VA PROGRAM REFINANCE

• Cash-out up to 95% with 620 credit score

VA IRRRL

• Credit scores down to 620 for credit qualifying

• Credit scores down to 620 for non-credit qualifying

• AVM in lieu of full appraisal on high balance

• See guidelines for requirements

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VA PROGRAMENHANCEMENTS

PLANET HOME LENDING

• We are NOT a pass through investor

• Fannie Mae and Freddie Mac Seller/Servicer

• Ginne Mae Issuer