OCTOBER 2021
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
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Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Muskuraein BAF ke sang
Chahe market laye koi bhi rang
Presenting
thNFO Opens On: 20 October 2021rdNFO Closes On: 3 November 2021
This product is suitable for investors who are seeking*:
Ÿ Capital appreciation over a long period of time
Ÿ Investments in a dynamically managed portfolio of equity and equity related instruments, debt and money market instruments.
• Risk - Very High
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Product labelling assigned during the NFO is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made. BAF stands for Balanced Advantage Fund. For more details, please visit our website www.licmf.com
MARKET REVIEW
Mr. Yogesh Patil
Head - Equity
2
EQUITYMarket Review
Ÿ After trading in a very narrow range for the last two months, Indian Equity market moved sharply during the month. Continued easing of local lockdowns, strong Q1FY22 earnings, no change in interest rate by RBI and positive global cues led to building up of positive sentiment among the market participants. Q1FY22 results were better than expectation considering the impact of the 2nd Covid wave. For Nifty 50 companies, sales were up by approx. 50% YoY while PAT was up by 101%. On the back of these positive cues, Nifty and Sensex rallied upwards for the month and ended with gain of 8.7% and 9.4% respectively. Both Nifty and Sensex scaled new highs during the month.
Ÿ On the macro front, CPI inflation further eased to 5.3% in August vs 5.6% in July 2021. The inflation print has come within RBI's targeted range of 2 plus/minus 4 percent, easing concerns of an immediate rate hike action by the Central Bank. IIP growth dropped to 11.5% in July compared to 13.6% in June. Credit growth saw some revival and reported YoY growth of 6.7% for August 2021.
Ÿ On the sectoral indices front, Power (+11.6%), IT (+10.8%), Oil & Gas (+10.6%) outperformed the key indices while Metals (-2.1%), Health (+1.6%), Bankex (+5.8%) underperformed key indices during the month.
Capital flows:
FIIs remained net buyers for the month. Net equities bought by FIIs stood at ₹ 13,153Cr (USD 1790mn) in Sept 2021. Cumulatively,
FIIs bought equity worth ₹ 2,02,639Cr (USD27,574mn) in last twelve months i.e. from Oct’20 – Sept'21 and DIIs sold equity worth
₹ 30,264Cr (USD 4,169mn) for the same period. (As on Sept 2021 Source: SEBI) (Sept 2021 Avg. 1 USD = INR 73.50).
Outlook
Ÿ Global economic activity continues to remain on the recovery track and seems to have recovered from the brakes caused by the
2nd wave of the Covid outbreak. On the global interest rate side, a dovish comment from US Fed Chairman has smoothened the
concerns on the interest rate. The US Fed chairman commented that the US central bank won’t be in a hurry to raise rates, even
after they taper their asset purchases. European central too commented on maintaining the interest rates. On the other side, a few
negative news flows came from China – bankruptcy concerns on Evergrande which may have a ripple effect on the real estate and
related sectors. However, the Chinese government seems to have swiftly taken actions to reduce the impact.
Ÿ On the domestic front, economic activity is slowly inching towards normal as reflected by the various indicators such as freight
carried by rail, power demand, diesel consumption, etc. GST collection in September 2021 is the highest in the last six months and
reflects the underlying buoyancy in the economic activity. Monsoon picked up at the fag end of the season and now the deficit is
close to just 1% compared to the long-term average. Covid cases continue to decline in India, the pace of vaccination has picked
up, various states further relaxed Covid restrictions – a directionally positive.
Ÿ The Indian government announced a slew of reforms—cabinet-approved PLI schemes for auto, drone, and textiles sectors,
announced a relief package for the telecom sector. FM announced further steps towards the formation of a bad bank. These actions
should further help in improving the growth outlook in the medium term.
Ÿ On the economic front, inflation risk seems to be receding as inflation continues to ease and remain within the RBI control level.
Core inflation remained sticky at 5.7%. the 4-month average inflation is at 5.8% and is within the RBI’s targeted range of 2
plus/minus 4 percent. However, the surge in crude and gas prices may have some negative impact on inflation in the coming
months.
Ÿ While the market has been focusing on the positive news inflows on the economic front and scaling up new highs, risks could
emerge from the higher commodity prices and inflation – both Domestic as well as Global. Rising US bond yield, the surge in crude
oil prices, fear of contagion from China’s property giant Evergrande, and ongoing debt ceiling debate in the US weighed on
sentiment. These economic risks may have a negative impact on the equity markets in the short term. While the near term could be
bleak, we continue to like India’s long-term growth story. We prefer to focus on existing leaders who are likely to disrupt/ innovate in
their businesses to ensure that their leadership or competitive advantage remains strong. Value creation is imperative in investment
viz, high standards of governance, high capital efficiency, strong moats, and sustainable growth.
MARKET REVIEW
3
DEBT
Market Review
Ÿ Month started on positive note taking cues from robust GST collection, GDP print weaker than market expectations, dovish comments in Jackson Hole meeting. Also, expectation of reduced second half Government's borrowing calendar aided the sentiment. However, towards the end market disrupted looking at increased quantum of VRR and its higher cutoff, Operation twist replacing OMO, FED fast tapering stance and rising crude oil prices. 10-year Gsec benchmark traded in a broad range of 6.12%-6.23% throughout the month with volume dominated in 5-year, 10 year and 14-year paper.
Ÿ Surge in daily system liquidity seen with average surplus liquidity in September increased to Rs. 7.87 lakh crores vs Rs. 7.43 lakh crores in the month of August. Currency in Circulation (CIC) marginally reduced to Rs. 29.25 lakh crore (end September) vs Rs. 29.43 lakh crore (end August)
Ÿ For consecutive months CPI inflation moderated below RBI's upper tolerance band after remaining above 6% for two months. Headline inflation came at 5.30% in August as against 5.59% in July and much below market expectation of around 5.60% majorly on back of favourable base effect and lower food and beverages prices. Core inflation remained sticky at 5.90%.
Mr. Marzban Irani
CIO - Fixed Income
Ÿ Foreign portfolio investors invested Rs. 13,363 crore (Net) in debt market in September viz a viz Rs. 14,376 crore Net) inflow in August 2021.
Ÿ Central Govt. has also kept is borrowing program unchanged at Rs. 5.03 lakh crore vs 7.02 lakh crore in first half which also include balance GST compensation for states. Meanwhile 3rd quarter Treasury bill borrowing is pegged at Rs. 2.60 lakh crore and Rs. 2.02 lakh crore for states for same period. Robust GST collection is also providing comfort to government, average monthly gross GST collection for the second quarter of the current fiscal year is Rs 1.15 lakh crore vs Rs 1.10 lakh crore in previous quarter.
Ÿ The FED kept the policy rate unchanged, also signalled tapering of bond coming soon and expected it to end by mid of 2022. ECB also left policy rate unchanged and decided to slow it bond purchase as inflation surges. Bank of England kept its policy rate unchanged while voted 7-2 to maintain the quantitative easing programme at GBP 895 bn against a vote of 7-1 in august policy.
Outlook
Ÿ RBI has started with Normalization of liquidity with increased quantum of VRR, OMO Sale, however they have also emphasized
that ample liquidity will be maintained in the system. Inflation has dipped from the peak, robust GST collection, lower Government
borrowing is providing comfort to the market on rates. In October policy, we believe RBI will lower its inflation forecast while
maintaining status quo on policy rate and stance, although split in voting pattern can increase further. Longer term bonds will take
ques from RBI's stance on OMO/Operation twist; however, RBI's liquidity operations will determine short term rates.
30-Sept 21 01-Sept 21 Change
USD/INR
74.24
73.09 1.58%
Brent Crude Oil ($/bbl)
78.52
71.59 9.68%
Gold ($/oz)
1,756.95
1,813.90 -3.14%
T-Repo
3.31%
3.07% 0.24%
10-year G-Sec 6.22% 6.20% 0.02%
10-year AAA PSU 6.71% 6.93% -0.22%
US 10-year Gilt 1.49% 1.29% 0.19%
Source: Bloomberg
Market Indicators
RISKOMETER
Riskometer - Scheme
LIC MF Large Cap Fund
LIC MF Flexi Cap Fund
LIC MF Large & Mid Cap Fund
LIC MF Tax Plan
LIC MF Index Fund-Sensex Plan
LIC MF Index Fund-Nifty Plan
LIC MF Exchange Traded Fund - Nifty 50
LIC MF Exchange Traded Fund - Sensex
LIC MF Exchange Traded Fund - Nifty 100
Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in
large-cap stockŸ Risk - Very High
Ÿ Long Term Capital AppreciationŸ Investing across Large, Mid & Small-cap
stocksŸ Risk - Very High
Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and
mid-cap stocksŸ Risk - Very High
Ÿ Long Term Capital GrowthŸ Investing in equity and equity related
securities.Ÿ Risk - Very High
Ÿ Long Term Capital GrowthŸ Investment in equity instrument of S&P
BSE Sensex Index stocks subject to tracking error.
Ÿ Risk - Very High
Ÿ Long Term Capital Growth
Ÿ Investment in equity instrument of NIFTY
50 Index stocks subject to tracking error.
Ÿ Risk - Very High
Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY
50 Index, subject to tracking errors.Ÿ Risk - Very High
Ÿ Long Term InvestmentŸ Investment in securities covered by S&P
BSE SENSEX, subject to tracking errors.
Ÿ Risk - Very High
Ÿ Long Term InvestmentŸ Investment in equity and equity related
securities and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.
Ÿ Risk - Very High
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 30th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
The Product is suitable for investorswho are seeking*
Riskometer - Primary Benchmark
Nifty 100 TRI
Primary Benchmark Name
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Nifty 500 TRILow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Nifty LargeMidcap250 TRI Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Nifty 500 TRILow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
S&P BSE Sensex TRILow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
NIFTY 50 TRI
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
NIFTY 50 TRI
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
S&P BSE Sensex TRI
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
NIFTY 100 TRI
4
RISKOMETER
Riskometer - Scheme
LIC MF Infrastructure Fund
Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of
equity and equity related securities of companies engaged in banking and financial services.
Ÿ Risk - Very High
Ÿ Long Term Capital GrowthŸ Investment in equity and equity related
instruments of companies engaged either directly or indirectly in infrastructure sector.
Ÿ Risk - Very High
LIC MF Banking & Financial Services Fund
LIC MF Children’s Gift Fund
LIC MF Equity Hybrid Fund
LIC MF Unit Linked Insurance Scheme
Ÿ Long term capital appreciation with current income.
Ÿ A fund that invests both in stocks and fixed income instruments.
Ÿ Risk - Very High
Ÿ Long term capital appreciation and current income.
Ÿ Investment in equity and equity related securiries, fixed income securities (debt and money market securities).
Ÿ Risk - Very High
Ÿ Long term capital appreciation and current income
Ÿ A fund that invests both in stocks and fixed income instruments.
Ÿ Risk - Very High
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 30th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
The Product is suitable for investorswho are seeking*
Riskometer - Primary Benchmark
Nifty FinancialServices TRI
Primary Benchmark Name
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Nifty Infrastructure TRILow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
CRISIL Hybrid 35+65 Aggressive Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Very High risk
CRISIL Hybrid 35+65 Aggressive Index
CRISIL Hybrid 35+65 Aggressive Index
LIC MF Debt Hybrid Fund
Ÿ Medium term capital appreciation with current income
Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.
Ÿ Risk - Moderate
LIC MF G-Sec Long Term Exchange Traded Fund
Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty
8-13 yr G-Sec Index to generate comparable returns subject to tracking error.
Ÿ Risk - Moderate
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
Nifty 8-13 yr G-Sec
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderately High risk
CRISIL Hybrid 85+15Conservative Index
LIC MF Bond Fund
Ÿ Income over medium to long termŸ To generate income/capital appreciation
through investments in Debt and Money market instruments.
Ÿ Risk - Moderate
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
CRISIL CompositeBond Fund Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 30th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
5
RISKOMETER
Riskometer - Scheme
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
The Product is suitable for investorswho are seeking*
Riskometer - Primary Benchmark
Nifty All DurationG-Sec Index
Primary Benchmark Name
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
LIC MF Government Securities Fund
Ÿ Long term capital appreciation and current income
Ÿ Investment in sovereign securities issued by Central/ State Government.
Ÿ Risk - Low to Moderate
LIC MF Short Term Debt Fund
Ÿ Generation of reasonable returns over short to medium term.
Ÿ Investment in Debt securities and money market instruments.
Ÿ Risk - Moderate
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
CRISIL Short TermBond Fund Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
LIC MF Banking & PSU Debt Fund
LIC MF Savings Fund
Ÿ Regular income for medium term capital appreciation with current income
Ÿ An income fund that invests predominantly in debt and money market instruments i s s u e d b y B a n k s , P u b l i c S e c t o r Undertakings, Public Financial Institutions and Municipal Bonds.
Ÿ Risk - Low to Moderate
Ÿ Regular Income for short termŸ A fund that focuses on low duration
securities.Ÿ Risk - Low to Moderate
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
NIFTY Banking &PSU Debt Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
CRISIL LowDuration Debt Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
LIC MF Ultra Short Term Fund
Ÿ Regular income over short term.
Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.
Ÿ Risk - Low to Moderate
LIC MF Liquid Fund
Ÿ Regular income for short termŸ Investment in debt / money market
instruments with maturity of upto 91 days. Ÿ Risk - Low to Moderate
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
CRISIL LiquidFund Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low to Moderate risk
CRISIL Ultra ShortTerm Debt Index Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Moderate risk
LIC MF Arbitrage Fund
Ÿ Income over a short term investment horizon.
Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.
• Risk - Low
LIC MF Overnight Fund
Ÿ Regular income with high levels of safety and liquidity over short term
Ÿ Investment in debt and money market instruments with overnight maturity.
Ÿ Risk - Low
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low risk
NIFTY 50 Arbitrage IndexLow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low risk
NIFTY 1D Rate IndexLow
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
Investors understand that their principalwill be at Low risk
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 30th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
6
To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of
equity and equity related securities of Large Cap companies including derivatives. However there can be no
assurance that the investment objective of the scheme will be achieved.
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
SCHEME PERFORMANCE
SIP PERFORMANCE
PORTFOLIO AS ON . .2030 09 21
INVESTMENT OBJECTIVESCHEME FEATURES
SECTOR ALLOCATION (% of NAV)
Company % of NAV Company % of NAV
SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA
Market Value as on 0, 2021 ( ) September 3 ₹ 1,48,708 5,30,340 9,50,220 25,85,014 NA
Returns (CAGR) (%) 47.27 26.87 15.1918.45 14.68 NA
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
49.40
49.08
28.90 17.18
28.99 17.33
20.18
20.59
16.23
16.01
NA
NA
Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme
1 Year 55.39 58.51 58.54 15,539 15,851 15,854
3 Years 18.90 18.34 18.58 16,835 16,594 16,696
5 Years 13.82 16.49 16.81 19,109 21,455 21,757
Since Inception 5.37 NA 11.13 41,251 NA 1,74,594
CAGR (%)Value of lumpsum investment of 10,000/- invested ₹
on inception datePeriod
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional
Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.
Factsheet October, 2021
Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.
Date of allotment: September 01, 1994
Fund Size:
AUM as on 30/09/2021: ₹ 646.21 CrAverage AUM for September 2021: ₹ 640.72 Cr
Benchmark: Nifty 100 TRI
Minimum Investment (lumpsum): ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh Patil;Experience: 17+ years
NAV as on September 30, 2021:NAV Regular Plan Direct Plan
Growth ₹ 41.2507 ₹ 44.8995
IDCW ₹ 24.9129 ₹ 29.0761
Expense Ratio:Regular: 2.73% Direct: 1.32%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.20 times
Risk Measures:Standard Deviation 5.71Portfolio Beta 0.87Sharpe Ratio 0.1853
L :oad StructureEntry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
14,43,236
7
21.97%
16.64%
8.90%7.64%
5.79%5.63%
5.61%5.09%
4.09%
3.20%2.53%2.46%
2.27%1.42%1.20%
1.17%0.74%0.68%
BanksSoftwareFinance
Consumer Non DurablesInsurance
Petroleum Products
PharmaceuticalsRetailing
AutoCement & Cement Products
Consumer DurablesTelecom - Services
Construction ProjectAuto Ancillaries
Gas
Non - Ferrous Metals
Ferrous Metals
Chemicals
Equity HoldingsAuto 4.09%Maruti Suzuki India Ltd. 1.87%Tata Motors Ltd. 1.33%Mahindra & Mahindra Ltd. 0.89%Auto Ancillaries 1.42%Motherson Sumi Systems Ltd. 1.08%Bosch Ltd. 0.34%Banks 21.97%ICICI Bank Ltd. 7.41%HDFC Bank Ltd. 7.25%Kotak Mahindra Bank Ltd. 3.22%State Bank of India 2.32%Axis Bank Ltd. 1.76%Cement & Cement Products 3.20%Ultratech Cement Ltd. 1.96%Shree Cement Ltd. 1.25%Chemicals 0.68%SRF Ltd. 0.68%Construction Project 2.27%Larsen & Toubro Ltd. 2.27%Consumer Durables 2.53%Titan Company Ltd. 2.15%Voltas Ltd. 0.38%Consumer Non Durables 7.64%Hindustan Unilever Ltd. 2.39%Asian Paints Ltd. 1.55%Tata Consumer Products Ltd. 1.50%Nestle India Ltd. 1.15%United Spirits Ltd. 1.06%Ferrous Metals 0.74%Tata Steel Ltd. 0.74%Finance 8.90%Bajaj Finance Ltd. 6.06%HDFC Ltd. 2.85%
Gas 1.20%
GAIL (India) Ltd. 0.69%
Indraprastha Gas Ltd. 0.52%
Insurance 5.79%
Bajaj Finserv Ltd. 3.60%
HDFC Life Insurance Company Ltd. 0.97%
SBI Life Insurance Company Ltd. 0.61%
ICICI Lombard General Insurance Co. Ltd. 0.61%
Non - Ferrous Metals 1.17%
Hindalco Industries Ltd. 1.17%
Petroleum Products 5.63%
Reliance Industries Ltd. 5.11%
Hindustan Petroleum Corporation Ltd. 0.44%
Reliance Industries Ltd. Partly Paid Up Fv 5 0.08%
Pharmaceuticals 5.61%
Divi's Laboratories Ltd. 2.13%
Dr. Reddy's Laboratories Ltd. 1.01%
Torrent Pharmaceuticals Ltd. 0.93%
Cipla Ltd. 0.61%
Biocon Ltd. 0.49%
Gland Pharma Ltd. 0.46%
Retailing 5.09%
Avenue Supermarts Ltd. 5.09%
Software 16.64%
Infosys Ltd. 8.41%
Tata Consultancy Services Ltd. 5.53%
HCL Technologies Ltd. 1.56%
Wipro Ltd. 1.14%
Telecom - Services 2.46%
Bharti Airtel Ltd. 2.42%
Bharti Airtel Ltd Rights off 535 Inr 0.04%
Equity Holdings Total 97.06%
Cash & Other Receivables Total 2.94%
Grand Total 100.00%
To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked
instruments of large cap and midcap companies.
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹
10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR
method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The
performance of the scheme is benchmarked to the Total Return variant of the index.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 - - 7,90,000
Market Value as on 0, 2021 ( ) September 3 ₹ 1,52,364 5,52,939 9,81,113 - - 14,45,833
Returns (CAGR) (%) 53.66 29.98 19.77 - - 18.12
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
58.92 34.36 22.29
49.08 28.99 20.59
-
-
-
-
19.72
18.06
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**
Nifty 50 TRI**
1 Year 56.70 67.62 58.54 15,670 16,762 15,854
3 Years 20.05 21.18 18.58 17,329 17,822 16,696
5 Years 15.66 17.56 16.81 20,707 22,460 21,757
Since Inception 14.27 14.91 12.58 24,124 25.023 21,856
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 7. Date of allotment is 25th Feb’2015. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not
guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please
refer page no 36 * Benchmark. ** Additional Benchmark. NA : Not Available.
Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks
Date of Allotment: February 25, 2015
Fund Size:
AUM as on 30/09/2021: ₹ 1,502.75 Cr:₹1,470.15 CrAverage AUM for September 2021
Benchmark: Nifty LargeMidcap 250 TRI
Minimum Investment (lumpsum): ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: 17+ years
NAV September 30, 2021:as onNAV Regular Plan Direct Plan
Growth ₹ 24.1238 ₹ 26.3567
IDCW ₹ 21.0788 ₹ 22.4443
Expense Ratio:Regular: 2.43% Direct: 0.87%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.39 times
Risk Measures:Standard Deviation 6.14Portfolio Beta 0.87Sharpe Ratio 0.1785
L :oad Structure
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
Factsheet October, 2021
15.56%
11.33%9.80%
5.82%5.77%5.43%5.35%
4.89%4.14%
3.71%3.38%2.99%
2.44%2.02%1.94%1.88%1.84%1.79%1.55%
1.16%0.98%0.89%0.87%0.83%0.74%
BanksSoftware
ChemicalsPharmaceuticals
RetailingIndustrial Products
Consumer Non DurablesFinance
Consumer DurablesPetroleum Products
TransportationGas
ConstructionLeisure Services
Industrial Capital GoodsTelecom - Services
FertilisersHealthcare Services
Capital MarketsTextile ProductsAuto Ancillaries
PesticidesInsurance
AutoOther Services
Equity HoldingsAuto 0.83%Tata Motors Ltd. 0.83%Auto Ancillaries 0.98%WABCO India Ltd. 0.98%Banks 15.56%ICICI Bank Ltd. 5.84%HDFC Bank Ltd. 4.49%Kotak Mahindra Bank Ltd. 1.58%State Bank of India 1.17%City Union Bank Ltd. 0.96%Axis Bank Ltd. 0.91%The Federal Bank Ltd. 0.62%Capital Markets 1.55%ICICI Securities Ltd. 1.55%Chemicals 9.80%Tata Chemicals Ltd. 2.59%Atul Ltd. 2.07%SRF Ltd. 1.68%Linde India Ltd. 1.39%Vinati Organics Ltd. 1.28%Navin Fluorine International Ltd. 0.80%Construction 2.44%Brigade Enterprises Ltd. 1.38%Puravankara Ltd. 1.06%Consumer Durables 4.14%Voltas Ltd. 1.85%Crompton Greaves Cons Electrical Ltd. 0.86%Bata India Ltd. 0.66%TTK Prestige Ltd. 0.45%Johnson Controls-Hitachi AC India Ltd. 0.32%Consumer Non Durables 5.35%Tata Consumer Products Ltd. 2.01%Hindustan Unilever Ltd. 1.32%3M India Ltd. 1.25%Nestle India Ltd. 0.77%Fertilisers 1.84%Coromandel International Ltd. 1.84%Finance 4.89%Bajaj Finance Ltd. 2.54%Shriram City Union Finance Ltd. 1.38%Cholamandalam Financial Holdings Ltd. 0.97%Gas 2.99%Gujarat State Petronet Ltd. 1.53%GAIL (India) Ltd. 1.46%Healthcare Services 1.79%Dr. Lal Path Labs Ltd. 0.99%Syngene International Ltd. 0.80%
Industrial Capital Goods 1.94%Lakshmi Machine Works Ltd. 1.08%Honeywell Automation India Ltd. 0.86%Industrial Products 5.43%Cummins India Ltd. 1.88%Carborundum Universal Ltd. 1.39%Schaeffler India Ltd. 1.01%Supreme Industries Ltd. 0.97%RHI Magnesita India Ltd. 0.17%Insurance 0.87%HDFC Life Insurance Company Ltd. 0.87%Leisure Services 2.02%The Indian Hotels Company Ltd. 1.10%Devyani International Ltd. 0.92%Other Services 0.74%Quess Corp Ltd. 0.74%Pesticides 0.89%Astec LifeSciences Ltd. 0.89%Petroleum Products 3.71%Reliance Industries Ltd. 2.16%Hindustan Petroleum Corporation Ltd. 1.56%Pharmaceuticals 5.82%Biocon Ltd. 1.86%IPCA Laboratories Ltd. 1.73%Ajanta Pharma Ltd. 0.87%Dr. Reddy's Laboratories Ltd. 0.82%Sanofi India Ltd. 0.54%Retailing 5.77%Avenue Supermarts Ltd. 2.63%Info Edge (India) Ltd. 1.15%Trent Ltd. 1.05%Aditya Birla Fashion and Retail Ltd. 0.94%Software 11.33%Infosys Ltd. 5.79%Tata Consultancy Services Ltd. 3.08%HCL Technologies Ltd. 1.56%Birlasoft Ltd. 0.90%Telecom - Services 1.88%Bharti Airtel Ltd. 1.85%Bharti Airtel Ltd Rights off 535 Inr 0.03%Textile Products 1.16%Page Industries Ltd. 1.16%Transportation 3.38%Indian Railway Catering &Tou. Corp. Ltd. 2.56%Transport Corporation of India Ltd. 0.82%Equity Holdings Total 97.11%Cash & Other Receivables Total 2.89%Grand Total 100.00%
8
Invest in
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com
1800-258-5678
Call Toll FreeTo know more, please consult your Financial Advisor
OR
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
This product is suitable for investors who are seeking*:
• Long-Term Capital appreciation.
