Home Contents Inventory Worksheet
Your homeowners insurance provides coverage for the contents of your home, up to the limit you selected with your insurance agent. In the event of a covered loss, you would be expected to provide a list of all of your personal property that was damaged or stolen, along with its estimated value and age at the time of loss. If a loss occurred today, would you be able to compile such a list? Would you trust yourself to remember every item in your home and the approximate value of each item? If you are like most people, it would be very difficult. An accurate inventory and proof of ownership at the time of a loss can make the claim settlement process easier and faster. That's why NYCM Insurance has developed this Home Inventory document. Getting Started:
Start now even if your information is incomplete. A good home inventory includes a detailed list of your possessions, including receipts, descriptions, and photos of your home contents.
o Start with new purchases and add older items later. o Group your possessions into logical categories, e.g., by hobby, by room in your home, etc.
Be specific. For example: Sony 42 inch flat panel LED television. Better yet, write down the serial number. This will ensure the item is valued correctly.
o Keep a detailed record of antiques, jewelry, major appliances and collector’s items.
o Scan and store copies of invoices for large items purchased in case proof of ownership is needed.
Photograph or videotape each room in your home, including inside closets, storage buildings, the attic, and the garage. Open drawers and photograph the contents. Label and date when the photographs or videos were taken.
o Save your photographs, videotapes, and any documents on a computer. Consider keeping the items in your e-mail archives so you can access them wherever you can log onto a computer.
Don’t miss items you rarely use, such as holiday decorations, sports equipment and tools. How to Store your Home Inventory List
Keep a copy in a safe deposit box.
Keep a copy in a fireproof container.
Give a copy to a trusted family member who doesn’t live in your home.
File a copy with your insurance agent.
Email a copy to your workplace.
Keep an electronic version stored in your personal email so you access it wherever you can log onto a computer.
Updating Your Home Inventory
It is a good idea to update your Home Inventory list annually to include any new items that have been added to your household, and also to remove items that you no longer have. You may want to update it whenever you purchase high value items.
Home Inventory
Living Room/DenItem Manufacturer Model, Serial Number Date Purchased Purchase Price
SofaLoveseatReclinerChairsOttomanCoffee TableEnd tablesComputerComputer monitorExternal hard driveComputer peripheralsTelevisionEntertainment centerStereoStereo equipmentCDs, DVDs, tapes, recordsVideo game consoleVideo gamesSound systemBookcasesBooksMirrorsArea rugFireplace equipmentPiano, musical instrumentsCurtains, blindsPillows, cushionsArt, wall décorKnickknacksBlanketsStorage/chestsLampsTelephoneClockGunsAnimal mounts
Date Modified ___________________
Home Office/Family Room Item Manufacturer Model, Serial Number Date Purchased Purchase Price
SofaLoveseatChairsOttomanDeskCoffee tableEnd tablesComputerComputer MonitorExternal hard driveComputer peripheralsLaptop computerFax MachineScannerTelevisionStereoStereo equipmentDVD playerCDs, DVDs, tapes, recordsVideo game consoleVideo gamesSound systemVideo recorderPiano, musical instrumentsArea rugsCurtains, blindsPillows, cushionsArt, wall décorKnickknacksBlanketsStorage/chestsLampsTelephoneClockBookcasesBooksMirrorsEntertainment centerFile cabinetsOffice suppliesFireplace equipment
KitchenItem Manufacturer Model, Serial Number Date Purchased Purchase Price
StoveRefrigeratorRefrigerator contentsDishwasherCabinetsSink disposalFreezerFreezer contentsTable Chairs, stoolsMicrowaveConvection ovenElectric grillCoffee makerToasterBlender, processorMixerToaster ovenWaffle ironClockTelevisionRadioDishesGlassesPots and pansBowlsSilverwareCooking utensilsCookbooksPantry items, foodLinensSpicesKnickknacksLampsArt, wall décorTelephoneComputerComputer monitorComputer peripheralsArea rugs
Dining RoomItem Manufacturer Model, Serial Number Date Purchased Purchase Price
TableChairsBuffetChina cabinetChina Serving table, cartServing dishesCrystalSilverwareTea, coffee setsLinensLiquor cabinetCurtains, blindsArt, wall décorArea rugsLampsMirrors
Laundry/Utility/Crafts RoomItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Clothes washerClothes dryerTableCabinetsVacuum cleanerCleaning toolsCleaning suppliesShelving unitsIron, ironing boardSewing machineSewing suppliesCraft suppliesStorage containersCarpet shampooerTelephoneArt, wall décorKnickknacksArea rugsCurtains, blinds
Master BedroomItem Manufacturer Model, Serial Number Date Purchased Purchase Price
