295
1,238 [526,950,237
2, 343, 360
233, 6131.850,516
219,723
3, 659,482
268, 622464,064334,186
750
7, 956, 516
57, 377, 884
10,916, 272
9, 218, 278468, 057
1, 858, 30042,269
540, 089
12,126, 993
589, 974
528,965702, 657354,709
96, 440317,880
9,280
2, 010, 021
128, 644, 870
Notes ofother
banks .
$219, 370
9, 355, 035887,274454, 593
2,121, 735549,722
3, 666,13027,126
1, 469, 699
18, 995, 773
7, 834, 512
700,553
3,160,1221,426, 066
445,144
65, 500693, 246271, 550
6, 061, 628
25, 512, 965
Speciefunds.
$359,029
433,222
792, 251
446,18617, 238
120,476
19,579,672
144,84567, 275
17,903> 61,448
4,450
295,921
20, 667, 845
1863.
MaineNew HampshireRhode Island .*.Connecticut
Total Eastern States..
Few York :New JerseyPennsylvaniaDelawareMaryland
Total Middle States.. .
LouisianaKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinoisMichiganIowa
Minnesota
Total Western States .
Total United States...
$13,658,1727, 513, 369
30, 579,29, 873,190
$5,136, 6061,434, 7032, 081, 620, 532, 478
$260,52085, 909
752, 2941, 538,841
$527,107314, 327
1, 361,309392, 236
15, 767, 27447, 248, 090
963.93423,919.
, 793, 9572,639
130, 656
12,939,200 29,091,963
6 1 16,225,53344 I 17,621,49514 ! 4,820,972
1, 254, 2416, 647, 6131,928,595
576, 436623,039243, 535
3, 667, 361650, 957
1, 726, 801
453,9922,327, 0151,123,242
12, 080, 50112, 298, 4005, 250, 245
221,3801, 092, 90(51, 508, 668
133,951
1, 295, 8133, 768, 8201, 589, 768
501, 947183,728226, 350324,212
621, 520697, 450348, 860206,231
91, 429
1, 357, 0233, 813, 3631, 901, 359
109, 29544, 826
616,41522, 200
4,440,7262, 801, 282
110,151451, 736490, 65720, 783
261,136349, 58455,793
203,694
1,966,522 7,864,481
18,986,305 43,455.672
* Incomplete.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 8 9
STATES AND THEIK PRINCIPAL RESQUBCES AND LIABILITIES—Continued.
1862.
RESOURCES.
Specie.
$710, 392199, 313
9,595, 530606, 977
1.529, 855
12, 642, 067
29,102, 7151,493,10311,464, 600
196, 7253, 682, 471
45, 939, 614
5,991 015
2, 967,1083, 655, 9444, 577, 259
37,996304,478725,443
12, 268, 228
76, 840, 924
Otherresources.
$195.300123, 261
318,361
2,179, 91398, 524
2,102,1863. 6048i 420
LIABILITIES.
Capitalstock.
$7,970,650211,460
67,544, 20021,243,52921, 794, 937
118,764, 776
109, 403, 3798, 258,91226,135, 630
409, 86412,155, 979
4,392,047 j 156,363,764
1, 5G2, 395
19, 249550,106321, 715
2, 453,465
7,164, 473
13,453, 306
11, 249, 6815, 695, 9504, 579, 985
419,2493, 807,000720,390156, 00052, 000
26, 680, 255
315, 262,101
Circulation.
$4, 047, 7803, 911, 00028, 957, 6303, 306, 5306,918,018
47, 140, 958
30, 559, 0203,927, 53516, 384, 643
445, 6193, 794, 295
55, 111, 112
7,405, 015
6, 511, 8519, 217, 5206,844, 7001, 415, 076413. 030
1,419; 4231, 281, 453
81.2362, 770
27,187, 059
136,844,144
Deposits.
$3,307. 6285, 621,85044, 737, 4903, 742,1716,142, 754
63,551, 893
146, 215, 4885,687, 923
28, 986, 370405, 362
7, 637, 602
188,932, 745
4, 369, 218
2, 068,4735, 762, 3552, 076, 548
120,1242, 341,112809, 387
6,330
13,184, 329
270,038,185
Duo to banks.
$83, 601925,627
17, 413, 850965, 208964, 752
Other liabil-ities.
$638, 9161,117, 3835, 796, 2241, 244,8832, 296, 834
20,353,038 1 11,094,240
34,431. 61545(>; 572
3,979, 824353,009
1,167, 555
40, 382, 575
1,352,737
1, 450. 723450, 035162, 890
749,628
47, 876
2,861,152
64, 949, 502
14,152, 6581,552,7606,707, 008147,582
1, 631,140
24,191,148
2, 095, 774
3, 025, 2782, 418, 0431, 400, 385
125, 6231,257, 718108,422
4,414
8, 339, 883
45, 721, 045
$747,145356, 000305, 270
1, 423, 009
2, 831,424
37, 803,0471,180, 8849,467, 234
66,1792, 750,183
51, 267,527
8, 806, 0806, 322,510
55, 266
15,183, 856
3, 666, 0173, 023, 2853,455, 731
104, 01830, 339
544, 96725, 658
10,850, 015
80,132, 82-2
$206,4352, 209, 387
$7,983,0004, 678, 70020,890,12921, 812,943
2,415,822 55,364,772
2,094, 39796,292
5, 994, 87619,62681, 766
8, 286, 957
4,742,578339,95248,333
5,130,863
1, 501,206
425,460
117, 02221, 337
2, 065, 025
17, 898, 667
108, 668, 2978,187,162
25, 917, 650385, 000
12,112, 309
155, 270,418
17, 388,16613, 798, 0303, 561, 700
34,747,896
11,247,6815, 674, 0004,492, 835894,845416, 590797, 970318,000
23,841, 921
269, 225,007
$6, 488,4784,192, 0346,413,404
13, 842, 758
30, 936, 674
39,182,8198,172,398
27, 689, 504678, 340
6, 649, 030
82, 372,091
8, 876,5199, 035,7244,540,906
22,453,149
4,037,2779, 057,8376,782,890619, 286131,087
1, 249, 000198,494
22, 075,871
157,837,785
$5, 076,1071, 725, 8665,376,4148, 890, 237
21, 068, 624
200, 824, 7569, 599, 269
43, 038, 218509, 381
13,779, 279
267, 750,903
5, 810, 2517, 676, 3051,125, 633
14,612,189
3,434, 26211, 697, 8183, 017, 597400, 213
1,420, 8521. 287, 273
92,876
21, 350, 891
324, 782, 607
$128,578
1, 605,1211, 387, 274
3,120, 973
57, 389.106853,193
8, 447, 3117, 652
1,799,287
68, 496, 549
352.4632, 829^ 898
91,136
3,273,497
546, 8961, 014, 752110,126110, 73919, 21848, 6033,100
1, 853, 434
76, 744,453
$(353, 397397,111
1,127,8932, 363, 781
4, 542,182
19, 047, 0841, 503, 7925, 899, 983
93,1051,485, 750
28, 029,714
125,5191, 958, 828711,412
2,795,759
2,638,2401,978, 3401, 303, 776
42,112110, 934121, 22511, 660
0 206, 287
41,573,942
9647 19
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
290 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SIIOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE1872-73
States, etc.
!N"ew Hampshire . . . . .Hhode Island. . . .Connecticut
Total Eastern States. .
New York CityNew YorkNow JcrsovPennsylvania
Total Middle States...
Michigan .."Wisconsin . . . . . . . . .Minnesota
Total Western States.
Total United States...
No. ofba ks.
RESOUECES.
Loans anddiscounts.
$72, 9844,155,2112,574, 053
6, 802, 248
48,198,72929, 340,173
3, 302,17820, 331, 359
101,172,439
5, 078,4075, 775, 946
740,405
11, 594, 758
119,569,445
Stocks,bonds, etc.
$4, 000153, 376
35,790
193,166
1, 686,4851, 634, 348
225, 0785, 727,122
9, 273, 033
678, 986992,130
24, 648
1, 695, 764
11,161, 963
Due frombanks, etc.
$203126, 455482,128
608, 786
3,872, 3993, 003, 873
918, 6321, 911,373
9, 706, 277
783, 8111, 434, 687
71,539
2, 290, 037
12, 605,100
Real es-tate, etc.
$1,85443, 63292,400
137,886
1, 550, 463493, 578121, 854798, 092
2,963, 987
65,998101, 362
167, 360
3, 269,233
Expenses,etc.
$3, 8395,102
8,941
271,789228, 253
15,084282,189
797,315
70, 2081,1758,709
80, 092
886, 348
Cash andcash items.
$6, 567233,861150, 680
391,108
24,411, 7551, 582, 242
376, 7281, 845, 080
28, 215, 805
898, 663869, 964
69, 699
1, 838, 326
30,445, 239
M^aine . . . . . . . . . . . . . . . .New Hampshire"Hhode IslandConnecticut
Total
New York CityNew York
PennsylvaniaDistrict of Columbia
Total Middle States...
Total Southern States-Virginia
MissouriIllinoisMichigan"WisconsinIowaMinnesotaKansas
Total Western States.
Total United States .
$308,72255,834
4,451,1532,757,500
7,573, 209
44, 275, 47026, 741, 948
3 528 68322,127,128
582, 816
97,196, 045
5, 502, 794
22,120, 0316 376 3065,603 0465, 268, 4782, 968,1621, 045, 2351, 073, 859
44,455,117
154,727,165
$7004,000
136, 62695, 039
236,365
1,945,1071, 84B. 564
547 7606,896,796
139,417
11,375;644
495, 834
2,019, 0831,998 283
786,7841, 294, 334
'"*"29,"286*26, 928
6,154, 698
18,262, 541
$40,82610, 816
200,140609, 240
861, 022
3, 851, 2154,452, 8311 145 0781,921, 278
11, 773
11, 382,175
417, 976
2,196, 038
953, 3842,538, 530
383, 981106,429210, 511
6, 388, 873
19, 050, 046
$4, 0001,854
40,19492, 400
138, 448
1, 606,422569,191145 812
1, 012,71631, 900
3, 366, 041
74, 805
573, 416794, 619
82, 629107,324139, 930
14, 69080, 284
1, 792, 892
5, 372,186
4,7484,950
9,698
416, 098103, 718
12 ]52362, 322
7, 072
901, 362
40, 286
223,416
55, 0702,550
21^ 649
332,998
1, 284, 344
$82, 4422, 545
249, 258157, 549
491,794
23, 468, 3451, 585,116
379 6652.172, 067
46,145
27, 651, 338
465,103
4, 581, 7451, 777, 308
943, 270921, 374360, 388140,776207,711
8,932,572
37, 540, 807
*$tock Savings Banks included.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 291
UNITED STATES AND THEIR RESOURCES AND LIABILITIES IN THE YEARSto 1891-'92.*
RESOURCES.
Otherresources.
$84,40868, 006
541783, 962
936,917
3,4095,753
7,162
944,079
Total.
$85, 6084, 716, 3743, 340,153
8,142,135
80, 076, 02836, 350, 4734, 960, 095
31, 679,177
153, 065, 773
7, 576, 0739,176, 673
920, 753
17, 673,499
178, 881,407
LIABILITIES.
Capital stock.
$50,0003, 149. 9501, 450, 000
4, 649, 950
17,285, 2009, 653, 6901, 482, 7507,187,300
35, 608, 940
1, 447, 444715,000284, 500
2, 446,944
42, 705, 834
Surplus andprofits.
$27, 053232, 044330, 920
590,017
6,120, 3223,133, 095
477, 9661, 402, 307
11,133, 690
312, 21971, 34230,132
413, 693
12,137, 400
Circulation.
$1,55424, 59429, 918
56, 066
38,14263, 68715, 415
117,244
1,404
1,404
174, 714
Deposits.
$6.7111, 060, 3791, 214, 780
2, 281, 870
51, 514, 76320, 935,1172, 857, 63520, 761,456
96, 068,971
5, 816, 4106. 200, 547' 386, 236
12, 403,193
110, 754, 034
Other liabil-ities.
$290249,407314, 535
564, 232
5,117, 6012,564,884126, 329
2, 328,114
10,136,928
2,188, 380219,885
2,408, 265
13,109,425
1873*74.
6,09416
6,110
90, 639146, 56722, 917471,87015,198
747,191
122, 959
231,128
1,27026, 57113,15316, 617
288, 739
1,164,999
$436, 69075, 049
5, 088,2133, 716, 694
9, 316, 646
75, 653,29635,445,9355, 782,067
34, 964,177774,321
619, 796
7,119, 757
31, 944, 85710 946 5168,424,183
10,133, 8603. 879,0321,' 379, 8821, 637, 559
68, 345, 889
237, 402, 088
$225, 00050, 000
3,187.5501,450, 000
4, 912,550
16, 635, 2009, 671, 0901, 741,3708, 370,168
73, 480
36, 491, 308
2, 407, 316
8,156, 6502 339 6181, 932, 735
862, 6881, 015, 956560, 000626, 711
15, 494, 358
59, 305, 532
$31,10011, 013
300, 904323, 364
666,381
6, 313,8553,438, 355242,836
1, 876, 2144,146
11, 875, 406
372, 064
1,525, 757
390, 02662, 660219,90977, 641
110, 068
2, 392, 061
15, 305, 912
$3, 6331,334
22,03329,425
56,425
37, 93940, 83414,076
329
93,178
2,425
1,404
3,829
153, 432
$174, 7599 975
1, 348, 0001,525,975
3, 058, 709
44, 608,14617, 817, 0323, 562,18423,395,439
688, 338
90, 071,139
4,191,798
20, 912, 3198 606 8986 101 4226, 618, 7802, 555, 412708,941870, 965
46,374,737
143, 696, 383
$2,1982 727
229, 726387,930
622, 581
8,058,1564,478, 624221,601
1,322,0278,357
14,088,765
148,579
1, 347,706
2,588, 32887, 75533,30023, 815
4,080,904
18, 940, 829
for the years 1872-73 to 1885-'86.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
292 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.No. ofbanks.
EESOURCES.
Loans and Stocks, Due from Keal es- Expenses, Cash anddiscounts, bonds, etc. banks, etc. tate, etc. etc. cash items.
MaineNew HampshireVermontRhode IslandConnecticut
Total Eastern States. .
New YorkNew York CityNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia
Total Middle States . .
Virginia"West VirginiaLouisianaTexasArkansas
Total Southern States
OhioIndianaIllinoisMichigan"WisconsinIowaMinnesota
Kansas
Total Western States
Total United States ..
$292,59657, 763
1, 524, 9784, 651,6342, 632,372
$7008,875
259, 3(50123, 327280, 719
$46, 4749,237
42, 508184,709708, 844
$4,0001,995
50040,19492,400
95,6753,312
$24, 59739
58, 883216, 456
69, 530
28 9,159, 343 672,981 991, 772 139, 089 8,996 369, 505
562716
1212
175
26, 378, 88144, 016, 2234,081,525
25, 539, 024454, 745
6, 339,414656, 575
2,481,2252,300,037
970,1796,392,600
7,350979,210252, 357
4, 335, 2063, 985,663
785,1473, 241, 541
84, 746405, 45931,038
562, 3991, 616,019
179,9812, 242, 510
26, 501604, 018146, 083
202,510542, 82916,033
340, 2285,767
29, 20917,412
i, 522, 81218, 788, 431
418, 0402,412, 874
28, 341871, 388
97, 202
244 107,466, 387 13,382,958 12,868, 800 5, 377, 511 1,153,988 24,139,088
3,997, 2272,164,2474,449, 312
422,10672,112
40 11,155, 004
10599
2623408
19
21,356, 6481,121,1236, 989, 5366, 876,106S, 109, 5914,152, 4741,154,4211,145,613
48, 905,512
551 176,786,246
710, 084100, 450
1, 796, 96160, 248
249,200266, 253
1, 365, 582108, G2716,055
51, 06171,902
1,005, 31452,296
42,6118,288
3,2011,757
293, 401166, 227
2, 514,113152, 826
39, 948
2, 667, 743 2,005, 717 1,180,573 55, 857 3,166, 515
2,706, 668167, 837
2,184, 225939,147
1,153,22840,15051,81946,178
83, 381
943,1361,737,761
918,875115, 277186,427
502,6769,467
1, 079, 879182, 977128,097270, 24124,289
110,858
9,774
44, 89610,47110,15629, 50629,423
3, 839, 645112, 860
1, 890, 8041, 017,445
851, 040536, 760153, 794343, 300
7,289, 252 3, 984, 857 2, 308,484 134, 226 !, 745, 648
24,012, 934 19,851,146 9, 005,657 1,353,066 1,420, 757
MaineNew HampshireVermontRhode IslandConnecticut
Total Eastern States..
New YorkNew York CityNew JerseyPennsylvaniaMarylandDistrict of Columbia
Total Middle States . .
VirginiaWes t VirginiaSouth Carolina ,GeorgiaLouisianaTexasArkansasKentucky
Total Southern States
Missouri ,OhioIndianaMichiganWisconsinIowaMinnesotaKansas
Total Western States.
Total United States . .
28
562811
122135
~235~
"97
10921132626491019
273
633
295,02657, 258
1,297, 6254,519, 0622, 508,371
8,677,342
24,811, 89738, 344, 382
3,162, 58523,785,4855,292,178
626, 67696, 023, 203
3, 081, 0864,137,437
247,6823, 020,7631, 028, 642
427,194"1179427804"
3,239,1402,164, 247
1,000,1385,195,358
939,494108, 724
13,184,23126,827,420
22,080, 0042, 953, 3561, 464.0057,113, 5826, 026, 4925,441, 7311,421, 6271,303,338
47,804,135
179,332,100
7008,875
330,950121,931336, 768
799,224
958,891100,450319,484
28, 6201, 235,277
89,341
680,2973,412, 360
2,001, 650168,426
61, 054798, 849823, 226
135,24790,754
i, 079,206
20,233, 594
55, 08512, 76226, 570
199,929790, 460
1,084,806
3, 333,5913,550,522
946, 6142,949,062
390,22145,453
11, 215, 463
245, 888266,25381,13039, 632
1,025, 733247,109
75, 9801,686,5173, 668,242
2,780,117216,258191, 556821,107
2,159, 673520,348194, 707244,535
7,128,301
23,096,812
4,0001,854
50040, 79497,821
144, 969
621,2341, 625, 480
196,6781, 562, 012
602,631221,564
4, 829, 59975,02371,902
132,97076,730
712,444126,052
_ 1 ^1,828,431
892,253
17,882220,275172, 580288, 81238,536
135,1881,765,526
8, 568, 525
3,5425,197
8,739
200,601287,118
22, 247410,255
22, 80324, 691
967, 715
1,486,13019,188, 976
305,3712,484, 2761,058, 069
126,21524, 649, 037
53, 6798,288
26, 00817,056
30,063
25, 638160, 732
265,149
14,93187,6636,790
27,07820,579
422,190
1, 559,376
29, 306265
56, 628201,407179,319
466,925
271, 503166,227120,377
96, 6262,716,994
347,83976,015
1,191,7534,987, 334
4,490,484601,715195, 684927,841
1,429,107491,411167, 540185,501
8,489,283
38,592,578Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 9 3
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
BE8OURCES.
Other re-sources.
3007,258
16
7,574
49, 47158, 75839, 275
223,1012,506
79, 91137, 026
490, 048
388, 78421, 01647, 98111,0721,982
470,835
3, 788, 04124,103
31, 05019, 56277,97?
3, 940, 733
4, 909,190
Total.
368, 36777,909
1, 886, 5385, 229, 2533,787,193
11, 349,260
35,532, 50471, 407, 9606, 490,180
40, 391,878609, 956
9, 308, 6091, 237, 693
164,978, 780
5, 732, 3682, 798, 383
11, 229, 263810, 376131, 854
20,702, 244
32,193, 6781, 528, 545
12,144,44410, 003, 7079, 990,1885, 959, 7061,548, 6681,939,776
75,308, 712
272, 338,996
LIABILITIES.
Capital stock.
225,00050,000
252,5003, 210, 2001,450, 000
5,187,700
9, 229, 89015, 585, 200
1, 967,12011, 022, 906
285, 2003,697, 852
183, 600
41, 971, 768
2,197, 805659, 611
3, 792, 300306, 443
50, 000
7,006,159
5,838,492652, 000
1, 925, 0002,182, 8261,113, 2311, 831,285
599, 550776,969
14, 919,353
69,084,980
Surplus andprofits.
6,50013, 32528,678
266,106333,794
648,403
3,253, 8686, 250, 371
275, 0432,140, 689
12, 417589,158
19, 779
12,541, 325
336, 642120, 705328, 80829,1513,142
818,448
720,65117, 334
373,179215, 673
326, 76030, 594
106. 933
1,791,124
15,799,300
Circulation.
3,609
21,71928, 831
54,159
39,66838,2276,564
10,565
17, 610
112, 643
9,447
9,447
1,404
1,404
177, 653
Deposits.
106,20912, 907
1, 590,0381, 537, 7011, 666,185
Other liabil-ities.
27, 0491, 677
15, 322193, 527308, 383
4,913,040 j 545,958
18, 249, 66943, 555, 3394,122,212
25, 666, 376252,479
4, 665, 2111, 024, 001
07,535,287
3, 057, 7981, 946, 7156,149, 202
436, 63278, 246
11,668, 593
21,535, 202751, 324
9, 602,1657,408,0556, 909, 2153, 757, 338
825,101966,119
51, 754, 519
165, 871,439
4,759, 4095, 978,823
119,2411, 551, 342
59, 860338, 76910,313
12, 817, 757
140,12371,352
949, 50638,150
466
1,199, 597
4,099, 333107,887244,100197,153
1,966.33844,32393,42389,755
6,842, 312
21,405,624
9,6575,032
16
14, 705
47,59843,59237,561
4,278,56096, 65921,727
4, 525, 697
110,05921,016
194, 59617,08433,55236,0482,146
1, 011,4021,425,903
577,127155,58338,449
85,14823, 64326, 611
906, 561
6,872,866
384,11781, 014
1,721,9305,091, 6973,917,952
11,196,710
33,582,13767,177, 5074, 918,738
38,490, 4138,491,2031,493,520
154,153,518
4, 954,1832, 798, 3831, 870, 6531, 275, 886
10,919, 3581,815,946
262, 86518, 413,14842, 310, 422
33, 086, 7844,095,3381, 983, 5619, 969, 317
10, 617, 8686, 827,4502, 008, 3782, 006, 506
70, 595, 202
278,255,8 52
225,00050,000
280,0003, 227,8501,450,000
5,232,850
9,128,11715, 335, 200
1, 620, 00010, 876, 619
3, 457,137221,200
40, 638, 273
1, 855, 399659, 610585,783756, 700
3, 584, 500819, 208
50, 0008, 691, 016
17, 002,216
8,150, 0661,171, 480
870, 8502, 228, 5101, 328, 6342, 284, 755
766, 863751,136
17,552,294
80, 425, 633
32,90312,09432,169
252, 351328,980
658,497
3,177, 3525,408, 744
317, 7312, 214, 368
474, 76430,991
11,623,950
287,171120, 705174,116114, 910266, 219
94, 8226,087
1, 374,4922, 438, 522
1, 669, 579
100, 943244,287
492, 270128, 404128, 711
2, 764,194 .
17,485,163
3,555
20, 58928,727
52, 871
38,33432,1019,589
59016,499
97,113
9,217
227, 792237,009
1,404
1,404
388, 397
118,97717,173
1,405,0131, 303,2741, 680, 323
4, 524,760
17, 312,77639, 462,136
2, 780, 03521,130, 570
4, 213, 7801,213,344
86,112, 641
2, 628, 2971,946,715
899, 903320,177
6, 300, 854800,104205,778
7,341, 34820,443,176
22, 611, 9802, 774, 0491, 002, 8007,271,4887, 098,1493, 943,0591, 047, 2031, 099, 353
46, 848, 081
157,928,658
3,6821,7474,748
287, 633429, 922
727,732
3,925, 5586, 939, 326
191,3834, 268, 266
329, 02327,985
15, 681, 541
183. 31671, 353
210, 85184, 099
758,568101, 812
1,000778, 500
2,189,499
655,159149,809
8,968225,032
2,189, 681107, 366
65, 90827, 306
3, 429,229
22,028,007Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2 9 4 REPOftT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.
MaineNew Hampshire
Rhode IslandConnecticut
Total Eastern States-.
New York CityNew JerseyPennsylvaniaMaryland .. . . .District of Columbia
Total Middle States ..
South CarolinaKentucky . . . . .
Total Southern States.
Ohio . . . . . .Indiana . . . . . . . . .Michigan . . . . . . . . . . . ."WisconsinIowaMinnesota . . . •Kansas .. . . . . . . .
Total Western States.
Total Pacific States-California .i
Total United States ..
No. ofj anks .
215
154
27
552612
113152
223
454
58
44133026511326
203
81
592
RESOURCES.
Loans anddiscounts.
165,32159,473
1,211, 6574,401, 5092,407,696
8, 245,656
22,192.43135,839i 001
3, 009, 65125, 457,464
5, 787, 002286,199
92,571, 748
910, 61719, 319, 718
20, 230, 335
5, 689, 7861,446, 2197,208, 0585, 780, 8145, 208,0111, 510, 5541, 509, 568
28, 353,040
117,701,100
267,101,879
Stocks,bonds, etc.
7008,875
467, 755148, 722381,858
1, 007,910
3,326,1264, 645, 0341, 021, 7202, 795, 3081,156, 814
364,487
13,309,489
105,0261, 378,470
1, 483, 496
407, 61626, 878
743, 6931,396, 762
303,462124,947187, 977
3,191, 335
5,146,7Q0
24,138, 930
Dae frombanks, etc.
42, 498
120, 411233,744608,692
1, 005, 345
3,366,0062,782, 207
714,3153, 080,188
532, 92112, 038
10,487,675
31, 6951, 915, 246
1, 946, 941
554, 614294, 955888,439
2, 013, 632601, 489269,248348,544
4, 970, 021
6, 790, 900
25, 201,782
Real es-tate, etc.
4,0001,8541,500
50,173117,823
175, 350
682,1691,592,847
200,1741, 595, 901
662, 21174, 973
4, 808,175
137,251765, 060
902, 311
253,14423, 712
265,063177, 565311,691
51,998158,951
1, 242,124
5, 481, 200
12, 609,16Q
Expenses,etc.
3,8638,3603,392
15, 615
199,062265, 98929, 669
323, 03914, 3812,683
834,823
6,44320, 233
26,676
74, 78118, 83759,3139,444
99, 04827, 67345, 206
334,302
X, 211,416
Cash andcash items.
27 0263,242
44,434199, 250178,923
452, 875
1,407, 95717, 027,109
277, 4832, 318, 311
972, 02842, 240
22, 045,128
59, 6352,024, 560
2,084,195
510, 986218, 291 •
1,142,813944, 754493,727245, 869297, 489
3, 853, 929
18,115,700
46, 551,827
•Now HamnshireVermont . . . .Rhode Island * . . . . . . .Connecticut
Total Eastern States- -
New York . . . . .New York CityNew Jei seyPennsylvaniaMaryland
Total Middle States ..
Louisiana . . . . . . . . . . . . . .Kentucky
Total Southern States.
Ohio
AVisconsinMinnesota . .Kansas
Total Western States-
Total Pacific States-California
TotalTJnited States...
11
154
26
522310
10614
205
1051
61
3626281423
127
56
475
$84,38567,458
1,269, 7294,031,7901, 915,343
7, 368, 705
20, 259,96431,468,634
2,440. 405
4,
81,
715,
22
46
335,156496,820
000,979
048,335846,483
894,818
179,308912.879
5, 354,4732,547,7651,160,775
20,155, 200
38 291,684
169,711, 386
1,
4,4
12
11
3
1
1
$14,992354, 746266,478498, 573
134, 789
154, 646659,126361,447151,441865,244
191, 904
499,769787,461
287t230
339,91793, 399
441, 23876,95733,645
985,156
2,950,088
21 549,167
3,2,
2
9
2
2
2
4
7
25
$22,
42,192,601,
859,
028,756,589,851,347,
574,
508
997162890
557
782207210979834
012
558,050140,
698
415
699
749
960968,506235,504322, 941213, 339,
156
818
107
250
581
149
1,
1,
5.
1,
1
3
11
$1,5,
116,137,
261,
769,487,231885,671,
045,
808885,
644
?r>8325223108188
854872397489
612
330755451484195
215
668962
630
71367422082Q682
105,109
035
092
552
118
$4,803
4,803
155, 548154, 370
11, 568273,304
41, 018
635, 808
32 21012, 978
45,188
86, 50164, 39220, 3193*7,07620, 639
228,927
914,726
$11,3371, 619
15, 092207,127148, 739
383,914
1,363, 54016,249, 266
187, 7182,024, 244
706, 362
20, 531,130
2,228, 2701, 579, 347
3, 807, 617
539, 8831, 010,172
986, 678282, 915256, 510
3, 076,158
11,044, 076
38,842,895
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
ftEPORT OF THE COMPTROLLER OF THE CURRENCY. 2 9 5
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
RESOURCES.
Other re-sources.
$35, 62815, 210
50,838
37,53922, 01759,488
2, 623, 53858, 88113, 084
2,814, 547
17, 082651, 041
668,123
126, 32460,132
73, 36934, 815134, 562
429, 202
2, 480,000
6,442, 710
Total.
' $239,54573, 444
1, 885, 2485,056,9683, 698, 384
10, 953, 589
31, 211,19062,174, 2045, 312, 500
38,193, 7499,184, 238795,704
146, 871,585
1, 267, 74926, 074, 328
27, 342, 077
7, 617, 2512, 089, 054
10, 307, 37910, 322, 9717, 090, 7972,265,1042, 682, 297
42, 374, 853
155,715. 600
383, 257, 704
LIABILITIES.
Capital stock.
$125,00050,000
332, 5003,237, 8501,450, 000
5,185, 350
9, 043, 90013, 685,2001, 464, 250
10,104, 8693, 668, 475
65,980
38, 032, 674
483,30012, 037,493
12, 520, 793
2, 259, 819876,100
2, 396, 0001,288,2312, 416,153
770, 579947, 016
10, 953,898
44, 256, 800
110,949,515
Surplus andprofits.
$31, 68713, 88737,106
237, 550295, 080
615, 310
2, 757, 2904,945,310
153.2872, 336, 963
540, 08917,131
10,750, 070
84, 5681,893,447
1,978,015
321,545125, 439286, 222
575, 493122,142170,385
1, 601,226
9, 004, 800
23,949,421
Circulation.
$3, 5121,170
16, 51528, 661
49, 858
29, 01526, 043
5009,197
64, 755
2,670268,975
271,645
1,403
1,403
Deposits.
$72,2902,996
1, 505, 8971, 358, 9931, 422, 612
4, 362, 788
16, 214, 29537,788,4233, 573, 660
23, 638, 3554, 447, 021712,593
86, 374,347
569,12410, 825,141
11, 394, 265
4, 671, 5821, 057,0587, 409, 6736, 662, 9743, 983, 3951, 346, 8961,476,560
26, 608,138
97,915, 000
387,661 j 226,654,538
Other liabil-ities.
$7*0565, 3919,745
216, 060502* 031
740, 283
3,166, 6905,729. 228
121\ 3032,113, 062519,456
11, 649, 739
128, 0871, 049, 272
1,177, 359
364, 30530,457
215,4842, 370, 363
115, 75625, 48788, 336
3, 210,188
4, 539, 000
21, 316,569
$22, 7694,86114, 581
42,211
97,91250, 59046, 534741,263108,150
1,044,449
191,768284, 270
476, 038
103, 040
8, 32241, 26154, 863
207,486
8, 924, 206
10, 694,390
$118, 23085, 923
1, 711, 2054, 823, 6183, 316, 615
10, 055, 591
29, 829, 72256, 825, 9483,868, 333
32, 262, 8717, 236, 623
130,023,497
12, 367. 07022,487,200
34,854,270
5,923, 3229, 375, 02210, 269, 7543,417, 7351, 928,453
30,914,286
72, 064,187
277, 911, 831
$75,00050, 000
342, 5003, 227, 8501,450, 000
5,145, 350
8, 293, 00012, 275, 2001, 350, 3009,187, 8823,429,433
34,535,815
4, 353, 05510,968, 668
15, 321, 723
1,921, 7251, 907, 5001, 420, 2811, 091, 450
669, 313
7, 010, 269
33,180,135
95,193, 292
$11,01614,19444, 063
242, 631188,029
499,933
2, 688, 4484, 541, 804
140, 3271, 973,129379,574
9,723,282
247,9611,527,639
1,775, 600
332, 664450, 24572, 657
166, 23999, 724
1,121, 529
6,556, 716
19,677, 060
$1, 5941,130
16, 46628, 271
47,461
26, 28925, 2823,293493
8, 692
64,049
8,762266, 623
275, 385
1,403
1,403
388, 298
$25, 85910, 778
1, 306, 7601,138, 5981, 293, 330
3,775,325
16,121,67534, 418, 9462, 226,41619,477,1733,232,563
75, 476,773
6, 082, 8008, 823,277
14, 906, .077
3, 203,1856, 860,7226, 977, 5502, 008, 3981, 071, 079
20,120, 934
28,485, 382
142,764,491
$4,7619,82117, 882198, 073356, 985
587,522
2, 700, 3105, 564, 716147,997
1, 624,194186, 361
10,223,578
1,674,492D00, 993
2,575,485
465, 748156,555
1,797, 863151, 64888, 337
2, 660,151
3, 841, 954
19, 888,690
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
296 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc. No. ofbanks.
New Hampshire.VermontRhode Island .Connecticut .
Total Eastern States
New YorkNew York City.New Jersey . .Pennsylvania.Maryland.
Total Middle States ..
Louisiana .TexasKentucky .
Total Southern States.
MissouriOhioIndianaMichiganWisconsinIowaMinnesota
Total Western States.I 2
Total Pacific States-California
Total United States ..
RESOUEOES.
$7,375534, 272532, 210458,021
3, 700, 9884,267, 884421, 582
2, 504, 9851,173, 951
Loans and Stocks, Due from Real es- Expenses, Cash anddiscounts, bonds, etc. banks, etc. tate, etc. etc. cash items,
29, 655,227
$66,442261, 862537, 668
865, 972
4, 333, 6602, 882,653358, 613
2, 056, 210366, 786
9, 997,922
1,161, 636178,591
2, 235,928
$1, 85416,149137,256133,472
288, 731
799,4211,609,786233, 603
1, 983,326697, 789
5, 323, 925
738,808148,128739,126
3,576,155 1,626,062
459, 225397,178
1, 099, 0422,385,709 |891, 992199,799
5,432, 945
2, 296, 073
22,169, 067
1,516,817261,142131, 041392, 871207,003318,17594,470
2, 921, 519
4,104,598
14, 264, 835
$3, 6763,bl95,499
12, 694
95, 264122, 62310,065187,07115, 617
430,640
35,93019, 09612,978
68,004
$54422, 360134,364158, 889
316,157
1, 434, 36713,581,690
236, 940991,271669, 555
16,913, 823
2, 288, 511212, 577
1,878, 878
49,74133, 77943,19732, 552114,90315,495
4,379,966 ,
!l27T967659~522, 525357, 920
1, 111, 2821,007,199642,518255, 694
289,667
801, 005
16,093, 797
10,132, 310
47,836, 053
New HampshireVermontRhode IslandConnecticut
Total Eastern States..
New YoTkNew York CityNew JerseyPennsylvaniaMaryland
Total Middle States . .
LouisianaTexasKentucky
Total Southern States.
MissouriOhioIndianaMichiganWisconsinIowaMinnesota
Total Western States.
Total Pacific S t a t e s -California
Total "United States . .
24
172
108322026305921
296
58
~620
$65, 2221,308,6263,148, 8211,745,181
6,267,850
23,260,354~42, 924, 6342,115, 905
15, 651,0313, 510, 372
87, 462, 296
6,108. 888845,139
16,832,978
23, 787,005
24, 617,1824, 689, 7841, 903, 8299, 586,4008, 670. 7966, 328, 5684, 724,776
60, 521, 335
29, 311. 251
20773497737
$12,394688,555284,095503, 201
1,488, 245
2, 756,0031, 040,853466, 567
2,453, 818480, 261
7,197, 502
2, 653,14029, 820
2, 049,176
4, 732,136
3, 820, 264297, 797103, 54184, 671
1, 250, 723518, 71970, 931
6,146, 646
4, 695,120
24, 259, 649
$16, 36482,783310, 854651,011
1, 061, 012
4, 618, 6553,096, 084447, 332
2, 994, 600444, 369
11,601,040
1,435, 795175, 879
3, 542, 340
5,154, 014
663, 706691, 081
1, 590, 5752, 858, 8461, 438, 468482, 529
7, 725, 205
10, 639,164
36,180,435
$1, 85421, 205140,308128,853
292, 220
792,5921,442,140289, 504
2,181,496490, 573
5,196, 305
745,141148, 556848,273
1, 741, 970
1, 278, 420275, 225161, 304444, 004180, 771386,857184, 297
2, 910, 878
4, 086,554
14, 227, 927
$87
4.3995,416
9,902
91,906124, 7713,714
221,20320, 658
1,792, 84317, 497,740
230, 5521, 577, 897594, 027
462,252 21, 693, 059
52, 39322,08513, 352
87, 830
54, 27722, 73346,94237, 622117,65039,488
318, 712
$54338, 747179,454158,662
377,406
2, 657, 670264, 620
1, 809, 289
4, 731, 579
20, 258, 634654, 893377,461
1. 365,1961, 350, 8291,118,812493, 362
25, 619,187
13, 785, 015
878,696 66,206,246
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 297
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
J878->79.
KESOURCES. LIABILITIES.
Other re-sources.
$5, 2163,786
71, 449
80,451
142, 93673,25892,441
781, 30828, 322
1,116, 265
304,42614, 618
286, 970
606, 014
Total. (Capital stock.
$91,1621,737,7604, 451, 0703, 085,188
$50, 000350, 000
3, 067, 8501,450, 000
9, 365,180
28, 996, 08357, 583, 790
3. 780,61024, 001, 2757,489, 974
121,851,732
12, 823, 0461, 266,038
21, 870,474
4, 917, 850
7,493, 00<?11,825,2001,353,3508,195, 7653, 377, 255
35, 959, 558
1, 280, 66287, 624
818
1,40374,67430,080
1; 475, 261
38,878, 9445, 817, 5523, 090, 993
10. 926, 24211,583,684
7, 944, 8132. 316, 692
80, 558, 920
32, 244, 570
4. 458,198'630, 000
9, 905, 516
14, 993,714
9, 254, 0161, 844, 2921, 228, 6002, 024, 4001, 476,1312, 321, 605
607,180
18, 756. 224
Suplns andprofits.
$52,988246, 011196. 310
495, 309
2, 534, 0244,697. 207132.136
1,486, 389367.924
9, 217, 680
142. 7465()! 997
1,456. 077
1, 649. 820
2, 547, 084280,432186.696536. 670150, 851478. 960124. 949
Circulation.
$1,130
14. 63519, 532
35, 297
19, 28618, 0923,214
62, 9286,789
110,309
8,747
233,786
Deposits.
$22,2581, 325, 642
906, 3531,107, 202
3, 361,455
16, 756, 5713». 431, 8802,170,405
13,427, 5313,282,932
71,069, 319
6, 393, 341570, 225
9, 309, 613
242,533 I 16,273,179
1,403
4,305,612 •1, 403
5, 943, 769 | 68; 103, 95!) j 33, 212, 513 j 6, 665 344
9,221,760 ] 315,839,340 1 104,124,871 2J, 3J!i, 7U5
23, 895, 7803,445,0551, 623, 2008,191,4067,618,7774, 900, 7211,487, 378
Other liabil-ities.
51,102, 317
$17, 7749,130
216, 221312,144
555, 269
2,193, 2025,611,411
121, 505828, 662455, 074
9, 209, 854
1,820,01414, 816
965, 482
2, 800, 312
3,182, 064247, 773
52, 497173,766
2, 336, 522243, 52797,185
6, 333,334
25,091,959 I 3,134,134
166,958,229 j 22,032,903
1S79-'8O.
$20. 4755, 917
11, 908
38,300
229, 52353, 62242, 384
1, 286, 2669,709
1, 621, 504
343, 63110,00099,136
452, 767
446, 712100,17040,927
22396,51948,324
732, 875
2, 956, 350
5, 801, 796
$96, 4642.160. 3914, 073. 8483. 204, 232
9, 534, 935
33, 541. 87666,179! 8143. 595, 95826, 366, 3115, 549, 969
135, 233, 958
13, 996, 6581, 496, 09925,194, 544
40, 687, 301
50,421,2126, 735, 8523, 300, 87613,117,78814, 349, 81010, 005, 5936, 043, 707
103,974, 838
65,473, 454
354, 904,486
$50, 000350. 000
2, 574, 3851, 350, 000
4, 324, 385
7, 203, 00011,5'JO. 2001 115,7078,115, 9432, 051, 332
29, 986,182
4, 458,198630, 000
10, 790, 899
15, 879,097
5, 602, 9121,707,6451,106, 5002, 023, 7501, 404,4312,494, 5102, 013, 650
19, 353, 398
21, 273, 513
90, 816, 575
$15. 62266. 412
243. 720189. 580
515, 384
2, 837. 9385, 214. 745128 083
1, 584. 522289, 334
10, 051 622
161. 20864.796
1,518,525
1, 744, 529
2. 628, 206304, 243178 034528, 890333,135486. 565255,179
4, 714, 252
8, 509, 374
25, 538, 111
$1,130
12,67219, 506
33,308
19,24618, 001
503
37, 750
8,712
203, 315
212, 027
223
223
283, 308
$29,2471, 728, 8441,156,6211, 256, 679
4,171, 391
20, 333, 89741,378,1512 °39 08216, 073,1153, 111, 342
83,135, 587
7, 086, 841759,105
11, 547, 565
19, 393, 511
33, 667,9454, 403, 4251,984 478
10, 359, 5009, 830, 0086, 810, 8363, 436,472
70,492, 664
31, 558, 458
208, 751, 611
$46515, 13586, 450388, 467
490, 517
3.147, 7958, 068, 747113 086592, 73197,458
12, 019, 817
2, 281, 69942,198
1,134, 240
3,458,137
5, 522,149320, 53931 864
205, 6482, 782, 013213,682338,406
9,414, 301
4,132,109
29, 514, 881
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
298 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATER ETC., THE NUMBER OF STATE BANKS IN
1SSO-»81.
States, etc. No. ofbanks.
New HampshireVermontRhode IslandConnecticut
Total Eastern Sta tes . .
New YorkNew York CityNew JerseyPennsylvaniaMaryland
Total Middle S t a t e s . . .
South CarolinaGeorgiaLouisianaTexasKentucky
Total Southern States.
MissouriOhioIndianaMichiganWisconsinIowaMinnesota
Total Western States.
Total Pacific S t a t e s -California
Total United S ta tes . . .
167
61
RESOURCES.
Loans and | Stocks, Due from Real es- Expenses, Cash anddiscounts. J bonds, etc. banks, etc. tate, etc. etc. cashiteins
$78, 0981, 537, 9513, 215, 5202, 243, 310
7, 074, 879
30, 092, 50547, 705, 242
2, 682, 87216, 224, 428
3, 766, 469
100, 471, 516
457, 6335, 889, 3016,108. 888
y55, 37019, 501, 474
$7, 275776, 080309. 792237, 034
1,330,181
3,178,1991,149,944
350,1253,391,629
44], 574
8,511,471
452,1453, 709, 8882, 653,140
13, 8571, 994, 053
99 • 32,912,666 I 8,823,083
120291929315324
33,071,347 I 6,893,511| 5,140,746! 2, 059, 332
10, 605; 39111,843,7958, 875, 9247, 584, 010
461,16977,749
1, 869, 4811,236,101
692, 725215. 557
305 79,180,545 11,446,293
56 j 32,515,124 6,842,327
652 252,154,730 36,953,355
$136, 722256, 327740, 202
$6, 65426, 266132, 926128,812
1,133, 251 294,658
5,521,8823, 035, 266390, 334
3., 920,191449,388
13, 317, 061
8,9861,021, 6871, 435, 795308, 072
3, 435, 959
6, 210, 499
9, 443,298733,452515,354
1, 740, 9913, 047, 7221, 693, 7191, 002,593
18,177,129
7, 819,388
46, 657, 328
799, 6191, 235, 514226,623
2, 219, 645433, 780
4,915,181
42~468~366, 751745,141131,160936,748
2, 222, 268
1, 320,440274, 329152,487461,146183,126385, 000200, 723
2, 977, 251
3, 504,880
13,914,238
$3, 6135,376
175, 685168,1333,928
181, 23712, 590
541,573
5,24060, 59852,39318, 92916, 624
153,784
$1,41620, 353197, 453170, 510
389,732
1, 839, 65818,149, 084
147, 7412, 329,101443,031
22,908, 615
35, 5171,234,3232, 657, 670319,020
2, 295, 268
6, 541, 798
12, 662, 946757, 294326,923
1, 513, 7121, 373, 5261, 012, 624994,827
41,10217,14427,04530, 659103, 28641,745
260,981 18,641,852
9,286,819
965,327 57,768,816
i
New HampshireVermontRhode IslandConnecticut
Total Eastern States..
New YorkNew York CityNew JerseyPennsylvaniaMaryland
Total Middle States . .
South CarolinaGeorgiaLouisianaTexasKentucky
' Total Southern States.
MissouriOhioIndianaMichiganWisconsinIowaMinnesota
Total Western States.
Total Pacific States Cal-ifornia
Total United States. . .
24
$72,3602, 006,1743, 033, 2172, 316, 247
$7, 2751, 030, 602231, 816118, 675
7,427,998 I 1,388,368
33, 307, 72249,717, 8832, 636, 50318,968, 6683, 940, 311
171 |1O8,571,O87
1,131, 9996, 085, 2516, 411,1561,164, 267
20, 586, 505
92 j 35, 379,178
4, 681,170393,67880,761
1, 757, 4771, 240, 855577, 208258,232
324 j 88,011,330 I 8,989,381
1342717 j28 !345727
36, 737, 6845, 090,1232,071,24012, 216,91633,554,72010,128, 2908, 212, 357
2, 660,109800, 994753, 209
4,736, 826489, 583
9, 440, 721
588,120494,117285, 09110, 082
1, 508, 212
2,885,622
61 34, 326, 993
672 273,715,586
5, 815, 607
28,519, 699
$928111, 636314, 594850, 653
1,277,811
4,977, 8143, 884, 598388, 294
2,279, 317410, 023
13,940,046
120,370716,590488,011409,474
3, 063,837
$10,15424, 023139,587144, 055
317,819
764, 2651, 216, 388151, 223
2,106,195425,783
4,663, 854
81,763260, 044316,45168,152933, 325
4, 798, 282 1, 659, 735
8, 637, 8C0704,917591,184
2,169, 2563, 298,4981, 316, 8041, 381, 376
18, 099, 835
11, 803, 209
49,919,183
1, 363, 892291, 551144, 365377, 580194,306336, 041153,035
2, 860, 570
3, 535, 961
13,037,939
$2, 096
2,096
138,172185, 63213,104209, 27216,266
2, 205, 92922, 347, 289
141. 2152, 683, 824456,420
562,446 27, 834, 671
21,92135, 61517,83823,28019, 289
117,923
50,37615, 01266,49822, 898111, 07151,624
317,479
999,944
$12, 09542.843160,096228, 848
443, 882
146, 525956,420
2, 288,189489,120
2, 233, 371
6,113,625
8, 554,330695,985388, 264
1, 853,9491, 707, 8991,158, 0971,050, 677
15,409,201
10, 532,859
60,334,244Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 299
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
ISSO-'Sl.
RESOURCES.
Other re-sources.
$79,17413,4018,124
100, 699
196, 36380, 81831, 662
832, 7647,607
1,149, 214
2, 8131, 076, 794343,63118, 395
395, 331
1, 836,964
298, 90580, 02650, 057
22375,69451, 717
556, 622
6, 898, 767
10, 542, 266
Total.
$93, 4432, 576, 5464, 129, 0323, 533, 368
10, 332, 389
41, 803, 91171, 524. 0013, 833,' 28529, 098, 9955, 554,439
151, 814, 631
1, 004, 80213, 359, 34213, 996, 6581,764, 803
28, 575, 457
58, 701, 062
63, 690, 4477, 488,1183,199, 04616,217,76617, 715,152124838,97210,091,172
131, 240, 673
66, 867, 305
418, 956, 060
LIABILITIES.
Capital stock.
$50, 000450, 000
2, 568, 8851, 350, 000
4, 418, 885
7, 603, 00011, 387, 700
999, 6077,458, 5791, 808, 340
29, 257, 226
-* 140, 0002, 534, 7754,458,198
625. 00010, 943, 027
18,701,000
8, 868, 8701,731.8001,068, 9402,179,2851, 524, 4312,456,7552, 263, 650
20, 093, 731
20,451,683
92,922, 525
Surplus andprofits.
$16,83862, 771
212, 538205,135
497, 282
3,178, 2375, 744, 527134 ?M
1,555,152320,443
10, 932. 643
34, 660661.833161,20892, 263
1, 795, 999
2, 745, 963
3, 304. 026305, 676178 M 5613,167259,558520, 394421,413
5, 602, 559
9,141,186
28, 919, 633
Circulation.
$1,130
11, 62019, 494
32, 244
16, 00917, 611
471
34, 091
8," 712*
199,671
208, 383
223
223
274,941
Deposits.
$14, 8722, 052, 8781, 225, 8161, 520,191
4, 813, 757
27, 003, 06448, 627, 4552, 588, 92118, 524, 0393, 243, 688
99,987,167
811, 9514, 634, 5387, 086, 8411, 021,175
14, 448, 066
28, 002, 571
46, 081,1705, 088,1361, 947, 03013. 229,16812, 486, 8409. 667, 2167, 239, 855
95,739,415
32, 819, 393
261,362, 303
Other liabil-ities.
$10, 60310, 897110,173438, 548
570, 221
4. 003, 6015. 746, 708110, 473
1, 561. 22518l| 497
11, 603, 504
IS,1915, 528.1962,281,699
26,3651,188, 694
9, 043,145
5, 436, 381362, 5064, 751
196,1463, 444,100
194, 607166, 254
9,804, 745
4,455, 043
35,476, 653
1881->83.
$164, 92713, 2887,600
185, 815
93, 456123, 35133, 636
1,262, 8392,221
1, 515, 503
191, 9882, 50012,052433,938
640, 478
4,644, 50260,79984, 906
233120,995107, 703
5,019,138
4,945,644
$102, 8123, 380, 2053, 894, 6943, 666, 078
11, 043, 789
44,147, 46778,276,1354,117,184
34, 246, 9415, 740, 607
166,528, 334
2, 090, 6988, 740, 0259, 809, 2162,176, 42728,778,477
51, 594, 843
64,619,3787, 287, 4293, 375, 73218,441,67620, 019, 20913, 748, 50611,215, 004
138, 706,934
70,960,273
$50, 000450, 000
2, 374, 0351,449, 328
4, 323, 363
7, 783, 00010, 987, 7001, 064, 3507,161, 7401, 837. 025
28,833,815
470, 0002, 834, 9752, 213, 700478, 798
10, 859, 887
16, 857, 360
10,197, 7081, 374, 300964, 800
2, 022, 4001, 534, 4312, 650, 3552,458, 250
21,202,244
20, 591,431
$16, 33876, 267188,497207, 489
488, 591
3, 645,1146, 007,577171, 008
1, 664, 684342,133
11, 830, 516
114. 415683, 707252, 469180, 733
1, 855, 721
3, 087, 045
4, 346, 304298, 40119 ,, 589776, 323422, 955695,013545, 692
7,277, 277
9, 367,200
$1,130
9,14919, 396
29, 675
15, 99713, 701
441
30,139
8,"670'
217, 684
226, 354
223
223
$34,8392,836,1131,167, 6591, 535, 491
5, 574,102
27, 494, 70554, 458, 5512,771,054
24, 744, 8373, 307, 682
112, 776, 829
1, 407, 2984, 266, 0576, 407, 4291, 434, 91514,531,655
28, 047, 354
44, 427, 2305,351,6612, 210, 43815, 342, 62914, 427. 80110,172, 0937,901, 5"74
99, 833,426
35,543,785
$50417, 825155,354454, 374
628, 058
5, 208, 6516, 808, 606110,772675, 680253, 326
- 13, 057, 035
98. 985955. 286920. 94881. 981
1, 313, 530
3, 376, 730
5,648,136263,0677. 905
300! 3243, 633, 799231,045309,488
10, 393, 764
5,457,857Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
300 REPOET OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.No. ofbanks.
RESOURCES.
Loans anddiscounts. bonds, etc. banks, etc.
Stocks,d t
Due from Eeal ©s- Expenses, Cash andtate, etc.
petc. cash items.
New HampshireVermontKhode IslandConnecticut
Total Eastern States..New YorkNew York CityNew JerseyPennsylvaniaMaryland
Total Middle Sta tes . .South CarolinaGeorgiaLouisianaTexasKentucky
Total Southern States.MissouriOhioIndianaMichiganWisconsinIowaMinnesota
Total Western States .ColoradoCalifornia
Total Pacific Statesand Territories
Total United States . .
$82, 4382,426, 7442,716, 7923, 896, 341
$7,2751,114,134
175, 726285, 387
$990135, 847215, 508933,426
$5,35431,769
127, 074151, 079
$10,282
$1,14663, 788
121, 824277,305
28 9,122, 315 1, 582, 522 1, 285, 771 315,276 10,282 464, 063
33,801, 23062, 552,593
3, 201, 35923, 207,4064,414,314
2,428, 244970,780688,951
5,003,534434, 030
6, 978. 0735,954, 590
444, 8373, 528, 092
515, 763
727,0841,550,330
131, 6722, 031, 929
413,217
173,237186,029
9,946190, 52113,098
2,171, 65042,405,285
186, 9252, 330,350
424, 630
180 127,176, 902 9, 525,539 17, 421,355 4,854,232 572,831 47,518,840998, 569
5, 770, 8926,849, 7151,164, 267
21, 585,777
638,0231, 055, 972
804, 55610,082
1, 343,175
61,404504,435725, 205409,474
3,146, 684
64,498221,646374, 69868,152
844, 207
4,17650, 2852,439
23, 28022, 805
92, 522844, 726
2,077, 626489,120
2, 204, 555
95 36,369, 220 3, 851, 808 4, 847, 202 1,573, 201 102, 985
155291730357634
45, 623, 6935, 625,8402, 533, 943
15, 218, 65414, 030,14312, 738, 77410, 903,119
5,708, 549
4, 688,351485,52033, 550
1,052,0381, 429, 799
672, 995
10,288, 680534,395357, 320
2,789,7923,591,8681,522, "5571, 283, 963
1, 357,476277,179130,530323,699350, 869
45, 80317, 26762,65624,028
275, 825 75, 593
9,568, 343707,314339, 275
1,177,6411, 755,5151, 020, 6411,141,107
376 106, 674,166 8,362,253 20,368, 575 2,715, 578 225,347 15, 709, 836
1,039, 33443, 369, 251 4, 048, 788
138,33214,648, 281
100, 7894, 033, 715
6,958 314, 0268,109,198
75 44,408, 585 4, 048,788 14,786, 613 4,134, 504 6,958 8,423,224
754 223,751,188 27,370,910 58,709,516 13,592,791 918,503 7, 824,512
18S3-'§4.
New HampshireVermont • . . . . . .Khode IslandConnecticut
Total Eastern States..New YorkNew York CityNew JerseyPennsylvaniaMarvland
Total Middle States . .South CarolinaGeor°iaLouisianaTexasKentucky
Total Southern States.[MissouriOhioIndiana . . . . . . . . . . . . .^Mi('lii(Tan"WisconsinIowa . . . . . . . . .Minnesota
Total Western States.ColoradoM^ontana •California
Total Pacific Statesand Territories
Total United States...
17
106
24
5829
7910
183
42146
68101
178292130438338
422
83
74
85
815
$86, 7651, 875,4652, 561, 2703, 713, 4318, 236, 931
31,417, 90260, 836, 224
3, 219, 27924, 793, 3814, 256,105
124, 522,891
1, 735, 2797,893, 9474, 738,0501,748,866
22, 626,17538, 742, 316
42,183,0455, 625, 8402, 872,970
15, 218, 65413, 934, 56313, 241, 75912, 320, 994
105, 897, 825
1,039, 324191,602
53, 681, 335
54, 912, 271
332, 312,234
$7, 4001,113,233
182,330256,454
1, 559, 417
2,739,4352, 060,028
534, 3505, 558,410
392,18911, 284, 412
793, 2866, 335, 944
170,1993,680
1,281,9768, 585, 085
3,807, 996485, 520
55, 6501, 052, 0381,474,513
315,3097,191,026
48,7315,121, 053
5,169, 784
33,789,724
$2,62197,178
218,344772,883
1,091, 526
6,139,4825, 343, 430
541,8383,478,121
481,49615, 984,367
84, 411600,457272,204408,701
3,065,5384,431, 311
9,681, 662534, 395615,169
2, 789, 7923, 271, 3551, 531,6871,450, 676
19,874,736
138,33243, 737
7, 272,680
7,454, 749
48, 836, 689
$1, 8545,590
213, 229143, 612364, 285
687, 7512, 044,724
121,1681, 997, 282
458, 5735,299,498
95, 548394, 813516, 775
71, 010920, 071
1,998, 217
1, 536, 049277,179157, 648323, 699369,749621,466399,548
3,685,338
100, 7898,076*-
3, 602,208
3, 711, 073
15,058,411
$3,149
3,149
118, 944263, 794
11,306161,65215,271
570, 967
12, 56655,1841,647
34, 90919, 539
123, 845
45, 80324,43962, 65614, 907
166,496314,301
6,9586,017
12, 975
1,025, 237
$2,17148, 671
146,090324, 240521,172
2, 914, 35341, 668, 326
233, 5782, 925,151
618, 70348, 360, 111
172, 7451,330, 7781, 723,140
417, 3722, 576, 5576, 220, 592
10, 061, 080707,314370, 050
1,177, 6412,130, 965
912,4871, 036,168
16, 395, 705
314,02629, 556
10,542,432
10, 886,014
82,383,594Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 8 0 1
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
1882->83.
KESOURCES.
Other re-sources.
$205, 0713,708
208,77989, 683532,36734, 549
1,454, 5677,962
2,119,128
56, 67128, 50012,052
274, 246
371,4693, 081, 038
66, 09662, 202106, 076
223564, 39517, 228
3, 897, 25841, 298
3, 331, 774
3,373, 0729,969, 706
Total.
$97, 2033,977,3533, 370,9145,543, 538
12. 989, 00846, 369, 201114,151, 9744,698, 23937, 746, 3996, 223, 014
209,188, 8271, 859,1928, 504, 627
10, 862, 7392,176, 42729, 421,449
52, 824,43474, 607, 5817, 742,1473,474, 087
20, 730, 55621,182,44515, 846, 36714, 369, 830
157,953, 0131, 640, 737
77, 541, 007
79,181, 744512,137, 026
LIABILITIES.
Capital stock.
$50, 000510, 000
1, 980, 7151, 849, 880
4,390,5957,814, 00013, 912, 7001,046, 4717, 275, 0061, 935, 945
31,984,122170, 000
2, 869,1002, 563, 700
478, 79811, 027,197
17,108, 79511, 068, 6811, 404, 300974, 800
2, 308, 5501, 649, 4313, 701, 7933, 095, 300
24, 202, 855449, 500
24, 318, 994
24, 768,494102, 454, 861
Surplus andprofits.
$15,64086, 767169,410328, 496
601,3133, 867, 6907, 271, 553309, 265
1, 893,477400, 692
13, 742, 67782, 603804, 438386, 254180, 733
2,130, 576
3, 584, 6045,127,157399,196228, 931879,229620, 861789, 778593, 947
8, 639, 09988, 335
10, 394, 333
10,482, 66837, 050, 361
Circulation.
$1,130
6,39319, 375
26, 8989,55813, 683
43
23, 284
8,607
128,966
137, 573
223
223
187,978
Deposits.
$28,6833,363, 7061, 032, 8772, 880,940
7, 306,20630,053, 50483,740, 3713,157, 88527, 303, 7953, 711,063
147,966,6181, 553,9884, 296, 4726, 732,2391, 434, 915
14, 816, 240
28, 833, 85452, 805, 8995, 724, 7812, 243, 707
17, 335, 82914, 647,16411, 200, 79810,043, 934
114, 002,1121, 063, 562
35, 823, 350
30, 886, 912334,995, 702
Other liabil-ities.
$1,75016, 880
181, 519463, 847
663,9964, 624, 4499, 213, 067184, 618
1,274,121175,271
15,472,12652, 601534, 617
1,171, 93981,981
1, 318,470
3,159, 6085, 605. 844213, 87026, 649206, 948
4,264, 766153, 998636, 649
11,108, 72439,340
7, 004, 330
7, 043, 670
37,448,124
1883-'84.
$81,4874,755
86, 242123, 098917, 58431, 242
1,456, 8824,071
2, 532,8778,862
180, 675165,33812, 683253,555621,113222, 70166, 09645,519106, 076
223
34,056474, 67141, 298
4783,915,197
3,956, 9737,671,876
$100, 8113, 221, 6243, 329, 6675, 210, 620
11, 862, 72244,140, 965113,134,110
4, 692, 76140,370, 8796,216,408
208, 555,1232, 902, 697
16, 791, 7987,587, 3532, 697, 221
30, 743, 41160, 722, 48067, 992,5337, 742,1474,141,44520,730, 55621,196, 27516, 307, 39915, 723,247
153, 833, 6021, 640, 737328,197
84,134, 905
86,103, 839
521, 077, 766
$50, 000420, 000
1, 790, 5291, 850, 0004,110,5297, 803, 00014,312,7001, 049, 3507, 398, 9271, 979, 245
32, 543, 222470, 000
3,046, 0002, 563,700643,971
11, 210, 40217, 934, 07312,605, 0431,404, 3001,179, 8002, 308, 5502, 203, 2004, 324, 4933, 625,000
27, 650, 386449, 50075,000
27,257,641
27, 782,141110, 020,351
$18,675113,482157, 323366,192655, 672
3, 973, 0457, 8.11, 537369, 616
2,131, 316393,601
14, 679,115157,745
1,983,169305, 340282, 443
2, 357,9655, 086, 6626,126, 254399,196294,102879, 229689, 205803, 476887, 567
10,079, 02988, 33554,762
13, 559, 261
13, 702,35844, 202,836
$1,130
5,41619, 37025, 9169,55854,100
25563, 913
8,618
78,88487, 502
223
223
177, 554
$30. 581?, 663, 2351, 219, 3652, 496, 3666, 409, 547
28, 357, 20281,109, 2963. 058, 48929, 825, 4483, 604, 419
145, 954, 8552,092, 885
457, 6074,109, 5651, 500, 763
15, 708, 27628,169, 09644, 598, 8875, 724, 7812,654,14017,335,32915,411,48110,971,56310, 335, 632107,032, 3131, 063, 562179,344
36,556, 952
37, 799,858325,365,669
$42524, 907
157, 034478,692661,058
3,998,1609,846, 477
215, 3061, 015,187238, 888
15, 314, 018182, 067
7, 005, 022600,130270, 044
1, 387, 8849,445,1474, 662, 349213,87013,403
206, 9482,892,166207,867875, 048
9, 071,65139, 34019, 091
6,761, 051
6, 819,48240,311,356
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
302 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWIING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.
New HampshireVermontHhode IslandConnecticut
Total Eastern States..New YorkNew York cityNew JerseyPennsylvania .Maryland
Total Middle States ..VirginiaSouth CarolinaGeorgia"PloridaLouisianaTexasKentucky
Total Southern States.
OhioIndianaMichiganWisconsinloAvaMinnesotaKansas
Total Western States.Colorado .MontanaCalifornia
Total Pacific Statesand Territories
Total United States...
No. ofbanks.
18
106
25
04
98110
192
525
21 "146
69
158
18738274450823454
516
83
73
84
975
Loans anddiscounts.
$82,1 804,£ 601,3, 515,
8, 003,
32.210,68, 779,
3, 852,23,737,4,412,
132, 971,
8.146,1,710,7, 627,
704, 036,1, 748,
21, 574,
0090K0005980
983
133052494720123
522
947779512765049866512
44,915, 430
43, 547,6, 964,3, 035,
16, 796,15,51012, 924,9, 901,4, 221,
112, 903,
935191
49, 309
50, 436
349, 230
9H6564906
7?,4605183563106
287602588
477
518
Stocks,bonds, etc.
$12,927,182,298,
1, 421,
2. 910,2,103,
561,5, 776,
486,
11, 838,
1,157,
400700327872
299
94?288210446773
659
071978, 975
6, 334,12,
9983,
586500292680
1, 288, 885
10, 773
5, 364852
501,4331,782
989
070453140
266
266,94935
9,784
19
662765
06448, 731
1,753
1,820
35,139
158
953
665
fcESOUKCES.
Due frombanks* etc.
$261,162,085,
1,109,
8, 697,4, 890,
461,3, 958,
393,
18,401,
1, 241,123,444,
1,505,408
3,251
5,976
10, 722848443
3,0954,271
086338991
415
169908481064665
287
734796043236434701720
664
815093929640498
2,417, 9012, 048, 226
90724, 755
37143
8,404
8,819
187289
589737424
750
59,062, 405
Heal es-tate, etc.
$1,5,
219,
854190554
142,954
369,
685,2, 243,
129,2, 039,
430,
5, 528,
387,103,348,
6,567,
71,777,
2,262,
1 689,
552
987427021437890
762
658741422583127010919
460
606445, 839172,393,402722450
888602405233968
248,4074, 525, 949
14 0008,076
3,164
3,186
15, 873
513
589
312
ExpenseSjetc.
$3,
3,
177,212,
11,181,
21,
337
337
035048043641977
603, 744
79,11,62,
3,34,14,
207,
48,24,53,18
12238
305
4
993470990
414909890
666
188903681050
734154710
40<)6,017
10
1,130
426
883
Cash andcash items-
340,
47,
1,
1
$46939,756
146,192304, 934
491,351
288, 604765,387279, 783694, 061517,586
545,421
051, 084237, 739097, 228
22. 8872, 772, 582
417. 3722
8
101
1
11
442, 300
041,192
984,442070,167431, 679442, 610185,015992, 902079, 605157, 280
19, 343, 700
11
11
86
260, 72229, 556
122, 925
413, 203
834, 867
lS85->86.
New HampshireVermontRhode IslandConnecticut
Total Eastern States..
New YorkNew York CityNew JerseyPennsylvaniaMaryland
Total Middle States . .
FloridaTexasKentucky
Total Southern States.
MissouriOhioMichiganWisconsinIowaMinnesotaKansas
Total Western States.
ColoradoWyomingCalifornia
Total Pacific Statesand Territories
Total United States . .
. 6428107910
191
199351946594168
467
$82, 0111, 931,1842, 411, 4504, 317, 9168/7427561"
"397628, 75974 316,4543, 678,175
22; 035, 365_ Ml?, 110144, 077, 863
787539"1, 038, 023
21, 944, 00223, 060, 564
11, 948, 986
46, 635, 42811, 247, 394
4, 407, 56612,524, 290
6,405, 84312,483, 8794,397,468
98,101, 868
"17169,895"3 419,120
75 56,781,143
86 ! 58,370,158
849 1332,353,014
$9,900857,972173, 054417,924
1, 458, 850"•276887589"2,089, 770
619, 0765, 906,740
644, 811
1,110, 8881,110, 88847TF27503"8,990,663
136,3061,392," 406
273, 24274,223
14, 979, 343
2, 089, 047
2, 089, 047
31; 587,114
$10,899 $1,8547,315
210, 433J227,j373_446, 975
6,603,533 j 806,3406, 382, 548
778, 5084, 604,145
311, 026
2, 240, 051129, 641
2, 039,408452, 079
18,679,760 j 5,667,519
5, 50061,187
979,4061,046,093
10,167, 4842,198, 389
805, 6973, 783, 052
1,654,639708,402
19, 317, 663
331, 67169, 620
7, 457,534
7, 858, 825
49774Y,T29T
122, 31112, 663
3, 204, 039
3, 339, 013
14,605,853
$2,192
2,192
206,455350, 800
16,498184, 282
19, 259
3, 373, 47548,842, 070
272, 0052, 742,406
526, 822777, 294 55, 756, 778
21, 02226, 03447, 056
62, 32324, 24219, 270
57, 627__45L130_
208,592
$3,110216, 704127,545
J13JM594786, 953
28,543306, 290
3,067,6423,402,475
12, 749, 3711, 007,269
614, 4261,581,5561, 754, 7391, 544, 9231,181, 846
20,434,130
5,998 432,3716,650 I 170,830
10,146,305
12,648 [10,749,506
1,047,782 |91,129,842
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 303
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued,
18S4->85.
RESOURCES.
Other re-sources.
$68,5133,834
72,34791, 958C31, 56132,800
1, 327, 46731,371
2,115,15798, 8701. 246
266, 8343, 882
238,110.12,683
444, 249
1, 065. 874236,01598, 74242,16494, 694
2,707128,419602, 741103, 773
4781, 830, 741
1,934, 9925, 791, 111
Total.
$96, 7323,107, 2343,318, 5874,948,731
11, 471, 284
48,061,828. 119,605,671
5, 327, 83239, 714, 8366, 294, 385
219, 004, 55212,163, 3573,167, 74616,181, 615
117, 8539,121,0082, 697. 22129, 794,475
73, 243, 27572, 544, 88510, 328, 0464, 201, 60923, 310, 07724,169, 95817, 057, 64113, 872, 3726, 736, 672
172, 221, 2601, 708, 844328,197
75, 585, 349
77, 622, 390553, 562, 761
LIABILITIES.
Capital stock.
$50, 000455, 000
1, 785, 8311, 850, 000
4,140, 8318,163. 00014,187, 7001, 299, 3508, 050, 2052, 006, 805
33, 707, 0602,881,439500,000
7, 921, 95050,000
2, 582, 200643. 971
11, 369, 391
25, 948, 95113, 011, 4232, 537, 0001, 449, 2003,494,1702, 462. 2006, 366, 0433, 854, 5002,149, 22133, 323, 757
390, 00075, 000
27, 672, 641
28,137, 641125, 258, 240
Surplus andprofits.
$17, 673120, 520185,544399, 322
723, 0594,143, 4637, 462, 312521,461
2, 366, 023422, 628
Circulation.
$1,130
5,41619, 356
25, 9025, 4702, 605
233
14, 915, 892 8, 308790, 382168, 231
1, 274, 8903, 611
344, 548282, 443
2, 444, 534
5, 308, 6396, 419. 827
502, 094351,223
1,131,183782,175996,435859, 039405, 004
11, 446, 980144, 00454, 762
9, 650! 975
9,849, 74142, 244, 311
8,017
55, 302
63,919
98,129
Deposits.
$17, 9612, 480, 9461,172, 3662, 284, 665
5, 955, 93831,278,72385,495,2153, 409, 80028,161,7543, 651,156
151,996.618
7, 846, 4922,341.3545, 271. 547
48, 5685, 816, 5361, 500, 763
14, 548, 675
37, 373, 93546, 859, 7596, 880, 2012, 360. 96118, 357,10816, 026. 61411,524,6208, 310,1204, 035, 429
114. 354, 8121,160, 451379,344
33, 286, 788
34, 626, 583344, 307, 916
Other liabil-ities.