• A fund that primarily invests in Large and Mid-cap stocks.
• Risk - Very High
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 31th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a
portfolio that in invested substantially in equity and equity related securities of companies engaged in
banking and financial services sector. However there can be no assurance that the investment objective of
the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
Company % of NAV
SECTOR ALLOCATION (% of NAV)Scheme
Nifty Financial Services TRI*
Nifty Financial Services TRI*
Nifty 50 TRI** Nifty 50 TRI**Scheme
1 Year 58.21 73.17 58.54 15,821 17,317
25,914
15,854
22,931
3 Years 14,687 17,543 16,696
5 Years 6.45
13.63
18.81
20.54
16.81
18.58
13,668 23,682 21,757
Since Inception 5.24 15.73 13.58 13,952
PeriodCAGR (%)
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Date of allotment is 27th March'2015.
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of
the index. 36. For detailed disclaimer, please refer page no 36
Scheme Type: An open ended equity scheme investing in banking & financial companies
Date of Allotment: March 27, 2015
F :und Size
AUM as on 30/09/2021: ₹ 61.79 Cr
: 61.73 CrAverage AUM for September 2021 ₹
Benchmark: Nifty Financial Services TRI
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Jaiprakash Toshniwal
12+Experience: years
NAV as on September 30, 2021:NAV Regular Plan Direct PlanGrowth ₹ 13.9522 ₹ 14.9533IDCW ₹ 13.9499 ₹ 14.8872
Expense Ratio:Regular: 2.80% Direct: 1.49%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.13 times
Risk Measures:Standard Deviation 8.53Portfolio Beta 0.94Sharpe Ratio 0.0791
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.
CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for
illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of
the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.
SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000
1,39,946 4,69,897
32.28 18.10
43.85 25.71
49.08 28.99
6,00,000 -- 7,80,000
Market Value as on 30, 2021 ( ) September ₹ 7,71,345 -- 10,51,011
Returns (CAGR) (%) 9.99 -- 9.05
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
20.22
20.59
--
--
19.31
18.24
SIP PERFORMANCE
10
L :oad Structure
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
77.64%
11.32%
Banks
Finance
6.37%Insurance
2.00%Capital Markets
Factsheet October, 2021
Equity Holdings
Banks 77.64%
HDFC Bank Ltd. 23.48%
ICICI Bank Ltd. 16.48%
State Bank of India 8.47%
Axis Bank Ltd. 8.39%
Kotak Mahindra Bank Ltd. 7.21%
The Federal Bank Ltd. 5.27%
City Union Bank Ltd. 4.13%
Bank of Baroda 2.01%
DCB Bank Ltd. 1.78%
RBL Bank Ltd. 0.43%
Capital Markets 2.00%
Central Depository Services (I) Ltd. 2.00%
Finance 11.32%
HDFC Ltd. 7.74%
Bajaj Finance Ltd. 2.77%
Sundaram Finance Ltd. 0.81%
Insurance 6.37%
HDFC Life Insurance Company Ltd. 2.39%
SBI Life Insurance Company Ltd. 2.18%
ICICI Prudential Life Insurance Co Ltd. 1.08%
ICICI Lombard General Insurance Co. Ltd. 0.73%
Equity Holdings Total 97.33%
Cash & Other Receivables Total 2.67%
Grand Total 100.00%
The main investment objective of the scheme is to provide capital growth by investing across Large, Mid &
Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to
optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be
realized.
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty 500 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA
Market Value as on 0, 2021 ( ) September 3 ₹ 1,42,721 4,95,072 8,66,357 21,90,91612,79,541 NA
Returns (CAGR) (%) 36.98 21.84 14.68 11.5811.82 NA
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
53.93
49.08
31.29
28.99
20.85
20.59
16.7617.68
16.0117.33
NA
NA
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme Scheme
1 Year 44.96 62.87 58.54 14,496 16,287 15,854
3 Years 14.65 19.44 18.58 15,085 17,063 16,696
5 Years 11.08 16.61 16.81 16,919 21,569 21,757
Since Inception 6.90 NA 13.38 66,956 NA 3,57,830
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested ₹on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 7. Past performance may or may not be sustained in
the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was
launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.
The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.
Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**
Scheme Type: An open ended dynamic equity scheme investing across large cap, mid cap andsmall cap stocks.
Date of Allotment: April 15, 1993
Fund Size:
AUM as on 30/09/2021: ₹ 427.70 Cr: ₹ 428.94 CrAverage AUM for September 2021
Benchmark: Nifty 500 TRI
Minimum Investment (lumpsum): ₹ 5,000/-
Fund Manager:Name: Mr. Yogesh PatilExperience: years17+
NAV September 30, 2021:as on NAV Regular Plan Direct Plan
Growth ₹ 66.9560 ₹ 71.3318
IDCW ₹ 21.9133 ₹ 25.6127
Expense Ratio:Regular: 2.65% Direct: 1.67%(for detailed bifurcation on TER, please see page no 36)
Annual Portfolio Turnover Ratio: 0.35 times
Risk Measures:Standard Deviation 5.31Portfolio Beta 0.81Sharpe Ratio 0.1517
11
L S :oad tructure
Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
Factsheet October, 2021
23.38%
17.71%
11.39%
6.66%
4.92%
4.28%
4.15%
3.38%
2.96%
2.91%
2.80%
2.05%
1.85%
1.78%1.38%
1.28%
1.26%
0.98%0.95%
0.70%
0.65%
Banks
Software
Consumer Non Durables
Pharmaceuticals
Gas
Consumer Durables
Finance
Transportation
Insurance
Telecom - Services
Fertilisers
Construction
Auto
Chemicals
Leisure Services
Capital Markets
Textile Products
Industrial Capital GoodsNon - Ferrous Metals
Ferrous Metals
Other Services
Equity HoldingsAuto 1.85%Tata Motors Ltd. 0.95%Maruti Suzuki India Ltd. 0.90%Banks 23.38%ICICI Bank Ltd. 7.96%HDFC Bank Ltd. 7.26%Kotak Mahindra Bank Ltd. 3.21%State Bank of India 1.94%Axis Bank Ltd. 1.18%The Federal Bank Ltd. 0.94%City Union Bank Ltd. 0.88%Capital Markets 1.28%Multi Commodity Exchange of India Ltd. 1.28%Chemicals 1.78%Linde India Ltd. 0.90%SRF Ltd. 0.88%Construction 2.05%Ashoka Buildcon Ltd. 1.26%Puravankara Ltd. 0.79%Consumer Durables 4.28%Titan Company Ltd. 1.49%TTK Prestige Ltd. 1.31%Orient Electric Ltd. 0.59%Relaxo Footwears Ltd. 0.46%Johnson Controls-Hitachi AC India Ltd. 0.43%Consumer Non Durables 11.39%Hindustan Unilever Ltd. 3.53%Nestle India Ltd. 2.00%Kansai Nerolac Paints Ltd. 1.97%Asian Paints Ltd. 1.82%Dabur India Ltd. 1.25%3M India Ltd. 0.81%Ferrous Metals 0.70%Tata Steel Ltd. 0.70%Fertilisers 2.80%Coromandel International Ltd. 2.80%Finance 4.15%HDFC Ltd. 2.26%Shriram City Union Finance Ltd. 1.06%Can Fin Homes Ltd. 0.83%
Gas 4.92%Gujarat Gas Ltd. 2.36%GAIL (India) Ltd. 1.00%Gujarat State Petronet Ltd. 0.89%Indraprastha Gas Ltd. 0.67%Industrial Capital Goods 0.98%Honeywell Automation India Ltd. 0.98%Insurance 2.96%SBI Life Insurance Company Ltd. 1.33%HDFC Life Insurance Company Ltd. 0.92%ICICI Lombard General Insurance Co. Ltd. 0.70%Leisure Services 1.38%Devyani International Ltd. 0.90%The Indian Hotels Company Ltd. 0.48%Non - Ferrous Metals 0.95%Hindalco Industries Ltd. 0.95%Other Services 0.65%Quess Corp Ltd. 0.65%Pharmaceuticals 6.66%Biocon Ltd. 2.77%Alkem Laboratories Ltd. 1.02%Pfizer Ltd. 0.90%Dr. Reddy's Laboratories Ltd. 0.77%Sanofi India Ltd. 0.72%Gland Pharma Ltd. 0.47%Software 17.71%Infosys Ltd. 8.58%Tata Consultancy Services Ltd. 5.93%HCL Technologies Ltd. 1.96%Tech Mahindra Ltd. 1.25%Telecom - Services 2.91%Bharti Airtel Ltd. 2.87%Bharti Airtel Ltd Rights off 535 Inr 0.05%Textile Products 1.26%Himatsingka Seide Ltd. 1.26%Transportation 3.38%Container Corporation of India Ltd. 1.70%Transport Corporation of India Ltd. 1.69%Equity Holdings Total 97.43%Cash & Other Receivables Total 2.57%Grand Total 100.00%
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty 500 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested
systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment
internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative
purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for
since inception, hence performance for such period is not available.
To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in
the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to
seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment
objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on September, 2021 ( ) ₹ 1,49,980 5,25,877 9,37,053 14,41,804 26,73,244
Returns (CAGR) (%) 49.49 26.25 17.88 15.16 15.30
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
53.93
49.08
31.29
28.99
20.85 17.68
20.59 17.33
16.76
16.01
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme
1 Year 54.37 62.87 58.54 15,437
16,232
16,287 15,854
3 Years 17.47 19.44 18.58 17,063 16,696
5 Years 14.16 16.61 16.81 19,399 21,569 21,757
Since Inception 9.87 15.61 13.96 1,00,615 3,50,417 2,46,361
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil is managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
*Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.
Scheme Type: An open ended equity linked
saving scheme with a statutory lock in of 3 years
and tax benefit.
Date of Allotment: March 31,1997
F :und Size
AUM as on 30/09/2021: ₹ 410.87 Cr: ₹ 410.14 CrAverage AUM for September 2021
Load Structure:Entry Load: Nil
Exit Load: Nil (Subject to lock-in period of 3
years)
Benchmark: Nifty 500 TRI
Minimum Investment (lumpsum): ₹ 500/-
F M :und anager
Name: Mr. Yogesh Patil
Experience: years17+
NAV as on September 30, 2021:NAV Regular Plan Direct Plan
Growth ₹ 100.6146 ₹ 109.9622
IDCW ₹ 23.1259 ₹ 26.4830
Expense Ratio:Regular: 2.57% Direct: 1.30%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.22 times
Risk Measures:Standard Deviation 6.10Portfolio Beta 0.90Sharpe Ratio 0.1579
12
Top 10 holdings
Factsheet October, 2021
21.75%
16.56%
8.59%
8.12%
6.67%6.09%
5.90%4.74%
2.99%
2.89%
2.71%
2.19%
1.79%
1.79%
1.74%
1.52%
1.09%
0.98%
BanksSoftware
RetailingPharmaceuticals
Consumer Non Durables
Chemicals
Consumer DurablesFinance
Petroleum ProductsInsurance
Telecom - ServicesAuto
Construction
Gas
Leisure Services
Textile Products
Fertilisers
Capital Markets
Equity HoldingsAuto 2.19%Maruti Suzuki India Ltd. 1.14%Mahindra & Mahindra Ltd. 1.05%Banks 21.75%ICICI Bank Ltd. 8.70%HDFC Bank Ltd. 7.33%Kotak Mahindra Bank Ltd. 2.92%Axis Bank Ltd. 1.36%City Union Bank Ltd. 0.82%State Bank of India 0.63%Capital Markets 0.98%ICICI Securities Ltd. 0.98%Chemicals 6.09%Atul Ltd. 1.95%Tata Chemicals Ltd. 1.77%Vinati Organics Ltd. 1.49%SRF Ltd. 0.88%Construction 1.79%Brigade Enterprises Ltd. 1.79%Consumer Durables 5.90%Titan Company Ltd. 1.85%Voltas Ltd. 1.65%Bata India Ltd. 1.00%Crompton Greaves Cons Electrical Ltd. 0.81%Orient Electric Ltd. 0.58%Consumer Non Durables 6.67%Tata Consumer Products Ltd. 2.17%Hindustan Unilever Ltd. 2.05%Asian Paints Ltd. 1.18%Nestle India Ltd. 0.76%Kansai Nerolac Paints Ltd. 0.50%Fertilisers 1.09%Coromandel International Ltd. 1.09%Finance 4.74%Bajaj Finance Ltd. 3.69%HDFC Ltd. 1.05%
Gas 1.79%GAIL (India) Ltd. 0.95%Gujarat State Petronet Ltd. 0.84%Insurance 2.89%SBI Life Insurance Company Ltd. 1.18%ICICI Lombard General Insurance Co. Ltd. 0.92%ICICI Prudential Life Insurance Co Ltd. 0.79%Leisure Services 1.74%The Indian Hotels Company Ltd. 1.74%Petroleum Products 2.99%Reliance Industries Ltd. 2.99%Pharmaceuticals 8.12%IPCA Laboratories Ltd. 1.76%Divi's Laboratories Ltd. 1.60%Hikal Ltd. 1.49%Biocon Ltd. 1.38%Cipla Ltd. 0.88%Torrent Pharmaceuticals Ltd. 0.60%Gland Pharma Ltd. 0.41%Retailing 8.59%Avenue Supermarts Ltd. 4.60%Aditya Birla Fashion and Retail Ltd. 1.58%Info Edge (India) Ltd. 1.23%Trent Ltd. 1.18%Software 16.56%Infosys Ltd. 8.55%Tata Consultancy Services Ltd. 5.56%HCL Technologies Ltd. 2.45%Telecom - Services 2.71%Bharti Airtel Ltd. 2.67%Bharti Airtel Ltd Rights off 535 Inr 0.04%
Textile Products 1.52%Page Industries Ltd. 0.82%Himatsingka Seide Ltd. 0.69%Equity Holdings Total 98.11%Cash & Other Receivables Total 1.89%Grand Total 100.00%
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the
scheme is benchmarked to the Total Return variant of the index.
The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity
related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,
there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000
1,56,951
61.79
61.01
49.08
3,60,000 6,00,000 8,40,000 16,20,00012,00,000
Market Value as on September 30, 2021 ( ) ₹ 5,46,016 9,27,865 13,72,356 34,38,93323,42,652
Returns (CAGR) (%) 29.03 17.48 13.78 10.5012.84
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
31.73
28.99
19.32 14.83
20.59 17.33
8.8512.19
14.5216.01
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
SchemeNifty Infrastructure
TRI*Nifty Infrastructure
TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme
1 Year 73.49 65.65 58.54 17,349 16,565 15,854
3 Years 18.52 21.21 18.58 16,671 17,836 16,696
5 Years 12.60 14.35 16.81 18,104 19,556 21,757
Since Inception 5.80 2.97 11.75 21,434 14,854 44,972
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Yogesh Patil managing the above scheme from 18th September 2020 and total no. of schemes managed by him is 7. Past performance may or may not be sustained
in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **
Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36
Scheme Type: An open ended equity scheme
investing in infrastructure companies.
Date of Allotment: March 24, 2008
F :und Size
AUM as on 30/09/2021: ₹ 78.66 Cr
: 78.71 CrAverage AUM for September 2021 ₹
Benchmark: Nifty Infrastructure TRI
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anager
Name: Mr. Yogesh Patil
Experience: years17+
NAV as on September 30, 2021:NAV Regular Plan Direct Plan
Growth ₹ 21.4345 ₹ 23.4026
IDCW ₹ 21.4359 ₹ 23.0753
Expense Ratio:Regular: 2.56% Direct: 1.31%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.53 times
Risk Measures:Standard Deviation 7.19Portfolio Beta 1.00Sharpe Ratio 0.1564
13
L :oad StructureEntry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
Factsheet October, 2021
15.37%
14.65%
12.23%
12.07%
10.04%
8.53%
7.68%
4.47%
4.09%
4.07%
2.86%
1.03%
0.45%
Industrial Products
Cement & Cement Products
Construction
Gas
Transportation
Petroleum Products
Telecom - Services
Non - Ferrous Metals
Chemicals
Industrial Capital Goods
Construction Project
Consumer Non Durables
Ferrous Metals
Equity Holdings
Cement & Cement Products 14.65%
Ultratech Cement Ltd. 6.60%
JK Lakshmi Cement Ltd. 2.59%
ACC Ltd. 2.29%
The Ramco Cements Ltd. 1.89%
Orient Cement Ltd. 1.28%
Chemicals 4.09%
Linde India Ltd. 4.09%
Construction 12.23%
Brigade Enterprises Ltd. 5.05%
KNR Constructions Ltd. 3.23%
Ashoka Buildcon Ltd. 2.82%
Puravankara Ltd. 1.12%
Construction Project 2.86%
Larsen & Toubro Ltd. 2.86%
Consumer Non Durables 1.03%
3M India Ltd. 1.03%
Ferrous Metals 0.45%
Tata Steel Long Products Ltd. 0.45%
Gas 12.07%
Gujarat State Petronet Ltd. 4.85%
GAIL (India) Ltd. 4.49%
Indraprastha Gas Ltd. 1.82%
Mahanagar Gas Ltd. 0.91%
Industrial Capital Goods 4.07%
Honeywell Automation India Ltd. 2.12%
Lakshmi Machine Works Ltd. 1.95%
Industrial Products 15.37%
Cummins India Ltd. 3.11%
SKF India Ltd. 2.93%
Timken India Ltd. 2.77%
KSB Ltd. 1.98%
Carborundum Universal Ltd. 1.90%
Bharat Forge Ltd. 0.95%
Elgi Equipments Ltd. 0.92%
RHI Magnesita India Ltd. 0.79%
Non - Ferrous Metals 4.47%
Hindalco Industries Ltd. 4.47%
Petroleum Products 8.53%
Reliance Industries Ltd. 5.36%
Indian Oil Corporation Ltd. 2.80%
Reliance Industries Ltd. Partly Paid Up Fv 5 0.37%
Telecom - Services 7.68%
Bharti Airtel Ltd. 7.10%
RailTel Corporation of India Ltd. 0.47%
Bharti Airtel Ltd Rights off 535 Inr 0.11%
Transportation 10.04%
Transport Corporation of India Ltd. 4.84%
Container Corporation of India Ltd. 3.07%
Blue Dart Express Ltd. 2.12%
Equity Holdings Total 97.54%
Cash & Other Receivables Total 2.46%
Grand Total 100.00%
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the
scheme is benchmarked to the Total Return variant of the index.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking
errors. However, there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 22,50,000
15.48
Market Value as on 0, 2021 ( ) September 3 ₹ 1,47,748 5,33,350 9,80,130 15,01,167 25,92,307 84,43,082
Returns (CAGR) (%) 45.61 27.29 19.73 16.30 14.73 12.65
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
47.50
49.08
28.65
28.99
21.07 17.73
20.59 17.33
16.30
15.0816.01
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme
1 Year 54.84 56.96 58.54 15,484 15,696 15,854
3 Years 17.78 19.03 18.58 16,360 16,888 16,696
5 Years
Since Inception
16.09 17.60 16.81 21,093 22,498 21,757
14.16 18.42 17.78 1,21,058 2,41,490 2,17,866
PeriodCAGR (%)
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.
Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index
Date of Allotment: December 05, 2002
F :und Size
AUM as on 30/09/2021: ₹ 42.67 Cr
: 41.49 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days
Benchmark: S&P BSE Sensex TRI
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+
NAV as on September 30, 2021:NAV Regular Plan Direct Plan
Growth ₹ 109.8190 ₹ 114.7548
IDCW ₹ 37.6412 ₹ 38.4766
Expense Ratio:Regular: 1.08% Direct: 0.37%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.27 times
Risk Measures:Tracking Error 0.40%
14
Top 10 holdings
Factsheet October, 2021
28.94%
18.85%
12.48%
10.73%
10.15%
3.42%
3.15%
2.59%
2.25%
2.02%
1.63%
1.54%
1.38%
1.30%
Banks
Software
Petroleum Products
Finance
Consumer Non Durables
Auto
Construction Project
Telecom - Services
Pharmaceuticals
Power
Insurance
Ferrous Metals
Consumer Durables
Cement & Cement Products
Equity Holdings
Auto 3.42%
Maruti Suzuki India Ltd. 1.49%
Mahindra & Mahindra Ltd. 1.17%
Bajaj Auto Ltd. 0.76%
Banks 28.94%
HDFC Bank Ltd. 10.63%
ICICI Bank Ltd. 7.44%
Kotak Mahindra Bank Ltd. 4.02%
Axis Bank Ltd. 3.17%
State Bank of India 2.66%
IndusInd Bank Ltd. 1.02%
Cement & Cement Products 1.30%
Ultratech Cement Ltd. 1.30%
Construction Project 3.15%
Larsen & Toubro Ltd. 3.15%
Consumer Durables 1.38%
Titan Company Ltd. 1.38%
Consumer Non Durables 10.15%
Hindustan Unilever Ltd. 3.70%
ITC Ltd. 3.16%
Asian Paints Ltd. 2.23%
Nestle India Ltd. 1.05%
Ferrous Metals 1.54%
Tata Steel Ltd. 1.54%
Finance 10.73%
HDFC Ltd. 7.62%
Bajaj Finance Ltd. 3.11%
Insurance 1.63%
Bajaj Finserv Ltd. 1.63%
Petroleum Products 12.48%
Reliance Industries Ltd. 12.48%
Pharmaceuticals 2.25%
Sun Pharmaceutical Industries Ltd. 1.35%
Dr. Reddy's Laboratories Ltd. 0.90%
Power 2.02%
NTPC Ltd. 1.03%
Power Grid Corporation of India Ltd. 0.99%
Software 18.85%
Infosys Ltd. 9.42%
Tata Consultancy Services Ltd. 6.00%
HCL Technologies Ltd. 2.12%
Tech Mahindra Ltd. 1.31%
Telecom - Services 2.59%
Bharti Airtel Ltd. 2.54%
Bharti Airtel Ltd Rights off 535 Inr 0.04%
Equity Holdings Total 100.45%
Cash & Other Receivables Total -0.45%
Grand Total 100.00%
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-
invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method
(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is
for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or
forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the
scheme is benchmarked to the Total Return variant of the index.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,
there is no assurance that the investment objective of the Schemes will be realized.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 22,50,000
15.48
Market Value as on 0, 2021 ( ) September 3 ₹ 1,48,480 5,34,323 9,65,314 14,76,589 25,58,126 80,39,298
Returns (CAGR) (%) 46.88 27.42 19.10 15.83 14.48 12.22
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
49.08
47.50
28.99
28.65
20.59 17.33
21.07 17.73
16.01 15.08
16.30
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme
1 Year 56.11 58.54 56.96 15,611 15,854 15,696
3 Years 17.15 18.58 19.03 16,099 16,696 16,888
5 Years 15.19 16.81 17.60 20,285 21,757 22,498
Since Inception 13.40 17.78 18.42 1,06,792 2,17,866 2,41,490
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
*Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.
Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index
Date of Allotment: December 05, 2002
F :und Size
AUM as on 30/09/2021: ₹ 50.43 Cr
: 52.27 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days
Benchmark: Nifty 50 TRI
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+
NAV as on September 30, 2021:NAV Regular Plan Direct Plan
Growth ₹ 96.9200 ₹ 101.3387
IDCW ₹ 35.7533 ₹ 37.3467
Expense Ratio:Regular: 1.01% Direct: 0.21%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.31 times
Risk Measures:Tracking Error 0.32%
15
Top 10 holdings
Factsheet October, 2021
25.07%
17.43%
11.61%
9.92%
9.18%
4.70%
3.38%
2.89%
2.70%
2.45%
2.16%
2.16%
1.73%
1.18%
0.93%
0.71%
0.69%
0.51%
0.50%
Banks
Software
Petroleum Products
Consumer Non Durables
Finance
Auto
Pharmaceuticals
Insurance
Construction Project
Cement & Cement Products
Ferrous Metals
Telecom - Services
Power
Consumer Durables
Non - Ferrous Metals
Transportation
Oil
Pesticides
Minerals/Mining
Equity HoldingsAuto 4.70%Maruti Suzuki India Ltd. 1.27%Mahindra & Mahindra Ltd. 1.01%Tata Motors Ltd. 0.78%Bajaj Auto Ltd. 0.65%Eicher Motors Ltd. 0.51%Hero MotoCorp Ltd. 0.48%Banks 25.07%HDFC Bank Ltd. 9.12%ICICI Bank Ltd. 6.36%Kotak Mahindra Bank Ltd. 3.86%Axis Bank Ltd. 2.58%State Bank of India 2.27%IndusInd Bank Ltd. 0.88%Yes Bank Ltd. 0.00%Cement & Cement Products 2.45%Ultratech Cement Ltd. 1.12%Grasim Industries Ltd. 0.83%Shree Cement Ltd. 0.50%Construction Project 2.70%Larsen & Toubro Ltd. 2.70%Consumer Durables 1.18%Titan Company Ltd. 1.18%Consumer Non Durables 9.92%Hindustan Unilever Ltd. 3.16%ITC Ltd. 2.70%Asian Paints Ltd. 1.91%Nestle India Ltd. 0.90%Tata Consumer Products Ltd. 0.64%Britannia Industries Ltd. 0.61%Ferrous Metals 2.16%Tata Steel Ltd. 1.32%JSW Steel Ltd. 0.84%Finance 9.18%HDFC Ltd. 6.51%Bajaj Finance Ltd. 2.67%
Insurance 2.89%Bajaj Finserv Ltd. 1.41%HDFC Life Insurance Company Ltd. 0.78%SBI Life Insurance Company Ltd. 0.70%
Minerals/Mining 0.50%Coal India Ltd. 0.50%Non - Ferrous Metals 0.93%Hindalco Industries Ltd. 0.93%Oil 0.69%Oil & Natural Gas Corporation Ltd. 0.69%Pesticides 0.51%UPL Ltd. 0.51%Petroleum Products 11.61%Reliance Industries Ltd. 10.68%Bharat Petroleum Corporation Ltd. 0.52%Indian Oil Corporation Ltd. 0.41%Pharmaceuticals 3.38%Sun Pharmaceutical Industries Ltd. 1.15%Divi's Laboratories Ltd. 0.80%Dr. Reddy's Laboratories Ltd. 0.77%Cipla Ltd. 0.65%Power 1.73%NTPC Ltd. 0.88%Power Grid Corporation of India Ltd. 0.85%Software 17.43%Infosys Ltd. 8.14%Tata Consultancy Services Ltd. 5.13%HCL Technologies Ltd. 1.82%Wipro Ltd. 1.23%Tech Mahindra Ltd. 1.12%Telecom - Services 2.16%Bharti Airtel Ltd. 2.13%Bharti Airtel Ltd Rights off 535 Inr 0.04%
Transportation 0.71%Adani Ports & Special Economic Zone Ltd. 0.71%Equity Holdings Total 99.91%Cash & Other Receivables Total 0.09%Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that
the objective of the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme
1 Year 58.16
18.41
58.54
18.58
56.96
19.03
15,816
16,625
15,854
16,696
15,696
16,8883 Years
16.65 16.81 17.60 21,603 21,757 22,4985 Years
Since Inception 15.98 16.21 16.55 23,862 24,134 24,558
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index
Date of Allotment: November 20, 2015
F :und Size
AUM as on 30/09/2021: ₹ 646.53 Cr
: 623.83 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: Nifty 50 TRI
Minimum Investment (lumpsum): For Subscription / Redemption of units
directly with Mutual Fund : 50,000 units.
For Purchase through Stock Exchange: 1 unit
F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+
NAV as on September 30, 2021:NAV Regular Plan
Growth ₹ 187.4767
E :xpense Ratio Regular: 0.10%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.20 times
Risk Measures:Tracking Error 0.16%
16
Top 10 holdings
Factsheet October, 2021
25.07%
17.42%
11.61%
9.92%
9.17%
4.70%
3.39%
2.88%
2.69%
2.47%
2.16%2.16%
1.73%
1.18%
0.93%
0.71%
0.69%
0.51%
0.50%
Banks
Software
Petroleum Products
Consumer Non Durables
Finance
Auto
Pharmaceuticals
Insurance
Construction Project
Cement & Cement Products
Ferrous MetalsTelecom - Services
Power
Consumer Durables
Non - Ferrous Metals
Transportation
Oil
Pesticides
Minerals/Mining
Equity Holdings
Auto 4.70%
Maruti Suzuki India Ltd. 1.27%
Mahindra & Mahindra Ltd. 1.01%
Tata Motors Ltd. 0.78%
Bajaj Auto Ltd. 0.65%
Eicher Motors Ltd. 0.51%
Hero MotoCorp Ltd. 0.48%
Banks 25.07%
HDFC Bank Ltd. 9.12%
ICICI Bank Ltd. 6.36%
Kotak Mahindra Bank Ltd. 3.85%
Axis Bank Ltd. 2.58%
State Bank of India 2.28%
IndusInd Bank Ltd. 0.88%
Yes Bank Ltd. 0.00%
Cement & Cement Products 2.47%
Ultratech Cement Ltd. 1.12%
Grasim Industries Ltd. 0.84%
Shree Cement Ltd. 0.52%
Construction Project 2.69%
Larsen & Toubro Ltd. 2.69%
Consumer Durables 1.18%
Titan Company Ltd. 1.18%
Consumer Non Durables 9.92%
Hindustan Unilever Ltd. 3.16%
ITC Ltd. 2.70%
Asian Paints Ltd. 1.91%
Nestle India Ltd. 0.90%
Tata Consumer Products Ltd. 0.64%
Britannia Industries Ltd. 0.61%
Ferrous Metals 2.16%
Tata Steel Ltd. 1.32%
JSW Steel Ltd. 0.85%
Finance 9.17%
HDFC Ltd. 6.50%
Bajaj Finance Ltd. 2.67%
Insurance 2.88%
Bajaj Finserv Ltd. 1.40%
HDFC Life Insurance Company Ltd. 0.78%
SBI Life Insurance Company Ltd. 0.70%
Minerals/Mining 0.50%
Coal India Ltd. 0.50%
Non - Ferrous Metals 0.93%
Hindalco Industries Ltd. 0.93%
Oil 0.69%
Oil & Natural Gas Corporation Ltd. 0.69%
Pesticides 0.51%
UPL Ltd. 0.51%
Petroleum Products 11.61%
Reliance Industries Ltd. 10.67%
Bharat Petroleum Corporation Ltd. 0.53%
Indian Oil Corporation Ltd. 0.41%
Pharmaceuticals 3.39%
Sun Pharmaceutical Industries Ltd. 1.16%
Divi's Laboratories Ltd. 0.80%
Dr. Reddy's Laboratories Ltd. 0.78%
Cipla Ltd. 0.65%
Power 1.73%
NTPC Ltd. 0.88%
Power Grid Corporation of India Ltd. 0.85%
Software 17.42%
Infosys Ltd. 8.13%
Tata Consultancy Services Ltd. 5.12%
HCL Technologies Ltd. 1.82%
Wipro Ltd. 1.23%
Tech Mahindra Ltd. 1.12%
Telecom - Services 2.16%
Bharti Airtel Ltd. 2.13%
Bharti Airtel Ltd Rights off 535 Inr 0.03%
Transportation 0.71%
Adani Ports & Special Economic Zone Ltd. 0.71%
Equity Holdings Total 99.90%
Cash & Other Receivables Total 0.10%
Grand Total 100.00%
The investment objective of the scheme is to provide returns that, closely correspond to the total returns of
the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same
proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be
achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme
1 Year 56.68 56.96 58.54 15,668
16,854
15,696
16,888
15,854
16,6963 Years 18.95 19.03 18.58
17.52 17.60 16.81 22,424 22,498 21,7575 Years
Since Inception 16.35 16.42 16.09 24,204 24,298 23,894
PeriodCAGR (%)
Value of lumpsum investment of 10,000/-₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Sensex Index
Date of Allotment: November 30, 2015
F :und Size
AUM as on 30/09/2021: ₹ 540.46 Cr
: 537.28 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: S&P BSE Sensex TRI
Minimum Investment (lumpsum): For Subscription / Redemption of units
directly with Mutual Fund : ,000 units.2
For Purchase through Stock Exchange: 1 unit
F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+
NAV as on September 30, 2021:NAV Regular Plan
Growth ₹ 632.8420
E :xpense Ratio Regular: 0.10%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.14 times
Risk Measures:Tracking Error 0.12%
17
Top 10 holdings
Factsheet October, 2021
28.25%
18.90%
12.52%
10.76%
10.19%
3.43%
3.16%
2.59%
2.26%
2.03%
1.65%
1.54%
1.38%
1.31%
Banks
Software
Petroleum Products
Finance
Consumer Non Durables
Auto
Construction Project
Telecom - Services
Pharmaceuticals
Power
Insurance
Ferrous Metals
Consumer Durables
Cement & Cement Products
Equity Holdings
Auto 3.43%
Maruti Suzuki India Ltd. 1.49%
Mahindra & Mahindra Ltd. 1.18%
Bajaj Auto Ltd. 0.76%
Banks 28.25%
HDFC Bank Ltd. 10.02%
ICICI Bank Ltd. 7.45%
Kotak Mahindra Bank Ltd. 4.03%
Axis Bank Ltd. 3.10%
State Bank of India 2.67%
IndusInd Bank Ltd. 0.99%
Cement & Cement Products 1.31%
Ultratech Cement Ltd. 1.31%
Construction Project 3.16%
Larsen & Toubro Ltd. 3.16%
Consumer Durables 1.38%
Titan Company Ltd. 1.38%
Consumer Non Durables 10.19%
Hindustan Unilever Ltd. 3.70%
ITC Ltd. 3.17%
Asian Paints Ltd. 2.25%
Nestle India Ltd. 1.07%
Ferrous Metals 1.54%
Tata Steel Ltd. 1.54%
Finance 10.76%
HDFC Ltd. 7.63%
Bajaj Finance Ltd. 3.13%
Insurance 1.65%
Bajaj Finserv Ltd. 1.65%
Petroleum Products 12.52%
Reliance Industries Ltd. 12.52%
Pharmaceuticals 2.26%
Sun Pharmaceutical Industries Ltd. 1.35%
Dr. Reddy's Laboratories Ltd. 0.91%
Power 2.03%
NTPC Ltd. 1.03%
Power Grid Corporation of India Ltd. 1.00%
Software 18.90%
Infosys Ltd. 9.44%
Tata Consultancy Services Ltd. 6.01%
HCL Technologies Ltd. 2.13%
Tech Mahindra Ltd. 1.31%
Telecom - Services 2.59%
Bharti Airtel Ltd. 2.55%
Bharti Airtel Ltd Rights off 535 Inr 0.04%
Equity Holdings Total 99.97%
Cash & Other Receivables Total 0.03%
Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that
the objective of the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme NIFTY 100 TRI* NIFTY 100 TRI*S&P BSE100 TRI**
Scheme
1 Year 57.83
17.91
58.51
18.34
58.92
18.51
15,783
16,416
15,851
16,594
15,892
16,6693 Years
16.12 16.49 16.54 21,125 21,455 21,5095 Years
Since Inception 17.72 18.14 18.24 24,697 25,197 25,312
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Jaiprakash Toshniwal is managing the above scheme from 6th September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended scheme replicating/tracking Nifty 100 Index
Date of Allotment: March 17, 2016
F :und Size
AUM as on 30/09/2021: ₹ 500.21 Cr
: 498.22 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).
Benchmark: Nifty 100 TRI
Minimum Investment (lumpsum): For Subscription / Redemption of units
directly with Mutual Fund : 0,000 units.2,0
For Purchase through Stock Exchange: 1 unit
F M :und anagerName: M . r Jaiprakash ToshniwalExperience: years12+
NAV September 30, 2021:as onNAV Regular Plan Growth ₹ 187.7377
E :xpense Ratio Regular: 0.28%(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.05 times
Risk Measures:Tracking Error 0.13%
18
Top 10 holdings
S&P BSE100 TRI**
Factsheet October, 2021
22.16%
15.23%
10.57%
10.17%
9.06%
4.11%
4.04%
3.16%
2.64%
2.53%
2.31%
2.13%
2.09%
1.40%
1.27%
1.21%
1.07%
0.83%
0.59%
0.53%
0.51%
0.48%
0.41%
0.35%
0.29%
0.21%
0.18%
0.15%
Banks
Software
Consumer Non Durables
Petroleum Products
Finance
Pharmaceuticals
Auto
Insurance
Cement & Cement Products
Power
Construction Project
Telecom - Services
Ferrous Metals
Consumer Durables
Retailing
Non - Ferrous Metals
Minerals/Mining
Transportation
Oil
Gas
Healthcare Services
Pesticides
Chemicals
Leisure Services
Construction
Industrial Capital Goods
Capital Markets
Auto Ancillaries
Equity Holdings
Auto 4.04%
Maruti Suzuki India Ltd. 1.09%
Mahindra & Mahindra Ltd. 0.86%
Tata Motors Ltd. 0.67%
Bajaj Auto Ltd. 0.56%
Eicher Motors Ltd. 0.43%
Hero MotoCorp Ltd. 0.41%
Auto Ancillaries 0.15%
Bosch Ltd. 0.15%
Banks 22.16%
HDFC Bank Ltd. 7.82%
ICICI Bank Ltd. 5.45%
Kotak Mahindra Bank Ltd. 3.30%
Axis Bank Ltd. 2.21%
State Bank of India 1.95%
IndusInd Bank Ltd. 0.75%
Bandhan Bank Ltd. 0.21%
Yes Bank Ltd. 0.18%
Bank of Baroda 0.14%
Punjab National Bank 0.13%
Yes Bank Ltd. 0.00%
Capital Markets 0.18%
HDFC Asset Management Company Ltd. 0.18%
Cement & Cement Products 2.64%
Ultratech Cement Ltd. 0.95%
Grasim Industries Ltd. 0.71%
Shree Cement Ltd. 0.43%
Ambuja Cements Ltd. 0.33%
ACC Ltd. 0.21%
Chemicals 0.41%
Pidilite Industries Ltd. 0.41%
Construction 0.29%
DLF Ltd. 0.29%
Construction Project 2.31%
Larsen & Toubro Ltd. 2.31%
Consumer Durables 1.40%
Titan Company Ltd. 1.01%
Havells India Ltd. 0.39%
Consumer Non Durables 10.57%
Hindustan Unilever Ltd. 2.71%
ITC Ltd. 2.32%
Asian Paints Ltd. 1.64%
Nestle India Ltd. 0.78%
Tata Consumer Products Ltd. 0.54%
Britannia Industries Ltd. 0.52%
Godrej Consumer Products Ltd. 0.44%
Dabur India Ltd. 0.40%
Marico Ltd. 0.32%
United Spirits Ltd. 0.28%
Colgate Palmolive (India) Ltd. 0.25%
Berger Paints (I) Ltd. 0.22%
Procter & Gamble Hygiene&HealthCare Ltd. 0.15%
Ferrous Metals 2.09%
Tata Steel Ltd. 1.13%
JSW Steel Ltd. 0.73%
Steel Authority of India Ltd. 0.12%
Jindal Steel & Power Ltd. 0.11%
Finance 9.06%
HDFC Ltd. 5.57%
Bajaj Finance Ltd. 2.29%
Piramal Enterprises Ltd. 0.35%
Bajaj Holdings & Investment Ltd. 0.27%
SBI Cards & Payment Services Ltd. 0.26%
Muthoot Finance Ltd. 0.18%
Cholamandalam Investment & Fin Co Ltd. 0.14%
Gas 0.53%
GAIL (India) Ltd. 0.32%
Indraprastha Gas Ltd. 0.21%
Healthcare Services 0.51%
Apollo Hospitals Enterprise Ltd. 0.51%
Industrial Capital Goods 0.21%
Siemens Ltd. 0.21%
Insurance 3.16%
Bajaj Finserv Ltd. 1.21%
HDFC Life Insurance Company Ltd. 0.67%
SBI Life Insurance Company Ltd. 0.60%
ICICI Lombard General Insurance Co. Ltd. 0.39%
ICICI Prudential Life Insurance Co Ltd. 0.29%
Leisure Services 0.35%
Jubilant Foodworks Ltd. 0.35%
Minerals/Mining 1.07%
Adani Enterprises Ltd. 0.45%
Coal India Ltd. 0.43%
NMDC Ltd. 0.18%
Non - Ferrous Metals 1.21%
Hindalco Industries Ltd. 0.80%
Vedanta Ltd. 0.41%
Oil 0.59%
Oil & Natural Gas Corporation Ltd. 0.59%
Pesticides 0.48%
P I INDUSTRIES LIMITED 0.27%
UPL Ltd. 0.21%
Petroleum Products 10.17%
Reliance Industries Ltd. 9.15%
Bharat Petroleum Corporation Ltd. 0.45%
Indian Oil Corporation Ltd. 0.36%
Hindustan Petroleum Corporation Ltd. 0.21%
Pharmaceuticals 4.11%
Sun Pharmaceutical Industries Ltd. 0.99%
Divi's Laboratories Ltd. 0.69%
Dr. Reddy's Laboratories Ltd. 0.66%
Cipla Ltd. 0.56%
Lupin Ltd. 0.26%
Aurobindo Pharma Ltd. 0.23%
Gland Pharma Ltd. 0.21%
Biocon Ltd. 0.19%
Torrent Pharmaceuticals Ltd. 0.17%
Cadila Healthcare Ltd. 0.16%
Power 2.53%
NTPC Ltd. 0.76%
Power Grid Corporation of India Ltd. 0.73%
Adani Green Energy Ltd. 0.56%
Adani Transmission Ltd. 0.48%
Retailing 1.27%
Avenue Supermarts Ltd. 0.71%
Info Edge (India) Ltd. 0.56%
Software 15.23%
Infosys Ltd. 6.98%
Tata Consultancy Services Ltd. 4.39%
HCL Technologies Ltd. 1.56%
Wipro Ltd. 1.05%
Tech Mahindra Ltd. 0.96%
Larsen & Toubro Infotech Ltd. 0.29%
Telecom - Services 2.13%
Bharti Airtel Ltd. 1.82%
Indus Towers Ltd. 0.28%
Bharti Airtel Ltd Rights off 535 Inr 0.03%
Transportation 0.83%
Adani Ports & Special Economic Zone Ltd. 0.61%
InterGlobe Aviation Ltd. 0.22%
Equity Holdings Total 99.65%
Cash & Other Receivables Total 0.35%
Grand Total 100.00%
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no
assurance that the objective of the scheme will be achieved.
Company Rating % of NAV
99.64%
0.36%
>365 days
Cash & OtherReceivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)
Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*
1 Year 3.97 4.48 3.88 10,397 10,448 10,388
3 Years 9.79 10.22 9.17 13,245 13,400 13,020
6.78 7.18 6.17 13,886 14,146 13,4915 Years
Since Inception 7.89 8.27 7.34 16,724 17,123 16,153
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total
no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Date of allotment is 24th Dec'2014. Past performance may or may not be sustained in the
future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index
Date of Allotment: December 24, 2014
F :und Size
AUM as on 30/09/2021: ₹ 927.25 Cr
: 844.03 CrAverage AUM for september 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: Nifty 8-13 yr G-Sec Index
Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.
