CONFERENCE PROGRAM
Hosted by: The Finance Authority of New Orleans, the Calcasieu Parish Public Trust Authority, the East Baton Rouge Mortgage Finance Authority, the Jefferson Parish Finance Authority, and the Louisiana Association of Local Housing Finance Agencies
NALHFA 2013 Annual Educational Conference
Resilience and Revival in an Era of Tax ReformApril 3-6, 2013 | Hotel Intercontinental New Orleans | New Orleans, Louisiana
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Welcome to New Orleans and the NALHFA 2013Annual Educational Conference
Dear Colleagues:
Welcome to the NALHFA 2013 Annual Educational Conference – Resilience and Revival in an Era of Tax Reform.
New Orleans is one of the world’s most fascinating cities. Steeped in a history of influences from Europe, the Caribbean, Africa,
and beyond, it offers a truly unique melting pot of culture, food and music.
While New Orleans is always brimming with spice, music, and history, it was forever changed during Hurricane Katrina. Since then, the city has experienced a number of major demographic changes. A particularly notable difference is that it has grown wealthier than in 2005, as its poverty rate continues to decrease. In addition, there are fewer families with children living in the city, and fewer African Americans, compared to 2005. However, its Hispanic population continues to increase, and African Americans still account for 60 percent of the city’s population. As the city’s population inches closer to what it was before Katrina hit, some of these demographic changes may be permanent ones, while others may be temporary. The job market, the availability of affordable housing, residents’ confidence in schools and other critical services, and displaced residents’ ties to the city will all influence the future demographic profile of New Orleans.
This year’s NALHFA conference focuses on a critical point in the recovery of New Orleans. Hear firsthand updates on the state of recovery efforts, and preview what lies ahead for
the city. In addition, gain insight on the threat tax reform poses to tax-exempt housing bonds and Low-Income Housing Tax Credits, as well as the latest developments in multifamily housing finance. Explore the future of Fannie Mae and Freddie Mac, and enhance your understanding of how to use new tools such as New Markets Tax Credits, and alternatives to tax-exempt Mortgage Revenue Bonds. Share information and expand your knowledge of affordable housing finance at this annual event. Gain cutting-edge information and examples of affordable housing finance methods and practices during relevant educational sessions, featuring notable speakers.
Experience the rich heritage of New Orleans during the Cultural and Heritage Tour of New Orleans, scheduled for Wednesday afternoon (a separate fee applies), and an Architectural and Entertainment walking tour (included in the conference registration fee) on Thursday afternoon. A Saturday morning bus tour will offer a closer look at several affordable housing and tax credit-assisted projects. Discover how to remain resilient in this current era of tax reform.
Enjoy New Orleans and the NALHFA Conference.
Warmest regards,
Jim Shaw, NALHFA President
NALHFA 2013 Annual Educational Conference | 3
4 | NALHFA 2013 Annual Educational Conference
Preliminary Schedule Wednesday, April 312:00 p.m. – 7:00 p.m. Registration Open – La Salle Foyer
1:00 p.m. – 3:00 p.m. Bus Tour: A Cultural and Heritage Tour of New Orleans (separate fee applies)
4:00 p.m. – 7:00 p.m. Affiliate Forum and Board Meeting – Pelican I
Thursday, April 48:00 a.m. – 3:30 p.m. Registration Open – La Salle Foyer
8:00 a.m. – 9:00 a.m. Continental Breakfast – La Salle B/C
8:30 a.m. – 9:00 a.m. NALHFA Orientation Session for New Members and First-Time Attendees – Acadian II
9:00 a.m. – 10:00 a.m. Opening General Session – La Salle A
10:15 a.m. – 11:45 a.m. General Session: The State of Recovery in New Orleans – La Salle A