$9, 96850, 768169,430395, 388
625, 5544,471,17212,457, 839
97,2211,136, 849213,563
18,376.644645,044158,1(51
1,713,22815, 674369,107270, 044
1, 376, 573
4, 547, 8316, 253, 876408, 75140, 225327, 616
4,898, 969170, 543848,713147, 018
13, 095, 71114, 38919. 091
4,974,945
5, 008, 42541, 654,165
1885*->86.
$56, 6988,397
65,095105. 295302, 24129, 442855, 40597,146
1, 389, 52916, 26077, 943
2,154, 0352, 248, 238
264. 991122^ 82651, 663332, 445
43177,748850,104
8053, 671,115
3,671, 9208, 224, 886
$107,7743. 069. 8733,188; 2916, 701, 97313, 067, 91153, 412, 446134, 523, 9345, 523. 34538, 367, 7516, 470, 253
238, 297, 729139, 434
1,717, 26231, 384, 51433, 241, 21075, 660, 65224, 281,1006,122, 02519, 906, 3718, 697, 52916, 581, 2256, 749, 051
157, 997, 9532, 062, 246679,688
83, 349,183
86, 091,117528, 695, 920
$50, 000394, 000
1, 766, 6852, 500. 0004, 710, 6858, 238. 90013, 802, 7001, 310, 2207, 940, 3232. 006, 85533, 358. 998
50, 000563, 494
11, 899, 87712, 513, 37112,588, 5732, 221, 8901, 302, 3502, 217, 2003,168, 3434, 363, 6002, 338, 648
28, 200, 604449, 400123, 000
80, 255, 538
80, 827, 938109, 611, 596
$16,3606,000
156, 947417, 657596, 964
4, 755, 8106, 278. 994563, 653
2,421,479462, 568
14, 482. 5043, 024
128. 9551,121, 9041, 253, 8836. 780, 5531, 752, 504382, 336718, 533626, 733835,820371, 242
11. 467, 721124, 542
9, 983, 654
10,108,19637,909, 268
$1,130
3,14819, 28623, 5645, 4702,605
iii8,186
71, 45771, 457
223
223
103,430
$38, 3592, 530, 2881, 096,1503, 318, 2336, 983. 03035, 266, 674102, 745, 8563, 460, 398
26, 564, 5323, 738, 950
171, 776, 41081, 360891,149
15,441,33416, 413, 84348, 436, 59419. 956, 7774, 201, 83816,427.6844, 728. 24110,416, 2173, 683,160
107, 850, 5111,481, 492540, 323
37,837,158
39,858, 973
342,882,767
$1,925139,585165, 361446, 797753,668
5,145, 59211, 633, 779
189, 0741, 441,417261, 769
18, 671, 6315,050
133, 6642, 849, 9422, 988, 6567, 854, 932349, 929235, 501542, 731174, 212965, 588356, 001
10,478,8946,812
16, 3655,272,833
5,296, 010
38,188, 859
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
304 REPORT OF THE COMPTROLLER OP THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc. No. ofbanks.
RESOURCES.
Loans anddiscounts.
Stocks,bonds, etc.
Due frombanks, etc.
Eeal es-tate, etc.
Expenses,etc.
Cash andcash items,
New HampshireRhode IslandConnecticut
Total Eastern States..
New YorkNew York CityNew JerseyPennsylvaniaDelawareMaryland
Total Middle States ..
VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States
MissouriOhio ,IndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska
Total Western States
OregonColoradoCalifornia
Total Pacific Statesand Terr i tor ies . . . .
Total United States..
1 ! $87,02810 ! 2,685,1768 I 4,546,467
$9,900131, 559531, 636
$139, 968937,685
$1, 854225, 005232,127
$3, 233$7, 009
142, 778552, 445
19 7, 318, 671
200 157, 619, 331
239
21246324862566554
149140
864
673, 395 1, 077, 653 458, 986 3, 233 702, 232
44,129, 47180, 720,180
3, 340, 39724, 079,175
845, 8874, 504, 221
2, 438, 7771, 867, 945
519,1955, 812, 003
2, 506605, 869
5, 510, 2986, 389,106
526. 5764, 517; 022
91,847357, 695
794, 6952. 214,526
123, 7192, 929, 561
25,828• 434,168
180, 941381, 881
12, 532196, 660
44812,105
3,143,13253,616, 559
295, 8492, 783, 798
39,194522, 459
11, 246, 295 17, 392, 544 6, 522, 497 784, 567 60,400 991
5, 945, 9933, 253, 7621, 721, 2112,819, 6839, 804, 984
842,4551. 723, 8351,288,4785, 259, 0761, 444, 712
510, 39020,895, 9076, 525, 539
1, 055, 276218, 635101,450
1,922, 3676,971, 614
48,01059,510
116, 552815,319
35, 96094, 832
1, 200,406521, 507
894, 581368, 681196, 383242,440
1, 020, 958149, 701225, 661308, 688
81, 601230, 904203,153
3,108,1331,095,163
149, 460156, 888119, 321123, 055575, 973395, 902131, 830
228,642132, 230
28, 023805,540221,612
52, 6709,957
14, 45616, 51572,129
6, 51224,69516, 42111, 61714, 6702,138
26, 93051, 392
582,058291, 786267, 837279, 212
1,458, 058134, 367221, 900157,025
1, 914, 995389, 791128,168
2, 641, 8211, 050, 786
62, 096, 025 13,161, 438 8,126, 047 3,137, 074 320,102 9, 517, 804
44, 363, 3119, 696,3553, 485, 2645,698, 571
24, 014,65016,446, 294
7, 630, 38315,538,37611,578,793
6,418, 920
4,767, 9291,144, 060
101,292444,594
1,904, 0671, 898, 984
969,995466, 980117, 836
8, 068,5911,568, 795
801, 6751, 420, 2453,669,4024, 210, 4551, 413, 2272,434, 3232,603,1941,
2, 086, 530€08,160224, 330430, 744499, 710496,414545,905835,374
• 904,562672,956
144,870, 717 11, 815,687 27,516,599 6, 304, 685
241,2211, 782, 962
66,157, 63510,565
2,378, 217
42, 210808,987
10, 335, 491
22,19350, 057
3,188, 231
100
1,422
68,181, 818 2,388,782 11,186, 688 3, 260,481
440, 086, 562 39,285, 297 65,299,531 20, 683, 723
73468, 59235,35729, 470
112, 32725, 428
69, 848576,135118, 848
10, 934, 7991, 256, 661
569, 914921, 557
2, 664, 7132, 656, 852
674,0361, 872,9012, 383,193
601,867
1, 036, 739 24, 536,493
1,44318,604
60, 369461, 273
15,579,298
20,047 16,100, 940
2,164, 688 111,258,460
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. o 0 5
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
1886->87.
RESOURCES.
Other re-sources.
$130, 257110,401321, 564450, 78511,314
305
1,024, 626
44, 25823, 26154,222
181,159, 231
36, 08513,958213,116230, 05521, 208
344, 529, 597146, 352
6,471,395
3, 958,117107, 2182,84951,325262, 565
' 4,33112,755
288, 695274, 51176, 323
5, 038, 749
4,0207,565
3, 725,798
3, 737, 383
16, 272,153
Total.
$105,-7913, 327. 7196, 800, 300
10,233,870
56, 327, 571145, 300, 5985,139, 832
40, 769, 0041, 017, 0246,436, 822
254, 990, 851
8, 724, 2964, 322, 9702, 474. 8805,403, 29021,122, 9471, 613, 0322,401,3892,168, 8788, 541, 3052. 269, 475' 966, 738
33,208,3349, 612, 351
102, 829, 885
74,180, 01114, 449, 6415, 220, 6318, 996, 50633,127,43425, 738, 75810, 276, 30622, 009, 51218, 787, 4289, 333,442
222,119, 669
371,4563,14,0, 013
101, 364, 670
104,876,139
695, 050,414
LIABILITIES.
Capital stock.
$50,0001, 764, 6852, 390. 000
4, 206, 685
8, 428, 00014, 712, 7001, 209, 3507, 888, 473356, 000
1, 979, 390
34, 573, 913
1, 900, 255819.855691, 410788,704
10, 295, 840290,100735,000759, 650
2, 017, 300761,098265,000
11, 555. 6862, 924; 254
33, 804,152
11, 626, 4033, 079, 6951, 676, 6001, 655, 5004, 556,1503, 350. 3403, 579, 843•5,228,0006, 618, 5452, 864, 606
44, 235, 682
170,000505,000
31, 061, 935
31, 736, 935
148, 557, 367
Surplus andprofits.
$15, 216160,775497, 598
673, 589
5, 235, 0758, 937, 631492,120
2, 662, 60051,143
460, 072
17, 838, 641
650,713304,169228, 706365,767
1, 563, 762376,590228,14297,534
548, 693212, 76151, 433
2, 891, 327633, 088
8,153, 285
6, 590, 349585,859379, 510890, 495
1,389,1011,121, 834694, 799
1,193,1251,370,121795,997
15, 017,190
25, 423168 555
11, 402, 287
11, 596, 265
53, 278, 970
Circulation.
$1,1303,14819, 286
23, 564
5.470
2,605
71, 066
6979, 210
isyioi'
8, 597
35,976
58,364
223
*29. 095*38,500
67,818
228, 956
Deposits.
$35,3421,177, 8833, 407,182
4,620,407
37, 688, 748112, 699,1723, 284. 20129,117, 308
497, 4273, 799,136
187, 085, 992
5, 956, 7692, 897,1231, 424, 7854,121, 2546, 392. 996830.198934| 266
1,102,9065, 660i 873976, 851593, 264
16, 852. 3505, 590, 552
53, 335,187
49,173, 70410,314,7883,126, 8495,178. 06926,069; 05019, 960,4175, 747, 28614,429,5169,151, G2G4, 836, 266
147, 987, 571
173, 3902, 279,135
52, 513, 971
54, 966,496
447, 995, 653
Other liabil-ities.
$4,103219,228486, 294
709,625
4, 970, 2788, 948, 490154,161
1, 029, 557112, 454198,155
15,413,095
216,559288, 032129, 979127, 565
2, 869, 349116,144503, 981208,788305, 842318, 76557, 041
1,872, 995463, 857
7,478, 897
6, 783, 555469,29937, 672
1,272.4421,113,1331,305,944254, 378
1,158, 8711,618,041798, 073
14, 811,408
2,643187, 323
6, 386, 477
6, 576, 443
44,989, 468
* Doubtless un error in reports.
9C47 20
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
306 REPORT OF THE COMPTROLLER OF THE CURRENCY,
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.No. ofbanks.
RESOURCES.
Loans and Stocks, Due fromdiscounts, bonds, etc. banks, etc.
Real es- Expenses, Cash andtate, etc. etc. cash items.
New Hampshire.Rhode IslandConnecticut
Total Eastern States.. 19
$92,1972, 506, 8134, 676, 540
7, 275,550
$9,900234, 952711, 048
$165, 2531, 264, 025
$3, 454230, 600211, 627
$4, 5703,922
$7,481123,615468,470
955, 900 1,429, 278 445, 681 8,492 . 599,566
New YorkNew Jersey . .Pennsylvania.DelawareMaryland
1228
772
126, 489, 7613, 442, 091
26, 413, 454597,098
4, 697,490
6, 045,035418,525
5, 543, 287192, 007913, 684
12, 967, 652438,128
4,031,118115, 516389, 765
3,155,994118,191
1, 784,81885,113
612, 693
710, 25617, 220
162,0146,844
32, 543
50, 073, 23328o, 040
2, 846,10316, 281
553,669
Total Middle States .. 218 161,639,894 13,112, 538 17, 942,179 5, 756, 809 928, 877
Virginia"West Virginia..North Carolina.South Carolina .GeorgiaAlabamaMississippiLouisianaArkansasKentuckyTennessee
Total Southern States
MissouriOhioIndianaMichigan.."Wisconsin.IowaMinnesota.KansasNebraska..
238253231647461
177
Total Western States. 771
Montana...DakotaCalifornia .
2
110
Total Pacific Statesand Territories....
Total United States . .
135
1403
12, 036, 7061.629, 6492, 807, 968921,942
9,188, 3171, 280, 8052, 374, 6103, 823, 493
609, 67627, 662, 7335, 024, 698
485, 45471, 796
165, 57322, 416362, 693110,206188,256415,10128, 780997,897170, 463
89,1104,708
27, 39113,43369,6648,996
33, 0934,664699
17, 8G548, 727
53,775,326
7174,138297,11771,114
1, 259, G56214. 898498i 431
3, 627, 371146, 573
4, 571, 784840, 610
67,355, 597 8, 511,123 7, 951, 327 3, 018, 635 318, 350 12, 600, 815
5.1, 050, 7724, 291, 9323, 823, 3047, 272, 52318, 878, 9379,137, 23816, 776, 87811, 755, 7674, 451, 436
6, 296, 241268, 474113,445167,112
2, 005, 679
961,912199,429210, 635
8, 672,163575,667769,126
1, 090, 2074, 435, 3311, 962, 9862, 607, 4411, 794, 924
764, 512
2,595,679281, 257225, 213206, 219637, 811646, 822
1, 030, 932995,156399, 982
36, 32138,90616, 96927, 828
156, 763140, 21576, 894
11,053,118534,832557,538765,141
3, 054, 837830,279
1, 925, 4483,190, .778
377,519
127, 438,787
286, 735975, 921
69, 031, 960
10, 222, 927 22, 672, 357 7, 019,071 493,896 122,289,490
7,90328, 726
4,045, 554
115. 414206, 690
8,460, 96118, 543
64,125107,830
15,877,795
70, 294, 616 4, 082,183 8, 783,065 4, 006, 458 18, 543
434,004,444 30, 884, 671 58, 777, 206 20, 246, 654 1, 768,158
16, 049, 750
105,314,947
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 8 0 7
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
18S7->88.
"RESOURCES.
Oilier re-sources.
$59, 8012
59, 803
293. 3875, 849
1, 225, 6143
9.156
1, 534. 009
38,475750
54, 8327
4, 427, 8233, 43613,30672, 642
24187.9826, 323
4, 805, 600
2, 919, 0121,758
3,188
9,80252
182, 7731,329
3,117, 914
6. 6855,186, 226
5,192, 911
14,711, 237
Total.
$113, 0323, 325, 6047, 335, 634
10,774, 270
199, 735, 3184, 726, 044
42, 006, 4081, 012, 8627, 209, 000
254, 689, 632
16,139, 8152, 240, 8673, 85lj 3521,110, 21120. 429,1692, 054,1983, 942. 2198, 616, 490991,191
37, 982, 9217, 203, 014
104, 561, 447
82.586.9855, 990, 2415, 527, 5329, 521. 359
29, 040, 42312,587.12723. 459, 42618, 259, 0426, 282, 307
193, 254, 442
489,2451, 424. 671
106, 513, 610
108, 427, 526
671, 707, 317
LIABILITIES.
Capital stock.
$50, 0001,766,0852, 390, 000
4, 206, 685
24, 920, 7001, 085, 0007, 852. 589
420, 0002, 484, 480
36, 762, 769
3, 468, 739453. 744
1, 095,170420,000
7, 664, 477705, 625
1, 079, 0002,117. 259
2K8 00012. 597, 9372, 3:-iG, 690
32, 226, 641
13, 430. 0031,504,] 001,742.5002, 071, 2003,821.1004, 028, 743
• 5. 733, 0006, 5(59. 0992, 201,100
41,101, 445
150, 000590, 425
39, 893, 903
40, 634, 328
154,931, 868
Surplus andprofits.
$14, 549173, 853438, 533
626, 935
16, 374, 623341. (354
2, 892, 77771,419
536, 279
20, 216, 752
1,167, 989241, 900340, 048110. 700
2, 680, 518216. 699368, 210567, 30846,811
3, 357, 941578, 580
9, 676, 704
7, 667, 806319, 079259,136549, 013
1, 301, 602930, 462
1, 544, 270985,129370, 509
13, 927, 006
8,57087, 535
12, 341, 586
12,437,691
5G, 885, 088
Circulation.
$1,1013,1429,556
13, 799
8,065
71, 066
65
79,196
8," 582*
19, 732
28, 314
27,125
27,125
148, 434
Deposits.
$40, 2571,267,5673, 985, 603
5, 293, 427
140, 043,1553,128, 522
30, 412, 607455,175
3, 861, 217
177, 900, 676
10, 653, 3011, 471. 3071,181, 422
436, 7205, 328, 861
716, 3332, 245. 5115, 819J 890618,174
19, 919, 0444, 033, 526
52, 424, 089
54, 058, 8073, 837, 0183, 304. 2016, 539, 253
22, 429, .4907,167, 008
14, 702. 7279, 887, 8583, 314, 267
125, 240, 629
330, 675549, 228
48, C09,118
49,189, 021
410, 047, 842
Other liabil-ities.
$7,125114, 357511, 942
633, 424
18, 388, 775170,868777, 36966, 268
326, 959
19, 730, 239
849, 78673, 916
1, 2?4, 712142,791
4, 755, 313415, 541249,498103. 45138, 206
2, 088, 267254, 218
10, 205, 699
7, 430. 369330, 044221, 695361, 893
1,488. 231460. 914
1, 479. 429816, 356369, 306
12, 958, 237
197, 4835, 969, 003
6,166, 486
49, 694, 085
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
308 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc. No. ofbanks.
New Hampshire.Rhode IslandConnecticut
Total Eastern States
New YorkNew Jersey—Pennsylvania..DelawareMaryland.....
Total Middle States .
VirginiaWest Virginia.North Carolina .South Carolina.GeorgiaFlorida..Alabama .Mississippi.Louisiana.TexasArkansas.Kentucky .Tennessee .
RESOURCES.
Loans and Stocks, Due fromdiscounts, bonds, etc. banks, etc.
$10. 500]39; 447762,184
148, 821, 9674, 830, 966
29, 701, 4891,512,2524,8Q9, 222
618, 544964, 782130, 936952,176098, 004383, 029183, 858447, 711515, 592655, 253
$2, 427178,601
1, 030, 063
1, 211, 091
NevadaOregonColoradoUtahMontanaWyoming.New MexicoDakotaWashingtonArizonaCalifornia
Total Pacific Statesand Territories
Total United States .
26, 082111, 278
5,12728, 933
333,854152, 460
3, 827, 067
23, 889, 000
1, 212, 515302, 875704, 649123, 824
2, 943, 64539, 422
401. 5691, 633. 202
79, 875297, 080458, 506
4, 234, 400841,476
13, 273, 038
12, 207, 7741, 553, 591
817,7322, 578, 084
640, 2545, 548, 2311, 464, 5082, 690, 6622,145, 7371,126, 474
30, 773, 047
20, 20446, 342
796, 67426, 724
164, 326148,511
22, 808189, 435672, 239
58, 5578, 527, 384
10, 673,204 5, 814, 077
.Real es-tate, etc.
Expenses, Cash andetc. cash items.
$3, 454223, 977201, 984
429,415
4, 295, 718177,197
1,767,172104, 099646", 443
6, 990, 629
431, 48585, 511
156, 50252," 320
538, 74521,41572, 366
273. 034337, 063
70,19248, 636
1,088, 530132, 935
3, 308, 734
2, 943,140640, 457233,513455,104150, 460665, 802705, 207
1,196, 6841,172. 255
549, 960
8, 712, 582
10,40232, 791
175, 3376,745
75, 34473, 6879,892
97, 033147,576
50, 5145,134, 756
79,819,380 25,255,437
$5, 33712, 095
$7, 250110, 854466, 948
17,432 585,052
776, 04022, 590
186, 6911, 0103, 755
69,776, 796370, 635
2, 962, 36964, 345
566, 043
73, 740,188
50, 82912, 60550, 6414,800
95, 3225,101
20, 38153, 70211, 50311, 6155,740
17, 92137, 052
377,212 11,967, 024
96, 44532, 25519, 88126, 37935, 867
127, 831121, 757
73,998
534,413
4,4335,104
58,6533, 6222,6433,875
17716, 534
6,5216,095
107,657
959, 089198, 220502, 289215, 282
1, 835, 99892, 901
245, 626939, 021
2, 028, 348172, 960203, 850
3, 723, 961850,079
17, 471, 6421,102, 878
456, 9271, 538, 949
329, 5443,120, 055
816, 5282,123, 4371, 776, 373
553, 044
29, 289, 377
32,46747, 236
408, 21813, 031
156, 690182, 813
14, 6849G, 489
488,581110,157
16, 077, 557
17,627,923
2,026,800 jl33,210,164
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 309
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
1888->89.
RESOUECES.
Otherresources.
$2122, 811
2
122, 815
378, 6081,917
1, 209, 7573
306
1, 650, 591
13, 8541, 575
30, 02653, 32127, 888
3941,855
270. 838
523, 528.170, 45156, 481
450,218
446, 050
4134, 380
442
3,73153, 6617, 374
Total.
$98,7753,180, 5687,116, 622
10, 395, 965
249, 516, 7696, 508,157
47. 448, 4691, 883,1187,420, 323
312, 836, 836
16, 836. 9192, 840, 7-164,109. 7612, 486, 493
17, 556, 218450. 206
2, 470, 6006. 977, 0508. 762. 4201. 379, 8471, 929, 673
43. 928, 5677, 024, 017
116, 752, 517
93, 770.19717. 095, 4825, 841, 256
13, 925, 4475, 419, 911
32, 660. 34013.170,10324^ 983, 42917, 066, 9219, 448, 792
245,214 233,387,878
44,317
42. 8073
3,06554
11, 017340
3,4926, 406, 936
6, 471, 990
8, 940, 828
397, 401543,411
4,142, 246253, 355
1,122, 9331. 402, 411' 202, 409
1, 334. 3253, 970, 596
695, 968108. 597, 362
122, 662, 417
796, 035, 613
LIABILITIES.
Capital stock.
$50. 0001. 760.' 6852j 390, 000
4, 208, 685
27. 765, 7001, 454,1508, 280, 893
656. 0002. 497, 500
40, 654. 243
3. 801, 615676, 320
1, 235, 944718, 922
4,103, 60080, 000
840. 3751.660,1482,130, 200
505,100498. 000
13, 877, 8861, 874, 689
32, 002, 799
14,113,1733, 472. 7501, 850, 0002, 371, 5001, 660, 7S23, 940, 8004, 416, 7436, 308, 0006, 778. 2543, 545, 400
48, 457, 402
200. 000139, 533910,000100, 000240. 000368! 92580, 000
644. 200867, 200220, 000
37, 560, 595
41, 330, 453
166, 651, 582
Surplus andprofits.
$15, 281173,636469,124
658, 041
19, 051, 241662, 217
3, 389, 798120 517534,587
23, 758, 358
1, 270,112190, 260344, 532157, 846
1, 840, 50332, 948
161, 651563,914669, 915144, 250186, 705
4,128, 351452,705
10,143, 692
7, 680,113760, 536299, 618
1. 095,166395, 996
1, 665, 9351,101, 6511, 643,5401, 074, 872453, 888
16,171, 315
13, 38022, 782304, 02211, 49367,44088, 8793,042
75, 533108,11747,109
13, 367, 834
14,109, 631
64, 841, 037
Circulation.
$3,1399, 556
12, 695
8,065
71, 065
22
79,152
8,582
19, 732
28, 314
120,161
Deposits.
$31. 7481, 070, 2943, 819, 658
4, 921, 700
180, 826, 5614, 077, 28035.180, 588
930, 3314,142, 605
225,157, 365
10. 777,116i; 513, 6672, 220, 4641,183,4427, 491. 533316, 898
1.175, 7204, 593, 9785, 899, 661676, 787
1, 214, 51122, 608, 8464, 549, 099
64, 221, 722
62, 869, 27012, 443,1263,473,61010, 275, 6642,951, 63525, 657, 7817, 271, 51515, 553, 3198,116, 7514, 661, 742
153, 274, 413
148, 895368, 048
2, 888, 842137, 968812, 451788, 37392, 380
487, 6212. 794, 248' 379, 595
50, 610, 860
59, 509, 281
507,0847481
Oilier liabil-ities.
$1. 746166. 814428, 284
596, 844
21. 865. 202'374,510526,127176. 270245, 609
23,187, 718
988, 076,460. 499308! 821426, 283
4,120. 582'20. 360292, 854159, 01054, 06253, 71030, 457
3, 293, 752147, 524
10. 355, 990
9,113, 641419, 070218,028183,117411, 498
1,395, 824380,194
1, 478, 5701, 097, 044787, 762
15, 484, 748
35,12613, 04839, 3823,8943,042
156, 234* 26,987
126, 971201, 03149, 264
7, 058, 073
7, 713, 052
57, 338, 352
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
310 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.No. ofbanks.
New HampshireRhode IslandConnecticut
Total Eastern States . .
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle S t a t e s . .
Vi rg in ia . . .West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States.
MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska
Total Western States.
OregonColoradoUtahMontanaNorth DakotaSouth Dakota ! .Washington •ArizonaCalifornia
Total Pacific Statesand Territories.
Total United States . .
18
16421821
7, 321, 246
161,113, 6416, 592, 335
33,142, 5181, 687,1383, 784, 710
270
76172118426
1247
64
1512352
439
3014945263780
10576
224148
1,091
2,101
RESOURCES.
Loans and Stocks, Due fromdiscounts, bouds, etc. banks, etc.
$60, 7792, 475, 3194, 785,148
206, 320, 342
15,088^2723, 588, 3783, 399, 8552, 601, 410
17,456,#40825, 208
1, 864, 3637,424, 9496, 235,170
886, 7881, 471, 583
40, 573, 20310, 992, 850
16, 542, 884
112, 408, 969
557292, 96314, 762, 4825, 073,43810, 545, 8844, 050, 34026, 739, 07212, 574, 23922, 042, 21114,911,5418,070,834
174, 063, 004
86, 420, 923
586, 534, 484
$20,300260, 258874, 309
1,154, 867
1,528,743279, 734
88, 04760, 625
' 997,71426, 570
140, 285504, 348413, 464
61, 5271, 965, 688
210, 081
6, 276, 820
5, 533, 8902, 305, 633
184, 499239, 419
1, 294, 5191,890,979
3 8 i , 4339, 469
90, 111
12, 260,123
120,73856, 772
""i3,"225414, 303196, 659244,268
16, 9502,651, 609
3, 714, 524
9, 949, 224
212 3991, 050! 228
1, 269, 451
18, 053, 622677, 621
5, 558, 23288, 492
354, 923
24, 732,
328,7185,161, 4681,462, 952
14, 422, 366
7 ,1, 957, 0151, 373, 5021,916,692
680, 3556, 911, 6802, 217, 3952, 995,4961, 946, 5681, 653, 567
32, 247, 284
57,518563, 518
41, 49149, 02737, 965
498, 717728, 615114. 639
11, 246, 581
13, 338. 071
Keal es-tate, etc.
$3, 454209, 35820.1, 031
413, 843
4, 806,174200,115
1, 683, 971166, 622332,897
7,189, 779
506, 657132, 672177,754
59, 911724, 282
45, 256101, 995376, 368329,44671,10866,116
1,190, 245321, 203
4,103, 011
2, 582. 340583,131283,713282, 251243, 722720, 610955,830
1, 405, 2481, 479, 971
725,190
9, 262, 006
6, 221, 058
86,010,062 27,189, C
Expenses, | Cash andetc. jcash items
$4,19911,457
$2, 765100,756475,581
15,656 ; 579,102
894,80931,908
223, 39310, 4357,028
61, 229, 000! 388,519
3, 246, 344129,134325,199
1,167, 573
61, 21219, 26647,16127,17752, 6468,418
16, 039105, 812
17, 9053,036
22, 805102, 07980,133
65, 318,196
563, 689
111, 79533, 50214,29720, 85932, 561
90, 281189,165142, 891
635,351
13,11431, 6822,730
15, 730102, 580
41, 49313, 009
220, 338
2, 602, 607
14,132, 697
87958^285"1, 219, 219
718, 7901, 730, 352
460, 3353, 706, 480
970,4922, 585,1702. 512, 716
' 597, 789
23,459, 628
86, 506834, 92667,71354,53883, 535
307, 695879, 677107, 870
14, 903, 339
17, 275, 79
120,765,422
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
1889->9O.
311
BESOUItCES.
Otherresources.
$2, 50057, 587
60, 087
464, 73821, 078
1,091,819451303
1, 578, 389
23, 90022
1, 313207, 6815,421724
3,981146, 09060, 963
450,095
77,1084, 08713, 354
11, 203164, 09713, 739
283, 588
5,3083,912
2, 50223, 905
106, 57171, 5266, 809
5,167, 943
5, 388, 476
" 7, 760, 635
Total.
$90, 6223, 319, 8767, 403, 754
10, 814, 252
254, 647, 2028, 487, 809
52, 277, 2032,102, 2115, 335, 628
322, 850, 053
20, 886. 4745,153, 5524, 747, 8043, 232, 246
23, 217, 3281,163, 7302, 776, 5499, 590, 665
10, 607, 9911,368,9132.160, 097
53, 045,19114,407,113
152, 357, 653
82, 962, 49221, 016, 3837, 671, 531
14, 742, 2496, 750,130
40, 001, 38216, 717, 95629, 511, 21321, 543, 52711, 294,121
252, 210, 984
1, 111, 7465, 654, 668592.967508, 501
1, 372, 6994, 626, 7226, 597, 931
721, 719111,392,236
132, 579,189
870, 812^131"
LIABILITIES.
Capital stock.
$50, 0001, 766, 6852, 340, 000
4,156, 685
29, 039, 8251, 624, 0238, 267, 305
680, 0001, 623,149
41, 234, 302
4, 591, 0481, 006, 8301, 431, 4501,128, 0006, 500, 407
275, 800962, 846
2, 903, 7862,130, 200
450, 000820, 000
16, 259, 7804, 673, 831
43,133,978
14, 435,3043, 607, 5002,174, 8002, 636, 5002, 017, 0004, 509, 3005, 299, 2436, 913, 7008. 201,1404, 366, 801
54, 221, 288
482, 6451, 245, 0.00
200, 000140,000614. 880
2, 290, 6101, 902,150306,260
38, 809, 509
45, 991, 054
188, 737, 307
Surplus andprofits.
$13,554163. 296504, 821
741, 671
21,064,787759,905
3, 805. 870348, 302441,407
26, 420, 271
1, 494, 692397, 948390,147226, 271
2, 451, 59437, 977183, 365658 <»70758, 464147, 91198,618
5, 629, 0981,197, 015
13, 672, 070
6, 512, 488936, 388518, 698
1,300,390505 272
1, 935. 2661, 323, 0861, 785, 8781, 325, 289820, 206
16,962,961
31, 408320, 88527, 64330, 41799, 067336, 999299. 84486, 883
14, 730, 402
15, 963, 548
73, 760, 521
Circulation.
$3,1389/550
12, 688
8, 064
71,165
22
79. 251
8, 577
19, 732
28, 309
120, 248""
Deposits.
$24, 7171, 229, 5964, 063, 279
5, 317, 592
183,139, 5925, 667, 58339,467, 922
987, 2652, 954, 287
232, 216, 649
13, 767, 4243, 638. 0212, 552, 8171, 507, 985
11, 090, 547559, 749
1, 237, 5744, 321, 2637, 486, 897
760, 2921,107, 743
27, 004, 0777, 437,181
82, 471, 570
60, 932, 25415, 988, 9084, 913. 915
10, 076, 2173. 905, 71830i 648,1619, 437, 205
18, 975, 45910, 807, 7804, 8,9, 774
170,535,391
551,4924, 046, 355
354, 824300. 244439,195
1, 634,6344,149, 483322,167
50, 714, 988
62, 513, 382
553, 054, 584
Other liabil-ities.
$2, 351157,161426,104
585, 616
21,394,934436, 298664, 94186, 614316, 763
22, 899, 580
1, 033, 310110, 753373, 390369, 990
3,174, 780290; 204392, 764
1, 706, 646223.85310,710133,736
4,132, 5041, 099, 086
13, 051, 726
1,082,416483, 5876ii 118729,142322,140
2, 908, 655658, 422
1, 836,1761,149, 3181, 257, 340
10, 491, 344
46, 20142/42810, 50037, 840
219, 557364, 479246, 4546, 40£
7,137, 331;
8, 111, 205
55,139, 471
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
312 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc.
Rhode Island .Connecticut ..
Total Eastern States .
New YorkNew Jersey...Pennsylvania .DelawareMaryland
Total Middle States...
VirginiaWest Virginia.North Carolina.South Carolina.GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States
Missouri...OhioIndianaIllinois....Michigan ..Wisconsin .IowaMinnesota .KansasNebraska..
Total Western States .
OregonColoradoUtahMontanaISTew Mexico . . .North Dakota .South Dakota..Washington . . .ArizonaCalifornia
Total Pacific Statesand Territories
Total United States..
:NTo. ofbanks .
16
176228447
293
161. 551, 7667, 081, 937
35, 752, 3241,438,2193, 014, 554
208, 838,800
19291934151054114
2115164
524
4016453403991
12293
134356
1,393
65246
144
346
2,572
RESOURCES.
Loans and Stocks,discounts, bonds, etc.
$1, 567,2484, 848, 308
6, 415, 556
16, 985, 4624,126, 5334, 948,0653, 0*9, 0898, 079. 7981,128, 8751, 543,1507, 474,5327, 528, 950900,132
2,188, 79939, 747, 9929,490, 277
16, 036, 688
1, 576, 843155, 434120,098334, 906185, 713194, 460104,083587, 403358, 810
107,191,654
60, 500,10219, 604, 4635,974, 00616, 812,7904, 569, 02531, 694, 67416, 510,90326, 621, 93510, 472, 32318, 672, 685
211, 432, 906
1,374, 7413, 523, 8371, 812. 322624, 098143,608
1. 367, • "2, 516, 3312, 399, 569486, 449
79,134, 622
93, 383, 503
627, 262,419
$266, 994984, 295
1, 251, 289
7, 730, 437530,153
6, 913, 718301, 201561,179
79, 7372,185,185213, 606
6, 096, 278
72, 743, 570185, 091531, 388
1, 336, 6942, 390, 319
490,623422, 539192, 967
13, 648, 972
395, 308151,12310, 32615, 98549, 500
202,184447, 44732, 997
3, 470,117
4,774, 987
D u e frombanks, etc. tate, etc.
$171,8151, 059, 994
1, 231, 809
17, 976, 005890, 814
5, 373, 249241, 744284,137
24, 765, 949
554,1394, 658, 0191,160, 386
12, 292, 344
9,938,1422, 836, 7981,167, 9093, 644, 3381,142. 9386, 749,484
3, 768,4031, 578, 2421, 803, 548
32, 629,802
197, 557764, 644150, 99993, 92460, 842
320, 9.63393, 834366, 50352, 391
9, 203, 969
11, 611, 626
41,808, 214 82,531,530
Real es- Expenses,
$169, 507199,178
etc.Cash andcash items.
$12, 32314,146
368, 685 ! 26, 469
7, 572,162
643, 009164, 710209, 412119, 393239, 880105, 47187,741
489, 777373, 85773,82699, 576
1, 363, 505428, 974
4, 399,131
2, 939,924781. 746346; 586266, 525269, 639778, 610
1, 612,0691, 055, 5831, 030, 805
9, 081,487
113, 904202, 323316. 97034,1324,495
123, 711430,671657,40456, 312
5, 430, 054
7, 369,976
28,791,441
801, 06218,136197, 72310, 3547,725
47, 622, 911497, 485
3, 093, 21182, 913380,367
1, 035, 00051, 676, 887
83, 09514, 85741, 43022,07290, 38213, 31715,144121,17640, 3613,28236,47591, 90399, 216
672, 710
161,44938, 22475,29142,23549,440
113,857182, 847195,538
858, 881
14, 61215,88228, 7375,4652, 76131,486119,15639,91814,006
272, 023
2, 865, 083
$102,174535, 852
638, 026
1, 517, 894410, 643553, 316326,162983,150111, 201217,591653,498
2, 829, 638374, 635306,191
4, 089, 0251, 377,407
13, 750, 351
10, 047,7351, 511, 594691, 982
2, 847, 780469, 995
4, 255, 580
3,205,9991, 080, 587493,535
24,604,697
184,440409,887345,11076, 63770,155148,119291,125241, 25975, 629
14, 941, 567
16, 783,928
107,453,889
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 1 3
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
1890'91.
RESOURCES.
Otherresources.
$46,895
46, 895
738, 35560, 227
1, 618,16424, 296
2, 441, 042
31, 6141,49643,55952, 924
154, 32551, 491
1802,3211,167
145, 99599,148
584, 220
319. 0174; 629
57, 043
5, 258, 8384, 607
218, 66462, 211
5, 925, 009
12, 72926, 64462,164
33, 61811
5156,148, 719
6, 284,400
15, 281,566
Total.
$2,336, 9567, 641,773
9, 978, 729
241, 641,9779, 279, 873
54, 716, 6042, 267, 2144,460, 860
312, 366,528
22, 861, 5225, 633, 8616, 622, 8364, 049, 796
10, 839, 3211, 862, 3472,173, 9259, 941, 97811,230,1841, 354,1963, 266, 084
52, 281, 02412, 869, 014
144, 980, 688
88, 781, 68427, 958, 5478, 408, 427
24, 235,1557, 830, 52645,918,10721, 769, 74135, 817, 49315, 010, 78522,451, 289
298,181, 754
2, 293, 2915, 094, 3402,720,628
850, 241337, 361
1, 992, 2053, 986, 9194,152, 111
718, 299118, 329, 048
140, 480, 443
905, 994,142
LIABILITIES.
Capital stock.
$1,049, 6022, 240,000
3,389, 602
31,370, 7001, 656, 6668, 411, 200
680, 000-1,303,150
43,421, 716
5. 775, 600969, 225
1, 848, 7221, 342, 9483,731,506
584, 300814.400
3, 268i 0952, 620, 200
475, 2401,130,45817,902,7955, 016, 974
45, 480, 523
16, 730, 0364, 842, 7302, 486,1834,135, 5002,147, 8005,161, 2006,460, 8988, 111, OOO5, 782,4909, 034, 260
64, 892, 097
813,8251, 370, 5001,444, 210265, 000100, 000728, 000
1, 755, 3382, 014, 820
325, 20042, 564, 010
51, 380, 903
208, 564, 841
Surplus andprofits.
$186, 698621,908
808, 606
23, 614,435957, 959
4, 286, 982306, 446444, 648
29, 610, 470
1, 917, 578490, 822443,580307, 247
1, 041,41849, 466170, 517768, 517
1, 002, 831152,527378, 703
6,132, 6441,248,670
14,104,520
7,450.9521, 230, 587
588, 7362, 089,106
607, 0042, 261, 630
2,185,1731,147,4161,166, 350
18, 726, 954
72, 495261,282141, 51167, 4447,10089, 844330, 045215,08859, 580
16, 621,594
17, 865,983
81,116, 533
Circulation.
$3,128
3,128
8,004
71, 065
79,129
8,577
19,700
28, 277
*
110, 534
Deposits.
$985,3184, 053,301
5, 038, 619
165,127,8406, 070. 233
41, 226,9461,171,0262, 555, 820
216,151, 865
13, 943, 253; 3, 899, 725
3, 741, 3291, 737, 7644,121, 013
944, 031762, 691
4, 215,1387, 519, 792
702, 5331, 621,166
25. 065, 5615. 971,126
74, 218,122
60, 790,19221,194, 8565,160, 73116, 572, 9864, 873, 324
37, 304, 84212, 900, 21223,180, 2136, 880, 6879, 587, 075
198,505,118
1, 368, 3063, 416,1951, 090, 971430, 286230, 261
1,050,1971, 680, 9381,516, 712297, 634
51, 611, 788
62, 693, 288
556, 637, 012
Other liabil-ities.
$112,210626,564
738,774
21, 520, 938595, 015720,411109, 742157, 242
23,103, 348
1, 225, 031274, 089589, 205661, 837
1, 945, 384284, 550426,337
1,690, 22878,78423. 896
132, 7573,160, 924632, 244
11,125,246
3, 810, 504690, 374172, 777
1,437,563202, 398
1,190, 4352,348, 6312,341,1071, 200,1922, 663, 604
16, 057, 585
38,66546, 36349, 93687, 511
124,164220,598405, 49135, 885
7,531, 656
8, 540, 269
59, 565, 222
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
314 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN
States, etc. No. ofbanks.
EESOURCES.
Loans anddiscounts.
Stocks,bonds, etc.
Due frombanks, etc.
Beal es-tate, etc.
Expenses,etc.
Cash andcash items.
Rhode Island
Connecticut
Total Eastern States .
New YorkNew JerseyPennsylvaniaDelawareMaryland
Total Middle States ..VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States
MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska *
Total Western States.
OregonColoradoUtahMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCalifornia
Total Pacific Statesand Territories
Total United States . -
$1,439,6464, 849, 257
$216,5331, 021, 496
$158,8101,195, 382
$169, 967174, 738
$16, 26512, 824
$92,534448, 357
14 6, 288, 903
19022824
306
182, 407, 7236,962,719
32,956, 2121,500,5303, 660, 220
227.493,404 20,983, 851
9027322451913551642816263
574 110, 468,169
42277727841109141117281525
67,430,23, 695,8,172,
22, 963,5, 345,
35, 623,19, 717,30, 616,15,153,27,210,
1,863 255, 928, 514
12211183468110315
161
2, 585,2,163,2, 026.1,
71,297,
2,3*0,3, 244,2, 798,
476,86, 705.
1, 238. 029
633, 8927, 320,047383, 553872,442
1,354,192 344, 705 29, 089 540, 891
26, 665,2911, 067,1875,158. 027
216, 758479, 382
33, 586, 645
1, 804, 818222, 430173,447383.868820,71946, 05550, 700
354, 383305.752
2; 419119,352
2, 941, 232236, 361
1, 970. 331874; 482771, 965237, 630
1,899, 269196, 309212, 384
1,368, 236199,45743,198814,795
5, 852,1381,503,240
7,461,536
5, 903, 6392, 833, 015370, 853700, 300998, 255
2, 374, 021
15, 943, 434
10, 535, 0293,219,5282,116,5144, 814,1281, 253. 0487, 684, 710
517,410579, 761749, 815
5,244,2573, 291, 6702, 818, 796
15, 027, 069 40, 977, 680
461, 937
96, 229329
2.00039, 881260,482161,13017, 830
4,432, 076
434 104,316,123 5,471,894 12, 767, 361
3,191 "704, 495,:i, 113 [50,182, 379 104, 629, 312 32, 037,310
5, 657, 824215,897
1,724, 34271, 975392, 815
901,338 |59,122,94419, 284 I 514, 543
222, 49810, 20426, 732
8, 062, 853 1,180, 056 63, 429, 802
702,189238, 530263,433149,512480, 70144. 52990,375531,597366, 69081,021126,847
1, 568, 542428,121
146, 21536, 80451,23625, 809135, 76211,77025, 39870, 34663, 8562,900
44,62281, 76897, 824
5, 072,087 794, 310
3,195, 768990,156383,478438, 833271,584
1, 029, 482
180, 36677, 33750,18544, 33069,381
1, 675, 8561, 965, 5971,000,782
134,776325, 63858,214
10, 951, 536 940, 227
92, 860219, 453318,191119, 224
10, 925194, 216470, 810559, 28065, 245
5, 552, 093
9,67216,47422,2258,9062, 455
8S071, 503118. 87764, 51219, 809
7, 606,129 335, 313
3, 278,995
3,264, 56575,323452,427
1,516,998529, 957449, 548322, 746
1, 612,183117,185127, 565830,143
3,927, 062382, 965326, 300
7, 267, 6361, 349,598
18, 759, 886
11, 266, 7952,476, 0841,115,5313,175, 495
527, 2624,443, 323
3, 663, 0191,978, 9091,992, 694
30, 639,112
361, 073323, 066304, 576198, 99013,33478, 888
291, 063407, 467345, 74966, 549
13, 985,132
16, 375, 887
129,745,578
* Includes private, etc., banks.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 1 5
THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.
RESOURCES.
Otherresources.
$50:?. 6:'O53, 413
2, 684, 880
13, 924
3, 351, 847
32, 850926
2,478276, 722
37, 604
474
136, 859133,821
34, 668
656, 402
10, 2293,682
19, 50810, 077
6, 530, 42411, 094
82, 488
6, 667, 502
11.212220. 401
21! 057958
334. 04155.48331, 593
1, 5424, 977, 006
5,653,293
16, 329, 044
Total.
$2, 093, 7557, 702, 054
9, 795, 809
287,122, 0679, 472, 935
53, 330. 5712, 258, 3435, 903, 942
358, 088, 458
23. 549, 0946,182,1037, 234. 3564, 340, 748
17. 355, 582895. 382
1.615.5889, 502, 894
12, 527. 7441, 310. 7583. 889, 322
59, 281, 06311, 471,190
159,155, 824
98, 332,14933. 404, 41112. 239, 61732,162, 4248, 450, 378
51, 224. 08026, 247, 64941, 863,10823, 294, 84733, 912, 977
361,131, 640
3, 687. 7103, 387, 8903, 029, 5392, 227, 403
114. 790544. 228
3, 559. 2055, 308; 4574, 307, 792
6Q8, 778125, 690, 208
152, 526, 000
1, 040, 697, 731
LIABILITIES.
Capital stock.
$916,6752, 340, 000
Surplus andprofits.
$166, 404684, 289
3,256,675 ; 850,693
32, 303. 7001, 735, 8508, 456. 860
680. 0001, 612, 200
44, 788, 610
6,138,1471, 343. 5372.122. 500i; 533. 0275,9(51,595
238. 550748. 050
3,115,8362, 820.121
450.0001, 223, 894
19. 220, 8524; 017, 967
48, 934, 076
18, 265, 5456, 492. 6053, 586, 7006, 565, 5002,0!G,0006, 280. 9007, 4;.HX 2008, 631, 0007, 953. 353
14, 032, 650
81, 260, 453
1, 342, 0001,185, 7751, 369. 720
C07, 00032,000
145.000879, 814
1, 8fiO. 1412, 002,100
281,06445, 776, 743
55,511,357
233, 751,171
25, 992, 3231, 014, 6254, 826, 558
387, 714574, 212
32, 795,432
2, 387, 626479, 954517, 397358, 518
1, 956,11834, 881
112,331734, 600
1, 084, 377176, 587200. 684
6, 753, 525971,959
15, 768, 557
8, 235. 8601, 575. 339
825,1152, 392. 297
639. 5402, 789, 055
2, 515, 7861, 572, 6151, 341, 918
Circulation.
$974
Deposits .
$863. 8874, 082; 611
974 j 4,946,498
8, 060
71, 065
79,125
8, 565
48, 345
56, 910
223
21,887,525 | 223
117,103218,196158, 753134, 611
4.33113, 483
229, 620377, 022193, 609
60. 61317, 548, 632
19, 055, 973
90, 358,180 137,232
197, 876, 5066, 331. 477
59, 302,1161,121. 3363, 647, 825
248, 279, 260
13, 918, 9414, 228, 7913, 792, 4621, 832, 9838, 380, 370
599, 513705, 691
5.190, 9638,515,934
662, 9402, 233,188
31, 283. 5116,105, 364
87, 450, 651
67, 234,14724, 518, 054
7, 654. 96421,155, 695
5, 609, 27441. 659, 71316, 361, 01227, 977, 87412, 823. 20915,123, 847
240,117, 789
2, 204, 2171, 899, 2251, 384, 0471, 433, 890
78, 459372,752
2,110, 3102, 823. 4291, 867, 305
298, 65453, 247, 263
67, 719, 611
648, 513, 809
Other liabil-i t ies.
$145,815595,154
740, 969
30, 942, 078390. 983673, 972
69. 29369, 705
32,146, 031
1,104. 380129, 821801, 997616, 220
1, 057. 49922,43849, 516
461, 49598, 74721, 231
231. 5561, 974, 830
375, 900
6, 945, 630
4, 596, 597818,413172, 838
2, 048. 932185,564488,189
2, 456. 4372, 738, 448
945, 6703, 414, 562
17, 865, 650
24, 3»084, 694
117,01951,902
12, 993339, 461217, 865244, 718
28, 4479,117, 570
10,239.059
67,937, 339
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
316 REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE SHOWING THE AGGREGATE NUMBER OF STATE BANKS IN THE UNITED
Year.No. of
banks.
RESOURCES.
Loans anddiscounts. Stocks. D u e from Real estate, Notes of
banks, etc. etc. other banks
1834.1835.1836.1837.1838.1839.1840.1841.1812.1843.18441845.18461847.1848.18491850.185118531854,18551856.1857185818591860186118621863
506704713788829840901784692
7077077157517828248797501208130713981416142214761562160114921466
$324,119,499365,163, 834457,506, 080525,115, 702485. 631, 687492, 278,015462,896, 523386, 487, 662323. 957,569254,544, 937264,905, 814288, 617,131312,114,404310. 282,945344, 476, 582332, 323,195364, 204. 078413, 756, 799408,943,758557, 397, 779576,144, 758634,183, 280684,456, 887583,165, 242657,183, 799691,945, 580-696,778,421646, 677, 780648, 601,863
$6,113,1959, 210, 57911, 709, 31912, 407,11233,908, 60436,128, 46442,411,75064,811,13524, 585, 54028, 380, 05022, 858, 57020, 356, 07021,486, 83420,158, 35126, 498, 05423, 571, 57520, 606,75922, 388, 38922, 284,69244, 350, 33052, 727, 08249,485, 21559, 272, 32960, 305, 26063, 502,44970,344,343'74,004, 87999, 010, 987180, 508, 260
$27,329, 64540, 084, 03851,876, 95559,663, 91058,195,15352, 898, 35741,140,18447, 877, 04530,752,49620, 666, 26435, 860, 93029, 619, 27231, 689, 94631,788, 64138, 904, 52532, 228, 40741, 631, 85550,718,01548,920, 25855,516, 08555, 738, 73562, 639, 72565, 849, 20558, 052, 80278, 244, 98767, 235,45758. 793, 90065, 256, 59696, 934,452
$10,850,09011,140,16714,194, 37519,064,45119, 075, 73116, 607,83229,181,91033,524,44433,341,98822, 826, 80722, 520, 86322,177,27019, 099, 00021, 219, 86520, 530, 95517, 491, 80920,582,16620, 219, 72410,180, 07122, 367, 47224, 073, 80120, 865, 86726,124, 52228,755, 83425,976,49730, 782,13130,748,92732, 326, 64931, 880, 495
$22,154,91921, 086, 30132,115,13836,533, 52724,964, 25727, 372, 96620, 797,89225, 643,44719,432, 74413, 306, 67711, 672, 47312, 040,76012, 914, 42313,112,46716, 427, 71612, 708, 01616, 303, 28917,196, 08330,431,18922, 659, 06623,429, 51824, 779,04928,124,00822,447,43618, 858,28925, 502, 56721, 903, 90225,253,58958,164,328
$26, 641, 7533, 061, 8194, 800, 0765,366, 500
904,0063, 612, 5673, 623,8743,168, 7083,115, 3276, 578, 3756,729, 9806, 786, 0268, 386, 478
13, 789,78010,489, 822
8, 680*, 48311, 603,24515, 341,196
25,579, 25321,935, 73819,937, 71025, 081,64115,380, 44126, 808, 82219, 331, 52129,297, 87827, 827,97146,171,518
NOTE.—The figures for the years 1834 to 1840 are taken from Ex. Doc. No. Ill, Twenty-sixth Congress.For the years 1851 to 1863 (with the exception of the year 1853) they are taken from the report on thesecond session, and are incomplete.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS* IN THE UNITED
Year.No. ofbanks.
RESOURCES.
Loans and Stocks, Due from Keal estate, Expens*discounts, bonds, etc. banks, etc. etc. etc.
Cash andcash items.
1873.1874..1875.1876.1877.1878.1879.1880.1881.1882.1883.1884.1885.1886.1887.1888.1889.1890.1891.1892.
551633592475616620652672754815975849
1,4221,4031,6712,1012,5723,191
$119,569,445154, 727,165176, 786, 246179, 332,100267,101,879169, 711,386191, 891, 393207, 349, 737252,154, 730273,715, 586223,751,188332, 312, 235349,230, 518332, 353,014440, 086, 562434, 004,444508, 407,112586, 534, 484627,262, 419704,495,113
$11,161, 96318, 262, 54124, 012, 93420, 233, 59424,138, 93021, 549,16729, 655, 22724, 259, 64936, 953, 35528, 519, 69927,370, 91033,789, 72435, 639, 66531, 587,11439, 285, 29736, 884, 67138,375, 89239, 949, 22441, 808, 21450,182, 379
$12, 605,10019, 050, 04619, 851,14623, 096,81225, 201. 78225,107,14922,169, 06736,180, 43546, 657, 32849, 919,18358. 709, 51648, 836, 68959, 062, 40549, 747, 42965, 299, 53158, 771, 20679, 819, 38086, 010, 06282, 531, 530104,629,312
$3, 269, 2335, 372,1869, 005, 6578. 568, 52512, 609,16011, 092,11814, 264, 83514, 227, 92713.914, 23813, 037. 93913, 592, 79115, 058,41115, 873, 31214, 605, 85320, 683, 72320, 246, 65425, 255, 43727,189, 69738,791, 44132,037,310
$886, 3481, 284, 3441, 353, 0661, 559, 3761, 211, 416914, 726801, 005878, 696965, 327999, 944918,403
1, 025,2371,130, 8831, 047, 7822,164, 6881, 768,1582,026, 8002, 602, 6072, 865, 0833,278,995
$30,445, 23937, 540, 80736, 420, 75738, 592, 57846, 551, 82738, 842, 89547, 836,05366, 206, 24657, 768, 81660, 334, 24477, 834, 51282, 383, 59486, 834, 86791,129, 842111, 258,460105, 314, 947133, 210,164120, 765, 422107, 453, 889129,745,578
* Stock savings banks included for the years 1873 to 1886, inclusive.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 1 7
STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES IN THE YEARS 1834 TO 1883.
RESOURCES.
Specie.
$43, 937, 62540, 019, 59437, 915. 34035.184,11245,132, 67333,105,15534, 813, 95828, 440,42333, 515, 80649, 898, 26944, 241, 24242, 012, 09535,132, 51646, 369, 76543, 619, 36845, 379, 34548, 671, 04847,138, 59259, 410, 25353, 944, 54659, 314, 06358, 349, 83874, 412, 832
104, 537, 81883, 594, 53787, 674, 507
102,146,215101, 227, 369
Otherresources.
$1,723,5474, 642,1249, 975, 220
10, 423, 63024,194, 11728, 352, 24824, 592, 58011,816.6098,186, 317
13, 343. 59912,153.69310, 072, 4667,913.591
12, 203,1128, 229, 6827. 965. 463
11, 919, 5488. 935. 9723, 873, 5717, 581), 8308, 734, 5408, 882, 5165, 920, 3366. 075, 9068, 323, Oil
11,123,17116,657,51113. 648, 00622, 003, 443
LIABILITIES.
Capital stock.
$200, 005. 944231, 25()| 337251, 875, 292290, 772, 091317, 636, 778327,132, 512358, 442, 692313, 608, 959260,171,797228, 861,948210, 872, 056206, 045, 969196, 894, 309203,070,622204, 838,175207, 309, 361217, 317, 21.1227,807, 553207,908,519301, 376. 071332,177, 288343, 874, 272370, 834, 686394, 622, 799401, 970, 242421. 880, 095429, 592, 713418,139, 741405.045 829
Circulation.
$94,839,570103,692,495140, 301, 038
• 149,185, 890116,138, 910135,170, 995106,968. 572107,290, 214
83, 734, Oil58, 563, 60875,167, 64689, 608, 711
105, 552, 427105,519,766128, 506, 091114, 743, 415131, 366. 526155,165, 251146, 072, 780204, 689, 207186, 952, 223195, 747, 950214, 778, 822155, 208, 344193, 306, 818207,102,477202, 005, 767183,792, 079238, 677, 218
Deposits.
$75, 666,98683,081,365
115,104, 440127, 397,185
84, 691,18490, 240,14675, 696, 85764, 890,10162, 408, 87056,168, 62884.550, 78588, 020, 64696, 913, 07091, 792, 533
103, 226,17791,178!623
109, 586, 595128, 957, 712145, 553, 876188, 188, 744190. 400, 342212, 705, 662230, 351, 352185,932, 049259,568, 278253. 802,129257, 229, 562296, 322,408393, 686, 226
Due to banks.
$26, 602, 29338,972, 57850, 402, 36962, 421,11861, 015, 69253,135, 50844,159, 61542, 861, 88925, 863, 82721, 456, 52331, 998, 02426, 337, 44028, 218, 56828, 539. 88839, 414, 37130, 095, 36636, 717, 45146, 416, 92849, 625, 26250,322,16245,156, 69752, 719, 95657, 674,33351,169, 87568, 215, 65155,932,91861, 275,25661,144, 052
100,526, 527
Otherliabilit ies.
$19, 320, 47525, 999, 23436, 560, 28959, 995, 67962, 946, 24843, 275,18342,896, 22612,775,106
7, 357, 0335, 842, 0105, 853,9025, 331, 5724, 706, 0775,501,4016, 706, 3578, 835, 3096, 438, 327
28, 024. 35013, 439, 27615, 599, 62312, 227, 86719, 816, 85014,166, 71315, 048, 42714, 661, 81523, 258, 00421, 633, C9353,814,145
second session. Those for 1841 to 1850 are from Ex. Doc. No. 68, Thirty-first Congress, first session,condition of the banks for 1863. Those for 1853 are from Ex. Doc. No. 66, Thirty-second Congress,
STATES AND THEIR RESOURCES AND LIABILITIES IN THE YEARS 1873 TO 1892, INCLUSIVE.
RESOURCES.
Otherresources.
$944, 0791,164, 9994, 909,1906, 872, 8666, 442, 710
10, 694, 3909, 221, 7605, 801, 796
10, 542, 26612, 306, 5789, 969, 7067,671,8765, 791, 1118, 224, 886
16, 272,15314, 711, 2378, 940, 8287, 760, 635
15, 281, 56616, 329, 044
Totalresources.
$178. 881, 407237, 402. 088272, 338, 996278, 255. 852383, 257, 704277, 911, 831315, 839, 340354, 904,486418, 956, 060438. 834,173512,137,026521, 077, 766
. 553,562,761528, 695, 920695, 050, 414671. 707, 317796, 035, 613870, 812.131905, 994,142
1, 040, 697, 731
LIABILITIES.
Capitalstock.
$42, 705, 83459, 305, 53269, 084. 98080, 425, 633
110, 949, 51595. 193, 292
104,124, 87190, 816, 57592, 922. 52591, 808, 213
102, 454, 861110, 020. 351125, 258. 240109. 61li 596148, 557, 367154,931, 868166. 651, 582188, 737, 307208, 564, 841233, 751,171
Surx>lua andprofits.
$12,137, 40015, 305, 91215, 799, 30017, 485,16323, 949, 42119, 677, 06022, 333,79525, 538, 11128, 919. 63332. 050, 62937, 050, 36144, 202, 83642, 244, 31137, 909, 26853, 278, 97056, 885, 08864, 841, 03773, 760, 52181.116, 53390, 358,180
Circulation.
$174, 714153,432177, 653388, 397387, 661388, 298389, 542283, 308274. 941286, 391187, 978137, 55498,129
103. 430228! 956148, 434120,161120,248110, 534137, 232
Deposits.
$110, 754, 034143, 696, 383165, 871, 439157, 928, 658226, 654, 538142, 764,491166. 958, 229208, 751, 611261, 362, 303281, 775,496334, 995, 702325, 365, 669344, 307,916342, 882, 767447, 995, 653410, 047, 842507, 084,481553,054,584556. 637, 012648, 513, 809
Otherliabilities.
$13,109, 42518, 940, 82921, 405, 62422, 028, 00721, 316, 56919, 888, 69022, 032, 80329, 514, 88135, 476,65832, 913, 44437,448,12440, 311, 35641, 654,16538,188, 85944, 989, 46849, 694, 08557, 338, 35255,139,47159, 565, 22267, 937, 339
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
318 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC. , THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES IN THE U N I T E D STATES, ANDTHEIR AVERAGE CAPITAL AND DEPOSITS IN THE YEARS 1875-1882, INCLUSIVE.
States, etc.November 30,1875.
No. Capital. Deposits.
November 30,1876.
No. Capital. Deposi
MaineNew Hampshire.VermontMassachusetts...Rhode Island....Connecticut
Total Eastern States....
New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.
Total Middle States
Virginia"West Virginia..North Carolina.South Carolina .GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States ..
Missouri. -.OhioIndianaIllinoisMichigan..Wisconsin.IowaMinnesota.KansasNebraska..
Total "Western States..
67702124158107
564
7548495916
1, 491
8123201970423242710014
1,701
NevadaOregonColoradoUtahIdahoMontanaWyomingNew Mexico -DakotaWashington .ArizonaCalifornia
Total Pacific States andTerritories
Total United States
168296463384
122
209
$271, 992151, 000260,000
4, 062, 0674, 062, 5753, 062, 093
$30, 964, 82230, 588, 0407, 821, 859
239, 983,98454, 019, 46579, 735, 441
66782123558112
$177, 658151, 000302, 500
3, 963, 7883, 923, 2223, 027, 892
$27, 017, 95030, 937, 3588,] 23, 983
248,122, 98452, 888,12582, 818, 889
11, 869, 727
60, 756. 3752, 555 575
21, 576, 273680, 563
4, 830,102566, 825
443,113, 611
450, 543, 22436, 905,11499, 040,1051, 003, 05224,844,1593, 701, 763
570 11, 546, 060 449,909, 289
82767453105712
59, 948, 3002, 418,12020,114, 787
708, 5964,698, 722615,102
443, 375,17736,110,777102, 746, 0781, 684, 846
25, 419,7613, 646, 919
90, 965, 713 616, 037,417
3, 521, 6301, 369, 503909,169
1, 044, 3765,114,917
45,0001,195, 2081, 098,1013", 626.1873, 289, 386241, 437
13, 357, 8401, 644, 660
7,401,1843, 863.1641, 432, 522
903, 0263, 396, 830205, 291
1, 514, 7921, 211, 7516, 537,1783, 988, 290187, 344
12, 013, 9672, 312, 245
1,426
7725151869318292698139031
88, 503, 627
3, 563, 8781,426, 858576, 662
1,006, 4524, 823, 597
39, 0001, 095,9001, 251, 5773, 665, 5843, 400, 041225.167
13, 080, 6531, 723, 291
612, 983, 558
7,188, 4283, 939, 744885,795
1, 008, 0343, 383, 964
240, 8211, 501, 3051,196, 7526, 330, 7024, 302, 285
264, 30012, 062, 6622, 775, 023
45, 030,584 512 35, 878, 660 45, 079, 815
219293149356154992666810935
34, 644, 94036, 883, 94310, 533, 77632, 431, 81111, 084, 5049, 881, 0348, 738, 3622, 539, 6372, 800, 8681, 250, 342
50,537, 285
252.777625. 922452, 638141,455121, ] 9389, 31919, 949
159,225, C 1, 748 50, 705, 272 150, 789,217
29, 651175, 589
1. 777, 9321, 206. 7731, 011, 360
629, 77066, 47679, 47817, 33332, 388113, 996162,952
22, 533, 565 103, 210, 811
24, 442, 058 108, 309, 269
4,488 214, 272,197 1, 871, 716,487
1, 690,3571, 209, 8301,007, 576
588, 28325, 99069,86354, 36833, 743
137, 911272,4504,167
113, 661, 934
118, 756, 472
1, 377,518,351
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OP THE CURRENCY. 319
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.
States, etc.May 31,1877.
No. Capital. Deposits.
May 31,1878.
No. Capital. Deposits.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States
New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia
Total Middle States
VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgia^FloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States ..
Missouri... •.OhioIndianaIllinoisMichigan"WisconsinIowaMinnesotaKansasNebraska
Total Western States...
NevadaOregonColoradoUtahIdahoMontanaWyomingNew MexicoDakotaWashingtonArizonaCalifornia
Total Pacific States andTerritories
Total United States....
6672
23158109
$173, 90552, 333335, 000
3, 946, 7203, 894, 6732, 869, 642
$26, 499, 21830, 896, 2348,107, 445
251,193,18853, 031, 37082, 893, 262
712122958107
11, 272, 273 452, 620, 717 555
81665
447105511
57, 484, 5162,170, 83819, 327, 348
717, 4114, 727, 381
601, 276
433, 367, 85235, 457,18485, 704, 8171, 780, 859
25, 590, 6363, 664, 838
7855940995410
$28, 957, 42828, 309, 6248,140, 383
228, 563, 75350, 028, 32878, 858, 210
1,404 85, 028, 770 585, 566,186 1,326
241419665202825107159033
524
2262891463611631022797111439
3, 407,1101, 455, 900574, 451
1, 003,1054, 392,147
47, 0001, 034, 7331, 264, 3963, 612,1923,494,002258, 333
12,684,3381, 768,147
34, 995; 834 48, 805, 597
33, 914, 70438, 424, 99711,128, 83032, 436,48310, 784, 88110, 094, 7828, 730, 4772, 508, 6853,116,2891,184, 932
6, 809, 8583, 917, 534872, 287
1, 095, 8594, 363, 519
271, 0571, 747, 0311, 413, 0337, 360, 0144, 891, 428376, 619
12, 667, 5683, 019, 790
77221318676223224102159131
77, 088, 818
3, 281, 6671, 496. 792588, 290911.523
4, 317. 81789, 483993, 276
1, 289, 5734, 589, 9053, 707, 057225, 576
12, 298, 3991, 769, 671
520
11, 336, 8129,179. 3165. 626. 955
10, 319, 7973, 846, 6952, 061, 4135,178, 6431,168, 9651, 725, 224465, 664
1,790 50, 909, 484
226 41, 296, 810
4,501 223, 503,171
2082851503501681002877710948
35, 559, 029
10, 700, 3028, 963, 3565, 081,1758,122, 6463, 745, 0752,116, 2785, 255, 0131, 510, 5021, 472, 344503, 595
152, 325, 060 1,78 47,470, 286
1, 545, 4091, 349,112971.936587, 89416,18293, 80098,98736, 342140, 321317, 6965,000
107, 387,4114
117
422, 857, 726
~40M76.17219, 326, 49886, 258, 9961, 798, 52125,163, 7333,151, 613
544, 075, 533
6, 499, 5803, 927, 737978,018
1, 004, 8683, 948, 488233,405
1, 813, 6051, 732, 5978, 042, 2334, 626, 420298,605
11, 937, 3192,731,199
47, 774, 074
26, 571, 79435, 558, 83410, 224, 03919, 305, 3169, 916, 7319,461, 5788, 224, 7853, 233, 6932, 598, 7461,189, 250
126, 284, 766
1, 914, 5831,489, 547934, 915714,55516, 358
188, 918148, 68261,180
277, 927537, 45025, 885
95, 492, 804
112, 550, 090 217 34,148, 094 ! 101, 802, 804
1,351,867, 650 4,400 205, 382, 832 1, 242,794,903
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 2 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OP STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.
States, etc.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States . .
New YorkNew JerseyPennsylvania ,DelawareMarylandDistrict of Col rnnbia
Total Middle States . . .
Virginia"West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee
Total Southern States .
MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska
Total Western Sta tes . .
NevadaOregonColorado ,UtahIdahoMontana"WyomingNew MexicoDakota.Washington1
ArizonaCalifornia
Total Pacific States andTerritories
Total United States
May 31, 1879.
No.
667122
22153
103
536
78855
3728
507
1,230
752112Id606
242922
103148430
494
199265149350-16210229082
12646
1, 771
191232103845
1247
115
231
4, 312
Capital. Deposits,
$41,20961, 000
351, 2004,167, 4123, 565, 9612, 640, 000
10, 826, 782
53,008, 4061,554,54015, 747, 854
640. 4124, 442i 612
377, 550
75, 771, 374
3, 226, 6541, 478, 645442, 377720, 633
3, 957, 48681, 783
1, 0G0, 9991, 226, 2684, 099, 6483, 620, 868207, 903
12, 040,1131, 758, 029
33, 921, 406
10, 389, 2698, 638, 2094, 836, 2928, 019,1773, 438, 0132,149,1605, 084, 2191, 670, 3191, 369, 532444, 349
46, 038, 539
368. 7371, 078. 739635| 180230, 0006,083
154, 204106, 4115,000
103. 093207, 00081, 827
31, 707,109
34, 683, 383
201,241,484
$22, 801, 40226,766, 0557, 890,150
209, 872,02342, 614, 40874, 227, 500
384,171,538
405, 697,18618, 073, 79179, 951,1171, 745, 570
24, 521, 2422,571,645
532, 560, 551
6/769."857"3, 797, 525833, 385806, 592
4, 545, 928215,970
1. 908, 8071, 682,1066, 376,1325, 503, 345336, 328
11, 406,1142, 837, 835
47,019, 984
27,180, 80132,857, 56810, 541, 86120, 231. 00911, 032; 6219, 414, 9849, 291, 2843, 526, 0903,175, 8051, 250,437
128, 502, 460
1, 688, 3181, 353,1721, 724, 854857, 93345, 304284,136191, 29086, 251200, 995339, 99176,107
81, 019, 951
87,868,302
1,180,122, 835
No.
64712221856105
536
513638507
1,300
762013135892633H105158630
498———1982691443501691183099514883
13153811213451845
111
239
4,456
May 31, 1880.
Capital.
$47, 31951,000353, 700
5,638,0993, 308, 5042, 616, 896
12,015, 518
58, 501,9511, 324, 55314, 952, 414
675, 689
357, 060
79, 510, 943
3, 036, 9741, 247,128790, 321511, 499
4, 0C8, 27983, 8'3O
1, 040, 2411, 083, 6902,903, 2963, 701, 080245,110
11, 366, 6941, 769, 228
31, 847, 370
9. 955, 7308.152, 3054, 365, 4348, 364, 8093, 412, 8402, 213, 5745.153, 9061, 906, 3751, 564,144653, 890
45, 743, 007
364, 4571, 245, 208584, 917206, 0005,358
446, 708128, 0546,667
127, 511257, 000112, 932
21, 535,175
25, 019, 987
194,136, 825
Deposits.
$21,721,96428, 301, 5498, 531,140
208, 822, 03943,134, 70878, 457, 961
388,969, 361
467, 941,19420,391,11895, 219, 0912,127, 426
26, 634, 2033, 305, 875
615, 618, 967
7, 757, 2024, 034, 7431, 596, 632658, 812
5, 910, 827287, 289
2, 269, 6472, 634, 9154, 719, 4656, 332, 751
577, 62813, 501, 7873, 222, 740
53, 504,438
33, 995, 91539,192, 93013,172, 78329, 645, 87114, 650, 00013, 752, 92813, 326,1915, 000,1504, 877,1502, 019, 814
169, 633, 732
834, 5481, 033,1033, 479, 8771, 233, 952
18, 368724, 031271, 201181, 925396, 279525,109243, 673
82, 426, 012
91, 368, 078
1, 319,094, 576
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 321
STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.
States, etc.May 31,1881.
No. Capital.
MaineNew HampshireVermontMassachusettsRhode IslandConnecticut
Total Eastern States. . .
New Yoik.New Jersey .Pennsylvania.Delaware.Maryland.District of Columbia.