F M :und anagerName: Mr. Marzban IraniExperience: years20+
NAV September 30, 2021:as on NAV Regular Plan
Growth ₹ 22.4260
E :xpense Ratio Regular: 0.16%(for detailed bifurcation on TER, please see page no 36)
Risk Measures:
Tracking Error: 1.21 %
Portfolio Metrics:Average Maturity 8.75 yearsMacaulay Duration 6.83 yearsModified Duration 6.62 yearsYTM 6.15%
19
Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years
99.64%
0.36%
Sovereign
Cash & OtherReceivables
Factsheet October, 2021
Government Bond & Treasury Bill
Government Bond
6.10% Govt of India Red 12-07-2031 SOV 34.21%
5.85% Govt of India Red 01-12-2030 SOV 17.93%
5.77% Govt of India Red 03-08-2030 SOV 17.64%
6.45% Govt of India Red 07-10-2029 SOV 15.32%
5.79% Govt of India Red 11-05-2030 SOV 14.54%
Government Bond Total 99.64%
Government Bond & Treasury Bill Total 99.64%
Cash & Other Receivables 0.36%
Grand Total 100.00%
An open ended balanced scheme which seeks to provide regular returns and capital appreciation according
to the selection of plan by investing in equities and debt. However, there is no assurance that the investment
objective of the Schemes will be realized.
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI.
Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using
XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of
the Index are not available for since inception, hence performance for such period is not available.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Regular
Aug 31, 2021
Sept 28, 2021
10.0000
10.0000
10.0000
15.3384 0.1000
Direct
10.0000
10.0000
10.0000
17.3061 0.1000
12.11%
1.90%
8.79%
77.20%
Cash & Other Receivables
Up to 365 days
Equity Instruments
>365 days
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on September 30, 2021 ( ) ₹ 1,37,114 4,67,514 8,22,744 12,24,374 20,63,141
Returns (CAGR) (%) 27.53 17.74 12.59 10.58 10.45
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
34.12
49.08
23.36
28.99
17.14 15.08
20.59 17.33
14.43
16.00
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCEMATURITY PROFILE (% of NAV)
Income Distribution cum Capital Withdrawal (IDCW) istory H
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
SchemeCRISIL Hybrid 35+65 -
Aggressive Index*CRISIL Hybrid 35+65 -
Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**
1 Year 34.76 39.66 58.54 13,476 13,966 15,854
3 Years 13.35 16.97 18.58 14,577 16,025 16,696
5 Years 9.46 14.17 16.81 15,718 19,407 21,757
Since Inception 8.91 NA 14.91 1,38,019 NA 7,21,004
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested on ₹inception date
thAbove returns as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.
Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,
2016. Also, Mr. Karan Doshi is co managing the above scheme from 6th September, 2021. Total no. of schemes managed by Mr. Yogesh Patil is 7, by Mr. Marzban Irani is 10 and
Mr. Karan Doshi is 3. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not
guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the
required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the
index. For complete detailed, please refer page no 36.
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.
Date of Allotment: January 01, 1991
F :und Size
AUM as on 30/09/2021: ₹ 487.61 Cr
: 489.16 CrAverage AUM for September 2021 ₹
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & years respectively17+ 20+
NAV September 30, 2021:as on NAV Regular Plan Direct Plan
Growth ₹ 138.0185 ₹ 150.3155
IDCW ₹ 15.4154 ₹ 17.2271
Expense Ratio: Regular: 2.60%; Direct: 1.38%
(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.15 times
Risk Measures:Standard Deviation 4.32Portfolio Beta 1.02 Sharpe Ratio 0.1575
20
L :oad StructureEntry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
0.1000
0.1000
0.1000
0.1000
June 29, 2021 14.7257
July 27, 2021 16.4624
July 27, 2021 14.6890
Factsheet October, 2021
Co-Fund Manager:Name: Mr. Karan Doshi (Equity)Experience: 8+ years
21.00%
14.54%10.74%
4.19%3.49%3.44%3.25%3.09%
2.61%2.55%2.46%
1.77%1.49%1.36%
0.70%0.52%
BanksSoftware
Consumer Non Durables
PharmaceuticalsFinance
InsuranceGas
Consumer DurablesTransportation
Construction
FertilisersIndustrial ProductsTelecom - Services
AutoIndustrial Capital Goods
Ferrous Metals
Aug 31, 2021 17.2225
Equity HoldingsAuto 1.36%Maruti Suzuki India Ltd. 1.36%Banks 21.00%ICICI Bank Ltd. 8.58%HDFC Bank Ltd. 6.78%Kotak Mahindra Bank Ltd. 2.21%State Bank of India 1.42%Axis Bank Ltd. 1.30%City Union Bank Ltd. 0.71%Construction 2.55%Brigade Enterprises Ltd. 1.47%Ashoka Buildcon Ltd. 1.08%Consumer Durables 3.09%Titan Company Ltd. 1.33%TTK Prestige Ltd. 0.93%Relaxo Footwears Ltd. 0.61%Johnson Controls-Hitachi AC India Ltd. 0.23%Consumer Non Durables 10.74%Hindustan Unilever Ltd. 2.85%Kansai Nerolac Paints Ltd. 2.24%Nestle India Ltd. 2.09%Asian Paints Ltd. 1.97%Dabur India Ltd. 1.00%3M India Ltd. 0.59%Ferrous Metals 0.52%Tata Steel Ltd. 0.52%Fertilisers 2.46%Coromandel International Ltd. 2.46%Finance 3.49%HDFC Ltd. 2.07%SBI Cards & Payment Services Ltd. 0.70%Can Fin Homes Ltd. 0.38%Shriram City Union Finance Ltd. 0.34%Gas 3.25%Gujarat Gas Ltd. 1.87%GAIL (India) Ltd. 0.94%Gujarat State Petronet Ltd. 0.45%Industrial Capital Goods 0.70%Honeywell Automation India Ltd. 0.70%Industrial Products 1.77%Carborundum Universal Ltd. 1.02%Timken India Ltd. 0.75%Insurance 3.44%
SBI Life Insurance Company Ltd. 1.37%ICICI Lombard General Insurance Co. Ltd. 0.87%ICICI Prudential Life Insurance Co Ltd. 0.68%HDFC Life Insurance Company Ltd. 0.52%Pharmaceuticals 4.19%Biocon Ltd. 2.13%Alkem Laboratories Ltd. 0.95%Pfizer Ltd. 0.66%Sanofi India Ltd. 0.44%Software 14.54%Infosys Ltd. 7.03%Tata Consultancy Services Ltd. 5.06%HCL Technologies Ltd. 1.24%Tech Mahindra Ltd. 1.22%Telecom - Services 1.49%Bharti Airtel Ltd. 1.46%Bharti Airtel Ltd Rights off 535 Inr 0.02%Transportation 2.61%Transport Corporation of India Ltd. 1.38%Container Corporation of India Ltd. 1.23%Equity Holdings Total 77.20%Corporate DebtNon-Convertible DebenturesExport Import Bank of India 1.15%NTPC Ltd. 0.23%Non-Convertible Debentures Total 1.38%Corporate Debt Total 1.38%Government Bond And Treasury BillGovernment Bond5.22% Govt of India Red 15-06-2025 3.11%6.84% Govt of India Red 19-12-2022 3.02%5.63% Govt of India Red 12-04-2026 1.05%7.32% Govt of India Red 28-01-2024 0.44%Government Bond Total 7.62%Treasury Bill182 Days Tbill Red 25-11-2021 5.95%91 Days Tbill Red 07-10-2021 5.33%182 Days Tbill Red 14-10-2021 0.51%182 Days Tbill Red 18-11-2021 0.10%Treasury Bill Total 11.89%Government Bond & Treasury Bill Total 19.52%Cash & Other Receivables Total 1.90%Grand Total 100.00%
The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SECTOR ALLOCATION (% of NAV)
Scheme Type: An open ended scheme investing in arbitrage opportunities.
Date of Allotment: January 25, 2019
F :und Size
AUM as on 30/09/2021: ₹ 31.94 Cr
: 31.71 CrAverage AUM for September 2021 ₹
Benchmark: Nifty 50 Arbitrage Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: M . (Equity) &r Jaiprakash Toshniwal Mr. Marzban Irani (Debt)Experience: years & years respectively12+ 20+
Expense Ratio: Regular: 1.18%; Direct: 0.33%
(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio2.55 times
21
LIC MF
An open ended scheme investing in arbitrage opportunities
RBITRAGE FUND
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 11.1578 ₹ 11.3506
Weekly ₹ 10.8553 ₹ 10.6662IDCW
Monthly ₹ 10.9012 ₹ 10.3208IDCW
Company Company% of NAV % of NAV% of NAV (hedged)
% of NAV (hedged)
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Weekly
Weekly Direct
Monthly
Monthly Direct
May, 2020
October, 2019
August, 2019
July, 2019
28 Jan, 2021
29 October, 2019
25 February, 2020
30 December, 2019
0.0891
0.0066
0.0929
0.0485
0.0400
0.0300
0.0600
0.0600
10.0477
10.3368
10.3583
10.3441
10.0000
10.0000
10.0000
10.0000
10.0000
10.0000
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW distribution nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Top 10 holdings
SCHEME PERFORMANCE
SchemeNIFTY 50
Arbitrage Index*NIFTY 50
Arbitrage Index*SchemeCRISIL 1 YearT-Bill Index**
1 Year 3.07 3.93 3.89 10,307 10,393 10,389
3 Years NA NA NA NA NA NA
5 Years NA NA NA NA NA NA
Since Inception 4.17 4.38 5.82 11,158 11,220 11,638
PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹
invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Jaiprakash Toshniwal (equity portfolio) is managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 25th January 2019. Total no. of schemes managed by Mr. Jaiprakash Toshniwal is 7 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.
thAbove returns are as on 30 September, 2021. Past performance may or may not
be sustained in the future. # NIFTY 50 Arbitrage Index, ## CRISIL 1 Year T-Bill
Index. Assuming ₹ 10,000/- invested systematically on the first Business Day of
every month over a period of time.CAGR returns are computed after accounting for
the cash by using XIRR method (investment internal rate of return) for Regular Plan
- Growth Option. Load is not taken into consideration for computation of
performance. The above investment simulation is for illustrative purpose only and
should not be construed as a promise on minimum returns and safeguard of
capital. The Mutual Fund is not guaranteeing or promising or forecasting any
returns. Since inception returns are assumed to be starting from the beginning of
the subsequent month from the date of inception. The performance of the scheme
is benchmarked to the Total Return variant of the index.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 - 3,20,000
Market Value as on 0, 2021 ( ) September 3 ₹ 1,22.083 3,35,604
Returns (CAGR) (%) 3.24 3.50
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
4.15
3.80
3.72
4.87
SIP PERFORMANCE
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
SIP Performance disclaimer:
March, 2020 0.0901
April, 2020 0.0268
0.0600
0.0600
25 Nov, 2020 10.0982
29 Dec, 2020 10.0640
CRISIL 1 YearT-Bill Index**
Income Distribution cum Capital Withdrawal (IDCW) istory H
L :oad StructureEntry Load: NilExit Load: Ÿ For redemption/switch out of units on or
before 1 month from the date of allotment: 0.25% of applicable NAV.
Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil
Factsheet October, 2021
10.65%
8.24%
7.71%
7.67%
7.02%
6.31%
4.70%
4.58%
4.30%
2.63%
2.19%
0.99%
0.48%
0.44%
0.36%
0.32%
0.29%
0.28%
Auto
Banks
Finance
Cement & Cement Products
PharmaceuticalsConsumer Non Durables
Minerals/Mining
Healthcare Services
Consumer Durables
Power
Retailing
Software
Industrial Capital Goods
Petroleum Products
Insurance
Industrial Products
Non - Ferrous Metals
Leisure Services
Equity HoldingsAuto 10.65% -10.69%Hero MotoCorp Ltd. 4.17% -4.19%Ashok Leyland Ltd. 2.13% -2.15%Bajaj Auto Ltd. 1.83% -1.83%Mahindra & Mahindra Ltd. 1.07% -1.07%Tata Motors Ltd. 0.78% -0.78%Escorts Ltd. 0.67% -0.67%Banks 8.24% -8.28%ICICI Bank Ltd. 4.73% -4.75%Axis Bank Ltd. 3.51% -3.53%Cement & Cement Products 7.67% -7.71%Grasim Industries Ltd. 4.32% -4.34%Ambuja Cements Ltd. 2.95% -2.96%Ultratech Cement Ltd. 0.40% -0.40%Consumer Durables 4.30% -4.33%Havells India Ltd. 4.30% -4.33%Consumer Non Durables 6.31% -6.34%Godrej Consumer Products Ltd. 4.21% -4.23%Tata Consumer Products Ltd. 2.10% -2.11%Finance 7.71% -7.74%Bajaj Finance Ltd. 5.75% -5.76%L&T Finance Holdings Ltd. 1.55% -1.56%HDFC Ltd. 0.23% -0.23%Cholamandalam Investment & Fin Co Ltd. 0.19% -0.19%Healthcare Services 4.58% -4.59%Apollo Hospitals Enterprise Ltd. 4.58% -4.59%Industrial Capital Goods 0.48% -0.48%Siemens Ltd. 0.48% -0.48%Industrial Products 0.32% -0.33%Cummins India Ltd. 0.32% -0.33%Insurance 0.36% -0.36%Bajaj Finserv Ltd. 0.36% -0.36%Leisure Services 0.28% -0.28%
Jubilant Foodworks Ltd. 0.28% -0.28%Minerals/Mining 4.70% -4.72%NMDC Ltd. 4.70% -4.72%Non - Ferrous Metals 0.29% -0.29%Hindalco Industries Ltd. 0.29% -0.29%Petroleum Products 0.44% -0.45%Indian Oil Corporation Ltd. 0.44% -0.45%Pharmaceuticals 7.02% -7.05%Divi's Laboratories Ltd. 2.35% -2.36%Lupin Ltd. 1.76% -1.77%Aurobindo Pharma Ltd. 1.54% -1.55%Biocon Ltd. 1.36% -1.37%Power 2.63% -2.64%Tata Power Company Ltd. 2.63% -2.64%Retailing 2.19% -2.20%Info Edge (India) Ltd. 2.19% -2.20%Software 0.99% -0.99%Tech Mahindra Ltd. 0.68% -0.68%Tata Consultancy Services Ltd. 0.31% -0.31%Equity Holdings Total 69.16% -69.45%Mutual Fund/ETFsMutual Fund 12.95%LIC MF Liquid Fund-DR PLN-GR 12.95%Mutual Fund Holding Total/ETFs 12.95%Government Bond And Treasury BillTreasury Bill182 Days Tbill Red 25-11-2021 5.42%182 Days Tbill Red 14-10-2021 2.72%182 Days Tbill Red 18-11-2021 2.71%Treasury Bill Total 10.86%Government Bond & Treasury Bill Total 10.86%Cash & Other Receivables Total 7.03%Grand Total 100.00%
The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-
term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities
and the secondary objective is to generate consistent returns by investing in debt and money market
securities. However there can be no assurance that the investment objective of the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SECTOR ALLOCATION (% of NAV)
Scheme CRISIL Hybrid 35+65 - Aggressive Index*
CRISIL Hybrid 35+65 - Aggressive Index*
SchemeNifty 50 TRI** Nifty 50 TRI**
1 Year 37.87 39.66 58.54 13,787 13,966 15,854
3 Years 14.26 16.97 18.58 14,935 16,025 16,696
5 Years 8.37 14.17 16.81 14,950 19,407 21,757
Since Inception 4.52 NA 17.06 24,116 NA 2,29,829
PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹
invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Karan Doshi (equity portfolio) is managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th
August, 2016. Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not
taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the
launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Date of Allotment: November 12, 2001
F :und Size
AUM as on 30/09/2021: ₹ 14.71 Cr
: 14.77 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: NilExit Load: Nil
Lock-in Period:- Lock-in-period for at least 5
years or till the child attains age of majority
whichever is earlier on every Business Day.
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. (Equity) &Karan Doshi Mr. Marzban Irani (Debt)Experience: years & years respectively8+ 20+
NAV September 30, 2021:as on NAV Regular Plan Direct Plan
Growth ₹ 24.1158 ₹ 26.1598
Expense Ratio: Regular: 2.47%; Direct: 1.52%
(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.23 times
Risk Measures (Equity portion):Standard Deviation 4.78
1.14Portfolio Beta Sharpe Ratio 0. 1507
Company % of NAV Company % of NAV
22
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI.
Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using
XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The
performance of the scheme is benchmarked to the Total Return variant of the index.
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 23,80,000
Market Value as on 30, 2021 ( ) September ₹ 1,39,410 4,83,993 8,28,838 12,26,541 20,67,925 45,34,842
Returns (CAGR) (%) 31.38 20.21 12.89 10.63 10.49 6.08
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
34.12 23.36 17.14 15.08 14.44
49.08 28.99 20.60 17.33 16.01
NA
15.62
SIP PERFORMANCE
Top 10 holdings
Factsheet October, 2021
24.22%
18.33%
10.51%
5.58%
5.04%
4.12%
2.76%
2.53%
2.05%
1.79%
1.65%
1.61%
1.54%
1.36%
1.24%
1.19%
1.02%
0.59%
0.54%
0.52%
0.38%
Banks
Software
Consumer Non Durables
Pharmaceuticals
Insurance
Petroleum Products
Finance
Transportation
Auto
Fertilisers
Gas
Pesticides
Construction ProjectConsumer Durables
Industrial Capital Goods
Telecom - Services
Cement & Cement Products
Non - Ferrous Metals
Other Services
Auto Ancillaries
Ferrous Metals
Equity HoldingsAuto 2.05%Tata Motors Ltd. 1.09%Maruti Suzuki India Ltd. 0.96%Auto Ancillaries 0.52%Motherson Sumi Systems Ltd. 0.52%Banks 24.22%ICICI Bank Ltd. 7.63%HDFC Bank Ltd. 7.12%Kotak Mahindra Bank Ltd. 3.32%Axis Bank Ltd. 2.99%State Bank of India 1.95%City Union Bank Ltd. 1.20%Cement & Cement Products 1.02%Ultratech Cement Ltd. 1.02%Construction Project 1.54%Larsen & Toubro Ltd. 1.54%Consumer Durables 1.36%Century Plyboards (India) Ltd. 1.36%Consumer Non Durables 10.51%Hindustan Unilever Ltd. 2.84%Nestle India Ltd. 1.93%Kansai Nerolac Paints Ltd. 1.51%Dabur India Ltd. 1.49%Britannia Industries Ltd. 1.48%Asian Paints Ltd. 0.88%S H Kelkar and Company Ltd. 0.37%Ferrous Metals 0.38%Tata Steel Ltd. 0.38%Fertilisers 1.79%Coromandel International Ltd. 1.79%Finance 2.76%HDFC Ltd. 2.76%Gas 1.65%Indraprastha Gas Ltd. 1.15%GAIL (India) Ltd. 0.51%Industrial Capital Goods 1.24%Honeywell Automation India Ltd. 1.24%Insurance 5.04%SBI Life Insurance Company Ltd. 3.05%ICICI Lombard General Insurance Co. Ltd. 1.50%
HDFC Life Insurance Company Ltd. 0.49%Non - Ferrous Metals 0.59%Hindalco Industries Ltd. 0.59%Other Services 0.54%Quess Corp Ltd. 0.54%Pesticides 1.61%Astec LifeSciences Ltd. 0.90%Sumitomo Chemical India Ltd. 0.71%Petroleum Products 4.12%Reliance Industries Ltd. 4.00%Reliance Industries Ltd. PARTLY PAID UP FV 5 0.12%Pharmaceuticals 5.58%Alkem Laboratories Ltd. 1.84%Dr. Reddy's Laboratories Ltd. 1.43%Biocon Ltd. 1.25%Torrent Pharmaceuticals Ltd. 1.06%Software 18.33%Infosys Ltd. 7.95%Tata Consultancy Services Ltd. 4.17%HCL Technologies Ltd. 2.80%Tech Mahindra Ltd. 1.25%Larsen & Toubro Infotech Ltd. 1.18%Birlasoft Ltd. 0.98%Telecom - Services 1.19%Bharti Airtel Ltd. 1.17%Bharti Airtel Ltd Rights off 535 Inr 0.02%Transportation 2.53%Container Corporation of India Ltd. 1.78%Indian Railway Catering &Tou. Corp. Ltd. 0.75%Equity Holdings Total 88.57%Government Bond And Treasury BillGovernment Bond6.84% Govt of India Red 19-12-2022 7.15%Government Bond Total 7.15%Treasury Bill182 Days Tbill Red 25-11-2021 3.04%Treasury Bill Total 3.04%Government Bond And Treasury Bill Total 10.20%Cash & Other Receivables Total 1.24%Grand Total 100.00%
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s
80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI.
Assuming ₹ 10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using
XIRR method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance.
Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment
simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of
the Index are not available for since inception, hence performance for such period is not available.
78.72%
0.40%
20.39%Up to 365 days
Equity Instruments
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on 0, 2021 ( ) September 3 ₹ 1,43,845 5,05,006 8,97,573 13,54,062 22,98,915
Returns (CAGR) (%) 42.27 23.88 16.36 13.54 12.57
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
31.60
44.45
23.58
29.27
17.25 15.20
20.73 17.50
14.46
16.02
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
SIP PERFORMANCE
MATURITY PROFILE (% of NAV)
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**
Nifty 50 TRI**
1 Year 49.10 39.66 58.54 14,910 13,966 15,854
3 Years 15.88 16.97 18.58 15,580 16,025 16,696
5 Years 12.51 14.17 16.81 18,033 19,407 21,757
Since Inception 10.02 NA NA 2,18,685 NA NA
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -
Reinvestment of Income Distribution cum Capital Withdrawal option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 18th September 2020, Mr. Dikshit
Mittal (equity portfolio) is co-managing the above scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, 2016.
Total no. of schemes managed by Mr. Yogesh Patil is 7, by Mr. Dikshit Mittal is 1 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load
is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if
any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark
index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index.
Scheme Type: An open-ended insurance linked tax saving scheme
Date of Allotment: June 19, 1989
F :und Size
AUM as on 30/09/2021: ₹ 419.83 Cr
: 418.26 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.
Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index
Minimum Investment (lumpsum):
₹10,000/- under Single Premium Option,
₹10,000/-under Regular Premium-Yearly Option,
₹3,000/-under Regular Premium-Quarterly
Option
₹1,000/-under Regular Premium-Monthly Option
F M :und anagerName: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & years respectively17+ 20+
NAV September 30, 2021:as on NAV Regular Plan Direct Plan
IDCW ₹ 27.0217 ₹ 28.9585
Expense Ratio: Regular: 2.37%; Direct: 1.50%
(for detailed bifurcation on TER, please see page no 36)
A P T R :nnual ortfolio urnover atio 0.20 times
Risk Measures:Standard Deviation 5.32Portfolio Beta 1.23Sharpe Ratio 0.1594
23
Top 10 holdings
Co-Fund Manager:Name: Mr. Dikshit Mittal (Equity);Experience: 12+ years
0.49%> 365 days
Factsheet October, 2021
16.38%
12.14%
8.23%
7.00%
5.87%
5.81%
4.91%
4.70%
3.19%
2.56%
1.98%
1.23%
1.21%
0.99%
0.91%
0.90%
0.71%
Banks
Software
ChemicalsRetailingFinance
Consumer Non Durables
Consumer DurablesPharmaceuticals
Insurance
Petroleum Products
Construction
AutoTelecom - Services
Industrial ProductsGas
Textile Products
Leisure Services
Equity Holdings
Auto 1.23%
Maruti Suzuki India Ltd. 1.23%
Banks 16.38%
ICICI Bank Ltd. 6.14%
HDFC Bank Ltd. 5.99%
Kotak Mahindra Bank Ltd. 2.14%
State Bank of India 1.56%
Axis Bank Ltd. 0.55%
Chemicals 8.23%
Atul Ltd. 2.23%
Vinati Organics Ltd. 1.99%
Tata Chemicals Ltd. 1.76%
SRF Ltd. 1.36%
Linde India Ltd. 0.88%
Construction 1.98%
Brigade Enterprises Ltd. 1.98%
Consumer Durables 4.91%
Titan Company Ltd. 2.18%
Bajaj Electricals Ltd. 2.10%
Crompton Greaves Cons Electrical Ltd. 0.63%
Consumer Non Durables 5.81%
Hindustan Unilever Ltd. 1.95%
Tata Consumer Products Ltd. 1.93%
Asian Paints Ltd. 1.48%
S H Kelkar and Company Ltd. 0.45%
Finance 5.87%
Bajaj Finance Ltd. 4.90%
HDFC Ltd. 0.97%
Gas 0.91%
Gujarat State Petronet Ltd. 0.91%
Industrial Products 0.99%
Elgi Equipments Ltd. 0.99%
Insurance 3.19%
Bajaj Finserv Ltd. 2.05%
SBI Life Insurance Company Ltd. 0.65%
HDFC Life Insurance Company Ltd. 0.49%
Leisure Services 0.71%
The Indian Hotels Company Ltd. 0.71%
Petroleum Products 2.56%
Reliance Industries Ltd. 2.56%
Pharmaceuticals 4.70%
Divi's Laboratories Ltd. 2.34%
Alkem Laboratories Ltd. 1.38%
Torrent Pharmaceuticals Ltd. 0.97%
Retailing 7.00%
Avenue Supermarts Ltd. 4.48%
Trent Ltd. 1.36%
Aditya Birla Fashion and Retail Ltd. 1.16%
Software 12.14%
Infosys Ltd. 6.81%
Tata Consultancy Services Ltd. 5.34%
Telecom - Services 1.21%
Bharti Airtel Ltd. 1.19%
Bharti Airtel Ltd Rights off 535 Inr 0.02%
Textile Products 0.90%
Himatsingka Seide Ltd. 0.90%
Equity Holdings Total 78.72%
Government Bond And Treasury Bill
Government Bond
5.63% Govt Of India Red 12-04-2026 0.49%
Government Bond Total 0.49%
Treasury Bill
182 Days Tbill Red 25-11-2021 18.84%
182 Days Tbill Red 14-10-2021 0.95%
91 Days Tbill Red 07-10-2021 0.60%
Treasury Bill Total 20.39%
Government Bond And Treasury Bill Total 20.88%
Cash & Other Receivables Total 0.40%
Grand Total 100.00%
Invest in
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com
1800-258-5678
Call Toll FreeTo know more, please consult your Financial Advisor
OR
Investors understand that their principalwill be at Very High risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 31st August 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
Life comes with
Many reasons to smile
Tax benefit u/s 80c*
This product is suitable for investors who are seeking*:
• Long term capital growth.
• A Fund that primarily invest in large-cap stock.
• Risk - Very High
The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors
through investments in sovereign securities issued by the central and /or state Government and/or any
security unconditionally guaranteed by the central/ state government for repayment of Principal and interest
and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that
the investment objective of the Schemes will be realized.
Company Rating % of NAV
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Quarterly (Regular) 10.0000 0.1500
10.0000 0.1500
December 28, 2017
September 29, 2017
June 29, 2017
March 27, 2018
December 28, 2017
September 29, 2017
10.0000 10.4179
10.8006
10.9665
0.1500
Quarterly (Direct) 10.0000 0.1500
10.0000 0.1500
10.0000 10.9575
10.9013
11.2701
0.1500
Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500
March 28, 2013 10.0000 10.1606 1.0000
June 26, 2013 10.0000 10.0868 0.3000
54.01%>365 days
84.39%
15.61%
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Scheme NIFTY All Duration G-Sec Index*
Crisil 10 yr Gilt Index**
Crisil 10 yr Gilt Index**
Scheme
1 Year 4.04 3.88 10,404 10,388
3 Years 9.51 9.17 13,145 13,020
5 Years 6.98 6.17 14,017 13,491
Since Inception 7.55 NA
7.45
10.58
4.99
NA 48,953 NA
14,323
13,533
10,499
NA
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional
Benchmark. NA : Not Available.
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended debt scheme investing in government securities across maturity.
Date of Allotment: December 10, 1999
F :und Size
AUM as on 30/09/2021: ₹ 72.36 Cr
: 72.02 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Nil
Exit Load: 0.25% if exit within 30 days from date of
allotment of units
Benchmark: NIFTY All Duration G-Sec Index
Minimum Investment (lumpsum): ₹ 10,000/-
F M :und anagerName: Mr. Marzban IraniExperience: years20+
Expense Ratio:Regular: 1.48; Direct: 0.76%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 3.68 yearsMacaulay Duration 2.97 yearsModified Duration 2.89 yearsYTM 4.67%
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan PF
Growth ₹ 48.9534 ₹ 52.4934 ₹ 28.2736
IDCW ₹ 14.1108 ₹ 15.1351 ₹ 18.2959
25
15.61%Cash & Other Receivables
Income Distribution cum Capital Withdrawal (IDCW) istory H
30.38%Up to 365 days
Factsheet October, 2021
Government Bond & Treasury Bill
Government Bond
5.63% Govt of India Red 12-04-2026 SOV 27.62%
6.10% Govt of India Red 12-07-2031 SOV 25.69%
5.22% Govt of India Red 15-06-2025 SOV 0.70%
Government Bond Total 54.01%
Treasury Bill
182 DAYS TBILL RED 14-10-2021 SOV 16.56%
91 DAYS TBILL RED 07-10-2021 SOV 13.81%
Treasury Bill Total 30.38%
Government Bond & Treasury Bill Total 84.39%
Cash & Other Receivables 15.61%
Grand Total 100.00%
NIFTY All Duration G-Sec Index*
The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of
quality debt securities and money market instruments. It also seeks to generate capital appreciation by
investing some percentage in a mix of equity instruments. However, there is no assurance that the
investment objective of the Schemes will be realized.
The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Yearly 10.0000
10.0000
March 26, 2021
March 27, 2018
10.0000 11.9994
11.2243
0.7200
0.6000
Yearly Direct 10.0000
10.0000
0.6000
March 26, 2021
March 27, 2018
10.0000 12.7622
11.6343
0.7200
Monthly 10.0000
10.0000
Sept 27, 2021 10.0000 12.1452 0.0600
Monthly Direct 10.0000
10.0000
10.0000
Apr 26, 2021 11.1309 0.0600
Quarterly 10.0000
Sept 28, 2021 10.0000
10.0000
12.3310 0.1800
0.1800
0.1800
Quarterly Direct 10.0000
June 28, 2018
March 27, 2018
Dec 28, 2017
10.0000
10.0000
10.8458
11.0687
11.2582
0.1500
0.1500
0.1500
39.70%
35.88%
22.89%
>365 days
Up to 365 days
Equity Instruments
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Company % of NAV Company % of NAV
Scheme CRISIL Hybrid 85+15-Conservative Index*
CRISIL Hybrid 85+15-Conservative Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
1 Year 11.94 12.98 3.88 11,194 11,298 10,388
3 Years 8.74 12.00 9.17 12,868 14,061 13,020
5 Years 6.72 9.39 6.17 13,845 15,668 13,491
Since Inception 8.48 NA NA 66,911 NA NA
Period
CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Karan Doshi (equity portfolio) is managing the scheme from 6th September 2021 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August,
2016. Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of
the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The
performance of the scheme is benchmarked to the Total Return variant of the index.
75.50%
22.89%
1.53%
0.08%AAA/A1+ and Equivalent
Sovereign
Equity Instruments
Cash & Other Receivables
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments
Date of Allotment: June 01, 1998
F :und Size
AUM as on 30/09/2021: ₹ 83.85 Cr
: 83.40 CrAverage AUM for September 2021 ₹
Benchmark: Crisil Hybrid 85 + 15 - Conservative Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Marzban Irani (Debt) & Mr. Karan Doshi (Equity); Experience: 20+ years & 8+ years respectively
Expense Ratio:Regular: 2.27%; Direct: 1.50%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 1.37 yearsMacaulay Duration 1.20 yearsModified Duration 1.17 yearsYTM 4.01 %
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 66.9112 ₹ 71.5739
Monthly ₹ 12.0662 ₹ 11.8076IDCW
Quarterly ₹ 12.2933 ₹ 14.4554IDCW
Yearly ₹ 12.7213 ₹ 13.5810 IDCW
26
Load Structure:Entry Load - NIL
Exit Load
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Top 10 holdings
0.0600
0.0600
1.53%Cash & Other Receivables
June 26, 2020 11.1417
Feb 24, 2021 11.2218
March 26, 2019 11.3539 0.8400
March 26, 2019 10.8612 0.8400
Mar 25, 2021 11.1152
Income Distribution cum Capital Withdrawal (IDCW) istory H
Apr 26, 2021 11.5237 0.0300
Factsheet October, 2021
Aug 25, 2021 12.0854 0.0600
Sept 30, 2020 11.1426
Equity Holdings
Auto 0.94%
Mahindra & Mahindra Ltd. 0.94%
Banks 5.83%
ICICI Bank Ltd. 3.85%
HDFC Bank Ltd. 1.98%
Consumer Non Durables 3.68%
Hindustan Unilever Ltd. 1.89%
Nestle India Ltd. 1.79%
Petroleum Products 1.58%
Reliance Industries Ltd. 1.50%
Reliance Industries Ltd. Partly Paid Up Fv 5 0.07%
Pharmaceuticals 1.31%
Sanofi India Ltd. 0.82%
Abbott India Ltd. 0.49%
Software 8.80%
Infosys Ltd. 4.86%
Larsen & Toubro Infotech Ltd. 2.81%
Tech Mahindra Ltd. 1.13%
Telecom - Services 0.75%
Bharti Airtel Ltd. 0.74%
Bharti Airtel Ltd Rights off 535 Inr 0.01%
Equity Holdings Total 22.89%
Corporate Debt
Non-Convertible Debentures
NTPC Ltd. 0.08%
Non-Convertible Debentures Total 0.08%
Corporate Debt Total 0.08%
Government Bond And Treasury Bill
Government Bond
7.32% Govt of India Red 28-01-2024 31.90%
5.63% Govt of India Red 12-04-2026 3.06%
8.30% Govt of India Red 02-07-2040 0.84%
Government Bond Total 35.80%
Treasury Bill
182 Days Tbill Red 25-11-2021 24.21%
91 Days Tbill Red 07-10-2021 13.71%
182 Days Tbill Red 14-10-2021 1.79%
Treasury Bill Total 39.70%
Government Bond & Treasury Bill Total 75.50%
Cash & Other Receivables Total 1.53%
Grand Total 100.00%
LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its
investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the
investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Daily * 10.0000 0.2000
10.0000 0.2000
March 27, 2018
December 28, 2017
September 29, 2017
10.0000 10.1018
10.1514
10.4690
0.1700
Daily Direct * June 29, 2016 10.0000 10.5374 0.2000
September 28, 2016 10.0000 10.9559 0.2000
January 3, 2017 10.0000 11.0619 0.2000
Company Rating % of NAV
51.05%>365 days
79.72%Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
SchemeCRISIL Composite Bond Fund Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
CRISIL Composite Bond Fund Index*
1 Year 3.14 5.83 3.88 10,314 10,583 10,388
3 Years 7.86 10.23 9.17 12,557 13,403 13,020
5 Years 5.80 7.77 6.17 13,259 14,542 13,491
Since Inception 8.19 NA NA 57,809 NA NA
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- invested ₹on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional
Benchmark. NA : Not Available.
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 35 of SID)
Date of Allotment: June 23,1999
F :und Size
AUM as on 30/09/2021: ₹ 137.54 Cr
: 139.59 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Nil
Exit Load:
Ÿ 0.25% if redeemed or switched out on or
before completion of 15 days from the date of
allotment of units.
Ÿ No Exit Load is payable if units are
redeemed/switched-out after 15 days from the
date of allotment.
Benchmark: Crisil Composite Bond Fund Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Marzban IraniExperience: years20+
Expense Ratio:Regular: 1.21%; Direct: 1.01%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 2.79 yearsMacaulay Duration 2.33 yearsModified Duration 2.25 yearsYTM 4.51 %
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 57.8089 ₹ 60.5812
IDCW ₹ 12.6713 ₹ 14.6401
27
An open-ended medium-term debt scheme investing in instruments with macaulay duration of the portfolio is between 4 years and 7 years (Please refer page no. 35 of SID)
Cash & Other Receivables 9.00%
11.28%
Income Distribution cum Capital Withdrawal (IDCW) istory H
Up to 365 days 39.95%
AAA/A1+ and Equivalent
9.00%
Factsheet October, 2021
Corporate Debt
Non-Convertible Debentures
Indian Railway Finance Corporation Ltd. CRISIL AAA 3.97%
Power Finance Corporation Ltd. CRISIL AAA 3.67%
NTPC Ltd. CRISIL AAA 3.65%
Non-Convertible Debentures Total 11.28%
Corporate Debt Total 11.28%
Government Bond & Treasury Bill
Government Bond
5.63% Govt of India Red 12-04-2026 SOV 28.32%
6.10% Govt of India Red 12-07-2031 SOV 9.13%
5.22% Govt of India Red 15-06-2025 SOV 1.10%
7.32% Govt of India Red 28-01-2024 SOV 0.78%
Government Bond Total 39.33%
Treasury Bill
182 Days Tbill Red 14-10-2021 SOV 24.69%
91 Days Tbill Red 07-10-2021 SOV 14.53%
182 Days Tbill Red 25-11-2021 SOV 0.72%
Treasury Bill Total 39.95%
State Government Bond
7.98% Gujarat Sd Red 11-05-2026 SOV 0.44%
State Government Bond Total 0.44%
Government Bond & Treasury Bill Total 79.72%
Cash & Other Receivables 9.00%
Grand Total 100.00%
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Daily *
January,2021 0.0222
Daily Direct *
December,2020 0.0062
Weekly *
Sept,2021 0.0050
Weekly Direct *
August, 2021 0.0518
Monthly
Sept 27, 2021 10.0000
10.0000
10.5650 0.0600
Monthly Direct
Dec 29, 2020 10.0000
10.0000
10.0000
10.8637 0.0600
0.0600
63.16%
26.86%
7.78%
Up to 91 days
Cash & Other Receivables
> 365 Days
80.11%
17.69%
2.20%
AAA/ A1+ and Equivalent
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
SchemeNifty Banking & PSU Debt Index*
Nifty Banking & PSU Debt Index*
CRISIL 10 year Gilt Index**
Scheme
1 Year 3.88 5.84 3.88 10,388 10,584 10,388
3 Years 7.81 8.80 9.17 12,537 12,886 13,020
5 Years 7.09 7.32 6.17 14,087 14,236 13,491
Since Inception 7.43 8.41 6.93 27,957 31,828 26,134
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be
sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *
Benchmark, ** Additional Benchmark.
* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.
Date of Allotment: May 31, 2007
F :und Size
AUM as on 30/09/2021: ₹ 1,958.87 Cr:₹ 2,049.46 CrAverage AUM for September 2021
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: Nifty Banking and PSU Debt Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Marzban Irani Experience: 20+ years
Expense Ratio:Regular: 0.83%; Direct: 0.28%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 1.55 yearsMacaulay Duration 1.38 yearsModified Duration 1.33 yearsYTM 4.30 %
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 27.9566 ₹ 29.5643
Daily ₹ 10.7666 ₹ 11.9623IDCW
Weekly ₹ 10.0403 ₹ 10.0158IDCW
Monthly ₹ 10.5629 ₹ 11.1343 IDCW
28
Company CompanyRating Rating% of NAV % of NAV
2.20%
> 91 days up to 365 Days
0.0600
October,2020 0.0977
Oct 28, 2020 10.8833
November,2020 0.0707
Nov 25, 2020 10.8985
November,2020 0.0677
December,2020 0.0189
CRISIL 10 year Gilt Index**
10.0000
0.0600
0.0600
Income Distribution cum Capital Withdrawal (IDCW) istory H
Apr 26, 2021 10.5192
June, 2021 0.0209
July, 2021 0.0400
July,2021 0.0326
Factsheet October, 2021
May 25, 2021 10.5080
August,2021 0.0423
Corporate Debt
Non-Convertible Debentures
National Housing Bank CRISIL AAA 9.03%
Power Finance Corporation Ltd. CRISIL AAA 8.62%
Indian Railway Finance Corporation Ltd. CRISIL AAA 8.45%
Power Grid Corporation of India Ltd. CRISIL AAA 6.37%
National Bk for Agriculture & Rural Dev. ICRA AAA 5.86%
NTPC Ltd. CRISIL AAA 5.52%
Hindustan Petroleum Corporation Ltd. CRISIL AAA 5.44%
National Highways Authority of India CRISIL AAA 4.88%
Indian Oil Corporation Ltd. CRISIL AAA 3.56%
Reliance Industries Ltd. CRISIL AAA 3.32%
Housing & Urban Development Corp Ltd. FITCH AAA 2.78%
REC Ltd. CRISIL AAA 1.36%
Oil & Natural Gas Corporation Ltd. ICRA AAA 1.33%
Housing & Urban Development Corp Ltd. ICRA AAA 1.33%
Housing & Urban Development Corp Ltd. CARE AAA 1.32%
Export Import Bank of India CRISIL AAA 0.86%
HDFC Ltd. CRISIL AAA 0.21%
Non-Convertible Debentures Total 70.25%
Corporate Debt Total 70.25%
Money Market Instruments
Certificate of Deposit
HDFC Bank Ltd. CARE A1+ 6.35%
Kotak Mahindra Bank Ltd. CRISIL A1+ 1.24%
Axis Bank Ltd. CRISIL A1+ 1.01%
Certificate of Deposit Total 8.60%
Commercial Paper
Export Import Bank of India CARE A1+ 1.27%
Commercial Paper Total 1.27%
Money Market Instruments Total 9.87%
Government Bond & Treasury Bill
Government Bond
5.63% Govt of India Red 12-04-2026 SOV 1.99%
5.22% Govt of India Red 15-06-2025 SOV 1.96%
6.10% Govt of India Red 12-07-2031 SOV 1.49%
6.18% Govt of India Red 04-11-2024 SOV 1.35%
Government Bond Total 6.79%
Treasury Bill
182 days Tbill Red 14-10-2021 SOV 8.16%
91 days Tbill Red 07-10-2021 SOV 1.02%
182 days Tbill Red 18-11-2021 SOV 0.18%
182 days Tbill Red 25-11-2021 SOV 0.13%
Treasury Bill Total 9.48%
State Government Bond
7.96% Maharashtra Sdl Red 29-06-2026 SOV 1.41%
State Government Bond Total 1.41%
Government Bond & Treasury Bill Total 17.69%
Cash & Other Receivables 2.20%
Grand Total 100.00%
The primary investment objective of the scheme is to generate returns commensurate with risk from a
portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no
assurance that the investment objective of the scheme will be achieved.
68.11%
29.59%
2.30%Cash & Other Receivables
> 365 Days
Up to 365 Days
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Company Rating % of NAV
Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 37 of SID)
Date of Allotment: February 1, 2019
F :und Size
AUM as on 30/09/2021: ₹ 397.01 Cr
: 463.91 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: CRISIL Short Term Bond Fund Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Marzban Irani Experience: 20+ years
Expense Ratio:Regular: 1.44%; Direct: 0.39%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 2.27 yearsMacaulay Duration 2.05 yearsModified Duration 1.97 yearsYTM 4.71 %
NAV as on :September 30 , 2021
NAV Regular Plan Direct Plan
Growth ₹ 11.9592 ₹ 12.2992
IDCW ₹ 11.9592 ₹ 12.2992
29
61.74%
35.96%
2.30%
AAA/A1+ and Equivalent
Cash & Other Receivables
Sovereign
SCHEME PERFORMANCE
Scheme CRISIL Short TermBond Fund Index*
CRISIL Short TermBond Fund Index*
CRISIL 10 YearGilt Index**
Scheme
1 Year 3.80 6.02 3.88 10,380 10,602 10,388
3 Years NA NA
NA NA
NA NA
NA NA
NA NA
NA NA5 Years
Since Inception 6.95 8.62 8.28 11,959 12,464 12,359
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth
option. Mr. Marzban Irani is managing the above scheme from 1st February, 2019 and total no. of schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the
above scheme from 1st September, 2020 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available
throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years
CRISIL 10 YearGilt Index**
An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Refer page no. 37 of the SID)
Factsheet October, 2021
Corporate Debt
Non-Convertible Debentures
Power Finance Corporation Ltd. CRISIL AAA 9.02%
Sikka Ports and Terminals Ltd. CRISIL AAA 6.62%
NTPC Ltd. CRISIL AAA 5.61%
HDFC Ltd. CRISIL AAA 5.45%
Indian Railway Finance Corporation Ltd. CRISIL AAA 4.00%
Reliance Industries Ltd. CRISIL AAA 3.95%
National Bk for Agriculture & Rural Dev. ICRA AAA 3.93%
Export Import Bank of India CRISIL AAA 2.83%
Power Grid Corporation of India Ltd. CRISIL AAA 2.79%
Indian Oil Corporation Ltd. CRISIL AAA 2.70%
National Housing Bank CRISIL AAA 1.30%
Non-Convertible Debentures Total 48.19%
Corporate Debt Total 48.19%
Money Market Instruments
Certificate of Deposit
Axis Bank Ltd. CRISIL A1+ 7.47%
Export Import Bank of India CARE A1+ 6.09%
Certificate of Deposit Total 13.56%
Money Market Instruments Total 13.56%
Government Bond & Treasury Bill
Government Bond
5.63% Govt of India Red 12-04-2026 SOV 16.78%
7.35% Govt of India Red 22-06-2024 SOV 9.55%
7.32% Govt of India Red 28-01-2024 SOV 0.54%
Government Bond Total 26.87%
Treasury Bill
91 Days Tbill Red 07-10-2021 SOV 3.78%
182 Days Tbill Red 14-10-2021 SOV 2.52%
Treasury Bill Total 6.29%
State Government Bond
8.08% Maharashtra Sdl Red 15-06-2026 SOV 2.80%
State Government Bond Total 2.80%
Government Bond & Treasury Bill Total 35.96%
Cash & Other Receivables Total 2.30%
Grand Total 100.00%
The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
75.21%
24.79%Cash & Other Receivables
Up to 365 Days
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Company Rating % of NAV
Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44)
Date of Allotment: November 27, 2019
F :und Size
AUM as on 30/09/2021: ₹ 90.15 Cr
: 107.06 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: CRISIL Ultra Short Term Debt Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Rahul Singh Experience: 14+ years
Expense Ratio:Regular: 0.40%; Direct: 0.20%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 94 daysMacaulay Duration 94 daysModified Duration 94 daysYTM 3.53 %
30
55.49%
24.79%
AAA/A1+ and Equivalent
Sovereign
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 1073.0975 ₹ 1077.6543
Daily ₹ 1007.2508 -IDCW
Weekly ₹ 1009.1293 ₹ 1008.8297 IDCW
Monthly ₹ 1073.1054 ₹ 1077.7238 IDCW
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
SCHEME PERFORMANCE
SchemeCRISIL Ultra ShortTerm Debt Index*
CRISIL Ultra ShortTerm Debt Index*
CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year
7 Days
3 Years
15 Days
10,329
NA
10,164
10,002
10,009
10,023
10,082
NA
3.29
NA
3.27
1.77
2.26
2.76
3.25
NA
10,436
NA
10,216
10,003
10,010
10,026
10,107
NA
4.36
NA
4.30
1.31
2.36
3.18
4.23
NA
10,389
NA
10,192
9,993
9,997
10,020
10,106
NA
3.89
NA
3.82
-3.69
-0.84
2.45
4.20
NA5 Years
1 Month
3 Months
6 Months
Since Inception 3.90 5.32 4.91 10,731 11,004 10,925
PeriodCAGR (%)
invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 27th November, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. * Benchmark, ** Additional Benchmark. NA : Not Available.
