Connect Housing to Opportunity: Transportation, Jobs, Education
Toni Carter, Ramsey County Commissioner
Guy Peterson, Acting Director, Community Development, Met Council
Kevin Ringwald, Director of Planning and Development, City of Chaska
Moderator
Andrew Schlack, Program Officer, Greater Minnesota Housing Fund
Chaska’s Affordable Housing “Toolbox”
Or ……
How do YOU prepare for Neighborhood Meetings???
Affordable housing discussions usually start at
a public hearingThe staff lists the positive attributes of the project for the council and the public: – Brick Building;– Ample parking;– Adequate setbacks;– Generous open space; and– Community gathering space.
The picture the planner is trying to portray.
“Minds-Eye” picture of the council and the public.
Provide Great-Looking Homes
for Hard-Working Families.
The discussion needs to start earlier and with a clearer
picture
Chaska’s Affordable Housing Chaska’s Affordable Housing IssuesIssues
PositionPosition SalarySalary Monthly Monthly Mortgage Mortgage One Can One Can AffordAfford
% of income % of income required for required for $175,000 house$175,000 house
% of income % of income required for required for $275,000 house$275,000 house
Officer StartingOfficer Starting $42,000$42,000 $1,050$1,050 33.26%33.26% 52.27%52.27%
Teacher-StartingTeacher-Starting $30,000$30,000 $750$750 46.56%46.56% 73.18%73.18%
Computer Computer ProgrammerProgrammer
47,07047,070 $1,412.$1,412. 29.67%29.67% 46.64%46.64%
Accountant/AuditorAccountant/Auditor 37,64837,648 $941$941 37.23%37.23% 58.30%58.30%
MachinistMachinist $31,782$31,782 $794$794 43.94%43.94% 69.04%69.04%
Automotive RepairAutomotive Repair $34,049$34,049 $851$851 41.03%41.03% 64.47%64.47%
Affordable Housing “Toolbox”Affordable Housing “Toolbox”
RoleChaska’s Affordable Housing Toolbox
Housing Availability Housing Development Housing Maintenance
Regulation Comprehensive Plans
Zoning
Opportunities for diverse range of housing
Opportunities for mixed use of existing buildings
Rehabilitation and use of existing buildings
Development Standards
Review of Plans
Building Permits and Inspections
Preservation Ordinance
Building & Rehabilitation Code enforcement
Enforcement of Federal Fair Housing Laws
Funding Donation of surplus land
Land Banking
Reduce of forgive fees
Loans and Grants
Tax Abatements
Home repair and rehabilitation loans and grants
Loans and grants to apartment owners to rehabilitate
Facilitation Community Land Trust
Limited Equity Coop’s
Technical assistance in the funding and development process
Support of Community Development Corporations
Public/Private Partnerships
Technical assistance
Coordinate rehabilitation and repair programs with Community Development Corporations
Volunteerism for neighborhood beautification
Comprehensive PlanDevelopment projects that take advantage of regulatory flexibility shall:
Provide at least 30 percent of the total units in the project that shall have a base price at or below the “affordable level” as defined by the Metropolitan Council formula;
Shall guarantee that five percent of all new housing units in their development, will be permanently affordable - it is intended that the five percent of permanently affordable units would also be counted towards the 30 percent of affordable units created; and
Shall construct and maintain one of its model homes at or below the Metropolitan Council affordability definition that reflects the company's base price, if model homes are provided for in the development.
Regulatory Flexibility
Examples:– Reducing Street widths– Increasing densities– Reducing setbacks– Regional stormwater treatment– Allow on-street parking, etc.
Creative Density3 housing units on a 60 foot lot = 18
du/acAccessory Unit
Flat w/Loft area
Flat
Pulling it all together
Market rate price of detached, single-family in Chaska $242,979
Regulatory Flexibility ($62,979)
PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI
$180,000
Market rate price of detached, single-family in Chaska $242,979
Regulatory Flexibility ($62,979)
PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI
$180,000
TIF proceeds to purchase land for CLT homes ($25,000)
PRICE (City – Housing Trust Fund Influenced) – @ 65% AMI
$155,000
Pulling it all together
Market rate price of detached, single-family in Chaska $242,979
Regulatory Flexibility ($62,979)
PRICE (City – Regulatory Flexibility Influenced) - @ 80%AMI
$180,000
TIF proceeds to purchase land for CLT homes ($25,000)
PRICE (City – Housing Trust Fund Influenced) – @ 65% AMI
$155,000
Super RFP subsidy applied for ($40,000)
PRICE (Chaska CLT Influenced) - @ 48% AMI $115,000
Pulling it all together
THANK YOU