Total Middle States . . . . ! 1,337
$53, 20076, 000
352, 8045,165,7303, 719, 7892, 620,100
VirginiaWest Virginia-.North Carolina .South Carolina..GeorgiaFloridaAlabamaMississippiLouisiana,TexasArkansasKentuckyTennessee
543, 232, 48J23, 877, 530
114, 665. 8812, 299| 302
28, 747,1624,144, 875
Total Southern States ..
MissouriOhioIndianaIllinoisMichigan . . .Wisconsin..IowaMinnesota..KansasNebraska....
Total Western States.
NevadaOregonColoradoUtahIdahoMontanaWyomingNew Mexico.DakotaWashington .ArizonaCalifornia . . .
Total Pacific States andTerritories
Total United States
74191314547
272816120149031
507
"212"26614536317511633711217598
1, 999
4,681
3, 068, 9851, 228, 983504, 640549, 956
3,438, 668101. 079
1,179, 085989, 872
2, 418, 2614, 047, 964217,302
11.197. 848li 796; 536
30,739,179
10,129,1287, 943, 5674, 433, 4888, 544, 5753,489, 5282, 268, 7615, 671, 46S2, 875, 9711, 921, 571944, 372
48, 222, 429
381, 851892, 844903, 440208, 2256, 561
512, 706135, 20813, 333
216, 263284, 050147,319
20, 800, 919
24, 502, 719
210,738, 203
Deposits.
$24, 363, 29032,163,12410,046,910
235, 282,401)43,039,20184, 289, 272
M a y 31,1882.
No.
67682324155110
223,104, 509
1, 254, 6491,434, 5683, 864, 9481,582, 519
19, 097904, 498421, 310459, 518484, 335657,015635, 256
84,642,713
96, 360, 426
1,527,439, 008
2115135110
ro2718138219332547
2,203
15511661515
111
349
5,063
Capital. Deposits.
$88,125144, 250450, 000
8,262,417 I3,586,5313,017,466
$27,406, 71136, 656, 79111, 900, 529245, 065, 76046, 580, 21588, 894, 964
15,548,789 ! 456,504,970
82, 836, 0581, 255, 201 !
14,971,758 s559,686 i
3, 837,155408,742 '
103,368,600 , 816,916,257
8.191, 770lj 185, 057567, 201624, 577
3, 532, 000133; 521
1.191,1751, 032, 3612, 500, 7134, 686. 443
288, 84311.510,5381, 825, 065
li,240, 7855,165, 8271, 265, 0231,841,8126, 615, 730897,442
3, 839, 3242, 638, 0705,746,91210, 581, 852
735, 83716, 877, 9983, 375, 985
32,269,264 70,822,643
237271154353184125371136218154
10, 940, 7127, 597, 9994, 620, 20315, 694, 4453, 530, 6742, 357,1136, 517, 4743, 283, 9102, 850, 7801, 487, 097
53, 442, 01951, 601, 58818, 642, 51551, 523, 88822,471, 21021, 514, 85524, 555, 91311,924,1547, 788, 8544, 348, 024
58,886,407 267,813.267, 813, 020
312, 778951, 542
1,188, 340336, 45811, 575570, 858193,42625,927432,224418, 657129,056
20, 286, 075
24, 856,916
~234~929,976
1,139, 2832, 915, 8654,946,7142,119, 659
57, 3901,434,947772,078793, 359839,573
1, 008, 857862,746
8% 751,121
106,641, 592
1, 718; 698,482
9647 21
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
322 REPORT OF THE COMPTROLLER OF THE CURRENCY.
PERCENTAGE OF DEPRECIATION OF BANK NOTES DURING THE SUSPENSION OFSPECIE PAYMENTS FROM 1814 TO 1817.*
Date.
1814.
September...OctoberNovember. . .December
1815.
January . . .February , .MarchAprilMayJuneJulyAugust . . .SeptemberOctoberNovember.December .
In NewYork.
Per cent.10101111
15
In Phila-delphia.
Per cent.
545
11414124131612412*
59
111115151614
In Balti-more.
Per cent.20151014
1014162019202141518
Date.
181G.
January . . .February . .MarchAprilMayJuneJulyAugustSeptember.October . . .November.December .
1817.
January . . .February. .
In NewYork.
Per cent.1249
124101241246532If2i
2%24
In Phila-delphia.
Per cent.1414
•1241441417151074»477
4 |4
In Balti-
Per cent.151318232020151210
324
* Considerations on the Currency and Banking System of the United States, p. 106; by Albert Gal-atin, Philadelphia, 1831.
DISCOUNT ON BANK NOTES AT N E W YORK IN JANUARY OF THE YEARS MENTIONED.
Banks of—
MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew York City ,.New York, country...PhiladelphiaPennsylvaniaNew JerseyDelawareBaltimoreMarylandDistrict of Columbia..Virginia....North CarolinaSouth CarolinaGeorgiaAlabamaLouisianaMississippiOhioMichiganCanadaVirginia* WesternFloridaTennesseeKentuckyIllinoisIndiana
1835.
4 toi4 to I
1836.
Par*Par to §
4 to 14Par to &
1 to 2"
1 to2 2
1 t o l lPar to 1
2 to 2*14 to 2"2 to 245 to 6
1*14 to 3\\ to 24
3 too
1837.
11111
vJ.1
Par to 41 to 2
3 to 3424 to 324 to 324 to 52 to 5
54 to 5
3 to55
1055
1838.
24 to 324 to 32* to 3
" 2424 to 3\ to 24
Par.Par.
22 to 2i1 to 2£2 to 3
3 to 43
3 to 4to
4 to 55 to 68 to 105 to 7
12 to 156
5 to 612 to 15
155 to 67 to 87 to 8
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REPORT OF THE COMPTROLLER OF THE CURRENCY. 323
HIGHEST AND LOWEST PI;ICES OK BANK AND TREASURY NOTES AND AMERICANGOLD AT PHILADELPHIA IN EACH YEAR FROM 1814 TO! 823, AND FROM 1834 TO 1838.
Banks of— 1814. 1815. 1817. 1818.
Philadelphia Standard.pPennsylvania (other)..
New JerseyDelaware
Baltimore
0 to 7£d .Standard.
—to 7 to 3 alOd.
1 to 4d . . .
3 to 5d
Maryland (other)District of Columbia .
5 to 2<1 . . .
64 to 2 a3d.
_|Standard.10 to 4 4 a
14d.Par to 5d.3d to 44 p.
Standard. 1 StandardParto9d.
ParPartolOd.
Par to 6a30d.
ParParto30d.
Par to lid. '
2 to 30d . .. j 10 to 4d .. | 6d to par . Par to2£d.
7 to 2|d .. 4- d to par.I
3tol0d --! 7to3al0d.
1819.
Virginia
Virginia, Western1 ! !
North Carolina \ 5 to lOd ..| 8d. to 2h\).\
South Carolina i 5 to lOd .. 1 }
Georgia j 5 to lOdi ' '
Tennessee ' ;Kentucky
5 to lOd .. 8 to 2d. a I 6p. to par.! Ip . to2d . J PartolOdpar. I I • ;
Cp. t o pa r . j l p . t o 3 d . . I 14 t o 6d ..
8p. to2p J 4p . to2d. . | 4 to 3d ..
- I 0 t o l d . . . .
6 to 5d
Ohio
Treasury notes
American gold
6 to 10(1 . .
74to5d ..' 7to'',a]!Hi.
2 tolOd ..' 9d to (5p .
7 to V!
6 to44d.. .
1(5}..
lf« to 4d . .
:: to 11 :i -tip
17 to 7p r» td 4p. a
1 to 4d . . .
4i to 12|d.
44 to lOd..
4i to 12|d.
Standard.Par to 5d.
Par to 2d.Par
1 to 24 aid.
2 to 8d -. .l i to 34 a
Id.H to 8 a"3d.
8 to 12id -
3 to 174 a4d.
2 to 8 alid.
2i tol4 a2d.
124 to 20d.a.
0 to 25 a12M.
0 to 15 a30d.
1820.
Standard..Par to 4 a
2d.Par to Id.Par.
id.
l i to 3d.l i to 3d.
1 to 3d.
10 to 12* a8d. "
2i to 10 a2id.
Par to 6 aId.
11 to 10 alid.
Few sales.
12i to—a30d.
12i to 25d.
Banks of—
Philadelphia . .P e n n s y l v a n i a
(other).New JerseyDelaware
Baltimore
Maryland (other) . .
District of Colum-bia.
Virginia
Virginia, Western.North Carolina
South Carolina
Georgia
Alabama . . .Louisiana . .
Mississippi.Tennessee..
KentuckyIllinoisIndiana
1821.
StandardPar to 3d
PaiPar
i to 3 alid.
f to2d -.
8 to 5d - -2 to 4i a
2idfl i to 2 a
Id.l i to 5 a
lid.
1835.
StandardPar to 3d
Par to IdPar
i to | d ..
1 to lid .
i to lid .
1 to 3d ..
5d2i to 124
a 4*d.1 to 5d -.
2* to 9 a4|d
4 to 8 a5id.
StandardPar to 5d
Par to idPar to ldi
1 to lid .
l i to Id .
2 to |d ..
5d6i to 12i
a 3d.5 to 2d ..6i to 15
a2d.
7 to 3d ..
- to 35d. J 35 to — a ! 35da—. I 30d. j
30to50d. 45to75d.! 70d
Ohio
MichiganAmerican gold
5tol2kl.
1 to 5p .
5 to 8 a I 6 to 5d ..6d. I
i . l 5 toip -.
Standard! Standard!Par to l^d! Par to 2di
Par to Id I Par to Id IPar to ld ' Par to Ul
a par. |i d . . . . . . .
I | to2d . l l o f d ..
14 to 3 a h to Id ..Id.
1838.
StandardParto2id
Par to ldiPar to •!<]'
1837.
StandardPar to 3d
StandardParto2d.
Par to 2di Par to id.PartoJd'Partofd.
to 3 a it to Id - -
2 to5d . . .
0 to 5d .
2 to 4d .
2 to 2£d
Id.11 to IJd | 2 told -.3tola2d " '
2to7a2d
4to7a5d
7 to lOd .5d
10 to 8d .5d
2 to 3d ..
8 to 4d ..3 to 2id -
5 to 4d ..5d
3 to 2id -0 to 4d ..0 to 4 a
3d.2i to 3d .
2d
1 told ..
4 to id ..
4 to l^d .
14 to 24d
2 to 3d ..
2 to 3d . .
2 to 3d . .
3 to 7d ..24 to 6d .3 to 6d ..3 to 6d - -
i i to 1I id.I Par to2dPar
2 to 3d ..3 to 5d ..3 to 3id -
2 to 3d . .
2 to 3d ..
i to 3d ..
2i to 6d .
2i to lOd
3 to 12d -
5 to 15d -5 to 15d .6 to 20d .5 to 15d .
2i to 8d .3 to 8d ..3 to 8d ..
3 to 6d ..
2£tol5d.
i to lid.
1 to 2d.
1 to 2d.
l i to 4d.
3 to 5d.3 to 5d.
3 to lid.
34 to lOd.
7 to 20d.5 to 124d.
15 to 35d.12Jto30d.
34 to 74d.5 to 74d.5 to 74d.
4 to 7d.
0 to 20d.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
AGGREGATE RESOURCES AND LIABILITIES
THE NATIONAL BANKSFROM
OCTOBER, 1863, TO OCTOBER, 1892.
325
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326 REPOUT OF THE COMPTROLLER OF THE CURRENCY.
AGO KEG ATE RESOURCES AND LIABILITIES OP THE NATIONAL
1§63.
Resources.
Due from nat'l and other b'ksReal estate furni.tu.r6 6tc •
Checks and other cash items.Bills of nat'l and other banks.Specie and other lawful mon'y
Total
JANUARY. APRIL. JULY. OCTOBER 5.
66 banks.
$5,466,088.335, 662, 600.00
106,009.12
2, 625,597.05177,565.69
53, 808. 922,503.69
492,138. 58764, 725. 00
1,446,607.62
16,797,644.00
1864.
Loans and discountsU. S. bonds and securitiesOilier items
Duo from national banksDue from otherb'ksandb'krs.Real estate, furniture, etcCurrent expenses
Checks and other cash items-Bills of nat'l and other banks.Specie and other lawful mon'y
Total
JANUARY 4.
139 banks.
$10, 666, 095.6015,112,250.00
74,571.48
*4, 786,124. 58381,144. 00118, 854.43
577, 507.92895, 521. 00
5, 018, 622. 57
37, 630, 691. 58
APRIL 4.
307 banks .
$31, 593,943.4341,175,150. 00
432, 059. 95
4, 699, 479. 568, 537, 908. 94
755,696.41352, 720.77
2,651,916.961, 660, 000. 00
22, 961,411.64
114, 820, 287. 66
JULY 4.
467 banks
$70, 746, 513.3392, 530, 500. 00
842, 017. 73
15, 935, 730.1317,337, 558. 661, 694, 049. 46
502,341. 31
5, 057,122. 905, 344,172.00
42, 283, 798. 23
252, 273, 803.75
OCTOBER 3.
508 banks .
$93,238, 657. 92108, 064, 400. 00
1, 434, 739.76
19, 965, 720. 4714,051,396.312, 202, 318.201, 021, 569.02
7, 640,169.144, 687,727.00
44,801,497.48
297,108,195. 30
1865.
Loans and discountsU.S. bonds and secu rities —Other items
Due from national banks. . . .Due from other b'ks and b'krs.Real estate, furniture, etcCurrent expensesPremiums paid
Checks and other cash itemsBills of nat'l and other banksSpecieLegal tenders and frac'l cur y
Total
JANUARY 2.
638 banks .
$166, 448, 718.00176, 578, 750. 00
3, 294, 883. 27
30, 820,175.4419, 830, 072. 834, 083, 226.121,053, 725. 341, 323, 023. 56
17, 837, 496.7714, 275,153. 004, 481, 937. 68
72, 535, 504. 67
512, 568, 666. 68
APRIL 3.
907 banks.
$252, 404,208.07277, 619, 900. 00
4, 275, 769. 51
40,963,243.4722, 554, 636. 576, 525,118. 802, 298,025.651, 823,291. 84
29, 681, 394.1313, 710, 370.00
6, 659, 660.47112, 999,320. 59
771, 514, 939.10
JULY 3.
1,294 banks .
$362,442, 743.08391, 744, 850. 0012,569,120. 38
76,977, 539. 5926, 078, 028.0111,231,257.28
2, 338, 775. 562, 243, 210.31
41, 314, 904.5021, 651, 826. 00
9,437, 060.40168,426,166. 55
1,126,455,481.66
OCTOBER 2.
1,513 banks.
$487,170,136. 29427, 731, 300. 00
19, 048, 513.15
89,978,980. 5517, 393, 232. 2514, 703, 281. 774, 539, 525.112, 885, 501. 06
72, 309,854.4416, 247,241. 0018, 072, 012. 59
189, 988,496. 28
1, 359,768, 074.49
* Including amount due from national banks.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892.
Liabilities.
Capital stock
Undivided profi tsIndividual and other deposits.Due to nat'l and other banks*.
Other items
Total
JANUARY. APRIL. JULY. OCTOBER 5.
66 banks.
$7,188, 393. 00
128, 030. 068,497,681.84
981,178.59
2,360.51
16,797,644.00
Capital stock
Surplus fundUndivided profits
National b'k notes outstandi i !i_Individual and other deposits.Due to nat'l and other banks*.
Other items
Total
JANUARY 4.
139 banks .
$14, 740, 522. 00
432, 827.81
30,155. 0019, 450, 492. 53
2,153, 779, 38
822, 914. 86
37. 630, 691. 58
APRIL 4.
307 banks.
$42, 204,474. 00
1, 625, 656.87
9, 797, 975. 0051, 274, 914. 016, 814, 930. 40
3,102, 337. 38
114, 820, 287. 66
JULY 4.
467 banks .
$75, 213, 945.00
1,129, 910. 223, 094, 330. 11
25, 825, 665. 00119,414,239 0327, 382, 006. 37
213, 708. 02
252, 273, 803.75
OCTOBER 3.
508 banks.
$86,782, 802. 00
2, 010, 286.105, 982, 392.22
45, 260, 504. 00122,166, 536. 4034, 862, 384.81
43, 289.77
297,108,195.30
1865.
Undivided profits
National b'k notes outstanding
Individual and other deposits.United States deposits
Due to national banksDue to other b 'ks and bankers*
Other i tems
Total
JANUARY 2.
638 banks.
$135, 618, 874.00
8,663,311.2212, 283, 812. 65
66, 769, 375. 00
183, 479, 636.9837, 764, 729. 77
30, 619,175. 5737,104,130. 62
265, 620. 87
512,568,666.68
APRIL 3.
907 b a n k s .
$215, 326, 023. 00
17, 318, 942. 6517, 809, 307.14
98, 896, 488. 00
262, 961, 473.1357, 630,141. 01
41,301,031.1659, 692, 581. 64
578, 951. 37
771,514,939.10
JULY 3.
1,294 banks.
$325, 834, 558.00
31, 303,565.6423,159, 408.17
131, 452,158.00
398, 357, 559. 5958, 032, 720. 67
78, 261, 045. 6479, 591, 594. 93
462, 871. 02
1,126,455,481.66
OCTOBER 2.
1,513 banks.
$393,157,206. 00
38,713, 380. 7232, 350, 278.19
171, 321, 903. 00
500,910, 873.2248,170, 381. 31
90, 044, 837. 0884,155,161.27
944,053.70
1, 359, 768, 074.49
* Including State bank circulation outstanding.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 2 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
I8 60.
Resources.
Loans and discountsU. S.b'ds dep'd to secure circ'nOther U. S. b'ds and securitiesOth'r stocks, b'ds, andmortg'sDue- from national banks . . . .Duefrom other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items.Bills of national and other b'ksSpecieLegal tenders and fract'l cur'y
Total
JANUARY 1.
1,582 banks.
$500, 650,109.19298, 37G, 850. 00142, 003, 500.0017,483, 753.18
93, 254, 551. 0214,658,229.8715, 436, 296.163,193, 717. 782, 423, 918.02
89, 837, 684. 5020, 406,442. 0019,205,018.75
187, 846, 548. 82
1,404,776,619.29
APRIL 2.
1,612 banks.
$528, 080, 526. 70315, 850, 300. 00125, 625, 750. 0017,379, 738. 92
87, 564, 329. 7113, 682, 345.1215, 895, 564. 464, 927, 599. 792, 233, 516.31
105,490,619.3618,279,816. 0017, 529, 778. 42
189,867,852.52
1,442,407,737.31
JULY 2.
1,634 banks.
$550, 353,094.17326, 483, 350.00121,152,950.0017,565,911.46
96, 696,482. 6613, 982, 613.2316, 730, 923.623, 032,716. 272, 398, 872. 26
96, 077,134. 5317, 866, 742. 0012, 629, b76. 30
201, 425, 041.63
1,476,395,208.13
OCTOBER 1.
1, 644 banks.
$603,314,704.83331, 843,20<T. 0094, 974, 650.0015,887,490. 06
107, 650,174.1815,211,117.1617,134,002.585,311, 253. 352,493,773.47
103, 684,249.2117, 437,779.009,226,831.82
205, 793, 578.76
1,526,962,804.42
1 § 6 7 .
Loans and discountsU. S.b'ds dep'd to secure circ'nIT. S. b'ds dep'd to sec're dep'tsTT. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, andmortg'sDue from national banksDue from other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items-Bills of national banksBills of other banksSpecieLegal tenders and fract'l cur'yCompound-interest notes
Total
JANUARY 7.
1,648 banks.
$608, 771, 799. 61339, 570, 700.0036,185, 950. CO52, 949, 300. 0015, 073, 737.45
92, 552, 206. 2912, 996,157. 4918, 925, 315. 512, 822, 675.182, 860, 398. 85
101,430, 220.1819, 263, 718. 00
1, 176,142. 0019, 726, 043. 20
104, 872, 371. 6482, 047, 250. 00
1,511,222, 985.40
APRIL 1.
1, 642 banks.
$597,648,286.53338, 863, 650. 0038, 465, 800. 0046, 639,400. 0020,194, 875.21
94,121,186. 2110, 737, 392. 9019, 625, 893. 815, 693,784.173,411,325.56
87, 951, 405.1312, 873, 785. 00
825, 748. 0011,444, 529.1592,861,254.1784,065, 790. 00
1,465,451,105.84
JULY 1.
1, 636 banks.
$588,450, 396.12337, 684, 250.0038, 368, 950.0045, 633, 700. 0021, 452,615. 43
92, 308, 911. 879, 663, 322. 82
19, 800, 905. 863, 249,153. 313, 338, 600. 37
128,312,177.7916, *38, 769.00
531, 267. 0011,128, 672.«8
102,534,613.4675,488, 220. 00
1,494,084,526.01
OCTOBER 7.
1, 642 banks.
$609, 675, 214.61338, 640,150.0037, 862,100. 0042,460, 800. 0021, 507, 881.42
95,217, 610.148, 389, 226.47
20, 639, 708. 235, 297, 494.132, 764,186. 35
134, 603, 231. 5111,841,104.00
333, 209. 0012, 798, 044. 40
100, 550, 849 9156, 888, 250. 00
1,499,469,060.17
1 § 6 8 .
Loans and discounts . - -.U. S.b'ds dep'd to secure circ'nTJ. S. b'ds dep'd to sec're dept'sTT. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, andmortg'sDue from national banksDue from other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items.Bills of national banksBills of other banks
SpecieLegal-tender notesCompound-interest notes . . .Three per cent, certificates...
Total
JANUARY 6.
1,642 banks .
$616,603,479.89 •339, 064, 200.0037, 315, 750.0044,164, 500.0019, 365, 864. 77
99, 311,446. 608,480,199. 74
21,125, 665. 682, 986, 893. 862,464, 536. 96
109, 390, 266. 3716, 655, 572. 00
261, 269. 001,927,876.78
20, 981, 601. 45114,300,491.0039, 997, 030. 008, 245, 000. 00
1, 502, 647, 644.10
APRIL 6.
1,643 banks.
$628, 029, 347.65339, 686,650.00
37, 446, 000. 0045, 958, 550.0019, 874, 384.33
95, 900, 606.357, 074, 297.44
22, 082, 570. 255, 428, 460.252, 660,106. 09
114,993, 036. 2312, 573, 514. 00
196,106. 001, 825, 640.16
18, 373, 943. 2284, 390, 219. 0038, 917, 490. 0024, 255, 000. 00
1,499,668,920.97
JULY 6.
1,640 banks.
$655,729, 546.42339, 569,100. 0037, 853,150. 0043, 068, 350. 0020, 007, 327.42
114,434,097.938, 642, 456. 72
22, 699, 829. 702, 938, 519. 042,432, 074. 37
124, 076, 097. 7113, 210,179.00
342, 550.001, 863, 358.91
20, 755, 919. 04100,166,100. 0019,473, 420. 0044, 905, 000. 00
1,572,167,076.26
OCTOBER 5.
1, 643 banks .
$657,668,847.83340, 487, 050. 0037, 360,150. 0036,817,600.'0020,693,406.40
102,278,547.777,848,822. 24
22, 747, 875.185, 278, 911. 221, 819,815. 50
143,241,394.9911, 842, 974.00
222, 668. 002, 262, 791. 97
13,003, 713.3992,453,475. 004,513, 730.00
59, 080, 000.00
1,559,621,773.49
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OP THE CURRENCY,
BANKS FROM OCTOBER, 1863; TO OCTOBER, 18(J2-Continued.
1§66,
329
Liabilities.
Capital stock
Surplus fundUndivided profits
National b'k notes outstand'gState bank notes outstanding.
Individual depositsU. S. depositsDep'ts of U.S.disb'sing officers
Due to national banksDue to other b'ks and bankers.
Total
JANUARY 1.
1,582 banks.
$403,357,346.00
43, 000, 370.7828, 972, 493.70
213, 239, 530.0045,449,155. 00
522,507, 829.2729, 747, 236.15
94, 709, 074.1523, 793, 58i. 24
1, 404, 776, 619. 29
ArRIL 2.
1,612 banks.
$409, 273,534.00
44, 687, 810. 5430, 964,422.73
248, 886, 282. 0033, 800, 865. 00
534,734,950.3329,150, 729. 82
89,067,501.5421,841,641.35
1, 442, 407, 737.31
JULY 2.
1,634 banks.
$414,270,493. 00
50,151, 991. 7729, 286,175.45
267, 798, 678. 0019,996,163.00
533,338,174.2536,038.185.03
3, 066, 892. 22
9G, 496, 726. 4225, 951, 728.99
1,476, 395, 208.13
OCTOBER 1.
1,644 banks.
$415,472,369. 00
53,359, 277. 6432, 593,486. 69
280, 253, 818. 009, 748, 025. 00
564, 616, 777. 6430,420,819.80
2, 979, 955.77
110, 531, 957. 3126, 986, 317.57
1,526,962,804.42
Capital stock
Surplus fundUndivided profits
National b'k notes outstaml'g.State bank notes outstanding.
Individual depositsU. S. depositsDep'ts of U.S.disb'sing officer*
Due to national banksDue to other b'ks and bankers.
Total
JANUARY 7.
1,648 b a n k s .
$420,229, 739. 00
59, 992,874.5726, 961, 382. 60
291,436, 749. 006,961,499. 00
558, 699, 768. 0627, 284, 876. 93
2, 477, 509.48
92,761,998.4324,416, 588,33
1, 511, 222,985.40
APRIL 1.
1,642 b a n k s .
$410, 399,484. 00
60, 206, 013. 5831,131, 034. 39
292, 788, 572. 005, 460, 312. 00
512, 046,182.4727,473, 005. 66
2, 650, 981. 39
91,156,890.8923,138, 629. 46
1,465, 451,105. 84
JULY 1.
1,636 b a n k s .
$418, 558,148. 00
63, 232, 811.1230, 656, 222.84
291, 769, 553. 004,484,112.00
539,599,076.1029,838,391.53
3,474,192. 74
89,821,751.6022, 659, 267. 08
1, 494, 084, 526. 01
OCTOBELt 7.
1,642 b a n k s .
$420, 073, 415.00
66,695, 587.0133, 751, 446.21
293, 887, 941. 004,092,153.00
540, 797, 837.5123,062,119.924, 352, 379. 43
93, 111, 240.8919, 644, 940.20
1,499.469.060.17
1 868.
Surplus fund - - -Undivided profits
National b'k notes outstan d' g.State bank notes outstanding.
Individual depositsU.S. deposits...Dep'tsof U. S.difb'sing officers
Due to national banksDue to other b'ks and bankers.
Total
JANUARY 6.
1,642 b a n k s .
$420,260, 790.00
70, 586,125, 70• 31,399,877.57
294,377, 390.00 •3, 792, 013. 00
534, 704, 709. 0024, 305, 638 02
3, 208, 783.03
98,144, 669.0 L21,867,648.17
1,502,647,644.10
APRIL 6.
1,643 b a n k s .
$420, 676, 210.00
72,349,119.6032, 861, 597. 08
295, 336,044. 003,310,177.00
5H2, 011, 480. 3622, 750, 342.774, 976, 682. 31
94, 073, 631. 2521, 323, 636. 60
1, 499,668, 920. 97
JULY 6.
1,640 b a n k s .
$420,105, 011. 00
75, 840,118. 9 i33, 543,223. 35
294,908, 264 003,163, 771. 00
575, 842, 070.1224, 603, 676. 96
3, 499, 389.99
113,306,346.3427, 355, 204. 59
1,572,167,076.26
OCTOBER 5.
1,643 b a n k s .
$420,634,511.00
77, 995, 761. 4036,095, 883.98
295, 769, 489. 002, 906, 352. 00
580, 940, 820.8517, 573, 250.644,570,478,16
99,414, 397. 2823, 720,829.18
1,559,621,773.49
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
8 3 0 REPORT OF THE COMPTROLLER OF THE CURRlSNC*.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
I860.
Resources.
Loans and discountsU. S. bonds to secure circ'lat'nU. S. bonds to secure deposits.U. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, and mortg'sDue from redeeming agents.Due from other national b'nksDue from State b'ks and b'k'rsKeal estate, furniture, etcCurrent expenses
Checks and other ca3h items .Bills of other national banks.Fractional currencySpecieLegal tender notesThree per cent, certificates . .
Total
JANUARY 4.
1,628 banks.
$644, 945, 039. 53338, 539, 950. 0034, 538, 350. 0035, 010, 600.0020,127,732.9665,727, 070. 8036, 067, 316.847, 715, 719. 34
23, 289, 838. 283, 265, 990. 811, 654,352.70
142, C05,984.9214, 684,799.002,280,471.06
29, 626, 750.2688, 239, 300.0052, 075, 000. 00
1, 540,394, 26a 50
APRIL 17.
1,620 banks.
$662,084,813.47338, 379, 250. 0029,721,350.0030,226,550.0020, 074,435.6957, 554, 382. 5530,520, 527. 898, 075, 595. 60
23, 798,188.135, 641,195.011, 716, 210.13
154,137,191.2311, 725, 239. 002, 088, 545.189, 944, 532.15
80, 875, 161. 0051,190, 000. 00
1, 517, 753,167.03
JUNE 12.
1,619 banks.
$686,347,755.81338, 699, 750.00
27, 625, 350. 0027.476, 650.0020,777, 560.5362, 912, 636. 8235, 556, 504. 53
9,140, 919. 2423,859,271.175, 820, 577. 871, 809,070.01
161, 614, 852.6611, 524, 447.001, 804, 855. 53
18,455, 090. 4880,934,119. 0049,815,000.00
1,564,174,410.65
OCTOBER 9.
1,617 banks.
$682,883,106.97339,480,100. 0018, 704, 000. 0025,903,950. 0022, 250,697.1456, 669,562.8435, 393, 563.478,790,418.57
25,169,188.955, 646,382.962, 092, 364. 85
108, 809, 817.3710, 776, 023. 002, 090, 727. 38
23, 002, 405.8383, 719, 295. 0045,845,000.00
1,497,226, 604.33
1870.
Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand.Other etoeks and bd'sDue from red'g ag'ntsDue from navl banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash item sCl'r'g-honseexch'gg.National bank notes.Fractional currency.SpecieLegal-tender notes..Three per cent, certfs
Total
JANUARY 22.
1,615 banks .
$b*8S, 875,203. 70339, 350, 750.00
17, 592, 000. 0024,677,100.0021, 082,412. 0071, 641, 486. 0531, 994, 609. 269, 319, 560. 54
26, 002, 713.013, 469, 588. 002,439,591.41
111, 624,822.00
15,840,669.002, 476, 966.75
48, 345, 383. 7287, 708, 502. 0043, 820, 000. 00
1,546,261,357.44
MARCH 24.
1,615 banks.
$710,848,609.39339, 251, 350. 00
16,102, 000. 0027, 292,150 0020,524, 294.5573,435,117. 9829, 510, C88.1110, 238, 219. 8526, 330, 701.246,683,189. 542, 680, 882. 39
11,267,703.1275, 317, 992.2214, 226, 817.002, 235, 499. 02
37,096, 543.4482, 485, 978.0043, 570, 000. 00
1,529,147,735.85
JUNE 9.
1,612 banks.
$719, 341,186.06338, 845, 200. 00
15, 704, 000. 0028, 276, 600. 0023,300,681.8774,635,405.6136,123, 750. 6610, 430, 781.3226,593,357.006, 324, 955. 473,076,456.74
11, 497, 534.1383, 936, 515.6416,842, 582. 00
2,184, 714. 3931,099,437.7894,573, 761.0043, 465, 000.00
1,565,756,909.67
OCTOBER 8.
1,615 banks.
$715, 928, 079.81340,857,450.00
15, 381, 500. 0022, 323, 800. 0023, 614, 721.2566,275,668.9233, 948, 805. 659, 202, 496.71
27, 470, 746. 975, 871, 750. 022,491, 222.11
12, 536, 613. 5779, 089, 688. 3912, 512, 927. 00
2, 078,178. 0518,460,011.4779, 324, 577.0043, 345, 000. 00
1,510,713,236.92
DECEMBER 28.
1,648 banks.
$725, 515, 538.49344,104, 200. 00
15,189, 500. 0023, 893, 300. 0022, 686, 358. 5964, 805, 062.8837, 478,166. 499, 824, 144.18
28, 021, 637. 446, 905, 073. 323, 251, 648. 72
13, 229, 403.3476, 208, 707.0017, 001, 846. 002,150, 522. 89
26, 307,251.5980, 580, 745. 0041, 845, 000. 00
1,538,998,105.93
Loans and discounts.Bonds for circulationBonds for deposits. .U. S. bonds ou hand..Other stocks and b'dsDue from rod'gag'ntsDue from nat'l banksDue from State banksReal estate, etcCurrent expensesPremiums i>aid „Cash itemsCl'r'g-house exch'gs.National bank notes.Fractional currency.SpecieLegal-tender notes . .Three per cent, cert'fs
Total
MARCH 18.
1,688 banks.
$767, 858, 490. 59351, 556, 700. 0015,231,500.0023,911,350.0022, 763, 869.2083,809,188.923D, 201,119. 9910, 271, 605. 3428, 805, 83 4.796, 694, 014.178, 939, 995.20
11,642, 644. 74100, 693, 917. 54
13,137, 006. 002,103, 298.16
25, 769,166.6491, 072, 349. 0037, 570, 000. 00
1,627,032,030. 28
APRIL 29.
1,707 banks.
$779,321, 828.11354,427,200.00
15, 230, 500. 0022, 487,050.0022,414,659. 0585, 061, 016. 3138, 332,679.7411.478,174.7129, 242,762. 796, 764,159. 734, 414,755. 40
12,749,289.84130,855,698.1516, 632, 323.002,135, 763. 09
22, 732, 027.02106, 219,126. 0033, 935, 000. 00
1,694,440,912. 94
JUNE 10.
1,723 banks.
$789, 416,568.13357, 388, 950. 00
15, 250, 500.0024, 200, 300.0023,132, 871.0592,369,246. 7139,636,579.3511,853. 308.6029, 637, 999.306, 295, D99.465, 026,385.97
13,101, 497. 95102,091,311.7519,101, 389. 002,160, 713. 22
19, 924, 955.16122,137, 660.0030, 690, 000.00
1,703,415,335.65
OCTOBER 2.
1,767 banks.
$831,552,210-00364, 475, 800. 0028, 087, 500.0017,753, 650.0024,517,059.3536,878,608.8443,525,362. 0512,772, 669. 8380, 089, 783. 856,153, 370.295,500, 890.17
14,058, 268.86101,165, 854.5214,197, 653.00
2, 095, 485. 7913, 252, 998.17
109,414,735.0025, 075, 000. 00
1,730,566,899.72
DECEMBER 16.
1,790 banks .
$818,996, 311.74366,840, 200.0023,155,150. 0017, 675, 500.0023, 061,184. 2077, 985,600.5343, 313, 344. 7813,069,301.4030, 070, 330. 577, 330, 424.125, 956, 073. 74
13, 784, 424. 76114, 538, 539.9313, 085, 904. 00
2, 061, 600. 8929, 595, 299. 5693, 942, 707. 0021, 400,000. 00
1,715,861,897.22 'Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKS FROM OCTOBER, 1863, TO OCTOBER 1892—Continued.
331
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'lbank notes outstanding.State bank notes outstanding.
Individual depositsU. S. depositsDept's U. S. disburs'g officers.
Due to national banksDue to State banks and b'k'rs.
Notes and bills re-dlscounted.Bills payable
Total
JANUARY 4.
1,628 b a n k s .
$419, 040, 931. 00
81,169, 936.5235, 318, 273. 71
294, 476, 702.002, 734, 669.00
568,530,934.1113, 211, 850.19
3, 472, 884. 90
95,453,139.3326, 984, 945. 74
1, 540, 394, 266.50
APRIL 17.
1,620 b a n k s .
$420, 818, 721.00
82, 653, 989.1937, 489, 314.82
292, 457,098.002, 615, 387.00
547, 922,174.9110,114,328.32
3, 665,131. 61
92,662,648.4923, 018, 610.62
2,464, 849.811, 870, 913.26
1, 517,753,167.03
JUNE 12.
1,619 b a n k s .
$422, 659, 260. 00
82,218, 576. 4743, 812, 898. 70
292,753, 286.002, 558, 874. 00
574, 307, 382. 7710, 301, 907. 712,454, 048. 99
100, 933, 910. 0328, 046, 771. 30
2, 392, 205 611, 735, 289.07
1, 564,174, 410.65
OCTOBER 9.
1,617 b a n k s .
$426, 399,151.00
86,165, 334. 3240, 687, 300. 92
293, 593, 645.002, 454, 697.00
511,400,196.637,112,646.674, 516, 648.12
95, 067, 892. 8323, 849, 371. 62
3, 839, 357.102,140, 363.12
1,497,226,604.33
IS7O.
Capital stock
Surplus fundUndivided profits —
Nat'l bank circulat'n.State bank circulat'n.
Dividends unpaid
Individual deposits..U. S. depositsDep'ts U. S. dis. offic's
Due to national banksDue to State banks ..
Notes re-discounted..Bills payable
Total
JANUARY 22.
1,615 b a n k s .
$426, 074, 954. 00
90,174, 281.1434, 300, 430.80
292, 838, 935.002, 351, 993.00
2, 299, 296. 27
546, 236, 881. 576, 750,139 192, 592, 001. 21
108, 351, 300. 3328, 904, 849.14
3, 842, 542.301, 543, 753. 49
1,546,261,357.44
MARCH 24.
1,615 b a n k s .
$427, 504, 247. 00
90, 229, 954.5943,109, 471. 62
292, 509,149. 002, 279, 469. 00
1,483,416.15
516, 058, 085. 266,424,421.254, 778, 225. 93
109, 667, 715. 9529, 767, 575. 21
2,462, 647.492, 873, 357.40
1,529,147,735.85
JUNE 9.
1,612 b a n k s .
$427, 235, 701.00
91, 689, 834.1242, 861, 712. 59
291,183, 614. 002, 222, 793. 00
1, 517, 595.18
542, 261, 563.1810, 677, 873. 922, 592, 967. 54
115,456,491.8433, 012,162. 78
2, 741, 843. 532, 302, 756.99
1,565,756,909.67
OCTOBER 8.
1,615 b a n k s .
$430, 399, 301. 00
94, 061,438. 9538, 608, 618.91
291, 798, 640.002,138, 548. 00
2,462,591.31
501,407,586.906, 807, 978. 494, 550,142. 68
100,348,292.4529, 693, 910. 80
3, 843, 577. 674, 592, 609. 76
1,510,713,236.92
DECEMBER 28.
1,648 b a n k s .
$435, 356, 004. 00
94, 705, 740. 3446, 056,428. 55
296,205, 446. 002, 091, 799.00
2,242,556.49
507,368,618.676, 074,407. 904,155, 304. 25
106, 090,414. 5329, 200, 587. 29
4, 612,131. 084, 838, 667. 83
1,538,998,105.93
1871.
Ca pital stock
Undivided profits
ISTat'l bank circulat'n.State bank circulat'n.
Dividends unpaid
Individual deposits..U. S. depositsDept's \J. S. dis. offic's
Due to national b'nksDue to State banks ..
Notes re-discounted..Bills payable
Total
MARCH 18.
1,688 b a n k s .
$444,232, 771. 00
96, 862, 081. 6643, 883, 857. 64
301,713, 460.002, 035, 800.00
1,263,767.70
561,190, 830.416, 314, 957. 814, 813, 016. 66
118, 904, 865.8437, 311, 519.13
3, 256, 896.425, 248, 206. 01
1,627,032,030.28
APRIL 29.
1,707 b a n k s .
$446, 925, 493. 00
97, 620, 099. 2844, 776, 030. 71
306,131,393 001, 982, 580. 00
2,235, 248.46
6il ,025,174.106, 521, 572. 923, 757, 873. 84
128, 037, 469.1736,113,290.67
3, 573, 723.025, 740, 964. 77
1,694,440,912.94
JUNE 10.
1,723 b a n k s .
$450, 330, 841. 00
98, 322, 203.8045, 535, 227. 79
307, 793, 880. 001, 968, 058. 00
1, 408, 628. 25
602,110,758.166, 265,167. 944, 893, 907. 25
135,167, 847. 6941, 219,802. 96
3,120, 039. 095, 278, 973. 72
1,703,415,335. 65
OCTOBER 2.
1,767 b a n k s .
$468, 255, 696. 00
101,112,671.9142, 008, 714.38
315, 519,117. 001, 921, 056. 00
4, 540,194.61
600, 868, 486. 5520,511,935.985, 393, 598. 89
131,730,713.0440, 211, 971. 67
3, 904, 552. 574, 528,191.12
1,730,566,899.72
DECEMBER 16.
1,790 b a n k s .
$460, 225, 866. 00
101, 573,153. 6248, 630, 925. 81
318, 265, 481. 001, 886, 538. 00
1, 393, 427. 98
596, 586, 487. 5414, 829, 525. 655, 399,108. 34
118, 657, 614.1638,116, 950.67
4, 922,455. 785, 374, 362. 67
1,715,861,897.22
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
332 REPORT OF THE COMPTROLLER OF THE CURRENCY,
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
Kesourees.
Loans and discounts.Bonds for circulationBonds for deposits...U. S. bonds on hand. .Other stocks and b'dsDue from red'g ag'ntsDue from na'tl banksDue from State banksReal estate, etcCurrent expenses. -Premiums paidCash itemsCleai'g-houseexch'gaNational-bank notes,Fractional currency.SpecieLegal-tender notes . .U.S. cert'fs of depositThree per cent, cert'fs
FEBRUARY 27.
1,814 banks.
$839, C65, 077.91370, 924, 700. 00
15, 870, 000. 0021, 323,150.0022,838, 388.8089,548, 329. 9338, 282, 905. 8612,269, 822. 6830, 637, 676. 756,265,655.136,308, 821.86
12,143,403.1293,154, 319.7415, 552,087. 002, 278,143.24
25, 507,825.3297, 865, 400. 00
18, 980, 000. 00
APRIL 19.
1,843 banks.
$844,902, 253. 49374, 428, 450. 0015,169, 000.0019, 292,100. 0021, 538, 914. 0682,120, 017.2436, 697, 592. 8112, 299, 716.9430, 809, 274.987, 026, 041. 236, 544, 279. 29
12,461,171.40114,195, 966. 3618, 492, 832. 002,143, 249. 29
24, 433, 899.46105, 732,455. 00
15,365, 000. 00
JUNE 10.
1,853 banks.
$871, 531,448. 67377,029, 700.00
15, 409, 950.0016,458,250.0022,270,610.4791,564,269.5339, 468, 323.3913, 014, 265. 2631,323,843.216, 719, 794.906, 616,174. 75
13,458,753.8088, 592, 800.1616, 253, 560. 002,069,464.12
24, 256, 644.14122, 994, 417.00
12, 005,000. 00
Total 1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43
OCTOBER 3.
1,919 banks.
$877,197, 923. 47382, 046, 400. 00
15, 479, 750. 0012,142, 5 0.0023, 533,151. 7380,717,071.3034,486, 593.8712, 976, 878. 0132, 276, 49a 176, 310, 428. 796, 546, 848. 52
14,916, 784.34110, 086, 315. 3715, 787, 296. 002,151, 747. 88
10, 229, 756. 79105,121,104.00
6, 710, 000.007,140, 000. 00
DECEMBER 27.
1,940 banks.
$885, 653,449.62d84, 458, 500. 0016, 304, 750.0010,306,103.0023,160,557. 2986,401,459.4442, 707,613. 5412, 008, 843. 5433,014,796.838,454,803. 977, 097, 847.86
13,696,723.8590,145, 482. 7219, 070, 322. 002, 270, 576.32
19, 047, 336. 45102, 922, 369. 0012, 650, 000. 004,185, 000. 00
Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on band . .Other stocks and b'dsDue from red'g ag'nt sDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsNational-bank notes.Fractional currency.SpecieLegal-tender notos . .U.S.cert 'fs of depositThree per cent, cert'fs
Total..
FEBRUARY 28.
3,947 banks.
$913,265,189.67384, 675, 050. 00
15, 035, 000.0010, 436, 950. 0022, 063,306. 2095, 773, 077.1039, 483, 700. 0913, 595, 679.1734, 023, 057. 77
6, 977, 831. 357, 205,259. 67
11, 761, 711. 50131,383, 860.9515, 998, 779. 002, 289, 680.21
17, 777, 673.5397,141, 909.0018, 460, 000.001, 805, 000.00
1,839,152,715.21
1 8 7APRIL 25.
1,962 banks.
$912, 064, 267. 31386,763, 800. 0016, 235, 000.009, 613, 550. 00
22, 449, 146. 0488, 815, 557. 8038, 671, 088. 6312, 883, 353. 3734, 216, 878. 077,410, 045.877,559, 987.67
11,425, 209. 0094,132,125.2419, 310, 202. 002,198,973.37
16,868, 808. 74100, 605, 287. 0018, 370, 000. 00
710, 000.00
1,800,303,280.11
3 .JUNE 13.
1,968 banks.
$925, 557, 682.42388, 080,300.00
15, 935, 000. 009, 789, 400. 00
22, 912, 415. 6397,143, 326. 9443, 328, 792. 2914, 073, 287. 7734, 820, 562. 777,154, 211. 697, 890,962.14
13,036,482.5891, 918, 526.5920, 394, 772. 002,197, 559.84
27, 950, 086. 72106,381,491.0022, 365, 000.00
305, 000.00
1,851,234,860. 38
SEPTEMBER 12.
1,976 banks.
$944, 220,116.34388, 330,400.0014, 805,000.008, 824, 850.00
23, 709, 034. 5396,134,120.6641, 413, 680. 0612, 022, 873.4134, 661, 823. 216,985,436. 997, 752, 843. 87
11, 433, 913.2288, 926,003. 5316,103, 842. 002, 302, 775. 26
19, 868, 469.4592, 522, 663. 0020, 610, 000. 00
1,830,627,845.53
DECEMBER 26.
1,976 banks .
$856, 816, 555. 05389, 384, 400. 0014, 815, 200. 008, 630, 850. 00
24, 358,125.0673, 032, 046. 8740, 404, 757. 9711,185, 253. 0835, 556, 746.488, 678, 270.397, 987,107.14
12, 321, 972.8062,881,342.1621, 403,179. 00
2, 287, 454. 0326, 907, 037. 58
108, 719, 506. 0024, 010, 000.00
1,729,380,303.61
1874.
FEBRUARY 17.
1,975 banks .
MAY 1.
1,978 banks.
JUNE 26.
1,983 banks.
OCTOBER 2.
2,004 banks.
DECEMBER 31.
2,027 banks.
Loans anddisconnts.Bonds for circulationBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'i banksDue from-State banksReal estate, etcCurrent expenses . . .Premiums paid....Cash itemsClear'g-house exoh'gsNational-bank notes.Fractional currency.SpecieLegal-tender notes..U.S. cert'fs of depositDep. with U. S. Treas
$897, 859, (500.46389, 614, 700. 0014, 600, 200. 0011,043, 400.0025, 305, 736. 24
101, 502, 861. 5836, 624, 001. 3911,496,711.4786, 043, 741. 506, 998, 875. 758, 741, 028. 77
10, 269, 955. 5062, 768,119.1920, 003, 251. 002, 309, 919. 73
33, 365,863.58102, 717, 563. 0037, 235, 000. 00
$923, 347, 030. 79389, 249,100.00
14, 890, 200,0010,152, 000. 0025, 460, 460. 2094, 017, 603. 3141, 291, 015. 2412, 374. 391. 2836, 708; 066 39
7, 547, 203. 058, 680, 370. 84
11, 949, 020. 7194, 877, 796. 5220, 673, 452. 002,187,186. 69
32, 569, 969. 26101,692, 930. 0040,135, 000. 00
$926,195,671.70390, 281, 700. 0014, 89,0, 200.0010, 456, 900. 0027, 010, 727. 4897, 871, 517. 0645, 770, 715. 5912,469, 592. 3337, 270, 876. 51
7, 550,125.208, 563, 262. 27
10, 496, 257. 0063,896,271.3123,527,991.002, 283, 898. 92
22, 326, 207. 27103,108,350.0047, 780, 000. 00
91, 250.00
$954, 394, 791.59383, 254, 800. 0014,691, 700. 0013, 313, 550. 0027, 807, 826.9283, 885,126. 9439, 695, 309.4711,196, 611. 7338,112,926.527,658,738.828, 376, 659. 07
12, 296, 416.7797, 383, 687.1118,450,013.002, 224, 943.12
21, 240, 945. 2380, 021, 946.0042, 825, 000. 0020, 349,950.15
$955,862,580.51382,976,200.0014, 714, 000.0015,290,300.0028,313,473.1280,488, 831.4548,100,842. 6211, 655,573.0739,190, 683.045, 510, 566.478, 626,112.16
14, 005, 517. 33.112,995,317.5522, 532, 336. 002, 392, 668.74
22, 436, 761.0482, 604, 791. 0033, 670, 000. 0021, 043, 084. 36
Total 1,808,500,529.16 1,867,802,796.28 1,851,840,913.64 1,877,180,942.44 1,902,409,638.40Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OP THE CURRENCY, 333
BANKS FROM OCTOBER; 1863, to OCTOBER, 1892—CoTitiuuecL
1 8 7 2 .
Liabilities.
Capital stock
Surplus fundUndivided prof i ts . . . .
Nat ' l bank circulationState bankcircnlati en
Dividends unpaid
Individual deposits..U. S. deposits -Dep'tsUS.dis.officers
Due to national banksDuo to State banks . .
Notes re-discounted . .Bills p:\yable . . . . . . . .
Total . . . . . . . . . .
FERRUARY 27.
1,814 banks.
$464, 081, 744. 00
103, 787, 082. 6243, 310, 344, 46
321, 634, 675.001, 830, 563. 00
1,451,746.29
503,645,666.167,114,893.475, 024, 699.44
128, 627, 494.4439, 025,165. 44
3, 818, 686. 910,062,890.91
1,719,415,657.34
APRIL 19.
1,843 banks.
$467, 924, 318. 00
104, 312, 525. 8146, 428, 590.90
325, 305, 752.001, 763, 885. 00
1, 561,914. 45
620, 775, 265. 786, 355, 722. 953, 416, 371.16
120, 755, 565. 8635, 005,127. 84
4, 225, 622. 045,821,551.76
1,743,652,213 55
J U N E 10.
1,853 banks.
$470, 543, 301. 00
105,181, 943. 2850, 234, 298. 32
327, 092, 752. 001,700, 935. 00
1,454, 044.06
618,801,619.496, 993, 014. 775, 463, 953.48
132, S04, 924. 0239, 878, 826.42
4, 745,178. 225, 942, 479. 34
1,770,837,269.40
OCTOBER 3.
1,919 banks.
$479, 629,174. 00
110,257,516.4546, 623, 784. 50
333, 495, 027. 001, 567,143. 00
3,149, 749. 61
613,290,671.457, 853, 772. 414, 563, 833. 79
110, 047, 347.6733, 789, 083. 82
o, 549, 431. 886, 040, 562. 66
1,755,857,098.24
DECEMBER 27.
1,940 banks.
$482, 606, 252. 00
111, 410, 248. 9856,762,411.89
336, 289, 285. 001, 511, 396. 00
1, 356, 934.48
598,114, 679. 267, 863, 894.935,136, 597.74
124, 218, 392.8334, 794, 963.37
6, 545, 059. 786, 946,416.17
1, 773, 556, 532.43
Capital stock
Surplus fundUndivided profits
Nat ' lbank circulationStatebank circulation
Dividends unpaid
Individual deposits..U.S. DepositsDep'ts U. S. dis.officeis
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payable
Tofal
FEBRUARY 28.
1,947 banks.
$484, 551, 811. 00
114,681,048.7348, 578, 045. 28
336, 292, 459. 001, 368, 271.00
1, 465, 993. 60
656,187,551.617, 014, 848. 345, 835, 696. 80
134,231,842.9538, 124,803. 85
5,117,810.505, 672, 532. 75
1,839,152,715.21
APRIL 25.
1,982 banks.
$487, 891, 251. 00
115, 805, 574. 5752, 415, 348. 46
338,163, 864. 001,280,208.00
1, 462, 336. 77
616, 848, 358. 257, 880, 057. 734, 425, 750.14
126, 631, 926.2435, 036, 433.18
5,403, 043.387, 059,128.39
1,800,303,280.11
J U N E 13.
1,968 banks.
$490,109,801.00
116,847,454.6255, 306,154.69
338, 788, 504. 001, 224, 470.00
1, 400, 491.90
641, 121, 775. 278, 691, C01. 956, 416, 275.10
137, 856, 085. 6740, 741, 788. 47
5, 515,900. 677, 215,157.04
1,851,234,860.38
SEPTEMBER 12.
1,976 banks.
$491,072, 616.00
120, 314. 499. 2054,515,131.76
339, 081, 799. 001,188, 853. 00
1,402, 547. 89
622, 685, 563. 297, 829, 327. 738, 098, 560.13
133, 672, 732. 9439, 298,148.14
5,987, 512.365,480, 554. 09
1,830,627,845.53
DECEMBER 26.
1,976 banks.
$490, 266,611.00
120, 961, 267. 9158, 375,169.43
341, 320, 256. 001,130, 585. 00
1, 269, 474.74
540, 510, 002.787, 680, 375. 264, 705, 593. 36
114, 996, 666.5436, 598, 076. 29
3,811,487.897, 754,137. 41
1,729,380,303.61
1874.
Capital stock
Surplus fundUndivided profits . . .
Nat ' l bankcirculationStatebank circulation
Dividends unpaid
Tndividual deposits. .U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks . .
Notes rediscounted..Bills payable . . . .
Total . . . . . . . . . .
FEBRUARY 27.
1,975 banks
$490, 859,101. 00
123,497,347.2050,236, 919.88
339,602, 955. 001, 078, 988. 00
1,291,055.63
595, 350, 334 907, 276, 959.875, 034, 624. 46
138, 435, 3F8. 3948,112,223.40
3; 448. 828. 924, 275, 002. 51
1,808,500,529.16
MAYl.
1,978 banks.
$490,077, 001.00
125,561,081.2354, 331, 713.13
340, 267, C49. 001, 049, 286.00
2, 259,129.91
649, 286, 298. 957, 994, 422.273, 297, 689. 24
135, 640,418.2448, 683, 924. 34
4, 581, 420.384, 772, 662. 59
1,867,802,796.28
J U N E 26.
1,983 banks.
$491,003,711.00
126, 239, 308. 4158,332, 965. 71
338, 538, 743. 001, 009, 021. 00
1, 242,474.81
622,863,154.447, 322, 830. 853, 238, 639. 20
143, 033, 822. 2550, 227, 426.18
4, 436, 256. 224, 352, 560. 57
1,851,840,913.64
OCTOBER 2.
2,004 banks.
$493,765,121.00
128, 958,106. 8451,484, 437. 32
333, 225, 298. 00964, 567. 00
3, 516, 276. 99
669, 068, 995. 887,302,153.583, 927, 828. 27
125,102,049.9350, 718, 007. 87
4, 197, 372. 254, 950, 727. 51
1,877,180,942.44
DECEMBER 31.
2,027 banks.
$495,802,481.00
130, 485, 641. 3751,477, 629.33
331,193,159. 00860,417.00
6, 088, 845. 01
682, 846, 607. 457, 492, 307. 783, 579, 722. 94
129,188,671.4251, 629, QO?,. 86
6, 365, 652.975, 398, 900. 83
1,902,409,638.46Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 3 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
1 8 7 5 .
Resources.
Loans and discountsBonds for circulationBonds for deposits...U. S. bonds on band..Otber stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses .. .
Cash itemsClear'g-houseexch'gsBills of otber banks.Fractional currency.SpecieLegal-tender notes ..U. S. cert'fs of depositDue from IT. S. Treas
Total.
MARCH 1.
2,029 banks.
$956, 485, 939.35380, 682, 650. 00
14, 492, 200. 0018, 062,150. 0028, 268, 841. 6989,991,175.3444, 720, 394.1112, 724, 243. 9739,430, 952.127, 790, 581. 869,006, 880.92
11, 734, 762. 4281,127, 796. 3918, 909, 397. 00
3, 008, 592.1216, 667,106.1778, 508,170.0037, 200, 000. 0021,007,919.76
1,869,819,753.22
MAYl.
2,046 banks.
$971, 835, 298. 74378,026, 900.00
14, 372, 200. 0014, 297, 650.0029,102,197.1080, 620, 878. 7546, 039, 597.5712, 094, 086.3940, 312, 285.997, 706, 700.428,434, 453.14
13,122,145. 88116, 970, 819. 0519, 504, 640. 002, 702, 326. 44
10,620,361.6484, 015, 928. 0038, 615. 000.0021,454,422.29
1,909,847,891.40
JUNE 30.
2,076 banks.
$972,926,532.14375,127, 900.00
14,147, 200. 0012, 753,000.0032,010,316.1889, 788, 903.7348, 513,388.8611, 625,647.1540, 969, 0e0.49
4, 992, 044.348, 742, 393. 83
12,433,100.4388, 924, 025.9324,261,961.002, 620, 504. 26
18,9c9, 582. 3087, 492, 895. 0047, 310, 000.0019,640,785.52
1,913,239,201.16
OCTOBER 1.
2,088 banks.
$984,691,434.40370, 321, 700.0014,097, 200. 0013, 989, 950.0033,505, 045.1585, 701, 259. 8247,028, 769.1811, 963, 768. 9042, 366, 647.65
7, 841, 213.058, 670, 091.18
12, 758, 872. 0375,142, 863.4518, 528, 837. 002, 595, 631. 788, 050, 329.73
76,458, 734.0048, 810, 000. 0019, 686,960.30
1,882,209,307.62
DECEMBER 17.
2,086 banks .
$962,571,807.70363, 618,100.00
13,981,500.0016, 009, 550. 0031,657,960.5281, 462, 682. 2744, 831, 891. 4811, 895, 551. 0841, 583, 311.94
9, 218, 455. 479, 442, 801. 54
11, 238, 725. 7267, 886,967. 0417,166,190. 002, 901, 023.10
17, 070, 905, 9070, 725, 077.0031,005,000.0019, 202, 256. 68
1,823,469,752.44
Loans and discounts.Bonds for circulationBonds for depos i t s . . .U. S. bonds on hand . .Other stocks and b'dsDue from res've agtsDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses - . .Premiums paidCash itemsClear'g-houseexch'gsBills of other b a n k s . .Fractional currency.SpecieLegal-tender notes . .U. S. cert'fs of depositDue from TJ. S. Treas
Total
MARCH 10.
2,091 banks.
$950,205,555.62354, 547, 750. 0014, 216, 500. 0025,910,650.0030, 425,430.4399, 068, 360.3542,341,542.6711,180, 562.1541,937,617.25
8, 296, 207. 8510, 946, 713.159, 517, 868.86
58, 863, 182.4318, 536, 502. 00
3, 215, 594.3029, 077, 345. 8576, 768, 446. 0030, 805, 000. 0018,479,112.79
1,834,369,941.70
187
MAY 12.
2,089 banks .
$939, 895,085.34344, 537, 350.00
14,128, 000. 0026,577, 000. 0030,905,195.8286, 769, 083. 9744, 328, 609.4611,262,193. 9642,183,958.78
6, 820, 573. 3510. 414, 347.289, 693,186. 37
56, 806, 632. 6320, 347, 964. 00
2, 771, 886.2621,714,594.3679, 858, 661.0027, 380, 000. 0016,911, 680.20
1,793,306,002.78
6 .
JUNE 30.
2,091 banks.
$933, 686, 530.45339, HI , 750.0014, 328, 600. 0030, 842, 300. 0032, 482, 805.7587, 989, 900. 9047, 417, 029. 0310, 989, 507.9542, 722, 415. 27
5,025, 549.3810, 621, 634. 0311, 724, 592. 6775, 328, 878. 8420, 398, 422.00
• 1, 987, 897.4425, 218,469. 9290, 836, 876. 0027,955, 0C0. 0017, 063, 407.65
1,825,760,967.28
OCTOBER 2.
2,089 banks.
$931,304, 714.06337,170, 400. 0014, 698, 000.0033,142,150.0034,445,157.1687, 326, 950.4847, 525, 089. 9812, 061, 283. 0843.121, 942. 01
6; 987, 644. 4610,715, 251.1612, 043,139. 6887, 870, 817. 0615,910, 315. 001, 417, 203. 66
21,360, 767.4284, 250; 847. 0029,170, 000. 0016, 743, 695. 40
1,827,265,367.61
DECEMBER 22.
2,082 banks.
$929,066,408.42336,705,300.0014,757,000.0031,937, 950.0031, 565, 914.5083, 789,174. 6544, Oil, 664. 9712,415,841.9743,498,445. 499, 818,422.88
10,811, 300.6610, 658, 709. 2668, 027, 016.4017, 521, 663.001,146, 741. 94
32, 999, 647. 8966,221,400.0026, 095, 000. 0016, 359,491.73
1,787,407,093.76
Loans and discounts-Bonds for circulationBonds for deposits...IT. S. bonds on hand..Otber stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of depositDue from TJ. S. Treas
Total
JANUARY 20.
2,083 banks.
$920,561,018.65337, 590, 700.0014, 782, 000.0031, 988, 650.0031, 819, 930.2088,698, 308.8544, 844, 616. 8813, 680, 990.8143,704,335.474,131, 516, 48
10, 991, 714.5010, 295, 404.1981,117, 889. 0418,418, 727. 001, 238, 228. 08
49, 709, 267.5572, 689, 710. 0025, 470, 000. 0016,441, 509. 98
1,818,174,517.68
187APRIL 14.
2,073 banks .
$911, 946, 833.88339, 658,100. 0015, 084, 000. 0032, 964, 250. 0032, 554, 594.4484,942,718.4142, 027, 778.8111, 911,437.3644,736, 549. 097, 842, 296.86
10, 494, 505.1210, 410,623.8785,159,422,7417, 942, 693.001,114.820.09
27, 070; 037. 7872, 351, 573. 0032,100, 000. 0016, 291,040.84
1,796,603,275.29
7 .
JUNE 22.
2,078 banks.
$901,731,416.03337,754,100. 0014,971, 000.0032,344, 050. 0035, 653,755. 2982,132, 099.9644, 567, 303. 6311, 246, 349.7944, 818, 722, 077, 910, 864.84
10,320, 674. 3410,099,988.4657, 861, 481.1320,182, 948.00
1, 055,123.6121, 335, 996. 0678, 004, 386. 0044,430, 000. 0017, 932, 574. 60
1,774,352,833.81
OCTOBER 1.
2,080 banks.
$891, 920, 593. 54336, 810, 950.00
14,903, 000.0030, 088, 700. 0034, 435, 995.2173,284,133.1245, 217, 246. 8211,415, 761. 6045, 229, 983.256, 915, 792. 509, 219,174, 62
11, 674, 587. 5074,525, 215.8915, 531, 467. 00
900, 805.4722, 658, 820. 3166,920, 684.0032, 410, 000.0016, 021,753.01
1741,084,663.84
DECEMBER 28.
2,074 banks .
$881, 856, 744. 87343, 869, 550.00
13, 538, 000.0028,479, 800. 0032,169, 491. 0375, 960, 087. 2744,123, 924. 9711, 479, 945. 6545, 511, 932. 258, 958, 903. 608, 841, 939. 09
10, 265, 059.4964, 664,415. 0120, 312,692. 00 •
778, 084. 7832,907, 750. 7070,168, 248, 0026, 515, 000.0016, 493, 577.08
1,737,295,145.70Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF TOE CURRENCY.
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892 —Continned,
1 § 7 * .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'l bank circulationState bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDept'sU.S.dis. officers
Due to nat'onal banksDue to State banks ..
Notes re-discounted..Bills payable
Total.....
MARCH 1.
2,029 banks .
$496, 272, 901. 00
131, 249, 079. 4751, 650, 243. 62
324, 525, 349.00824, 876. 00
1,601,255.48
647, 735, 879. 697, 971, 932. 755, 330, 414 16
137, 735,121. 4455, 294, 663. 84
4, 841, 600. 204, 786, 436. LI
1,869,819,753.22
MAY 1.
2,048 b a n k s .
$498, 717.143.00
131, 604, 608. 6055, 907, 619. 95
323, 321, 230. 00815, 229. 00
2, 501, 742. 39
695, 347, 677,706. 797, 972. 002, 766, 387. 41
127, 280, 034. 0253, 037, 582. 89
5, 671, 031. 446, 079, 632.94
1,909,847,891.40
JUNE 30.
2,076 b a n k s .
$501,508,563.50
133,169, 094. 7952,160,104. 68
318,148, 406. 00786, 844.00
6,105, 519. 34
686, 478, 630. 486, 714, 328. 703, 459, 0G1. 80
138, 914, 828. 3955,714,055.18
4, 261, 464, 455, 758, 299. 85
1,913,239,201.16
OCTOBER 1.
2,088 b a n k s .
$504, 829, 769. 00
134,356,076.4152,001,953.50
318, 350, 379. 00772, 348. 00
4, 003, 534. 90
664,579,619.39(i, 507, 531. 594, 271,195.19
129.810,681.6049, 918, 530. 95
5, 254, 453.666, 590, 234.43
1,882,209,307.62
DECEMBER 17.
2,086 b a n k s .
$505, 485, 865.00
133, 085, 422. 3059,204,957.81
314, 979. 451. 00752' 722. 00
1, 353, 396. 80
618,517,215.746, 652, 55G. 674, 232, 550, 87
119, 843, 665.44" 47,048,174. 58
5,257,160. 617, 056,583.64
1, 823, 469, 752.44
1 §
Capital stock
Surplus fundUndivided profits...,
Nat'l bank circul ationState bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDept'sU.S.dis. officers
Due to national banksDue to State banks ..
Notes re-discounted..Bills payable
Total
MAECH 10.
2,091 b a n k s .
$504, 818, 666. 00
133, 091, 739. 5051,177, 031. 26
307, 476,155. 00714,539. 00
1,405,829. 06
620,674,211.056, 606, 394. 904, 313, 915.45
139, 407, 880. 0654, 002,131. 54
4, 631, 882.576, 049, 566. 31
1,834,369,941.70
MAY 12.
2,089 b a n k s .
$500, 982, 006. 00
131,795,199.9441), 039, 278. 75
300, 252, 085. 00667, 060. 00
2, 325, 523. 51
612, 355, 096. 598, 493, 878. 182, 505, 273. 30
127,880,045.0446, 706, 969. 52
4, 653, 460. 085, 650,126. 87
1,793,306,002.78
JUNE 30.
2,091 b a n k s .
$500, 393, 796. 00
131,897,197.2146,609,341.51
294, 444, 678. 00658, 938.00
6,116, 079. 30
C41, 432. 886. 087, 667, 722. 973, 392, 939. 48
131,702,164.8751,403, 995. 59
3,867, 622. 246,173, 006. 03
1,825,760,967.28
OCTOBER 2.
2,089 b a n k s .
$499, 802, 232. 00
132, 202, 28?. 0046,445,215.59
291, 544, 020. 00628, 847. 00
3, 848, 705. G4
651,385,210.197, 256, 801.423, 746, 781. 58
131, 535, 909.0448/250,111.63
4, 464, 407. 316,154, 784. 21
1,827,205,067.61
DECEMBER 22.
2,082 b a n k s .
$497,482,016.00
131,390,664.6752, 327, 715.08
292, 011, 575. 00, 608, 548. 00
1, 286, 540.28
619, 350, 223.060, 727,155.144, 749, 615. 39
122, 351, 818. 0948, 685, 392.14
4, 553,158. 7G5, 882, 672.15
1,787,407,093.76
Capital stock
Surplus fundUndivided profits
Nat'l bank circulationState bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDept's U.S. dis. officers
Due to national banksDue to State banks ..
Notes re-discounted..Bills payable
Total
JANUARY 20.
2,083 b a n k s .
|493, 634, 611. 00
130, 224,169. 0237, 456, 530. 32
292, 851, 351.00581, 242. 00
2,448, 909.70
659, 891, 969. 767, 234, 696. 963,108, 316. 55
130, 293, 566. 3649,965,770.27
4, 000, 063. 826,483, 320. 92
1,818,174,517.68
1 §7APRIL 14.
2,073 b a n k s .
$489, 684, 645.00
127, 793, 320. 5245, 609, 418. 27
294,710,313.00535, 963. 00
1, 853, 974.79
641, 772, 528. 087, 584, 267.723, 076, 878. 70
125, 422, 444.4348,604,820.09
3,985,459.755, 969, 241.94
1,796,603,275.29
7 .
JUNE 22.
2,078 b a n k s .
$181, 044, 771. 00
124, 714, 072.9350, 508, 351.70
290, 002,057. 00521,611.00
1, 398,101. 52
636, 267, 529.207,187, 431. 673, 710,167.20
121,443, 601.2348, 352, 583.90
2, 953,128. 586, 249,426. 88
1,774,352,833.81
OCTOBER 1.
2,080 b a n k s .
$479, 467, 771. 00
122,776,121. 2444, 572, 678.72
291,874,236.00481,738.00
3, 623, 703.43
616,403, 987.127, 972, 714. 752,376, 983.02
115, 028,954.3846, 577, 439. 88
3,791,219.476,137,116.83
1,741,084,663.84
DECEMBER 28.
2,074 b a n k s .
$477,128, 771. 00
121,618,455.3251,530,910.18
299, 240, 475 00470, 540.00
1,404,178. 34
604,512,514.526, 529, 031.093, 780, 759. 43
115,773,660.5844, 807, 958. 79
4, 654, 784. 515, 8 43, 107.03
I, 737,295,145.79
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 8 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.
RESOURCES AND LIABILITIES OF THE NATIONAL
§ .
Resources.
Loans and dis< onnts.Bonds for circulationBonds for deposits .U. S. bonds on hand.Other stock sand b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsCiear'g-house exch'gsBills of other banks.Fractional currency.Specie ."Legal-tender notes ..TJ. S. cert'fis of depositDue from U. S. Treas.
Total
MARCH 15.
2,063 banks .
$854, 750, 708. 87343,871,350.00
13,329,000.0034, 881, 600. 0034, 674, 307. 2186, 016,990. 7839, 692,105. 8711, 683, 050.1745, 792, 363. 73
7, 786, 572.427, 806,252 00
10,107,583. 7666, 498, 965.2316, 250, 569.00
697, 398.8654, 729, 558. 0264, 034, 972.0020, 605, 000. 0016, 257, 608. 98
1,729,465,956.90
MAY 1.
2,059 banks.
$847, 620,392.49345, 256, 350. 00
19, 536, 000. 0033, 615 700. 0034. 697, 320. 5371, 331,219.2740, 545, 522.7212,413, 579.1045, 901, 536. 93
7, 239,365. 787, 574, 255. 95
10,989,440.7895, 525.134. 2818, 363| 335. 00
661, 044. 6946, 023, 756. 0667, 245, 975. 0020, 995, 000. 0016,364, 030.47
1,741,898,959. 05
JUNE 29.
2,056 banks.
$835, 078,133.13347,332,100.0028,371.000.0040,479, 900. 0036, 694, 996. 2478, 875. 055. 9241, 897, 858. 8912,232, 316. 3046,153, 409.354, 718, 618.667,335,454.49
11, 525, 376. 0787,498, 287. 8217, 063, 576. 00
610, 084.2529, 251,469. 7771, 643,402. 0036, 905, 000. 0016, 798, 667.62
1,750,464,706. 51
OCTOBER 1.
2,053 banks.
