12/21/13 Government schemes in India | Bank Exams Today
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Governmentschemes in India
By: Ramandeep Singh on Thursday,
September 19, 2013
11 comments
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In general awareness section of IBPS
and many other government job
exams questions are asked from
government schemes. So I made a
list of all government schemes with
their objectives and working. In in
IBPS 2012, SBI 2013, NICL 2013 and
SEBI grade A 2013 questions were
asked from this topic. So if you are
preparing for IBPS PO 2013 then go
through all these schemes.
CENTRAL GOVERNMENT
SCHEMES IN INDIA
AAM AADMI BIMA YOJNA
Started - 02-10-2007
Objective - To provide life and
accident insurance to people
without land living in rural areas
Working - Both State government
and National government
contributes Rs 200 each towards
insurance one family member of age
18-59.
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Rs.195
Rs.137
A Modern Approach To...
Rs.800
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Rs.330
Rs.215
P O P U L A R P O S T S
Money paid to insurance
beneficiary
In case of natural death - Rs
30,000
In case death due to
accident or permanent
disability - Rs 75,000
In case of permanent
disability due to any
accident - Rs 37,500
DOODH GANGA
Goal - Provide interest free loan
and capital subsidies to diary
farmers
INDIRA AWAAZ YOJNA
Started - 1985
Objective - Prociding financial
assistance to rural and urban poor
for construction of houses
Working - Financial assistance of Rs
70,000 in plain areas and Rs 75,000 in
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IBPS RRB interview Cutoff2
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70,000 in plain areas and Rs 75,000 in
difficult areas is provided.
Construction of sanitary
latrine and smokeless
chullah is mandatory
Hiring a contractor is
banned
House is allotted in the
name of woman or jointly in
the name of both man and
woman.
Prefernce is given to
Mentally challenge
Physical challenged
Woman headed houses
Transgenders
Widows and children of
members of defence or
police forces who died on
duty
JANANI SURAKSHA
YOJANA
Started - 12 April 2005
Objective - JSY aims at reducing
and Govt Job Exams3
Check your IBPS PO 3 result status4
Punjab Food Inspector exam Syllabus,
Books and Notes5
IBPS Specialist Officer Books
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Objective - JSY aims at reducing
maternal deaths by promoting
deliveries in public and private health
institutions
Working - Mother should be at least
19 year old and belong to BPL or
SC/ST category.
Government provides
Rs 500 in case of home
delivery
Rs 600 in case of mother
from municipal/corporation
area delivering baby in
private or public health care
center
Rs 700 in case of mother
from rural area delivering
baby in private or public
health care center
LADLI SCHEME
Started - 20 August 2008
Aim- Objective of this scheme was
to raise the status of girl child and
change the social mindset of people
towards girls in Haryana. (Separate
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towards girls in Haryana. (Separate
scheme for Delhi)
Working - Financial assistance of Rs
5000 per family per year is given by
state government on the birth of
second girl child. This scheme is
available for parents who are
domiciles of Haryana.
LADLI LAXMI YOJNA
Aim- Objective of this scheme was
to raise the status of girl child and
change the social mindset of people
towards girls in Madhya Pradesh.
Working - Government purchases
National saving certificate worth Rs
6000 per year for four years for
every girl child born after 01-04-
2008 and whose parents are
domicile of Madhya Pradesh.
Additional money paid on following
events :-
At the time of admission in
4th standard - Rs 2000
At the time of admission in
9th standard - Rs 4000
At the time of admission
11th standard - Rs 7500
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11th standard - Rs 7500
During higher secondary
education - Rs 200 each
month
On the completion of 21
years she could receive
even Rs 1 lac
MAHATMA GANDHI
NATIONAL RURAL
EMPLOYMENT GUARANTEE
ACT
Started - 25 August 2005
Objective - To provide 100 days
employment guarantee per year to
unskilled labourers
Working - Government provides
100 days employment guarantee
per year to unskilled labourer to do
public works for which he is paid Rs
120 per day. In case Government is
unable to provide employment to
labourers then it need pay labourers
for 100 days at their home.