12:15 p.m. – 1:45 p.m. Awards Luncheon and Annual Business Meeting – La Salle A
1:45 p.m. – 3:15 p.m. Concurrent Sessions • New Markets Tax Credits: A New Tool for Local HFAs – Pelican I • Housing Finance Reform and the Future of Fannie Mae and Freddie Mac – Pelican II • Success Stories in Financing Housing for the Elderly – Poydras
3:30 p.m. – 5:30 p.m. Downtown Walking Tour: Architectural and Entertainment Tour of the French Quarter
6:00 p.m. – 7:00 p.m. Networking Reception – La Salle B/C
Friday, April 58:00 a.m. – 12:00 p.m. Registration Open – La Salle Foyer
8:00 a.m. – 9:00 a.m. Continental Breakfast – La Salle B/C
9:00 a.m. – 10:00 a.m. General Session: The Implications of Tax Reform for Local HFA Housing Programs – La Salle A
10:15 a.m. – 11:45 a.m. Concurrent Sessions • Homeownership Tools in a Historic Low Interest Rate Environment – Pelican I • New Developments in Multifamily Finance – Pelican II • Creative Solutions to Housing the Homeless and Offering Supportive Services – Poydras
12:00 p.m. – 1:30 p.m. Lunch (on your own)
1:30 p.m. – 3:00 p.m. Concurrent Sessions • Fulfilling HFA Fiduciary Responsibilities in the Wake of a Natural Disaster – Pelican I • The Changing Landscape of Mortgage Servicing – Pelican II • Making 4% Low-Income Housing Tax Credits More Viable: What Are Investors Seeking? – Poydras
3:15 p.m. – 4:30 p.m. Concurrent Sessions • For Board Members Only – Pelican I • Housing Preservation: Great Examples from the Field – Pelican II
6:00 p.m. – 7:30 p.m. Off-Site Reception at The Presbytere in Jackson Square
Saturday, April 69:00 a.m. – 12:00 p.m. Off-Site Affordable Housing Projects Tour: Post-Katrina New Orleans: Affordable Housing
and Tax Credit-Assisted Projects
NALHFA 2013 Annual Educational Conference | 5
Conference Program
Wednesday, April 312:00 p.m. – 7:00 p.m. Conference Registration La Salle Foyer
1:00 p.m. – 3:00 p.m.Bus Tour: A Cultural and Heritage Tour of New Orleans This engaging two-hour bus tour explores the diverse cultural heritage of New Orleans, evident in the African and Caribbean artisans’ influence on the city’s architecture. This influence is visible in the brick facades and iron-laced balconies of the French Quarter, as well as the plastered walls of Creole cottages in Treme. Culture and heritage meets vision at the Amistad Research Center, the nation’s oldest, largest, and most comprehensive archive specializing in the history of African Americans and other ethnic minorities. The Treme neighborhood is also featured in the tour, a lively venue bursting with the rhythms of jazz and Mardi Gras Indians. Take in the Backstreet Cultural Museum and Golden Feathers, which showcases beautiful Indian “suits,” and tour one of the oldest African-American parishes in the Nation, St. Augustine Roman Catholic Church. In addition, the tour explores the desegregation of New Orleans public schools and the “CORE Four” lunch counter sit-ins, which sparked a civil rights case that escalated all the way to the Supreme Court.
4:00 p.m. – 7:00 p.m.Affiliate Forum and Board Meeting Pelican I
Thursday, April 48:00 a.m. – 3:30 p.m.Conference RegistrationLa Salle Foyer
8:00 a.m. – 9:00 a.m.Continental BreakfastLa Salle B/C Sponsored by: McCormack Baron Salazar
8:30 a.m. – 9:00 a.m.NALHFA Orientation Session for New Members and First-Time AttendeesAcadian II
9:00 p.m. – 10:00 a.m. Opening General SessionLa Salle A
Presiding: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX
Welcome: To Be Announced
Keynote Speaker: David Crowe, Ph.D, Chief Economist and Senior Vice President, National Association of Home Builders (NAHB), Washington, DC
Dr. Crowe, who has been a frequent speaker at NALHFA conferences, is responsible for the NAHB forecasting of housing and economic trends, survey research, analysis of the home building industry and consumer preferences, and microanalysis of government policies that affect housing. He will give attendees an update on the state of recovery in the housing industry.
