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ANNOUNCEMENT BY

BOARD OF GOVERNORS OF THE

FEDERAL RESERVE SYSTEM (H.2 , 1981 No. 48)

A c t i o n s of t h e Board ; A p p l i c a t i o n s and R e p o r t s

Received During the Week Ending November 28, 1981 APPLICABLE

RESERVE BANK ACTIONS OF THE BOARD

Temporary amendment t o R e g u l a t i o n D t o p r o v i d e t h a t t h e t w o - y e a r p e r i o d f o r p h a s i n g in r e s e r v e r e q u i r e m e n t s of new d e p o s i t o r y i n s t i t u t i o n s w i l l a p p l y on ly t o i n s t i t u t i o n s t h a t commenced b u s i n e s s on or a f t e r November 18, 1981 t h a t have r e s e r v a b l e l i a b i l i i t e s ; a t t h e same t i m e , t h e Board s a i d t h a t i t i n t e n d s t o adopt a r e v i s e d p h a s e - i n - r u l e of t h i s n a t u r e as a f i n a l r u l e , and t h a t i t was c o n s i d e r i n g making i t s f i n a l r u l e a p p l i c a b l e t o a l l d e p o s i t o r y i n s t i t u t i o n s ; t he Board asked f o r comment by December 21, 1981. (Docket No. R-0374)

The F e d e r a l Rese rve Banks were g iven d i s c r e t i o n t o g r a n t w a i v e r s of t h e s i x mon ths ' n o t i c e p e r i o d f o r S t a t e member banks t h a t wish t o wi thdraw f rom t h e F e d e r a l Reserve System w i t h o u t r e q u i r i n g e x c e p t i o n a l c i r c u m s t a n c e s .

C l e v e l a n d B/W B a n c s h a r e s , I n c . , W h i t e s b u r g , Ken tucky , e x t e n s i o n of t ime t o A p r i l 1, 1982, w i t h i n which t o a c q u i r e Bank of W h i t e s -b u r g , W h i t e s b u r g , Kentucky . J_/

A t l a n t a C e n t r a l Bancorp , I n c . , Miami, F l o r i d a , e x t e n s i o n of t ime t o March 2, 1982, w i t h i n which t o a c q u i r e C e n t r a l Bank, D e l r a y Beach, F l o r i d a , a p roposed new bank . \J

S t . Lou i s F i n a n c i a l B a n c s h a r e s , I n c . , S t . L o u i s , M i s s o u r i , e x t e n s i o n of t ime t o F e b r u a r y 3 , 1982, w i t h i n which t o (1) become a bank h o l d i n g company th rough t h e a c q u i s i t i o n of Chippewa Bank, S t . L o u i s , M i s s o u r i and C i t i z e n s Bank of D e x t e r , D e x t e r , M i s s o u r i , and (2 ) f o r Schmid B r o t h e r s I n v e s t m e n t Company, I n c . , S t . L o u i s , M i s s o u r i t o a c q u i r e F i n a n c i a l B a n k s h a r e s , I n c . , S t . L o u i s , M i s s o u r i . 1/

Ch icago F i r s t C i t i z e n s Bancorp of I n d i a n a , Anderson , I n d i a n a , e x t e n -s i o n of t ime t o March 31, 1982, w i t h i n which t o become a bank h o l d i n g company th rough t h e a c q u i s i t i o n of 100 p e r -c e n t of t h e v o t i n g s h a r e s of t h e s u c c e s s o r by merger t o C i t i z e n s Banking Company, Anderson , I n d i a n a . 1/

V A p p l i c a t i o n p r o c e s s e d on b e h a l f of t he Board of Governors under d e l e g a t e d a u t h o r i t y .

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H . 2 , 1981 No. 48 2 -

ACTIONS OF THE BOARD-Continued

D a l l a s F i r s t I n t e r n a t i o n a l B a n c s h a r e s , I n c . , D a l l a s , T e x a s , e x t e n -s i o n of t i m e t o J a n u a r y 24 , 1982, w i t h i n which t o a c q u i r e The F i r s t N a t i o n a l Bank i n Mount P l e a s a n t , Mount P l e a s a n t , T e x a s . 1/

New York F i r s t N a t i o n a l S t a t e B a n c o r p o r a t i o n , Newark, New J e r s e y , e x -t e n s i o n of t i m e t o F e b r u a r y 1, 1982, w i t h i n which t o a c q u i r e t h e s u c c e s s o r by m e r g e r t o t h e Broadway N a t i o n a l Bank of Bayonne, Bayonne , New J e r s e y . J J

A t l a n t a F r a n k l i n F i r s t N a t i o n a l C o r p o r a t i o n , D e c h e r d , T e n n e s s e e , e x -t e n s i o n of t i m e t o F e b r u a r y 20 , 1982, w i t h i n which t o become a bank h o l d i n g company t h r o u g h a c q u i s i t i o n of F i r s t N a t i o n a l Bank of F r a n k l i n C o u n t y , D e c h e r d , T e n n e s s e e . J J

C h i c a g o L a n s i n g B a n c s h a r e s , I n c . , L a n s i n g , I l l i n o i s , e x t e n s i o n of t ime t o December 3 1 , 1981, w i t h i n which t o become a bank h o l d i n g company t h r o u g h t h e a c q u i s i t i o n of 80 p e r c e n t o r more of t h e v o t i n g s h a r e s of Bank of L a n s i n g , L a n s i n g , I l l i n o i s . JL/

Cleveland M e t r o p o l i t a n B a n c o r p , I n c . , Lima, O h i o , e x t e n s i o n of t ime t o January 31 , 1982, w i t h i n which t o a c q u i r e The M e t r o p o l i t a n Bank of Lima, Lima, O h i o . JL/

New York N o r t h Fork B a n c o r p o r a t i o n , I n c . , M a t t i t u c k , New York , e x t e n -s i o n of t ime t o F e b r u a r y 19, 1982 w i t h i n which t o become a bank h o l d i n g company t h r o u g h t h e a c q u i s i t i o n of t h e s u c c e s s o r by m e r g e r t o Nor th Fork Bank and T r u s t Company, Ma t t i t u c k , New York . JL/

Atlanta Twin C i t i e s F i n a n c i a l S e r v i c e s , I n c . , M a r y v i l l e , T e n n e s s e e , e x t e n s i o n of t i m e t o F e b r u a r y 16 , 1982, w i t h i n which t o become a bank h o l d i n g company t h r o u g h t h e a c q u i s i t i o n of C i t i z e n s Bank of B l o u n t Coun ty , M a r y v i l l e , T e n n e s s e e . Yj

Atlanta Commerce Union Bank of Sumner C o u n t y , G a l l a t i n , T e n n e s s e e , an i n v e s t m e n t i n bank p r e m i s e s . J J

S t . L o u i s F i r s t K e n t u c k y T r u s t Company, L o u i s v i l l e , K e n t u c k y , an a d d i t i o n a l i n v e s t m e n t i n bank p r e m i s e s . 1/

New York Long I s l a n d T r u s t Company, Garden C i t y , New York , an a d d i t i o n a l i n v e s t m e n t i n bank p r e m i s e s . 1/

1/ Application p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d authority.


H . 2 , 1981 No. 48 - 3 -


C l e v e l a n d

Richmond

San Franct s co

S t . Lou i s

S t . Lou i s

Dal l a s

S t . L o u i s

D a l l a s

A t l a n t a

P o t t e r s Bank and T r u s t Company, E a s t L i v e r p o o l , Oh io , e x -t e n s i o n of t i m e t o December 17, 1982, w i t h i n which t o e s t a b l i s h a b r a n c h a t 15880 S t a t e Route 70, E a s t L i v e r p o o l , O h i o . JV

C i t i z e n s Bank and T r u s t Company of M a r y l a n d , R i v e r d a l e , M a r y l a n d , p r o p o s e d m e r g e r w i t h Bank of Brandvwine , B r a n d y -w i n e , M a r y l a n d ; r e p o r t t o t h e F e d e r a l D e p o s i t I n s u r a n c e C o r -p o r a t i o n on c o m p e t i t i v e f a c t o r s . I /

E q u a l i t y S a v i n g s and Loan A s s o c i a t i o n , San D iego , C a l i f o r n i a , p r o p o s e d merge r w i t h Commonwealth Bank, Hawthorne , C a l i f o r n i a , unde r t h e c h a r t e r and t i t l e of t h e l a t t e r ; r e p o r t t o t h e F e d e r a l D e p o s i t I n s u r a n c e C o r p o r a t i o n on c o m p e t i t i v e f a c t o r s . JV

FCB Bank and T r u s t , H o p k i n s v i 1 l e , K e n t u c k y , p r o p o s e d merge r w i t h F i r s t C i t y Bank and T r u s t Company, H o p k i n s v i l l e , K e n t u c k y ; r e p o r t t o t h e F e d e r a l D e p o s i t I n s u r a n c e C o r p o r a -t i o n on c o m p e t i t i v e f a c t o r s . JL_/

