Captaciones del Público: Red Acción y Partners
SEPTIEMBRE, 2013:
2,873,722
3,952,895
CLIENTES CAPTACIONES
SALDO CAPTACIONES
Acción TENDENCIA Y COMPOSICION CAPTACIONES-12 MESES
SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS
2,57
1,95
6
2,59
3,51
7
2,63
5,72
1
2,34
7,73
7
2,36
4,91
9
2,38
8,78
5
2,32
1,84
8
2,10
8,66
5
2,13
4,72
8
2,51
6,14
8
2,79
7,34
2
2,79
8,79
0
2,87
3,72
2
$2,942,862 $2,938,481 $2,924,243
$3,365,543 $3,250,776 $3,209,075
$3,377,749 $3,569,624 $3,568,472
$3,671,934 $3,816,846 $3,818,401
$3,952,895
$-
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000Sep 2012 Oct 2012 Nov 2012 Dec 2012 Jan 2013 Feb 2013 Mar 2013 April 2013 May 2013 June 2013 July 2013 Aug 2013 Sep 2013
Savers Savings ($ 000)
7.3% 0.3%
3.1%
23.2%
1.5% 4.7%
9.4%
1.7% 1.5%
14.0%
7.6%
4.4%
3.5%
1.2% 13.2%
0.5%
3.3%
Composición de Clientes de Captaciones Savers Composition-
Sep 2013
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
4.8% 3.9%
12.6%
20.9%
0.6% 3.7%
6.9% 3.0% 0.4%
35.4%
1.6%
0.1% 0.2% 0.2%
4.8%
0.3% 0.1%
Composición de Saldos de Captaciones Savings $000 Composition-
Sep 2013
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
AM
ÉRIC
A L
ATIN
A
Los clientes de captaciones tuvieron un crecimiento constante en la mayoría de las instituciones en América Latina. El ranking en crecimiento en clientes lo lideran este trimestre Banco Solidario-Ecuador, Banco Pichincha-Ecuador y Apoyo Integral-El Salvador con creci-mientos del 100%, 56.3% y 56% respec-tivamente con respecto a Diciembre 2012.Los saldos de captaciones en dólares reflejan un incremento durante el mes de Septiembre del 17%. Sin embargo, los saldos en Bangente-Venezuela han disminuido en un 4% con respecto a Dic 2012. Por otro lado, Banco Solidario-Ecuador y Banco Pichincha-Ecuador han incrementado su saldo en captaciones en porcentajes de más del 100% y 70% res-pectivamente.
ÁFR
ICA
Y A
SIA
Los saldos de captaciones tuvieron una disminución en el 50% de las IMF´s. Cabe anotar el que el mayor % de crecimiento lo tuvo AMFB Nigeria con el 80% de cre-cimiento en saldos.
Continúa liderando la cuenta de ahorros como el producto más importante en términos de clientes. Sin embargo, los depósitos continúan siendo un produc-to muy importante que va en constante crecimiento.
Las cuentas de ahorro son el producto más importante de captación dentro de las instituciones en Africa.
La dinámica de crecimiento comercial en términos de clientes se comporta positivamente para todas las institucio-nes en África. En términos de clientes fue EAMF Camerún quien tuvo mayor crecimiento con el 30% en los últimos 9 meses..
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2012 SEP 2013
Cambio últimos 09
meses/Change last
09 months (%)
Dominican Republic Banco Ademi 179,555 192,113 6.99%
Mexico Banco Compartamos 62,881 90,259 n/a
Panama Bandelta 7,059 7,426 5.20%
Ecuador Banco Solidario 44,901 90,148 100.77%
Bolivia BancoSol 547,222 606,467 10.83%
Honduras Banco Popular 33,747 37,857 12.18%
Venezuela BanGente 103,751 121,335 16.95%
Ecuador Banco Pichincha 361,839 565,596 56.31%
Colombia Finamerica 207,878 251,227 20.85%
Paraguay Financiera El Comercio 33,782 46,258 36.93%
Honduras Finsol 35,037 37,890 8.14%
Peru Mibanco 1
342,541 384,983 12.39%
El Salvador Apoyo Integral 9,461 14,763 56.04%
1,969,654 2,446,322 24.2%
AFRICA, INDIA, CHINA
Tanzania Akiba 175,428 191,536 9.18%
Nigeria Accion Microfinance Bank 95,128 112,273 18.02%
Ghana EB-ACCION 82,466 90,861 10.18%
Cameroon EAMF 25,061 32,730 30.60%
Total - Africa, India and China 378,083 427,400 13.0%
Grand Total ACCION International 2,347,737 2,873,722 22.4%1.