Legislative Update: John Murphy, NALHFA Executive Director, Washington, DC
10:00 a.m. – 10:15 a.m.Break
10:15 a.m. – 11:45 a.m.General SessionLa Salle A
The State of the Recovery in New OrleansEight years after Hurricane Katrina New Orleans is still recovering. The worst natural disaster in U.S. history wrought not only massive destruction of life and property, but also sharp changes in demographics, the economy, politics and housing. A panel of local experts will discuss the State of the Recovery and what challenges remain.
Moderator: Mtumishi St. Julien, NALHFA Board Member, Executive Director, The Finance Authority of New Orleans
Presenters: Allison Plyer, ScD, Deputy Director, Greater New Orleans Community Data Center
Brian E. Lawlor, Housing Policy Director, City of New Orleans
11:45 a.m. – 12:15 p.m. Break
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Conference Program
12:15 p.m. – 1:45 p.m.Awards Luncheon and Annual Business MeetingLa Salle A
Presiding: Jim Shaw, NALHFA President
Keynote Speaker: Mercedes Marquez, NALHFA Board Member, Deputy Mayor for Housing, City of Los Angeles, CA
NALHFA’s newest Board member, Mercedes Marquez previously served as the HUD Assistant Secretary for Community Planning and Development in the Obama Administration. She will share her experiences working with Secretary Shaun Donovan (himself a former NALHFA member) in addressing the many challenges facing cities and counties and the successes she achieved.
Presentation of NALHFA Awards of Excellence
Presenter: Ron Williams, Awards Committee Chair and NALHFA Board member, Southeast Texas Housing Finance Corporation, TX
Election of Officers and Directors Pat Braynon, NALHFA Immediate Past
President and Nominating Committee Chair, Miami-Dade County Housing Finance Authority, Miami, FL
Update on Down Payment ResourceSpeaker: Rob Chrane, Workforce Resource,
Atlanta, GA
1:45 p.m. – 3:15 p.m.
Concurrent Sessions New Markets Tax Credits: A New Tool for Local HFAsPelican I
Established by Congress in 2000, the New Markets Tax Credit (NMTC) program is intended to stimulate new or increased investments in businesses and real estate projects in distressed low-income communities. Since its inception the program has allocated $33 billion. In the “Fiscal Cliff” avoidance law that passed in January, Congress authorized two additional rounds of the program with $3.5 billion in tax credits available for each
round. This session will cover the basics of the program and the opportunity it may hold for local Housing Finance Agencies.
Moderator: Norm McLoughlin, NALHFA Past President, McLoughlin & Associates, Gig Harbor, WA
Presenters: Scott Sergio, Nixon Peabody, Washington, DC
Ty Rachal, InvestAtlanta (Atlanta’s Development Authority), Atlanta, GA
Brad Elphick, CPA, Novogradac & Company, Alpharetta, GA
Housing Finance Reform and the Future of Fannie Mae and Freddie MacPelican II
Since 2008, the Government-Sponsored Enterprises, Fannie Mae and Freddie Mac, have been in conservatorship under the Federal Housing Finance Agency. There have been numerous proposals as to their future in the context of reform of the housing finance system. This session will explore those proposals and discuss the likelihood of action by Congress and the President.
Moderator: John Murphy, NALHFA Executive Director, Washington, DC
Presenters: David Cardwell, Vice President of Capital Markets, National Multi Housing Council, Washington, DC
Larry Parks, Washington Representative, Federal Home Loan Bank of San Francisco, Washington, DC
Success Stories in Financing Housing for the ElderlyPoydras
With the Baby Boomers retiring, the need for elderly housing has never been more in demand. Local Housing Finance Agencies are in the prefect position to respond to this need through preservation and construction of affordable multifamily housing often with supportive services. This session will offer examples of successful developments.