F i r s t Amer ican Bank of J a c k s o n , N . A . , J a c k s o n , T e n n e s s e e , p r o p o s a l t o merge w i t h The F i r s t N a t i o n a l Bank of J a c k s o n , J a c k s o n , T e n n e s s e e ; r e p o r t t o t h e C o m p t r o l l e r of t h e C u r r e n c y on c o m p e t i t i v e f a c t o r s . JL/

F i r s t Bank of Snook, Snook, T e x a s , p r o p o s a l t o merge w i t h New F i r s t Bank of Snook, Snook , T e x a s ; r e p o r t t o t h e C o m p t r o l l e r of t h e C u r r e n c y on c o m p e t i t i v e f a c t o r s . V

F i r s t N a t i o n a l Bank of G i b s o n C o u n t y , Humboldt , T e n n e s s e e , p r o p o s e d m e r g e r w i t h F o u r t h N a t i o n a l Bank of G ibson Coun ty , Humbold t , T e n n e s s e e ; r e p o r t t o t h e C o m p t r o l l e r of t h e C u r r e n c y on c o m p e t i t i v e f a c t o r s . J J

F i r s t N a t i o n a l Bank, Sherman, T e x a s , p r o p o s a l t o merge w i t h R e p u b l i c Bank Sherman, N . A . , Sherman, T e x a s ; r e p o r t t o t h e C o m p t r o l l e r of t h e C u r r e n c y on c o m p e t i t i v e f a c t o r s . 1/

N a t i o n a l Bank of Commerce i n J e f f e r s o n P a r i s h , J e f f e r s o n , L o u i s i a n a , p r o p o s e d merge r w i t h N a t i o n a l Bank i n J e f f e r s o n , J e f f e r s o n , L o u i s i a n a ; r e p o r t t o t h e C o m p t r o l l e r of t h e C u r r e n c y on c o m p e t i t i v e f a c t o r s . 1/

1 / A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d a u t h o r : t y .


H.2, 1981 No. 48 - 4 -


A t l a n t a Old C a p i t a l Bank and T r u s t Company, Corydon, I n d i a n a , p r o -p o s a l t o merge w i t h C a p i t a l S e r v i c e Bank, Coyrdon, I n d i a n a ; r e p o r t t o t h e F e d e r a l D e p o s i t I n s u r a n c e C o r p o r a t i o n on c o m p e t i t i v e f a c t o r s . \J

Nvw York V a l l e y N a t i o n a l Bank, P a s s a i c , New J e r s e y , p r o p o s a l t o p u r -c h a s e c e r t a i n a s s e t s and assume c e r t a i n l i a b i l i t i e s of L i b e r t y N a t i o n a l Bank, H i l l s d a l e , New J e r s e y ; r e p o r t t o t h e C o m p t r o l l e r of t h e Cur rency on c o m p e t i t i v e f a c t o r s . 1/

JL/ A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of Governors under d e l e g a t e d a u t h o r i t y .

i


11.2, 1981 No. 48 - 5 -


To E s t a b l i s h a Domest ic Branch P u r s u a n t t o S e c t i o n 9 of t h e F e d e r a l Rese rve Act

Approved Richmond Bank of V i r g i n i a , Richmond, V i r g i n i a . To e s t a b l i s h a

b ranch i n t h e Gayton C r o s s i n g Shopping C e n t e r a t t h e i n t e r s e c t i o n of Gayton and Gask ins Roads, Henr i co County , V i r g i n i a . If

F i r s t I n t e r s t a t e Bank of C a l i f o r n i a , Los A n g e l e s , C a l i -f o r n i a . To e s t a b l i s h a b ranch o f f i c e i n t h e v i c i n i t y of t h e i n t e r s e c t i o n of C e n t r a l and San Tomas E x p r e s s -ways , C i t y of S a n t a C l a r a , S a n t a C l a r a County , C a l i -f o r n i a . 1/

* * * * *

To Become a Member of t h e F e d e r a l Rese rve System P u r s u a n t t o S e c t i o n 9 of t h e F e d e r a l Rese rve Act

Approved P a c i f i c S t a t e Bank, L i n c o l n C i t y , Oregon. If

Bank of C o r v a l l i s , C o r v a l l i s , Oregon. If

Morgan Bank ( D e l a w a r e ) , Wi lming ton , De laware . If

* * * * *

I s s u e d I n t e n t Not t o Di sapprove Change of C o n t r o l P u r s u a n t t o Change i n Bank C o n t r o l Act of 1978

Not Disapproved P h i l a d e l p h i a F i r s t m a r k , I n c . , A l l e n t o w n , P e n n s y l v a n i a .

If A p p l i c a t i o n p r o c e s s e d on b e h a l f of t he Board of Governors under d e l e g a t e d a u t h o r i t y .

San F r a n c i s c o


San Franc i s c o

P h i l a d e l p h i a

i Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H . 2 , 1981 No. 48 6


A p p l i c a t i o n s and N o t i f i c a t i o n s f o r I n t e r n a t i o n a l I n v e s t -men t s and O t h e r A c t i o n s P u r s u a n t t o S e c t i o n s 25 and 2 5 ( a ) of t h e F e d e r a l R e s e r v e Act and S e c t i o n s 4(c)(9) and 4 (c )(13) of t h e Bank H o l d i n g Company Act of 1956, a s amended _______

Approved New York Banco Real S . A . , Sao P a u l o , B r a z i l : e n t e r e d i n t o an a g r e e -

ment t h a t Real would l i m i t t h e d e p o s i t t a k i n g a c t i v i t i e s of a b r a n c h t o be l o c a t e d i n W a s h i n g t o n , D.C. o u t s i d e of i t s home S t a t e of New York . \J

San Hong Kong I n d u s t r i a l and Commercial Bank L i m i t e d , Hong Kong: F r a n c i s c o a p p r o v e d a p p l i c a t i o n on b e h a l f of i t s b r a n c h in New York ,

New York , t o e n t e r i n t o an ag reemen t w i t h t h e F e d e r a l R e s e r v e Sys tem t o r e c e i v e o n l y such d e p o s i t s a s would be p e r m i s s i b l e u n d e r S e c t i o n 5 ( a ) of t h e I n t e r n a t i o n a l Banking A c t . V

S i x t y Day N o t i f i c a t i o n P e r i o d Al lowed t o E x p i r e New York Chase M a n h a t t a n O v e r s e a s Banking C o r p o r a t i o n , Newark,

D e l a w a r e : no o b j e c t i o n t o e s t a b l i s h Chase M a n h a t t a n Bank OY, H e l s i n k i , F i n l a n d , a de novo b a n k i n g s u b s i d i a r y .

C h i c a g o C o n t i n e n t a l I l l i n o i s N a t i o n a l Bank and T r u s t Company of C h i c a g o , C h i c a g o , I l l i n o i s : no o b j e c t i o n t o e s t a b l i s h a f o r e i g n b r a n c h i n Manama, B a h r a i n .

San Bank of Amer ica NT & SA, San F r a n c i s c o , C a l i f o r n i a : no F r a n c i s c o o b j e c t i o n t o make an a d d i t i o n a l i n v e s t m e n t i n Banco I n -

t e r n a t i o n a l , S . A . , Sao P a u l o , B r a z i l .

San W e l l s F a r g o Bank, N . A . , San F r a n c i s c o , C a l i f o r n i a : no F r a n c i s c o o b j e c t i o n t o e s t a b l i s h a b r a n c h i n M a d r i d , S p a i n .

* * * * *

To E s t a b l i s h a U.S . Branch of an Edge Act C o r p o r a t i o n P u r s u a n t t o S e c t i o n 2 5 ( a ) of t h e F e d e r a l R e s e r v e Act

Approved A t l a n t a Banco de V e n e z u e l a I n t e r n a t i o n a l , Miami, F l o r i d a : g r a n t s

c o n s e n t t o e s t a b l i s h a b r a n c h i n New York , New York .

J_/ A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d a u t h o r i t y .


H . 2 , 1981 No. 48 7


To Form a Bank H o l d i n g Company P u r s u a n t t o S e c t i o n 3 ( a ) ( 1 ) of t h e Bank H o l d i n g Company Act of 1956

Withdrawn S t . L o u i s

Kansas City

New York

Cleveland

Richmond

Atlanta

Chicago

Chicago

H u n t s v i l l e B a n c s h a r e s , I n c . , H u n t s v i l l e , M i s s o u r i , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s o f F a r m e r s and M e r c h a n t s Bank of H u n t s v i l l e , M i s s o u r i , H u n t s v i l l e , M i s s o u r i .

DeKalb County B a n c s h a r e s , I n c . , C l a r k s d a l e , M i s s o u r i , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s o f C l a r k s d a l e Bank of C l a r k s d a l e , C l a r k s d a l e , M i s s o u r i .