This figure used to include clients who own accounts with balance zero. Total as of September 2013 is not including clients with balance zero.
Total Latin America and The Caribbean
Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL
SAVERS-PERCENTAGE INCREASE
Usd $(000)
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2012 SEP 2013
Cambio últimos
09
meses/Change
last 09 months
(%)
Dominican Republic Banco Ademi 169,653 177,859 4.84%
Mexico Banco Compartamos 1,314 2,884 n/a
Panama Bandelta 131,461 144,392 9.84%
Ecuador Banco Solidario 216,933 455,320 109.89%
Bolivia BancoSol 698,347 802,239 14.88%
Honduras Banco Popular 19,653 20,981 6.76%
Venezuela BanGente 183,391 175,653 -4.22%
Ecuador Banco Pichincha 172,364 330,305 91.63%
Colombia FINAMERICA 254,243 254,293 0.02%
Paraguay Financiera El Comercio 104,806 114,770 9.51%
Honduras FINSOL 15,515 16,844 8.57%
Peru Mibanco 1,308,038 1,359,356 3.92%
El Salvador Apoyo Integral 8,221 14,329 74.30%
3,283,940 3,869,226 17.8%
Tanzania Akiba 64,481 63,253 -1.90%
Nigeria Accion Microfinance Bank 3,499 6,327 80.81%
Ghana EB ACCION 9,089 8,008 -11.90%
Cameroon EAMF 4,534 6,082 34.13%
81,603 83,669 2.5%
3,365,543 3,952,895 17.5%
TOTAL LATIN AMERICA AND THE CARIBBEAN
Total - Latin America & Caribbean
AFRICA, INDIA AND CHINA
Total - Africa, India and China
Grand Total - ACCION International
Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL
SAVINGS-PERCENTAGE INCREASE
CUSTOMER SAVINGS AT SEP 30/2013- Figures are in Dollars (Real Amount)
AKIBA COMMERCIAL BANK (Tanzania)
174,
560
175,
049
175,
204
175,
428
176,
813
178,
430
180,
460
183,
212
186,
590
190,
048
190,
335
190,
186
191,
536
$59,472
$61,351
$60,069
$64,481
$58,414 $58,977
$60,431
$59,612 $59,596 $60,192
$61,376
$62,237
$63,253
$55,000
$56,000
$57,000
$58,000
$59,000
$60,000
$61,000
$62,000
$63,000
$64,000
$65,000
165,000
170,000
175,000
180,000
185,000
190,000
195,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 Apr 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
56.6% 21.7%
2.0%
3.8%
2.1%
6.1%
7.59%
0.0% 0.0% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
68.6%
31.3%
0.03% 0.02% 0.02% 0.02% 0.02%
0.00% 0.00%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
Akiba
CUSTOMER SAVINGS AT SEP 30/2013- Figures are in Dollars (Real Amount)
ACCION MICROFINANCE BANK (AMFB) (Nigeria)
85,8
89
85,8
89
88,8
01
95,1
28
97,4
12
99,8
18
102,
786
105,
940
107,
854
111,
096
114,
905
109,
125
112,
273
$3,139 $3,139 $3,303 $3,499 $3,533 $3,702 $3,898 $4,032 $4,127
$5,316 $5,689
$5,959 $6,327
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
78%
5%
0%
1% 0%
16%
0% 0% 0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
97%
3% 0% 0%
0% 0.001%
0%
0%
0% Composición de Clientes de Captaciones
Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
AMFB
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
APOYO INTEGRAL (Salvador)7,
093
8,05
9
8,85
9
9,46
1
10,2
93
11,0
79
11,9
29
12,5
80
13,0
73
13,3
98
13,7
35
14,0
27
14,7
63
$9,059 $9,621
$8,603 $8,221 $8,450
$10,049 $10,179 $10,486 $11,303 $11,747 $11,747
$13,259 $14,329
$-
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
$14,000
$16,000
0
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
Apoyo Integral
CUSTOMER SAVINGS AT SEPTIEMBRE 30/2013- Figures are in Dollars (Real Amount)
BANCO ADEMI (Dominican Republic))15
7,74
2
158,
649
175,
396
179,
555
176,
245
177,
430
178,
169
178,
822
180,
388
182,
501
185,
340
188,
881
192,
113
$181,283
$176,678
$171,479 $169,653 $169,047 $168,398
$169,398
$174,317
$177,542 $176,516
$178,628
$174,732
$177,859
$160,000
$165,000
$170,000
$175,000
$180,000
$185,000
0
50,000
100,000
150,000
200,000