$833, 988, 450.59347, 556,650. 0047, 936, 850.0046, 785, 600. 0036, 859,534. 8285, 083, 418. 5141, 492, 918.7512, 314, 698.1146, 702, 476.26
6, 272, 566. 737,134, 735. 68
10, 982, 432. 8982, 372, 537. 8816, 929,721. 00
515,661.0430, 688, 606. 5964. 428, 600. 0032, 690,000. 0016,543,674. 36
1,767,279,133.21
DECEMBER 6.
2,055 banks.
$826, 017, 451. 87347, 812, 300.0049,110, 800.0044, 255, 850. 0035,816,810.4781,733,137.0043,144, 220 6812, 259, 856. 0946, 728,147. 36
7, 608,128. 836, 978, 768. 719, 985,004. 21
61, 998, 286.1119,392,281.00
496, 864. 3434, 355, 250. 3664, 672, 762. 0032, 520, 000. 0017, 940, 918. 34
1,742,826,837.37
1879.
•
Loans and discounts.Bonds for circulationBonds for deposits ..U. S. bonds on hand .Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksHeal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houvse exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'fs of depositDue from TJ. S. Treas.
Total
JANUARY 1.
2,051 banks.
$823, 906, 765. 68347,118, 300. 0066, 507, 350. 0044, 257, 250. 0035, 569, 400.9377, 925, 068. 6844,161,948.4611, 892, 540.2647, 091, 964, 70
4, 033, 024.676, 366, 048. 85
13, 564, 550. 25100, 035, 237.82
19. 535, 588, 00475, 538. 50
41, 499, 757. 3270,561,233.0028, 915,000. 0017,175, 435.13
1,800,592,002.25
APRIL 4.
2,048 banks.
$814, 653,422. 69348,487, 700. 00309, 348, 450. 00
54, 601, 750. 0036, 747,129. 4074, 003, 830.4039,143, 388. 9010, 535, 252. 9947,461,614.546, 693, 668. 436, 609, 390. 80
10,011,294.6463, 712, 445. 5517, 068, 505. 00
467,177.4741,148, 563.4164,461,231.0021, 885, 000. 0017, 029,121.31
1,984,068,936.53
JUNE 14.
2,048 banks.
$835, 875, 012. 36352, 208, 000. 00257, 038, 200. 0062,180, 300.0037, 617, 015.1393,443,463.9548,192, 531.9311, 258, 520.4547,796,108.26
6, 913, 430. 465, 674,497. 80
10, 209, 982. 4383,152, 359. 4916, 685, 484. 00
446, 217.2642, 333, 287.4467, 059,152. 0025,180,000.0016, 620, 986.20
2,019,884,549.16
OCTOBER 2.
2,048 banks .
$878, 503,097.45357, 313, 300.00
18, 204, 650. 0052, 942.100. 0039, 671, 916. 50
107, 023, 546. 8146, 692, 994. 7813, 630, 772. 6347, 817,169.366, 111, 256. 564, 332, 419.63
11,306,132.4812. 964, 964. 2516, 707, 550. 00
396, 065. 0642,173, 731. 2369,196, 696.0026, 770, 000.0017, 029, 065.45
1,868,787,428.19
DECEMBER 12.
2,052 banks .
$933, 543, 661. 93364, 272, 700. 00
14, 788, 800. 0040, 677, 500. 0038, 836,369. 80
102, 742,452. 5455, 352, 459. 8214, 425, 072.0047,992, 332. 997, 474, 082.104,150,836.17
10,377,272.77112,172, 677.9516, 406, 218. 00
374, 227. 0279, 013, 041. 5954,715,096.0010, 860, 000.0017, 054,816. 40
1,925,229,617.08
1880.
Loans and discounts.Bonds for circulationBonds for deposits ..TJ. S. bonds on hand.Other stocks and b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsDlear'g-house exch'gsBills of other banks .Fractional currency.
Legal-tender notes ..TJ. S. cert'fs of depositDuefromU.S. Treas.
Total
FEBRUARY 21.
2,061 banks.
$974, 295, 360.70361,901,700.0014, 917, 000. 0036, 798. 600.0041,223, 583. 33
117, 791, 386. 8153, 230, 034.0314, 501,152. 5147, 845, 915. 776, 404, 743. 543, 908, 059. 27
10, 320, 274. 51166, 736, 402 6415, 369, 257. 00
397,187.2389,442,051.7555, 229,408. 0010, 760, 000. 0016, 994, 381. 37
2,038,066,498.46
APRIL 23.
2,075 banks.
$992, 970, 823.10361, 274, 650.00
14, 722, 000. 0029, 509, 000.0042,494, 927. 73
103,964,229.8454, 493, 465. 0913, 293, 775. 9447, 808, 207. 09
7, 007, 404.193,791,703.339, 857, 645. 34
99, 357, 056.4121, 064, 504. 00
395, 747.6786, 429, 732. 2161, 048, 941. 007, 890, 000. 00
17,226,060.01
1,974,600,472.95
JUNE 11.
2,076 banks.
$994,712,646.41359, 512. 050. 00
14, 727, 000. 0028, 605, 800. 0044, 947, 345. 75
115, 935, 668. 2756, 578,444.6913,861,582.7747, 979, 244. 536, 778. 829.193,702,354.609,980,179. 32
122, 390, 409. 4521, 908,193. 00
387, 226.1399, 506, 505. 2664, 470, 717. 0012,510,000.0016, 999, 083.78
2,035,493,280.15
OCTOBER 1.
2,090 banks.
$1,040,977,267.53357,789,350.00
14,827,000.0028,793,400.0048,863,150.22
134,562,778.7063,023,796.8415,881,197.7448,045,832.546,386,182.013,488,470.11
12,729,002.19121,095,249.7218,210,943.00
367,171.73109,346,509.4956,640,458.007,655,000.00
17,103,866.00
2,105,786,625.82
DECEMBER 31.
2,095 banks.
$1,071,356,141.79358,042,550. 00
14,726,500.0025,016,400.0048,628,372.77
126,155,014.4069,079,326.1517,111,241.0347,784,461.47
4,442,440 023,288,602.63
14,713,929.02229,733,904.5921,549,367.00
389,921.75107,172,900.9259,216,934.006,150,000.00
17,125,822.37
2,241,683,829.91Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THK CURRENCY. 337
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—CODtinued.
1 § 7 8 .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'l bank circulati'nState bank circulat'n
Dividends unpaid—
Individual deposits..U. S. depositsDep's U.S. dis.officers
Due to national banksDue to State banks ..
Notes re-discounted .Bills pay able
Total
MARCH 15.
2,063 b a n k s .
$473, 952, 541. 00
120, 870, 290.1045, 040, 851, 85
300, 926, 284. 00439, 389. 00
1, 207, 472. 68
602, 882, 585.177,243, 253.293, 004., 064. 90
123, 239, 448. 5043, 979, 239, 39
2, 465, 390. 794,215, 196.23
1,729,465,956.90
MAY 1.
2,059 b a n k s .
$471, 971, 627.00
119, 231,126.1343, 938, 961. 98
301, 884, 704. 00426, 504. 00
1, 930, 669.58
625,479, 771.1213, 811, 474.142, 392, 281.61
109, 720, 396. 7044, 006, 551, 05
2, 834, 012. 004, 270, 879.74
1,741,898,959.05
JUNE 29.
2,056 b a n k s .
$470, 393, 366. 00
118,178, 530.7540, 482, 522. 64
299, 621, 059. 00417, 808. 00
5, 466, 350. 52
621, 632,160. 0622,686,619.67
2, 903, 531.99
117, 845,495. 8843, 360, 527.86
2, 453, 839.775, 022, 894. 37
1,750,464,706. 51
OCTOBER 1.
2,053 b a n k s .
$466,147,436. 00
116,897,779.9840, 936, 213. 58
301, 888, 092. 00413, 913. 00
3,118, 389.91
620,236,176.8241,654,812.08
3, 342, 794. 73
122,^96,513.9242, 636, 703.42
3, 007, 324, 854, 502, 982.92
1,767,279,133.21
DECEMBER 6.
2,055 b a n k s .
$464, 874,996.00
116, 402,118. 8444, 040,171. 84
303, 324. 733. 00400,715.00
1, 473, 784. 86
598, 805, 775.5640, 269, 825. 72
3,451, 436. 56
120,261,771.5441,707,755.07
3, 228,132. 934,525,617.45
1,742, 826, 837. 37
I 879.
Surplus fundUndivided profits —
Nat'l bank circulat'nState bank circulat'n
Dividends unpaid
Individual deposits..U. S. depositsDep's U. S. dis.officers
Due to national banksDue to State banks ..
Notes re-discounted .Bills payable
Total.,
JANUARY 1.
2,051 b a n k s .
$462, 031, 396.00
116,200,863.5236,836. 269. 21
303, 506, 470.00388, 368. 00
5,816,348.82
643,337, 745.2659, 701, 222. 90
3, 556, 801. 25
118,311,635.6044, 035, 787! 56
2, 926, 434. 953, 942, 659.18
1,800,592,002.25
ArRlL 4.
2,048 b a n k s .
$455, 611, 362.00
114, 823, 316. 4940,812,777.59
304, 467,139. 00352.452. 00
2,158, 516.79
598, 822, 694.02303,463. 505. 69
2, 689,189. 44
110, 481,176. 9843, 709, 770.14
2, 224, 491. 914, 452, 544.48
1,984,068,936.53
JUNE 14.
2,048 banks .
$455, 244,. 415.00
114,321,375.8745, 802, 845. 82
307, 328, 695. 00339, 927. 00
1, 309, 059.13
648,934,141.42248,421,340.25
3, 682, 320. 67
137, 360, 091. 6050, 403, 064. 54
2, 226, 396.394, 510, 876. 47
2,019,884,549.16
OCTOBER 2.
2,018 b a n k s .
$454, 067, 365.00
114,786,528.1041, 300, 941. 40
313, 786, 342.00325, 954. 00
2, 658, 337.46
719, 737, 568. 8911,018,862.74
3,469, 600. 02
149, 200, 257.1652, 022,453. 99
2, 205, 015. 544, 208, 201. 89
1,868,787,428.19
DECEMBER 12.
2,052 b a n k s .
$454,498,515.00
115,429,031.9347, 573, 820.75
321, 949,154. 00322, 502. 00
1, 305, 480. 45
755, 459, 966.016, 923,323. 973, 893, 217. 43
152,484,079.4459,232, 391. 93
2,116,484.474, 0U, 649.70
1,925,229,617.08
1880.
Capital stock
Surplus fundUndivided profitsNat'l bank circulat'nState bank circulat'n
Dividends unpaid . . .
Individual deposits..17. S. depositsDep's U. S.dis. officers
Due to national banksDue to State banks..
Notes re-discounted .Bills payable
Total
9647
FEBRUARY 21.
2,061 b a n k s .
$454, 548, 585. 00
117, 044, 043.0342,863, 804. 95
320, 303, 874. 00303, 452.00
1, 365, 001.91
848,926, 599. 867, 856, 791. 973,069, 880.74
170, 245, 061. 0865, 439, 334. 51
1, 918,788. 884,181, 280. 53
,038,006,498. 46
APRIL 23.
2,075 b a n k s .
$456, 097, 935.00
117,299,350.0948, 226, 087. 61
320, 759, 472.00299, 790. 00
1, 542, 447. 98
791,555,059.637, 925, 988. 373, 220, 606. 64
157, 209, 759.1463, 317,107. 96
2, 616, 900. 554, 529, 967. 98
1,974,600,472.95
JUNE 11.
2,076 b a n k s .
$455, 909, 565. 00
118,102, 014.1150,443, 635,45
318, 088, 562. 00290, 738. 00
1, 330,179. 8 J
833, 701, 034. 207, 680, 905. 473, 026, 757.34
171,462,131.2367, 938, 795.35
2, 258, 544.725, 260, 417.43
2,035,493,280.15
OCTOBER 1.
2,090 banks .
$457, 553, 985. 00
120,518,583.4346,139, GOO. 24
317, 350, 036. 00271, 045. 00
3, 452, 504.17
873,537,637.077, 548, 538. 673, 344, 38G. 62
192,124, 705.1075, 735, 677. 06
3,178, 232. 505, 031, 004. 96
2,105,786,025.82
DECEMBER 31.
2,095 b a n k s .
$458, 540, 085. 00
121, 824, 629. 0347, 946, 741.64
317,484,490.00258, 499. 00
6,198, 238. 38
1, 006, 452, 852. 827, 898,100. 943, 489, 501. 01
192, 413, 295.7871,185, 817. 08
3, 354, 697.184, 636. 876. 05
2,241,68:1,820.91
•22Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
338 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
! § § 1 .
Resources.
Loans and di scounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand .Oth<M stocksfcndb'dsDue from res'vo ag' tsDuo from nat'l banksDue from State banksKeal estate, etcCui rent expensesPremiums paidCash itemsClear'g-houscexeh'gsBills of other banks .Fract ional currency.SpecieLegal-tender notes . .U. S. cert 's of depositDue from U. S. Treas .
MARCH 11.
2,094 banks.
$1,073,786,749. 70 $1339,811,050.0014,851,500.0046,626,150.0049.515,154.92
120,820,691.0962,295,517.3417,032,261.6447,525,790.027,810,930.833,530,516.71
10,144,682.87147,761,543. 9617,733,032.00
386,569.63105,156,195.2452,156,439.006,120.000. 00
17,015,269.83
MAY 6,
2,102 banks.
,093,649,382.18$!352,653,500.0015,240,000. 0044,116.500.0052,908.123.98
128,017,627. 0363,176,225. 6716,938,734.5647,791,348. 366,006,109.784,024,763.60
11,826,603.16190,633,558.01
25,120,933.00386,950. 21
122,628,502.0862,510,296.00
8,0-1.3,000. 0018,456,600.14
JUNE 30.
2,115 banks.
,144,988,949.45$!358,287,500.0015,265,000. 0048,584,950. 0058,049,202. 63
156,258,637.0575,703,599.7818,850,775.3447,834,060.204,235,911.194,115,980.01
13,534,227.31143,960,236. 8421,631,932.00
372,140.23128,638,927.5058,728,713. 009,540,000.00
17,251,868.22
Total 2,140,110,944.78 2,270,226,817.76 2,325,832,700.75 2,358,387,391.59 2,381,890,866.85
OCTOBER 1.
2,132 banks.
09 $1,173,796,083.363,385,500.00
15,540,000.0040,866,750. 0061,952,402.95
132,968,183.1278,505,440.1719,306,826.0247,329,111. re6,731,936. 484,138,485. 71
14,831,879.30189,222,255. 9517,732,712.00
373,945.96114,334,736.1253,158:441.006,740,000. 00
17,472,595.96
DECEMBER 31.
2,164 banks.
1,169,177,557.16368,735,700.00
15,715,000.0031,884,000.0062,603,218.93
123,530,465. 7577,633,902.7717,644,704.6247,445,050.464,647,101.043,891,728.72
17,337,964. 78217,214,627.1024,190,534.00
366,361.52113,680,639.6060,104,387.007,930,000.00
18,097,923.40
I 8 8 2 .MARCH 11.
2.187 banks.
MAY 19.
2,224 banks.
JULY 1.
2,239 banks.
OCTOBER 3.
2,269 banks.
DECEMBER 30.
2,308 banks.
Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'dsDue from res'vo agt 'sDue from nat ' l banksDue from State banksKeal estate, etcCurrent expenses . . .Premiums paidCash itemsClear' g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender n o t e s . .U.S. cert 's of deposit.Due from U. S. Treas .
$1,182,661,609.53$!367,333,700.0016,093,000.0028,523,450.0064,430,086.18
117,452,719.7568,301,645.1215,921,432. 0747,073,247.458,494,030.213,762,382.59
13,308,120. 70162,088,077. 94
19,440,089.00389,508. 07
109,984,111.0450,633,57 >. 00
9,445 000. 0017,720,701.07
,189,094,830.360,153,800.00
15,920,000.0029,662,700.0065,274,999.32
121,189,045.2300,883,512.7510,890,174.9246,950,574.286,774,571.865,062,314. 52
12.295,250.96107,270,091.7125,220,186.00
390,236. 36112,415,806.7305,969,522.0010,395,000. 0017,099,385.14
35 $1,208,932,655.92 $1,243,203,210.355,789,550.0015,920.000. 0027,242,550. 0066,691,399. 56
118,455,012.3875,366,970. 7416,344,688.0646,425,351. 403,030,464.695,494,224. 35
20,166,927.35159,114,220.0821,405,758.00
373,725.8-3111,694,202.5464,019,518.0011,045,000.0016,830,407.40
357,631,750.0016,111,000.0021,314,750. 0066,168,916.64
113,277,227.8768,516,841.0617,105,408.4446,537,066.417,238,270.176,515,155.03
14,784,025. 21208,366,540.0820,689,425.00
396,367. 04102.857,778.2763,313,517.008,645,000. 00
17,101,367.94
08 $1,230,456,213.97357,047.650.00
16,344,000.0015,492,150.0066,998,620. 30
122,066,106. 7576,073,227.7618,405,748.4946,993,408.415,130,505. 536,472,585.82
16,281,315.67155,951,194.8125,344,775.00
401,314.70106.427,159.4068,478,421.008,475,000.00
17,954,009.42
Total 2,309,057,088.72 2,277,924,911.13 2,344,342,686.90 2,399,833,676.84 2,360,793,467.
1 § 8 3 .
Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand .Other stocks and b \ l sDue from res'vo ag ' tsDue from nat ' l banksDuo from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currency.SpecieLegal-tender notesU.S. cert 's of deposit.D lie from U. S. Treas .
MARCH 13.
2,343 banks.
$1,249,114,879.354,740,500. 00
16,799,000.0017,850,100.0008,428,085. 67
121,024.151. 6067,203,503.8016.91)3,341.7247,063,305.688,949,015.287,420,939.84
] 1,300,731. 07107,790,0t55.1719,730,526.00
431,931.1597,962,3(56.3460,848.008.008,405,000. 00
16,726,451.30
MAY 1.
2,375 banks.
43 $1,202,339,981.354,480,250.0016,949,000.0015,870,600. 0068,340,590.70
109,306,823.2368,477,918.0219,382,129.3347,155,909. 807,754,958.867,798,445.04
15,4Gl,050. 16145,990,908.1822,655,833.00
446,318.94103, GO 7,266. 3208,250,468.008,420,000.00
17,497,694. 31
JUNE 22.
2,417 banks.
87 $1,285,591,354,002,900. 00
17,110,000.0016,978,150.0068,5,32,073. 03
126,646,954. 6266,164,038.2119,451,498.1647,502,163.528.829,278.268,079,726.01
11,109,701.1890,702,075.0826,279,856.00
450,447.36115,354,394.6273,832,458.0010,085,000.0017,407,900.20
902.19 $1,309,244,781. 64 $1
OCTOBER 2. DECEMBER 31.
2,501 banks .
351,412,850. 0017,081,000.0013,593,050.0071,114,031.11
124,918,728. 7165,714,229.4418,266,275.0548,337,665.026,808,327.308,064,073.60
13,581,049.9496,353,211.7622,675,447. 00
443,951.12107,817,983. 5370,672,997. 009,970,000.00
16,586,712.60
Total 2,298,918,165.11 2,360,192,235.85 2,364,833,122.44 2,372,656,364.82 2,445,880,917.49
2,529 banks .
1,307,491,250.34345,595,800.00
16,846,000.0013,151,250.0071,609,421.62
126,999,600, 9277,902,785.0719,402,047.1249,540,760.354,878,318.448,647,252.98
17,491,804.43134,545,273. 9828,809,699.00
427,754.35114,276,158.0480,559,796.0010,840,000.0016,865.938. 85
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 339
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—Continued.
188 1.
Liabilities.
Capital stock .
Surplus fundUndivided profits...Nat'l bank circulationState bank circulat'n
Dividends unpaid
Individual deposits..U. S. depositsDep'sTJ. S.dis. officers
Due to national banksDue to State banks ..
Notes re-discounted.Bills payable
Total.
MARCH 11.
2,094 banks.
$458, 254, 935. 00
122,470, 996.7354, 072, 225.49
298, 590, 802. 00252, 765. 00
1, 402,118.43
933, 392, 430. 75 17,381,149.253, 839, 324. 77
181,677,285.3771,579,477.47
2, 616,203.054, 581, 231. 47
!, 140,110, 944.78
MAY 6.
2,102 banks.
$459, 039,205.00
124,405, 926.9154, 906, 090.47
309, 737,193. 00252, 647. 00
2, 617,134.37
101[, 027, 040, 514.9, 504,081. 253, 371,512.48
191,250,091.9080, 700. 506. 06
2, 908, 370.454, 493, 544.77
2,270,226,817.76
JUNE 30.
2,115 banks.
$460,227, 835. 00
126, 679, 517.9754, 684,137.16
312, 223, 352. 00242, 967. 00
5, 871, 595. 59
223, 503, 034.1991, 035, 599. 65
2, 220, 053. 025,169,128. 57
OCTOBER 1.
2.132 banks.
$463, 821, 985. 00
128,140, 617.7556, 372,190.92
320, 200,069.00244,399. 00
3, 836, 445.84
, 031, 731, 043. 42 I, 070, 997,431. 71 1,102, 679,163.718,971,826.73 8,476,689.74 8,796,678.733, 272, 610.45 3, 631, 803.41 3, 595, 726. 83
205, 862, 945. 8089, 047, 471.00
3,091,165.304, 664, 077.12
DECEMBER 31.
?, 164 banks.
$465,859,835.00
129, 867,493.9254, 221, 816.10
325,018,161.00241,701. 00
6, 372, 737.13
197, 252, 326. 0179,380,429.38
4,122,472. 794,482,325.25
2,325,832, 700.75 2,358,387,391.59 2, 381,890,866.85
1 8 8 2 .MARCH 11.
2,187 banks.
MAY 19.
2,224 banks.
JULY 1.
2,239 banks.
OCTOBER 3.
2,269 banks.
DECEMBER 30.
2,308 banks.
Capital stock
Surplus fundUndivided profits
Nat ' l bank circulationState bank circulat'n
Dividends unpaid
Individual deposits . .TJ. S. depositsDep 'sU. S.dis. officers
Due to national banksDue to State banks . .
Notes re-discounted .Bills payable
$469, 390, 232. 00
130,924,139.6660,475, 764. 98
323, 651, 577. 00241,527.00
1,418,119,12
$473, 819,124. 00
129, 233,358. 2462, 345,199.19
315, 671, 236. 00241, 319. 00
1,950, 554.88
$477,184,390.00
131,079,251.1652,128,817. 73
308,921, 898. 00235,173.00
6, 634, 372.20
., 066,707, 248.75 19, 817, 224. 442, 867, 385.63
194,868,025.4684, 066, 023.66
4,195, 210.995,637, 665. 88
Total.
1, 036, 595, 098. 20 1, 001, 687, 693. 74 18,853,242.16 9,741,133.363,372, 363.96 3,493, 252.88
187, 433,824.90 192, 007, 865.2678, 359, 675. 85 78, 911, 787.20
3, 912, 992. 38 3, 754, 044. 384,428, 531. 51 5, 008, 343. 00
2, 309, 057, 088.72 2,277, 924, 911.13 2, 344,342,686.90 2, 399,833, 676.84 2,360,793,467. 09
$483,104,213.00
131,977,450.7761,180, 310.53
314, 721,215.00221,177.00
3,153,836.30
,122,472, 682.46 1,8.817,411.213,627,846.72
180, 075, 749. 7779, 885, 652.22
5,747, 614. 684,848,517.18
$484,883,492.00
135, 930,969.3155, 343, 816. 94
315, 230, 925. 00207, 273.00
6, 805,057. 82
,066,901,719.859, 622, 303. 503,786,262.20
194,491, 260.6077,031,165.82
6,703,164. 453, 856,056. 54
1 8 8 3 .MARCH 13.
2,343 banks.
MAYl.
2,375 banks.
JUNE 22.
2,417 banks.
OCTOBER 2.
2,501 banks.
DECEMBER 31.
2,529 banks.
Capital stock.
Surplus fundUndivided profits
Nat ' l bank circulationState bank circulat'n
Dividends unpaid
Individual depos i t s . .U. S. depositsDep's U. S.dis. officers
Due to national banksDue to State b a n k s . .
Notes re-discounted .Bills payable
$490,456,932.00
136, 922,884.4459, 340,913.64
312,778, 053. 00206, 779. 00
1,389,092.96
$493, 963, 069.00
137, 775,004.3960, 739, 878. 85
313, 549, 993.00198,162.00
2, 849,629.87
$500, 298, 312. 00
138, 331, 902. 0668, 354,157.15
311, 963, 302. 00189,
1,454,
253.00
232.01
$509,699,787.00
141,991,789.1861,560,652.04
310, 517,857.00184,357.00
3,229,226.31
$511,837, 575.00
144,800,252.1358, 787, 945. 91
304,944,131. 00181,121.00
7,082, 682.28
1,004, 111, 400. 55 1, 067, 962, 238. 35 1, 043,137, 763.111, 049,437,700. 571,106, 453, 008.239, 613, 873. 33 11, 624, 894. 57 10,130,757. 88 10,183,196 95 10, 026, 777. 793,787,225.31 3,618,114.79 3,743,326.56 3,980,259.28 3,768,862.04
191, 296, 859.1480, 251,968. 26
5,101,458. 693,660, 724. 79
180,445, 876.9278, 544,128.82
5, 557,183.3, 364, 061.60
194,150,84, 744,
5,197,3,137,
676.43666. 35
514.12259.77
!, 828, 676.27!, 602, 073. 01
', 387, 537.40, 053, 252.81
200,867, 280.0684,776,421.60
8,248,562. C74, 106, 297. 78
Total. 2, 298, 918,165.11 2, 360,192, 235.85J2, 364, 833.122.44!2, 372, 656, 364. 82 2,445,880, 917.49Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
340 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
1884 .
Resources.
Loans and discountsBonds for circulationBonds for deposits . .U. S. bonds on hand. .Other stocks and b'dsDue from res've ag'tDue from nat ' l banksDue fiom State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert'sClear'g-bouse exc'gs.Bills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert's of depositDue from U. S.Treas.
Total
MARCH 7.
2,563 banks.
$1,321,548,289. 62 $1339,816,150.00
16, 850, 000". 0018, 672, 250. 0073,155,984.60
138, 705, 012.7464, 638, 322. 5817, 937, 976. 3549,418,805.02
7, 813. 880. 569, 742, 601.42
11, 383, 792. 57
68, 403, 373. 3023, 485,124. 00
491, 067. 76122, 080, 127. 3375,817,093.0014. 045, 000. GO!16,465,785 " '
APRIL 24.
2,589 banks.
54 $1,333,433,230.337, 342, 900. 0017,135, 000. 0015, 560, 400. 0073, 424, 815. 97
122,491,957.9868,031,209.9018,145, 827. 6149, 667,126. 87
8, 054, 296. 829, 826, 386.
11,237,975.71
83,531,472.5826, 525,120.00
489, 802. 51114,744,707.0977,712,628.0011,990,000.0017,408,976.58
JUNE 20. SEPTEMBER 30.
2,625 banks
1,269,862,935.334, 346, 350. 00
17,060, 000. 0014,143, 000. 0072,572, 306. 9395, 247,152. 6264, 891, 670.1316, 306, 500. 9150,149, 083. 90
8, 8G6, 558. 0910, 605, 343.4911, 382, 292. 6910, 335, 000.0069, 498, 913.1323, 386, 695. 00
473, 046. 66109, 661, 682 1176,917.212.00
9, 870, 0.0. 0017,022,099.554
96 $1,245,294.093.37
2,664 banks.
327, 435, 000. 0016, 840, 000. 0013, 579, 600. 0071, 363, 477. 46
111,993,019.6566, 335, 544. 5715,833,982.9849, 900, 886. 916.913, 508. 85
11,632, 631.6813,103, 098. 55
1, 690, 000. 0066, 257,118.1523, 258, 854. 00
469,023. 89128, 609, 474. 7377, 044, 659. 0014, 2U0, OiO.OOj17, 739, 906. 28!
DECEMBER 30.
2,664 b a n k s .
$1,234,202,226.44317, 586, 050. 00
16, 740, 000. 0012,305,900.0073, 449, 352.07
121,161, 976.8069, 459, 884.4518, 329, 912.0149, 889, 936.06
9, 670, 996.1411,923,447.1511,924,152.89
1, 870, 000. 0070, 195, 955. 9522, 377, 965. 00
456, 778.26139, 747, 079. 53
76, 369, 555.0019,040,000.0015,442,306.52
(0, 500, 638. 51|2, 396, 813,834. 92,2, 282, 598, 743. 96 2, 279, 493, 880. 07J2, 297,143,474. 27
1§§5.
MARCH 10.
2,671 banks.
MAT 6.
2,678 banks.
JULY 1.
2,689 banks.
OCTOBER 1. DECEMBER 24.
2,714 banks. 2,732 banks.
Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCaah itemsCl'g-house loan cett 'sClear'g-house exc'gs.Bills of ot her banks. .Fractional currency.Trade dollarsSpecieLe.ual-ten'ler notes . .U. S. cort's of depositD u e fro m U.S. T reas.
$1,232,327,453.69 $1313,106,200.0016,815,000.0014, G07, 650. 0075,152,919.35
136, 462, 273. 2666, 442, 054.8717, 572, 822.6549, 699, 501.42
7, 877, 320. 2712, 330, 437.6011,228, 856. 821,530,000.00
59, 085, 781. 9922,013,314.00
519 529. 96
,241,450,649.79$]312,168. 50:). 00
16, 740, 000.0014, 769, 250.0075, 019, 208.99
130, 903,103.7767, 866, 656. 5717, 348, 938.1149, 886, 378. 87
7, 096, 268. 0612, 358, 982. 7011,276, 626. 48
1, 430, 000. 0072, 259,129. 3926,217,171.00
513,200.12
92 $1.257,655,547.310,102,200.00
17, 607, 000. 0014, 588, 800. 0077,249, 159.42
132, 733, 904. 3477, 220, 972.2917,180, 008. 4650, 729,896. 08
3, 533, 759. 4912, 690, 663.4117, 214, 373. 521,380,000.00
113,158, 675.3223, 465, 388. 00
489, 927.18
167,115,873.67 177,433,119.3071,017, 322. 00 77, 336, 099. 0022, 760, (J00. 00l 19. 135, <jO>>. 0015, 079, 935. 8u| 15,473, 270. "
177, 612, 492. 0279, 701, 352. 0022, 920, 000.0014,617,897.02
1,306,143,990.307, 657, 050. 00
17, 457, 000. 0014, 329, 400. 0077, 495, 230. 25
138, 378, 515.1578, 967, 697. 8617, 987, 891. 4451, 293, 801.16
6, 853, 392.^212,511,333.4114, 347, 579. 531,110, 000. 00
84, 926, 730. 7623,062, 765. 00
477, 055.171, 605, 763.69
174, 872,572.5469,738,119.0018, 800,000. 0014, 897,114 24
46*1,343,517,559.96"" 304,776,750.00
18, 012, 000. 0012, 665, 750.0077, 533, 841. 38
139,239, 444. 8079, 452, 309.6718, 553, 946. 4651, 963,062.01
9, 416, 971. 0111, 802,199. 8612, 810,187.64
630, 000.0092, 351, 296. 7723,178,052.00
415, 082.641, 670, 961. 77
165, 354, 352.3767, 585, 466. 0011, 765, 000. 0014,981,021.79
Total 2, 312, 744, 247. 35J2,316, G62, 452. 99!i, 421, 852, 016.47|2, 432,913, 002. 38J2,457, 675, 256.13
1886.
Loans and discounts.Bonds for circulationBonds for deposits .TJ. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert 'sClear'g-honse exc'gs.Bills of other banks .Fractional currency.Trade dollarsSpecieLegal-tender uotes . .TJ. S. cert 's of deposit15% fund with Tit as .DuefromU. S.Treas.
MARCH 1.
2,768 banks.
$1,367,705,252.296, 661,400. 00
18, 637, 000. 0016, 580, 050. 0080, 227, 388. 98
142, 805, 686. 9176, 933, 579. 6718, 834, 235. 8852,262,718.077, 705, 850. 57
12,237,689.1515,135, 538. 48
505, 000. 0099, 923, 656.8420, 503, 303. 00
470,175.181,681,530.65
171, 615, 919. 3967, 014, 886. 0012, 430, 000. 0012, 953, 248. 20
1, 513, 019.67
JUNE 3.
2,809 banks.
1,398,552,099.279, 414,400. 00
18, 810, 000. 0012, 535, 550. 0083,347,119.93
133, 027,136. 5377, 632,198. 4717,720, 924. 2653,117,564 428, 684, 672. 33
13,298, 269.2312,181,455.80
205, 000. 0076,140, 330. 6025,129, S38. 00
452, 361. 341, 713, 384. 35
157, 459, 870.4979, 656, 788. 0011, 850, 000. 0012,198,526.431,416, 892. 00
AUGUST 27.
2,849*banks.
71 $1,421,547,199.270, 315, 850. 00
19, 984, 900.0014, 368,950. 0082, 439, 901. 64
143, 715, 221. 4578,091,411.5818, 387, 215.7653, 834, 583. 58
5, 837,175. 2113,641,463.7210,408, 981. 58
85, 000. 0062, 474, 605. 9021, 602, 661. 00
451,308.891,857,041.56
149, 000, 492.1064, 039, 751. 008,115, 000. 00
11, 868, 912. 521, 599, 303. 36
Total J2,494, 337,129.44 2, 474, 544,481. 89 2,453, 666, 930. 07 2, 513, 854, 751.17 2, 507, 753,912.95
OCTOBER 7. DECEMBER 28.
2,852 banks. 2,875 banks.
22 $1,450,957,054.93'$1258,498,950.0020,105, 900. 0012, 326, 5U0. 0081,825,266.40
140, 764, 579. 0180, 526, 615. 7720,140,256. 2754, 090, 070. 947,438, 741.12
14, 303, 529. 5513,277,169. 64
95,536,941.1522, 734, 085. 00
434, 220. 931, 889, 794. 55
156, 387, 696. 0062,812,322.005, 855, 000. 00
11,358,014.972,592,042.91
,470,157,681.13228, 384, 350.0021,040,900.0010, 576, 200. 0081, 431, 000. 66142,117,979.2888, 271, 697. 9621, 465,427.0854, 763, 530.3710, 283, 007.7915,160, 621.6713, 218,973.44
70, 525,126. 9226,132, 330.00
447, 833.091,827, 364. 20
166, 983, 556.0167, 739, 828.006, 195,000.0010, 056, 128. 89
975, 376.98
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 4 1
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—Continued.
Liabilities.
Capital stock.
Suiplus fund
Undivided profits
Nat'l bank circulati'nState bank circulati'n
Dividends unpaid
Individual deposits..U. S. depositsDep'sU.S.dis. officers
Due to national banksDue to State banks..
Notes re-discounted..Bills payable . .Cl'g-liouse loan cert's
Total .
MARCH 7.
2, "63 b a n k s .
$515, 725, 005. 00
145, 741, 679.9063, 641, 861. 56
298, 791, 610. 00180, 589. 00
1,422, 901. 91
APRIL 24.
2,589 b a n k s .
$518, 471, 844. 00
146, 047,958. 0767,450, 459. 00
297, 500, 243. 00180, 576.00
1, 415, 889. 58
1, 046, 050,167. 90 1, 060, 778, 388. 069, 950, 875. 243, 856, 461. 66
207, 461,179. 6388, 466, 363. 89
C, 234, 202. 322, 968, 740. 50
11, 233, 495.773, 588, 980, 50
192, 868. 942. 3186,778, 138.85
7, 299, 284. 583,193, 635.20
JUNE 20.
2,625 b a n k s .
$522,515,996.00
145,763,416.1770, 597, 487. 21
295,175, 334. 00179, 666. 00
1,384,686.71
979, 020, 849 6310, 530, 759. 44
3, 664, 326.13
155, 785, 354. 4470, 480, 617.11
11, 343, 505. 554, 262, 244. 57
11, 895, 000. 00
SEPTEMBEtt 30. I DECEMBER 20.
2,664 b a n k s . 2,664 b a n k s .
$5247089^^65700
146, 867,119. 0670,711,369.95
280,197,043. 00171, 645.00
1, 331,421.54
987, 649, 055. 6810, 655, 803.723, 749, 969. 85
187, 296, 348.3072, 572, 384.43
8, 433, 724. 673,415, 524.07
$524,271,345.00
147, 055, 037. 8163, 234, 237. 62
289,775,123.00179, 653. 00
3, 686,160. 33
975, 243, 795.1410, 367, 909. 92
3, 703, 804. 34
173, 979,149. 8072, 408, 206. 8a
11, 008, 595. 074, 580, 862.15
, 390, 500, 638.51 2, 396, 813, 834. 92
- 1885.
, 282, 598,742. 96J2, 279, 493, 880.07 2, 297,143, 474.27
Capital stock
Surplus fundUndivided profits. - .
Nat'l bank circulati'nState bank circulati'n
Dividends unpaid. - . .
Individua. deposits..U.S. depositsDep's U. S. dis. oflic'rs
Due to national banksDue to State banks..
Notes re discounted..Bills payable
Total..
MARCH 10. MAY 6
2,671 b a n k s .
$524,255,151.00
145, 907, 800. 0260, 296,452. 56
274, 054,157. 00162, 581. 00
1,301,937.73
99G, 501, 647.40 1, 035, 802,188.56 1,106, 376, 516. 80 1,102, 372, 450. 35 1, 111, 429, 914. 9811, 006, 919. 47
3, 039, 646. 40
205, 877, 203.82,190, 567. 43
6, 299, 722.151, 850, 462.10
2,678 banks .
$525,195, 577^00
145,103,776.0160,184, 358.12
273, 703, 047. 01)144, 498.00
2, 577,236. 08
11, 600, 707. 523, 330, 522. 70
199,081,104.408J, 966, 092. 25
5,736,012.022,167, 333.33
2, 312, 744, 247.35 2, 346, 682, 452. 99
JULY 1.
2,689 b a n k s .
$526,273, 602. 00
146, 523, 799. 9452, 229, 946.61
269,147,690. 00144, 489. 00
6, 414, 263.98
10, 995, 974. 683, 027, 218. 02
203, 932. 800. 0588, 847,454.11
5, 864, 000. 852, 074, 259 ir
2,421, 852, 016. 41;
OCTOBER 1.
2,714 b a n k s .
$527, 524,410.00
146, 624, 642. 0659, 335, 519.11
208, 869, 597. 00136, 898. 00
3, 508, 325. 38
11,552,621.982,714,399.37
213,534, 905. 0886,115,061.25
8, 432, 792. 642,191, 380.16
2, 432, 913, 002. 38
DECEMBER 24.
2,732 b a n k s .
$529, 360, 725. 0
150,155, 549. 5269,229, 645. 82
267,430, 837.00133, 932. 00
1, 360, 977. 27
12, 058, 768.363, 005, 783.11
216, 564, 533.9685, 060,162. 27
9, 932, 828. 241,951,598.60
2, 457, 675, 256 .1 3
1886.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulati'nState bank circulati'n
Dividends unpaid....
Individual deposits..U. S. deposits , -Dep's U. S. di«. offic'rs
Due to national banksDue to State banks..
Notes re-discounted..Bills payable
Total.
MARCH 1.
2,768 b a n k s .
$533, 360, 615.00
152, 872, 349. 0159, 376, 381. 80
256, 972,158.00133, 931.00
1, 534, 905. 58
JUNE 3.
2,809 b a n k s .
$539,109, 291. 72
153,642, 934. 8867, 662, 880. 02
244, 893, 007. 00132,470.00
1, 526, 776. 66
AUGUST 27.
2,849 banks .
OCTOBER 7.
$545, 522, 598. 00
157, 003, 875. 6062, 211, 565. 63
238, 273, 685. 00128, 336. 00
1, 863, 303. 62
1,152, 660, 492. 06 1,146, 246, 911.43 1,113, 459,187. 35 1,172, 968, 308.64 1,169, 716, 413.1312,414,566.52 13,670,721.76 14,295,927.74 13,812,023.69 13,705,700.733,019,018.72 2,798,864.55 2,884,865.62 2,721,276.77 4,276,257.85
223, 842,279.4691,254, 533.23
9,159,345.792, 444, 958. 36
2, 507, 753, 912.05
219,778,171.80 204,405,273.11 218,327,437.33 218,395,950.5492,663,570.46 90,591,102.81 90,366,354.90 90,246,483.31
8,376,095.20 8,718,911.71 7,948,698.27 10,594,176.561,174,874.29 1,145,240.26 1,881,095.01 2,067,693.48
494, 337,129. 44J2, 474, 544, 481. 89 2,453, 666, 930. 07 2, 51.3, 864, 751.17
2,852 b a n k s .
$548, 240, 730.00
157,249,190.66, 503, 494. 72
228,672,610.00125,002.00
2,227, 810.59
DECEMBER 28.
2,875 bankfcT
$550, 698, 675.00
159, 573,479.2179, 298, 286.13
202, 078, 287.00115,352. 00
1,590,345.06
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
342 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
1 8 8 7 .
Resources.2, 955 banks.
Loans and discountsBonds for circulationBonds for deposits..U. S. bonds on hand.Other stocks and b'dsDue from resv'e agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses.. -Premiums paidCash itemsClear'gshouse exc'gsBills of other banksFractional currencyTrade dollarsSpecieLegal-tender notes..U. S. cert's of deposit5% fund with TreasDue from U.S.Treas,
2, 909 banks.
$1,515,534,674. 67 $1,560,291,810. 73 $1,560,371
MARCH 4. MAY 13.
211,537,150.0022, 976, 900. 009,721,450.00
87, 441, 034. 86163,161,181.37
86, 460, 829.0921,725,805.9955,128, 600.788,064,292.40
15, 537, 721.2213, 308, 520. 0489, 239,194. 5922,235, 206. 00
577, 878.031,803, 661.40
171, 678, 906.1566,228,158.00
7, 645, 000. 009,280, 755.331,856,195.13
200, 452, 300. 0024, 990, 500.00$, 157, 250.00
88,031,124.15148, 067, 874 43105, 576, 841. 9922,746,190.4355, 729, 098.767,781,151.97
16,806,431.8313, 065, 663.7986, 829, 363 7325,188,137. 00
556,186. 75184, 203.08
167,315,665.6279, 595, 088.00
8, 025, 000. 00«, 810, 585. 351,113,554.81
AUGUST 1.
3, 014 banks.
1,741. 05 $1189, 032, 050. 0026, 402,000. 007, 808, 000.00
88, 374, 837. 99140, 270,155. 75299, 487, 767. 8030, 952,187. 8656, 954, 622. 585,158, 940. 8617,353,130.1716, 914, 070. 02128, 211, 628. 4822, 962, 737. 00
564, 266. 7263, 671. 97
165,104,210.2874, 477, 342.007, 8 L0, 000. 008,341,988.77660, 818.42
Total 2,581,143,115.05 2, 629, 314, 022. 42 2, 637, 276,167.72 2,620,193,475. 59 2, 624,186,330. 55
OCTOBER 5.
3,049 banks.
587,549,133.76|1,583,941189 0*3,100.0027, 757, 000.006, 914, 350. 00
88, 831, 009. 96140, 873, 587. 98
93, 302, 413. 9422,103, 677.1857,968,159.718,253, 890.72
17,288, 771.3514,691, 373. 3888, 775, 457.9921, 937, 884.00
540, 594. 50509.25
165,085, 454. 3873, 751, 255.006,190,000.008. 310, 442.35
985,410.14
DECEMBER 7.
3, 070 banks.
1,484. 96186, 431, 900.0042,203, 000.006, 988,550. 00
90, 775, 413. 31132,959, 765. 34
98, 227, 065.3021, 995, 356. 4158, 825,168.1610,600,817.3518, 797, 205. 7913, 326, 455. 7785, 097, 380.4123, 447, 294.00
554, 906. 55328.09
159,240,643.4875, 361, 975.006,165. 000.008,168,503.201, 068,117.43
t 8 8 8.
Resources.
id discounts $1,584,170,370. iLoans anBonds for circulationBonds for deposits. .U . S . bonds on hand.Other stocks and bd'sDue from res've ag'tsDue from nat ' l banksDuefrom State banksReal estate, etcCurrent expenses . . .Premium s paidCash itemsClear'g-house exc'gsBills of other banks .Fractional currency.Trade dollarsSpecieLegal-tender notes . .U. S. cert 's of deposit5 % fund with Treas.Due from U.S. Treas.
FEBRUARY 14.
3,077 banks.
181, 845,450. 0056, 863, 000. 006,450, 500. 0094,153, 688. 97155, 341, 240.8692, 980, 682. 4821, 880, 069. 6059, 366, 247. 856, 531, 237. 7119, 779, 498. 5612, 255,978. 6973,418, 037. 2923,145, 206. 00
683,148. 93437, 59
173, 830, 614.6282,317,670.0010,120, 000. 007,993,189.221, 240, 035. 56
APRIL 30.
3,098 banks.
$1,606,397,923.95181, 042, 950. 00
56, 643, 000. 007, 639, 350.00
95, 296, 917.07146, 477, 902. 8395,519,102.2622, 709, 703. 0160, 111, 356. 869,843,637.81
19, 501,481. 0614, 644, 675 77
117, 270, 706.8624, 434, 212.00
662, 722. 27351.15
172,074,011.1983, 574, 210. 009, 330, 000.007, 887, 950.361, 361, 033. 74
JUNE 30.
3,120 banks. 3,140 banks.
$1,628,124,561.177, 543,900. 0055, 788, 000.00
7, 830,150. 0096,265,812.31
158,133,598.31101, 689, 774. 9022, 714, 258.2761,101, 833.195,685,313.21
18, 903, 434. 5416, 855, 801.1574, 229,763. 6921, 343,405. 00
632, 602. 42371. 76
181,292,276.7081,995,643.0012,315,000.007, 765, 837.161, 236, 675. 66
3,150 banks.
83 $1,684,180,624. 27 $1,676,554,863,
Total 2, 664, 366JJ04.44 2, 732,423,198.19 2, 731, 448,016.16 2, 815, 751, 341.07 2, 777, 575, 799. 00
OCTOBER 4.
-,684,-_.,171, 867, 200. 0054,208,000.00
6, 507, 050. 0099, 752,403.73
170, 458, 593.8399,821,090.5723, 767, 260. 5362,634,791.74
8, 498, 758. 2817, 615, 898. 0215, 071, 024. 30
102, 439, 751. 6721, 600, 818. 00
684, 268.41419. 05
178, 097, 816, 6481, 099, 461. 00
8. 955, 000. 007, 555,401. 72
935, 799. 31
DECEMBER 12.
. . , 3.67162, 820, 650. 0048, 949, 000. 006, 374, 400. 00
102, 276, 898.17156, 587, 199. 27107,175, 402. 5924, 217,165. 5163, 436, 066. 7411,342,192.4516,681,256.5614,140, 858.1291, 765, 292. 9921, 728,238.00
628, 387.42763. 56
172, 734, 278. 5082, 555, 060.009, 220, 000.007,141,434.411, 246, 391. 04
18 89.
Resources.FEBRUARY 26.
3,170 banks.
MAY 13.
3,206 banks.
JULY 12.
3,239 banks.
SEPTEMBER 30. DECEMBER 11
3,290 banks. 3,326 banks.
Loans and discounts.Bonds f i r circulationBonds for deposit . . .U. S. bonds on hand . .Other stocks and b'dsDue from res ve ag'tsDue from nat ' l banksDae from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exc'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert'b of deposit5 % fund with Treas .Due from U. S. Treas .
$1,704,067,489.156, 728, 200.00
46, 384, 000 006, 395, 000.00
102, 215, 066. 01192, 702,196.35101, 327, 319.18
24, 651, 712.3366, 248,183.937,418,190.08
16, 729, 244. 8812, 676, 652.1184, 111, 547. 6322,411, 826. 00
717, 823. 63182,284, 803. 00
88, 624, 8(XT. 0013, 785, 000.006, 860, 148. 441,066,950.07
67 $11,739,651,934.149, 520, 850. 0044, 882, 000.00
6, 690, 800. 00103, 030, 575. 31187,372,295.47107, 091, 577.4426, 924, 218.2466, 855, 303.688, 984, 846.65
17,~<)58, 275. 4415,049,325.16
101,452,588.5425, 722, 720.00
698, 369.91185,176,450.86
97, 838, 385. 0013, 355, 000.00
6, 565, 205. 971, 001, 795.11
1,779,054,527.147, 502, 200. 0044. 832, 000. 006, 810,100.00
106, 712,474. 80192,590,073.67108, 999, 878. 96
25, 956, 516. 9867, 377,183.12
3, 760, 961.1717,120, 726. 3114, 350, 765.37
101, 552, 062. 6724,761,487.00
719,273,63175, 903, 868.9897, 456, 832.0014,890, 000.006, 457, 820. 661,161, 617. 26
66 $1,817,257,703.' 146, 471, 700. 00
44, 063,000. 004, 438, 200. 00
109,313, 635. 01189,136, 281.01117, 869, 749. 372S, 417, 511. 2669, 377,173.73
8, 525, 924, 8416, 613, 917.9317,059, 786. 57
136, 783,162. 2620, 875, 528. 00
682, 034. 93164, 326, 448.84
86, 752, 093. 0012, 945, 000.006,405,058.18
976, 737.81
17 $1,811,686,891.57"" 143, 434, 700. 00
41,681,000.003, 740, 350.00
111, 344, 480.32164,889, 765.16118, 206,354. 9128,143, 681.3370, 694,191. 3711, 902, 368.2215, 847, 602.8515,134,700.19
103,719,453.4320, 388, 807. 00
720, 462. 37171,089,458.10
84, 490, 894. 009,045, 000. 006, 276,659.401,239,867.01
Total 2,837,406, 213.9312, 904, 922,517 45 2, 937, 976, 370.24 2, 998,290, 645. 91 2, 933, 676, 687. 23Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 4 3
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—Continued.
18 87.
Liabilities.
Capital stock
Surplus fundUndivided profits...Nat'lbankcirculat'nState bank circulate
Dividends unpaid..
Individual depositsU. S. deposits
Dep'sU.S.dis.offic'rs
Due to national ba'ks
Due to State banksNotes re-di a countedBills payable
Total.
2,909 banks.
$555, 351, 765.00
164, 337,132. 7267, 248, 949.16
186, 231, 498. 00106,100.00
1,441,628.17
L, 224, 925, 698. 26 115, 233, 909. 944, 277,187. 61
249, 337,482.40
103,012,552.48
7, 550, 837.102, 082, 374. 21
MAY 13.
2,955 banks.
$565. 629, 068.45
167, 411, 521.0370,153, 368.11
176, 771, 539.0098, 716.00
1,977, 314. 40
L, 266, 570, 537. G717, 556, 485.93
3, 779, 735.14
2^4, 575, 545.12
102, 089, 438.63
10,132, 799. 642, 567, 953.30
AUGUST 1.
3, 014 banks .
$371, 648, 811. 00
172, 348, 398.9962, 294, 634. 02
166, 625, 658. 0098, 697. 00
2,239, 929. 46
581,1, 285, 076, 978.19,180, 712. 774, 074, 903. 62
235, 966, 622. 46
103,003, 598.14
11,125, 236. 082, 985, 987. 60
2, 581,143,115.05 2, 629, 314, 022.42J2, 637, 276,167. 72 2, 620,193, 475. 59 2, 624,186,330.55
OCTOBER 5. I DECEMBER 7.
3,049 banks.
$578, 462, 765. 00
173, 913, 440.9771, 451,167.02
167, 283, 343. 0098, 699. 00
2, 495,127. 83
3, 070 banks.
$580, 733,094.42
175,246,408.2679, 899, 218. 06
164,904,094.0098, 676. 50
1,343,963.98
., 249,477,126. 95 1, 235, 757, 941.5920, 392, 284. 03| 38, 416, 276. 874, 831, 666.14J 4, 515, 024. 05
227,491, 984.15| 223, 088,927. 85
102, 094, 625.68! 98, 809, 344. C6
17, 312, 806. 394, 888, 439.43
16,268, 247. 745,105,112.57
1 §§ 8,
Liabilities.
Capital stock
Surplus fundUndivided profits...Nat'l bank circulat'nState bank circulat'n
Dividends unpaid...
Individual deposits.U. S. deposits
Dep's U.S.dis.offic'rs
Due to national ba'ks
Due to State banks.Notes re-discounted.Bills pay able
Total .
FEBRUAKY 14.
3,077 banks .
$582,194, 263. 75
179, 533, 475. 386,930.87
159,750,193.5098, 652. 50
1, 534, 314. 51
1, 251, 957, 844. 42 155,193, 899.194, 255, 3G2. 02
241, 038, 499. 93
105, 539, 405. 53
12, 806, 722.853, 796, 739. 99
APRIL 30.
3,098 banks.
$585, 449, 487. 75
180, 053, 507.2778,196,768.91
158, 897, 572. 0094, 878. 50
1,766,496.41
L, 309, 731, 015.16 154. 691. 454.694, 789, 093= 63
237, 056, 940. 91
104, 502, 668. 21
12, 724, 238. 714, 469, 076. 04
JUNE SO.
3,120 banks.
$588, 384~018T25
183,106, 435. 7070, 296,173. 67
155, 313, 353.508% 372. 50
7,381, 894. 42
, 292, 342, 471. 28 154, 679, 643.933, 690, 652. 65
248, 248, 440.03
109,871,372,41
13,096,119.554, 955, 068.27
2, 664, 366, 304.44 2, 732, 423,198.19 2, 731, 448, 016.16 2, 815, 751, 341. 07 2, 777, 575,799.00
OCTOBER 4.
3,140 banks.
$592, 621, 656. 04
185, 520, 564. 6877, 434, 426. 23
151, 702, 809. 5082, 354. 50
2, 378,275. 70
,350,320,801.11152,140, 562. 97
3, 993,900.51
260, 697, 968. 60
114,936, 397.15
17, 305, 750. 616, 615, 813. 47
DECEMBER 12.
3,150 banks .
$593, 848,247. 29
187,292,469.9788, 302, 639. 01
143, 549, 296. 5082, 354.50
1, 267, 9C0.19
1,331.265,617.0846, 707, 010. 384,415, 608.41
252, 291,134. 80
108, 001, 606. 46
14, 844, 303.005,707,581.41
18 8 9.
Liabilities.
Capital stock
Surplus fundUndivided profits...Nat'l bank circulat'nState bank circulat'n
Dividends unpaid...
Individual deposits .U. S. depositsDep's U.S.dis.offic'rs
Due to national ba'ksDue to State banks .
Notes re-discounted.Bills payable
FEBRUARY 26.
3,170 banks.
MAY 13.
3,206 banks .
$598, 509, 330. 70
192, 458, 759. 9076, 901, 041.65
137,210,136.5082, 347. 50
1,338,700.37
i, 354,973, 535. 80 1, 422, 042,136. 9243, 554, 480.271 42, 905, 811.224,544, 501. 55 4,136, 285.33
$599,472, 742. 88
193, 746,169.5283, 956, 827. 81
131,128,137.0081, 899.50
2, 007, 607. 72
921.
289, 753. 579.16127, 751,135.48
9, 249, 531.333, 013,127. 72
286, 204, 070. 64124, 755, 971.73
10, 340,502. 044, 083, C95.14
JULY 12.
3,239 banks.
$605, 851, 040. 50
198,911,G05.9072, 532, 956. 94
128, 887. 425. 0081, 008. 50
3,517,596.07
081,L, 442,137, 979.43, 247, 804.173, 451,189.34
295, 841,107.17131, 383, 466. 80
10,133,196.244, 019, 334. 53
Total 2, 837,406, 213.93|2,904,922,517.45 2, 037, 976, 370. 24 2, 098,290,645.91 2,933, 076,687. 23
SEPTEMBER 30.
3,290 banks.
DECEMBER 11.
3, 326 banks.
$612, 584, 095. 00
197, 394, 760. 5584,866, 869.13
128,450, 600.0080, 410. 50
3, 600, 054.96
, 475, 467, 560. 3741, 588, 613. 71
4, 936, 644. 66
293, 015,192. 86132, 327, 094. 47
16, 782,511.367,196, 238.34
$617, 840,164. 67
198, 508, 794.1497, 050, 091. 86
126,039,541.3081, 006.50
1, 289, 651.13
1,436,402,685.6539,224, 588. 514,672. 950.14
267,159, 449. 09123,713,409,48
15, 723, 378.115, 970, 976. 65
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 4 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
1§9O.
Resources.
Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand.Other stocks and b'dsDue from res've agt 'sDue from nat ' l bank*Due from State banksReal estate, etcCurrent expenses . . .
* Premiums paidCash itemsClear'g-house exc'gsCl'g-houseloan cert 'sBills of other banksFractional currency.SpecieLegal-tender notes. .U. S. cert's of deposit5% fund with Treas.Due from U; S. Treas.
FEBRUARY 28.
3,383 banks.
MAY 17.
3,438 banks .
$1,844,978,433.00142,531,500.00
31, 620, 000. 005, 870, 550.00
116,848,501.23188,064, 131. "93114,379,065.00
28, 800, 812. 2172, 5G6, 724.919, 038,138. 73
14. 735, 693.9515,187, 240.17
112,613,788.35
00 $1
21, 318, 480.00807,162.57
181.546,137.8086,551,002.00
8, 830 000. 006, 191, 888.87
855,119. 70
1,901,107,351.113, 790, 900. 00
29, 893, 000. 005, 591, 800. 00
117,051,244,07183,206, 306. 36113, 600, 039.35
28, 345, 930.6774,211,949.999,916,955. 10
14, 450, 752. 2115, 443, 751. 6568,428,149.94
19, 813, 670. 00746,199. 91
178,165,494.4388, 088, 992.008,135,000.006,301,510.51
867, 223.14
JULY 18.
3,484 banks.
89 $11,933,509,332.144, 624, 750. 0029, 663, 000. 005,624, 350. 00
116, 469, 536.45185, 821, 768. 04112, 207, 068.3527, 311, 955. 0775,657, 886. 824, 257, 598. 2714, 316, 075. 03L3, 875, 200. 3488, 237, 944.43
21,184, 428. 00793, 646.45
178, 604, 063.5692, 480,469. 009, 825, 000.006,305,121.1, 001, 631. 02
OCTOBER 2.
3,540 banks.
13 $11,986,038,320.139, 969, 050.00
28, 386, 500. 002, 297, 500.00
115, 528, 951. 02189.451, 786.49118; 289, 612.46
28, 485, 223. 3276, 835, 316.029, 099, 402.20
14, 248, 488.1017,201,819.17
106, 767,176. 06
18, 492, 392.00766, 846.68
195, 908, 858.8480, 604, 731. 006,155. 000. 006,123, 597. 88
816,923.48
Total |3, 003, 334, 970.28 3, 010, 216, 220. 33 3, 061, 770, 825. 70 3,141,487,494. 85 3, 046,938, 825.59
DECEMBER 19.
3,573 banks.
1,932,393,206.08139,688, 150.00
27, 858, 500.002, 075, 600. 00
116, 609, 301. 40160, 220, 682. 79111, 573,147. 08
28, 434, 882.7978, 060, 490.1313, 434, 642. 4414, 568, 760.0315, 057, 481. 8488, 818, 299.1113, 395, 249. 0018, 832, 221. 00
755,021.82190,063,006.20
82. 177,126. 005,760, OuO. 006, 069,110. 841,093, 947.04
1891.
Resources.
Loans and discountsBonds for circulationBonds tor deposits . .U. S. bonds on handOther stocks and bd'sDue fromres'veugt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash i tems.Clear'g-house exc'gsCl'g-houseloan cert 'sBills of other banks .Fractional CurrencySpecieLegal-tender no t e s . .TJ. S. certs of deposit5%fund with Treas.Due from U. S. Treas.
FEBRUARY 26.
3,601 banks.
$1,927,654,559.80 $1140,183,450.00
27, 904, 500. 003, 466, 250.00
121,099,034.59182,645,602.94110, 850, 874. 53
27, 955, 862.7779, 096, 556. 48
8, 396, 041. 9314, 491, 627. 0513,349, 234. 6677,828,113.56
610, COO. 0019, 076, 085. 00
864,742.88201, 240, 362. 82
89, 400, 399. 0011, 655, 000. 006,133, 544.121,100,310.17
MAY 4.
3,633 banks.
JULY 9.
3,652 banks.
,969,846,379. 67 $1140,498,400.00
27, 934, 500. 003, 768, 850. 00
122, 333, 707. 66180,004,721.63112, 500, 098. 73
28, 172, 653.2380, 874, 918. 5811, 405, 934. 0414, 960, 592.4817, 602, 457. 69
126, 447, 384.31120, 000. 00
20,450, 257. 00830,198.62
194,939,411.3190, 375, 249. 0011,515,000.006,158, 9G0. 87
729, 226. 35
21,418, 977.863,181.
190, 769, 537.100,399,811.
18, 845, 000.6,129, 840.1,155, 473.
Total 3, 065, 002,152. 30 3,167,494, 901.17|3,113, 415, 253. 79 3,213, 080, 271.02 3, 237. 866,210.07
SEPTEMBER 25.
3,677 banks.
,963,704,948. 07 $2,005,463,205.93 $2,001,032,625. 05142, 586, 400. 00 150, 035, 600. 00 153, 838, 200. 0025,150, 500. 00 20, 432,500. 00 19,186, 500. 00
4, 963, 650. 00 4,439, 450. 00 4, 279,750. 00122, 347,244. 98 125,179,076. 40 128, 440, 959. 39175, 591, 085. 51 193, 990, 323. 44 196, 319, 537.81114, 471, 803. 70 115,196, 682. 26 124, 827, 315. 2527,742,727.64 29,471,898.95 32,425,379.3981, 919,491. 00 83, 270,122. 08 84, 049, 386. 90
4, 624, 889.19 9, 879, 231.42 13, 279,136.7914, 351, 727.16 14, 705, 700. 70 14, 695, 279. 9616, 073, 092.99 13, 272, 545.10 17, 939, 023. 0480, 305,873. 21 122, 039, 882.10 108, 243, 483. 92
19, 991,167.00867, 462. 37
183, 515, 075. 9197, 615, 608. 0015, 720, 000.00
6, 536, 931. 511,457, 807.85
DECEMBER 2.
3,692 banks.
20, 225,104. 00837,175. 54
207, 898, 034. 7593, 854, 354. 008, 765, 000.006,682,280.101, 047, 684.18
1892.
Resources.
Loans and discountsBonds for circulationBonds for depositTJ. S. bonds on handOther stocks and bondsDue from reserve agentsDue from national banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsClearing-house exchanges ...Bills of other banksFractional currencySpecieLegal-tender notesTJ. S. certificates of deposit ..5% fund with TreasurerDue from TJ. S. Treasurer ...
Total
MARCH 1.
3,711 banks.
12,058,925,167.12158,109, 300. 00
17, 416, 500. 004,638,190.00
138, 055, 947. 09256, 750, 998.13131, 258, 888.4532,171,053.9685,126,961.7410,340,571.2914.405,799.7417,644,105.99
129,515,655.3419,765,178.00
924, 866 86230,147,968.28
99, 445, 735. 0021,080,000.006, 898,132. 041, 051, 339. 53
3,436, 672, 358. 56
MAY 17.
3,734 banks.
$2,108, 060, 340. 54160, 634, 550. 00
16, 386, 000. 005, 412, 000. 00
144 058, 062. 77250, 249, 071. 26130,124,510. 01
32, 006,102. 9986, 562, 679. 3111,574, 071.4114, 390, 888.4315, 036, 575.8699, 954,483.1722, 014, 231. 00
924, 375. 50239, 044,108.15107, 981, 402.00
26, 405, 000. 006, 990, 517. 09
926,158.95
3, 479, 035,128.44
JULY 12.
3,759 banks.
$2,127, 757,191. 30101,939,800.00
15, 447, 000. 004, 854, 600. 00
151,125, 823.17252, 473, 640.18137,125,158.05
33, 497, 034.8786,678,315.56
4, 567,100.0213, 997, 560. 5416,849,439.4690, 364, 300.1921,325,840.00
939, 382.87229,320,480.41113,915,016.0023,115,000.007,092,591.941, 409, 312.15
3, 493, 794, 586. 71
SEPTEMBER 30.
3,773 banks.
$2,171,041,088.11163, 275, 300. 00
15, 282, 000. 004, 882, 250. 00
154,535,514.54236, 434, 330. 89140,516, 353. 09
32, 572, 735.5187, 861, 911. 8610,317,125.2314, 029, 616.4317, 705, 961. 31
105,522,711.8119, 557, 474. 00
934, 64-f. 37209,116,378.69104, 267, 945. 0013,995,000.007,139, 564.691,106, 987. 93
3,510,094,897.46Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 845
BANKS PROM OCTOBER, 1853, TO OCTOBER, 1892—Continued.
189O.
Liabilities.
Capital stock
Surplus fundUndivided profits..
Nat'l-bank circul'nState bank circul'n
Dividends unpaid..
Individual depositsU. S. depositsDep'sU.S.dis.offic's
Due to nat'l banks.Due to State banks.Notes and bills re-
discountedBills payableCl'g-house loan c't's
Total
FEBRUARY 28.
3,383 banks.
$626, 598, 200. 00
204, 433, 604.1985, 753, 976. 34
123, 862, 282. 0081, 003. 50
1, 612, 499. 50
MAY 17.
3,438 banks .
$635, 055, 276. 09
207,136,196.1394, 049, 477. 44
125, 791, 910. 0077, 352. 50
1, 766, 523. 94
1, 479, 986, 027.48J1, 480, 474, 472.28,194,911.44j 27,047,519.80
321
4, 277, 638.17 3, 672, 054. 34
297, 098, 933.4l| 281, 994, 358.12137, 067, 285. 29| 132, 465, 337.41
13, 419, 992. 957, 265, 719. 29
10,371,343.293, 997, 265. 6
JULY 18.
3,484 banks.
$642, 073, 676. 00
01212, 614, 661. (79, 854, 737.1
126, 323, 880. C77, 335.1
2, 844, 708. 73
:, 521, 745, 665.27,025,610.
3, 552, 392.
288, 296, 836.135,305,641.
15, 027, 632.7, 028, 049.
23 1,3828
OCTOBER 2.
3,540 banks.
$650, 447, 235. 00
213, 563, 895.97, 006, 635.
122, 928, 084.77, 333.
2, 876, 836. 34
L, 564, 845,174.25, 118,559.4,229,511.
285, 081, 259.141, 350, 726.
23, 660, 329.10, 301, 913.
DECKM15ER 19.
3,573 banks.
$657, 877, 225. 00
214,965,633.07111,772,985.42
123, 038, 785. 5077, 328. 50
1,167, 262. 71
67 1,485,095,855.7039| 24, 922, 203. 36421 4,456,472.43
I25! 253,082,126.3221 i 121,438,255.50
511 25,598,405.7254J 11,501,225.76.. 11,945,000.00
3, 003, 334, 970.28; 3, 010, 216, 220. 33 3,001, 770, 825. 70 3,141, 487, 494. 85J3, 046, 938, 825. 59
1891.
Liabilities.
Capital stock
Surplus fundUndivided profits..
Nat'1-bank circul'nState-bank circul'n
Dividends unpaid..Individual depositsU. S. depositsDap's U.S.dis.offie'sDue to nat'l banks.Due to State banks.Notes and bills re-
discountedBills payableLiabilities other
than those abovest ated
Cl'g-house loan c't's
FEBRUARY 26.
3,601 banks.
$662, 518, 459.15
220,515,678.7095, 972, 506. 90
123,112, 529. 0076, 700. 50
1,338,745.251,483,450,033.17 1,
24,923,402.244, 323, 333, 50
280, 514, 008. 37142,324, 868. 94
17, 330, 630. 557, 456, 781. 57
MAY 4.
3,633 banks.
$667, 787, 406.15
222,491, 983. 46101,502,654.60
123, 447, 633. 0074,117. 50
2,104,185. £
3,652 b a n k s .
$672, 903,597.45
227,199, 041. 4687,448,472.14
123, 915, 643. 0074,138. 50
4, 645, 261. 20 1,453,735.58, 575' 506| 099.18 1,535 058J 568. 73 1, 588, 318. 081. 37 124,411,600.10 21,523,185.64 15,700,672.404, 781, 045. 7 5 4, 387, 991. 08 4, 560, 600. 33
" - 288,570,703.96142, 018, 070. 06
16,604,735.21 19,719,695.08 21,981,952.568, 482, 342.63 8, 067, 812. 8d 10, 778, 944.87
277, 500, 322. 78 270, 744, 474. 60142, 455, 7G8. 771 137, 727, 372. 05
1,144, 416. 46 285, 000. 00 .
Total 3, 065, 002,152. 30|3,167, 494, 901.17 3,113,415, 253.79 3,213, 080, 271. 02J3, 237, 866, 210. 07
SEPTEMBER 25.
3.677 b a n k s .
$677, 426, 870. 25
227, 576, 485. 91103, 284, 673.73
131, 323, 301. 5074,118. 50
DECEMBER 2.
3,692 banks.
$677, 356, 927.00
228,221,530.31108,116, 263. 56
134, 792, 873. 2574,118. 50
1. 503, 539. 69L, 602, 052, 706.59
14 478, 542.913, 955, 227.37
292, 480, 956.07149, 334, 721. 20
16, 325, 642.897, 994, 514.30
1,178, 586. 43
1892.
Liabilities.
Capital stock
Surplus fundUndivided profits
National-bank circulation..State-bank circulation
Dividends unpaidIndividual depositsU. S. depositsDeposits U. S. disbursing
officers
Due to national banksDue to State banksNotes and bills redisconntedBills payableLiabilities other than those
above stated
Total
MARCH 1.
3,711 banks.
$679, 970,110. 00
234, 069, 984. 3496, 574, 522. 85
137,627,107.2575, 097. 50
1, 470, 937. 981,702,240,957.68
12, 757, 046. 94
3, 806, 323. 51
372, 985, 405.11181,688,074.58
8, 517, 205. 363, 876, 404. 20
1,013,181.26
3, 436, 672, 358. 56
MAY 17.
3,734 banks.
$682,232,158.00
235,192,004.95103,376,029.20
140, 052, 343. 5071, 507. 50
1,657,310.341, 743, 787, 545.10
11, 911, 030. 77
3, 625,107.19
361, 593,119. 06181, 538, 222. 87
9, 090, 080. 273, 816,163. 49
1, 092, 506. 20
3,479,035,128.44
JULY 12.
3,759 banks.
$684, 678,203.25
238,239, 970. 9488, 227, 388. 88
141, 061, 533. 0075, 076. 50
3, 904, 292. 831, 753, 339, 679. 86
10, 823, 973. 08
3, 356, 091.88
367,143, 324. 53188, 083, 254.94
9,181,650.144,581,163.01
498, 983. 87
3, 493, 794, 588. 71
SEPTEMBER 30.
3,773 banks.
$686,573,015.00
238, 871, 424. 84101, 65^ 754.06
143, 423, 298. 0075, 076. 50
3, 888, 865. 781, 765, 422, 983. 63
9, 828,144.24
4, 044, 734.04
352, 046,184. 05178, 607, 018. 3417,132,487. 7 L6, 549,163. 65
1,979,746. 97
3,510,094,897.46
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
A SUMMARY
OF THE
STATE AND CONDITION
OF
THE NATIONAL BANKSON
MAKCII 1, MAY 17, JULY 12, AND SEPTEMBER 30, 1892.