Approved P e o p l e s BanCorp , B e l l e v i l l e , New J e r s e y , f o r a p p r o v a l t o

a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of t h e s u c c e s s o r by m e r g e r t o P e o p l e s Bank, N . A . , B e l l e v i l l e , New J e r s e y . j y

Union N a t i o n a l C o r p o r a t i o n , Mt. Lebanon , P e n n s y l v a n i a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The Union N a t i o n a l Bank of P i t t s b u r g h , P i t t s b u r g h , P e n n -s y l v a n i a . I ]

The Maybaco Company, B a l t i m o r e , M a r y l a n d , f o r a p p r o v a l t o a c q u i r e a p p r o x i m a t e l y 2 7 . 1 p e r c e n t of t h e o u t s t a n d i n g s t o c k of E q u i t a b l e B a n c o r p o r a t i o n , B a l t i m o r e , Mary land and i n d i r e c t l y a c q u i r e The E q u i t a b l e T r u s t Company, B a l t i m o r e , Columbia Bank and T r u s t Company, Columbia and F a r m e r s & M e r c h a n t s Bank of H a g e r s t o w n , H a g e r s t o w n , a l l l o c a t e d i n M a r y l a n d . If

E x e c u t i v e Bank ing C o r p o r a t i o n , Miami, F l o r i d a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t ( l e s s d i r e c t o r s ' q u a l i f y i n g s h a r e s ) of t h e v o t i n g s h a r e s of J e f f e r s o n N a t i o n a l Bank a t K e n d a l l , Dade County ( P . O . Miami ) , F l o r i d a .

B i g g s v i 1 l e F i n a n c i a l C o r p o r a t i o n , B i g g s v i l l e , I l l i n o i s , f o r a p p r o v a l t o a c q u i r e 80 p e r c e n t o r more of t h e v o t i n g s h a r e s o f F i r s t S t a t e Bank of B i g g s v i l l e , B i g g s v i l l e , I l l i n o i s . J J

B o u l e v a r d B a n c o r p , I n c . , C h i c a g o , I l l i n o i s , f o r a p p r o v a l t o a c q u i r e a t l e a s t 7 5 . 7 p e r c e n t of t h e v o t i n g s h a r e s of N a t i o n a l B o u l e v a r d Bank o f C h i c a g o , C h i c a g o , I l l i n o i s . J J

1/ Application p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d authority.


H.2, 1981 No. 4$ 8 -


Ch ica%o

C h i c a g o

C h i c a g o

C h i c a g o

Chicago

St. Louis

S t . Loui#

St. Louis

St, Louis

M i n m e a p o l i e

C e n t r a l 111 i n o i s Banc S h a r e s , I n c . , S p r i n g f i e l d , I l l i n o i s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s ( l e s s d i r e c t o r s ' q u a l i f y i n g s h a r e s ) of t h e s u c c e s s o r by merge r t o C a p i t a l Bank & T r u s t Company of S p r i n g f i e l d , S p r i n g f i e l d , I l l i n o i s . I /

CNB FINANCIAL CORP., Auburn , I n d i a n a , f o r a p p r o v a l t o a c q u i r e a t l e a s t 81 p e r c e n t of t h e v o t i n g s h a r e s of The C i t y N a t i o n a l Bank of Auburn , Auburn , I n d i a n a . JL/

M e c h a n i c s v i 1 l e B a n c s h a r e s , I n c . , M e c h a n i c s v i l l e , Iowa , f o r a p p r o v a l t o a c q u i r e a t l e a s t 8 6 . 9 3 p e r c e n t of t h e v o t i n g s h a r e s of The M e c h a n i c s v i l l e T r u s t and S a v i n g s Bank, M e c h a n i c s v i l i e , Iowa. J 7

MT. 2ION BANCORP, INC. , Mount Z i o n , I l l i n o i s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s ( l e s s d i -r e c t o r s ' q u a l i f y i n g s h a r e s ) of Mt. Z ion S t a t e Bank, Mount Z i o n , I l l i n o i s . \J

Ogle Coun ty B a n c s h a r e s , I n c . , R o c h e l i e , I l l i n o i s , f o r a p -p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s o f The F i r s t N a t i o n a l Bank & T r u s t Company of R o c h e l l e , Roche I l e , I l l i n o i s . 1/

Br i n k l e y B a n c s h a r e s , I n c . , B r i n k l e y , A r k a n s a s , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of Bank of B r i n k l e y , B r i n k l e y , A r k a n s a s . \ J

F i r s t Holmes C o r p o r a t i o n , L e x i n g t o n , M i s s i s s i p p i , f o r a p -p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s o f F i r s t N a t i o n a l Bank of Holmes Coun ty , L e x i n g t o n , M i s s i s s i p p i . J 7

F i r s t V a l l e y N a t i o n a l C o r p . , C l a r k s d a l e , M i s s i s s i p p i , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t N a t i o n a l Bank o f C l a r k s d a l e , C l a r k s d a l e , M i s s i s s i p p i . J 7

T . G . B . Co., C l a y t o n , M i s s o u r i , f o r a p p r o v a l t o a c q u i r e 9 8 5 , 6 8 7 s h a r e s of t h e v o t i n g s h a r e s of TG B a n c s h a r e s , C o . , S t . L o u i s , M i s s o u r i ,

C i t i z e n s B a n c o r p o r a t i o n of M i l a c a , I n c . , O g i l v i e , M i n n e s o t a , f o r a p p r o v a l t o a c q u i r e a t l e a s t 93 p e r c e n t of t h e v o t i n g s h a r e s of C i t i z e n s S t a t e Bank of M i l a c a - O g i l v i e , M i l a c a , M i n n e s o t a . 1/

S/ hppl ir*ii ion p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d authority.


#L? , 1981 No. 48 - 9 -


Mi im*Ni|sn! i s Conimerc i a l S t a t e B a n c o r p o r a t i o n , Two H a r b o r s , M i n n e s o t a , tor a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g shares o f Commercial S t a t e B a n c s h a r e s , I n c . , Two H a r b o r , M i n n e s o t a and i n d i r e c t l y a c q u i r e Commercia l S t a t e Bank of Two H a r b o r s , Two H a r b o r s , M i n n e s o t a . J J

M i n n e a p o l i s D r a y t o n B a n o o r , I n c . , D r a y t o n , Nor th D a k o t a , f o r a p p r o v a l t o a c q u i r e a t l e a s t 90 p e r c e n t of t h e v o t i n g s h a r e s of D r a y t o n S t a t e Bank, D r a y t o n , Nor th D a k o t a . I j

Mamnv ipo l i s S e c u r i t y S t a t e I n v e s t m e n t s , I n c . , H o u s t o n , M i n n e s o t a , f o r a p p r o v a l t o a c q u i r e a t l e a s t 88 p e r c e n t of t h e v o t i n g s h a r e s of S e c u r i t y S t a t e Bank of H o u s t o n , H o u s t o n , M i n n e s o t a . J J

Kansas C i t y Alma B a n c s h a r e s C o r p o r a t i o n , Alma, M i s s o u r i , f o r a p p r o v a l t o a c q u i r e a t l e a s t 81 p e r c e n t of t h e v o t i n g s h a r e s of AI ma Bank, Alma, M i s s o u r i . JL/

Kansas City First of Oswego F i n a n c i a l C o r p . , Oswego, K a n s a s , f o r a p -proval t o a c q u i r e a t l e a s t 8 0 . 6 1 p e r c e n t of t h e v o t i n g shares of F i r s t N a t i o n a l Bank a t Oswego, Oswego, K a n s a s . U

K a n s a s City U n i t e d C a p i t a l B a n c s h a r e s , I n c . , W y a n d o t t e , Oklahoma, f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of The Bank of W y a n d o t t e , W y a n d o t t e , Oklahoma. ] /

Kansas C i t y W e s t e r n B a n c s h a r e s of S p r i n g e r , I n c . , S p r i n g e r , New Mexico , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g shares of W e s t e r n Bank, S p r i n g e r , New Mexico . 1/

C i t y Wray S t a t e B a n c o r p o r a t i o n , Wray, C o l o r a d o , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of Wray S t a t e Bank, Wray, C o l o r a d o . 1 /

Dal l a s A l l i e d M a r b l e F a l l s B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The Bank of M a r b l e F a l l s , Marb l e F a l l s , T e x a s . JL_/

Dallas Allied San A n t o n i o B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The Amer ican Bank, San A n t o n i o , T e x a s . 1/

J/ Application processed on b e h a l f of t h e Board of G o v e r n o r s u n d e r d e l e g a t e d a u t h o r i t y .