BedMattress, box springsNight tablesSofa, loveseatChairsOttomanDressersStorage/chestArmoireDressing tableBed linens, pillowsComputerComputer monitorComputer peripheralsEntertainment centerTelevisionStereoStereo equipmentDVD playerCDs, DVDs, tapes, recordsSound systemTelephoneAlarm clock, radioBookcasesBooksCurtains, blindsArt, wall décorKnickknacksBlanketsLamps
Female Clothing Brand Model, Serial Number Date Purchased Purchase PriceDressesShirts, blousesSkirtsSweatersDress pantsSuitsJeans, casual pantsCoatsShoes, bootsJewelryAccessories
Male Clothing Brand Model, Serial Number Date Purchased Purchase PriceDress pantsSuitsJeans, casual pantsSweatersShirtsCoatsSporting apparelTiesShoes, bootsGloves, hatsBelts, accessoriesWatches, jewelry
Bedroom 1Item Manufacturer Model, Serial Number Date Purchased Purchase Price
BedMattress, box springsNight tablesChairsDressersStorage/chestArmoireDressing tableBed linens, pillowsDeskComputerComputer monitorComputer peripheralsEntertainment centerTelevisionStereoStereo equipmentDVD playerCDs, DVDs, tapes, recordsTelephoneAlarm clock, radioBookcasesBooksCurtains, blindsArt, wall décorKnickknacksBlanketsLampsMusical instrumentsToysCollections
Female Clothing Brand Model, Serial Number Date Purchased Purchase PriceDressesShirts, blousesSkirtsSweatersDress pantsSuitsJeans, casual pantsSporting apparelCoatsHats, glovesBeltsScarvesPursesShoes, bootsJewelryAccessories
Male Clothing Brand Model, Serial Number Date Purchased Purchase PriceDress pantsSuitsJeans, casual pantsShirtsSweatersCoatsSporting apparelTiesShoes, bootsGloves, hatsBelts, accessoriesWatches, jewelry
Bedroom 2Item Manufacturer Model, Serial Number Date Purchased Purchase Price
BedMattress, box springsNight tablesChairsDressersStorage/chestArmoireDressing tableBed linens, pillowsDeskComputerComputer monitorComputer peripheralsEntertainment centerTelevisionStereoStereo equipmentDVD playerCDs, DVDs, tapes, recordsTelephoneAlarm clock, radioBookcasesBooksCurtains, blindsArt, wall décorKnickknacksBlanketsLampsMusical instrumentsToysCollections
Female Clothing Brand Model, Serial Number Date Purchased Purchase PriceDressesShirts, blousesSkirtsSweatersDress pantsSuitsJeans, casual pantsSporting apparelCoatsHats, glovesBeltsScarvesPursesShoes, bootsJewelryAccessories
Male Clothing Brand Model, Serial Number Date Purchased Purchase PriceDress pantsSuitsJeans, casual pantsShirtsSweatersCoatsSporting apparelTiesShoes, bootsGloves, hatsBelts, accessoriesWatches, jewelry
Bathroom 1Item Manufacturer Model, Serial Number Date Purchased Purchase Price
Dressing tableCabinets (unattached)ChairClothes hamperStorage containersShelves (unattached)Towels, linensClock, radioTelevisionElectric razorCurling/flat ironHair dryerToiletriesMedicineScaleShower curtainCurtains, blindsArea rugsArt/wall décorLamps
Bathroom 2Item Manufacturer Model, Serial Number Date Purchased Purchase Price
Dressing tableCabinets (unattached)ChairClothes hamperStorage containersShelves (unattached)Towels, linensClock, radioTelevisionElectric razorCurling/flat ironHair dryerToiletriesMedicineScaleShower curtainCurtains, blindsArea rugsArt/wall décorLamps
Outdoor/SeasonalItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Patio/porch furniturePillows, cushionsBicycles, sports equipmentHoliday decorationsGarden/yard tools, containers, suppliesPlanters, plantsLawn mower, weed trimmer, leaf blowerSprinklers, hosesLaddersTool boxToolsTiller, shovelsTrailer, boatJacuzziOutdoor games, toys
Freezer, refrigerator, contentsCooking equipmentPet suppliesDehumidifier, heaterHobby suppliesStorage, shelving units (unattached)
Garage/Storage ShedItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Patio/porch furniturePillows, cushionsBicycles, sports equipmentHoliday decorationsGarden/yard tools, containers, suppliesPlanters, plantsLawn mower, weed trimmer, leaf blowerSprinklers, hosesLaddersTool boxToolsTiller, shovelsTrailer, boatJacuzziOutdoor games, toys
Freezer, refrigerator, contentsCooking equipmentPet suppliesDehumidifier, heaterHobby suppliesStorage, shelving units (unattached)
AtticItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Patio/porch furniturePillows, cushionsBicycles, sports equipmentHoliday decorationsGarden/yard tools, containers, suppliesPlanters, plantsLawn mower, weed trimmer, leaf blowerSprinklers, hosesLaddersTool boxToolsTiller, shovelsJacuzziOutdoor games, toys
Freezer, refrigerator, contentsCooking equipmentPet suppliesDehumidifier, heaterHobby suppliesStorage, shelving units (unattached)
BasementItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Patio/porch furniturePillows, cushionsBicycles, sports equipmentHoliday decorationsGarden/yard tools, containers, suppliesPlanters, plantsLawn mower, weed trimmer, leaf blowerSprinklers, hosesLaddersTool boxToolsTiller, shovelsJacuzziOutdoor games, toys
Freezer, refrigerator, contentsCooking equipmentPet suppliesDehumidifier, heaterHobby suppliesStorage, shelving units (unattached)
Additional ItemsItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Additional ItemsItem Manufacturer Model, Serial Number Date Purchased Purchase Price
Additional ItemsItem Manufacturer Model, Serial Number Date Purchased Purchase Price