Anasigtul by States, Territories, and Reserve Cities.
NOTE.—The abstract of each State is exclusive of any reserve city therein.
347
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
348 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891,
MAINE.
Resources.
Loans and discountsBondsfor circulation.Bonds for deposits ..U. S. bonds on hand..Dtherstocks and b'dsDue from res' ve ag'tsDnefrom nat'l banksDue from State banksBanking house, etc..Real estate, etc . . . . .Current expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.Specie —Legal-tender notes ..TJ S. cert's of deposit5%fundwithTreas.Due from TJ. S.Treas.
Total
DECEMBER 2.
79 banks.
$21,869,271.673, 823, 900. 00
190, 000. 00
1, 314, 076. 581, 971, 427. 50
811, 789. 9328,162.14
588, 829. 9725, 723. 9681,254.30
138, 318. 08264, 960. 84115, 997. 00345, 928. 00
6, 566, 07933, 057. 23300, 407. 00
164, 269. 255, 395. 00
32,979, 334.64
MARCH 1.
79 banks.
$20, 473,441. 383, 823, 900. 00
190, 000.00
1, 767, 767.402,743,805.63
623, 822. 2221,605.87
590, 349. 8424, 983.9656, 662. 98
133, 411. 82220, 7.10. 05115, 8 L3. 60303, 858. 00
7, 230. 50947, 740.69251,135. 00
166. 625. 2511,450.00
32,474,374.19
MAY 17.
79 banks.
$20, 845, 308,163, 823, 900. 00
190,000,00
1,881,691.412, 238,179. 71
753, 370.9548, 513.32
590, 269.4324, 783. 9669,441.09
133, 939. 39177,644.11
81, 278. 71288, 763. 00
6, 400. 51961, 739.46259, 491. 00
168, 785. 256, 480.00
32, 549, 979 46
JULY 12.
79 banks.
$21,284,982.153, 823, 900. 00
180, 000. 00
I, 934, 786. 992, 720, 204.90
672, 463. 0135, 932.67
572, 724. 2723, 883. 9621,431.14
121,829.32210,195. 51140,125.12313, 679. 00
6, 216.98971,801.75274, 469. 00
170,215.2513, 370, 00
33, 492, 211. 02
SEPTEMBER 30.
81 bauks .
$21,724,110.013, 848, 900. 00
180, 000. 00500. 00
1, 954, 623. 332, 769,676.80
785, 099. 0558, 038.08
592, 828. 0523, 893.9666, 870. 09
123, 854. 63215,016.51104, 302. 00306, 990. 00
5, 507. 271,013,351.15
278, 059. 00
108,210.2512, 659. 79
34,232,495.97
NEW HAMPSHIRE,
Lon n s an d d i scountsBonds foi circulation.Bonds for deposits...U. S. bonds on hand .Otlierstocks and b'dsDae from res've ag'tsDue from nat'l banksDue from StatebanksBanking house, etc..Real estate, etcCurrent expenses ...Premiums paidCash itemsClear'g-houseexeh'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'sof deposit.5% fund with Treas.Due from TL S.Treas.
Total
51 banks .
$11, 880, 319. 332, 812, 000. 00
300, 000. 00100. 00
2, 030, 535. 971,742, 928.49
463, 572. 0225, 248. 03
246,714.047,956.19
69, 824.16117, 475. 00183,077.82
204, 048.008, 960. 52
503, 992. 84192, 812. 00
125, 719. 756, 260. 50
20, 921, 544. 66
52 banks .
$11, 220, 253. 672, 837, 000.00
225, 000. 00100. 00
2, 047, 306 861,653,377.12
239, 456. 2147, 809. 62
246, 274. 468,321.70
44, 279. 80108, 650.00161, 761. 88
236, 042.009, 465. 29
472, 252.43173,291.00
126,539. 7543.85
19, 857, 225.64
52 banks.
$11,290,701.102, 749, 500.00
225, 000. 00100. 00
2,169, 406. 911, 777, 094. 42
245, 982. 0836,612.68
264, 069. 088, 836. 35
63, 039. 38104,271.87163, 436. 38
224, 785. 007, 736. 94
499, 287. 98175, 295.00
120, 407. 5050.00
20,125,612.65
53 banks.
$11,576,931.542, 762,000.00
225, 000.00100.00
2,217,658.541,938,411.74
300, 091. 0355, 727. 60
267, 555. 7619, 989. 4629, 621.35
105, 412.38142, 478.23
239, 507. 007, 543. 00
485, 491. 26183, 426. 00
123 689. 502, 550. 00
20, 683,184. 39
54 banks .
$11, 842, 854. 522, 913, 000. 00
175, 000. 0015, 100. 00
2, 242, 668. 041, 779, 620.22
340, 643.49 !44, 246. 87
262,438.12 >37, 763. 9965. 708. 62
124; 703. 08166,903.42
227, 487. 007,122.13
548, 705. 66182, 915. 00
128, 715.0011, 320. 00
21,116, 915.16
V ERMONT.
Loans and discountsBonds for circulationBonds for deposits...IT. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from StatebanksBanking house, etc ..Real estate, etcCurrent expenses . . .Preminras paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal tender notes ..TJ. S. cert'sofdeposit.5% fund with Treas.Due from IJ. S.Treas
Total 21,475,857.17
50 banks .
$14,212,346.722, 947, 500. 00
159, 500. 0019, 8oO. 00
915,112. 561, 323, 794. 79
420, 095. 8336, 012. 21
209, 490. 4275,716.3362, 822.89
118.040.4792, 974.12
83, 631. 006,158.12
462, 582.91218, 613. 00
111, 595. 8020.00
50 banks .
$13,824,772.262, 957, 500. 00
159, 500. 0019, 850. 00
833, 380.101, 590, 329.29
309,172. 37-56, 080.20
' 217, 490.4273, 395. 8732, 032. 83
111,570.1382,485. 93
77,841.006, 938. 79
473, 834. 36229, 796- 00
10, 000. 00107, 767. 50
500. 00
21,174, 237.05
49 banks .
$13,870,313.502, 945, 000. 00
50, 000.00125, 250. 00912,034.75
1, 817, 964. 59320,647.0124, 404.17
216,990.4273, 052. 3165,157. 56
109,742.1582, 671. 41
86, 355. 005, 767.75
459, 358. 89279, 580. 0010, 000. 00
11(5, 255. 001, 690. 00
21,572,234.51
49 banks.$14,114,114.91
2, 945, 000. 0050, 000, 00
125, 750. 00927, 773. 02
2, 276,121.79317,497. 5635,158. 70
215,610.1159,172. 518,349.18
104, 960. 7972, 729.40
110,123. 006, 678. 31
480, 799. 76293, 201. 00
118, 285. 007, 750. 00
22, 269, 075.04
49 banks .
$14,262,259.863, 050, 000. 00
50, 000. 00145,600.00882, 667.17
1, 746, 515.11342, 992. 98
25, 367. 82215, 610.1154, 847. 2642,311.36
116, 653. 6668, 111. 52
100, 786. 005, 890. 22
505, 625. 60276,175. 00
117, 647.50
22, 009, 061.26Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
ARRANGED BY STATES AND RESERVE CITIES.
MAINE.
349
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsU.S.dis.officers
Due to national bank?Due to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total...
DECEMBER 2.
79 banks.
$10, 980, 000. 00
2, 689;--452. 951,731,515.57
3,372,018.00
35, 879. 69
12,485,182.0875, 732. 9097, 258.22
508, 222.66210,554.24
89,701.33682, 197.58
21, 019.42
32, 979, 334. 64
MARCH 1.
79 banks.
$11, 002, 500. 00
2, 677, 271. 291,589, 154.78
3, 349, 498. 00
45, 518. 52
12,279,281.89105, 197. 0776, 602. 89
428, 349. 24200,197. 72
36, 505.81624, 236 98
32, 474, 374. 19
MAY 17.
79 banks.
$11,010,000.00
2, 665, 903. 341, 676,447.78
3, 395, 203. 00
45, 037.54
12,038,071.4998, 998.1379, 855. 07
602,182.06258, 993. 71
44, 908. 68611,826. 1822,492.48
32, 549, 979. 46
JULY 12.
79 banks.
$11, 0J0, 000.00
2, 682, 933. 601,451,104.90
3, 395, 313. 00
110,389.43
13,056,203.1193, 074. 0064,169. 88
647, 327.18264,915.28
53, 320. 26640, 203. 4622,656.86
33, 492, 211. 02
SEPTEMBER 30.
81 banks.$11,090,000.00
2, 690,133. 601, 599, 756.55
3, 402, 263. 00
80, 925.97
13, 544,166.2864, 588. 71
107, 479. 74
720, 809. 87300, 039. 58
63, 918. 71545,500.192-\ 913.77
34,232,495.97
NEW HAMPSHIRE.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bajik circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'ts if. S.dis. officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Uills payableOther liabilities
Total
51 banks.
$6, 205, 000. 00
1,607,198.13819,461.53
2, 479, 585. 006, 828. 00
22, 385.78
8,260,192.85189, 471. 72111,488.10
760, 728. 87400, 939. 62
57, 365. 06900. 00
20, 921, 541 66
52 banks.
$6,130, 000. 00
1, 593, 763. 26736, 474. 83
2,482, 945. 006, 828. 00
22, 883. 21
7, 441, 587.1699,155.23
121, 315. 67
676, 466. 31455, 935. 98
89, 870. 99
19, 857, 225. 64
52 banks.
$6, 180, 000.00
1, 570, 021. 67793, 636. 71
2, 433,180. 006, 828. 00
26, 938. 40
7, 588, 943. 02175,248.3455, 592. 41
792, 305. 29406, 553. 60
71, 685. 2124, 680. 00
20,125, 612. 65
53 banks.
$6, 217, 500. 00
1, 572, 016. 78683, 732.47
2, 445, 380. 006, 828. 00
56, 376. 91
7, 995, 896. 72107, 378. 35114, 814. 55
918,478.814S2,188. 67
47,143.1335, 450. 00
20, 683,184. 39
54 banks.
$6, 272, 500. 00
1, 571,166. 78802, 967. 53
2, 549,160. 006, 828. 00
30, 523. 53
8, 355, 238. 0090, 089. 2381, 026. 91
911, 550. 93368, 279.03
42, 500.1235, 000. 00
85.10
21,116,915.16
VERMONT.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
50 banks.
$7, 210, 000. 00
1,811,710.001,051,985.91
2,621,265.00
7, 098.42
7,975,061.9893, 385.484, 645. 09
451, 923. 30201, G70.80
37, 111. 1910, 000. 00
21, 475, 857.17
50 banks.
$7,210,000.00
1,873,600.00832,190. 03
2, 600, 255. 00
14, 572.94
8, C09, 475. 7692,541.825, 624. 81
377, 007. 82137, 968. 87
11,000.0010, 000. 00
21, 174,237.05
49 banks.
$7,160, 000. 00
1, 863, 600. 00982,511.45
2, 611, 470. 00
7, 443. 35
8,227, 410. 9445, 651. 21
4, 274.12
500, 729. 59146, 395. 80
12, 748. 0510, 000. 00
21, 572, 234. 51
49 banks .
$7,160, 000. 00
1, 872, 450. 00768, 365. 60
2, 599, 740. 00
51, 808.14
9, 074,162.1441, 3U5.14
2, 685.14
503. 003. 80172, 079.73
10,000.0010, 000. 003, 475. 35
22, 269, 075.04
49 banks.
$7,160, 000. 00
1, 864, 900. 00895,147. 32
2, 644, 015. 00
15, 939.33
8, 766, 375. 9040,107.372,896.87
13, 256. 21453, 073. 57
125, 349. 6918,000.0010, 000. 00
22, 009, 061.26Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 5 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
MASSACHUSETTS.
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat ' l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch' gsBills of other banks . .Fractioual currency-Specie -Legal-tender notes . .IT. S. cert 's of deposit.5 % fund with Treas -Due from XT. S. Treas.
Total
DECEMBER 2.
207 banks.
$105,148,122.3815, 562, 450. 00
200, 000.0020, 250. 00
5, 563, 325. 8011, 469, 654. 781, 370, 851. 67
139, 489.172, 848, 688. 69
246, 776. 88581,667.73908, 050. 61994, 033. 28114, 986. 02
1, 097, 267. 0065, 430. 90
3,797, 770. 371,626, 442.00
195, 000. 00678, 519.7535,160.67
152, 663, 937. 60
MARCH 1.
209 banks.
$106, 058, 585. 9615, 916, 450. 00
110, 000.0017,4J00.00
5, 792, 740. 0013, 058, 459. 78
1, 383,147.97141, 425.16
2, 873, 519. 55216, 818. 99609,584.44933, 328. 95890, 052. 95110,166.19893, 944. 0057, 551. 67
3, 782, 551. 881, 532, 633. 00
210, 000. 00711,220.2529, 685. 00
155.329, 065. 74
MAY 17.
209 banks.
$107, 869, 393.2716,194, 950. 00
100, 000. 0012, 200.00
6,132, 290. 9713, 446, 699.721,251,196. 94
121, 481. 282,902,192.26
259,712.03276, 966, 28939, 416. 90835,128.9192,113. 27
1,055,716.0050, 685. 78
3,887,150.651,7C5, 485. 00
175, 000. 00705, 405. 2527, 600. 00
158, 090, 789.61
JULY 12.
213 banks.
$108, 881, 931.2416, 407, 450. 00
• 100, 000.0013, 200. 00
6, 613, 039.7113, 614, 259.911, 324, 213. t*9
166, 970. 752, 895, 245. 93
220, 487. 01288, 474.10961,162. 38781, 208. 06124, £57. 25
1,131, 601. 0050, 905. 83
4, 091, 644. 642, 052, 884. 00
175,000.00718,174. 2542, 210. 00
160, 554, 919.75
SEPTEMBER 30.
213 banks.
$112,104. 450. 2816, 610, 450. 00
100, 000.00' 47, 800. 00
6, 868, 524. 5611, 017, 668. 481, 307, 926. 24
339,147.712, 970, 388. 82
214, 624. 21342, 949. 07953, 510. 50943, 270. 59106,618.19939, 921. 0055, 040. 48
4,056.494,982, 050, 681. 00, 175,000.00
728, 313. 2554, 525.00
161, 787, 304.36
CITY OP BOSTON.
Loans and discountsBonds for circulationBonds for deposits...U. S. bonds on handOther stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc ..Real estate, etc ,Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..V S. cert's of deposit.5% fund with Treas .Due from TJ. S. Treas
Total
55 banks.
$147, 323, 811.154, 725, 000. 00
315, 000. 00
4, 446. 232. 7422,564,193. 8212,702, 949.98
461, 907. 312, 630, 063. 32
141, 478. 96629, 889. 99503, 338.40348, 013. 79
10, 621, 723. 56906, 289. 0020, 644. 07
10,730,290.574, 564, 356. 00
845, 000. 00212, 596.15120, 724. 23
224,813,503.04
55 banks.
$152,165,177.804, 975, 000. 00
315, 000. 00
5. 244, 580. 8725, 462, 294. 7911,827, 597. 31
692,518.182, 635, 143. 61
178,586.111,132,111.18
573, 309. 09322, 884. 32
11, 979, 014. 33626, 022. 0018,604. 51
11,216,196.724, 317, 376. 00
925, 000. 00219, 375. 0075, 630.00
234, 901,421.82
55 banks.
$156,702,142.615, 425, 000. 00
315, 000. 00355, 800.00
6, 393, 836. 4728,129, 300. 7512,887, 360. 52
644,691.432, 631, 316. 44
201,008.84256, 960. 55640, 725.42221,027.29
10,116,358.77718,291.00
14, 719.1712,658,318.475,122, 268. 00
275,000.00224, 661. 00118, 000. 00
244, 051, 786. 73
55 banks.
$161, 213, 462. 035, 575, 000. 00
315, 000. 00300, 800.00
6,086,418.8923,213,812.1613, 281, 073. 93
806, 043. 622, 640, 038. 79
208, 383.16542, 878. 52648, 481.17427, 272.80
10, 280, 298. 63800, 912. 00
16, 809. 7212, 545,193. 675, 649, 067. 00
205, 000.00249, 747. 50191, 710. 00
245,197,403. 59
55 banks.
$154, 048, 231. 52-5, 610, 000.00
2 6 \ 000. 00252, 350.00
5, 948, 339.3820, 638, 389. 4114, 682, 268. 84
438, 609. 712, 738, 504.41
20;, 157. 9167, 952. 03
62 i, 180.14672, 943.18
11, 534, 977. 51621,410.0018, 399. 67
10, 760, 298. 555, 046, 808.00
435, 000. 00250, 872. 50125, 620. 00
234, 985, 372. 76
RHODE ISLAND.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts -Due from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsDlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5% fund with Treas.Due from U. S .Treas
Total
59 banks.$36,878,215.79
5,436, 250. 00125, 000.00330, 250. 00
2, 019, 844. 382,624, 875. 791,263,796.44
219,612.80911, 550.28149,809.12122,967.80587,352.15151,910.82386, 295. 30376,601.00
16, 696. 731, 010, 907. 83
597, 452. 00
220,817.7527, 702.50
53, 457,908. 48
59 banks.
$35, 632, 223.986,191, 250. 00
125,000.001, 750. 00
2,102,641.203, 908, 816. 581,024, 223.23
65,156.98920,743.87161,402.16102, 319 27675, 867. 03156, 277.60423, 356. 02250, 630. 0019,071.34
980, 837.46549,155. 00
265,381.2528, 481. 75
53,58' 584.72
69 banks.
$37, 223,103. 226,191,250.00
125, 000. 001, 950. 00
2, 227, 698. 483, 567, 552. 84
955, mo. 6180, 330.14
924,340.60174, 463. 58107, 209.14658, 880. 94136, 009. 51434, 037. 31339, 487.00
19,308.621, 028, 600. 07
622,140.00
270,578.7521, 640. 00
55,109, 545. 81
59 banks.
$37,231,046.916,217,250.00
100, 000. 0050. 00
2, 449, 236. 423,815,444.381,194, 300. 87
100, 842. 25934, 766. 21258, 518.5673, 226.32
647, 794.63180, 843. 66348,001.59386, 618. 00
17, 952.361, 013, 768.12
653, 017. 00
279,731.2521, 997. 50
55, 924, 406. 03
59 banks.
$37,144, 568. 026,242.250J0
100, 000. 0050.00
2, 433, 334. 043, 214, 747. 221,103, 969.62
334, 731. 91937, 580.16267,525.07102,160. 99645, 984. 63161, 872. 80373, 032.13244,556. 0014, 858. 62
999, 854,10581, 748. 00
280, 856. 2531, 377. 50
55, 215, 057. 06
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.. 351
BY STATES AND RESERVE CITIES—Continued
MASSACHUSETTS.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits -.U. S. depositsDep'ts U.S.dis.oliicers
Due to national banksDue to State banks ..
Notes rediscounted..Bills pay able0 th er liabilities
Total
DECEMBER 2.
207 banks.
$15,517,500.00
15,371,975.395, 658, 027. 87
13, 758, 244. 50
109, 538. 79
67, 979, 960. 67187, 743. 68
5, 800. 71
2,045,165.24363, 258.13
614, 140.33450, 010. 50
2, 565. 79
152,663,937.60
MARCH 1.
209 banks.
$45, 002, 500. 00
15,354,425.396, 201, 308. 94
14, 078, 859. 50
85, 473. 04
70, 676,469. 38102, 195. 03
6, 870. 40
'2,076,810.55309, 930. 35
404, 634. 88429, 588.28
155, 329, 065.74
MAY 17.
209 banks.
$45, 617, 500. 00
15, 424,457. 305, 394, 767.78
14,183, 574. 50
128,176. 68
73, 316, 610.1794 932.40
4, 866.15
2, 783, 808. 51495, 626. 03
328, 906.00316, 339. 91
1,224. 08
158, 090, 789. 51
JULY 12.
213 banks.$45, 942, 500. 00
15, 470, 357. 305,541,021.86
14, 410, 749.50
197, 883.53
75,085,431 0381,330.476, 238. 50
2, 806, 996. 56513, 748. 64
131, 303. 86367, 358. 50
160, 554, 919. 75
SEPTEMBER 30.
213 banks.
$46,130, 700. 00
15, 535, 565. 675, 296, 834. 62
14,726,034.50
790,627. 49
75,144, 584. 4576, 970, 842,155.78
3,114, 919. 81315, 562. 05
154, 827. 95340, 761. 58157, 759. 62
161, 787, 304. 35
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsU.S.dis.oflicers
Due to national banksDue to State banks...
Notes rediscounted..Bills payableO ther liabili Lies
Total
CITY OP BOSTON.55 banks .
$52, 400, 000. 00
13,924,914.805,371,051.49
4, 229, 830. 00
42, 480. 49
104, 800, 334. 85209, 089. 32100, 405. 90
31,420,423.4511,837,963.02
411,000.00
224,813,503.04
55 banks.
$52, 400, 000. 00
13, 924, 914. 867,000, 452. 43
4, 287, 735. 00
27, 738. 96
105, 489, 763. 98194, 945. 728:', 476.12
36, 708, 298. 3014, 390, (JOG. 39
321,000.00• 13, 400. 00
234, 901,421. 82
55 banks.
$53,100, 000. 00
14, 047, 399. 775,139,129.42
4,473, 940. 00
51, 795.96
113, 437,789. 06197, 011.14
95, 751. 74
36,377.378.0516, 964, 4G0.14
17, 000. 4540, 500. 00
109, 625. 00
244, 051, 786.73'
55 banks.
$53,100, 000. 00
14, 027, 399. 776,134, 075. 00
4, 744, 590. 00
34, 360. 96
110,433,171.68214, 008. 0485,143. 26
39, 447, 092. 4816, 902, 547. 40
3,715.0071, 500. 00
245,197, 403. 59
55 banks.
$53,100, 000.00
14,331,557.744, 069, 768. 70
4, 987, 760. 00
1,205, 390. 46
104,725,915.03160, 325.1)5104, 033.54
35,461, 463. 4815, 590, 223. 52
240, 500. 00402, 435. 24
234,985, 372. 76
Capital stock
Surplus fundUndivided profits
Nat'1-bank circul ationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. deposits •Dep'ts (J.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted..Bills payable0 tner liabilities . . . . .
Total
RHODE IS59 banks.
$20, 277, 050. 00
4,708.012.181,935,722.53
4, 717, 310. 00
94,236.98
17,729,518.0325,479.1071,119.43
£2,357,141.391, 418, 718. 24
23, 000. 00100, 000. 00
53, 457, 908.48
59 banks.
$20, 277, 050. 00
4,722,521.991,876,008.24
5,431,960,00,
75, 573.03
18,335,881.9678,413.3828, 422.15
1, 588, 551. 901,170,142. 07
53, 584, 584. 72
L AND .59 banks.
4,739,158.111,805, 303. 59
5, 4">3, 383.00
91,985.12
18, 813, 234. 9076, 006. 3940, 939. 64
2, 107,879.411, 014, 603. 65
55, 109, 545.81
59 banks.
$20, 277, 050. 00
4,680,611.401, 68 i, 876. 80
5, 520, 960. 00
158, 812. 81
19, 497, 272. 9276,812.9411,872.57
2, 062. 471. 771, 942, 739.12
5,925.64
55,924,406.03
59 banks .
$20, 277, 050.00
4, 702, 072. 641, 805, 710. 40
5, 574, 755. 00
228, 320. 89
19, 362, 890. 8123, 205. 8561, 721. 30
1,588,264.111, 580, 099. 82
10, 966. 24
55, 215, 057.06
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 5 2 - REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
CONNECTICUT.
Kesources.
Loans and discountsBondsforcirculation.Bonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear 'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes . .TJ. S. cert's of deposit5% fund with TreasDue from TJ. S. Treas
Total
DECEMBER 2.
84 banks .
$17,826,968.555, 988, 000. 00
250, 000. 0050, 200. 00
3,997,951.174, 918, 254. 871,790,601.33
209,193.601, 576, 818. 22
200, 282. 94284,193.92494,170. 46475, 738.13229,771.31479,168. 0023,589.34
2, 459, 336.30795, 466. 00
262, 989. 2840,110. 00
72, 352, 803.22
MARCH 1.
84 banks .
$48,902,425.526,168, 000. 00
250, 000. 00115,200.00
4, 278, 564.285,446,104.252, 992, 146.11
392 409.541, 582, 750. 31
201, 347.99154,391.94487, 465.18426, 942. 43321,241.22315, 471. 0024, 446. 31
2,503,409.69706, 785. 00
2GS\ 966. 0040, 8'JO. 00
75, 578, 886. 77
MAY 17.
84 banks .
$48, 456, 075. 866,183, 000. 00
250, 000.0050, 200. 00
4,553,184.386, 975, 654. 061, 855, 603. 34
500, 746. 711, 561,155. 87
177, 884.69255,078.90493, 258.79331, 399. 90301,667.83512, 435. 0025,431.40
2, 492, 310.14761, 026.00
27a 745. 0020, 900.00
76, 032, 757. 87
JULY 12.
84 banks .
$49,131, 701.086,183, 000. 00
250, 000 0050, 200. 00
4, 673, 966. 947, 693, 697. 412, 960, 414.42
341,826.921, 576, 270. 86
174, 695. 8870,482. 86
452, 634.42420,147. 04341,189.53561,045.0024, 383. 08
2,552,413.16866, 569.00
278, 235. 0025, 080.00
78, 627, 952.60
SEPTEMBER 30.
84 banks.
$50,355, 005. 986,183, 000. 00
250, 000.0050,200.00
4,926,847.436, 831, 021.523, 520, 538. 43
400, 267.191, 592, 987. 87
188, 796. 36194, 617.78448, 366.92363, 273. 47314,436.05517, 295. 0023, 001. 06
2,417, 767; 02789.928. 00
278, 233.0030, 070. 00
79, 675, 653. 08
Loans and discountsBonds ftfr circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'lbanks.Due from State banksBanking house, e t cReal estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills oi other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas
Total
265 banks.
$99,818,651.4213, 950, 350. 00
600, 000.00389, 250. 00
8, 619, 375. 0915,080,531.092, 733, 942. 32
839, 579.402,791,257.861, 353, 680. 70
679, 735. 37781,414.77904, 189. 89163, 984. 89784,186. 0047,011.04
4, 733, 419. 812, 652, 448. 00
155, 000. 00614,106.7529, 376.1 i
157, 721, 490. 54
NEW Y264 banks.
$98, 295, 969. 7614, 138, 200.00
575, 000. 00472,100.00
8, 967,183. 7718,010,302.572, 989, 436. 031, 032,292. 452, 780, 765. 791, 390, 866. 88
419, 852. 38744, 123. 19
1, 007, 936. 43158, 35<i. 57739, 345. 0052, 807. 02
4,821,881.932, 550, 889. 00
160, 000. 00617, 944. 5038, 268. 74
159, 963, 585. 01
ORK.265 banks.
$101,711,346.9014, 238, 200. 00
575, 000.00457,150. 00
9,163, 384.6717,468,312. 132, 839, 128. 651, 055, 440. 162, 8:5, 630.481, 403, 386. 70
590, 333. 83763, 959. 52836, 239. 30151,378.00852, 565. 0052, 630. 57
5, 008, 023. 952, 784, 784. 00
160, 000. 00633. 4*2. 7522,4U0. 24
163, 582, 766.85
266 banks.
$101,620,826.3214, 288, 700. 00
525, 000. 00468, 250. 00
9, 401, 425. 6718,167,049.633, 504, 977. 031,187, 064. 252, 845,119. 651,417,132.32
184,693. 38765, 536.48997, 658.66159,188.76
1,007,516.0049, 066.90
4, 984, 455.18- 2, 886, 943. 00
160. 000. 00631,431.0026, 290. 94
165,278,325.17
266 banks .
$106,104,176. 0214. 363, 700.00
525, 000. 00445, 300. 00
10, 088, 656. 6017, 337, 302. 57
3, 991, 308.691,140,451.922,868, 282. 861, 477, 749. 08
483,841.27742,166. 38910, 822 37168, 162.55877, 568. 0048,112.86
5,200, 303. 012, 908, 987. 00
160, 000. 00636, 335. 2528, 082.64
170, 506,309.07
Loans and discountsBonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit5 % fund with Treas.Due irom TJ. S. Treas.
Total
N E
49 banks .
$308, 688, 974. 696, 854, 000. 0*01, 675. 000.001,279, 300. 00
26,146,153. 91
32, 360, 554. 595, 307, 675. 07
11, 325, 344. 891,137, 680. 361, 620.702. 91
946, 641. 963, 009,705. 57
64, 746, 474. 301, 577. 652. 00
61, 397. 3376,157,176.1623,827,151.00
990, 000. 00297,180.00319, 678. 87
568, 328, 443. 61
W YORK CITY49 banks .
$363,926, 949. 326,854, 000. 001,575,000.00
952, 050.0031, 088, 569. 51
24, 920, 956. 094, 283, 070. 74
10,996 381.021, 325, 584. 99
848, 456. 42838,811.83
3,108, 544. 0380,665,861.331,221,533.00
50, 962.1488,311,705.0627, 324, 253. 0012, 985, 000. 00
297, 180.00265, 859. 84
661, 840, 729. 22
48 banks.
$365,332, 944.676, 904. 000.001, 200, 000. 001,202,100.00
30, 211, 789. 71
28, 306, 263. 644, 363, 945.85
11, 381, 631. 921, 115, 344. 881, 292, 315. 78
769, 686. 362,407, 176.18
62,041,762.761,587,158.00
54.945.4585,198,081.1227,721,157.0014, 625, 000. 00
299, 430.00278,453. 32
646.293,186. 64
48 banks .
$353, 627,161. 826, 774, 000. 001,100, 000. 00
739, 800. 0031, 378, 290.98
30. 020, 515.684,727,921.41
11,394.548.401,131, 785.11
151.428.24629, 517. 05
3,136,198.1050, 610, 330. 661,585,401.00
54, 612. 2675, 848, 579.1437,712,299.0010, 775, 000. 00
292, 680.00478, 533.35
622,168, 602. 20
48 banks .
$344,513,018.626,709. 000. 001,100,000. 00
859, 800.0030, 224, 670. 94
30,597,526.684,136, 249.47
11, 404, 859. 441,118,664.57
885,288. 01650.671.11
3,291,472.4661, 541, 923. 971,112, 890. 00
52, 623.1362, 568. 071. 0732, 646, 245.007,915,000.00
287, 585. 00245, 291.63
601,860, 851.10
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
BY STATES AND RESERVE CITIES—Continued.
C O N N E C T I C U T .
Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid-..
Individual deposits...U. S. depositsDep'ts U.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total.
DECEMBER 2.
84 banks .
$23, 274, 370. 00
7,490,833.582, 982, 698. 07
5, 300, 905.004, 317. 00
52, 841. 26
30, 460,577. 80226, 868. 39
17, 576. 68
2, 069, 958. 55307, 556. 89
114, 300. 0050, 000. 00
72, 352, 803.22
MARCH 1.
84 banks .
$23, 274, 370. 00
7, 540, 375.142, 630, 766.20
5, 285,195. 004, 317. 00
76, 554. 35
33, 768,-264. 23236,711.75
9, 368. 59
2, 238, 913. 47345,638. 64
19, 642. 75140, 000. 00
8, 769, 65
75, 578, 886. 77
NEW Y
MAY 17.
84 banks .
$23, 024, 370. 00
7, 515, 955. 473,034,855.18
5, 490, 785. 004, 317. 00
32, 885. 41
33,511,463.60239, 408. 51
5, 774. 61
2, 478, 797. 88580, 294. 72
27, 874, 9085, 000. 00
975. 59
76, 032, 757.87
ORK.
JULY 12.
84 banks .
$23, 024, 370. 00
7,545,415.982,434,630.16
5,488, 355. 004,317.00
108,020.34
34,816,044.54196, 8 L6. 72
1, 650. 35
4. 240, 203. 79716,159.86
1, 956. 8650, 000. 00
SEPTEMBER 30.
84 banks .
$22, 999, 370. 00
7, 556, 335. 652, 904. 239.18
5,511,220.004, 317. 00
53,117.19
33, 558, 022. 93184, 947. 26
8, 358. 96
5,801,701.97979, 022.94
40, 000. 0075, 000. 00
78,627,952.60 , 79,675,653.08
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits . .U. S. depositsDep'ts U.S.dis.officers
Due to national banksDue to State banks. . .
Notes rediscounted . .Bills payableOther liabilities
265 banks.
$32,984, 060. 00
10,132, 620. 778, 495, 367. 97
12, 337,102.5022, 334. 00
54, 810. 77
87, 868, 397. 94532, 463. 9253, 713. 69
3,099,141.481, 350, 294. 83
711,719.4646, 449. 7033, 013. 51
264 banks .
$32, 944, 060. 00
10,514,447.287, 387, 552. 97
12, 384, 857. 5022, 334.00
69, 445. 04
91, 535, 344. 33507, 806. 6958, 0'96. 00
2, 752, 385. 041, 294, 048. 83
403, 589. 4368, 610. 8620,407. 04
265 banks .
Total 157,721,490.54 159,963,585.01 163,582,766.85 165,278,325.17 170,500,309.07
$33, 044, 060. 00
10, 615, 880.818, 230, 462. 07
12, 582, 587. 5022, 334. 00
51, 987. 74
93,309,771.07500, '582. 9363,617.21
3, 296, 249. 261, 237, 6^8. 97
465, 824. 9760, 537. 7195, 382. 61
266 banks .
$33,164, 060. 00
10,847,270.597,146, 963. 84
12, 613,792. 0022, 334. 00
191, 211. 37
94,059,851.63406, 688. 6685,840. 15
4, 554, 792. 731, 306, 686. 58
778, 884. 7799, 948. 85
266 banks .
$33, 344, 060. 00
10, 8G6, 664. 597,913,827.99
12, 755, 907.0022, 334.00
52, 879. 58
97,243, 883. 75393, 492. 8162, 967. 28
5, 792, 749. 25J, 521, 427. 82
483, 713. 6614, 425. 0937, 976. 25
Capital stock
Surplus fundUndivided profits
Nat11-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDept'sU.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payableOther liabilities
Total
N E
49 banks .
$49, 600, 000. 00
37, 950,180. 5617,970, 839. 50
5, 751, 990. 0024, 328. 00
116,439.44
269, 304,112. 951, 280, 210.50
219, 012. 97
130, 615, 051. 7755, 492, 848. 73
3, 429.19
568, 328, 443. 61
W YOR49 banks.
$49, 800, 000. 00
39, 588, 276. 7315, 841, 305.44
5, 694. NO. 0024, 328. 00
197, 476. 62
301,112, 078. 001, 263, 466. 48
282, 949.87
180, 790, 947. 6067, 239, 327.78
6, 432. 70
661, 840, 729. 22
K C I T Y48 banks .
$49, 600, 000. 00
40, 238, 276. 7316,981,820.95
5, 800, 330.0024, 328.00
148, 725. 05
293, 373, 739. 60799, 000. 86242, 337. 29
170,126, 925. 6568,951,269.81
6, 432. 70
646, 293,186. 64
48 banks .
$49, 600, 000. 00
40, 531, 417. 0114, 734. 592. 09
5,
276,
163,70,
622,
051, 130. 0024, 328. 00
3(54, 255.19
524, 893. 63660, 915. 96278, 442.19
301,732.46296, 622. 86
194, 272.81
168, 602. 20
48 banks .
$49, 650, 000.
40,547,592.16, 349, 367.
00
5261
5, 761, 500. 0024, 328. 00
244, 073.
276, 804, 087.682, 731.241, 542.
149, 900, 326.61, 386, 030.
269, 271.
07
558235
3654
28
601,860, 851.10
9647—23Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
354 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
C I T Y O F A L B A N Y .
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsD ue from res'veag'ts.Due fromnat'lbanks.Due from State banksBanking house, etc...Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..TJ. S. cert's of deposit.5% fund with Treas.DuefromTT.S. Treas.
Total
DECEMBER 2.
6 banks.
$8,815,110. 43400, 000. 00
50, 000. 0050,000. 00
291,434.901,686,619.851,055,671.42
230, 549. 36298, 000. 00
20, 911. 07
24, 000. 0035,851,34
146,831.1450, 170.00
829. 21724, 840. 50361, 600. 00100, 000. 00
18, 000.00
14,360,419.22
MARCH 1.
6 banks.
$8, 257, 305. 97400, 000. 00
50, 000. 00
529, 708. 863, 023, 806. 481, 424, 626. 21
109, 540. 56298, 000. 00
22, 111.07
24, 000. 0093, 089. 75
141, 228. t>351,701.001,410.33
837,155.00311,901.00100, 000. 00
18, 000. 001, 000. 00
15, 694, 644. 86
MAY 17.
6 banks.
$8, 308, 990.19400, 000.00
50, 000. 00
616,285.893, 067, 032. 701,392 191.01
65,231.93298, 000.0022, 111.07
23, 000. 0035, 318. 90
137, 535.2073, 760. 001,104.75
918,195. 50373, 741. 00100, 000. 00
18, 000. 00
15, 900, 504.14
JULY 12.
6 banks .
$8, 247, 472.96300, 000. 00
50, 000. 00
634, 213. 982, 675, 5(50. 771, 725, 429. 25
160, 062. 51298, 000. 0026, 611. 07
23, 000. 0031, 669.43
151, 025. 5296, 019. 00
795.55839, 223. 20402, 094.00100, 000. 00
13, 500. 00
15, 774, 677. 24
SEPTEMBER 30.
6 banks .
$8, 724,435.95300, 000. 00
50, 000. 00
425, 561. 922, 044, 536. 801,434,587.47
132, 333. 33298,000.00
23, 803. 07
23, 000. 0067, 837. 08
203, 070. 5663, 687. 00
803. 42802, 073, 95299, 047. 00100, 000, 0013,500.00
15, 005, 777. 55
CITY OF BROOKLYN.
Loans ana discounts.Bonds for circulation.Bonds for deposits.r.TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash items --Clear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes...TJ. S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.
Total.
5 banks.
$9,100,624.89542, 000. 00100, 000.00
2, 001, 989. 042, 368, 323. 31
35, 273.2854, 483. 90
176, 799. 4620, 434. 4386, 346.6040, 223. 78
293, 639. 86897, 915. 94202,122. 00
10, 796. 78891,701.06784, 305. 00
24, 380. 00
17,631, 359.33
5 banks .
$8, 938,542,100,
55,2, 490,2,057,
35,30,
175,20,30,38,73,
1, 255,155,
6,874,728,
437. 65000. 00000. 00000. 00433. 62113.29303. 89303.81899. 00434.43605. 79423. 78058. 40208. 38813. 00524. 63481. 89655. 00
24, 390. 003, 400. 00
17, 635, 486. 56
5 banks.
$9, 448,119. 58542, 000. 00100, 000. 00
55. 000. 002,473, 207. 372, 40G, 573. 21
52, 075. 2563, 504. 36
175, 899. 0017, 29'J. 8350, 020. 9140, 248. 7864,163. 27
812, 240. 99241,215.00
9,415.031, 031), 314. 22
913, 733. 00
24, 390. 00
18,528,420.40
5 banks .
$10, 860, 933. 40542, 000. 00100, 000. 00
55, 000. 002, 273, 729. 292, 775, 005.36
70, 396. 0571,757.12
175,899.0016, 277. 065,677. 32
47, 948. 7866, 666.30
1, 039, 551. 50240, 740. 00
8, 063. 031, 225,189.981, 060, 292. 00
27, 780. 00
20, 662, 906.19
5 banks .
$10, 516, 418. 42542, 000. 00100, 000. 00
55, 000. 002,387,941.181.690,271.91
67,934.9655, 029. 35
175, 899. 0014, 559. 7930, 624. 4945, 748. 7869, 999. 79
908, G41. 51167, 598. 00
7, 906. 72907, 051. 49754, 463. 00
24, 390.00
18,521,478.39
NEW JERSEY.
Loans and discounts-Bonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'lbanksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paid......Cash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5 % fund with Treas"Due from U.S. Treas"
Total
95 banks.
$50, 285, 542. 494, 226, 000. 00
275,000. 001,200. 00
6, Of 8, 929. 086, f?42. 246. 081, 697, 848. 89
336, 205. 702, 388,160. 84
307, 615. 20381, 551. 34380, 051. 24
1, 238, 807. 07
362, 859. 0034,181.90
2,277,811.092, 232, 074. 00
10,000.00181,187.50
12, 859. 78
79,300,131.20
95 banks .
$49, 095, 490. 73• 4, 226, 000. 00
275, 000. 001, 200. 00
6,100. 031.859, 992, 056. 651,635,488.60
490, 426. 372,442,714.43
324, 767. 71217, 010. 56356, 165. 27
1,173, 599. 94
372, 736. 0032,160.18
2,357,187.482,169, 514. 00
10,000.00180, 367. 50
15,989.78
81,467, 907. 05
97 banks .
$50,175,225.114,263,500.00
275, 000. 001, 300. 00
' 6, 902, 297.349, 799, 923. 902, 280,197. 29
463, 408.382, 489, 690, 66
360,189. 52295, 232. 83341,721.99
1, 068,479. 59
373,476.0033, 268. 09
2, 384, 046.172,345, 123.00
10, 000. 00185, 680. 00
13, 909. 78
84, 061, 669. 65
98 banks .
$49, 954, 655. 014, 294, 750.00
275, 000. 001,200.00
7,108,180.8810, 494, 753. 70
2, 575, 483. 91517, 328. 05
2, 504,917. 26364, 434. 00112,148.89330, 343.49
1, 332, 345.80
430, 209. 0040, 400. 49
2, 506, 588. 052, 665, 605.00
10, 000. 00187, 465. 00
17, 988. 78
85, 723, 797. 31
98 banks .
$52, 571, 231. 264,319,750.00
275, 000. 0058, 200.00
7, 598, 968. 559, 520, 828. 512, 362, 729. 00
426, 509- 622, 532,484. 06
335, 056. 65222, 755.94333, 824. 74
1, 215, 694. 26
409, 625. 0037, 735. 60
2, 543, 296. 922, 494, 566. 00
10, 000. 00.193, 326. 25
9, 069. 78
87, 470, 652.14Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 355
BY STATES AND RESERVE CITIES—-Continued.
CITY OF A L B A N Y .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits -.U. S. depositsDep'tsU.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payable
Total
DECEMBER 2.
6 banks .
$1, 550, 000. 00
1, 297, 000.00223, 889. 07
349, 410. 00
6, 695. 70
6, 863, 240. 0849, 339. 88
660.12
3, 074, 413, 93945, 770. 44
14,360,419.22
MARCH 1.
6 banks .
$1,550,000.00
1,300,000.00182, 384. 67
357, 290. 00
9, 894. 21
7,119,115.5849,351.76
648. 24
3,866,122,951,209,837.45
50, 000, 00
15, 694, 644. 86
MAY 17.
6 banks .
$1, 550, 000. 00
1,300,000.00202,100. 00
352, 600. 00
1, 236. 63
7, 237, 668. 3849, 351. 76
648. 24
3, 820, 617. 401, 386, 281. 73
15, 900, 504.14
JULY 12.
6 banks .
$1, 550, 000. 00
1, 302, 000. 00210, 886. 89
263, 960. 00
4, 748.63
6, 988, 242. 9344, 380. 76
619.24
3, 828,105. 02f, 581, 733. 77
15, 774, 677. 24
SEPTEMBER 30.
6 banks .
$1, 550, 000.0D
1, 282, 000.00214. 525. 21
268, 560. 00
13, 904.19
6, 870, 548. 5539, 836.4 L
194. 97
3, 617, 470. 561,148, 737. 66
15, 005, 777.55
CITY OP BROOKLYN.
Capital stock
Surplus fundUndivided profits
Natl-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks ..
Notes rediscounted ..Bills payableOther liabilities
Total
5 banks .
$1, 352, 000. 00
1, 893. 000. 00550, 352. 79
486, 600. 001,851.00
1, 021. 60
12,905,610.2025, 778, 2973,941.40
182, 203. 43159, 0U0. 62
17, 631, 359. 33
5 b a n ks .
$1,352,000.00
2, 003, 000.00365, 030, 64
475,390.001,851.00
779. 40
12,800,903.0623, 884. 4177, 030. 77
193, 923, 39279, 747. 21
1,946.68
17, 635, 486. 56
5 banks.
$1,352,000.00
2, 003, 000.00443, 919, 29
487. 800.001, 851. 00
562. 00
13, 725, 280. 6944, 598. 2456, 046. 05
200,751.09200, 612. 04
18, 528, 420.40
5 banks.$1, 352, 000. 00
2, 035, 000. 00331, 464, 65
478, 850. 001, 851. 00
18, 467. 40
15, 955, 540. 0886, 307. 8415, 453.13
222, 592. 91165,289.18
20, 662, 906,19
5 banks .
$1, 352, 000. 00
2, 035, 000. 00413,071.67
477, 900. 001, 851. 00
5,187. 00
13,661,868.6772, 023. 4728, 762.76
265, 651. 74182, 034. 98
26,127.10
18,521,478.39
NEW JERSEY.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep' ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
95 banks .
$14,
6,3,
3,
46
3
79,
318, 350. 00
433, 605. 82962, 632. 22
739, 866.007, 827. 00
36, 988. 79
665, 726. 75226, 312. 67
38, 521. 30
032,601.60425, 096.79
152,100. 88250, 501. 38
10, 000. 00
300,131. 20
95 banks .
$14, 318, 350. 00<
6, 600, 400. 003, 545, 041. 95
3, 720, 471:007, 827, 00
62, 210. 67
49, 578, 281.11219, 407. 32
45, 995. 93
2,794,192.47411, 441. 71
81, 287. 8973, 000. 0010, 000. 00
81,467, 907.05
97 banks.
$14,
6,3,
3,
50,
3
84
411, 350.00
638, 900. 00876, 897. 39
738, 841. 007, 827. 00
36, 969. 95
773, 005. 45230,182.2332, 586. 95
509, 335. 71553, 971. 72
60, 793. 95181,008.3010,000.00
061, 669.65
98 banks .
$14, 456, 645. 25
6, 924, 700, 003, 326, 887. 67
3,759,401.007,827. 00
134, 014. 24
52, 244, 504.17163,213.2389, 062.68
3, 879, 596. 39539, 561. 78
37, 061.36151,100. 00
10, 222. 54
85, 723, 797. 31
98 banks .
$14, 528, 350.00
7, 078,150, 003, 462, 481. 48
3, 790, 736. 007, 827. 00
149, 826. 68
53, 783, 863. 92157, 250. 2379, 407. 39
3, 738, 485.14478, 287. 04
36, 087. 26179, 000. 00
87, 470, 652.14Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
356 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
PENNSYLVANIA.
Resources.
Loans and discounts -Bonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.
Total
DECEMBER 2.
298 banks.
$103,787, 669. 9411, 735, 550. 00
390, 000.00156, 600. 00
13, 356, 378. 3614,097, 323. 662,286, 592. 741,105, 365. 524, 341, <»50.391,129,139. 99
504, 610.981,183, 159. 791, 046,219.95
993, 940. 00•67,314.14
6, 295, 874. 743,871,088.00
10, 000. 00508,423 21
33, 890. 20
166, 900, 791. 61
MARCH 1.
300 banks.
$102,170,325. 7211, 852, 550. 00
370, 000. 00258,750. 00
13, 833, 477. 8618, 350, 879. 733, 360, 947. 231, 548, 277. 774, 358,761.701,J75,349.38
668, 385. 281,131,258.431,010,893.82
888, 370. 0077, 054.42
6, 029, 595. 023,681,212.00
10,000. 00523,413.2530, 966. 05
171, 330,467. 66
MAY 17.
304 banks .
$105, 989, 663. 6912, 038, 050. 00
379, 000. 00163, 450. 00
14, 887, 458.7419,163,922. 602, 730, 544. 611,361,089.324, 396,469.281, 248, 419. 25
527, 304.281,143,177. 64
942, 001. 66
1, 048, 209.0075, 615.37
6, 305, 557. 824, 077, 987. 00
10, 000.00516, 745.65
38, 629. 30
177, 043,295.21
JULY 12*
307 banks.
$105, 514, 434.1212,145, 550. 00
360, 000. 00270, 200. 00
15, 514, 388.4120, 951, 077. 81
3, 654,108. 901, 679, 201.974, 398,116.301, 202, 346. 58
279, 088. 421,133,048.331,105, 577. 75
964, 383.0076, 479.38 •
6, 617,126. 714,273,047.00
10, 000.00523, 382. 5046, 857.10
180,718,414.28
SEPTEMBER 30.
307 banks .
$110, 710, 577.0012, 445, 550. 00
360, 000. 00310, 400.00
16, 087, 613. 3519, 626, 946. 374, 509, 870.771, 889, 043. 004, 385, 363. 721, 293, 829. 49
655, 542. 821,165, 626. 821,105, 228.17
934, 489. 0076, 533.12
6, 606, 759. 514, 318,100. 00
10, 000.00523,515.5048, 377. 60
187, 063, 366. 24
Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ S b o n d s o n h a n dOther stocks and b'dsDue from res've ag'tsDuefrom nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas
Total
CITY43 banks .
$90,457, 567.443,997, 500. 00
300, 000. 00
4, 275, 565.659, 615, 774. 857,181,903.801, 045, 251. 793, 418, 321.18
329, 840. 74248, 704. 20481, 058. 20
1,235 757.239, 864. 300.57
319, 870. 0052, 788. 50
12, 473, 2D9.184, 887, 049. 002, 930, 000.00
173, 587. 5083, 552.53
153, 377, 692. 36
OP PHILADELPHIA.41 banks.
$93, 237,604.643, 947,500. 00
250,000. 00
4, 380,355. 5215, 201, 222. 816, 947, 873. 441,164,474. 233, 405,7d3. 85
384, 328. 08632, 966. 22444,308.77
1, 215, 073. 7814, 289, 631. 05
228, 542. 0054, 265. 84
15,276,444.164, 667, 706. 004, 530, 000. 00
177, 637. 5087, 589. 08
170, 523, 316.97
41 banks.
$94, 939, 446.353, 947, 500. 00
250, 000. 00
4, 829, 430.1214, 674, 836. 867, 935, 504. 991, 303,962. 093, 507, 335. 36
359, 557.17185, 528.52430, 458. 68
1,134,395.838,632,710.20
279, 066. 0040, 442. 84
17, 839, 458.334, 978, 686. 005, 500, 000. 00
177, 637.5037, 819.08
170, 984, 675. 92
41 banks.
$99, 014, 700. 924,187, 500. 00
250, 000. 00
5,211, 284.6113, 748,116. 218,128,199. 631, 349, 625. 033, 505, 913.07
346, 413.18313,164.16451, 611.53
1,216,672.658, 852, 316. 57
223, 438.0050, 901. 83
18, 200, 345. 365,198, 731. 006, 310, 000. 00
179, 869. 5080, 799. 08
176, 819, 602. 33
41 banks.
$104, 892, 053. 034,187, 500. 00
250, 000. 00
5, 268, 827.7111, 573,188.228, 558, 643. 201, 339 275. 673, 508, 133. 05
341, 728. 48774, 271. 85459, 111. 53
1, 252,789. 7010, 866, 531. 80
193,164.0061, 734. 90
14, 622, 204. 043, 874, 590. 001, 590, 000. 00
188, 437. 5028, 759. 08
173, 830, 943.76
Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDuefromres've ag'tsDue from nat'lbanks.Due from State banksBanking house,etc. .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks. .Fractional currency .SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.
Total
CITY26 banks.
$37, 463, 077.221, 430, 000. 00
500, 000. 008, 300. 00
383, 615.173, 864, 358.171, 566, 411.92
300, 244. 502,526, 062. 50
766,944. 78161,354.76153, 004. 57241, 836. 71
1, 753, 772.43258,013.0011,863.94
3,212,102.702,432, 267. 00
64, 325. 0025, 710. 00
57,123, 264.37
O F P I T26 banks .
$36, 666, 833. 361, 430, 000. 00
450, 000. 00100,200.00763, 051. 67
6,819,290.392, 452, 835. 62
292, 968. 092, 552,323. 73
767,756.231.83,519.43169, 573.62.243, 691. 91
2, 067,115. 09250,636.0016, 941. 88
3,517,506.152, 002, 720. 00
64, 325.0015,492. 00
60, 826, 780. 23
TSBURGH.26 banks.
$38,874, 792. 211, 780,000. 00
300,000. 00
970, 386. 4*15, 285, 542.612, 378. 497. 33
321,165. 882, 559, 692, 95
829, 421. 35160, 356. 29181, 294. 62235, 002. 02
1, 799, 846.63483,102.00
13, 748. 083,987,109.402, 769,170. 00
78, 252. 509, 660. 00
63, 017, 040. 28
26 banks.
$39, 603, 867.181, 780, 000.00
300, 000.00300.00
1, 496, 820.265, 877, 626. 252, 844, 257. 88
306, 576. 262,608,429.11
892, 522. 3968, 692.16.
178,119. 62192, 257. 91
1, 932,318.87274, 245. 0016,379.88
3, 726, 320. 652, 341, 667. 00
80. 075. 0016, 000. 00
64, 536,475.42
26 banks .
$40, 042, 776.101, 780,000. 00
250, 000. 00
1, 898, 080. 774, 765, 266. 882,176, 260. 97
283, 984. 922, 700, 603. 00
955,281. 95230, 657. 00172,119. 62243, 896.00
2, 012, 035. 52302, 729. 0020, 269. 59
4, 089, 992. 852, 892, 664.00
80, 075. 0022, 000. 00
64, 918, 693.17
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OP THE COMPTROLLER OF THE CURRENCY. 357
BY STATES AND RESERVE CITIES—Con tinned.
PENNSYLVANIA.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
298 banks.
$37, 419, 890. 00
15, 800, 530.614, 561, 870. 20
10, 304,095.001,543.00
233, 077. 28
94, 712, 967. 70338, 903.48
22, 409. 77
2, 307, 454. 46533, 322. 36
419,561.97181,090.28
469. 50
166, 900, 791. 6L
MARCH 1.
300 banks.
$37, 457, 390.00
16,137,431.744, 509, 349. 24
10, 390,130. 001, 543. 00
165, 535. 70
99, 482, 589.41348, 815.10
13, 331. 07
1,908,607 28452, 503. 21
279, 717. 72131, 590. 28
51, 933. 91
171,330, 467. 66
MAY 17.
304 banks.
$37, 743, 840. 00
16,261,993.774, 336, 780.62
10, 572, 195. 001, 543.00
333, 905. 87
104, 318, 897. 08355,871.08
7, 370. 27
2,170, 792. 28545, 745.17
285, 675.1455, 590. 2850, 095.65
177, 043, 295. 21
JULY 12.
307 banks.
$37, 869,190. 00
10,557,061.913, 898, 936. 33
10,629,265.001, 543. 00
374, 691. 01
105,933,631.22325, 984. 84
5,740. 04
4,1)11,775.57745, 191. 50
266, 306. 2090, 400. 28
2, 600. 09
180, 718,414.28
SEPTEMBER 30.
307 banks.
$37, 742, 390. 00
16,435,551.235,120,026.99
10, 834, 945. 001,543.00
157, 401. 00
110, 624, 883. 40293, 368. 2618, Q60. 76
4, 710, 609. 76851, 458. 31
196,185.8175, 990. 28
352. 44
187, 063, 366. 24
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits. .U. S. depositsDep'ts U.S.dis. officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payableOther liabilities
CITY OP PHILADELPHIA.41 banks.43 banks.
$227931, 315. 00
13, 435, 803.082, 379, 724.83
3, 422, 050. 00
89, 720.15
88, 230, 653. 31302, 883. 53
18, 022, 433. 454, 430, 424. 01
100, 000. 0026, 685. 00
$22, 450, 000. 00
13, 446, 303. 083, 055, 636.65
3, 510,100. 00
44, 760. 86
97, 218, 514. 91210,924.67
23, 497, 848. 246, 984, 224.42
104, 944. 14
Total 153, 377, 692.36 170, 523, 316. 97 170, 984, 675. 92 176, 819, 602. 33
41 banks.
$22, 650, 000. 00
13, 681, 303. 082,149, 046. 81
3,461, 050, 00
140, 896. 96
100,483,929.53203, 518. 90
21, 265, 14G. 856,849,783.73
100, 000. 00
41 banks.
$22, 405, 000. 00
13,811,303.082, 308, 879. 60
3, 635, 070. 00
109, 985. 06
103,601,004. 18199, 793. 39
41 banks.
$22, 465, 000. 00
13,811,303.083,154, 590. 88
3,685,110.00
39,111.10
99, 659, 619. 76173, 734. 91
22, 900, ] 88. 527,623,221.11
23, 373, 259. 927, 369, 214. 05
104, 557. 39 100,000.00
173, 830, 943. 7(>
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'ts U.S.dis.officera
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
CITY26 banks.
$10, 900, 000. 00
61
1
31
31,
1)7,
247, 557. 03356, 040. 84
251,010.00
78, 819. 63
137, 515. 99450, 542. 70
66, 719.69
819,227.14734, 070.02
81,761.33
123, 264. 37
OP PITT26 banks.
$10, 900, 000. 00
6, 414, 557. 031, 174, 687. 21
1, 243, 930.00
61, 336. 03
33, 465, 642.02224, 987. 7873, 319. 76
4,941,372.872, 326, 946. 93
60, 826, 780. 23
SBURG26 banks.
,10, 900, 000. 00
6, 429, 557. 031, 319, 308. 57
1,168, 430. 00
95, 914.13
35,384,764.92284, 760. 55
33, 068. 22
4, 842, 413.672, 208, 823.19
50, 000. 00
63, 017, 040. 28
H .26 banks.
$10, 900, 000. 00
0, 632, 589. 331, 087, 040. 31
1, 506, 370. 00
139, 592. 38
30, 287, 907. 95222, 851. 09
94, 854.12
5, 032, 880.202, 522, 035. 74
110, 000.00
288. 30
64, 536, 475.42
26 banks.
$10, 900, 000. 00
6, 632, 589. 331,539,782.96
1, 540, 020. 00
70, 534. 63
35, 780, 978.87207, 779.12
57, 398. 39
5, 340,155.412, 759,454. 46
90, 000. 00
64,918,693.17
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 5 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
DEL AW ARE.
Resources.
Loans and discounts.Bonds for circulationBonds for deposits . .IT. S. bonds on hand .Other stocks and b'dsDue from res've ag'ts.Due from nat'l banksDae from State banksBanking house, etc..Real estate, etcCurrent expenses . -Premiums paidCash itemsClear'g house exch'gsBills of other banks .Fractional currency .SpecieLegal-tender notes . .U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.
Total
DECEMKER 2.
18 banks.
$5, 370, 065.86740, 000.0050, 000. 006, 000. 00
365, 283.74913,618.89151. 504. 3726, 825. 94
322, 423. 0549, 019. 0941, 504. 3660,406. 8154, 621. 22
. 71,591.0532, 694. 00
5,119.24326,123.47185, 987. 0010,000.0031, 325. 70
800.00
8, 814, 913. 79
MARCH 1.
18 banks.
$5, 400, 300.10740,000.0050, 000.0026, 000. 00
369,169. 81716,078.80158, 583. 3745, 028.16
322, 013.1348, 602. 4225, 282.1963, 538. 7558, 332.8945, 229. 7131,619.00
7, 719. 93298,138. 71155,171.0010, 000. 0033, 250. 00
8,604, 057. 97
MAY 17.
18 banks .
$5, 358, 909.63740, 000. 0050, 000.0026, 000,00
396, 608. 561,010,099.86
84,192. 7552, 950. 30
322, 013.1352,311.8737, 442.3661, 727. 7546, 580.1268, 906. 9229, 398.006, 619. 26
299, 599. 87145, 220. 0010, 0d0. 0031,440.0012, 000.00
8, 842, 020.38
JULY 12.
18 banks .
$5, 379, 741.00740, 000. 0050, 000. 0020, 000.00
485, 783. 41952, 920. 49190, 455. 29
95, 920. 05322, 839.18
52, 051.4410, 601. 9459, 889. 0083, 788. 8781, 350. 7942, 047.004, 256. 31
275, 425.51161, 816. 00
10, 000. 0033, 250.00
9, 052,136.28
SEPTEMBER 30.
18 banks .
$5,753,681.75740,000. 00
50, 000. 0020, 000. 00
502, 323. 621,162, 634. 98
239,911.67100,145.69322,839.18
51, 961. 3235, 050. 6559, 889. 0033, 493. 98
117, 779. 3141,431.00
5, 669. 57335, 271. 85176, 263. 0010, 000. 0033,250. 0018, 631. 48
9, 810, 228. 05
Loans and discountsBonds for circulationBonds for deposits ..U. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue from nat'l banksDue from State banksBanking house, etc.Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with TreasDue from IT. S. Treas.
Total
43 banks .
$9, 588, 211. 471,311,000.00
150, 000.0010, 500. 00
1,162, 836.151, 287, 205. 98
290,466.14104,430.12527, 862. 2435, 853. 04
100, 959. 48150,180. 6745, 824.11
36,417.005, 4<>9. 80
649, 371. 25275, 330. 00
55, 046. 752, 020. 00
15, 788, 984. 20
MARYL43 banks.
$9,319,511.661, 436, 000. 00
50, 000. 0010, 500. 00
1,211,454.921,615, 88". 44
373, 654. 92105, 615. 58534, 069. 3837, 759.1445, 727. 25
138, 893.4562, 365. 83
37, 737. 007, 500. 86
694,871.04321,742.00
60, 994. 759,421.00
16, 073, 699. 22
AND.43 banks .
$9,652,574.161, 436, 000.00
50, 000. 0010, 500. 00
1,354,414.781, 394, 950.93
394, 365. 23120, 626. 75537, 259. 6838, 689. 6077. 233.26
140,106. 9554, 401.08
39, 575. 008, 613. 88
718, 760. 60397,661.00
61, 268.431, 870. 00
16, 488, 871. 33
43 banks .
$9,915,747.751, 498, 000.00
50, 000. 0010, 500. 00
1, 506, 830. 761, 261, 515. 95
475, 297.26111,034.54535, 236. 6437, 906.10
248,122.15145, 256. 9049, 811. 66
56, 066. 008, 067. 74
696, 390.74338, 564. 00
67, 738. 434,110. 00
16, 792, 896. 62
43 banks .
$10, 359,189.901, 54S, 500. 00
50, 000. 0010,500.00
1, 563, 331.291, 465,195.12
482, 261.48134,129.17535, 253. 3138,053.8476,839. 64
149,888.1558, 217. 95
47, 692. 007, 938. 62
699, 042.26318, 549.00
64, 830.937,240. 00
17, 616, 652. 66
Loans and discountsBondsforcirculationBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res Ve ag' tsDue from nat'lbanks.Due from State banksBanking-house, e t c .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas
Total
C I T Y22 banks.
$30, 906, 925.121,200,000.00
250, 000. 00
1,286,987 632,835,117.242,110,338.65
461, 770. 591,321,860.04
173, 972. 61223, 395. 44
81, 468. 8778, 552. 40
2, 300, 358. 61175, 927. 0014, 735. 78
2 977 180.341,127, 030. 001, 240, 000.00
54, 000. 0010, 130. 00
48,829, 750. 32
OF B A22 banks.
$29, 596, 493. 241, 250, 000. 00
200,000. 00
1,441,917.514, 359, 077. 941,697,789.32
323,304.601, 299, 832. 27
273, 105. 63. 120, 360. 78
86, 270.2487, 932. 63
2,133, 033. 69153,516.0016, 998. 73
3 378 936 301,361,488.002,140, 000. 00
55,100.0015, 210. 00
49, 990, 30G. 88
LTIMORE.22 banks.
$32,190, 414.921, 250, 000. 00
200, 000. 00
1, 564, 041. 673, 049,122. 981,825,839.31
331,169.441, 305, 929. 63
271, 355. 63167, 002.4879, 746. 6170, 405.66
2,003,977.05193, 933. 00
11,717.273 738 575 871,176^ 851. 002, 500, 000. 00
52, 920. 0023, 670. 00
52, 009,672. 52
22 banks .
$31, 646, 139. 791,300,000.00
150, 000. 00
1, 830, 405. 843, 697, 219. 312, 299, 899. 21
351, 064. 721,297,364.01
294, 706. 8657,310.7577, 447.9880, 368. 58
1,747,413.76182, 492. 0013,412.86
3 649 418 911,114, 784. 002, 650, 000. 00
58, 500. 0022, 273. 50
52, 520, 222. 08
22 banks .
$33,134, 634. 771, 300, 000. 00
150,000. 00
1,939,309.433, 344, 220. 051,998,324.70
319, 519. 391 334, 720. 24
266, 625. 86193,324.4577, 494. 98
100, 792. 881, 868,179. 86
159, 624.0011.790.82
•> IQl qco in961, 206. 00
1,160, 000. 0058, 500.0011, 650. 00
51,581,299.53
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 359
BY STATES AND RESERVE CITIES—Continued.
D E L A W A R E .
Liabilities.
Capital stock
Surplus fund .Undivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'ts U.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
18 banks .
$2,133, 985. 00
959, 436. 47288, 860.78
660, 412. 50571.50
• 7, 640.72
4, 500, 752. 6136, 768. 5412, 965. 66
191,316.1511, 703. 86
10, 500. 00
8, 814, 913. 79
MARCH 1.
18 banks .
$2,133, 985. 00
961, 636. 00245, 050. 63
656, 612. 50571. 50
9, 860. 76
4,267,624.1737, 698. 2711,718.73
215, 539. 243, 761.17
60, 000. 00
8, 604, 057.97
MAY 17.
18 banks .
$2,133,985.00
961, 636. 00291,020.34
657, 692. 50570.50
8, 274. 94
4, 459,324.2539, 754. 5210, 245. 48
237, 396. 517,164. 23
14, 975. 0019, 981.11
8, 842, 020. 38
JULY 12.
18 banks .
$2, 133, 985. 00
964, 336. 00227, 712. 01
653,182. 50570. 50
29, 942. 24
4, 577, 876. 2336, 961. 85
8, 058. 65
350, 240. 0611,371.24
7, 900.0050, 000. 00
9, 052,136. 28
SEPTEMBER 30.
18 banks .
$2,133,985. 00
963, 600.47282, 818. 34
658, 062. 50570. 50
8, 073. 97
5, 354, 844. 8933, 444. 636, 555.31
322, 480.2915, 792.15
30, 000.00
9, 810, 228. 05
Capital stock
Surplus fundUndivided profits....
Nat'1-bank circulationState-bankcirculation
Dividends unpaid
Individual deposits . -U. S. depositsDep'ts U. S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
43 banks .
$3, 533, 015. 00
1, 254, 624. 58510, 463. 42
1,130,185. 00
21,750. 07
8, 724, 562. 38100, 000. 00
50, 000. 00
357, 272.7443,621.01
38, 380. 0025, 000. 00
110. 00
15,788,984.20
MAR YL-43 banks .
$3, 556, 700. 00
1, 290, 724. 58375, 648. 47
1, 212, 725.00
19,947.40
9,316,440.7050, 000. 00
176, 936.1462, 920. 93
11,650.00
16, 073, 699. 22
A.ND.43 banks .
$3, 561, 700. 00
1, 290, 958. 26487, 380. 69
1, 219, 380. 00
17,505.67
9,472,221.1550, 000. 00
247,245.22, 36, 982. 47
65, 497. 8740, 000. 00
16, 488, 871. 33
43 banks.$3, 561, 700. 00
1, 308, 458. 26357, 597.19
1, 243, 755. 00
47,192. 56
9, 632, 818.1445, 000. 00
381, 403. 5181,012.13
68, 689. 2665, 053. 00
217.57
16, 792, 896. 62
43 banks.$3, 561, 700. 00
1,314,423.26448, 052. 88
1, 290, 885. 00
24,122. 28
10, 337, 945. 5640, 000.00
432, 931. 7946,591.72
63, 050.1756, 950. 00
17, 616, 652. 66
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bankcirculation
Dividends unpaid
Individual deposits. - -U. S. depositsDep'ts U. S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
C I T Y22 banks .
$13, 243, 260. 00
4, 293, 000.001,519,611.33
1, 035, 050. 004, 831. 00
48, 411. 38
23,602,318.48208, 295.13
4,107, 645. 44737, 327.56
30, 000. 00
48, 829, 750. 32
OF BALTIMOR22 banks .
$13, 243, 260.00
4, 423, 900. 001,116, 358. 61
1, 046, 950. 004,810. 00
53, 657.13
24,143,891.14210, 893. 67
4, 839, 414. 43907,231.90
49, 990, 306. 88
22 banks.
$13, 243, 260. 00
4, 448, 900. 001, 379,178. 00
1, 051, 030. 004, 790. 00
75, 832. 35
25, 882, 376.76209,188. 78
4, 859, 671. 28805, 440. 35
50, 000. 00
52,009, 672. 52
E .22 banks .
$13, 243, 260.00
4, 477, 900. 00897, 014. 66
1, 041, 000. 004, 790. 00
235, 369. 06
27,163, 294. 44159, 368.78
l, ".T, 521. 73950, 703. 41
52, 520, 222. 08
22 banks .
$13, 243, 260. 00
4,477, 900. 001,269,842.65
1,109, 855. 004, 790.00
56,764.23
24, 469,166. 08157, 518.10
5, 616, 563.571,078,639.90
100, 000. 00
51, 584, 299. 53
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 6 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
DISTRICT OF COLUMBIA.
Resources.
Loans and discounts.Bonds for circulation.
U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbanks.Due from State banksBanking bouse, etc..Real estate etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.
Total
DECEMBER 2.
1 bank.
$642, 010.26250,000.00
1, 200. 00196, 792. 5076, 915. 697,612.79
170. 8123, 000.00
10,122.679, 000. 00
24, 061. 36
2, 510. 0024.45
236, 402. 7525,115. 00
11,250.00
1,516,188. 28
MARCH 1.
1 bank.
$548,126. 86250, 000.00
1, 200. 00198, 426. 50125, 248. 72
16, 664. 20
23, 000. 00
3,714. 299, 000. 007, 752.57
2, 635. 0040.93
234, C75. 2548, 467. 00
if, 250. 66
1, 480, 201. 32
MAY 17.
1 bank.$529, 270.36250,000. 00
1, 200.00208, 376. 50132,106.8925, 495. 00
23, 000. 00
6, 564. 569, 000.005,184.45
3, 450. 0066.54
' 282,664.0040, 250.00
11,256:66"
1, 527, 878. 30
JULY 12.
1 bank.
$613, 853. 02250, 000.00
1, 200. 00204, 292. 50
93, 763.4113,614.28
23, 000. 00
260.299,000. 00
10, 896. 90
4, 225. 0030.50
297,759. 5032,125.00
l l , 250. 66"
1, 565,270.40
SEPTEMBER 30.
1 bank.$664, 935.10
250, 000.00
1,200.00199, 292. 5040,228.2111,123. 33
20. 0023, 000.00
4, 386.969, 000.008, 484.25
2,505.0033.13
281, 498.2529, 536.00
ii*256"66"
1,536,492.73
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res Ve ag'ts.Due from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks.."Fractional currency.SpecieLegal-tender notes...U.S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.
Total
C I T Y12 banks.
$7, 613, 523.17650, 000.00100,000.00230, 700. 00687, 788. f>4792, 329. 09377,124.9624, 703. 68
999, 518. 4674, 079. 50
101, 500.5176, 504. 69
* 169, 266. 60177,313.4523, 235. 008, 201. 29
1, 575,460. 00547,311.00
27, 000. 00
14,255,559.94
OF WASHINGT12 banks.