H . 2 , 1981 No. 48

Dal l a s

San Franc i s c o

San Franc i s c o


- 1 0 -


M a r l i n F i n a n c i a l C o r p o r a t i o n , M a r l i n , Texas , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t he v o t i n g s h a r e s of Mar1 in N a t i o n a l Bank, M a r l i n , T e x a s . \J

A.B. Robbs T r u s t Company, Phoenix and S h a r e h o l d e r s P a r t n e r -s h i p , L t d . , bo th of Phoen ix , A r i z o n a , f o r a p p r o v a l t o a c q u i r e 5 2 . 6 p e r c e n t and 25 .7 p e r c e n t , r e s p e c t i v e l y , of t h e v o t i n g s h a r e s of C o n t i n e n t a l Rancor , Phoen ix , Ar i zona and t h e r e b y i n d i r e c t l y a c q u i r e C o n t i n e n t a l Bank, Phoen ix , A r i z o n a . J 7

H e r i t a g e Bancorp , Anaheim, C a l i f o r n i a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of H e r i t a g e Bank, Anaheim, C a l i f o r n i a . 1/

North V a l l e y Bancorp , Redding , C a l i f o r n i a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of North V a l l e y Bank, Redding , C a l i f o r n i a . J J

* * * * *

Phi l a d e l p h i a

A t l a n t a

A t l a n t a

A t l a n t a

To Expand a Bank Hold ing Company P u r s u a n t t o S e c t i o n 3 ( a ) ( 3 ) of t h e Bank Hold ing Company Act of 1956

Approved The G i r a r d Company, Bala-Cynwyd, P e n n s y l v a n i a , f o r a p -

p r o v a l t o a c q u i r e 100 p e r c e n t ( l e s s d i r e c t o r s ' q u a l i f y i n g s h a r e s ) of t h e v o t i n g s h a r e s of Farmers Bank of t he S t a t e of De laware , Dover , De laware .

F i r s t R a i l r o a d & Banking Company of G e o r g i a , Augus t a , G e o r g i a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t he v o t i n g s h a r e s of t h e s u c c e s s o r by merger t o F i r s t N a t i o n a l Bank i n Newnan, Newnan, G e o r g i a . J J

Sou th l and B a n c o r p o r a t i o n , Mobi le , Alabama, f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t he v o t i n g s h a r e s of The C o l o n i a l Bank, N.A. of Mobi le , Mobi le , Alabama. IJ

Southwest F l o r i d a Banks, I n c . , F o r t Myers , F l o r i d a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The F i r s t Bank of Marco I s l a n d , N .A. , u n i n c o r p o r a t e d a r e a of C o l l i e r County , F l o r i d a , a p roposed new bank . \ j

1/ A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of Governors under d e l e g a t e d a u t h o r i t y .


H . 2 , 1981 No. 48 - 11 -


A t l a n t a Sun Banks of F l o r i d a , I n c . , O r l a n d o , F l o r i d a , f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Sun B a n k / I n d i a n R i v e r , N . A . , Vero Beach , F l o r i d a . 1/

Kansas C i t y Moun ta in F i n a n c i a l S e r v i c e s , I n c . , Denve r , C o l o r a d o , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of S o u t h e a s t P a r k e r Road N a t i o n a l Bank, Arapahoe Coun ty , C o l o r a d o , a p r o p o s e d new b a n k . 1 /

D a l l a s A l l i e d Banc s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Amer ican B a n c o r p , I n c . , San A n t o n i o , Texas and i n d i r e c t l y a c q u i r e The Amer ican Bank, San A n t o n i o , T e x a s . 1/

Hal l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t C o n t i n e n t a l Bank, D a l l a s , T e x a s . \J

D a l l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t N a t i o n a l Bank of H a l l e t t s v i l l e , H a l l e t t s v i l l e , T e x a s . 1/

D a l l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of L ive Oak S t a t e Bank, F u l t o n , T e x a s . Xj

D a l l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c u q i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The Marb l e F a l l s F i n a n c i a l C o r p o r a t i o n , M a r b l e F a l l s , Texas and i n d i r e c t l y a c q u i r e The Bank of Marb le F a l l s , Marb le F a l l s , T e x a s . 1/

D a l l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Met ro Bank of D a l l a s , D a l l a s , T e x a s . \J

D a l l a s A l l i e d B a n c s h a r e s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The P e o p l e s S t a t e Bank, M a r s h a l l , T e x a s . 1 j

D a l l a s F i r s t C i t y B a n c o r p o r a t i o n of T e x a s , I n c . , H o u s t o n , T e x a s , f o r a p p r o v a l t o a c q u i r e d i r e c t l y F o r e s t H i l l B a n c s h a r e s , I n c . , F o r t Wor th , Texas and t h e r e b y a c q u i r e i n d i r e c t l y F o r e s t H i l l S t a t e Bank, F o r t Wor th , T e x a s . 1/

j_/ A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of G o v e r n o r s unde r delegated a u t h o r i t y .


H. 2 , 1981 No. 48 - 12 -

ACTIONS OF THE BOARD-Cont inued

D a l l a s R e p u b l i c of Texas C o r p o r a t i o n , D a l l a s , T e x a s , f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Nor th S t a t e Bank of A m a r i l l o , A m a r i l l o , T e x a s . \J

San U.S. Bancorp , P o r t l a n d , Oregon, f o r a p p r o v a l t o a c q u i r e Francisco 100 p e r c e n t of t h e v o t i n g s h a r e s of Bank of C o r v a l l i s ,

C o r v a l l i s , Oregon and P a c i f i c S t a t e Bank, L i n c o l n C i t y , Oregon , b o t h p roposed new b a n k s . \J

* * * * *

To Expand a Bank Ho ld ing Company P u r s u a n t t o S e c t i o n 3 ( a ) ( 5 ) of t h e Bank Ho ld ing Company Act of 1956

Approved S t . Lou i s County N a t i o n a l B a n c o r p o a t i o n , C l a y t o n , M i s s o u r i , f o r a p -

p r o v a l t o merge w i t h TG B a n c s h a r e s , C o . , S t . L o u i s , M i s s o u r i .

D a l l a s F i r s t S e c u r i t y N a t i o n a l C o r p o r a t i o n , Hous ton , T e x a s , f o r a p p r o v a l t o merge w i t h F o r e s t H i l l B a n c s h a r e s , I n c . , F o r t Worth , T e x a s . 1/

* * * * *

To Expand a Bank Hold ing Company P u r s u a n t t o S e c t i o n 4 ( c ) ( 8 ) of t h e Bank H o l d i n g Company Act of 1956

Approved M i n n e a p o l i s Commercial S t a t e B a n c o r p o r a t i o n , Two H a r b o r s , M i n n e s o t a ,

f o r a p p r o v a l t h r o u g h i t s s u b s i d i a r y , Commercial S t a t e B a n c s h a r e s , I n c . , t o engage i n o p e r a t i n g a g e n e r a l i n s u r a n c e agency i n a community of l e s s t h a n 5 , 0 0 0 p o p u l a t i o n . 1/

M i n n e a p o l i s Dray ton B a n c o r , I n c . , D r a y t o n , Nor th D a k o t a , f o r a p -p r o v a l t o a c q u i r e Dray ton Agency, I n c . , D r a y t o n , Nor th D a k o t a , a g e n e r a l i n s u r a n c e agency l o c a t e d i n t h e town of D r a y t o n , Nor th Dako ta , a community of l e s s than 5 , 0 0 0 p o p u l a t i o n . \J

\J A p p l i c a t i o n p r o c e s s e d on b e h a l f of t h e Board of Gove rno r s unde r d e l e g a t e d a u t h o r i t y .


H.Z, Hdl No. 4f* - 1 3 -

ACT10NS OF THE BOARD-Continued

K a n s a s C i t y U n t i e d C a p i t a l B a n c s h a r e s , I n c . , W y a n d o t t e , Oklahoma, f o r a p p r o v a l t o engage in g e n e r a l i n s u r a n c e t h r o u g h Smi th Agency, Wyandot t o , Oklahoma,

React i vated Kansas C i t y United Banks of C o l o r a d o , Inc.* D e n v e r , C o l o r a d o , n o t i f i c a -

t i o n of i n t e n t t o ( e n g a g e in f i n a n c e company a c t i v i t i e s and c r e d i t r e l a t e d i n s u r a n c e a c t i v i t i e s ) a t 3150 Sou th P e o r i a S t r e e t s A u r o r a , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of t h e s o u t h e a s t e r n p o r t i o n o f Arapahoe County i n c l u d i n g t h e C i t y of A u r o r a and t h e c o n t i g u o u s n o r t h e a s t e r n $mr!ion of D o u g l a s C o u n t y , C o l o r a d o ; 5210 E a s t Arapahoe R *ad, L i t t l e t o n , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of s o u t h c e n t r a l p o r t i o n of Arapahoe County i n c l u d i n g t h e c i t i e s of Englewood and L i t t l e t o n and t h e c o n t i g u o u s c e n t r a l p o r t i o n of D o u g l a s C o u n t y , C o l o r a d o ; 9888 West Bellevfew, D e n v e r , C o l o r a d o ; s e r v i n g t h e g e o g r a p h i c a r e a of J e f f e r s o n C o u n t y , C o l o r a d o ; 900 West 104 th Avenue, Northglenn, C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of Ad.tms County and c o n t i g u o u s p o r t i o n s of Denver and B o u l d e r Counties, C o l o r a d o and 2601 Leroay Avenue , F o r t C o l l i n s , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of L a r i m e r County and t h e c o n t i g u o u s w e s t e r n p o r t i o n of Weld C o u n t y , C o l o r a d o , i is rough a s u b s i d i a r y , U n i t e d Bank F i n a n c i a l C e n t e r , Inc.* Denver, Colorado ( 1 1 / 2 4 / 8 1 ) 3/