Value of lumpsum investment of 10,000/- ₹
Daily *
August,2021 3.7039
Daily Direct *
May,2021
October,2020
1.8320
5.7760
Weekly *
Weekly Direct *
19.72%
Cash & Other Receivables
August,2021 4.6722
June,2020 5.8688
August,2020 5.4748
February,2021 3.8764
An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months to 6 months (Please refer page no. 44 of SID)
Income Distribution cum Capital Withdrawal (IDCW) istory H
April,2021 6.9087
June,2021 4.6234
June,2021 1.1500
July,2021 3.7076
July,2021 2.5124
Factsheet October, 2021
Corporate Debt
Non-Convertible Debentures
REC Ltd. CRISIL AAA 5.19%
National Highways Authority of India CRISIL AAA 3.54%
Non-Convertible Debentures Total 8.73%
Corporate Debt Total 8.73%
Money Market Instruments
Commercial Paper
Birla Group Holdings Pvt Ltd. CRISIL A1+ 5.52%
L & T Finance Ltd. CRISIL A1+ 5.47%
Commercial Paper Total 10.99%
Money Market Instruments Total 10.99%
Government Bond & Treasury Bill
Government Bond
8.79% Govt of India Red 08-11-2021 SOV 17.31%
Government Bond Total 17.31%
Treasury Bill
364 Days Tbill Red 30-03-2022 SOV 27.26%
364 Days Tbill Red 11-03-2022 SOV 10.92%
Treasury Bill Total 38.18%
Government Bond & Treasury Bill Total 55.49%
Cash & Other Receivables Total 24.79%
Grand Total 100.00%
The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Daily *
Daily Direct *
August,2021 0.0400
Weekly *
April,2021 0.0442
Weekly Direct *
March,2020
May,2019
0.0056
0.0641
Monthly 10.0000
September 29, 2020 10.0000
10.0000
10.6050 0.0600
Monthly Direct July 24, 2013 10.0000 10.0500 0.0025
August 27, 2013 10.0000 10.1434 0.0913
September 1, 2013 10.0000 10.0631 0.1319
46.27%
42.26%
10.71%
0.76%
Up to 91 days
> 365 Days
> 91 days up to 365 Days
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
87.83%
11.41%
0.76%
AAA/A1+ and Equivalent
Sovereign
Cash & Other Receivables
SchemeCRISIL Low
Duration Debt Index*CRISIL Low
Duration Debt Index*CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year
6 Months
3 Months
1 Month
15 Days
7 Days
4.28
3.53
3.64
2.07
1.40
0.44
4.80
4.64
4.61
2.62
0.97
-1.28
3.89
3.82
4.202.45
-0.84
-3.69
10,428
10,177
10,092
10,017
10,006
10,001
10,480
10,233
10,116
10,022
10,004
9,998
10,38910,192
10,106
10,020
9,997
9,993
3 Years 5.24 7.25 6.30 11,661 12,343 12,017
5 Years 5.79 7.15 6.11 13,255 14,129 13,455
Since Inception 6.54 7.25 5.97 31,914 36,042 28,926
PeriodCAGR (%)
Value of lumpsum investment of 10,000/- ₹invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark.
* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 27 of SID)
Date of Allotment: June 09, 2003
F :und Size
AUM as on 30/09/2021: ₹ 1,526.86 Cr:₹1,717.92 CrAverage AUM for September 2021
Load Structure:Entry Load: Nil Exit Load: Nil
Benchmark: CRISIL Low Duration Debt Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Rahul Singh
14+ yearsExperience:
Expense Ratio:Regular: 0.83%; Direct: 0.29%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 178 daysMacaulay Duration 175 daysModified Duration 171 daysYTM 3.86 %
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 31.9139 ₹ 33.8030
Daily ₹ 10.4460 ₹ 10.0411IDCW
Weekly ₹ 10.9574 ₹ 11.7806IDCW
Monthly ₹ 11.0633 ₹ 17.6617 IDCW
31
February,2020 0.0287
August,2021 0.0379
Company CompanyRating Rating% of NAV % of NAV
0.0600July 29, 2020 10.6709
0.060010.6351August 27, 2020
February,2021 0.0125
March,2021 0.0394
Income Distribution cum Capital Withdrawal (IDCW) istory H
June,2021 0.0257
June,2021 0.0368
July,2021 0.0435
July,2021 0.0340
Factsheet October, 2021
Corporate Debt
Non-Convertible Debentures
HDFC Ltd. CRISIL AAA 8.52%
REC Ltd. CRISIL AAA 6.41%
Power Finance Corporation Ltd. CRISIL AAA 5.44%
Reliance Industries Ltd. CRISIL AAA 3.49%
Indian Oil Corporation Ltd. CRISIL AAA 3.36%
NABARD CRISIL AAA 1.71%
National Housing Bank CRISIL AAA 1.70%
Bajaj Finance Ltd. CRISIL AAA 1.67%
National Highways Authority of India CRISIL AAA 1.53%
HDB Financial Services Ltd. CRISIL AAA 1.03%
Mahindra & Mahindra Fin Serv Ltd. CARE AAA 0.35%
Non-Convertible Debentures Total 35.23%
Corporate Debt Total 35.23%
Money Market Instruments
Certificate of Deposit
Axis Bank Ltd. CRISIL A1+ 8.07%
Kotak Mahindra Bank Ltd. CRISIL A1+ 3.19%
IDFC First Bank Ltd. ICRA A1+ 3.18%
NABARD CRISIL A1+ 1.61%
Certificate of Deposit Total 16.06%
Commercial Paper
Export Import Bank of India CARE A1+ 8.12%
Muthoot Finance Ltd. CRISIL A1+ 3.27%
Tata Motors Finance Ltd. ICRA A1+ 3.26%
Chennai Petroleum Corporation Ltd. ICRA A1+ 3.25%
Reliance Industries Ltd. CRISIL A1+ 3.25%
Kotak Mahindra Investments Ltd. CRISIL A1+ 3.20%
TV18 Broadcast Ltd. ICRA A1+ 3.18%
Bajaj Housing Finance Ltd. CRISIL A1+ 3.17%
Birla Group Holdings Pvt Ltd. CRISIL A1+ 2.93%
L & T Finance Ltd. CRISIL A1+ 2.91%
Commercial Paper Total 36.55%
Money Market Instruments Total 52.60%
Government Bond & Treasury Bill
Treasury Bill
182 Days Tbill Red 12-11-2021 SOV 6.52%
182 Days Tbill Red 07-10-2021 SOV 3.27%
364 Days Tbill Red 30-03-2022 SOV 1.61%
Treasury Bill Total 11.41%
Government Bond & Treasury Bill Total 11.41%
Cash & Other Receivables Total 0.76%
Grand Total 100.00%
An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through
judicious mix of investment in money market instruments and quality debt instruments. However, there is no
assurance that the investment objective of the Schemes will be realized.
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Daily *
Sept, 2021 2.3778
Daily Direct *
Sept, 2021 2.3181
62.70%
31.63% Up to 60 days
> 60 Days
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
62.70%
32.10%AAA/A1+ and Equivalent
Sovereign
Cash & Other Receivables
5.20%
SchemeCRISIL Liquid Fund Index*
CRISIL Liquid Fund Index*
CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year
7 Days
3.19
2.96
3.59
2.94
3.89
-3.69
10,319
10,006
10,359
10,006
10,389
9,993
3 Years
15 Days
5.02
2.97
5.37
3.08
6.30
-0.84
11,585
10,012
11,699
10,013
12,013
9,997
5 Years
1 Month
3 Months
6 Months
5.75
3.02
3.24
3.22
6.00
3.25
3.48
3.54
6.11
2.45
4.20
3.82
13,230
10,025
10,082
10,161
13,384
10,027
10,088
10,177
13,455
10,020
10,106
10,192
Since Inception 7.01 NA 6.00 37,626 NA 31,228
PeriodCAGR (%)
invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.
* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
Scheme Type: An open-ended liquid scheme
Date of Allotment: March 18, 2002
F :und Size
AUM as on 30/09/2021: ₹ 9,608.83 Cr: ₹7,556.11 CrAverage AUM for September 2021
Load Structure:Entry Load: Nil Exit Load:
Benchmark: Crisil Liquid Fund Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Rahul Singh
14+ yearsExperience:
Expense Ratio:Regular: 0.25%; Direct: 0.11%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 12 daysMacaulay Duration 12 daysModified Duration 12 daysYTM 3.41 %
NAV as on :September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 3762.5674 ₹ 3799.7927
IDCW ₹ 1000.1000 ₹ 1013.6000
32
Company Rating % of NAV
Value of lumpsum investment of 10,000/- ₹
Investor exit uponSubscription
Exit load as a % ofredemption / switch out
proceeds
Day 1 0.0070%
Day 2 0.0065%
Day 3 0.0060%
Day 4 0.0055%
Day 5 0.0050%
Day 6 0.0045%
Day 7 onwards 0.0000%
5.68%
Cash & Other Receivables
Income Distribution cum Capital Withdrawal (IDCW) istory H
July, 2021 2.1411
July, 2021 2.7745
Factsheet October, 2021
August, 2021 2.6619
August, 2021 2.8841
Money Market Instruments
Certificate of Deposit
Axis Bank Ltd. CRISIL A1+ 1.77%
Certificate of Deposit Total 1.77%
Commercial Paper
Indian Oil Corporation Ltd. CRISIL A1+ 5.72%
Birla Group Holdings Pvt Ltd. CRISIL A1+ 3.62%
Small Industries Development Bk of India CRISIL A1+ 3.10%
HDFC Ltd. CARE A1+ 2.60%
Reliance Jio Infocomm Ltd. CRISIL A1+ 2.08%
Indian Railway Finance Corporation Ltd. CRISIL A1+ 2.08%
Export Import Bank of India CARE A1+ 2.08%
Sundaram Finance Ltd. CRISIL A1+ 2.08%
Reliance Retail Ventures Ltd. CRISIL A1+ 2.07%
Reliance Industries Ltd. CRISIL A1+ 1.55%
Kotak Securities Ltd. ICRA A1+ 1.04%
Aditya Birla Housing Finance Ltd. ICRA A1+ 1.03%
L & T Finance Ltd. CRISIL A1+ 0.78%
Muthoot Finance Ltd. CRISIL A1+ 0.52%
Commercial Paper Total 30.34%
Money Market Instruments Total 32.10%
Government Bond & Treasury Bill
Treasury Bill
364 Days Tbill Red 07-10-2021 SOV 5.20%
Treasury Bill Total 5.20%
Government Bond & Treasury Bill Total 5.20%
Cash & Other Receivables 62.70%
Grand Total 100.00%
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MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
/LICMutual /company/LICMutual/LICMutual 1800-258-5678Connect with us: www.licmf.com
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This product is suitable for investors who are seeking*:
• Regular income for short-term.
• Investment in debt / money market instruments with maturity of up to 91 days.
• Risk - Low to Moderate
Invest in
Now Get Insta Redemption in LIC MF Liquid Fund - Growth Option
#*Eligible only for Resident Individual Investor. Amount eligibility is maximum ₹ 50,000 or 90% of market value whichever is lower at PAN-level.
For further details, please refer to the Scheme Information Document, Statement of Additional Information & Key Information Memorandum cum Application forms, available on our website www.licmf.com and at the official points of acceptance of LIC Mutual Fund Asset Management Ltd.
24 x 7 x 365 days access to your invested money.
Instant credit of redeemed amount through IMPS.
Easy redemption process in just a few clicks.
Steps for insta redemption credit:
1. Visit LIC Mutual Fund online investing portal – www.licmf.com#2. Log in into your account folio and select “Instant Redemption”*
3. Validate your Bank details and confirm
4. Payment will be credited immediately
through IMPS.
5. Get confirmation through SMS/Email
Investors understand that their principalwill be at Low to Moderate risk
Low
Low toModerate
Moderate ModeratelyHigh
High
Very High
RISKOMETER HIGHLOW
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 31th September 2021 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com
The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and
providing a high level of liquidity, through investments made primarily in overnight securities having
maturity/residual maturity of 1 business day. However, there can be no assurance that the investment
objective of the scheme will be achieved.
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 30.09.2021
Company % of NAV
Scheme Type: An open-ended debt scheme investing in overnight securities.
Date of Allotment: July 18, 2019
F :und Size
AUM as on 30/09/2021: ₹ 532.69 Cr
: 357.96 CrAverage AUM for September 2021 ₹
Load Structure:Entry Load: Exit Load: Nil Nil
Benchmark: NIFTY 1D Rate Index
Minimum Investment (lumpsum): ₹ 5,000/-
F M :und anagerName: Mr. Rahul Singh
14+ yearsExperience:
Expense Ratio:Regular: 0.20%; Direct: 0.07%(for detailed bifurcation on TER, please see page no 36)
Portfolio Metrics:Average Maturity 1 dayMacaulay Duration 1 dayModified Duration 1 dayYTM 3.37 %
34
An open ended debt scheme investing in overnight securities
LIC MF
FUNDVERNIGHT
NAV as on : September 30, 2021
NAV Regular Plan Direct Plan
Growth ₹ 1080.4615 ₹ 1083.5688
Daily ₹ 1002.8264 ₹ 1003.2065IDCW
Weekly - ₹ 1000.7627IDCW
IDCW ₹1080.8680 ₹ 1083.3145
Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹
Daily *
Daily Direct *
Weekly Direct *
August, 2021
Sept, 2021
August, 2021
2.1850
1.8321
4.0627
After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.
SCHEME PERFORMANCE
SchemeNIFTY 1D
Rate Index*NIFTY 1D
Rate Index*CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year
7 Days 3.11 3.28 -3.69 10,006 10,006 9,993
3 Years
15 Days 3.11 10,013
10,025
10,076
10,298
NA
10,153
NA
3.01
3.00
2.98
NA
3.05
NA
3.29 10,014
10,026
10,080
10,319
NA
10,162
NA
3.20
3.19
3.19
NA
3.23
NA
-0.84 9,997
10,020
10,106
10,389
NA
10,192
NA
2.45
4.20
3.89
NA
3.82
NA5 Years
1 Month
3 Months
6 Months
Since Inception 3.57 3.72 5.36 10,805 10,838 11,221
PeriodCAGR (%)
invested on inception date
thAbove returns are as on 30 September, 2021. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 18th July, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Value of lumpsum investment of 10,000/- ₹
Cash & Other Receivables 100.00%
Grand Total 100.00%
Income Distribution cum Capital Withdrawal (IDCW) istory H
June, 2021 2.4278
June, 2021 1.5200
July, 2021 1.0409
July, 2021 2.4342
July, 2021 4.3968
Factsheet October, 2021
August, 2021 2.9391
Comparative Performance of Open Ended Schemes
1 Year 3 Years 5 Years Since Inception
LIC MF Flexi Cap Fund
LIC MF Arbitrage Fund
44.96
3.07
3.07
NA
NA
6.90
4.17
4.17
11.08
NA
NA
Nifty 500 TRI #
NIFTY 50 Arbitrage Index # 3.93
3.93
19.44
14.65
NA
NA
NA
4.38
4.38
16.61
NA
NA
NIFTY 50 TRI ##
CRISIL 1 Year T-Bill Index ##
62.87
58.54
3.89
3.89
18.58
NA
NA
13.38
5.82
5.82
16.81
NA
NA
LIC MF Banking & Financial Services Fund 58.21 6.4513.63 5.24
Nifty Financial Services TRI # 73.17 18.8120.54 15.73
NIFTY 50 TRI ## 16.8118.58 13.58
LIC MF Index Fund - Sensex Plan 54.84 17.78 14.1616.09
S&P BSE Sensex TRI # 56.96 19.03 18.4217.60
NIFTY 50 TRI ## 58.54 18.58 17.7816.81
LIC MF Index Fund - Nifty Plan 56.11 17.15 13.4015.19
NIFTY 50 TRI # 58.54 18.58 17.7816.81
S&P BSE Sensex TRI ## 56.96 19.03 18.4217.60
LIC MF Equity Hybrid Fund 34.76 13.35 8.919.46
CRISIL Hybrid 35+65 - Aggressive Index # 39.66 16.97 NA14.17
NIFTY 50 TRI ## 58.54 18.58 14.9116.81
11.94 8.74 8.486.72
12.98 12.00 NA
NA
9.39
3.88 9.17 6.17
37.87 14.26 4.528.37
39.66 16.97 NA14.17
58.54 18.58 17.0616.81
LIC MF G-Sec Long Term Exchange Traded Fund 3.97 9.79 7.896.78
Nifty 8-13 yr G-Sec Index # 4.48 10.22 8.277.18
CRISIL 10 year Gilt Index ## 3.88 9.17 7.346.17
LIC MF Unit Linked Insurance Scheme
CRISIL Hybrid 35+65 - Aggressive Index #
NIFTY 50 TRI ##
LIC MF Government Securities Fund 4.04 9.51 7.556.98
NIFTY All Duration G-Sec Index # 4.99 10.58 NA7.45
CRISIL 10 year Gilt Index ## 3.88 9.17 NA6.17
LIC MF Debt Hybrid Fund
CRISIL Hybrid 85+15 - Conservative Index #
CRISIL 10 year Gilt Index ##
LIC MF Bond Fund 3.14 7.86 8.195.80
CRISIL Composite Bond Fund Index # 5.83 10.23 NA7.77
CRISIL 10 year Gilt Index ## 3.88 9.17 NA6.17
LIC MF Children's Gift Fund
CRISIL Hybrid 35+65 - Aggressive Index #
NIFTY 50 TRI ##
LIC MF Banking & PSU Debt Fund 3.88 7.81 7.437.09
Nifty Banking and PSU Debt Index # 5.84 8.80 8.417.32
CRISIL 10 Year Gilt Index ## 3.88 9.17 6.936.17
LIC MF Large Cap Fund 55.39 18.90 5.3713.82
Nifty 100 TRI # 58.51 18.34 NA16.49
NIFTY 50 TRI ## 58.54 18.58 11.1316.81
LIC MF Large & Mid Cap Fund 56.70 20.05 14.2715.66
Nifty LargeMidcap 250 TRI # 67.62 21.18 14.9117.56
NIFTY 50 TRI ## 58.54 18.58 12.58
18.24
16.81
LIC MF Infrastructure Fund 73.49 18.52 5.8012.60
Nifty Infrastructure TRI # 65.65 21.21 2.9714.35
NIFTY 50 TRI ## 58.54 18.58 11.7516.81
LIC MF Tax Plan 54.37 17.47 9.8714.16
Nifty 500 TRI # 62.87 19.44 15.6116.61
NIFTY 50 TRI ## 58.54 18.58 13.9616.81
LIC MF Exchange Traded Fund - Nifty 50 58.16 18.41 15.9816.65
NIFTY 50 TRI # 58.54 18.58 16.2116.81
S&P BSE Sensex TRI ## 56.96 19.03 16.55
LIC MF Exchange Traded Fund - Sensex 56.68 18.95 16.3517.52
S&P BSE Sensex TRI # 56.96 19.03 16.4217.60
NIFTY 50 TRI ## 58.54 18.58 16.0916.81
LIC MF Exchange Traded Fund - Nifty 100 57.83 17.91 17.7216.12
NIFTY 100 TRI # 58.51 18.34 18.1416.49
S&P BSE 100 TRI ## 58.92 18.51 16.54
LIC MF Unit Linked Insurance Scheme 49.10
49.10
15.88
15.88
10.02
10.02
12.51
12.51
Crisil Hybrid 35 + 65 - Aggressive Index # 39.66
39.66
16.97
16.97
NA
NA
14.17
14.17
NIFTY 50 TRI ## 58.54
58.54
18.58
18.58
NA
NA
16.81
16.81
CAGR (%)
September 18, 2020
September 18, 2020
August 10, 2016
August 10, 2016
August 10, 2016
September 18, 2020
September 18, 2020
September 18, 2020
Funds managed by Mr. Jaiprakash Toshniwal
August 10, 2016
August 10, 2016
August 10, 2016
August 10, 2016
November 12, 2001
May 31, 2007
September 1, 1994
February 25, 2015
December 24, 2014
June 19, 1989
December 10, 1999
Scheme managed by the current Fund Manager since
October 4, 2018
January 25, 2019
October 4, 2018
Funds managed by Mr. Yogesh Patil
March 24, 2008
March 31, 1997
November 20, 2015
November 30, 2015
March 17, 2016
June 19, 1989
June 23, 1999
Date of Inception
April 15, 1993
January 25, 2019
June 1, 1998
March 27,2015
December 5, 2002
December 5, 2002
January 1, 1991
Funds managed by Mr. Marzban Irani
LIC MF Arbitrage Fund
NIFTY 50 Arbitrage Index #
CRISIL 1 Year T-Bill Index ##
January 25, 2019
34.76 13.35 8.919.46
39.66 16.97 NA14.17
58.54 18.58 14.9116.81
LIC MF Equity Hybrid Fund
CRISIL Hybrid 35+65 - Aggressive Index #
NIFTY 50 TRI ##
August 10, 2016January 1, 1991
LIC MF Short Term Debt Fund 3.80 NA 6.95NA
CRISIL Short Term Bond Fund Index # 6.02 NA 8.62NA
CRISIL 10 Year Gilt Index ## 3.88 NA 8.28NA
February 1, 2019February 1, 2019
35
17.60
58.54
Factsheet October, 2021
Funds managed by Mr. Karan Doshi
LIC MF Debt Hybrid Fund
CRISIL Hybrid 85+15 - Conservative Index #
CRISIL 10 year Gilt Index ##
January 7, 2021June 1, 1998
LIC MF Children's Gift Fund
CRISIL Hybrid 35+65 - Aggressive Index #
NIFTY 50 TRI ##
January 7, 2021November 12, 2001
11.94 8.74 8.486.72
12.98 12.00 NA9.39
3.88 9.17 NA6.17
37.87 14.26 4.528.37
39.66 16.97 NA
58.54 18.58 17.0616.81
14.17
34.76 13.35 8.919.46
39.66 16.97 NA14.17
58.54 18.58 14.9116.81
LIC MF Equity Hybrid Fund
CRISIL Hybrid 35+65 - Aggressive Index #
NIFTY 50 TRI ##
September 6, 2021January 1, 1991
September 6, 2021
September 6, 2021
September 6, 2021
September 6, 2021
September 6, 2021
September 6, 2021
September 6, 2021
thAbove returns are as on 30 September, 2021. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual
Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -
Reinvestment option for LIC MF ULIS & Regular Plan - Growth option for others schemes. In case, the start/end date of the concerned period is a Income Distribution cum Capital Withdrawal
nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the
scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. NA : Not Available. # Benchmark. ##
Additional Benchmark.