Budget aloocated for MNREGA -
Rs 45000 crores ( 2012-2013)
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MIDDAY MEAL SCHEME
Started - Started on different dates
in various states in India. It was first
introduced in Uttar Pradesh
Objectives - Providing free lunch on
working days to primary and upper
primary students of government
schools in India. This scheme aims at
promoting education and removal
malnutrition in children.
NATIONAL PENSION
SCHEME INDIA
Started - 1 January 2004
Objectives - Provides social security
to Government employees on
retirement
Working - 10% of basic salary is
deducted from basic salary and DA
and contributed to pension fund.
Central government makes equal
contribution to the fund.
PRADHAN MANTRI GRAM
SADAK YOJANA
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Started - 5 December 2000
Objective - To provide roads in
villages with population of 1000+
RASHTRIYA KRISHI VIKAS
YOJANA
Started - August 2007
Objective - This scheme aims at
achieving 4% annual growth in
agriculture sector.
Working - Rs 5875 crores will be in
agricultural sector in 11th five year
plan to improve agricultural
productivity.
RASHTRIYA SWASTHYA
BIMA YOJANA
Started - April 1, 2008
Objective - Providing health
insurance to poor people living
below poverty line and holding
yellow card
Working - Anybody holding yellow
card need to register for this
scheme and get a smart card. Family
get insurance of Rs 30,000 per
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get insurance of Rs 30,000 per
family. This is cashless facility to get
treatment in public as well as private
hospitals.
SAMPOORNA GRAMEEN
ROZGAR YOJANA
Started - 25 September 2001
Aim - Started by cobining two
ongoing schemes namely Jawahar
Gram Smridhi Yojana and
employment Assurance Scheme.
This scheme was started to provide
supplementary employment so that
labourers in rural areas can earn
extra and thus providing food
security to them.
Working - Budget of Rs 10,000
crores has been alloted which is to
be provided in ratio of ratio of 75:25
by Center and State and
government.
SARVA SHIKSHA ABHIYAN
Started - 2001
Aim - Provide useful and free
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Aim - Provide useful and free
education to children in the age
group of 6 -14 years under RTE act
2009
Funds allocated - Rs 61,734 crores
allocated in 2011-12
SWABHIMAN
Started - 10 February 2011
Aim - To provide banking facilitates
in rural areas with banking services.
Goal of this scheme is to start
banking services in 20,000 villages
without banking services with a
population of 2000 by March 2012
SWARNAJAYANTI GRAM
SWAROZGAR YOJANA
Started - 1 April 1999
Objective - SGSY provide assistance
to rural people living below poverty
line to take up self employment.
SWAVALAMBAN
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Started - 2010 (Will be closed on
2017-2017)
Goal - To encourage workers
working in unorganized sector to
save for their retirement
Working - Workers must
invest contribute minimum Rs.1000
to maximum Rs.12000 per year into
their NPS account. Government will
contribute Rs 1000 per year to NPS
account per year.
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October 18, 2013 at 5:25 AM
Reply
1. Rachit Singh
very helpful.
thanks a ton
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Replies
Replies
October 18, 2013 at 10:49 AM1. Ramandeep Singh
Thanks Rachit
October 24, 2013 at 2:00 PM
Reply
2. Neha Bhardwaj
@ramandeep singh this was
very much needed in the
last days of my preparation.
October 24, 2013 at 7:52 PM1. Ramandeep Singh
Thanks Neha :)
November 5, 2013 at 10:59 PM
Reply
3. RAVI..
Thanks a lot Ramandeep :)
November 14, 2013 at 12:04 PM
Reply
4. ANONYMOUS
Doing a fab job.
keep it up.
this site is best for bank
exam.
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Replies
November 18, 2013 at 3:35 PM
Reply
5. ANONYMOUS
Is it enough to exam?
November 21, 2013 at 10:15 PM
Reply
6. VANISREE
thank you sir..
November 21, 2013 at 10:20 PM
Reply
7. VANISREE
meru chudachaka ga unaru
November 26, 2013 at 8:44 AM1. Mayank Rajput
ye kya hota h
vanishree
November 27, 2013 at 1:07 AM
Reply
8. ANONYMOUS
sir i wish to kno abt the
vacancy details of ibps spl
officer 2014 exam. could u
please tell me the details
abt tis
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