Moderator: Jay Jensen, NALHFA Past President, Shelter Corporation, Minnetonka, MN
Presenter: Mark Ulfers, NALHFA Board member, Dakota County Community Development Agency, Eagan, MN
3:15 p.m. – 3:30 p.m.Break
Thursday, April 4 (continued)
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Little Rock, AR
Jim Fowler
Memphis, TN
Bob Coleman
Craig Willingham
New Orleans, LA
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Buck Landry
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New York, NY
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8 | NALHFA 2013 Annual Educational Conference
Conference Program
3:30 p.m.– 5:30 p.m.Downtown Walking Tour (walking distance of hotel)Meet in Hotel Lobby at 3:15 p.m.
Architectural and Entertainment Tour of the French Quarter Often referred to as the epicenter of New Orleans, the French Quarter is filled with architecturally significant and historic buildings plus a treasure trove of entertainment. The tour will be led by Terry McCarthy, Executive Director of the Jefferson Parish Finance Authority, who lived in the Quarter for many years.
6:00 p.m. – 7:00 p.m.Networking ReceptionLa Salle B/C
Friday, April 58:00 a.m. – 12:00 p.m.Conference RegistrationLa Salle Foyer
8:00 a.m. – 9:00 a.m.Continental BreakfastLa Salle B/C Sponsored by: Raymond James & Associates
9:00 a.m. – 10:00 a.m.General SessionLa Salle A
The Implications of Tax Reform for Local HFA Housing ProgramsAs Congress and the President grapple with how to reduce the Nation’s budget deficit, everything is on the table, including eliminating or constraining the tax exemption for municipal bonds. This session will feature a discussion of the threat, how NALHFA is responding through a leadership role in the Municipal Bonds For America Coalition, and the likely congressional timetable for action.
Moderator: John Murphy, NALHFA Executive Director, Washington, DC
Presenter: Mark Jahr, NALHFA Board Secretary and Chairman, Municipal Bonds For America Coalition, New York City Housing Development Corporation, New York, NY
Presenter: Susan Collet, Senior Vice President, Government Relations, Bond Dealers of America, Washington, DC
10:00 a.m. – 10:15 a.m.Break
10:15 a.m. – 11:45 a.m.
Concurrent Sessions Homeownership Tools in a Historic Low Interest Rate Environment Pelican I
With mortgage interest rates at historic lows, local Housing Finance Agencies need new tools with which to help first-time homebuyers. Industry experts have created a new taxable single-family product known as “To Be Announced Mortgage Backed Security” which can be combined with Mortgage Credit Certificates and other down payment assistance programs.
Moderator: Gene Slater, CSG Advisors, San Francisco, CA
Presenters: Nick Hoffer, Raymond James & Associates, St. Petersburg, FL
Scott Riffle, George K. Baum & Company, Denver, CO
Helen Feinberg, RBC Capital Markets, St. Petersburg, FL
New Developments in Multifamily FinancePelican II
The world of affordable housing finance is constantly changing. This session will explore current developments including a new way to cash collateralize bond transactions to access tax credit equity, an update on FHA’s streamlined processing for tax credit projects and private placement of bond transactions for CRA credit.
Moderator: John Sabatier, RBC Capital Markets, St. Petersburg, FL
Presenters: Wade Norris, Eichner Norris & Neumann, Washington, DC
Barry Krinsky, Citi Community Capital, Boca Raton, FL
Paul Weissman, Dougherty & Company, Denver, CO
Thursday, April 4 (continued)
We are proud to support theNational Assocation of
Local Housing Finance Agenciesin its ongoing leadership in the
�eld of a�ordable housing �nance.
McCormack Baron Salazar works in collaboration with local housing �nance agencies across the countryto revitalize urban neighborhoods and create vibrant,
holistic communities for families, seniors, and children.
Harmony OaksNew Orleans, Louisiana
10 | NALHFA 2013 Annual Educational Conference
Conference Program
Creative Solutions to Housing the Homeless and Offering Supportive Services Poydras
This panel will present three case studies of creative projects and programs to address the housing and service needs of the homeless: “Higher Ground” supportive housing in Minneapolis, a $22 million bond issue in Atlanta and Unity of Greater New Orleans.