250,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
Banco Ademi
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANCO COMPARTAMOS (Mexico)
52,7
73
62,8
81
74,3
57
83,0
96
90,2
59
$898
$1,314
$1,780
$2,610 $2,884
$-
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
90,000
100,000Sep 12 Dec 12 Mar 13 June 13 Sep 13
Savers Savings ($ 000)
Banco Compartamos
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANDELTA (Panama)
7,88
9
7,37
3
7,57
1
7,05
9
7,55
5
7,65
1
7,68
5
7,76
1
7,82
0
7,85
2
8,01
9
8,10
2
7,42
6
$125,223
$104,420
$128,917 $131,461 $133,295 $133,581 $137,696 $140,245 $142,165 $144,321 $143,462 $143,907 $144,392
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
6,400
6,600
6,800
7,000
7,200
7,400
7,600
7,800
8,000
8,200Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
17.3% 0.2%
0.9% 0.0%
0.7%
1.0%
65.4%
12.69%
1.86% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Vcn's
Bandelta
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANGENTE (Venezuela)
97,3
87
99,7
35
102,
177
103,
751
104,
780
105,
913
107,
973
109,
947
112,
415
114,
715
116,
797
119,
008
121,
335
$160,188 $164,628 $173,440
$183,391 $174,185
$120,747 $124,405 $130,140 $135,900
$151,658 $152,426 $161,386
$175,653
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
6.4%
29.2%
2.9%
13.0% 0.0% 0.0%
0.0%
39.3%
9.2% Composición de Saldos de Captaciones
Savings ($000) Composition Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones conVencimiento a la VistaOtros ( Certificados deMicrocrédito )
26%
73%
0.04%
0.04%
0.00% 0.00%
0.00%
0.04%
0.00%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones con Vencimiento ala VistaOtros ( Certificados deMicrocrédito )
Bangente
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANCO PICHINCHA (Ecuador)
348,
568
353,
272
357,
910
361,
839
361,
839
361,
839
267,
392
331,
286
558,
786
560,
854
565,
596
$164,367 $155,548 $154,421 $172,364 $172,364 $172,364
$111,099
$177,076
$296,618 $302,808
$330,305
$-
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
0
100,000
200,000
300,000
400,000
500,000
600,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
97%
3% 0.1% 0.1%
0.0% 0.1%
0.0%
0%
0% Composición de Clientes de Captaciones
Savers Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
Banco Pichincha
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANCO POPULAR (Honduras))
32,1
87
32,9
00
33,3
36
33,7
47
34,3
44
34,7
64
35,1
23
35,4
49
35,8
98
36,4
95
36,9
52
37,5
06
37,8
57
$19,324
$19,706 $19,695 $19,653 $19,849
$20,057
$21,187 $21,195
$20,685 $20,941
$21,158 $21,464
$20,981
$18,000
$18,500
$19,000
$19,500
$20,000
$20,500
$21,000
$21,500
$22,000
29,000
30,000
31,000
32,000
33,000
34,000
35,000
36,000
37,000
38,000
39,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
25.0%
2.7%
0.00% 1.88%
0.00%
27.28%
43.1%
0.1%
0.0% 0.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Hasta 180 DIAS
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
93.7%
1.7%
0.01%
0.35%
0.01%
1.08% 3.10%
0.08%
0% 0% Composición de Clientes de Captaciones
Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Hasta 180 DIAS
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Popular
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANCO SOLIDARIO (Ecuador)
44,0
14
44,4
97
44,6
79
44,9
01
45,0
63
44,8
70
45,1
36
76,5
53
76,8
29
76,7
65
88,8
93
89,5
45
90,1
48
$203,536 $205,029 $208,824 $216,933 $230,052 $225,888 $222,613
$489,061 $482,528 $463,503 $462,326 $456,213 $455,320
$-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
90,000
100,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
12%
4%
20%
21%
19%
15%
9% 0% 0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
91%
1% 0% 0%