Total Expense Ratios th(as on 30 September, 2021)
1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per
applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of
SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,
commission, etc., and no commission shall be paid from such plans.
Scheme NameBase TER
(%)1
Additional
expense as per
Regulation
52(6A)(b) (%)2
Additional
expense as per
Regulation
52(6A)© (%)3
GST (%)4Total TER
(%)
Base TER
(%)1
Additional
expense as per
Regulation
52(6A)(b) (%)2
Additional
expense as per
Regulation
52(6A)© (%)3
GST (%)4Total TER
(%)
Regular Plan Direct Plan
LIC MF Banking & Financial Services Fund 2.25 0.30 0.05
0.20 2.80
1.25 - 0.05 0.19 1.49
LIC MF Equity Hybrid Fund 2.25 0.12
0.05
0.18
2.60
1.15
- 0.05 0.18 1.38
LIC MF Infrastructure Fund 2.25 0.07
0.05
0.19
2.56
1.10
- 0.05 0.16 1.31
LIC MF Large & Mid Cap Fund 1.96
0.30
0.30
0.15
0.05
0.12
2.43
0.70
- 0.05 0.12 0.87
LIC MF Large Cap Fund 2.19
0.05
0.19
2.73
1.08
- 0.05 0.19 1.32
LIC MF Flexi Cap Fund 2.25 0.12
0.05
0.23
2.65
1.40
- 0.05 0.22 1.67
LIC MF Tax Plan 2.25
-
0.17
2.57
1.13
- - 0.17 1.30
LIC MF Index Fund- Sensex Plan 1.00
- 0.03
0.05
1.08
0.30
- 0.020.05 0.37
LIC MF Index Fund-Nifty Plan 1.00
-
- 0.01
1.01
0.20
- - 0.01 0.21
LIC MF Children's Gift Fund 2.25 0.05
-
0.17
2.47
1.36
- - 0.16 1.52
LIC MF Unit Linked Insurance Scheme 2.25 0.12
-
-
2.37
1.50
- - - 1.50
LIC MF ETF-Nifty 100 0.25
-
- 0.03
0.28
-
- - - -
LIC MF ETF-Nifty 50 0.10
-
- -
0.10
-
- - - -
LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -
LIC MF G-Sec Long Term ETF 0.15 - - 0.01 0.16 - - - - -
LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28
LIC MF Bond Fund 1.07 - - 0.14 1.21 0.87 - - 0.14 1.01
LIC MF Debt Hybrid Fund 2.00 0.02 0.05 0.20 2.27 1.25 - 0.05 0.20 1.50
LIC MF Govt. Securities Fund 1.35 - 0.05 0.08 1.48 0.63 - 0.05 0.08 0.76
LIC MF Liquid Fund 0.24 -
-
-
-
0.01 0.25 0.10 -
-
-
-
0.01 0.11
LIC MF Savings Fund
LIC MF Arbitrage Fund
LIC MF Short Term Debt Fund
LIC MF Overnight Fund
LIC MF Ultra Short Term Fund
0.80
1.16
1.40
0.20
0.40
-
-
-
-
-
-
-
-
-
-
0.03
0.02
0.04
-
-
0.83
1.18
1.44
0.20
0.40
0.26
0.31
0.35
0.07
0.20
-
-
-
-
-
-
-
-
-
-
0.03
0.02
0.04
-
-
0.29
0.33
0.39
0.07
0.20
36
Funds managed by Mr. Sanjay Pawar
LIC MF Savings Fund 4.28 5.24 6.545.79
CRISIL Low Duration Debt Index # 4.80 7.25 7.257.15
CRISIL 1 Year T-Bill Index ## 3.89 6.30 5.976.11
LIC MF Liquid Fund 3.19 5.02 7.015.75
Crisil Liquid Fund Index # 3.59 5.37 NA6.00
CRISIL 1 Year T-Bill Index ## 3.89 6.30 6.006.11
October 5, 2015
September 7, 2015
Funds managed by Mr. Rahul Singh
June 9, 2003
March 18, 2002
LIC MF Overnight Fund 2.98 3.57
NIFTY 1D Rate Index # 3.19 3.72
CRISIL 1 Year T-Bill Index ## 3.89 5.36
July 18, 2019
NA NA
NA NA
NA NA
July 18, 2019
LIC MF G-Sec Long Term Exchange Traded Fund
Nifty 8-13 yr G-Sec Index #
CRISIL 10 year Gilt Index ##
September 1, 2020December 24, 2014
LIC MF Short Term Debt Fund 3.80 NA 6.95NA
CRISIL Short Term Bond Fund Index # 6.02 NA 8.62NA
CRISIL 10 Year Gilt Index ## 3.88 NA 8.28NA
September 1, 2020February 1, 2019
LIC MF Ultra Short Term Fund 3.29 3.90
CRISIL Ultra Short Term Debt Index # 4.36 5.32
CRISIL 1 Year T-Bill Index ## 3.89 4.91
November 27, 2019
NA NA
NA NA
NA NA
November 27, 2019
3.97 9.79 7.896.78
4.48 10.22 8.277.18
3.88 9.17 7.346.17
Factsheet October, 2021
Funds managed by Mr. Dikshit Mittal
49.10 15.88 10.0212.51
39.66 16.97 NA14.17
58.54 18.58 NA16.81
LIC MF Unit Linked Insurance Scheme
Crisil Hybrid 35 + 65 - Aggressive Index #
NIFTY 50 TRI ##
September 6, 2021June 19, 1989
Summary : Key Features of the Schemes th(as on 30 September, 2021)
RP: Regular Plan, DP: Direct Plan, , SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal
details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the
Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for
subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day
SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
Scheme Name LIC MF Flexi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund
Scheme TypeAn open ended dynamic equity scheme investing across large cap, mid cap and small cap stocks.
An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks
An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks
An Open Ended Equity Scheme Investing In Banking & Financial Companies
Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/IDCW Growth/IDCW Growth/IDCW
Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI
Min Investment Amt(lumpsum) ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000
Min Additional Amt(lumpsum)
₹ 500 ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500
SIP dates Any day# Any day# Any day# Any day#
SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly
Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal
Entry LoadNIL NIL NIL NIL
Exit Load
• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days
Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP
Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan
Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies
An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit
An Open Ended Scheme Replicating/Tracking Nifty 50 Index
An Open Ended Scheme Replicating/Tracking S & P Bse Sensex
Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/IDCW Growth/IDCW Growth/IDCW Growth/IDCW
Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI
Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000
Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500 ₹ 500
SIP dates Any day# Any day# Any day# Any day#
SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly
Min SIP Amount
Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal
Entry Load NIL NIL NIL NIL
Exit Load NIL (subject to lock-in period of 3 years)
Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 500/- & in
1) Daily - ₹ 500/- & in multiples of ₹ 500/-
multiples of ₹ 500/- thereafter, 3) Quarterly -
₹ 1500/- & in multiples of ₹ 500/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
37
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days
Growth/IDCW
Factsheet October, 2021
Summary : Key Features of the Schemes th(as on 30 September, 2021)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,
details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the
Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for
subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day
SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
Scheme NameLIC MF Exchange Traded Fund - Nifty 100
LIC MF Exchange Traded Fund - Nifty 50
LIC MF Exchange Traded Fund - Sensex
Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index
An Open Ended Scheme Replicating/Tracking Nifty 50 Index
An Open Ended Scheme Replicating/Tracking Sensex Index
Allotment Date March 17, 2016 November 20, 2015 November 30, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP RP RP
Option Available Growth Growth Growth
Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI
Min Investment Amt(lumpsum)
For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit
For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit
For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit
Min Additional Amt(lumpsum)Min Redemption Amt(lumpsum)
SIP dates
SIP Frequency
Min SIP Amount
Fund Manager Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal
Entry Load NIL
- - -
-
-
- - -
- -
- -
-
-
-
-
-
-
NIL NIL
Exit Load NIL NIL NIL
Riskometer Risk - Very High Risk - Very High Risk - Very High
Facility Available
Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme
LIC MF Children's Gift Fund
Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments
An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments
An Open-Ended Insurance Linked Tax Saving Scheme
An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)
Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001
Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/IDCW Growth/IDCW Reinvestment IDCW Growth
Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index
Min Investment Amt(lumpsum)
₹ 5000 ₹ 5000
₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option
₹ 5000
Min Additional Amt (lumpsum) ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt (lumpsum) ₹ 500 ₹ 500 ₹ 1000 ₹ 500
SIP dates Any day# Any day# 15th Any day#
SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly
Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-
Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)Mr. Karan Doshi (Equity, Co-Fund Mgr)
Mr. Marzban Irani (Debt), Mr. Karan Doshi (Equity)
Mr. Yogesh Patil (Equity)Mr. Dikshit Mittal (Equity, Co-Fund Mgr)Mr. Marzban Irani (Debt)
Mr. Marzban Irani (Debt) Mr. Karan Doshi (Equity)
Entry Load NIL NIL NIL NIL
Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).
Riskometer Risk - Very High Risk - Moderate Risk - Very High Risk - Very High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
thereafter, 2) Monthly - ₹ 1000/- & in
1) Daily - ₹ 300/- & in multiples of ₹ 1/-
multiples of ₹ 1/- thereafter, 3) Quarterly -
₹ 3000/- & in multiples of ₹ 1/- thereafter.
LIC MF Government Securities Fund
An Open Ended Debt Scheme Investing in Government Securities Across Maturity
December 10, 1999
3 Years Plus
RP/DP
Growth/IDCW/PF
NIFTY All Duration G-Sec Index*
₹ 10000
₹ 500
₹ 500
Any day#
Monthly / Quarterly
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
Mr. Marzban Irani
NIL
0.25% if exit within 30 days from the date of allotment of units
Risk - Low to Moderate
SIP/STP
LIC MF G-Sec Long Term Exchange
Traded Fund
An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index
December 24, 2014
3 Years Plus
RP
-
-
-
-
-
-
Growth
Nifty 8-13 yr G-Sec Index
For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit
Mr. Marzban Irani
NIL
NIL
Risk - Moderate
38
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.
Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.
Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Mr. Sanjay Pawar (Co-Fund Manager)
Factsheet October, 2021
Summary : Key Features of the Schemes
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
Scheme Name
Scheme Name
LIC MF Liquid Fund
LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund
LIC MF Savings Fund LIC MF Banking & PSU Debt Fund
Scheme Type
Scheme Type
An Open-Ended Liquid Scheme
An open ended scheme investing in arbitrage opportunities
An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 37 of SID)
An open-ended debt scheme investing in overnight securities.
An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months (Please refer Page No.27)
An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds
Allotment Date
Allotment Date
March 18, 2002
January 25, 2019 February 01, 2019 July 18, 2019
June 09, 2003 May 31, 2007
Ideal Investment Horizon
Ideal Investment Horizon
1 Day Plus
1 Day Plus1 Year Plus 3 Years Plus
6 Months Plus 3 Years Plus
Plan Available
Plan Available
RP/DP
RP/DP RP/DP RP/DP
RP/DP RP/DP
Option Available
Option Available
Growth/IDCW
Growth/IDCW Growth/IDCW Growth/IDCW
Growth/IDCW Growth/IDCW
Benchmark
Benchmark
Crisil Liquid Fund Index
Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index
CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index
Min Investment Amt (lumpsum)
Min Investment Amt (lumpsum)
₹ 5000
₹ 5000 ₹ 5000 ₹ 5000
₹ 5000 ₹ 5000
Min Additional Amt (lumpsum)
Min Additional Amt (lumpsum)
₹ 500
₹ 500 ₹ 500 ₹ 500
₹ 500 ₹ 500
Min Redemption Amt (lumpsum)
Min Redemption Amt (lumpsum)
₹ 500
₹ 500 ₹ 500 ₹ 500
₹ 500 ₹ 500
SIP dates
SIP dates
Any day#
Any day# Any day# Any day#
Any day# Any day#
SIP Frequency
SIP Frequency
Monthly / Quarterly
Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly
Monthly / Quarterly Monthly / Quarterly
Min SIP Amount
Min SIP Amount
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter
1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter
1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter
1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
Fund Manager
Fund Manager
Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani
Entry Load
Entry Load
NIL
NIL NIL NIL
NIL NIL
NIL
NIL
NIL
Exit Load
Exit Load
See below note* NIL
Riskometer
Riskometer
Risk - Low to Moderate
Risk - Low Risk - Low to Moderate Risk - Low
Risk - Low to Moderate Risk - Low to Moderate
Facility Available
*LIC MF Liquid Fund Exit Load :
Facility Available
SIP/STP/SWP
SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP
SIP/STP/SWP SIP/STP/SWP
39
Mr. Jaiprakash Toshniwal (Equity),Mr. Marzban Irani (Debt)
Mr. Marzban IraniMr. Sanjay Pawar (Co-Fund Manager)
Mr. Rahul Singh
th(as on 30 September, 2021)
Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards
Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%
w.e.f. 1st Sept 2021
Ÿ For redemption/switch out of units on or before 1 month from the date of allotment: 0.25% of applicable NAV.
Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil
Factsheet October, 2021
Summary : Key Features of the Schemes
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.
Scheme Name LIC MF Ultra Short Term Fund
Scheme Type An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 44 of SID)
Allotment Date November 27, 2019
Ideal Investment Horizon Upto 6 months
Plan Available RP/DP
Option Available Growth/IDCW
Benchmark CRISIL Ultra Short Term Debt Index
Min Investment Amt (lumpsum) ₹ 5000
Min Additional Amt (lumpsum) ₹ 500
Min Redemption Amt (lumpsum) ₹ 500
SIP dates Any day#
SIP Frequency Daily / Monthly / Quarterly
Min SIP Amount1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter
Fund Manager
Entry Load NIL
Exit Load
Riskometer Risk - Low to Moderate
Facility Available SIP/STP/SWP
40
Mr. Rahul Singh
th(as on 30 September, 2021)
NIL
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
LIC MF Bond Fund
An open ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.35 of SID).
June 23, 1999
3 Years Plus
RP/DP
Growth/IDCW
Crisil Composite Bond Fund Index
₹ 5000
₹ 500
₹ 500
Any day#
Monthly / Quarterly
Mr. Marzban Irani
NIL
Risk - Low to Moderate
SIP/STP/SWP
Ÿ 0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.
Ÿ No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.
Disclaimer for Index TRI
As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
(1) LIC MF Equity Hybrid Fund
(2) LIC MF Flexi Cap Fund
(3) LIC MF Large Cap Fund
(4) LIC MF Tax Plan
As TRI data is not available since inception of LIC MF Flexi Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999
The benchmark of LIC MF Large Cap Fund, LIC MF Flexi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF
Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please
visit www.licmf.com
Mr. Marzban Irani has over 21 years of experience including 15 years of experience in Fund Management.
Fund Managers Experiences
Mr. Yogesh Patil has over 18 years of experience including 10 years of experience in Fund Management.
Mr. Rahul Singh has over 15 years of experience including 6 years of experience in Fund Management.
Mr. Sanjay Pawar has over 14 years of experience including 1 year of experience in Fund Management.
Mr. Karan Doshi has over 8 years of experience including 4 months of experience in Fund Management.
Factsheet October, 2021
Mr. Jaiprakash Toshniwal has over 12 years of experience including 1 month of experience in Fund Management.
Mr. Dikshit Mittal has over 12 years of experience including 1 month of experience in Fund Management.
41
GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme
Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..
Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.
AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.
Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.
Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.
Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.
Portfolio Yield: Disclosure only required for Debt Funds.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.
Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.
Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.
SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash
Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,
Bhubaneswar 751001, Odisha. Tel.: 9439455522. Borivali: Shop No.3, Raghuviir Tower, SVP Road, Chamunda Circle, Borivali West, Mumbai-400092. Chandigarh: S.C.O.-20-30, Jeevan
Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-
28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash,
M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Goa: Jeevan Vishwas Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Guwahati: LIC Mutual
Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S. Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building,
Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional
Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor,
16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455.
Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow 226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6,
Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482. Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.:
022-22885971/22817163. Thane: 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road,
Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan
Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya
Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: 1st Floor, Phase 1, Investment Building, LIC of
India, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh - 492004. Phone No.: 0771 - 2236780. Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522.
Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat: Office No – D- 117, International Trade Centre (Itc), Majuragate Crossing, Ring
Road- Surat- 395002. Tel.: 0261-4862626. Varanasi: CBO 4, LIC of India Divisional Office, Bhelupur Gauriganj, Varanasi U.P.: 221 001
Factsheet October, 2021
42
Agartala: Ols Rms Chowmuhani, Mantri Bari Road,1St Floor, Near Traffic Point, Tripura West, Agartala, Tripura, 799001 / 0381-2317519; Agra: House No. 17/2/4, 2Nd Floor, Deepak Wasan Plaza, Behind Hotel Holiday
Inn, Sanjay Place, In The City Of Agra, Agra, Uttar Pradesh, 282002 / 7518801801; Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad,
Gujarat, 380006 / 9081903021; Ajmer: 302, 3Rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer, Rajasthan, 305001 / 0145-5120725; Akola: Yamuna Tarang Complex, Shop No 30, Ground
Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra, 444004 / 0724-2451874; Aligarh: Sebti Complex Centre Point, In The City Of Aligarh, Aligarh, Uttar Pradesh, 202001 / 7518801802;
Allahabad: Meena Bazar" 2Nd Floor, 10, S. P. Marg, Civil Lines, Subhash Chauraha, In The City Of Allahabad, Allahabad, Uttar Pradesh, 211001 / 7518801803; Alleppy: 1St Floor, Jp Towers, Mullackal, Ksrtc Bus Stand,
Alleppy, Kerala, 688011 / 0477 2263055; Alwar: Office Number 137, First Floor, Jai Complex Road No – 2, Alwar, Rajasthan, 301001 / 0144-2335550 / 0144-2335551; Amaravathi: Shop No. 21, 2Nd Floor, Gulshan
Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra, 444601 / 0721 2569198; Ambala: 6349,2Nd Floor, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala, Haryana, 133001 /
7518801804; Amritsar: 72-A, Taylor'S Road, Opp Aga Heritage Club, Amritsar, Punjab, 143001 / 0183-5053802; Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta, Anand,
Gujarat, 380001 / 9081903038; Ananthapur: Plot No: 12-313, Balaji Towers, Srinagar, Ananthapur Village, Anantapur, Andhra Pradesh, 515001 / 8554244449; Asansol: 114/71 G T Road, Bhanga Panchil Near Nokia
Care, Asansol, West Bengal, 713303 / 0341-2220077; Aurangabad: Shop No B 38, Motiwala Trade Centre, Nirala Bazar, Aurangabad, Maharashthra, 431005 / 0240-2343414; Azamgarh: House No. 290, Ground Floor,
Civil Lines, Near Sahara Office, In The City Of Azamgarh, Azamgarh, Uttar Pradesh, 276001 / 7518801805; Balasore: 1-B. 1St Floor, Kalinga Hotel Lane, Baleshwa, Baleshwar Sadar, Balasore, Orissa, 756001 / 06782-
260503; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka, 560004 / 080-26602852; Bankura: Plot Nos- 80/1/A,Natunchati Mahalla, 3Rd Floor,, Ward No-24, Opposite P.C Chandra,
Bankura Town, Bankura, West Bengal, 722101 / 9434480586; Bareilly: 54-Civil Lines, Ayub Khan Chauraha, Civil Lines Road, In The City Of Deoria, , Bareilly, Uttar Pradesh, 243001 / 7518801806; Barhampore (Wb):
Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb), West Bengal, 742101 / 0348- 2274494; Baroda: 203, Corner Point, Jetalpur Road, Baroda, Gujarat,
Baroda, Gujarat, 390007 / 0265-2353506; Begusarai: C/O Dr Hazari Prasad Sahu, Ward No 13, Behind Alka Cinema, Begusarai (Bihar), Begusarai, Bihar, 851117 / 7518801807; Belgaum: Cts No 3939/ A2 A1, Above
Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum, Karnataka, 590001 / 0831 2402544; Bellary: Shree Gayathri Towers, #4, 1St Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road,, Gandhi
Nagar-Bellary, Karnataka, 583103 / 08392 – 254750; Berhampur (Or): Opp Divya Nandan Kalyan Mandap, 3Rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or), Orissa, 760001 / 0680-2228106; Betul:
107,1St Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh, 460001 / 07141 - 231301; Bhagalpur: 2Nd Floor, Chandralok Complex, Near Ghanta Ghar, In The City Of Bhagalpur, Bihar, Bhagalpur, Bihar,
812001 / 7518801808; Bharuch: 123 Nexus Business Hub, Near Gangotri Hotel, B/S Rajeshwari Petroleum, Makampur Road, Bharuch, Gujarat, 392001 / 9081903042; Bhatinda: Second Floor, Mcb -2-3-01043
Goniana Road, Opp: Nippon India Mf Gt Rode, Near Hanuman Chowk Bhatinda, Bhatinda, Punjab, 161001 / 0164- 5006725; Bhavnagar: 303, Sterling Point, Waghawadi Road, Bhavnagar, Gujarat, 364001 / 278-
3003149; Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East, Bhilai, Chatisgarh, 490020 / 0788-2289499 / 2295332; Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur
Road, Bhilwara, Rajasthan, 311001 / 01482-246362 / 246364; Bhopal: Gurukripa Plaza, Plot No. 48A, Opposite City, Hospital, Zone-2, M P Nagar, Bhopal, Madhya Pradesh, Bhopal, Madhya Pradesh, 462011 / 0755-
4092712,0755-4092715; Bhubaneswar: A/181, Saheed Nagar, Janardan House, Room #: 07; 3Rd Floor, Bhubaneswar, Orissa, 751007 / 0674-2548981; Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati
Circle, Sadul Ganj, Bikaner, Rajasthan, 334003 / 0151-2200014; Bilaspur: Shop No -225,226 & 227,2Nd Floor, Narayan Plaza, Link Road, Bilaspur, Chatisgarh, 495001 / 07752-470070; Bokaro: City Centre, Plot No.
