Basic (non scary) Budgeting
What We’re Going to Chat About
• A little background• Goals• How to make a budget that works• Budget categories we all need• Budget categories we all want• Q&A
A Little Background about Moi
Step 1: Start!
Step 2: Gather Your Documents
What do you own?• Checking accounts• Saving accounts• Retirement accounts• Home equity• Car(s) without a car
loan
What do you owe?• Car loans• Student loans• Credit card debt• Mortgage
Step 3: Determine Which Financial Step Is Next
1. Create a budget and stop going into debt2. Save $1,000 - $3,000 in an emergency
fund3. Pay off all debt4. Save 3 to 6 months of expenses in an
emergency fund5. Invest 15% of household income into
retirement 6. Pay off your house early7. Build wealth and give it away!
Step 3: Start Making a Budget
• What do you earn? • What do you spend?
What We’re Chatting About
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What We’re Chatting About
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What We’re Chatting About
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What We’re Chatting About
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Questions?
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