1%
5%
2%
0%
0% Composición de Clientes de Captaciones
Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Solidario
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
BANCOSOL (Bolivia)
531,
423
536,
096
542,
106
547,
222
553,
711
561,
092
565,
962
572,
567
578,
587
584,
888
591,
922
598,
713
606,
467
$661,184 $680,671 $622,488
$698,347 $698,090 $709,271 $739,214 $761,430 $761,459 $767,440 $789,135 $785,659 $802,239
$-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
480,000
500,000
520,000
540,000
560,000
580,000
600,000
620,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
27%
0% 1%
0%
0% 2%
59%
2% 9%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
BancoSol
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
EAMF (Cameroon)
23,1
90
23,7
86
24,4
76
25,0
61
25,7
53
26,7
26
27,1
90
28,1
36
29,0
41
29,9
69
30,7
89
31,7
31
32,7
30
$4,159 $4,190 $4,448 $4,534
$4,905 $4,867 $5,012 $5,110 $5,306 $5,514 $5,788 $5,646
$6,082
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
88%
7%
0% 0%
5% 0% 0% 0%
0% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EAMF
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
EB-ACCION (EASL) (Ghana))
81,2
47
81,2
47
81,9
12
82,4
66
83,0
18
83,7
01
85,3
59
85,5
15
86,7
81
87,4
01
87,8
55
88,5
03
90,8
61
$7,517 $7,881
$8,226
$9,089 $8,723 $8,928
$9,323 $9,207 $9,157 $9,021 $9,129 $8,938
$8,008
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
$10,000
76,000
78,000
80,000
82,000
84,000
86,000
88,000
90,000
92,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
73%
15%
0%
3% 7% 2% 0% 0%
0% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EB-ACCION
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
FINAMERICA (Colombia)
192,
429
198,
320
203,
457
207,
878
212,
392
217,
070
220,
843
226,
204
231,
464
236,
374
241,
520
246,
098
251,
227
$240,418 $240,849
$246,877
$254,243
$258,854
$254,986 $252,244
$254,708 $252,030 $252,766
$256,619
$250,821
$254,293
$230,000
$235,000
$240,000
$245,000
$250,000
$255,000
$260,000
$265,000
0
50,000
100,000
150,000
200,000
250,000
300,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
11% 0% 0%
1%
7%
40%
41%
0% 0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)98%
0% 0.0% 0.2%
0.4% 1%
0.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Finamerica
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
Financiera El Comercio (Paraguay)
31,5
93
31,6
48
32,4
89
33,7
82
34,9
53
37,2
63
38,0
35
37,9
33
39,5
44
41,6
07
42,5
34
44,3
28
46,2
58
$87,678 $88,796 $97,246
$104,806 $108,766 $114,918 $115,412 $114,283 $110,233 $108,613 $109,801 $112,375 $114,770
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
50,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
19% 0%
0% 2%
1%
11%
67%
0% 0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 180 days Up to 360days
Bonds
Others (convertible bonds)
Financiera El Comercio
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
FINSOL (Honduras)34
,199
34,4
51
34,8
02
35,0
37
35,3
26
35,7
17
36,0
04
36,2
44
36,6
42
37,1
38
37,3
42
37,5
68
37,8
90
$15,834
$15,491
$15,727
$15,515 $15,675
$15,769
$15,552 $15,713
$16,355 $16,347 $16,542
$16,688 $16,844
$14,500
$15,000
$15,500
$16,000
$16,500
$17,000
32,000
33,000
34,000
35,000
36,000
37,000
38,000
39,000Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13 April 13 May 13 June 13 July 13 Aug 13 Sep 13
Savers Savings ($ 000)
Finsol
CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)
MIBANCO (Peru)
284,
582
342,
541
337,
445
351,
519
384,
983
$999,583
$1,308,038 $1,378,306
$1,298,350 $1,359,356
$-
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000Sep 12 Dec 12 Mar 13 June 13 Sep 13
Savers Savings ($ 000)
Mibanco