Permitted New York Chemica l New York C o r p o r a t i o n , New York , New York , r e q u e s t s

p e r m i s s i o n to e s t a b l i s h a de novo o f f i c e e n g a g i n g i n t h e f o l l o w i n g a c t i v i t i e s ( ( I ) l e a s i n g r e a l and p e r s o n a l p r o p -e r t y and equipment on a n o n - o p e r a t i n g , f u l l payou t b a s i s , and a c t i n g a s a g e n t , b r o k e r and a d v i s o r w i t h r e s p e c t t o such l e a s e s ; (2> f i n a n c i n g r e a l end p e r s o n a l p r o p e r t y and equ ipmen t s u c h a s would be done by a c o m m e r c i a l f i n a n c e company; and ( 3 ) s e r v i c i n g such e x t e n s i o n s of c r e d i t ; ( 4 ) p u r c h a s i n g and f i n a n c i n g of r e a l and p e r s o n a l p r o p e r t y , l o a n s and e x t e n s i o n s of c r e d i t i n c l u d i n g g u a r a n t e e i n g l e t t e r s of c r e d i t and a c c e p t i n g d r a f t s a s would be done by a f a c t o r i n g companyJ a t 1301 Dove S t r e e t , Newport Beach , C a l i f o r n i a , s e r v i n g t h e f o l l o w i n g c o u n t i e s i n C a l i f o r n i a : O r a n g e , San D i e g o , San B e r n a r d i n o , R i v e r s i d e and I m p e r i a l , through i t s s u b s i d i a r y , Chemica l B u s i n e s s C r e d i t C o r p . ( 1 1 / 2 2 / 8 1 ) 2 /

3 / U(e ){&) n o t i f i c a t i o n p r o c e s s e d by R e s e r v e Bank on b e h a l f of t h e Board G o v e r n o r s u n d e r delegated a u t h o r i t y .


H.2, *981 No. 48 - 14 -


New York C i t i c o r p , New York , New York , r e q u e s t s p e r m i s s i o n t o expand t h e a c t i v i t i e s of an e x i s t i n g office ( p e r s o n a l and business l e n d i n g a c t i v i t i e s include, but not limited t o , the making o r a c q u i r i n g of l o a n s and o t h e r extensions of cr t?di t t o ( 1 ) i n d i v i d u a l s and ( 2 ) b u s i n e s s e n t e r p r i s e s ) a t 1600 Broadway, S u i t e 2340 , Denve r , C o l o r a d o , t h e s e r v i c e area f o r the p r o p o s e d a c t i v i t y would be t h e e n t i r e States of C o l o r a d o , Utah and Wyoming, t h r o u g h i t s s u b s i d i a r y , Citicorp (USA), Inc. (11/21/81) 3/

C l e v e l a n d He11on N a t i o n a l C o r p o r a t i o n , P i t t s b u r g h , P e n n s y l v a n i a , n o -t i f i c a t i o n of i n t e n t t o e n g a g e in de novo a c t i v i t i e s ( a c t i v i t i e s t h a t may be c a r r i e d on by a t r u s t company, i n c l u d i n g a c t i v i t i e s of a f i d u c i a r y , i n v e s t m e n t a d v i s o r y a g e n c y , o r c u s t o d i a n n a t u r e ) a t A r v i d a F i n a n c i a l P l a z a , G l a d e s Road, Boca R a t o n , F l o r i d a , t h r o u g h i t s s u b s i d i a r y , MelIon N a t i o n a l T r u s t Company, N.A. ( 1 1 / 2 8 / 8 1 ) 3 /

A t l a n t a S o u t h w e s t F l o r i d a Banks , I n c . , F o r t Myers , F l o r i d a , t o e n g a g e i n de novo a c t i v i t i e s ( c e r t a i n c r e d i t r e l a t e d i n s u r a n c e a c t i v i t i e s ) t h r o u g h i t s s u b s i d i a r y , S o u t h w e s t F i n a n c i a l S e r v i c e s , I n c . , F o r t Myers , F l o r i d a ; a c t i v i t i e s a r e t o be c o n d u c t e d a t an a f f i l i a t e , P e o p l e s Bank of H i l l s b o r o u g h C o u n t y , Tampa, F l o r i d a , s e r v i n g t h e c i t y of Tampa and H i l l s b o r o u g h C o u n t y , F l o r i d a ( 1 1 / 2 0 / 8 1 ) 3 /

K a n s a s C i t y U n i t e d Banks of C o l o r a d o , I n c . , D e n v e r , C o l o r a d o , n o t i f i c a -t i o n of i n t e n t t o ( e n g a g e i n f i n a n c e company a c t i v i t i e s and c r e d i t r e l a t e d i n s u r a n c e a c t i v i t i e s ) a t 3150 South P e o r i a S t r e e t , A u r o r a , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c area of t h e s o u t h e a s t e r n p o r t i o n o f Arapahoe County i n -c h i d i n g t h e C i t y of A u r o r a and t h e c o n t i g i o u s n o r t h e a s t e r n p o r t i o n of D o u g l a s C o u n t y , C o l o r a d o ; 5210 E a s t Arapahoe Road, L i t t l e t o n , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of s o u t h c e n t r a l p o r t i o n o f Arapahoe c o u n t y i n c l u d i n g t h e c i t i e s o f Englewood and L i t t l e t o n and t h e c o n t i g i o u s c e n t r a l p o r t i o n of D o u g l a s C o u n t y , C o l o r a d o ; 9888 West B e l l e v i e w , D e n v e r , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of J e f f e r s o n C o u n t y , C o l o r a d o ; 900 West 104th Avenue, N o r t h -g l e n n , C o l o r a d o , s e r v i n g the g e o g r a p h i c a r e a of Adams County and c o n t i g i o u s p o r t i o n s of Denver and B o u l d e r C o u n t i e s , C o l o r a d o and 2601 Lemay Avenue , F o r t C o l l i n s , C o l o r a d o , s e r v i n g t h e g e o g r a p h i c a r e a of L a r i m e r County and t h e c o n t i g u o u s w e s t e r n p o r t i o n of Weld C o u n t y , C o l o r a d o , t h r o u g h a s u b s i d i a r y , U n i t e d Bank F i n a n c i a l C e n t e r , I n c . , Denver, C o l o r a d o ( 1 1 / 2 5 / 8 1 ) 3 /

57 4 (c)(8) n o t i f i c a t i o n p r o c e s s e d by R e s e r v e Bank on b e h a l f of t h e Board of Governors u n d e r d e l e g a t e d a u t h o r i t y .

I Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H.2 , 19*1 No. 48 - 15 -


San BankAmerica C o r p o r a t i o n , San F r a n c i s c o , C a l i f o r n i a , not i -Franc i sco f i c a t i o n of i n t e n t t o r e l o c a t e de novo a c t i v i t i e s (mak-

ing or a c q u i r i n g f o r i t s own accoun t l oans and o t h e r e x -t e n s i o n s of c r e d i t such as would be made or a c q u i r e d by a f i n a n c e company; s e r v i c i n g l oans and o t h e r e x t e n s i o n s of c r e d i t ; and o f f e r i n g c r e d i t r e l a t e d l i f e i n s u r a n c e , c r e d i t r e l a t e d a c c i d e n t and h e a l t h i n s u r a n c e , and c r e d i t r e l a t e d p r o p e r t y i n s u r a n c e ; such a c t i v i t i e s w i l l i n c l u d e , bu t not be l i m i t e d t o , making consumer i n s t a l l m e n t l o a n s , p u r c h a s i n g i n s t a l l m e n t s a l e s f i n a n c e c o n t r a c t s , making l o a n s and o t h e r e x t e n s i o n s of c r e d i t t o smal l b u s i n e s s e s , making l oans s e c u r e d by r e a l and p e r s o n a l p r o p e r t y , and o f f e r i n g c r e d i t r e l a t e d l i f e , c r e d i t r e l a t e d a c c i d e n t and h e a l t h and c r e d i t r e l a t e d p r o p e r t y i n s u r a n c e d i r e c t l y r e l a t e d t o e x t e n s i o n s of c r e d i t made or a c q u i r e d by F i n a n c e -America C o r p o r a t i o n ) from 110 West S a r a t o g a S t r e e t , B a l t i m o r e , Maryland t o 30 E a s t Padonia Road, Timonium, Mary land , t h rough i t s i n d i r e c t s u b s i d i a r y , F inanceAmerica C o r p o r a t i o n (a Maryland C o r p o r a t i o n ) ( 1 1 / 2 8 / 8 1 ) 3J