He-07, Sector-Iv; Bokaro Steel City, Bokaro, Jharkhand, 827004 / 7542979444; Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai, Maharashtra, 400 092 / 022- 28916319;
Burdwan: Anima Bhavan, 1St Floor, Holding No.-42, Sreepally, G. T. Road, West Bengal, Burdwan, West Bengal, 713103 / 0342-2665140; Calicut: Second Floor, Manimuriyil Centre, Bank Road, Kasaba Village,
Calicut, Kerala, 673001 / 0495-4022480; Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh, Union Territory, 160022 / 0172-5101342; Chandrapur: Shop
No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur, Maharashthra, 442402 / 07172-270262; Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg, N G Acharya
Marg, Chembur, Mumbai, Maharashtra, , 022-662215536; Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu, 600002 / 044-42028512;
Chinsura: 96, Doctors Lane; Po: Chinsurah; Dt: Hooghly, , Chinsurah, West Bengal, 712101 / 033-26810164; Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm,
Kerala, 682036 / 0484 - 4025059; Coimbatore: 3Rd Floor, Jaya Enclave, 1057 Avinashi Road, , Coimbatore, Tamil Nadu, 641018 / 0422 - 4388011; Cuttack: Shop No-45,2Nd Floor, Netaji Subas Bose Arcade, (Big Bazar
Building), Adjacent To Reliance Trends, Dargha Bazar, Cuttack, Orissa, 753001 / 8658691094; Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga, Bihar, 846003 / 7518801809;
Davangere: D.No 162/6 , 1St Floor, 3Rd Main, P J Extension, Davangere Taluk,, Davangere Mandal,Davangere, Davangere, Karnataka, 577002 / 0819-2258714; Dehradun: Kaulagarh Road, Near Sirmaur Margabove,
Reliance Webworld, Dehradun, Uttaranchal, 248001 / 7518801810; Deoria: K. K. Plaza, Above Apurwa Sweets, Deoria, Uttar pradesh, 274001 / 7518801811; Dewas: 27 Rmo House, Station Road, Above Maa
Chamunda Gaes Agency, Dewas, Madhya Pradesh, 455001 / 07272-426010; Dhanbad: 208 New Market 2Nd Floor, Bank More, Dhanbad, Jharkhand, 826001 / 9264445981; Dharwad: 307/9-A 1St Floor, Nagarkar
Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad, Karnataka, 580001 / 0836- 2744207; Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store,
Dhule, Maharashthra, 424001 / 02562-282823; Dindigul: No 59B New Pensioner Street, Opp Gomathi Lodge, Palani Road, Dindigul, Dindigul, Tamil Nadu, 624001 / 0451- 2436177; Durgapur: Mwav-16 Bengal
Ambuja, 2Nd Floor City Centre, Distt. Burdwan, Durgapur-16, Durgapur, West Bengal, 713216 / 0343-6512111; Eluru: House No 22B-12-1/1, Ground Floor, Gade Vari Street, Power Peta, Eluru 2, Eluru-West Godavari,
Eluru, Andhra Pradesh, 534002 / 08812-227851 / 52 / 53 / 54; Erode: No: 4, Veerappan Traders Complex, Address No 38/1, Sathy Road, (Vctv Main Road),, Sorna Krishna Complex,Ground Floor, Erode, Tamil Nadu,
638003 / 0424-4021212; Faridabad: A-2B 2Nd Floor, Neelam Bata Road Peerki Mazar, Nehru Ground Nit, Faridabad, Haryana, 121001 / 7518801812; Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail
Jail, Near Hanuman Mandir, Ferozepur, Punjab, 152002 / 01632-241814; Gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. Cg High School, Near Hdfc Bank, Gandhidham, Gujarat, 370201 /
9081903027; Gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar, Gujarat, 382011 / 079 23244955; Gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2Nd Floor,
North Side, Near Royal Surya Hotel, Gaya, Bihar, 823001 / 0631-2220065; Ghaziabad: Ff - 31, Konark Building, Rajnagar, Lohia Nagar, Ghaziabad, Uttar Pradesh, 201003 / 7518801813; Ghazipur: House No. 148/19,
Mahua Bagh, In The City Of Ghazipur, Ghazipur, Uttar Pradesh, 233001 / 7518801814; Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh, 271001 / 7518801815; Gorakhpur: Above V.I.P. House
Ajdacent, A.D. Girls College, Bank Road, Gorakpur, Uttar Pradesh, 273001 / 7518801816; Gulbarga: H No 2-231, Krishna Complex, 2Nd Floor Opp. Municipal Corporation Office, Jagat, Station Main Road, Kalaburagi,
Gulbarga, Karnataka, 585105 / 8088934338; Guntur: 2Nd Shatter, 1St Floor. Hno. 6-14-48, 14/2 Lane, Arundal Pet, Guntur, Andhra Pradesh, 522002 / 0863-2339094; Gurgaon: 2Nd Floor, Vipul Agora, M. G. Road, In
The City Of Gurgaon, Gurgaon, Haryana, 122001 / 7518801817; Guwahati: 1St Floor, Bajrangbali Building, Near Bora Service Station, Gs Road, Guwahati, Assam, 781007 / 8811036746; Gwalior: City Centre, Near
Axis Bank, In The City Of Gwalior, Madhya Pradesh, Gwalior, Madhya Pradesh, 474009 / 7518801818; Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Kaladhungi Road, Haldwani, Uttaranchal,
263139 / 7518801819; Haridwar: Shop No. - 17, Bhatia Complex, Near Jamuna Palace, Haridwar (Uttarakhand.), Haridwar, Uttaranchal, 249410 / 7518801820; Hassan: Sas No-212, Ground Floor, Sampige Road 1St
Cross, Near Hotel Souther Star, K R Puram, Hassan, Karnataka, 573201 / 08172 262065; Hissar: Shop No. 20, Ground Floor, R D City Centre, Railway Road, In The City Of Hissar, Hissar, Haryana, 125001 /
7518801821; Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab, 146001 / 01882-500143; Hubli: Ctc No.483/A1/A2, Ground Floor, Shri Ram Palza, Behind Kotak Mahindra
Bank, Club Road, Hubli, Karnataka, 580029 / 0836-2252444; Hyderabad: 303, Vamsee Estates, Opp Bigbazaar, Ameerpet, Hyderabad-16, Telangana-, Hyderabad, Telangana, 500034 / 040-44857874 / 75 / 76; Indore:
101, Diamond Trade Centre, Indore, Madhya Pradesh - Indore, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh, 452001 / 0731-4266828/4218902; Jabalpur: 3Rd Floor, R.R. Tower.5,
Lajpatkunj, Near Tayabali Petrol Pump, Jabalpur, Madhya Pradesh, 482001 / 0761-4923301; Jaipur: Office Number 101, 1St Floor, Okay Plus Tower, Next To Kalyan Jewellers, Government Hostel Circle, Ajmer Road,
Jaipur, Rajasthan, 302001 / 01414167715/17; Jalandhar: 1St Floor,Shanti Towers, Sco No. 37, Puda Complex,, Opposite Tehsil Complex, Jalandhar, Punjab, 144001 / 0181-5094410; Jalgaon: 3Rd Floor, 22
Yashodhan Ring Road, Jalgaon, Jalgaon, Maharashthra, 425001 / 9421521406; Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal, 735101 / 03561-222136; Jammu:
Gupta'S Tower, 2Nd Floor, Cb-12, Rail Head Complex, Jammu, Jammu & Kashmir, 180012 / 0191-2458820 / 2458818; Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat,
361001 / 0288 3065810; Jamshedpur: 2Nd Floor, R R Square, Sb Shop Area,Near Reliance Foot Print & Hotel- Bs Park Plaza, Main Road, Bistupur, Jamshedpur, Jharkhand, 831001 / 0657-6655003/ 6655004/
6655005/ 6655006/ 6655007; Jaunpur: R. N. Complex, Opposite Pathak Honda, Above Oriental Bank Of Commerce, In The City Of Jaunpur, Jaunpur, Uttar Pradesh, 222002 / 7518801822; Jhansi: 1St Floor, Puja
Tower, Near 48 Chambers, In The City Of Jhansi, Jhansi, Uttar Pradesh, 284001 / 7518801823; Jodhpur: Shop No. 6, Ground Floor, Gang Tower, Opposite Arora Moter Service Centre, Near Bombay Moter Circle,
Jodhpur, Jodhpur, Rajasthan, 342001 / 7737014590; Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat, 362001 / 0285-2652220; Kannur: 2 Nd Floor, Prabhath Complex, Fort
Road, Nr.Icici Bank, Kannur, Kerala, 670001 / 0497-2764190; Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur, Uttar Pradesh, 208001 / 7518801824; Karimnagar: D.No: 2-10-1298,2Nd Floor,
Rathnam Arcade, Jyothi Nagar, Karimnagar, Telangana, 505001 / 0878-2244773; Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana, 132001 / 0184-2252524; Karur: No 88/11 B B
Plaza, Nrmp Street, K S Mess Back Side, Karur, Tamil Nadu, 639002 / 04324-241755; Khammam: 11-4-3/3, Shop No. S-9, Srivenkata Sairam Arcade, Old Cpi Office, Near Priyadarshini College,Nehru Nagar,,
Khammam, Telangana, 507002 / 8008865802; Kharagpur: Sbi Building, Malancha Road, Po: Kharagpur, Ps: Kharagpur, Holding No 254/220, Ward No.16, Dist: Paschim Medinipur, Kharagpur, West Bengal, 721304 /
03222-253380; Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashthra, 416001 / 0231 2653656; Kolkata: Apeejay House (Beside Park Hotel), C Block,3Rd
Floor, 15 Park Street, Kolkata, West Bengal, 700016 / 033 66285900; Kollam: Ground Floor,A Narayanan Shopping Complex, Kausthubhsree Block, Kadapakada, Kollam, Kerala, 691008 / 474-2747055; Korba: Nidhi
Biz Complex, Plot No 5, Near Patidar Bhawan, T. P. Nagar, In The City Of Korba, Korba, Chatisgarh, 495677 / 7518801826; Kota: D-8, Shri Ram Complex, Opposite Multi, Purpose School, Gumanpura, Kota, Kota,
Rajasthan, 324007 / 0744-5100964; Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala, 686002 / 0481-2300868/2302420; Kurnool: Shop No:47, 2Nd Floor, S Komda
Shoping Mall, Kurnool, Andhra Pradesh, 518004 / 08518-228550; Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow, Uttar Pradesh, 226001 / 7518801830; Ludhiana: Sco - 136, 1St
Floor Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab, 141001 / 0161-4648747; Madurai: Rakesh Towers, 30-C, Ist Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu, 625010 / 0452-
2605856; Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram, Kerala, 676505 / 0483-2731480; Malda: Ram Krishna Pally, No.1 Govt Colony, Ground Floor, English Bazar; Malda, West Bengal, 732101 /
03512-223763; Mandi: House No. 99/11, 3Rd Floor, Opposite Gss Boy School, School Bazar, In The City Of Mandi, Mandi, Uttar Pradesh, 175001 / 7518801833; Mangalore: Mahendra Arcade Opp Court Road,
Fin Technologies Private Limited OfficesK
Factsheet October, 2021
Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED
Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000
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Karangal Padi, , Mangalore, Karnataka, 575003 / 0824-2496289; Margao: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa, 403601 / 0832-2731823; Mathura: Shop No. 9, Ground Floor, Vihari Lal Plaza,
Opposite Brijwasi Centrum, Near New Bus Stand, In The City Of Mathura, Mathura, Uttar Pradesh, 281001 / 7518801834; Meerut: H No 5, Purva Eran, Opp Syndicate Bank, Hapur Road, Meerut, Meerut, Uttar Pradesh,
250002 / 7518801835; Mehsana: Ff-21 Someshwar Shopping Mall, Modhera Char Rasta, Mehsana, Gujarat, 384002 / 02762-242950; Mirzapur: House No. 404, Ward No. 8, Dankeenganj, Mirzapur, , Mirzapur, Uttar
Pradesh, 231001 / 7518801836;Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, 142001 / 01636 - 230792; Moradabad: Chadha Complex, G. M. D. Road, Near Tadi Khana, Chowk, In
The City Of Moradabad, Moradabad, Uttar Pradesh, 244001 / 7518801837; Morena: House No. Hig 959, Near Court, Front Of Dr. Lal Lab, Old Housing Board Colony, Morena, Madhya Pradesh, 476001 / 7518801838;
Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort, Maharashthra, 400001 / 022-66235353; Muzaffarpur: First Floor Saroj Complex, Diwam Road, Near Kalyani Chowk, Muzaffarpur,
Muzaffarpur, Bihar, 842001 / 7518801839; Mysore: L-350, Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore, Karnataka, 570001 / 0821-2438006; Nadiad: 311-3Rd Floor City Center, Near Paras Circle, Nadiad,
Gujarat, 387001 / 0268-2563245; Nagerkoil: Hno 45,1St Floor, East Car Street, Nagercoil, Tamil Nadu, 629001 / 04652 - 233552; Nagpur: Plot No. 2, Survey No. 1032 And 1033 Of Gagdakhare Town, Dharampeth,, ,
Nagpur, Maharashthra, 440010 / 0712-2533040; Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded, Maharashthra, 431601 / 02462-237885; Nashik: S-9, Second Floor, Suyojit Sankul,
Sharanpur Road, Nasik, Maharashthra, 422002 / 0253-6608999; Navsari: 103, 1St Floore Landmark Mall, Near Sayaji Library, Navsari Gujarat, Navsari, Gujarat, 396445 / 9081903040; Nellore: D No:16-5-66 Ramarao
Complex No:2Shop No:305, 3Rd Floor Nagula Mitta Rode, Opp Bank Of Baroda. Nellore, Nellore, Andhra Pradesh, 524001 / 0861 2349940; New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New
Delhi, 110001 / 011- 43681700; Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad, Telangana, 503003 / 08462-224366; Noida: F - 21, Sector - 18, In The City
Of Noida, , Noida, Uttar Pradesh, 201301 / 7518801840; Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad, Kerala, 678001 / 9895968533; Panipat: 3Rd Floor Preet Tower, Behind
Akash Institute, Gt Road-Panipat, Panipat, Haryana, 132103 / 7518801841; Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next To Navhind Bhavan (Market Area), Panjim, Goa, 403001 /
0832-2426874; Pathankot: 2Nd Floor, Sahni Arcade Complex, Adj.Indra Colony Gate Railway Road, Pathankot, Pathankot, Punjab, 145001 / 0186-5080188; Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala,
Punjab, 147001 / 0175-5004349; Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna, Bihar, 800001 / 0612-4323066; Pollachi: 1St Floor, Mkg Complex, Opp To Gowri Shankar Hotel, Pollachi,
Tamil Nadu, 642002 / 04259- 235111; Pondicherry: Building No:7, 1St Floor, Thiayagaraja Street, Pondicherry, Pondicherry, 605001 / 0413-45490253; Proddatur: D.No: 4/625, Bhairavi Complex, Bhairavi Complex,
Upstairs Karur Vysya Bank, Gandhi Road, Proddatur, Andhra Pradesh, 516360 / 08564 - 242898; Pune: Office No 207-210, 2Nd Floor, Kamla Arcade, Jangli Maharaj Road, Opposite Balgandharva, Shivaji Nagar, Pune,
Maharashthra, 411005 / 020 -66210449; Raipur: Office No S-13, Second Floor, Reheja Tower, Fafadih Chowk, Jail Road, Raipur, Chatisgarh, 492001 / 0771-4912611; Rajahmundry: D.No.6-1-4, Rangachary Street,
T.Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh, 533101 / 0883-2434468/70; Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat, 360001 / 9081903025; Ranchi: Room No 307 3Rd
Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand, 834001 / 0651-2331320; Ratlam: 1 Nagpal Bhawan Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh, 457001 / 07412-320398;
Renukoot: C/O Mallick Medical Store, Bangali Katra, Main Road, Renukoot, (Dist. Sonebhadra ), Renukoot, Uttar Pradesh, 231217 / 7518801842; Rewa: In Front Of Teerth Memorial Hospital, In The City Of Reewa, ,
Rewa, Madhya Pradesh, 486001 / 7518801843; Rohtak: Shop No 14, Ground Floor, Ashoka Plaza,Delhi Road, , Rohtak, Haryana, 124001 / 7518801844; Roorkee: Shree Ashadeep Complex 16, Tyagi Dairy Road, Civil
Lines,Near Income Tax Office, , Roorkee, Uttaranchal, 247667 / 7518801845; Rourkela: 2Nd Floor, Main Road, Udit Nagar, Rourkela, Sundargarh, Rourekla, Orissa, 769012 / 0661-2500005; Sagar: Ii Floor, Above Shiva
Kanch Mandir., 5 Civil Lines, Sagar, Sagar, Madhya Pradesh, 470002 / 07582-402404; Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh, 247001 / 7518801846; Salem: No 3/250, Brindavan
Road, 6Th Cross,Perumal Kovil Back Side, Fairland'S, Salem, Tamil Nadu, 636016 / 0427-4020300; Sambalpur: Sahej Plaza; First Floor, Shop No. 219; Golebazar, Sambalpur, Sambalpur, Orissa, 768001 / 0663-
2533437; Satna: Jainam Market, Purana Power House Chauraha, Panni Lal Chowk, In The City Of Satna, Rewa Road, Satna, Madhya Pradesh, 485001 / 7518801847; Shillong: Annex Mani Bhawan, Lower Thana
Road, Near R K M Lp School, Shillong, Meghalaya, 793001 / 0364 - 2506106; Shimla: Triveni Building, By Pas Chowkkhallini, Shimla, Himachal Pradesh, 171002 / 7518801849; Shimoga: Sri Matra Naika Complex, 1St
Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga, Karnataka, 577201 / 08182-228799; Shivpuri: Near Hotel Vanasthali, In Front Of Sawarkar Park, A. B. Road, In The City Of Shivpuri, Shivpuri,
Madhya Pradesh, 473551 / 7518801850; Sikar: First Floor, Super Tower, Behind Ram Mandir Near Taparya Bagichi, Sikar, Rajasthan, 332001 / 01572-250398; Silchar: N.N. Dutta Road, Chowchakra Complex,
Premtala, Silchar, Assam, 788001 / 3842261714; Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal, 734001 / 0353-2522579; Sitapur: 12/12, Surya Complex, Station Road, Sitapur, Sitapur, Uttar Pradesh,
261001 / 7518801851; Solan: Disha Complex, 1St Floor, Above Axis Bank, Rajgarh Road, In The City Of Solan, Solan, Himachal Pradesh, 173212 / 7518801852; Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule
Solapur, Solapur, Maharashthra, 413004 / 0217-2300021 / 2300318; Sonepat: 2Nd Floor, Dp Tower, Model Town, Near Subhash Chowk, Sonepat, Haryana, 131001 / 7518801853; Sri Ganganagar: Address Shop No. 5,
Opposite Bihani Petrol Pump, Near Baba Ramdev Mandir Nh - 15, Sri Ganganagar, Rajasthan, 335001 / 0154-2470177; Srikakulam: D No 4-4-97, First Floor, Behind Sri Vijayaganapathi Temple, Pedda Relli Veedhi,
Palakonda Road, Srikakulam, Andhra Pradesh, 532001 / 8942229925; Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines, Sultanpur, Uttar Pradesh, 228001 / 7518801854; Surat: Office No: -516, 5Th Floor,
Empire State Building, Near Udhna Darwaja, Ring Road, Surat, Gujarat, 395002 / 9081903041; T Nagar: No 23, Cathedral Garden Road Nungambakkam, Chennai, Tamilnadu, 600 017 / 044 - 28151034; Thanjavur: No
1, Underground,Nallaiyah Complex,, Srinivasam Pillai Road,, , Tanjore, Tamil Nadu, 613001 / 04362-275415; Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu, 627001 /
0462-4001416; Tirupathi: H.No:10-13-425, 1St Floor , Tilak Road,, Opp: Sridevi Complex ,, Tirupathi, Andhra Pradesh, 517501 / 9885995544 / 0877-2255797; Tirupur: No 669A,Kamaraj Road, Near Old Collector
Office, , Tirupur, Tamil Nadu, 641604 / 0421-4202780; Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala, 689107 / 04862-211209; Trichur: 2Nd Floor,Brothers Complex, Naikkanal
Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala, 680001 / 0487- 6999987; Trichy: No 23C/1 E V R Road, Near Vekkaliamman Kalyana Mandapam, Putthur, Trichy, Tamil Nadu, 620017 / 0431-
4020227; Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala, 695010 / 0471 - 2725728; Tuticorin: 4B/A-10Mani Nagar, Mangal Mall,, Palayamkottai Road, Tuticorin, Tamil Nadu, 628003 /
0461-2334603; Udaipur: Shop No. 202, 2Nd Floor Business Centre, 1C Madhuvan, Udaipur, Udaipur, Rajasthan, 313001 / 0294 2429370; Ujjain: Heritage Shop No. 227, 87 Vishvavidhyalaya Marg, Station Road, Near
Icici Bank Above Vishal Megha Mart, Ujjain, Madhya Pradesh, 456010 / 0734-4250007 / 08; Valsad: 406 Dreamland Arcade, Opp Jade Blue, Tithal Road, Tithal Road, Valsad, Gujarat, 396001 / 02632-258481; Vapi: A-8,
First Floor, Solitaire Business Centre, Opp Dcb Bank, Gidc Char Rasta, Silvassa Road, Vapi, Gujarat, 396191 / 9081903028; Varanasi: D-64/132, 2Nd Floor, Ka, Mauza, Shivpurwa, Settlement Plot No 478, Pargana :
Dehat Amanat, Mohalla Sigra, Varanasi, Uttar Pradesh, 221010 / 7518801855; Vashi: C, Wing Flat NO. 324, 1st Floor, Vashi Plaza, Sector 17 Vashi, Navi Mumbai, Maharashtra, 400 703 / 22-27802684; Vellore: No. 6,
Nexus Towers, 2Nd Floor, Officer'S Line, Above Peter England & Bata Showroom Opp. To Voorhees School, Vellore, Tamil Nadu, 632001 / 0416-41603806; Vijayanagaram: D No : 20-20-29, 1St Floor, Surya Nagar,
Kalavapuvvu Meda, Near Ayodhya Stadium, Dharmapuri Road, Vizianagaram, Vizianagaram, Andhra Pradesh, 535002 / 08922-236965; Vijayawada: Address-1Stfloor, Hno26-23-,
Sundarammastreet,Gandhinagar,Vijayawada,Krishna Ap, Labbipet, Vijayawada, Andhra Pradesh, 520010 / 0866-6604032/39/40; Vile Parle: Shop No.1 Ground Floor, Dipti Jyothi Co-operative Housing Society, Near
MTNL office P M Road, Vile Parle East, Mumbai, Maharashtra / 022 26100967; Visakhapatnam: Ground Floor, 48-10-40, Sri Nagar Colony, Visakhapatnam, Andhra Pradesh, 530016 / 0891-2714125; Warangal: Shop
No22, Ground Floor Warangal, City Center,15-1-237, Mulugu Road Junction, Warangal, Telangana, 506001 / 0870-2441513; Yamuna Nagar: B-V, 185/A, 2Nd Floor, Jagadri Road, Near Dav Girls College, (Uco Bank
Building) Pyara Chowk, Yamuna Nagar, Haryana, 135001 / 7518801857;
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