$7, 555, 758. 80650, 000.00100, 000. 00226, 350. 00684, 815.41952,462. 56430, 837.75
17, 310. 281, 031, 982. 65
23, 005. 5950, 438. 6274, 794. 26
186, 617. 04240,107. 54
13,085.00JO, 239. 67
1, 711, 836. 60560,485. 0010, 000. 0025, 900. 00
5, 516.00
14, 561, 542.77
12 banks .
$7, 578, 371. 82650, 000. 00100, 000. 00229, 750. 00704, 644. 07
1, 338, 308.41620, 840. 41
18, 534. 611, 052, 506. 48
7, 864. 7590,156.6473, 838. 76
133,410.52168, 896. 2926, 004.009, 709.22
1, 9S6, 358. 73668, 754. 00100, 000. 0027, 000. 00
1, 869.00
15,586, 817.71
O N .
12 banks.$7, 820, 966. 78
650, 000.00100,000.00230, 450. 00714, 511.57
1,133,446. 65557. 767.14
20; 504. 921, 063, 764. 09
8, 300.0031, 753.1872, 951.51
237, 349. 72192,597.0223,417. 0011,227.24
1, 898, 274. 90674, 511. 0030, 000.0027, 000.00
15,498, 792.72
12 banks .
$7, 909, 757. 84650,000.00100, 000. 00230, 700. 00698, 428. 96
1,133,169.83596, 700. 1148, 099. 30
1, 064, 272. 658, 300. 00
54, 301. 04107, 683.22250, 307. 88196, 934. 2240, 614. 0011, 794.18
1,766,310.60860, 340. 0040, 000. 0027, 000.0055, 391. 00
15,850,104.83
VIRGINIA.
Loans and discounts.Bonds for circulation.Bonds for deposits...U S bonds on handOther stocks and b'dsDuefromres'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks ..Fractional currency.SpecieLegal-tender notes ..U.S. cert's of deposit5% fund with Treas.Due fromU. S. Treas.
Total
36 banks.
$15, 763, 506. 821, 393, 750. 00
711, 000.00
804,408.341, 506, 063.26
900, 281.92577, 260.10443, 531. 7029, 983. 39
177, 879. 85211,614.02169, 012. 85218, 354. 51154, 871.00
11, 930. 06829 280. 40906,521.00
62, 685. 77
24, 871, 934.99
36 banks.
$15, 923, 686. 601, 393, 750. 00
711,000.001,200.00
839, 061. 002,021.811.29
856, 540. 62440, 476. 56473, 499. 35
33, 943. 3975, 784. 78
191, 885. 25136,161. 81252, 820. 04123, 739. 00
10,691.24779,087. 07671, 236. 00
58, 884. 081, 820.00
24, 997, 078.08
35 banks .
$15, 918, 401.181, 368, 750.00
611, 000. 001,200. 00
920,160. 312, 051, 250. 49
869, 756. 29529, 042.40473, 565.19
36, 933. 79147, 396.00171,835.25125, 619. 84195, 448. 66205,521. 00
10, 067.77744 124.40
1,042,101.00
52. 429. 0863. 50
25,480, 666.15
36 banks .
$15, 715,129. 37I, 418, 750. 00
611, 000. 001 800.00
1,156, 229.572,226, 294.091, 091, 552. 89
520, 008. 50500, 442. 8830, 209. 9920,117.08
166, 934. 50138, 281. 27200, 638.00212, 627. 00
14, 431. 69869 783 08
1, 008, 642.00
58, 819. 082, 000. 00
25, 963, 690. 99
36 banks .
$16, 679,439.621, 418, 750. 00
711, 000. 003, 350. 00
1,187, 003.232, 004, 900. 331,102,268.67
420, 577.34538, 318. 32
33, 326. 59109, 896. 59182,682.50161,792.39219, 111. 99130, 568*. 0012,107.54
775, 260 481,003, 540. 00
61,203.756,195. 33
26, 761, 292. 67
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY..
BY STATES AND RESERVE CITIES—Continued.
DISTRICT OP COLUMBIA.
361
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circu lation
Dividends unpaid
Individual deposits - -
Dep'tsU.S dis officers
Due to national banksDue to State banks
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
1 bank.
$252,000.00
100,000.0066, 071. 40
216,600. 00
3, 528. 00
858, 336. 66
19, 652. 20
1, 516,188.28
MARCH 1.
1 bank.
$252, 000. 00
100, 000. 0053, 970. 37
195, 800. 00.%
3, 712.00
852, 520.40
20, 888. 851 309. 70
1,480, 201. 32
MAY 17.
1 bank.
$252,000. 00
100, 000. 0069, 076.13
166, 550.00
3, 540. 00
926, 038.12
9, 262. 051 412 00
1, 527, 878. 30
JULY 12.
1 bank.
$252, 000.00
100, 000. 0055,971.48
150,050. 00
5, 488.00
974, 551. 70
26, 849.79359 43
1,565,270.40
SEPTEMBER 30.
1 bank.
$252, 000. 00
100, 000.0066, 766. 83
147, 750.00
3, 876.00
937,291.67
28, 808.23
1, 536,492.73
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bankcirculation
Dividends unpaid
Individual deposi ts . .U. S. depositsDep'tsU.S. dis. officers
Due to national banksDue to State banks . .
Notes rediscounted .Bills payableOther liabilities
Total
CITY12 banks.
$2, 575, 000. 00
1,017,000.00356, 675.04
538, 580. 00
1, 487. 50
9,410, 263. 7099, 814. 31
174, 084. 4130, 654. 98
52, 000.00
14, 255, 559. 94
OF WASHINGTON.12 banks.
$2, 575. 000. 00
1,115, 000. 00214, 500. 28
522, 570. 00
2, 059.00
9,760, 898. 27104, 992. 25
191, 933. 5522,589. 42
52, 000.00
14,561,542.77
12 banks.
$2, 575, 000. 00
1,115,000. 00305, 007. 64
519.130.00
1, 690. 00
10, 638, 570.29100, 350.56
259, 639. 8628, 429.36
44, 000.00
15, 586, 817.71
12 banks.
$2, 575, 000. 00
1, 160,000.00212, 748.71
524,560.00
9, 750. 50
10, 481,978. 6571, 602. 20
364,113. 3959, 039.27
40, 000.00
15,498, 792.72
12 banks.
$2, 575, 000. 00
1,186, 000. 00245, 293.27
530, 080.00
7,580.00
10, 726,482.4358, 336.44
414,188.2667,144.43
40, 000. 00
15, 850,104. 83
VIRGINIA.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposi ts . .U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payableOther liabilities
Total
36 banks.
$4, 575, 490. 00
2, 221, 650. 0081o, 429. 82
1, 242, 075.00
1, 941. 00
13, 568, 929.83567,113. 76151,242.50
702, 653. 81592, 670. 59
213, 867. 98218, 870. 70
2^871,934.99
36 banks.
$4, 586, 300.00
2, 323, 200. 00581, 270. 46
1,246,815.00
3,145. 00
14, 087,113. 04562,446. 66116, 726. 23
631, 666. 60600, 322. 38
185, 672. 7147, 400. 0025, 000. 00
24, 997, 078. 08
35 banks.
$4, 496, 300.00
2, 323, 200. 00826, 982.03
1,215,485. 00
1, 929.00
14, 819,030.18267,113.83121, 367. 25
681, 465. 32577, 484. 92
130, 308.6220, 000. 00
'25,480,666.15
36 banks.
$4, 656, 300.00
2,434, 400.00487, 404. 68
1, 230, 385. 00
18, 529.00
15, 277, 379.12400, 211. 97163, 741.19
685, 052. 85535, 717.52
64, 240.42
10, 329. 24
25, 963, 690.99
36 banks.
$4, 656, 300.00
2,431,900.00685,897.42
1, 241,115.00
7,164.50
15, 417,280.16447, 996. 25172, 680.13
700, 739. 80774,196.73
78, 522. 68
147, 500.00
26, 761, 292. 67
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
362 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCK. SEPTEMBER 25, 1891, ARRANGED
WEST VIRGINIA.
Resources.
Loan 8 and discountsBonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue from nat'l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.
Total
DECEMBER 2.
24 banks.
$6, 578, 695.38728, 750. 0050, 000. 004, 600. 00
223, 720. 25698, 896. 70480,977.16129, 064. 36254, 567.1018, 664. 9369, 684, 9961, 738. 9746, 365.32
93, 292.004,416.70
407, 853. 83421, 601. 00
31,363.271, 206. 73
10,305,458. 69
MARCH 3.
25 banks .
$6, 634, 098.18753, 750. 0050, 000.00
100.00227, 677.16833, 324.42435, 546. 87162, 287.10258,861.68
29, 307. 2632, 876. 4154, 525. 0034, 230. 48
67, 883.004,911.52
405,960.19423, 972. 00
33, 035. 002,151. 73
10, 444,498. 00
MAY 17.
26 banks .
$6, 851,192. 56766, 2? 0. 0050, 000.00
5. 700. 00207, 807.46666, 260. 22438, 835. 88212, 339.65282, 419. 6925, 300. 6658, 907. 3856,960.3843, 337.11
72, 277.005,146.64
418, 044.54481,433. 00
33,917 251, 749. 33
10, 677, 878. 75
JULY 12.
27 banks .
$7, 008, 663.86778, 750 0050, 000. 00
100. 00240, 663. 93772, 131. 41464, 524.26155, 890. 74288, 546. 24
25, 300. 667, 647. 61
55, 694.3843, 280. 62
62, 596. 005, 824.17
396,188.37452, 901. 00
33, 747.101.031.73
10, 843, 482. 08
SEPTEMBER 30.
28 banks .
$7, 324, 928. 92791, 250. 0050, 000. 00
2, 500. 00134, 583.11
1, 207, 570. 19652, 979.18178, 672. 41335, 904. 75
34, 550. 6643, 628.3556,408.5138, 884.40
82, 496. 004,566.10
474, 989. OS451, 443. 00
35, 604. 753, 298. 93
11, 904, 264. 34
NORTH CAROLINA.22 banks. 22 banks. 23 banka. 23 banks. 23 banks.
Loans and discountsBonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State bankaBanking-house, e t c . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks. .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5%fundwithTreas .Due fromTJ. S. Treas
i, 181,428.68707, 750. 00130,000.00
i, 962, 427.75737, 750. 00100, 000. 00
$6, 024, 081. 00769, 000. 00100, 000.00
$6, 032, 559. 28769, 000. 00100,000.00
$6, 093, 938 29769, 000. 00100, 000. 00
314,474.32365, 999. 32245, 839.42145, 872.35200, 608.4158, 570. 0166, 419.4371, 525. 6444, 231. 09
283, 356. 62490, 612.30219,199. 25145, 707.15209, 394. 4857, 461 3730, 221.5464, 700. 0056, 429.95
245, 283. 07509, 895. 85232, 475.16151, 213.70220, 055. 2978, 319.4260, 423.4469, 278.1350, 735. 76
237,589.19371.673.24215,364.39104,129. 71233, 614. 9888, 734, 256, 009. 80
64, 415. 6342, 731.59
242,152. 77421, 557. 03232, 707. 24128, 944. 96238, 385. 4888, 634. 2540, 059. 9364, 415. 6358, 085. 80
65, 813.002,952.80
306, 076.48268, 054. 00
60,915.004, 374. 21
297, 377. 21234, 351. 00
89, 658. 004, 286. 68
342, 472 96250, 210.00
60, 890. 004, 390. 35
322, 513. 21210, 908. 00
53, 400. 004,710.25
345, 606. 68272, 022. 00
29, 338.75 28,148. 753, 910. 00
Total. 9, 204, 953. 70 8, 986, 336. 58
31, 988. 751,198. 90
9, 230, 576.11
31, 683. 751, 819. 20
33,213.152, 370. 00
8, 898, 026.57 9,189, 203.46
SOUTH CAROLINA.
Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paid..Cash itemsClear' g-house exch'gsBills of other banks..Fractional currency .SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with TreasDue from TJ. S. Treas
Total
14 banks .
$5, 498, 774.01468, 750. 00200, 000. 00
100. 00591, 289. 76184, 916.16176, 634.18238, 347.24125,991.8327,310.0182, 573. 7814, 550.0093, 622.14
39,151. 003, 202.98
244, 097.45274, 660. 00
18, 943. 5010, 000. 00
8, 292,914. 04
14 banks .
$5, 445,126. 31468, 750.00200, 000.00
luo. 00560,428. 04233, 756. 45232, 064. 9698, 449. 64
123, 896. 8326, 882, 2642, 853.1112, 300. 0034, 383. 85
28, 581.007, 962.68
307, 389. 60275, 780.00
21,403.7512,108. 70
8,132, 217. IS
14 banks .
$5, 602, 477. 61468, 750. 00150, 000. 00
100.00508, 099.82271, 744. 54226, 359. 65156,169. 51123, 904. 3311,383.5577,503.3213, 300.0038,739.92
24,984. 008, 408. 20
296,465. 75260, 259. 00
21.093.7510, 376. 90
8,270, 119.85
14 banks .
$5,481,771.10468, 750. 00150, 000. 00
100. 00502, 073. 57320,162.99144,108. 55105, 894.70124,012.10
12, 583. 553,161.11
12, 250.0022, 363.93
22,825. 009,401. 62
287, 944. 95209, 505. 00
19, 680.454, 700.00
7,901,288.62
14 banks .
$5, 867,808. 47468,750.00150, 000. 00
100. 00503, 837.27195, 826. 85125, 425,18153, 976. 74124,005.4512, 583. 5549, 902. 7612, 250. 0053, 443. 96
34, 555. 007, 766. 07
252, 858.25236, 866. 00
21, 093. 753,19M. 50
8, 274, 248. 80
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
BY STATES AND RESERVE CITIES—Continued.
WEST VIRGINIA.
363
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits-. -U. S. depositsDep'tsU.S.dis.onicers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total ^
DECEMBER 2.
24 banks .
$2, 534, 310. 00
594, 359. 05322, 096. 27
643, 595.00
26,187. 58
5, 555, 068.1050, 000. 00
322,911.96122,142.37
134, 788. 36
10, 305,458. 69
MARCH 1.
25 banks .
$2, C26, 000. 00
634, 267. 02203, 986. 93
669, 830. 00
7, 673. 08
5, 796, 394.4850, 000. 00
280, 528. 56140,119. 49
15, 698. 4420, 000. 00
10, 444, 498.00
MAY 17.
26 banks .
$2, 686, 000. 00
634, 267. 02305, 218. 87
664, 630. 00
4, 543. 58
5, 853, 266. 3550,000. 00
317,524.43119,817,57
42, 610. 93
10, 677, 878. 75
JULY 12.
27 banks .
$2, 736, 0 00.1 0
650,996.91167, 442. 84
677,115.00
25, 542. 08
6, 111, 857. 8948, 900. 001,100. 00
242, 906. 23121, 864. 21
48, 756.925, 000. 00
10, 843,482. 08
SEPTEMBER 30.
28 banks .
$2, 800, 650.00
661, 996. 91275, 510. 70
706, 890. 00
7, 96J. 58
6, 891, 584. 8743, 326. 40
1, 673. 60
355, 842. 28129, 255. 81
19, 572.1910, 000. 00
11, 904, 264. 34
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends- unpaid
Individual deposits...U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks.. -
Notes rediscounted ..Bills payableOther liabilities
Total
N O22 banks.
$2, 486,000. 00
647, 545. 85463, 642. 02
590,415.00
262. 00
3,794,751.3282,432.0450, 567.96
171, 633. 2294, 058. 60
592, 989.30158, 000. 00
72, 656. 39
9, 204, 953. 70
RTH C AROLINA22 banks.
$2, 496,000. 00
719,159.26320,106.98
616,575.00
442. 00
4,043,039. 9655, 334. 0744, 062. 93
99, 259. 6076, 817. 54
383, 228.15132, 311. 09
8, 986, 336. 58
23 banks .
$2, 563, 500. 00
719,15k 26419, 493. 58
617,855.00
337. 00
4,099,701.6356, 651. 3643, 348. 64
192, 724. 8697, 448. 36
290, 820.1755, 000. 0074, 536.25
9, 230, 576.11
23 banks .
$2, 588, 500. 00
737, 565. 63293, 305.66
647,175.00
11,076.00
3, 785,158. 6567, 337.1232, 662.88
191, 094.4496, 063. 98
332, 560. 5555, 000, 0060,526. 66
8, 898, 026. 57
23 banks .
$2, 625,180. 00
738, 065. 63359, 055.48
643, 925. 00
618. 00
3, 898, 8fl3. 9044.618.6650, 381. 34
174, 003.3291, 372. 70
478,179. 4385, 000. 00
9,189, 203.46
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'tsU.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
S O14 banks .
$1,623,000.00
873,100.00951,102. 37
409,170. 00
10, 515. 30
3, 255, 513. 54160, 560. 5745, 994. 03
160, 536. 58439, 914. 05
180, 407. 60182, 500. 00
600. 00
8, 292, 914. 04
UTH CAROLINA14 banks .
$1, 623, 000. 00
875, 500. 00799, 517. 28
395, 340. 00
10, 919. 40
3, 485, 939. 05160, 766. 5634, 924. 65
132, 088. 85357, 506.11
198,610.2858,105. 00
8,132, 217.18
14 banks .
$1, 623, 000. 00
875, 500. 00908, 007. 06
410, 435. 00
8, 844. 00
3, 536, 866.08122, 080. 4029, 766. 51
110,105.24330,478. 74
231, 931. 8283,105. 00
8, 270,119. 85
•
14 banks .
$1,623,000.00
887, 600. 00779, 777. 03
417, 235. 00
16,185. 90
3, 231, 080. 51129. 874. 88
A 23, 215. 02
89, 287. 24369.197.10
174, 230. 94160, 605. 00
7, 901, 288. 62
14 banks .
$1, 623, 000.00
887, 600.00828, 828.57
407, 275. 00
10, 051. 50
3, 049, 988. 96115,753.9835, 241.20
99,196.73405, 782. 32
416, 530. 54395,000.00
8, 274,248. 80
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
364 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OP REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
G E O R G I A.
Resources.
Loans and discounts.Bondsfor circulationBonds for deposits ..U. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.
Total.
DECEMBER 2.
31 banks.
$9, 947, 334. 481, 048, 750. 00
100, 000. 0050, 000. 00
370, 000.59562,145.63356, 344. 71230, 331.98469,230.74112, 282. 20145,123.14137,021.88174, 476. 50
199, 254. 009, 428. 65
596, 996.93493, 326. 00
42, 992.612.132. 05
15, 047,172.09
MARCH 1.
32 banks.
$9, 628, 206.941,086,250.00
100, 000.0050, 000. 00
367, 426.38449, 765. 22317, 553.15240, 895. 86473,017. 69
82, 868. 8672, 038.09
126,119.11154, 599. 98
256, 382. 0013, 281. 38
865, 867.66606,178. 00
44, 414. 7010, 244. 58
14, 945,109. 60
MAY 17.
32 banks.
$9, 737, 555. 961,086,250.00
100, 000.00
386. 792. 86635| 408. 21292,113,57203, 006. 66475, 325. 32
92, 898. 01137,515.97116, 597.86
72, 706.4164,114. 57
167, 697. 0013,917.36
733, 595. 58410,387.00
46, 771. 951, 899.11
14, 774, 553. 40
JULY 12.
32 banks .
$9, 876, 389. 511,086,250.00
100, 000. 00
387, 013.44628, 753. 76245, 236.17150, 844. 84474,148.73102, 305. 8515,024.10
113,156.6190, 754. 8247, 555.41
178, 546. 0013, 472. 87
803, 380. 50366, 826. 00
47, 050.505, 440.16
14, 732,149. 27
SEPTEMBER 30.
32 banks .
$10, 584, 504. 651, 086, 250. 00
100, 000. 00
375,717.93599,170. 59262, 435.18220,122. 73475, 467. 60103, 708. 8293, 690. 51
113,156. 61237, 994. 64
158, 286. 0012,374.37
574,755. 87341,486.00
46, 030.6612, 254. 25
15,397,406.41
FLORIDA.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ S bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency -SpecieLegal-tender notes ..U.S. cert's of deposit.5 % fund with Treas.Due from U.S. Treas.
Total
18 banks.
$3, 989, 177. 63367, 500. 00100,000.00
210, 745.23317,155. 52261,439.87123, 748. 85191, 028. 9862, 353.9465, 679. 9261, 958. 7347, 592. 07
99, 331. 002, 841. 78
129, 567. 92241,463.00
15,087. 001, 200. 00
6, 287, 871.44
19 banks.
$4, 091, 298. 79392, £00. 00100, 000. 00
255,196. 57639, 544. 39400,614.74201,719.71191, 959.4068, 435. 3044, 934.3664, 384. 4255,490.30
163, 780. 663, 236. 38
150, 990. 69368, 214. 00
17, 662. 002, 670. 00
7, 212, 631. 05
18 banks .
$4, 074,141. 35380,000.00100,000. 00
252, 780. 27969, 344. 92451, 849. 67124,139.50194, 878.1558, 347. 0665, 705. 3959, 930.1263, 400. 36
136,105.002, 092.65
177, 340.10301, 634. 00
17,100. 001, 000. 00
7,429, 788. 54
18 banks .
$4,157. 609. 84380, 000. 0075, 000. 00
258,159. 31798,186.86449, 415. 37151,000.09193,723.1760, 414. 0631, 885. 0958, 455.12
118,757.01
162, 663. 002, 460. 33
179, 482.-21298, 661. 00
17,100. 00
7, 392, 978.46
18 banks .
$4, 272, 448.75380, 000.00
75,000.00
264.192.47669, 252. 66372, 412. 67128, 671.27194,182.1760,414.0659.304. 9257, 455.1270. 048. 50
107, 354. 003, 788. 67
197,515.43258, 516. 00
17,100. 001, 260. 00
7,188, 916. 69
ALABAMA.
Loans and discounts.Bondsfor circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue fronrres've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsUlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.
Total
29 banks.
$7, 756, 705. 961,202, 000. 00
100, 000. 00152, 000. 00
1, 090, 586.91893, 574. 57388, 611.86168, 670. 67448,106. 35131, 648. 38147,707. 01154,191.16110,182. 76
104, 053. 003, 903. 81
482, 783.48416, 690. 00
51, 940, 00895.29
13,104, 251. 21
31 banks .
$7,368,415.381,252, 000. 00
100,000.00100, 000. 00
1,124, 041. 77918,581.40685, 930. 45287,159. 39452, 4C3.29165, 053. 5268, 575.32
159,326. 04104, 439. 63
i32, 747. 664, 537. 05
699, 401.98324, 447.00
53, 865. 007, 270. 90
14, 008, 255.12
29 banks .
$7, 279, 797.731,152,000.00
100, 000. 00111,500.00
1, 095, 546. 31555, 514. 94590,905.99310, 223. 42442, 032. 30122, 506. 68134, 047. 72146,481.04107, 913. 28
145, 571. 006, 946. 31
548, 691.43379, 294. 00
51,840.005, 075. 29
13, 285, 887.44
29 banks .
$7, 534, 656.551,152, 000. 00
100, 000. 0013, 500. 00
1,132,017.37517, 041. 64611,243.86245,185.52439, 346.62123, 697. 9042,202.33
145, 402. 2976,426.32
119, 726.005, 622. 57
578, 569. 76269, 675. 00
51, F40. 007,815.29
13,165, 969. 02
29 banks.
$7, 816, 835. 661,152, 000. 00
100, 000. 001,000.00
1,142, 903. 97444, 569. 08471, 340. 75243, 447. 84449, 207.07133, 371. 5486, 819.10
140, 643. 5494,141. 68
124. J8K.006,708.15
519,403.00280, 515. 00
49, 905.29
13, 250, 999.67~Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 365
BY STATES AND RESERVE CITIES—Continued
G E O R G I A .
1Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsU. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted...Bills payableOther liabilities
Total
DECEMBER 2.
31 banks.
$4, 341, 000.00
1,192, G91.14924, 315. 75
918, 910. 00
2, 322.50
6, 097, 316. 0024, 531. 8770, 981. 32
340, 049. 82193, 075.00
755,682.98160, 000. 0026,295 71
15,047,172.09
MARCH 1.
32 banks.
$4, 466, 000. 00
1, 229, 294. 33784 171. 97
915,310.00
4, 312.00
6, 415,190. 9627, 338. 4864, 267. 05
268, 738.37262, 778.20
465, 708. 2442, 000. 00
14, 945,109. 60
MAY 17.
32 banks.
$4, 515, 200. 00
1,215, 432. 73939, 261. 74
952, 360. 00
5, 005. 00
5, 895, 396. 0542, 831. 7546, 873. 24
331, 449.40246,850.81
501, 392. 6882, 500. 00
14, 774, 553. 40
JULY 12.
32 banks.
$4, 538, 800. 00
1, 240, 555. 38681, 890.17
934,260.00
29,928.50
5,900, 624. 6851,125. 4355, 325. 61
289,941.17220, 516.31
731, 394. 2157, 787. 81
14,732,149. 27
SEPTEMBER 30.
32 banks .
$4, 541, 000. 00
1,241,555.38790, 853.12
977,605. 00
4, 855. 50
5,955, 547.1734,128. 7654,196. 66
292, 613. 68230, 728, 03
1,130, 823.11143, 500. 00
15, 397, 406.41
FLORIDA.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payable
Total
18 banks .
$1,235, 000.00
218, 650. 00215, 432. 73
319, 940. 00
616. 00
3, 627,154. 0064, 831.9233, 350. 49
116, 948.36108,439. 94
281, 508. 0066, 000. 00
6,287,871.44
19 banks.
$1, 365, 000. 00
217, 000. 00182,719.45
328, 760.00
1, 074. 00
4, 506, 594.4482, 202. 5614,831.73
177,351.70182, 215.00
116, 382.1738, 500. 00
7, 212, 631. 05
] 8 banks.
$1, 340, 000. 00
225,500.00226, 989.22
322,16). 00
1,109.00
4, 829, 927. 0468, 787. 4130, 474. 94
145, 669. 59175,119.26
39, 052.0825, 000. 00
7, 429, 788. 54
18 banks .
$1, 350, 000.00
259, 000.00165, 257.44
323, 810. 00
11, 347. 95
4, 754, 522. 8253, 305. 0522, 556.14
196, 308.66172, 876. 79
63, 993. 6120, 000.00
7,392, 978. 46
18 banks.$1, 350, 000. 00
259, 350.00231,714.42
324, 620. 00
1,146.00
4, 480, 833. 5939, 941.4535, 712.17
183. 607. 47104, 628.16
147, 363. 4330, 000.00
7,188, 916. 69
AL AB AM A.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'ts U.S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
29 banks .
$4, 214, 000.00
1, 044, 096.16731,144. 88
1,075,750.00
3,765. 00
5, 825, 255. 7680, 957. 2116, 626.28
226, 894. 86119, 057.48
433, 203. 5833, 500. 00
13,804, 251.21
31 banks .
$4, 364, 000.00
1,011,162.19606, 221.13
1, 088, 440. 00
10, 829.00
6, 082, 704.8878, 885. 2216, 676.00
238, 837.94143,156. 21
336, 842.5530, 500. 00
14, 008, 255.12
29 banks.
$3,899, 000. 00
976,883.49703, 903.90
1, 025, 930. 00
3,694.00
5, 888, 546. 8998,199. 208, 837.41
207,044.5780, 222.45
357, 975. 5335, 000. 00
650. 00
13, 285, 887. 44
29 banks .
$3, 919, 000.00
984, 253.49555, 099.19
1, 029, 400. 00
24, 581. 80
5, 728, 653.8776, 990. 0010, 968. 41
225, 449.72131,050.33
455, 522. 2125, 000.00
13,165, 969. 02
29 banks .
$3,919,000.00
981, 267. 73585, 387. 97
1, 033, 647. 50
7,201.60
5, 413, 930.8762, 800. 5021,159.55
237,127. 9594,199, 54
832, 313. 9668,262. 50
700.00
13, 256, 999.67Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
366 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
MIS SISSIPPI.
Resources.
Loans and discounts.Bonds for circulation
U S bonds on handOther stocks and b'dsDue from res've ag'tsDue from nat'lbanksDue from State banksBauking house, etc..Heal estate, etcCurrent expensesPremiums paidCash items.Ulear'g-houseexch'gsBills of other banks.Fractional currency.
Legal-tender notes . .IT. S. cert's of deposit$ % fund with Treas.Due from IT. S. Treas.
Total...
DECEMBER 2.
13 banks.
$2, 942, 947. 60353, 750. 00
191, 455. 89240, 752.45180,138. 6044, 508. 6072,572.7661, 547. 2851, 628. 5436, 285. 9515, 620.80
l i , 689. 002, 385. 20
112 715.15189, 343. 00
12, 565. 50
4, 519, 906. 32
MARCH 1.
13 banks .
$2, 459, 628.10353, 750. 00
60 000 00187,162. 50
v 506,652.55208, 904. 59
50, 992. 7375,137. 5484, 908. 4221,975.8227, 917. 2036, 540.97
12, 549.004, 307. 71
157 368 83201,135. 00
15, 244. 887, 000. 00
4,471,175. 84
MAY 17.
13 banks .
$2, 420, 352.41353, 750. 00
90 000 00205, 394. 94358,604.61142,367.2169, 023 1274, 996.73
100, 268, 5333, 786.3232,717.1011, 089. 89
15, 536. 005,139. 66
149 370 85223,105. 00
15, 664.581,600.00
4, 302, 767. 05
JULY 12.
13 banks .
$2, 458,165.17353, 750. 00
90 000 00212, 603.23328, 305. 2999, 764.1348, 750. 5274,811.98
100, 823. 867, 569. 53
31, 867. 2017, 556. 78
11,126. 005, 575. 38
161 018 05177, 023.00
15,917.506, 746. 88
4, 201, 374. 50
SEPTEMBER 30.
13 banks .
$2, 742, 748. 47353, 750. 00
4-0 000 00231, 640 08105, 189. 9780, 226. 3943, 634. 83
66, 456. 8129, 648.6632,817.209, 857. 60
15, 291. 005, 892. 37
148 068 4*5181, 380. 00
15, 917. 50146. 58
4, 213, 703. 03
LOUISIANA.
Loans and discountsBonds for circulationBonds for deposits...XT fc>. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue fromnat'lbanks.Due from State banksBanking house, etc . .T fvil fi«iiiate etcCurrent expensesPremiums paidCash itemsClear'g-house excli'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .IT. S. cert's of deposit5 % fund with Treas.Due from XJ. S. Treas.
Total
11 banks.
$2, 044, 034.06202, 500. 0050, 000.00
55, 473. 86258, 958. 36101, 209. 9819, 952. 0626, 200. 73
30, 576.1818, 262. 5048, 047. 32
51.733.001, 094.16
176, 900. 70101, 232. 00
9,112.50
3,195, 287. 41
11 banks.
$1,930,401.20202, 500. 00
50, 000. 0022, 605. 01
530, 959.28124, 917. 9912,125. 9729, 567. 08
21, 257. 6016,777.5058,145.66
37,703.001,165.50
236,756.10.100, 899. 00
9,112. 50
3, 384, 893. 39
11 banks.
$1, 959, 315. 50252, 500. 00
36,142. 83389, 605. 5265,221.4116,090.5339, 329. 3d
33, 722. 4416, 777. 5013,921.44
34,765. 002, 493. 73
245, 231. 0579, 754. 00
9,112. 50
3,193, 982. 83
11 banks.$2, 086, 527.00
252, 500. 00
37, 081. 40236, 960. 02
55, 190. 036,721.54
40, 904. 78
8, 580.4215, 952.5010, 329. 84
24,430.001, 566. 04
199, 701. 8857,715. 00
11, 362. 50
3, 045, 522. 95
11 banks .
$2, 350, 371. 78252, 500. 00
54, 592. 85102, 352. 9229, 631. 304, 947. 05
41,951.494, 000. 00
20, 021. 5515, 325. 6313,501.59
10, 210. 001, 205. 97
140, 210. 5581,890.00
11, 362.50
3,134, 075.18
CITY OP NEW ORLEANS.
Loans and discounts.Bond s for ci rculationBonds for deposits...IT. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcUurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TT. S. cert's of d€vposit.5 % fund with Treas.Due from IT. S. Treas.
Total
10 banks .
$15, 014, 680. 91850, 000. 00100, 000. 00302, 750. 00
2, 013, 400. 551, 437, 872. 67
388,125. 69545, 532. 47435, 996. 53
51, 826. 83216, 850. 00174. 460. 25
8, 963. 571, 539, 232. 21
97, 756. 009, 931.98
1, 264, 373. 70983, 480. 00
38, 250.006, 000. 00
25,479, 483. 36
10 banks .
$13, 530, 399. 57950,000.00
210, 800. 001,615,920.502, 743, 457. 06
462, 461. 66741, 927. 06439, 659.11
53, 400.1686, 889. 89
157, 631. 7415, 667. 57
1, 677, 878. 59123, 597. 00
9, 583. 511,825,170.751, 490, 715. 00
42, 750. 00
26,177, 909.17
10 banks .
$12, 046, 288. 34950, 000. 00
200, 050. 002, 085, 264. 251, 844, 778. 42
460, 252.56556. 999. 31552, 373. 07
55, 345. 55169, 207. 69155, 000.0018,116.60
861,144.1999, 914. 0015,908.92
2,501,288.701, 807, 586. 00
42, 750. 00
24,422, 267.60
10 banks.
$12, 624, 763.41950,000.00
210, 300. 002, 376, 755. 561, 674, 383.27
399, 053. 49233,434.16554, 369. 5734, 601.9118,129. 83
148, 861. 7510, 765. 40
1, 040, 856. 89103, 069. 00
18, 331. 34.1, 976, 041. 071,380,022.00
42, 750. 005, 000.00
23,801,488.65
10 banks .
$14,611, 290.28950, 000. 00
201, 000. 004,101,439.681, 620, 286. 50
331,626.78259, 303.39570, 397. 94
32, 033.13143, 462. 86146, 750. 00
3,482. 611,087,010.07
71,017.0017,315.36
2, 236, 634.18764, 987. 00
42, 750. 00
27,190, 786. 78Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 367
BY STATES AND RESERVE CITIES—Continued.
M I S S I S S I P P I .
Liabilities.
Capital stock
Surplus fund"Undivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks ..
Notes rediscounted ..Bills payable
Total
DECEMBER 2.
13 banks .
$1,165, 000.00
419, 700. 00193, 879. 71
312, 550. 00
300.00
2, 015, 089.19
108, 036. 6542, 049.10
229, 801. 6733, 500.00
4, 519, 908. 32
MARCH 1.
13 banks .
$1,165,000.00
425, 550. 00140, 06S. 79
308, 720. 00
947. 00
2, 239, 647.17
56, 078. 5078, 064. 38
57,100. 00
4, 471,175. 84
MAY 17.
13 banks.
$1, 165, 000. 00
425, 550.00182,454.26
306, 830. 00
10, 337. 00
2, 034, 318. 73
46, 397. 0542, 509. 84
52, 070.1737, 300, 00
4, 302, 767. 05
JULY 12.
13 banks .
$1,165,000. 00
428, 707. 58118, 370. 60
307,130. 00
11, 382. 00
1, 902, 567. 41
51, 350. 6919, 303. 99
157, 762.2339, 800.00
4, 201, 374. 50
SEPTEMBER 30.
13 banks .
$1,165, 000 00
428, 707. 58150.. 936. 88
303, 980. 00
' 5, 485.00
1,613,817.83
92, 919. 9313, 297. 56
388, 558. 2551, 000. 00
4, 213, 703. 03
L OUISI AN A.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payable
Total
11 banks.
$810, 000.00
193, 225.00188, 565.22
181,115. 00
56.00
1,638,360.0250, 000. 00
19,3:3.061, 635. 58
77, 900.9335, 056. GO
3,195, 287.41
11 banks.
$810, 000. 00
209, 944. 30157, 568. 72
179, 420. 00
1, 568. 00
2, 007,022 09
11,370.251, 860. 62
6,110.6119. 80
3, 384, 893. 39
11 banks.
$810,000.00
209. 944. 30205; 995.60
186,470. 00
828.00
1, 7-19, 950. 72
20, 9G4. 211, 830. 00
8, 000. 00
3,193, 982. 83
11 banks .
$810, 000. 00
238, 752. 42124, 993. 58
226,140. 00
16, 732. 00
1, 582, 008. 72
14, 901.85633. 21
14, 861.1716,500. 00
3, 045, 522. 95
11 banks.
$810, 000.00
238, 752. 42156,124. 88
225, 850. 00
932.00
1, 442, 480.14
45,211.458()ti. 10
185,418.1928, 500.00
3,134, 075.18
CITY OF NEW ORLEANS.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits-..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payable
Total
10 banks.
$3, 625, 000. 00
1, 797, 500. 00684,109. 72
748, 845.00
16, 801. 85
13, 789, 335. 42110,000.00
1,105, 788. 431, 689, 216. 92
790, 886. 021,122, 000. 00
25,479, 483. 36
10 banks.
$3, 625, 000.00
1, 858, 500. 00486, 347. 36
840, 245. 00
23, 952. 85
15,508,090.76
1, 843, 342. 591,834,384.71
98, 045. 9060, 000. 00
26,177,909.17
10 banks .
$3,625, 000. 00
1, 858, 500. 00744, 862. 35
838, 095. 00
12,923. 85
14, 968, 956.55
1,141,693.351,142, 236.50
90, 000.00
24, 422, 267. 60
10 banks.
$3, 625, 000. 00
1,909,167.96430,956.41
836,145. 00
35, 918.19
14,514,890.13
984, 160. 501, 375, 250. 46
90, 000. 00
23, 801, 488. 65
10 banks.
$3, 625, 000. 00
1, 909,167.96618,739.76
843,395.00
19, 236.19
16, 886, 008. 80
807, 408.181,303,243.92
628, 586.97550,000. 00
27,190, 786. 78Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 6 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OP REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
TEXAS.
Resources,
Loans and discounts.Bonds for circulationBonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g -house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes...TJ. S. cert'sof deposit.5 % fund with Treas.Due from U. S. Treas
Total 74,293,276.29
DECEMBER 2.
207 banks.
$45, 485, 722. 944,923,100.00
318, 000. 00
1, 527, 350.715,399,194.603,915,295.551, 028, 539.082, 230, 773. 52
465, 228.15711, 237. 36608,870. 53526, 815. 7144, 421. 66
840, 789. 0020, 577. 33
2, 502,284.133, 510,417. 00
216,124. 7518, 534. 27
MARCH 1.
211 banks .
$44, 530, 714. 575, 039, 850. 00
318, 000. 00
1, 531, 819.715,468, 244. 643,911,968.97
985, 463. 252, 348, 505. 46
509,343.61385.379. 50586, 276.48389, 213. 28100, 065. 25926, 518. 00
31, 786. 772, 909,185. 723,778,098. 00
225, 779. 2016, 483.22
73, 992, 695. 63
MAY 17.
219 banks .
$47, 511, 291. 705,219,850.00
318, 000. 005, 000. 00
1, 790,182. 073, 842, 403. 463, 345, 786.91
827,599.132, 376, 975. 97
592, 017. 48673,154.37592,861.95354, 870. 3754, 705.16
746, 888.0039,310.85
3, 000, 591. 832,974, 034. 00
223, 919. 9517, 700. 47
74, 507,143. 67
JULY 12.
222 banks .
$47,188,135.175, 294,350. 00
318, 000. 00
1, 735, 319. 474,173,347. 733,154,411.00
857, 396. 872,414, 998. 54
602, 660.40195, 322. 28578, 910. 92287, 460.88
19, 543. 55572, 790. 0039,777.14
3,023,921.312, 389, 061. 00
229, 524. 9540, 625. 97
73,115,557.18
SBrTEMliER 30.
223 banks .
;52, 932, 780.245, 296, 850. 00
318, 000. 00
1,759,434. 483,874, 407. 843, 248, 341. 551,112, 537. 272,410, 629. 53
638, 598. 38457, 583.44582, 917. 9841C, 836. 50
36, 691. 98449, 697. 00
31, 826. 552, 535, 016.132, 582, 408. 00
230,143. 509, 743. 82
78,924,444.19
ARKANSAS.
10 banks. 10 banks. 10 banks. 10 banks. 10 banks.Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash items .Clear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert'sof deposit,
' 5 %fund with Treas.Due from U. S. Treas.
Total.
$3,450,759.46310,000. 00100, 000. 00
100. 0093,152.90445, 788. 90164, 063.26155,150. 5274, 547.4028, 660. 5242, 369.4452, 044. 6380,162.67
$3,124, 780. 08310, 000.00100, 000. 00
100.0091,975.44571, 842.43214, 711. 6997, 925. 5273, 752. 5228, 664.5211, 472. 2850, 904. 0060, 477.49
35, 059. 00422. 98
155,477. 00173, 589. 00
11, 820. 002,194. 00
$2, 984, 499. 53310, 000. 00100, 000. 00
100.0094, 763.71688, 380.50199, 662. 4684, 823. 4673, 552. 5425,311.4747, 770. 5250,404. 0052, 970. 04
$3, 069,180.23310, 000. 00
75, 000. 00100. 00
88, 510. 47467, 587. 95223, 842.69
75, 425. 6573, 780.1464,129. 7217,745.9645, 716. 5041,115. 07
$3, 423, 506.20310, 000. 00
75, 000. 00100.00
89, 431. 57230,268 39115, 399.40
54, 567. 8573, 794.7471,083.9622, 233.1045, 716. 5039, 254. 00
28, 628. 00848.18
140,141.15134, 511. 00
48, 208. 001,511.86
158,916. 90227,144. 00
33,139. 001,099.10
194, 459. 20159, 342. 00
5, 375, 361.68
13, 950. 001, 000. 00
5,055, 684. 30
11, 910. 00 13, 390. 00
5,159, 928. 99 4, 953, 563. 68
34, 310. 001,127. 36
184, 805. 55154, 451. 00
14, 450. 00200.00
t, 939, 699.62
KENTUCKY.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks andb'dsDue from res've ag'ts.Duefromnat'l banks*Due from State banksBanking house, etc ..Real estate, etcCurrent expenses—Premium s paidCash itemsClear'g-house exch 'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'sof deposit.5 % fund with Treas.Due from TJ. S. Treas.
Total
71 banks .
$20, 373, 422.243,170, 000. 00
835, 000.0035,400.00
824,347. 641, 540, 971.17
575, 740.27199,390.33558,116. 03
93, 623.19204, 342. 21382, 246.25
98, 447. 05
194, 408.006, 602. 54
757, 918. 34524, 972. 00
5, 000. 00139, 375.27
3, 239. 88
30,522,562.41
71 banks.
$20,452, 362. 593, 255, 000. 00
780, 000. 005,100. 00
859, 676. 622,233,596.86
519, 617.18246,351.64556,427. 75
83, 924. 89101, 929. 03337, 454.13141, 699. 64
221, 502. 006, 527. 01
675, 740. 88531,228.00
130,0X0.275, 833.96
31,144, 952.45
71 banks . | 72 banks.
$21,422,150.433, 450, 000. 00
585,000. 006, 300.00
781,427.481, 829, 545.12
479, 808. 65248, 432.30584, 053. 4269, 488. 61
143, 475.41333, 521. 30107, 782. 28
187, 928.006, 366, 24
644, 601. 02497, 795. 00
149, 858. 672, 919.76
31, 530,453. 69
$21,207, 294. 833,485, 000. 00
575, 000. 005,100. 00
836, 617. 702, 204, 654. 46
577, 385. 31263, 467. 41587, 794.98
68, 879.9941, 331. 66
308,129. 87140,485.99
218, 515. 007, 784.92
676, 733. 40580, 068. 00
151, 200.273, 713.16
31, 939,156. 95
72 banks.
$21, 374, 539.103, 477, 500. 00
525, 000. 005, 600. 00
924, 753.182, 760,135. 23
675, 424.13352, 916. 71601,096.02
66, 555. 32145, 759.14306, 464. 24130, 739. 57
221, 955. 006, 264. 07
745, 988^ 79575, 214. 00
150, 835. 935, 550. 00
33, 052, 290.43Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
EEPORT OF THE COMPTROLLER OF THE CURRENCY.
BY STATES AND RESERVE CITIES—Continued.
TEXAS.
369
Capital stock
Surplus fundUndivided profits—
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'ts TJ.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
207 banks .
$25,121, 650.00
4, 435, 612. 663, 012, 757. 07
4,376,625.00
10, 983.24
30, 424, 577. 08135, 344. 23178,339. 57
2, 877, 210. 221,133, 055. 24
1, 908, 830. 78668,151. 9810,139. 22
74, 293, 276. 29
MARCH 1.
211 banks .
$25, 416, 600. 00
4,623,116.651, 730,153. 69
4, 368, 765. 00
14, 665. 74
31,815,633.41212, 506. 07104,152.25
2, 902, 917. 801,164,147. 42
1, 378, 782. 28218, 841. 9642,413. 36
73, 992,695.63
MAY 17.
219 banks.
$26, 059, 500. 00
4, 569, 813.402, 554, 847. 70
4,587, 645. 00
6, 275. 54
30, 371, 239. 56216, 417. 86102, 2-9. 58
2, 700, 647. 95856,416.21
2,100, 668. 76378, 607. 73
2, 834. 38
74, 507,143. 67
JULY 12.
222 banks .
$26, 202, 800. 00
4, 809, 8?3. 261, 515, 614.12
4,611,825.00
158, 644. 04
29, 614,125. 93209,617.63107, 215. 51
2, 480, 925.04787, 795. 61
2,138,834.05437, 540. 91
40, 796. 08
73,115, 557.18
SEPTEMBER 30.
223 banks .
$26, 315,495. 00
4, 783,155. 702,177, 952.14
4, 704, 445. 00
13, 238. 84
32, 064, 729. 31158, 555. 40128, 409. 31
2,396, 533. 25918, 893. 96
4, 020, 368.121,212,747.23
23, 920. 93
78, 924, 444.19
ARK AN S AS.
Capital stock
Surplus fundUndivided profits
Kat'1-bank circulationState bank circulation
Dividends unpaid
Individual deposits-..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payable
Total
10 banks .
$1, 600, 000. 00
414,000.00199, 360. 51
279, 000. 00
300. 00
2, 248, 275. 6491, 382. 2919, 493. 58
28, 975. 82113,413.84
376,160. 005, 000. 00
5, 375, 361.68
10 banks .
$1,600,000.00
460, 000. 0075, 093. 79
279, 000. 00
1, 804. 00
2, 284, 058.4979, 393. 3021,613.31
19, 650. 55123,256.06
99, :*14. 8012,500.00
5, 055, 684. 30
10 banks.
$1, 600, 000. 00
4G0, 000. 00153, 623. 68
279, 000. 00
520.00
2,412,376.5086, 797. 8f>14, 826. 07
15,016.73119,135.76
16,132.402, 500. 00
5,159, 928.99
10 banks .
$1,600,000.00
482, 000. 0074, U9D. 85
277, 600. 00
10,313.00
2,179, 904.8467, 890. 2710, 080. 58
13, 511. 30149, 314. 96
88, 248. 88
4, 953, 563. 68
10 banks.
$1, 600, 000. 00
482, 000. 00110, 552. 44
279, 000. 00
580. 00
2,074,923.4551,113.3823, 736. 43
32, 427. 3182, 768.11
202, 598. 50
4, 939, C99. 62
KENTU CK Y.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.ofiicers
Due to national banksDue to State banks ..
Notes rediscounted ..Bills payableOtber liabilities
Total
71 banks .
$10, 423, 290. 00
2, 797, 965. 571, 050,119.15
2, 800, 690. 00
23, 502.00
11,463, 260. 74811,832.42
25, 361.65
376, 896. 38355, 335. 78
324, 723. 5969, 000. 00
585.13
30, 522, 562. 41
71 banks.
$10, 457, 900.00
2, 862, 469.13782,474.18
2, 909, 030. 00
24, 770.25
12,189, 030. 34700,219.2231,612.52
456, 639.42431, 347. 85
257, 964.8932, 000. 00
9, 494. 65
31,144, 952.45
71 banks.
$10,457, 900. 00
2, 864, 246.111,021,408.42
3, 091, 270. 00
18,662,85
12,128,985.85573,159. 53
13, 701. 50
484, 909. 02515, 488.19
329, 483. f,820, 000. 0011,178.64
31, 530, 453. G9
72 banks.
$10, 507, 900. 00
2, 838, 205. 20595, 503. 43
3, 092, 710. 00
76,501.18
12,796,733.85571,395.09
10, 059.14
583, 893. 23550, 369. 36
272.950.0140, 000. 00
2, 936. 46
31,939,156.95
72 banks .
$10, 477, 900. 00
2, 838, 305. 20884, 701. 60
3, 096, 890. 00
23, 375. 00
13, 736, 095. 70503, 795. 4523, 346. 30
602,624.81670, 410. 96
117,491.0570, 970. 876,377.43
33, 052~290T43
9647- -24Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
370 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SIXCE SEPTEMBER 25, 1891, ARRANGED
CITY OF LOUISVILLE.
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on handOther stocks and b'dsDue from res Ve ag'tsDue fromnat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills or other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.
Total
DECEMBER 2.
10 banks.
$11, 229, 027. 21500, 000. 00300, 000. 00
146, 637. 003, 039, 501. 00
567,198. 90358, 343.63319,015.8770, 757. 5666, 708. 65
127, 875. 0042, 602.22
144, 027.3674, 885. 001,981.14
345, 087.10814,610.00
22,500.00
16,170, 757. 64
MARCH 1.
10 banks.
$11, 446, 548. 71500, 000. 00300, 000. 00
158,554.651, 293, 941.10
618, 267.18361, 962. 07320, 058. 36
73, 901. 0167,128.14
126, 375. 0045, 606. 97
107. 912. 6737,845. 00
3, 948. 41434, 420. 95602, 673.00
22, 500. 002, 000. 00
16, 523, 643.22
MAY 17.
10 banks.
$11, 910, 953. 54500, 000. 00300, 000. 00
165,108.151,151, 450.82
528, 724. 90333, 299. 76321, 301. 14
85, 885. 0145,711 74
106, 500. 0022, 052. 3957, 060. 6652, 809.00
2, 547. 98436, 842. 26882, 072. 00
21, 800. 002, 000. 00
16, 926,119. 35
JULY 12.
10 banks.
$11, 768, 793. 61500,000.00300, 000. 00
175, 803. 791, 283, 849. 06
614,824.16319, 037. 43324, 379. 44107,152. 3029, 430.98
102, 500. 0031,400.06
119,180. 8789, 017. 002. 662. 24
583, 665, 85845, 687, 00
22, 500. 0022, 000. 00
17, 241, 883 79
SEPTEMBER 30.
10 banks .
$12,310,394.13500, 000. 00300,000.00
184, 838.131, 405, 627. 24
652, 363. 99381, 600.10324, 417. 08117,529.2498,109.51
102, 500.0035, 889. 75
175,661.0691, 067. 00
3, 779.98569, 722.63964, 732. 00
22, 500.009, 000, 00
18,249,731.84
Loans and discounts.Bonds tor circulationBonds for depos i t s . . .TJ. S. bonds on h a n d . .Other stocks and b'dsDae from res've ag'ts.Due from nat ' l banks'Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert 's of deposit5 % fund with Treas.Due from U.S. Treas .
Total
55 banks.
$23, 536, 549. 381, 526, 500. 00
300, 000. 00
663, 508. 221,667, 911. Hi1, 052, 070. 35
492, 660. 78633, 408. 25234, 296. 53223, 580. 26231, 668. 74427, 522.43267, 286. 27249,134. 0014,394.89
874, 512. 671, 007, 445.00
65, 904.1512,135. 00
33,480,488.08
TENNE S55 banks.
$22, 573, 209.421, 516, 500. 00
300, 000. 00
596, 339.132.906,261.011, 641, 388. 89
495, 520. 26630,313.32266, 903. 06215,565.97218, 343. 00417,785.25440,125. 7930^, 956.00
19, 240. 781, 085, 034. 721,124, 320.00
66,301.7512, 602.34
34, 834, 710. 69
SEE.56 banks.
$23, 092,175. 621,529,000.00
300, 000. 00
739, 811. 482, 924, 345. 861,561,753.61
455, 573. 05694, 196. 96274,308.63233,621.24214, 638. 65327,199 26 •222, 413. 85316, 074. 0022, 090. 51
1, 213, 803. 571, 448, 803. 00
67, 003.7514, 999. 30
35,651, 812.34
56 banks .
$22,872,379.161, 529, 000. 00
300, 000. 00
788, 476. 262,7)8,670.501, 746, 884.17
424, 477. 46692, 968, 99287, 680. 53
70,903. 97204, 345. 85306,019.19171, 762. 33304, 916. 00
23, 047. 691, 266, 548 431, 371, 428. 00
67, 654.7512, 065. 00
35,159, 228. 28
55 banks.
$23, 620, 417.481, 479. 000. 00
300, 000. 00
703,221.541, 772, 642.1J1, 556,156. 31
363, 271. 12687,815.97293, 674. 22151, 659. 63192, 595. 85325, 257. 14150, 082. 79327, 996. 0020, 833. 63
1, 070, 710. 611, 068.095. 00
64,194.7537, 325.40
34,184, 949. 55
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res Ve ag'ts.Due from nat' 1 banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ S cert's of deposit5% fund will) Treas.Due from TJ. S. Treas
Total
214 banks.
$67, 937,133.177, 808, 000.00
578, 000. 00190,100.00
4,187, 440.177,355,790.121,587,078.19
515,168.021, 776, 605. 86
429, 058. 95344. 8o7. 16562, 228. 88495, 446.55109, 252. 53
1, 267,149. 0033,402.94
3 793 002 573,158, 669. 00
20 000 00339, 621. 2214, 084. 7<»
102, 502, 099. 09
OHI215 banks.
$67, 580, 059. 568, 230, 000. 00
528, 000. 00207, 240. 00
4, 175, 049. 849, 800, 916. 371, 857, 280. 08
507, 470.741, 775, 712. 64
420, 709.13500, 290. 64601,474.66560, 476. 23130.490.04
1, 326, 572. 0041,252 69
3 662 747 763, 359,107. 00
20 000 00345, 090. 7146, 084. 09
105, 676; 025. 08
o.214 banks .
$67, 888, 709. 438,280, 000. 00
528, 000. 00230, 800. 00
4,182, 407. 2710,190, 071. 381, 802, 314. 44
506, 854. 691, 777, 887. 57
374, 882. 93281, 793. 84609, 991. 66502, 776. 32145, 020. 23
1,327,312.0038, 759. 08
3 832 287 333, 624, 332. 00
20 000 00358,519.64
15, 172. 40
106, 517, 955. 21
214 banks.
$69,183, 860. 328, 216, 000. 00
478, 000. 00263,650 00
4, 283, 872.7111, 522, 897. 951, 857, 407. 21
627, 892. 901, 794, 688. 82
376, 477. 79261,816.23597, 755.62644, 393. 41
95, 658. 951, 367. 049. 00
40, 612. 483 766 621 013, 498, 099. 00
20 000 00353. 076. 8726, 377. 82
109, 276, 208. 09
216 banks.
$72,189, 039.128, 493, 500. 00
478, 000. 0Q352, 900. 00
4, 620, 558. 0310, 532, 377. 942, 033, 781. 67
542, 503.111, 806, 916. 35
393, 945.75571, 257. 96637, 521. 32536, 282. 54
85, 517. 351,503, 785. 00
36, 376. 463 848 603 763, 820, 636. 00
357, 394. 5912,031.15
112,853,528.10Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 371
BY STATES AND RESERVE CITIES—Continued.
C I T Y OF L O U I S V I L L
Liabilities.
Capital s tock .
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual depos i t s . .U. S. depositsDep'tsU.S.dis. officers
Due to national banksDue to State b a n k s . . .
Notes rediscounted . .Bills payableOther liabilities
DECEMBER 2.
10 banks.
MARCH 1.
10 banks.
$4,901,500.00 I
1, 137, 800. 00340, 833. 34
449, 490. 00
16, 504. 00
5,594,081.70224, 299. 74105, 700. 26
1, 683, 389. 301, 356, 957. 89
259.601.41100, 000. 00
600. 00
$4, 901, 500, 00
1, HI , 300. 00317,593.79
449, 940. 00
6,190. 00
5, 049, 607. 00172, 904. 98157, 095. 02
2, 393, 753. 401, 922, 259. 03
10,000.00
i," sob. oo
Total 16,170, 757. 64 i 16, 523, 643. 22
MAY 17.
10 banks.
$4,901,500.00
1, 041, 300. 00359, 269.97
449, 940. 00
E.JULY 12.
10 banks.
$1,901,500.00
1,014,800.00332,612.49
449, 910. 00
17, 876. 00
5, 307, 39(5.36187,274.07142,725.93 |
2, 313, 971. 092,119, 865. 93
85, 000. 00
16,926,119.35
19, 002. 00
5, 523, 332. 86264, 910.22
65, 089. 78
2, 368, 764. 002, 276, 872. 44
25, 000. 00
17, 241, 883. 79
SEPTEMBER 30.
10 banks.
$4,901,500.00
1, 014, 800. 00462, 574. 65
448,190. 00
8, 331.00
5, 494,149. 90135, 786. 79191,213.21
3,042, 808. 762, 524, 877. 53
20, 000. 00
2, 500. 00
18, 249, 731. 84
TENNE SSEE.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationStat^-bank circulation
Dividends unpaid
Individual deposi ts . .U. S. depositsDep' ts U.S.dis.officers
Due to national banksDue to State banks . .
Notes rediscounted . .Bills payable
Total
55 banks.
$10, 455, 500. 00
2, 207, 206. 531, 296, 233. 26
1, 332, 375. 00
1,162. 58
13, 658, 353. 33203, 469. 92
74, 408. 37
1, 580, 463. 911, 067, 691. 97
1,557,448.2146, 175. 00
33, 480, 488. 08
55 banks.
$10,420, 500. 00
2, 222, 978. 811, 050, 569. 22
1, 359, 375. 00
1, 997. 36
15, 653, 723. 04347,569. 24154,119. 20
1,771,919.701, 731, 078. 59
264, 023. 8156, 856. 66
34, 834, 710. 69
56 banks.
$10, 473, 953. 00
2, 226, 942. 941, 222, 817. 44
1,371,365.00
2, 003. 00
16,486, 244. 08177, 769. 40106, 103.12
1,518,733.921, 825, 514. 79
189, 866.7550, 498. 90
35, 651, 812. 34
56 banks.
$10, 473, 953. 00
2,200,914.68879, 030. 53
1,371,385.00
69, 612. 75
16, 228, 067. 02220, 636. 70
73,164. 56
1, 434, 778. 861, 915, 952.71
206, 552.4725,150. 00
35,159. 228.28
55 banks.
$10, 179, 455. 00
2,241,505.141, 099, 081, 80
1, 326, 935. 00
3, 691. 50
15,411,935.90217, 559.44
70, 034. 74
1, 475, 695. 891, 600, 807. 30
508,247.8444, 000. 00
34,184, 949. 55
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState bank circulation
Dividends unpaid
Individual deposits. -.U. S. depositsDep'ts U.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted .Bills payableOther liabilities
Total
214 banks.
$26, 510, 400. 00
7,010,702.012, 339, 533. 00
6, 893, 094. 75688.00
59, 353. 97
55, 790, 478. 36452, 378. 79137, 564. 78
1, 757, 106. 24859, 690. 53
423, 492. 65237, 000. 0030, 616. 01
102, 502, 099.09
OHIO.215 banks .
$26, 716. 800. 00
7,049,271.132, 493, 389.47
7,172,561.7568S. 00
25, 833. 40
58, 506, 063. 62420,105.19111,276.46
1, 728, 3O.r>. 10981, 022. 27
430, 765. 6034, 500. 005, 440. 09
105, 676, 025. 08
214 banks.
$26, 657,100. 00
7,018,865.952,201,939.83
7, 326, 760. 00688.00
71, 530. 27
59,614,483.49363,901.76162, 945. 39
1, 731, 982. 24901,620.67
365,713.8383, 337. 6717, 026.11
106, 517, 955.21
214 banks.
$26, 647, 800. 00
7, 092, 328. 282,198. 043.11
7, 267, 240. 00688. 00
86, 823.62
62, 586,170. 06294.114.35179, 902. 37
1,654,961.05941,281.86
212,791.1095, 265. 6218, 79S. 67
109, 276, 208.09
216 banks.
$26, 889. 870. 00
7, 164, 758. 282, 926, 909.41
7, 437, 047. 50688.00
59, 410. 59
64, 477, 519.98286, 386. 40162, 776. 00
1, 974, 580. 08982, 950. 88
166, 228. 92336, 590. 85
7, 805. 21
112, 853, 528.10
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
372 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
CITY OF CINCINNATI.
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits ..TJ.' S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes .,.U. S. cert's of deposit.5 % fund with Treas.D ae from U. S. Treas.
Total
DECEMBER 2.
13 banks.
$27, 047, 870.851, 327, 000. 001,100, 000. 00
281, 550. 002, 445,005. 693, 265,320.692,141,169. 251, 023, 286.86
439, 761.2223, 957.0688, 829. 49
340, 585.5191,064.26
409, 489.30327, 649.00
3,402. 881, 763, 655.162, 229,469. 00
800, 000. 0043, 663. 50
45, 192, 829. 72
MARCH 1.
13 banks.
$27, 954,486.312,105, 000.00
950, 000.00335, 250. 00
2, 739, 677.584, 996, 677.182, 439, 887. 671, 093. 699. 96
439, 761. 2230, 957. 06
204,327. 71454, 486.9691,130.74
480, 258. 01395, 054. 00
5,117.112, 002, 500.701, 678, 716.001, 060, 000. 00
94, 718. 504, 265. 00
49, 555, 971. 71
MAY 17.
13 banks.
$28, 588,402.872,492.000. 00
950,000.00504, 700.00
2, 963, 506. 064,125, 034.252,485, 673. 751, 017, 609. 77
417,148.0730, 966. 6197, 748. 93
497,487.8676,111.01
237, 827.20514, 491.00
3,810.231, 908, 358. 502, 917, 267. 001,010,000.00
111, 597. 505, 000. 00
50, 954, 740. 61
JULY 12.
13 banks.
$29, 764, 890.912, 692, 000. 00
850, 000.00349, 550. 00
3, 036, 986. 484, 487, 437. 53
. 2,694,632.55854,913.77417, 023. 07
30,966. 61115, 247. 20517,114.16
74, 651. 29300, 001. 47392, 326.00
4, 201.461, 712, 921. 741, 966, 214. 001,000, 000. 00
120, 589. 009, 990.00
51, 391, 657. 24
SEPTEMBER 30.
13 banks.
$30,498, 739. 032, 767, 000. 00
850, 000.00137, 250. 00
3, 375, 341.174,208,142. 492, 643, 864. 53
898,113.46417,023.07
30, 966. 61225, 436. 85468, 934. 93114, 775.15227, 702.43
. 469. 217. 004, 680. 07
2, 028, 304.152, 466, 003. 00
870, 000. 00122,260.00
1,400.00
52, 825,153. 94
CITY OP CLEVELAND.
Loans and discountsBonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.
Total
10 banks.
$20,198, 828. 85675, 000. 00100, 000. 00
900. 00204, 981.33
1, 963,471. 001, 755, 611. 20
470, 348. 47488, 757. 83134, 079 7626, 435.7211,174. 2580, 445.39
226, 632. 08148, 963. 00
3, 269. 011,120,159. 021, 072, 000. 00
15, 000. 0029, 563. 771,000.00
28, 726, 620.68
10 banks.
$20, 828, 396.14675, 000. 00100, 000. 00
1, 000. 00191, 981. 33
5,203,861.372,201,120.01
832, 980.72488, 757. 83134, 079. 76181,481.0611,191.7566, 873. 44
241,991.98112, 299: 00
4, 390. 881, 300, 472.051, 272, 500. 00
28, 975. 001, 340. 00
33, 878, 692. 32
10 banks .
$21,055,888.12675,000.00100,000.00
1, 000.00215,395.33
3,743/717.452, 382, 443.12
862, 406. 96480, 257. 83136, 485.0310, 380. 7911,191.7572, 417. 84
207, 023. 29210, 605, 00
3, 665. 091, 300, 590.101, 609, 800. 00
30, 375.0070.00
33,108, 712. 70
10 banks.
$22, 483, 225. 33675, 000. 00
75, 000. 001, 000. 00
148, 290. 335, 062,012.872, 511, 828.01
687,106. 53480, 257. 83144, 485. 0364, 315*. 5811,191.7539,551.59
360, 705.10151, 729.00
4, 527. 381,441,528. 501, 475, 000. 00
29,915.002, 650. 00
35, 849, 319.83
10 banks.
$23, 715, 555. 55675, 000.0060, 000. 001,000.00
148, 290. 333,868,153.851, 981, 985.14
457, 292. 85480, 858.11144, 485. 03191, 313. 5711,151.7573, 300. 87
245, 329. 36160. 94L 00
4, 690. 561,433,211.501, 315, 000. 00
29, 565.001,000.00
34,998,124.47
INDIANA.
Loans and discounts .Bonds for circulation;Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency .Legal-tender notes . .TJ. S. cert 's of deposit.5 % fund with Treas .Due fromTJ. S. Treas.
Total .
100 banks.
$34, 905, 235. 843, 998, 550.00
850, 000.00267,100. 00
1,867,329.185, 830, 282. 962, 763, 933. 88
518,218.011, 006,874.17
290, 336. 67321, 413. 53226,106. 75309, 378. 33131, 571.10
1,122,895. 0025, 616.68
3 385, 969. 592. 095, 024. 00
171,867.3910, 377. 95
60, 098, 081. 03
T06 banks.
$35,407, 847.184,150 550. 00
600, 000. CO299, 750. HO
1, 986, 839. 856,552,033.912,613 799.62
487, 253. 541, 064, 499.14
301,419.24147, 357. 69245, 040. 19368, 885.49152,101.31
1,016, 098.0027,917.74
3,161,142. 582,153, 292. 00
177, 971. 2718. 835. 53
60, 932, 034. 2?
107 banks.
$36, 462, 718. 504,221,050. 00
600, 000. 00240, 950. 00
1, 957, 205.126, 929,076. 662, 776, 259. 24
701,273.811,152,636.04
324, 020. 08306, 000.16258, 031. 99407, 379. 20108,071.55.
1,083,130.0024, 968. 92
3,284, 53:5.692,100, 436. 00
179, 342. 7212, 937. 43
63, 130, 021.11
107 banks .
$36, 805, 785.464, 221, 050. 00
600, 000. 00225,700.00
2,080,051.746,315,818.212, 584, 021.85
536, 927. 551,150,717.23
310,104.2575,743. 69
241,822.77306, 302, 96108, 295.16
1, 472. 360.0024, 734. 74
3,501,296.082, 26-1. 059. 00
182,702.2519, 233.11
.63, 026, 726. 05
106 banks.
$37,570,571.714, 221, 050. 00
525, 000.00365, 400. 00
2,105,543.707,094,515.933, 429, 512. 99
604, 093. 831,158, 962. 72
290,027.55225, 082. 29
• 280, 364.50846, 877.10179,371.44
1, 519, 834. 0027, 078. 66
3,641,616.602,517, 501. 00
183, 324. 6121,521.25
66, 313, 249. 94Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY.
BY STATES AND RESERVE CITIES—Continued.
C I T Y OF C I N C I N N A T I .
373
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'l-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..IT. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
13 banks .
$9,100, 000. 00
2, 490, 000.001,110, 429. 93
883,150.00
10, 314. 50
20, 527, 916.121, 045, 420.69
6,841,513.112, 838, 407. 91
345, 677. 46
45,192, 829. 72
MARCH 1.
13 banks.
$9,100, 000. 00
2, 535, 000. 001, 246, 727.10
1, 693, 060. 00
5,176. 00
21,221,070.71895, 828.63
8,645,604.833, 917, 004. 44
296, 500.00
49, 555, 971.71
MAY 17.
13 banks.
$9,100, 000. 00
2, 555 000.00983,031.54
2,091,600.00
13, 523. 00
22,162, 346. 83896, 028. 31
9,312,494.483, 545,167. 91
295, 548. 54
50,954, 740. 61
JULY 12.
13 banks .
$9,100, 000. 00
2, 635, 000. 001,034,053.71
2, 207, 730. 00
35, 430. 50
22, 598, 998. 42721, 037.15
9, 090, 672. 933,676,434.53
292, 300.00
51, 391, 657. 24
SEPTEMBER 30.
13 banks.
$9,100, 000. 00
2, 635, 000. 001, 305, 596. 29
2, 379, 850. 00
18, 479. 00
22, G05, 568. 28717, 523.15
9, 337, 499.184,384,338.04
75, 000. 00266, 300. 00
52, 825,153. 94
CITY OF CLEVELAND.
Capitalstock
Surplus fundUndivided profits
Nat'l-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscountedBills payableOther liabilities
Total
10 banks .
$8, 050, 000. 00
1, 735, 000. 00489, 482. 28
607, 500. 00
3, 584. 00
13, 732, 454. 8459, 815. 7437, 083. 07
1,728,509.601,074,812.58
12 000.00720, 000. 00476, 378. 57
28, 726, 620. 68
10 banks. .
$8, 050, 000. 00
1, 735, 000. 00741, 344. 56
603, 500. 00
985. 00
18,140, 026.4763, 598.2635: 312. 34
2, 420, 350. 051, 562, 255.50
50, 000. 00476, 320.14
33, 878, 692. 32
10 banks.
$8, 050, 000. 00
1, 775, 000. 00457, 591. 38
603, 900. 00
-14,310.00
18, 069, 556. 4666, 419. 2734, 014. 43
2, 167, 697. 041, 364, 812. 99
175, 000. 00330,411.13
33,108, 712.70
10 banks .
$8, 050, 000.00
1, 750, 000. 00625, 556. 01
601, 450. 00
4, 562. 00
20,094,572.9157,118.7618, 802.49
2, 390, 724. 901, 676, 716. 20
503, 500. 0076, 316. 56
35, 849, 319. 83
10 banks.
$8, 050, 000. 00
1,750,000.00865,169. 03
606, 350. 00
321. 00
18,122,227.1052, 783. 0210,627.19
3,117.150. 421,712,087.10
275, 000. 00436, 409. 01
34, 998,124. 47
INDIANA.
Capital stock
Surplus fundUndivided profits
Nat'l-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills pavableOther liabilities
Total
100 banks .
$12,427,000.00
4, 017, 615. 892, 459,123. 85
3, 504, 275.00
22, 973. 50
33,154, 642. 79660, 498. 31125,154. 37
1,840,720.511.774,529.76
52, 897. 0540, 000. 0018, 650. 00
60, 098, 081. 03
106 banks .
$13, 020, 000. 00
4, 520, 015. 491, 587, 539. 53
3, 568, 364. 00
23, 760. 25
34,176, 943.37423, 834. 55117, 049. 65
1,510,976.881,736,146.24
166,354.3280, 000. 001,650.00
60, 932, 634. 28
107 banks.
$13,305,900.00
4,535,151.801, 886, 642.15
3, 658, 890. 00
20, 284. 43
35, 768,056. 80379. 000. 77160; 458.09
1,511,366.031, 780, 322. 39
77,298. 6545, 000.001, 650. 00
63,130, 021.11
107 banks.