San BankAmerica C o r p o r a t i o n , San F r a n c i s c o , C a l i f o r n i a , not i -F r a n c i s c o f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s (mak-

ing o r a c q u i r i n g f o r i t s own accoun t l o a n s and o t h e r e x -t e n s i o n s of c r e d i t such as would be made o r a c q u i r e d by a f i n a n c e company; s e r v i c i n g l o a n s and o t h e r e x t e n s i o n s of c r e d i t ; and o f f e r i n g c r e d i t r e l a t e d l i f e i n s u r a n c e in t h e S t a t e of M a s s a c h u s e t t s ; c r e d i t r e l a t e d a c c i d e n t and h e a l t h i n s u r a n c e and c r e d i t r e l a t e d p r o p e r t y i n s u r a n c e w i l l not be o f f e r e d in t h e S t a t e of M a s s a c h u s e t t s ; such a c t i v i t i e s w i l l i n c l u d e , bu t no t be l i m i t e d t o , making consumer i n s t a l l m e n t l o a n s ; p u r c h a s i n g i n s t a l l m e n t s a l e s f i n a n c e c o n t r a c t s ; making l o a n s and o t h e r e x t e n s i o n s of c r e d i t t o smal l b u s i n e s s e s ; making l o a n s and o t h e r e x -t e n s i o n s of c r e d i t s e c u r e d by r e a l and p e r s o n a l p r o p e r t y ; and o f f e r i n g c r e d i t r e l a t e d l i f e i n s u r a n c e d i r e c t l y r e -l a t e d t o e x t e n s i o n s of c r e d i t made or a c q u i r e d by F i -nanceAmer i c a C o r p o r a t i o n of M a s s a c h u s e t t s ) a t 52 Washington S t r e e t , Norwood, M a s s a c h u s e t t s and S t o r e #11 , Park P l a z a , 1334 Park S t r e e t , S t o u g h t o n , M a s s a c h u s e t t s , s e r v i n g t h e e n t i r e S t a t e of M a s s a c h u s e t t s , t h rough i t s i n d i r e c t s u b s i d i a r y , F inanceAmer ica C o r p o r a t i o n of M a s s a c h u s e t t s (a M a s s a c h u s e t t s C o r p o r a t i o n ) ( 1 1 / 2 8 / 8 1 ) 3 /

3 / 4 ( c ) ( 8 ) n o t i f i c a t i o n p r o c e s s e d by Rese rve Bank on b e h a l f of t he Board of Governors under d e l e g a t e d a u t h o r i t y .

I i Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

H.2, 1981 No. 48 - 1 6 -


San Pacif ic Bancorooration, Bakersfield, California, no t i f i ca -Francisco tion of intent to (provide data processing services to

Applicant and i t s subsidiaries; provide general accounting data procesing services to the customers of Applicant and i t s subsidiaries; market local ly financial data processing software in i t s local market; market nationally through Rapidata, I n c . , Fa ir f i e ld , New Jersey, f inancial data processing software on a royalty basis; and acting as non-exclusive aqent for Rapidata in the marketing local ly of financial data processing software/hardware packages involving the financial data processing software provided by PDSI) a t 529 Chester Avenue, Bakersfield, California, through i t s subsidiary, Paci f ic Bancorporation Data Systems, Inc. (11/23/81) 3/

San Peonies Ban Corporation, Seat t l e , Washington, n o t i f i c a t i o n Francisco of intent to (acting as an agent or broker for the sale

of insurance in extended geographical areas, that i s direct ly related to extensions of credit or provision of other financial services by a bank or bank related subsidiary of the Applicant; ( i ) credi t l i f e and d isabi l i ty insurance in the State of Colorado and Nevada; and ( i i ) property and casualty and credi t l i f e and d isabi l i ty insurance in the States of Washington, Oregon, California, Idaho, Utah, Arizona, Wyoming and Montana) in Seat t le , Washington, through i t s subsidiary, Peoples Insurance, Inc. (11/25/81) 3/

37 4 ( c ) (8 ) no t i f i ca t ion processed by Reserve Bank on behalf of the Board of Governors under delegated authority.

I


H . 2 , 1981 No. 48 17 -

APPLICATIONS RECEIVED

To E s t a b l i s h a Domes t i c Branch P u r s u a n t t o S e c t i o n 9 of t h e F e d e r a l R e s e r v e Act

l e v e l a n d The Amer ican Bank, P o r t C l i n t o n , O h i o . To e s t a b l i s h a b r a n c h a t De laware Avenue, P u t - i n - B a y , O t t awa Coun ty , O h i o . 2 /

Richmond The N o r t h e r n V i r g i n i a Bank, S p r i n g f i e l d , V i r g i n i a . To e s t a b l i s h a b r a n c h a t 12011 Lee J a c k s o n Memoria l H i g h -way, F a i r f a x , V i r g i n i a . 2 /

Atlanta Commerce Union Bank of R u t h e r f o r d C o u n t y , M u r f r e e s b o r o , T e n n e s s e e . To e s t a b l i s h a b r a n c h l o c a t e d a t 601 Sou th Lowry S t r e e t , Smyrna , T e n n e s s e e . 2 /

* * * * *

To Become a Member of t h e F e d e r a l R e s e r v e Sys tem P u r s u a n t t o S e c t i o n 9 o f t h e F e d e r a l R e s e r v e Act

San L i b e r t y Bank, S o u t h San F r a n c i s c o , C a l i f o r n i a . 2 / Francisco

M i n n e a p o l i s S p e a r f i s h Moun ta in Bank, S p e a r f i s h , S o u t h D a k o t a . 2 j

* * * * *

A p p l i c a t i o n s and N o t i f i c a t i o n s f o r I n t e r n a t i o n a l I n v e s t -men t s and O t h e r A c t i o n s P u r s u a n t t o S e c t i o n s 25 and 2 5 ( a ) of t h e F e d e r a l R e s e r v e Act and S e c t i o n s 4 ( c ) ( 9 ) and 4 ( c ) ( 1 3 ) of t h e Bank H o l d i n g Company Act of 1956, a s amended

Bos ton Mult ibank I n t e r n a t i o n a l , Q u i n c y , M a s s a c h u s e t t s : r e q u e s t s c o n s e n t t o make i t s f i r s t p o r t f o l i o i n v e s t m e n t i n B o l i v a r I n t e r n a t i o n a l Bank, a bank r e g i s t e r e d i n t h e Cayman I s l a n d s .

San Hong Kong I n d u s t r i a l and Commercia l Bank L i m i t e d , Hong Kong: F r a n c i s co a p p l i c a t i o n on b e h a l f of i t s b r a n c h i n New York , t o e n t e r

into an a g r e e m e n t w i t h t h e F e d e r a l R e s e r v e Sys tem t o receive o n l y such d e p o s i t s a s would be p e r m i s s i b l e u n d e r S e c t i o n 5 ( a ) of t h e I n t e r n a t i o n a l Bank ing A c t .

2J A p p l i c a t i o n s u b j e c t t o Community R e i n v e s t m e n t A c t . The Community A f f a i r s O f f i c e r of t h e a p p l i c a b l e R e s e r v e Bank may be c o n t a c t e d i , t n t h e l e n g t h of t h e comment p e r i o d .


H.2, 1981 No. 48 - 1 8 -

APPLICATIONS RKCKIVED-Continued

To Form a Bank H o l d i n g Company P u r s u a n t t o S e c t i o n 3 ( a ) ( 1 ) of t h e Bank H o l d i n g Company Act of 1956

Richmond D. C. N a t i o n a l B a n c o r p , Inc., W a s h i n g t o n , D . C . , f o r a p -p r o v a l t o a c q u i r e 100 percent of t h e v o t i n g s h a r e s of D i s t r i c t of Columbia N a t i o n a l Bank, W a s h i n g t o n , D.C.