Moderator: Kent Robbins, Community Housing Development Corporation, Minneapolis, MN
Presenters: Ernestine Garey, NALHFA Vice President, Invest Atlanta’s Development Authority, Atlanta, GA
Martha Kegel, Unity of Greater New Orleans, New Orleans, LA
12:00 p.m. – 1:30 p.m.Lunch (on your own)
1:30 p.m. – 3:00 p.m.
Concurrent SessionsFulfilling HFA Fiduciary Responsibilities in the Wake of a Natural DisasterPelican I
Natural disasters often strike with little advance warning. Local Housing Finance Agencies need plans and procedures to protect the assets they have financed, identifying needed federal financial assistance, including tax code incentives, as well as being part of a larger network of assistance for victims.
Moderator: Ron Williams, NALHFA Board Member, Southeast Texas Housing Finance Corporation, Houston, TX
Presenters: Mtumishi St. Julien, NALHFA Board Member, The Finance Authority of New Orleans, LA
Richard Froehlich, Executive Vice President, Chief Operating Officer and General Counsel, New York City Housing Development Corporation, NY
The Changing Landscape of Mortgage ServicingPelican II
No segment of our industry has changed more over the past few years than Mortgage Loan Servicing. Listen to experienced representatives from a leading Master Servicer and the finance industry speak on changes such as Lender Management, FICO and Debt to Income requirements, mortgage servicing rights, and how these changes will impact HFAs and cash flows for both Bond and TBA programs.
Moderator: Sheryl Krocek, US Bank Home Mortgage, Bedford, OH
Presenters: Scott Schmitt, US Bank Home Mortgage, Bedford, OH
Ansel Caine, Caine Mitter & Associates, New York, NY
Making 4% Low-Income Housing Tax Credits More Viable: What are Investors Seeking?Poydras
With the competition for 9% Low-Income Housing Tax Credits so intense, investors are increasingly looking to 4% credits as an alternative. What are these investors seeking from these transactions?
Moderator: Jim Shaw, NALHFA President, Capital Area Housing Finance Corporation, Austin, TX
Presenters: Noel Henderson-James, Richman Housing Resources, New York, NY
Mike Duffy, McCormack Baron Salazar, St. Louis, MO
William Callihan, Capital One, New Orleans, LA
3:00 p.m. – 3:15 p.m.Break
Friday, April 5 (continued)
Helping to Provide Affordable Housing Across the CountryAtlanta • Chicago • Denver • Fayetteville • Irvine • Kansas CityLittle Rock • Los Angeles • Minneapolis • Oklahoma City • OmahaPhiladelphia • Richmond • Scottsdale • Washington • Wichita
www.KutakRock.com
12 | NALHFA 2013 Annual Educational Conference
Conference Program
3:15 p.m. – 4:30 p.m.
Concurrent Sessions
For Board Members OnlyThe New Hi-Tech Savvy HFA…. Make Sure Board Members are EquippedPelican I
In 2012, the Housing Finance Authority of Miami-Dade County emerged as an Independent HFA. Through aggressive leadership, strategic goal planning and contemporary technology improvements, the HFA has successfully transitioned from a traditional office to a hybrid virtual work environment. Board Docs is one of the many new automation tools of the hybrid setting. Bring your iPad, Tablet PC or laptop and join us for an interactive Board Docs session that is sure to be enjoyed by all.
Moderator: Patricia Braynon, NALHFA Immediate Past President, HFA of Miami-Dade County, FL
Presenters: Don Horn, Chairperson, HFA of Miami-Dade County, FL
Ari Ionnades, President, Board Docs, Atlanta, GA
Housing Preservation: Great Examples from the FieldPelican II
The preservation of affordable housing is usually a community priority in cities and counties across the country. Because it maintains the existing affordable housing stock in a cost-effective manner, it is a ready approach to a housing strategy. This session will look at lessons learned from great examples.