$13, 428, 000. 00
4,613,198.711,418,937.80
3, 731,190. 00
53, 964.53
35, 755,190. 83366, 042. 83170, 632. 33
1, 490, 380.471, 820, 332. 29
123, 856. 2655, 000. 00
63, 026, 726. 05
106 banks .
$13, 447, (J00. 00
4, 580, 443. 861, 798, 560. 61
3, 736, 315. 00
21, 853. 03
37, 296, 585. 99176, 216. 28288, 282.00
2,107, 820. 762, 758,171'. 41
47, 000. 0055, 000. 00
66, 313, 249. 94Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 7 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
I L L I N O I S .
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...U.S.bonds on hand..Other stocks andb'dsDue from res've ag'ts.Due from nat'lbank s.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TT. S. cert's of deposit5 % fund with TreasDue from U. S. Treas
Total
DECEMBER 2.
182 banks.
$52, 057, 660.054, 983, 500.00
970, 000. 00231, 200. 00
4, 558, 644. 017, 518, 070.651, 394, 559. 20
348, 177.151, 675,184. 25
379, 270. 41374,102. 02487,341.16470, 591. 49135, 386. 32885,243.0031,249.35
3, 415, 722.181,793,551.00
10, 000. 00221, 563.2125, 972. 65
81, 966, 988.10
MARCH 1.
182 banks .
$53, 312,136. 824, 993, 500. 00
920, 000. 00271,300.00
4, 592, 597. 6310, 102,510.441,560,642.33
458,032.151, 690, 383. 08
431,535.28229, 220. 27448, 663. 93753, 798. 7895, 649. 04
1,100,203.0031,788.78
3,472, 451. 001,969,271.00
10, 000. 00222,039.10
15, 799. 52
86, 681, 526.05
MAY 17.
185 banks .
$54, 442,576. 055, 081, 000.00
920, 000. U0273, 300. 00
4, 455, 966. 899, 771, 578. 781, 490, 024. 52
278,120.171,710,477.26
442, 226. 41447, 303.23448, 297. 49540,411.5076, 387. 12
981,596.0035, 963. 39
3,607,712.822, 037, 366. 00
10, 000, 00221, 232. 21
14,912.86
87, 286, 452. 70
JULY 12.
188 banks .
$54, 236, 372.195,131, 000. 00
920, 000. 00276, 050. 00
4, 454, 784. 949, 278, 264.141, 332, 237.47
371,459. 001, 717, 657. 50
439,671.97114,812.10438,119.92460, 554. 94
91, 262. 03928, 025. 0037,382.31
3, 780, 222. 372,022,491.00
20, 000. 00224,861.21
11, 595. 86
86,286, 823. 95
SEPTEMBER 30.
188 banks.$55,821,574.96
5,132,000.00920, 000. 00273,150. 00
4, 679,157. 218,138,934.511,460.010.97
353; 774.081, 750, 445.74
427, 569. 67270, 760. 90430, 907. 49503, 213. 6483, 647. 65
973, 240. 0035, 803. 26
3,991,582.212, 036, 657. 00
20, 000. 00227, 692. 6118, 549. 40
87, 548, 671. 30
CITY OF CHICAGO.
Loans and discountsBonds for circulation.Bonds for deposits ..U. S. bonds on hand..Other stocks andb'dsDuftfroTn res'veaff'tsDue fromnat'lbanks.Due from State banksBanking house, e t c .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.
Total
21 banks .
$88, 006, 424. 661, 200, 000. 00
300, 000. 0048, 500. 00
3, 740, 301. 70
14, 298, 758. 355, 397, 671. 97
680, 562. 81236, 480. 66222, 561. 70
54, 303.1059, 867. 80
7,025,706.19932, 587. 0022, 400. 93
19,971,168.616,471,891.001, 390, 000. 00
54, 000. 0085, 700. 00
150,198, 886.48
. 22 banks .
$92, 243, 773.071, 250, 000. 00
300,000.00668, 550. 00
4, 387,166. 98
21, 062, 479.164, 826, 563. 71
689, 635. 54238, 332. 22117, 465.15111,209.1079, 227. 92
6, 763, 014. 311, 728, 500. 00
36, 710. 3521,175,143.609,595,901.001, 860, 000. 00
56, 250. 0092, 500. 00
167, 282,422.11
22 banks .
$100,983,098.141, 250, 000. 00
300, 000. 00974, 750. 00
5,196, 852. 55
16,181, 228. 654, 823, 390. 30
724, 784. 09380, 659. 57201,141.53161,378.9848, 659. 33
6, 633, 998. 212, 074, 551. 00
32, 393. 4423, 284, 350. 7511,571,341.001,860,000.00
56, 250. 0071, 500. 00
176,810,327.54
22 banks.
$104,827,864.501, 250, 000. 00
300, 000. 001,017,000.006, 825,152. 07
15, 249, 242. 724, 726, 643. 85
865, 303. 61418, 296. 41
29. 374. 41166| 113.98112,367.70
6,484,719.701, 264, 638. 00
30, 885. b323, 083, 015.40
9, 300, 786. 001,610,000.00
56, 250. 00109,050.00
177, 726, 704.18
23 banks.
$103,999,437.231, 300, 000. 00
300, 000. 00704, 200. 00
5,168, 792. 70
15, 754, 753. 204, 384, 484. 78
870, 439. 59473, 274.51155, 821. 96152, 509. 1972, 491. 46
7, 623, 845. 081, 040, 553. 00
41,855.5222, 315, 853.906, 876, 207. 001,260,000.00
58, 500. 0059, 200. 00
172,612,219.12
MICHIGAN.
Loans and discountsBonds for circulation.Bonds for deposits ..U. S. bonds on hand-.Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from IT. S. Treas.
Total
98 banks.
$33,193, 880. 042, 505, 500. 00
100, 000. 008. 950. 00
620, 294.494, 570, 636. 48
533,121. 38259, 25H. 43
1,024,168.98476, 279. 61250, 633. 23210, 149, 58183, 725. 5580, 457. 02
457, 352. 0016, 075. 60
1,726 517.04816^ 492,00
112,185 0010, 710.40
47,156, 384. 83
98 banks.
$33,206,951.922, 505, 500. 00
100,000. 007. 950. 00
772,142.866, 113,141. 20
762, 425. 69296, 814. 79
1, 026, 567. 70477, 978.23129, 899. 67207, 796. 66175, 185. 5156, 957. 41
378, 240. 0021, 855. 46
1,685 483 56830, 591. 00
112, 747. HO25, 608. 00
48, 899, 927.16
96 banks.
$33, 438, 934. 232, 443, 000. 00
100,000.007, 950. 00
699. 520.145,311,750.09
491, 394. 59296,191.15
1,037,155.27470, 507.14223, 783.63204,109.16245, 257.49
91, 938. 43421,151.00
19,123. 051,705 411 10
968, 302. 00
109,935.0012, 454. 00
48, 297, 867.47
96 banks.
$33, 542, 838. 932, 453, 000. 00
100, 000. 007, 950. 00
754, 951. 316, 298, 718. 47
751,173. 54312, 236. 90
1, 054, 594. 92456, 825. 45
50, 275. 87189,211.16230, 624. 6696, 904. 92
509, 788. 0018, 626. 21
1 804 452 43941, 988. 00
109, 935. 0011,297.50
49, 695, 393. 27
96 banks .
$34,313,317.962, 443,000. 00
100, 000. 008, 950. 00
773, 456. 666, 479, 631. 27
817, 410. 65499, 326. 30
1, 058, 556.39* 461, 290. 65
193, 572. 84191,132. 79230, 672. 40127, 343. 23446. 535. 0017,3K6.72
1 769 522 99911,371.00
109, 934. 7012, 867. 50
50, 965, 259. 05Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 7 5
BY STATES AND RESERVE CITIES—Continued.
I L L I N O I S .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..IT. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
182 banks .
$16, 504, 000. 00
5, 704, 627. 532, 979, 982. 62
4, 416, 347. 00
17, 396. 50
49,141,037.35897, 529. 34
29, 848.78
436, 981. 311, 635, 728. 58
141, 949. 0961, 560. 00
81, 966, 988.10
MARCH 1.
182 banks.
$16, 548, 000.00
5,849,851.042, 566, 663. 54
4, 418, 307. 00
90, 111. 78
53, 942, 519. 25843, 630. 98. 35, 589. 00
411, 235. 871,750,771.85
121, 845. 74103, 000. 00
86, 681, 526. 05
MAY 17.
185 banks.
$16,781,000.00
5, 846, 432. 343, 090, 716. 30
4, 464, 317. 00
21, 913. 56
53, 865,120. 00852, 650. 91
24, 538. 60
528, 707.111,416,141.25
298, 635. 6392, 000. 00
4, 280. 00
87, 286, 452. 70
JULY 12.
188 banks.
$16, 956, 000.00
6, 010, 028. 062, 445, 418.17
4, 513,197. 00
103,713.16
52, 999, 347. 02828, 088. 28
23, 858. 82
507, 784. 531. 562, 742. 55
231,305.13105, 000. 00
341.23
86,266, 823. 95
SEPTEMBER 30.
188 banks.
$17, 046, 000. 00
6,112,532.382, 879, 285. 30
4, 554, 477. 00
31, 551.16
53, 987, 212.44824, 450. 7228,147. 69
446,129. 981, 390, 027. 90
160, 856. 7388, 000. 00
87,548,671.30
CITY OF CHICAGO.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits.. -U. S. depositsDep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
21 banks .
$20, 800, 000. 00
9, P>15, 000. 003,186, 958. 35
752, 305. 00
3, 621, 50
65, 332, 498. 92282, 499. 22
14, 238. 72
28, 746, 731. 1421, 725, 033. 63
40, 000. 00
150,198, 886. 48
22 banks.
$21, 900, 000. 00
9, 707, 500. 002, 807, 241.15
779, 705. 00
4, 228. 00
68,077,231.82276, 328. 90
19, 016. 73
37,104,558.7126, 606, 611. 80
167, 282, 422.11
22 banks.
$21,900,000.00
9, 700, 000. 003, 316, 292. 35
770, 255. 00
7, 016. 50
80, 465, 503. 49245, 270. 44
16, 310.47
36, 539, 739. 9123, 830, 939. 38
10, 000.00
176, 810, 327. 54
22 banks .
$21,900,000.00
10, 004, 500. 002, 920, 542.38
799, 885. 00
25, 346. 00
80, 335,812. 97237, 762. 95
20, 987.17
36. 858, 231. 6224, 623, 636. 09
177, 726, 704.18
23 banks.
$22, 900, 000. 00
10, 051, 900. 003, 446, 892. 47
796, 055. 00
222, 492. 00
77, 602, 282.14276, 870.32
20, 020. 81
33,492, 538.0823, 727, 334. 70
31, 583. 60
41, 250. 00
172,612,219.12
MI CHIGAN.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
[ndividual deposits...U. S. depositsDep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills pay ableOther liabilities
Total
98 banks.
$10, 844, 60,0. 00
3, 095, 238. 331, 707, 419. 92
2, 211, 600. 00
36, 363. 86
27, 895, 506. 6395, 857.474, 634.45
324, 686. 80564, 683. 90
350, 519. 0923, 000. 00
2, 274. 38
47,156, 384.83
98 banks .
$10, 858, 270.00
3,179, 687. 601,329,713.13
2, 220,110. 00
15, 662. 22
29,632,791.8593, 961. 814, 762. 53
451,759.51942, 395. 41
Id4,522.3527, 000. 00
9, 290. 75
48, 899, 927.16
96 banks.
$10,634,000.00
3,116,567.601, 661, 250. 22
2, 175, 700. 00
13, 634.16
29, 276, 808.1595, 979. 67
2, 972. 64
256, 081.17764,198. 86
•278,586.6022, t)00. 00
28.40
48, 297, 867. 47
96 banks.
$10,634,000.00
3,198, 933. 291,155, 599. 33
2,173,110. 00
53, 219. 91
30, 796, 868.1089, 757. 79
201.79
487, 565. 68911, 848. 44
17?, 488. 9414, 500. 00
300.00
49, 695, 393. 27
96 banks.
$10, 634, 000 00
3, 220, 283.291, 479, 855.10
2,176, 270. 00
9, 257. 86
31, 843, 686. 2275, 995. 51
2, 342. 25
5*65, 378.11817, 662. 31
132, 528. 408, 000. 00
50, 965, 259. 05Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 7 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
CITY OF DETROIT.
Kesources.
Loans and discounts.Bonds for circulationBonds for deposits...U.S. bonds on handOther stocks and b'dsDue from res' ve ag'ts.Due f rom nat'lbanks.Due from State banksBanking house, etc..Heal estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch' gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.
Total
DECEMBER 2.
8 banks.
$15;453, 582.25450, 000. 00400, 000. 00
147, 054. 202, 371, 396.16
909, 750. 98353,583.89116,424.49178, 538. 8858, 266.09
116, 500. 0039,139.21
451,009.29172, 630.00
5, 455. 23950, 665. 25
1,192, 275. 00
20, 250. 0012, 356. 01
23, 398, 876. 93
MARCH 1.
8 banks.
$10,1547,170.23450, 000. 00400, 000. 00
83,432. 523, 343, 534. 901,016,096.07
449,176. 59116, 424.49180,105.5033, 402. 61
106, 500. 0052,168.62
316, 479. 34151, 682.00
6, 230. 001,083, 417. 501,150,351.00
20, 250. 0010,977.21
25, 317, 398. 58
MAY 17.
8 banks.
$17, 288,601.14450, 000.00400, 000.00
96, 785.022, 701, 847.271, 039, 002.64
463, 955. 5217,153. 50
184, 474. 9453, 214. 00
106, 500. 0045,531.29
260, 565.26120, 076. 00
6, 251.631, 329, 545.80
989, 719.00
20,250. 002, 487. 06
25, 575, 960. 07
JULY 12.
8 banks.
$16, 754, 932.16500, 000. 00300, 000. 00
86, 785.022, 884, 002. 641,187,402.46
511, 061. 0716, 853.50
111,078.928, 053. 86
95, 500.0068, 384. 84
276, 657.83141, 703. 00
6,251.411, 279,736. 501, 218, 619.00
21, 430. 0025, 707. 06
25, 494,159. 27
SEPTEMBER 30.
8 banks.
$18,162, 563.99500, 000.00300,000.00
104, 785.023, 283, 792. 281, 317, 344. 69
384, 884. 6916, 853. 5091, 036. 6824, 652.1595,000.0043, 373. 34
307,001.00106, 077. 00
6,413.081,176,104.551,151,353.00
22, 500, 0022, 228. 91
27,115, 963.88
WIS CONSIN.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S.'Treas.
Total
72 banks.
$2:"!, 651, 778. 021,631,750.00
150, 000. 0011,650.00
739, 559.123, 898, 372. 66
448, 778. 52215,447. 25659, 867. 9569, 679.96
152, 419. 37149, 764. 61140, 206. 76
319, 555. 0012, 7i»4. 50
1, 570, 4G7. 93630, 863. 00
72,310.00929. 50
33, 526, 203.15
71 banks.
$22, 796,109.161, 671, 750. 00
150, 000. 00950. 00
750, 720. 384,536,915.21
644,184.41209,113. 55749,119.7327,975. 0094.615.oO
150, 761. 35194, 633.48
266, 785. 0015, 058. 93
1,531,320.06611,791.00
71,937. 00724. 20
34, 474,463. 96
72 banks.
$23,267, 597. 981, 696, 750. 00
150, 000. 00950. 00
935, 734. 034, 111, 690. 84
558, 926.57211,698.51763, 766.1230, 975. 00
161, 232. 52155, 308. 80138, 034. 51
286,743.0014,597.24
1, 657, 519, 09657,173. 00
73, 222.003, 540.40
34, 875; 459.61
73 banks.
$23,742, 207. 741, 671, 750. 00
150, 000.00950. 00
988, 061.133, 937, 859.41
508, 561.98196,209.82762, 487.1834, 975.0033, 665. 73
142, 069. 55168,131. 35
331,492. 0013, 796.49
1, 682, 664. 24597, 799. 00
72, 717.004, 576. 50
35, 039, 974.12
74 banks.
$24, 647, 222. 581, 684, 250. 00
150, 000. 001,050.00
1, 068, 596. 324,149,699. 87
486, 998.55218,197.25714, 200. 8691,776.67
119, 967. 70137, 820. 00199,300.55
289, 366.0013, 734.28
1,837, 144. 95592, 801. 00
75, 284. 606, 649.70
36, 484, 060. 88
Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'ds3)ue from res've ag'tsDue from nat ' lbanksDue from State banksBanking house, e t c .
Premiums paidCash itemsClear'g-house exch'gsBills of other banks . .Fractional currency.Specie .Legal-tender notes ..IJ. S. cert 's of deposit5 % fund with Treas .Due from TJ. S. Treas.
Total
CITY3 banks.
$5, 019, 403. 99250, 000. 00320, 000. 00
7,450. 00425, 970. 00
1,155,151.07230,689.11
61, 543.8275, 000. 00
49, 870. 733,139. 65
214, 080. 7118, 1^5. 0010, 657. 55
807, 441. 00465, 725. 00
• 12,170. 008, 000. 00
9,134, 457. «3
OP MIL3 banks.
$5, 047, 303. 05250,000.00320, 000. 00
7,450.00475, 495. 50
1,962, 932.33323, 673.9560,117. 0475, 000. 00
49, 653. 652, 637. 07
218, 665. 611G, 510. 003,156.42
867 575 00398, 938. 00
U, 250. 00* 1, 855. 00
10, 092, 212. 62
W AUKE3 banks .
$5, 353,269.16250, 000.00320, 000. 00
6, 950. 00483, 404.14
1, 652, 007.08614,413.70
72, 778.1775, 000. 00
46, 645.002, 808. 04
164,913.6417, 773. 00
3, 299. 59832 906.00346,168. 00
11, 250. 001,165. 00
10, 254, 750.52
E.3 banks.
$5, 886, 812. 53350,000.00
. 320, 000. 007, 950.00
603,437.411, 459,135.17
514, 917. 51102, 556. 8375,000. 00
46,073.7513, 002. 74
151,444.7614, 362.004, 398. 81
900 205 00369, 775.00
11, 755.004, 565.00
10, 835, 391. 51
3 banks .
$6,142, 821.61350, 000. 00320, 000. 00
8, 750.00746,412.99
1, 002, 489. 81199, 489. 3462,198.1975, 000.00
45,124.001, 975.45
201, 271.918, 951,002, 567.66
974 365 00368,057.00
15, 745.007, 595.00
10, 532, 813. 96
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 7 7
BY STATES AND RESERVE CITIES—Continued.
CITY OF DETROIT.
Liabilities.
Capital s.tock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..
Total
DECEMBER 2.
8 banks.
$4, 400, 000. 00
620, 000. 00651, 801. 40
375, 420.00
10. 00
10, 605, 003.56256,123.13127,312.26
2, 323, 020. 233, 928, 547. 71
111,638.64
23, 398, 876. 93
MARCH 1
8 banks.
$4, 400, 000. 00
631, 000.00497, 973.47
362, 070.00
135.00
10, 602, 400. 25309, 998.17
86, 568.85
3, 437, 218.234, 990,034.61
25, 317, 398. 58
MAY 17.
8 banks.$4,400, 000.00
634, 000. 00616, 854.16
377, 400. 00
166. 00
11,456, 550.16292, 364. 72102,653. 58
3,155, 534.434, 483,437. 02
57, 000. 00
25, 575, 960.07
JULY 12.
8 banks.$4, 400, 000. 00
648, 000.00441, 519. 38
386,630. 00
5, 219.39
10, 748, 243.18193,332. 78104, 348. 29
3,674,294.494, 892,571. 76
25,494,159.27
SEPTEMBER 30.
8 banks.$4,400,000. 00
651, 000. 00523, 084. 78
406, 280. 00
20, 287.13
11, 664, 200.52133, 273. 69161, 660.31
3, 956, 761. 085,199, 416.37
27,115, 963. 88
WISCONSIN.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationStite liink circulation
Dividends unpaid
Individual deposits. -.U. S. depositsDep'ts D. S. dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
72 banks .
$6, 245, 000. 00
1,798,185.021,107, 231. 73
1,440, 456.00
1, 824. 00
22, 299, 2G4.01105, 773. 48
38, 305.14
56, 34G. 23279, 934.14
82, 883. 4071, 000. 00
33, 526, 203.15
71 banks.
$6, 325,100. 00
1, 837. 364. 67836, 327.14
1,455, 336. 00
' 3, 359. 00
23, 299, 955. 79121,167.13
19, 839. 08
88, 906.44363, 558. 71
117, 550. 006, 000. 00
34, 474,463.96
72 banks.
$6,480, 800. 00
1, 850,129. 671, 070, 746. 20
1,490, 926.00
417.00
23, 324,465. 76137, 082. 77
7,104. 50
78, 798. 27366, 714. 55
62,195.196, 000.00
79.70
34, 875,459.61
73 banks.
$6, 592,150.00
1, 899, 2i6.01792, 418. 63
1,458,106. 00
30, 826. 00
23, 619, 960. 91127,360.87
6, 362.42
92, 354.31351, 9J3.15
57,188.5712, 000. 00
107.25
35,039,974.12
74 banks .
$6, 652,650. 00
1,902,216.011, 033, 686. 63
1, 504.436. 00
722.00
24,771, 050.72131, 392. 04
3,496.46
85, 586. 29330, 089.52
51,072.4017, 498.52
164. 29
36, 484,060. 88
CITY OF MILWAUKEE.
Capital stock
Surplus fundUndivided profits
JSTat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'ts U.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted . -Bills pay ableOther liabilities
Total
3 banks .
$850, 000.00
475, 000. 00292, 637. 60
224,400.00
4, 919, 898. 27119, 801.69194,650.53
1, 550,160. 47432, 019.49
75 889 58
9,134, 457. 63
3 banks .
$850, 000. 00
475,000.00268,861.72
225, 000.00
5, 423, 887. 02174/080.48140, 864. 21
1, 807, 525.12726, 994. 07
10, 092, 212. 62
3 banks .
$850,000.00
475, 000. 00302, 404. 23
225, 000.00
5,716,896.78178, 068.37138, 092. 55
1,723,410.45645, 878.14
10, 254, 750. 52
3 banks .
$850, 000. 00
475, 000. 00283, 371. 03
235,100. 00
6, 365, 437.1674, 515.31
227,241.89
1, 664, 945.08659, 781.04
*
10, 835, 391. 51
3 banks .
$850, 000. 00
475, 000. 00304, 458. 70
314, 900.00
5, 941, 507. 08147, 050.65169, 790.64
75, 247.121, 575, 983.65
576,461.54102,414.58
10,532,813. 96Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
378 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
IOWA.
Resources.
Loans and discounts.Bond s for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert'sof deposit.5% fund with Treaa.Due from U". S. Treas.
Total
DECEMBER 2.
147 banks .
$34, 662, 017. 663,183, 750.00
200, 000. 001, 850. 00
1, 302, 587. 663, 910, 518. 201,516,225,46
402,681.161, 533, 807. 50
215, 752. 94362, 652. 57272, 913. 27332, 083. 89139, 886. 38517, 258. 0018, 862. 33
1, 732, 001. 791,150, 864. 00
141, 427.154, 337. 86
51,601,477.82
MARCH 1.
149 banks.
$35, 316, 852. 623, 219, 500. 00
175, 000. 001, 850. 00
1, 287, 232. 536, 365, 150.191, 943, 656. H3
472, 319. 581,471, 650. 54
241, 321. 40190. 383. 34258, 900. 04477, 210. 00
70, 878. 02631, 927. 0022, 206. 09
1, 836, 213. 461, 335, 053. 00
140, 251. 6111, 707. 49
55, 469, 263. 74
MAY 17.
150 banks .
$36,341,190.053, 254, 500. 00
175, 000. 003, 350. 00
1, 323, 964. 555, 877, 370. 072,122, 969.34
479.521.511, 518' 117.97
218, 508. 33359, 844.26254, 683.97248, 587. 89
71, 475. 84611, 289. 0024, 503. 79
2,161, 630. 901,217,048.00
144, 290. 3110, 647.10
56, 418,492. 88
JULY 12.
154 banks .
$36,059,114.283, 314, 500. 00
160, 000. 005, 350. 00
1,408,933.116,109,811.012,210,475.39
" 558, 220. 311, 524, 552.20
283, 771. 82107, 475.17255, 061. 08273, 787. 6875,817.57
546, 683.0022, 413.12
2,145, 988. 571,264,319.00
145,165. 319, 456. 80
56, 480, 895. 42
SEPTEMBER 30.
157 banks .
$38, 590, 023. 583, 364, 500. 00
160, 000. 003, 550. 00
1, 408, 804. 705, 023, 000. 331, 841, 695. 35
449, 945. 221,559,422.91
289, 555. 07266, 955. 01
* 261, 223. 67380, 303. 8466, 863. 36
542, 886. 0021, 949. 53
2,041,613.951, 343, 334. 00
147,200.85. 10, 637. 31
57, 773, 470. 68
CITY OF DES MOINES.
Resources.
Loans and discountsBonds for circulationBonds for deposits..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks. .Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.
Total ... 3,591,979.25
4 banks.
155, 881. 82309,185. 30106, 824.1358, 544. 34
124, 235. 6469,142. 0821,133.91.11,718.755, 884. 06
44,921.8946, 478. 002, 328. 33
110, 745.10151,161.00
6, 750.00
4 banks .
$1, 993, 638. 95150, 000. 09
224,134.71504, 544.49214, 035.10
63, 085. 86124,235.6479, 667. 9813, 236. 7711, 000. 006, 940. 78
68, 417. 6154, 673.002,124.11
120, 959. 30175, 693. 00
6, 750. 001, 000. 00
3,814,137.30
4 banks .
$2, 357, 273. 74150, 000.00
147, 294. 80742, 690. 41351, 278. 2648, 261. 29
124, 235. 6478, 908. 0414, 998. 7211,000.006, 776.10
59, 273. 9554, 543. 002, 707. 69
213, 900.40217,915. 00
6, 750. 00
4, 587, 807. 04
4 banks .
12, 519, 040. 72150, 000. 00
164, 967. 56557, 008. 91301,841.6857, 065. 87
124, 235. 6488, 356. 51
7,101.1611, 000. 005, 615.19
93, 795. 9884, 321. 00
5. 833. 54216| 108. 95186, 787. 00
6, 750. 001, 000. 00
4, 580, 829. 71
$2, 745, 722. 31150, 000. 00
214,721.39369, 282. 72267, 755. 2369,126. 64
125, 235. 6478, 719. 1418,189. 6610, 500. 00
3, 975. 43125, 579.13
50, 620. 004,147. 42
173, 676.15167, 854. 00
6, 750. 001, 000. 00
4, 582, 854. 86
MINNESOTA.
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand .Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etc . .Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ...U.S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.
Total
54 banks .
$15,741, 543.991,164, 800. 00
50,000.00
295, 201. 803,043, 873. 50
395,182. 74242, 470. 97739, 354. 22210, 645. 16123, 674.42111, 237. 9387, 419.59
111,581.33189,142. 00
7, 019. 20942, 392.19418,101. 00
50, 061. 003,261.33
23, 926, 962. 37
55 banks.
$16, 588, 725.241,177, 300. 00
50, 000. 00
280, 031.192, 496, 693. 32
473,114. 70303,757,80758, 491. 04214, 475.48132, 527.80
„ 106,498.35126, 356. 9928, 904.19
110, 843. 008, 022.47
957, 344. 36354, 349. 00
52, 978.507, 786. 00
24, 228,199. 43
57 banks.
$16, 968, 690.881,212, 300. 00
50, 000. 00
287, 318. 042, 854, 506. 54
496, 884. 44250, 661.497&7,155.42209, 527.44202, 880. 94107, 558.3554,197. 44
110, 251. 7797, 044. 009, 310. 86
« 984,138. 78346, 458. 00
50, 813. 505, 037. 00
25, 084, 734. 89
58 banks.
$18, 305, 717. 651, 224, 800. 00
50, 000.0010,000.00
253, 232. 052, 207, 993. 78
432, 507. 40189, 003. 35799, 488.90210,181.09
47,986.51107, 303. 94
81, 535.5843, 597. 85
114,964.008, 358.10
862, 530. 88439, 756. 00
50, 528. 504,189. 50
25, 443, 675. 08
59 banks .
$18,550,319.48*1, 267, 300. 00
50, 000. 0010. 000. 00
281, 343. 552, 550, 222.12
282, 057. 58257,202. 44832, 377. 80216, 494.1497, 392.15
107, 474. 6468, 895. 8284,573 58
102, 955. 008, 300.42
1, 018, 862. 21371, 379. 00
52, 258. 504, J 89. 50
26, 213, 602.93Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 379
BY STATES AND RESERVE CITIES—Continued.
IOWA.
Liabilities.
Capital stock
Surplus fundUndivided |irofits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'ts U.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted .."Bills payableOther liabilities
Total
DECEMBER 2.
147 banks .
$12, 790, 000. 00
2,787,617.691, 523, 100.18
2, 819, 057. 00
18, 239. 58
26, 771, 679. 07143,180. 77
41, 049. 91
1, 390, 859. 252, 558, 722. 33
588, 972.04169, 000. 00
51, 601, 477. 82
MARCH 1.
149 banks.
$13, 286, 575. 00
2, 925, 674. 861,159, 132.16
2, 796, 292. 00
21, 636. 92
28, 963, 912.11134, 004. 9927,163. 53
1, 996, 769. 093, 719, 807. 83
330, 595.25107, 700. 00
55, 469, 263. 74
MAY 17.
150 banks.
$13, 415. 000. 00
2, 962,444. 421, 535, 390. 60
2, 862, 747. 00
20, 278. 01
29, 397, 491. 72145, 457, 86
24, 301. 57
2, 218,605. 803, 637, 254. 89
143,021.0156, 500. 00
56,418, 492. 88
JULY 12.
154 banks .
$13, 625, 000.00
2, 997,169. 281, 016,138. 65
2,889,262.00
64, 279. 82
29, 471, 741. 65100,131.26
25, 475. 43
2, 415, 900. 783, 745, 581. 20
107, 215. 3523, 000.00
56, 480, 895. 42
SEPTEMBER 30.
157 banks .
$13, 820, 000. 00
3, 004, 369. 281, 362, 988. 89
2, 954, 384. 50
21, 915.17
30,491,755.6894,501.3745, 202. 39
66,174. 261, 854,135. 24
3, 565,105.15446, 938.75
46, 000. 00
57, 773, 470. 68
C I T Y O F D E S M O I N B S .
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bankcirculation
Dividends unjjaid
Individual deposits..U. S. depositsDep'ts U.S.dis.officersDue to national banksDue to State banks..
Notea rediscounted ..Bills payable
Total
4 banks .
$700, 000. 00
309, 000. 00153, 851. 24
133, 640. 00
1,614.00
1, 336, 965. 75
216,579.51680, 328. 75
10, 000. 00
3, 591, 979. 25
4 banks.
$700, 000. 00
310, 300. 00133, 429.64
131,380.00
2,179. 75
1, 413, 559. 73
074. 908. 00448, 380.18
3, 814,137. 30
4 banks.
$700, 000. 00
310,300. 00145, 035. 74
131, 430. 00
2,017.75
1, 707, 627. 20
424,715.141,166, 681. 21
4, 587, 807. 04
4 banks .
$700, 000. 00
311,500.00121,180.53
128, 660. 00
3, 157. SO
1, 582,176. 86
503,144. 671, 231, 010.15
4, 580, 829. 71
4 banks.
$700, 000. 00
311, 500. 00152, 385.45
135, 000. 00
1, 651. 50
1, 804,184. 81
452,214.011, 025, 919.09
4, 582, 854. 86
MINNE SOT A.
Capital stork
StirplusfundUndivided profits
N"at'l-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. deposits....Dep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
54 banks.
$5, 272, 000. 00
1,041,011.95961, 289. 09
1, 019, 880. 00
3, 587. 00
14, 521, 966. 5121, 280. 8025, 965. 90
390, 469. 44460, 942.18
217, 949. 50
20.00
23, 926, 962. 37
55 banks.
$5, 369, 200. 00
1, 082, 562. 05822, 984.48
1, 050, 335. 00
4, 683. 32
14, 752, 363. 3418, 30?. 7830, 458. 99
424, 834. 01469, 476.99
202, 474.16
523. 31
24,228,199. 43
57 banks .
$5, 432, 650.00
1, 065, 762. 05930, 828. 38
1, 058, 735. 00
1,405.12
14, 978, 602. 2530, 293.4519, 706.55
425,506.49868, 366. 70
214, 174. 388, 000. 00
704.52
25. 084, 734. 89
58 banks.
$5, 492, 000. 00
1,061,573.12722, 203. 28
1,076,815.00
37, 878. 37
15, 801, 502. 8621,474.7715, 602. 42
281,106.70689, 709. 74
223, 501. 0620, 000. 00
307. 76
25,443, 675. 08
59 banks.
$5, 668, 850.00
1, 063,173.12793, 050. 73
1,110,535.00
4, 596. 87
16, 399, 764.4633,351.49
6, 648. 51
276, 535. 66•610, 038.26
190, 452. 2456, 000. 00
606. 59
26, 213, 602.93Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
380 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
C I T Y OF S T . P A U L .
"Resources.
Loans and discounts.Bonds for circ illation.Bonds for deposits..U. S. bonds on hand.Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Dne from State banksBanking house, etc..Real estate, etcCurrent expenses . . .
Cash itemsClear'g-house excb 'gsBills of other banks.Fractional currency -SpecieLegal-tender notes..XT. S. cert's of deposit.5 % f and with Treas.Due from U. S. Treas
Total
DECEMBER 2.'
5 banks .
$13,17i; 284.1rt300,000.00475,000. 00
552, 062.902, 545, 071. 37
414, 432.96374, 312. 62816, 978.14209,316. 7154, 510. 7156, 781. 2583, 322. 72
409,175. 54261, 009. 00
3, 563. 251,881,141.34
523, 978.00
13,500.008, 566.35
22,154, 006.98
MARCH 1.
5 banks.
$13,210, 006. 46300, 000. 00475,000.00
559, 019. 562, 985,301. 37
491, 382. 27192, 587. 77831,991.37227,433.4349, 636. 7654, 712.1253, 458.17
359,543. 5048,148.001. 975. 69
1,929,204.03156,503.00
11,650. 005, 347.62
21, 942,901.12
MAY 17.
5 banks .
$13, 896, 684. 38300, 000. 00475, 000. 00
534,102. 862, 304, 097. 23
421, 547.13182, 268. 67841,485.76227,166.5375, 480. 6953, 712.1265,312.57
295, 394.9781, 332. 002,142. 60
2,157, 920. 80280, 658. 00
i3,i07.3217, 250. 00
22,224, 663. 63
JULY 12.
5 banks .
$15,113,268.10300, 000. 00475, 000. 00
545,467.141,814,395.13
300,169.85223, 447.90841, 601. 01246, 370. 25
1, 545. 2351, 730.5728, 857. 56
383, (581. 36131, 558. 00
3, 452.462, 378, 092.13
498, 528.00
13, 500. 008, 507.17
23,359,171.86
SEPTEMBER 30.
5 banks .
$15, 973, 906. 24300, 000. 00475, 000. 00
501, 699.741, 311,135.14
328, 662.82307,202.51841, 655. 01248, 098. 8434, 205. 2261, 730. 5771, 132.14
396, 501. 3538, 326. 00
2, 474. 991,811,218.47
191,034.00
13, 500. 0012,317.02
22, 909, 800. 06
Loans and discounts.Bonds forcirculation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking houae, etc..Real estate, etc ?Current expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of otherbanks..Fractional currency.SpecieLegal-tender notes . -TJ. S. cert's of deposit.$ %fund with Treas.Due from TJ. S. Treas-
Total
CITY6 banks .
$12,332,108.22300, 000.00100,000. 00
49, 563. 871, 821, 378. 381,161, 653. 72
401, 207.77566, 721.12208,138. 5899, 098. 7049, 500. 0012, 023.08
786, 219. 51129, 392. 00
2, 183.40716 792 82501, 000.00
13, 500. 003, 790.00
19,254,271.' 17
OP MIN6 banks .
$11,681,939.53300, 000. 00
50,000. 00
54, 995. 361, 687,299.05
677, 700.20168, 080. 48560, 649. 01358, 230. 9662,160.0635, 750.0021, 690.19
552, 656.5577,467. 002, 405. 95
775 916.50564,401.00
i3,400.66
17, 644, 741.84
NE APOLIS.7 banks.
$10, 923, 735. 58350,000.00
50,000.00
48, 971. 932, 396, 335.13
682, 771. 34278. 509. 49562, 516. 01371,463.61130, 821. 59
43, 875. 0022, 097. 93
451,443.33230, 002. 00
8, 236. 0(5855,145.13
1, 060, 410. 00
13, 500. 002, 250. 00
18,482,184.13
7 banks.$12, 802, 396. 39
350, 000. 0050, 000. 00
152, 796.171, 585, 569. 31
769, 640. 03411, 933.14265. 382. 37126, 027. 3519,096.9643, 375. 0020, 590. 56
381, 463. 4378, 862. 003, 685. 56
861 496 51453, 230. 00
15, 550. 00200. 00
18,391, 224.78
7 banks .
$12, 926, 689.02350, 000. 00
50, 000. 00
310, 804. 531, 659, 953. 51
624, 694. 39460, 739. 69265, 480. 52128, 716. 5945, 320. 6043, 375. 0016, 706. 56
633, 919.88122,260. 00
6, 329. 98847 404 28566, 895. 00
15, 750. 001, 100.00
19,076,139.55
Loans and discounts.Bondsfor circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesIremiums paidCash itemsDlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit-5 % fund with Treas.Due from U.S. Treas.
Total
59 banks.
$10, 064, 007. 371, 207, 800.00
13, 850. 00763, 358. 53
1,182, 523. 01150, 383. 72191,382.41467, 689. 04
85,138.55136, 394. 83140,229.8794, 557.97
188,691.664, 524.54
439, 304.62383, 322. 00
53, 851. 00690.00
15, 567, 698. 46
MISS O59 banks.
$10, 222, 915. 491, 207, 800. 00
14,150. 00753,257.42
1, 821,338. 68179, 321. S5261, 724.49476, 611. 51
61, 638.9287, 903. 39
139,174.50107, 931.10
185, 023. 005, 284. 94
437,417.46354, 659. 00
54, 350. 60
16, 370, 501. 85
CJRI.58 banks.
$10,163, 647. 761,195, 300. 00
14,100.00770, 987. 20
1, fO6, 828.30190,501.00205,217. 03483, 072. 65
87,318.61125, 088. 86130, 658. 7576,510.708, 597. 98
138, 561. 004, 378. 34
415, 585.85325, 019. 00
53, 758.10600.00
15,895,731.13
58 banks .
$9, 801, 327. 301,185, 300. 00
14,150. 00792, 617. 32
1, 291,363. 87158, 727. 22221, 385. 78486, 932. 69108, 732. 0238, 577. 00
123, 518. 7578, 834. 51
1(54, 434.664, 586. 62
439,454. 63440, 573. 00
53, 948.10600.00
15, 405, 062. 81
57 banks .
$9, 957, 089. 271,182, 800.00
14,150. 00776, 292. 74
ft 1,488,751.67143, 902. 37156, 728. 89478, 554.62119, 627. 46
81, 603.15120, 215. 62
75, 598. 26
169,162.004, 222. 45
467,436. 75367, 803. 00
52, 725.70549. 00
15, 657, 212. 97
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 381
BY STATES AND RESERVE CITIES—Continued.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'l-bank circulationState-bank circulation
Dividends unpaid —
Individual deposits..U. S. depositsDep' ts U. S. dis. officers
Due to national banksDue to State banks..
Notes rediscounted . .Bills payableOther liabilities
Total
C I TDECEMBER 2.
5 banks .
$4, 800, 000. 00
1, 283, 000. 001,218,149.11
264, 880. 00
1, 916. 00
8,981,021.53179, 407. 89319,412. 31
2, 965, 888.122,140, 332.00
22,154, 006. 96
Y OP ST. PAULMARCH 1.
5 banks .
$4, 800, 000. 00
1,288,000.001, 085, 580. 49
254, 790.00
3,133.00
9, 337, 862. 74169, 756. 58293, 796.86
2, 648,175. 062, 061, 806.39
21, 942, 901.12
MAY 17.
5 banks .
$4, 800, 000.00
1,288,000.001,279,732.90
260,670.00
1,220.00
9, 819, 726. 54216,284.03250, 328.47
2,403,429. 031, 905, 272.66
22, 224, 663. 63
.
JULY 12.
5 banks.
$4, 800,000. 00
1, 298,000.001,114, 016.92
259, 790. CO
20,153.00
10, 887, 790. 75261, 046. 77211, 876. 59
2, 525, 775.431, 980, 722. 40
23,359,171. 86
SEPTEMBER 30.
5 banks.
$4, 800, 000. 00
1, 298, 000.001, 294, 753. 32
269,160. 00
2, 968. 50
10, 316,417.80213,675.34258, 055.02
2, 879, 956. 891, 376, 813.19
200, 000.00
22,909, 800.06
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulati onState-bank circulation
Dividends unpaid
Individual deposits. - -U. S. depositsDep'tsU.S.dis.oflicers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payableOther liabilities
Totai
C I T Y6 banks .
$4, 500, 000. 00
660, 000. 00753,195.98
253, 600. 00
176. 00
9, 607, 858. 9045, 225. 96
3, 789. 70
1, 364, 064. 761, 281, 401. 97
484, 957. 90300,000.00
19, 254, 271.17
OP MINNEAPOI6 banks.
$4,500,000.00
637, 500. 00600, 251. 70
253,120.00
782.00
8, 734, 689.4545, 869. 304, 264. 28
1, 371,148. 691, 428, 086. 42
69, 030. 00
17, 644, 741. 84
7 banks .
$4,605,000. 00
637, 500.00734, 984.98
249, 980. 00
248. 00
9,508, 049.9644, 367. 316,166.49
1, 353, 332.391, 216, 264. 49
126, 290. 51
18,482,184.13
.IS.7 banks .
$4, 874,000.00
639, 000. 00663, 483. 62
266, 830.00
46, 435.50
9,133, 615.8347, 489. 22
322. 20
1,521,627.201, 097, 842.01
100,578.20
18, 391, 224. 78
7 banks .
$4,931,000.00
639, 000.00774, 522. 47
291,680.00
1,152. 00
9, 419, 458. 2435, 357.56
3, 003. 57
1, 799, 711. 921,100, 773. 34
80,480.45
19,076,139.55
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...TJ. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payableOther liabilities
Total
59 banks.
$4, 680, 000. 00
713, 719.57461,414.34
1,081, 160.00
3, 267. 50
8,122, 483. 58
64, 379. 7882, 511. 47
164,762.22194, 000. 00
15,507,698.46
MISSO59 banks .
$4, 690, 000. 00
745, 281. 99296, 357.50
1, 081, 300.00
3,171.00
9,107, 060.03
44, 896.40.100, 589. 52
148, 845.41153, 000.00
16, 370, 501. 85
CTRL58 banks.
$4,640, 000.00
737, 781.99423,955.37
1,070, 820. 00
766.00
8,535, 492. 98
46, 553. 0368, 287.64
241,074.12126, 000.00
15,895,731.13
58 banks .
$4, 640, 000.00
742, 768.63249, 887. 07
1, 070, 870.00
20, 897. 00
8,193,481.71
75, 405.3962, 411.87
230, 286.76118,000.00
1, 054. 38
15, 405, 062.81
57 banks.
$4, 590, 000. 00
749, 668.63370,188.33
1, 059, 580.00
1, 076.50
8, 517, 629.17
25, 455.2573,153. 35
178,461. 7492, 000. 00
15,657,212.97
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 8 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
CITY OF ST. LOUIS.
Resources.
Loans and discountsBonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbauks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.
Total
DECEMBER 2.
9 banks.
$26, 582, 909.53450, 000.00250, 000. 00
2, 008, 301. 96
3, 331, 609.10589,219.01876, 089. 65184. 648. 3026,184. 70
102,125. 00137,067.67
1,598, 044. 38250, 336. 00
3, 387. 084, 013, 803. 202,351,055.00
40, 000. 0020, 250.00
6, 000.00
MARCH 1.
9 banks.
$28, 409, 765. 37450, 000. 00250, 000. 00
2, 249, 510. 60
5,127, 099, 59540, 272. 95876,149.65182, 922.1797,341.4594,125. 00
123, :*61. 531, 230, 399. 27
283, 648. 004, 293. 63
5, 248, 06X. 802, 291), 286. 00
30, 000. bO20, 250. 005, 000. 00
42, 8.21, 030.58 | 47, 519, 094. 01
MAY 17.
9 banks.
$29, 200, 030. 77450, 000. 00250, 000. 00
2, 332, 537. 60
5, 480, 604. 96691,498.46876,318.05182, 9*2.17125, 209. 229:), 625. 00
102, 4">2. 86958, 901. 47401,156. 00
3, 934. 895, 917, 9S9. 051, 928, 577. 00
30, 000. 0020, 250. 00
3, 000.00
49, 058, 007. 50
JULY 12.
9 banks .
$30, 301, 414. 03450, 000. 00250, 000. 00
6, 000. 002,170, 723. 98
3,917, 189.97810, 164. 01873, 308. 05192, 572.1747, 605. 0989, 800. 00
134, 535. 831, 482, 466. 74
190, 845. 003, 065. 06
5, 053, 353.151, 384, 048. 00
30, 000.00•20,250. 00
47, 407, 341. 08
SEPTEMBER 30.
9 banks.$32,931,509.76
450, 000. 00250, 000. 00
2,108, 483. 30
3, 791, 265.02695, 549. 39873, 308.05190, 048. 30111,202.6089, 300. 00
115, 609. 761, 240, 466. 36
115, 478. 004,100. 68
4, 591, 524. 851, 315, 536. 00
230, 000.0020, 250. 00
4, 500. 00
49,128,132. 07
KANSAS CITY.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbanks.Due from State banksHanking house, etc -.Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas -
Total
11 banks .
$16, 949, 728. 92550, 000. 00100, 000. 00
"1,237,638.143,111,095.99
766, 088.13587, 201. 83381. 329. 84238, 796. 94
93, 952. 26107, 375. 0061,034. 19
680, 849. 31291,818.00
5, 764. 501,127,089.001, 338, 961. 00
24, 750. 5011,200.00
27, 664,673.05
10 banks.
$16, 318, 069. 60500, 000.00100. 000. 00
50, 000. 001, 374,155. 044, 579, 086. 66
714, 927. 29781, 056. 89381, 909. 78221,403.2758, 343. 6391, 250. 0081, 324. 46
589, 054. 67438, 895. 00
7, 336. 091, 559, 628. 551, 005, 464. 00
22, 500. 00
28, 874, 404.93
10 banks .
$17,119,482.81500, 000. 00150, 000.00
400. 001,381,114.443, 720, 371. 16
647,186. 66737,515.90382, r.ll. 28278, 205. 29
71,400.45iS, 563. 0069, 775. 78
382, 831. 69308,-822. 00
5,136.381, 477, 570.151, 096, 441. 00
22, 500. 00
28, 499, 827. 99
10 banks .
$17, 422,197. 70500, 000. 00100, 000. 00
1, 388, 846. 523,150,768.01
859, 630. 96730, 676. 74381, 229. 42305, 884. 2923, 595.3081,500.0053, 489.73
593, 779. 84331, 292. 00
6,153. 731, 784, 446. 751, 144, 150. 00
22, 500. 005, 000. 00
28,885,140.99
11 banks.
$18. 348, 087.15550, 000. 00100, 000. 00
1, 294, 836.994, 569, 715. 89
993,109. 41665, 570. 65392, 378. 57316, 557. 68
63, 078. 9582, 000.0053, 368. 59
503, 993.94371, 257. 00
8, 309. 851, 522, 074. 251,145,900.00
24, 750.0025,850. 00
31, 030, 838. 92
CITY OF ST. JOSEPH.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. l§. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.
Total
4 banks.$4, 992, 367. 60
300, 000. 0050, 000. 00
85,144. 58711, 708.11453, 545. 75
73, 908.18130, 350. 00
7 000.0019,179. 8532, 253.0380, 661.99
128,511.9432, 783.001, 023. 09
216, 459. 30255, 996. 00
13, 500. 001,000 00
7, 585, 392.42
4 banks.
$5,114,818.21300, 000. 00
50, 000.00
93,164.85800, 087. 72453, 868. 02246,425. 60129,218.49
6, 625. 009, 580.35
32, 253. 0358, 741. 63
134,923.2139, 765. 00
923. 56264,931.80285, 262. 00
13, 500. 00
8, 034, 088. 47
4 banks.$5, 423, 337.16
300, 000. 0050, 000. 00
86,481.29648, 113.56425, 780.80
72, 518. 09129,218.49
7,141. 8014,810.8632, 253. 0374,150. 6369, 784. 0019, 056. 00
740. 93318, 137. 35301, 952.00
13, 500. 003, 688.00
7, 990, 663. 99
4 banks.
$5, 532, 683. 28300, 000. 0050, 000.00
123, 83o. 83746, 477. 50735, 901. 84
57, 475.86128,350.00
7,141. 801, 401. 24
32, 253.0365, 591.1285, 257. 5727, 334. 001, 446. 90
338, 033. 35275, 653.00
13, 500. 661, 600.00
8, 523, 936. 32
4 banks.$5, 753, 317. 33
300, 000. 0050, 000. 00
160, 378.01933, 812. 64642, 383. 86
80, 849. 68128, 350. 00
9, 922. 7314, 308. 5631, 500. 0051, 921. 97
141,342.8725,105. 00
561.58334, 217.30298, 563. 00
13, 500. 00
8, 970, 034. 53Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER ' OF THE CURRENCY. 383
BY STATES AND RESERVE CITIES—Continued.
C I T Y O P S T . L O U I S .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nafc'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..TJ. S. depositsDep'tsU.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payable
Total
DECEMBER 2.
9 banks .
$10, 700, 000.00
1, 451, 500. 00751, 588. 75
405, 000. 00
86, 588. 50
17, 823, 625.73250, 000.00
5, 659, 046. 275, 465, 457. 88
228, 223. 45
42, 821, 030. 58
MARCH 1.
9 banks .
$10, 700, 000. 00
1, 503, 000.00925, 417. 74
405, 000. 00
30,175. 50
18,621,6(54.18250, 0U0. 00
8, 712, 791. 796, 371, 044. 80
47,519,094.01
MAY 17.
9 banks.
$10, 700, 000.00
1, 528, 000. 001,010,995.58
359, 580. 00
12, 767. 50
21,111,200.98250, 000. 00
8, 060,358, 595, 945, 052.31
80, 052. 54
49, 058, 007. 50
JULY 12.
9 banks .
$10, 700, 000. 00
1, 616, 000. 00856, 456.16
360, 200. 00
5, 679. 00
19, 894, 674. 89250, 000. (JO
7, 761, 956. 785, 962, 374 25
47, 407, 341. 08
SEPTEMBER 30.
9 banks.
$10, 700, 000. 00
1,G68, 000. 001, 032,153. 84
405, 000. 00
56, 413. 50
20,006, 365. 54240,000.00
8,503,023.216, 265,109.15
252, 066. 83
49,128,132. 07
KANSAS CITY.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits.,.U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payable
Total
11 banks .
$7, 800, 000. 00
940, 500. 00453, 064. 73
495, 000. 00
314. 00
9, 488, 693.6974,161.5921,169. 82
4,610,319.083, 772, 450.14
27, 664, 673. 05
10 banks .
$6, 800, 000. 00
960, 000. 00254, 330. 00
450, 000. 00
1, 324. 00
10, 042, 467.0379, 458. 7012, 281. 28
5, 558, 402. 824, 716,141.10
28, 874,404. 93
10 banks.
$6, 800, 000,00
964,500. 00324, 039. 79
450, 000.00
1, 308.50
9, 892, 659. 9779,936. 5614, 947. 89
5, 344, 622. 784, 627, 812. 50
28,499,^827.99
10 banks.
$6, 800, 000. 00
852, 500. 00159,519.22
450, 000. 00
15,008. 75
10,118, 940. 7579, 343. 6511, 335.53
5, 896, 942. 934, 471, 550.16
30, 000. 00
28,885,140. 99
11 banks.
$6, 900, 000. 00
855, 500. 00262, 864.45
495, 000. 00
21,500.25
10, 937,157.1865, 453. 9925,485.54
6,197,918.905, 269, 958. 61
31, 030, 838. 92
C I T Y O F S T . J O S E P H .
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits-..U. S. depositsDep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payable
Total
4 banks .
$2, 000, 000. 00
187, 500. 00112, 268. 82
270, 000. 00
15.00
3, 274, 966.4248, 960.45
259. 20
491,203.251,046,407.45
53,811.83100, 000.00
7, 585* 392.42
4 banks .
$2, 000, 000.00
197,000.0071, 214. 49
270, 060.00
431. 00
3, 422, 377. 7349,067.41
451.50
658, 913. 543,364,632.80
8, 034, 088.47
4 banks.
$2, 000, 000.00
198, 000. 001C7,O96.99
269, 390. 00
580.00
3, 325, 292.1249, 055. 02
586.27
768, 037.25lf 222, 626. 34
50, 000. 00
7, 990, 663. 99
4 banks.
$2, 000, 000. 00
209. 000. 0044| 789.50
270, 000.00
23, 411. 00
3, 503, 646. 2244, 862. 34
47.30
923, 005. 831, 505,174.13
8, 523, 936. 82
4 banks .
$2, 000, 000. 00
209, 000. 00111, 885. 46
270,000.00
829. 00
3,946,196.6244, 453. 55
169.30
858, 649.241,528,851.36
8, 970, 034. 53Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
384 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
KANSAS.
Resources.
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc -.Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of otjher banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.
Total
DECEMBER 2.
149 banks .
$24,211,848.303,005,250. 00
500, 000. 008,000.00
779, 827.063, 252, 380. 86
847, 875. 68286, 712. 90
1, 705, 749.37.673,130.69356, 980. 50347,019.30512,076.1731, 735. 08
505, 504. 0014, 949. 37
1,479,451. 561, 067, 354.00
131, 266.755, 562.71
39,722,674.30
MARCH 1.
146 banks.
$23,608, 928.102, 967, 750. 00
450, 000.008,000. 00
747, 567.954, 395, 285. 721,204,283.41
228,230. 721, 676, 379. 25
717,314.10197,696.20304, 909.69365, 653. 3337, 010. 95
532, 964.0017,511.77
1,342,285.651, 071, 959. 00
131, 783.757,058.61
40,012,572.20
MAY 17.
145 banks.
$23, 480, 223. 362, 955, 250. 00
400, 000. 008, 000. 00
789,849.444,554,741.46
997, 612.10243,479. 50
1, 659, 348. 26717, 301.21322,408.67290, 638. 03368, 003.1835, 621. 75
488, 078.0018, 733. 23
1, 414, 666.021,087,326.00
12*9, 724.165, 433. 25
39, 996,437.62
JULY 12.
143 banks.
$23,445,461.562, 930, 250. 00
310,000.009,100. 00
849, 897. 354, 820, 306. 831, 006, 680.11
165, 297.601,615,011.07
800,026. 99142, 334. 07276,483. 88295, 273. 3833, 526.27
633,239. 0019, 787. 66
1,460,480. 081, 050, 320.00
129, 256. 751,566.75
39,994, 299.35
SEPTEMBER 30.
142 banks .
$23, 466,182. 912, 892, 750. 00
310, 000. 009,100.00
965, 608. 665, 807,198.18
977, 482. 07368, 556.27
1, 604, 787.12743, 018.99228, 296. 78266, 798.64298, 058.4637,413.62
587,321.0016,141.23
1,567, 896.96940, 552. 0010, 000. 00
126, 730. 506, 589. 28
41,230, 482. 67
NEBRASKA.
Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ S. bonds on hand..Other stocks and b'dsDue fromres've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.Specie ,Legal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.
Total
131 banks .
$22,226, 625.932,391, 250.00
37i, 829. 822, 498, 202. 81
500, 319.64133,559. 03
T, 448,204. 71348, 021.56322, 544.89232,443. 51303,723.96
114, 275. 008,176.43
1,046,159. 60422,151.00
107,665.253,150.00
32,478,303.14
131 banks .
$22,130, 878. 992, 378, 750.00
343, 049. 223, 666, 866. 37
774, 991.97208, 703. 65
1,451,890.08383, 517. 90241, 983.69224,106. 32406, 092.19
164,124.0011, 700. 58
1, 095, 988. 24507, 491. 00
107,104. 755,131.53
34,102, 370. A8
129 banks.
$22, 077, 025. 582, 351, 250. 00
6, 000. 00362, 333. 36
3, 903, 377.52782, 961.69234, 981. 88
1, 383,197.93355, 325. 90379,144.07208, 958.05328,873.29
154, 727. 0012, 508.82
1,182, 553. 23525,192. 00
i04, 705.254, 209. 00
34, 357, 324.57
128 banks.
$21,916,887.982, 326, 250. Q0
361, 420. 694, 557, 372.95
945, 272. 23311,428.15
1, 381, 822. 37365,039.06147, 544. 77199, 419. 29252, 589.19
177, 315. 0012, 699. 52
1,253,213.19544, 568. 00
104, 640. 251, 259.00
34,858, 741.64
128 banks.
$23, 374, 255. 612,326, 250. 00
428, 639. 223, 899, 728. 51
882, 975. 90199, 259. 96
1, 409, 362. 15446, 955.12248, 103.84194,597.91381,073.76
142, 813. 0012, 507. 08
1, 258, 236. 69553, 311.00
102, 618. 254, 600.50
35, 865, 288. 50
CITY OP OMAHA.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ...TJ. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.
Total
9 banks.
$11,197,712.86525,000.00625, 000.0080, 000.0086,853. 80
1,198, 401.141, 004, 731.57
825,470.94838,564.3576, 270. 7286,879.53
202, 021. 88489,919.94466, 999.60131,311.00
4, 531.701,561,734.16
419, 059.00
21,355.00
19, 841, 817.19
9 banks.
$10, 748, 999. 60705, 000. 00525, 000. 00
108,618. 703, 577, 277. 361,083, 395. 96
805,473.13837, 681. 85
83, 300.7882,523,18
194,146.88211, 798.80294, 941. 77160, 780. 00
5,443.962, 049,019. 29
473,486.00
31,725.002, 070.00
21, 980,682. 26
9 banks.
$10,997,170.90705, 000. 00475, 000. 00
108, 895. 322, 743,982. 701,029,118.73
780, 515.32837, 681.85121, 639. 2770,132.04
178, 321. 88227, 665. 28260, 970. 88264,325. 00
6,165.132, 607, 539.44
925, 368. 00
31,725.0018, 340. 00
22, 479, 556. 74
9 banks.
$11,822, 974.12730, 000. 00475, 000.00
163, 330.153,416, 957. 371,663, 337.201, 287,144.17
837,681.85118, 873.2958,191. 77
176, 946. 88158, 337.47623, 688.42293, 370. 00
4, 547.452, 385, 868. 30
839, 850.00
31,725. 005, 400. 00
25, 093, 223.44
9 banks .
$11,829,236.46730, 000. 00475, 000. 00
7, 000. 00173, 578. 74
3,250, 055. 941,444,939.37
981,158. 35837, 681. 85119, 833. 3486,138. 63
174, 299. 38156,714.83272, 373. 66149, 401. 00
4,425. 852, 226, 755.05
743, 624.00
32, 850. 007, 350. 00
23,702,416.45Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 8 5
BY STATES AND RESERVE CITIES—Continued.
KANSAS.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid.;..
Individual deposits . -U.S. depositsDep' ts U. S. dis. officers
Due to national banksDue to State banks..
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
149 banks .
$13,126,990.00
1, 808, 342.921, 252, 223. 93
2f 693,205. 00
1, 214. 36
18,789,882.03252,171.74175, 002.56
646, 430.14426, 609.92
254, 094. 04250,114. 6346, 393. 03
39, 722, 674. 30
MARCH 1.
146 banks .
$12, 807,100. 00
1, 740,468. 91706, 417. 79
2, 659, 085.00
9, 825. 86
20,109, 789.12276, 779.16124, 041. 54
644, 720. 38553, 415.57
175,410. 33173,178.75
23, 339. 79
40, 012, 572. 20
MAY 17.
145 banks.
$12, 767,100. 00
1, 735,168. 911, 056, 734.84
2,643/105.00
3, 674.86
19,832,135.06166, 766. 72183, 689.96
559, 930.31659,120.36
246,318.93112, 678.75
13.92
39, 966, 437. 62
JULY 12.
143 banks .
$12, 667,100.00
1, 740, 657.77707,901.41
2, 616, 055. 00
22, 885. 86
20, 341, 098.64138, 189. 89133, 923.19
564, 549. 79663, 895.0G
289, 043. 99108, 978. 75
20.00
39, 994, 299. 35
SEPTEMBER 30.
142 banks.$12,442,100. 00
1, 758, 214. 23910, 846.69
2, 583, 665.00
1,244.36
21,664.663.32113, 356. 70187, 455.89
645,148.65748, 961. 39
96, 097.4069, 978. 758, 750.29
41, 230,482.67
NEBRASKA.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
[ndividual deposits..
Dep'ts tf. S. dis. officersDue to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
131 banks .
$9, 528,700.00
1, 593, 265. IS969, 905.95
2,148, 230.00
4,261.50
15, 074, 203. 72
448, 982.17868, 332.28
1, 586, 666. 39255, 255. 95
500. 00
32, 478, 303. U
131 banks.$9,493,100. 00
1,641,972.77714,684. 55
2,140, 330.00
3,572. 50
17, 250, 413. 41
630, 246. 531, 338, 887.07
765, 043. 25123, 620. 40
500.00
34,102, 370.48
129 banks .
$9, 343,100. 00
1, 639,172. 771, 029, 500. 61
2,114,140. 00
1, 059.00
17, 848, 618. 08
574, 943. 571,258, 231. 33
469, 004. 7179, 000. 00
554. 50
34, 357, 324. 57
128 banks.
$9, 323, 600.00
1, 652, 292. 42606, 725. 65
2, 088, 690.00
24, 989.78
18,448,522.41
707, 024. 621, 484, 785. 80
340, 822.40116,152. 46
5,136.10
34, 858, 741. 64
128 banks.
$9,368,100.00
1, 660, 992. 42773, 078. 70
2, 089, 697. 50
7,189.05
19,176, 563. 59
750, 840.131, G10,197. 88
304, 805.50114,100. 00
723. 73
35, 865, 288.50
CITY OP OMAHA.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits...U. S. depositsDep'ts U.S.dis.officers
Due to national banksDue to State banks..
Notes rediscounted ..Bills payable
Total
9 banks.$4, 000, 000. 00
570, 600. 00293, 907. 20
472, 500. 00
816. 00
8,568,426.60367,160. 79166, 052. 88
3, 090, 852. 512, 092, 719.06
218, 782.15
19,841,817.19
9 banks .
$4, 000, 000.00
5*29, 200.00192, 892.27
634, 500. 00
622. 00
8, 861, 911. 82306, 494. 35138, 326. 42
4,148, 627. 643,168,107.76
21,980,682.26
9 banks.
$4, 000, 000. 00
517, 700. 00213,137. 72
633, 750. 00
392.00
8, 648,4*8.12297, 323. 43142, 735. 83
4, 600, 435.483, 425, 634.16
22, 479, 556. 74
9 banks .
$4,150, 000.00
510, 500.00148,129. 49
638,040.00
20,246.00
10,197,942.17218,025.02180, 536.19
5, 527, 072. 073, 502, 732.50
25, 093, 223. 44
9 banks.
$4,150, 000. 00
468, 000.00198, 916. 39
657, 000. 00
9, 606,339.75156,457. 6G275,178. 08
5, 027, 030. 093,131,421. 64
32, 072. 84
2:}, 702, 416. 45
9647 25Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
386 REPORT OF THE COMPTROLLER OP THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRA
C O L O R A D O .
Resources.
Loans and discountsBondsfor circulation.Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses....
Cash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes...U.S.cert'sof deposit.5% fund with Treas.Due from U. S. Treas.
Total
DECEMBER 2.
50 banks.
$25,163,743.691,667,750.00
750, 000.00
1,189,427.803, 904, 275. 592, 372, 933. 68
317, 002.20904,331. 79214, 233. 95217,788.25297,603.68153,984.14698.704.39400,462.00
6, 863.672,306,077.081,173,530.00
74,353.254,665.54
41,817,730.00
MARCH 1.
50 banks.
$25,511,558.391,799,250.00
500, 000.00
1, 229,237. 515, 982, 993.172,587,740.17
421, 049. 82972,838.18198,009. 75164, 287.15256,134. 43197, 887.72609,019.10516, 903. 00
6,215. 482, 582,215.061,465,130.00
80, 790. 7510, 601. 94
45,091, 861.62
MAY 17.
52 banks.
$25,861,576.931,830, 750.00
500, 000. 00
1, 090, 871. 576,184,388.072,797,580.02
489, 037. 89998, 506.06282, 686.11216.314.89256,000.05208,185. 68611,239.69547, 349. 00
5,190. 493, 069, 640. 201, 362, 356. 00
81, 507. 757, 677.44
46,406, 857.84
JULY 12.
52 banks.
$27,255,670.291, 836,750.00
500,00Q. 00
i, 178,039.285,809,756.002, 947,633. 55
480, 509.77984,914.25273, 685. 26
64, 991.17237, 08+. 93205, 333.78674, 131. 37449,332. 00
7, 095. 612,789,999.491, 391, 930.00
82,028.2512, 237.44
47,181,122.44
8EPTEMB
53 ban
$27,895,11,699,2
500, C150,0
1,330, E6,397,13, 240,4
490, £1, 015, h
294, 2206,2236,5175,5589, e702, ri
8,*3, o n , •;1,495,-3
75, £8,C
49,525,3
NEVADA.
Loans and discounts.Bonds for circulation.
TJ S bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Heal estate etcCurrent expenses . . .Premiums paidCash itemsClear' g-house exch' gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from TJ.. S. Troas.
Total
2 banks.$694,536.83
70,500.00
28,800.217,090.81
178.625,495.98
42, 886.78
9,985.1911,425.63
1, 841.50
i, eii 6633.53
46, 829.651, 470.00
3,172. 50
925,859. 23
2 banks.$720,974. 67
70,500.00
ie, 331.6716,444.61
46.16874. 31
42, 886.78
4,920. 3711, 300. 00
117.25
2, 845.0091.89
59, 976. 50837. 00
3,172. 50
951,318.71
2 banks.$696,956.81
70, 500.00
19,236. 3827,269.06
1, 414.733, 795. 72
42, 886.787, 981. 358, 844. 99
11, 300.00187. 00
510.00109.89
60, 278.50498.00
3,172.50720.00
955,661.71
2 banks .
$743, 518. 2870, 500.00
23, 793.4230, 036.28
97.853, 372. 02
42,886. 787,981.35
926.5111, 050.00
796.75
1,210.0091.51
52,021.401,390.00
3,172.50
992,844.65
2 ban!
$748, i70,1
27,132, (
V42, i
6,
48,
3,:
l,003,<
CALIFORNIA.
Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ.S cert's of deposit.5% fund with Treas.Due tromU. S. Treas.
Total
33 banks.
$14, 506, 086.321,381.250.00
200,000.00
1,049,239.221,665,933.24
495,465.62765,622. 59
1,165,188.43347, 484. 77173, 844.18182, 597.88316,251.89
89, 015. 002,805.27
1, 906,541.22101,994.00
62,156.001, 750. 00
24,413, 225.63
34 banks .
$13,843,546.361,406,250.00
200,000.00
926,987.641,372,230.86
411, 720.09479, 773.31
1, 206, 743. 75366, 689.39
89, 774.16175, 343.26189,027.1531,025.2259,443.00
3,404. 882,223,484.45
188,811.00
62, 867. 503, 067.34
23,240,189.36
34 banks .
$13,602,221.341,406,250.00
200, 000.00
893,112. 081,635, 908.44
285,132.50805, 053. 58
1, 235, 395. 63380,173.05154,996.15173,928.26151,059.5125,130. 72
100, 831. 004,066.39
1,970, 059.50109, 224. 00
63, 281.005,100.00
23,200,923.15
34 banks.
$13,826,725.181,406,250.00
200,000.00
881, 653.731,392,148.20
332,403.03606,893.66
1,103,469.54367,640.17
32, 025. 06169,103.26172,740.09
73,460.663,076.23
1,893,564.70137, 849. 00
63,281.002, 210.00
22, 604, 492.85
34 ban
$13, 265,1,418,
200,
862,1,578,
239,899,
1,077,408,102,150,132,10,90,
2,1,832,
135,
63,3,
22, 476,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 387
BY STATES AND RESERVE CITIES—Continued.
C O L O R A D O .
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits ..U. S. depositsDep'tsTJ.S.dis. officers
Due to national banksDue to State banks ..
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
50 banks.
$8, 700, 000.00
2,021,596.761,811,261.08
1,479,475. 00
21, 719.65
23, 331, 357. 86642, 040.91138, 273.45
2, 045, 951. 641, 565, 890. 22
32,125. 0020, 000.008, 039.23
41,817, 730.80
MARCH 1.
50 banks.
$8, 875, 000. 00
2,187, 496. 761,506,557.94
1, 581, 235. 00
1,908. 65
26, 399, 523. 76296, 209. 89184,465.06
2, 229, 575. 581, 806, 057. 23
19, 831. 754, 000.00
45, 091, 861. 62
MAY 17.
52 banks.
$8, 955,000. 00
2,193, 650. 091, 782, 270. 02
1, 618, 555. 00
23, 697. 65
26, 654, 762. 94310, 717. 86206, 201. 91
2, 678, 592. 891, 958, 552.73
19, 856. 75
5, 000.00
46, 406, 857. 84
JULY 12.
52 banks.
$8, 985, 000. 00
2, 239, 050. 091, 417, 509.75
1, 637, 915. 00
38, 414. 65
27, 343, 334.20334,439. 3468,446.26
2, 752, 215.782, 307, 626. 87
44,170. 5013,000.00
47,181,122.44
SEPTEMBER 30.
53 banks.
$9, 065, 000. 00
2, 239, 550. 091, 778, 398. 82
1, 524, 845.00
4,452.65
28, 848, 289.90267, 543.62126, 402.45
3,071,180.042, 555, 967. 29
43, 610.00
49, 525,239. 86
NEVADA.
Capital stock.
Surplus fundUndivided profitsNat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.oflicers
Due to national banksDue to State banks.. -
Notes rediscounted ..Bills payableOther liabilities
Total.
2 banks. '
$282, 000.00
103. 000. 0042, 957.62
63, 430.00
150.00
330, 702.52
29, 3fi8. 6264, 250. 47
10, 000. 00
925,859. 23
2 banks.
$282, 000. 00
128, 000. 0010, 371. 50
63,430.00
240.00
>, 747. 07
50, 609. 6945, 920. 45
10,000. 00
951,318. 71
2 banks.
$282, 000.00
128, 000.0019, 012.63
63, 430. 00
409, 034.19
30, 788. 4713, 396.42
10, 000.00
955,661.71
2 banks .
$282, 000.00
128, 000.0016, 669. 73
63, 430. 00
15, 000. 00
412, 319. 97
23, 871. 6751, 553.28
992, 844.65
2 banks.