2 /

AI 2a l i ra C . S . B . C o r p o r a t i o n , Mar i a n n a , F l o r i d a , f o r a p p r o v a l t o at q u i r v 100 p e r c e n t of t h e v o t i n g s h a r e s of C i t i z e n s S t a t e Bank, M a r i a n n a , F l o r i d a . 2J

At 1 .nit . Independent Community Banks , I n c . , S a n i b e l , F l o r i d a , f o r approval t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of W i n t e r Park N a t i o n a l Bank, W i n t e r P a r k , F l o r i d a and Bank of tie* I s l a n d s , Kanibel-Capt iva, S a n i b e l , Florida. 2^

C h i c a g o F i r s t Cmmmun i t y Bank Group , I n c o r p o r a t e d , B u r l i n g t o n , W i s c o n s i n , for a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of the v o t i n g s h a r e s of F i r s t Bank and T r u s t Company, Bur 1ington, Wiscons in. 2 /

C h i c a g o Lake Shore B a n c o r p , I n c . , C h i c a g o , I l l i n o i s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Lake Shore n a t i o n a l Bank, C h i c a g o , I l l i n o i s . 2J

Chi if La rch B a n c o r p o r a t i o n , I n c . , Larchwood, Iowa, f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of S e c u r i t y S a v i n g s Bank, Larchwood , Iowa. 2 /

M i n n e a p o l i s H i g h l a n d Park B a n c o r p o r a t i o n , I n c . , S t . P a u l , M i n n e s o t a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Hid America S t a t e Bank of H i g h l a n d P a r k , S t . P a u l , Minnesota. 2/

Minneapolis Riverside B a n c s h a r e s C o r p o r a t i o n , M i n n e a p o l i s , M i n n e s o t a , f o r a p p r o v a l t o a c q u i r e 80 p e r c e n t of t h e v o t i n g s h a r e s of R i v e r s i d e Community S t a t e Bank of M i n n e a p o l i s , M i n n e a p o l i s , M i n n e s o t a . 2 /

M i n n e a p o l i s Wit i t eha 11 B a n c o r p o r a t i o n , l a c . , W h i t e h a l l , Montana , f o r a p p r o v a l t o a c q u i r e a t l e a s t 93 p e r c e n t of t h e v o t i n g shares of W h i t e h a l l S t a t e Bank, W h i t e h a l l , Montana . 2 /

2 / A p p l i c a t i o n subject t o Community R e i n v e s t m e n t A c t . The Community A f f a i r s O f f i c e r of t he a p p l i c a b l e Reserve Bank may be c o n t a c t e d as to the l e n g t h nf ti,* comment period.


H.2, 1981 No. 48 - 1 9 -

APPLICATIONS RECEIVED-Continued

Kansas C i t y A l b i o n N a t i o n a l Management C o . , I n c . , A l b i o n , N e b r a s k a , t o r a p p r o v a I t o a c q u i r e a t l e a s t 98 p e r c e n t of t h e v o t i n g s h a r e s of The A l b i o n N a t i o n a l Bank, A l b i o n , N e b r a s k a . 2/

K a n s a s C i t y Kansas U n l i m i t e d I n v e s t m e n t s , I n c . , P l e a s a n t o n , K a n s a s . f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of Bank of P l e a s a n t o n , P l e a s a n t o n , K a n s a s . 2 /

Kansas Ci(v

Dal las

Dal las

Dal l a s

Da 11 a s

San F r a n c i h c o


S p i r o Bancshares, I n c . , S p i r o , Oklahoma, f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of S p i r o S t a t e Bank, S p i r o , Oklahoma. 2 /

Bangs Bancshares, I n c . , Bangs , T e x a s , f o r a p p r o v a l t o a c q u i r e a t l e a s t 80 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t S t a t e Bank, Bangs , T e x a s . 2 /

C e n t e r v i 1 l e B a n c s h a r e s , I n c . , C e n t e r v i 1 l e , T e x a s , f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The C e n t e r v i l l e S t a t e Bank, C e n t e r v i l l e , T e x a s . 27

TB & T B a n c s h a r e s , I n c . , B r o w n s v i l l e , T e x a s , f o r a p p r o v a l t o a c q u i r e 81 p e r c e n t of t h e v o t i n g s h a r e s ( l e s s d i -r e c t o r s ' q u a l i f y i n g s h a r e s ) of Texas Bank and T r u s t of B r o w n s v i l l e , B r o w n s v i l l e , T e x a s . 2/

V a l l e y B a n c s h a r e s I n c . , McAl len , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The V a l l e y N a t i o n a l Bank, McAl len , T e x a s . 2 /

Alex Brown F i n a n c i a l Group , S a c r a m e n t o , C a l i f o r n i a , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of Bank of Alex Brown, Walnut G r o v e , C a l i f o r n i a . 2J

G r e a t Amer ican B a n c o r p , Los A n g e l e s , C a l i f o r n i a , f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of G r e a t Amer ican Bank, Los A n g e l e s , C a l i f o r n i a . 2 /

2 / A p p l i c a t i o n s u b j e c t t o Community R e i n v e s t m e n t A c t . The Community A f f a i r s O f f i c e r of t h e a p p l i c a b l e R e s e r v e Bank may be c o n t a c t e d a s t o t h e l e n g t h of t h e comment p e r i o d .


H . 2 , 1981 No. 48 - 2 0 -

APPLICATIONS RECKIVED-Cont inued

I > Kxpatid a Bank H o l d i n g Company P u r s u a n t t o S e c t i o n 3 ( a ) ( 3 ) of t h e Bank H o l d i n g Company Act of 1956

At i ant a AmSouth B a n c o r p o r a t i o n , Bi rmingham, Alabama, f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of The P a r k e r Bank and T r u s t Company, C u l l m a n , Alabama. 2J

Km;,is City Un i ted Missouri B a n c s h a r e s , I n c . , Kansas C i t y , M i s s o u r i , for approval t o a c q u i r e i n d i r e c t l y C i t y Bank and T r u s t Company of Kansas C i t y , Kansas C i t y , M i s s o u r i t h r o u g h the a c q u i s i t i o n of a t l e a s t 80 p e r c e n t of t h e v o t i n g shares of C i t y B a n c s h a r e s , I n c . , Kansas C i t y , M i s s o u r i . 2/

Dallas Bank S e c u r i t i e s , I n c . , A l b u q u e r q u e , New Mex ico , f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t N a t i o n a l Bank of S o c o r r o , S o c o r r o , New Mexico . 2 /

D a l l a s Texas Amer i can B a n c s h a r e s , I n c . , F o r t Wor th , T e x a s , f o r a p p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of C h a r t e r N a t i o n a l Bank, P i a n o , T e x a s , a p r o p o s e d new b a n k . 2 /

* * * * *

To Expand a Bank H o l d i n g Company P u r s u a n t t o S e c t i o n 4 ( c ) ( 8 ) of t h e Bank H o l d i n g Company Act of 1956

New York F i r s t N a t i o n a l S t a t e B a n c o r p o r a t i o n , Newark, New J e r s e y , r e q u e s t s p e r m i s s i o n t o e s t a b l i s h de novo o f f i c e s e n -g a g i n g in t h e f o l l o w i n g a c t i v i t i e s ( t o a s s i s t l o c a l and g o v e r n m e n t a l g r o u p s i n t h e economic r e v i t a l i z a t i o n , r e h a b i l i t a t i o n and d e v e l o p m e n t of b o t h c o m m e r c i a l and r e s i d e n t i a l a r e a s l o c a t e d i n low and m o d e r a t e - i n c o m e a r e a s i n t h e S t a t e of New J e r s e y ; t h i s a s s i s t a n c e w i l l c o n s i s t of d e b t and e q u i t y i n v e s t m e n t s when a p p r o p r i a t e i n r e s i d e n t i a l , commerc i a l and i n d u s t r i a l p r o j e c t s ; t h e s u b s i d i a r y w i l l a c q u i r e , own, r e n o v a t e , d e v e l o p , l e a s e , manage, e x c h a n g e , s e l l o r p romote r e a l a n d / o r p e r s o n a l p r o p e r t y i n o r d e r t o p r o v i d e t h e n e c e s s a r y a s s i s t a n c e ; t h e s u b s i d i a r y w i l l a l s o p r o v i d e f i n a n c i a l c o u n s e l i n g

2/ A p p l i c a t i o n s u b j e c t t o Community R e i n v e s t m e n t A c t . The Community A f f a i r s O f f i c e r of t h e a p p l i c a b l e R e s e r v e Bank may be c o n t a c t e d a s t o t h e l e n g t h of t h e comment p e r i o d .