Moderator: Paula Sampson, NALHFA Treasurer, Fairfax County Redevelopment and Housing Authority, Fairfax, VA
Presenters: Dawn Luke, Invest Atlanta (Atlanta’s Development Authority), Atlanta, GA
Allison Ladd, District of Columbia Housing Finance Agency, Washington, DC
3:00 p.m. – 3:15 p.m.Break
6:00 p.m. – 7:30 p.m.Off-site Reception The Presbytere in Jackson Square Meet in the Hotel Lobby at 5:30 p.m. Buses return to the Hotel beginning at 7:30 p.m.
Sponsored by: The Finance Authority of New Orleans, the Calcasieu Parish Public Trust Authority, East Baton Rouge Mortgage Finance Authority, Jefferson Parish Finance Authority and the Louisiana Association of Local Housing Finance Agencies.
Located in Jackson Square, this historic building houses the Mardi Gras Museum on the second floor and the new interactive Hurricane Katrina exhibit on the first floor. Join your colleagues for a fabulous event.
Saturday, April 69:00 a.m. – 12:00 p.m.Off-Site Affordable Housing Projects TourSponsored by: Enterprise Community Partners, New Orleans, LA
Meet in the Hotel Lobby at 8:45 a.m. Space is limited. Be sure to sign up before the start of the tour at the Conference Registration Desk.
Friday, April 5 (continued)
Plan now to attend the NALHFA 2014 Annual Educational Conference. Be sure to visit the NALHFA website at www.nalhfa.org for updates.
NALHFA 2014 Annual Educational ConferenceSpring, 2014Atlanta, GA
Sponsors
Sponsorship Opportunities for 2014NALHFA relies on the support and contribution of its sponsors to offer attendees the very best programs and amenities available. Sponsorship is not only a way to contribute to NALHFA’s efforts but it is also an opportunity to network and reach out to potential clients within the local housing finance industry. To become a sponsor, please download the sponsorship opportunities packet, or contact John Murphy, NALHFA Executive Director, at (202)-367-1257, or [email protected].
Silver Sponsors
George K. Baum & Companywww.gkbaum.com
U.S. Bankwww.usbank.com
Morgan Stanleywww.morganstanley.com
McCormack Baron Salazar, Inc.www.mccormickbaron.com
Raymond James & Associateswww.raymondjames.com
RBC Capital Marketswww.rbccm.com
Bronze Sponsors
First Southwest Companywww.firstsw.com
Denihan & Associateswww.denihanassoc.com
Workforce Resourcewww.workforceresource.com
Bank of New York Mellonwww.bnymellon.com
Chapman and Cutlerwww.chapman.com
Bank of Texaswww.bankoftexas.com
Novogradac & Co.www.novoco.com
Kutak Rockwww.kutakrock.com
ProLink Solutionswww.prolinksolutions.com
TM
SOLUTIONS
General Sponsors
HostsExhibitors
TM
SOLUTIONS
ProLink Solutionswww.prolinksolutions.com
RBC Capital Marketswww.rbccm.com
U.S. Bankwww.usbank.com
The Finance Authority of New Orleanswww.financeauthority.org
East Baton Rouge Mortgage Finance Authoritywww.ebrmfa.org
Calcasieu Parish Public Trust Authoritywww.trustauthority.org
Jefferson Parish Finance Authoritywww.jeffparish.net
NALHFA 2013 Annual Educational Conference | 15
Enterprisewww.enterprisecommunity.com
Bus Tour Sponsor
HDS, Inc.www.hdsoftware.com
SHERYL KROCEKSenior Account [email protected]
SCOTT SCHMITTAccount [email protected]
JAMES CORENOMortgage Regional Product [email protected]
mrbp.usbank.com
The Mortgage Revenue Bond Program Division (MRBP) proudlysponsors the 2013 NALHFA Annual Educational Conference.
The MRBP Division continues to develop customized partnerships with
Housing Finance Agencies in order to provide the proper services to fit their
mortgage financing needs.
Contact one of our representatives today to learn more about our full range
services that may be beneficial to you.
M O R T G A G E R E V E N U E B O N D P R O G R A M D I V I S I O N
Visit usbank.com to learn more about U.S. Bank products and services. Mortgage products offered by U.S. Bank National Association,Member FDIC. ©2013 U.S. Bank 29852 expires 9/7/2013