$282, 000.00
128,000.0018, 566. 36
66, 630. 00
397, 229.89
78, 482.4026, 700. 20
10, 000.00
1,003, 608.85
CALIFORNIA.
33 banks. 34 banks. 34 banks. 34 banks. 34 banks.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bankcirculation
Dividends u n p a i d . . . .
Individual deposi ts . .U. S. depositsDep'tsU. S. dis. ofticers
Due to national banksDue to State banks . .
Notes rediscounted . .Bills payableOther liabilities . . . . .
$5,425, 000.00
1,407, 217.761,121, 216. 29
1,194, 870. 00
$5, 515, 000. 00
1,463, 772. 27905, 672.36
1,219, 740. 00
$5, 515, 000.00
1,463, 972. 271, 079, 620.93
1, 237, 780.00
$5, 725, 000.00
1, 252, 057. 86914, 012.43
1,233,840.00
5, 720. 75
14, 210, 744. 94121, 909. 6390, 321.58
290, 707.64418, 309.33
127,207. 71
10, 822. 25
13,238,172. 3390, 300.35
102, 082. 56
205, 652, 27402,166. 33
21, 237.15
5, 571. 49
3, 465. 00
13,151, 339. 8422, 020. 51
168, 858.88
200, 207. 72336, 516. 97
17, 237.15
4," 903." 88"
26,316.50
12, 534, 991.2331,888.92
171,374.45
292, 841. 29468,405. 83
10,138. 55
4," 125.' 79
$5, 675, 000. 00
1,152, 457.861, 005, 772. 80
1,232, 690.00
6,886.80
12,608,182. 7641, 029.98
158, 915.93
175,804.17409,114. 26
10,138.55
13.10
Total 24,413,225.63 23,240,189.36 23, 200, 923.15 22, 664, 492. 85 22, 476, 006. 21Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
388 KEPORT OF THE COMPTROLLER OP THE CURRENCY.
ABSTRACT OP REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
C I T Y OP S A N F R A N C I S C O .
Resources.
Loans and discountsBonds for circulation.Bonds for deposits...TJ S bonds on hand.Other stocks and b'dsDue from res' veag'ts.Due fromnat'lbanks.Due from State banksBanking house, etc..
Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.
Total
DECEMBER 2.
2 banks.
$6,507,587.55100, 000.00100,000.00
41, 270.2153,979.43
192, 083. 52451, 379.50340, 742.61
403. 6033, 250. 00
3, 389. 28155, 822. 50
5, 000.00181. 21
1,708,770.0019,948.00
4,500.00
9,718,307.41
MARCH 1.
2 banks.
$6,232,126.25100, 000.00100,000.00
38,714. 80164,534.11115,145.46181,512.38340,742.61
112. 4033,125.003,901.11
188,402.144, 000.00
146. 721, 519, 665. 00
6,580.00
4,500.00
9,033,207.98
MAY 17.
2 banks.
$5,960,471.04100,000.00100,000.00
38, 714.80100,367.54184,013.32196,511.30340,822.84
3,818.4033,500.00
2, 207. 53222,580.33
7,000. 0076.86
1,121,865.0013,473.00
4, 500.00
8,429,921.96
JULY 12.
2 banks.
$6,200,800,59100, 000.00100,000.00
26,579.8011,754.06
198,141.90841, 205.19342,322.84
1, 060.1732, 000. 00
360.55137, 572. 90
5,500.0063.38
997,485.0018,218.00
4,500.00
8,517,564.38
SEPTEMBER 30.
2 banks.
$6,148, 005. 84100, 000. 00100, 000.00
26,079. 80253,417. 82209,187.86447,017.02343,089.19
29,750.001,126.90
158,242.1029,655.00
73.231,589,170.00
71,547.00
4,500.00
9,510,861.76
OREGON.
41 banks. 41 banks. 41 banks. 41 banks. 41 banks.
Loans and discounts.Bonds for circulation.Bonds for deposits.. -TJ. S. bonds on hand..Other stooks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas .Due from TJ. S. Treas.
$11,923,043.95791,050.00600, 000.00
$11,631,732.98813, 550. 00600,000.00
$12, 669,419.65813, 550.00600,000.00
$12,880,832.20813, 550.00450,000.00
$12,211,304.52813,550.00450, 000.00
813, 361.86461,106.03731,397.69654, 574.85462,114. 7624,373.7299,156.91121, 878.3455, 633.11151,271. 8316, 919.003,313.20
1,463,270. 5449,289.00
919,329.34674,044.07773, 310.49600, 437.64412,849.89
32,740.4172, 284. 91
114, 215. 2627, 000. 82
166, 533.6427,185. 00
4, 382.181,311,214.49
46, 585.00
815,169.28773,810.02756,764.91479,056.24414, 218.81
34, 882. 84115,564.43107,607.50128,021.40
809,982. 44760,360.07671,134.19556, 692. 88418,157.80
33,252.7441,823.90
101,181. 75159,185.49
21,065. 004,499. 09
1,354,418.4271, 559. 00
18,233.003,905.40
1, 526, 701.1143,867.00
816, 339.44989,897.50893, 706.27659,687.73420, 050.6842,122. 2490, 366. 34
103,531. 7545, 811.55
316,574.3820.010.00
3, 896.501,394,014.61
37, 306.00
35,082.051,500.00
34, 813.121, 8.V0.00
36, 089.62513. 50
35, 803. 724, 280.00
35,633.722, 050.00
Total 18,458,336.84 18, 264,049. 24 19,096, 209. 71 19,328,943.69 19,145, 773.23
ARIZONA.
Loans and discounts.Bondsfor circulation.
TJ. S.bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.
Total
3 banks.
$244,233.3450,500.00
199,318.3112,709. 65
3, 021. 2715,546.6921,572.573,112.009,098.424,455.002,433.05
6,876.00317. 31
47, 598. 7011,776.00
2,272.50
634,840.81
S banks.
$230, 303.7650, 500.00
175,932.1913, 734.34
3, 289. 7670, 707.7821, 680.073,112.002, 517.154,455. 002,140.21
3,170.00454. 34
75, 356.4027, 452.00
2,272.50
687,077. 50
4 banks.
$301,775.3275,500.00
173,975.7348, 527.4417,668.6536, 842.6724,614.371,862.008,461. 888,192. 501,455.66
4,839.00229. 85
76, 952.4519,601. 00
2, 272.50
802, 771.02
4 banks.
$357,959.0575,500.00
177,774.8580,949.1518,093.1143,180.6724,789.461,862.008,401.738,192.501,819. 72
1,405.00213.20
75,206.2020,327.00
2,897.50
898, 571.14
4 banks.
$431,300.6575,5^0.00
187,471.4864,260.5421,168.6046,741.0424,749.461,862.00
12,803.247,802.501,430.36
3,566.00143.48
77,091.8523,706.00
3,407.50
973,004.70Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 8 9
BY STATES AND RESERVE CITIES—Continued.
CITY OP SAN FRANCISCO.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationStato-bank circulation
Dividends unpaid
Individualdeposits...U.S. depositsDep'ts u.S.dis. officers
Due to national banksDue to State banks...
Notes rediscounted ..
Other lialilities
Total
DECEMBER 2.
2 banks.
$2,500,000.00
800, 000.00306, 889. 80
90, 000.00
312. 00
4,037,977.06104,751.18
989, 810. 77888,566.60
9,718,307.41
MARCH 1.
2 banks.$2,500,000.00
925, 000. 00179, 745.08
87, 650. 00
1, 500.00
3, 632, 219.22104, 976. 38
780, 651. 64821,461.66
9, 033,207. 98
MAY 17.
2 banks.
$2, 500, 000. 00
925, 000. 00250,387.15
89, 400. 00
316. 00
3, 326, 699.65102, 557. 32
800,192. 70435, 369.14
8,420,921.96
JULY 12.
2 banks .
$2, 500, 000. 00
950, 000. 00178, 275.70
90, 000.00
13,824.00
3, 492, 730. 3697, 507. 67
638, 864.84556, 361.81
8,517, 564. 38
SEPTEMBER 30.
2 banks .
$2, 500, 000. 00
950, 000. 00267,182.17
90, 000.00
1, 292. 00
4,105, 681.6493, 327*. 57
925, 675.93677, 702. 45
9, 510, 861. 76
ORE GON.
Capital stock
Surplus fundUndivided profits....
ISTat'1-bank circulationState-bank circulation
Dividends unpaid—
Individual deposits..U. S. depositsDep'tsU.S.dis.oflftcers
Due to national banksDue to State banks ..
Xotes rediscounted..Bills payableOther liabilities
Total
41 banks.$4,365,000.00
796,410.07I, 515, 557.44
696,140.00
3,760.00
8, 913, 087.31351, 892. 92239, 538.29
1,102, 902.65435, 761.91
12, 975.0025,180. 00
131. 25
18, 458,336.84
41 banks.$4,415, 000.00
828, 892. 601,467,894.56
709, 780.00
11,404.26
9, 097, 429.30313, 748. 37267, 003. 03
742,214.88355, 046. 76
25, 635. 4830, 000. 00
18, 264, 049.24
41 banks.
$4, 415, 000.00
833, 892. 601,446, 564.11
717, 230. 00
5,150.46
9,435, 734.24310, 240.17277, 017. 23
1,143,247. 97422, 740.95
63, 068.9025,391. 35
931.73
19,096,209. 71
41 banks.
$4, 415, 000. 00
854, 000. 001, 333, 204. 29
718, 530. 00
* 33,720.00
10,199, 072. 51216,628.91167,118. 77
730, 754. 56496, 801. 46
152, 477. 0010, 500.631,135. 56
19, 328, 943. 69
41 banks .
$3, 945,000.00
856, 500.001, 475, 539. 79
709,450. 00
7, 684. 00
10, 363, 677. 85224,687. 04217, 316. 52
885,100.37426,160. 74
75,418.006, 000. 813, 238.11
19,145, 773. 23
ARIZONA.
Capital stock
Surplus fund.Undivided profits
Nat'lbank circulationState-bank circulation
Individualdeposits...U. S. depositsDep'ts TJ S dis officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
3 banks.
$200,000.00
33,815.0032,078.90
45,450.00
309, 038.47
328.8514,129. 59
634,840.8 L
3 banks.
$200,000.00
34,150.0028,121. 58
44, 950. 00
369,606.20
3, 264. 006, 985.72
687, 077. 50
4 banks.
$250,000.00
34,150.0036, 057. 52
44, 800. 00
412, 858.77
10,483.7014,421.03
802, 771.02
4 banks .
$270,000. 00
34,150.0034, 669. 47
67, 950. 00
459, 557.79
7, 033. 9125, 209.97
898, 571.14
4 banks.
$300,000.00
34,150. 0061, 363. 97
67, 950.00
504, 063.63
2,116.393, 360.71
973, 004, 70Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
3 9 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SIXCE SEPTEMBER 25, 1891, ARRANGED
NORTH DAKOTA.
Resources.
Loans and discounts.Bonds for circulationBonds for deposits -.U. S. bonds on hand .Other stocks and b'dsDue from res'veag'tsDue from nat'l ban ks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.Specie —Legal-tender notes..U.S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.
Total
DECEMBER 2.
33 banks.
$6,030, 320.72581, 500. 00
354, 743. 76967,603.16242, 212. 88248, 858. 24509, 586. 42160, 850. 6382,104.8540, 376.43
102,520.08
107,920.002, 345. 88
284, 811. 94371, 222.00
24,544.50
10, 111, 521.49
MARCH 1.
33 banks.
$5, 976, 286.45581,500.00
414, 364.39718, 984. 02190, 489. 65148, 056. 52502,198. 83225, 975. 3662, 543. 6434, 500.0580, 852. 54
58,162. 004, 013.35
296, 038. 38244,249.00
24, 567. 001, 650.00
9,564,431.18
MAY 17.
33 banks.
$6,493, 332.39581,500.00
357, 863. 98405, 488.50127,177.7992,480.63
512,188.38242, 048.4992,187.9533, 510.6849, 598.14
55, 226. 005, 262. 77
346, 639.60228,612.00
23, 582. 20
9, 646, 699.50
JULY 12.
33 banks.
$6, 762,098. 01619, 000.00
357, 953.98522, 399. 89125,749.19180,203.44514,500.48242,002.6633,351.9838, 599. 9989,499.22
84, 867.004,131.26
319,226. 59237,408.00
22,732.20500.00
10,154, 223.89
SEPTEMBER 30.
33 banks.
$7,056,417.69619,000.00
50, 000. 00
324,192.29,836, 459. 66177,742. 52187, 567. 37519, 460. 33266, 020. 02
58, 776. 8446, 243. 7177,055.22
58, 004.004,657.47
384, 665. 85202,473.00
24,719.701, 500.00
10,894,955.67
SOUTH DAKOTA.
44 banks. 41 banks. 41 banks. 41 banks. 40 banks .
Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses....Premiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U.S.cert'sof deposit.5% fund with Treas-Due from XJ. S. Treas.
$5,018,797.70724, 750.00175, 000.00
$4,970, 849.65667,250.00175, 000. 00
$5, 272, 724. 82667, 250.00175, 000.00
$5, 359,459. 05667,250. 00175, 000. 00
$5, 619, 094. 58654, 750. 00150, 000. 00
690, 462. 06839, 902.24576,279.6752,565.17
429,969. 99160,468.19122, 066.54103, 206. 2854, 691.67
652, 930.28838, 593.42755,905.3271,118.33
370, 448.58155, 729. 7453,263.1691, 252.1054, 660.39
604,570.80623, 939. 99598,490.08113,134. 05372, 591. 89171, 836. 95106, 769.0886,143.3545,152.91
630, 917.11476, 775. 55531,471.76106, 854.18372, 802.83184, 003. 0139,637.6484,462.1055,294.57
656, 045. 75638, 064.10692, 662. 2796,497.49
349, 452.92163, 997.21
56, 383. 3776,679. 3350,018.49
104,125.002,233.65
338,099.41337, 714.00
72,964.002,408.06
328,459.17262, 275.00
70, 744.004, 310. 51
296,423.20286,999. 00
73, 674. 002, 791. 68
311,331.41263, 448.00
55, 646.003, 389.20
356, 400.54256,084. 00
31,613.351, 540.00
30,026.251,700.08
29, 526.25 28, 526. 251,000.00
27, 463.755, 040. 00
Total fi, 763,484.92 9,554,833.45 9,525,606.88 9, 364, 699.14 9,907,669.00
IDAHO.
Loans and discounts.Bonds for circulation.Bonds for deposits ..U. S. bonds on hand .Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses...Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .IT. B. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.
Total
8 banks.$1,312,186.92
144,050.0070,000.00
354,629.8767,255.29
182,476.00139, 331.90114, 424.3249,944.4926, 894.5827,745.2611, 867.58
32,910.00269. 09
299, 725. 7071, 729.00
6,481.75
2,911,921.75
9 banks.$1,480,458.09
156,550.0070,000. 00
289, 532.55101,169. 95165, 424.6568,445.40
149, 225.9757,946.2610,941.2427,438.0110, 501.39
26,299. 00265.70
219, 389.5562, 994. 00
6, 481.75
2, 903, 063. 51
9 banks.$1, 637, 572. 37
156, 550.0070, 000.00
278,401.35122,118.7876,041.3531,851.67
149, 640. 8248, 578.1822,280.8925,010.26•16,481.47
29,230. 00430.57
235,160. 3967, 398. 00
7, 044. 25
2, 973, 790.35
9 banks.$1,637,307.89
156,550.0050,000.00
261,163. 91229,447. 60182,525.7292,528.15
147,122.6154, 548.556, 815. 05
19,338.758,432.11
17,487.00382. 22
232, 631.9056,317. 00
7, 044. 25
3,159,642.11
11 banks .
$1, 803, 663.52181,550.0050,000.00
242,617.08218,785.38242,385.35
51,489. 87183,009.0954,548.5522, 712.9320, 883.1324,113.92
18,030.00446.44
192, 735. 5360,195.00
7, 606.25
3,374,771.84Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 391
BY STATES AND RESERVE CITIES—Continued.
NORTH D A K O T A .
SOUTH DAKOTA.
I D A H O .
Liabilities.
Capita] stock
Surplus fundUndivided profits
Nat'1-bank circulationS tate-bank c ircul ation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes red iscouuted . .Bill? pavableOther liabilities
Total
DECEMBER 2.
33 banks.
$2, 315, 000. 00
449, 054. 01315,772.43
523, 325. 00
8,182. 36
6, 200,128. 91
59,123. 53149,797. 61
12, 000. 0078, 000. Oo1,137. 64
10,111,521.49
MA.RCH 1.
33 banks.
$2,315, 000.00
480, 268.65245,975.50
522, 335.00
4,161. 00
5, 669,407.41
30, 060. 31128, 827. 63
94,147. 9871, 500. 002, 747.70
9, 564,431.18
MAY 17.
33 banks.
$2, 315, 000. 00
476, 968. 65304, 315.79
522, 840. 00
7,151.00
5, 540, 023.43
38,160. 7086, 926. 94
187, 866. 60163, 500. 00
3, 346. 39
9, 646, C99. 50
JULY 12.
33 banks.
$2,465,000.00
500, 268. 65224,920.05
528, 390. 00
4,173. 00
5, 948, 790. 84
35, 489. 05121,213.92
198, 502. 31124, 422. 70
3, 053. 37
10,154, 223. 89
SEPTEMBER 30.
33 banks .
$2, 465, 000.00
501, 768. 65279, 050.44
556, 590.00
655.00
6, 550, 320.2018, 342.15
3, 704. 36
55, 494. 39130, 895.14
251,194. 0671,750.0010,191.28
10, 894,955.67
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'ts U. S. dis. officers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payable
Total
44 banks .
$2,861, 200.00
623, 900. 00280, 247. 67
645,295.00
955.00
4,482,971.87158, 358. 4025, 536. 02
135, 986.93432, 291.23
41, 692. 8075,000.00
9,763, 484.92
41 banks.
$2,660,000.00
626, 470.24175,218.70
592,995.00
100.00
4, 604, 516. 73145, 633.7223, 613.99
248, 542.98399, 316. 54
24, 525.5553,900. 00
9, 554. 833.45
41 banks.
$2,660,000.00
622,700.00251,760.28
591, 505.00
110.00
4, 635. 495. 56150, 054. 6924, 431. 61
213,410.82271, 735.52
44,972. 8053, 780.60
2, 600. 00
9, 525, 606. 88
41 banks.
$2, 660, 000.00
628, 875.00164, 353. 36
594, 075. 00
18, 716.17
4, 542, 435. 81139, 658.83
7, 346.20
177, 811. 76242,180.86
86, 868.5087, 497.6514, 880.00
9, 364, 699.14
40 banks.
$2, 610, 000. 00
328, 875. 00206, 763. 04
582,360.00
2,225. 00
5, 052, 256. 57107, 487.7319,050.42
316, 447. 75251, 882.84
65,043. 0062, 277.65
9,907, 669. 00
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid
Individual deposits..U. S. depositsDep'tsU .S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted . .Bills payableOther liabilities
Total
8 banks.
$575, 000.00
148,000.00126, 620.53
128,645.00
I, 823, 769. 9851,498.0316, 640. 26
11,411.3620, 336.59
10, 000.00
2, 911, 921. 75
9 banks .
$625,000.00
185, 500.0086,906. 35
128,145. 00
96.00
1, 748, 790. 7651, 572. 0114, 667. 80
28,330.0134, 055.58
2, 903, 063.51
9 banks.
$625, 000.00
185, 500. 00127, 339. 94
139, 895.00
1,761,887.1057,154. 8811,943.22
36, 821. 7328, 248.48
2, 973, 790. 35
9 banks.
$625,000.00
194,000.00114, 563.49
140, 395.00
732.00
1,939, 670.7142, 748. 626, 345.15
21,130.5159, 056.63
5, 000. 0011, 000. 00
3,15?, 642.11
11 banks.
$700,000.00
197, 354. 91156, 944.00
152,135.00
2,004,719.3138, 949.528, 890.35
53,839.7846,913.97
5,000.0010,000. 00
25.00
3, 374,771.84Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
392 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
M O N T A N A .
Resources.
Loans and disconnts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'U.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.
Total
DECEMBER 2.
32 banks.
$15,810,411.83880, 850. 00300, 000.00
""i,"698,"863.*49"1, 965, 777.841, 017, 712.52
392, 073. 97683, 400. 23144,645. 37226, 403.7191,065.5899, 018. 68
227, 277. 664, 200. 26
967, 878. 69536, 715.00
38,512. 506,431.00
24,491,177.67
MARCH 1.
34 banks.
$15, 988, 256.47905, 850. 00300,000. 00
736* 384 .*73"1, 725,124. 52
962, 008. 84356,923.47709, 022. 52130, 035. 23107,540.32
85, 489.23124,832. 33
193, 991. 004,693. 34
1, 094,983. 54634,025. 0U
39,637. 003,971.03
24,102,768.57
MAY 17.
34 banks.
$16, 211,197. 74905, 850.00300,000.00
847*832.061, 667, 957. 72
836,960.16324, 650.48724, 089. 88126, 403.73130,253.09
82, 545. 58116, 330.18
210, 857.004,879.44
1,150,364.28672, 035. 00
39, 637. 503, 596.23
24, 355, 440. U7
JULY 12.
34 banks.
$16, 576, 454. 69905, 850.00300,000.00
919*295.20"1,795,489.061, 065, 520.63
467. 570. 44732, 389.11162, 952.54
18,685.0180, 535.20
165,690.30
216, 217. 005,089.88
1, 068, 936. 60622,292. 00
39,627.507,725. 00
25,150, 320.16
SEPTEMBER 30.
34 banks.
$16,200,374. 36905, 850.00300,000.00
880, 729."34*2,693,248.561,149, 727. 56
285,346. 20733, 392.85208, 774. 92109,763. 8580, 222. 70
129,375.30
209,161. 003, 762.39
1,167, 081.15568, 851.00
39, 627.5012,710.00
25, 678,998. t»8
NEW MEXICO.
Loans and discounts.Bonds for circulationBonds for deposits ..XT. S. bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Tre asDue from U. S. Treas.
Total
12 banks.
$2,608, 857. 61365,000.00200,000.00
66, 680.09365, 521. 71516,548.9362, 482. 31
180,336. 5022,538. 2943,103. 2541,733. 4129,485. 75
29, 677.00910. 29
219, 608. 6588, 718. 00
16,425.00720. 00
4, 858, 346.79
10 banks.
$2, 333,175. 75327, 500.00200, 000. 00
61,532. 053lf, 528.98478,322.96121,700.89117, 895.60
47, 866. 6021, 566.1233,162. 5018, 553.29
27, 344.00949. 70
183, 080.1977, 833.00
14, 237. 50780. 00
4, 383, 029.13
11 banks.
$2,382, 440. 38340, 000.00200, 000. 00
64,536.88346, 826.18426, 930.99
65, 658.22120, 038. 0547,339. 6032, 290.5434,581.2531, 838.06
27,342. 001,182. 67
219, 249. 2582,367, 00
14, 737. 50800.00
4 438,158.57
12 banks .
$2,404, 385.07352, 500.00200, 000.00
74, 540.01392,178. 89666, 551.1460, 325.45
120,166. 5141,164.6018, 540.1832, 331. 2529, 751.46
46, 470. 00913.15
207, 282. 2071, 306.00
15, 800.00920. 00
4,735,125.91
11 banks .
$2,253, 379. 51315,000.00200,000.00
77,734. 84346. 647. 21456,210.46
24, 388. 97115, 677. 5426,727.1028, 013. 7731, 731.2534, 865. 85
26,596.00870. 42
196, 056. 8380,439.00
14,175. 00120. 00
4,228,633.75
UTAH.
Loans and discounts.Bou«!s forcirculation.Bonds for deposits...TJ. S. bonds on hand..Other stocks an<l b'dsDue fromres've ag'ts.Due from nat'l banks.Due from State banksBunking house, etc..Real estate, otcCurrent expenses..».Premiums paidCash itemsClear'g-hotise exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.
Total
13 banka.$4,951,597.38
462, 500. 00150,000.00
26, 900. 00356, 001. 97433,938.29139, 224. 30146,815.82425,710.18
57,910.5085,878. 2052,227. 7239 556. 52
104,033.43109, 245. 00
1, 952.44806, 410. 30109,313. 00
20, 812.50
8, 480, 027. 55
14 banks .
$4,898,749.30475,000.00150, 000.0026,900.00
319,216.36385, 440.52178,818.80213,167.33442, 375.08
59, 001.4145, 543.1552,198.0039,018.2258, 484.6143,575. 003,358.44
818,589. 2587, 740. 00
21, 375. 00500. 00
8, 319, 050. 47
14 banks.
$4,999,188.66475,000.00150, 000.0026, 900.00
313, 716.11593,717.32263, 531.11181, 342.29446,351. 3681,424. 5554, 266.1149,400.0021, 307.8575,457. 7531, 323. 00
2,493.01997,467.74
43, 539. 00
21, 375. 00
8, 827, 800. 86
14 banks .
$5,055,143.60475, 000. 00125, 000. 00
51, 900.00304,685.96
1, 047, 671.18410,942.77238, 772. 99452, 051.35
95, 231. 4214, 840. 5847, 275.0034, 095.2965,106. 5423,293.00
3, 357.30939,375. 80
59, 719. 00
21, 375. 00
9, 464, 836. 78
14 banks.
$5, 341, 633. 63475,000.00125,000.00
51, 900.00311,581.46741,12-2.24269,051.42177, 603.08455,105.24
95, 205. 3046,950.4247,275.0062. 998.4763,164. 3951,400. 00
3, 033. 25900, 031.7887,106.00
21,375.00
9, 332, 536. 68Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY 393
BY STATES AND RESERVE CITIES—Continued.
MONTANA.
Liabilities.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bankcirculation
Dividends unpaid....
Individual deposits..U. S. depositsDept'sU.S.dis.oiileers
Due to national bank sDue to State banks ..
Notes rediscounted ..Bills payable
Total
DECEMBER 2.
32 banks .
$4, 640, 000. 00
634,200.002,475, 681. 76
764,780. 00
70.00
14, 397, 680. 26178, 240. 2789, 862. 26
851,486.44415, 583.77
43, 592. 91
24,491,177. 67
MARCH 1.
34 banks.
$4, 732, 000. 00
679, 067.002, 296,331.44
784,910. 00
16, 359. 00
14, 065, 970.14166,054.47127, 032. 34
846, 008.45296, 837.81
72,197. 9220, 000. 00
24,102, 768. 57
MAY 17.
34 banks.
$4,740,000.00
680, 567.002, 397, 900. 88
790, 050. 00
6,847. 00
14, 094, 374.58168, 550. 54116,159. 63
817, 080. 26360, 823.12
87, 087. 0696,000.00
24, 355,440. 07
JULY 12.
34 banks .
$4, 740,000.00
716, 800.002, 280, 894. 26
785,740. 00
69, 965.00
15, 025, 219. 75177, 409. 0750,035. 37
895, 971. 39204, 554. 23
' 141,731.0962, 000. 00
25,150,320.16
SEPTEMBER. 30.
34 banks .
$4, 740,000. 00
705,100. 002, 519,103.80
784,930.00
675.00
15,225,114.80170, 730. 0387,108. 23
1,048,732.59308, 408,61
59, 095. 6230, 000. 00
25, 678, 998.68
NEW MEXICO.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unDaid
Individual deposits..U.S. depositsDep'tsU.S.dis.ofticers
Due to national banksDue to State banks . -
Notes rediscounted ..Bills payable
Total
12 banks .
$1,125, 000.00
217,115.00104, 688. 53
326, 040. 00
2,531,797.1291,276.0193, 787. 08
211,197. 74108, 662.31
48, 783.00
4, 858. 346. 79
10 banks.
$975,000.00
2C4, 394. 6052, 792.15
292, 750. 00
102. 50
2, 382, 928.2966, 880.15
121, 872.19
172, 594. 0872, 362. 90
41, 352. 27
4, 383, 029.13
11 banks.
$1,000,000.00
204, 629.6088,124. 09
291, 930.00
2, 425, 859. 44118,315.3669,543. 55
112,708.19102, 785.17
24, 263.17
4, 438,158. 57
12 banks .
$1, 050, 000.00
209,879.6059, 597. 29
302, 430. 00
22.50
2, 582, 604.7699, 489.6672, 343. 49
206, 858. 05121, 021. 78
30,878. 78
4, 735,125. 91
11 banks.
$915,000.00
193, 000.0059,120.70
281,480.00
2, 362, 822. 91133,180. 2044, C87. 59
94, 469. 74120, 847.07
24, 625. 54
4, 228, 633.75
UTAH.
Capital stock
Surplus fundUndivided profits
Nat'1-bank circulationState-bank circulation
Dividends unpaid ...
Individual deposits ..U. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks..
Notes rediscounted ..Bills pay able
Total
13 banks.
$2, 750, 000. 00
889, 000.00245, 530. 68
360, 080. 00
1,101.00
3, 745, 092. 0380, 606.6963, 864. 07
96,116.18186, 902. 82
61, 734. 08
8, 480. 027. 55
14 banks.
$2,790,000.00
918,800.00149,121.87
368, 560.00
1, 021. 00
3, 534,942. 5954, 028. 0093,199. 58
137,038.88205, 277. 80
42, 060. 7525, 000. 00
8, 319, 050. 47
14 banks.
$2,795,000.00
933, 300.00188,019.49
366, 210. 00
1,726.00
3, 958, 463. 89111, 69f». 6637,668.69
116,146.94301, 570.19
18, 000. 00
8, 827, 800. 86
14 banks.
$2,800,000.00
944,800.00126,142. 85
367,660. 00
9, 529.00
4,646, 572. U98, 243.3621,543.88
154,177. 84281, 767. 71
14,400. 00
9,464,836.78
14 banks.
$2, 800, 000.00
955, 800.00183, 292. 58
365, 210. 00
1, 581. 00
4, 618, 766. 5071,491.6048, 753. 44
98, 929. 25188, 712. 31
9, 332, 536. 68Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
394 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OP REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
WASHINGTON.
RESOURCES.
Loan8 and discounts.Bonds for circulation.Bonds for deposits ..IT. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.
Total
DECEMBER 2.
64 banks.
$14,618,654.271,551,750.00
50,000.003,000.00
1,097,055.161,218,076.091,025,238.79
385, 569.501,109,695.50
280,279.86278,195.80198,089.99140,296.01147, 504. 69100,366.00
6,188. 891,766,085.11
14$, 359. 00
66, 077.002, 460. 58
24,188,942.24
MARCH 1.
66 banks.
$15,275,866.601,645,500.00
50,000.003, 000.00
1.059, 351.071,589, 571.41
868,266.35486,888.90
1,144,618.19298,831.72160,204.29183, 096.00151, 309.90115,688.15107,716.00
6,022.001,875, 875. 66
146,286.00
69, 393.751,620.00
25,239,105.99
MAY 17.
68 banks.
$16,075,919.431,720, 500. 00
50, 000.00
936,468.271,977,561.671,113,539.96
442,718.621,030,290.73
334,591.47267,921.46185, 226. 22111,905.1492,180.10
125,690.007,634.77
1,936,828.31166,394.00
72,681.75750.00
26,648,801.90
JULY 12.
68 banks.
$16,619, 853.441, 720,500.00
50,000.00300.00
875,463.632,025, 593.181,027,731.85
541,318. 681,016,878.48
354,315.4582,110.30
181,190.66159,618.55124, 661.8188, 026. 004,662.23
1,984,319.25115, 756.00
74,316.75300.00
27,046,916.26
SEPTEMBER 30.
70 banks.
$17,453,216.521, 795,500.00
so, ooo. oa27, 550. 00
1,010,078. 672, 086,089. 451,354,299.48
552,321.041,046,068.16
357,313.53186,173.52179, 337. 96153, 707. 5499, 436. 0998, 238. 00
3, 772. 301,991,0C0. 55
143, 774.0076,061.75
500.00
28,664,498. 56
WYOMING.
Loans and discounts.Bonds for circulation.Bonds for deposits. . .U. S. bonds on hand.Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . . .U .S . cer'ts of deposit.5 % fund with Treas.Due from U. S. Treas.
Total
11 banks.
$2,894,511.11275,000.00
259, 285.18309,034.2197,953.649, 424. 38
103,034.2332,290.6252, 668. 8829,745.7928, 644.09
42,392.00879.10
300, 551,1544,565.00
12,374.751,000.00
4,493,354.13
11 banks.
$2,885,975.36275,000.00
136,663.34281,187.2989,065.6921, 745. 83
107,349.9434,945.2619,783.5025,179.0614, 387.96
8,320.00920. 67
258,852.3740, 734.00
12,374.752,000.00
4,214,485.02
12 banks.
$2,767,080.27287,600.00
157,964.09305,219.8583,171.4617, 584.28
120,291.5535,831.2932, 530. 3524,535.1626,884.94
21,582.001,123. 98
291, 581.0041, 891.00
12,374.75
4,227,145.97
12 banks.
$2,813,783.01287,500.00
170,438.18340,260.96121,24ft. 3714,256.29
124,115. 6935,831.2912, 333.1127,722. 6628,245.51
13.606.00974.31
288,297. 2535,917 00
12,937.252, 450. 00
4,329,914.88
13 banks.
$2,914,600.62302, 500.00
197,500.89540, 439.0493,027.0621, 230.00
138,950.8434,256.2924,446.8225,941.4132,662.02
13,234.00927.15
333, 208.0230,900.00
13,499.75
4,717,323.91
OKLAHOMA TERRITORY.
Loans and discounts.Bonds for circulationBonds for deposits. . .IT. S. bonds on hand. .Other stocks and b'dsDue from rea've ag'tsDue from nat'l banksDue from State banksBanking house, e t c . .Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.S p e c i e —Legal-tender notes . .U. S. cer'tBof deposit.5 % fund with Treas.Due fromTJ. S. Treas.
Total
3 banks.
$206,288.7850,000.00
4,207.2476,764.6333,906.518,505.49
82,955.69
6,845.392,560.843,235.71
13,521.00175.91
16,266.5531,345.00
2, 250.00
538,828.74
3 banks.
$244,110.6850,000.00
698,95100,207.4474, 915. 82
864.8181,174.25
3,611.122.125.00
10,827.46
8,474.00361.88
29,108.1526,009.00
2,250.00
634, 738. 56
4 banks.
$264,158.4662,500.00
35, 824.80174,618.4264,501.0127,070. 7083,046.08
275.009,893.614,062.504,967.55
7,939.00406.04
43,376. 8031, 555.00
2,812. 50
817,007.47
4 banks.
$247,884.6950,000.00
65,067. 73153, 627.45103,133.7328,749. 3864,014.46
575.004,497.823,988.537,274.63
7, 874.00530.29
47,569.1435, 825. 00
1,687.50
822,259.35
4 banks.
$324,952.8450,000.00
128,084.80163,375.9779,163.1122, 662.1763,989.46
6,130,143,926.038,216.29
10,329.00222.55
37,518.7034,986.00
2,250.00
935,807.06Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 395
BY STATES AND RESERVE CITIES—Continued.
"WASHINGTON.
LIABILITIES.
Capital stock
Surplus fundUndivided profits
Nat'l bank circulationState bank circulation
Dividends unpaid
Individual deposits ..TJ. S. depositsDep'tsU.S.dis.officers
Due to national banksDue to State banks...
Notes rediscounted ..Bills payableOther liabilities
Total
DECEMBER 2.
64 bank».
$6, 590, 000. 00
1, 581, 281.651,168, 038. 64
1,392,155.00
3, 040.17
11,910,231.6524, 881. 5111,549.18
589,416.37554,168.51
346,179.5618, 000. 00
24,188, 942.24
MARCH 1.
66 banks.
$7, 220, 000. 00
1, 670, 631. 65887,764.09
1, 387,145.00
4,151.67
12,814,778.8224, 420. 4716, 811.82
596, 877.19467,105. 60
149,419. 68
25,239,105.99
MAY 17.
68 banks.
$7, 595,000.00
1, 660, 356.651, 096,607.31
1,489,625.00
575.00
13,319,829.3826,113.1628, 501.55
771, 466.48492, 036. 37
138, 691. 00
30, 000.00
26,648,801.90
JULY 12.
68 banks.
$7,640,000.00
1, 719.130. 62847, 998.91
1,503,215.00
41,656.57
13,837,774.0934,086.0320, 246. 62
702,863.49579,049.93
91, 736.0010, 000. 0019,159. 00
27, 046, 916. 26
SEPTEMBER 30.
70 banks.
$7,875,400. 00
1, 750,380.621,046,649.75
1,575,030.00
6,277.00
14,793,092.9437, 698. 398,210.09
820,245.90622,262.90
106, 393. 7715, 000.007,851.20
28,664,498.56
Capital stock
Surplus fundUndivided profits . . .
Nat'l bank circulationState bank circulatioD
Individual deposits..U.S. depositsDep's U.S.dis. officers
Due to national banksDue to State banks. .
Notes rediscounted..Bills payableOther liabilities
Total
11 banks.
$1,245,000.00
223, 750. 00131,547.27
246,235.00
2,451,892.82
66, 968. 5820,038.61
77, 921. 8530, 000.00
4,493,354.13
WYOM]
11 banks.
$1, 200,000.00
232,400. 0076, 395.12
246,295. 00
5 00
2,227,044.61
76, 532.8912,836. 28
142, 976.12
4,214,485.02
:NG.
12 banks.
$1,125,000.00
188,400. 0096, 817.63
246,575.00
2,337,194. 76
89,234.0942,463.46
91, 461. 0310 000 00
4,227,145.97
12 banks.
$ t, 140, 000.00
195,600. 0067, 774. 30
257,345.00
10 380.00
2,455,788.22
116,034.1151,511.97
20, 481.2815 000.00
4,329, 914. 88
13 banks.
$1,210,000.00
199,600.0080,638.49
270,545.00
2,789,225.91
105,279.1629,013.79
18,621.5615 000.00
4,717,323.91
OKLAHOMA TERRITORY.
Capital stock
Surplus fundUndivided profits
Nat'l bank circulationState bank circulation
Individual deposits..U.S. depositsDep's U. S.dis. officers
Due to national banksDue to State banks . .
Notes rediscounted . .Bills payableOther liabilities
Total
3 banks.
$200,000.00
5,500.0019,779.26
45,000.00
265,959.64
1,672. 97916.87
538,828. 74
3 banks.
$200,000.00
10,000.008,831.35
45,000.00
347,619.30
22,393.02804.89
634,738.56
4 banks.
$250,000.00
10,000.0023,492.41
56, 250. 00
454,528.48
19,138.173, 598.41
817,007.47
4 banks.
$175,000.00
9, 000.0017,023.99
33,750.00
558,116.98
27,817. 781,550.60
822,259.35
4 banks.
$185,000.00
11,000.0023, 758. 73
45,000.00
661,977.46
5,804.413,266.46
935,807.06Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
396 REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED
I N D I A N T E R R I T O R Y .
Resources.
Loans and discounts.Bonds lor circulation.
Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc. .
Current expenses....
Clear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes...TL S. cert's of deposits5% fund with Treas.Due fromU. S. Treas.
Total
DECEMBER 2.
3 banks.
$250, 993. 2050,000.00
2,080.0022, 543. 5755,484.1626, 503.119,558.32
6,513. 635,600, 00
687.15
3,857.0022.00
27,040.6520, 000.00
2,250.00
483, 032.79
MARCH 1.
3 banks.
$244,132.1950, 000.00
2, 080.0048, 677.3690, 801.386,263.43
12,517.15
3,718.205,500.002, 634. 73
2,186. 0073.73
20, 710.659,000.00
2,250. 00
500, 544. 82
MAY 17.
4 banks.
$355, 234. 5765,000.00
2,080.0040,451. 7319,563.461,302.69
18,548.523,132-. 007, 565.007, 543. 756, 671.62
4,757.00866.31
29,919.0515,620.00
2,924.50
581,180.20
JULY 12.
6 banks.
$407,395.0690,000.00
2, 080.0079, 011.6026,725.592,116.10
31, 574.633,082.002,134.77
11,600.0010,432.36
6,939.001,027.68
28,711.7514,260.00
3,487.00
720, 577.44
SEPTEMBER 30.
6 banks.
$482,514. 7990,000.00
12», 228.8832,478.3718,170.7632, 926.50
5, 352.325, 326.94
11,600. 00«,165.45
9,217.00618.98
31,232.8518,285.00
4,049.50
876,167.34
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
REPORT OF THE COMPTROLLER OF THE CURRENCY. 397
BY STATES AND RESERVE CITIES—Continued.
I N D I A N T E R R I T O R Y .
Liabilities.
Capital stock
Surplus fundUndivided profits . . .
Nat'1-bank circulationState-bank circulation
Individual deposits..
Dep'tsTJ.S.dis.officers
Due to national bant sDne to State banks
Notes rediscounted..Bills payableOther liabilities
Total
DECEMBER 2 .
3 banks.
$187, 502. 00
5, 500.0014,948.48
44,000.00
209,250.49
6,831.82
5,000.0010,000.00
483,032.79
MARCH 1.
3 banks.
$200, 000. 00
9,500.007, 553. 32
45, 000. 00
5, 000.00
227,943. 74
5,517.9629.80
500, 544.82
MAY 17 .
4 banks.
$246,540.00
10, 300. 0019,890.93
55,490.00
242,352.91
6,312.89193.47
581,180.20
JULY 12.
6 banks.
$324, 540.00
15, 200.008, 421. 66
58,490.00
309,118. 81
4, 462. 80344.17
720,577. 44
SEPTEMBER 30.
6 banks.
$349,200.00
15, 700. 0017, 290. 69
79,490.00
180.00
394,455.73
3,819.001, 031.92
15, 000.00
876,167.34
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
INDEX.
AMENDMENTS TO THE L A W S :
Suggestions in relat ion to - 18Reduction in min imum deposit of bonds 18Issue of circulating notes to equal the deposit 18Monthly withdrawal not to exceed four and one-half millions in the aggregate 18Tax on national-bank circulation to be repealed 18The limit to be loaned to any person, company, corporation, or firm to be extended
to 10 per cent of the capital and surplus of the bank 19Government bonds of long period and low ra t e of interest to secure national-bank
circulation 19Bank examiners to take oath of office and give bond 19Necessity for appointment of general examiners 19Officers or employes of nat ional banks to be prohibited from borrowing money except
as provided > 19Exception in favor of temporary loans, secured by col lateral ._ . 19Funding operations to provide bonds for circulation 19Removal of officers and directors for violations of law 19National-bank examiners to take oath of office and execute bond 19Appointment of, and supervision by, general examiners 19Officers and employe's of a bank prohibited from borrowing its funds except by ap-
proval of board of direction 19Shareholders ' s ta tu tory liability to become a lien upon their realt ies 19Statutory s ta tus of United States at torneys as to receiverships 19
ASSESSMENTS :Semiannual duty on circulation 61Cost of redemption of notes by United States Treasurer 61Cost of plates, new banks „ 61Cost of plates, extended banks 61Examiners ' fees ! 61
B A N K S . {See National banks ; Sta te banks ; Savings banks ; Pr iva te b a n k s ; Loan andt rus t companies.)
BONDS, U N I T E D STATES :
Amount on deposit to secure circulation October 31, 1892 45Minimum deposit of, to secure circulation, suggested 19Issuing of circulating notes to par of bonds deposited 19Limit of monthly withdrawal of, suggested 19Purchases of, by the Treasury 56Investments in, by nat ional banks January 1,1866, to September 30, 1892 47Dates on which the highest and lowest points were reached in holdings of, by national
banks 47Number of new associations depositing the min imum amount of 50Number of new associations depositing an excess of the min imum amount of 50Amount of, held by nat ional banks, 1865 to 1892 52Amountof, held as security for circulation, 1882 to 1892 53Maximum of, and amount of, outs tanding October 31, 1892 54Classes and amounts of, available for security for circulation, 1865 to 1892 54Market prices of, for each week from November 6,1891, to October 28, 1892 55Investment value of, January , 1885, to October, 1892 56Purchases and redemptions of, by the Treasury 56Held by banks other than national 84
399
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400 INDEX.
CAPITAL STOCK: Page.
Of banks organized during the year 17Net gain during past year of, by national banks 18Of associations organized during the past year by States and Territories 17Of organized and closed national banks from 1863 to 1892 . 18Of national banks failed during the past year : 18Locality of failed national banks during the year 17Of national banking associations closed during the year ended October 31,, 1892._' 22Highest and lowest amount reached since establishment of the system 47Of banks extended during the past year 48Of banks to reach expiration of their corporate existence from 1893 to 1902. 48Of banks the corporate existence of which expired during the year ended October 31,
1892 48Of banks the corporate existence of which will expire during the year 1893 49Of banks with capital not exceeding $150,000 each 49
• Of banks with capital exceeding $150,000 each , 49Of national banks without circulation 51Of failed national banks and per cent of dividends paid to creditors of, during past
year 65Of banks other than national 84Of each class of banks by States on or about July 12, 1892 87
CIRCULATING NOTES:
Analysis of profits on circulation based upon classes of bonds available as security. 8-10No loss to bill holders 9Pacific Railroad bonds 9Recommendation of long-period bond to secure 10Computation showing advantage to the Government by refunding present bonds
outstanding 10Pa r value, market value, and net saving of interest 10Comparison between national and State issues 11Statistical information with respect to circulation and exchange 12Counterfeit notes _ 13Reduction of duty on, suggested 4 19Outstanding, represented by bonds, September 30, 1892 49Outstanding, represented by lawful-money deposi t . . . . 49Amount outstanding represented by the minimum bond deposit 49Excess of minimum outstanding 49Possible amount issuable on deposit of bonds equal to aggregate capital of all banks . 50Excess of possible issue over present minimum 50Decrease of, and lawful money deposited, 1884-'92 50Banks without circulation 51Security for, held by Treasurer United States, 1882-'92 53Classes of securities available for, 1865-'92 52Number, denomination, and amount of, issued and redeemed since the organization
of the system, and amount outstanding October 31, 1892 57Total issues of, during the year and vault balance October 31,1892 57"Additional circulation" issued and retired, year ended October 31, 1892 58Total issues, by States, June 20,1874, to October 31,1892 58Redemption fund 59Receipts of, for redemption by Currency Bureau and redemption agency during past
year 59Receipts of, for redemption by Currency Bureau and redemption agency monthly
fromNovember, 1891, to October, 1892 , 59Receipts of, for redemption by Currency Bureau and agency from June 20, 1874, to
October 31,1892 r 59Annual receipts and destructions by Currency Bureau, 1863 to 1892 % 60Redemption of, of reducing, liquidating, and failed banks 60Tax upon, and redemption charges 61
CLEAN M O N E Y :
Operations of the United States as compared with England 16
CLEARING-HOUSE ASSOCIATIONS:
Operations throughout the United States 77
CLEARING-HOUSE OF THE N E W YORK STOCK EXCHANGE:
Organization and purposes . . 83Transactions from date of organization 83Effect with respect to certification of checks and reduction in amount 83
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INDEX. 401
CLEARING-HOUSE TRANSACTIONS: Page.
Comparison of previous State bank systems with the national 11-10Membership of New York Clearing-House Association 78Comparative statement for two years of the transactions of the New York Clearing
House 78Kinds of money used and amount of each kind in 1890 and 1892 78Comparative statement of the New York clearing house for thirty-nine years 79Clearing-house transactions of the assistant treasurer, New York, for the year ended
October, 1892 79Comparative statement of the exchanges of the clearing houses of the United States
for October, 1892, and October, 1891 80Comparative statement for weeks ended October 29, 1892, and October 23, 1831 81Clearing-house transactions in forty-seven cities of the United States for the year
ended September 30, 1892, and comparisons with previous years 82
CLOSED NATIONAL BANKS. (See also Failures; Voluntary liquidation.)During the year, liquidating and insolvent 22
COMPARATIVE STATEMENTS OF NATIONAL BANKS:
Resources and liabilities of, from 1879 to 1892 45
CONCLUSION:
Reasons for removal of prejudice against national banks 90No conflict of interests between the national-bank system and State systems of
banking 90Result of more liberal provisions of law relating to the circulation of national banks. 90Increasing popularity of the national-bank system 90Reference to employes of the bureau and general efficiency 90
CURRENCY:
Application with respect to commerce, manufactures, transportation, and banking. 5Relations of the people to national banks with respect to deposit accounts 5Exchange in clearing-house certificates represented by checks . 5Exchanges of credit and money balances in the United States 6Amount of paper money in circulation October 31,1892 6Issue of standard silver dollars : 6Issue of a paper subst i tu te . . 7Future issue of paper money by the Government 7Accumulation of silver coinage with the Treasurer 7Issue of notes, expansion and contraction 7
DECISIONS. (See Legal decisions; Digest of national-bank cases.)DISSOLUTION. (See also Failures; Receiverships; Liquidation.)
Number of banks placed in liquidation since the establishment of the system 18,75Number of banks placed in the hands of receivers since the establishment of the sys-
tem 18,75National banks closed during the year 22Involuntary liquidation 22Failed 22Number of banks passed into liquidation by expiration of corporate existence 75
DIVIDENDS. (See also Receiverships.)Paid to creditors of failed banks finally closed 72Paid to creditors of failed banks not closed 72
DIRECTORS AND O F F I C E R S :
General consideration of their powers 40Liability of shareholders 40Duties of shareholders , 40Possibility of criminal conduct 40,41Directors as borrowers 41
DOMESTIC EXCHANGES:
The national-bank system as a source for statistical infdrmation as to the course andcharacter of business. . 24
Number of banks complying with request for statistical information 24Amount of drafts drawn by national banks upon reserve cities and other locations
in 1892 25Comparisons between years 1890 and 1891 reproduced 25Comparison of the amount of exchange drawn by the national banks for three years . 26Amount of drafts drawn in reserve cities for 1892.. 27Amount of drafts drawn in the several States outside of reserve cities , , . , _ . . „ . . 2$
9647 26Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
402 INDEX.
DOMESTIC EXCHANGES—Continued. Page.Cost of exchange 29,30Discount on domestic exchange and premium on American gold from 1838 to 1838... 30Rates of domestic bills in New York from 1838 to 1843 31Competition for bank accounts 31Total exchange throughout the c o u n t r y . . . . . 31
D U T Y , REDEMPTION CHARGES, AND ASSESSMENTS:
Reduction of, on circulating notes, recommended 19Semiannual duty on circulation 61Cost of redemption of notes 61Cost of plates ". 61Examiners ' fees - — 61Comparative s ta tement of 61
E X A M I N E R S :Number employed in the examinat ion of nat ional banks 43General efficiency 43Relations to the banks with respect to borrowed money 43Duties of examiners 44Instruct ions from the Bureau to examiners 44Suggestions utilized as to improvements 44Character of duty expected to be performed 43Confidential relat ions with the Comptroller as to repor ts 43Efficiency and intelligent repor ts required 43,44
E X C E S S I V E LOANS:Present limit not excessive 41Amendment suggested to include capital and surplus * 42Violations of the letter of the law 42,43
Remedies suggested 43
E X T E N S I O N O F CORPORATE EXISTENCE O F NATIONAL JBANKS. (See National Banks.)
F A I L E D BANKS. (See also Receivers; Receiverships.)Number and capital of national banks annually, 1863-'92 18
IMPRUDENT METHODS:Effect upon nat ional banks by crop conditions 39Competition for bank accounts 39Results of the efforts of promoters for organization of national banks 39
INACTIVE R E C E I V E R S H I P S :Number still in hands of receivers 74Reasons for deferring terminat ion of receiverships 74Title, and dividends paid 75
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES :Amount held by nat ional banks . 54Maximum public debt 54Interest-bearing debt October 31,1892 54Bonded debt for fiscal years from 1865 to 1892 — 54Changes in bonded debt since 1865 54
INTRODUCTION :Report submitted to Congress 3Value of merchandise exports for the fiscal year ended July 1,1892 3Balances gold and silver 3Effect of the r e tu rn of American securities 3Causes for expor tof gold 4Increase of gold held by nat ional banks 4Total deposits of nat ional banks in city of New York 4Condition of the national banks with respect to certain i tems, 1891 and 1892 4Decrease in lawful money deposited to redeem circulation 4Increase in net circulation dur ing the year 4Redemption fund and muti lated currency in process of redemption, 1891 and 1892 _. . 5No loss .to bill-holders „ 9Pacific rai lroad bonds 9Recommendation of long-period bond to secure , 10Computation showing advantage to the Government by refunding present bonds
outstanding 10P a r value, marke t value, and pet saving of interest 10Comparison between national and State issues 11
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INDEX. 403
INTRODUCTION—Continued. Page.Statist ical information with respect to circulation and exchange 12Counterfeit notes 13Comparison of losses, nat ional and State banks 13Result of issue of circulating notes by State banks 14Effect of the repeal of present tax on State-bank circulation 15Percentage of business t ransact ions throughout the country to actual amount of
money used 15Practical effect of State-bank circulation upon business 16Number of banks organized during the year 17Location of banks organized 17Capital of banks organized 17Comparison with previous years of banks organized 17United States at torneys not the s ta tutory counsel of receivers 19Title and location of each receivership, with location of United States at torney 21
INVESTMENT VALUE O F U N I T E D STATES BONDS:
Relations existing between decline in price and investment value 58Withdrawals from security for circulation 56Rate of interest realized by investors 53
ISSUES AND REDEMPTIONS. (See also Circulating notes; Redemption.)Reduction of duty on national-bank currency urged 19National-bank notes issued and redeemed during the year 57Issues of incomplete currency 57Amount received from Bureau of Engraving and Pr in t ing 57Amount in vault October 31, 1892 57Additional circulation issued during the year 58Amount issued under act July 12, 1882, during the year . 58Circulation retired 58
L A W F U L MONEY DEPOSITS. ( ^ R e d e m p t i o n s . )
LEGISLATION :
Acts of Congress during past year 75-77
L E G A L DECISIONS. (See also Decisions.)
Affecting liabilities of directors 77Reference to, made during the year 77
L I A B I L I T I E S o r NATIONAL BANKS:
On September 30, 1892 46
LIQUIDATION. (See Dissolution.)
.LOANS :
To officers and directors 19Highest and lowest point reached by national banks since establishment of system . 47Percentage of loans and discounts of nat ional banks, 1866 and 1892 47Classification of, by groups, October 5, 1887, to September 30, 1892... 61Classification of, by New York city banks for the past seven years 63Of State, savings, pr ivate banks, and loan and t rus t companies 83
LOAN AND TRUST COMPANIES :
Estimated amount of exchange drawn by, and by associations other than nat ional . 31Resources and liabilities of 85Organized and in operation in the District of Columbia under author i ty of the act of
October 1,1890 87
MARKET PRICES OF UNITED STATES BONDS :Prices, 2 and 4 per cents, dur ing year 55Opening, highest, and lowest prices during year 55
NATIONAL BANKS :
Comparison as to accessions, capital, and deposits 17Number and capital of, organized during pas t year 17Number of, insolvent and liquidating during past year 18Number and capital of, by States and Territories, organized past year 17Number organized and closed annually, 1863 to 1892 18Net yearly increase and decrease in number and capital 18Comparison of number and capital of, failed in the last and prior years 18Number and pe rcen t of failures since 1863 72Claims proved and dividends paid by failed bank 72
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404 INDEX.
N A T I O N A L BANKS—Continued. Page.
Aggregate and annual average loss to creditors of failed 214Expenses at tending the closing of t rus t s 214Amendment suggested relative to min imum bond deposi t . . 19Reduction of duty on circulation recommended 19Issue of circulation to par of bond deposit recommended 19Effect of monetary stringency on 4Gross deposits of, in New York City 46Domestic exchange drawn by 24-31Est imated exchanges drawn dur ing the year . , 31Examinat ions 43Officers and directors of 40Limitat ion of liability of directors of 40Active officers of, liabilities of 41Title, capital, etc., of, closed dur ing year 22Comparative s ta tements of, for fourteen years 45Resources and liabilities of, in reserve cities, etc., September 30, 1892. 46Highest and lowest points reached in pr incipal i tems of resources and liabilities
since establishment of sys t em. . . 47Number and capital of, by States, extended dur ing past yea r . . 48Number, capital, and circulation of, the corporate existence of which expires 1893-1902 48Number, capital, and circulation of, the corporate existence of which expired, and
number, etc., extended monthly, dur ing the year ended October 31, 1892 48Title, capital, bonds, and circulation of, the corporate existence of which will expire
in 1893 49Circulating notes of, outs tanding on September 30y 1892 49Deposits of lawful money and decrease of circulation of, dur ing past nine years 50Without c irculat ion. . j 51Security for circulating notes 52Changes in available securities for circulation, 1882-1892 53Bond withdrawals by 56Issues and redemptions 57Additional circulation issued 58Redemption of circulating notes of banks reducing circulation, those in voluntary
liquidation, and failed associations 60National gold banks 61Semiannual duty on circulation collected dur ing the past year 61Cost of redemption of notes of, during the past year 61Assessments for plates and examiners ' fees during the past year 61Comparative s ta tement of semiannual duty, redemption of notes, cost of plates, and
examiners ' fees, since 1883 61Total t ax collected from, up to July 1, 1892 .*. 61Classification of loans of 61Ful l classification of loans of New York City banks for the past seven years 63Amount and per cent of reserve required and held by, since October 2,1874 64Sta tement of failed, during the past year 65Causes of failures of .' 66Affairs of failed, tha t have been closed during the past year 72Dividends paid to creditors of insolvent banks during the past year, and total divi-
dends paid in each case _*__'_ 73Inactive receiverships of 74In voluntary liquidation 75Legal decisions in respect to 77Growth of the system 90
NATIONAL-BANK F A I L U R E S . (See also Fai lures) .
Number and capital of, 1863 to 1892 18Number and capital of, during the past year 18Characteristics of, during the past year ._ 13Affairs of, tha t have been settled and those still in the hands of receivers 72Specific causes of 66Dividends paid to creditors incase of 73Inactive receiverships 74
NATIONAL-BANK LAW. {See Amendments.)
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INDEX. 405
ORGANIZATION OF NATIONAL-BANKS: Page.
Increase 17Number of, and capital of, in each State and Terri tory during- the year ended Octo-
ber 31, 1892 17Number and capital of national banks organized annually, 1863-1891 18
P R I V A T E BANKS:
Number, capital, and other liabilities of 85Aggregate resources and liabilities of... 85Number, capital, surplus and undivided proiits, and deposits of 85Capital of, by Sta tes . - 87
RECEIVERS. {See also Receiverships.)Appointed during the year . 66
R E C E I V E R S HIPS :
National banks placed in the hands of receivers during past year 66History of banks that have failed since November, 1831 66Causes of failures of nat ional banks during the past year 66Number and total dividends paid to creditors of failed associations wound up during
the past year 73Number of national banks placed in the hands of receivers since the establishment
of the system - 72Number of receiverships in active operation 72Number of receiverships virtually closed 72Total payments to, and total claims proved by, creditors of insolvent associations.. 27Dividends, seventy-two in number, paid to creditors of insolvent banks 73List of inactive receiverships " 75
REDEMPTIONS :
Number, denomination, and amount of national-bank notes redeemed since the es-tablishment of the system 57
Redemptions under act of June 20, 1874 58Redemption of notes of insolvent and liquidating banks 58Five per cent redemption fund _ . . 59Receipts by National-Bank Redemption Agency during the past year 59Receipts for, from certain cities by redemption agency during the past year 59Fi t circulation received for redemption, reissued 59Monthly receipts for redemption on account of redaction of circulation since No-
vember, 1891 , , ; 59Receipts from redempt ion agency for rep lacement wi th new notes 59Receipts from redempt ion agency for reduction, act J u n e 20, 1874 59Receipts from redempt ion agency on account of insolvent and l iquidat ing banks 59Receipts and des t ruct ions annual ly since the es tabl ishment of the sys tem. _ 60Received for des t ruc t ion dur ing the year ended October 31, 1892 60Amount wi thdrawn and destroyed dur ing the year ended October 31, 1892 60Vaul t balance October 31, 1892 60Provis ions of law providing for redempt ion of c i rcula t ing notes 60Amount of lawful money deposited on account of l iquida t ing and insolvent b a n k s . . 60Deposits on account of redempt ion of nat ional-bank notes, act of Ju ly 12, 1882 COTotal deposits on account of redemption prior to and under acts of June 20,1874, and
July 12, 1882 60Deposits by banks in liquidation prior to and under above-named acts. GOAmount of lawful money in the hands of the Treasurer on October 31, 1892, for CORedemptions and destructions without reissue prior to June 20, 1874 c-0Lawful money on deposit wi th the Treasurer on account of national gold banks 61Cost of redemption of national-bank notes 61Cost of redemption of national-bank notes, 1883 to 1892 ci
R E P O R T S OF CONDITION:
Examiners ' repor ts 43Abstract of national-bank reports , September 30, 1892.. ._ 46Classification of loans, as shown by latest 61Abstract of, of all banks not nat ional 84
RESOURCES o r N A T I O N A L B A N K S :
On date of report during the year ended September 30, 1892 128
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406 INDEX.
SAVINGS BANKS: Page.
Number and geographical location of S tate and mutua l savings banks 85Aggregate resources of all savings banks 85Principal i tems of resources and liabilities of savings banks 85Average ra te of interest paid by savings b a n k s . . 85Abstract of reports of condition of 85Capital, surplus, and undivided profits, and deposits of mutua l and stock savings
banks 86Capital of stock savings banks in each S ta te 87Per-capita holdings of depositors, in 88
S E C U R I T Y F O R CIRCULATING NOTES :
United States bonds to be funded for a series of years 10Computat ion with respect to the interests of the Government and individual hold-
ers of outstanding bonds 10Saving to the Government by a funding operation 10An elastic currency 11Amount on deposit October 31, 1892 52Amendment suggested tha t the required bond deposit be reduced 18Issue of circulating notes to the par of the amount deposited 18Amount of, held by associations, the corporate existence of which will expire dur-
ing 1893 49Minimum bond deposit required by banks in operation September 30, 1 892 49Amount of bonds held by associations on September 30, 1892 49Amount of circulation issuable on a deposit of the amount of bonds equal to the
aggregate;capital of all associations on September 30,1892 50Amount on deposit by banks without circulation 51Amount of bonds held by the Treasurer to secure circulation on June 30, annual ly,
from 1865 to 1892 52Amount and kind of bonds deposited to secure circulation on October 31, annually,
from 1882 to 1892 53Classes of bonds available for security for circulating notes, 1865 to 1892 54Withdrawals and substi tut ions dur ing the year 56
SEMIANNUAL DUTY :Amendment suggested relative to reduction of 18Amount collected on circulation during the past year 61Amount collected on circulation annually, 1883 to 1892, and total collected 61
S T A T E BANKS :
Fai lures of, and of banks other t han nat ional dur ing 1891 and 1892 13Est imated amount of exchange drawn by Sta te and other banks 31Approximately complete r e tu rns from those in operation 83Number and principal i tems of liabilities as shown by latest repor ts 84Abstract of repor ts of condition of 85Number, capital, surplus and undivided profits, and deposits of 86Capital of, by States 87Per capita average of resources of _ 88
SUBSTITUTES F O R MONEY :
Use of money minimized through clearing-house opera t ions . 31Percentage of business t ransacted through clearing-house operations 32Character, amount , and percentage of receipts of nat ional banks on September 15,
1892 32Similar information with respect to receipts of nat ional banks in the central reserve
cities and elsewhere u 33Total receipts exclusive of reserve cities September 15,1892 34Comparison of the several cities with country banks 35Percentage of city banks compared with country banks 35Comparison as to gold, silver coin, currency, checks, and drafts 36-38Percentage of total receipts by all banks 38,39
SUGGESTIONS AS TO AMENDMENTS O F NATIONAL BANKING LAW. {See AMENDMENTS.)
SUMMARY O F T H E STATE AND CONDITION OF EVERY NATIONAL BANK DURING T H E Y E A RENDED S E P T E M B E R 30,1892 128
T A X U P O N CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS:
Reduction of t ax on circulation advised 19Semiannual duty on circulation dur ing the pas t year 61
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INDEX. 407
T A Y UPON CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS—Continued. Page.
Cost of redemption of notes 61Assessment for plates and for examiners ' fees 61Comparative s ta tement of taxes assessed as semiannual duty. 1883-180:2 61Cost of redemption of notes, 1882-1892 _ 61Cost of plates, 1883-1892 61Assessment for examiners ' fees, 1883-1892 61Total taxes collected from national banks up to July 1, 1892 61
VOLUNTARY LIQUIDATION:
Number of national banks passed into, to wind up their affairs 75Number passed into, for the purpose of reorganization 75Number passed into, upon expirat ion of corporate existence 75
TABIJES CONTAINED IN THE APPENDIX.
Officers and clerks in the offlcelof the Comptroller of the Currency * 93Names and compensation 93Expenses of the office of the Comptroller of the Currency 94Name and address of national-bank examiners 94Contents of digest of national-bank cases 95Digest 97Number of banks organized, in liquidation, and in operation, with their capital, bonds
on deposit, and circulation issued, redeemed, and outstanding on October 31, 1892... 127Summary of the state and condition of every national bank reporting during the year
ended September 30, 1892... 128Comparative statement of the national banks for fifteen years 129Statement showing the amount of authorized capital stock of the national banks on
the 1st day of each month from January 1, 1871, to November 1, 1892, the amount ofUnited States bonds on deposit to secure circulation, the amount of circulation se-cured by the bonds on deposit, the amount of lawful money to redeem circulation,and the total amount of national-bank notes outstanding, including notes of nationalgold banks _ 130
Changes in capital, bonds, and circulation, by geographical divisions 134Table showing by States the amount of national-bank circulation issued, the amount
of lawful money deposited in the United States Treasury to retire national-bank cir-culation from June 20, 1874, to October 31,1892, and the amount remaining on depositat the latter date 139
Statement showing the amount of national-bank notes outstanding, the amount of law-ful money on deposit with the Treasurer of the United States to redeem national-banknotes, and the kinds and amounts of United States bonds on deposit to securecirculation and public deposits on October 31, 1892, with the changes during the pre-ceding year and the preceding month 140
Statement of the quarterly increase or decrease of national-bank circulation from Jan-uary 14, 1875, to October 31, 1892 141
Statement of national-bank notes issued, redeemed, and outstanding, by denomina-tions and amounts, on October 31, in each year from 1864 to 1892, inclusive 142
Statement of national gold bank notes issued, redeemed, and outstanding October 31,1892 145
Statement of national-bank notes issued during the year ended October 31,1892, withthe total amount issued, redeemed, and outstanding 145
Table, by States, Territories, and reserve cities, exhibiting the number of banks in each,with their capital, bonds actually held on September 30, 1892, minimum amount ofbonds required by law, and the excess of bonds on September 30, 1892, and Septem-ber 25, 1891 146
Table, by States, Territories, and reserve cities, exhibiting the number of banks in eachwith capital of $150,000 and under, for the years 1891 and 1892, and the increase or de-crease in banks and capital during the interval 148
Table, by States, Territories, and reserve cities, exhibiting the number of banks in eachwith capital exceeding $150,000, for the years 1891 and 1892, and the increase or decreasein banks and capital during the interval 150
Classification of the loans and discounts of the national banks in the reserve cities andin the States and Territories on September 30, 1892 152
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408 INDEX.
Page.Table, by States, Territories, and reserve cities, exhibiting the amount of each kind of
coin and coin certificates held by the national banks on October 4, 1888 ; September30,1889 ; October 2, 1890 ; September 25, 1891, and September 30, 1892 153
Lawful money reserve of the national banks, as shown by the reports of condition at theclose of business on September 30, 1892 1C0
Liabilities of the national banks and their reserve required and held on three dates inthe years 1887,1888, 1889, 1890, 1891, and 1892 162
Statement of the lawful money reserve of the national banks, as shown by the reportsfrom October 7, 1885, to September 30, 1892 164
Table showing, by geographical divisions, the reserve cities, and central reserve cities,the number of banks in operation at every date on which reports of condition havebeen made, from March 3, 1883, to September 30,1892, inclusive, together with theamount of reserve required and the amount held at each of those dates, and the clas-sification of the reserve held, showing amounts and percentages in each case 166
Average weekly deposits, circulation, and reserve of the national banks of New YorkCity, as reported to the New York Clearing House, for the months given in the years1886, 1887, 1888, 1889, 1890, 1891, and 1892 176
Table showing the movement of the reserve of the national banks in New York Cityduring October for the last sixteen years 177
Abstract of reports of earnings and dividends of national banks in the United Statesfrom September 1, 1891, to March 1,1892 178
Abstract of reports of earnings and dividends of national banks in the United Statesfrom March 1, 1892, to September 1,1892. 182
Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, ofthe earnings and dividends of national banks from March 1, 1888, to September 1,1892. _ 186
Earnings and dividends of the national banks, arranged by geographical divisions, forsemiannual periods from September 1, 1883, to September 1, 1892 188
National banks that have gone into voluntary liquidation under the provisions of sec-tions 5220 and 5221 of the Revised Statutes of the United States, with the dates ofliquidation, the amount of their capital, circulation issued and retired, and circula-tion outstanding October 31, 1892 1C0
National banks in liquidation under section 7, act of July 12, 1882, with date of expira-tion of charter, circulation issued, retired, and outstanding, succeeded by associa-tions with the same or different title, October 31,1892. 202
National banks that have gone into voluntary liquidation under the provisions of sec-tions 5220 and 5221 of the Revised Statutes of the United States, for the purpose oforganizing new associations with the same or different title, with date of liquida-tion, amount of capital, circulation issued, retired, and outstanding on October 31,.1892 .- . 203
National banks in liquidation under section 7, act of July 12,1882, with date of expira-tion of charter, circulation issued, retired, and outstanding on October 31, 1892. 205
National banks that have been placed in the hands of receivers, together with their capi-tal and surplus at date of organization and at date of failure, cause of failure, divi-dends paid while solvent, circulation issued, lawful money deposited with the Treas-urer to redeem circulation, the amount redeemed, and the amount outstanding onOctober 31, 1892 206
Insolvent national banks, dates of organization, appointment of receiver and closing,since the organization of the national-banking system, with amounts of nominal andadditional assets, amounts collected from all sources, loans paid, and other disburse-ments, losses on assets, expenses of receivership, claims proved, dividends paid, andremaining assets returned to stockholders 214
Abstract of reports of condition of State banks, loan and trust companies, savings andprivate banks, 1891-'92, arranged by States and Territories and geographical divi-sions - . 227-247
Number, liabilities, assets, and percentages of assets of State, savings, and privatebanks and loan and trust companies that failed during the fiscal years ended onJune 30, 1891 and 1892. 247
Statement showing, by States, the number, liabilities, and assets at date of failure ofstate, savings, and private banks and loan and trust companies, that failed duringthe year ended June 30, 1892 248
Reports of condition of the National Savings Bank, The National Safe Deposit, Savingsand Trust Company, The Washington Loan and Trust Company, and the AmericanSecurity and Trust Company of Washington, D. C, on September 30, 1892 249-252
Summary of the condition of the chartered banks in the Dominion of Canada on Oc-tober 31,1892 , , , , . „._.„„.„„„„ 352.
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INDEX. 409
Page.Tables showing the condition of the First and Second chartered banks of the United
States, and similar information in respect to banks organized under State authorityat various dates from 1774 to 1892 253
Aggregate resources and liabilities of the national banks from October 1863 to October1892.. 325
Summary of the state and condition of the national banks on dates of report duringthe year ended September 30, 1892 347
Condition of each national bank at close of business on Friday, September 30,1892 Vol. II
9647 27
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