2 , 1981 No. 48 - 2 1 -

APPLICATIONS RECEIVED-Cont inued

t o a l l s e c t o r s of t he community, e s p e c i a l l y t he sma l l b u s i n e s s s e c t o r ; f i n a l l y t h e s u b s i d i a r y w i l l engage , c o o r d i n a t e and a r r a n g e j o i n t v e n t u r e s or p a r t i c i p a t i o n s t o p r o v i d e f i n a n c i a l a s s i s t a n c e t o low and modera t e - income a r e a s of t h e S t a t e of New J e r s e y ) a t 550 Broad S t r e e t , Newark, New J e r s e y and A t l a n t i c and South C a r o l i n a Avenues , A t l a n t i c C i t y , New J e r s e y , t h r o u g h i t s s u b -s i d i a r y , F i r s t N a t i o n a l S t a t e Community Development C o r p o r a t i o n ( 1 1 / 2 7 / 8 1 )

C l e v e l a n d F i r s t N a t i o n a l C i n c i n n a t i C o r p o r a t i o n , C i n c i n n a t i , Ohio , r e q u e s t s p e r m i s s i o n t o engage i n t h e a c t i v i t y of u n d e r -w r i t i n g , a s r e i n s u r e r , c r e d i t r e l a t e d l i f e and a c c i d e n t and h e a l t h i n s u r a n c e th rough a s u b s i d i a r y , The Miami V a l l e y I n s u r a n c e Company, Phoen ix , A r i z o n a ( 1 1 / 2 5 / 8 1 )

A t l a n t a S o u t h t r u s t C o r p o r a t i o n , Birmingham, Alabama, n o t i f i c a t i o n of i n t e n t t o engage i n die novo a c t i v i t i e s ( e n g a g i n g in i n t e r n a t i o n a l bank ing a c t i v i t i e s i n making l o a n s or o t h e r e x t e n s i o n s of c r e d i t r e l a t e d t o i n t e r n a t i o n a l t r a d e t r a n s -a c t i o n s , i n c l u d i n g t h e i s s u a n c e of commerc ia l l e t t e r s of c r e d i t and e x e c u t i o n of a c c e p t a n c e s such as would n o r m a l l y be c r e a t e d by an i n t e r n a t i o n a l f i n a n c e o p e r a t i o n ; t h e s e a c t i v i t i e s w i l l i n c l u d e s p e c i f i c a l l y t h e e x t e n s i o n of l o a n s s e c u r e d by i m p o r t / e x p o r t t r a d e r e c e i v a b l e s and s i m i l a r s e r v i c e s t o f u l l y accommodate c u s t o m e r s engaged in i n t e r -n a t i o n a l t r a d e and r e l a t e d a c t i v i t i e s ) a t 61 S t . Jo seph S t r e e t , Mob i l e , Alabama, s e r v i n g a t r a d e a r e a e x t e n d i n g about 75 m i l e s f rom Mobi l e , Alabama ( 1 1 / 2 5 / 8 1 )

Chicago N o r t h w e s t c o , I n c . , N o r t h b r o o k , I l l i n o i s , n o t i f i c a t i o n of i n t e n t t o engage i n die novo a c t i v i t i e s (making l e a s e s of p e r s o n a l p r o p e r t y ) a t One GBC P l a z a , N o r t h b r o o k , I l l i n o i s , t h e g e o g r a p h i c scope w i l l be t h e S t a t e of I l l i n o i s ( 1 1 / 1 7 / 8 1 )

S t . Lou i s C i t i z e n s F i d e l i t y C o r p o r a t i o n , L o u i s v i l l e , Ken tucky , n o t i -f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n t h e l e a s i n g of p e r s o n a l p r o p e r t y and equipment and a c t -ing as a g e n t , b r o k e r or a d v i s e r i n t h e l e a s i n g of such p r o p e r t y i n a manner such t h a t t h e l e a s i n g would s e r v i c e as a f u n c t i o n a l e q u i v a l e n t of an e x t e n s i o n of c r e d i t ) in O r l a n d o , F l o r i d a , s e r v i n g t he S t a t e s of F l o r i d a , Alabama, Georg ia and South C a r o l i n a , t h rough i t s s u b -s i d i a r y , C i t i z e n s F i d e l i t y L e a s i n g C o r p o r a t i o n ( 1 1 / 2 3 / 8 1 )


H . 2 , 1981 No. 48 - 2 2 -

APPLICATIONS RECEIVED-Cont i nued

M i n n e a p o l i s N o r t h w e s t B a n c o r p o r a t i o n , M i n n e a p o l i s , M i n n e s o t a , n o t i -f i c a t i o n of i n t e n t t o engage i n _de novo a c t i v i t i e s ( i n u n d e r w r i t i n g c r e d i t l i f e and a c c i d e n t and h e a l t h i n s u r -ance d i r e c t l y r e l a t e d t o e x t e n s i o n s of c r e d i t by i t s s u b s i d i a r i e s i n Iowa) a t 960 N o r t h w e s t e r n N a t i o n a l Bank B u i l d i n g , M i n n e a p o l i s , M i n n e s o t a , t h e g e o g r a p h i c a l a r e a t o be s e r v e d i s t h e S t a t e of Iowa, t h r o u g h i t s w h o l l y -owned s u b s i d i a r y , Banco C r e d i t L i f e I n s u r a n c e Company (11/13/81)

K a n s a s C i t y F i r s t Moore B a n c s h a r e s , I n c . , Moore, Oklahoma, f o r a p -p r o v a l t o a c q u i r e 100 p e r c e n t of t h e v o t i n g s h a r e s of F i r s t Moore I n s u r a n c e Agency , I n c . , Moore, Oklahoma. 2J

D a l l a s Bank S e c u r i t i e s , I n c . , A l b u q u e r q u e , New Mexico , n o t i f i c a -t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s (making l e a s e s o r o t h e r e x t e n s i o n s of c r e d i t f o r r e a l and p e r -s o n a l p r o p e r t y ; s e r v i c i n g such l e a s e s f o r o t h e r s ; a c t i n g a s a g e n t , b r o k e r o r a d v i s e r f o r l e a s e s i n v o l v i n g r e a l o r p e r s o n a l p r o p e r t y ) a t 200 Lomas B o u l e v a r d , N.W., A l b u q u e r q u e , New Mexico , s e r v i n g New Mexico , T e x a s , C o l o r a d o and A r i z o n a , t h r o u g h i t s s u b s i d i a r y , Amer ican N a t i o n a l L e a s i n g Co. ( 1 1 / 1 9 / 8 1 )

BankAmerica C o r p o r a t i o n , San F r a n c i s c o , C a l i f o r n i a , n o t i -f i c a t i o n of i n t e n t t o e n g a g e i n de novo a c t i v i t i e s (making o r a c q u i r i n g f o r i t s own a c c o u n t l o a n s and o t h e r e x t e n s i o n s of c r e d i t s u c h a s would be made o r a c q u i r e d by a f i n a n c e company; s e r v i c i n g l o a n s and o t h e r e x t e n s i o n s of c r e d i t ; and o f f e r i n g c r e d i t r e l a t e d l i f e i n s u r a n c e and c r e d i t r e l a t e d a c c i d e n t and h e a l t h i n s u r a n c e ; c r e d i t r e l a t e d p r o p e r t y i n s u r a n c e w i l l n o t be o f f e r e d i n t h e S t a t e of New Mexico ; s u c h a c t i v i t i e s w i l l i n c l u d e , b u t n o t be l i m i t e d t o , making consumer i n s t a l l m e n t l o a n s ; p u r c h a s -i n g i n s t a l l m e n t s a l e s f i n a n c e c o n t r a c t s ; making l o a n s and o t h e r e x t e n s i o n s of c r e d i t t o s m a l l b u s i n e s s e s ; making l o a n s and o t h e r e x t e n s i o n s of c r e d i t s e c u r e d by r e a l and p e r s o n a l p r o p e r t y ; and o f f e r i n g c r e d i t r e l a t e d l i f e and c r e d i t * e ? a t e d a c c i d e n t and h e a l t h i n s u r a n c e d i r e c t l y r e l a t e d t o t = y f e n s i o n s of c r e d i t made o r a c q u i r e d by F i n a n c e A m e r i c a C o r p o r a t i o n ) a t 6910 G. Montgomery B o u l e v a r d , N . E . , A l b u q u e r q u e , New Mexico , s e r v i n g t h e e n t i r e S t a t e of New Mexico , t h r o u g h i t s i n d i r e c t s u b -s i d i a r y , F i n a n c e A m e r i c a C o r p o r a t i o n (a New Mexico C o r -p o r a t i o n ) ( 1 1 / 2 4 / 8 1 )



H.2, 1981 No. 46 - 23 -

APPLICATIONS RECEIVED-Cont i nued

San BaukAmerica C o r p o r a t i o n , San F r a n c i s c o , C a l i f o r n i a , n o -F r a n c i s c o t i f i c a t ion of i n t e n t t o r e l o c a t e

# 2 , ? 4 8 24

APPLICATION RECEIVED-Cont i nued

REPORTS RECEIVED

R e g i s t r u t i o n S t a t e m e n t F i l e d P u r s u a n t t o S e c t i o n 1 2 ( g ) o f tli S e c u r i t i e s Exchange Act

Th#' Kxhange Bank, Luckey, Ohio (Amendment # 1 )

Current Report F i l e d P u r s u a n t t o S e c t i o n 13 of the S e c u r i t i e s Exchange Act

U n i t e d C i t i z e n s Bank, W i n s t o n - S a l e m , Nor th C a r o l i n a (Fur month o f November 1981)

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PETITIONS FOR RULEMAKING

None.
